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  31. <title>Pro Collect Inc Debt Collection Harassment? Stop the Calls!</title>
  32. <link>https://consumerlawfirmcenter.com/pro-collect-inc-debt-collection-harassment-stop-calls/</link>
  33. <comments>https://consumerlawfirmcenter.com/pro-collect-inc-debt-collection-harassment-stop-calls/#respond</comments>
  34. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  35. <pubDate>Tue, 16 Apr 2024 20:18:19 +0000</pubDate>
  36. <category><![CDATA[FDCPA]]></category>
  37. <guid isPermaLink="false">https://consumerlawfirmcenter.com/pro-collect-inc-debt-collection-harassment-stop-the-calls/</guid>
  38.  
  39. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 16, 2024 Pro Collect Inc Debt Collection Harassment? Stop the Calls! Pro Collect Inc Debt Collection Harassment? Stop the Calls! Tired of Pro Collect Inc Debt Collection Harassment? Wish there was a way to make the calls stop? Is Pro Collect Inc constantly calling and harassing you? Does your [&#8230;]]]></description>
  40. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 16, 2024</h2>
  41. <h2><strong>Pro Collect Inc Debt Collection Harassment? Stop the Calls!</strong></h2>
  42. <p><em>Pro Collect Inc Debt Collection Harassment? Stop the Calls! </em><em>Tired of Pro Collect Inc Debt Collection Harassment?</em> Wish there was a way to make the calls stop? Is Pro Collect Inc constantly calling and harassing you? Does your phone ring every day, several times per day, because Pro Collect Inc is calling you to demand payment? Threatening you with legal action? Has Pro Collect Inc ever used abusive or profane language when speaking with you on the phone? If so, <em>Pro Collect Inc</em> may be violating your legal rights. Stop the harassment.</p>
  43. <p>The <em>Fair Debt Collection Practices Act, also known as the FDCPA, </em>protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the <strong>FDCPA</strong>, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.</p>
  44. <h3><strong>Is Pro Collect Inc a scam?</strong></h3>
  45. <p>According to the Better Business Bureau website, Pro Collect Inc has been in business since 1995. There have been 320 complaints closed in the last 3 years and 94 complaints closed out in the last 12 months.</p>
  46. <p><a href="https://www.bbb.org/us/tx/dallas/profile/collections-agencies/procollect-inc-0875-19001914" rel="nofollow noopener" target="_blank">Pro Collect Inc Better Business Bureau</a></p>
  47. <h3><strong>Who is Pro Collect Inc?</strong></h3>
  48. <p>Pro Collect Inc or PCI is third party debt collector located in Dallas, Texas. They mainly collect rents from residents and former residents of multi-family possessions, health care debt, outstanding utility accounts, and commercial debt. Pro Collect Inc has been sued in federal court many times for violating consumer&#8217;s rights while collecting on alleged debts.</p>
  49. <p>Address: 12170 Abrams Road Ste. 100<br />
  50. Dallas, TX 75243<br />
  51. Phone: (214) 341-7788</p>
  52. <h4><strong>Can Pro Collect call me at my job?</strong></h4>
  53. <p>Debt collectors are legally permitted to contact you at work regarding unpaid debts, but there are limitations to this practice under the Fair Debt Collection Practices Act (FDCPA). While they can call you at work, they must adhere to certain guidelines to ensure they do not engage in harassing or abusive behavior.</p>
  54. <p>Under the FDCPA, debt collectors are prohibited from calling you at work if they have reason to believe that your employer prohibits such calls or if you inform them that you are not allowed to receive calls at work. Once a debt collector is made aware of your employer&#8217;s policies or your preference not to be contacted at work, they must cease all communication with you at your workplace.</p>
  55. <p>Additionally, debt collectors are restricted in the timing of their calls to your workplace. They cannot contact you at work if they know or should know that your employer does not permit personal calls during working hours. Generally, they are only allowed to contact you at work if they have been unable to reach you at home after making reasonable attempts or if you have given them permission to do so.</p>
  56. <p>It&#8217;s important to note that while debt collectors can call you at work under certain circumstances, they are prohibited from disclosing the nature of their call to anyone other than you, your spouse, or your attorney. They cannot discuss your debt with your coworkers, supervisors, or anyone else at your workplace.</p>
  57. <p>If you believe that a debt collector has violated the FDCPA by calling you at work inappropriately or engaging in harassing behavior, you have the right to take legal action. You can file a complaint with the Consumer Financial Protection Bureau (CFPB) or pursue a lawsuit against the debt collector for violations of the FDCPA. Additionally, you may want to seek guidance from a consumer rights attorney to understand your options and protect your rights.</p>
  58. <h5><strong>Pro Collect Inc Phone Numbers             </strong></h5>
  59. <p>Are you receiving any harassing phone calls from any of these numbers?</p>
  60. <p>800-839-8186, 214-341-7788, 214-341-7788, 214-382-4871, 800-839-8186, 214-341-7758, 800-732-3799</p>
  61. <p>If so, you may be a victim of Pro Collect Inc debt collection harassment. The list above is not all the numbers that Pro Collect Inc uses. Also, calls can be from a different number, and it still be Pro Collect Inc calling you.  Contact our office right away so we can start the process to stop Pro Collect Inc from calling you illegally. Above all, no one should live with harassment.</p>
  62. <h5><strong>Common Questions:</strong></h5>
  63. <p><em>Is Pro Collect Inc a scam?</em> No, Pro Collect Inc has been in business since 1995.</p>
  64. <p><em>Can Pro Collect Inc seize my property?</em> Pro Collect Inc can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.</p>
  65. <p><em>Can Pro Collect Inc sue me?</em> Yes, Pro Collect Inc can sue you so long as the debt is within the statute of limitations.</p>
  66. <p><em>Can Pro Collect Inc report my debt to the collection&#8217;s bureaus?</em> Yes, Debt collectors are allowed to place the collection account on your credit report.</p>
  67. <p><em>Can Pro Collect Inc arrest me?</em> Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.</p>
  68. <p><strong>The following is a sample list of complaints filed against Pro Collect Inc and can be found on Pacer.org.</strong></p>
  69. <p>7:17-cv-00804-LSC Jackson v. Equifax Information Services LLC et al</p>
  70. <p>1:14-cv-12238-ADB Clark v. Midland Credit Management et al</p>
  71. <p>3:10-cv-01114-L Gooden v. Pro Collect, Inc.</p>
  72. <p>3:06-cv-01053-WWE Martinez v. Equifax Info Svc LLC et al</p>
  73. <p>3:04-cv-00037-N Keeney et al v. Pro Collect Inc et al</p>
  74. <h6><strong>CONSUMER RIGHTS LAW FIRM, PLLC</strong></h6>
  75. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Contact a legal professional to stop Pro Collect Inc debt collection harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.</p>
  76. <p><a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">Consumer Rights Law Firm, PLLC Better Business Bureau</a></p>
  77. <p>If you are interested in learning more about how to safeguard yourself and prevent even more<em> Pro Collect</em> Inc debt collection harassment, call us at <a href="https://consumerlawfirmcenter.com/contact-us/">(877)700-5790</a> for immediate assistance or visit our website at <a href="https://consumerlawfirmcenter.com/">We Stop Debt Collection &amp; Phone Harassment &#8211; Call Now at 877-700-5790 (consumerlawfirmcenter.com)</a></p>
  78. <h6><strong>Success Stories</strong></h6>
  79. <p>&#8220;I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agencies in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer.&#8221;</p>
  80. <p>&#8220;I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights.&#8221;</p>
  81. <p>Check out a links below for more information:</p>
  82. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  83. <p><a href="https://www.texasattorneygeneral.gov/" rel="nofollow noopener" target="_blank">Texas Attorney General </a></p>
  84. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Financial Protection Bureau</a></p>
  85. ]]></content:encoded>
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  89. <item>
  90. <title>Nations Client Resolution LLC Debt Collection Harassment?</title>
  91. <link>https://consumerlawfirmcenter.com/nations-client-resolution-llc-debt-collection-harassment/</link>
  92. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  93. <pubDate>Tue, 16 Apr 2024 18:29:09 +0000</pubDate>
  94. <category><![CDATA[Debt Collection Harassment]]></category>
  95. <guid isPermaLink="false">https://consumerlawfirmcenter.com/?p=22346</guid>
  96.  
  97. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 16, 2024 Nations Client Resolution LLC Debt Collection Harassment? Nations Client Resolution LLC Debt Collection Harassment? If Nations Client Resolution debt collection is making you feel unsafe and threatened either because they are harassing you or because they are calling you multiple times per day and even calling your [&#8230;]]]></description>
  98. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 16, 2024</h2>
  99. <h2><strong>Nations Client Resolution LLC Debt Collection Harassment?</strong></h2>
  100. <p><em>Nations Client Resolution LLC Debt Collection Harassment?</em> If<em> Nations Client Resolution </em>debt collection is making you feel unsafe and threatened either because they are harassing you or because they are calling you multiple times per day and even calling your friends and family, they are violating your rights, and you just might need to take them to court. You have the legal right to stop <em>Nations Client Resolution</em><em><strong> phone harassment.</strong></em> If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.</p>
  101. <h3><b>How to Avoid Falling for Debt Collection Scams</b></h3>
  102. <p>Some phone calls you might receive as a debtor might be from your debt collector to remind you of your delinquent account. Reporting such calls as a scam call when in fact you do owe them is not just a lie but could also attract severe unpleasant consequences.</p>
  103. <p>Having said that, it shouldn&#8217;t go unattended that some calls from so-called debt collectors are scams and should be spotted, avoided, and treated appropriately. Someone may call you claiming to be from <strong><em>Nations Client Resolution</em></strong><em><strong> LLC</strong> when </em>in the actual sense, they are scammers. If you are not careful, you may fall for the scam because many scammers may mimic <strong><em>Nations Client Resolution</em></strong> or other debt collectors well and they could be very manipulative, disturbing, and convincing.</p>
  104. <p>Before knowing how to avoid falling for such scam calls, here are few pointers that should make you suspect that you&#8217;re getting calls from a fake debt collector:</p>
  105. <ul>
  106. <li>The caller, that is the debt collector cannot be recognized by you, either by voice or by name. If you have spoken with a <strong><em>Nations Client Resolution</em></strong><em><strong> debt collector </strong></em>before, you most likely have an idea of who it was and what their name is. This scammer will most likely have no idea of that information.</li>
  107. <li>The debt collector has no information on the internet, no company trace, no tangible contact information. When you get such a call, you should ask questions about the debt collector&#8217;s name and address and immediately look it up online.</li>
  108. <li>The debt collector insists on instant payment. This is a big red flag. Scammers are usually in haste because they don&#8217;t want to get caught. So, they try to get money from you as fast as possible. If a debt collector is demanding an online payment instantly, you just might be talking to a scammer.</li>
  109. <li>The debt collector would prefer you to make a mobile transfer, in other to avoid physical contact.</li>
  110. <li>The debt collector threatens you with jail time, whether or not you think your debt warrants jail time, debt collectors do not have the right to send you to jail over the non-payment of your debt. Some legit debt collectors still do this, but this could also be a sign of a fake debt collector.</li>
  111. <li>There is no record of the debt on your credit report.</li>
  112. <li>The debt collector asks you for personal information that the debt collection agency should be in possession of if truly you&#8217;re owing.</li>
  113. </ul>
  114. <p>So, with that in mind here&#8217;s what to do to avoid falling for a scam when it eventually comes to your doorstep:</p>
  115. <ul>
  116. <li>Press the &#8220;bomb&#8221; button: Record every unsure conversation you have with a so-called debt collector. This would be huge evidence against that person if he or she persists and finally, you sue. Be sure to review the laws in your state regarding the admission of recordings taken without the permission of the second party in court,</li>
  117. <li>Press the &#8220;demand&#8221; button: Ask for written proof of debt, not a mail.</li>
  118. <li>Press the &#8220;disengage&#8221; button: cut the call before the story gets too long, you might fall for the trap without knowing.</li>
  119. <li>Press the &#8220;attorney&#8221; button: you could <a href="https://consumerlawfirmcenter.com/attorney-profile/" target="_blank" rel="noopener noreferrer">get a lawyer</a> if the case persists and there are even threats to your life.</li>
  120. <li>Press the &#8220;defense&#8221; button: Turn the tables around and threaten to sue the caller. You could also ask for the court&#8217;s order the person has against you if they threaten you with a wage garnishment or ask to have his or her lawyer&#8217;s contact address.</li>
  121. <li>Press the &#8220;change&#8221; button: not too necessary since you&#8217;d need it for other purposes, but if the need arises, change your contact or your phone number, especially when you are being ceaselessly contacted by a fraudulent debt collector.</li>
  122. <li>Press the &#8220;fun&#8221; button: ever wondered how crazy a scammer would get when the joke turns on them? Well, enjoy the call by prolonging it and asking loads of questions that confuse the scammer.</li>
  123. </ul>
  124. <h4><strong><em>Nations Client Resolution</em> should not do any of the following to you.</strong></h4>
  125. <p>You have rights under the FDCPA and as such, you do not have to endure <strong><em>Nations Client Resolution debt collection</em></strong><em><strong> harassment. </strong></em>If you experience any of these during <strong><em>Nations Client Resolution</em></strong><em><strong> debt collection</strong></em>, you just might have a case against them.</p>
  126. <ul>
  127. <li> Multiple calls daily and at odd hours of the day.</li>
  128. <li>Lies to you about your debt.</li>
  129. <li>Threatens you on using profane words in their communication with you.</li>
  130. <li>Disclosure of sensitive information regarding your debt to third parties.</li>
  131. </ul>
  132. <h3></h3>
  133. <h3><strong><em>Is Nations Client Resolution a Scam?</em></strong></h3>
  134. <p>According to the Better Business Bureau website,<strong><em> Nations Client Resolution</em></strong> has been in business since 2019. You can read more about it here: <strong><em>Nations Client Resolution</em></strong><em><strong> LLC</strong></em> <a href="https://www.bbb.org/us/fl/oakland-park/profile/collections-agencies/nations-client-resolution-llc-0633-90568411/details" rel="nofollow noopener" target="_blank"><u>Better Business Bureau</u></a></p>
  135. <h3><strong>Who is </strong><strong><em>Nations Client Resolution</em></strong><strong>?</strong></h3>
  136. <p>According to their website, Nations Client Resolution LLC is a <strong>nationally licensed and recognized collections agency</strong> providing the highest level of delinquent receivables resolution. Nations Client Resolution LLC is one of the fastest growing receivable management firms.</p>
  137. <p><strong>Contact Information</strong></p>
  138. <p>Address: 3115 NW 10th</p>
  139. <p>Ter STE 101</p>
  140. <p>Oakland Park, FL 33309-5937</p>
  141. <p>Phone: (844) 200-6428</p>
  142. <p>Fax: (845) 366-2256</p>
  143. <h6><strong>About Us</strong></h6>
  144. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from <a href="https://consumerlawfirmcenter.com/list-of-collection-agencies-in-united-states/">debt collectors</a>. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from <strong><em>Nations Client Resolution, LLC</em></strong>. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.</p>
  145. <p><strong>Call us at <a href="tel:877-700-5790">877-700-5790</a> for immediate assistance.</strong></p>
  146. <p>&nbsp;</p>
  147. <p><em>Check out the links below for more information:</em></p>
  148. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  149. <p><a href="http://myfloridalegal.com/" rel="nofollow noopener" target="_blank">Florida Attorney General </a></p>
  150. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Finance</a></p>
  151. ]]></content:encoded>
  152. </item>
  153. <item>
  154. <title>Nations Recovery Center Debt Collection Harassment?</title>
  155. <link>https://consumerlawfirmcenter.com/nations-recovery-center-debt-collection-harassment/</link>
  156. <comments>https://consumerlawfirmcenter.com/nations-recovery-center-debt-collection-harassment/#respond</comments>
  157. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  158. <pubDate>Tue, 16 Apr 2024 18:23:27 +0000</pubDate>
  159. <category><![CDATA[FDCPA]]></category>
  160. <guid isPermaLink="false">https://consumerlawfirmcenter.com/nations-recovery-center-debt-collection-harassment/</guid>
  161.  
