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<content:encoded><![CDATA[<p> It makes sense to join your local chambe ...
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ephionams.info</title> <atom:link href="http://ephionams.info/feed" rel="self" type="application/rss+xml" /> <link>http://ephionams.info</link> <description></description> <lastBuildDate>Tue, 18 Jul 2023 05:47:02 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How to Use Payday Loans to Help You Get Through a Financial Emergency</title> <link>http://ephionams.info/42</link> <comments>http://ephionams.info/42#comments</comments> <pubDate>Tue, 18 Jul 2023 05:47:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://ephionams.info/?p=42</guid> <description><![CDATA[Payday loans are short term cash advances on your wage. They are loans that are designed to be borrowed for a short time only. Most borrowers only need the money for a week or two, until they receive their regular … <a href="http://ephionams.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Payday loans are short term cash advances on your wage. They are loans that are designed to be borrowed for a short time only. Most borrowers only need the money for a week or two, until they receive their regular wage. This article offers some advice on how to use this form of credit to help you in an emergency when you have run out of cash.Payday loans are a formal credit facility which is made available by a private lender. Private lenders who offer Payday loans should have the necessary licences. You can check your lender is registered and licenced by checking their website. If you are unsure, you can ask the lender for details of their credentials.Once you are happy with the lender you have chosen, you should spend time reading about the loans they offer. Read the terms and conditions of the loan and make sure you fully understand your rights and responsibilities as the borrower. These are the things you as the borrower, are committing to. Your rights as the borrower refer to the things your lender will do for you.As the borrower, when you agree to the loan and sign the credit agreement, you are promising to repay the lender the Total Cost of Credit on the agreed repayment date. You are also agreeing to abide by the lender’s terms and conditions which will include any additional fees if you are unable to make your repayment on the set date. Your lender is committed to providing you with the credit, with interest, for the agreed period of time. They will keep your information safe and protect your privacy as a valued customer.If you successfully repay your loan as agreed, there will be no issue, and you will be able to continue on with day to day life and finances as normal. If however, you are unable to honour your credit agreement, you may incur additional fines or fees. If you think you will not be able to repay your loan, you must contact your lender at the earliest to discuss your options and arrange when you can make the payment.To get the very best from a Payday loan, you should calculate how much you can afford to repay after all your other monthly expenses are taken care of. This ‘disposable’ income is what you can comfortably use to repay a loan. By calculating the Total Cost of Credit, you will know exactly the amount you can afford to borrow.The most important thing to do is take your time, consider your options, and never rush in to any form of credit. If you come across a lender who tried to sell you a loan or harasses you, then they should be avoided. Lenders should always treat you with respect and courtesy. The best lenders will answer your questions and do all they can to assist you. This can include helping you with the application form or going over the terms and conditions with you.It must be said however, that the majority of applicants complete the form online and submit it on their own. And most lenders are able to successfully borrow the funds they need, and then repay the loan, without having to contact the lender directly. But when you are dealing with a trusted and reputable lender, the option is always there for you if you need it.Payday loans do not take long to apply for. You only need a few minutes to complete the application form. Although the process is quick and easy, lenders take it very seriously. Your application will be processed carefully and the information stored securely, just as it would be with a bank or any other financial institution.If you need a Payday loan, choose your lender carefully and then complete the application accurately. Work out how much you can afford to borrow and then make sure you make the repayment on the agreed date. If you do this, you will be able to get the very best from a Payday loan and use this form of credit to help you when you need it most. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>http://ephionams.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Choose a Chamber of Commerce to Join – Palm Desert Chamber of Commerce Case Study</title> <link>http://ephionams.info/40</link> <comments>http://ephionams.info/40#comments</comments> <pubDate>Mon, 10 Jul 2023 01:30:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ephionams.info/?p=40</guid> <description><![CDATA[It makes sense to join your local chamber of commerce and it makes sense to do due diligence. What happens if you do not do your research prior to joining? Well, you end up wasting your money basically, and wishing … <a href="http://ephionams.