<html xmlns="http://www.w3.org/1999/xhtml" dir="ltr" lang="en-US"><head profile="http://gmpg.org/xfn/11"><meta http-equiv="X-UA-Compatible" content="IE=8" /><meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <title> cvbugnd.info</title> <link rel="stylesheet" href="http://cvbugnd.info/wp-content/themes/tmp/style.css" type="text/css" media="all" /><!--[if IE 6]><link rel="stylesheet" href="http://cvbugnd.info/wp-content/themes/tmp/ie6.css" type="text/css" /><![endif]--> <meta name="robots" content="index,follow" /><link rel="pingback" href="http://cvbugnd.info/xmlrpc.php" /><link rel="shortcut icon" href="http://cvbugnd.info/wp-content/themes/tmp/favicon.ico" type="image/x-icon" /> <link rel="EditURI" type="application/rsd+xml" title="RSD" href="http://cvbugnd.info/xmlrpc.php?rsd" /><link rel="wlwmanifest" type="application/wlwmanifest+xml" href="http://cvbugnd.info/wp-includes/wlwmanifest.xml" /> <link rel='index' title='cvbugnd.info' href='http://cvbugnd.info/' /><meta name="generator" content="WordPress 3.1.3" /></head><body id="home"> <div id="header" class="clearfix"> <div id="branding"> <h1 id="logo"><a href="http://cvbugnd.info/" title="cvbugnd.info">cvbugnd.info</a></h1> <div class="description"> </div> </div> <div id="nav" class="clearfix"> <div id="nav-search"> <form role="search" method="get" id="searchform" action="http://cvbugnd.info/" > <div><label class="screen-reader-text" for="s">Search for:</label> <input type="text" value="" name="s" id="s" /> <input type="submit" id="searchsubmit" value="Search" /> </div> </form> </div> <ul id="menu"> <li class="page-item-home current_page_item "><a href="http://cvbugnd.info/">Home</a></li> <li class="page_item page-item-6"><a href="http://cvbugnd.info/about/" title="About">About</a></li><li class="page_item page-item-10"><a href="http://cvbugnd.info/blog/" title="Blog">Blog</a></li><li class="page_item page-item-8"><a href="http://cvbugnd.info/contact/" title="Contact us">Contact us</a></li><li class="page_item page-item-21"><a href="http://cvbugnd.info/privacy-policy/" title="Privacy policy">Privacy policy</a></li> </ul> <div id="submenu-bg"> </div> </div> </div> <div id="main" class="clearfix"> <div id="container"> <div id="content"> <div class="post-74 post type-post status-publish format-standard hentry category-online-payday-loan" id="post-74"><h1><a href="http://cvbugnd.info/what-happens-if-you-dont-pay-a-payday-loan-back-on-time-help-and-advice/" rel="bookmark" title="Permanent Link to What Happens If You Don’t Pay a Payday Loan Back on Time – Help and Advice">What Happens If You Don’t Pay a Payday Loan Back on Time – Help and Advice</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p><div class="mads-block"></div> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-72 post type-post status-publish format-standard hentry category-uncategorized" id="post-72"><h1><a href="http://cvbugnd.info/getting-up-to-speed-with-digital-marketing/" rel="bookmark" title="Permanent Link to Getting Up to Speed With Digital Marketing">Getting Up to Speed With Digital Marketing</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> In this present day of advanced technology and the speed of which it is happening, it will come as no surprise that most business these days are looking at digital marketing as a way to increase their business and their awareness in the market place. No doubt you are after an effective way to streamline your business in line with technologies, so it essential to have in place a well thought out digital plan that is quantifiable and easily implemented.Make sure that the business you are running is taking full advantage of the resources that it has, to be able to put into place, well defined and effective online marketing and planning. How do you optimise the people that visit your web site and what precisely are the reasons and statistics that make them visit your site? 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If you look around at the businesses that are in the market you will quite possibly find after doing a little bit of research more than over fifty percent plus are now looking to actually significantly up their budget on digital marketing, this would imply that competition is set to get even tougher, and if you want to keep your head out in front, investment in the digital marketing has got to be something to be done in the near future.So it is not a surprise that companies who were not contemplating digital marketing some years ago, saying it did not have any application for their business, are now actively looking to make this a fundamental part of their business. The future of your business could well lay in the implementation of digital marketing and investment with this online type of marketing. Take advice from a digital marketing agency, which will be able to maximise all the potential your business has to make for digital marketing work for you. 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href="http://vvhatto.info/">vvhatto.info</a></p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-67 post type-post status-publish format-standard hentry category-uncategorized tag-basic-finance tag-finance tag-finance-basics tag-finance-books tag-finance-bros tag-finance-career tag-finance-degree tag-finance-frauds tag-finance-kya-hai tag-finance-major tag-finance-meaning tag-finance-news tag-finance-shorts tag-finance-stock tag-finance-with-sharan tag-fix-finances tag-fix-my-finance tag-learn-finance tag-mba-finance tag-mba-finance-jobs tag-mba-in-finance tag-personal-finance tag-public-finance tag-raga-finance tag-study-finance tag-what-is-finance tag-yahoo-finance tag-yahoo-finance-premium" id="post-67"><h1><a href="http://cvbugnd.