  162. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 16, 2024 Nations Recovery Center Debt Collection Harassment Are you tired of Nations Recovery Center Debt Collection Harassment? Do they call your phone several times every day to demand payment? Even though Nations Recovery Center is restricted in the total amount of calls they can make to you [&#8230;]]]></description>
  163. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 16, 2024</h2>
  164. <h2><strong>Nations Recovery Center Debt Collection Harassment</strong></h2>
  165. <p>Are you tired of <em><strong>Nations Recovery Center Debt Collection Harassment</strong>?</em> Do they call your phone several times every day to demand payment? Even though <em><strong>Nations Recovery Center</strong></em> is restricted in the total amount of calls they can make to you daily, the law still allows some debt collectors to make as many as 15 calls to consumers whose accounts they are handling every day. If you are on the receiving end of these calls, it can begin to feel a lot like <em><strong>Nations Recovery Center phone harassment. </strong></em></p>
  166. <p>These unethical practices carried out by unscrupulous debt collection agents often result in drastic consequences for innocent consumers, especially those who do not possess adequate knowledge about the debt collection process that is needed to navigate the situation properly. Sometimes, consumers like this only realize how big of a mess they are in when the debt collection agency successfully gets their bank accounts frozen, or their wages garnished.</p>
  167. <p>If you are a harassed consumer like the one in the example we gave above, then what you might not know is that debt collectors are required to act in accordance with the FDCPA (Fair Debt Collection Practices Act), which protects the rights of innocent consumers like you throughout the process of debt collection. The FDCPA makes provisions for harassed consumers to be awarded up to $1000 for statutory damages caused by the violation of their FDCPA rights, along with paying your attorney fees. Call us now at 877-700-5790 and we will be happy to put our years of experience to work for you.</p>
  168. <h2><strong>6 Tips for dealing with Debt Collection Harassment</strong></h2>
  169. <p>Just in case you find yourself caught up in the middle of a sticky debt situation, here are 6 tips to help you overcome debt collection harassment:</p>
  170. <ul>
  171. <li><strong>Insist that the debt collector verifies the debt:</strong> Some debt collectors are infamous for the unscrupulous practices they engage in, such as threatening legal action on debt that is non-existent or that has gone way past the statute of limitations. Requesting for debt validation becomes twice as important when you realize that you could be the victim of a debt collection scam, mistaken identity, or a zombie debt; therefore, it is not only advisable but also in your best interest to politely ask the debt collector calling you claiming to be from <em><strong>Nations Recovery Center </strong></em>for written verification of the debt they claim you owe. They are also required to furnish you with information regarding the amount of the debt, the details of the original creditor, and the full name of the person who owes the debt (including abbreviations and titles to ensure that they aren&#8217;t just after someone with a similar name). The law gives a debt collection agency five days to send this notice to you and you have 30 days to dispute the debt if you think there is a problem with the details.</li>
  172. </ul>
  173. <p>&nbsp;</p>
  174. <ul>
  175. <li><strong>Know your rights and insist they are respected: </strong> Enacted by Congress in 1977, the FDCPA spells out exactly what is considered to be ethical and unethical in the context of debt collection. If you face <em><strong>Nations Recovery Center phone harassment </strong></em>while engaged in debt collection negotiations with them, then it is in your best interest to get familiar with the consumer protection laws in order to be able to judge &#8211; with a level of accuracy- when they violate the rules. Furthermore, debt collectors know that they are not allowed to place calls to you before 8 a.m. or after 9 p.m. or on a holiday. They are also not allowed to use abusive, profane, or unprofessional language during their communications with you. They are not allowed to threaten you with violence, arrest, a lawsuit that they do not intend to pursue, or to add additional fees to the amount you owe. If you think your rights have been violated, you can file a complaint with the Federal Trade Commission or call us now at 877-700-5790.</li>
  176. </ul>
  177. <p>&nbsp;</p>
  178. <ul>
  179. <li><strong>Know your state&#8217;s debt collection statutes and guidelines:</strong> In addition to enforcing the FDCPA, several states have additional rules regarding what is considered ethical during the collection of a debt. Some states place limits on the communication that a debt collector is allowed to have with you, while some others have a more defined set of rules for what is considered debt collection harassment. In Massachusetts, for example, the law is much more restrictive on allowable calls. In this state, a debt collector isn&#8217;t permitted to call you at home more than twice for each debt in any seven-day period, or more than twice in a 30-day period in a place that&#8217;s not your home. They are also prohibited from placing calls to your place of employment once you&#8217;ve made an oral or written request not to do so. This is why it is extremely important to know the rules and guidelines regarding debt collection in your state.</li>
  180. </ul>
  181. <p>&nbsp;</p>
  182. <ul>
  183. <li><strong>Keep records:</strong> You should keep detailed records of both the calls you take and the ones that go to voice mail. Remember that your notes should contain details such as the date and time of the phone call, the number that you received the call from, the number that you received that call on, and details of the conversation or voicemail message. Take note of the name of the debt collection representative, the name of the agency they work for, their mailing address, the name of the alleged first-party creditor, and the amount of money they claim you owe. These details will come in handy if a lawsuit becomes necessary.</li>
  184. </ul>
  185. <p>&nbsp;</p>
  186. <ul>
  187. <li><strong>Don’t say too much</strong>: When you receive a routine debt collection call (legitimate or not), one of the worst things you can possibly do is share your personal information with the person on the other end of the line. Anything you say during the <em><strong>Nations Recovery Center debt collection </strong></em>process can and may will be used against you in pursuing the debt. So don&#8217;t let them know your bank account details, how much you earn, your employer&#8217;s name, or your social security number. Ask them to validate the debt and avoid having any conversations with them until they do that.</li>
  188. </ul>
  189. <p>&nbsp;</p>
  190. <ul>
  191. <li>Y<strong>ou are allowed to hang up when necessary:</strong> If you&#8217;re exposed to <em><strong>Nations Recovery Center phone harassment </strong></em>during the process of debt collection<em><strong>, </strong></em> then it&#8217;s okay to hang up on them to protect your sanity and mental health. The fact that you owe <em><strong>Nations Recovery Center phone harassment</strong> </em>a debt does not give them leverage to threaten or abuse you. Be sure to take note of the debt collection representative&#8217;s name, firm, and what they said just in case you decide to file a complaint.</li>
  192. </ul>
  193. <p>&nbsp;</p>
  194. <ul>
  195. <li><strong>Don’t ignore legitimate collection calls:</strong> We have good news and bad news. The bad news is that ignoring debt collection calls from legitimate agencies like <em><strong>Nations Recovery Center </strong></em>will not make the debt go away (if anything, it only makes the situation much worse). The good news, on the other hand, is that debts can always be handled properly with the right knowledge and practices. We understand that it might be tempting to ignore legitimate collection calls when money is tight, however, don&#8217;t do it. It is always in the best interest of your long-term financial health to face a legitimate debt collector head-on.</li>
  196. </ul>
  197. <h2><strong>How to Dispute a debt you don’t agree with</strong></h2>
  198. <p>Nations Recovery employs a plethora of methods in their attempt to retrieve debts from you. This is why you must be savvy and thorough when trying to dispute a debt National Recovery Collections claims that you owe.</p>
  199. <p>First and foremost, you must gather all of the information and correspondence you have received from National Recovery Center collection agency as evidence. This includes any letters and documents that they have sent you as well as your own proof that you do not owe the debt or that it has been discharged. You may also use witnesses who can testify in your favor.</p>
  200. <p>Here’s how to go about disputing the debt Nations Recovery Services Inc. claims that you owe.</p>
  201. <ul>
  202. <li>Do not admit to owning the debt or even having any knowledge about it over the phone with a Nations Recovery debt collector, as saying the wrong thing could put you in serious trouble.</li>
  203. <li>Ask the person claiming to be a representative of Nations Recovery Center to provide their name, address, and phone number. If they can’t, then chances are that you are dealing with a scammer.</li>
  204. <li>According to law, Nations Recovery Center Inc. is supposed to furnish you with details of the alleged debt during the first phone call or within five days. Make a note of that if it doesn’t come in five days, as this is a violation on the part of the debt collector. The document should tell you the amount you owe, the current owner of the debt, and how to contact the original creditor.</li>
  205. <li>Request a copy of your credit report from the three major reporting agencies (Experian, Equifax, TransUnion) as soon as a Nations Recovery debt collector calls to check for any inconsistencies.</li>
  206. <li>If you find any inconsistencies, complete a credit bureau dispute form.</li>
  207. <li>Print your credit report, highlighting the inconsistencies you have found.</li>
  208. <li>Submit your dispute to the credit agency, by uploading or sending via certified mail with a return receipt.</li>
  209. </ul>
  210. <p>After you have taken the steps outlined above, the next thing to do will be to send a debt dispute letter. Note that you can send a debt dispute letter regardless of whether or not you find inconsistencies on your credit report.</p>
  211. <p>To send a debt dispute letter, you can either use one of the sample letters provided by the CFPB or contact an attorney to craft an effective one on your behalf. You can reach an A+ accredited attorney at <a href="tel:877-700-5790">877-700-5790.</a></p>
  212. <h2><strong>Who is Nations Recovery Center? </strong></h2>
  213. <p>Nations Recovery Center Georgia is a third-party debt collector located in Atlanta. They have been a party to over <strong>220</strong> federal cases based on their issuance of credit and collection of debts incurred on their credit cards. A recent Federal Court case alleges that Nations Recovery Center used illegal and harassing communication tactics, such as repeated phone calls after knowing it was harassment to attempt to coerce a payment from the harassed consumer.</p>
  214. <h4><strong>Contact Information</strong></h4>
  215. <p>Address: 6491 Peachtree Industrial Blvd<br />
  216. Atlanta, GA 30360-2100<br />
  217. Phone: (770) 234-0101<br />
  218. Toll Free: (800) 935-1139<br />
  219. Fax: (330) 963-0210</p>
  220. <h2><strong>Is Nations Recovery Center, Inc a scam?</strong></h2>
  221. <p>According to the Better Business Bureau website, <strong><em>National Recovery Center Collection Agency </em></strong>is a legitimate organization that has been in business since 1991. There have been 49 Nations Recovery Center complaints closed in the last 3 years and 11 complaints closed out in the last 12 months with the BBB against <strong><em>NRC Inc. </em></strong>Verify the identity of the caller to avoid falling victim to a Nations Recovery Center scam. You can read more here: <a href="https://www.bbb.org/us/ga/atlanta/profile/collections-agencies/nations-recovery-center-inc-0443-16000316/complaints" rel="nofollow noopener" target="_blank">Nations Recovery Center, Inc Better Business Bureau </a></p>
  222. <p>Nations Recovery Center, Inc is often referred to or searched for by other names. These include:</p>
  223. <p>Nations Recovery Center, Nation Recovery, Nations Recovery, <strong><em>National Recovery Center Collection Agency</em></strong>, Nation Recovery Center, National Recovery Center Inc, Nations Recovery Center Inc, National Recovery Center, Nations Recovery Services, NRC Collection Agency, National Judgement Recovery Center, Nations Recovery Services Inc, NRC Atlanta, National Recovery Center Inc, NRC Inc, NRC Ind, NRC Agency, NRC Services</p>
  224. <p>&nbsp;</p>
  225. <h2><strong>Nations Recovery Center Phone Numbers             </strong></h2>
  226. <p>Are you receiving harassing phone calls from any of these numbers?</p>
  227. <p>866-929-6971, 678-228-3401, 800-935-1139, 866-363-2498, 866-363-3765, 888-234-6548, 817-422-0567, 678-259-0024, 800-203-6009, 866-929-6974, 866-361-4567, 888-234-7072, 770-933-5215, 866-929-6968, 905-819-8939, 888-234-3215, 800-935-1139, 888-234-6548, 770-234-0101, 800-935-1139, (866) 361-4567, (770) 234-0101,</p>
