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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>amlawpcms.info</title> <atom:link href="http://amlawpcms.info/feed" rel="self" type="application/rss+xml" /> <link>http://amlawpcms.info</link> <description>Just another WordPress site</description> <lastBuildDate>Mon, 23 Oct 2023 06:36:21 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Military Payday Loans</title> <link>http://amlawpcms.info/60</link> <comments>http://amlawpcms.info/60#comments</comments> <pubDate>Mon, 17 Jul 2023 23:17:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=60</guid> <description><![CDATA[What is a payday loan? This is a small short-term loan for employees who are categorically perceived as those belonging to the lower socio-demographic class because they have no other financial options except to apply for a cash advance payday loan. The borrowers apply payday loans to bridge the cash flow gap between their paydays. [...]]]></description> <content:encoded><![CDATA[<p> What is a payday loan? This is a small short-term loan for employees who are categorically perceived as those belonging to the lower socio-demographic class because they have no other financial options except to apply for a cash advance payday loan. The borrowers apply payday loans to bridge the cash flow gap between their paydays. Or sometimes, advanced cash payday loan usually provides cash for occurrences of emergencies in time of cash flow problem. This type of loan is typically handed out to the borrower in the form of cash and secured only of the borrower’s postdated check which may amount to the original loan principal and as well as the accrued interest. Payment is processed through in the maturity date by a traditional check or through electronic withdrawal from the client’s checking account. A military payday loan is one very common type everywhere in the world.Military payday loans are intended specifically for the military men and women. No matter what is the rank or grade, those who served the armed forces are eligible for the application of a military payday loan. If a military man needs cash but payday is still far, he can apply for an instant military payday loan. An advantage of military payday loans is that application can be obtained wherever a military man may be. Many countries have already contracted online services to make payday loan services more accessible. So that whenever a military man resides, he can go online and fill out necessary forms and then send the application. If approved, cash advance may be received through an electronic funds transfer. Instant military payday loans are quick and easy because funds were provided specially for the military men and women’s emergency financial needs. Online application is secured and protected so transactions are safe and kept in privacy.Another advantage of payday loans for military is its lower rates than other types of cash advance loans. Also, the military are also given option for choosing repayment schedule. If they cannot afford to pay it with one payday check, they can always pay back the loan with the next paychecks. Military loan companies are everywhere. Most of them understand the needs of the military man/woman and families. They knew how can a military man or woman affords so they these military payday loan companies how to equate the interests for their cash advance loans. Other military loan companies offer kind of loans that will aid servicemen to acquire new home, cars, or other things that might require higher expense. These companies offer easy and affordable mortgage plans. Basically, instant payday loans will afford military men and families an easier and keep finances in order.Application for an instant military loan is also offered through phone line and is directly assisted with military loan consultant. Most reputable and reliable military loan companies are available for the customers. Military cash loans are not only available for active military men. There are also military corporate consumers loans companies who offer this same service to the retired military men. Retired armed forces men normally want to apply for a fast cash loan when circumstances of sudden need of large amount of money is needed like unexpected bills. Like the aforementioned type of instant cash payday loans, retired military loans also do not discriminate the ranks and grades of the former servicemen. As long as they have served the country and meet other related requirements, these men are also eligible for an application. And, likewise, best military cash loans provide lower interest rates than any other type of cash lending companies.A military profession is a job that has stable and security guarantees. They are typically given grants and greater benefits than other employee types but one disadvantage is that they are not well compensated much like other working class. That’s why loan companies have sprouted all over the world to answer financial difficulties a military man usually encounters. To alleviate these men from difficulties, they only need to provide lending institution the necessary papers like military ETS, personal information, and of course checking account number. After approval, cash would be in their hands to improve their financial condition. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/60/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Business Opportunities For The Modern Entrepreneur</title> <link>http://amlawpcms.info/53</link> <comments>http://amlawpcms.info/53#comments</comments> <pubDate>Fri, 12 May 2023 10:35:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[best business ideas]]></category> <category><![CDATA[best online business]]></category> <category><![CDATA[best online business ideas]]></category> <category><![CDATA[best online business to start]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=53</guid> <description><![CDATA[Internet business opportunities often have very low start-up costs and with so many proven business models in place getting started with an online franchise could be your fast track to becoming your own boss.But, when you enter the online business world, it is much more than just building a website, putting a few products on [...]]]></description> <content:encoded><![CDATA[<p> Internet business opportunities often have very low start-up costs and with so many proven business models in place getting started with an online franchise could be your fast track to becoming your own boss.But, when you enter the online business world, it is much more than just building a website, putting a few products on there and then expecting the customers to come flooding in.An online business is just like any business – it requires a solid business plan. If you are considering your online business opportunities, firstly make sure that you are opting for a legitimate online business opportunity. So how do you know what are genuine online business opportunities and what are just rubbish scams?First Steps for Online Business Opportunities<br />What is the product? Be careful of an online seller who offers vague descriptions of what the business is and how it will work.<br />You need to know what would you be selling or doing.<br />How and why will potential customers find and use your website?<br />Is it your responsibility to drive traffic to the website?<br />How would the business generate income and what are your specific expenses?