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  65. <p>    Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don&#8217;t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p>
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  76. <h1><a href="http://ckzhend.info/small-business-digital-marketing-using-the-internet-to-grow-your-business/" rel="bookmark" title="Permanent Link to Small Business Digital Marketing: Using the Internet to Grow Your Business">Small Business Digital Marketing: Using the Internet to Grow Your Business</a></h1>
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  83. <p> If you are a small business and you are not yet marketing yourself online then you are really missing out. On the other hand, maybe you&#8217;ve tried it but you just haven&#8217;t been able to generate the results you&#8217;d like? Either way, it&#8217;s time to change things and get serious about this opportunity&#8230;The sad truth is that most small businesses aren&#8217;t marketing themselves effectively using the internet. This is usually because they lack the expertise to implement their marketing campaigns in the right way, or they believe that it is expensive and thus not something they can afford.What can you achieve with small business digital marketing?The reality is that digital marketing is a constantly changing landscape. If you really want to succeed with it and generate great results for your business then you definitely need to know what you are doing. If it is done in the right way however then this type of marketing can enable you to grow your business and reach new customers in a way that has never been possible before.The digital world creates a wonderful opportunity for small businesses to grow their income, find new clients and better engage existing ones. From advertising through social media to reach new audiences, generating leads through carefully crafted website landing pages, or engaging existing customers through content-filled email newsletters, this tool can generate real tangible results for your company.Getting started with small business digital marketingThe first thing to get clear on is that you need a definite plan. Diving straight into the field without thinking about what you want to achieve, and how you are going to achieve it, is simply setting yourself up for failure. Failing to plan is probably the number one reason why most small businesses fail with this inception.It is very important to have a clear and detailed strategy. You should set out specific, measurable, achievable, realistic and time-bound marketing objectives and targets, and you should ensure that you think carefully about the digital marketing channels you are going to use to get your message out there.It is also important to remember that digital marketing isn&#8217;t an instant solution. Achieving effective results requires consistent action, on-going testing and regular reviewing of progress.Getting help with small business digital marketingAs we have already touched upon, digital marketing is a complex field that&#8217;s constantly changing. 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  93. <div class="post-67 post type-post status-publish format-standard hentry category-uncategorized tag-basic-finance tag-finance tag-finance-basics tag-finance-books tag-finance-bros tag-finance-career tag-finance-degree tag-finance-frauds tag-finance-kya-hai tag-finance-major tag-finance-meaning tag-finance-news tag-finance-shorts tag-finance-stock tag-finance-with-sharan tag-fix-finances tag-fix-my-finance tag-learn-finance tag-mba-finance tag-mba-finance-jobs tag-mba-in-finance tag-personal-finance tag-public-finance tag-raga-finance tag-study-finance tag-what-is-finance tag-yahoo-finance tag-yahoo-finance-premium" id="post-67">
  94. <h1><a href="http://ckzhend.info/why-stoicism-is-the-best-mental-operating-system-for-individuals-in-high-finance/" rel="bookmark" title="Permanent Link to Why Stoicism Is the Best Mental Operating System for Individuals in High Finance">Why Stoicism Is the Best Mental Operating System for Individuals in High Finance</a></h1>
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  101. <p> IntroductionThe fabric and culture of today&#8217;s modern age and even more so in western society has provided a perfect environment for the re-emergence of an ancient Greek Philosophy, the philosophy of stoicism. Stoicism is a school of Hellenistic philosophy founded by Zeno of Citium in Athens in the early 3rd century BC. It was heavily influenced by certain teachings of Socrates. Roman Emperor Marcus Aurelius, born nearly two millennia ago is perhaps the best-known Stoic leader in history and also holds claims to one of the most famous and unintentional works of stoic literature, &#8216;the meditations&#8217;, his personal journal. In this article I will discuss different stoic exercises and explain how these can be applied to the minds and actions of successful actors within financial markets and institutions.Your new mental operating systemTrain Your Perception to Avoid Good and BadOnce you understand that there is no such thing as obstacles, only opportunities then you have truly mastered your perception.<br />
  102. During the 2007 financial crisis people truly thought a financial apocalypse was inbound however if you have ever seen the hit movie &#8216;The Big Short&#8217; then you get a perfect example of people who saw disaster coming but instead turned this into an opportunity; by betting against the housing market.<br />
  103. As the Roman Emperor Marcus Aurelius puts it &#8211; &#8220;The impediment to action advances action. What stands in the way becomes the way&#8221;. Ensure you see obstacles as opportunities and understand good and bad are only part of perception; something that is ultimately under your control.Everything is EphemeralRemember your possessions and achievements are only lasting for a markedly brief time in the grand scheme of things. In the grand scheme of things, you are small, everything is. See yourself as part of the bigger system and do what is right here and now.<br />
  104. For professionals working within high finance it is easy to become consumed by the ego and focus on only enriching ones-self, thereby creating a moral hazard. However, if you see yourself as just a cog in an aggregate financial system which is in turn a part of a macroeconomy; then you see the role you play is ultimately, small. In order to benefit the system as a whole you must work with it not against it.Take a Birdseye ViewThis takes a powerful imagination but by doing this exercise you are able to train your mind&#8217;s eye to see your life in third person, you can then reflect on your actions and behaviour and also that of others. You can reflect on how others may have felt and what they did after interacting with you.<br />
