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<content:encoded><![CDATA[<p> The dismal economy and job market for th ...
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>cajuio.info</title> <atom:link href="http://cajuio.info/?feed=rss2" rel="self" type="application/rss+xml" /> <link>http://cajuio.info</link> <description></description> <lastBuildDate>Mon, 02 Oct 2023 03:01:24 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Direct Payday Loan Lenders: Usage Signals Budget Troubles</title> <link>http://cajuio.info/?p=65</link> <comments>http://cajuio.info/?p=65#comments</comments> <pubDate>Tue, 18 Jul 2023 01:20:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://cajuio.info/?p=65</guid> <description><![CDATA[Have you ever had to compromise your financial goals and objectives in order to deal with an emergency? Financiers are always talking about what is right and wrong when it comes to managing money, but what happens when their advice … <a href="http://cajuio.info/?p=65">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Have you ever had to compromise your financial goals and objectives in order to deal with an emergency? Financiers are always talking about what is right and wrong when it comes to managing money, but what happens when their advice makes no sense to your situation? Don’t use retirement money, don’t get trapped in credit card debt and don’t ever use online direct payday loan lenders to make ends meet are warnings that are often rejected.You may never think you would ever do any of the above until your finances fall into a spot that calls for drastic measures. It is nice to think that we all could possibly have a wealthy family member or close family friend to bail us out of this and that. It would also be nice if everybody started saving as soon as they got their first job. But alas, a typical household has to depend on their income to support the budget and mistakes of the past as well as the never ending supply of unexpected costs which keeps money out of the savings account.Maybe you have dipped into your retirement account to help your finances. It would be great if it the money is returned soon after, but most people would not be able to save up enough put it back. This cash does not come overnight and it carries with it some tax liabilities. It must be claimed as income and if it puts you into a higher tax bracket; your money problems are not over.”I’ll just charge it” is a popular option. Just look at the staggering credit card debt numbers for households in this country and many others as well. These plastic cards are accepted all over and in some cases is the only option. Cash cannot even be used in as many places. The problem with this debt is how it gets managed. The minimum payments are appreciated and make the debt affordable but it also does very little in getting rid of it. The revolving accounts also allow people to continue to use the money over and over oftentimes maxing the card out to make the minimum payment more than the user had originally budgeted for. If there was only one credit card per household then the debt wouldn’t be so bad, but in fact, multiple cards are often filled creating a strain on any attempts to pay for extras, emergencies or put money into the savings account.Without a savings account and filled credit cards, payday direct lenders tend to be the first stop for quick emergency cash. These short-term loans are used more often than car title loans or pawn shops because they are not secured to any personal property. If for some reason the loan payoff runs into trouble, the borrower will only pay a bit more in fees rather than losing ownership of the secured collateral. Many borrowers will get the loans paid off in less than 5 months and move forward trying to find a way to prevent the need for one again. These loans work best for emergency purposes rather than relying on them for any type of uncomfortable money situation. It’s hard to find other ways to get bills paid, but for someone who is already leaning on alternative online direct lender money options, something has to give.Emergencies happen every now and then. If your budget is an emergency situation every month then you really have to stop using money outside of your income and make your expenses fit inside it. If it means finding a new job or getting a second job, then give it a try. If you have to downsize your home, apartment or car to lower your expenses then take the plunge and cut back. If you just have to rework your budget and cut down on tall the little expenses throughout the month in order to plug up the everyday money leaks, focus on getting everyone in the house involved. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=65</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Want to Start a Small Business, But Need Small Business Ideas?</title> <link>http://cajuio.info/?p=63</link> <comments>http://cajuio.info/?p=63#comments</comments> <pubDate>Sun, 09 Jul 2023 22:05:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cajuio.info/?p=63</guid> <description><![CDATA[The dismal economy and job market for the past year has made many look to other sources of revenue to maintain their finances. Often, the desire to start a small business is in the back of many workers’ minds, but … <a href="http://cajuio.info/?p=63">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The dismal economy and job market for the past year has made many look to other sources of revenue to maintain their finances. Often, the desire to start a small business is in the back of many workers’ minds, but they don’t know where to start. We’ve assembled a list of small business ideas that are relatively affordable to start, but may possess the potential to turn into something long-term and rewarding.Perhaps, one of these small business ideas will give you the inspiration you need to get started!1) Desktop Publishing. If you know your way around a computer and you have an updated Graphics Program on your desktop, chances are you can get