<html xmlns="http://www.w3.org/1999/xhtml" dir="ltr" lang="en-US"><head profile="http://gmpg.org/xfn/11"><meta http-equiv="X-UA-Compatible" content="IE=8" /><meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <title> adkjznd.info</title> <link rel="stylesheet" href="http://adkjznd.info/wp-content/themes/tmp/style.css" type="text/css" media="all" /><!--[if IE 6]><link rel="stylesheet" href="http://adkjznd.info/wp-content/themes/tmp/ie6.css" type="text/css" /><![endif]--> <meta name="robots" content="index,follow" /><link rel="pingback" href="http://adkjznd.info/xmlrpc.php" /><link rel="shortcut icon" href="http://adkjznd.info/wp-content/themes/tmp/favicon.ico" type="image/x-icon" /> <link rel="EditURI" type="application/rsd+xml" title="RSD" href="http://adkjznd.info/xmlrpc.php?rsd" /><link rel="wlwmanifest" type="application/wlwmanifest+xml" href="http://adkjznd.info/wp-includes/wlwmanifest.xml" /> <link rel='index' title='adkjznd.info' href='http://adkjznd.info/' /><meta name="generator" content="WordPress 3.1.3" /></head><body id="home"> <div id="header" class="clearfix"> <div id="branding"> <h1 id="logo"><a href="http://adkjznd.info/" title="adkjznd.info">adkjznd.info</a></h1> <div class="description"> </div> </div> <div id="nav" class="clearfix"> <div id="nav-search"> <form role="search" method="get" id="searchform" action="http://adkjznd.info/" > <div><label class="screen-reader-text" for="s">Search for:</label> <input type="text" value="" name="s" id="s" /> <input type="submit" id="searchsubmit" value="Search" /> </div> </form> </div> <ul id="menu"> <li class="page-item-home current_page_item "><a href="http://adkjznd.info/">Home</a></li> <li class="page_item page-item-6"><a href="http://adkjznd.info/about/" title="About">About</a></li><li class="page_item page-item-10"><a href="http://adkjznd.info/blog/" title="Blog">Blog</a></li><li class="page_item page-item-8"><a href="http://adkjznd.info/contact/" title="Contact us">Contact us</a></li><li class="page_item page-item-21"><a href="http://adkjznd.info/privacy-policy/" title="Privacy policy">Privacy policy</a></li> </ul> <div id="submenu-bg"> </div> </div> </div> <div id="main" class="clearfix"> <div id="container"> <div id="content"> <div class="post-74 post type-post status-publish format-standard hentry category-uncategorized tag-best-business-ideas tag-best-online-business tag-best-online-business-ideas tag-best-online-business-to-start tag-business-ideas tag-how-to-make-money-online tag-make-money-online tag-online-business tag-online-business-from-home tag-online-business-ideas tag-small-business-ideas tag-start-an-online-business tag-start-online-business tag-starting-an-online-business" id="post-74"><h1><a href="http://adkjznd.info/hr-departments-should-use-online-business-english-courses-for-corporate-training/" rel="bookmark" title="Permanent Link to HR Departments Should Use Online Business English Courses for Corporate Training">HR Departments Should Use Online Business English Courses for Corporate Training</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Why do I say that corporate Human Resource Departments should use online Business English courses for corporate training? An Online Business English teaching website using Skype or a virtual classroom can be useful for developing their employees and increasing their competitiveness. There are also some other very good reasons.One reason is that there is a trend towards using more online learning courses in the corporate world. There must be some good reasons for corporations to be doing this. These online courses can be more flexible in timing, number of attendees, etc. They can be more effective due to having one to one training or smaller groups (not as costly so no need to have large classes to reduce the cost per person). Thus, an online course will take less money out of the HR training budget, or it will allow more people to be trained with the same amount of money.Why online courses?They can be cost effective. There will be no needed airfare costs to bring in a trainer, or to send the students to the location, and also there will be no lodging and food costs. A classroom may not be needed for the students to access the internet. With a virtual classroom it is just like a classroom: there is a whiteboard that can be used by both the students and teacher, the teacher can show videos, the class can review word documents, excel files, and PowerPoint presentations. Many of the virtual classrooms can have students online at one time from five different locations, so there may be no need to have a physical classroom for the students to take the online course. As well, because of the lower cost, the course can be given to fewer students and still be cost effective. The money saved by using online courses can be used to give more courses to the employees.If the HR departments and corporations are doing online training courses then why not online Business English courses? As shown above, online courses can have significant cost savings for companies. These can be used to upgrade and improve the English of the non-native English speakers in your corporation that have to deal in English in the business world. The courses can be customized to suit the needs of the company and the students. With fewer students needed to make the courses cost effective they can be even more customized for the students.Why online Business English courses?They can improve international communications for sales and business people. Employees, especially sales people, will be better able to give presentations. Employee will be more comfortable in business situations. There will be fewer communication problems with clients and suppliers. These courses can be targeted to an individual’s problem areas.What courses can be taken?There are many business English courses that you can take. For example Business English Courses: English Job interviews, Business Correspondence, Presentations in English, Writing, Resume Writing, and Business English, Negotiation, Meetings, Telephoning, Socializing, and other similar courses. There are many online English and Business English courses, some which use Skype and others that use a virtual classroom providing lessons. A virtual classroom will have an on screen whiteboard on which both the student and teacher can write and draw, be able to show Word, Excel, and PowerPoint files, and be able to show YouTube videos during the class.What are the benefits to the company?The benefits to the company are many. Foreign companies can improve the English of local hires since most communication will probably be in English. Local companies can improve communications with foreign clients and suppliers. Your employees will be happier because they will be more comfortable talking with clients or suppliers in English. The clients and suppliers will be happier because there will