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  22. <title>4 Payday Loan Tips to Consider Before Applying</title>
  23. <link>http://bitscio.info/?p=69</link>
  24. <comments>http://bitscio.info/?p=69#comments</comments>
  25. <pubDate>Tue, 18 Jul 2023 00:46:39 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Uncategorized]]></category>
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  30. <description><![CDATA[Payday Loans &#8211; 4 Reasons to RethinkPayday loans are a type of short term loan that you can use to quickly get cash until your next paycheck. They are easy to get and generally online require proof of employment and &#8230; <a href="http://bitscio.info/?p=69">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  31. <content:encoded><![CDATA[<p> Payday Loans &#8211; 4 Reasons to RethinkPayday loans are a type of short term loan that you can use to quickly get cash until your next paycheck. They are easy to get and generally online require proof of employment and a checking account. Basically you will write the company a postdated check that won&#8217;t be deposited until after you get paid again. This type of loan doesn&#8217;t even require a credit check.Personal loans are convenient, but they aren&#8217;t the right solution for every problem. They are expensive and generally charge high fees and interest. These loans can have APRs as high as 500% if you aren&#8217;t careful. They are only a temporary solution and should be used with care and discretion. A payday loan may be right for your situation, but it might not be. Keep reading for five reasons why a payday loan might not be worth the risk.Loans Are ExpensiveOne of the biggest risks associated with a payday loan is the expense. When you go in for a loan you will write a check that the company will cash at a later date. If you receive $100 you will generally have to write the check for at least $115 to cover the fees associated with the loan. Most lenders charge between $15 and $50 per $100 received depending on the length of the loan term.Many people think that they will be able to repay the loan once they receive their next check, but this isn&#8217;t always possible. When the loan comes due if the money isn&#8217;t available the borrower will then have to take out another loan which will result in more fees. This can quickly become overwhelming and spiral out of control. Some lenders even offer roll over options which allow borrowers to have more time to repay and in turn result in more fees. As these loans roll over they get bigger and bigger and the company will simply withdrawal the renewal fee from the borrowers account each time the loan term comes up.Some Lenders Try to Avoid RegulationThe federal government has rules regarding cash advance loans, but many lenders try to avoid these regulations by making the loan terms a little longer so they don&#8217;t have to comply. For example the government classifies payday loans as loans with less than 30 days until repayment, so lenders may offer loan terms the require repayment at 31 days so they don&#8217;t have to adhere to federal and state regulations.Payday Loans Prey on Those with Low IncomeCash advance loans are commonly used by those with low income or low credit. This is largely due to the fact that they don&#8217;t require collateral or a credit check. Lenders realize that people with limited cash flow will have a harder time repaying the loans so they can earn more money from interest and fees, especially if the borrower lets the loan amount roll over.Payday Loans Are For Emergency Use OnlyThere is a place for personal loans, but many people fail to understand that this type of loan is for emergency use only. People can quickly become trapped under a mountain of debt from these loans if they don&#8217;t use them intelligently. Borrowers run the risk of borrowing money when they don&#8217;t need it since payday loans are so easy to get.If you need a little emergency cash a personal loan might be a great solution, but be careful. These 4 reasons to rethink will help you to determine if a fast payday loan is right for you. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p>
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  37. <title>The Special Education IEP and the Parent Underdog</title>
  38. <link>http://bitscio.info/?p=67</link>
  39. <comments>http://bitscio.info/?p=67#comments</comments>
  40. <pubDate>Sun, 09 Jul 2023 21:40:40 +0000</pubDate>
