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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>wituhmj.info</title> <atom:link href="http://wituhmj.info/feed/" rel="self" type="application/rss+xml" /> <link>http://wituhmj.info</link> <description></description> <lastBuildDate>Wed, 01 Jan 2025 18:14:21 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Choosing The Right Tires For Different Weather Conditions</title> <link>http://wituhmj.info/choosing-the-right-tires-for-different-weather-conditions/</link> <comments>http://wituhmj.info/choosing-the-right-tires-for-different-weather-conditions/#comments</comments> <pubDate>Sat, 16 Nov 2024 16:28:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=133</guid> <description><![CDATA[Winter Tires How They Work & Differ From All Season Tires SimpleTire from simpletire.com Introduction When it comes to driving in different weather conditions, having the right tires can make all the difference. Whether you’re facing heavy rain, snow, or … <a href="http://wituhmj.info/choosing-the-right-tires-for-different-weather-conditions/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> <content:encoded><br /><article><figure><noscript><img src="https://tse1.mm.bing.net/th?q=Choosing%20the%20right%20tires%20for%20different%20weather%20conditions" alt="Winter Tires How They Work & Differ From All Season Tires SimpleTire" width="640" height="360" /></noscript><img class="v-cover ads-img" src="https://tse1.mm.bing.net/th?q=Choosing%20the%20right%20tires%20for%20different%20weather%20conditions" alt="Winter Tires How They Work & Differ From All Season Tires SimpleTire" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /><br /><figcaption>Winter Tires How They Work & Differ From All Season Tires SimpleTire from simpletire.com</figcaption></figure><h2>Introduction</h2><p>When it comes to driving in different weather conditions, having the right tires can make all the difference. Whether you’re facing heavy rain, snow, or hot summer temperatures, choosing the appropriate tires for the season can significantly improve your safety and driving experience. In this article, we will guide you through the process of selecting the right tires for various weather conditions.</p><h2>Understanding Tire Types</h2><p>Before diving into weather-specific tire options, it’s important to understand the different types of tires available. All-season tires, winter tires, and summer tires are the three main categories. All-season tires are designed to perform well in various conditions, while winter tires are specifically engineered to provide optimal traction on snow and ice. Summer tires, on the other hand, are designed for warm, dry conditions.</p><h3>Tires for Rainy Weather</h3><p>Driving in heavy rain requires tires that can effectively displace water and reduce the risk of hydroplaning. Look for tires with deep grooves and specialized tread patterns that enhance water evacuation. These features will help maintain better traction and grip on wet surfaces, ensuring a safer driving experience.</p><h3>Tires for Winter Weather</h3><p>Winter tires are essential for driving in snowy and icy conditions. These tires are made of a special rubber compound that remains flexible even in extremely cold temperatures, providing better grip on slippery surfaces. Additionally, winter tires have unique tread patterns with sipes and biting edges that enhance traction and braking performance in snow and ice.</p><h3>Tires for Hot Summer Weather</h3><p>When the temperatures start to rise, it’s crucial to have tires that can handle the heat. Summer tires are designed with a rubber compound that provides optimal grip on dry and hot pavement. These tires have a tread pattern that maximizes contact with the road, allowing for better handling and cornering performance even in high temperatures.</p><h2>Considerations for All-Season Tires</h2><p>If you live in an area with mild weather conditions throughout the year, all-season tires might be a suitable choice. These tires offer a balanced performance and can handle a variety of weather conditions, including light snow. However, it’s important to note that all-season tires are not as effective as specialized tires in extreme weather conditions.</p><h2>Additional Factors to Consider</h2><p>When choosing tires, it’s essential to consider factors such as tread life, fuel efficiency, and noise level. Some tires are designed to have a longer tread life, which means they will last longer before needing replacement. Additionally, selecting tires with lower rolling resistance can improve fuel efficiency. Finally, consider the noise level of the tires, as some models are designed to provide a quieter ride.</p><h2>Conclusion</h2><p>Choosing the right tires for different weather conditions is crucial for your safety and driving experience. Whether you’re facing rain, snow, or hot summer temperatures, having the appropriate tires can significantly improve traction, handling, and braking performance. Consider the specific weather conditions you regularly encounter and choose tires that are designed to perform optimally in those conditions. Remember to also consider factors such as tread life, fuel efficiency, and noise level to ensure a well-rounded tire choice.</p></article><p><span id="more-133"></span><br /><section><aside><img alt="AllSeason vs Winter vs All Weather Tires Big O Tires Canada" src="https://i2.wp.com/gobigo.ca/wp-content/uploads/2020/02/Big-O-Tire-Comparison-Poster-MED-RESOLUTION-685x1024.png" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /><small>Source: <i>gobigo.ca</i></small></aside><aside><img alt="Winter Tires How They Work & Differ From All Season Tires SimpleTire" src="https://i2.wp.com/images.simpletire.com/image/upload/v1603227601/steer/seo/blogs/All_Season_vs_Winter_Tire_Comparison.png" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/choosing-the-right-tires-for-different-weather-conditions/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Pros And Cons Of Leasing Vs. Buying A Car</title> <link>http://wituhmj.info/the-pros-and-cons-of-leasing-vs-buying-a-car/</link> <comments>http://wituhmj.info/the-pros-and-cons-of-leasing-vs-buying-a-car/#comments</comments> <pubDate>Sat, 16 Nov 2024 16:27:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=131</guid> <description><![CDATA[  Valley Chevy Buying vs Leasing a Car Infographic Valley Chevy from www.valleychevy.com Introduction When it comes to acquiring a new car, consumers often find themselves torn between leasing and buying options. Both choices have their own set of advantages … <a href="http://wituhmj.info/the-pros-and-cons-of-leasing-vs-buying-a-car/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> </p><p><noscript><img src="https://tse1.mm.bing.net/th?q=The%20pros%20and%20cons%20of%20leasing%20vs.%20buying%20a%20car" alt="Valley Chevy Buying vs Leasing a Car Infographic Valley Chevy" width="640" height="360" /></noscript><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=The%20pros%20and%20cons%20of%20leasing%20vs.%20buying%20a%20car" alt="Valley Chevy Buying vs Leasing a Car Infographic Valley Chevy" width="100%" />Valley Chevy Buying vs Leasing a Car Infographic Valley Chevy from www.valleychevy.com</p><h2>Introduction</h2><p>When it comes to acquiring a new car, consumers often find themselves torn between leasing and buying options. Both choices have their own set of advantages and disadvantages, and it’s important to weigh them carefully before making a decision. In this article, we will explore the pros and cons of leasing versus buying a car to help you make an informed choice.