be fewer problems caused by miscommunication. Online courses can be run with fewer students, so there will be a cost savings because the neither trainer nor the students need to be brought together.For headhunters and human resource recruiting companies their candidate will be more appealing to the client, and will be more marketable. They should do better in job interviews with the client and be more likely to be hired by a foreign or international company searching for local employees.In summary there are many benefits and savings from online Business English courses. Your employees will be more comfortable speaking English, there will be fewer communication problems, your sales presentations will go smoothly, and you will have lower training costs per employee. HR departments should use online Business English courses for all or part of their training needs if they are doing business internationally. </p><div class="mads-block"></div> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/best-business-ideas/" rel="tag">best business ideas</a> <a href="http://adkjznd.info/tag/best-online-business/" rel="tag">best online business</a> <a href="http://adkjznd.info/tag/best-online-business-ideas/" rel="tag">best online business ideas</a> <a href="http://adkjznd.info/tag/best-online-business-to-start/" rel="tag">best online business to start</a> <a href="http://adkjznd.info/tag/business-ideas/" rel="tag">business ideas</a> <a href="http://adkjznd.info/tag/how-to-make-money-online/" rel="tag">how to make money online</a> <a href="http://adkjznd.info/tag/make-money-online/" rel="tag">make money online</a> <a href="http://adkjznd.info/tag/online-business/" rel="tag">online business</a> <a href="http://adkjznd.info/tag/online-business-from-home/" rel="tag">online business from home</a> <a href="http://adkjznd.info/tag/online-business-ideas/" rel="tag">online business ideas</a> <a href="http://adkjznd.info/tag/small-business-ideas/" rel="tag">small business ideas</a> <a href="http://adkjznd.info/tag/start-an-online-business/" rel="tag">start an online business</a> <a href="http://adkjznd.info/tag/start-online-business/" rel="tag">start online business</a> <a href="http://adkjznd.info/tag/starting-an-online-business/" rel="tag">starting an online business</a></p> </div> <!-- --> </div> <div class="post-72 post type-post status-publish format-standard hentry category-uncategorized tag-telecommunications" id="post-72"><h1><a href="http://adkjznd.info/implement-highly-competent-telecommunication-systems-for-optimum-productivity/" rel="bookmark" title="Permanent Link to Implement Highly Competent Telecommunication Systems for Optimum Productivity">Implement Highly Competent Telecommunication Systems for Optimum Productivity</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Today’s business interactions have evolved from the ages of conventional communication methods to high-tech and interactive mobility solutions. Large scale business sectors to the recent SOHO cluster, all of them now rely on automated messaging and reply system for real-time productivity and customer support. If you want a fully customized and responsive business communication for your company, then you must select the best Telecommunication Companies. There are certain factors to consider when it comes to opting for the best telecommunication solution packed with industry oriented features and customization for future needs.The evaluation factorsYou need to identify the exact requirements of communication in your organization. If you do not have a clear idea of how you will utilize this service for achieving a responsive and interactive Business Telecoms system, then you may face trouble in selecting the right vendor. For a simple overview of a particular telecommunication solution, you can use the limited period and featured free plans. This is like a software demo that you are familiar with. While going for a new web-based communication solution, you must check its compatibility with all the network carriers operating in your area. You may even look for the features like audience response system integrated with the zero disruption communication solution.Attractive tariff plans When it comes to sending and receiving multiple text messages for an efficient customer feedback system and in-house Business Telecoms, you must be concerned about the rates that your business communication service provider is charging. Without an economic plan, you will not be able to meet up with you annual budget allotted for this service. Always go for the economic tariff plans. You may need to invest more for such plans initially but it is the most cost effective service in the long run. The affordability factor acts as a decision making factor when you are evaluating multiple vendors for similar services.Easy customization and maintenanceTelecommunication for business requirements varies according to the features you need out of the system. The Telecommunication Companies should be able to offer you extensive customization options for future upgrades and easy maintenance. Almost all the similar communication features and services are cloud based today. So, you do not need to worry about on-site maintenance and upgrades. It is very easy to implement new features just by subscribing. However, it is you sole responsibility of checking the array of features that your communication service provider is ready to provide upon your requirement.Business interaction has evolved to new heights with the latest cloud based mobility solutions. You should perform a careful check on the features that your telecommunication service is offering you. Get a highly efficient communication solution with an economic tariff plan. There are many factors to consider summing up you actual communication requirements. Inadequate analysis of requirements can lead to improper communication solution that affects your company’s core competency. You should not welcome such situation at will. You can get professional assistance from a fully customized communication service provider. You can search online and collect detailed information on present day business communication system. Try to go for the trending communication technologies and features to make your company communication future ready. There are many expensive and inexpensive methods of communication. You must select the best economic plans and future proof communication solutions. </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/telecommunications/" rel="tag">Telecommunications</a></p> </div> <!