started at freelance desktop publishing. Often, companies or businesses don’t have the resources or dedicated staff to create their own fliers, business cards, sales pieces, or postcards. With technology being what it is today, most communication with your clients can be done through your email or virtual tools making face-to-face meetings not as necessary.2) Photography. If you’re good with a camera, this may be a small business idea for you. Photography technology has made it quite possible to start your own endeavor – even from your own home. Create a website, business cards, and fliers and start showing off your work. Offer incentives such as a free sitting fee or free wallets to get your business started. You can network with other parents to photograph children’s birthday parties, senior photos, or sporting events. Start a social networking site to showcase your talents. Posting your work online will help drive more business to you.3) Personal/Administrative Assistant. Many professionals today are simply too busy to manage all of their daily tasks. A personal assistant will often act as a right-hand to executives, business owners, or anyone who is need of extra organizational help. Again, this can often be done from your own home office with occasional on-site meetings. Services normally include errands, secretarial or administrative tasks, organization, filing, data entry, or maintenance of existing systems.4) Pet-Related Business. There’s a rise in the amount pet owners are willing to spend on their pets. In fact, it’s estimated that pet owners are spending now 5.4% more on man’s best friend. This type of business, however, may require a brick and mortar operation, depending on the services you offer. From pet-sitting and services, to supplies and grooming, this is a small business idea you may not want to overlook.5) Online website owner. Making money online is actually a great way to make extra money without a lot of overhead. Simply pick a subject you know something about, create a stunning website design, and get it hosted. Many online services are relatively inexpensive and don’t require a lot of overhead or maintenance once the site is live. It may be worth your budget to hire a professional for the initial design and copywriting. An expert should be able to provide you with expert advice on design, colors, on-site search engine optimization (SEO), and even set you up with e-commerce ability. This would allow your visitors to purchase direct from your site. The important thing to know when you are an online website owner is how to promote it. It would be to your advantage to learn everything you can about SEO as well.Your small business ideas don’t have to remain small. 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meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[personal finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://cajuio.info/?p=58</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=58</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Simple Home Improvement Projects Which Will Vastly Improve Your LifeStyle and Your Net Worth</title> <link>http://cajuio.info/?p=56</link> <comments>http://cajuio.info/?p=56#comments</comments> <pubDate>Fri, 07 Apr 2023 21:49:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://cajuio.info/?p=56</guid> <description><![CDATA[Home, sweet home. Big or small, a home is always precious to its owner. A home is a person’s palace and place of comfort. After a busy day, it’s going home that a person looks forward to. So every homeowner … <a href="http://cajuio.info/?p=56">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Home, sweet home. Big or small, a home is always precious to its owner. A home is a person’s palace and place of comfort. After a busy day, it’s going home that a person looks forward to. So every homeowner wants to decorate his or her home according to his or her own tastes and make it as comfortable and a safe environment to live in.For people with money, time and energy, home improvement has become very common activity. Home improvement projects are not restricted to just walls and paint. It goes far beyond that. The prime function of home improvement is to add value and comfort to your home, as well as its beauty.Professionals can be hired if the home improvement project is more complicated than you can do just by yourself. In such cases, professionals are the best ones to do the job you want in order to make your home look great. You can hire specialized contractors or general contractors, depending on your particular home improvement requirements.Homeowners are usually concerned with all the nitty gritty stuff, as well as the more common aspects of a home improvement project like furniture, functionality and overall style. Home improvement ideas largely depend on one’s individual taste but it is the job of a home improvement expert to do the more technical parts of the job.Although it is recommended you hire a professional for your home improvement project, many homeowners prefer to do the jobs themselves.There are some do-it-yourself (DIY) home improvement projects that you can carry out yourself even if you don’t have an interior design degree. All you have to do is a little research and find the accessories that fit your tastes to make your home the talk of the town.Below is a list of some home improvement ideas that you can consider for your home improvement project:Laminate flooring: laminate wood flooring is very popular with many homeowners. The richness of the hardwood floors would add warmth and charm to any home. The laminate hardwood floors are durable with a tough finish and can be used in any area of your home even if you purchase discount laminate flooring.Decorative area rugs: Using a decorative area rug is a great home improvement idea. You can select the decorative area rugs from a wide number of area rug discount choices that are available online as well as offline. Select a well-designed rug including Persian rugs will help make your