  105. You also see yourself from a higher perspective which relates to the point I made about how small we are.<br />
  106. And finally, you can compare yourself to someone in a far worse situation, the reason for this is that there is always someone in a worse situation than you. Compare yourself to these people in times of discomfort and struggle and you may find some comfort in the fact that in a relative sense, things aren&#8217;t so bad for you.<br />
  107. If you work or reside within a skyscraper or high-rise building, take a real view from above. Combined with this exercise it should help to greatly expand your awareness. Conversely, if not you could always use Google earth live but hopefully in the future we will have services like virgin galactic at an affordable price, so people can get the truly pure experience that astronauts get.<br />
  108. For individuals working at Bloomberg or stock exchanges this exercise could be used for example, if a tsunami hits the coast of a certain region. Use the view from above to assess who and what is affected and follow the trail right back to the stock market and make decisions accordingly.&#8221;Is This Within My Control&#8221;Learn to differentiate between what&#8217;s directly under your control, what you have influence over and what is not under your control. Differentiate what you can change and what you can&#8217;t.<br />
  109. Do not waste time trying (and failing) to move immovable objects. Use your precious time productively on things that you do have control over.<br />
  110. Return to this question frequently or when a dilemma emerges, make a note of things that are in your control and things that are not. This way not only will you feel better, but you position yourself with a distinct advantage over people who fail to realise when a battle is unwinnable.<br />
  111. For example, if your employees are snowed in and cannot make it into work, do not be mad as you have no control over the weather.<br />
  112. You also have no control over huge market trends. A very good example of a huge failure to realise what was and what wasn&#8217;t under one&#8217;s control was the bank of England, who failed to realise they couldn&#8217;t beat the market on black Wednesday (Sept.16, 1992); when the pound was pegged to the European Exchange Rate Mechanism. Speculators broke the bank and they were forced to pull from the ERM.Contemplation of The Ideal Man (Or Woman)Humans were not born to be lazy. Ancient man was out hunting lions, fighting battles, saving women from barbarian tribes, the list goes on. But many modern men have been sucked into mediocrity by abundance, reduced to claiming benefits, binging video games and eating too much pizza.<br />
  113. No one can lead a fulfilling life living like this. Man must achieve his full potential. A man with a fulfilling life does the modern equivalent of ancient man. Focus on continuously improving and learning. Fight for success and dominate. Go out and get what you want.<br />
  114. Contemplating the archetypal ideal man is a catalyst for change towards becoming an ideal human being. This may be a never-ending quest however you should still think of the qualities that make up the ideal person and apply these to your life.<br />
  115. Good archetypal figures within finance to contemplate are figureheads like Warren Buffet and JP Morgan. You can also find good examples of archetypes by analysing movies like the Wolf of Wall Street or TV series such as Billions.Self-RetreatIn today&#8217;s ever connected world; wealthy and successful people have complete abundance of options of where their next holiday retreat will be. However, what most people fail to realise is that there is also infinite abundance within the mind&#8217;s eye, and self-reflection is a brilliant tool to understanding, and exploring your inner world, which is ultimately you on the deepest level. Peace of mind and freedom comes from within, regularly travel inside your mind for 5 to 10 minutes a day.The Stripping Method.Scenarios and situations have many different layers. Picture them like an onion where each layer represents a characteristic of the situation but not the core issue itself. Practice stripping away the unimportant layers to find the core issue.<br />
  116. This can be applied to economic analysis for example, the price of a share may rise or fall due to a company reporting higher or lower profit than predicted. This may be because they reduced their advertising spending or because they lowered the quality of their production materials, or outsourced labour. But ultimately the reason for a change in the price of a share regardless of any other speculation is supply and demand factors within the market for shares.Practice MisfortuneIt is easy to get comfortable in today&#8217;s world, but comfort can keep you in bondage if you are afraid that something or someone might take it away. Practice what you fear and make yourself familiar with the worst-case scenario. This will help you become grateful and prevent a relentless pursuit of material things, including money.JournalJournaling is possibly the most important part of stoicism and morning and evening meditation is an essential part of it. Benjamin Franklin set a great example of this and is daily schedule is available online, this would include setting goals in the morning and then reflection in the evening. In the evening write down what you did good, what you did bad, and what you could do to improve.<br />
  117. Managers can take a lot from this but in a financial context, day traders can also take a lot from this. For example, for someone who trades the news, they can note down all the reports that day that will move the markets, and at the end of that day note down what they did good and bad, and what they need to do differently next time.<br />
  118. Philosophy is something that should be written down day by day and how you exercise yourself and mind. Writing down everything you&#8217;ve done in a day allows for self-examination and is a form of mindfulness and reflection.Negative VisualizationThis stoic exercise prepares you for the setbacks in life. By visualising what could go wrong and what could be taken from us, we are better prepared for when negative events happen.<br />
  119. Todays finance industry is in the business of risk. So this exercise can be applied greatly in evaluating or making risk models, by understanding what can go wrong and helping to prevent a failure of imagination. Doing this exercise can also help you to realise what may need insuring, hedging or backing up (in the case of data).Amor Fati: Love Everything That HappensAmor Fati, Latin for Love fate is possibly the best mindset you can have in life. Throughout the centuries great leaders have followed this motto, which I believe to be a factor in their life&#8217;s successes. It is the best mindset for any situation you face.<br />
