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<content:encoded><![CDATA[<p> Digital marketing is one of the most rap ...
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>cupakoshu.info</title> <atom:link href="http://cupakoshu.info/?feed=rss2" rel="self" type="application/rss+xml" /> <link>http://cupakoshu.info</link> <description></description> <lastBuildDate>Wed, 18 Oct 2023 17:19:44 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>No Faxing Cheap Payday Loan – A Stress-Free Borrowing Option</title> <link>http://cupakoshu.info/?p=63</link> <comments>http://cupakoshu.info/?p=63#comments</comments> <pubDate>Tue, 18 Jul 2023 02:38:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=63</guid> <description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any … <a href="http://cupakoshu.info/?p=63">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=63</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Factors to Consider When Planning Your Digital Marketing Strategy</title> <link>http://cupakoshu.info/?p=61</link> <comments>http://cupakoshu.info/?p=61#comments</comments> <pubDate>Sun, 09 Jul 2023 23:43:24 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=61</guid> <description><![CDATA[Digital marketing is one of the most rapidly rising areas of advertising today. But, in order to keep pace with its massive impact on consumers’ media practices, entrepreneurs must do more than spread their offline promotions into the digital marketing … <a href="http://cupakoshu.info/?p=61">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Digital marketing is one of the most rapidly rising areas of advertising today. But, in order to keep pace with its massive impact on consumers’ media practices, entrepreneurs must do more than spread their offline promotions into the digital marketing zone.Digital marketing is presenting new terms of engagement between customers and brands; it is also reshaping media application across old and new avenues. Research has shown that the most influential and valuable consumers continue to engage with digital media even when they are watching television. In order be truly successful, a product’s marketing strategy has to incorporate with digital marketing from the start.This type of strategy is basically the advertising of brands through the use of all types of digital promotion methods in order to reach the target audience. It now includes television, internet, mobile media, radio, social media marketing, and any other forms of digital media.Here are several factors to consider when planning an effective digital marketing strategy:1. Target Audience. Before utilizing this type of in drawing customers and increase your sales, you have to determine first how your customers employ digital marketing to gather information about services, products, or any topics associated with your business.2. Experience. Before you go full force into marketing, it’s essential that you know your options, how to carry out fresh ideas, and how to measure their success. If you don’t have experience, consider hiring a specialist who specializes in this services.3. Budget. Cost is a factor in any type of promotion. Inexpensive alternatives include crafting your social media presence through blogging or producing marketing videos using your computer and camera. Alternatives like creating micro-sites or pay-per-click ad campaigns usually call for a bigger marketing budget.4. Time. Planning and implementing strategies, it requires time because marketing strategies need constant monitoring in order to measure properly what’s functioning and what needs to be changed.The fact is that you need to create a good and effective strategy in order to have a successful online presence and to build up a shared relationship with your consumers, partners, and other communities. Planning such strategies requires marketing and management techniques to integrate product innovation strategy, efficient business interaction,and well-versed marketing goals.Consistency plays a very significant role in any field of life as well as in digital marketing. Most business owners start out successful in the beginning but eventually get tired as time passes. 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href="http://vvhatto.info/">vvhatto.info</a></p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=61</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Start An Online Business and Some Online Business Ideas</title> <link>http://cupakoshu.info/?p=59</link> <comments>http://cupakoshu.info/?p=59#comments</comments> <pubDate>Fri, 12 May 2023 22:36:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[best business ideas]]></category> <category><![CDATA[best online business]]></category> <category><![CDATA[best online business ideas]]></category> <category><![CDATA[best online business to start]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=59</guid> <description><![CDATA[With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right … <a href="http://cupakoshu.info/?p=59">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right information that will teach you how to start an online business. Also I am going to leave you with some online business ideas as well as tell you things that you should avoid.The internet is growing at a phenomenal rate every single day. There are over 700,000,000 people that have access to the internet daily. So with all the online businesses in existence we have only just scratched the surface of this incredibly fast growing behemoth. There will always