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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dmmspms.info</title> <atom:link href="http://dmmspms.info/feed" rel="self" type="application/rss+xml" /> <link>http://dmmspms.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 22:04:08 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Minimizing Collateral Damage</title> <link>http://dmmspms.info/49</link> <comments>http://dmmspms.info/49#comments</comments> <pubDate>Tue, 18 Jul 2023 03:26:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=49</guid> <description><![CDATA[There are times when we all need help to meet our financial obligations. Sometimes we’re just overwhelmed with monthly expenses or an unforeseeable expense like a sudden health issue or family catastrophe that leaves one strapped for cash. Sadly, it seems that those among us who are most likely going to need a low cost [...]]]></description> <content:encoded><![CDATA[<p> There are times when we all need help to meet our financial obligations. Sometimes we’re just overwhelmed with monthly expenses or an unforeseeable expense like a sudden health issue or family catastrophe that leaves one strapped for cash. Sadly, it seems that those among us who are most likely going to need a low cost loan the most are the same people who will be ineligible or have to pay an exorbitant interest rate. In many instances a secured loan will be the best answer.Wikipedia defines a secured debt as “… a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan.” In the event that the borrower doesn’t or is unable to meet their repayment obligation the property will be transferred to the lending institution. This limits the risk that the lender is taking. The downside is, of course, that the property of the borrower is at risk if they, for some reason, default on the loan.Limiting that risk will give the debtor access to otherwise unavailable interest rates and eliminate the need for risky loans with a lender with a poor or unknown reputation, like a payday loan service. Payday loan services trade a stringent application process for higher fees and interest rates, which is the last thing someone who needs cash has to spare. Generally payday lenders require only proof of employment and bills in the borrowers name.Before researching for a lender, research current interest rates and the status of your credit score. Verify the validity of any mars on your credit reports. It is wise to regularly pull a credit report from the major credit reporting agencies to insure no unwanted surprises. Knowing what interest rate you can expect will help assure you get a good deal on your loan.When looking for a promising lender a local Bank or Credit Union, especially if the borrower is a member, is a great starting point. Check other local and online vendors to compare costs and rates to verify that the proposed interest rate is fair. Apply for a loan with the expectation of an unsecured loan, while being prepared that the lender may ask for something to be used as collateral. The interest rate on the loan will depend on credit scores and the individual institution’s rates and fees. When signing and finalizing the loan make sure to understand the terms, conditions, and fees.Hopefully, borrowing money can be avoided by waiting or doing without. One good idea is, before the time arrives, to put some money back with every payday in case of an emergency. Sometimes that is easier said than done and not knowing what could be coming around the corner makes it tough to know how much to save. Foresight is great but after the fact a secured loan may be a great opportunity for borrowers who would otherwise put themselves in a bad financial situation. Just make sure to be faithful with payments to insure the safekeeping of at risk property. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/49/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top Consultant Offers Five Steps to Validating Your Small Business Idea</title> <link>http://dmmspms.info/47</link> <comments>http://dmmspms.info/47#comments</comments> <pubDate>Mon, 10 Jul 2023 00:25:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=47</guid> <description><![CDATA[You’ve heard the statistics. Some 90% of all new businesses will fail within fewer than five years.Considering most new businesses are small enterprises, this creates quite a hardship on the entrepreneurs who have their hopes, and perhaps their overall finances decimated as their ventures fail.Here are five steps to determining if your small business idea [...]]]></description> <content:encoded><![CDATA[<p> You’ve heard the statistics. Some 90% of all new businesses will fail within fewer than five years.Considering most new businesses are small enterprises, this creates quite a hardship on the entrepreneurs who have their hopes, and perhaps their overall finances decimated as their ventures fail.Here are five steps to determining if your small business idea is a sound one that can last:(1) Develop a sensible economic model.For example, I teach a course at UCLA Extension, “Building Your Consulting & Coaching Business.” We spend quite a bit of time discussing economics, and especially what an adviser must charge clients to reach certain net income requirements. It almost always comes as a surprise to hear that you’re not going to remain in business very long as a coach or a consultant if you cannot command $1,500 a day, or more. Your overhead, which includes time spent in marketing and promotion, will require it.If you don’t think people will invest this kind of money with you, because they don’t have it or don’t want to part with it, then consulting may not be a good fit. The main thing you’re selling is your time, which is finite, so forget about being the Wal-Mart of advisors and charging much less.(2) Benchmark the competition.Is someone doing what you want to do, and making a go of it? One of my clients was visiting an exotic locale and noticed a photography studio that specialized in taking certain types of pictures. He had never seen this back home, thousands of miles away, so he did a little digging. The ONLY competitor he would have if he emulated the studio would be the one he saw, and he planned on improving their model, anyway. So, he went ahead with the plan, and his enterprise prospered.(3) Test the theory.Many people want to run before they can crawl, to have a zillion locations or franchisees before they have tested a single unit. Some of my best ideas, as I judged them, turned out to be duds. A few, to be sure, have taken off, but don’t bet the farm simply because YOU’RE initially enthusiastic. Test it by actually trying to make sales. When customers gladly spend their dough and are happy with what they’ve received, you’ll be on the right track.