<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><html xmlns="http://www.w3.org/1999/xhtml" dir="ltr" lang="en-US"><head profile="http://gmpg.org/xfn/11"><meta http-equiv="X-UA-Compatible" content="IE=8" /><meta http-equiv="Content-Type" content="text/html; charset=UTF-8" /> <title> hamlmln.info</title> <link rel="stylesheet" href="http://hamlmln.info/wp-content/themes/glade/style.css" type="text/css" media="all" /><!--[if IE 6]><link rel="stylesheet" href="http://hamlmln.info/wp-content/themes/glade/ie6.css" type="text/css" /><![endif]--> <meta name="robots" content="index,follow" /><link rel="pingback" href="http://hamlmln.info/xmlrpc.php" /><link rel="shortcut icon" href="http://hamlmln.info/wp-content/themes/glade/favicon.ico" type="image/x-icon" /> <link rel="EditURI" type="application/rsd+xml" title="RSD" href="http://hamlmln.info/xmlrpc.php?rsd" /><link rel="wlwmanifest" type="application/wlwmanifest+xml" href="http://hamlmln.info/wp-includes/wlwmanifest.xml" /> <link rel='index' title='hamlmln.info' href='http://hamlmln.info/' /><meta name="generator" content="WordPress 3.1.3" /></head><body id="home"> <div id="header" class="clearfix"> <div id="branding"> <h1 id="logo"><a href="http://hamlmln.info/" title="hamlmln.info">hamlmln.info</a></h1> </div> <div id="nav" class="clearfix"> <div id="nav-search"> <form role="search" method="get" id="searchform" action="http://hamlmln.info/" > <div><label class="screen-reader-text" for="s">Search for:</label> <input type="text" value="" name="s" id="s" /> <input type="submit" id="searchsubmit" value="Search" /> </div> </form> </div> <ul id="menu"> <li class="page-item-home current_page_item "><a href="http://hamlmln.info/">Home</a></li> <li class="page_item page-item-6"><a href="http://hamlmln.info/about/" title="About">About</a></li><li class="page_item page-item-7"><a href="http://hamlmln.info/blog/" title="Blog">Blog</a></li><li class="page_item page-item-8"><a href="http://hamlmln.info/contact-us/" title="Contact us">Contact us</a></li><li class="page_item page-item-21"><a href="http://hamlmln.info/privacy-policy/" title="Privacy policy">Privacy policy</a></li> </ul> <div id="submenu-bg"> </div> </div> </div> <div id="main" class="clearfix"> <div id="container"> <div id="content"> <div class="post-55 post type-post status-publish format-standard hentry category-uncategorized tag-business-ideas tag-etsy-small-business tag-small-business tag-small-business-check tag-small-business-ideas tag-small-business-owner tag-small-business-tiktok tag-small-business-tips tag-small-business-vlog tag-small-scale-business" id="post-55"><h1><a href="http://hamlmln.info/small-business-loan-calculator-features-and-benefits/" rel="bookmark" title="Permanent Link to Small Business Loan Calculator Features and Benefits">Small Business Loan Calculator Features and Benefits</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> The small business loan calculator has proven to be one of the most useful devices when it comes to calculating a number of commercial real estate investments. Mortgage calculators can be especially important tools of the trade in a few different areas; whether figuring out interest payments only or going with the ebb and flow of adjustable rate contracts, keeping an eye on these figures throughout the duration of most any given property transaction can be beneficial in many ways.Those who’ve used SBA loans in the past have been able to rely on small business loan calculator settings to carry them through each phase of the commercial loans process. No matter the case, having access to a number of online mortgage calculators can make life much easier when dealing with a variety of lending scenarios.Even when dealing with small loans, the price of doing business can eventually work to the advantage of the borrower. The same principle applies to those who qualify for unsecured loans and the like, when payment schedules may include higher rates. Because of the fact that some small business loan calculator setups have a few additional features to offer, the unexpected can often be handled; with commercial loans especially, unforeseen circumstances may change the game in a hurry.Forecast Early Payoff With Your Small Business Loan CalculatorDepending upon which lending institution is handling the loan in question, the idea of paying off the loan early can become a reality. Prospective borrowers may want to make sure that an early pay-off clause is included in their SBA loans without having prepayment penalties; for example, those who qualify for unsecured loans can save thousands of dollars by paying off the balance a little faster than anticipated.A small business loan calculator with this extra added feature can factor in additional amounts to be paid and apply them towards the total balance. In the past, commercial loans without this feature have ended up costing borrowers a bundle.Not all mortgage calculators come with this feature. In addition to entering the standard information pertaining to small loans, such as the balance, interest, and monthly installments, entering in the extra payment amount will display how much loan recipients can save by paying their commercial loans off earlier than