<br />The internet is not an enchanted place for business online owners. Success with online business opportunities requires the same solid planning and hard work as in any other business venture. It’s your business and your reputation and you cannot jump in feet first without knowing what you are doing.When it comes to online business opportunities, affiliate marketing is one of the easiest methods is through. This is because becoming an affiliate marketer is quick and requires simple promotional techniques that will convert prospective buyers into customers.There are a multitude of different online business opportunities, niches, and markets to choose from. You can become an affiliate for just about anything from digital products to bicycles and everything in between.The concept of affiliate marketing is based upon on a regular sales position except that everything happens online and there is no face-to-face contact with the customer. Also, you don’t have to buy any stock or worry about fulfillment You sell products on behalf of a manufacturer or company and get paid a commission when you make a sale.It does sound like an easy business opportunity, but you will need to work your market to succeed. You will need to invest time and money, into making sure you have up-to-date training, knowledge and traffic to the websites which are selling your products.An affiliate business is just like any other “traditional” business, it has to be worked to be successful. You have to stay focused, do research to see what people are buying now, pick a niche product in that market, actually get started, make a schedule and then stick to it. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/53/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>3 Things You Want to Know Before Taking the Telecommunications Administrator State Exam</title> <link>http://amlawpcms.info/51</link> <comments>http://amlawpcms.info/51#comments</comments> <pubDate>Fri, 12 May 2023 05:14:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Telecommunications]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=51</guid> <description><![CDATA[In today’s article I am going to discuss preparing for your state Telecommunications examination. There are some important reasons why you should have your contractor license if you going to be working in the telecom Field.1. When you become licensed you become more reputable as a technician. 2. You gain access to location only large [...]]]></description> <content:encoded><![CDATA[<p> In today’s article I am going to discuss preparing for your state Telecommunications examination. There are some important reasons why you should have your contractor license if you going to be working in the telecom Field.1. When you become licensed you become more reputable as a technician.<br />2. You gain access to location only large Telecom companies have access to.<br />3. Having license, bond and insurance give you added protection from lawsuits.I live in WA State they require each contractor to have a licensed Telecommunications administrator assigned to each them when performing networking installations. In order for you not to have to find your own administrator you can become the administrator for yourself. For me it took about two weeks of studying before I felt prepared to take the examination.The exam is open book. You can bring any publish materials to take the test. Below I will show you the manuals I used to study for the test. The testing will consist of three areas.1. Telecommunications Wiring and Standards<br />2. State licensing and Rules and Regulations<br />3. Basic Electronic TheoryI am going to do a brief breakdown on each area above. Telecommunications Wiring and StandardsThe NEC manual covers electrical wiring installation for all levels of electrical wiring. I guess you can consider it the bible of electrical installation. This is a must have manual because the testing will cover certain portions of this manual. State licensing and Rules and Regulations<br />Your state website will have all the information you need about the states rules and regulations. Go to your state website and look under L&I (Labor and Industries) for information on taking the exam and the exam outline for telecommunications administrator. The outline is important for saving time. If you know what you have to study you won’t waste time studying material that you won’t use the test. Basic Electronic Theory<br />There are a few questions in the area of basic electronic theory. I purchase a basic electronics book as a refresher. I had already completed an Electronics Associate at the local technical college.Lastly, I want to say that once you become a licensed contractor door will open in the business of Telecom contracting you would have never thought about. You began to get access to place like Mall, Hotel, Restaurants, Government building. It also provides you the ability to pull building permits on commercial sites. I have on a many of occasion had the ability to help someone with a last minute job. They were in need of someone to pull a building permit to do a small wiring job. Being licensed and bonded will be an overall asset to you becoming a successful Telecommunications contractor. Good Luck on growing your business. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/51/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Newbies Need To Know About Investment Property Financing</title> <link>http://amlawpcms.info/49</link> <comments>http://amlawpcms.info/49#comments</comments> <pubDate>Thu, 11 May 2023 14:56:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=49</guid> <description><![CDATA[Basics for Financing for an Investment PropertyYou have big dreams of owning real estate and retiring young. You simply don’t have the funds to go out and buy the properties in cash (most of us don’t either). This leads you down the path of financing with your local bank. Maybe you already own your own [...]]]></description> <content:encoded><![CDATA[<p> Basics for Financing for an Investment PropertyYou have big dreams of owning real estate and retiring young. You simply don’t have the funds to go out and buy the properties in cash (most of us don’t either). This leads you down the path of financing with your local bank. Maybe you already own your own home and have been through the process of getting approved and signing the mortgage. This should be easy then right? Wrong, investment property loans are not like your traditional home loan.Lenders are more strict with underwriting an investment property than that of a personal home mortgage. You might be wondering, but why? It’s simple when you own investment property and a personal residence and then you lose your job or things start going south financially you’re going to pay your personal mortgage before anything else in a worst case scenario. You’re not going to want to default on your mortgage, because that’s where you live!Interest RateThe interest rate is going to be higher than that of your home mortgage, it just is. Add 1-3 percentage points more than the owner occupied loan rate. That means that if a lender charges 4.00% interest for homeowner loans, you’ll likely pay 5-7% interest for investment loans. That’s just how it works folks. The loans are more risky, so the banks want more for them.Credit ScoreAs with any type of loan your credit matters. It shows the bank a history of your previous credit experiences and basically says why you should get a loan or why you shouldn’t get a loan. Working to make sure your credit is top notch is something you need to do far before you get into the real estate game.With investment property your credit score does not have as big as impact as it does with home mortgages. You will still have options if your credit isn’t perfect. If you score is below 740 you should expect to pay more in interest rate, lender fees, and lower LTV’s. This doesn’t mean you shouldn’t invest with a lower than 740 credit score, it