be plenty of room for anyone that wants to learn how to start an online business. I hope this article helps inspire you to come up with some online business ideas of your own.I have been on the internet marketing for approximately 2 years now and I am here to tell you that it gets more exciting every single day. I can hardly contain myself when I think about all that is going on with the internet and the changing economy. I know people become apprehensive and afraid when they think about the state of the future economy however I cannot help but be ecstatic. The reason for this overwhelming feeling of euphoria that I experience daily is not only a positive attitude which helps by the way, but the knowledge that the economy has always gone up and down usually in 7 year cycles give or take a few years. Also is my belief that where we are going is exciting and filled with unparalleled opportunity. Let me explain.What we are going through I believe is what is called a paradigm shift. The world we live in has been and continues to become an information based society. The way we communicate is almost instantaneous in most cases due to technology and the internet. We can talk to people anywhere in the world in mere seconds with our computers and an internet connection.That is the beauty in learning how to start an online business. Here are some of the benefits.<br />Unlimited Income Potential<br />Absentee Ownership<br />Freedom To Live Anywhere And Anyway You Want To (provided you have internet access)<br />Inexpensive Start Up Costs<br />Some Of The Best FREE Training Available If You Know Where To Look<br />You Control Your Time And Income<br />Easily Work From Home<br />Unlimited Supply Of Prospects<br />These are just a few of the benefits. There are many more of course as you will find out for yourself if you decide to head out on your own internet adventure. The possibilities are unlimited. You never know from day to day who you are going to meet. The world you experience on the internet is so much bigger than the world we go out into as a general rule. You can go anywhere in the world you choose in a moments notice. You will meet people all across this huge planet of ours. Below are some online business ideas designed to get you thinking about what you want to do and maybe come up with some ideas of your own.Choose Your NicheThe first thing you need to do in your endeavor to learn how to start an online business is decide what your niche is going to be. There are 1,000′s of things you could possibly do online. Affiliate marketing, network marketing or MLM (multilevel Marketing), eBay, ClickBank. ClickBank deals in all digital products such as e-books etc. You can sign up for an account and become an affiliate of the different products they promote. You could also create your own product. My personal niche is network marketing because I like the walk away income potential. The hottest things that sell on the internet are software and e-books.Find The Proper Training And SupportThe next thing you will need to do is find the right place to put your trust in for the correct training and support to help you learn how to start an online business. You can Google online marketing training. Just be very careful because I know this is hard to believe but there are those who just want to make money off you and do not care about your success. However there are many good marketers. Here are some things to watch out for<br />Wild crazy income claims: Make $12,248.56 in3 days etc.<br />No real product behind the promotion. Get details of the product and how it will be used<br />No congruent message. They use gimmicks to get you to click on their ad and when you get there what they are selling you is something totally different than what they lead you to believe.<br />No good iron clad guarantee. I know this is questionable however anyone serious business person should be willing to stand behind what they are selling 100%.<br />No testimonials. This too is something to watch for because there are those who get paid to give testimonials<br />The main thing to remember is that you have to do your due diligence to find that one individual that you feel comfortable with to train you. Go to a lot of sites and you will eventually see the ones that are good over and over again. See if their testimonials are verifiable. When you decide on one then stick with that one until you learn what you need to before going on to another otherwise you will end up with tons of e-books and courses that you download and none are used and you are even more confused than when you first started out. Keep everything you download saved to a file with that programs or the trainers name.Another Thing To Remember is do not opt in to every offer you see that promises you to make a fortune online especially in an incredibly short period of time, not that that can’t happen but that it is unlikely. Any business takes time, work and some investment. The internet is no different however you can start a business easier online than offline with a very small investment if you get the right training from the correct source and the rewards of owning an internet business as opposed to an offline business are phenomenal. You can start an online business and succeed. Like any other business it is a skill that can be learned. Realize that it will require some investment just like any other business also.Do not make an investment in hosting for your website, when you are ready, or any other tool in learning how to start an online business that