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It makes sense to join your local chamber of commerce and it makes sense to do due diligence. What happens if you do not do your research prior to joining? Well, you end up wasting your money basically, and wishing you had never gotten involved in the first place. Let’s discuss a recent case study and consider the ramifications of getting involved in a chamber of commerce in your local area.Not long ago, our not for profit Think Tank joined several chambers of commerce in the local area. Although, we do most of our work online, it still made sense to tap into the expertise of the local business community. Business people know how to get things done and therefore they make great team members. Unfortunately, contrary to our own best advice, we did not do enough preliminary investigation on the chambers we joined.We joined four local chambers of commerce, 3 were great and one, we can safely say was a huge mistake. You should never join a chamber of commerce until you attend a few functions and check it out first, talk to members, and if possible talk to all the many members who did not renew their chamber of commerce membership from prior years.In considering all this and after joining the Palm Desert Chamber of Commerce, we have only ourselves to blame. It is for this reason that I can make a strong recommendation for you to go and meet the President of the Chamber of Commerce prior to joining, make sure they are not running a mini-fiefdom or micro-managing in a Machiavellian Way. You need to join a chamber of commerce that understands your needs and can assist you in growing your organization in the community. <br/><a style="display:none;" target="_blank" href="http://kalipakem.com/">kalipakem.com</a><a style="display:none;" target="_blank" href="http://jackpotslotsweb.info/">jackpotslotsweb.info</a><a style="display:none;" target="_blank" href="http://spinslotwins.info/">spinslotwins.info</a><a style="display:none;" target="_blank" href="http://slotbidwins.info/">slotbidwins.info</a><a style="display:none;" target="_blank" href="http://fantasyslots.info/">fantasyslots.info</a><a style="display:none;" target="_blank" href="http://bestslotmachine.info/">bestslotmachine.info</a><a style="display:none;" target="_blank" href="http://casinoslotonline.info/">casinoslotonline.info</a><a style="display:none;" target="_blank" href="http://jackpotslotwins.info/">jackpotslotwins.info</a><a style="display:none;" target="_blank" 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href="http://ticeonet.info/">ticeonet.info</a><a style="display:none;" target="_blank" href="http://vvhatto.info/">vvhatto.info</a></p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Complete Review Of The Major Credit Reporting Agencies And Credit Reports</title> <link>http://ephionams.info/38</link> <comments>http://ephionams.info/38#comments</comments> <pubDate>Tue, 21 Mar 2023 10:34:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ephionams.info/?p=38</guid> <description><![CDATA[Today we have grown into a nation looking for instant gratification, the buy now pay later syndrome. So, without a good credit rating it will be very difficult to get the things you want at the time you want them. … <a href="http://ephionams.info/38">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Today we have grown into a nation looking for instant gratification, the buy now pay later syndrome. So, without a good credit rating it will be very difficult to get the things you want at the time you want them. Consumer credit has become widely accepted as a substitute for ready cash, so having good credit is the key to your future of getting all you deserve, and the key to opening doors that make your life more comfortable and worry free.As a consumer it is to your benefit to fully understand how credit works and every aspect of what is involved when you apply for any type of credit, including the major credit reporting agencies that hold your credit report file. When you understand what the banks and other creditors are looking for, and you know what is in your credit report, you will be able to control your financial future and make the best choices for yourself and not accept anything less than what you deserve.When you apply for credit, lenders want to know about you, your employment history, your income, your assets, and most importantly they want to know about your credit history. A lender will get lots of information directly from you through a credit application, then, they will pull your credit bureau reports to confirm this information and review your credit references and credit report scores. Then upon evaluation of your credit application combined with your credit report, the lender will determine your credit risk and make a final decision on whether or not to grant you credit and at what rate of interest they will charge you.So, now that you know the process of getting credit, let us take a deeper look into the factors that can either be an asset or liability to you when applying for credit – your credit report.What is a credit reportYour credit report is your financial resume, a summary of your financial reliability, containing both personal and credit information. Your credit report is maintained by credit reporting agencies, also known as credit bureaus, and provided to lenders, employers, insurance companies, landlords and other companies who have a legitimate