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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>Building a Homeg</title> <atom:link href="http://nethowbe.info/feed" rel="self" type="application/rss+xml" /> <link>http://nethowbe.info</link> <description></description> <lastBuildDate>Sun, 18 Feb 2024 20:27:33 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1</generator> <item> <title>Things to Consider While Buying an Apartment, Apartments in Kr Puram, Bangalore</title> <link>http://nethowbe.info/archives/14</link> <comments>http://nethowbe.info/archives/14#comments</comments> <pubDate>Sat, 15 May 2021 09:15:21 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Apartment]]></category> <category><![CDATA[Puram]]></category> <category><![CDATA[While]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=14</guid> <description><![CDATA[Owning an apartment in silicon city, Bangalore, is a dream to many. Day by day the demand of apartment is increasing in Bangalore, so real estate companies are doing their best to provide buyers with every amenity they need. These … <a href="http://nethowbe.info/archives/14">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Owning an apartment in silicon city, Bangalore, is a dream to many. Day by day the demand of apartment is increasing in Bangalore, so real estate companies are doing their best to provide buyers with every amenity they need.<br />These are some tips, which you have to consider while you are buying an apartment in Bangalore.</p><p>ï\x83\x98 Location<br />The main factor is the location of your property. Distance from your workplace, shopping malls, hospitals, schools, colleges, road connectivity and public transport facility, Internet and water availability, etc. are few things you must keep in mind while selecting the Location.</p><p>ï\x83\x98 Good Infrastructure<br />You need to check thoroughly if this property is indeed your dream home or not. Check for proper furnishings, freshly painted walls, wiring, drainage, and bathroom etc. before making any hasty decisions.</p><p>ï\x83\x98 Proper calculations<br />Firstly, create a budget, so that you don’t spend unnecessarily on your apartment. List down the things that you’re looking for in your apartment, compare rates with your budget and current pricing in the locality, and pick out the home that matches all your criteria.</p><p>ï\x83\x98 Do your paperwork<br />Property paperwork can become tedious if you don’t keep a track of it right from the beginning. These are the things you must keep in mind:<br />• Verify, that the apartments is approved by BBMP<br />• Check the apartment’s KHATA certificate<br />• Make sure, the property is not having any loans dependent on it<br />• A good real estate lawyer can be your savers. If you’re completely new to this<br />• Complete all pending payments before the period mentioned in the Sale Deed and don’t forget to get an agreement<br />• Get your Sale Deed registered and the KHATA in your name<br />Although these are not </p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/14/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What You Need to Know About Buying House in Summer</title> <link>http://nethowbe.info/archives/13</link> <comments>http://nethowbe.info/archives/13#comments</comments> <pubDate>Thu, 15 Apr 2021 09:12:06 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Know]]></category> <category><![CDATA[Need]]></category> <category><![CDATA[What]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=13</guid> <description><![CDATA[The sunniest time of the year when sun is shining brightly is surely a great time for exploring new neighborhoods and visualizing future patio parties during viewings. If you are planning to buy home this summer then it is important … <a href="http://nethowbe.info/archives/13">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>The sunniest time of the year when sun is shining brightly is surely a great time for exploring new neighborhoods and visualizing future patio parties during viewings. If you are planning to buy home this summer then it is important to understand the housing market prior starting any serious shopping. You must have to know what housing market is like for buyers now and what you can do to end up the best home with best price that fits right in your budget.<br />Owning a home is an investment in your future and with that in mind you wants to make sure that you are making educated decisions so that you could get the best possible deal. Housing market in 2018 should be just as strong this summer as it’s been all spring. List prices and existing home sales have risen this year but there are perks to house hunting right now, too. We present you some of the facts and tips to help you get the most out of this year’s summer housing market.<br />SUMMER MARKET FACTS<br />DURING THE SUMMER PRICES DROP: Although summer is busy home-buying season but still it is not crazy as prices drop from May through October. Anyhow if you hang out until late August then you could find a really great deal-that is when nearly 14 % of listings get a price cut.<br />Private Mortgage Insurance Is GETTING MORE Reliable: PMI or Private Mortgage Insurance getting cheaper after PMI lenders MGIC and Radian lowered their rates this spring; it is great financing news for homebuyers. That’s going to cause most of these PMI companies to be competitive with each other which in result going to bring them all down. Less than 20 % of down payment makes the home buyers to get PMI. It means it will be cheaper for some buyers to get into homes sooner.