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  45. <description><![CDATA[Are you a parent of a child with a learning disability? The deck is stacked against you for achieving a quality, special education IEP. Learn how to get the best possible program for your child.What is an IEP?The special education &#8230; <a href="http://bitscio.info/?p=67">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  46. <content:encoded><![CDATA[<p> Are you a parent of a child with a learning disability? The deck is stacked against you for achieving a quality, special education IEP. Learn how to get the best possible program for your child.What is an IEP?The special education IEP (Individualized Education Program) process was created by the Federal law called IDEA (Individuals with Disabilities Education Act) to ensure that students with learning disabilities would receive an appropriate education.  The IEP process can be confusing, stressful, and sometimes terrifying to parents.  The process comes to a head at the IEP meeting, so this is often the most stressful part of the IEP process.Why is this process so difficult for parents?  Through a series of 3 articles, we&#8217;ll look at the IEP process, why the deck is stacked against parents, steps to take to even the odds, the IEP success method to follow for an effective IEP meeting, and how to prepare for IEP 911.What are the IEP Process Steps?Identify that a problem exists and it cannot be solvedEducate yourself about the IEP processAssess and test the studentAnalyze the test resultsPrepare for the meeting / get and give input in advanceMeet to review information and create (or deny) an IEPEvaluate the plan and alternativesExecute the plan or alternativeMonitor progressManage transitionsNegotiate changesRepeat the process, at least annuallyThe IEP &#8211; Why are Parents at a disadvantage?1. You are usually outnumbered.2. The other attendees are speaking a language that is difficult for you to understand-educationese, legalese, and medicalese.3. Your child is one of many students.  This is their job, but your child.  This sets you up for emotional reactions.4. Because you are emotionally involved, it is harder to be objective.  You feel you have more to lose; it&#8217;s easy to become defensive or lose your temper.5. The people sitting across from you are people you learned to respect, obey, and / or fear as a child.  Principals, medical people, teachers.  You may not see yourself as an equal.6. You are asking for something.  It is implied that anything you ask for will take away from another student.7. Some of these people attend dozens of IEP meetings every month.  You may go to one or two a year.  They have experience on their side.8. The school personnel earn a salary while they attend these meetings.  You may give up some salary to attend.9. The school district has an attorney.  You may know of an attorney!10. If the school rejects the IEP, you may feel as if you have just lost your lifeline.11. If you have argued before, threatened legal action, complained about an IEP and on and on, the relationship inside the room might have moved over to confrontational or adversarial.  The above are true even if you are in a cooperative, collaborative meeting and all working together.  You can continue the list from here if you have moved over to an adversarial meeting!12. You may not be sure what is &#8220;wrong&#8221; with your child.13. You have no way of judging if the school&#8217;s recommendations will help your child or not.14. If your child attends the meeting, hearing certain things may upset your child, then you.How do you even the odds?1. You need to prepare for the IEP meeting and review test results before the meeting.2. You need to be organized and to have everything written down.3. You need to study negotiating before the meeting.4. You need to bring a short list of topics you want to discuss such as a particular teacher / problem, etc.5. You need to come ready with a written plan (See Part II and III).6. You need to cite or quote the evidence and experts as proof of the validity or correctness of your plan and follow the IEP Success Method in Part II.7. You need to understand the legal basis for what you are asking for.8. You need to stay calm and bring someone with you to take notes so you can focus on the meeting.9. If the meeting focuses on negatives, you need to redirect the meeting by pointing out your child&#8217;s strengths.  Discuss successes your child had outside of school.10. If necessary, you need to bring an advocate or a relative with you who can be less emotional but is acquainted with your child.11. If you are confused or not happy with the entire IEP, you need to remain calm and state that you need time to review the IEP before you sign.12. 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href="http://hyhajcom.info/">hyhajcom.info</a><a style="display:none;" target="_blank" href="http://iharzcom.info/">iharzcom.info</a><a style="display:none;" target="_blank" href="http://jcacscom.info/">jcacscom.info</a><a style="display:none;" target="_blank" href="http://milicnet.info/">milicnet.info</a><a style="display:none;" target="_blank" href="http://msmmocom.info/">msmmocom.info</a><a style="display:none;" target="_blank" href="http://iktvscom.info/">iktvscom.info</a><a style="display:none;" target="_blank" href="http://dixlecom.info/">dixlecom.info</a><a style="display:none;" target="_blank" href="http://ymfabcom.info/">ymfabcom.info</a><a style="display:none;" target="_blank" href="http://lfpetnet.info/">lfpetnet.info</a><a style="display:none;" target="_blank" href="http://medphnet.info/">medphnet.info</a><a style="display:none;" target="_blank" href="http://nabxnet.info/">nabxnet.info</a><a style="display:none;" target="_blank" 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href="http://ticeonet.info/">ticeonet.info</a><a style="display:none;" target="_blank" href="http://vvhatto.info/">vvhatto.info</a></p>
