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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>Insurance Policies</title> <atom:link href="http://anoufmj.info/feed/" rel="self" type="application/rss+xml" /> <link>http://anoufmj.info</link> <description></description> <lastBuildDate>Thu, 14 Mar 2024 12:39:53 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Video Marketing Is a Game of Seconds</title> <link>http://anoufmj.info/video-marketing-is-a-game-of-seconds/</link> <comments>http://anoufmj.info/video-marketing-is-a-game-of-seconds/#comments</comments> <pubDate>Fri, 26 May 2023 23:20:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[videos]]></category> <category><![CDATA[aarthi short videos]]></category> <category><![CDATA[comedy videos]]></category> <category><![CDATA[fail videos]]></category> <category><![CDATA[family video]]></category> <category><![CDATA[family videos]]></category> <category><![CDATA[full video]]></category> <category><![CDATA[funny animal videos]]></category> <category><![CDATA[funny fail video]]></category> <category><![CDATA[funny fails videos]]></category> <category><![CDATA[funny video]]></category> <category><![CDATA[funny videos]]></category> <category><![CDATA[funny videos 2022]]></category> <category><![CDATA[funny videos 2023]]></category> <category><![CDATA[kids video]]></category> <category><![CDATA[music video shoot]]></category> <category><![CDATA[race video]]></category> <category><![CDATA[racing video]]></category> <category><![CDATA[sad video]]></category> <category><![CDATA[shorts story videos]]></category> <category><![CDATA[shorts video]]></category> <category><![CDATA[shorts videos]]></category> <category><![CDATA[story video]]></category> <category><![CDATA[travel videos]]></category> <category><![CDATA[videos de comida]]></category> <category><![CDATA[videos de horror]]></category> <category><![CDATA[videos de miedo]]></category> <category><![CDATA[videos interesantes]]></category> <category><![CDATA[videos paranormales]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=76</guid> <description><![CDATA[Turn your website and landing pages into a conduit for inbound marketing. By using video in marketing, your customers, prospects and visitors can engage deeper with your brand. Marketing is a game of seconds. Keeping a visitor or prospect on any web page for even a few seconds longer can radically reduce your bounce rate [...]]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Turn your website and landing pages into a conduit for inbound marketing. By using video in marketing, your customers, prospects and visitors can engage deeper with your brand. Marketing is a game of seconds. Keeping a visitor or prospect on any web page for even a few seconds longer can radically reduce your bounce rate and boost your leads or sales. These seconds can be found with video marketing.</p><p>In the online marketing world, we live for the six or twelve inches between our web page and the viewers screen,what do they see? what message does it give? Do they want to know more?You need to plan how to grab your viewers attention one second at a time. These seconds can be secured by strong titles, excellent content and creative messaging but one marketing tool that can win you those extra seconds is “Video”.</p><p>To win with video marketing you need to plan all the components needed to engross the viewer for the seconds needed to convey a call-to-action.</p><p>Here are some video marketing tips to help you win those seconds:</p><p><strong>Video Landing Page</strong>:</p><p>Appeal to the seconders, seconders are the viewers than skim from website to website,put your video in front of their eyeballs, use headers or messaging to get the video playing, auto-playing of the video is another second winner. If they play, they stay!!</p><p><strong>The Page Title:</strong></p><p>Another second winner is your page title. You need a title makes the viewers head nod and take notice; and play the video. Remember, you are competing for seconds and a well crafted title will help stick the viewer to your web page. Also keyword target your title and web page as to improve SEO and the video’s chances of being seen.</p><p><strong>Video Branding:</strong></p><p>Whether its your own video or using a video template (some stock animations and footage are superb) always brand your video. When creating your video make sure you have your logo on it and it is visible.In doing so, viewers of your video will connect to your company brand.</p><p>It is worth noting, that a branded video does not need be expensive, You don’t need an Oscar winning video, just one that is interesting, humorous, engaging.Video Templates or online video production houses, can easily brand a video with your logo, images, voice-over and text for a surprising small amount of money</p><p><strong>Lure Them In:</strong></p><p>Patience, Yes you are marketing your products or services with the help of a video, however resist the temptation of the hard sell. The viewer doesn’t want a 30 second advert on your company. To keep the seconds ticking bye you could take a humorous or educational approach to the video without once plugging your products, just keep the logo visible.