  228. <p>If so, you may be a victim of <strong><em>Nations Recovery Center debt collection harassment</em></strong>. Call us immediately at <a href="tel:877-700-5790">877-700-5790</a> for advice and assistance.</p>
  229. <h5><strong>The following is a sample list of complaints filed against Asset Recovery Associates, Inc. in 2018 and 2019 and can be found on Pacer.org.</strong></h5>
  230. <p>3:19-cv-00064-PLR-DCP Pearcy v. Nations Recovery Center, Inc. et al (PLR2)</p>
  231. <p>4:18-cv-00068-AWA-DEM Mitchell, for himself and on behalf other similarly situated v. Nations Recovery Center, Inc. et al</p>
  232. <p>1:18-cv-03257-ENV-SJB Madar v. Nations Recovery Center, Inc.</p>
  233. <p>4:18-cv-00730-RWS Andre v. LVNV Funding, LLC et al</p>
  234. <p>3:18-cv-00252-slc Block, Joseph v. Nations Recovery Center, Inc.</p>
  235. <h3><strong>CONSUMER RIGHTS LAW FIRM, PLLC</strong></h3>
  236. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from <em><strong>National Recovery Center</strong></em>. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.</p>
  237. <p><strong>Call us at <a href="tel:877-700-5790">877-700-5790</a> for immediate assistance.</strong></p>
  238. <p><em>Check out the links below for additional information:</em></p>
  239. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  240. <p><a href="https://law.georgia.gov/" rel="nofollow noopener" target="_blank">Georgia Attorney General</a></p>
  241. <p><u><span style="background-color: #bfe6ff; color: #000120;"><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Financial Protection Bureau</a> </span></u></p>
  242. ]]></content:encoded>
  243. <wfw:commentRss>https://consumerlawfirmcenter.com/nations-recovery-center-debt-collection-harassment/feed/</wfw:commentRss>
  244. <slash:comments>0</slash:comments>
  245. </item>
  246. <item>
  247. <title>Phoenix Financial Services Phone Harassment?</title>
  248. <link>https://consumerlawfirmcenter.com/phoenix-financial-services-phone-harassment/</link>
  249. <comments>https://consumerlawfirmcenter.com/phoenix-financial-services-phone-harassment/#respond</comments>
  250. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  251. <pubDate>Tue, 16 Apr 2024 18:18:15 +0000</pubDate>
  252. <category><![CDATA[FDCPA]]></category>
  253. <guid isPermaLink="false">https://consumerlawfirmcenter.com/phoenix-financial-services-phone-harassment/</guid>
  254.  
  255. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 16, 2024 Phoenix Financial Services Phone Harassment? Has Phoenix Financial Services (PFS) been calling you nonstop? It would interest you to know that when calls from Phoenix Financial Services gets excessive, it could be considered as Phoenix Financial Services&#8217; phone harassment. Debt collectors like are allowed to call [&#8230;]]]></description>
  256. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 16, 2024</h2>
  257. <h2><strong>Phoenix Financial Services Phone Harassment?</strong></h2>
  258. <p><em>Has <strong>Phoenix Financial Services</strong> <strong>(PFS)</strong> been calling you nonstop?</em> It would interest you to know that when calls from <em><strong>Phoenix Financial Services</strong> gets excessive, it could be considered as <strong>Phoenix Financial Services&#8217; phone harassment</strong>.</em> Debt collectors like are allowed to call your phone to discuss your debt but they aren&#8217;t allowed to harass, threaten, or use obscene words with you.</p>
  259. <p>If <em><strong>Phoenix Financial Services debt collection</strong> </em>is making you feel unsafe and threatened either because they are harassing you or because they are calling you multiple times per day and even calling your friends and family, they are violating your rights and you just might need to take them to court. You have the legal right to stop <em><strong>Phoenix Financial Services&#8217;</strong><strong> phone harassment.</strong></em> If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.</p>
  260. <h3><b>How to Avoid Falling for Debt Collection Scams</b></h3>
  261. <p>Some phone calls you might receive as a debtor might be from your debt collector to remind you of your delinquent account. Reporting such calls as a scam call when in fact you do owe them is not just a lie but could also attract severe unpleasant consequences.</p>
  262. <p>Having said that, it shouldn&#8217;t go unattended that some calls from so-called debt collectors are scams and should be spotted, avoided, and treated appropriately. Someone may call you claiming to be from <em><strong>phoenix financial services LLC</strong> when </em>in the actual sense, they are scammers. If you are not careful, you may fall for the scam because many scammers may mimic <em><strong>phoenix financial collections</strong></em> or other debt collectors well and they could be very manipulative, disturbing, and convincing</p>
  263. <p>Before knowing how to avoid falling for such scam calls, here are few pointers that should make you suspect that you&#8217;re getting calls from a fake debt collector:</p>
  264. <ul>
  265. <li>The caller, that is the debt collector cannot be recognized by you, either by voice or by name. If you have spoken with a <em><strong>phoenix financial debt collector </strong></em>before, you most likely have an idea of who it was and what their name is. This scammer will most likely have no idea of that information.</li>
  266. <li>The debt collector has no information on the internet, no company trace, no tangible contact information. When you get such a call, you should ask questions about the debt collector&#8217;s name and address and immediately look it up online.</li>
  267. <li>The debt collector insists on instant payment. This is a big red flag. Scammers are usually in haste because they don&#8217;t want to get caught. So, they try to get money from you as fast as possible. If a debt collector is demanding an online payment instantly, you just might be talking to a scammer.</li>
  268. <li>The debt collector would prefer you to make a mobile transfer, in other to avoid physical contact.</li>
  269. <li>The debt collector threatens you with jail time, whether or not you think your debt warrants jail time, debt collectors do not have the right to send you to jail over the non-payment of your debt. . Some legit debt collectors still do this, but this could also be a sign of a fake debt collector.</li>
  270. <li>There is no record of the debt on your credit report.</li>
  271. <li>The debt collector asks you for personal information that the debt collection agency should be in possession of if truly you&#8217;re owing.</li>
  272. </ul>
  273. <p>So, with that in mind here&#8217;s what to do to avoid falling for a scam when it eventually comes to your doorstep:</p>
  274. <ul>
  275. <li>Press the &#8220;bomb&#8221; button: Record every unsure conversation you have with a so-called debt collector. This would be huge evidence against that person if he or she persists and finally, you sue. Be sure to review the laws in your state regarding the admission of recordings taken without the permission of the second party in court,</li>
  276. <li>Press the &#8220;demand&#8221; button: Ask for written proof of debt, not a mail.</li>
  277. <li>Press the &#8220;disengage&#8221; button: cut the call before the story gets too long, you might fall for the trap without knowing.</li>
  278. <li>Press the &#8220;attorney&#8221; button: you could <a href="https://consumerlawfirmcenter.com/attorney-profile/" target="_blank" rel="noopener noreferrer">get a lawyer</a> if the case persists and there are even threats to your life</li>
  279. <li>Press the &#8220;defense&#8221; button: Turn the tables around and threaten to sue the caller. You could also ask for the court&#8217;s order the person has against you if they threaten you with a wage garnishment or ask to have his or her lawyer&#8217;s contact address.</li>
  280. <li>Press the &#8220;change&#8221; button: not too necessary since you&#8217;d need it for other purposes, but if the need arises, change your contact or your phone number, especially when you are being ceaselessly contacted by a fraudulent debt collector.</li>
  281. <li>Press the &#8220;fun&#8221; button: ever wondered how crazy a scammer would get when the joke turns on them? Well, enjoy the call by prolonging it and asking loads of questions that confuse the scammer.</li>
  282. </ul>
  283. <h4><strong>Phoenix Financial should not do any of the following to you</strong></h4>
  284. <p>You have rights under the FDCPA and as such, you do not have to endure <em><strong>Phoenix Financial Services phone harassment. </strong></em>If you experience any of these during <em><strong>Phoenix Financial Services debt collection</strong></em>, you just might have a case against them.</p>
  285. <ul>
  286. <li> Multiple calls daily and at odd hours of the day.</li>
  287. <li>Lies to you about your debt.</li>
  288. <li>Threatens you on using profane words in their communication with you.</li>
  289. <li>Disclosure of sensitive information regarding your debt to third parties.</li>
  290. </ul>
  291. <h3><strong><em>Is Phoenix Financial Services a Scam?</em></strong></h3>
  292. <p>According to the Better Business Bureau website,<strong><em> Phoenix Financial Services</em></strong> has been in business for 5 years. There have been 254 complaints filed against PFS with the BBB. You can read more about it here: Phoenix Financial Services <u><a href="https://www.bbb.org/us/in/indianapolis/profile/collections-agencies/phoenix-financial-services-llc-0382-90016479" rel="nofollow noopener" target="_blank">Better Business Bureau</a></u></p>
  293. <h3><strong>Who is Phoenix Financial Services?</strong></h3>
  294. <p><strong><em>Phoenix Financial Services</em></strong> is a debt collection corporation based in Indianapolis Indiana. This company focuses exclusively on debt collection, specializing in student loan debt, medical bills, and unpaid taxes and government obligations. Over 25 federal Lawsuits have been filed against <em><strong>Phoenix</strong></em> in the past 3 years alleging violations of federal law related to their debt collection Practices.</p>
  295. <p><strong>Contact Information</strong></p>
  296. <p>Address: PO Box 361450</p>
  297. <p>Indianapolis, Indiana 46236</p>
  298. <p>Phone: (855) 342-6567</p>
  299. <p>&nbsp;</p>
  300. <p><strong style="color: #333333; font-size: 18px;">Phoenix Financial Services Phone Numbers</strong></p>
  301. <p>Are you receiving any harassing phone calls from any of the following numbers?</p>
  302. <p>720-230-1863, 855-342-6567, (720) 230-1863, (855) 342-6567, 7202301863, 8553426567, 315-325-9466, 412-923-5368</p>
  303. <p>If the answer is yes, then you are receiving calls from a known <strong><em>PFS</em></strong> number. You may be a victim of<strong><em> PFS phone harassment</em></strong>.  The list above is not all the numbers that <em><strong>PFS</strong></em> uses. The calls can be from a different number and still be <em><strong>Phoenix Financial Services calling</strong></em> you. What is most important is that you remember to contact us right away at <a href="tel: 877-700-5790">877-700-5790</a> if you endure any form of harassment during these encounters.</p>
  304. <p>&nbsp;</p>
  305. <p><strong>The following is a sample list of complaints filed against Phoenix Financial Services in the past year and can be found on Pacer.org.</strong></p>
  306. <p>5:18-cv-00629-SLP Harding v. Phoenix Financial Services</p>
  307. <p>1:18-cv-06415 Hunt v. Phoenix Financial Services LLC</p>
  308. <p>2:18-cv-00279-JTM-APR Westerman v. Phoenix Financial Services LLC</p>
  309. <p>4:19-cv-00077-SRB Addison v. Phoenix Financial Services, Inc.</p>
  310. <p>3:18-cv-00375-CRS Spillman v. Phoenix Financial Services, LLC et al</p>
  311. <h6><strong>About Us</strong></h6>
  312. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from <a href="https://consumerlawfirmcenter.com/list-of-collection-agencies-in-united-states/">debt collectors</a>. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from <em><strong>Phoenix Financial Services</strong></em>. Our office has been assisting consumers since 2010, and we have an A+ rating with the Better Business Bureau.</p>
  313. <p><strong>Call us at <a href="tel:877-700-5790">877-700-5790</a> for immediate assistance.</strong></p>
  314. <p>&nbsp;</p>
  315. <p><em>Check out the links below for more information:</em></p>
  316. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  317. <p><a href="https://www.in.gov/attorneygeneral/2350.htm" rel="nofollow noopener" target="_blank">Indiana Attorney General</a></p>
  318. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Finance</a></p>
  319. ]]></content:encoded>
  320. <wfw:commentRss>https://consumerlawfirmcenter.com/phoenix-financial-services-phone-harassment/feed/</wfw:commentRss>
  321. <slash:comments>0</slash:comments>
  322. </item>
  323. <item>
  324. <title>Cavalry Portfolio Services Phone Harassment!</title>
  325. <link>https://consumerlawfirmcenter.com/cavalry-portfolio-services-phone-harassment/</link>
  326. <comments>https://consumerlawfirmcenter.com/cavalry-portfolio-services-phone-harassment/#respond</comments>
  327. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  328. <pubDate>Tue, 16 Apr 2024 12:18:15 +0000</pubDate>
  329. <category><![CDATA[FDCPA]]></category>
  330. <guid isPermaLink="false">https://consumerlawfirmcenter.com/cavalry-portfolio-services-phone-harassment/</guid>
  331.  