</p><h2>Leasing a Car</h2><h3>Pros</h3><p>One of the primary advantages of leasing a car is the lower monthly payments compared to buying. Leasing allows you to drive a newer, more expensive vehicle for less money. Additionally, leasing often requires little or no down payment, making it an attractive option for those on a tight budget.</p><p>Another benefit of leasing is the ability to drive a new car every few years. With a lease, you can easily upgrade to the latest model without the hassle of selling or trading in your current vehicle. This is especially appealing for individuals who enjoy having the latest technology and features in their cars.</p><h3>Cons</h3><p>One of the downsides of leasing is that you don’t own the car at the end of the lease term. This means you have no equity and no asset to sell or trade-in. If you prefer to have ownership of your vehicle or plan to keep it for a long time, leasing may not be the best option for you.</p><p>Leasing also comes with mileage restrictions. Most leases have annual mileage limits, and exceeding them can result in additional charges. If you have a long commute or frequently take road trips, leasing may not be practical as it can be expensive to pay for excess mileage.</p><h2>Buying a Car</h2><h3>Pros</h3><p>One of the key advantages of buying a car is ownership. When you buy a car, it becomes your asset, and you have the flexibility to sell or trade it in whenever you want. You can also modify the car to suit your preferences without any restrictions.</p><p>Buying a car can also save you money in the long run. While the monthly payments may be higher compared to leasing, once the loan is paid off, you no longer have to make payments. This can result in significant savings over time, especially if you plan to keep the car for many years.</p><h3>Cons</h3><p>One of the main disadvantages of buying a car is the higher upfront costs. Unlike leasing, buying a car often requires a substantial down payment. Additionally, you may need to finance the purchase with a loan, which can come with interest charges.</p><p>Another drawback of buying is the potential for depreciation. Cars generally lose value over time, and this depreciation can impact the resale value when you decide to sell or trade in the vehicle. If you’re concerned about the financial implications of depreciation, buying may not be the best choice.</p><h2>Conclusion</h2><p>Ultimately, the decision to lease or buy a car depends on your individual needs and preferences. Leasing offers lower monthly payments and the ability to drive a new car more frequently, but you don’t own the vehicle. Buying provides ownership and the potential for long-term savings, but it comes with higher upfront costs and depreciation concerns.</p><p>Consider your budget, lifestyle, and future plans before making a decision. Take the time to research and compare lease and loan terms, as well as mileage restrictions and resale values. By carefully evaluating the pros and cons of leasing versus buying, you can make the right choice for your personal circumstances.</p><p> </p><p><span id="more-131"></span><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/www.valleychevy.com/wp-content/uploads/2016/08/valley-chevy-buying-vs-leasing-infographic.jpg" alt="Valley Chevy Buying vs Leasing a Car Infographic Valley Chevy" width="100%" /><small>Source: <em>www.valleychevy.com</em></small><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/www.thebalance.com/thmb/UaWZVIFfp5-xdKbY3kn9m7twYk4=/1500x1000/filters:fill(auto,1)/pros-and-cons-of-leasing-vs-buying-a-car-527145_FINAL-6ccebddf50af4f7ba914398272f2ad46.jpg" alt="Leasing vs. Buying a Car Which Should I Choose?" width="100%" /> </p>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/the-pros-and-cons-of-leasing-vs-buying-a-car/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Common Car Maintenance Mistakes To Avoid</title> <link>http://wituhmj.info/common-car-maintenance-mistakes-to-avoid/</link> <comments>http://wituhmj.info/common-car-maintenance-mistakes-to-avoid/#comments</comments> <pubDate>Sat, 16 Nov 2024 16:26:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=129</guid> <description><![CDATA[Explore Engaging Reads » 7 common car maintenance from readerswiki.net Introduction Proper car maintenance is essential to ensure the longevity and performance of your vehicle. However, many car owners unknowingly make mistakes that can be detrimental to their cars. In … <a href="http://wituhmj.info/common-car-maintenance-mistakes-to-avoid/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> <content:encoded><br /><article><figure><noscript><img src="https://tse1.mm.bing.net/th?q=Common%20car%20maintenance%20mistakes%20to%20avoid" alt="Explore Engaging Reads » 7 common car maintenance" width="640" height="360" /></noscript><img class="v-cover ads-img" src="https://tse1.mm.bing.net/th?q=Common%20car%20maintenance%20mistakes%20to%20avoid" alt="Explore Engaging Reads » 7 common car maintenance" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /><br /><figcaption>Explore Engaging Reads » 7 common car maintenance from readerswiki.net</figcaption></figure><h2>Introduction</h2><p>Proper car maintenance is essential to ensure the longevity and performance of your vehicle. However, many car owners unknowingly make mistakes that can be detrimental to their cars. In this article, we will discuss some common car maintenance mistakes to avoid in order to keep your vehicle in top condition.</p><h2>Neglecting Regular Oil Changes</h2><p>One of the most common mistakes car owners make is neglecting regular oil changes. Oil lubricates the engine and prevents it from overheating. Over time, the oil becomes dirty and loses its effectiveness. Regular oil changes, as per the manufacturer’s recommendations, will help prolong the life of your engine.</p><h2>Ignoring Tire Maintenance</h2><p>Tire maintenance is often overlooked, but it is crucial for your safety and the performance of your vehicle. Neglecting to check tire pressure, rotation, and alignment can lead to uneven wear, decreased fuel efficiency, and even blowouts. Regularly inspect your tires and ensure they are properly inflated and aligned.</p><h2>Delaying Brake Inspections</h2><p>Brakes are one of the most important safety features of your car. Delaying brake inspections and ignoring signs of wear can lead to brake failure and accidents. Regularly check your brake pads, rotors, and fluid levels to ensure they are in good working condition.</p><h2>Using Incorrect Fuel</h2><p>Using the incorrect fuel can cause damage to your engine. Always check your vehicle’s manual to determine the recommended fuel type. Using a lower octane fuel than required can lead to decreased performance and potential engine damage.</p><h2>Forgetting to Replace Air Filters</h2><p>Air filters play a crucial role in maintaining the air quality in your car’s cabin and ensuring the proper functioning of the engine. Forgetting to replace air filters can lead to reduced fuel efficiency, engine damage, and poor air quality inside the vehicle. Regularly replace your air filters as recommended by the manufacturer.</p><h2>Skipping Routine Fluid Checks</h2><p>Regularly checking and replacing fluids such as coolant, transmission fluid, and brake fluid is vital for the proper functioning of your vehicle. Skipping routine fluid checks can lead to overheating, transmission failure, and brake system malfunctions. Refer to your car’s manual for the recommended fluid change intervals.</p><h2>Not Paying Attention to Warning Lights</h2><p>Warning lights on your dashboard are designed to alert you to potential issues with your vehicle. Ignoring these warning lights can lead to more significant problems and costly repairs. When a warning light appears, consult your car’s manual or take it to a professional for diagnosis and repair.