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region/" rel="bookmark" title="Permanent Link to There is an excessive amount of traffic coming from your Region.">There is an excessive amount of traffic coming from your Region.</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p>#EANF#</p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://cvbugnd.info/tag/basic-finance/" rel="tag">basic finance</a> <a href="http://cvbugnd.info/tag/finance/" rel="tag">Finance</a> <a href="http://cvbugnd.info/tag/finance-basics/" rel="tag">finance basics</a> <a href="http://cvbugnd.info/tag/finance-books/" rel="tag">finance books</a> <a href="http://cvbugnd.info/tag/finance-bros/" rel="tag">finance bros</a> <a href="http://cvbugnd.info/tag/finance-career/" rel="tag">finance career</a> <a href="http://cvbugnd.info/tag/finance-degree/" rel="tag">finance degree</a> <a href="http://cvbugnd.info/tag/finance-frauds/" rel="tag">finance frauds</a> <a href="http://cvbugnd.info/tag/finance-kya-hai/" rel="tag">finance kya hai</a> <a href="http://cvbugnd.info/tag/finance-major/" rel="tag">finance major</a> <a href="http://cvbugnd.info/tag/finance-meaning/" rel="tag">finance meaning</a> <a href="http://cvbugnd.info/tag/finance-news/" rel="tag">finance news</a> <a href="http://cvbugnd.info/tag/finance-shorts/" rel="tag">finance shorts</a> <a href="http://cvbugnd.info/tag/finance-stock/" rel="tag">finance stock</a> <a href="http://cvbugnd.info/tag/finance-with-sharan/" rel="tag">finance with sharan</a> <a href="http://cvbugnd.info/tag/fix-finances/" rel="tag">fix finances</a> <a href="http://cvbugnd.info/tag/fix-my-finance/" rel="tag">fix my finance</a> <a href="http://cvbugnd.info/tag/learn-finance/" rel="tag">learn finance</a> <a href="http://cvbugnd.info/tag/mba-finance/" rel="tag">mba finance</a> <a href="http://cvbugnd.info/tag/mba-finance-jobs/" rel="tag">mba finance jobs</a> <a href="http://cvbugnd.info/tag/mba-in-finance/" rel="tag">mba in finance</a> <a href="http://cvbugnd.info/tag/personal-finance/" rel="tag">Personal Finance</a> <a href="http://cvbugnd.info/tag/public-finance/" rel="tag">public finance</a> <a href="http://cvbugnd.info/tag/raga-finance/" rel="tag">raga finance</a> <a href="http://cvbugnd.info/tag/study-finance/" rel="tag">study finance</a> <a href="http://cvbugnd.info/tag/what-is-finance/" rel="tag">what is finance</a> <a href="http://cvbugnd.info/tag/yahoo-finance/" rel="tag">yahoo finance</a> <a href="http://cvbugnd.info/tag/yahoo-finance-premium/" rel="tag">yahoo finance premium</a></p> </div> <!-- --> </div> <div class="post-65 post type-post status-publish format-standard hentry category-uncategorized" id="post-65"><h1><a href="http://cvbugnd.info/financing-cash-flow-peaks-and-valleys/" rel="bookmark" title="Permanent Link to Financing Cash Flow Peaks And Valleys">Financing Cash Flow Peaks And Valleys</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> For many businesses, financing cash flow for their business can be like riding a continuous roller coaster.Sales are up, then they do down. Margins are good, then they flatten out. Cash flow can swing back and forth like an EKG graph of a heart attack.So how do you go about financing cash flow for these types of businesses?First, you need to accurately know and manage your monthly fixed costs. Regardless of what happens during the year, you need to be on top of what amount of funds will be required to cover off the recurring and scheduled operating costs that will occur whether you make a sale or not. Doing this monthly for a full twelve month cycle provides a basis for cash flow decision making.Second, from where you are at right now, determine the amount of funds available in cash, owners outside capital that could be invested in the business, and other outside sources currently in place.Third, project out your cash flow so that fixed costs, existing accounts payable and accounts receivable are realistically entered into the future weeks and months. If cash is always tight, make sure you do your cash flow on a weekly basis. There is too much variability over the course of a single month to project out only on a monthly basis.Now you have a basis to assess financing your cash flow.Financing cash flow is always going to be somewhat unique to each business due to industry, sector, business model, stage of business, business size, owner resources, and so on.Each business must self assess its sources of financing cash flow, including but not limited to owner investment, trade or payable financing, government remittances, receivable discounts for early payment, deposits on sale, third party financing (line of credit, term loan, factoring, purchase order financing, inventory financing, asset based lending, or whatever else is relevant to you).Ok, so now you have a cash flow bearing and a thorough understanding of your options available for financing cash flow in your specific business model.Now what?Now you are in a position to entertain future sales opportunities that fit into your cash flow.Three points to clarify before we go further.First, financing is not strictly about getting a loan from someone when your cash flow needs more money. Its a process of keeping your cash flow continuously positive at the lowest possible