home ‘one of a kind’.Improving the look of your home does not really require any effort than simply installing new window treatments. This might not seem like a big thing, but after you’ve installed new window blinds you will quickly see the huge difference they make in the feel of your home. The right window blinds will add a softness to your window areas. Plus you can now better control the amount of light that enters your home and the amount of privacy you desire.Now that you have a fair idea on several possible home improvement projects, you can add value to your home at your own pace whether you’re an interior decorator or not. Doing this will help to ensure a better home value and guarantee that your home is updated to current standards as well as can withstand any storms.Do not hesitate to invest in home improvement – just remember that with a wise investment in your home, you are increasing its market value too beside making it a more enjoyable place for you and your family to live. </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=56</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Short Historical View of Asian Martial Arts</title> <link>http://cajuio.info/?p=54</link> <comments>http://cajuio.info/?p=54#comments</comments> <pubDate>Wed, 05 Apr 2023 09:20:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://cajuio.info/?p=54</guid> <description><![CDATA[“The Ultimate aim of Karate lies not in victory or defeat, but in the perfection of the character of the participant.” Gichin Funakoshi (1868-1957)Asian Martial Arts are practiced for many reasons, including self-defense, sport, and as a mind-body exercise. If … <a href="http://cajuio.info/?p=54">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> “The Ultimate aim of Karate lies not in victory or defeat, but in the perfection of the character of the participant.” Gichin Funakoshi (1868-1957)Asian Martial Arts are practiced for many reasons, including self-defense, sport, and as a mind-body exercise. If practiced properly, the martial arts are an excellent exercise, as well as artistic expression. Some students enjoy severe training as a type of ascetic discipline, sublimation, and other train for just pure excitement. However, some arts have a greater risk of injury and would not be considered suitable as a health promotion exercise.Most countries practice martial arts, either indigenous or borrowed. Most of the popular Asian martial arts that are practiced in the West can be traced to originally to Japan, Korea, China, and India. The martial arts have evolved into the variations commonly seen today across the USA and Canada, in mini-malls and schools. Traditional arts, if practiced correctly and regularly, will improve the fitness of the exerciser. There are some arts that are purely for sport or self defense and may not be suitable for health promotion.Arts of India and China<br />India has a long history of martial arts. Indian epic religious texts such as the Mahabarata discuss martial skill. Stick fighting and hand-to-hand combat–e.g., Kalarippayat and wrestling–are true Indian arts. Some martial artists believe that the arts of India were transported to China. Indian medicine and training methods also were taken to Sri Lanka, Burma and Thailand. Then they were combined with indigenous martial arts and medicine. There are also Greek and Persian technological, religious, medical, and philosophical influences on Chinese and Indian culture, and vice versa. For example, in 688 BCE the martial art of pankration was practiced in Greece.Martial arts were practiced in pre-Buddhist India. Today there are hundreds of styles of martial arts practiced in China differing by region and clan. It is a popular myth that kung-fu exercises were brought by the Buddhist Monk Bodhidharma (Chinese: Tamo or Damo, Japanese: Dharuma) from India to the already existing Shaolin (Small Forest) Monastery in China. The first Buddhist temple in China was actually the White Horse Temple (68 AD). The arts were practiced in China hundreds of years prior to Bodhidharma’s arrival.”Bodhi” means awakened or enlightened. Bodhi also refers to the Bo Tree, a Banyan tree called the Sacred Fig (Ficus religiosa) that the Buddha was said to meditate under the bodhi tree and achieve enlightenment. The monks at that temple practiced what is called Ch’an Buddhism. In Ch’an Buddhism, the focus was on meditation and direct experience of cosmic consciousness. Ch’an became what we know as Zen in Japan. The monks were said to be in poor health and weak when Bodhidharma arrived, so he taught them exercises to improve their health and fitness. There is a great deal of controversy over what these exercises were, and there is no clear history as to when they were brought to the monastery, but most likely they were similar to physical yoga methods. There are hundreds of variations and, though usually practiced within the martial arts, they are also excellent as exercise methods.The martial arts developed within the Shaolin monastery are called Shaolin ch’üan. Ch’üan (Quan) means fist–punching, or boxing in Chinese–and was the forerunner to the modern “hard style” kung-fu known as Wei Chia Ch’üan (Weijiaquan)–the”External Family Arts”. They are called “external” or “outside” arts because they came from India. The temple was disbanded and monks were purged several times during Chinese history; the last time was during the communist “Cultural Revolution” from 1966 to 1976. There are other “hard” styles, which are regional and classified by the area name. Regional versions include O’mei (Emei, Ermei), T’ai Shan, and Wu Tang (Wudang) styles. There are modern forms and traditional forms from each region.The “Internal Family Arts,” Nei Chia Ch’üan (Neijiaquan) are commonly thought to be based on Chinese philosophy, in contrast to the “Outside” Buddhist based art of Shaolin. The arts of t’ai-chi ch’üan, pa-kua chang, and hsing-i ch’üan were classified as Nei Chia Ch’üan, “Internal Family Arts,” in 1894 by an association of several famous