  120. Treat each moment, no matter how challenging, as something to be embraced and not avoided. To not only be OK with it, but love it and be better for it. Then you will have truly achieved greatness for yourself.<br />
  121. Financial setbacks will happen, but you must be better for it, and learn from it.Cultivating PhilanthropyPhilanthropy is defined as the desire to promote the welfare of others.<br />
  122. People in high finance may often be under the illusion that in order to become a philanthropist, you need money. But in fact, this is not true. Anyone can become a philanthropist. It just requires the right attitude towards other people.<br />
  123. The best exercise to practice is an exercise whereby you bring everyone a sphere closer to yourself. For example, your family becomes a part of yourself, your friends to family, and strangers to friends.<br />
  124. To apply this to individuals in finance, if you consider the financial system as a whole as a part of yourself, then you are working in the best interests of the system and therefore all the stakeholders effected by it. Using this ethical understanding you are culminating a sense of philanthropy.Training Your Physical Self-ControlThis is basically level 2 of negative visualisation. By practicing purposefully enduring physical hardship and going without things you crave/enjoy; you are preparing yourself for when you must actually endure a struggle. Whether it be losing something or enduring physical hardship. This also trains us to desire things not under our control.<br />
  125. For example, for people working in finance, try to treat everything as a loan. Instead of saying &#8216;I have lost it&#8217; say &#8216;I have given it back&#8217;. Learn not to grasp too tightly to ephemeral things.<br />
  126. Start small by practicing going for a run in the rain and slowly build it up. Also try reading a poker psychology book. If you smoke, you could take it an extra step and try quitting.ConclusionIndividuals whether they be hedge fund managers, investment bankers or traders on the London stock exchange will all benefit from the use of stoic exercises, regardless of if they do decide, or decide not to educate themselves on the general philosophy of stoicism in the future.<br />
  127. The reason for this is because stoicism has emerged as an ideal way of life and mind for the real, modern world. Ultimately what Stoicism is, is a series of reminders, tips and aids for living a prosperously.<br />
  128. Be a better, happier person. Be stronger in the face of adversity. Turns obstacles into opportunities. Keep your ego manageable and in perspective. And finally take whatever help you can get but understand it must also come from within.Stoic on financiers.References:Wikipedia, last edited on 22 July 2018. Stoicism [Online] < https://en.wikipedia.org/wiki/Stoicism > [Accessed 22 July 2018]<br />
  129. The daily stoic, 2018. What Is Stoicism? A Definition &#038; 9 Stoic Exercises To Get You Started [Online] < https://dailystoic.com/what-is-stoicism-a-definition-3-stoic-exercises-to-get-you-started/ > [Accessed 22 July 2018]<br />
  130. By Emanuele Faja, 22 February 2016. 10 Insanely Useful Stoic Exercises [Online] < http://observer.com/2016/02/ten-insanely-useful-stoic-exercises/ > [Accessed 22 July 2018]<br />
  131. Marcus Aurelius. Unknown, likely before 850BC, The Meditations. London: Penguin Classics<br />
  132. Epictetus, 1537, The Discourses of Epictetus. London: Penguin Classics </p>
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  136.  <p class="tags">Tags: <a href="http://ckzhend.info/tag/basic-finance/" rel="tag">basic finance</a> <a href="http://ckzhend.info/tag/finance/" rel="tag">Finance</a> <a href="http://ckzhend.info/tag/finance-basics/" rel="tag">finance basics</a> <a href="http://ckzhend.info/tag/finance-books/" rel="tag">finance books</a> <a href="http://ckzhend.info/tag/finance-bros/" rel="tag">finance bros</a> <a href="http://ckzhend.info/tag/finance-career/" rel="tag">finance career</a> <a href="http://ckzhend.info/tag/finance-degree/" rel="tag">finance degree</a> <a href="http://ckzhend.info/tag/finance-frauds/" rel="tag">finance frauds</a> <a href="http://ckzhend.info/tag/finance-kya-hai/" rel="tag">finance kya hai</a> <a href="http://ckzhend.info/tag/finance-major/" rel="tag">finance major</a> <a href="http://ckzhend.info/tag/finance-meaning/" rel="tag">finance meaning</a> <a href="http://ckzhend.info/tag/finance-news/" rel="tag">finance news</a> <a href="http://ckzhend.info/tag/finance-shorts/" rel="tag">finance shorts</a> <a href="http://ckzhend.info/tag/finance-stock/" rel="tag">finance stock</a> <a href="http://ckzhend.info/tag/finance-with-sharan/" rel="tag">finance with sharan</a> <a href="http://ckzhend.info/tag/fix-finances/" rel="tag">fix finances</a> <a href="http://ckzhend.info/tag/fix-my-finance/" rel="tag">fix my finance</a> <a href="http://ckzhend.info/tag/learn-finance/" rel="tag">learn finance</a> <a href="http://ckzhend.info/tag/mba-finance/" rel="tag">mba finance</a> <a href="http://ckzhend.info/tag/mba-finance-jobs/" rel="tag">mba finance jobs</a> <a href="http://ckzhend.info/tag/mba-in-finance/" rel="tag">mba in finance</a> <a href="http://ckzhend.info/tag/personal-finance/" rel="tag">Personal Finance</a> <a href="http://ckzhend.info/tag/public-finance/" rel="tag">public finance</a> <a href="http://ckzhend.info/tag/raga-finance/" rel="tag">raga finance</a> <a href="http://ckzhend.info/tag/study-finance/" rel="tag">study finance</a> <a href="http://ckzhend.info/tag/what-is-finance/" rel="tag">what is finance</a> <a href="http://ckzhend.info/tag/yahoo-finance/" rel="tag">yahoo finance</a> <a href="http://ckzhend.info/tag/yahoo-finance-premium/" rel="tag">yahoo finance premium</a></p>        </div>
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  143. <h1><a href="http://ckzhend.info/which-health-insurance-plan-is-best-for-me/" rel="bookmark" title="Permanent Link to Which Health Insurance Plan Is Best for Me?">Which Health Insurance Plan Is Best for Me?</a></h1>