you are not sure you can keep. Once you start don’t give up and just keep at it and I promise you will make money if you do what they tell you to do, but don’t start opening 100′s of e-mails from tons of offers you have opted into and get discouraged and not do what they ask you to do and then blame the teacher. Follow a system and you will be successful. Also support from your spouse is essential if you want to be successful in your efforts to learn how to start an online business.I will have more articles that will further expound on what I have already written with more ideas and do’s and don’t's in your endeavor to start an online business.With the state of the economy and thousands of people around the globe losing their jobs every day alternative sources of income are becoming more and more popular. The purpose of this article is to direct you to the right information that will teach you how to start an online business. Also I am going to leave you with some online business ideas as well as tell you things that you should avoid.The internet is growing at a phenomenal rate every single day. There are over 700,000,000 people that have access to the internet daily. So with all the online businesses in existence we have only just scratched the surface of this incredibly fast growing behemoth. There will always be plenty of room for anyone that wants to learn how to start an online business. I hope this article helps inspire you to come up with some online business ideas of your own.I have been on the internet marketing for approximately 2 years now and I am here to tell you that it gets more exciting every single day. I can hardly contain myself when I think about all that is going on with the internet and the changing economy. I know people become apprehensive and afraid when they think about the state of the future economy however I cannot help but be ecstatic. The reason for this overwhelming feeling of euphoria that I experience daily is not only a positive attitude which helps by the way, but the knowledge that the economy has always gone up and down usually in 7 year cycles give or take a few years. Also is my belief that where we are going is exciting and filled with unparalleled opportunity. Let me explain.What we are going through I believe is what is called a paradigm shift. Go to http://www.taketheleap.com/define.html for a fantastic explanation of a paradigm shift. The world we live in has been and continues to become an information based society. The way we communicate is almost instantaneous in most cases due to technology and the internet. We can talk to people anywhere in the world in mere seconds with our computers and an internet connection.That is the beauty in learning how to start an online business. Here are some of the benefits.<br />Unlimited Income Potential<br />Absentee Ownership<br />Freedom To Live Anywhere And Anyway You Want To (provided you have internet access)<br />Inexpensive Start Up Costs<br />Some Of The Best FREE Training Available If You Know Where To Look<br />You Control Your Time And Income<br />Easily Work From Home<br />Unlimited Supply Of Prospects<br />These are just a few of the benefits. There are many more of course as you will find out for yourself if you decide to head out on your own internet adventure. The possibilities are unlimited. You never know from day to day who you are going to meet. The world you experience on the internet is so much bigger than the world we go out into as a general rule. You can go anywhere in the world you choose in a moments notice. You will meet people all across this huge planet of ours. Below are some online business ideas designed to get you thinking about what you want to do and maybe come up with some ideas of your own.I will have more articles that will further expound on what I have already written with more ideas and do’s and don’t's in your endeavor to start an online business. </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=59</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>http://cupakoshu.info/?p=56</link> <comments>http://cupakoshu.info/?p=56#comments</comments> <pubDate>Thu, 11 May 2023 18:18:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[personal finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=56</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=56</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>http://cupakoshu.info/?p=54</link> <comments>http://cupakoshu.info/?p=54#comments</comments> <pubDate>Fri, 07 Apr 2023 21:48:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Home Improvement]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=54</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=54</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Short Historical View of Asian Martial Arts</title> <link>http://cupakoshu.info/?p=52</link> <comments>http://cupakoshu.info/?p=52#comments</comments> <pubDate>Wed, 05 Apr 2023 09:18:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=52</guid> <description><![CDATA[“The Ultimate aim of Karate lies not in victory or defeat, but in the perfection of the character of the participant.” Gichin Funakoshi (1868-1957)Asian Martial Arts are practiced for many reasons, including self-defense, sport, and as a mind-body exercise. If … <a href="http://cupakoshu.info/?p=52">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> “The Ultimate aim of Karate lies not in victory or defeat, but in the perfection of the character of the participant.” Gichin Funakoshi (1868-1957)Asian Martial Arts are practiced