(4) Modify where necessary.Something simple could be missing from your formula. Let’s say you’re selling yourself as a graphic artist to corporations as a freelancer. You might run into a brick wall by contacting the Human Resources department, because they may not see any internal requests for people with your skills. If they do, it could be for full-time employees. But if you target the Marketing department, then you might easily create opportunities for yourself. A small modification in your aim could make a major difference in the bulls-eyes you hit.(5) Roll it out.If the previous steps give you good results, it’s time to multiply your success. This is easier said than done, because cloning yourself and your business takes administrative resources and capable personnel. But if you START your business with ultimate expansion in mind, this step is easier to accomplish. Back to consulting, if you know that your ultimate goal is to build a firm with a number of colleagues upon whom you can rely, you’ll be likely to develop generic tools and practices that can be duplicated by nearly anyone, under your guidance and training. This is easier than building your advisory service around yourself as a personality, and a brand-of-one, and then trying to clone from there.If you were to ask which of the five steps is most important, I’d say it’s the first: developing a sensible economic model.The other day I accompanied a friend, a painter, to a local park where she set up her easel, and started working on a watercolor. I noticed a handy plastic item that had semicircles stamped in it, allowing her to mix paints quickly and cleanly.When I commented that it was nifty, she replied: “Yeah, for six bucks it should be!”My guess is that it costs pennies to produce, but wholesalers and retailers can really mark it up and make great profits with it. And artists MUST have one, that is, if they want to focus on their creations and not on dirty dabbling.Whoever came up with the idea of making this product for artists was very clever. It serves a need, it’s cheap to produce, and it costs little to ship, takes up modest shelf space, and is exceedingly profitable.Tupperware became a household sensation based on much the same model.So, review this list as you evaluate your ideas, and I hope you join the ranks of small businesses that succeed and thrive! <br/><a style="display:none;" target="_blank" href="http://kalipakem.com/">kalipakem.com</a><a style="display:none;" target="_blank" href="http://jackpotslotsweb.info/">jackpotslotsweb.info</a><a style="display:none;" target="_blank" href="http://spinslotwins.info/">spinslotwins.info</a><a style="display:none;" target="_blank" href="http://slotbidwins.info/">slotbidwins.info</a><a style="display:none;" target="_blank" href="http://fantasyslots.info/">fantasyslots.info</a><a style="display:none;" target="_blank" href="http://bestslotmachine.info/">bestslotmachine.info</a><a style="display:none;" target="_blank" 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ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=45</guid> <description><![CDATA[During the past decade there has been an explosion of internet businesses all over the web. Most people think that internet business is just for the web smart folks, but think twice. Having an online business can be easy and truly rewarding.Those who have a product or service to bring to market have found the [...]]]></description> <content:encoded><![CDATA[<p> During the past decade there has been an explosion of internet businesses all over the web. Most people think that internet business is just for the web smart folks, but think twice. Having an online business can be easy and truly rewarding.Those who have a product or service to bring to market have found the internet to provide a great platform to run their business on. Where do you begin? That all comes down to having the right information. Once you have that in place, you can have an online business up and running within seven days.Some Advantages Of An Online Business1. On the globe with the correct marketing and website in place.2. Opportunities – You have the ability to choose whatever avenue of a business you wish online. you don’t even have to sell anything. You can take your current skill set and market it all over the world online with the right infrastructure in place.3. Cost – You have no storefront, light-bill, or utility bill online. A home based online business requires very little maintenance. Marketing and systems will be your largest expense.4. Answer To Only Yourself – Most people find this the most appealing aspect of running an online business. Working for yourself is what most people want, but few realize just how simple it can be. You control your income, commitment and time you want to invest in your online entity. Some people just want to supplement their income and having an Internet business can be sufficient to fill that need as well.Deciding what it is your going to sell online is sometimes the hardest thing to figure out. With there being hundreds of companies that have already had success with selling their products online, you may want to just plug in or gain the rights to sell a product that has already been proven and tested in the market place.Where ever your comfort level is, is where you want to start. Many online businesses and marketing systems are already established and have helped create success in a lot of people that have used them.Having the ability to earn an income from a stupidly simple online business can be very rewarding and offer the lifestyle that most dream of. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/45/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Find the Best Financing Solutions, Merchant Banking Services, and Business Support</title> <link>http://dmmspms.info/42</link> <comments>http://dmmspms.info/42#comments</comments> <pubDate>Thu, 11 May 2023 19:09:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=42</guid> <description><![CDATA[Financing Solutions, Merchant Banking Services, and business support are three key things that you will need to help you start your new business. You will need advice and you will need the financial services that they can provide to help you succeed. You must know why are these things crucial to your new business in [...]]]