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  150. <p> Health insurance has proven itself of great help and financial aid in certain cases when events turn out unexpectedly. In times when you are ill and when your health is in grave jeopardy and when finances seem to be incapable to sustain for your care, health insurance is here to the rescue. A good health insurance plan will definitely make things better for you.Basically, there are two types of health insurance plans. Your first option is the indemnity plans, which includes the fee-for-services and the second is the managed care plans. The differences between these two include the choice offered by the providers, the amount of bills the policy holder has to pay and the services covered by the policy. As you can always hear there is no ultimate or best plan for anyone.As you can see, there are some plans which may be way better than the others. Some may be good for you and your family&#8217;s health and medical care needs. However, amidst the sweet health insurance plan terms presented, there are always certain drawbacks that you may come to consider. The key is, you will have to wisely weigh the benefits. Especially that not among these plans will pay for all the financial damages associated with your care.The following are a brief description about the health insurance plans that might be fitting for you and your family&#8217;s case.Indemnity PlansFlexible Spending Plans &#8211; These are the types of health insurance plans that are sponsored when you are working for a company, or any employer. These are the care plans inclusive in your employee benefit package. Some of the specific types of benefits included in this plan are the multiple options pre-tax conversion plan, medical plans plus flexible spending accounts, tax conversion plan, and employer credit cafeteria plans. You can always ask your employer of the benefits included in your health care/insurance plans.Indemnity Health Plans &#8211; This type of health insurance plan allows you to choose your own health care providers. You are given the freedom to go to any doctor, medical institution, or other health care providers for a set monthly premium. The insurance plan will reimburse you and your health care provider according to the services rendered. Depending on the health insurance plan policy, there are those that offers limit on individual expenses, and when that expense is reached, the health insurance will cover for the remaining expenses in full. Sometimes, indemnity health insurance plans impose restrictions on services covered and may require prior authorization for hospital care and other expensive services.Basic and Essential Health Plans &#8211; It provides a limited health insurance benefit at a considerably low insurance cost. In opting for this kind of health insurance plan, it is necessary that one should read the policy description giving special focus on covered services. There are plans which may not cover on some basic treatments, certain medical services such as chemotherapy, maternity care or certain prescriptions. Also, rates vary considerably since unlike other plans, premiums consider age, gender, health status, occupation, geographic location, and community rated.Health Savings Accounts &#8211; You own and control the money in your HSA. This is the recent alternative to the old fashioned health insurance plans. These are savings product designed to offer policy holders different way to pay for their health care. This type of insurance plan allows the individual to pay for the current health expenses and also save for untoward future qualified medical and retiree health costs on a tax-free basis. With this health care plan, you decide on how your money is spent. You make all the decisions without relying on any third party or a health insurer. You decide on which investment will help your money grow. However, if you sign up for an HSA, High Deductible Health Plans are required in adjunct to this type of insurance plan.High Deductible Health Plans &#8211; Also called Catastrophic Health Insurance Coverage. It is an inexpensive health insurance plan which is enabled only after a high deductible is met of at least $1,000 for an individual expense and $2,000 for family-related medical expense.Managed Care OptionsPreferred Provider Organizations &#8211; This is charged in a fee-for-service basis. The involved health care providers are paid by the insurer on a negotiated fee and schedule. The cost of services are likely lower if the policy holder chooses an out-of-network provider ad generally required to pay the difference between what the provider charges and what the health insurance plan has to pay.Point of Service &#8211; POS health insurance plans are one of the indemnity type options in which the primary health care providers usually make referrals to other providers within the plan. In the event the doctors make referrals which are out of the plan, that plan pays all or most of the bill. However, if you refer yourself to an outside provider, the service charges may also be covered by the plan but the individual may be required to pay the coinsurance.Health Maintenance Organizations &#8211; It offers access to a network of physicians, health care institutions, health care providers, and a variety of health care facilities. You have the freedom to choose for your personal primary care doctor from a list which may be provided by the HMO and this chosen doctor may coordinate with all the other aspects of your health care. You may speak with your chosen primary doctor for further referrals to a specialist. Generally, you are paying fewer out-of-pocket fees with this type of health insurance plan. However, there are certain instances that you may be often charged of the fees or co-payment for services such as doctor visits or prescriptions.Government-Sponsored Health InsuranceIndian Health Services &#8211; This is part of the Department of Health and Human Services Program offering all American Indians the medical assistance at HIS facilities. Also, HIS helps in paying the cost of the health care services utilized at non-HIS facilities.Medicaid &#8211; This is a federal or s state public assistance program created in the year 1965. These are available for the people who may have insufficient resources to pay for the health care services or for private insurance policies. Medicaid is available in all states. Eligibility levels and coverage benefits may vary though.Medicare &#8211; This is a health care program for people aging 65 and older, with certain disabilities that pays part of the cost associated with hospitalization, surgery, home health care, doctor&#8217;s bills, and skilled nursing care.Military Health Care &#8211; This type includes the TRICARE or the CHAMPUS  (Civilian Health and Medical Program of the Uniformed Services) and CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affair). The Department of Veterans Affair (VA) may also provide this service.State Children&#8217;s Health Insurance Program &#8211; This is available to children whose low-income parents were not able to qualify for the Medicaid.<br />