just is stating what you need to expect.Lower LTV20% learn it, love it, live it. That’s the number the bank will want from you as a down payment for your investment property purchase. There are of course exceptions to the 20% down, however that’s what most banks are requiring.20% is a lot of money, right? Yeah I know, but the good news is you will not have to pay mortgage insurance! Nobody likes mortgage insurance. The bad news is, that’s the only good news. Also the 20% down is best case, if you have piss poor credit expect the bank to expect more or not even look at your deal at all. As a final note, plan on needing at least three months’ payments as a liquid cash reserve. Cash reserve is important, yes you may finally have saved that 20%, but if you don’t have more than the 20% in working capital for when the furnace goes out in the first month then the bank will again question giving you a loan.House Hacking to Get StartedThe idea behind house hacking is simply to decrease or minimize your own expenses and use the spread (money you are saving) to invest into acquiring properties to rent out. Living in a nice house with an indoor swimming pool and movie room is great and all, but that house isn’t making you monthly cash flow, it’s costing you monthly cash flow.The basic idea behind this “house hacking” mentality is to simply rent out part of your home to another person, or co-exist with another person as a roommate in your own home. Also it can mean selling your primary residence now and buying a multifamily property and living in one of the units while renting out the rest. Basically when it is all said and done you are renting what you already live in, to decrease your monthly expense to save capital for your dreams of real estate glory!If you have yet to buy your first home, or if you want to sell your home now to get into real estate a multi unit property might be the right fit for you. By buying a multifamily home you can live in one of the units and have your tenants pay all of your expenses this is generally more appealing to most people than having someone live in their home.For example, if you buy a 4 unit, live in one unit, and rent each of the other units out for $$600 a month, that would mean you’re making $1800/month in rents. If your loan, escrow (taxes + insurance) utilities, and other expenses come to just $1600 – you could get paid $200/month just to live in the home. Even better when it comes time to move out into your future home, you can rent that 4th unit out for even more income. Sounds like a great idea right?Key Takeaway:Investment properties have higher interest ratesLenders are slightly more lenient on credit scoreYou’re going to need 20% for down payment (exceptions do happen)Try house hacking to get started into real estate–America’s Favorite,The Small Time Investor </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/49/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Can CPM Advertising Help Your Business?</title> <link>http://amlawpcms.info/46</link> <comments>http://amlawpcms.info/46#comments</comments> <pubDate>Thu, 11 May 2023 09:52:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[advertising]]></category> <category><![CDATA[advertising agency]]></category> <category><![CDATA[advertising basics]]></category> <category><![CDATA[advertising concepts]]></category> <category><![CDATA[advertising fails]]></category> <category><![CDATA[advertising industry]]></category> <category><![CDATA[advertising space]]></category> <category><![CDATA[advertising week]]></category> <category><![CDATA[best advertising]]></category> <category><![CDATA[children advertising]]></category> <category><![CDATA[creative advertising]]></category> <category><![CDATA[digital advertising]]></category> <category><![CDATA[facebook advertising]]></category> <category><![CDATA[false advertising]]></category> <category><![CDATA[online advertising]]></category> <category><![CDATA[targeted advertising]]></category> <category><![CDATA[tv advertising]]></category> <category><![CDATA[visual advertising]]></category> <category><![CDATA[what is advertising]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=46</guid> <description><![CDATA[Cost Per Thousand, or CPM, advertising is a type of online advertising that bases charges on how many thousands of times an advertisement is shown on a Web site. The “M” in “CPM” stands for “mille,” the Latin word for “thousand.” Cost Per Thousand advertising is the most widely used online advertising costing method, and [...]]]></description> <content:encoded><![CDATA[<p> Cost Per Thousand, or CPM, advertising is a type of online advertising that bases charges on how many thousands of times an advertisement is shown on a Web site. The “M” in “CPM” stands for “mille,” the Latin word for “thousand.” Cost Per Thousand advertising is the most widely used online advertising costing method, and Google’s AdWords is the most popular choice for CPM advertising.The main advantage of using CPM advertising is that you are able to choose the Web sites that will display your advertisements. You can target a specific demographic group by selecting certain Web sites and also determine how much exposure you want your product or service to have. This helps eliminate advertising charges for Internet users who are not genuinely interested in your product or service. Besides selecting great Web sites for your advertisements, you can also choose specific Web sites that you do not want to use to display your advertisements. All this results in a more focused advertising campaign and can lead to increased sales for your business.You begin your CPM advertising by placing a maximum CPM bid. This is how you indicate the maximum amount you are willing to pay for every thousand advertisement displays, or impressions. Your maximum CPM bid covers times your advertisement is shown, whether or not the user clicks on the ad or not. Remember that Cost Per Thousand advertising is very popular, and the bids for using this advertising method will be competitive.Cost Per Thousand advertising is a placement-targeted advertising tool, which means you are in charge of determining where your advertisement will be placed. To use Google AdWords for CPM advertising, your selected Web sites must be part of the Google Content Network. Google AdWords will supply you with a Placement Tool to help you find Web sites that will promote your business effectively.By using the Google Placement Tool, you can choose your advertising Web sites by entering the site’s specific website address. The Placement Tool can give you a list of Web sites to choose from if you enter a description of the advertisement topic. You can also browse through the Placement Tool’s diverse list of categories and subcategories to find appropriate Web sites to place your advertisement.Another option is to choose the specific demographic group your advertisement targets. The Placement Tool will provide you a list of sites that are visited frequently by people in that demographic group. Requesting Web sites by description, category, or demographic group will result in a list of up to 100 Web sites to choose from. Using Google AdWords’ Placement Tool is a simple way to direct your advertisements to your intended audience.Google’s Cost Per Thousand advertisements can be either text-based or image-based. If you choose to have an image-based advertisement, the image can be animated. Text-based advertisements will expand or contract to fit the Web page location size. AdWords will also keep a daily log of your advertisement’s impressions, allowing you to keep track of how often your advertisement is displayed on a Web site. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/46/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Credit Card Help – 10 Ways to Pay Off Your Credit Card Sooner</title> <link>http://amlawpcms.info/43</link> <comments>http://amlawpcms.info/43#comments</comments> <pubDate>Sat, 08 Apr 2023 23:20:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[credit cards]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=43</guid> <description><![CDATA[Credit cards can be difficult to handle some times. Before you know it your debt can have risen to a level where you start to find it difficult to pay off the balance owing. Before you know it you are really struggling and less and less money is being paid off the card and more [...]]]></description> <content:encoded><![CDATA[<p> Credit cards can be difficult to handle some times. Before you know it your debt can have risen to a level where you start to find it difficult to pay off the balance owing. Before you know it you are really struggling and less and less money is being paid off the card and more and more is being added to it. This article 10 Ways To Pay Off Your Credit Card Sooner explores ways to get your credit card back in control.1. Always pay at least your minimum repayment by the due dateIf you start to fall behind on your credit card repayments it can cost you hefty sums of money that would have been better off used to pay down your debt. How the card providers work is that if you don’t make your minimum monthly repayment by the due date, then most providers will charge a late payment fee. This is generally around $25-$35. This penalty charge can add to quite a sum of money over a year i.e. $300-$420, and as you can see this money would have been better paid off the debt instead.To avoid missing your repayment due date, set up a task in your calendar a day or so before the due date, so that you are reminded to make your payment.2. Try and pay more than your minimum monthly repaymentIf you only pay your minimum monthly repayment and carry debt forward from one month to the next, you are likely to find you are barely treading water with the debt and that you are getting charged a lot of interest from one month to the next. If you make a bigger repayment and remember it might only be a few dollars here or there, it will all add up in the long run and help to reduce your debt and save you some interest.To get some extra money, see if you can cut back on some of your spending. Maybe one or two less lunches out a week, or a few less takeaway coffees, or hiring a DVD instead of going to a movie. Think about ways you can grab an extra $10, $20, $50 a week to pay off your credit card.3. Pay into your credit card more regularly than monthlyYou don’t need to wait until the day your repayment is due to pay money into your credit card. You can pay money into it at any time. This can be done via internet banking, cash over the bank counter, phone banking etc. So as mentioned in point three above, if you can get an $10, $20, $50 a week that you can use to reduce your credit card debt, then ensure you pay it straight into your credit card.Set up a system where you challenge yourself to get an extra sum of money into the card each week by cutting back your spending. You will be surprised how much that amount will add up to at the end of a month and how much quicker your debt will be paid off than if you just paid the minimum payment into the card on a monthly basis.4. Don’t do cash advancesDoing cash advances on your credit can really cost you money. Not only are you getting charged interest from day one, you are often charged a fee for the privilege. Some credit card providers also separate purchases from cash advances and will charge a different interest rate on each and spread your repayment across each.Use other means to get access to cash such as using your transaction accounts rather than your credit card.5. Watch what you spend on your credit cardThere is no point in living under an illusion that you are paying off your debt, if you are spending more on your card than you are paying off the card each month. This happens so often and people just don’t seem to realise that their debt is going up instead of going down when they do this.As an example, if you only pay $1,000 a month off your credit card, but you are spending $1,200 a month your debt is actually going up by $200 a month PLUS you will also have interest charges and other fees added to this amount. Take time to review your credit card statements and make a note of how your debt is traveling.6. Set yourself some milestones and goalsOne of the quickest ways to pay down any debt is to set yourself a goal. Firstly work out when you want your credit card debt paid off in full. Once you have worked out this date, you can then set some milestones / weigh points of where you need to get the debt down to by certain dates along the way. This way you will ensure you are paying the debt down and keeping on target with your goal.You will need to carefully work out how much you need to pay off the card each month to get the debt down to the level you need it to be down to. Remember to factor in interest and other costs in your calculations.7. Know your credit cardAll credit cards providers issue their cards with different terms and conditions. Therefore you must know and understand your card.Some questions to think of are:</p><p>When does interest start being charged for purchases / cash advances?<br /> Do you have any interest free days?<br /> If you don’t clear the debt in full each month, how is interest charged on your purchases?<br /> Are your repayments paid off your purchases or your cash advances?<br /> What is the interest rate?<br /> Is the interest rate a special offer that will terminate on a certain date?<br /> Is the interest rate different for purchases / cash advances?<br /> How much is the annual fee?<br /> Is there a late payment fee?<br /> Are there other fees that you are likely to incur?<br /> What overseas transaction fees are there if you buy goods / services in overseas currencies?<br />Once you know and understand how your credit card works, you might like to do some research to see if you are getting the best deal. Is there a credit card provider offering a better deal? Switching credit card providers could be an option to save you some money, but you must ensure you fully understand the terms and conditions of any new card you take on – read the small print very carefully.8. Watch out for interest free daysInterest free days generally only apply if you pay your credit card debt off in full by the required repayment date. This doesn’t mean just paying the minimum monthly repayment amount, it means paying the full balance owing on the card. If you don’t pay the debt out in full, you are generally charged interest from the day the purchase occurs.So if you have a credit card and never pay the debt off in full, you are not getting any benefit from interest free periods. So in that case you might be better off getting a credit card that charges you interest from day one, but has a much lower interest rate. After all, you are probably getting charged interest from day one on your current card.9. Do a reality checkJump into a loan calculator and put in your credit card balance and what you roughly pay off the credit card each month (after considering what you add to the card each month). Look at the figures, You might be shocked to see that your debt is still going to be around in 10 years time. How does that make you feel? Does that give you some motivation to work hard at getting some extra money to throw into your credit card? Well if that doesn’t, looking at how much interest you are paying over this period of time should. Go on, check out your situation.Play around with the loan calculators and work out how quickly you can pay your credit card debt off by adding some extra sums to your current repayment. See how much interest you can save by paying more into the card.10. Work out where you can get extra cashAny money you can amass is best paid off your credit card rather than being spent or sitting dormant in a saving account earning little to no interest. So, how motivated are you to get your credit card debt paid off? How serious are you in finding a solution to your debt problem? What are you willing to do to get some extra cash? What are you prepared to sacrifice?Can you mow a lawn on a weekend, babysit a child during the week, do some overtime at work, sell some items on eBay, walk / groom some pets or get a part time job? Think outside the square for ways you can earn a few extra dollars that can be committed to paying off your credit card sooner. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/43/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Common Mistakes to Avoid When Entering Into a Franchise Financing Loan</title> <link>http://amlawpcms.info/41</link> <comments>http://amlawpcms.info/41#comments</comments> <pubDate>Fri, 17 Mar 2023 17:43:05 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=41</guid> <description><![CDATA[Many Canadian would be entrepreneurs and business owners find that financing a franchise is often as challenging (if not more so) than the process and work and due diligence in selecting the right business to purchase.Lets share some hands on, ‘real world’ advice and tips on franchise finance in Canada. Fantasy might often work for [...]]]></description> <content:encoded><![CDATA[<p> Many Canadian would be entrepreneurs and business owners find that financing a franchise is often as challenging (if not more so) than the process and work and due diligence in selecting the right business to purchase.Lets share some hands on, ‘real world’ advice and tips on franchise finance in Canada. Fantasy might often work for you, but NOT in business financing!Business financing is a challenge on any level, major corporations wrestle with it everyday, and you are wrestling with it as you contemplate your new business venture. Naturally all our comments and advice relate to both a new franchise or your purchase of an existing business that is being sold by a franchisee.A lot of franchises would do well to understand how the franchise industry is regulated in Canada and what types of disclosure and protection are in place for both you, and, to be fair, the franchisor. Those rights and obligations you have are under something called the ‘Arthur Wishart Act’ if you are in Ontario – other provinces have similar legislation. We strongly recommend that you look at the Act, and quite frankly your lawyer might be the best one to do this.Clients always ask us what rate they might be expected to pay on a franchise finance loan in Canada. We are very clear on that, and the answer is ‘ it depends ‘! Would a rate in the 5-6% range sound good to you. We certainly think it does given you are a small business and in many cases viewed as a ‘start up ‘, notwithstanding your franchisors depth and reputation. That interest rate is available to you through a loan technically known as the BIL loan, also called the CSBF loan. Lay people call it the government Small Business Loan, and it is categorically the way in which a majority of the franchises in Canada are financed. Speak to trusted, credible an experienced advisor in this area of franchise finance who can successfully complete this financing for you.Is a BIL franchise loan the only way to finance a franchise? Definitely not, other alternatives include a cash term loan, equipment financing for any hard assets in the business, and the final piece of the puzzle, which is your own owner equity or cash investment into the business. All business is financed by borrowing (debt) plus the owner equity contribution.Can you get a franchise finance loan without any personal guarantees – the quick tip and answer is ‘ no ‘, we don’t think so, but we also point out to clients the aforementioned BIL loan requires only a 25% personal guarantee.Clients always ask if a franchise can be financed with no down payment – here’s our quick tip on that – No, absolutely not. Whether you are financing a pizza franchise or building a car mfg plant any lender in North America will look to some owner financial involvement in the project. The balance act becomes how much, as there are pros and cons of putting down too much or too little equity.Can you purchase a franchise without some thought around a business plan – we don’t think so, and info act the best tip we can give you is to do a business plan, and if you aren’t preparing it personally at least stay involved in the input and the process. It will steer you towards a common sense level of financial success in your business.Prospective franchisees are always asking if an appraisal is required. Generally it is, but the biggest tip we can give you in this area is that the modest cost of an appraisal can actually be the largest financial benefit to your franchise financing, as it has the ability to increase lender confidence and lower your estimated personal financial commitment to the business.Franchise finance has many small twists and turns along your process – investigate financing options thoroughly and our tips should help you to minimize personal risk and maximize the financing of your business. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/41/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Benefits of Outsourcing SEO Services to a White Label SEO Service Provider</title> <link>http://amlawpcms.info/39</link> <comments>http://amlawpcms.info/39#comments</comments> <pubDate>Fri, 17 Mar 2023 16:01:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=39</guid> <description><![CDATA[With increased competition, constantly changing algorithms and search engine rules, Search Engine Optimization (SEO) now requires much higher expertise to handle it.Having realized this fact, many marketing companies like web developers, PR firms, web hosting companies, etc. – all which used to carry out their clients SEO processes (along with their specialized services) by themselves, [...]]]></description> <content:encoded><![CDATA[<p> With increased competition, constantly changing algorithms and search engine rules, Search Engine Optimization (SEO) now requires much higher expertise to handle it.Having realized this fact, many marketing companies like web developers, PR firms, web hosting companies, etc. – all which used to carry out their clients SEO processes (along with their specialized services) by themselves, now agree that SEO is a process that is better left to the specialists in the industry, thus, relieving the burden off their shoulders. This has given rise to SEO reselling.A firm that wants to resell SEO services often hires a white label SEO provider, to perform the entire SEO process for its client on behalf of it. While doing this white label SEO provider remains anonymous, thus keeping the brand image of the reseller intact.Following are the key benefits of reselling SEO services from a white label SEO provider.Better quality of service: White label SEO services are offered by specialist providers, who have skilled team of professionals dedicated only to SEO. The expertise of these providers helps in developing methods and steps that strengthen the online presence of your client’s business. They monitor and track the industry trends, competitor’s strategies, check for the targeted keywords – all which are needed to improve the organic search result listings of your client’s