masters. In 1928, the three arts were called Wu Tang ch’üan (Wudang quan) by the Central Martial Arts Academy in Nanking. Wu Tang was the Taoist area and these arts came to be associated with Taoist philosophy. Wu Tang region has its own versions of martial arts that may have had no direct connection to the Nei Chia group. They were called Internal Arts or Wu Tang arts to contrast them with the Shaolin arts, due to philosophical and training differences. T’ai-chi ch’üan (taijiquan) is the most popular of the Chinese Internal Arts for health promotion.Reference: Asian Mind-Body Techniques Revealed by Harvey Kurland, </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=54</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Cultivate a Culture of Health and Wellness</title> <link>http://cajuio.info/?p=52</link> <comments>http://cajuio.info/?p=52#comments</comments> <pubDate>Tue, 04 Apr 2023 23:08:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://cajuio.info/?p=52</guid> <description><![CDATA[Health is wealth, so goes the old adage. Now, with more ailments than ever to contend with, and with healthcare costs and insurance premiums continually rising beyond the reach of the average citizen, more and more persons are beginning to … <a href="http://cajuio.info/?p=52">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Health is wealth, so goes the old adage. Now, with more ailments than ever to contend with, and with healthcare costs and insurance premiums continually rising beyond the reach of the average citizen, more and more persons are beginning to see the wisdom in that old adage. It is not uncommon to see families spending up to $1000 on health insurance each month.In just five years, that will add up to $60,000, which is a sizable investment. Worse still, that amount doesn’t guarantee that the family’s general sense of health and well-being will improve over the 5-year period.Indeed much of what we call “healthcare” may better be described as “sickcare,” because for the most part, they’re merely emergency responses we get from physicians when a person is already down with one ailment or the other! And to make matters worse, the so-called healthcare system itself is gradually showing signs of systemic failure.Should we also add that many health issues today are simply beyond the remedy of our once “trusted” physicians? To exonerate themselves, physicians now conveniently classify such health problems as “degenerative diseases”. How smart they are!Truth is that back at medical school, doctors and their colleagues were not trained to stop you from falling ill. Their calling is to cure or heal you when you do fall ill. So if you’re going to stay healthy, it’s largely up to you! The habit of relying on your family doctor for good health is an idea that’s fast going out of fashion. More and more persons are now taking responsibility for their own health and well-being.Indeed, your health is in your hands. By adopting a culture of health and wellness in your daily living, you’ll stay healthier and need medical attention far less often. It starts with what you do on a daily basis. Besides constantly watching what goes into your mouth and avoiding a sedentary lifestyle, you must commit yourself to a health plan.You may design it into a 6-months, 1-year, or even 5-year personal health plan. Depending on specific areas of your health you’re most motivated to address, your health plan may include hiring a wellness coach. This will cost some money, but the health benefits are well worth whatever it costs you. Wellness coaches are good at helping to cultivate the right attitudes and behaviors that produce the greatest results.They will also help you develop the type of action plan that will be easier to stick to. Wellness coaching programs are also available online. But it is important that you commit yourself to whichever is recommended for the goal you desire to achieve.The beauty of cultivating a culture of health and wellness in your lifestyle is that it serves as preemptive measures towards illnesses. It also leaves you with the liberating feeling that you’re in charge of your health and your life. And if you practice it daily, it soon becomes a part of the fabric of your life-more like your culture. And what better habits to form than those that enable us to live healthier, happier lives!As more and more health problems continue to ravage our world, there’s wisdom in taking your health and well-being into your own hands rather than relying on what government and physicians can offer. You can achieve good health by adopting enlightened self-care health and wellness practices. Cultivating a culture of health and wellness may prove to be the best habit you ever formed! </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=52</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Best iPhone Apps For Choosing a Restaurant</title> <link>http://cajuio.info/?p=49</link> <comments>http://cajuio.info/?p=49#comments</comments> <pubDate>Tue, 04 Apr 2023 19:31:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[businesses for sale near me]]></category> <guid isPermaLink="false">http://cajuio.info/?p=49</guid> <description><![CDATA[A long time ago, before there were iPhones, if you and your friends wanted to go out to eat, there was a whole ritual involved. You’d call each other on your “dumb” phones, have a whole conversation on who’s hungry … <a href="http://cajuio.info/?p=49">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> A long time ago, before there were iPhones, if you and your friends wanted to go out to eat, there was a whole ritual involved. You’d call each other on your “dumb” phones, have a whole conversation on who’s hungry for what, then call each other back with restaurant suggestions. Then you’d all call each other some more with competing suggestions based on price, proximity, etc. Eventually everybody would converge on the joint, flip-phones still in hand, and realize you were there.Now, “there’s an app for that.” You seek out locations, price