  151. State-Specific Plans &#8211; This type of plan is available for low income uninsured individuals.There are many different types of insurance plans that you may have the prerogative to know about. By learning which health care insurance fits your situation, you can avail of the many options that will likely be of great assistance to you in times when you will need it most. Insurance costs have typically become one of the common draw backs in choosing for an insurance quote. However, weighing the benefits will really matter. Make sure that you always read the benefits, terms and conditions before landing to whichever type of health insurance you choose. </p>
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  162. <h1><a href="http://ckzhend.info/why-you-should-think-about-starting-an-online-business/" rel="bookmark" title="Permanent Link to Why You Should Think About Starting an Online Business">Why You Should Think About Starting an Online Business</a></h1>
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  169. <p> The internet has created many entrepreneurs across the globe.Some people not having any experience, tech savvy, or any money have created online businesses that prosper.There are lots of benefits of starting your own online business.If you&#8217;re someone who&#8217;s on the fence about starting your own business I think you should take some time to reflect on how it could change your life and the benefits are starting one.My reason for starting an online business was not wanting to have to work for someone else.I wanted to have freedom, flexibility with my time, and an opportunity to make money 24 hours a day.If you&#8217;re someone who doesn&#8217;t like having to punch the clock this post is for you.Today I wanted to discuss why you should start your own online business and the benefits it can offer.Starting Your Online BusinessStarting an online business isn&#8217;t as difficult as one might think.You can get your business started with less than about $100.You&#8217;ll need web hosting, a domain name, and an autoresponder.Now just because you have these three things does not mean you&#8217;ll be well on your way to quitting your job, but it does mean that you have taken the necessary steps to creating an online business that can potentially allow you to quit your job somewhere down the line.If you never get started then you&#8217;ll never have the opportunity to get yourself from where you are to where you want to go.Benefits of an Online Business1) Low CostsAs noted earlier to get started with your own online business, the costs are low compared to other ventures.There are some business opportunities on the web that don&#8217;t even require you to have a website.So people make a living online just building an email list and marketing various affiliate products or even their own.It&#8217;s not like an offline business where you have rent, employees, inventory, and have to drive to every day.With an online business you have the opportunity to work in the bed, the living room, your favorite coffee shop, etc.Anywhere!You can run your business from the power of your laptop and be profitable doing it with the right plan and work ethic.2) You Control Your IncomeOne of the biggest reasons I wanted to start an online business was to be able to control my income.With most jobs there is a cap on what you can make.If it&#8217;s salary, you work at the mercy of your boss only to see the same pay every pay period.It it&#8217;s by the hour, you only have a limited amount of hours you can work in a day.With an online business it can work for you 24 hours a day 365 days a year.Who wouldn&#8217;t want that?What you earn is solely based on YOU and your EFFORTS of creating the kind of business you want for yourself.3. People Spend Money on the InternetIt&#8217;s been reported that consumers will spend about $327 Billion online in 2016.That&#8217;s a huge amount of money and if you can tap into a small percentage of that you can make a decent living for yourself.It&#8217;s all about finding your place on the web and carving out your own little niche.Internet spending is estimated to account for 40% of all retail sales by 2020 and 84% of the world&#8217;s internet users now shop online.People enjoy spending money from the comfort of their own home.These are just a few of many benefits when it comes to a business online.If you are looking to start your own online business do your research and figure out your niche.There is money to be made on the internet, but it&#8217;s going to take some work.If you are looking for a new way to make a living, freedom, more time to spend with family, or to quit your job then starting your own business could be the way to go.It&#8217;s created new lives for countless others and you could be the next.See you at the top.Best Wishes! </p>
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  180. <h1><a href="http://ckzhend.info/how-online-travel-companies-use-press-releases-for-effective-marketing-tactics/" rel="bookmark" title="Permanent Link to How Online Travel Companies Use Press Releases for Effective Marketing Tactics">How Online Travel Companies Use Press Releases for Effective Marketing Tactics</a></h1>
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  187. <p> Press release distribution has always been one of many effective marketing tactics for online travel companies around the world. However, in the recent years, this method have proved to be more potent than any other marketing tool used for promoting services across the global travel industry.Online marketing gurus in travel industry have been inventing and reinventing News release distribution as an effective vehicle to not only drive messages to the potential customers but also allure them to sign up for lucrative tour packages.Contrary to the conventional practices, many online travel companies use press releases in a clever and creative way to promote their business and services towards many potential customers round the year. Here are a few ways to use press releases to gain optimum mileage from online PR distribution.Promoting Tour PackagesNews stories are a great tool for travel companies to promote their tour packages. The announcement of some attractive tour packages can make a great headline and entice popular attention toward tour services during peak vacation seasons. Informative press releases on tour and travel packages generate decent revenues for online travel companies.Connecting to Prospective TouristsApart from informing new customers, online travel agencies can also try to fortify their customer base by distributing attractive news releases. There are many frequent flyers who demonstrate keen interest in products and packages offered by various travel companies. Travel agencies can create specifically tailored press releases to inform and connect with those potential customers for service promotion. Writing such content and spreading them across the web brings attractive tour packages to the attention of interested customers.Helping Information CirculationThere are a good number of online and offline PR agencies that circulate interesting and