</p><p><strong>Video Theme:</strong></p><p>A second killer is the video approach of the “Spokes Person” e.g. a cheesy person talking about why a product is so cool. Such videos are second killers, why not look at a video with a behind the scenes look at office and employees,or real customer interviews or even some animation that makes the viewer laugh.</p><p><strong>Head Nods:</strong></p><p>An engaging video supported by quality content leads to heads nods. Head nods takes time, keeping the viewer on your web page.Creating a video to win those vital seconds does not have to be a big budget challenge. A video template that brings together motion graphics, text and sound can be produced online inexpensively. Whatever source you decide to create your video, you need to plan your video, think about the theme and what type of video will keep your viewers on your web page for that extra 10,15, or 30 seconds.</p><p><strong>Dark Art:</strong></p><p>A common myth about video marketing is that it’s a dark art that can only be done by web designers, video producers or SEO gurus. Nothing could be further from the truth. Marketing using video is something that you can do yourself with a <a target="_new" rel="nofollow" href="http://www.videocustomizer.com/features/landing-page-video">landing page</a>, a video template and a good story line. Now you can avail of video marketing software and landing page templates on the web, a little effort (and seconds) searching will reap big rewards.</p><p>Marketing really is a game of seconds, and video is proving to be the game changer that keeps views on a web page for longer. See for yourself next time you find yourself watching a video online!!</p></p></div><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/video-marketing-is-a-game-of-seconds/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Self Employment Through Home Business Ventures</title> <link>http://anoufmj.info/self-employment-through-home-business-ventures/</link> <comments>http://anoufmj.info/self-employment-through-home-business-ventures/#comments</comments> <pubDate>Fri, 12 May 2023 10:06:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Employment Work]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=74</guid> <description><![CDATA[Working at HomeIt goes by many different names; work at home business, home based business, self employment at home, or even internet network marketing. It really only means one thing. Financial and emotional freedom from your boss and your work place, a new life. It means spending more time with your family and even being [...]]]></description> <content:encoded><![CDATA[<p> Working at HomeIt goes by many different names; work at home business, home based business, self employment at home, or even internet network marketing. It really only means one thing. Financial and emotional freedom from your boss and your work place, a new life. It means spending more time with your family and even being able to provide community services with all the new time you have discovered. It means more vigorous playtime and taking up new hobbies that you always wanted to because you now have the time to devote to learning the craft. Whether you choose a work at home business, a home based business, or some internet network marketing, you are choosing a brighter future for you and your family, and that is truly commendable.There are nearly a thousand hidden blessings to working at home. One of the biggest reasons that people choose to work at home is security. No matter how much you like your job or how often you are permitted to get up and walk around because you are developing a stiff muscle, there is nothing quite like the freedom of working on your own terms and setting your own hours. Sick days don’t necessarily mean missing a full day of work and healthy days are the perfect days to “call in well.”When you get your hands on a good, solid home based business you will find that your energy level is through the roof. When you can “see it” you can do it. It really is that simple. When your internet network marketing business starts to take off on you faster than you can answer the emails in your inbox, you will feel like a million bucks with more on its way. Self employment at home is really the new trend in tomorrow’s fields, with a few exceptions of course, and those who were savvy enough to get started now are the ones who are going to reach a new level health.Getting Started: Self Employment at HomeSelf employment at home isn’t going to just fall into your lap. Your home based business has to be something that you have hand selected, chosen, if you want it to work. If you are all over the internet trying to market a program or a product that you simply can’t get behind the you will in fact be just that; behind. Work at home businesses are, by all initial appearances, a dime a dozen and a one size fits all solution. Of course, this really isn’t the case as you will start to learn as you enter the world of home based businesses. What you are going to find is a list of businesses that either outsource, grow through network marketing style sponsorship, and focus on product driven companies with people driven service. You will also find some work at home businesses to be a whole mess of hype and a big hole where their delivery is supposed to be. You are not likely to set the world on fire with a business like this. In fact, some of the work at