  332. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 16, 2024 Cavalry Portfolio Services Phone Harassment! Cavalry Portfolio Services Phone Harassment! Has Cavalry Portfolio Services been calling your phone multiple times in a day? Are you wondering why Calvary Portfolio Services keeps calling you? Calvary Portfolio Services is a debt collector, and they have the responsibility of contacting [&#8230;]]]></description>
  333. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 16, 2024</h2>
  334. <h2><strong>Cavalry Portfolio Services Phone Harassment!</strong></h2>
  335. <p><em>Cavalry Portfolio Services Phone Harassment!</em> Has <em><strong>Cavalry Portfolio Service</strong><strong>s</strong></em> been calling your phone multiple times in a day? Are you wondering why <em><strong>Calvary Portfolio Services</strong></em> keeps calling you? <em><strong>Calvary Portfolio Services</strong></em> is a debt collector, and they have the responsibility of contacting debtors. Their calls should, however, never result in <em><strong>Calvary Portfolio Services phone harassment.</strong></em></p>
  336. <p>Unfortunately, being in debt is the reality of millions of people. Due to many reasons, whether it be inevitable life happenings or even poor money management, debts continue to plague people, both old and young. For this reason, creditors who have their money at stake continue to seek ways to get their money back from debtors on time.</p>
  337. <p>However, after making many attempts to recover debts, creditors can decide to hand the debt over to a debt collector like <strong><em>C</em></strong><b><i>avalry portfolio,</i></b> who now has the job of contacting the debtor.</p>
  338. <p><em><strong>Calvary Portfolio Services debt collection</strong></em> is legal. If you have been getting calls from <em><strong>Calvary collections</strong></em>, it may just be that your creditor gave them your delinquent account and asked them to recover the debt from you. However, one thing that is illegal is <em><strong>Calvary Portfolio Services phone harassment</strong></em> or any other form of harassment from them.</p>
  339. <p>If you do not know what <em><strong>Calvary Portfolio Services phone harassment</strong></em> is, it is simply when you are being harassed over the phone by <em><strong>Calvary Portfolio</strong></em> either through constant annoying calls, or through the use of unprofessional, abusive, and intimidating messages.</p>
  340. <p><em><strong>Cavalry portfolio </strong></em>does not have the liberty to treat you unfairly. If they have been doing so, they have been violating your rights and you can do something about that. <a href="tel:877-700-5790">Call us now</a> to help you put an end to <em><strong>Calvary Portfolio Services debt collection harassment. </strong></em></p>
  341. <h3><strong>Debunking common myths about debt collectors </strong></h3>
  342. <p>Debunking myths about debt collectors help people understand how the whole debt collection process works better and makes them wiser, and less likely to fall for debt collection scams.</p>
  343. <p>There are quite a number of myths about debt collectors that have gained popularity over the years and are misleading people. A few of them are debunked below.</p>
  344. <ul>
  345. <li><b>A debt collector cannot lie</b>.</li>
  346. </ul>
  347. <p>This in itself is a lie. Even though the FDCPA prohibits debt collectors from lying to the people they call, some debt collectors still find it difficult to stay on the right side of the law.</p>
  348. <p>A debt collector can lie about many things. Ranging from their identity, the debt amount, and the name of the original creditor.</p>
  349. <p>Sometimes, the calls you may be getting may not even be from actual debt collectors. It may just scammers trying to dupe you.</p>
  350. <p>So, the next time you get a call claiming to be a <em><strong>Calvary Portfolio Services debt collection</strong></em> call, be sure to double-check.</p>
  351. <ul>
  352. <li><strong>Ignoring debt collectors is a good idea.</strong></li>
  353. </ul>
  354. <p>When you ignore debt collectors, it won&#8217;t make them stop calling. Plus, they can choose to sue you. obviously, you do not want this end result, therefore, ignoring a debt collection call is not a good idea.</p>
  355. <ul>
  356. <li><strong>Debt collectors can sue you for an old debt.</strong></li>
  357. </ul>
  358. <p>When a debt has exceeded the statute of limitations, a debt collector can no longer hold you legally over it. However, some debt collectors are dishonest and may change the debt date. This is why you need to keep your own records.</p>
  359. <ul>
  360. <li><b>A cease-and-desist letter is the solution to all your problems.</b></li>
  361. </ul>
  362. <p>If you are experiencing <strong><em>Calvary Portfolio Services debt collection</em></strong> harassment, you may really be tempted to send them a cease-and-desist letter to stop them from calling you. This is a great way to make the calls stop. But it doesn&#8217;t make your debt go away. Neither does it stop <em><strong>cavalry collections</strong></em> from suing you if they want to.</p>
  363. <p>Matter of fact, sending them a cease-and-desist letter is likely to make them want to sue you faster.</p>
  364. <ul>
  365. <li><strong>Debt collectors can arrest you or send you to jail</strong>.</li>
  366. </ul>
  367. <p>Any debt collector who tells you this has lied to you. Owing a debt is not a criminal offense and you can&#8217;t go to jail for it.</p>
  368. <h3><strong><em>Is Cavalry Portfolio Services a Scam?</em></strong></h3>
  369. <p><em><strong>Cavalry Collections</strong></em> is not a scam, but rather, a registered and recognized collection agency. According to the Better Business Bureau website, <em><strong>Cavalry Portfolio Services</strong> </em>has been in business for 16 years. There have been 351 complaints filed against <strong>CPR</strong> with the BBB in the last 3 years alone. Read more about it here <u>Cavalry Portfolio Services Better Business Bureau</u></p>
  370. <h3><strong>Who is Cavalry Portfolio Services?</strong></h3>
  371. <p><em><strong>Cavalry Portfolio Services</strong> </em>is a debt collection corporation based in Valhalla, New York. Cavalry is a debt purchaser who collects on debts that they buy for pennies on the dollar. In addition to collecting on debts Cavalry owns, they also collect for national banks, the healthcare industry, utility companies, and thousands of other businesses nationwide.</p>
  372. <p><em><strong>Cavalry portfolio services address</strong></em></p>
  373. <p>Address: 500 Summit Lake Drive</p>
  374. <p>Valhalla, NY 10595</p>
  375. <p>Phone: (914) 347-3440</p>
  376. <h4><strong>Cavalry Portfolio Services Phone Numbers</strong></h4>
  377. <p>Are you receiving any harassing phone calls from any of the following numbers?</p>
  378. <p>914-347-3440, 224-676-7029, 303-280-8689, 888-716-0010, 716-650-6240, 800-861-5065, 800-861-4689, 800-501-0909, 918-665-5600, 800-861-5118, 800-861-4838, (9140 347-3440, (224) 676-7029, (303) 280-8689, (888) 716-0010, (716) 650-6240, (800) 861-5065, (800) 861-4689, (800) 501-0909, (918) 665-5600, (800) 861-5118, (800) 861-4838, 9143473440, 2246767029, 3032808689, 8887160010, 7166506240, 8008615065, 8008614689, 8005010909, 9186655600, 8008615118, 8008614838, 800-861-4840,</p>
  379. <p>If the answer is yes, then you are receiving calls from a known <em><strong>Cavalry Portfolio Services phone number</strong></em>. You may be a victim of <strong><em>CPS phone harassment.</em></strong>  You shouldn&#8217;t have to endure any form of harassment over these calls. <a href="tel:877-700-5790">Call our office immediately</a> for assistance.</p>
  380. <p>&nbsp;</p>
  381. <p><strong>The following is a sample list of complaints filed against Cavalry Portfolio Services in the past year and can be found on Pacer.org.</strong></p>
  382. <p>5:18-cv-01055-F Rupert v. Cavalry SPV I LLC et al</p>
  383. <p>2:18-cv-00531-JPH-DLP COX v. CAVALRY PORTFOLIO SERVICES, LLC</p>
  384. <p>1:18-cv-10314-VSB Uulu v. Cavalry Portfolio Services, LLC et al</p>
  385. <p>2:17-cv-02312-MF DIEUVEILLE v. CAVALRY SPV I, LLC. et al</p>
  386. <p>1:18-cv-00367-KD-C Walker v. Cavalry Portfolio Services, LLC et al</p>
  387. <h6><strong>About Us</strong></h6>
  388. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the<strong><em> Cavalry Portfolio Services debt collection harassment</em></strong>. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.</p>
  389. <p><a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">Consumer Rights Law Firm Better Business Bureau</a></p>
  390. <p>If you are interested in learning more about how to safeguard yourself and prevent harassment from <em><strong>Cavalry Portfolio Services</strong></em> call us at <a href="https://consumerlawfirmcenter.com/contact-us/">(877)700-5790</a> for immediate assistance or visit our website at www.consumerlawfirmcenter.com</p>
  391. <p>&nbsp;</p>
  392. <p><em>Check out the links below for more information:</em></p>
  393. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  394. <p><a href="https://ag.ny.gov/" rel="nofollow noopener" target="_blank"><u>New York Attorney General </u></a></p>
  395. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Finance</a></p>
  396. ]]></content:encoded>
  397. <wfw:commentRss>https://consumerlawfirmcenter.com/cavalry-portfolio-services-phone-harassment/feed/</wfw:commentRss>
  398. <slash:comments>0</slash:comments>
  399. </item>
  400. <item>
  401. <title>Stop the Calls from MCU Holdings</title>
  402. <link>https://consumerlawfirmcenter.com/mcu-holdings-debt-collection-harassment/</link>
  403. <comments>https://consumerlawfirmcenter.com/mcu-holdings-debt-collection-harassment/#respond</comments>
  404. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  405. <pubDate>Mon, 15 Apr 2024 12:47:29 +0000</pubDate>
  406. <category><![CDATA[FDCPA]]></category>
  407. <guid isPermaLink="false">https://consumerlawfirmcenter.com/mcu-holdings-debt-collection-harassment-stop-the-calls/</guid>
  408.  