</p><h2>Overlooking Battery Maintenance</h2><p>Car batteries require regular maintenance to ensure they function properly. Overlooking battery maintenance, such as cleaning terminals and checking fluid levels, can lead to battery failure and leave you stranded. Regularly inspect and maintain your car battery to avoid unexpected breakdowns.</p><h2>Not Following the Manufacturer’s Maintenance Schedule</h2><p>Every car comes with a manufacturer’s maintenance schedule that outlines the recommended service intervals. Not following this schedule can lead to premature wear and tear, decreased performance, and potential breakdowns. Familiarize yourself with your car’s maintenance schedule and adhere to it for optimal car performance.</p><h2>Conclusion</h2><p>By avoiding these common car maintenance mistakes, you can ensure the longevity and optimal performance of your vehicle. Regularly check and maintain your car’s essential components, follow the recommended maintenance schedule, and address any issues promptly to avoid costly repairs in the future. Taking proper care of your car will not only save you money but also keep you safe on the road.</p></article><p><span id="more-129"></span><br /><section><aside><img alt="6 Car Maintenance Mistakes You Need to Avoid Automotive Blog" src="https://i2.wp.com/mygaragestory.net/wp-content/uploads/2018/01/6-Car-Maintenance-Mistakes-You-Need-to-Avoid.png" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /><small>Source: <i>mygaragestory.net</i></small></aside><aside><img alt="Explore Engaging Reads » 7 common car maintenance" src="https://i2.wp.com/d2hg8ctx8thzji.cloudfront.net/readerswiki.net/wp-content/uploads/2023/04/7commoncarmaintenancemistakestoavoid.jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" /></p>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/common-car-maintenance-mistakes-to-avoid/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Future Of Electric Vehicles In The Automotive Industry</title> <link>http://wituhmj.info/the-future-of-electric-vehicles-in-the-automotive-industry/</link> <comments>http://wituhmj.info/the-future-of-electric-vehicles-in-the-automotive-industry/#comments</comments> <pubDate>Sat, 16 Nov 2024 16:25:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=127</guid> <description><![CDATA[  GM showed the future electric car ChevroletFNR with autopilot from 1cars.org Introduction The automotive industry is undergoing a significant transformation, with electric vehicles (EVs) at the forefront of this revolution. As concerns about climate change and air pollution continue … <a href="http://wituhmj.info/the-future-of-electric-vehicles-in-the-automotive-industry/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> </p><p><noscript><img src="https://tse1.mm.bing.net/th?q=The%20future%20of%20electric%20vehicles%20in%20the%20automotive%20industry" alt="GM showed the future electric car ChevroletFNR with autopilot" width="640" height="360" /></noscript><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=The%20future%20of%20electric%20vehicles%20in%20the%20automotive%20industry" alt="GM showed the future electric car ChevroletFNR with autopilot" width="100%" />GM showed the future electric car ChevroletFNR with autopilot from 1cars.org</p><h2>Introduction</h2><p>The automotive industry is undergoing a significant transformation, with electric vehicles (EVs) at the forefront of this revolution. As concerns about climate change and air pollution continue to grow, governments and consumers are increasingly turning to EVs as a cleaner and more sustainable alternative to traditional internal combustion engine (ICE) vehicles.</p><h2>The Rise of Electric Vehicles</h2><p>In recent years, there has been a rapid increase in the adoption of EVs. This can be attributed to several factors, including advancements in battery technology, government incentives, and the growing availability of charging infrastructure. As a result, major automakers are investing heavily in EV production, with many introducing new models and phasing out ICE vehicles.</p><h3>Advantages of Electric Vehicles</h3><p>EVs offer numerous advantages over their ICE counterparts. Firstly, they produce zero tailpipe emissions, reducing air pollution and improving air quality. Additionally, EVs are more energy-efficient, with electric motors converting over 90% of energy from the battery to power the wheels, compared to the 20% efficiency of ICE engines. EVs also have lower operating costs, as electricity is cheaper than gasoline and maintenance requirements are minimal.</p><h3>Challenges and Solutions</h3><p>Despite the benefits, there are still challenges that need to be addressed for EVs to become mainstream. One of the main concerns is range anxiety, or the fear of running out of battery power. However, advancements in battery technology have led to longer ranges and faster charging times, alleviating this issue. Moreover, the development of a robust charging infrastructure is crucial to support the widespread adoption of EVs, and governments and private entities are working together to expand the network.</p><h2>The Future Outlook</h2><p>The future of EVs in the automotive industry looks promising. With advancements in technology and declining battery costs, EVs are becoming more affordable and accessible to a wider range of consumers. It is predicted that by 2030, EVs will account for a significant portion of global vehicle sales, with some countries aiming for a complete transition to electric mobility.</p><h3>Impact on the Automotive Industry</h3><p>The rise of EVs will have a profound impact on the automotive industry. Traditional automakers are transitioning their production lines to focus on EV manufacturing, while new players are entering the market with innovative designs and technologies. This shift will also create new job opportunities in areas such as battery production, charging infrastructure development, and software engineering.</p><h3>Environmental Benefits</h3><p>One of the most significant benefits of widespread EV adoption is the positive impact on the environment. By reducing reliance on fossil fuels, EVs play a crucial role in reducing greenhouse gas emissions and combating climate change. Additionally, the use of renewable energy sources for charging EVs further enhances their environmental credentials.</p><h2>Conclusion</h2><p>The future of electric vehicles in the automotive industry is bright. As technology continues to advance and the world becomes more environmentally conscious, EVs are poised to become the norm rather than the exception. With their numerous advantages and the support of governments and consumers, EVs will play a vital role in shaping the future of transportation and creating a more sustainable world.