home businesses are outright scams that will close their doors in six months after having faithfully collected your ongoing membership fee that you so graciously allowed them to charge to your credit card.Choosing a home based business is less complicated than programming your VCR ever was if you take the time to pause, think, and then proceed. Don’t get worked up over special promotions or with businesses out there performing questionable marketing methods. Simply move on until you find the perfect legitimate opportunity out there for you and a new way for you to replace your current income with positive cash flow within six months to a year.Before you sign up for any type of internet network marketing plan make sure you can speak to someone alive on the other end of the telephone before signing up. If you don’t have any questions to ask, just introduce yourself and even announce a few of your goals and see what type of response you receive. Any home based business that is worth working with be happy to have you on board if you are willing to take the initiative to do some of your own goal setting. Those that are simply interested in your money and don’t even review your application are not long term home based businesses worth your time or energy. </p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/self-employment-through-home-business-ventures/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>http://anoufmj.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/</link> <comments>http://anoufmj.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/#comments</comments> <pubDate>Thu, 11 May 2023 19:23:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=71</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Insurance for Small Companies: Read This Quick Guide Before You Get Started</title> <link>http://anoufmj.info/insurance-for-small-companies-read-this-quick-guide-before-you-get-started/</link> <comments>http://anoufmj.info/insurance-for-small-companies-read-this-quick-guide-before-you-get-started/#comments</comments> <pubDate>Tue, 09 May 2023 06:47:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=61</guid> <description><![CDATA[Every business – even the small ones – need some type of insurance. Usually, general liability insurance is a good place to start. If you’re involved in a business that requires you to speak with clients face to face, whether they visit you, or you visit them, or have access to someone else’s equipment, then [...]]]></description> <content:encoded><![CDATA[<p>Every business – even the small ones – need some type of insurance. Usually, general liability insurance is a good place to start. If you’re involved in a business that requires you to speak with clients face to face, whether they visit you, or you visit them, or have access to someone else’s equipment, then you probably need insurance. Even if you just represent a client’s business and don’t actually meet with them in person, there is always the potential for a lawsuit of some type. There is insurance for small companies and professionals available.</p><p>How much will it cost you? The cost depends on factors such as where you are located, where you do business, the type of industry you are involved in, size of the business, limits / deductibles you select, and so forth. As an individual who is responsible for a business, you should make sure that it is properly protected against any potential risks and unexpected legal issues.</p><p>Some general liability insurance for small companies includes advertising protection. This is something you might need if you are concerned about copyright laws and potential slandering accusations.</p><p>What about theft? General liability insurance typically covers just third party losses for which your organization may be partially responsible due to negligence. If you are concerned about your own property being stolen, look for a policy that includes that kind of protection.</p><p>Required Insurance for Small Companies</p><p>You’ll likely need some type of insurance in order to legally operate. Depending on your state, there are a few types of insurances that even small businesses must have. If your company operates vehicles, for instance, you’ll need auto insurance. In some states, workers compensation is also required (if you have employees).</p><p>Even if your business is primarily going to be online, you still might need some cyber-security insurance. Small businesses fall victim to data breaches all the time. Just one security issue can cost you a lot of money. Imagine what would happen if all of your customers’ personal data was stolen.</p><p>Make sure you understand the true ramifications of all of the terms and limits of a policy before deciding whether or not it’s right for you. Insurance policies can be a bit tricky, especially if there are industry-specific terms that must be understood. Read every single endorsement and exclusion in the policy and make sure you absolutely understand all of the details.</p><p>Find affordable insurance for small companies at Hiscox Business Insurance. It’s very affordable, yet comprehensive. No matter what kind of industry you are involved in, Hiscox will likely have a custom insurance plan for that industry.