></description> <content:encoded><![CDATA[<p> Financing Solutions, Merchant Banking Services, and business support are three key things that you will need to help you start your new business. You will need advice and you will need the financial services that they can provide to help you succeed. You must know why are these things crucial to your new business in order to prosper.As a new business, you will need to have the ability to provide as many payment options to your customers as possible. You will want to be able to accept checks, credit and debit cards, and gift or smart cards to increase your revenue. But, you will also want to be able to accept these payment methods safely and securely. You must also benefit from the financial advice that merchant banks can give you.The industry your business is in will determine the kind of merchant you will choose. You will want to check potential merchant websites to see what they offer in terms of specialized services for your industry. Many do offer a wide range of payment processing options tailored to the industries they serve. Match your own business needs to the merchant that offers the most for your industry for the best start possible.Each of the standard industry specializations needs a different kind of merchant services. Industries such as restaurants, retails stores, hair salons, mail order businesses and online retailers each take payments in different ways. They need to find the most ways to take payments securely in the most ways possible to help grow their business.Your business will most likely be included in one of the standard industries. You can check for merchant services that offer the most help with common payment solutions for your particular business. You may need point of sale payment terminals to accept credit or debit cards. You may want to be able to accept gift and incentive cards. You may need to process mobile commerce or Internet payments. Good merchant services will allow you to find what you need at competitive pricing, and will keep you educated and current with the newest technology and products for your industry.Not only will you need a wide range of payment processing options, but much benefit will come from financial activity reporting for the methods you choose. Your merchant services should provide these things. You should also expect good advice for lowering your overall costs of acceptance for the payment types you use.You may find that your merchant service will provide a client manager assigned to you to help manage your accounts. You may be able to consolidate accounts from several banks into one merchant bank. Having the financial expertise that comes with this is very valuable and may be a path you should consider.Education concerning risk reduction and data security is a crucial part of what merchant services will offer you. As businesses expand from local to global markets, the latest news and data security alerts become essential. It will be helpful to find the service that includes ongoing information about how to conduct financial transactions securely. You should also want to learn as much as possible about data security standards. These are key components to any excellent merchant service that you should consider as your financial partner.Financing Solutions, Merchant Banking Services, and business support are crucial elements to your new business. Look for the most resources offered when considering which merchant will become your financial partner to ensure success. You want to have expert financial advice and experienced merchant services to help you succeed. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Seven Steps to Getting a VA Home Loan</title> <link>http://dmmspms.info/40</link> <comments>http://dmmspms.info/40#comments</comments> <pubDate>Mon, 20 Mar 2023 11:24:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=40</guid> <description><![CDATA[Veterans Affairs (VA) mortgage loans have increased exponentially in recent years due to the downturn in the U.S. economy. This economic slump has resulted in banks tightening lending standards for conventional loans. The increase in VA loans is largely due to the fact that they are easier to qualify for than conventional mortgages and are [...]]]></description> <content:encoded><![CDATA[<p> Veterans Affairs (VA) mortgage loans have increased exponentially in recent years due to the downturn in the U.S. economy. This economic slump has resulted in banks tightening lending standards for conventional loans. The increase in VA loans is largely due to the fact that they are easier to qualify for than conventional mortgages and are one of the few mortgage options available for qualified borrowers who do not have a down payment.VA loans often offer lower interest rates than other type of loans and are available for the “full reasonable value” of a given property. Consequently, a down payment is not required as with other government programs such as FHA, which requires a 3.5 % minimum down payment.So what is a VA loan? VA loans are home mortgages guaranteed by the U.S. Department of Veterans Affairs however they are not a direct lender. The loan is made through a private lender (of your choice) and is guaranteed by the VA as long as guidelines are met. What are the guidelines and who actually qualifies for a VA loan? To follow are the seven basic steps you will need to take to successfully obtain a VA home mortgage loan.Step One: Determining EligibilityMost members of the military – veterans, reservists, and members of the National Guard are eligible to apply for a VA loan. The spouses of military who died in active duty or as a result of service-connected disability may also apply. Active duty members qualify after about six months of service.Reservists and National Guard members must wait six years to apply unless they are called to active duty, where they gain eligibility after 181 days of service. However, during war periods members are generally eligible after 90 days of service. In consideration of your status of service, loan applications can differ. Your VA regional office personnel can assist you with any additional eligibility questions.After pre-determining your eligibility, the first step for potential borrowers is to obtain a Certificate of Eligibility (26-1880) before applying for a loan. At this juncture, you will need to select an accredited VA loan specialist who will assist you in moving forward in the loan process which includes accessing and submitting this eligibility form online.Step Two: The Pre-Approval ProcessBefore embarking on step two of the VA loan process, it is crucial that you have pulled your credit report in advance with all three credit reporting agencies to see where you stand with your FICO credit score. You should thoroughly examine the report for any errors and/or identity theft, taking care of any such issues beforehand. Although Veteran’s Affairs does not require a minimum score for a VA loan, most lenders have internal requirements, asking for a credit score of 620 or higher.After you have completed this important task, you will provide this information to your VA loan specialist. They can answer any questions that you have and help you with determining the loan amount you are eligible for through a pre-approval process. The pre-approval process is required by most realtors before working with you to find a home. It serves to give you piece of mind and a price range that you can afford based on a pre-approved amount.To obtain a VA loan, the law requires that:• The applicant must be an eligible veteran who has available entitlement.• The loan must be for an eligible purpose.