-- --> </div> <div class="post-70 post type-post status-publish format-standard hentry category-uncategorized tag-basic-finance tag-finance tag-finance-basics tag-finance-books tag-finance-bros tag-finance-career tag-finance-degree tag-finance-frauds tag-finance-kya-hai tag-finance-major tag-finance-meaning tag-finance-news tag-finance-shorts tag-finance-stock tag-finance-with-sharan tag-fix-finances tag-fix-my-finance tag-learn-finance tag-mba-finance tag-mba-finance-jobs tag-mba-in-finance tag-personal-finance tag-public-finance tag-raga-finance tag-study-finance tag-what-is-finance tag-yahoo-finance tag-yahoo-finance-premium" id="post-70"><h1><a href="http://adkjznd.info/important-forex-news-of-2018/" rel="bookmark" title="Permanent Link to Important Forex News of 2018">Important Forex News of 2018</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> We all know that news is an important part of our lives. No morning is complete for us without having a glimpse of the newspaper while sipping a hot cup of tea. However, along with all the news of what is happening around, it is good if one is acquainted with what is happening inside the country in the context of business, currency exchange, etc. and how the finances of the country are managed. There are many websites, magazines and even applications for mobile phone where one can read Forex news and know about how foreign exchange brokers are progressing and putting in their strenuous efforts to maintain the financial market of the country effectively. Let us know about some of the latest foreign exchange news, which will give us a deeper view of different countries’ financial market, foreign exchange policies and overall financial condition of the country.China’s Central Bank has spent its second largest amount on Forex in the year 2018Iris Pang, an economist at ING, has confirmed that in the year 2018, the Central Bank of China had spent a whooping amount of 91.58 billion dollars in Forex purchases. This has turned out to be the second largest amount ever spent on foreign exchange currency purchases in the year 2018, while the largest amount ever spent on foreign exchange currency purchases was in September in the same year 2018 and was as high as 119.39 billion dollars.This is a testimony of the fact that foreign exchange purchases have become an integral part of the finances of various countries and a significantly high part of various countries’ budgets goes towards the foreign exchange purchases. Forex brokers are really important in managing the foreign market as they help a lot in the foreign currency exchange.EUR is expected to trade sideways from now onVarious analysts from UOB have suggested that EUR is expected to trade sideways from now on. The current upward pressure has been alleviated and it is due to this reason that EUR is likely to trade sideways, at least, for now, probably within the broad range of 1.128 to 1.144. It is expected that it may take up to several weeks for EUR to finally break through these levels. Various indicators are almost flat as of now and the recent movement indicates the consolidation phase.USD falls, GBP on cloud nineThe Pound of the Great Britain is the clear winner in the session that has taken place recently. It stayed at its all time highest for more than a week, staying at 1.29. The EUR is still at 1.14, which has got a slight upgrade due to the Brexit headlines. While GBP soars high as seen before, the dollar of the United States of America is not performing up to the expectations in most parts. It is falling behind its counterparts, except for NZD and AUD.Such news provide us with a lot of details about the finance and currencies of various countries, don’t they? </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/basic-finance/" rel="tag">basic finance</a> <a href="http://adkjznd.info/tag/finance/" rel="tag">Finance</a> <a href="http://adkjznd.info/tag/finance-basics/" rel="tag">finance basics</a> <a href="http://adkjznd.info/tag/finance-books/" rel="tag">finance books</a> <a href="http://adkjznd.info/tag/finance-bros/" rel="tag">finance bros</a> <a href="http://adkjznd.info/tag/finance-career/" rel="tag">finance career</a> <a href="http://adkjznd.info/tag/finance-degree/" rel="tag">finance degree</a> <a href="http://adkjznd.info/tag/finance-frauds/" rel="tag">finance frauds</a> <a href="http://adkjznd.info/tag/finance-kya-hai/" rel="tag">finance kya hai</a> <a href="http://adkjznd.info/tag/finance-major/" rel="tag">finance major</a> <a href="http://adkjznd.info/tag/finance-meaning/" rel="tag">finance meaning</a> <a href="http://adkjznd.info/tag/finance-news/" rel="tag">finance news</a> <a href="http://adkjznd.info/tag/finance-shorts/" rel="tag">finance shorts</a> <a href="http://adkjznd.info/tag/finance-stock/" rel="tag">finance stock</a> <a href="http://adkjznd.info/tag/finance-with-sharan/" rel="tag">finance with sharan</a> <a href="http://adkjznd.info/tag/fix-finances/" rel="tag">fix finances</a> <a href="http://adkjznd.info/tag/fix-my-finance/" rel="tag">fix my finance</a> <a href="http://adkjznd.info/tag/learn-finance/" rel="tag">learn finance</a> <a href="http://adkjznd.info/tag/mba-finance/" rel="tag">mba finance</a> <a href="http://adkjznd.info/tag/mba-finance-jobs/" rel="tag">mba finance jobs</a> <a href="http://adkjznd.info/tag/mba-in-finance/" rel="tag">mba in finance</a> <a href="http://adkjznd.info/tag/personal-finance/" rel="tag">Personal Finance</a> <a href="http://adkjznd.info/tag/public-finance/" rel="tag">public finance</a> <a href="http://adkjznd.info/tag/raga-finance/" rel="tag">raga finance</a> <a href="http://adkjznd.info/tag/study-finance/" rel="tag">study finance</a> <a href="http://adkjznd.info/tag/what-is-finance/" rel="tag">what is finance</a> <a href="http://adkjznd.info/tag/yahoo-finance/" rel="tag">yahoo finance</a> <a href="http://adkjznd.info/tag/yahoo-finance-premium/" rel="tag">yahoo finance premium</a></p> </div> <!-- --> </div> <div class="post-67 post type-post status-publish format-standard hentry category-uncategorized tag-advertising tag-advertising-agency tag-advertising-basics tag-advertising-concepts tag-advertising-fails tag-advertising-industry tag-advertising-space tag-advertising-week tag-best-advertising tag-children-advertising tag-creative-advertising tag-digital-advertising tag-facebook-advertising tag-false-advertising tag-online-advertising tag-targeted-advertising tag-tv-advertising tag-visual-advertising tag-what-is-advertising" id="post-67"><h1><a href="http://adkjznd.info/cpa-advertising-a-better-choice-for-low-budget-online-advertising/" rel="bookmark" title="Permanent Link to CPA Advertising – A Better Choice For Low Budget Online Advertising">CPA Advertising – A Better Choice For Low Budget Online Advertising</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Just like any information medium, the internet cannot survive without the advertisers. Most websites and online services are fueled by advertisement. For business newbie’s, the internet is one of the most cost-efficient ways to reach a larger number of potential customers and to increase sales.Cost-per-action (CPA) advertising is an online marketing process where the advertiser only pays whenever