ranges, cuisines, and even good nutritional choices using your iPhone, and get down to chowing down in record time.So what’s the best app for finding a place? It depends what features you want. Here’s a quick menu:Restaurant Finder (Free) – Perfect for travelers, Restaurant Finder lets you enter the cuisine you want and the city/zip code or location, and returns the nearest restaurants that have what you’re hungry for, displaying address, telephone number, and URL, if available. It also gives you a handy weather forecast, so you know when “closer is better.”Find a Restaurant (.99) – This handy app goes Restaurant Finder one better; it tells you your current location using GPS. Search by cuisine, and it gives you nearby restaurants complete with phone number, GPS map location, driving directions, and one-touch website visit (But no weather). Also includes Tip Calculator (yes, it splits the check if you want. Cheapskate.)Urbanspoon (Free) – This is the app from the Apple commercials with the “slot machine” randomizing feature to add a little fun to your search. Of course, you can also filter choices by cuisine, price, or location. Urbanspoon also includes access to ratings and reviews and a “friends” feature to add a touch of social networking…but it’s no Yelp.Yelp (Free) – Yelp isn’t hopping on the social networking bandwagon; it’s the real deal. That’s because Yelp is a website first and an app second (which is both good and bad–but more on that in a moment). With Yelp you search for a restaurant, bar, club, or any business in similar ways to other restaurant-finding apps, or just enter the name of a food (e.g., “Peking Duck”) and Yelp finds a place for you. You can post notes and reviews (although you have to go to the Yelp site to post–hence the “good and bad” comment above.) The “Check-in” feature lets you and your friends track each others’ whereabouts. Fear not: Check-in is voluntary, so if the stalker ex is back, you’re safe. Check into the same place often enough, and Yelp decides you’re a regular. Some user complaints of outdated/inaccurate information; not bad at finding the eats, great at keeping the party rolling.Where to eat (2.99) – Another GPS-enabled food finder. But WTE has a couple of features that just make sense. Searching is by cuisine or particular food type, and there are separate categories for bars, take-out, and delivery. Emphasizes intuitive experience; typing is optional. Shake-to-Suggest shuffle works on the same principle as Urbanspoon’s “slot machine”.What if your interest runs to depth rather than breadth? Check out Sushipedia (free) for scads of sushi knowledge, and of course, a database of places to buy it. And if you’re watching your weight, click on Lose It or Nutrition Menu once you get to a place for calorie counts and more. Thankfully, neither tells your friends you’re dieting. </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=49</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What NOT to Do to Keep Your Home Based Business a Success</title> <link>http://cajuio.info/?p=46</link> <comments>http://cajuio.info/?p=46#comments</comments> <pubDate>Mon, 27 Mar 2023 05:47:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://cajuio.info/?p=46</guid> <description><![CDATA[There is a saying in the Home Based Business world (or at least a saying among my Home Based Business friends), and that is, “The great thing about the Home Based Business Industry is that anyone can do it. The … <a href="http://cajuio.info/?p=46">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> There is a saying in the Home Based Business world (or at least a saying among my Home Based Business friends), and that is, “The great thing about the Home Based Business Industry is that anyone can do it. The worst thing about the Home Based Business Industry…….. is that anyone can do it.For the most part, starting a Home Based Business is fairly simple. Find a sponsor, sign up, and you are pretty much off and running. But the thing that most people don’t consider is what they shouldn’t be doing in regards to prospecting, training, and running your business in general.Don’t feel like you have to talk to everyone you come in contact with and try to sell your opportunity.Once people start a Home Based Business, they are incorrectly trained to go out, make a list of friends and family and call them constantly about joining the business. They are also taught to always be looking for an opportunity to bring up the business opportunity in conversations. Even if they are standing in line at the grocery store, find a way to start talking to the person behind you and look for a way to bring up the business. This outdated method is still taught today, and you will see tons of information telling you it’s an outdated method, but no one really explains why. Well don’t fret, I’m here to explain why.The reason it doesn’t work is because people are so inundated with advertising and sales pitches today, that we shut people or advertisements down in the blink of an eye these days. It’s almost like it’s human instinct now. I mean think about it for a second. How often do you fast forward through commercials on TV now that we have the ability to do so? How fast did you sign up for the do-not-call list as soon as it came out? We as a society hate being sold to. Even if it is something we might need, the minute someone tries to “sell” us something we most likely shut down and block them out. When you drive do you even notice the billboards anymore, or are they just a part of the landscape that doesn’t even enter your mind?So if it doesn’t work why are you taught this way? Well, it’s a really simple answer. Because it’s the easiest thing to teach and it’s easy to teach it to others. Home Based Businesses leaders teach this to their marketers because, quite frankly, they don’t know how to teach any other way. They give you a script, tell you to make a list of people you know, and give you a shot in the arm with an enthusiastic “Go get’em partner!”, and they hope