for many reasons, including self-defense, sport, and as a mind-body exercise. If practiced properly, the martial arts are an excellent exercise, as well as artistic expression. Some students enjoy severe training as a type of ascetic discipline, sublimation, and other train for just pure excitement. However, some arts have a greater risk of injury and would not be considered suitable as a health promotion exercise.Most countries practice martial arts, either indigenous or borrowed. Most of the popular Asian martial arts that are practiced in the West can be traced to originally to Japan, Korea, China, and India. The martial arts have evolved into the variations commonly seen today across the USA and Canada, in mini-malls and schools. Traditional arts, if practiced correctly and regularly, will improve the fitness of the exerciser. There are some arts that are purely for sport or self defense and may not be suitable for health promotion.Arts of India and China<br />India has a long history of martial arts. Indian epic religious texts such as the Mahabarata discuss martial skill. Stick fighting and hand-to-hand combat–e.g., Kalarippayat and wrestling–are true Indian arts. Some martial artists believe that the arts of India were transported to China. Indian medicine and training methods also were taken to Sri Lanka, Burma and Thailand. Then they were combined with indigenous martial arts and medicine. There are also Greek and Persian technological, religious, medical, and philosophical influences on Chinese and Indian culture, and vice versa. For example, in 688 BCE the martial art of pankration was practiced in Greece.Martial arts were practiced in pre-Buddhist India. Today there are hundreds of styles of martial arts practiced in China differing by region and clan. It is a popular myth that kung-fu exercises were brought by the Buddhist Monk Bodhidharma (Chinese: Tamo or Damo, Japanese: Dharuma) from India to the already existing Shaolin (Small Forest) Monastery in China. The first Buddhist temple in China was actually the White Horse Temple (68 AD). The arts were practiced in China hundreds of years prior to Bodhidharma’s arrival.”Bodhi” means awakened or enlightened. Bodhi also refers to the Bo Tree, a Banyan tree called the Sacred Fig (Ficus religiosa) that the Buddha was said to meditate under the bodhi tree and achieve enlightenment. The monks at that temple practiced what is called Ch’an Buddhism. In Ch’an Buddhism, the focus was on meditation and direct experience of cosmic consciousness. Ch’an became what we know as Zen in Japan. The monks were said to be in poor health and weak when Bodhidharma arrived, so he taught them exercises to improve their health and fitness. There is a great deal of controversy over what these exercises were, and there is no clear history as to when they were brought to the monastery, but most likely they were similar to physical yoga methods. There are hundreds of variations and, though usually practiced within the martial arts, they are also excellent as exercise methods.The martial arts developed within the Shaolin monastery are called Shaolin ch’üan. Ch’üan (Quan) means fist–punching, or boxing in Chinese–and was the forerunner to the modern “hard style” kung-fu known as Wei Chia Ch’üan (Weijiaquan)–the”External Family Arts”. They are called “external” or “outside” arts because they came from India. The temple was disbanded and monks were purged several times during Chinese history; the last time was during the communist “Cultural Revolution” from 1966 to 1976. There are other “hard” styles, which are regional and classified by the area name. Regional versions include O’mei (Emei, Ermei), T’ai Shan, and Wu Tang (Wudang) styles. There are modern forms and traditional forms from each region.The “Internal Family Arts,” Nei Chia Ch’üan (Neijiaquan) are commonly thought to be based on Chinese philosophy, in contrast to the “Outside” Buddhist based art of Shaolin. The arts of t’ai-chi ch’üan, pa-kua chang, and hsing-i ch’üan were classified as Nei Chia Ch’üan, “Internal Family Arts,” in 1894 by an association of several famous masters. In 1928, the three arts were called Wu Tang ch’üan (Wudang quan) by the Central Martial Arts Academy in Nanking. Wu Tang was the Taoist area and these arts came to be associated with Taoist philosophy. Wu Tang region has its own versions of martial arts that may have had no direct connection to the Nei Chia group. They were called Internal Arts or Wu Tang arts to contrast them with the Shaolin arts, due to philosophical and training differences. T’ai-chi ch’üan (taijiquan) is the most popular of the Chinese Internal Arts for health promotion.Reference: Asian Mind-Body Techniques Revealed by Harvey Kurland, </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=52</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Plans For California Health Insurance Exchange Take Shape</title> <link>http://cupakoshu.info/?p=50</link> <comments>http://cupakoshu.info/?p=50#comments</comments> <pubDate>Tue, 04 Apr 2023 23:07:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Acne]]></category> <category><![CDATA[Anti Aging]]></category> <category><![CDATA[Beauty]]></category> <category><![CDATA[Cosmetic Surgery]]></category> <category><![CDATA[Diabetes]]></category> <category><![CDATA[Drug Abuse]]></category> <category><![CDATA[Health and Fitness]]></category> <category><![CDATA[Massage]]></category> <category><![CDATA[Meditation]]></category> <category><![CDATA[Nutrition]]></category> <category><![CDATA[Personal