  409. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 15, 2024 Stop the Calls from MCU Holdings Is MCU Holdings harassing you over a debt? If you have ever been in debt, then you must be familiar with debt collectors like MCU Holdings and their antics. It is bad enough that when people fall into debt, their [&#8230;]]]></description>
  410. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 15, 2024</h2>
  411. <h2><strong>Stop the Calls from MCU Holdings</strong></h2>
  412. <p><em>Is <strong>MCU Holdings</strong> harassing you over a debt? </em>If you have ever been in debt, then you must be familiar with debt collectors like <strong><em>MCU Holdings</em></strong> and their antics. It is bad enough that when people fall into debt, their lives get interrupted and affected and they begin to think of ways to pay. The incessant calls from debt collectors like <strong><em>MCU Holdings</em></strong> just make things worse.</p>
  413. <p>If you&#8217;re getting calls from <strong><em>MCU collection</em></strong> about money that you owe, it means your original creditor has sent your debt to a third-party collection agency. If these calls are excessive, then you may be a victim of one of the many recorded cases of <strong><em>MCU Holdings phone harassment. </em></strong></p>
  414. <p>Third-party agencies if not checked may stop at nothing to get you to pay up your debt. That is why there are laws under the FDCPA that guide the debt collection methods that representatives from third-party collection agencies employ.</p>
  415. <p>Any collection agency that engages in harmful, deceitful, and unfair practices while trying to get you to pay your debts is violating the FDCPA and should be stopped.</p>
  416. <p>Harassment from debt collectors. Several complaints have been filed by different people against various collection agencies due to the harsh and abusive methods of debt collection they employ. You should be aware of some of these methods so that you can easily identify a debt collector who violates your rights. According to the FDCPA, debt collectors are prohibited from.</p>
  417. <ul>
  418. <li>Harassing and threatening you to pay debts</li>
  419. <li>Asking you for a debt you do not owe</li>
  420. <li>Making threats to sue you with the intention of scaring you when they will not or cannot</li>
  421. <li>Making your phone ring many times a day</li>
  422. <li>Requesting that you pay a fee that wasn&#8217;t in the agreement of your original creditor</li>
  423. <li>Calling you before 8 am or after 9 pm</li>
  424. <li>Failing to respond to your request for their name, agency they represent, and their address</li>
  425. <li>Failing to respond to your debt validation request</li>
  426. <li>Disclosing your debt information to third parties or publishing information about you</li>
  427. </ul>
  428. <p>If <strong><em>MCU holdings debt collection</em></strong> is doing any of the above to you, you do not have to put up with it. It is unlawful. <a href="https://consumerlawfirmcenter.com/contact-us/">Contact us</a> today to begin discussing the options available to you.</p>
  429. <h2><strong>Privacy Protections under the FDCPA</strong></h2>
  430. <p>Under the FDCPA, there are laws that protect your privacy by limiting the ways in which MCU Holdings is allowed to contact you and what they are allowed to say during a conversation.</p>
  431. <p>Some privacies afforded to you under the FDCPA include:</p>
  432. <ul>
  433. <li>An MCU collector is not allowed to communicate with third parties (such as friends, coworkers, and employees) about the details of your debt. Doing so will be a violation of the FDCPA.</li>
  434. <li>The normal time that the FDCPA stipulates for communications between you and a debt collector is between the hours of 8:00 a.m. and 9:00 p.m. Contacting you outside of these hours, especially with the intent to annoy or harass is a prohibition of the FDCPA.</li>
  435. <li>MCU Holdings debt collection must forward all communications to the office of your attorney when they know that you are represented by one.</li>
  436. <li>MCU Holdings LLC must desist from communicating with you at your place of employment once you have told them that it is prohibited.</li>
  437. <li>MCU Holdings LLC must honor your request to not be contacted further. They can send you a notice after receiving a cease-and-desist letter only to:</li>
  438. </ul>
  439. <ol>
  440. <li>Tell you that they have received your letter and they will be ceasing all communications with you henceforth.</li>
  441. <li>To inform you about their intention to pursue legal action.</li>
  442. </ol>
  443. <p>Note that sending a cease-and-desist letter doesn’t make you any less liable for the debt, it only stops all communications from a debt collector while the debt is still active. For further help with debt collection, contact an attorney at <a href="tel:(877)-700-5790">(877)-700-5790</a>.</p>
  444. <h3><strong>Who is a debt collector?</strong></h3>
  445. <p>A debt collector (not to be confused with a debt buyer) is a person or organization who collects debts on behalf of a business, otherwise known as the original creditor).<br />
  446. A debt collector could be:</p>
  447. <ul>
  448. <li>A first-party creditor collecting a debt owed directly to them by a debtor by themselves (this includes ‘assignees’–people or businesses who have been sold or ‘assigned’ a debt account by the original creditor)</li>
  449. <li>A third-party entity collecting delinquent debts on behalf of another business entity (for example, an independent collection agency).</li>
  450. </ul>
  451. <p>If you are contacted about a legitimate debt that you owe by <em> <strong>MCU collection</strong></em>, you should be cooperative but also expect to be treated professionally. Failure to treat you professionally can potentially have serious consequences for the collection agency.</p>
  452. <h3><strong>What should you do if you have received a call from <em>MCU Holdings</em>?</strong></h3>
  453. <p>There are many things you should do immediately after you receive a call from <strong><em>MCU Holdings debt collection</em></strong> agency. There are also many options regarding what step to take towards settling the debt that they claim you owe. It is your duty to educate yourself regarding what steps you are allowed to take after you receive the first debt collection call because many debt collection agencies fail to inform people about their right to dispute the debt and the range of repayment options available to them.</p>
  454. <p>First, you must request written validation of the debt they claim you owe. This statement should contain all the necessary information regarding the alleged debt such as the amount and the name of the original creditor. You have only five days (counting from the day that you received the first phone call) to do this. When you have received the written statement containing all the information about your debt, you have a choice to dispute the debt with the three credit bureaus. This can get some or all of your debt waived and eliminate the debt from your credit report. It is additionally advisable to <a href="https://consumerlawfirmcenter.com/how-we-work/">seek legal advice.</a></p>
  455. <h3><strong>What to do when a debt collector calls</strong></h3>
  456. <p>When a debt collector calls, you can be thrown off balance if you have little to no knowledge of how to handle the situation. Debt collection calls are no one&#8217;s favorite thing to have to deal with, especially if you are not in the best financial state. The first thing to do when a debt collector calls you is to be calm.</p>
  457. <p>Panicking when a debt collector call can lead you to make wrong and hasty decisions. Being in the wrong state of mind can make you accept that you owe a debt that automatically commits you to the debt.</p>
  458. <p>Below are some helpful tips that will lead you to make the best out of your conversation with debt collectors.</p>
  459. <ul>
  460. <li><strong>Be ready for the conversation:</strong> When a debt collector calls you, you have the right to politely ask them to call you at a later time if you are not in the best position to talk at that time. It is important to be fully ready before you speak with a debt collector. Get your writing materials ready. You will need to document important information that the debt collector gives like the debt amount, name of the creditor, and so on.</li>
  461. </ul>
  462. <p>&nbsp;</p>
  463. <ul>
  464. <li><strong>Understand that you have rights:</strong> Even though you owe, it doesn&#8217;t mean that you should be treated unfairly. You have rights under the Fair Debt Collection Practices Act that shields you from unfair treatments from debt collectors. The FDCPA prohibits debt collectors from using any unfair, deceptive, and abusive methods in their attempts to recover a debt from you. If a debt collector is harassing you with calls, lying to you, using wrong and profane words or you, or harassing you in any way, they are violating your rights and you should tell them to stop. If a debt collector continues to harass you, you can choose to sue them.</li>
  465. </ul>
  466. <p>&nbsp;</p>
  467. <ul>
  468. <li><strong>Ask more questions and give less information:</strong> The FDCPA allows you to ask the debt collector questions about the debt and mandates them to give you answers. If you have any confusion as to the debt being spoken about, ask the debt collector, and expect answers. You must also be careful not to divulge too much information to the debt collector. When a debt collector calls to tell you about a debt, refrain from admitting that you owe the debt. This is because admitting that you owe the debt automatically commits you and makes you responsible for it. This is dangerous due to many reasons; the debt may not be yours, it may be a scam, and you may ruin your chances of settling the debt at a fairer rate. Listen more than you speak. Don&#8217;t release any of your personal financial information to the debt collector.</li>
  469. </ul>
  470. <p>Additionally, it is important for you to confirm that the debt is yours before proceeding to have further discussions with the debt collector. You can do this by making a debt validation request. This request mandates the debt collector to send you full information about the debt which will help you further understand and confirm if it is really yours.</p>
  471. <p>After confirming that the debt is yours, you should pay it up immediately if it is within your capacity. However, if the debt is one you cannot pay, there are options available for debt resolution. You can discuss it with the debt collector and negotiate a payment suitable for your income bracket.</p>
  472. <p>Debt resolution (commonly known as debt relief), simply put is a program that helps consumers get out of their credit problems. There are several debt resolutions options available to you for the resolution of your outstanding debts. You want to be able to make a good choice by analyzing each choice carefully and finding out which can give you the best result before you decide.</p>
  473. <p><em>The options available to you for debt resolution are:</em></p>
  474. <ul>
  475. <li><strong>Debt consolidation loan.</strong> The main goal of taking out a debt consolidation loan is to restructure your debt payments. This is ideal for people who have enough income to cover the entire sum of what they owe. If you wish to take this option, then it involves applying for a much larger loan that is enough to pay for your multiple debts. When you are approved for the loan, and you have used it on your other credit card accounts that will leave you with one debt under one lender and only one monthly payment. That should keep you from exerting too much effort in monitoring your accounts. It will also keep you from missing your payments; however, the major reason that people consider taking out a debt consolidation loan as a debt reduction strategy is that it reduces the overall amount of interest on each loan by consolidating several smaller loans into one large one</li>
  476. </ul>
  477. <p>&nbsp;</p>
  478. <ul>
  479. <li><strong>Credit counseling and debt management.</strong> Unlike the previous option, you need the help of a credit counselor here. You will begin with a counseling session wherein they will analyze your debt and financial situation. If you qualify, you will enter a debt management program. This is when the counselor will take a more active role in helping you pay up your debts. You will create a debt management plan or DMP and that contains your proposed lower monthly payments over a longer payment period. This will be presented to the creditor. When or if approved, you get to send a single payment to the counselor who will distribute that fund to your different credit accounts.</li>
  480. </ul>
  481. <p>&nbsp;</p>
  482. <ul>
  483. <li><strong>Debt settlement.</strong> This program offers debt reduction. You will have to convince <strong><em>MCU collection</em></strong> that you are in a financial crisis if you haven&#8217;t done so yet. The idea is to convince them that you can only pay a portion of your debts. As soon as you notice that you may not be able to meet up with your required payments, you should begin to put some money aside for your settlement fund. When the time is right, you will offer this to the creditor &#8211; explaining that this is the only amount that you can afford to pay. Any bigger and you have to declare bankruptcy. You want them to accept this and have the rest of your debt forgiven.</li>
  484. </ul>
  485. <p>&nbsp;</p>
  486. <ul>
  487. <li><strong>Bankruptcy.</strong> There are two ways this can go. Chapter 7 is all about liquidating any eligible asset and using the funds to pay off your debts. Anything not paid will be discharged. In Chapter 13, you will be asked to go through a repayment plan that will pay for a portion of your debts. Anything that is not covered there will be discharged.</li>
  488. </ul>
  489. <p>&nbsp;</p>
  490. <p>Be careful in making your debt resolution choice. Make sure you take your unique situation and income bracket into consideration before agreeing to any debt resolution strategy.</p>
  491. <p>&nbsp;</p>
  492. <h3><strong>Is MCU Holdings a scam?</strong></h3>
  493. <p>According to the Better Business Bureau website, <strong><em>MCU Holdings</em></strong>/HLA Services has been in business since 2014. There has been 1 complaint closed in the last 3 years against the company. Read more about it here: <a href="https://www.bbb.org/us/fl/margate/profile/collections-agencies/hla-services-0633-90411507" rel="nofollow noopener" target="_blank">MCU Holdings Better Business Bureau</a></p>
  494. <h3><strong><em>What is MCU</em></strong><strong>?</strong></h3>
  495. <p><strong><em>MCU Holdings</em></strong> is a third-party debt collector located in Coral Springs, Florida. This law firm has gone after MCU Holdings for violations of the Fair Debt Collection Practices Act. They have been accused of breaking several collection laws and violating the rights of consumers.</p>
  496. <p><strong>Contact Information</strong></p>
  497. <p>Address: 3200 NW 62nd Ave # 202<br />
  498. Margate, FL 33063-8303<br />
  499. Phone: (866) 680-8921<br />
  500. Fax: (754) 229-6933</p>
  501. <div>
  502. <p><strong>Alternate Business Name:  </strong>Management Capital United</p>
  503. </div>
  504. <h4><strong>Are you a victim of MCU Holdings Phone Harassment?          </strong></h4>
  505. <p>Are you receiving any harassing phone calls from any of these numbers?</p>
  506. <p>844-256-4266, 954-461-3028, 844-973-1437, 413-339-3894, 844-904-6836, 301-259-3741,844-368-0301, 704-550-4385, 844-923-0295, 469-447-7426, 914-240-2172, 928-756-8380, 844-904-6826, 281-326-6574</p>
  507. <p>If so, you may be a victim of <strong><em>MCU Holdings&#8217; phone harassment</em></strong>. If you are receiving any form of harassment during these calls, do not hesitate to reach out to a qualified professional at <a href="tel:877-700-5790">877-700-5790</a> for help.</p>
  508. <h4><b><i>More information about <em><strong>MCU debt collection</strong></em></i></b></h4>
  509. <p><strong><em>What is MCU?</em></strong><em> <strong>MCU collection</strong> is a licensed third-party collector based in Margate, Florida.<strong> MCU services</strong>, <strong>LLC collection agency</strong> specializes in collecting delinquent debts on behalf of original creditors.  You can contact the agency at (866) 680-8921, or via the <strong>MCU website</strong>. <strong>HLA Services</strong> is another name by which MCU holdings is searched for.</em></p>
  510. <p><em>As a <strong>professional debt collection agency</strong>, <strong>MC holdings </strong>reserves the right to make collection attempts on your delinquent debts. A <strong>professional debt collector</strong> will call you with details about your <strong>MCU account</strong> and how you can resolve or dispute your debt. </em></p>
  511. <p><strong>ABOUT CONSUMER RIGHTS LAW FIRM, PLLC</strong></p>
  512. <p><a href="https://consumerlawfirmcenter.com/contact-us/">Consumer Rights Law Firm, PLLC </a>is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving as a result of the <em><strong>MCU Holdings debt collection</strong></em> process. Our office has been assisting consumers since 2010, and <a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">we have an A+ rating with the Better Business Bureau.</a></p>
  513. <p><strong>Call us at<a href="tel:(877)700-5790"> (877)700-5790</a> for immediate assistance.</strong></p>
  514. <p>&nbsp;</p>
  515. <p><em>Check out the links below for more information:</em></p>
  516. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  517. <p><a href="https://myfloridalegal.com/" rel="nofollow noopener" target="_blank">Florida Attorney General</a></p>
  518. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Financial Protection Bureau</a></p>
  519. <p>&nbsp;</p>
  520. <blockquote class="wp-embedded-content" data-secret="KK8IINepRs"><p><a href="https://consumerlawfirmcenter.com/accounts-management-services-debt-collection-harassment/">Accounts Management Services Debt Collection Harassment?</a></p></blockquote>
  521. <p><iframe class="wp-embedded-content" sandbox="allow-scripts" security="restricted" title="&#8220;Accounts Management Services Debt Collection Harassment?&#8221; &#8212; Consumer Law Firm Center" src="https://consumerlawfirmcenter.com/accounts-management-services-debt-collection-harassment/embed/#?secret=ken5awZRho#?secret=KK8IINepRs" data-secret="KK8IINepRs" width="600" height="338" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe></p>
  522. <blockquote class="wp-embedded-content" data-secret="H8IE8HFT9f"><p><a href="https://consumerlawfirmcenter.com/advanced-collection-services-debt-collection-harassment/">Advanced Collection Services Debt Collection Harassment?</a></p></blockquote>
  523. <p><iframe class="wp-embedded-content" sandbox="allow-scripts" security="restricted" title="&#8220;Advanced Collection Services Debt Collection Harassment?&#8221; &#8212; Consumer Law Firm Center" src="https://consumerlawfirmcenter.com/advanced-collection-services-debt-collection-harassment/embed/#?secret=K8w9Gd0ufD#?secret=H8IE8HFT9f" data-secret="H8IE8HFT9f" width="600" height="338" frameborder="0" marginwidth="0" marginheight="0" scrolling="no"></iframe></p>
  524. <p>&nbsp;</p>
  525. ]]></content:encoded>
  526. <wfw:commentRss>https://consumerlawfirmcenter.com/mcu-holdings-debt-collection-harassment/feed/</wfw:commentRss>
  527. <slash:comments>0</slash:comments>
  528. </item>
  529. <item>
  530. <title>Dynamic Recovery Solutions Collection Harassment? Stop the Calls!</title>
  531. <link>https://consumerlawfirmcenter.com/dynamic-recovery-solutions-collection-harassment-stop-the-calls/</link>
  532. <comments>https://consumerlawfirmcenter.com/dynamic-recovery-solutions-collection-harassment-stop-the-calls/#respond</comments>
  533. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  534. <pubDate>Mon, 15 Apr 2024 12:18:28 +0000</pubDate>
  535. <category><![CDATA[FDCPA]]></category>
  536. <guid isPermaLink="false">https://consumerlawfirmcenter.com/dynamic-recovery-solutions-collection-harassment-stop-the-calls/</guid>
  537.  