an action that is indicated in their advertisement has been made like sign up a registration form or buys a product. For instance, a client is asked to sign up a form with their e-mail address and zip code, when they submit the form, the client will be paid by the advertiser.Unlike the traditional cost-per-click (CPC) model for marketing where an advertiser has to pay for every click or view of their advertisement without the assurance of getting a lead or if a product would be sold, CPA is a much better choice for low budget advertisers.CPA advertising is strictly a performance-based advertising. There is more assurance that the money that an advertiser pays for advertising will be converted into profit unlike assuming that a product will be sold by just seeing the advertisements.In CPA advertising, a return of investment is also assured especially for an up starting company or individual who is only starting to build a business. It is also an effective way of reaching out to a larger number of prospective customers without expanding the limits of a business’ resources.A CPA network takes charge of the CPA advertising. The network pays out affiliates in exchange for their traffic from the agreed fees from the advertisers for the cost-per-lead or cost-per-sale. Conversions-meaning conversion of advertisement to leads (visitor to a site that discloses personal information in order to be approached for a product to be sold) or sale of products-are dependent on the traffic while at the same time; the network is dependent on conversions. More conversions mean larger revenues for both the network and the advertiser.It is best to take note that an advertiser must make sure to provide a high quality product to produce high-conversion rate for the product or service being sold. In this way, a CPA network will immediately approve an advertiser’s application especially when one is new in the business.Because a company or businessman can save in this kind of advertising, more likely, they can save more for their online advertisement campaign and use their savings for other aspects in their campaign.Because this kind of advertisement is also being utilized by major branded corporations, it can also be used by companies as testing grounds for the effectiveness of their advertisement before launching into a major advertisement campaign.Whether an advertiser relies on CPA advertisement or not, the success of a high rate of sold products by advertisement does not rely on the mode of advertisement but on how the product is packaged for the consumers to buy the product. Keep on track and see if what’s best for a business’ advertising needs. </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/advertising/" rel="tag">Advertising</a> <a href="http://adkjznd.info/tag/advertising-agency/" rel="tag">advertising agency</a> <a href="http://adkjznd.info/tag/advertising-basics/" rel="tag">advertising basics</a> <a href="http://adkjznd.info/tag/advertising-concepts/" rel="tag">advertising concepts</a> <a href="http://adkjznd.info/tag/advertising-fails/" rel="tag">advertising fails</a> <a href="http://adkjznd.info/tag/advertising-industry/" rel="tag">advertising industry</a> <a href="http://adkjznd.info/tag/advertising-space/" rel="tag">advertising space</a> <a href="http://adkjznd.info/tag/advertising-week/" rel="tag">advertising week</a> <a href="http://adkjznd.info/tag/best-advertising/" rel="tag">best advertising</a> <a href="http://adkjznd.info/tag/children-advertising/" rel="tag">children advertising</a> <a href="http://adkjznd.info/tag/creative-advertising/" rel="tag">creative advertising</a> <a href="http://adkjznd.info/tag/digital-advertising/" rel="tag">digital advertising</a> <a href="http://adkjznd.info/tag/facebook-advertising/" rel="tag">facebook advertising</a> <a href="http://adkjznd.info/tag/false-advertising/" rel="tag">false advertising</a> <a href="http://adkjznd.info/tag/online-advertising/" rel="tag">online advertising</a> <a href="http://adkjznd.info/tag/targeted-advertising/" rel="tag">targeted advertising</a> <a href="http://adkjznd.info/tag/tv-advertising/" rel="tag">tv advertising</a> <a href="http://adkjznd.info/tag/visual-advertising/" rel="tag">visual advertising</a> <a href="http://adkjznd.info/tag/what-is-advertising/" rel="tag">what is advertising</a></p> </div> <!-- --> </div> <div class="post-65 post type-post status-publish format-standard hentry category-uncategorized" id="post-65"><h1><a href="http://adkjznd.info/5-keys-to-raising-capital-for-your-new-business-idea/" rel="bookmark" title="Permanent Link to 5 Keys to Raising Capital for Your New Business Idea">5 Keys to Raising Capital for Your New Business Idea</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Learning how to raise capital for your business idea is often difficult for many otherwise very capable would be entrepreneurs. Raising finance, be it from a bank, a venture capital firm or a business angel, has a lot to do with being able to sell your business idea, and less about how good that idea actually is. The best business idea can get nowhere if you cannot convince your prospective investors of its potential as an investment and your ability as a business owner of making it a success. You should keep the following key points in mind when trying to raise capital for your new business idea.Prepare a business planWriting a business plan is often a lot of work and distracts you from doing what you want to do, which is running your business. But you won’t get any funding without a solid written business plan. Telling an investor or your bank contact that they should give you money because you had a great idea is just not going to cut it. A business plan will explain exactly what you plan on doing with that money, why you need it and real numbers proving your business idea potential. Among other things, you’ll need to be able to prove that you know your audience and the size of the market you plan on targeting, your marketing plans, your expected cashflow for the first few years and how will you deal with risks such as another competitor entering the market. If you are unsure about how to write a good business plan you can also hire a consultant to help you prepare it, but make sure you know exactly what’s in it, since the consultant won’t be with you when talking to the potential investors.Practice your pitchLooking for investment is like selling your business idea to somebody who knows a lot about what makes a good, profitable business. While a good business plan is the basis for your pitch, you will still need to deliver it the right way. It’s worth investigating your potential investors, and adapting your pitch to that information. For example, a bank is often conservative and would be more interested in you showcasing how your business idea is a safe bet and has a solid base, without extravagant expenses or