expected. Even though these small business loan calculator functions are becoming more commonplace, it’s vitally important to find out which lenders are offering this additional service.Use Your Small Business Loan Calculator To Determine Best Financing OptionsThose who are ready to refinance their first-lien mortgages may be able to take advantage of their SBA loans by seeing whether or not this early payoff condition applies, sans the penalties. Successful business owners should have a certain amount of clout as it stands, meaning that this type of leverage can be used to switch mortgage companies, if necessary.Contacting other lenders isn’t a crime, and some may have this particular small business loan calculator function already in place. Having this type of leverage can put business owners in the driver’s seat while searching for the best available deals concerning their commercial loans.In effect, renegotiating a second mortgage while saving thousands of dollars is more than possible; in fact, paying lower interest rates and monthly payments on a number of refinanced small loans just isn’t enough, especially when mortgage calculators with multiple features will be able to clearly indicate how much additional money can be saved in both the short-term and the long-run. A small business loan calculator with all the bells and whistles may be worth looking into. </p><div class="mads-block"></div> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://hamlmln.info/tag/business-ideas/" rel="tag">business ideas</a> <a href="http://hamlmln.info/tag/etsy-small-business/" rel="tag">etsy small business</a> <a href="http://hamlmln.info/tag/small-business/" rel="tag">small business</a> <a href="http://hamlmln.info/tag/small-business-check/" rel="tag">small business check</a> <a href="http://hamlmln.info/tag/small-business-ideas/" rel="tag">small business ideas</a> <a href="http://hamlmln.info/tag/small-business-owner/" rel="tag">small business owner</a> <a href="http://hamlmln.info/tag/small-business-tiktok/" rel="tag">small business tiktok</a> <a href="http://hamlmln.info/tag/small-business-tips/" rel="tag">small business tips</a> <a href="http://hamlmln.info/tag/small-business-vlog/" rel="tag">small business vlog</a> <a href="http://hamlmln.info/tag/small-scale-business/" rel="tag">small scale business</a></p> </div> <!-- --> </div> <div class="post-15 post type-post status-publish format-standard hentry category-uncategorized tag-communicate tag-educate tag-public" id="post-15"><h1><a href="http://hamlmln.info/what-we-have-here-is-a-failure-to-communicate/" rel="bookmark" title="Permanent Link to What We Have Here Is A Failure To Communicate">What We Have Here Is A Failure To Communicate</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p>The results of this past election proved once again that the Democrats had a golden opportunity to capitalize on the failings of the Trump Presidency but, fell short of a nation wide mandate. A mandate to seize the gauntlet of the progressive movement that Senator Sanders through down a little over four years ago. The opportunities were there from the very beginning even before this pandemic struck. In their failing to educate the public of the consequences of continued Congressional gridlock, conservatism, and what National Economic Reform’s Ten Articles of Confederation would do led to the results that are playing out today.. More Congressional gridlock, more conservatism and more suffering of millions of Americans are the direct consequences of the Democrats failure to communicate and educate the public. Educate the public that a progressive agenda is necessary to pull the United States out of this Pandemic, and restore this nations health and vitality.</p><p>It was the DNC’s intent in this election to only focus on the Trump Administration. They failed to grasp the urgency of the times. They also failed to communicate with the public about the dire conditions millions have been and still are facing even before the Pandemic. The billions of dollars funneled into campaign coffers should have been used to educate the voting public that creating a unified coalition would bring sweeping reforms that are so desperately needed. The reality of what transpired in a year and a half of political campaigning those billions of dollars only created more animosity and division polarizing one extreme over another.</p><p>One can remember back in 1992 Ross Perot used his own funds to go on national TV to educate the public on the dire ramifications of not addressing our national debt. That same approach should have been used during this election cycle. By using the medium of television to communicate and educate the public is the most effective way in communicating and educating the public. Had the Biden campaign and the DNC used their resources in this way the results we ae seeing today would have not created the potential for more gridlock in our government. The opportunity was there to educate the public of safety protocols during the siege of this pandemic and how National Economic Reform’s Ten Articles of Confederation provides the necessary progressive reforms that will propel the United States out of the abyss of debt and restore our economy. Restoring our economy so that every American will have the means and the availability of financial and economic security.