</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/insurance-for-small-companies-read-this-quick-guide-before-you-get-started/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Commercial Insurance Policy Guide: How to Choose the Ideal Policy and Provider</title> <link>http://anoufmj.info/commercial-insurance-policy-guide-how-to-choose-the-ideal-policy-and-provider/</link> <comments>http://anoufmj.info/commercial-insurance-policy-guide-how-to-choose-the-ideal-policy-and-provider/#comments</comments> <pubDate>Tue, 09 May 2023 06:46:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=68</guid> <description><![CDATA[Are you any kind of business owner? Even if your business is really, really small, you’ll need some sort of commercial insurance policy. Literally anything can go wrong, even if you conduct most of your business indoors. It’s important to look over the ideal amount and types of coverage for your industry in your state. [...]]]></description> <content:encoded><![CDATA[<p>Are you any kind of business owner? Even if your business is really, really small, you’ll need some sort of commercial insurance policy. Literally anything can go wrong, even if you conduct most of your business indoors. It’s important to look over the ideal amount and types of coverage for your industry in your state. Every type of industry has its own specific risks. For instance, a home office that doesn’t do any deliveries probably won’t require commercial auto insurance. A construction type of business will probably need to protect its employees from physical injuries, but not have to worry about things like copyright infringement.</p><p>Most companies typically need generally liability insurance, which will help protect you from lawsuits in the event that someone becomes injured on your business property, or something is damaged when you or one of your employees is performing a service for someone. Workers compensation insurance is also something you’ll want to consider, as it employees while they’re on the job. However, you yourself, as the owner, will not be covered by this kind of policy.</p><p>Since there are so many companies that offer deals on commercial insurance policy, you need to be careful with your choice. Make sure the company you are considering offers the specific level of coverage that your type of business must have. Also, if you have any financial lenders, check and see if they require a certain type or level of insurance coverage for your company. If there are any current or potential clients that have insurance coverage requirements, which policy should you choose that will meet those requirements for those particular clients?</p><p>Commercial Insurance Policy Types and Coverages</p><p>Like any other kind of insurance, there is no “one size fits all” with commercial insurance. The best insurance companies are those that offer customize coverage for each industry and size of business. If you run an It / tech business, for instance, you should have the option to buy software copyright coverage.</p><p>A few other things to look for include:</p><p>• Customer service</p><p>• Flexible payment options</p><p>• money back guarantee after a decent amount of time</p><p>• An easy claim filing process</p><p>• A lot of positive reviews</p><p>• A company that is financially stable</p><p>One company that meets all of these is Hiscox Insurance Company. Go ahead and take a look at all of their custom commercial insurance policy solutions. Get a free quote and a 14-day money back guarantee. It’s also a very financially stable organization.</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/commercial-insurance-policy-guide-how-to-choose-the-ideal-policy-and-provider/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Liability Insurance: Summary of What This Insurance Covers</title> <link>http://anoufmj.info/small-business-liability-insurance-summary-of-what-this-insurance-covers/</link> <comments>http://anoufmj.info/small-business-liability-insurance-summary-of-what-this-insurance-covers/#comments</comments> <pubDate>Tue, 09 May 2023 06:46:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=62</guid> <description><![CDATA[Something unexpected can always happen with any type of business, so it’s important that you have financial protection. Don’t think that just because you have a small company that you don’t need insurance. No matter what industry you are involved in, small business liability insurance is a must. It’s not uncommon for small businesses to [...]]]></description> <content:encoded><![CDATA[<p>Something unexpected can always happen with any type of business, so it’s important that you have financial protection. Don’t think that just because you have a small company that you don’t need insurance. No matter what industry you are involved in, small business liability insurance is a must. It’s not uncommon for small businesses to face some sort of litigation for some reason, and the cost of not having insurance is typically a lot higher than the cost of purchasing coverage.</p><p>Some of the common things covered by liability insurance include lawsuits, settlements, investigations, professional liability, and medical expenses / attorney fees for anything your business is found legally responsible for. Some things that might not be protected with general liability include employee injuries, intentional acts, and auto-related coverage.