high risk taking. However, an investor with an existing portfolio of cutting edge technological business may be more interested in listening to how your business is highly innovative and will use the money to create the next big thing online. Do not go into any meeting with your investors without researching all you can about them and their style, since they will have no doubt researched you to see if you, as a person and a businessman, are likely to succeed.Plan for threats and weaknessesRemember when at job interviews people asked you to name your weak points? Your investors are going to do exactly the same about your business idea. While it’s clear that you wouldn’t be asking for investment if you didn’t believe your business idea has a high potential for success, you should also be aware of what things could make it fail, and be able to plan for it. Do not say “Nothing can go wrong, I have everything covered” because at best you’ll get a reality check from the investors about the many things you had not considered, before politely being shown the door. Being secure of yourself is great, but realism is highly appreciated in business.Know your USPWhat makes your business idea unique, and so makes people choose you over anybody else to buy from? Your unique selling point, or USP, will be key to your marketing strategy since it’s the reason why people will buy from you. A generic business with no unique selling point is not likely to make venture investors interested, because if anybody can do it, it’s probably not going to be very profitable. Investors want a high return on investment, and that means that your business should grow and not just be good enough for you to make a living. On the other hand, a bank may be less demanding with your uniqueness, as long as you are using a proven business model on a niche that has room for new players, but a bank knows that they’ll get their payment through your loan interest so they are satisfied with you just breaking even and paying your loan.Show that you the right person to lead your businessThis is another challenging issue when trying to get finance, and a question that few investors will ask you directly so you need to show it by your actions and your sales pitch. Some people are great at having ideas, but are very bad at making those ideas into a real business and managing the day to day of said business. As a business owner, you’ll need many skills that aren’t directly related to your business core idea. Even if you are technically the best developer in the world, and the person who can best implement your idea, you may not be the right person to actually manage it and many investors will notice that unfavourably. Make sure you come across as a savvy businessperson, and not just a great inventor or a proficient salesman. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-63 post type-post status-publish format-standard hentry category-uncategorized" id="post-63"><h1><a href="http://adkjznd.info/where-in-the-world-is-your-finance-penetration/" rel="bookmark" title="Permanent Link to Where in the World Is Your Finance Penetration?">Where in the World Is Your Finance Penetration?</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Way back in 1971, C.P. Snow wrote about technology in the New York Times. He said, “Technology… is a queer thing. It brings you great gifts with one hand, and it stabs you in the back with the other.”Many dealers are voicing that sentiment these days. Far too few have done anything about it. Some have learned to use computer software with skill. They use the apps on iPhones, iPads, and Blackberries. They have created an effective Web site. They use Facebook and Twitter and LinkedIn for social networking. For others, these are merely words and technologies that test their ability to conduct both business and their private lives. Dealers, already feeling the brunt of the two-plus year recession and massive changes in the car industry, are becoming increasingly concerned about their ability to not only keep up, but to even remain in the playing field.Why should dealers bother with such things? Isn’t the old way good enough? Nope!Customers who always shopped on the lot are now shopping on the Internet before they take a step toward a dealership. They’ve researched every model in their price range and with the features they want. They’ve read a dozen articles about how to get the best deal. They’ve become more savvy than many sales people hired by dealerships; they know their credit score; they know where they can find the best price on insurance, window tinting, undercoating, you name it. Everything once sold to them by a finance officer from the menu is for sale on the Internet.Are you one of the dealerships where handwringing has become a daily pastime? Have you taken a close look at your bottom line? Have you noticed what would happen to your finance portfolio if you removed your sub-vent rated and nonprime customers? Have the numbers of your prime-financing customers dwindled to an all-time low? Perhaps you haven’t seen the drop in your captive financing yet, but beware, it’s coming just as surely as the first snowstorm.Snow was right, back in 1971! The Internet can either become a beacon for drawing in more satisfied customers to your dealership and vastly increase your bottom line, or it can stab you in the back. It can be your best friend or your worst enemy. How?Statistics show that 80% of car customers go online before they make the decision to buy and before they come to your dealership. What are they researching? Brands, models, features and, most of all, prices. Most of all, prices. The majority of Americans in today’s economy are deeply concerned about their budget. They have a fixed amount to spend on a car payment and all the other expenses involved in owning it. The vehicle they choose must fit within that fixed figure. They cannot afford to buy on whim or to make a careless mistake. They won’t take the chance of being bamboozled into buying things they don’t want, don’t need, and can’t afford by a fast-talking sales or finance mangerWhere do these savvy customers get their information? One of their first sources is Edmunds, the friendly consumer-shopping guide. Edmunds has never been and still isn’t the dealer’s friend. Edmunds does whatever is necessary to achieve the sale on vehicles and products from the Internet shopper… and then refers these buyer to specific retailers to obtain a fee! Banks. Finance companies. Insurance companies. You name it.Don’t let them get a strangle hold on your customers! If you haven’t already checked this article on Edmunds.com, perhaps you should do so right now!Confessions of an Auto Finance Manager In the Back Rooms of America’s Car Dealerships By Philip Reed, Senior Consumer Advice Editor and Nick JamesIntroduction”Congratulations, you’re getting a great deal!” the car