  538. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 15, 2024 Dynamic Recovery Solutions Collection Harassment? Stop the Calls! Dynamic Recovery Solutions Collection Harassment? Stop the Calls! Are you tired of Dynamic Recovery Solutions Debt Collection Harassment? Wish there was a way to make the calls stop? Is Dynamic Recovery Solutions constantly calling and harassing you? Does your [&#8230;]]]></description>
  539. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 15, 2024</h2>
  540. <h2><strong>Dynamic Recovery Solutions Collection Harassment? Stop the Calls!</strong></h2>
  541. <p><em>Dynamic Recovery Solutions Collection Harassment? Stop the Calls! </em>Are you tired of <em><strong>Dynamic Recovery Solutions Debt Collection</strong> Harassment?</em> Wish there was a way to make the calls stop? Is <strong>Dynamic Recovery Solutions</strong> constantly calling and harassing you? Does your phone ring constantly because <strong>Dynamic Recovery Solutions</strong> is calling you to demand payment? Threatening you with legal action? Has <strong>Dynamic Recovery Solutions</strong> ever used abusive or profane language when speaking with you on the phone? If so, Dynamic Recovery Solutions may be violating your legal rights. Call us to stop the harassment now.</p>
  542. <p>The <em>Fair Debt Collection Practices Act, also known as the FDCPA, </em>protects consumers’ rights in the context of debt collection. In other words, debt collectors must adhere to a certain set of rules when they are pursuing consumers who owe money. If a collector violates the <strong>FDCPA</strong>, you can sue the collector in court. The law allows consumers who have been victims of harassment from debt collectors to get the calls to stop in addition to recover statutory damages of up to $1,000, plus attorney fees and court costs.</p>
  543. <h3><strong>Who</strong><strong> is a debt collector? </strong></h3>
  544. <p>A debt collector is any individual working in a debt collection agency who is charged with the pursuance and recovery of debt owed to a creditor. A debt collector is paid a percentage of funds recovered from a debtor. Often times, they purchase a debt at a minimal amount and attempt to recover the full amount owed.</p>
  545. <p>Debt collectors are formally known as a collection agency.</p>
  546. <h3><strong>Can a debt collector garnish my wages? </strong></h3>
  547. <p>There are many things debt collectors are not allowed to do to you. When it comes to the process and methods of debt collection, there are laws that regulate what can be done and what cannot be done.</p>
  548. <p>For instance, laws like the FDCPA prohibits debt collectors from harassing you, threatening you, using obscene and profane words on you, and lying to you about your debt.</p>
  549. <p>If <em><strong>dynamic recovery solutions </strong></em>do any of the above to you, they have violated your rights, and you can sue them. You do not have to put up with endless torture just because you owe money to your original creditor or to a debt collection agency.</p>
  550. <p>However, not all activities of debt collectors are regulated by laws. There are certain actions that debt collectors are allowed to carry out against you with the full backing of the law. One of such action is suing you to court.</p>
  551. <p><em><strong>Dynamic debt solutions</strong></em> can choose to file a lawsuit against you and take you to court. If this happens to you for whatever reason, you must act immediately by getting an attorney and showing up in court.</p>
  552. <p>Failing to respond to the lawsuit from a <em><strong>dynamic solutions debt collector</strong></em> will not do you good. If you fail to show up in court, that grants the debt collector an automatic win against you; this is called a judgment by default, and you don&#8217;t want that.</p>
  553. <p>If after a lawsuit, <em><strong>dynamic recovery</strong></em> gets a default judgment against you, they are likely going to garnish your wages. So the answer is yes, debt collectors can garnish your wages with permission from the court.</p>
  554. <p>If you&#8217;re about to face a <em><strong>dynamic recovery solutions lawsuit, </strong></em>do not let it scare or overwhelm you. With the right help, you can still salvage the situation.</p>
  555. <h3><strong>Is Dynamic Recovery Solutions calling you looking for someone else?</strong></h3>
  556. <p>Under the Fair Debt Collection Practices Act (FDCPA), the rights of consumers are protected from unfair and abusive debt collection practices. One critical aspect of these protections is ensuring that debt collectors target the correct individuals when attempting to collect a debt. When debt collectors pursue the wrong debtors, it can lead to harassment, financial harm, and violations of consumer rights.</p>
  557. <p>Wrong debtor situations can arise for various reasons, including mistaken identity, outdated or inaccurate information, or fraudulent debt collection practices. Regardless of the cause, the consequences for the wrongly targeted individuals can be severe. They may face unwarranted demands for payment, threats of legal action, and damage to their credit scores, despite not being responsible for the debt in question.</p>
  558. <p>The FDCPA prohibits debt collectors from engaging in deceptive or misleading practices, including contacting individuals who do not owe the debt being pursued. Debt collectors must verify the identity and liability of the debtor before initiating collection efforts to ensure that they are targeting the correct individual.</p>
  559. <p>If you find yourself being pursued for a debt you do not owe, it&#8217;s essential to take action to protect your rights under the FDCPA. You have the right to dispute the debt in writing and request verification of its validity. Debt collectors are required to provide you with information about the debt, including the name of the original creditor, the amount owed, and the right to dispute the debt within 30 days.</p>
  560. <p>Additionally, you can file a complaint with regulatory agencies, such as the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC), if you believe that a debt collector has violated your rights under the FDCPA. Seeking legal assistance from a consumer protection attorney can also help you navigate the process and pursue remedies for any harm caused by wrongful debt collection practices.</p>
  561. <p>In conclusion, wrong debtors are a serious issue under the FDCPA, and consumers must be vigilant in asserting their rights and protecting themselves from abusive debt collection practices. By understanding their rights and taking appropriate action, individuals can hold debt collectors accountable and prevent wrongful targeting in the future.</p>
  562. <h4><strong>Dynamic Recovery Solutions BBB</strong></h4>
  563. <p>According to the Better Business Bureau website, <strong><em>Dynamic Recovery Solutions</em></strong> has been in business for 9 years. There have been 287 complaints closed in the last 3 year and 117 complaints closed out in the last 12 months. Read more about it here: <a href="https://www.bbb.org/us/sc/greenville/profile/collections-agencies/dynamic-recovery-solutions-llc-0673-90002487" rel="nofollow noopener" target="_blank">Dynamic Recovery Solutions Better Business Bureau</a></p>
  564. <h4><strong>Who are Dynamic Recovery Solutions?</strong></h4>
  565. <p><em><strong>Dynamic Recovery Solutions</strong></em> or<em><strong> DRS</strong></em> is third party debt collector located in Greenville, South Carolina.</p>
  566. <p><strong>Contact Information:</strong></p>
  567. <p>Address: 135 Interstate Blvd. Ste 6<br />
  568. Greenville, SC 29615-5720<br />
  569. Phone: (877) 821-1659<br />
  570. Fax: (866) 205-5166</p>
  571. <p><strong>Dynamic Recovery Solutions Phone Numbers             </strong></p>
  572. <p>Are you receiving any harassing phone calls from any of these numbers?</p>
  573. <p>267-546-5823, 201-942-4070, 202-370-7011, 202-618-4940, 206-973-8943, 208-908-7862, 210-812-5956, 253-666-4596, 256-217-5000, 267-443-6341, 864-371-6451, 866-636-0534, 806-553-2938, 866-269-1654, 202-618-4940, 800-287-5356, 865-312-7110, 786-410-4038, 866-625-8073, 210-239-0050, 866-636-0534, 866-996-1535, 866-996-1534, 864-371-6450, 855-447-6335, 855-448-2999, 855-820-5184, 855-820-5187, 855-820-5205, (857) 254-1298, 774-314-6738, 304-894-3985, 803-408-4284, 857-362-0346, 239-205-8666, 877-821-1659, 844-233-2649, 844-735-9451, (857) 254-1298, 332-323-6981, 646-374-0057, 954-505-8442, 336-542-5845, 844-205-5971</p>
  574. <p>If so, you may be a victim of <strong><em>Dynamic Recovery Solutions debt collection</em></strong> harassment. The list above is not all the numbers that <strong><em>Dynamic Recovery Solutions</em> </strong>uses in their communications with consumers. The calls may also be from a different number and still be <strong><em>Dynamic Recovery Solutions</em></strong>. It is, however, important to verify the legitimacy of the number calling you to avoid falling victim to a <strong><em>Dynamic Recovery Solutions scam</em></strong>.</p>
  575. <h5><strong>Common Questions we get asked:</strong></h5>
  576. <p><em>Is Dynamic Recovery Solutions a scam?</em> No, Dynamic Recovery Solutions has been in business since 2009.</p>
  577. <p><em>Can Dynamic Recovery Solutions seize my property?</em> Dynamic Recovery Solutions can’t seize your property, but there are some exceptions. If the debt was tied to the property, the collector may be able to repossess it. Or, if the collector has sued and obtain a judgment against you, the debt collector may be able to take certain property as permitted by the court.</p>
  578. <p><em>Can Dynamic Recovery Solutions sue me?</em> Yes, Dynamic Recovery Solutions can sue you so long as the debt is within the statute of limitations.</p>
  579. <p><em>Can Dynamic Recovery Solutions report my debt to the collection&#8217;s bureaus?</em> Yes, Debt collectors are allowed to place the collection account on your credit report.</p>
  580. <p><em>Can Dynamic Recovery Solutions arrest me?</em> Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.</p>
  581. <p><strong>The following is a sample list of complaints filed against Dynamic Recovery Solutions in 2019 and can be found on Pacer.org.</strong></p>
  582. <p><a href="https://ecf.txsd.uscourts.gov/cgi-bin/DktRpt.pl?611936207357793-L_1_0-1" rel="nofollow noopener" target="_blank">3:19-cv-00103 Baker v. Dynamic Recovery Solutions LLC</a></p>
  583. <p><a href="https://ecf.cod.uscourts.gov/cgi-bin/DktRpt.pl?951144339558877-L_1_0-1" rel="nofollow noopener" target="_blank">1:19-cv-00763-KMT Leonetti v. Dynamic Recovery Solutions, LLC</a></p>
  584. <p><a href="https://ecf.wvsd.uscourts.gov/cgi-bin/DktRpt.pl?351293564528076-L_1_0-1" rel="nofollow noopener" target="_blank">3:19-cv-00088 Reilly et al v. Dynamic Recovery Solutions, LLC</a></p>
  585. <p><a href="https://ecf.vaed.uscourts.gov/cgi-bin/DktRpt.pl?815384378380346-L_1_0-1" rel="nofollow noopener" target="_blank">1:19-cv-00126-LO-JFA Long v. Dynamic Recovery Solutions, LLC et al</a></p>
  586. <p><a href="https://ecf.ilcd.uscourts.gov/cgi-bin/DktRpt.pl?624799558895541-L_1_0-1" rel="nofollow noopener" target="_blank">2:19-cv-02018-CSB-EIL Otto v. Dynamic Recovery Solutions LLC</a></p>
  587. <h6><strong>CONSUMER RIGHTS LAW FIRM, PLLC</strong></h6>
  588. <p><a href="https://consumerlawfirmcenter.com/contact-us/" target="_blank" rel="noopener noreferrer">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to stop the <strong><em>Dynamic Recovery Solutions debt collection </em></strong>harassment. Our office has been assisting consumers since 2010. <a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">We have an A+ rating with the Better Business Bureau. </a></p>
  589. <p><strong>Call us now at 844-791-1990. </strong></p>
  590. <p><em>Check out the links below for more information:</em></p>
  591. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  592. <p><a href="http://www.scag.gov/" rel="nofollow noopener" target="_blank">South Carolina Attorney General </a></p>
  593. <p><u><span style="background-color: #bfe6ff; color: #000120;"><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Financial Protection Bureau</a> </span></u></p>
  594. <p>&nbsp;</p>
  595. ]]></content:encoded>
  596. <wfw:commentRss>https://consumerlawfirmcenter.com/dynamic-recovery-solutions-collection-harassment-stop-the-calls/feed/</wfw:commentRss>
  597. <slash:comments>0</slash:comments>
  598. </item>
  599. <item>
  600. <title>Is Omnipoint Management Solutions Calling Your Family Members?</title>
  601. <link>https://consumerlawfirmcenter.com/is-omnipoint-management-solutions-calling-your-family-members/</link>
  602. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  603. <pubDate>Fri, 12 Apr 2024 17:39:28 +0000</pubDate>
  604. <category><![CDATA[Debt Collection Harassment]]></category>
  605. <guid isPermaLink="false">https://consumerlawfirmcenter.com/?p=24078</guid>
  606.  