that the numbers will work in your favor (here is a little secret, that rarely turns out well for the new marketer). And, when they are not getting any results, they tell the new marketer to try harder. Yeah, that’s helpful, try harder, keep calling the people that won’t even pick up the phone anymore when they see your number on caller ID, there is a good plan.They think it’s to difficult to teach new people a different way, a better way of marketing their opportunity. So they give you some watered down, out of date system that will leave you frustrated and broke. Well there is a better way, there is a more effective way, and I will talk more about that in the next section.Do not sponsor everyone that wants to get involved!!!Huh???Yeah, you read that right. I mean you could sponsor everyone that wants to start a business. In fact if you love to be annoyed, bothered 24/7, frustrated, defeated and depressed, by all means have at it. Remember this line from earlier?”The great thing about the Home Based Business Industry is that anyone can do it. The worst thing about the Home Based Business Industry…….. is that anyone can do it.Let’s get down to brass tacks. Not everyone is meant to start, own and run a business. Plain and simple. Might not be a nice thing to say, but it is a true thing to say. A Home Based Business owner, or any business owner for that matter has to have a certain type of desire and mindset. Now I’m not saying they have to be smarter than the average bear, not the case at all, but they do have to have a specific mindset. They have to understand that there is work involved, and that growing a business takes time and energy, and it takes dedication. You can’t just expect to succeed by taking the easy route.That being said, you as a Team Leader have the responsibility, I will even say an obligation, to yourself and to the person / people you sponsor, to make sure that they “get it”, and understand what it takes to become successful in this competitive industry. You have to make sure that they understand that, even though you are there to always help them and work as a team, that they will eventually have to work independently after they are trained. Now I’m not saying train them for 5 hours and send them out on their own, no no no, that is what the old school teachers do. I’m saying that you work together as a team, get the person trained, help them until they are comfortable, but this has to happen within reason. It shouldn’t take 5 years. I would say it should only take a month or two of regular training and close teamwork. Let me tell you something. There is nothing worse than a person that calls you 24 times a day with dumb questions, complaints, and whines constantly. This will drain you emotionally, physically and just destroy your morale. You will be miserable and in turn the person you sponsored will be miserable and broke too. Believe me, I went through it, and I promised myself that I would never go through that again. I would rather have three reps. on my team, that get the business model, have the attitude to succeed, and can work as a team as well as independently, and not be constantly dependent and need to have their hand held every step of the way, than to have 100 people that are just gonna drain me emotionally. IT”S JUST NOT WORTH IT!So when talking to others and they show interest in becoming a business partner of yours, make sure they have the qualities it takes to run, own and grow a business. It’s not hard to figure out if they “get it” or not. Most people can figure out if a person has “it” or not. And if they don’t have the qualities, then just politely tell them that this might not be the best option for them and move on. It amazes me how many Home Based Business owners are so afraid to say no to people. If you are so worried about sponsoring people that you will sponsor a person who will make you miserable, I might suggest that you look into another type of work, because you will have a long painful road ahead of you.Do not educate yourself constantly.So we have discussed how many companies train you the easy, watered down, ineffective way. They teach a system that is easily duplicatable to everyone, but is hardly effective for anyone. Now, it’s not the companies fault mind you, they have to find the easiest way to get people started, but again for the person that “gets it” this will not be enough, because, well, you want to succeed, and the people that don’t “get it” won’t go past the basic training the company provides, and they will fail and quit because they won’t understand what we are about to discuss. But again, you won’t have to worry about people on your team quitting because, as we figured out earlier, you only sponsor people with the right qualifications, RIGHT?:)You need to constantly add tools to your business tool box. There are some great programs out there to help you take you business to another level. It amazes me how new Home Based Business owners will invest in starting a new business and then not invest in their business education. Does a doctor graduate medical school and never educates themselves any further? Does a real estate agent consistently study the real estate market and it’s trends? Well the Home Based Business owner has to do the same thing. They need to plug in and study what the leaders of the industry are doing. They need to keep up on the trends and they need to invest in their education. I personally require my new business partners to purchase some of my favorite educational tools because I know it will help them in the long run, and if they don’t, they will not become a part of my team. I mean if you are not willing to invest in your education and training, how much success do you think you will have? Not much.Be impatient.Rome wasn’t built in a day and your Home Based Business won’t be either. It is not a “get rich overnight” thing, nothing is. People that tell you that are lying to you, plain and simple, and they do not have your best interest in mind. It takes time to build