</p><p>There are also industry-specific things your company might need coverage for. For instance, you might need some sort of protection from copyright infringements lawsuits if you are involved in marketing or advertising. If you’re run a business that requires you or employees to drive around a lot, then you’ll need business car insurance. If you have employees, then some states require disability insurance or some type of workers compensation insurance.</p><p>Small business liability insurance and workers protection that covers physical injuries is especially important if your company does work where accidents are more likely to occur, such as manufacturing, landscaping, or construction.</p><p>Small Business Liability Insurance Costs</p><p>It really doesn’t have to cost a lot of money. There are companies and insurance agents who will help you obtain affordable coverage that is tailored for your type of business and size. It’s extremely important that you choose an insurer that has a solid record of settling claims in a timely and fair manner. The company should also have a history of high-customer satisfaction. You should always be able to get customer support and responsiveness whenever you need it – especially when and if you file a claim.</p><p>If you run a high-risk business, it’s ideal to seek out insurers that offer umbrella policies or excess insurance to increase your coverage limits to ensure that you will be covered whenever there is a claim against you that exceeds the amount of your general policy.</p><p>Once you have purchased insurance policies, always stay on top of your coverage to make sure it’s always up to date. Keep the type of insurance you have in mind whenever you have to make an important business decision.</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/small-business-liability-insurance-summary-of-what-this-insurance-covers/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Beneficial Choices Commercial Insurance Clovis Gives an Individual</title> <link>http://anoufmj.info/beneficial-choices-commercial-insurance-clovis-gives-an-individual/</link> <comments>http://anoufmj.info/beneficial-choices-commercial-insurance-clovis-gives-an-individual/#comments</comments> <pubDate>Tue, 09 May 2023 06:46:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=63</guid> <description><![CDATA[Commercial insurance is important for business entrepreneurs irrespective of the size of their business. Apart from comprehensiveness, the Commercial Insurance Clovis gives must also have enough flexibility. You can have an overwhelming number of options when you consider insurance for your business. Before starting a business, the entrepreneur writes a business plan. The policy is [...]]]></description> <content:encoded><![CDATA[<p>Commercial insurance is important for business entrepreneurs irrespective of the size of their business. Apart from comprehensiveness, the Commercial Insurance Clovis gives must also have enough flexibility. You can have an overwhelming number of options when you consider insurance for your business. Before starting a business, the entrepreneur writes a business plan. The policy is to help protect the business owner from unseen, unwanted events such as theft, fire, property damage, and employee injuries.</p><p>Different Options of Commercial</p><p>When one buys insurance, everyone expects the best protection with competitive pricing. The Commercial Insurance Clovis gives covers all these:</p><p>â\x97\x8f Professional liability.</p><p>â\x97\x8f Worker compensation.</p><p>â\x97\x8f Commercial property.</p><p>â\x97\x8f Business insurance.</p><p>â\x97\x8f Commercial auto liability.</p><p>â\x97\x8f Commercial umbrella.</p><p>â\x97\x8f Product liability insurance.</p><p>A company might not need all the insurances listed above. One can check the features of each and select the insurance that suits their need.</p><p>Professional Liability</p><p>The most important Commercial Insurance Clovis gives is liability insurance. This protects your company when it causes damage to another individual or company. This protection also includes defective products and the damage to a person on your business premises. You remain protected from property damages and personal injury. A lawsuit against your company can lead to bankruptcy but the liability insurance will protect you from that.</p><p>Worker Compensation</p><p>The employees in the company need protection under state law. This is to provide compensation if they get injured while working for the company. But, there is a stipulation that this is applicable only if you have a specific number of employees.</p><p>Commercial Property</p><p>Your bank will ask for this type of insurance when they hold your mortgage. Also, if you have rented commercial space from your landlord, then he might ask for this kind of insurance. The commercial property insurance protects the owner from damages to the property such as fire damage, weather damage, and theft.</p><p>Business Insurance</p><p>This covers various aspects of the business and depends on the size of the business. When you have a warehouse containing inflammable material, you must consider the insurance that covers fire damage. A Business Owners Policy (BOP) helps a business with more than 100 employees.