Training]]></category> <category><![CDATA[Popular Diets]]></category> <category><![CDATA[Skin Care]]></category> <category><![CDATA[Spa and Wellness]]></category> <category><![CDATA[Speech Pathology]]></category> <category><![CDATA[Weight Loss]]></category> <category><![CDATA[Yoga]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=50</guid> <description><![CDATA[California officials are working to make health insurance for California more affordable and value-based with plans for an Internet-based exchange. The plan is expected to not only help individual consumers, but to also help business owners struggling with escalating California … <a href="http://cupakoshu.info/?p=50">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> California officials are working to make health insurance for California more affordable and value-based with plans for an Internet-based exchange. The plan is expected to not only help individual consumers, but to also help business owners struggling with escalating California health insurance rates.In California, health insurance premium increases have outpaced the rate of inflation by more than four fold. While the state’s overall inflation rate has increased 23.1 percent since 2002, California health insurance premiums increased by 117.5 percent.In the legislature, attempts to bring rate increases under regulatory control were defeated by insurance companies in 2008, 2009 and 2010. Determined to gain authority similar to that already in existence in some other states where regulators can prevent unwarranted rate hikes, California legislators have proposed a like-minded bill in the current session.California Health Insurance Exchange Is Based On Working ModelIn Southern California, the country’s oldest and most successful California health insurance exchange already serves more than 150,000 members and almost 12,000 employers. CaliforniaChoice has been in operation for 15 years and provides a successful working model for the future exchange.Growing out of the Affordable Care Act that became law in 2010, the new California health insurance exchange is meant to give consumers greater choice in health plans. Something similar to an Internet-based shopping mall is being designed to expand access for individuals and employers to see how health plans stack up to each other in side-by-side comparisons.Health Insurance For California Will Provide A Standard Set Of BenefitsTo protect consumers from the “small print” that can conceal exclusions and limits to significantly reduce coverage consumers may think they are buying, the California health insurance exchange will have a standard set of benefits. Health care services will cover specific benefits while offering different levels of cost sharing, such as co-pays and co-insurance.The Affordable Care Act not only has provisions to make health coverage more transparent, but it also includes government subsidies to share access to health care with U.S. citizens who can’t afford the cost of California health insurance premiums. Financial help will be based on family size and income.The new exchange may for the first time give individuals and employers the chance to enjoy health plan that is similar to what members of Congress have. Employers who still offer health plan benefits will need to change how they provide coverage to transition into using the new exchange. Employers can provide employees with voucher-like premium contributions. Employees can use these to select a health plan from several plan options at different benefit levels and prices through the exchange.With greater clarity and standardization among health care plans offered through the state exchange, comparing California health plan quotes will be easier and give consumers a more realistic idea of what they are actually purchasing. They’ll also enjoy an increased sense of oversight.Perhaps the days of bogus health plans being freely sold will come to end in the near future. As we’ve recently seen, regulation has not protected consumers who faithfully paid insurance premiums only to discover their medical bills were never paid because an insurance company was allowed to take their money without maintaining the funds to pay for claims.While still a work-in-progress, the California health plan exchange may be a first step toward making access to health care more of a fair business exchange and less of a gamble. Extending health care services to more citizens has benefits that go far beyond benefits for individuals, families and small business owners. Withholding care until emergency services are required has a much higher cost for society than offering preventive care. In terms of both financial and moral costs, the new state exchange shows great promise. </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=50</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Best iPhone Apps For Choosing a Restaurant</title> <link>http://cupakoshu.info/?p=47</link> <comments>http://cupakoshu.info/?p=47#comments</comments> <pubDate>Tue, 04 Apr 2023 19:30:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[yelp restaurants]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=47</guid> <description><![CDATA[A long time ago, before there were iPhones, if you and your friends wanted to go out to eat, there was a whole ritual involved. You’d call each other on your “dumb” phones, have a whole conversation on who’s hungry … <a href="http://cupakoshu.info/?p=47">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> A long time ago, before there were iPhones, if you and your friends