• The veteran must occupy or intend to occupy the property as a home within a reasonable period of time after closing the loan.• The veteran must be a satisfactory credit risk.• The income of the veteran and spouse, if any, must be shown to be stable and sufficient to meet the mortgage payments, cover the costs of owning a home, take care of other obligations and expenses, and have enough left over for family support.Your experienced VA loan specialist will be able to further discuss specific income and other qualifying requirements. According to the VA Loan Quick Guide, the VA loan limits generally do not exceed $417,000 (exception in maximum limits with VA Jumbo loans in designated High Cost counties – calculations can vary).Step Three: Decide on a Home & Make an OfferSelect a realtor to work diligently with you to find your desired home. After finding the home based on your personal and financial criteria, you will make your offer. The offer should not be too low or too high, as you want to stay ahead of the pack in bidding but not risk overpaying for the property. After making the offer, you will be required to place a deposit down ($500.00 is customary) on the property.In placing your offer, be aware that there are certain fees such as brokerage and lender fees, commissions or buyer-brokerage fees that the seller may have to absorb as they are disallowed by the VA to be charged to the veteran buyer. This amount may need to be factored into the offer/purchase price to be acceptable to the seller.Step Four: Signing the Purchase AgreementIt is recommended that two contingency provisions: 1) upon financing and 2) upon inspection, are inclusive or amended to the purchase agreement. Fact: A “pre-qualification” letter does not necessarily guarantee financing so you must be covered in the event that it does not go through. However, if you have proceeded as directed in Step Two and you are “pre-approved,” you should be fine. The pre-approval process is a more extensive check performed by your VA loan specialist on your financial background and credit rating. After completion, your lender will provide a conditional commitment on the amount of your loan.A home inspection can be a critical contingency provision, giving you the option to back out if repairs are costly and substantially decrease the fair market value of the property. Fact: VA fee appraisers are not required to step on the roof for inspection nor do they have the specialized knowledge that a certified home inspection can provide.The VA appraiser’s job is to ensure that the home lives up to minimum property requirements. He/she establishes fair market value for the home and a Certificate of Reasonable Value is issued. However this VA appraisal does not take the place of a detailed inspection of the property. Although optional, it is highly recommended that your offer be contingent upon a detailed home inspection.Step Five: Offer AcceptedContact your lender immediately and let them know that your offer was accepted. Congratulations! You are on your way to homeownership! If you have not done so already, you will need to provide the last two or three years of tax returns, pay stubs and bank statements. He/she will help you complete your application and submit it to processing and approval.Subsequently, the lender will order a VA appraisal and the certified home inspection. Your VA loan specialist will complete the appraisal and perform a complete review and verification of your credit, income and assets to give a “clear to close.” This will initiate the date, time and place where you will close to sign all necessary documentation to have the title transferred to you.Step Six: VA Funding FeesThe VA funding fee is an essential component of the VA Home Loan Program. This basic one-time funding fee must be paid to the VA by all but certain exempt veterans. First time users of the VA loan benefit program with no down payment requires a 2.15% fee. A down payment of at least 5 percent but less than 10 percent requires a 1.5% fee, and a down payment of 10% or more requires a 1.25% fee.For subsequent users of the VA loan benefit, no down payment requires a 3.3% fee and a down payment of at least 5 percent but less than 10 percent requires a 1.5% fee. And a down payment of 10% or more requests a 1.25% fee.The category of Reserves/National Guard first time users with no down payment requires a 2.4% fee. A down payment of at least 5 percent but less than 10 percent requires a 1.75% fee, and a down payment of 10% or more requires a 1.5% fee. For subsequent users for the category of Reserves/National Guard, no down payment requires a 3.3% fee. A down payment of at least 5 percent but less than 10 percent requires a 1.75% fee, and a down payment of 10% or more requires a 1.5% fee. The funding fee may be paid in cash or it may be included in the loan.The following persons are exempt from paying the funding fee:• Veterans who would be entitled to receive compensation for service-connected disabilities if they did not receive retirement pay.• Veterans who would be entitled to receive compensation for service-connected disabilities if they did not receive retirement pay.• Surviving spouses of veterans who died in service or from service-connected disabilities (whether or not such surviving spouses are veterans with their own entitlement and whether or not they are using their own entitlement on the loan).More good news! Unlike FHA and conventional loans (with less than 20% down), VA loans do not require mortgage insurance.Step Seven: Approval & ClosingIf your lender is authorized for automatic processing under VA’s Lender Appraisal Processing Program (LAPP), upon receipt of the VA appraised value determination the loan can be approved and closed without waiting for VA review. For loans that must be further reviewed by the VA, the lender will send the application to the local VA office, which will notify the lender of its decision.After receiving VA approval, you (and your spouse) will attend the loan closing. Your lender or closing attorney will go over the terms of the loan and its requirements and where and how to make the monthly payments. You will sign all necessary documentation and the property will be then be transferred to you. You have completed the seven steps to getting a VA loan and are now a homeowner!VA Loan Program Benefits – Now and in the FutureThe VA loan program is effectively the U.S. governments’ and the American people’s way of saying “thank-you” to those who are actively serving or have served in the military. The benefits of the VA loan program extend beyond getting a home loan, as they can also be used for refinancing and fixing up an existing home.Another advantage of a VA loan is in the assistance offered to borrowers who might be struggling. If the borrower of a VA loan cannot make their mortgage payment, the VA will negotiate on behalf of the borrower. They have a dedicated nationwide staff committed to helping veterans who are experiencing financial difficulties. These financial counselors can help borrower s negotiate repayment plans, loan modifications and other alternatives to foreclosure.We are keenly aware that many of our troops will be returning from overseas in the near future and that there are veterans who have served our country in the past now looking for a home. Be assured that VA accredited lenders are honored to work on your behalf, in financing your home and the bright future that you and your family so richly deserve. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Breaking Down Sales and Marketing</title> <link>http://dmmspms.info/38</link> <comments>http://dmmspms.info/38#comments</comments> <pubDate>Mon, 20 Mar 2023 09:51:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=38</guid> <description><![CDATA[Revisiting the Sales and Marketing ConversationBack in October 2015 we shared an article called “5 Ways Marketing Departments Help Salespeople Catch Butterflies.” Recently a tenfold article was shared with us, titled “What is the Meaning of Sales & Marketing and Their Advantages?” and, I have to say, it does a pretty awesome job of breaking [...]]]></description> <content:encoded><![CDATA[<p> Revisiting the Sales and Marketing ConversationBack in October 2015 we shared an article called “5 Ways Marketing Departments Help Salespeople Catch Butterflies.” Recently a tenfold article was shared with us, titled “What is the Meaning of Sales & Marketing and Their Advantages?” and, I have to say, it does a pretty awesome job of breaking down the differences, responsibilities, and links between sales and marketing roles. Why revisit this now? Because it has never been more apparent that the relationship between sales and marketing is still just as misunderstood as ever, especially with advances in marketing technology.Setting the Record StraightMany in the business world, especially those who rely on sales and marketing for success, don’t actually have a concrete grasp on exactly what sales and marketing are. Yes, the two are linked, but they are not one and the same. Sales departments rely on marketing; marketing departments and strategies exist to feed sales (notice I didn’t say “make” sales). You wouldn’t engage in marketing if you had nothing to sell, and your sales strategy would be much less informed and successful if not for your marketing efforts. Yes, many old-school salespeople (or go-getter small business entrepreneurs) are quite capable of drumming up business on their own, and may even have some tried-and-true marketing tactics up their sleeve – but few have the time, skill, or technological resources to effectively capitalize on the true potential of their market.A common mistake made by older, more established businesses is to assume that salespeople are skilled at marketing and that marketing people are skilled at making sales. In some cases this may be true, but certainly not across the board. While trying to conserve capital, many of these companies will attempt to combine their sales and marketing departments, essentially tasking their employees with two job descriptions, and that’s usually a bad move. It’s no accident that more recently established companies, tech giants, and organizations that employ a large number of millennials are killing it with their marketing efforts.Breaking It DownAs the tenfold article explains, some of the key responsibilities of a sales team include:</p><p>Follow Up</p><p>Relationship Building</p><p>Closing</p><p>Retention</p><p>The mark of a great salesperson is the ability to cultivate a personal relationship. Many consumers who have stayed loyal to the same brand, dealership, or salon for years will say that they appreciate the personal attention they receive there. It is not a marketing employee’s responsibility to follow up with a salesperson’s existing customer once the lead has been handed off, nor is it their responsibility to convert a lead to a sale, “close the deal,” or make sure the client remains a client for many years. Short of having an outstanding relationship with a skilled salesperson, product quality and excellent overall experience are the main things that will bolster client retention.On the marketing side, primary efforts are:</p><p>Awareness</p><p>Engagement</p><p>Conversion (from anonymous to known)</p><p>Retention</p><p>It is not a salesperson’s job to generate awareness or buzz about their brand, product or service. If they are expected to use their energy to make sales by nurturing leads and relationships, then how can they also be expected to have the time to do the leg-work up front that brings those leads to the table in the first place?The marketing department creates awareness, builds engagement by creating information that will invite audience members to take action, and targets and tracks engagement by motivating audience members to provide contact information or initiate a free trial or consultation (converting them from a cold prospect to a known lead or potential buyer). It is important to note here that the retention function of a marketing department doesn’t really overlap the retention efforts of a sales team.On the sales side, client retention refers more to the salesperson’s efforts to use the client relationship to continually check in with the client, attempt to engage them in further discussions about additional products or services they may be interested in, and seek referrals to the client’s friends and family members. On the marketing side, however, retention refers to maintaining a higher level of consistent engagement (through targeted marketing based on buying preferences, interests and history) so that the customer relationship doesn’t end at the initial purchase. Those email newsletters you receive after becoming a customer somewhere are not random – they have a purpose and are often tailored to things you’ve viewed or expressed interest in. A sales team simply doesn’t have the insights, time, or often the resources to execute these types of strategic campaigns.The Fine-Tuned Coexistence Of It AllThe ideal sales and marketing relationship is a symbiotic one. Marketers and salespeople work together to determine what consumers need and how to deliver it. Sales and marketing should motivate, inspire and feed one other. They should collaborate and coexist. In the hierarchy of the business food chain, sales and marketing should not be seen as rivals or equals, but counterparts. One truly cannot exist without the other, but their skill sets are not the same – especially today, where advances in technology require the modern marketer to have a very specific, honed, and competitive set of skills that most sales people simply do not need to have.For this reason many marketers are introverted, analytical, and deep-thinking individuals. Whether they’re crunching numbers and analyzing data, compiling reports