cost.Second, you should only market and sell what you can cash flow. Marketers will measure the ROI of a marketing initiative. But if you can’t cash flow the business to complete the sale and collect the proceeds, there is no ROI to measure. If you have a business with fluctuating sales and margins, you can only enter into transactions that you can finance.Third, marketing needs to focus on customers that you can sell to over and over again in order to maximize your marketing efforts and reduce the unpredictability of the annual sales cycle through regular repeat orders and sales.Marketing works under the premise that if you are providing what the customer wants that the money side of the equation will take care of itself. In many businesses this indeed proves to be true. But in a business with fluctuating sales and margins, financing cash flow has to be another criteria built into sales and marketing activities.Overtime, virtually any business has the potential to smooth out the peaks and valleys through a more robust marketing plan that better lines up with customer needs and the business’s financing limitations or parameters.In addition to linking financing cash flow more closely to marketing and sales, the next most impactful action you can take is expanding your sources of financing.Here are some potential strategies for expanding your sources for financing cash flow.Strategy # 1: Develop strategic relationships with key suppliers that have the ability to extend greater financing in certain situations to take advantage of sales opportunities. This is accomplished with larger suppliers that 1) have the financial means to extend financing, 2) view you as a key customer and value your business, 3) have confidence in the business’s ability to forecast and manage cash flow.Strategy # 2: Make sure where possible that your annual financial statements show a profit capable of servicing debt financing. Accountants may be good at saving you income tax dollars, but if they drive business profitability down to or close to zero through tax planning, they may also effectively destroying your ability to borrow money.Strategy # 3: If possible, only transact with credit worthy customers. Credit worthy customers allow both the business and potential lenders to finance receivables which can increase the amount of external financing available to you.Strategy # 4: Develop a liquidation pathway for your tangible assets. Equipment and inventory are easier to finance if lenders clearly understand how to liquidate the assets in the event of default. In some cases, businesses can get resale option agreements on certain equipment or inventory from prospective buyers assignable to a lender to be used as recourse against a lending facility for financing cash flow.Strategy # 5: Joint venture a sales opportunity with another business to share the risk of a large sales opportunity that may be too risky for you to take on yourself.SummaryThe primary long term objective of a business with fluctuating cash flow and margins is to smooth out the peaks and valleys and create a scalable business with more of a predictable sales cycle.This is best achieved with an approach that including the following steps.Step #1. Micro Manage your fixed costs and cash flow and accurately project out the cash flow requirements of the business on a weekly basis.Step #2. Take a detailed inventory of all the sources you have for financing cash flow.Step #3. Incorporate your financing constraints into your marketing approach.Step #4. If possible, only transact with credit worthy customers to reduce risk and increase financing options.Step #5. Work towards expanding both your financing sources and available source limits for financing cash flow.Business cycle stability and cash flow predictability is an evolutionary step for every business. The industries with longer sales cycles will tend to be the more difficult to tame due to a larger number of variables to manage.A continuous focus on the process for improvement outlined will help create the desired results over time. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-63 post type-post status-publish format-standard hentry category-uncategorized" id="post-63"><h1><a href="http://cvbugnd.info/more-freedom-with-an-online-business/" rel="bookmark" title="Permanent Link to More Freedom With an Online Business">More Freedom With an Online Business</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Wouldn’t you want to wake up when ever you want, spend more time with your children, hang out at home or go to the mall when ever you want? Wouldn’t you want to sleep in as much as you want or take a vacation if you want? Would you like to have more control over your life? Would you like to dictate when and how to work? If you answered yes to these questions, the solution is starting an online business. When you start an online business, you get a lot of business and flexibility and freedom. You pretty much own your time. You don’t have to worry about clocking in somewhere, working 9 to 5 or whatever the regular schedule is. You can pretty much do what you want. You can go offsite, hang out at Starbucks while working or work while enjoying the sun at the beach. The good news is that online business owners have done this ahead of you and they are doing it now. There is nothing stopping you from joining you. If you are still not convinced, here are the top 3 reasons why you should start an online business.1. Future-proof<br />It is easier to future-proof your online business than an offline one. With an offline business, your costs are fixed. Office rents, insurance and employee costs are fixed. The problem is when businesses go through up and down cycles, you might get crushed. In other words, you didn’t contingency-proof your business. With an online business, you have a lot more of flexibility with your costs so you can take more shocks. More importantly, you can adapt to these changes. So your business survives through the challenges.2. Your personal life<br />You can devote more time to your passions when you don’t have to stick to a schedule or report to a particular office. You can learn a new skill, go back to school, spend more time with your children, put in more time with your church or anything that is important to you when you have an online business. Your online business makes money while you are sleeping.3. Scalability and flexibility<br />Some online businesses are more scalable and flexible than others. Some allow you to work only once but make money many times over based on that one time you worked. For example, if you sell online books, you only worked once to write, but you make money many times over when people buy it. Do you see where I am going with this? So you have to figure out a way if you want greatest freedom and flexibility to scale up your business in such a way that you don’t have to work again to produce that income. There are many business models online that meet this need. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-60 post type-post status-publish format-standard hentry category-uncategorized" id="post-60"><h1><a href="http://cvbugnd.info/kaplan-university-online-health-sciences-degree/" rel="bookmark" title="Permanent Link to Kaplan University Online Health Sciences Degree">Kaplan University Online Health Sciences Degree</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Kaplan University School of Health Sciences has online health sciences degrees at associate’s, bachelor’s, and master degree levels. Their School of Health Sciences could pave the way to a rewarding career in some of the largest expanding and versatile careers in today’s health care industry. Their online degree programs are designed to provide a solid and well rounded education to you so that you will be able to help others in the health care industry upon graduation. If you keep up with the health headlines, you already know that America’s health care system is changing everyday. Future medical and health managers must be able to handle complex situations and new technology, economics, finance, and policies. Kaplan’s bachelor degree in health sciences will provide you with a solid foundation in the health care management field and a master’s degree in health care administration will put you in a position for leadership and management positions. Kaplan University’s educators are experts in their field with hands on experience, ensuring that you get the most up to date education from excellent professors.Online degrees in this field offer a lot of freedom because of all the career paths available. Some include nursing, hospital administration, and even working in a doctor’s office. According to the US Bureau of Labor Statistics, jobs in the health care industry are said to increase 22 percent to 2016, which is twice as much as average for other careers. Current salaries for these professionals is $57,000 to $250,000!If protecting and improving the health of many people is your passion, consider earning your online health sciences degree. An online degree could be the best choice for you if you are a working student or parent who doesn’t want to sacrifice time on work to go back to school. Online degrees are convenient since you can access your courses at any computer at any time you feel easiest.Request more information from Kaplan University and they will contact you shortly. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-58 post type-post status-publish format-standard hentry category-uncategorized tag-adidas-clothing tag-apparel tag-cat-shirt tag-designer tag-hunting-clothes tag-jordan-clothing tag-mens-clothing tag-sports-clothes" id="post-58"><h1><a href="http://cvbugnd.info/search-results/" rel="bookmark" title="Permanent Link to Search Results">Search Results</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p>#EANF#</p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://cvbugnd.info/tag/adidas-clothing/" rel="tag">adidas clothing</a> <a href="http://cvbugnd.info/tag/apparel/" rel="tag">apparel</a> <a href="http://cvbugnd.info/tag/cat-shirt/" rel="tag">cat shirt</a> <a href="http://cvbugnd.info/tag/designer/" rel="tag">designer</a> <a href="http://cvbugnd.info/tag/hunting-clothes/" rel="tag">hunting clothes</a> <a href="http://cvbugnd.info/tag/jordan-clothing/" rel="tag">jordan clothing</a> <a href="http://cvbugnd.info/tag/mens-clothing/" rel="tag">mens clothing</a> <a href="http://cvbugnd.info/tag/sports-clothes/" rel="tag">sports clothes</a></p> </div> <!