</p><p> </p><p><span id="more-127"></span><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/mikeshouts.com/wp-content/uploads/2015/04/Chevrolet-FNR-Autonomous-Electric-Concept-Car-image-2.jpg" alt="Chevrolet Autonomous Concept Car is as Futuristic as any Car Can Get" width="100%" /><small>Source: <em>mikeshouts.com</em></small><img style="margin-right: 8px; margin-bottom: 8px;" src="https://i2.wp.com/1cars.org/uploads/posts/2015-06/1434206688_chevrolet-fnr-2.jpg" alt="GM showed the future electric car ChevroletFNR with autopilot" width="100%" /></p><p> </p>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/the-future-of-electric-vehicles-in-the-automotive-industry/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tax Deductions (Business Tax Deduction Tips)</title> <link>http://wituhmj.info/tax-deductions-business-tax-deduction-tips/</link> <comments>http://wituhmj.info/tax-deductions-business-tax-deduction-tips/#comments</comments> <pubDate>Sun, 28 May 2023 13:32:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Real Estate]]></category> <category><![CDATA[houston real estate]]></category> <category><![CDATA[how to do real estate]]></category> <category><![CDATA[investing in real estate]]></category> <category><![CDATA[new real estate agent]]></category> <category><![CDATA[real estate]]></category> <category><![CDATA[real estate 101]]></category> <category><![CDATA[real estate advice]]></category> <category><![CDATA[real estate agent]]></category> <category><![CDATA[real estate basics]]></category> <category><![CDATA[real estate bubble]]></category> <category><![CDATA[real estate crash]]></category> <category><![CDATA[real estate deals]]></category> <category><![CDATA[real estate investing]]></category> <category><![CDATA[real estate investment]]></category> <category><![CDATA[real estate market]]></category> <category><![CDATA[texas real estate]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=72</guid> <description><![CDATA[Real estate depreciation offers substantial opportunity for increasing tax deductions. Most depreciation schedules are established by simply separating land and long-life improvements. This simple approach is lawful but sharply understates lawful depreciation. About 20-40% of improvements for most properties are … <a href="http://wituhmj.info/tax-deductions-business-tax-deduction-tips/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Real estate depreciation offers substantial opportunity for increasing <b><em>tax deductions</em></b>. Most depreciation schedules are established by simply separating land and long-life improvements. This simple approach is lawful but sharply understates lawful depreciation. About 20-40% of improvements for most properties are short-life items. Short life items can be depreciated over 5, 7, or 15 years. There are about 130 short-life items that have been determined by legislation, tax court decisions and IRS rulings.</p><p>Real estate depreciation can typically be increased by 50-100% for the first 5-7 years of ownership by obtaining a cost segregation study. A cost segregation study precisely values up to 130 components of real estate that can be valued as short-life property.</p><p>By obtaining a cost segregation study, it is possible to obtain a windfall of <b><em>tax deductions</em></b> by “catching-up” previously under-reported depreciation. This one-time “catch-up” can occur in the first tax return filed after the cost segregation study is performed without filing any amended tax returns.</p><p>Reviewing fixed asset listings (of business personal property) can generate a meaningful amount of tax deductions. They often include items that should have been expensed, which have been sold or thrown away or which have an excessive depreciation life. Items that should have been expensed include operating expenses (sometimes included by error) and maintenance or repairs (which was necessary but did not increase the life of the assets or component.) Section 179 allows business to use up to $108,000 of 2006 capital expenditures as tax deductions. Confirm you are not capitalizing assets that could be claimed as a tax deduction.</p><p>Casualty losses also offer opportunity for tax deductions. For a casualty loss, you can deduct: 1) the market value immediately before the casualty less 2) the market value immediately after the casualty less the amount covered by insurance. The portion that is not intuitive is: the market value after the casualty is much less than the value before plus the cost to renovate. Other factors which can and should be considered for tax deductions are: lost rent/usage, stigma (in some cases), construction management, construction risks, and entrepreneurial effort.</p><p>Bad debts are a subjective matter. Judgment is required to accurately estimate the amount that should be claimed as a tax deduction. If bad debts have not been examined carefully for several years, they may offer a meaningful tax deduction opportunity. (This applies to companies who utilize accrual accounting. Companies who use cash accounting can’t claim a tax deduction for bad debt since they never recognized the revenue.)</p><p>Do well by doing good. You reduce taxes in several ways when making charitable contributions. For example, you purchased land 10 years ago for $200,000, and it is now worth $1,000,000. However, you now realize you will never use the land for the intended purpose. You can donate the land to a qualified charitable organization and take a tax deduction for $1,000,000. However, you do not have to pay capital gains taxes on the appreciation.</p><p>Tax deductions sometimes seem arcane and complicated. However, a knowledgeable team of advisors from several fields can reduce your federal income taxes. The complexity of the tax code makes it difficult for any one personal to be knowledgeable in all areas.</p><p>Cost segregation produces tax deductions and reduces federal income taxes across the country and in every size market. Below are just a few examples of cities where cost segregation generates meaningful tax deductions.</p><p><b>City:</b></p></p><ul><li>New York, NY</li><li>Houston, TX</li><li>Hartford, CT</li><li>Las Vegas, NV</li><li>Memphis, TN</li><li>Philadelphia, PA</li><li>Orlando, FL</li><li>Phoenix, AZ</li><li>Atlanta, GA</li><li>Bridgeport, CT</li><li>Worcester, MA</li><li>Akron, OH</li><li>Harrisburg, PA</li><li>Salt Lake City, UT</li><li>St. Louis, MO</li><li>Portland, OR</li><li>Scranton, PA</li><li>Greenville, SC</li><li>Bakersfield, CA</li><li>Madison, WI</li><li>Chicago, IL</li><li>Fresno, CA</li><li>Riverside, CA</li><li>Albany, NY</li><li>Indianapolis, IN</li><li>Birmingham, AL</li><li>Ft. Lauderdale, FL</li><li>Baton Rouge, LA</li><li>Augusta, GA</li><li>Honolulu, HI</li></ul><p> Cost segregation produces tax deductions for virtually all property types, including the following:</p><p><b>Property Type:</b></p></p><ul><li>Medical facility</li><li>Shopping mall</li><li>Restaurant</li><li>Country club</li><li>Fast food restaurant</li><li>Power center</li><li>Hotel</li><li>Car wash facility</li><li>Convenience store</li><li>Health spa</li></ul><p> Almost every industry, including the following, can generate cost-efficient tax deductions by using cost segregation.</p><p><b>Industry:</b></p></p><ul><li>Golf courses and country clubs</li><li>Transportation equipment manufacturing</li><li>Electrical component manufacturing</li><li>Real estate lesser</li><li>Apparel manufacturing</li><li>Wood product manufacturing</li><li>Plastic and rubber products manufacturing</li><li>Furniture stores</li><li>Beverage and tobacco product manufacturing</li><li>Building supply dealers</li></ul><p>Tax reduction services include federal income taxes, state income taxes and property taxes. We do not prepare income tax returns. Instead, our advisors review your circumstances and suggest cost effective options to lawfully reduce your income tax liability. 