on trends and conversion rates, or writing awesome ads and creating beautiful websites and collateral material, they are required to intensely focus on what works, what doesn’t, and adjust their creative efforts accordingly. Usually a marketing department will have creatives, analysts, and more tech-oriented people (who dive into the numbers and algorithms behind advanced marketing tools).In contrast though, many salespeople are extroverts – they light up a room, they have excellent “people skills,” can easily relate to others, and have the ability to pick up on social cues that might actually help them close a sale. Oftentimes salespeople have a broader focus, preferring to spend their days with appointments and meetings – activities that build relationships – rather than sitting behind a desk doing what a marketing department does best. For this reason, many salespeople have administrative assistants to help them with follow-up, paperwork, appointment setting, phone calls, proposals, and calendar management. This type of functional assistant role is less widespread in the marketing realm.Share Your ThoughtsBe sure to read the full article (and let us know how it compares to our post ) for additional insights on the relationship between sales and marketing teams. Join the conversation: in your experience, what have been some key components of a successful sales and marketing partnership? </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Start an Online Business Step by Step</title> <link>http://dmmspms.info/35</link> <comments>http://dmmspms.info/35#comments</comments> <pubDate>Sun, 19 Mar 2023 13:44:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=35</guid> <description><![CDATA[To start an online business is not an easy task to perform. There are so many things to prioritize in its whole process to make sure that it will bring great results in the end. It needs to be provided with a sufficient and excellent set of investments to make sure that it will be [...]]]></description> <content:encoded><![CDATA[<p> To start an online business is not an easy task to perform. There are so many things to prioritize in its whole process to make sure that it will bring great results in the end. It needs to be provided with a sufficient and excellent set of investments to make sure that it will be very exciting and really satisfying. But always remember the fact that money is not enough to provide a business with an amazing startup.1. How to Write and Sell your own eBooksAn online business must always be supported with several eBooks that are containing unique contents and useful information for the consumers. Such items can help a businessman to enhance the reputation of an online business more effectively. The best way to write an eBook is to rely on excellent references and to ask for the assistance of a reliable SEO company. Selling eBooks will become much easier to accomplish when conducted in a trusted online store like Amazon.2. Promoting the Business with Social Media Such As Facebook, TwitterA business will never be so popular in the market and trustworthy for consumers if it was not provided with a set of high quality advertisements that are showcasing its set of products and services. Businessmen should always try their best to advertise their businesses more effectively to achieve increased traffic and revenue. One of the most convenient and effective ways to do that is to utilize the power of social media. Create interesting sales pages and fan pages in social networking sites like Facebook and Twitter to promote a business more effectively without spending a lot of money.3. Part-time or Full-time Online Income StreamOne of the most effective ways to fund a business as the time passes by is to rely on the advantages of part-time and full-time online income streams. It’s easy to create a set of special accounts for these online income streams. Such things can really help businessmen to allocate their reserved financial assets more efficiently on the daily needs of their businesses.4. How to Sell eBooks on Your Own WordPress WebsiteAll types of WordPress Websites can be used by businessmen to sell their unique eBooks online without spending a lot of effort. But what is the most effective way to perform this process while aiming to gain higher rate of income? Well, the best answer to that question is to add a PayPal account in a very responsive WordPress website which has an excellent amount of traffic every day.5. Guide To Selling eBooks on Google, eBay and FiverrGoogle, eBay and Fiverr are examples of the most reliable search engines in the internet nowadays. The most effective way to sell eBooks on the stated search engines is to rely on the performance and features of the dependable online stores and sales pages that are available in its search results pages. Mastery of the idea of online marketing and creating several accounts in search engines are included in the list of best strategies that businessmen can use to sell eBooks faster in Google, eBay and Fiverr.6. ClickBank Success GuideClickBank success starts with the process of mastering the uses and advantages of ClickBank in online marketing as an affiliate. It becomes more useful in the process of promoting a business when used to prove to online consumers that the online payment process for the products of a business is totally safe and secured at all times.7. How to Success in Internet MarketingSuccess will never be impossible to achieve in the field of internet marketing if a businessman has a very responsive website to use in the promotion of an online business. A responsive website can provide an online business with a very high rate of traffic every day which can be converted into a huge number of real buyers through a perfect traffic conversion process. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Hotels Near Manila Airport</title> <link>http://dmmspms.info/33</link> <comments>http://dmmspms.info/33#comments</comments> <pubDate>Sun, 05 Feb 2023 03:03:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=33</guid> <description><![CDATA[You can discover numerous Manila Airport hotels located close by the flight terminal. Many of the inexpensive hotels within Manila possess very low rates, locating the cheapest hotel in Manila, Philippines for your purpose is very easy. There are forty-five cheap hotels within a 5 mile radius to the NAIA flight terminal. Many of the [...]]]