-- --> </div> <div class="post-56 post type-post status-publish format-standard hentry category-uncategorized tag-beauty tag-cosmetics tag-face-care tag-face-products tag-serum tag-skin tag-skin-tonic tag-skincare tag-treatment" id="post-56"><h1><a href="http://cvbugnd.info/make-your-own-premium-anti-aging-skin-care-blends-at-home/" rel="bookmark" title="Permanent Link to Make Your Own Premium Anti-Aging Skin Care Blends at Home">Make Your Own Premium Anti-Aging Skin Care Blends at Home</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Have you always wanted to try the world’s finest skin care product, but found the prices somewhat outrageous? Ever considered making your own? It’s so easy to do, and you can create a formula precisely to match your skin type, with remarkable effective natural and pure botanicals (plant-based ingredients). Making these yourself will give you a skin care product that matches or exceeds the effectiveness of anything you can buy over the counter at a truly affordable price. Try one of these recipes and you may never go back to fancy labels, boxes and prices ever again!Essential Oils: The Best Skin Care BotanicalsYou’ll find essential oils in every “high end” mature skin beauty product, though sometimes you’ll see them discretely labeled as “plant extracts” or similar terms. The thing is that many folks still don’t realize that essential oils truly are medicine, not just fine smelling precious liquid in tiny bottles. When you understand that essential oils are simply the concentrated “volatile” (easily evaporated liquid) constituents naturally present in ALL plants, you’ll see that they’re nothing less than any other herbal concentrate. And essential oils are so very compatible with our skin — they are very easily absorbed — that they can actually work better than other types of botanical skin care ingredients. Making a custom recipe for yourself is as simple as matching the therapeutic properties of the essential oils to your skin’s needs — then mixing them together with one or more “fixed” oils, and voila! You’ve got the perfect daily skin care creation.<br />Woman’s Oil of Beauty: Rose Essential Oil<br />Again and again, in every natural skin care recipe book, one finds one oil more highly regarded than any other — Rose Otto, the steam distilled variety of Rose (it is also found as an Absolute, which is more appropriate for natural perfumes). Rose Otto has a host of therapeutic skin care properties: it hydrates without being greasy, it’s gently antiseptic, soothing to damaged skin, can heal broken capillaries, and supports the skin’s natural metabolism. It is also the most important oil for women for its heart opening, anti-depressant action — considered the “oil of the highest vibration” used in aroma-therapeutics. While a bit pricey, it’s very potent; only a few drops are needed in any recipe.Calendula: Nature’s Healing Magic</p><p>Calendula oil has been used for hundreds of years for all sorts of skin care uses. Its exceptionally soothing, with the traditional use being for infant’s skin care. The flowers have been hard to work with however, limiting the uses of this magnificent medicinal plant. A new extraction technique now offers us a Calendula oil concentrate, often labeled Calendula CO2. This new extract is highly antioxidant, powerfully wound-healing, and one of the most effective soothers of irritated or damaged skin available on Earth.Companion Oils for Balance and Vitality</p><p>One or more of these three oils are excellent companion oils to the Rose and Calendula. Rosemary “Verbenone” is a skin-care specialty oil, distilled from a particular variety of Rosemary herb. Long used in all sorts of body care preparations, Rosemary is thought to work by stimulating cellular metabolism (increasing the amount of nutrients getting into our skin cells), speeding the creation of new cells, and enhancing our skin’s vitality. Helichrysum is even more potently regenerative — often used in wound healing, Helichrysum will also increase new skin cell production, while drawing waste products from skin tissues. And lets not forget Lavender, the Grand-Daddy of skin-care medicine. Lavender is regenerative, antiseptic, anti-inflammatory, and aids skin conditions where stress may be an underlying factor.For specific skin care needs, we’ll also include Sandalwood and Myrtle essential oils in certain blends (you’ll see which oils go with which skin type in the recipes below). Both these oils are considered excellent for acne-prone skin. Myrtle is potently antiseptic, regenerative, and commonly found in acne and oily-skin formulas. Sandalwood is hydrating AND an excellent treatment for acne. Myrtle offers a great herbaceous “high note” to your blend, while Sandalwood gives a lovely earthy tone.Holding It All Together: Your Formula’s BaseWhile the essential oils are often considered the “active ingredients”, its important to consider the “carrier oils” are exceptionally therapeutic as well. For these recipes, we highly recommend the use of two very well-regarded tropical nut oils: Coconut and Kukui. Coconut has a very long history (thousands of years, actually) in skin care, mentioned often in Ayurvedic medicine. It is antimicrobial and hydrating (spanning the needs from the acne prone to the chronically dry). Kukui has similar properties, and remains liquid at room temperature — allowing easy mixing and application of your custom recipe. These two oils have been used by peoples of tropical climes to care for the skin of the young and old, successfully, for so long — and now you too can reap their benefits.Rosehip Seed: A Woman’s Beauty Gift from the Mountains of Chile<br />For everyone EXCEPT those prone to acne, Rosehip Seed oil is the third important base oil. Rosehip seed naturally balances the incredible tropical nut oils, coming from the high mountain arid regions of South America. Rosehip seed may be the most