need for this information, based on the federal Fair Credit Reporting Act (FCRA). Your credit and personal information is reported to the credit reporting agencies from various creditors, in most cases electronically, instantly updating your file.What is in my credit reportYour credit report is divided up into five main areas: personal profile/identifying information, inquiries, credit history, public record information and your credit score.PERSONAL PROFILE / IDENTIFYING INFORMATION – this is where all your personal information is recorded – your name including any alias and possibly your spouses name, current and previous addresses, Social Security number, date of birth and current and previous employment. You might find some of this information is incorrect or incorrectly spelled, this can occur when creditors pull your credit bureau as they usually enter in the information though the computer where data entry errors can occur, and these mistakes will update your credit bureau report. However, if there is information that is not even close, such as an address, this should alert you to investigate this further as it is a possibility that you may be a victim of identity theft.INQUIRIES – in this section you will find listed all the parties that have requested a copy of your credit report and the date it was done over the past two years. There are two types of inquires, soft and hard. A hard inquire is when you have applied for something and is initiated by you, for example, you have applied for a loan or mortgage or completed a credit application for a credit card or even applied for insurance. These hard inquiries are the ones that appear on your credit report and are visible to creditors when they access your credit report. A soft inquiry only shows on your credit report when requested by yourself and do not show to the creditors. A soft inquiry can come from your existing creditors that are monitoring your account, companies that are looking to offer you promotional applications for credit and each time you request a copy of your credit report.CREDIT HISTORY – in this section you will find an itemized list of your credit cards, loans and mortgages, both currently active accounts and past closed ones. The information reported includes, type of account, when it was open, the high balance or limit, monthly payments, date of last payment, how the account is paid including any late payments, date of last activity and a rating of how the account was paid.PUBLIC RECORDS – this information is obtained from local, state and federal courthouses and includes bankruptcy records, foreclosures, tax liens, monetary judgments, court-ordered payments, and over due child support payments. Public records are a negative credit reference and will lower your credit score. They also stay on your credit report anywhere from six to ten years.CREDIT SCORE – your credit report scores are a rating determining you credit risk and the likelihood of defaulting on a loan. Lenders will use this score as a tool to assist them in deciding whether or not they will lend you money. Your credit score is a snap shot of your credit at that point in time, and can change on a daily basis. The score is a three digit number ranging between 300 and 850. Statistics show that the higher the number the less likely you will default on a loan, therefore you are a good credit risk; and the lower the number the greater chance there is for you to default on your payments, making you a greater credit risk.When your credit score is low, you still may be able to borrow money but, you will most likely have to pay a higher rate of interest and you may not get all the money you request and possibly have to pay additional fees, basically you are at the mercy of the lender. However, the higher your credit score is the more you are in-charge, you can get any loan at the best possible rates with no restriction.Your credit score is a complicated calculation, where the credit reporting agency takes into consideration many factors, including but not limited to, your payment history – late payments, both current and previous will bring down your score; your credit balance in relation to you limit – if you are at your maximum credit limit or if you are over it will bring down you score; the number of inquires – if you have to many in a short period of time it will bring down your score; the length of time you have had credit, the total number of outstanding debts and any derogatory information or public records, such as bankruptcies, collection, judgments and written off accounts – will bring down your score.Where does the information on my credit report come from?Your credit history information is gathered at companies called credit bureaus or credit reporting agencies. There are three major credit reporting agencies, Equifax, Experian and Trans Union. They receive information voluntarily from creditors and the credit reporting agency updates and maintains your credit report file with this information. Creditors report, loans, credit cards, mortgages, on a regular basis electronically. Your file is also updated when you apply for credit, as the information from your credit application is submitted to the credit reporting agencies when they pull your credit report.Who are the major credit reporting agenciesThere are three major credit reporting agencies. Equifax, Experian and Trans Union. These are independent companies from one another, and it is important for you to