wanted to go out to eat, there was a whole ritual involved. You’d call each other on your “dumb” phones, have a whole conversation on who’s hungry for what, then call each other back with restaurant suggestions. Then you’d all call each other some more with competing suggestions based on price, proximity, etc. Eventually everybody would converge on the joint, flip-phones still in hand, and realize you were there.Now, “there’s an app for that.” You seek out locations, price ranges, cuisines, and even good nutritional choices using your iPhone, and get down to chowing down in record time.So what’s the best app for finding a place? It depends what features you want. Here’s a quick menu:Restaurant Finder (Free) – Perfect for travelers, Restaurant Finder lets you enter the cuisine you want and the city/zip code or location, and returns the nearest restaurants that have what you’re hungry for, displaying address, telephone number, and URL, if available. It also gives you a handy weather forecast, so you know when “closer is better.”Find a Restaurant (.99) – This handy app goes Restaurant Finder one better; it tells you your current location using GPS. Search by cuisine, and it gives you nearby restaurants complete with phone number, GPS map location, driving directions, and one-touch website visit (But no weather). Also includes Tip Calculator (yes, it splits the check if you want. Cheapskate.)Urbanspoon (Free) – This is the app from the Apple commercials with the “slot machine” randomizing feature to add a little fun to your search. Of course, you can also filter choices by cuisine, price, or location. Urbanspoon also includes access to ratings and reviews and a “friends” feature to add a touch of social networking…but it’s no Yelp.Yelp (Free) – Yelp isn’t hopping on the social networking bandwagon; it’s the real deal. That’s because Yelp is a website first and an app second (which is both good and bad–but more on that in a moment). With Yelp you search for a restaurant, bar, club, or any business in similar ways to other restaurant-finding apps, or just enter the name of a food (e.g., “Peking Duck”) and Yelp finds a place for you. You can post notes and reviews (although you have to go to the Yelp site to post–hence the “good and bad” comment above.) The “Check-in” feature lets you and your friends track each others’ whereabouts. Fear not: Check-in is voluntary, so if the stalker ex is back, you’re safe. Check into the same place often enough, and Yelp decides you’re a regular. Some user complaints of outdated/inaccurate information; not bad at finding the eats, great at keeping the party rolling.Where to eat (2.99) – Another GPS-enabled food finder. But WTE has a couple of features that just make sense. Searching is by cuisine or particular food type, and there are separate categories for bars, take-out, and delivery. Emphasizes intuitive experience; typing is optional. Shake-to-Suggest shuffle works on the same principle as Urbanspoon’s “slot machine”.What if your interest runs to depth rather than breadth? Check out Sushipedia (free) for scads of sushi knowledge, and of course, a database of places to buy it. And if you’re watching your weight, click on Lose It or Nutrition Menu once you get to a place for calorie counts and more. Thankfully, neither tells your friends you’re dieting. </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=47</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Start A Home Based Business (With Pocket Change) And Make Money Fast</title> <link>http://cupakoshu.info/?p=44</link> <comments>http://cupakoshu.info/?p=44#comments</comments> <pubDate>Mon, 27 Mar 2023 05:46:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Based Business]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=44</guid> <description><![CDATA[Start A Home Business And Get In The Black The Next DayThis is that wonderful time of year when the frost starts to thaw, flowers begin to bloom and everyone is either doing their taxes, finishing them,or fretting about said … <a href="http://cupakoshu.info/?p=44">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Start A Home Business And Get In The Black The Next DayThis is that wonderful time of year when the frost starts to thaw, flowers begin to bloom and everyone is either doing their taxes, finishing them,or fretting about said taxes. And possibly contemplating a revolution.It’s no secret that in today’s economy, countless numbers of people are tying t find ways to make more money and quickly. The best way to make money fast is by starting a home based business; therefore it might come as a shock to some when I say it is possible to profit immediately when you start a home based business simply by applying some techniques to shield more of your hard-earned income from taxes instead keep it in your pockets.However, I was taken aback at how many people who start a home based business don’t take full advantage of the assets that this sort of opportunity presents. In fact, the minute you start a home based business opportunity, you become privy to a number of benefits you didn’t have available before. Even if you’re not making any money in your business, if you apply proper techniques available to a business owner, you will be saving money you otherwise would parted with to Uncle Sam. ( Or whatever uncle is in charge of your respective government. )But maybe not as manyNow when you elect to start a home based business there are of course some elements you need to examine first:<br />The type of business: is it something you can succeed in, and believe you can enjoy?