  47. ]]></content:encoded>
  48. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=67</wfw:commentRss>
  49. <slash:comments>0</slash:comments>
  50. </item>
  51. <item>
  52. <title>The Owner Financing Concept and Its Benefits to the Buyers and Sellers</title>
  53. <link>http://bitscio.info/?p=63</link>
  54. <comments>http://bitscio.info/?p=63#comments</comments>
  55. <pubDate>Thu, 11 May 2023 16:47:43 +0000</pubDate>
  56. <dc:creator>admin</dc:creator>
  57. <category><![CDATA[Uncategorized]]></category>
  58. <category><![CDATA[basic finance]]></category>
  59. <category><![CDATA[finance]]></category>
  60. <category><![CDATA[finance basics]]></category>
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  86.  
  87. <guid isPermaLink="false">http://bitscio.info/?p=63</guid>
  88. <description><![CDATA[There are many strategies to buy and sell homes and the Owner Financing is one of them. This strategy do not need any sales agents so if you will ask any sales agent about this strategy then he may not &#8230; <a href="http://bitscio.info/?p=63">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  89. <content:encoded><![CDATA[<p> There are many strategies to buy and sell homes and the Owner Financing is one of them. This strategy do not need any sales agents so if you will ask any sales agent about this strategy then he may not tell you the details of it because there will be no profit for the sales agent. This strategy cuts the profit of the sales agent because using this strategy, the buyers deal directly with the sellers and there will be no commission for the agents.Popularity of the Owner financing conceptThis concept is a very useful concept of the real estate market and can work in all types of big and small real estate transactions such as the sale of a home or a building. This concept is very useful but not much famous because only few buyers and sellers are aware of this concept. The percentage of homeowners selling their homes using this concept is not more than 20%. This figure shows the popularity of this concept in the real estate market. Not only the buyers and sellers but some real estate professionals and agents are also unaware of this concept.Today this concept is not used by everyone because only few know about it but in future it will be used by everyone its popularity is raising. In these types of contracts, the buyers do not depend on the banks or financial institutions for the finance. Who is authorized to receive the monthly payments from the buyer if the banks or financial institutions do not hold the finance? The answer is simple. The seller himself is authorized to receive the monthly payments from the buyer because the seller himself is responsible to hold the finance.Benefits to the buyers and sellersThere will be no reason for the buyers to go to third parties for finance if the seller himself is ready to finance the purchase. This process is best for the buyers and not only for the buyers but this process is useful for the sellers also. If a homeowner agrees to sell his home via owner financing then there will be too many interested buyers ready to deal with the homeowner as soon as this news reaches the real estate market. Everyday the homeowner will get calls from the interested buyers and he will have full freedom to select the best buyer among all the calls he has received. </p>
  90. ]]></content:encoded>
  91. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=63</wfw:commentRss>
  92. <slash:comments>0</slash:comments>
  93. </item>
  94. <item>
  95. <title>There is an excessive amount of traffic coming from your Region.</title>
  96. <link>http://bitscio.info/?p=60</link>
  97. <comments>http://bitscio.info/?p=60#comments</comments>
  98. <pubDate>Thu, 11 May 2023 11:19:39 +0000</pubDate>
  99. <dc:creator>admin</dc:creator>
  100. <category><![CDATA[Uncategorized]]></category>
  101. <category><![CDATA[advertising]]></category>
  102. <category><![CDATA[advertising agency]]></category>
  103. <category><![CDATA[advertising basics]]></category>
  104. <category><![CDATA[advertising concepts]]></category>
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  112. <category><![CDATA[digital advertising]]></category>
  113. <category><![CDATA[facebook advertising]]></category>
  114. <category><![CDATA[false advertising]]></category>
  115. <category><![CDATA[online advertising]]></category>
  116. <category><![CDATA[targeted advertising]]></category>
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  118. <category><![CDATA[visual advertising]]></category>
  119. <category><![CDATA[what is advertising]]></category>
  120.  