website.Addresses your client’s requirements: White label SEO providers are specialists in SEO and understand the nature of your client’s business and implement appropriate SEO techniques that build-up online reputation of your client’s business. They also understand that your business’s reputation is also at stake, should any error occurs from their side.Offer full-fledged SEO services: White label SEO providers offer comprehensive solution for all your clients SEO needs. They offer both on-page and off-page optimization techniques to improve the search engine results.On-page optimization techniques include – development of title and meta tags, keyword rich content on home page, URL mapping, website design, image optimization, etc. On-page optimization are directly related to the usability of a website, that greatly affects the web page listing in search engine rankings.Off-page optimization techniques include – link building, copy writing, online reputation management, content marketing, searching for relevant key phrases for the business, directory listings, submission of write-ups, etc. Off-page optimization techniques indirectly promote the client’s website. They contribute more to the rankings of a website in search engines.These tactics help in improving online visibility and generate higher profits for your client’s business.Offer more services: White label SEO providers offer many other Internet marketing services that can complement SEO strategies and give more desirable results than expected for your client. Therefore, you can get relief from the burden of developing a functional, comprehensive digital marketing strategy for your client. They have staff ready for performing all these additional services too, like pay per click (PPC), display advertisements, E-mail marketing, etc. These when coupled with SEO give higher ROI.Handle technical work: SEO is a continuous process. For your client’s website to get continuously listed in first pages, the SEO team has to continuously track and monitor the performance of the website in SERP’s. This needs much higher level skills such as acquiring more links, creating content with targeted keywords in particular frequencies, continuously creating good quality content, etc. All these activities which can be an additional burden on you can be handled by the white label SEO provider easily and efficiently.You can concentrate on other essential aspects: As the provider takes care of all the technical marketing details, you can focus more on the customer service activities than on maintenance of projects. You can spend your quality time on addressing various other aspects of your client’s business like, tracking the number of sales, providing back-up for the client, efficient and regular reporting of the regular progress, following him up on various other services, preparing invoices, etc. all which can improve your client’s experience of working with you.Stays anonymous: A white label SEO provider acts as a confidential associate for you. He remains anonymous while offering good quality SEO services for your client, which thus, helps you maintain your credibility. In the end, your client is satisfied and so are you.Saves costs: As SEO gets more complicated, you need to employ more talented individuals or train your existing resources to offer better services. By outsourcing SEO needs to a white label SEO, you can eliminate these training and start-up costs of forming a technically proficient team. This also reduces your labor costs and other overhead costs that incur from deploying additional human and technical resources.If you are a firm who used to do your clients SEO strategies, but are unable to cope with the load and changing search engine algorithms, the services of private label SEO provider will be a good option. SEO being the key area of focus for white label SEO providers, they continuously monitor the SEO strategies, employ advanced offline and online techniques that can bring higher profitability to your client’s business. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/39/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Leprechaun Repellent and Guaranteed SEO Companies – The Disturbing Link</title> <link>http://amlawpcms.info/36</link> <comments>http://amlawpcms.info/36#comments</comments> <pubDate>Fri, 17 Mar 2023 14:21:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=36</guid> <description><![CDATA[When researching SEO companies, it is tempting to choose any company willing to offer guaranteed SEO services. It is human nature – people love a guarantee. This holds especially true for purchases where the buyer is purchasing something outside of his or her area of comfort. When companies first consider pursuing search engine optimization (SEO) [...]]]></description> <content:encoded><![CDATA[<p> When researching SEO companies, it is tempting to choose any company willing to offer guaranteed SEO services. It is human nature – people love a guarantee. This holds especially true for purchases where the buyer is purchasing something outside of his or her area of comfort. When companies first consider pursuing search engine optimization (SEO) as a potential marketing channel, particularly when there is an ongoing cost involved, they get a sense of comfort from purchasing “guaranteed SEO.” Unfortunately, with many SEO companies, this confidence in the guarantee is ill-placed.A lot of questionable SEO companies offer what I like to refer to as a “leprechaun repellent” guarantee. In other words, it’s a guarantee that is easily attainable – if you purchase such services and are not subsequently harassed by a pesky leprechaun, the guarantee has been met. How can you complain?The truth is that SEO companies do not control the major search engines, and any firm that claims to have a “special relationship” that gives it sway over the natural search engine results is simply counting on your ignorance. Fortunately, this does not mean that guaranteed SEO is impossible, especially when the guarantee has to do with aggregate results and the methods used to achieve them.What follows is a partial list of some of the more popular types of guaranteed SEO out there – some of them roughly as useful as leprechaun repellent, and some of them actually meaningful.Questionable GuaranteesThe “Leprechaun Repellent” Keyphrases GuaranteeMany SEO companies boast that they will achieve a certain number of top rankings in the organic results of major search engines. This type of guaranteed SEO can be tempting, especially to those who are investigating SEO companies for the first time. After all, high rankings are what it’s all about, right? Isn’t that the goal?The answer is an emphatic “No.” Quality SEO companies will point out that the real goal is to bring high quality traffic to your site. It’s quite simple to guarantee top positions if you choose non-competitive or obscure phrases – for example, “leprechaun repellent.” Want proof? Enter “leprechaun repellent into your favorite search engine. You will almost certainly find this article dominating the results (caveat – if you are reading this article immediately after its release, the search engines may not have indexed it yet. Wait a week and try again.).It is extremely easy for SEO companies to achieve high search engine positions for phrases that nobody uses. Such rankings might impress your friends and neighbors, but they won’t send you quality traffic. They likely won’t send you any traffic at all. It’s important to note that the phrase “leprechaun repellent” is used only for demonstrative purposes. Many unpopular phrases may not sound absurd. There are surely countless phrases out there that sound extremely relevant to your business