<br />What kinds of new skills will you need to develop for this business, and will you have either someone or a quality system to help you develop those skills necessary to thrive?<br />What is the leadership like of the home based business opportunity you decide to join? What is their reputation?<br />Research the history of the company and whether other people are finding success with whatever system or endeavor you decide to explore. There are an incredible number of “programs” on the internet that promise one they can work 15 minutes a day and bank huge amounts for doing nothing. Be careful when you come across these types of opportunities because the majority are affiliate products designed to make money for the person marketing the program, not necessarily for the buyer. Some of them may work, when it comes time for you to start a home based business you just need to do your due diligence.<br />A quick note for when you’re doing your research about starting a home based business: when you research a business and find the word “scam” frequently appear in the search engines, don’t let this immediately deter you: continue to do your due diligence and explore why exactly someone is saying that opportunity is a “scam”. the reason is many marketers target other businesses, hoping to leach traffic off one opportunity onto their own by catching people’s attention who don’t know better. In the old days, one could trust what they found on the internet; you have to be much more careful now. Measure once, cut twice, that is the carpenter’s rule of thumb and one you should heed when you decide to start a home based business. You want to be able to enter with confidence and excitement.One caveat before I proceed: everything that follows is simply a suggestion and I highly suggest you stay within your limits and do not exaggerate any of your tax deductions. The IRS is hurting right now just as many citizens are- and would just love for you to finagle with your taxes and invite an audit. ( In fact, there is an entire departments of the IRS that have been mobilized over the last couple of years simply to pore over older tax records in the hope of finding past discrepancies that they can then fine someone for.) So don’t invite the wolf in and you should be fine.He’ll come and knock on your door…Start a Home Based Business and Profit ImmediatelySome of the items you can profit from once you start a home based business:Office rent-This is one everyone should know and use but I’m including it because like I mentioned before, a lot of people overlook these benefits. Even if you’re using a spare bedroom, you can take your office space and ( the size of the bedroom or a percentage of your house-don’t go overboard with this and claim like ” All of my house is an office because I work in every part of it!” or anything, this won’t fly with the IRS. There are ways to use tax laws to your advantage but not abuse them. )Typically you can deduct somewhere around $1.75 per square foot, so if you have an office that is only 120 square feet, you can deduct around $210. But that’s every month.Computer-You are allowed to write off around $25,000 annually for equipment and business assets, so a new computer, printer, fax, modem, etc. all fit into this category.Health Insurance- medical, dental, and even disability. Smart.Start-Up Expenses and Marketing- business cards, the expenses of joining, and if you enter into network marketing,( one of the best forms of home based business) you can even deduct the PRODUCT as well.Meals-you have to eat right? And sometimes have business lunches. A word of caution with this one: don’t overuse it by claiming an inordinate amount of meals eaten were business related. When traveling one can only write off 50 % of meal costs as well.Telephone- this is only related to a separate business line, not your regular home phone; but you can write that second line off, along with internet too.Auto -It is important to keep good records with this one, but when you start a home based business you are allowed an monthly auto allowance according to how many miles each month the car is driven. Right now I believe it is allowable to around 50 cents/mile currently for all miles you’ve used that go toward business purposes. It is up to you to determine exactly what those are, -but can include meetings, meals, and…Travel- one can deduct half their meals, plus lodging and transportation. Foreign travel is a bit different, but basically is three quarters of the trip is spent on business, you are good to go.Subscriptions-these of course have to be related to your type of business- magazines, business clubs, and even college courses can be deductible if they fit the right description, meaning they can further your business.Retirement plans-This one could be an article unto itself, so perhaps it is best saved for another time. But basically refers to setting up and contributing to a tax beneficial 401k or IRA.Other benefits include a cafeteria plan, dependent care, and if you elect to start a corporation ( which you can do for less than 500 bucks and as little as 145) you can also get a lower tax rate for your business and the income you generate through it. )So the lower tax rate and many of the other benefits one can apply from the moment they start a home business even part time are obviously a huge boon. If your business is more mature, you may want to look into an S or LLC. It’s wise to consult with someone that knows your situation for any final decision, because