5. O’Connor & Associates is a national provider of commercial real estate consulting services including cost segregation studies, tax reduction, feasibility studies, tax return review, apartment inspections . O’connor associates services includes <a target="_new" rel="nofollow" href="http://www.collincentralappraisaldistrict.com/Articles/business_valuation.cfm">business valuation</a> tax deduction, due diligence, income tax, tax reduction, property tax, feasibility studies, real estate consulting, market research, Denton Central Appraisal District, Tips and Tricks for Appealing Your Property Taxes in Collin, Collin county appraisal, Federal tax reduction</p></p></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/tax-deductions-business-tax-deduction-tips/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Start on the New You – Three Easy Fitness Tips</title> <link>http://wituhmj.info/how-to-start-on-the-new-you-three-easy-fitness-tips/</link> <comments>http://wituhmj.info/how-to-start-on-the-new-you-three-easy-fitness-tips/#comments</comments> <pubDate>Sun, 28 May 2023 06:01:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[fitness]]></category> <category><![CDATA[24 hour fitness]]></category> <category><![CDATA[emma fitness]]></category> <category><![CDATA[fitness battle]]></category> <category><![CDATA[fitness blender]]></category> <category><![CDATA[fitness challenge]]></category> <category><![CDATA[fitness channel]]></category> <category><![CDATA[fitness influencer]]></category> <category><![CDATA[fitness model]]></category> <category><![CDATA[fitness motivation]]></category> <category><![CDATA[fitness music]]></category> <category><![CDATA[fitness test]]></category> <category><![CDATA[fitness tips]]></category> <category><![CDATA[fitness video]]></category> <category><![CDATA[fitness youtuber]]></category> <category><![CDATA[planet fitness]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=70</guid> <description><![CDATA[Before you get started on your journey to the new you, here’s a list of 3 things you should do first. 1. Make sure you have the right athletic shoes. Are you flat footed? Not sure? What kind of surface … <a href="http://wituhmj.info/how-to-start-on-the-new-you-three-easy-fitness-tips/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Before you get started on your journey to the new you, here’s a list of 3 things you should do first.</p><p><strong><em>1. Make sure you have the right athletic shoes.</em></strong></p><p>Are you flat footed? Not sure? What kind of surface are you running on?….. Asphalt road? Rubber track? Dirt trail? How much do you weigh? What gender are you? Do you wear orthotics? Might you need orthotics? How should you lace your shoes? Did you know there are multiple ways to lace your shoes in order to make them more comfortable? These are important factors to think about when choosing a shoe.</p><p><strong><em>2. Determine your THR (training heart rate) Zone.</em></strong></p><p>Many people know that it is important to record and track sets, reps, and weight to ensure progress during a weight training program. Yet many of those same people don’t bother to pay attention to their heart rate during an endurance training program. Think of the THR Zone as sets & reps for your heart while it’s engaged in an endurance training program.</p><p>Before you start plugging in numbers, let’s go over a few basics. First, we want to customize the THR Zone to your fitness level. To do so, you’ll first want to determine your resting heart rate. The more fit you are the lower your resting heart rate will be and vice versa. This is why it’s important to factor your resting HR into your THR Zone calculation. The calculator will still calculate a THR Zone without this number but it’s best WITH resting HR factored in. To determine your resting heart rate you ideally want to count your pulse for 30 seconds upon waking in the mornings. Take that number and multiply it by 2 and that’s your resting heart rate. Check it a couple days in a row upon waking to make sure it’s consistent. Remember that exercise, caffeine, stress, sleep, and medication can affect your resting pulse, this is why you want to check it upon waking after a good night’s rest.</p><p>Then we want to calculate 3 Training Zones. Warm-up/Cool Down Zone, Aerobic Zone, & Interval Zone.</p><p>For the Warm-Up/Cool Down Zone enter 45% in the Heart Rate A box in the left column of the Training Zone Calculator and 65% in the Heart Rate B box. Click calculate in the right column and it will give you a THR Zone for warming up and cooling down. In terms of the warm-up, this should make up the first 5 to 10 minutes of your workout and you should break your first bead of sweat during this time. In terms of the cool down, you should repeat this process for 5 to 10 minutes at the end of the workout. However, instead of breaking a sweat, your goal during the cool-down is to commence the recovery process. The cool-down will allow you to get your hear rate to come down gradually instead of just letting it “crash” by abruptly stopping your workout.</p><p>Aerobic Zone: Enter 65% in Heart Rate A box and 85% in Heart Rate B box. Click calculate in the right column and it will give you a THR Zone for working on endurance and burning calories. The bulk of your workout may fall in this zone (20 to 40 min). As your fitness level improves you may try to spend more of your time at the top end of this zone.</p><p>Interval Zone: Enter 85% in Heart Rate A box and 100% in Heart Rate B box. Click calculate in the right column and it will give you a HR Zone for working on high intensity activities/intervals of short duration (10 to 120 sec).</p><p>Many of you know that I advocate interval training. Once you’ve calculated your zones, you can do some cool things with these numbers to truly customize your workout. Here’s one example:</p><p>Let’s say you are lifting weights and you’re doing supersets (this is just one type of interval training). You can use your heart rate to determine how much rest you should take between sets. Instead of coming up with an arbitrary unit of time and then staring at the clock between supersets, you can use your THR Zone to allow your fitness level to dictate your rest period.</p><p>First, do your superset. If it’s intense enough, it will raise your HR up into your interval zone (if not, you can increase the intensity by increasing weight and/or reps and by adjusting your tempo). Once your superset is done you will rest until your HR falls down into your warm-up/cool down zone. Then start your next superset.</p><p>As your fitness improves, a couple of things will happen. First, you will need to increase the intensity of your supersets just to get your HR up into the interval zone again. Second, as your fitness increases, your HR will drop back down into the warm-up/cool down zone faster thus naturally shortening your rest period. This is a very effective way of tailoring your workouts to your fitness level and it can make a huge difference in your results.</p><p>Click here for the <a rel="nofollow" href="http://www.exrx.net/Calculators/TargetHeartRate.html" target="_new">THR Calculator</a></p><p><strong><em>3. Give yourself a fighting chance</em></strong></p><p>When you feel pressed for time, convenient and efficient workouts are of utmost importance. Wouldn’t it be great if you could squeeze in an effective workout in the comfort of your own home? You can build yourself a home gym without a single hammer or nail and do it on a shoe-string budget. You can get a very effective workout with light kettlebells, dumbells, medicine balls, stability balls, resistance bands, etc….</p><p>I wish you and yours all the best.</p><p>Till next time… Train Like You Play, Play Like You Train.