fresh information to their readers. Online travel agencies can take advantage of this by crafting their press releases for better circulation. Skilled and experienced writers can be deployed to help maximize the chances of your news story circulation for optimum exposure of your service packages.Educating Aspiring VisitorsOnline travel companies, today, are adopting innovating and effective marketing techniques to create loyalty amongst their customers. They use press releases to share travel-critical information with their prospective buyers. For instance, many online tour agencies have published stories to help their customers with protecting their finances during the travel.Ambitious travelers tend to look for useful financial information to ensure a happy and hassle-free experience. Therefore, press releases with an informative dimension can help generate interests for your tour services among your potential customers in the travel industry.Creating Social AwarenessSmart online travel companies are beginning to use press releases as a tool of creating social awareness, bringing classified customers closer to the possibility of using their services. Such textual content that include interesting data and survey statistics about the tour experiences can create potential impact on buyers&#8217; behavior when they look for travel reviews online. Therefore, contrary to conventional marketing tactics, PRs are going way beyond the dissemination of practical information.Thus, online travel companies can do well to write good press releases which can be effective marketing tactics to bring in business. </p>
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  197. <div class="post-58 post type-post status-publish format-standard hentry category-uncategorized tag-adidas-clothing tag-apparel tag-cat-shirt tag-designer tag-hunting-clothes tag-jordan-clothing tag-mens-clothing tag-sports-clothes" id="post-58">
  198. <h1><a href="http://ckzhend.info/make-a-fashion-statement-with-nike-dunks/" rel="bookmark" title="Permanent Link to Make a Fashion Statement With Nike Dunks">Make a Fashion Statement With Nike Dunks</a></h1>
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  205. <p> It is important that when you walk, you carry your style, confidence and grace along with you. When you talk of perfect dressing, shoes play a very important role. Hence, the saying &#8216;When you walk the talk perfectly, you are truly successful&#8217;. A man is judged by the shoes he wears &#8211; this saying has a lot to do when it comes to dressing right. Be it the workplace or play, you need to look good in the eyes of other people. Pay attention to right clothing and shoes if you truly want to have the confident look. We pay a lot of attention to our caps, trousers, tees and totally ignore when it comes to shoes. It is still not too late and you could correct the mistake and go for a really good and comfortable pair of shoes. When you talk of sneakers, you talk of Nike shoes. Sneakers have been synonymous with Nike Shoes. They compliment all varieties of dresses and look really chic and comfy on any outfit.Nike introduced sneakers keeping in mind the basketball players. The players wanted to adorn shoes which were not only comfortable but also good to look at. Hence, Nike introduced these sneakers and the basketball players were all for it. They could not think of playing basketball without these sneakers. Basketball is such a popular sport and Nike knew exactly how and when to capture the market. With the increasing popularity of basketball, the brand image of Nike traveled far and wide and you could see each and every young person sporting a Nike sports shoe.Nike shoes gained popularity right from the basketball history. Varsity life is also associated with sporting a pair of Nike shoes. They have become icons for the youth and sportspeople. The shoes lend a stylish and relaxed feel to the wearer. Youngsters of college feel they are not in sync with the fashion world, if they do not possess Nike sneakers. It is considered as the &#8216;in-thing&#8217; amongst college goers. If you sport a Nike, it is considered as a fashion statement and you are automatically elevated and recognized as one among the &#8216;elite crowd&#8217; and considered &#8216;COOL&#8217;.Nike can hold its head high and it is proud that it is able to hold the fashion market and dictate fashions and trends. When you talk of the hip hop crowd, DJs and other sports freaks, all of them are really crazy about these sneakers. Skateboard is another sport which is gaining popularity and it is more or less like basketball. Nike shoes are also extremely popular amongst lovers of Skateboarding. They are available in different designs in Skate stores as well. Nike has been able to add another community to its list of lovers &#8211; the skater community. </p>
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  209.  <p class="tags">Tags: <a href="http://ckzhend.info/tag/adidas-clothing/" rel="tag">adidas clothing</a> <a href="http://ckzhend.info/tag/apparel/" rel="tag">apparel</a> <a href="http://ckzhend.info/tag/cat-shirt/" rel="tag">cat shirt</a> <a href="http://ckzhend.info/tag/designer/" rel="tag">designer</a> <a href="http://ckzhend.info/tag/hunting-clothes/" rel="tag">hunting clothes</a> <a href="http://ckzhend.info/tag/jordan-clothing/" rel="tag">jordan clothing</a> <a href="http://ckzhend.info/tag/mens-clothing/" rel="tag">mens clothing</a> <a href="http://ckzhend.info/tag/sports-clothes/" rel="tag">sports clothes</a></p>        </div>
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  215. <div class="post-56 post type-post status-publish format-standard hentry category-uncategorized tag-beauty tag-cosmetics tag-face-care tag-face-products tag-serum tag-skin tag-skin-tonic tag-skincare tag-treatment" id="post-56">
  216. <h1><a href="http://ckzhend.info/4-essential-steps-for-your-skin-care-routine/" rel="bookmark" title="Permanent Link to 4 Essential Steps for Your Skin Care Routine">4 Essential Steps for Your Skin Care Routine</a></h1>