that are never typed into search engines. Good SEO companies will avoid such phrases. “Leprechaun repellent” practitioners will embrace them – it allows them to attain their worthless guarantees.There is also another aspect of this type of guaranteed SEO in which SEO companies will guarantee you first place positions on unspecified search engines for more competitive phrases. Unfortunately, this type of guaranteed SEO often involves obscure engines that have very little market share and are not sophisticated enough to quickly eliminate web pages that use spam tactics. In a few documented cases, the guarantees involved search engines that the SEO companies actually owned and operated!There are really only three major search engines at present – Google, Yahoo, and MSN. There are a handful of minor engines that are also worth mentioning, including Ask Jeeves and AOL Search. Any guaranteed SEO should involve prominent engines, not obscure ones.The “Company Name” GuaranteeThere is also a common guarantee that shady SEO companies will use that guarantees that a company will show up for a search on its company name. This, much like the “leprechaun repellent” flavor of guaranteed SEO, offers no real value. Sure, if your company name is “Acme,” it may actually be competitive – but chances are that if your website does not already show up near the top of the search engine results for a search on your company name, there is an easily fixed technical glitch that will resolve the issue. Quality SEO companies will address this area immediately. Moreover, ranking highly for your company name, while obviously desirable, provides only a tiny fraction of the potential value of search engine marketing. The real benefit for most companies is that search engine marketing attracts potential buyers who are not already familiar with the company name. Unless your company is a household name, it is unlikely that having your company name figure prominently in the results is going to have a huge impact on your business.The Pay-Per-Click GuaranteeSome SEO companies will offer guaranteed SEO services that promise top positions for certain keyphrases on popular engines, but they are counting on dealing with prospects who do not understand the difference between natural search engine results and pay-per-click (PPC) advertising. With PPC, it is very easy to guarantee a number one result, but this result will appear in the “paid” or “sponsored” results of the engine. Say, for example, that your company installs custom swimming pools. While a competitive phrase like “custom pools” might be difficult to achieve in organic results, the SEO company is not concerned with organic results. All it has to do is outbid the current highest bidder (using your money, of course), and your site will show up as number one in the “sponsored” results. Studies have indicated that sponsored results are held in a lower regard than natural results by savvy web searchers who recognize them as advertising. Also, as soon as you stop paying, your ranking disappears.The “Submit Your Site to 50,000 Search Engines” GuaranteeThere are many variations on this offer, primarily involving the number of engines promised. Regardless of the number, this is probably the most pervasive and persistent type of “guaranteed SEO,” and it is basically a scam that preys on ignorance.Companies that believe that they have high quality websites are predisposed to believe that the only thing holding them back from search engine success is that the search engines do not yet know that their sites exist. However, search engines measure quality in a much different way than a website owner does. A properly optimized site does not need to be submitted to search engines at all (I refer to actual “spider-based” search engines such as Yahoo, Google, and MSN, not human-edited directories such as Business.com, the Yahoo Directory, and the Open Directory Project). Engines prefer to find sites on their own.This “solution” offers no real value, except of course to the SEO companies offering the service. Also, as previously mentioned, there are not 50,000 search engines – or at least 50,000 search engines worth worrying about. Do SEO companies that offer this service meet this guarantee? Certainly – they use automated programs to do the submissions. Is this type of guaranteed SEO worthwhile? Not for search engine positions, but it may keep leprechauns at bay.Meaningful GuaranteesGiven the preponderance of “guaranteed SEO” that is meaningless, the seemingly Wild West nature of the industry, and the reality that SEO companies do not control the results of any major engine, it may seem that guaranteed SEO can never be a worthwhile endeavor. However, this is not the case. If you note the examples above, they are primarily involved in specifics – top positions, a certain number of submissions, a certain number of engines. However, good SEO companies, understanding that they have no control over individual results, should be confident enough in the results of their work in aggregate and in the safety of the methodologies that they use to offer guaranteed SEO that lives up to its promise.The Custom GuaranteeIn very rare cases, certain skilled, experienced SEO companies will be able to develop for you a custom guarantee derived from the analysis of your current traffic data, the competitiveness of your industry, and the status of your site. You will ideally be offered this type of specialized guarantee from the beginning of your dealings with an SEO firm because it ensures that you will be achieving targeted, meaningful results based on your specific situation, rather than on generalities that could apply to any business in any industry. Some SEO companies may tell you that a custom guarantee is not possible because they have no direct control over search engine results. However, SEO companies who have been in business for a while know how to weather the algorithm shifts and understand that there is more than one popular search engine. Such a firm will be confident enough to create and back a custom guarantee for you.The Targeted Traffic GuaranteeSEO companies dedicated to showing value to their clients will take a baseline reading of current search engine traffic at the outset of a campaign. While, as previously mentioned, SEO companies do not hold sway over search engine results, they should at least be confident enough in their overall skills to promise that their clients will see an increase in targeted search engine traffic based on popular phrases relevant to the business. If the firm offering this type of guaranteed SEO charges on a monthly basis, any month of the engagement where traffic for targeted phrases does not, at a minimum, exceed the baseline should not be charged. After all, you are paying on a monthly basis to protect and improve your positions. While major algorithm shifts that make results on individual results unstable can and do happen, they rarely happen on all engines at once. You should feel confident that the firm you are paying has a very vested interest in making sure it adapts to the changing nature of search engine algorithms, and few things inspire such confidence as knowing that it will not get paid otherwise. If your prospective firm is unwilling to at least guarantee that it will send increased traffic to your website from targeted phrases, every month, it may be time to look elsewhere.The “White Hat” GuaranteeSEO companies are commonly broken up into two camps – “white hats” (practitioners who remain solidly within the search engine’s stated terms of service) and “black hats” (practitioners who work to unravel the latest search engine algorithms and base their optimization techniques largely