  121. <guid isPermaLink="false">http://bitscio.info/?p=60</guid>
  122. <description><![CDATA[#EANF#]]></description>
  123. <content:encoded><![CDATA[<p>#EANF#</p>
  124. ]]></content:encoded>
  125. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=60</wfw:commentRss>
  126. <slash:comments>0</slash:comments>
  127. </item>
  128. <item>
  129. <title>Using Home Equity Loans To Make Home Improvements</title>
  130. <link>http://bitscio.info/?p=58</link>
  131. <comments>http://bitscio.info/?p=58#comments</comments>
  132. <pubDate>Fri, 07 Apr 2023 21:58:48 +0000</pubDate>
  133. <dc:creator>admin</dc:creator>
  134. <category><![CDATA[Home Improvement]]></category>
  135.  
  136. <guid isPermaLink="false">http://bitscio.info/?p=58</guid>
  137. <description><![CDATA[Home improvement loans can provide money for a complete home remodel or specific home improvements. These upgrades can transform your house into a home and increase your property value. Another benefit is that the money is tax deductible. As long &#8230; <a href="http://bitscio.info/?p=58">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  138. <content:encoded><![CDATA[<p> Home improvement loans can provide money for a complete home remodel or specific home<br />
  139. improvements. These upgrades can transform your house into a home and increase your property<br />
  140. value. Another benefit is that the money is tax deductible. As long as you carefully<br />
  141. evaluate your financial situation, you may use a home equity loan to make home<br />
  142. improvements.Home improvement loans are not the same as construction loans. Construction loans provide<br />
  143. financing for building and completion of a new structure. A home improvement loan is<br />
  144. essentially a home equity loan placed on your existing home that you currently occupy. The<br />
  145. lender generally pays you in one lump-sum at closing. This is also sometimes called a second<br />
  146. mortgage loan.Home equity loans are great if you only want to borrow small amounts of money for home<br />
  147. improvements and pay off the loan in a short amount of time. A home equity line of credit<br />
  148. can create flexibility and convenience by giving you the ability to withdraw money in<br />
  149. varying amounts as necessary. However, home equity credit lines generally use adjustable<br />
  150. interest rates and this carries the potential risk of increasing over the life of the home<br />
  151. equity loan.Lenders rarely place restrictions on home improvement projects as long as they are conform<br />
  152. to your local building requirements. Depending on the size of the home improvement project<br />
  153. scope of the job, you may do the home improvement work yourself or hire a general<br />
  154. contractor. Be certain you read the fine print on your home equity loan for home<br />
  155. improvements because some lenders may require you to hire a contractor for the project which<br />
  156. can significantly increase the cost of your home improvement project.Terms for home equity loans can range from 5 to 25 or even 30 years. Some lenders offer<br />
  157. fixed rate as well as balloon rate options. The minimum amount you may borrow for a home<br />
  158. equity loan is generally about $10,000. You can most often times borrow up to 100% or, in<br />
  159. some cases, even as much as 125% of the value of your home. However, most lenders will limit<br />
  160. a home equity loan for home improvements to a maximum of $1,000,000. </p>
  161. ]]></content:encoded>
  162. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=58</wfw:commentRss>
  163. <slash:comments>0</slash:comments>
  164. </item>
  165. <item>
  166. <title>Buying Art Online: Why Not?</title>
  167. <link>http://bitscio.info/?p=56</link>
  168. <comments>http://bitscio.info/?p=56#comments</comments>
  169. <pubDate>Wed, 05 Apr 2023 09:31:41 +0000</pubDate>
  170. <dc:creator>admin</dc:creator>
  171. <category><![CDATA[Uncategorized]]></category>
  172. <category><![CDATA[Animation]]></category>
  173. <category><![CDATA[Arts and Entertainment]]></category>
  174. <category><![CDATA[Body Piercings]]></category>
  175. <category><![CDATA[Casino Gambling]]></category>
  176. <category><![CDATA[FictionTattoos]]></category>
  177. <category><![CDATA[Film Editing]]></category>
  178. <category><![CDATA[Movies TV]]></category>
  179. <category><![CDATA[Music]]></category>
  180. <category><![CDATA[Music Industry]]></category>
  181. <category><![CDATA[Music Instruction]]></category>
  182. <category><![CDATA[Painting]]></category>
  183. <category><![CDATA[Performing Arts]]></category>
  184. <category><![CDATA[photography]]></category>
  185. <category><![CDATA[Visual Graphic Arts]]></category>
  186.  