</p><p>If your company uses vehicles, you might consider including commercial vehicles also. When many customers visit your business premises, liability insurance is also a must.</p><p>Commercial Auto Liability</p><p>This Commercial Insurance Clovis covers the business that uses commercial vehicles. The insurance protects you from any kind of damage the vehicle suffers, accidents, fire, and theft. You can also have an extended cover for covering delays in transporting passengers and goods.</p><p>Commercial Umbrella</p><p>This is also called the Excess Liability. If you work for a vendor, they might need this insurance from you. You might have insurance policy cover for many things but at times this might not be enough. In this case, the Commercial Umbrella insurance will cover it for you.</p><p>It is vital to keep your insurance up to date all the time. If you don’t, you will remain disadvantaged when you find out your policy has expired and you need the insurance cover.</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/beneficial-choices-commercial-insurance-clovis-gives-an-individual/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Commercial Insurance Overview: Understanding Basic Business Insurance Needs</title> <link>http://anoufmj.info/small-business-commercial-insurance-overview-understanding-basic-business-insurance-needs/</link> <comments>http://anoufmj.info/small-business-commercial-insurance-overview-understanding-basic-business-insurance-needs/#comments</comments> <pubDate>Tue, 09 May 2023 06:45:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=64</guid> <description><![CDATA[It’s a given that all types of businesses require – at the very least – basic liability insurance. It’s always wise to safeguard your business against as much as possible. All industries are vulnerable to lawsuits for one reason or another these days. Even if you do most of your work from the home, there [...]]]></description> <content:encoded><![CDATA[<p>It’s a given that all types of businesses require – at the very least – basic liability insurance. It’s always wise to safeguard your business against as much as possible. All industries are vulnerable to lawsuits for one reason or another these days. Even if you do most of your work from the home, there are still some risks you need to be aware of, such as copyright infringement. Luckily, there are custom small business commercial insurance policies are available, so you can look for quotes tailored towards your type of company and size of business.</p><p>You should take the time to educate yourself about the four primary coverage types general liability, commercial property, commercial auto, and workers compensation. If you don’t do any deliveries or use your car for anything relating to your business then you probably won’t need that coverage in your policy. If you don’t have any employees, then you won’t need workers compensation.</p><p>Even if you do have a few employees, you might or might not have to have workers compensation, depending on your state’s laws and the amount of risk involved with the employees. There is professional liability insurance for individuals such as attorneys, accountants, consultants, real estate agents, and so forth. General liability and professional liability are not the same thing.</p><p>There are some risks that are excluded under small business commercial insurance, despite the fact that they might involve large losses. For instance, floods and tornadoes require “specialized policies” This is because the insurance companies don’t like to have to pay out such a large amount of money to all of the businesses damaged within a small geographical area.</p><p>Small Business Commercial Insurance Coverage</p><p>Here are a few things from which a small business commercial insurance, in general, will protect your company:</p><p>• If someone gets hurt in any way while on physical property associated with your business</p><p>• If a customer has any property damaged by you or your employees</p><p>• If your products cause harm to someone or their property</p><p>• If you use a customer’s photo in your advertising and they try and sue you for copyright</p><p>• If your company is named in a lawsuit for medical expenses and property damages</p><p>What about your OWN injuries? What would become of your business if something were to happen to you? These are also things to consider when adding specialized coverage to your policy.</p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/small-business-commercial-insurance-overview-understanding-basic-business-insurance-needs/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Digital Photography Schools and Degrees</title> <link>http://anoufmj.info/digital-photography-schools-and-degrees/</link> <comments>http://anoufmj.info/digital-photography-schools-and-degrees/#comments</comments> <pubDate>Tue, 18 Apr 2023 22:43:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[ai photography]]></category> <category><![CDATA[digital photography]]></category> <category><![CDATA[ed sheeran photograph]]></category> <category><![CDATA[film photography]]></category> <category><![CDATA[landscape photography]]></category> <category><![CDATA[landscape photography tips]]></category> <category><![CDATA[landscape photography tutorial]]></category> <category><![CDATA[learn photography]]></category> <category><![CDATA[lyrics