know that they do not exchange information. This means that it is quite possible that you not only have a separate credit report with each of them, but that they may contain different information. There are hundreds of smaller credit bureau companies across the country however these major credit companies are the largest and the main bureaus that the banks and financial institutions use. You will find that creditors may use one of the three credit reporting companies, however it is not unusual for them to use all three.Who has access to my credit reportThe Fair Credit Reporting Act (FCRA) contains rules regarding who can access your credit report. Generally speaking, a credit reporting agency may only provide information from your credit file when the requested relates to the extension of credit, collection of a debt, a tenancy applications, an application for employment or insurance, the issuance of special licenses or potential financial dealings that involve you. The law also gives these companies access to your report as part of an ongoing business relationship. An example of this would be you have a loan at a bank and you miss your payment, this gives that bank a right to obtain an updated copy of your credit reports. Credit card companies use this option a lot. They consider it part of the maintenance of your account. As credit cards are revolving (not a closed end loan), a customers circumstances can change, so credit card companies will obtain updated credit reports on their customers to review them and look for warning signs of a customer getting over extended in credit which could result in problems fulfilling their obligations. This is how credit card companies can either raise or lower your credit limit or interest rate automatically. However, in the case of an employer, this law does not apply and they need the employee’s permission each time they wish to request a copy of your credit report.You are also entitled to copies of your credit reports, and today with the internet there are many fast and easy ways to obtain credit reports online. You can purchase a copy from each of the major credit reporting agencies, Equifax, Experian or Tran Union, the cost may vary however, under the latest Federal Trade Commission (FTC) rules they are restricted to the maximum amount they can charge you. Check with your state laws, as some states require the credit bureau companies to provide you with a copy of your credit report periodically for free. The FCRA gives you the opportunity to receive a copy of your credit reports if you have been denied for credit or other benefits based on your credit report, you are entitled to receive a free credit report from the credit bureau that provided the report. The FCRA also allows you obtain<br />totally free credit reports. If you suspect that you are a victim of identity theft or fraud, if you are unemployed or if you receive welfare assistance. </p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Finance Online Help – How to Manage Your Personal Finances Using Online Services</title> <link>http://ephionams.info/36</link> <comments>http://ephionams.info/36#comments</comments> <pubDate>Mon, 20 Mar 2023 15:22:33 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ephionams.info/?p=36</guid> <description><![CDATA[Finding Finance Online Help is possible if you need help in dealing with money troubles or other financial difficulties. You can find a great deal of financial help for your household finances, online loan applications and even applying for a … <a href="http://ephionams.info/36">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Finding Finance Online Help is possible if you need help in dealing with money troubles or other financial difficulties. You can find a great deal of financial help for your household finances, online loan applications and even applying for a personal loan online with online finance help sites, without paying the cost of high fees.Dealing with financial planning is not something most of us enjoy, particularly if there is not so much coming in to actually plan with. However, it is necessary to properly manage our personal finances otherwise it could be too late once a downturn or emergency hits us.Most of us turn to credit and bank institutions to help us through, which can compound the problems. Seeking out help from online financial help sites, blogs and services is a good place to start to discover valuable ideas to consolidate debts in order to lessen your payments or how to manage your tight budget as well as how to bring in some extra money from other sources.If you want to seek out free finance online help websites you will be surprised to find you can organize your household finances and personal money issues for wealth building without paying a cent. It has never been easier to get help online and there are a ton of tools and articles that can help guide you to success.The type of help you can expect to find with online finance sites will come in the from informative articles on managing your personal loan online, household budgeting, free personal accounting software downloads, to advice on debt consolidation, refinancing and getting financial aid, household finances and online loan applications. You’ll even find budgeting spreadsheets as well as free software to download as well.Let us cover a few of the best online help services for managing your personal finances:• First is YouTube. There are plenty of resourceful people giving so much advice and how tools on all sorts of money issues.