  187. <guid isPermaLink="false">http://bitscio.info/?p=56</guid>
  188. <description><![CDATA[Buying art is not a new concept. A profitable market for these unique products has been evident throughout history. For over a decade, in addition to traditional art galleries, art has also been available from a variety of online galleries. &#8230; <a href="http://bitscio.info/?p=56">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  189. <content:encoded><![CDATA[<p> Buying art is not a new concept. A profitable market for these unique products has been evident throughout history. For over a decade, in addition to traditional art galleries, art has also been available from a variety of online galleries. According to IBISWorld, in 2011 there was a 288 million dollar revenue generated in online art sales in the US (IBISWorld, 2011).Therefore, why are art fans still skeptical about buying artwork online? Is it the fear of purchasing an art piece and then being disappointed once it arrives to their home? Is it not having an art guru next to them guiding them throughout the process? No matter what the customer&#8217;s needs are, if a brick and mortar gallery can meet them, an online gallery will be able to do so as well.Many customers feel that the main benefits of buying an art piece in a traditional gallery include the ability to see it in front of them and to have a gallery employee answer questions regarding the piece or the artist. Nowadays, most online art galleries have flexible return policies, which allow the customer to have artwork delivered to their chosen location and keep it for a stipulated timeframe. The customer can place the art piece in their desired area and determine how they feel about it. If the customer is not happy with their purchase, they can return the product. Additionally, if the customer has questions about a certain artist, they can research their data online as well. With today&#8217;s easy access to information, a customer can find objective answers to their questions instead of getting a sales pitch from a gallery employee who might be pushing sales by a specific artist.Art seems to be an intimidating and complicated concept to most people. I believe that traditional galleries are the biggest contributors to this matter. Their typical formal setting makes some people uncomfortable and by default scares them away. Online art galleries offer artwork for customers in a comfortable environment. This buying method offers customers the access to purchase their favorite art piece from the comfort of their home, workplace, coffee shop, etc. There is no pushy salesperson staring at the customer while they stare at art. Furthermore, customers can sport their choice of attire every time they visit any of the online galleries. They can even browse through multiple galleries simultaneously.Another benefit online art galleries have is that every artist is a &#8220;local&#8221; artist. By this, I mean that a local artist in a traditional gallery can mainly expose his/her art to his/her local community, county, state and maybe even neighboring states. An artist who sells his/her work online becomes a &#8220;local&#8221; artist for billions of customers around the globe. A customer who cannot afford to visit a certain country to acquire artwork from their favorite artist can still have the option of purchasing the same artwork online and have it delivered safely to their doorstep. With online galleries, art fans are no longer limited to purchasing art from their local galleries or having to travel for hours or days to access their desired piece.There are benefits to acquiring an art piece from a brick and mortar art gallery, but do they really outweigh the benefits of an online gallery? From accessing unique art at any time of the day to admiring your favorite piece from another continent, the benefits of an online gallery are just too many to ignore. Adapting to this method of acquiring artwork might be too radical for some customers; but just like they have adapted to buying other products through the Internet, they will also adapt to purchasing art online. Although change is not something most people are comfortable with, it is inevitable. So the next time someone asks about buying art online, ask them: why not?References<br />
  190. IBISWorld. (2011, December). Online Art Sales in the US: Market Research Report. Retrieved September 1, 2012, from IBISWorld Web site: http://www.ibisworld.com/industry/online-art-sales.html </p>
  191. ]]></content:encoded>
  192. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=56</wfw:commentRss>
  193. <slash:comments>0</slash:comments>
  194. </item>
  195. <item>
  196. <title>Shopping for Affordable Health Insurance in Washington</title>
  197. <link>http://bitscio.info/?p=54</link>
  198. <comments>http://bitscio.info/?p=54#comments</comments>