</p><p>HOMEBUYING TIPS FOR SUMMER 2018</p><p>DON’T DISCOUNT OLDER LISTINGS: At the times when homes are flying off the market within days due to strong competition, it is easy to think a listing that’s a week or so old is a red flag. But keep in mind that it is not always the case. It is often because buyer got cold feet and pulled out of a deal on a perfectly good house. But thanks to the assumptions home buyers make about older listings in busy markets, the delay can cause the price to come down.<br />There are just more of these in market. The number of homes in market is shrinking but still there are 8.3 % more fixer-upper among them than there were six years ago. If you are dead-set against a fixer-upper to be prepared to move quickly then there is only ever going to be a couple of options at a time. And when new listings come up it’s going to be pretty ferocious.<br />GET TO KNOW THE NEIGHBORHOOD: The plus point of competitive market it gives you temptation to make an offer on any available property that fits your criteria but if it’s in the wrong neighborhood, you may never want to purchase the house. It is better to take some time and do community scouting before making an offer. You can even find out what your future neighbors have to say about the area by communicating with them.<br />MAKE THE STRONGEST OFFER: To stay in the market make the strongest offer, even your offer is not the highest because now is not the time for low ball-offer. No doubt, coming up with cash offer could be tough for many home buyers but there are some ways to make a strong offer that don’t require gobs of money. Substantial eventualities like a shorter closing or inspection period and writing a great offer letter can help make your offer stand out.</p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/13/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Buying New Homes Vs Old Homes</title> <link>http://nethowbe.info/archives/16</link> <comments>http://nethowbe.info/archives/16#comments</comments> <pubDate>Mon, 15 Feb 2021 09:12:08 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Old]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=16</guid> <description><![CDATA[1. “Necessary Repairs” Increase Home Value- Generally you can expect to see a rise in the value of your home when you do things like replace the air conditioning unit, furnace, or roof. You will get a higher offer on … <a href="http://nethowbe.info/archives/16">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>1. “Necessary Repairs” Increase Home Value- Generally you can expect to see a rise in the value of your home when you do things like replace the air conditioning unit, furnace, or roof. You will get a higher offer on your house with these things than without. So while the idea of buying a home with an old hot water heater that you’ll need to replace seems like a buzz kill, you’ll pay less than if they had upgraded it for you (always use this as negotiating power! either request they do it, or factor it in to what the house is worth). This combined can be a great way to buy a nice house for a great deal.</p><p>2. “No Regret” Design Changes- That parquet floor has been there long enough to push aside any regret for ripping it out and replacing it. Those 80′s tile, feel free to rip them out. Trends expire and it’s better to rip out tile that’s past it’s prime than brand new tile that’s hardly seen use. And you’re free to replace it with whatever you want, whereas builders normally have a selection you have to choose from.</p><p>3. “Old House” Charm- It’s more expensive to buy “charming” details new. Much like the old tile and parquet flooring, the crown molding and carved wood details you’ll oftentimes find in older homes has “paid it’s dues” and is cheaper to buy in that older home. You’ll find decorating with these details to be a treat as they’re visually interesting and beautiful.</p><p>4. Cheaper To Buy Upfront- Older homes can be cheaper to buy up front for the same square footage in the same area. This has a lot to do with the labor costs that go into a new construction. You’re paying people’s wages when you buy those homes whereas you’re just buying the value of the property from a seller of an older home.</p><p>5. Established Neighbourhoods- Older homes are in older neighbourhoods and this can mean beautiful shade providing mature trees, grass covered yards, parks and more. Drive through an older neighbourhood and you’ll see the benefits with mature landscaping and variety of people living there.</p><p>6. Remodelling Potential- Because the homes are often cheaper, the lots normally bigger, and the homes not as close together, there’s normally a lot of room to remodel an older home. Go ahead and pair that with #2 and you’re in it to win it, right?</p><p>7. Energy Efficiency- Yes! Shockingly, I’m going to tell you that buying an older home can benefit your bank account. Smaller homes are less expensive to heat and cool. As long as you have or upgrade existing insulating features, the smaller rooms and lower ceilings are going to be noticeably cheaper to keep comfortable. And on the other end of things, older homes were not equipped with modern cooling and heating so they were built with features that kept it cooler (without electricity, yay lower electricity bills!)</p><p>8. Problems already Discovered & Addressed- Provided previous owners weren’t total D-bags, any problems that have risen from the homes construction will have already been addressed. Things like settling have likely already occurred (true story- my parent’s bought new construction and they have huge patches around the doorways of one side of their house from where they had cracks fixed from the new house settling).</p><p>9. Variety in Choices/Styles/Designs/Layouts- When you buy from a builder, you get options. These options are uniform in choice with all the other homes the builder is selling. When you buy in an older neighbourhood, you get variety in styles, choices, and finishes to choose from.