</p><p> </p></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/how-to-start-on-the-new-you-three-easy-fitness-tips/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Network Marketing Tips to Solve The Real Problems</title> <link>http://wituhmj.info/network-marketing-tips-to-solve-the-real-problems/</link> <comments>http://wituhmj.info/network-marketing-tips-to-solve-the-real-problems/#comments</comments> <pubDate>Sat, 27 May 2023 22:46:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[marketing]]></category> <category><![CDATA[content marketing]]></category> <category><![CDATA[digital marketing]]></category> <category><![CDATA[email marketing]]></category> <category><![CDATA[learn digital marketing]]></category> <category><![CDATA[linkedin marketing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[marketing 101]]></category> <category><![CDATA[marketing analytics]]></category> <category><![CDATA[marketing de afiliados]]></category> <category><![CDATA[marketing digital]]></category> <category><![CDATA[marketing funnel]]></category> <category><![CDATA[marketing show]]></category> <category><![CDATA[marketing strategies]]></category> <category><![CDATA[marketing strategy]]></category> <category><![CDATA[marketing tips]]></category> <category><![CDATA[sales & marketing]]></category> <category><![CDATA[sms marketing]]></category> <category><![CDATA[social media marketing]]></category> <category><![CDATA[what is digital marketing]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=68</guid> <description><![CDATA[There are tons of struggling network marketers out there that don’t make a dime and blame everyone around them for the failure of their business. I mean, they were PROMISED that they would be rich beyond belief within a year, … <a href="http://wituhmj.info/network-marketing-tips-to-solve-the-real-problems/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>There are tons of struggling network marketers out there that don’t make a dime and blame everyone around them for the failure of their business. I mean, they were PROMISED that they would be rich beyond belief within a year, right? So what is the real problem with network marketing??? Here are 3 network marketing tips to help solve the 3 real problems within the industry.</p><p>Problem 1</p><p>When someone starts up with a company they are generally very excited to share their opportunity with every single person they know. This is what traditional network marketing teaches you to do; go out and talk to all of your friends and family. The eager people do this. The problem is they tend to do this BEFORE they are trained on what to do and say and then they fail miserably. The network marketing tip is to being a good leader is making sure that any new team member is trained properly with important information about the company; a few things that they can say to invite people to look at the opportunity and who they can call to close the deal. By throwing a person who has never been in this type of industry to the wolves, to fend for themselves, is a sure sign for disaster.</p><p>Problem 2</p><p>There is a lot that can be said about a person’s commitment to their own success. Most people are told that if they “get 3 to get 3 they will be rich”. I personally cringe when I hear leaders say things like this to new prospects. A good leader will not fill someone with false hope but give them the harsh reality that this is a business and needs to be treated like one. When you are looking at a business, no matter what you need to look at the future. In network marketing it is about getting people to buy your product and also become independent representatives. When it comes to personal success, most people do not know what it takes to become successful so they follow the person who leads them down this path. A few questions to ask yourself would be:</p><p>“Is this person I am following in the place I want to be in 1,2,5 years from now?”</p><p>“Does this person I am following help me get there?”</p><p>So one of the network marketing tips would be to tell anyone starting out that you can’t expect a miracle overnight. Success takes failure and time. To truly succeed at anything in life it takes a certain amount of dedication, persistence, learning and determination. When the going gets tough, look in the mirror and ask yourself if you are ready to step it up a notch and really work at the business and at yourself. That is what successful people do.</p><p>Problem 3</p><p>Your network of people you know if a vital part of network marketing. For the 3% of those who have built large and successful networks of people in their lives, network marketing is going to be an easy success as long as it is a good relationship. For the 97% of the other people it is going to take a little longer. A good network marketing tip is to always be building your network especially if you want success. There are some very easy ways to build that list of people nowadays with the internet and the different marketing strategies. Social media is the easiest way to connect with the masses of people and grow a relationship that I have personally seen and it is free to do. The secret is actually building a relationship with those people you connect with.</p><p>So overall, the network marketing company has nothing to do with your success or failure as a business person. That is all in the hands of the individual. What are you willing to do for yourself? Who are you following? How bad do you want it?? Without the constant betterment of one’s self and without a constant yearning to drive forward, then you will need to settle for mediocre in this industry.</p></p></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/network-marketing-tips-to-solve-the-real-problems/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Should I Use a VGA Splitter or DVI Splitter for Video Signal Input and Output?</title> <link>http://wituhmj.info/should-i-use-a-vga-splitter-or-dvi-splitter-for-video-signal-input-and-output/</link> <comments>http://wituhmj.info/should-i-use-a-vga-splitter-or-dvi-splitter-for-video-signal-input-and-output/#comments</comments> <pubDate>Fri, 26 May 2023 21:08:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[videos]]></category> <category><![CDATA[aarthi short videos]]></category> <category><![CDATA[comedy videos]]></category> <category><![CDATA[fail videos]]></category> <category><![CDATA[family video]]></category> <category><![CDATA[family videos]]></category> <category><![CDATA[full video]]></category> <category><![CDATA[funny animal videos]]></category> <category><![CDATA[funny fail video]]></category> <category><![CDATA[funny fails videos]]></category> <category><![CDATA[funny video]]></category> <category><![CDATA[funny videos]]></category> <category><![CDATA[funny videos 2022]]></category> <category><![CDATA[funny videos 2023]]></category> <category><![CDATA[kids video]]></category> <category><![CDATA[music video shoot]]></category> <category><![CDATA[race video]]></category> <category><![CDATA[racing video]]></category> <category><![CDATA[sad video]]></category> <category><![CDATA[shorts story videos]]></category> <category><![CDATA[shorts video]]></category> <category><![CDATA[shorts videos]]></category> <category><![CDATA[story video]]></category> <category><![CDATA[travel videos]]></category> <category><![CDATA[videos de comida]]></category> <category><![CDATA[videos de horror]]></category> <category><![CDATA[videos de miedo]]></category> <category><![CDATA[videos interesantes]]></category> <category><![CDATA[videos paranormales]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=66</guid> <description><![CDATA[Technology enhancements in video signal transmission has ensured analogue and digital signals are transmitted using different devices, for instance there are several types of video splitters on the market to select from for video duplication. The decision must be canvassed … <a href="http://wituhmj.info/should-i-use-a-vga-splitter-or-dvi-splitter-for-video-signal-input-and-output/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Technology enhancements in video signal transmission has ensured analogue and digital signals are transmitted using different devices, for instance there are several types of video splitters on the market to select from for video duplication.</p><p>The decision must be canvassed thoroughly before buying a VGA or DVI video splitter. Therefore let’s outline what VGA and DVI are, as well as the timeline they were both released.</p><p>Video Graphics Adaptor (VGA) technology has been available since 1987 thanks to IBM for development of this analogue video display technology that went onto become a standard used when referring to analogue video display standards.