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  223. <p> The face and the facial skin is the first thing that people see. So when we leave our homes you want to present a clean, clear, beautiful looking face. The facial skin unlike other areas of skin on our body is always exposed to the environment and therefore is easily damaged through sun exposure, chemicals, toxins and pollutants. Taking care of our facial skin is very important not only to stay beautiful but also to avoid increased signs of aging, blemishes, or acne.Although, most skin care products and advertisements are directed at women, men should also have a daily facial skin care routine as well. Men&#8217;s facial skin is just as likely as women&#8217;s to become damaged, dirty, or acne ridden, therefore making sure you properly hydrate, and clean your facial skin is necessary. Most people have been using the same skin care routine since they were young. They found an over the counter face wash that has worked for them and they stuck with it. However, as we age our skin changes. You may need more than just your average face wash to keep up that clear, youthful looking skin.The best skin care routines involve 4 steps. Diligence and determination are needed to succeed with a great skin care routine. Most people consider just washing or cleansing their face of the daily dirt and grime their best effort to keep their facial skin in good condition. However, it&#8217;s the other crucial steps that will keep their skin looking young, vibrant, healthy and firm. Although, all four steps are necessary to keep our facial skin beautiful, 2 out of the four steps are not necessary on a daily basis.The four essential steps to the best skin care routines are cleansing, toning, exfoliating, and moisturizing. Cleansing and moisturizing the face should be done everyday in the morning and before you go to bed. This way the face stays fresh, clean and hydrated throughout the day as well as the night.Cleansing is the first step for proper skin care. Most people clean or wash their face at least one time a day. This step is imperative because it removes dirt, dust, grime, grease and extra oil from the skin. Wet the face and then use a good facial cleanser on both the face and the neck. Massage the cleanser gently into the skin in an upward motion. Then rinse the face with warm water and a soft washcloth or cotton wool. A water-based cleanser is the best for cleaning the face because you can avoid chemicals that may irritate the skin.Toning is the second step in a facial skin care routine. Toning is usually used in the form of toner pads or wipes. Facial toners are used to remove any traces of dirt, grease, or excess cleanser that has been left as residue on the face. Using a toner everyday is an option and some people may even leave it out completely if they feel their cleanser works well enough. A good rule of thumb is to use a toner in your morning facial routine but leave it out of your nighttime regiment.Exfoliation is a key part of any skin care regiment, however should not be done on a daily basis. Exfoliation should be done once a week at most to remove dead skin cells from the face. Although the body naturally sloughs off dead skin cells on its own, exfoliating helps to speed up the process. Dead skin cells can block pores and cause acne so removing these skin cells in a timely manner can reduce the appearance of acne. However, exfoliation can be harmful especially to the facial skin, if done too often. Normal skin cells are replenished every 3-4 weeks; therefore exfoliating new skin cells can damage the appearance of your skin.Lastly but most importantly is moisturizing. Moisturizing the skin is so important because it keeps our skin from drying out; causing wrinkles or cracks and keeps our skin radiant and glowing. Dry skin can be painful, itchy and unappealing to the eye. Skin cells need water to live; therefore overly dry skin can lead to increased skin cell death. Use a moisturizer specifically for the face. Apply your moisturizer when your skin is warm and damp because this is when the pores are open. Leave some moisturizer on the top of the skin to get the full effect for your skin. Moisturize any time the skin feels dry and after both morning and even skin care routines. Make sure your moisturizer doesn&#8217;t have any harmful chemicals, fragrances or dyes that can irritate the skin.Natural skin care products should be used for all skin care needs. Natural products avoid harsh chemicals and dyes that can irritate the skin and cause breakouts. Always use products based upon your own skin type. Test products on your forearm, earlobe or neck before you buy them. This way you can know if it will cause any irritation. Always remember to remove all makeup before starting your skin care routine. Don&#8217;t just wash away makeup; use proper make-up removers to completely clean the face of makeup residue. Remember to apply sunscreen if there is a possibility you will be out in the sun. </p>
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  227.  <p class="tags">Tags: <a href="http://ckzhend.info/tag/beauty/" rel="tag">beauty</a> <a href="http://ckzhend.info/tag/cosmetics/" rel="tag">cosmetics</a> <a href="http://ckzhend.info/tag/face-care/" rel="tag">face care</a> <a href="http://ckzhend.info/tag/face-products/" rel="tag">face products</a> <a href="http://ckzhend.info/tag/serum/" rel="tag">serum</a> <a href="http://ckzhend.info/tag/skin/" rel="tag">skin</a> <a href="http://ckzhend.info/tag/skin-tonic/" rel="tag">skin tonic</a> <a href="http://ckzhend.info/tag/skincare/" rel="tag">skincare</a> <a href="http://ckzhend.info/tag/treatment/" rel="tag">treatment</a></p>        </div>
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  234. <h1><a href="http://ckzhend.info/licensed-canadian-pharmacies/" rel="bookmark" title="Permanent Link to Licensed Canadian Pharmacies">Licensed Canadian Pharmacies</a></h1>
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  241. <p> The quest for cheap health care products has led many customers to the doors of pharmacy shops based in Canada. While there has been some hue and cry in the United States over the safety issues pertaining to the drugs imported from Canada, many states of the US have already gone ahead and tied up with Canadian pharmacies licensed by Canadian provinces and governed by the laws and regulations of that country.The justification given for such a move is to make health more affordable and to ensure that much needed drugs are made available to the customers. States like Wisconsin have already short listed pharmacies based in Canada to provide mail order drugs to people back home. The short listing process included a visit to study the pharmacy&#8217;s facilities as well as the protocols used for filling prescriptions. The applicable Canadian laws were also studied to gain better insight into the measures adopted to ensure regulation of the industry and to discourage compromise on quality for commercial gains.Tying up with licensed pharmacies in Canada will definitely help in curbing the import of drugs from unlicensed firms there. It will also discourage sales of spurious counterfeit drugs. It will also mean that licensed Canadian firms can concentrate on doing business with assured business margins, without worrying about competition from unlicensed pharmacies. These unlicensed vendors will then be forced to obtain license if they are to stay in business.Some US firms have now launched a service which allows customers to verify the credentials of Canadian pharmacies before purchasing drugs