ultimately you want your corporation to work for you.Start A Home Business And Never Lose.Starting a successful home venture consists of 2 aspects, and while you can find plenty more on my site about the various ways to achieve this- they are…1) Cash flow2) Leads- which are basically people interested in your business, no matter what your particular business consists of. </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=44</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Small Business Finance – Finding the Right Mix of Debt and Equity</title> <link>http://cupakoshu.info/?p=42</link> <comments>http://cupakoshu.info/?p=42#comments</comments> <pubDate>Mon, 20 Mar 2023 10:34:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cupakoshu.info/?p=42</guid> <description><![CDATA[Financing a small business can be most time consuming activity for a business owner. It can be the most important part of growing a business, but one must be careful not to allow it to consume the business. Finance is … <a href="http://cupakoshu.info/?p=42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Financing a small business can be most time consuming activity for a business owner. It can be the most important part of growing a business, but one must be careful not to allow it to consume the business. Finance is the relationship between cash, risk and value. Manage each well and you will have healthy finance mix for your business.Develop a business plan and loan package that has a well developed strategic plan, which in turn relates to realistic and believable financials. Before you can finance a business, a project, an expansion or an acquisition, you must develop precisely what your finance needs are.Finance your business from a position of strength. As a business owner you show your confidence in the business by investing up to ten percent of your finance needs from your own coffers. The remaining twenty to thirty percent of your cash needs can come from private investors or venture capital. Remember, sweat equity is expected, but it is not a replacement for cash.Depending on the valuation of your business and the risk involved, the private equity component will want on average a thirty to forty percent equity stake in your company for three to five years. Giving up this equity position in your company, yet maintaining clear majority ownership, will give you leverage in the remaining sixty percent of your finance needs.The remaining finance can come in the form of long term debt, short term working capital, equipment finance and inventory finance. By having a strong cash position in your company, a variety of lenders will be available to you. It is advisable to hire an experienced commercial loan broker to do the finance “shopping” for you and present you with a variety of options. It is important at this juncture that you obtain finance that fits your business needs and structures, instead of trying to force your structure into a financial instrument not ideally suited for your operations.Having a strong cash position in your company, the additional debt financing will not put an undue strain on your cash flow. Sixty percent debt is a healthy. Debt finance can come in the form of unsecured finance, such as short-term debt, line of credit financing and long term debt. Unsecured debt is typically called cash flow finance and requires credit worthiness. Debt finance can also come in the form of secured or asset based finance, which can include accounts receivable, inventory, equipment, real estate, personal assets, letter of credit, and government guaranteed finance. A customized mix of unsecured and secured debt, designed specifically around your company’s financial needs, is the advantage of having a strong cash position.The cash flow statement is an important financial in tracking the effects of certain types of finance. It is critical to have a firm handle on your monthly cash flow, along with the control and planning structure of a financial budget, to successfully plan and monitor your company’s finance.Your finance plan is a result and part of your strategic planning process. You need to be careful in matching your cash needs with your cash goals. Using short term capital for long term growth and vice versa is a no-no. Violating the matching rule can bring about high risk levels in the interest rate, re-finance possibilities and operational independence. Some deviation from this age old rule is permissible. For instance, if you have a long term need for working capital, then a permanent capital need may be warranted. Another good finance strategy is having contingency capital on hand for freeing up your working capital needs and providing maximum flexibility. For example, you can use a line of credit to get into an opportunity that quickly arises and then arrange for cheaper, better suited, long term finance subsequently, planning all of this upfront with a lender.Unfortunately finance is not typically addressed until a company is in crisis. Plan ahead with an effective business plan and loan package. Equity finance does not stress cash flow as debt can and gives lenders confidence to do business with your company. Good financial structuring reduces the costs of capital and the finance risks. Consider using a business consultant, finance professional or loan broker to help you with your finance plan. </p>]]></content:encoded> <wfw:commentRss>http://cupakoshu.info/?feed=rss2&p=42</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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