</p><p>VGA hardware and the software enable the data processed to become graphical data that can be displayed on a display monitor. The actual resolution for VGA is set at 640 x 480 pixels in display resolution for width and height respectively. However VGA display resolution has been enhanced with higher video resolutions such as SVGA, XGA and UXGA et al. In addition, the majority of manufacturers and resellers still refer to a VGA splitter as ‘VGA Splitter’, even though VGA has higher analogue video resolutions available, such as mentioned early like SVGA, XGA and UXGA.</p><p>VGA can carry only analogue video signals thus if you require audio as well, a separate audio connection is required. There are numerous VGA splitters that have audio capabilities built-in to the VGA splitter, for instance several Smart View devices have models available with an audio stereo 3.5mm socket for each video connection.</p><p>Digital Visual Interface (DVI) is a newer technology that was released in 1999 by Digital Design Working Group. DVI superseded VGA, and as the name implies, DVI is uncompressed digital video data that is displayed on monitors and projector screens via DVI connectors. There are three main DVI connector types available on the market each with a specific pin arrangement interface, for example DVI-I, DVI-D and DVI-A. Moreover the three DVI connectors support certain video formats, for example:</p><p>• DVI-I is integrated video both analogue and digital signal support</p><p>• DVI-A is analogue video signal support</p><p>• DVI-D is digital video signal support</p><p>The key feature about DVI is its compatible with VGA. The two video interfaces work well with one another when an adaptor is utilised.</p><p>DVI has two methods available to stream the video signal between devices, which is known as Single link and Dual link. DVI single link maximum resolution is up to 1920 x 1200 (WUXGA) @ 60 Hz, while DVI dual link can produce much higher resolution, but depends on several factors, such as cable copper bandwidth limitations, DVI source limitations, and DVI sync limitations. Additionally DVI supports hot plugging meaning it can be connected and disconnected without powering down the system. However VGA isn’t suitable for hot plugging hence requires the system be shut down first before connection of VGA cables.</p><p>In the early days of DVI it was envisaged that DVI would become the recognised standard for digital format. However, DVI was mainly used with computer display monitors and not so much with household TV scenarios.</p><p>DVI can stream digital video very well however it can’t transfer audio signals. To enable audio on a DVI splitter you’ll require digital audio capability built-in to the devices with separate audio connections. Furthermore, the release of High-Definition Multimedia Interface (HDMI) technology that can transmit uncompressed digital video and digital audio signals together has ensured HDMI quickly became the popular choice for digital video output to display panels.</p><p>The new computer desktops don’t have VGA connections available on most systems. Usually there are DVI or DisplayPort connections instead. The DisplayPort digital interface superseded DVI in 2006 however you still see DVI utilised. Occasionally Information Communication Technology (ICT) hardware staff may be required to mix-and-match connections with adapters, for instance, if a machine has a VGA socket but the display monitor has a DVI connector, an adapter can be utilised since DVI is backward compatible. Note: the signal will still be VGA quality that is transmitted unless a dedicated electrical VGA to DVI converter is used.</p><p>When selecting a DVI or VGA splitter ensure you check the specifications for the product, for example resolution supported, frequency rate, the display video type supported, connection types for interface input/output, power adaptor required, switching off/on functions, built-in amplifier booster and whether incorporated with audio socket or not.</p><p>The most common video splitter is the type ‘one input video source to two outputs video’ destination. However there are numerous configurations to select from for video input and output setups. Another type of splitter is called a ‘video matrix’ that can have two or more video inputs and two or more video outputs. This can be handy for multiple sources that can be switched on/off to achieve the desired video output display. Each video splitter will suit a particular scenario for video presentation so choose wisely. In addition, several brand video splitters can be cascaded, such as Smart View.</p><p>To maintain the integrity of the video signal high quality VGA cables with ferrite filters should be interconnected with the devices. If the installer decides to skimp on the cost of VGA cables for the installation signal degradation can lead to problems such as ghosting and pixelation.</p><p>There are DVI splitters and DVI boosters with High-bandwidth Digital Content Protection (HDCP) incorporated into the devices. Authorised digital video content is only allowed to be transmitted and received between HDCP devices while VGA analogue signals aren’t restricted with this security protocol. Some users have reported interconnection issues when using HDCP enabled devices, such as handshaking connection problems and continuity in live video streaming.</p><p>If you have the newest high-definition display monitors you should consider HDMI splitters as well. VGA can be problematic when outputting video signals to large panel screens like Plasma TV, LED widescreen TV and OLED TVs. Especially video quality degradation issues and pixelation problems may occur when VGA is the source to high-definition products.</p><p>VGA splitters have generally been more popular with computer display monitors over the years than DVI. The cost for a VGA splitter is usually less than its equivalent DVI product. Furthermore with the popularity of the superior HDMI technology integrated into high-definition TVs and notebooks has ensured DVI splitters are less common. With most people selecting a HDMI splitter for their digital video and audio solutions over the less-features of DVI.</p><p>Finally, you should consider several pivotal factors for your decision, such as the quality of the video resolution broadcasted you require, and whether it’s digital, or analogue equipment utilised in your setup. Furthermore check the product specifications before purchase, and consider if you require audio as well for the video broadcast? Moreover if you implement a VGA splitter or DVI splitter choose one with a booster built-in to the device. The costs should be secondary to ensure you’re satisfied with your ultimate decision.