  199. <pubDate>Tue, 04 Apr 2023 23:18:33 +0000</pubDate>
  200. <dc:creator>admin</dc:creator>
  201. <category><![CDATA[Uncategorized]]></category>
  202. <category><![CDATA[Acne]]></category>
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  219.  
  220. <guid isPermaLink="false">http://bitscio.info/?p=54</guid>
  221. <description><![CDATA[The search for affordable health insurance in Washington should involve a rather thorough search. You are kidding yourself if you believe that quality medical insurance at an affordable price is simply going to fall in your lap. Luckily, though, the &#8230; <a href="http://bitscio.info/?p=54">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  222. <content:encoded><![CDATA[<p> The search for affordable health insurance in Washington should involve a rather thorough search. You are kidding yourself if you believe that quality medical insurance at an affordable price is simply going to fall in your lap. Luckily, though, the search is not as difficult as you might imagine. There are many options available to suit most any set of circumstances.Affordable Health Insurance in Washington: Options As you shop for affordable Washington medical insurance, you will find you are inundated with options. There are numerous medical insurance companies across the state in which you can consider. Comparing these companies and their rates will help you to find the most affordable option for you. If you are having issues with income restrictions and/or medical conditions, you should look into options offered by the state. These options were developed to offer affordable health care coverage to as many residents of Washington State as possible.Affordable Health Insurance in Washington: Washington Health Plan Begun in 1993, the Washington Health Plan has as its goal to offer affordable health care coverage to Washington residents by providing an alternative to private health insurance. The plan offers a choice between either $75,000 or $100,000 worth of yearly health care coverage. You choose the coverage and pay the discounted premiums associated with that coverage. Choice is the name of the game with this program, so you can choose your own physician, and you can get coverage for maternity, chronic illness, preventative care, prescription drugs, hospital and ER care, as well as imaging and lab work. All residents of Washington State are eligible as long as you are not enrolled in another state-sponsored health care program or currently institutionalized.Affordable Health Insurance in Washington: Washington Basic Health Washington Basic Health offers an affordable, low-cost option for health care coverage to the residents of Washington State. Qualifications include:Within 0 to 200 percent of federal poverty income guidelines<br />
  223. Ineligible for Medicare<br />
  224. Not getting benefits from Washington Medicaid<br />
  225. Not in an institution at the time of enrollment<br />
  226. Not enrolled in an educational institution<br />
  227. Not be on a student visa<br />
  228. Not enrolled in the Washington Health PlanAt times, the Washington Basic Health Plan has a waiting list. If that is the case, you will be placed on the list in the order in which you attempted enrollment. However, it is possible to by-pass the list if you meet any of the below criteria.Certain maternity applicants<br />
  229. Foster parents<br />
  230. Health Coverage Tax Credit recipients<br />
  231. If you have been a member before and recently lost Medicaid coverage<br />
  232. Personal care worker<br />
  233. Recently serving Washington National Guard Reserves<br />
  234. Tribal sponsored accountsAffordable Health Insurance in Washington: Finding the Right Option No matter where you stand as far as health or income, your first step is to weigh all options available. To do this, you must first gather online rate quotes to compare rates and health insurance plans. While doing this, you may find that you do not qualify for private health care coverage or that insurance may be too expensive for your budget. If this is the case, then you can move on to the state-sponsored options mentioned above or seek out coverage through the federal high risk pool. Either way, the road to affordable health insurance in Washington begins with rate quotes to assess the situation. </p>
  235. ]]></content:encoded>
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  237. <slash:comments>0</slash:comments>
  238. </item>
  239. <item>
  240. <title>There is an excessive amount of traffic coming from your Region.</title>
  241. <link>http://bitscio.info/?p=51</link>
  242. <comments>http://bitscio.info/?p=51#comments</comments>
  243. <pubDate>Tue, 04 Apr 2023 19:41:30 +0000</pubDate>
  244. <dc:creator>admin</dc:creator>
  245. <category><![CDATA[Uncategorized]]></category>
  246. <category><![CDATA[restaurant for sale]]></category>
  247.  