photograph]]></category> <category><![CDATA[outdoor photography]]></category> <category><![CDATA[photograph]]></category> <category><![CDATA[photograph lyrics]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[photography for beginners]]></category> <category><![CDATA[photography ideas]]></category> <category><![CDATA[photography lessons]]></category> <category><![CDATA[photography tips]]></category> <category><![CDATA[photography tutorial]]></category> <category><![CDATA[street photography]]></category> <category><![CDATA[street photography basics]]></category> <category><![CDATA[street photography tips]]></category> <category><![CDATA[travel photography]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=58</guid> <description><![CDATA[If you are interested in pursing a career in digital photography, you have come to the right place. With interest in photography increasing, the field of photography is becoming increasingly competitive. It is therefore imperative that anyone who is interested in a photography career, obtain the right training. There are many fine arts schools and [...]]]></description> <content:encoded><![CDATA[<p> If you are interested in pursing a career in digital photography, you have come to the right place. With interest in photography increasing, the field of photography is becoming increasingly competitive. It is therefore imperative that anyone who is interested in a photography career, obtain the right training. There are many fine arts schools and professional photography schools that offer photography courses to help you learn about the history of photography and learn the techniques of photographing. With an interest in photography and some technical training, you can turn your passion for photography into a lifelong profession.If you are interested in photography, there is a wide variety of career paths to select from. These include, but are not limited to, wedding photography, portrait photography, fashion photography, photojournalism, fine art photography, and landscape photography. If you are looking to pursue a career in any area of photography, you will need to attend a fine art or photography school that can provide you with the technical instruction that you need to succeed. Without proper training, you may get left behind in a field that is full of competition.What will you learn during a photography course? During this course you will learn everything that you need to know to become a successful photographer. Most courses will start from the basics and give you a firm foundation in which you can start gaining experience. Lessons in photography courses include everything from the history of photography to the actual techniques used by professional photographers. These schools will also help you in creating a portfolio that will be attractive to potential customers and employers.How do you know if this kind of school is the right choice for you? If you have an eye for detail, if you are extremely creative, and if you love shooting with the camera, school may be the right choice for you. If you have all of these qualities, you have everything an employer is looking for – except training. Attending a reputable photography school for training will make you one step closer to your success story! There are several schools across North America that offer a wide variety of training programs, degrees, and certificates in the field of psychology.If you are interested in a photography career, attending a fine art or reputable school is definitely the way to go. Obtaining a photography degree will not only make you look more appealing to potential employers, but will also help you gain a solid foundation in which to build your business. Courses will provide you with everything from the basic information you need to understand photography to the specific skills and techniques you need to apply it. Enrol in a photography course today and become one step closer to obtaining your dream photography career. </p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/digital-photography-schools-and-degrees/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Understanding the Importance of the Right Health Insurance Plan</title> <link>http://anoufmj.info/understanding-the-importance-of-the-right-health-insurance-plan/</link> <comments>http://anoufmj.info/understanding-the-importance-of-the-right-health-insurance-plan/#comments</comments> <pubDate>Wed, 05 Apr 2023 21:14:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Insurance]]></category> <category><![CDATA[auto insurance]]></category> <category><![CDATA[car insurance]]></category> <category><![CDATA[car insurance quotes]]></category> <category><![CDATA[cheap car insurance]]></category> <category><![CDATA[delta dental insurance]]></category> <category><![CDATA[dental insurance]]></category> <category><![CDATA[farmer insurance]]></category> <category><![CDATA[health insurance]]></category> <category><![CDATA[home insurance]]></category> <category><![CDATA[homeowners insurance]]></category> <category><![CDATA[insurance]]></category> <category><![CDATA[insurance companies]]></category> <category><![CDATA[life insurance]]></category> <category><![CDATA[medi care]]></category> <category><![CDATA[metlife dental]]></category> <category><![CDATA[quotes]]></category> <category><![CDATA[renters insurance]]></category> <category><![CDATA[travel insurance]]></category> <guid isPermaLink="false">http://anoufmj.info/?p=56</guid> <description><![CDATA[Health insurance is one of the most widely disputed topics of insurance right now. With the US Government stepping in and trying to develop a new method of providing insurance and health care for Americans, many have taken a passive role and are counting on changes to be made for them. Without getting into the [...]]]