></description> <content:encoded><![CDATA[<p> You can discover numerous Manila Airport hotels located close by the flight terminal. Many of the inexpensive hotels within Manila possess very low rates, locating the cheapest hotel in Manila, Philippines for your purpose is very easy. There are forty-five cheap hotels within a 5 mile radius to the NAIA flight terminal. Many of the resorts in Manila, Philippines can be found around the location of the Ninoy Aquino International flight facility. Consequently moving back and forth to the Manila Airport terminal ought to be very effortless using the airport shuttle bus.The least expensive resort within Manila, Philippines would be the Fersal Hotel in Manila, Philippines. Despite the fact that we have a tendency to refer to a resort as inexpensive this particular resort has a hotel evaluation ranking of 3.7 which really isn’t awfully low. You will discover around forty-five NAIA Airport facility resorts which are less than $50 per night, this makes the Manila, Philippines an extremely low-priced travel getaway. Of course the costs will be fully dependent as to what time of your vacation and also which times you might be staying at the accommodation.The most popular of all the hotels close by the Manila Airport terminal is The Best Western Hotel La Corona Manila. It receives a patron assessment ranking of 4.1 and with an average nightly fee of $44 it is a very attractive and reasonably priced Manila Airport hotel. An additional wonderful choice to get a resort in Manila, Philippines will be the Manila Hyatt Hotel. If you are one of the travelers desiring to have a lot of entertainment on your vacation this particular Manila Airport accommodation could be the best selection. While this particular lodging will be costlier for a night it has the benefit of many visitor amenities of most hotels that Manila can provide. This Manila Airport facility accommodation is barely a little more than 4 miles from the flight terminal.The Baywatch Hotel has the very best rating of the hotels near the Manila flight facility receiving critiques from visitors and getting the best ranking of five. This Ninoy Aquino International Airport inn is just 4.0 miles to the Manila Airport terminal, also it is simply a short stroll from the Botanical Gardens. Additional close to areas of interest are Filipino People’s National Museum, Luneta, and the Cathedral in Manila.The Pan Pacific Hotel will be another one among the nicest places in the neighborhood of NAIA Airport. Which includes a convenient locality between the key tourism sites in addition to trade areas. The Manila Pan Pacific Hotel creates a sensible choice for many sorts of travelers. It is a stress-free stroll to the Manila Zoo and also the shopping areas as well as entertainment with the Ermita location. Additionally it is close by the Chinatown district, as well as the historic Intramuros neighborhood as well. Here the traveler can go to see Rizal Park.A different hotel among the low-cost accommodations in Manila is the Hostel 1632 Manila. Staying in a hostel is most definitely a new kind of experience and if you have in no way spent a night in one you might be missing a good opportunity to be acquainted with people. It is in an excellent location that is definitely in the neighborhood of all key venues and also business places inside the metropolis making the Hostel 1632 Manila a good selection to a wide range of guests. It is near Intramuros whereas several historic places can be found, the area of Chinatown is a simple walking distance from the hotel, and the Folk Arts Theater, business area and cultural center will be a short stroll from your resort also. The Hotel 1632 Manila is located a little more than four miles to the Ninoy Aquino International Airport terminal. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Travel Planning Tips for Taking a Cruise</title> <link>http://dmmspms.info/31</link> <comments>http://dmmspms.info/31#comments</comments> <pubDate>Fri, 03 Feb 2023 11:37:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=31</guid> <description><![CDATA[When it comes to going on a cruise it is important to ensure that you take all your important information with you as well as all of your necessary times otherwise you will be suffering when you are out to sea! So, consider these travel planning tips before you head off on your cruise and [...]]]></description> <content:encoded><![CDATA[<p> When it comes to going on a cruise it is important to ensure that you take all your important information with you as well as all of your necessary times otherwise you will be suffering when you are out to sea! So, consider these travel planning tips before you head off on your cruise and you will more than likely have the time of your life!First of all, you want to make sure you have the best luggage to take with you and that would of course be Samsonite luggage. When you have outstanding luggage you won’t be concerned with the zippers breaking and all your clothes falling out or anything of the sort. That is a relief in itself and you will know that your clothes and personal effects are all packed away in a safe piece of luggage. Some things you might want to pack in your Samsonite spinner include Dramamine in case you get sea sick and many people do on cruises. That is especially so if there is a bad storm. Don’t forget to pack several different levels of sunscreen either. When you are on the boat you will realize that the sun is reflecting off the water and you can get burnt easier. Be sure you pack plenty of swimsuits as well because it will be easier to just put on a new suit than wash the same one out time and time again. Sunglasses and/or a hat are also incredibly important especially if you have sensitive eyes. Don’t forget your passport or birth certificate either or you won’t ever make it on the cruise!Once you are packed you will be all ready to go. However, you should go over some last minute details to determine if there is anything else you need. Check the forecasted weather for the week in the destinations you will be heading to. This can give you some much needed information regarding what else to pack. Perhaps a rain coat for storms, binoculars for whale watching, or perhaps your snorkel. Knowing the weather will help you decide what kind of activities to plan and pack for.You may be an excellent trip planner and you may not be. However, the tips offered here are great reminders that will help you plan and pack for your cruise. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/31/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>10 Ideas for Marketing Your Business With Facebook Advertising</title> <link>http://dmmspms.info/28</link> <comments>http://dmmspms.info/28#comments</comments> <pubDate>Tue, 31 Jan 2023 09:24:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dmmspms.info/?p=28</guid> <description><![CDATA[Facebook is considered as the most popular social media network today. Its popularity remains to spread out with a need in internet marketing where aggressive and ingenious company owners and online marketers are deploying Facebook marketing to reach more target market as web traffic to their sites.A more extension to Facebook marketing is Facebook marketing [...]]]