on technology, regardless of the engine’s terms of service). Both approaches are legitimate – after all, there is nothing illegal about exploiting a technical loophole for results. However, black hat SEO companies put their clients at risk of penalization or even outright banishment from the major engines. Getting back in can be a long process, and sometimes it is not possible at all. If you are concerned about potential penalization, get a guarantee from your firm that they adhere to the stated terms of service of all major search engines. If you can (and this is rare), get a guarantee that your site will not be penalized through any action of the SEO firm. This is harder for a company to offer, since the major engines frequently update their terms of service, and techniques that are acceptable today can be deemed unacceptable tomorrow. However, a confident firm that always errs on the side of caution when optimizing client websites will offer this type of guaranteed SEO services, since it will not use techniques that have a potential for penalization in the future.Abusing the Metaphor (Beating a Dead Leprechaun)Guarantees have been around for at least as long as leprechauns have been hoarding breakfast cereal and starring in bad horror films. So have guarantees that are essentially meaningless but sound respectable. A good guarantee should not only appeal to the base emotion of a potential purchaser, but it should also afford some real protection that the purchase he or she is making will provide meaningful results. Many of the most popular types of guaranteed SEO do not, and that’s a shame. The industry already has a questionable reputation due to “leprechaun repellent” practitioners – make sure you don’t go chasing their rainbow. After all, it’s your pot of gold they are after. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/36/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Travel and Its Benefits</title> <link>http://amlawpcms.info/34</link> <comments>http://amlawpcms.info/34#comments</comments> <pubDate>Mon, 30 Jan 2023 19:27:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amlawpcms.info/?p=34</guid> <description><![CDATA[Why do we need to travel? Why it is getting increasingly important that we, once in a while, change our environment and travel outside our country? Why it is sometimes a necessity for our emotional health to travel?Travel’s importance is underestimated by many people. Travel is not only fun, entertaining and enjoyable. With our current [...]]]></description> <content:encoded><![CDATA[<p> Why do we need to travel? Why it is getting increasingly important that we, once in a while, change our environment and travel outside our country? Why it is sometimes a necessity for our emotional health to travel?Travel’s importance is underestimated by many people. Travel is not only fun, entertaining and enjoyable. With our current lifestyles and work conditions, travel has become more than an option. It is more than just having fun. As Augustine of Hippo said ” The world is a book and those who do not travel read only one page.”â\x80¨ During travel you are able to do things you usually don’t do. When travelling, you go outdoor and be away from computers, and TVs and you are likely to be mixing with different people and cultures. People travel for different reasons. Some travel for fun and to have a good time. Others travel as a hobby. Travel can be an escape away from the hectic pace of life in big cities. Some travel just to change and move, as Robert Louis Stevenson said “I travel not to go anywhere, but to go. I travel for travel’s sake”. Some people like to learn from different cultures, as Mark Twain said ” Travel is fatal to prejudice, bigotry, and narrow-mindedness.” Travel gives the person the opportunity to discover, to explore and to feel the sense of adventure.Many people around the world are discovering the benefits of travel to the extent that the tourism industry is growing worldwide and has become one of the major profitable sectors in world economies. No wonder that travel is growing year by year. According to figures published by the World Travel & Tourism Council WTTC, world tourism industry grew by 3% in 2012, and contributed $6.6 trillion to world GDP by direct and indirect impact. In 2012, for the first time in history, international tourist arrivals reached 1.035 billion.Here are the main benefits of travel:1-Stress Relief: As you travel miles away from your environment, you are able to be free from your responsibilities and then begin to relax and rest. Not only you rest your body, but also your mind. Knowing that you can wake up anytime without an alarm clock, without the need to be physically available at work, will take off a lot of mental stress. Here, you can sense freedom. Stress relief is a major reason for travel. The moment you think you are heading for Hawaii or Bali, you get immediate sensation of excitement and stress-free feelings. It is this mental peace that makes travel a very good stress-relief. Sometimes travel can be stressful if your trip has a lot of sightseeing, or meeting a lot of people. But travel stress is different from home stress because it is positive stress. Travel stress does not associate with it anxiety or worry.Travel is a great way to connect with nature which is very helpful for your relaxation, mentally or physically. Nature is a stimulus for activating your right brain. Right brain domination is one major cause for stress-relief. Also, during travel there is no sense of urgency which is usually associated with home behavior. Change of scenery is by itself helpful for relieving stress.2-Physical Benefits: You move more when travelling. You walk more frequently whether riding the subway or exploring the streets of a historic city or even visiting a museum. By swimming or laying on the beach, you get a high dosage of vitamin D from the sun, something that is very useful for your bones and also for your positive emotions. Outdoor activities associated with travel can lower risk of diabetes, lead to weight loss and reduce cholesterol level. Some medical experts recommend traveling once every six months for cardiovascular health and for the heart. Some studies show that travel even improves better sleep.3-Cultural Benefits: Sometimes we need to be anonymous. Sometimes we want to be free from any responsibility. Travel allows you to exercise both while meeting new people and experience new cultures. You will know how different people accomplish their goals with different ways. You will learn new ideas that you have never thought of before.4-Relationship Benefits: Traveling with a companion and sharing same experiences and situations together will enhance your mutual bond. 93% of youth ages 8-18 consider travel as “a quality time” spent with their parents. 3 in 4 parents say that family vacations are very helpful for the family. Meeting new persons in new locations can result in long term relationship for many.5-Happiness: Many persons associate happiness with travel. More than 50% of adults buy souvenirs just to remember their vacations. Most travelers store photos of their destinations as a way of remembering those trips that are about tasting new food, beautiful sights, historic monuments, and new music. This is one reason that travel can be addictive, especially if have enough time & money. It has become a hobby for thousands of people around the world.Remember, you can travel and have fun with a limited budget. Plan carefully and spend wisely. Read and learn saving tips. </p>]]></content:encoded> <wfw:commentRss>http://amlawpcms.info/34/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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