  248. <guid isPermaLink="false">http://bitscio.info/?p=51</guid>
  249. <description><![CDATA[#EANF#]]></description>
  250. <content:encoded><![CDATA[<p>#EANF#</p>
  251. ]]></content:encoded>
  252. <wfw:commentRss>http://bitscio.info/?feed=rss2&#038;p=51</wfw:commentRss>
  253. <slash:comments>0</slash:comments>
  254. </item>
  255. <item>
  256. <title>Why You Should Consider Looking At Starting A Home Based Business</title>
  257. <link>http://bitscio.info/?p=48</link>
  258. <comments>http://bitscio.info/?p=48#comments</comments>
  259. <pubDate>Mon, 27 Mar 2023 06:04:24 +0000</pubDate>
  260. <dc:creator>admin</dc:creator>
  261. <category><![CDATA[Uncategorized]]></category>
  262. <category><![CDATA[Home Based Business]]></category>
  263.  
  264. <guid isPermaLink="false">http://bitscio.info/?p=48</guid>
  265. <description><![CDATA[Why are more Americans starting their own home based businesses? The numbers have been out the roof with the number of people who own and operate their own business from home. What a great time to start one for yourself! &#8230; <a href="http://bitscio.info/?p=48">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  266. <content:encoded><![CDATA[<p> Why are more Americans starting their own home based businesses? The numbers have been out the roof with the number of people who own and operate their own business from home. What a great time to start one for yourself! With the high unemployment rates and threats of layoffs people are starting to realize that the days of job stability are over. Some people think that home based businesses are rinky dink companies selling cheap products that no one buys. That couldn&#8217;t be farther from the truth. Majority of home based business opportunities are with reputable companies with superior products,services, and they allow you to make a great income selling their products or services from home. Some of the top home based business company&#8217;s make over $1 Billion dollars in sales every year. Even Bill Clinton fully endorsed the industry because of the opportunity it gives to Americans to live the American dream through financial freedom, and business ownership.Types Of Home Based BusinessesProduct Based CompaniesProduct based home businesses sell products to consumers directly through a independent distributor which would be you. There are thousands of companies that sell anything from nutritional products, makeup, juices, to Tupperware. The sky is the limit with the amount of different companies that sell different products that you can choose from.Service Based CompaniesService based home based business opportunities sell a service versus a consumable product. These companies include insurance,electricity and natural gas,internet,mobile phone,legal, and many other services.Unlike product based opportunities you are offering a service to people instead of selling a product. These services offer substantial savings to consumers and gives you an opportunity to earn a great income just for referring their particular service.Affiliate ProgramsAffiliate programs are similar to ones I listed above but the only difference is how you get paid. With an affiliate program you get paid a % on the sales that you make when you sell their product or service. These do not offer any type of residual income that the other companies pay. Residual income is when you get paid over and over again for selling a product or service once. Affiliate programs pay you one time for every product or service you sell.Benefits Of Owning A Home Based BusinessLow Start Up CostsStarting a home business is the cheapest and easiest way to start your own business. Most traditional brick front businesses cost hundreds of thousands of dollars to get started and takes years to get into profit. The great thing about a home business is that it&#8217;s really affordable from $100 and up to get started and your up in running in minutes not months.Your The BossWhen you start your own home based business you are the boss. You work when you want and how often you want, but if you treat it like a hobby it will pay like one. So treat your business like a multi million dollar corporation because it can pay you like one.Unlimited IncomeThe sky is the limit with the income potential that a home business can generate. There are people making millions of dollars in the industry. Instead of earning a hourly income you are earning a weekly or monthly residual income and once it&#8217;s up and running you are getting paid regardless if you work or not. That&#8217;s the freedom that a home based business can allow for you.Tax BenefitsWhen you start any type of business including a home business you get tax breaks that regular employees do not. Here are a few examples of tax breaks:<br />