and grow a business, and you need to be ready to put the work in. How long does it take? Well there are so many factors it varies person to person, but on average I will say 1-2 years to really start making a substantial income. Is that to long for you? Well then you are not made for this business. Any professional knows that this is the general rule of thumb for any business in any industry. If you don’t have the patience to wait that long, you might want to just work for someone and and not start your own business. You also need to sustain yourself while you are building. As i mentioned earlier, if you are going to invest into starting a business you need to also invest in your education. Now I’m not talking about thousands of dollars in educational tools and trainings but there does have to be some money invested nonetheless, but the money that is invested into your education will pay you back 100 times the cost in the long run. You also need working capital for advertising, marketing and the general running of your business, again, no different that any other type of business, but remember these costs are significantly lower that most types of business, but they are things you need to be aware of if you want to own a successful Home Based Business.By recognizing these things and and not falling into the traps that a majority of Home Based Business owners fall into, you will be setting the foundation for a successful, fun, and profitable business. </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=46</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Can I Gain an Online Health Care Administration Education?</title> <link>http://cajuio.info/?p=44</link> <comments>http://cajuio.info/?p=44#comments</comments> <pubDate>Sat, 18 Mar 2023 08:18:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cajuio.info/?p=44</guid> <description><![CDATA[Traditional schooling options are limited for students that are unable to take time from work to enter full time education. For this reason many accredited colleges offer online education in many areas. Students can gain an education in health care … <a href="http://cajuio.info/?p=44">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Traditional schooling options are limited for students that are unable to take time from work to enter full time education. For this reason many accredited colleges offer online education in many areas. Students can gain an education in health care administration online and train for several different careers. All levels of education can be completed through online specific study. The delivery system of health care is learned as students explore the many facets that go into supporting the business. Career goals will ultimately determine what educational level is needed. Lower-level and entry-level positions are available for students that successfully complete an associate’s or bachelor’s degree program. Upper-level managerial and executive positions are available to students that continue education past undergraduate study at the master’s and doctoral level.Another factor that will determine what type and level of education is required is the concentration. Many students enter online training and gain their desired career. Concentrations in the field allow students to learn how to focus in on one area of the industry. These areas most commonly include:Health ManagementHealth Services AdministrationHospital Unit CoordinatorEvery educational concentration under health care administration has the same goal of teaching students how to work as a leader inside the field. Students can expect to examine medical terminology, medical coding, business, social economy, nutrition, global health, and much more. Inside these different concentrations students may learn how to transcribe a doctor’s report, manage an insurance claim, and maintain the financial aspect of the business. All areas prepare students for the professional workplace.Health care administration programs with a general focus explore the management and business side of the industry. Take into consideration the general education requirement of a bachelor’s degree for an entry-level position. Coursework centers on teaching students how to efficiently organize and maintain the services offered inside the field. Marketing, medical group management, administration law, and personnel management are all course topics that prepare students for many careers inside the field. Advanced training is widely available online at the master’s and doctoral level. Leadership is taught in regards to quantitative analysis, health care legislation, strategic management, and ethical environment of business. Online studies prepare students to organize the policies and methods used to administer care inside health facilities. The work completed in a program prepares students to transition into the field with ease.The skills to properly manage the health care industry and its employees are learned in an online health care administration degree program. Students interested in this professional industry should explore the accredited online options and become an administrator for the health care industry. Fully accredited programs can provide students with the best quality education available. Agencies like the Distance Education and Training Council (http://www.detc.org) can fully accredited qualifying educational programs. You can start by enrolling in the accredited career training program of your choice.DISCLAIMER: Above is a GENERIC OUTLINE and may or may not depict precise methods, courses and/or focuses related to ANY ONE specific school(s) that may or may not be advertised at PETAP.org.Copyright 2010 – All rights reserved by PETAP.org. </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=44</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Do You Make These 5 Marketing Automation Mistakes?