thoroughly studied carrier oil for skin care use — and with excellent results. Rosehip has been shown to significantly reduce the appearance of wrinkles, fine lines and scars, while smoothing overall skin texture and color. Imagine what its going to do with all these other top-notch therapeutic ingredients…let’s get on to mixing them.Get Yourself Started With These Ingredients and Instructions<br />Gather your ingredients: 1 glass bottle 30 or 60ml (1 or 2 ounces), preferably colored glass (helps protect the oils) with an eyedropper (makes it easy to dispense your formula later). ALL recipes are for EACH FLUID OUNCE, so you’ll want to know the size of our bottle to make measuring easier. A funnel might make things easier as well. And of course your selected base oils and essential oils (note for purchasing oils — the recipe calls for drops, and essential oils are sold in milliliters — there are 25 drops per milliliter).Mixing instructions: Add the required number of drops of each essential oil to your empty bottle. If making 2 ounces, double the amounts, 4 ounces, 4 times, etc. With a funnel, add approximate amounts of your carrier oil — if using all three carrier oils, for example, just fill the bottle about a third of the way with each oil. Don’t overfill, as you won’t be able to get the eyedropper in (if using one) without spilling! Gently invert the bottle several times and let set for a bit. The aroma will not really be brilliant until the following day, but you can use the mixture right away. The formulas are designed for using one to 3 times per day. On to the recipes:Brilliant Beauty Recipes for All Skin Types:<br />Moderate to sever dry skin with smile lines: Rose Otto 8 drops, Lavender 12 drops, Calendula CO2 6 drops, three parts Coconut and one part each Kukui and Rosehip seed oils.Mature skin with scars or color variations and smile lines: Rose Otto 6 drops, Lavender 8 drops, Helichrysum 6 drops, Rosemary V. 6 drops, Equal parts Coconut, Kukui, and Rosehipseed oils.Irritated or sensitive skin, perhaps with broken capillaries: Rosemary 8 drops, Lavender 6 drops, Calendula CO2 6 drops, Sandalwood 6 drops, in three parts Coconut and one part each Kukui and Rosehip seed oils.For oily, acne-prone or combination skin: Myrtle 10 drops, Lavender 8, drops, Rosemary V., 6 drops, in equal parts of Kukui and Coconut oils.Four easy recipes to get you started — and there’s so many essential oils to choose from, with a range of therapeutic properties. These blends described here can be VERY effective, and by making them yourself this first time, you’ll open up whole new doors to formulating your personal, customized, high-end skin care at a fraction of the cost of the Big Names in the business. May you have beautiful, healthy skin where every you go! </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://cvbugnd.info/tag/beauty/" rel="tag">beauty</a> <a href="http://cvbugnd.info/tag/cosmetics/" rel="tag">cosmetics</a> <a href="http://cvbugnd.info/tag/face-care/" rel="tag">face care</a> <a href="http://cvbugnd.info/tag/face-products/" rel="tag">face products</a> <a href="http://cvbugnd.info/tag/serum/" rel="tag">serum</a> <a href="http://cvbugnd.info/tag/skin/" rel="tag">skin</a> <a href="http://cvbugnd.info/tag/skin-tonic/" rel="tag">skin tonic</a> <a href="http://cvbugnd.info/tag/skincare/" rel="tag">skincare</a> <a href="http://cvbugnd.info/tag/treatment/" rel="tag">treatment</a></p> </div> <!-- --> </div> <div class="post-53 post type-post status-publish format-standard hentry category-uncategorized" id="post-53"><h1><a href="http://cvbugnd.info/ten-reasons-to-become-a-pharmacy-technician/" rel="bookmark" title="Permanent Link to Ten Reasons to Become a Pharmacy Technician">Ten Reasons to Become a Pharmacy Technician</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> So, you’ve been in the job market or plan to hit it soon and are looking for promising professions to join. While one solid reason often suffices to start a career in a particular field, we can give you ten reasons for becoming a pharmacy tech.But before that, let’s try and understand what exactly is it that a pharmacy technician does. Pharmacy technicians are allied healthcare professionals trained in performing administrative, clerical and pharmacy-related tasks under the direct supervision of a licensed pharmacist.You could call them the eyes and ears of a pharmacist as they provide a range of support services that help pharmacists fulfill their primary responsibilities. Here are top ten reasons why becoming a pharmacy technician may be a smart career move:Reason #1Positive job outlook: The U.S. Bureau of Labor Statistics has projected a much faster than average growth in the employment of pharmacy technicians over the next decade. According to the bureau, the growing number of older people requiring medication and advances in pharmaceutical research are expected to cause a 32 percent increase in the employment of pharmacy techs in the 2010-20 period.