</p><p>10. Location- Older homes are normally located closer to desirable parts of the city. My older home is located near the beach, other older homes in our city are located in beautiful neighbourhoods right next to downtown. The newer construction homes are normally built on old acreage full of trees and are pretty out of the way (and if you want to be out of the way, charming old farmhouses are normally out there!)</p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/16/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Things You Should Know About Buying a House</title> <link>http://nethowbe.info/archives/12</link> <comments>http://nethowbe.info/archives/12#comments</comments> <pubDate>Mon, 15 Feb 2021 09:12:05 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[About]]></category> <category><![CDATA[House]]></category> <category><![CDATA[Know]]></category> <category><![CDATA[Should]]></category> <category><![CDATA[Things]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=12</guid> <description><![CDATA[How exciting! You’re about to go into so much debt that it could take you 30 years to get out of it -kidding (kind of). You’ve probably heard that real estate is a great investment. And it totally is! But, … <a href="http://nethowbe.info/archives/12">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>How exciting! You’re about to go into so much debt that it could take you 30 years to get out of it -kidding (kind of). You’ve probably heard that real estate is a great investment. And it totally is! But, in some cases buying a house can be a nightmare in disguise. You never really feel like you’re ready to buy your first home – or you might not even know what actually goes into buying a home.</p><p>Whatever the case, we are here to give you the low-down on what you should know before buying your first home. If you check off all these boxes then your first home purchase will go easy breezy!</p><p>GETTING APPROVED IS MORE THAN JUST YOUR INCOME</p><p>Before you even begin thinking of purchasing a home you need to make sure you’re even approved. A family “knew” the amount they wanted to spend on a house and what they could afford. But, they didn’t realize the approval process was more than just what they wanted to spend!</p><p>There are multiple different factors that go into a pre-approval process. The main ones are:</p><p>Income:</p><p>Based on your income, they’ll figure out how much you can afford. The higher the income, the higher the loan. That doesn’t mean that if you have a low income you won’t get approved for a loan.</p><p>Job Length:</p><p>Typically you need to currently be at the same job for 2 years or more. This isn’t the time to be switching jobs or trying to figure out your career path. They want to see consistency. We are not saying you can’t get a loan, because it can be done. You’ll just have to jump through a lot more hoops if you’ve recently switched jobs in the last 2 years.</p><p>Credit Score:</p><p>Using your credit score they can figure out how “loan-worthy” you are. Just make your payments, people. If you don’t make your payments they’re not going to loan you the money.</p><p>THERE’S MORE EXPENSES THAN JUST A MORTGAGE PAYMENT</p><p>You’ve got your pre-approval back, and you’re pleasantly surprised that they approved you for more than you thought. This is where home buyers make the SINGLE biggest mistake. Purchasing a house at the max they were approved for.</p><p>If you can take away anything from this post then we want it to be this – DO NOT purchase a home for the max amount you are approved for. There’s a reason that it’s your max amount.</p><p>If you’re barely making ends meet just making your mortgage payment, what happens when some unexpected expense comes up such as a job loss or medical bills (and yes, it CAN happen to you). There’s always something that comes up and you definitely don’t want to be scrambling to pay your mortgage.</p><p>EXTRA COSTS</p><p>Not only do you have to consider PMI, but closing costs. You’re going to spend anywhere from 2%-5% of the home price on closing costs. If you feel completely comfortable and confident that you can pay for the closing costs and put a decent amount down (preferably 20%) then you’re pretty safe. No use paying more than you should just because you didn’t want to take the extra year or two to save.</p><p>HAVING AN EMERGENCY FUND WILL MAKE OR BREAK YOU</p><p>We know you think that nothing is going to happen to you and life will always be fine and dandy. But we hate to tell you that you’re wrong. We just want you to be prepared and smart. Typically, you need to save 1% of your home costs for on-going maintenance every year.</p><p>IT’S NOT WORTH IT IF YOU’RE THERE FOR LESS THAN 5 YEARS</p><p>It’s been proven that you need to be in a Home for 5 years to start breaking even.</p><p>That first 5 years is basically just paying the interest. At that time you haven’t even made a dent in your principal. You would now have to try to resell at the purchase price you bought for or to get any money back, try to sell for higher. Doesn’t that sound like such a hassle?!</p><p>There’s so much upfront cost that it’s not even worth it if you’re not planning on sticking around for that long. In this case, renting may be a better option.</p><p>YES, THERE IS SUCH A THING AS A SELLERS AND BUYERS MARKET</p><p>The market you’re in can extremely affect your buying power. Builders can sell their homes ridiculously overpriced and have them snatched up in days.</p><p>In a buyers market you have a lot more leeway. You have the deciding power of finding a home that you truly love (and not just picking one because you can’t find anything else). You also have the opportunity to even come in UNDER asking price. If you know that you’re in a seller’s market and are afraid of paying way too much for a house, it doesn’t hurt to wait it out.