  267. Mileage- Write off mileage when any kind of business trip is made.<br />
  268. Utilities-Cell phone, internet<br />
  269. Travel- Let&#8217;s say you go on vacation. You can write off the expenses as a business expense if you do it right. Why not have a business meeting in Hawaii?<br />
  270. Meals- Write off your meals when you are doing business and this includes on vacation.<br />
  271. Check out a book called Lower you taxes big time! By Sandy Botken. He use to work for the IRS and gives you loop holes you can use for your home based business to take advantage of the tax breaks.Overall I hope you get an idea of why it&#8217;s a great idea to start your own home based business. Imagine earning thousands of dollars every month and getting to spend more time with your family and doing the things you love. The supplemental income can have a great impact on your bank account and you will have more money to spend or save or do whatever you want to! So I hope you make a decision to start your own business and cash in on the American dream! </p>
  272. ]]></content:encoded>
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  277. <title>Instant Online Health Insurance Quote &#8211; Get Free Quotes Fast</title>
  278. <link>http://bitscio.info/?p=46</link>
  279. <comments>http://bitscio.info/?p=46#comments</comments>
  280. <pubDate>Sat, 18 Mar 2023 07:50:47 +0000</pubDate>
  281. <dc:creator>admin</dc:creator>
  282. <category><![CDATA[Uncategorized]]></category>
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  285. <description><![CDATA[More and more people are going online for health insurance quotes. There are now online websites where you can get instant online health insurance quotes from major insurance companies. Right now, you can go to the end of this article &#8230; <a href="http://bitscio.info/?p=46">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  286. <content:encoded><![CDATA[<p> More and more people are going online for health insurance quotes. There are now online websites where you can get instant online health insurance quotes from major insurance companies. Right now, you can go to the end of this article and find links to instant insurance quote websites.Low Cost Health Insurance PlansShopping for health insurance doesn&#8217;t have to be complicated. Start out by requesting free quotes from an online insurance quote website. These websites specialize in finding the most affordable health plans for your situation. Depending on your needs, you will get quotes ranging from basic coverage to a more comprehensive type of plan.Today&#8217;s basic health coverage plans start as low as $130 per month for an individual. Basic plans usually cover catastrophic illness and injury while a more deluxe plan covers catastrophic care as well as doctor visits, prescriptions, and other medical benefits.One plan that is gaining popularity fast is the (HSA) Health Savings Account tied to a (HDHP) High Deductible Health Plan.) The high deductible insurance plan covers your catastrophic medical benefits and the health savings account is used for small medical bills and deductibles. Together they form a well rounded plan for quite a bit less than conventional health insurance plans.Instant Online Health Insurance QuotesOne of the best ways to learn more about affordable affordable health insurance is to go to an insurance quote website and request free quotes. Immediately after you complete their short form, you&#8217;ll get several low cost HSA, HMO, PPO, and POS quotes while still online. After you have your quotes, you can compare plans and visit their websites for more detailed information. </p>
  287. ]]></content:encoded>
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