></description> <content:encoded><![CDATA[<p> Facebook is considered as the most popular social media network today. Its popularity remains to spread out with a need in internet marketing where aggressive and ingenious company owners and online marketers are deploying Facebook marketing to reach more target market as web traffic to their sites.A more extension to Facebook marketing is Facebook marketing that is growing popular where certain online marketing is targeted at specific niche Facebook audiences that would benefit the brand and company operations. Facebook marketing consists of flexible characteristics that no online marketer or company owner might manage to avoid today.Facebook marketing consists of the capability to recognize particular target market, track and determine the efficiency of picked advertisements, customize advertisements in reaction to altering market patterns and customer habits. For the ideal outcomes, online marketers and entrepreneur who take part in Facebook Marketing should use the following 10 impactful pointers.Ideas # 1– Have a Clear ObjectiveEvery effective company needs a clear objective that might be attained to inspire the online marketer or entrepreneur. A basic objective might be set for little and brand-new companies while larger market gamers would have more difficult objectives. The set objective would most likely consist of more web traffic to be produced and greater sales that would increase company bottom lines by means of Facebook marketing.A clear objective would assist online marketers or entrepreneur end up being more focused to expend their energy, expense and time carefully to enjoy ideal outcomes at the end of the marketing project. When engaging Facebook marketing if adequate resources and know-how are readily available, it might be possible for a company to have more than one easy objective.Idea # 2– Identify Specific Niche MarketsWeb online marketers still have to determine their favored geographical places to promote their brand and items quickly, although the world is their oyster through contemporary innovations today. New or small companies ought to recognize a regional market that is more workable prior to broadening beyond their horizons as they get acquainted with Facebook Marketing.As Web online marketers end up being more skilled with the characteristics of Facebook marketing, there is no border to hold them back in getting in touch with international and regional customers on the Web for ideal results.Unique internet marketing projects might be prepared with Facebook marketing to accommodate the numerous customer requirements and altering habits around the world.Idea # 3– Personalized Advertisements for Target MarketWeb companies need extremely particular audiences to be a hit. This would need a personalized advertisement that deals with a certain group that would broaden the marketplace presence of the brand and items promoted. When the social network gathers appropriate user info to assist online marketers specify the targeted audience for every online advertisement prepared and executed, this is not hard on Facebook marketing.A great deal of appropriate and intriguing customer info might be collected as part of a reliable search making use of customers’ age, gender, occupation and interest. A mix of these requirements might limit certain target audience that would surge up the advertisement success.Ideas # 4– Accommodate Existing ClientsOne possible mistake of Facebook online marketers is a tendency to disregard the existing in their desperation to look for brand-new prospective leads. Online marketers must not forget that without the existing clients, their company might not be where it is today. Existing clients ought to be valued at all times with appropriate advertisements and unique offers that would make them devoted consumers for life.There is excellent marketing power with existing consumers who might be the brand’s informal ambassadors from their complete satisfaction with the brand or company. More possible leads might come through from existing clients’ contacts that would churn greater sales for business.Idea # 5– Realistic Budget PlanFacebook marketing is vibrant with a spending plan that is scalable; for this reason, little or brand-new online companies might set a smaller sized practical budget plan to turn on Facebook advertisement marketing on a smaller sized scale till more revenues are created to allow a larger scope of marketing on the Web.Larger business with a larger spending plan might choose more vibrant marketing advertisements that might extend a number of platforms and channels for a larger direct exposure of the brand and company to delight in larger returns. Advertisements might be run constantly or occasionally depending upon the set spending plan to create the wanted results.Idea # 6– Appealing Images Added in AdvertisementsImages in advertisements have the tendency to appeal more to audiences, pertinent and particularly appealing photos that would produce more interest and interest to trigger greater reactions. Online marketers might explore various kinds of images on numerous advertisements to track their efficiency prior to using the effective choices more often in future online advertisement marketing ventures.Idea # 7– Engage Facebook Advertisement ManagerNo much better device than the Facebook Advertisement Manager must be used to assemble the vital metrics on advertisement reactions for a precise report on the project’s efficiency. Online marketers would have the ability to make more educated marketing choices with the pertinent info at hand to prevent restarting marketing errors.This would enhance the success rates of Facebook Advertisements with the device supervisor showing truths about the advertising campaign, which enables instant modifications to the advertisements or alter the course of the marketing advocate higher efficiency.Idea # 8– Conversion Tracking AdvantagesThe application of Conversion Tracking controls suitable JavaScript codes composed on business site to track web visitors’ actions and reactions. Such info is returned to Facebook where collation happens to supply an online marketer precise info about customer habits and gather essential marketing info that would enhance internet marketing ventures.Idea # 9– Enhancing Facebook PostsIncreasing a Facebook post forms another element of Facebook marketing where the post is positioned greater in the advertisement receivers’ News Feed area to enhance the opportunities of being seen. Any variety of posts might be improved to enhance online direct exposure.Idea # 10– Add “Call to Action” OptionEvery efficient marketing project has to close with a ‘call to action’ which might close a sale where possible. This is the very best ending line for a marketing project despite how vibrant the marketing method might be. A call to action amounts to “Constantly get a sale”. </p>]]></content:encoded> <wfw:commentRss>http://dmmspms.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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