</title> <link>http://cajuio.info/?p=42</link> <comments>http://cajuio.info/?p=42#comments</comments> <pubDate>Fri, 17 Mar 2023 16:41:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cajuio.info/?p=42</guid> <description><![CDATA[Marketing automation has become a vital tool for businesses of every size. It can help you gain and sustain a competitive advantage. Speed up sales results. Plus, enable you to engage more contacts with personalized messages sent at the right … <a href="http://cajuio.info/?p=42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Marketing automation has become a vital tool for businesses of every size. It can help you gain and sustain a competitive advantage. Speed up sales results. Plus, enable you to engage more contacts with personalized messages sent at the right time. So you can build good relationships.Yet not each marketing automation system is the same. In fact, very few have all the essential tools in one package of services. If so, that can cause you to integrate system parts from third parties that can cost you time and money, especially when things go wrong down the road.That is why it’s vital to first know what a full all-in-one marketing automation system is all about.Marketing automation is a server-based software that integrates different technologies.4 Automation Technologies Most Vital for Marketing CampaignsFirst, it includes a CRM that allows you to collect, store and use information about your contacts. To be able to segment your contacts by custom fields and tags, behavior – such as opening emails and clicking on links, plus purchases.Second, it includes an automated messaging system for emails, text, postcards and tasks. This allows you to send each message to contacts based on when they opted in, a date, behavior, purchase and more.Third, it has eCommerce functionality. It integrates order pages with a form and payment gateway for one-click purchases. Plus it can allow you to integrate with a shopping cart if you prefer. Most of all, it can automate processes based on successful or failed transactions, subscriptions, trial periods, payment plans, coupons and more.Fourth, it must have a campaign builder that enables you to take each contact on a personalized journey with measurable results. This allows you to create multiple campaigns for opt-in, sales, upsell, downsell and retention.A marketing automation system such as one by Ontraport can provide additional features. These include marketing tracking to help you see which ads, landing pages and emails are generating the most cost-effective results. Affiliate marketing and membership site to help you boost the number of customers and sales. Landing page and form builder to enable you to design professional looking sites in minutes. And a lead router and scoring system to help you and your sales team follow up leads and convert them into customers.Three key benefits of a marketing automation system are that you can customize it for your business. You can have multiple marketing campaigns at the same time that operate 24/7. Plus you can automate processes specific to contacts along their journey. But there are also marketing automation mistakes you can make along the way.Marketing Automation Mistake #1: Sending eMails to Contacts Who Did NOT Opt-in<br />Marketing automation involves permission based emails. That means you send emails to contacts who give you permission to send them information. You can get permission when each contact opt-in to your system. However, importing a list or manually adding contacts to your marketing automation system is a violation of SPAM rules. If you do this you can compromise the delivery of emails even to those whom give you permission.Marketing Automation Mistake #2: Not Maintaining a Database of Active Contacts<br />Even after you get a contact to opt-in, you must keep them active. That means, you must continually send them emails with relevant content to engage with at least once per week. Otherwise, they may forget you and not open the few emails you send. Over time, they can become less engaged, diminishing email delivery of your entire database. A re-engagement campaign is an effective method to get non-engaged contacts to interact with your emails again. You get these contacts to tell you if they’d like to remain on your list or opt-out. So you can maintain a consistent and clean contact database.Marketing Automation Mistake #3: Focusing on the Wrong Metrics<br />Marketing automation allows you to measure the results of your campaigns. This includes opt-ins, sales conversion, email open and click link rates, landing page visits, sales, ROI and more.However, focusing on the wrong metrics can cause you to misinterpret the true results. For example, you may have two campaigns where one has much higher open rates and lower click rates. Yet when you calculate click to open rates you can see an entirely different result. Before starting each campaign, it is vital to know the metric you seek to focus on to determine success.Marketing Automation Mistake #4: Not Split Testing Campaigns<br />All campaigns differ by the type and number of contacts, content and more. Split testing campaigns is the key to finding what works right. But the key to split testing is to test just one variable at a time. Such as a headline, price, offer, design or target audience. The campaign that wins is the new control. Then you can test other campaigns against the control.Marketing Automation Mistake #5: Not Having a Certified Consultant on Your Team<br />Marketing automation is both an art and a science. It requires a mix of technology know-how with direct response marketing expertise. Plus an objective mindset that is not biased toward the company or product. These are why it is best to have an independent consultant certified in the use of the marketing automation software on your team. To develop the strategy and build a custom automation system for your business. Plus, to train your team on using the system. </p>]]></content:encoded> <wfw:commentRss>http://cajuio.info/?feed=rss2&p=42</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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