</p><p>The failure of the Democratic party since 2016 has been recruiting a Presidential Candidate who many felt was questionable and more conservative signals that the results of today has not met with the desired results the Democratic party wanted. Then again? By not fully communicating and not educating the public on the merits of a unified progressive platform has left the United States transfixed in our greatest divides since the Civil War. This writers support of Senator Bernie Sanders is well documented. Since 2015 he has laid the groundwork for progressive reforms. He also has the foundations on which these reforms can deliver the goods as they say. But, what did the DNC do, they purposely went out of their way to engineer a candidate who was more in tune with the status-quo of the DNC. They failed to communicate to the public in educating all of us on the ways our lives would be better served with a progressive agenda that was the benchmark of Senators Sanders Presidential campaign and his Our Revolution movement. And this is way there is still really no progress in creating a less toxic environment in Washington and around the country.</p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://hamlmln.info/tag/communicate/" rel="tag">Communicate</a> <a href="http://hamlmln.info/tag/educate/" rel="tag">Educate</a> <a href="http://hamlmln.info/tag/public/" rel="tag">public</a></p> </div> <!-- --> </div> <div class="post-61 post type-post status-publish format-standard hentry category-uncategorized tag-winter-sports" id="post-61"><h1><a href="http://hamlmln.info/plan-a-tour-to-india-during-winter/" rel="bookmark" title="Permanent Link to Plan a Tour to India During Winter">Plan a Tour to India During Winter</a></h1> <small class="meta"> <span class="alignright"> </span> </small> <div class="entry"> <p> The diversified land of India offers a wide array of pleasing tourist destinations for all seasons and for tourists with varying tastes. Most of the places offer their best attractions in winter season. Therefore, if you are planning to visit India in winter, you can have ample choices. Be it your honeymoon or a family holiday or just a routine vacation with friends, India will surely leave you mesmerized. From all the history buffs to nature lovers, wildlife lovers, adventure enthusiasts, honeymoon couples and even the religious minded people, everyone can satisfy his/her desires. A snowy Christmas in India is as exciting as a Goa carnival, a camel safari in Rajasthan, any adventure sport in the Himalayan ranges or even a sunbath alongside the exotic Goan or Kerala beaches.A few popular winter destinations in India are:</p><p>Kashmir – the home of numerous hill stations (like Srinagar, Gulmarg, Sonamarg, Pahlgam etc.) with some of the most splendid lakes and snow clad peaks; perfect for sightseeing, adventure and relaxation.<br /> Auli (9,500-10,500 ft above sea level in Uttarakhand) – pine scented mountain slopes; ideal for skiing and sightseeing trips.<br /> Shimla (the queen of hills, in Himachal Pradesh) – perfect for adventurous and religious tours.<br /> Mcleodganj (close to Dharamshala, in Himachal Pradesh) – the abode of His Holiness the 14th Dalai Lama; popular for Buddhist meditation centres, health clubs and monasteries.<br /> Halflong (Assam) – wonderful sightseeing place with orange orchards, pineapple gardens and the wildlife species, blue hills, green rivers and cascading waterfalls.<br /> Mount Abu (the only hill station in Rajasthan) – offers various adventure sports and Dilwara Jain temples.<br /> Lake Chilka (Odissa) – paradise for bird lovers.<br /> Corbett National Park (Uttarakhand) – home to around 50 species of mammals, 580 species of birds and 25 species of reptiles.<br /> Backwaters of Kerala – 900 km long intricate network of waterways with tropical climate; houseboats are a unique attraction.<br /> Goa – the queen of beaches; popular for carnival, trance parties, and countless festivities.<br />The northern belt of India, comprising of states like Jammu & Kashmir, Himachal Pradesh, Uttaranchal etc., is the most frequented part in winters. The true beauty of this region is highlighted at its best in the months of October to March. </p> </div> <div class="postmetadata clearfix"> <p class="tags">Tags: <a href="http://hamlmln.info/tag/winter-sports/" rel="tag">Winter Sports</a></p> </div> <!-- --> </div> <div class="pagination navigation clearfix"> <div class="alignleft"><a href="http://hamlmln.info/page/2/" >« Older Entries</a></div> <div class="alignright"></div> </div> </div><!-- #content --> </div><!-- #container --> <div id="sidebar"> <ul class="sb-list clearfix"> <li id="recent-posts-2" class="widget widget_recent_entries"> <div class="sb-title widgettitle">Recent Posts</div> <ul> <li><a href="http://hamlmln.info/np-business-and-trade-tip-ideas-to-diversify-your-practice-income/" title="NP Business and Trade Tip: Ideas to Diversify Your Practice Income">NP Business and Trade Tip: Ideas to Diversify Your Practice Income</a></li> <li><a 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