</p><p>YOUR GUT KNOWS MORE THAN YOU DO</p><p>Gut feelings go a long way. Your gut is a lot smarter than it takes credit for, and you should listen to it. Do you feel ready to purchase your first home? Is it something that is truly in your families best interest or do you just want a home because everyone else is doing it.</p><p>You may never feel totally confident about purchasing a home (and that’s completely normal) but just make sure you’re prepared. Buying your first home can really be a great experience and an even better long-term investment.</p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/12/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>6 Tips To Help You Buy A Condo</title> <link>http://nethowbe.info/archives/15</link> <comments>http://nethowbe.info/archives/15#comments</comments> <pubDate>Fri, 15 Jan 2021 09:12:07 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Buy]]></category> <category><![CDATA[Condo]]></category> <category><![CDATA[Tips]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=15</guid> <description><![CDATA[The condo is short for condominiums. Typically, a condo is one unit in a multiple-unit real estate. In other words, it’s a building or community that looks like an apartment. Plus, it may include public places, dog walking areas, gyms, … <a href="http://nethowbe.info/archives/15">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>The condo is short for condominiums. Typically, a condo is one unit in a multiple-unit real estate. In other words, it’s a building or community that looks like an apartment. Plus, it may include public places, dog walking areas, gyms, playgrounds, swimming pools, and parks, just to name a few. In this article, we are going to share a few tips that may help you buy a condo. Read on to find out more.</p><p>1. Consider your Lifestyle</p><p>If you don’t like to mow the lawn, condo living can be an ideal choice for you. Similarly, if you can’t afford to spend $5000 on your HVAC system, you may consider this option. On the other hand, if you like a large backyard, you may give a go to a different type of property, such as a townhouse.</p><p>In the same way, if you don’t like to share the floors, ceilings, or walls of your house with your neighbor, a condo may not be a good choice for you.</p><p>2. Work with a Good Realtor</p><p>Make sure you look for a good real estate agent should you have made your mind to buy a condo. Ideally, it’s better that you find someone who enjoys a good track record and plenty of experience in the field. They will guide you through the process.</p><p>The real estate agent may have a great idea of the developments in your area and the issues they may have.</p><p>3. Decide on the Type of Amenities</p><p>Condos may provide a list of amenities. If you work with a good real estate agent, don’t forget to find out about the type of amenities in your area. Besides, you should consider other important factors, such as your budget and the location. This will help you find the best place.</p><p>Don’t forget to leave out amenities that you don’t want to have, such as a swimming pool. But having these amenities may still worth it as they will add to the curb appeal of the property.</p><p>4. Look for an FHA-Approved Condo</p><p>Getting a mortgage against your condominium involves more complications than other types of properties. The reason is that the development of the condo may go through scrutiny including your personal finances.</p><p>If you check the website of the FHA, you may find a list of condos that are approved. Therefore, we suggest that you get help from a good mortgage professional.</p><p>5. Find out About the Maintenance Aspect</p><p>It’s important that you know to find out who is going to take care of the maintenance of the condo. After all, you don’t want to end up with a condo that is not properly maintained. Apart from this, poor management may have a negative impact on the value of your property.</p><p>Therefore, it makes sense to find out who is going to supervise the maintenance of your property.</p><p>6. Consider the Association Fees</p><p>Aside from the mortgage, make sure you consider the condo association fees as well. If you review the fees, you will come to know what it includes. Typically, the services include cleaning common areas, lawn care, and snow removal, to name a few.</p><p>It’s a good idea to know the house rules of the community. There may be some noise level restrictions. If you understand these regulations in advance, it will help you find out whether the community is the right one for you.</p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/15/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Digital Real Estate Transactions and Blockchain</title> <link>http://nethowbe.info/archives/22</link> <comments>http://nethowbe.info/archives/22#comments</comments> <pubDate>Mon, 18 Feb 2019 20:27:07 +0000</pubDate> <dc:creator>dayat</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://nethowbe.info/?p=22</guid> <description><![CDATA[Reel BlitzWild SpinWin ArenaWin WarpBonus SpinJackpot ArenaSpin GoldReel GoldBet MegaBonus Arena]]></description> <content:encoded><![CDATA[<p><a href="https://reelblitz.info/">Reel Blitz</a><a href="https://wildspin.info/">Wild Spin</a><a href="https://winarena.info/">Win Arena</a><a href="https://winwarp.info/">Win Warp</a><a href="https://bonusspin.info/">Bonus Spin</a><a href="https://jackpotarena.info/">Jackpot Arena</a><a href="https://spingold.info/">Spin Gold</a><a href="https://reelgold.info/">Reel Gold</a><a href="https://betmega.info/">Bet Mega</a><a href="https://bonusarena.info/">Bonus Arena</a></p>]]></content:encoded> <wfw:commentRss>http://nethowbe.info/archives/22/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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