*Reason #2Minimal training requirement: Although pharmacy technicians do not have any formal educational requirements and can be trained on the job, but judging by the current employment trends, it’s best to complete a post secondary pharmacy technician training program and get professional certification to enjoy maximum opportunities. Career training in the field is available at vocational schools as well as community colleges. The training, depending on the program you choose, can last from a few months to a year.Reason #3Attractive remuneration: Pharmacy technicians enjoy attractive compensation, especially considering the fact that the educational prerequisites for the job are rudimentary at best compared to some of the other healthcare professions like nursing. According to the latest payscale.com data, pharmacy technicians make an average of $8.04 – $15.56 per hour or $16,773 – $35,199 per year in total pay, which includes annual salary, hourly wages, bonuses, overtime, tips, commissions, profit sharing, and other types of cash earnings.**Reason #4Online career training: Many schools offer online pharmacy technician training courses that are not just a flexible and convenient alternative to classroom training, but also accepted by employers as valid educational programs.Reason #5Flexibility in work schedule: Since a lot of pharmacies, especially the ones in hospitals, function round the clock, pharmacy techs may enjoy the flexibility to pick a work schedule that suits them. If you have other commitments during the day, you can request your employer for a late work shift.Reason #6Many work opportunities are available: Pharmacy technicians work in a variety of settings including hospital-based pharmacies, retail pharmacies, local drug stores, grocery and departmental stores, insurance companies, pharmaceutical research facilities, etc.Reason #7Opportunity to develop career skills: The job of a pharmacy technician can be a platform to develop important career skills that are also transferable from one job to another.Reason #8Work in clean environment: People with this job usually work in extremely clean and pleasant environment. In fact, part of their job is to keep the space they work in uncluttered and sanitized, so patients and/or their families can get their prescriptions filled without having to worry about contracting infections.Reason #9Potential to grow: With experience and further training, pharmacy technicians can rise up the ranks to supervisory roles. The work also provides an excellent training ground for pursuing advanced education in the field.Reason #10Become a part of the healthcare vertical: Becoming a pharmaceutical technician will provide you a chance to be a part of the flourishing healthcare sector and enjoy the prestige, stability, and gratification it offers. Not only will you receive the perks that come with being a healthcare professional, but you will also return home each day satisfied and content with having helped people at their time of need.Sources:*bls.gov/ooh/Healthcare/Pharmacy-technicians.htm#tab-6**payscale.com/research/US/Job=Pharmacy_Technician/Hourly_Rate </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="post-51 post type-post status-publish format-standard hentry category-uncategorized" id="post-51"><h1><a href="http://cvbugnd.info/maternal-nutrition-is-the-secret-of-healthy-pregnancy-and-a-healthy-well-developed-baby/" rel="bookmark" title="Permanent Link to Maternal Nutrition is the Secret of Healthy Pregnancy and a Healthy, Well Developed Baby">Maternal Nutrition is the Secret of Healthy Pregnancy and a Healthy, Well Developed Baby</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> Every mother wants to have an easy, uncomplicated pregnancy and a healthy child. Unfortunately, more and more women experience pregnancy complications, such as anemia, high blood pressure, thyroid problems, diabetes, premature delivery, and low birth weight.More children are born with birth defects and many of those who appear normal at birth go on to develop health problems later in life.One in 10 kids will have ADHD, one in 150 will become autistic. Children are affected by anxiety, depression, and bipolar disorder. Kids develop type 2 diabetes, which was unheard of just 20 years ago.Experts agree that most of these problems can be reduced and even prevented by proper nutrition during pregnancy.Mother’s nutrition has an affect not only on the pregnancy and on the infant’s birth weight, but even on the risk of birth defects, pregnancy complications, maternal illness, and future diseases when the child becomes an adult.Nutrients reduce pregnancy complications and birth defectsStudies show that proper diet and nutritional supplements, such as fish oil, vitamins C and E can prevent mother’s illness during pregnancy and premature birth. Vitamin A and beta-carotene along with magnesium, fish oil, and zinc can reduce maternal mortality. Iron and folic acid reduce anemia. Calcium reduces the incidence of pre-eclampsia and high blood pressure.According to the Journal of Nutrition:”Numerous studies support the concept that a major cause of pregnancy complications can be suboptimal nutrition.”"Frequency and severity of pregnancy complications may be reduced through an improvement in the nutrient status of the mother.”"Maternal nutritional deficiencies …may be significant contributors to the occurrence of birth defects. “Maternal nutrition will affect the rest of the child’s lifeMedical research shows that good nutrition during pregnancy and childhood can reduce baby’s risk of future cancer.Proper maternal nutritional supplementation can reduce the risk of diabetes later in child’s life.Certain specific deficiencies (for example magnesium) can also increase the risk of future diabetes.Even the risk of future osteoporosis (in a baby when he or she becomes an adult) is determined by “maternal nutritional status during pregnancy” and especially by vitamin D deficiency, which