  607. <description><![CDATA[Is Omnipoint Management Solutions Calling Your Family Members? Is Omnipoint Management Solutions calling your family members? Dealing with debt collection can be a stressful experience for consumers, especially when debt collectors&#8217; resort to contacting their family members or relatives in an attempt to recover unpaid debts. However, the Fair Debt Collection Practices Act (FDCPA) provides [&#8230;]]]></description>
  608. <content:encoded><![CDATA[<h2><strong>Is Omnipoint Management Solutions Calling Your Family Members?</strong></h2>
  609. <p><i>Is Omnipoint Management Solutions calling your family members? </i>Dealing with debt collection can be a stressful experience for consumers, especially when debt collectors&#8217; resort to contacting their family members or relatives in an attempt to recover unpaid debts. However, the Fair Debt Collection Practices Act (FDCPA) provides clear guidelines regarding the permissible practices for debt collectors, including limitations on contacting third parties such as family members.</p>
  610. <p>When life challenges happen and hit your finances with a blow, people may fall back on their bills. Sometimes, their fall is so great that they need help getting back up, so they opt to obtain a loan for various purposes.</p>
  611. <p>Being in debt is not the end of the world but it definitely isn&#8217;t the best of experiences either. People fall into and come out of debts every day, so it is not a new thing, neither does it mean that you are financially irresponsible. However, being in debt could be a traumatizing experience owing to the fact that it obstructs and affects many things in the lives of people.</p>
  612. <p>Debt collectors sometimes do unpleasant things to debtors in an attempt to get them to pay. If <em>Omnipoint Management Solutions</em> break the law, you may be entitled to statutory damages from $100 to $1000 plus they will be responsible for paying your attorney fees. Call us now on <a href="tel:877-700-5790">877-700-5790 t</a>o help you stop <strong>Omnipoint Management Solutions harassment. </strong></p>
  613. <h3><strong>Understanding the FDCPA:</strong></h3>
  614. <p>The FDCPA is a federal law enacted to protect consumers from abusive, unfair, and deceptive practices by debt collectors such as <em>Omnipoint Management Solutions</em>. It establishes guidelines that debt collectors must follow when attempting to collect debts, ensuring that consumers are treated fairly and respectfully throughout the debt collection process. Under the FDCPA, debt collectors are prohibited from engaging in certain practices, including harassment, false or misleading representations, and unauthorized disclosure of debts to third parties.</p>
  615. <p><strong>Limitations on Contacting Family Members:</strong></p>
  616. <p>One of the key provisions of the FDCPA is the limitation on contacting third parties, including family members, regarding a consumer&#8217;s debt. Debt collectors are generally prohibited from disclosing information about a consumer&#8217;s debt to anyone other than the consumer themselves, their spouse, or their attorney. However, there are specific exceptions to this rule:</p>
  617. <ol>
  618. <li><strong>Location Information:</strong> Debt collectors may contact family members to obtain or confirm the consumer&#8217;s contact information, provided they do not disclose that they are calling about a debt collection matter.</li>
  619. <li><strong>Permissible Contact:</strong> Debt collectors may contact family members if they have reason to believe that the consumer&#8217;s contact information is inaccurate or outdated. In such cases, the purpose of the contact should be solely to locate the consumer and not to discuss the debt.</li>
  620. <li><strong>Cease Communication Request:</strong> If a consumer requests that debt collectors cease all communication with them, debt collectors must comply with the request, including refraining from contacting family members.</li>
  621. </ol>
  622. <p>&nbsp;</p>
  623. <h3><strong>Consumer Rights and Protections:</strong></h3>
  624. <p>Consumers have specific rights under the FDCPA regarding debt collection practices, including protections related to contacting family members:</p>
  625. <ol>
  626. <li><strong>Right to Privacy:</strong> Consumers have the right to privacy regarding their debts, and debt collectors are generally prohibited from disclosing information about a consumer&#8217;s debt to third parties, including family members, without the consumer&#8217;s consent.</li>
  627. <li><strong>Cease Communication Request:</strong> If a consumer does not want debt collectors to contact them, they have the right to request that all communication ceases. Debt collectors must honor this request, including refraining from contacting family members.</li>
  628. <li><strong>Verification of Debt:</strong> Consumers have the right to request verification of a debt from debt collectors within 30 days of being contacted about the debt. This verification should include details about the amount owed, the creditor, and the consumer&#8217;s rights under the FDCPA.</li>
  629. </ol>
  630. <h4></h4>
  631. <h4><strong>Who is Omnipoint Management Solutions?</strong></h4>
  632. <p><strong>Omnipoint Management Solutions</strong> is a third-party debt collector located in West Seneca, New York. Omnipoint Capital DBA as Omnipoint Management Solutions.</p>
  633. <p><strong>Contact Information</strong></p>
  634. <p>Address: 2303 Union Road<br />
  635. West Seneca, NY 14224 USA</p>
  636. <p>Phone: 866-480-6142</p>
  637. <h3><strong><em>Is </em></strong><strong>Omnipoint Management Solutions </strong><strong><em>a Scam?</em></strong></h3>
  638. <p>According to the Better Business Bureau website, <em>Omnipoint Management Solutions</em> has been in business since 2017. There have been 59 customer complaints closed out in the last 3 years and 40 customer complaints closed out in the last 12 months. Read more about them and the complaints leveled against them by dissatisfied consumers here: <a href="https://www.bbb.org/us/ny/west-seneca/profile/collections-agencies/omnipoint-management-solutions-0041-235995123/details" rel="nofollow noopener" target="_blank">Omnipoint Management Solutions Better Business Bureau </a></p>
  639. <h5><strong>About Us</strong></h5>
  640. <p><a href="https://consumerlawfirmcenter.com/contact-us/">Consumer Rights Law Firm, PLLC </a>is a law firm that specializes in helping clients who are facing harassment from debt collectors. If you suspect that your debt collection rights are being trampled upon, contact our office to begin the process to stop the harassment you may currently be receiving from <em>Omnipoint Management Solutions</em>. Our office has been assisting consumers since 2010, and <a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">we have an A+ rating with the Better Business Bureau.</a></p>
  641. <p><strong>Call us at<a href="tel:(877)700-5790"> (877)700-5790</a> for immediate assistance.</strong></p>
  642. <p><em>Check out the links below for more information:</em></p>
  643. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  644. <p><a href="https://ag.ny.gov/bureau/consumer-frauds-bureau" rel="nofollow noopener" target="_blank">New York Attorney General</a></p>
  645. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Finance</a></p>
  646. <p>&nbsp;</p>
  647. ]]></content:encoded>
  648. </item>
  649. <item>
  650. <title>Qualia Collection Services Debt Collection Harassment?</title>
  651. <link>https://consumerlawfirmcenter.com/qualia-collection-services-debt-collection-harassment/</link>
  652. <comments>https://consumerlawfirmcenter.com/qualia-collection-services-debt-collection-harassment/#respond</comments>
  653. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  654. <pubDate>Fri, 12 Apr 2024 12:27:29 +0000</pubDate>
  655. <category><![CDATA[FDCPA]]></category>
  656. <guid isPermaLink="false">https://consumerlawfirmcenter.com/qualia-collection-services-debt-collection-harassment/</guid>
  657.  
  658. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 12, 2024 Qualia Collection Services Debt Collection Harassment? Qualia Collection Services Debt Collection Harassment? Is Qualia Collection Services (QCS) calling you? Stop Qualia Collection Services phone harassment. Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times [&#8230;]]]></description>
  659. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 12, 2024</h2>
  660. <h2><strong>Qualia Collection Services Debt Collection Harassment?</strong></h2>
  661. <p><em>Qualia Collection Services Debt Collection Harassment</em>? <em>Is Qualia Collection Services (QCS) calling you?</em> <em>Stop Qualia Collection Services phone harassment.</em> Do they threaten to take legal action or garnish your wages? Are they calling you at all hours or several times a day? Are they telling your family and neighbors that you owe a debt?  If so, what they are doing is illegal and needs to stop. You have the legal right to stop QCS phone harassment. If a collection agency violates the FDCPA, you may be eligible to receive up to $1000.00 in statutory damages, along with covering your attorney fees.</p>
  662. <h3><strong><em>Is Qualia Collection Services a Scam?</em></strong></h3>
  663. <p>According to the Better Business Bureau website, <em>Qualia Collection Services</em> has been in business for 3 years. There have been 59 customer complaints closed in the last 3 years and 36 customer complaints closed in the last 12 months.</p>
  664. <p><a href="https://www.bbb.org/us/ca/petaluma/profile/collections-agencies/qualia-collection-services-1116-549129" rel="nofollow noopener" target="_blank">Qualia Collection Services Better Business Bureau</a></p>
  665. <h3><strong>Who is Qualia Collection Services?</strong></h3>
  666. <p><em>Qualia Collection Services</em> is third-party debt collector located in Petaluma, California. <em>Qualia Collection Service</em> is a debt collection agency that specializes in recovering outstanding debts for a range of clients, including financial institutions, healthcare providers, telecommunications companies, and more. Established with a focus on ethical debt collection practices, <em>Qualia Collection Service</em> aims to provide effective solutions while upholding consumer rights and compliance with relevant regulations.</p>
  667. <p>Address: Po Box 4699</p>
  668. <p>Petaluma, CA 94955</p>
  669. <p>Phone: (844) 598-5454</p>
  670. <h4><strong>Some common examples of debt collection harassment include:</strong></h4>
  671. <ol>
  672. <li><strong>Repeated and Excessive Contact:</strong> Debt collectors may engage in relentless and excessive communication with consumers, including frequent phone calls, letters, emails, and text messages. This constant bombardment can be overwhelming and stressful, leading to anxiety, depression, and sleep disturbances.</li>
  673. <li><strong>Threats and Intimidation:</strong> Debt collectors may use threatening language or intimidation tactics to coerce consumers into making payments on debts, even if they cannot afford to do so. This can include threats of legal action, wage garnishment, or repossession of assets.</li>
  674. <li><strong>False or Misleading Statements:</strong> Debt collectors may make false or misleading statements to consumers in an attempt to pressure them into paying debts. This can include misrepresenting the amount owed, the consequences of non-payment, or the debt collector&#8217;s authority to take legal action.</li>
  675. <li><strong>Harassment of Third Parties:</strong> Debt collectors may contact friends, family members, neighbors, or employers of the consumer in an attempt to shame or embarrass them into paying debts. This invasion of privacy and harassment of third parties is a violation of the Fair Debt Collection Practices Act (FDCPA).</li>
  676. <li><strong>Exploitation of Vulnerability:</strong> Debt collectors may target vulnerable consumers, such as the elderly, individuals with disabilities, or those facing financial hardship, and exploit their vulnerabilities for financial gain. This can include taking advantage of cognitive impairment, language barriers, or lack of understanding of consumer rights.</li>
  677. </ol>
  678. <p>Debt collection harassment is prohibited by federal law, specifically the Fair Debt Collection Practices Act (FDCPA), which sets guidelines for acceptable debt collection practices and provides remedies for consumers who experience harassment. Consumers who believe they are being harassed by debt collectors should document the harassment, assert their rights under the FDCPA, and seek legal assistance if necessary to stop the harassment and hold the debt collectors accountable.</p>
  679. <h4><strong>Qualia Collection Services Phone Numbers</strong></h4>
  680. <p>Are you receiving any harassing phone calls from any of the following numbers?</p>
  681. <p>888-604-0690, 855-610-6131, 707-795-7112, 707-238-5176, 844-598-5454, (888) 604-0690, (855) 610-6131, (707) 795-7112, (707) 238-5176, (844)598-5454, 8886040690, 8556106131, 7077957112, 7072385176, 8445985454</p>
  682. <p>If the answer is yes, then you are receiving calls from a known QCS number. You may be a victim of QCS phone harassment.  The list above is not all the numbers that QCS uses. The calls can be from a different number, and it still be Qualia Collection Services calling you.  Contact our office right away so we can start the process to stop QCS from calling you illegally. Above all, no one should live with harassment!</p>
  683. <h5><strong>Common Questions</strong></h5>
  684. <p><em>Is QCS a scam? </em>No, Qualia Collection Services has been in business for 3 years.</p>
  685. <p><em>Can Qualia Collection Services garnish my wages?</em> Yes, QCS can garnish your wages on a Federal Student loan or if they obtain a judgment from the courts.</p>