• Second is the Mint.com. It is a completely free website to help with personal finances, budgeting and expense tracking that includes a number of helpful tools and suggestions for reducing your expenses and tracking you’re spending.• And of course there is always Google Search: This search engine contains millions of sites that give a wealth of information on just about anything from experts covering on topics from investing in gold to bad credit repair.The benefits of getting online financial help means you don’t have to sit through presentations, waste your gas, pay for parking, or worst, waste your time and money, getting the wrong type of advice.Improving your personal finances is a lifelong and rewarding journey. With all the completely free personal finance online help resources available today you can take hold of your financial life back from your creditors. </p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/36/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Site Promotion – 4 Keys To Site Promotion</title> <link>http://ephionams.info/33</link> <comments>http://ephionams.info/33#comments</comments> <pubDate>Mon, 20 Mar 2023 13:37:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ephionams.info/?p=33</guid> <description><![CDATA[Site promotion is an important aspect of marketing strategy. If your web site is not popular and does not have any traffic then all the effort that you have put in creating the web site is in vain. To make … <a href="http://ephionams.info/33">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Site promotion is an important aspect of marketing strategy. If your web site is not popular and does not have any traffic then all the effort that you have put in creating the web site is in vain. To make your web site popular, it is important that you promote your web site well. Here are 4 keys to site promotion.The first key to site promotion is put the advertisement of your web site ad on a high traffic web site. The high traffic of the web site will benefit in promoting your site. But it is important that you choose the web site for pacing the ad that is related to the products and services that you deal with.The second key to site promotion is to submit your web site to various search engines. This will make your web site known to the search engines and these search engines will rank your web sites high when a relevant keyword is searched by a user.The third key to site promotion is to place your web site ad on the blogs and forums that are on topics that are similar to your products and services.The fourth key to site promotion is to write articles and submit the articles to various article directories. Do not use the articles as a way to advertise your products but in the resource box of the article, you can add a link to your site. This is a good way of site promotion. </p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Places Near Gurgaon</title> <link>http://ephionams.info/30</link> <comments>http://ephionams.info/30#comments</comments> <pubDate>Sun, 05 Feb 2023 04:20:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://ephionams.info/?p=30</guid> <description><![CDATA[Located in the national capital region, Gurgaon is one of the emerging business hubs of India. IT giants and other core industrial institutions are set up in the city generating huge population of professionals. For its urban dwellers it has … <a href="http://ephionams.info/30">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Located in the national capital region, Gurgaon is one of the emerging business hubs of India. IT giants and other core industrial institutions are set up in the city generating huge population of professionals. For its urban dwellers it has many things to offer right from thriving shopping malls, jostling night clubs and bars to beautiful leisure parks. The families also have the option of visiting attractive places near Gurgaon to spend a fun filled and an exciting weekend. The following are some places located close to Gurgaon that can be an ideal destination for a short holiday trip.Some Places Near GurgaonSultanpur Bird Sanctuary – The place is perfect for bird lovers. It is located at a distance of 10 kms from Gurgaon and about 42 kms from Delhi. The sanctuary is established by the world famous bird watching organization called the Peter Jackson. Various exotic birds from Europe and Siberia like darters egrets shovellers, gadwell and geese visit this place during the winter season and fly back to their native as the temperature gets warm. Camping facilities as well as watch towers and bird watching hide outs are present there for tourists.Damadama Lake – This place is ideal for individuals who are interested in rock climbing and boating. The lake water fills up a depression amidst the Aravalli ranges. You will get the scope of canoeing, kayaking and angling in the placid waters of the lake and a scope of climbing the rugged terrain of the old hills.Sheetala Devi Temple – The Sheetala Devi temple is located in the suburbs of the city. It is about half kilometer away from the main Gurgaon city. The place is known as sakti peeth and the presiding deity is the Sheetala Devi. A good natured person named Singha, owner of large acres of land once had a dream of the goddess. He was also given a boon after which he renounced all his riches and became a devotee of the Goddess. Singha used to