></description> <content:encoded><![CDATA[<p> Health insurance is one of the most widely disputed topics of insurance right now. With the US Government stepping in and trying to develop a new method of providing insurance and health care for Americans, many have taken a passive role and are counting on changes to be made for them. Without getting into the various political views of this, the thought process and hope of a new plan being implemented in the near future is not secure, and you should still continue to plan accordingly.Although it is not required that every American have health insurance, it is a very important type of coverage to have. Without our health, much of our lifestyle would change. Health insurance motivates people to visit their doctor every year and have preventative screenings completed such as an annual physical. It allows Doctors to discover health problems early enough so that illnesses can still be treated. Not only does it cause people to be healthier, but it also limits an individual’s financial risk of medical needs for catastrophic circumstances.With the steady increases in health insurance premiums that we’ve witnessed over time, many people have either struggled and continued to pay the increasing premiums or simply dropped their health insurance coverage. Employers have begun reducing their funding toward these benefits and some have completely terminated them. What most people are not aware of, however, is that there are ways of maintaining quality health insurance without paying a fortune.Much of deciding on the appropriate health insurance plan for a person or business is based on the personal circumstances. Whether medical and pharmaceutical benefits are used often or barely ever may impact which plan is most appropriate for a person. In some states, gender may even have a lot to do with which plans are most appropriate. Some states allow separation of benefit types which can be elected or not elected based on the insured’s circumstances, such as pregnancy benefits. Your current health insurance may provide pregnancy benefits that are completely unnecessary. If so, there may be a great potential for savings by simply eliminating pregnancy benefits.Many insurance providers now-a-days have made “high deductible – consumer driven health plans” much more attractive than the old “Cadillac” type of plans. Rather than having a health plan where you only pay a $10 or $20 copay every time you visit the doctor, many newer plans will have a deductible that must be paid out of pocket, prior to the insurance company paying any benefits. For someone who only sees a doctor once a year, this is a great deal. On average, moving to a deductible plan will save a person more money in premiums than would have to be spent in deductible. For example rather than paying $220/month for a low co-pay plan, you might only pay $100 for a plan that has a $1,200 deductible. Although $1,200 sounds like an enormous amount, by switching to the deductible plan, you are saving $120/month in premiums which equals $1,440/year. This means that even if you spend the entire deductible, you still save $240 dollars/year. For someone who only sees a doctor once a year, chances are good that you will save more like $1,200-1,300 per year.The final savings technique this article will cover is the concept of HSA medical plans. These plans allow people to deposit funds on a pre-tax basis into a Health Savings Account, which may be connected with the health plan or completely separate. Each participant is issued a debit card that is connected to this account, and must be used when paying for any medical care or medications. This essentially allows people to pay for their health care on a pre-tax basis. The concept of a Health Savings Account is actually quite simple, but simply different than what most people have been accustomed to. For someone in a higher tax bracket, the additional savings of paying with pre-tax dollars is more significant than that of someone in a lower tax bracket. Nonetheless, these savings can be tremendous.There are plenty of ways to save money on your health insurance. Some people have already taken advantage of these methods but many have not. If you feel that you are paying too much for your health insurance premiums, or would simply like to speak with someone to review your coverage and discuss your options, contact the Health Insurance Professional Michael Kortz, RFC, RR, HIP. There may be something that better suites your needs. You shouldn’t leave your health care up to chance. Call (949) 226-8390 or visit http://www.tfp8.com today. </p>]]></content:encoded> <wfw:commentRss>http://anoufmj.info/understanding-the-importance-of-the-right-health-insurance-plan/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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