salesman says, pumping your hand. “Let’s sign the paperwork and you’ll be on your way in your new car!”At first you’re relieved – the negotiating is over. But then the salesman walks you down a back hallway to a stark, cramped office with “Finance and Insurance” on the door. Inside, a man in a suit sits behind the desk. He greets you with a faint smile on his face. An hour later you walk out in a daze: The whole deal was reworked, your monthly payment soared and you bought products you didn’t really want.What happened to your great deal?You just got hit by the “F&I Man,” also called the finance officer. He waits in the back of every dealership for unsuspecting customers so he can increase the profit for the dealership and boost his commission.In this four-part series, written by veteran auto finance manager Nick James, you will learn the F&I man’s tricks and how to avoid them. When you’re done, you’ll be ready to safely navigate this crucial part of the car buying process, and the F&I man will never work his “magic” on you again.- The Editors at Edmunds.comAre you still ushering your customers into the office of your “F&I Man”? No? You have a Web site? You update it once a month? You have a tech-savvy employee who checks your e-mail messages every morning? BUT… how would you answer these questions?When your potential customers come to your Web site, what resources do you have available to steer them away from online financing? Do you have a quick reference guide for their buying the vehicle that fits their budget and your financing terms? Is the information presented in a complete, forthright and friendly manner? Does it enlist confidence and trust? Will readers feel they’d get a no-nonsense financing deal from you?If these online customers make a call to ask a few questions, does your finance manager answer them, or resort to the former game of “I can only reveal those options when you come in for an interview”? Does he or she become discouraged by the process of reviewing transactions over the phone? Does your Internet manager have direct access to your finance manager at all times; avoid posting rates and product pricing on your Web site; work well with your sales and finance departments? Have you utilized the I-chat technology now readily available to instantly answer your customers’ finance questions? How many phone calls to your finance department go unanswered on a daily basis? How are online customer calls being handled in your F&I office?Reducing your finance penetration will not only effect the overall performance of your dealership, but will negatively effective your reinsurance investment. If your customers are financing with someone else, they could also be buying their other products. Take a long and serious look at the insurance products you sell, the agent who works with you, and the changes that must be made to keep you competitive with the technology available to all your customers. You must remain competitive in products offered, their quality, and their prices. Should you be considering a new partner?What new and creative processes are you providing your current and potential customers within your Web site? Have you considered presenting your menu as a virtual finance manager? Do you have WebEx with a preloaded menu available for review with your customers whether they are onsite in your finance office or sitting in the comfort of their home? Why not?An upfront sales approach is the best way to reestablish a thriving business in today’s technological world. Teenagers and college students are facile in the use of every conceivable tool involving the information highway. They are your future customers. They will find Edmunds and every comparable site and use the information to their advantage. Provide them with a dozen reasons to buy their vehicle and products from your dealership. Ensure them that financing their dream car with you is the only sensible choice.Although computer use and Internet technology has been around for several decades, it has taken a giant leap in recent years as more and more consumers realize they can save themselves time and money by letting their fingers do the walking. Another great American journalist, Sydney J. Harris, who wrote for the Chicago Daily News and later the Chicago Sun-Times, died in the late 80s; but, he was savvy about where technology would take us. He said, “The real danger is not that computers will begin to think like men, but that men will begin to think like computers.”We’ve reached that point. Where in the world is your finance penetration? It’s time to find out! Do it… today. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-60 post type-post status-publish format-standard hentry category-uncategorized" id="post-60"><h1><a href="http://adkjznd.info/how-to-get-your-online-finance-education/" rel="bookmark" title="Permanent Link to How to Get Your Online Finance Education">How to Get Your Online Finance Education</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Does a trip to the bank thrill you? Do you love it when payday comes and you can successfully manage your money? You may be interested in getting your financial degree. You can get your online finance education with just a few simple clicks of the mouse. You no longer have to go down to the campus and stand in line and register for classes. You do not need to attend orientation at the college or get into your cold vehicle in the winter time just to make it to class on time. If you have children at home you no longer need to leave them at a sitters’ house so you can go to college. You can be home with them while you are going to college at the same time.There are several colleges that offer online finance education. You can graduate with an associate degree in about two years or go on to get your bachelors degree in four years. You learn at your own pace, everyone does and when you take courses online you can learn at your own pace. Although there is a schedule to follow on courses online you will still be able to attend school when it is convenient for you. It may be after the kids go to bed, after dinner, before everyone gets up in the mornings, and so one. The perfect time to go to college really depends on you.Registration for online finance education is done completely online so you never have to leave your home to go to the college. You can choose whether you want to be a full time or part time college student. You can even qualify for grants and loans to help pay for your college.Before choosing a college you may want to make sure that you verify that the college is accredited. If you want your online finance education to count you will need to make sure that the college is accredited. If you are just taking the classes because you want to then you won’t need to verify this. There are several ways to check to see if a college is accredited but they should display this information in easy access on their website.Going back to school may seem overwhelming but you will find that it is going to be the best decision you have ever made. Working full time, raising your family, and going to college; you are living the dream. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-58 post type-post status-publish format-standard hentry category-uncategorized tag-adidas-clothing tag-apparel tag-cat-shirt tag-designer tag-hunting-clothes tag-jordan-clothing tag-mens-clothing tag-sports-clothes" id="post-58"><h1><a href="http://adkjznd.info/wholesale-clothes-how-to-source-out-clothes-through-wholesale-clothing-lots/" rel="bookmark" title="Permanent Link to Wholesale Clothes – How to Source Out Clothes Through Wholesale Clothing Lots">Wholesale Clothes – How to Source Out Clothes Through Wholesale Clothing Lots</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Running a wholesale clothes business is without doubt a great way to make money. The market for clothes is tremendous and is expected to grow year after year. The competition, however, is quite fierce and if you are in this business, you must keep your prices low while maintaining a high quality in the clothes you sell. To do this, it is necessary to find a wholesale clothes supplier you can rely on to provide you with quality clothes at low prices.In any buy-and-sell business, prices represent the bottom line. You may have the finest and most fashionable clothes to sell, but if your prices are too high nobody will buy them from you. The only way you can sell your products at affordable prices is for you to get them cheap from your wholesale supplier. Make use of online wholesale directories to find a suitable wholesaler.You can use the Internet to search for suppliers of wholesale clothing lots. Usually, these clothing lots contain a wide selection of clothes. For example, one lot may contain men’s wear of different brands, styles, colors and sizes. It may contain shirts, slacks, jackets and sports apparel. Wholesale clothing lots are sold very cheap, up to 70% off the retail price. With such a huge discount, you can sell the clothes below the regular retail price and still make a good profit.Do not limit yourself to wholesale clothes suppliers from your own country. Inquire from international suppliers too. In many instances, you may be able to get your wholesale clothes from them at much cheaper prices. Be very clear about shipping charges, and factor this into your over-all cost, if ever you have to pay for shipping. Find out also when you can expect to receive your order.There are a great number of suppliers with wholesale clothing lots for sale at rock bottom prices. A quick search on the Internet will allow you to locate one that suits your needs, whether you are looking for ladies’ apparel, men’s wear, babies’ clothing, plus size women’s clothes or other items. Once you have the goods, you can start selling them and make a good profit for yourself. </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/adidas-clothing/" rel="tag">adidas clothing</a> <a href="http://adkjznd.info/tag/apparel/" rel="tag">apparel</a> <a href="http://adkjznd.info/tag/cat-shirt/" rel="tag">cat shirt</a> <a href="http://adkjznd.info/tag/designer/" rel="tag">designer</a> <a href="http://adkjznd.info/tag/hunting-clothes/" rel="tag">hunting clothes</a> <a href="http://adkjznd.info/tag/jordan-clothing/" rel="tag">jordan clothing</a> <a href="http://adkjznd.info/tag/mens-clothing/" rel="tag">mens clothing</a> <a href="http://adkjznd.info/tag/sports-clothes/" rel="tag">sports clothes</a></p> </div> <!-- --> </div> <div class="post-55 post type-post status-publish format-standard hentry category-uncategorized tag-beauty tag-cosmetics tag-face-care tag-face-products tag-serum tag-skin tag-skin-tonic tag-skincare tag-treatment" id="post-55"><h1><a href="http://adkjznd.info/why-is-organic-antioxidant-skin-care-the-very-best-for-your-skin/" rel="bookmark" title="Permanent Link to Why Is Organic Antioxidant Skin Care The Very Best For Your Skin?">Why Is Organic Antioxidant Skin Care The Very Best For Your Skin?</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> These might at first glance sound like easy questions to answer.1. Are all skin care products out in the market place safe?<br />2. Can you develop skin conditions just from using certain skin care products?<br />3; Can skin care products actually cause serious harm to your health?<br />4. Are there skin care products that are effective and also good for your health and cause no harm to your skin?Question number one is a resounding no! There are many skin care product lines that are widely sold in the market place that are not safe. Many of these skin care products contain caustic chemicals, preservatives and many other additives that can cause not only skin reactions but can also lead to serious conditions both on your skin and for your overall health.The answer to question number two is yes. Many people develop skin conditions from the products they are using and don’t even know that the products are the source. They keep using the products they are familiar with and use makeup to cover the problems. When a skin care product has a variety of synthetic chemicals in it the potential for negative reactions to the skin are widely different for different people.Question number three’s answer is also yes. Long term use of chemical ingredient skin care products can cause many forms of long term health issues. Like cancer, auto immune disease. There are many types of illnesses that are related to the absorption of toxic compounds through the skin. It’s bad enough that we all absorb toxic compounds just being exposed to the environment, we live in a very toxic world these days. Then to also add more toxic chemicals willingly through the skin care products you use is insult to injury.Question number four is answered yes. There are definitely skin care products available that are not only very effective but also good for your health and for your skin.