meditate at the side of a pond beside which the temple of the Goddess is situated presently.Suraj Kund – Suraj Kund is a nice place to go for an excursion. A stroll around the green gardens and along the length of the Rajhans- Water Lake would be refreshing for you.There are several other exciting places near Gurgaon like the capital city of Delhi, Karna Lake, the Kurukshetra, Sohna Sulphur Springs and Saras Damdama. You are recommended to check out the details of the various places that would be ideal for your visit while deciding the destination of your holiday trip. </p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/30/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Five Reasons to Share Your Travel Plans</title> <link>http://ephionams.info/28</link> <comments>http://ephionams.info/28#comments</comments> <pubDate>Fri, 03 Feb 2023 11:36:08 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ephionams.info/?p=28</guid> <description><![CDATA[Private Investigators are always thinking about safety. It’s a big part of the job, and our awareness always has to be taking safety into consideration. For that reason, I recommend that if you’re going on a trip, you share the … <a href="http://ephionams.info/28">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Private Investigators are always thinking about safety. It’s a big part of the job, and our awareness always has to be taking safety into consideration. For that reason, I recommend that if you’re going on a trip, you share the details of your trip with somebody who’s not going, and here are five reasons why.1. Your Home is Safer.When you’re away and your friend or a friendly neighbor knows it, that person can check on your house for you, make sure to pick up your newspaper so the house doesn’t look vacant, and even put on a porch light for you just before you return. In fact, you may consider installing timers on your lamps that will turn on and off your lamps around the house on various intervals so the house still looks lived in. You can stop the newspaper, but there’s no substitute for a friendly person looking out for you.2. You’re Safer.If your friends or family know your itinerary and you’ve made arrangements to call, they’ll know if you failed to show up at your destination within a reasonable amount of time. By the same token, if you don’t arrive home by a certain date, concerned friends and family members will try to reach you. If your car has broken down in a place with no traffic and a dead cell phone, having someone who knows when you’re supposed to be home could really be handy.3. Reduces Stress.Nobody wants a person worrying so much about their every move that they become more like busybodies than friendly helpers. But having a person who knows your plans can save a lot of stress. Let’s say, for example, that you decide to moderate your trip after you’ve left. Notifying someone at home can save on stress and unnecessary missing persons reports.4. Social Media Stories.Fun is a valid reason to do a lot of things, and if you’re the kind of person who likes to get your friends involved in your life, chronicling your trip on social media could be a lot of fun. Some people have made professional careers out of travel blogging, so why not stretch out a bit and show some pictures to your friends as you go? They’ll appreciate it, and it’ll feel almost like you’ve been on vacation together.One word of caution, though. Share your trip on social media, but not necessarily your advance plans, at least not in any great detail. There are stalkers in the world looking for an easy target, so instead of giving your exact street address in Barcelona, you could simply tell your friends you’ll be staying in Barcelona. You do want one person to have your street address, just in case you need to be reached or you get waylaid on the way to your destination.5. You Might Need a Pick-Up.Don’t forget that you might just need a drop-off and pick-up at the airport. Sharing your travel plans with a trusted friend well in advance of your trip might just remind you to make those arrangements well in advance.These are my reasons for encouraging people to share their travel plans with a trusted friend or two. Peace of mind is a precious commodity, especially on a trip. </p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title> <link>http://ephionams.info/26</link> <comments>http://ephionams.info/26#comments</comments> <pubDate>Sun, 09 Oct 2022 13:48:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Accounting & Auditing]]></category> <category><![CDATA[Banking Services]]></category> <category><![CDATA[Credit & Collections]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Financial Services]]></category> <category><![CDATA[Insurance]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[Personal Finance]]></category> <guid isPermaLink="false">http://www.ephionams.info/?p=26</guid> <description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, … <a href="http://ephionams.info/26">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p><p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p><p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p><p>Step1. Finding Your App in Appstore</p><p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.</p><p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p><p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p><p>1. Users are informed, and they know what they are search</p><p>2. Users are exploring possibilities, have no precise information in mind.