from them. These firms provide information about the legal status of a pharmacy online. Pharmacies interested in going through this verification process are to first approach these sites and fill in a form that certifies that they are operating within the framework of laws of applicable jurisdictional laws. These pharmacies should comply with laws in both the city from where they are operating and the area where they are selling their products. The verification agency will then independently investigate the pharmacy and find out if the details furnished in the form submitted are true or not. One being cleared, the pharmacy website will be allowed to display a seal which indicates certification by the verifying agency.Many licensed pharmacies in Canada believe this is another step in increasing the customer base in US. These pharmacies can look forward to a entering into a long partnership with many customers and enhancing the trust factor in their relationship. Once a customer is assured of the quality of the product he is ordering, he can go ahead in confidence by being assured about the business credentials of the company he is dealing with.The licensed Canadian firms now want to increase the volume of business and transactions carried across the border. At the same time they don&#8217;t want the reputation of licensed Canadian pharmacies being soiled by the unlicensed ones selling drugs of inferior quality. These initiatives may just be the medicine that the licensed pharmacies were waiting for. </p>
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  252. <h1><a href="http://ckzhend.info/good-nutritional-guidelines/" rel="bookmark" title="Permanent Link to Good Nutritional Guidelines">Good Nutritional Guidelines</a></h1>
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  259. <p> It&#8217;s difficult to know what exactly makes up a healthy diet. Many are not just concerned for themselves, but for their family, as well. There are a ton of diet plans to find in supermarket checkout lane magazines, each of them claiming to be the easiest and quickest way to lose weight without compromising on nutrition, but which, if any, are the real deal? Unfortunately, many of the foods we love to eat are often the worst to eat when it comes to nutritional value. This is one of the main reasons so many refuse to even think about it, which gives room for the myths and confusion that surround the topic to grow.The most confusing thing of all is the way the &#8220;experts&#8221; seem to differ on even the most basic of premises, each one contradicting several others from week to week, it seems. New studies always come around to disprove something we all knew was true when it comes to nutrition, and now something that we thought was good for us is now bad for us, or vice versa. Just think about the shifting opinions over the years regarding such things as coffee or red wine. It seems impossible to be knowledgeable about subjects that seems to shift so much, where even some of the basic premises don&#8217;t seem consistent.Places to Find Good Nutrition InformationHow good the information may just be a factor of where you get it. All those checkout aisle magazines with their diets of the week are probably not good sources. Some of these may literally have made up their information for that week&#8217;s issue. Many of these diets have tailored their information for specific reasons, usually to sell their products or prove some sort of pseudo-scientific point. Anyone can write a book saying anything, fill it with a lot of technical-sounding words and pass it off as fact, but if the studies backing it were not scientifically done and legitimately put together, they are only advertisements shilling whatever the magazine wants to sell that particular week.The best place to get nutrition information is, of course, from a doctor or nutritionist. If news comes from trusted sources such as these, it&#8217;s more likely they are acting in the best interests of the reader, not of a company trying to sell you something.Information can be found online, but be careful of it &#8211; many of them are merely trying to sell something that really has no nutritional value at all.What Is Good Nutrition Made Of?Everyone has different needs when it comes to nutrition. We all need the same basic nutrients but we may need them in differing amounts. Each person needs a certain amount of calories per day and those calories are divided into protein, fat, and carbohydrate. Someone taller and heavier will generally need more calories than someone smaller and lighter. The more one weighs, the more calories it takes to maintain that weight. Weight loss, then, means having a diet with fewer calories &#8211; but it does not mean a drastic cut. Too sharp a drop in calories can actually make it more difficult to lose weight.If you are trying to lose weight by reducing your caloric intake, your nutritional intake may suffer in the process. It is important to not only get the right number of calories, but the right amounts of vitamins, minerals, and macronutrients.What&#8217;s the Deal with Nutrition, Anyway?Food is essential to life. The things we eat are used to heal, to help strength the body against illness and injury, and of course, to give us the energy we need to go about our daily business. Everything the human body does, the smallest action and the most complex processes, all get the power they need to function from the food we eat. A steady diet of junk food is poor nutrition and the body will become sluggish and begin to store excess fat. It will also become easier to get ill and it will just be difficult to move around in general. The longer a diet like this continues, the longer the body goes without good nutrition, which means more sickness and more weight gain.To be strong and healthy, a body needs good nutrition. This is the way the human body gets strength to move around and keep active and keep excess weight off.Protein Supplements as an Aid to Good NutritionIt may not be very easy to get all the protein or other nutrients your body needs, depending upon the nutritional goals you&#8217;ve set for yourself. Many people try to lose weight by eating less &#8211; a lot less than their bodies require to stay healthy. Oddly enough, going from eating too much to eating too little can actually make weight loss more difficult. A body that feels as if its starving triggers a slow metabolism, which means those calories you do ingest are hoarded by the body, instead of burned as energy. And of course it probably still lacks the nutrition it needs to keep the body properly functioning. Using a protein supplement to replace a small meal or as a between meal snack can be the solution to a diet with fewer calories but sufficient nutrition. </p>
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