</p></p></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/should-i-use-a-vga-splitter-or-dvi-splitter-for-video-signal-input-and-output/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Selecting an Auto Body Repair Shop</title> <link>http://wituhmj.info/selecting-an-auto-body-repair-shop/</link> <comments>http://wituhmj.info/selecting-an-auto-body-repair-shop/#comments</comments> <pubDate>Fri, 26 May 2023 17:14:55 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[shopping]]></category> <category><![CDATA[baby shopping]]></category> <category><![CDATA[bella shopping]]></category> <category><![CDATA[disney shopping]]></category> <category><![CDATA[doing shopping]]></category> <category><![CDATA[grocery shopping]]></category> <category><![CDATA[kids shopping]]></category> <category><![CDATA[online shopping]]></category> <category><![CDATA[shopping cart]]></category> <category><![CDATA[shopping cart song]]></category> <category><![CDATA[shopping challenge]]></category> <category><![CDATA[shopping dance]]></category> <category><![CDATA[shopping haul]]></category> <category><![CDATA[shopping karade]]></category> <category><![CDATA[shopping list]]></category> <category><![CDATA[shopping mall]]></category> <category><![CDATA[shopping meno t]]></category> <category><![CDATA[shopping song]]></category> <category><![CDATA[shopping video]]></category> <category><![CDATA[shopping vlog]]></category> <category><![CDATA[shopping vlogs]]></category> <category><![CDATA[sneaker shopping]]></category> <category><![CDATA[sommar shopping]]></category> <category><![CDATA[target shopping]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=63</guid> <description><![CDATA[Due to the amount of time we spend on the road the chances of us needed to find a great auto body shop may come up more than once. Most of us get a little flustered at the thought of … <a href="http://wituhmj.info/selecting-an-auto-body-repair-shop/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Due to the amount of time we spend on the road the chances of us needed to find a great auto body shop may come up more than once. Most of us get a little flustered at the thought of searching for the right place that can work in your price range. No one ever knows where to start though. Here are a few tips on choosing the perfect auto body shop for you.</p><p>The first step is finding an auto body shop that will fix your car to look like the collision never happened. Some good auto body shops will only have the ability to fix your car to a point called pre-loss condition. Pre-loss condition is when the mechanic fixes your cars appearance, body structure, and keeps your cars mechanical reliability.</p><p>Next comes customer service, our favorites. Everyone has horror stories about bad customer service in numerous places of business. However, if you are calling an auto body shop that means that lives were once in danger so they should immediately ask if anyone was injured. Their chance at making money should never overshadow your needs or concerns. Many body shops are only in the business because they know that everyone will need to have their car repaired at some point. Most of those businesses do not have a skilled and knowledgeable staff. That is why it is so vital to find the right body shop so you and your insurance company are getting what you have paid for.</p><p>When dealing with your insurance company, make sure that you fight for the right to pick your own repair shop. Most insurance companies and repair shops have a deal worked out to lower the shops cost in exchange for giving them business. The shop then cuts corners and leave out steps to keep the cost down. This in turn means you are paying the insurance company the inflated premiums and your deductible but are only receiving second rate repair. The insurance company may respond saying that they can not guarantee the work of other shops but in reality all good shops guarantee their work for as long as you own that car. If a shop says that they do not have that standard, it is a sign to keep looking.</p><p>Always ask the person who is estimating your damage questions. If you are working with a smaller shop the person you are speaking with will probably be the one working directly on your car. In larger chain shops they have sales people who do the estimates and have no direct connection or knowledge about your car. The techs working on your car may not want to rewrite you an estimate to make it the correct amount. Never be afraid to ask questions if you are confused. Larger shops may have fancy equipment and tools to make people believe that they are much more advanced then other shops but in reality, those fancy tools are rarely even used in fixing your car.</p><p>Always ask the body shop about their insurance programs or DRP (direct repair programs) because this may mean they can not create their own business and need the help of a deal. Not all shops that have these programs are bad shops but it can defiantly be a red flag.</p><p>The very best way to find a good body shop is by word of mouth, so ask around. Most people would never send you to a place where they were not satisfied with the work they were given.</p><p>Now when you are stuck in a bind after a collision you will have the right information and questions to ask before selection the body shop for you. The last and the most important thing to remember is, if you ever feel uncomfortable or pressured by a body shop, move on because they may be desperate for business because they are not known for their good service.</p></p></div>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/selecting-an-auto-body-repair-shop/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Are The Special Mortgage Challenges for Self Employed Borrowers?</title> <link>http://wituhmj.info/what-are-the-special-mortgage-challenges-for-self-employed-borrowers/</link> <comments>http://wituhmj.info/what-are-the-special-mortgage-challenges-for-self-employed-borrowers/#comments</comments> <pubDate>Fri, 12 May 2023 06:01:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Employment Work]]></category> <guid isPermaLink="false">http://wituhmj.info/?p=61</guid> <description><![CDATA[BasicsMortgage lenders classify borrowers in two different ways: wage earners self-employed Wage earners are much easier to analyze for a mortgage lender. They usually can provide paystubs, employment documentation, and tax returns. Their income stream is easier for a mortgage … <a href="http://wituhmj.info/what-are-the-special-mortgage-challenges-for-self-employed-borrowers/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> BasicsMortgage lenders classify borrowers in two different ways:<br />wage earners<br />self-employed<br />Wage earners are much easier to analyze for a mortgage lender. They usually can provide paystubs, employment documentation, and tax returns. Their income stream is easier for a mortgage lender to understand.A self-employed borrower is often much more difficult to understand for a mortgage lender. Challenges may include:<br />stability of earnings<br />track record in business<br />complex tax records<br />unclear assets<br />Stability Of EarningsThe first issue is stability of earnings. A self-employed borrower may not have constant income. Earnings will often fluctuate depending on how their business is going.Track Record In BusinessLenders usually like to see a self-employed borrower have at least a 2 years track record in their business. This usually shows the lender that the person is capable of generating income in their new self-employed work. They usually also like to see someone who is self-employed in their line of work. If you have years of experience as a carpenter but open up a coffee shop this is a major switch and a mortgage lender will have to analyze this.Complex Tax RecordsSelf-employed borrowers often have complicated tax returns. This is partly the result of a complex tax code and partly because most self-employed borrowers are thorough in using all available tax deductions.Unclear AssetsThe final issue is unclear assets. Borrower assets may be intermingled in business accounts with other business partners. Deposits in a business bank account may represent revenue but not necessarily the final income or net profit a business generates.Additional StepsMake sure that when you apply for a mortgage you clearly state that you are self-employed up front. The self-employed usually have nearly all the same loan options as wage earners.You may need to prepare your documentation in advance – such as making copies of business licenses, permits, and financial records. </p>]]></content:encoded> <wfw:commentRss>http://wituhmj.info/what-are-the-special-mortgage-challenges-for-self-employed-borrowers/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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