<br />This what the rest of this article is about, the positive message that you can take great care of your skin, stay looking younger, heal and prevent skin conditions and prevent serious health problems that can start through your skin.The concept of organic skin care has gained a lot of attention. The idea that what you put on your skin should be pure, chemical free and have no synthetic ingredients makes perfect sense. If you believe it’s better to eat organic food, as opposed to food grown with pesticides, herbicides and other chemicals, or foods processed with preservatives, additives and other unnatural food compounds, then the same should go for skin care.Of coarse you should be conscious and concerned about the food you eat and it’s effect on your health, you should also be conscious about what you put on your skin.Your skin being your bodies largest organ is the filter and the protector for your body from all the toxicity you are exposed to in the modern world. If you have healthy well treated skin that has been fed lots of antioxidants and your are internally also healthy with a strong immune system, you can fight off all the free radicals that attack you through your skin and can potentially cause serious damage to your health.Antioxidants are if not the most important compounds, they rank right at the top of the organic compounds we all need in our bodies and on our skin. We have to add them daily and keep the absorption of antioxidants at a consistently high level. It is sad to say but we do live in a very polluted world and much of this toxicity in deliberately added in the quest for profitable products. Companies get their products approved without the longer term health studies that should be completed so the consumer can be assured the products are safe.The only real clear way to know for sure whether a specific skin care product has no harmful side effects, is to only use organic products that have zero synthetic additives, chemicals or other ingredients that are not from the natural world. Of coarse there are compounds in the natural world that are toxic, and ingredients in organic products that can effect different people in different ways, so as with any product or food, read the labels and know what you are eating or putting on your skin. If the company is a reputable company with a positive track record and their skin care products are all organic it is a good bet they will do you no harm. </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://adkjznd.info/tag/beauty/" rel="tag">beauty</a> <a href="http://adkjznd.info/tag/cosmetics/" rel="tag">cosmetics</a> <a href="http://adkjznd.info/tag/face-care/" rel="tag">face care</a> <a href="http://adkjznd.info/tag/face-products/" rel="tag">face products</a> <a href="http://adkjznd.info/tag/serum/" rel="tag">serum</a> <a href="http://adkjznd.info/tag/skin/" rel="tag">skin</a> <a href="http://adkjznd.info/tag/skin-tonic/" rel="tag">skin tonic</a> <a href="http://adkjznd.info/tag/skincare/" rel="tag">skincare</a> <a href="http://adkjznd.info/tag/treatment/" rel="tag">treatment</a></p> </div> <!-- --> </div> <div class="post-53 post type-post status-publish format-standard hentry category-uncategorized" id="post-53"><h1><a href="http://adkjznd.info/view-health-care-from-all-angles-through-pharmacy-technician-schools/" rel="bookmark" title="Permanent Link to View Health Care From All Angles Through Pharmacy Technician Schools">View Health Care From All Angles Through Pharmacy Technician Schools</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Pharmacy technician schools prepare you to be a pharmacy tech – a position that introduces you to an array of health care possibilities. So says Ed Mowbray, Inventory Coordinator for Shore Memorial Hospital (Somers Point, NJ). His title actually reflects a climb from pharmacy technician to lead pharmacy technician and finally to inventory coordinator, a position he’s held for nearly seven years. But, he says, it was earning his pharmacy technician certification via the National Pharmacy Technician Certification Examination administered by The Pharmacy Technician Certification Board about a year and a half ago that helped increase his salary.”Being certified is important because it keeps you updated on what’s going on in the field. Most conferences have physicians, nurses, and pharmacists in attendance so everyone is on the same page,” explains the 40-year-old pharmacy tech.Not only did certification result in a pay raise for Mowbray, but for those currently exploring pharmacy technician schools, being formally educated will help with job opportunities. According to the Bureau of Labor Statistics Occupational Outlook Handbook 2006-2007, although most pharmacy technicians jobs offer informal on-the-job training, employers favor those who have completed formal training and certification.Formal pharmacy technician programs provided at pharmacy technician schools and certification emphasize the technician’s interest in and dedication to the work, says the BLS. Students can earn a diploma, a pharmacy technician certification, or an associate degree, depending on the program. Mowbray says he breezed through the pharmacy technician certification exam because of his years of experience, however, those starting out may want to consider pharmacy technician schools from the get-go since today’s job opportunities demand more training.So what is a pharmacy technician anyway?Pharmacy technicians basically assist licensed pharmacists provide medication and other health care products to patients. “We are one part of the three-part check before medication goes to the patient,” says Mowbray, explaining that pharmacy techs, pharmacists, and nurses each check that an order matches the medicine dispensed to the correct patient.In a retail pharmacy, pharmacy technicians play a similar role that may include verifying information on a prescription, preparing the paperwork or computerized data for that prescription, and preparing the medication. Once the prescription is filled, notes the BLS, technicians price and file the prescription, which must be checked by a pharmacist before it is given to the patient.A presciption for learningBeyond preparing you for certification exams, pharmacy technician programs get you ready for the health care field. And once you’ve secured a job, says Mowbray, you’ll get an insider’s view of various medical professions — perfect if you’re still unsure of which health care field you want to explore. “Some people will work as a pharmacy technician before [pharmacy] school to decide if pharmacy is what they want to do,” he says. “Or they do this to pay the bills while in nursing school or X-ray tech school. It’s a good place to be because you get to see the whole overall view of the hospital and choose where you want to be.”Of course, you just may realize that being a pharmacy technician is perfect for you. “It’s very fulfilling know that you’re helping others,” says Mowbray, “especially if you take pride in what you do.” </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="pagination navigation clearfix"> <div class="alignleft"><a href="http://adkjznd.info/page/2/" >« Older Entries</a></div> <div class="alignright"></div> </div> </div><!-- #content --> </div><!-- #container --> <div id="sidebar"> <ul class="sb-list clearfix"><li id="tag_cloud-2" class="widget widget_tag_cloud"><div class="sb-title widgettitle">Tags</div><div class="tagcloud"><a href='http://adkjznd.info/tag/advertising/' class='tag-link-30' title='2 topics' style='font-size: 16.4pt;'>Advertising</a><a href='http://adkjznd.info/tag/auto-loans/' class='tag-link-18' title='2 topics' 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