  686. <p><em>Can QCS sue me? </em>Yes, QCS can sue you so long as the debt is within the statute of limitations.</p>
  687. <p><em>Can QCS report my debt to the collection&#8217;s bureaus?</em>  Yes, Debt collectors are allowed to place the collection account on your credit report.</p>
  688. <p><em>Can QCS arrest me? </em>Debt collectors don’t have the authority to have you arrested for a debt. However, if you violate a court order, e.g. an order to appear in court, the judge can issue a warrant for your arrest. Depending on the laws in your state, you may be arrested for certain debts like unpaid child support or traffic tickets.</p>
  689. <p><strong>The following is a sample list of complaints filed against Qualia Collection Services in the past year and can be found on Pacer.org.</strong></p>
  690. <p>8:19-cv-01185-JFW-KES Eric Rush v. Qualia Collection Services</p>
  691. <p>1:17-cv-00191-JTN-ESC Premil v. Qualia Collection Services</p>
  692. <p>6:17-cv-00278-RP-JCM Sabillon v. Qualia Collection Services</p>
  693. <h6><strong>About Us</strong></h6>
  694. <p><a href="https://consumerlawfirmcenter.com/">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors in any form, including telephone communication. Rather than suffer alone, contact our office to begin the process to stop the <em>Qualia Collection Services</em> harassment. Our office has been assisting consumers since 2010. We have an A+ rating with the Better Business Bureau.</p>
  695. <p><a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">Consumer Rights Law Firm Better Business Bureau</a></p>
  696. <p>If you are interested in learning more about how to safeguard yourself and prevent harassment from <em>Qualia Collection Services</em> call us at <a href="https://consumerlawfirmcenter.com/contact-us/">(877)700-5790</a> for immediate assistance or visit our website at <a href="https://consumerlawfirmcenter.com/">We Stop Debt Collection &amp; Phone Harassment &#8211; Call Now at 877-700-5790 (consumerlawfirmcenter.com)</a></p>
  697. <h6><strong>Success Stories</strong></h6>
  698. <p>&#8220;I would highly recommend the Consumer Rights Law Firm to anybody that has been harassed! They were very professional and straightforward about my rights&#8221;.</p>
  699. <p>&#8220;I had the pleasure of dealing with Consumer Rights Law Firm PLLC on 2 different occasions the staff were very courteous and helpful, and they were familiar with the Collection Agency&#8217;s in question and the harassment calls stop, I was even compensated. I would recommend this company to anyone going thru this type of harassment a very satisfied customer&#8221;.</p>
  700. <p>&#8220;Because of a lie from a third-party debt collector that threatened me financially I nearly made the mistake of paying the debt collector money I couldn&#8217;t afford. The people here were friendly, knowledgeable and settled my case quickly. THANK YOU SO MUCH!!&#8221;</p>
  701. <p>Check out the links below for more information:</p>
  702. <p><a href="https://consumer.ftc.gov/articles/debt-collection-faqs" rel="nofollow noopener" target="_blank">https://consumer.ftc.gov/articles/debt-collection-faqs</a></p>
  703. <p><a href="https://oag.ca.gov/consumers" rel="nofollow noopener" target="_blank">California Attorney General</a></p>
  704. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Finance</a></p>
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  724. </item>
  725. <item>
  726. <title>Debt Recovery Solutions Harassment?</title>
  727. <link>https://consumerlawfirmcenter.com/debt-recovery-solutions-debt-collection-harassment/</link>
  728. <comments>https://consumerlawfirmcenter.com/debt-recovery-solutions-debt-collection-harassment/#respond</comments>
  729. <dc:creator><![CDATA[Derek DePetrillo]]></dc:creator>
  730. <pubDate>Thu, 11 Apr 2024 18:29:06 +0000</pubDate>
  731. <category><![CDATA[FDCPA]]></category>
  732. <guid isPermaLink="false">https://consumerlawfirmcenter.com/debt-recovery-solutions-debt-collection-harassment/</guid>
  733.  
  734. <description><![CDATA[Updated by Attorney Derek DePetrillo on April 11, 2024 Debt Recovery Solutions Harassment? Debt Recovery Solutions Harassment? Dealing with debt collectors like Debt Recovery Solutions can be a tricky experience. It involves a lot of wise and careful communication to avoid making financial mistakes. Debt collectors, in a bid to recover debts, may employ all [&#8230;]]]></description>
  735. <content:encoded><![CDATA[<h2>Updated by Attorney Derek DePetrillo on April 11, 2024</h2>
  736. <h2><strong>Debt Recovery Solutions Harassment?</strong></h2>
  737. <p><em>Debt Recovery Solutions Harassment?</em> Dealing with debt collectors like <em>Debt Recovery Solutions</em> can be a tricky experience. It involves a lot of wise and careful communication to avoid making financial mistakes. Debt collectors, in a bid to recover debts, may employ all the tricks in the book of unethical debt collection practices. The law allows them to contact you about your debts, but the law forbids them from harassing you in the process.</p>
  738. <p>According to the Fair Debt Collection Practices Act, debt collectors should only employ fair, honest, and respectful methods in debt collection. They should also not be caught engaging in harmful practices such as making threats to their consumers, using obscene words in communicating with them, calling them many times a day, calling them foul and unpleasant names, and calling them at odd hours. These are only a few of the many things that a debt collection agency is not allowed to engage in. To get a more comprehensive knowledge of what your FDCPA rights are and how they protect you from debt collection harassment, read more <a href="https://telephoneharassment.com/fdcpa-violations/" rel="nofollow noopener" target="_blank">here</a>.</p>
  739. <p>It is important to be aware of your rights under the FDCPA so as to know how to conduct yourself properly when a debt collector calls. If <em>Debt Recovery Solutions </em>is found guilty of violating your FDCPA rights in any way, you may be awarded up to $1000 per violation claim and the defending agency will pa. Do not hesitate to give us a call now on<a href="tel:877-700-5790"> 877-700-5790</a> if you believe that your rights have been violated in any way.</p>
  740. <h3><strong>Practices to avoid when in communication with <em>Debt Recovery Solutions</em></strong></h3>
  741. <p>Getting a call from a debt collector may catch you off guard and make you do or say the wrong things. Here are a few tips to remind you of what you shouldn&#8217;t say or do when you are in communications with a debt collection agency to avoid putting yourself into a sticky situation.</p>
  742. <ul>
  743. <li><strong>Admit that you owe a debt for which you have not received written validation:</strong> When you&#8217;re called by a debt collector, do not make statements that connote that you are accepting the debt as yours. This is not advisable because the statute of limitations on the debt may have expired and making such a statement could legally commit you to repay back the debt. Also, by saying anything related to that, you may be reviving an old debt that has reached the statute of limitations.</li>
  744. <li><strong> Give out your personal financial information:</strong> The anxiety and fear that grips many consumers, when they get a call from a debt collector, may make them spill out information that may have serious negative implications in the future. When you receive a debt collector&#8217;s call, be calm enough to know better than giving out your personal financial information like the value of the property you own, your social security number, and your personal account number. A debt collector does not need this information to process your debts, and if they tell you that they do, you may be dealing with a scammer posing as a debt collection representative from <em>Debt Recovery Solutions. </em></li>
  745. <li><strong>Lose your temper:</strong> You should keep your emotions under control when communicating with a debt collector. Many debt collectors say and do things that will annoy you on purpose, just to elicit an emotional response from you and get you to agree to what they want you to. Do not fall into that trap.</li>
  746. </ul>
  747. <h4><strong>Who is <em>Debt Recovery Solutions</em>?</strong></h4>
  748. <p><em>Debt Recovery Solutions</em> is a third-party debt collector located in Syosset, New York.</p>
  749. <p><strong>Contact Information</strong></p>
  750. <p>Address: 6800 Jericho Turnpike<br />
  751. Suite 113E<br />
  752. Syosset, NY 11791-4401<br />
  753. Phone: (516) 229-4803<br />
  754. Fax: (516) 228-7180</p>
  755. <h4><strong>Is Debt Recovery Solutions a scam?</strong></h4>
  756. <p>According to the Better Business Bureau website, <em>Debt Recovery Solutions</em> has been in business since 2002. Ever since they have been in business, there have been 179 customer complaints filed against them by dissatisfied consumers. Read more about it here: <a href="https://www.bbb.org/us/ny/syosset/profile/collections-agencies/debt-recovery-solutions-llc-0121-72600" rel="nofollow noopener" target="_blank">Debt Recovery Solutions Better Business Bureau</a></p>
  757. <p>There has been a surge in the number of debt collection scams over the last few years. This makes it doubly important to verify that the number contacting you claiming to be a representative of <em>Debt Recovery Solutions</em> is indeed who they say they are, and not just an unethical scammer trying to extort money from you.</p>
  758. <p>&nbsp;</p>
  759. <h4><strong>Debt Recovery Solutions Phone Numbers             </strong></h4>
  760. <p>Are you receiving any harassing phone calls from any of these numbers?</p>
  761. <p>800-851-9592, 800-851-9631, 866-642-0302, 516-762-1814, (800) 851-9631</p>
  762. <p>If so, you may be a victim of Debt Recovery Solutions&#8217; debt collection harassment. Call us now on<a href="tel:877-700-5790"> 877-700-5790</a> to determine if you have a viable case.</p>
  763. <h5><strong>Common Questions we get asked about <em>Debt Recovery Solutions:</em></strong></h5>
  764. <p><em>Q: What if I’m receiving harassing text messages from Debt Recovery Solutions?</em></p>
  765. <p>A: Aggressive or threatening text messages are also considered a form of harassment. Save evidence of any harassing text messages that you have received, as your lawyer may need them as evidence in court, should you decide to sue the collection agency.</p>
  766. <p><em>Q: What are my rights regarding debts and debt collection practices?</em></p>
  767. <p>A: Your consumer rights are protected under Acts such as the <a href="https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/fair-debt-collection-practices-act-text" rel="nofollow noopener" target="_blank">FDCPA</a> and <a href="https://www.fcc.gov/general/telemarketing-and-robocalls" rel="nofollow noopener" target="_blank">TCPA</a>. A debt collection organization is not permitted to:</p>
  768. <ul>
  769. <li>Make anonymous calls to you</li>
  770. <li>Call you at odd hours of the day</li>
  771. <li>Misinterpret the figure of your debt or interest</li>
  772. <li>Call you repeatedly, especially after you have asked them to stop.</li>
  773. <li>Threaten you with violence or jail time</li>
  774. <li>Inform a third party about your debt</li>
  775. </ul>
  776. <p><em>Q: I am getting sued by Debt Recovery Solutions, do I need to hire a lawyer?</em></p>
  777. <p>A: it is never advisable to represent yourself in your court case against a collection agency. There are many complications and technicalities in the debt collection world that you may be unfamiliar with. To avoid making an error that would cost you a lot in the future, it is best to seek the help of qualified legal representation, Call us now on<a href="tel:877-700-5790"> 877-700-5790</a>.</p>
  778. <h6><strong>ABOUT CONSUMER RIGHTS LAW FIRM, PLLC</strong></h6>
  779. <p><a href="https://consumerlawfirmcenter.com">Consumer Rights Law Firm, PLLC</a> is a law firm that specializes in helping clients who are facing harassment from debt collectors. Contact a legal professional to stop Debt Recovery Solutions&#8217; debt collection harassment. Our office has been assisting consumers since 2010, and <a href="https://www.bbb.org/us/ma/north-andover/profile/lawyers/consumer-rights-law-firm-0021-124253" rel="nofollow noopener" target="_blank">we have an A+ rating with the Better Business Bureau.</a></p>
  780. <p>Call us at <a href="https://consumerlawfirmcenter.com/contact-us/">(877)700-5790</a> for immediate assistance.</p>
  781. <p><em>Check out the links below for more information:</em></p>
  782. <p><a href="https://consumerlawfirmcenter.com/sitemap.xml">https://consumerlawfirmcenter.com/sitemap.xml</a></p>
  783. <p><a href="https://ag.ny.gov/" rel="nofollow noopener" target="_blank">New York Attorney General </a></p>
  784. <p><a href="https://www.consumerfinance.gov/" rel="nofollow noopener" target="_blank">Consumer Financial Protection Bureau</a></p>
  785. <p>&nbsp;</p>
  786. <p><a href="https://consumerlawfirmcenter.com/paragon-revenue-group-debt-collection-harassment/">https://consumerlawfirmcenter.com/paragon-revenue-group-debt-collection-harassment/</a></p>
  787. <p><a href="https://consumerlawfirmcenter.com/guardian-recovery-solutions-debt-collection-harassment/">https://consumerlawfirmcenter.com/guardian-recovery-solutions-debt-collection-harassment/</a></p>
  788. <p><a href="https://consumerlawfirmcenter.com/united-recovery-solutions-debt-collection-harassment/">https://consumerlawfirmcenter.com/united-recovery-solutions-debt-collection-harassment/</a></p>
  789. ]]></content:encoded>
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