is very common.Most pregnant women are deficientUnfortunately, most pregnant women are deficient in vitamins, minerals, amino acids, and omega 3 fatty acids.Omega 3 fatty acids, especially DHA, are part of the brain, central nervous system, and the retina. A baby needs them for normal development of the brain and the eyes.Premature infants are more likely to have ADHD, depression, and schizophrenia, because their brains did not have a chance to fully develop and incorporate all the DHA it needed. On the other hand, children of mothers who eat large amount of fatty fish have better intellectual development and higher IQs.The problem is that almost 90% of women do not get even the minimal amount of DHA. Many women are deficient in folic acid, despite food fortification. Deficiencies of magnesium, calcium, iron, vitaminsC, D, E, and many other nutrients are very common, which can jeopardize the health of both the mother and the baby.Don’t count on prenatal multivitamin – it does not workThe sad truth is that a typical prescription prenatal vitamin does not correct most deficiencies, which are extremely common in pregnant women.Prenatal multivitamin is a poor source of nutrients. All the ingredients are synthetic, so your body cannot use them the way it uses natural nutrients from food.Plus it is loaded with chemicals, such as crospovidone, FD&C Red No. 40 aluminum lake, hydroxypropyl methylcellulose, lactose, magnesium stearate, mineral oil light, polysorbate 80, sodium lauryl sulfate, stearic acid, syloid, titanium dioxide and triethyl citrate. Neither you nor your baby need these chemicals. They do not help, but can only cause harm.How can you be sure to have the most optimal nutritionEat a good diet. This means eat natural foods. Oatmeal is natural, but cereal made from oats that looks like little doughnuts is not. Steak is natural, but luncheon meat is not. Eggs are natural, eggbeaters are synthetic unnatural junk.In other words, eat food the way it is naturally produced and avoid processed, man-made foods. This usually means avoiding anything that comes in boxes, cans, and plastic packages and anything that has expiration date months from today. Real food spoils, junk food is loaded with preservatives, so it can last for a long time.Eat fruits and vegetables, nuts and seeds, berries, meat, chicken, lamb, eggs, cheese, butter, and any other natural food that you like. Seafood and fish are usually OK, but eat large fish (salmon, tuna, etc.) in moderation because of potentially high mercury content.Try to minimize soda, ice cream, cookies, white bread and white rice, most breakfast cereals, and any other processed foods.But even eating a good diet may be leave you deficient in important nutrients. That is why I recommend nutritional supplements.As I mentioned, prenatal vitamins that you doctor prescribed is nothing but junk. It is a combination of synthetic chemicals, some of which may even be harmful for the developing baby.You should take only supplements that are made from real food. There is a company called Standard Process that has been producing food-based supplements since 1920s. They grow fruits and vegetables on their own certified organic farm. They dehydrate them using a patented low-heat high-vacuum process that retains all the nutrients. Think of it as turning a grape into a raisin. Raisins have all the same nutrients as grapes, except for water.They also use organ meats (liver, kidney, etc) from organic cows because they have very high nutrient content. They combine different ingredients to create various nutritional supplements. There is nothing artificial, no preservatives, no chemicals, only real food with real nutrients.It is never too early or too late to start. Whether you are just planning your pregnancy or are in the 3rd trimester, you need proper nutrition at every stage.This is the program I recommend to my patients:· Catalyn – a natural multivitamin/multimineral made from 12 different foods· Folic Acid B12 – for extra folic acid and B12· Ferrofood – natural organic iron· Calcium lactate – natural calcium and magnesium from beats· TunaOmega oil – naturally pure source of DHA and EPA, guaranteed free of mercury, PCBs, and other chemicalsAll these are from Standard Process. They are only available through health practitioners, so go on their web site and find a doctor near you. Or you can call my office at 718-769-0997 if you cannot find anyone locally.The important point is this. If you want to have a healthy, uncomplicated pregnancy and a healthy, well-developed baby, eat real food and take food-based nutritional supplements. </p> </div> <div class="postmetadata clearfix"> </div> <!-- --> </div> <div class="pagination navigation clearfix"> <div class="alignleft"><a href="http://cvbugnd.info/page/2/" >« Older Entries</a></div> <div class="alignright"></div> </div> </div><!-- #content --> </div><!-- #container --> <div id="sidebar"> <ul class="sb-list clearfix"><li id="tag_cloud-2" class="widget widget_tag_cloud"><div class="sb-title widgettitle">Tags</div><div class="tagcloud"><a href='http://cvbugnd.info/tag/advertising/' class='tag-link-30' title='1 topic' style='font-size: 8pt;'>Advertising</a><a href='http://cvbugnd.info/tag/auto-loans/' class='tag-link-18' title='2 topics' style='font-size: 16.4pt;'>Auto Loans</a><a href='http://cvbugnd.info/tag/beauty/' class='tag-link-48' title='1 topic' style='font-size: 8pt;'>beauty</a><a 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