</p><p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p><p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p><p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p><p>Step 2. Installation</p><p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p><p>1. Keep the application file size small.</p><p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p><p>Step 3. Onboarding</p><p>After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p><p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p><p>Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p><p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p><p>Step 4. Purpose and UI<br />Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p><p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p><p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.</p><p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.</p><p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/26/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Instafollow HQ Is One of the Top-Rated Instagram Tools?</title> <link>http://ephionams.info/24</link> <comments>http://ephionams.info/24#comments</comments> <pubDate>Sun, 09 Oct 2022 13:47:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Computer Repair & Consulting]]></category> <category><![CDATA[Data Communication]]></category> <category><![CDATA[E-Books]]></category> <category><![CDATA[Electronics and Electrical]]></category> <category><![CDATA[Gadgets]]></category> <category><![CDATA[Graphics and Multimedia]]></category> <category><![CDATA[Hardware]]></category> <category><![CDATA[Internet of Things]]></category> <category><![CDATA[Mobile Computing]]></category> <category><![CDATA[Programming]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Software]]></category> <category><![CDATA[Systems]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://www.ephionams.info/?p=24</guid> <description><![CDATA[As we all know, Instagram is the most trendy & entertaining media platform for the modern generation. It’s mobile-friendly, easy to navigate and it allows users to amass a large following rather quickly. Be it a business, brand or personal, … <a href="http://ephionams.info/24">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>As we all know, Instagram is the most trendy & entertaining media platform for the modern generation.</p><p>It’s mobile-friendly, easy to navigate and it allows users to amass a large following rather quickly.</p><p>Be it a business, brand or personal, Instagram is loved by all!</p><p>Attractive Images are posted with hashtags and captions to provide additional information.</p><p>With over 1 billion monthly active users, Instagram is a proven social media platform that helps businesses engage current customers and attract new ones.</p><p>With this data don’t you think you should stay on the top by adapting one of best business Instagram tools?</p><p>Let’s dive deep and check out what benefit you can get with the best Instagram management tool – InstafollowHQ</p><p>Helps in Capturing your Audience’s Attention</p><p>Instafollow HQ has got powerful planning and simply stunning editing tools that create an eye-catching Instagram feed.</p><p>Instafollow HQ creates your feed with detailed Perfection</p><p>Instafollow HQ creates and maintains your feed simply amazing that helps grow your potential audience and increase your influence.</p><p>Develops an Appealing Account</p><p>InstafollowHQ has special editing tools that keep your account look elegant.</p><p>By maintaining attention capturing look for your business/brand, it indicates you are a true professional.</p><p>Increases Your Network</p><p>Whether it is to Tag right people or products in order to get more likes, comments, and followers, instafollow HQ- does it all.</p><p>It also adds location to your posts so your right customer can reach to your destination.</p><p>Creates Creative Content</p><p>We all know “Content is King”.So how Instafollow HQ can miss adopting this marketing strategy?</p><p>Instafollow HQ not only creates great content but also Schedules and post photos, videos and compelling stories directly to your Instagram account so you can build a dynamic feed that engages your potential audience.</p><p>Be it personal brands, businesses, and agencies, instafollow HQ is loved by everyone!</p><p>So what are your thoughts?</p><p>Schedule your Instagram posts like never before only with one of the best social media management tools – Instafollow HQ.</p><p>Don’t wait! Don’t hesitate! Yeah! Because it’s time to grow your business.</p><p>Request a FREE Quote Now!</p><p>InstaFollowHQ is the best digital toolkit for every businesses and brand.</p><p>It delivers real Followers, Activity, and Likes to your Instagram account 24/7 and engages with new potential customers and followers generating new leads.</p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/24/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top 10 Handmade Wooden Duck for Home & Garden Decoration</title> <link>http://ephionams.info/22</link> <comments>http://ephionams.info/22#comments</comments> <pubDate>Sun, 09 Oct 2022 13:46:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Consumer Information]]></category> <category><![CDATA[Cooking and Culinary]]></category> <category><![CDATA[Family]]></category> <category><![CDATA[Gardening]]></category> <category><![CDATA[Home Improvement & Furniture]]></category> <category><![CDATA[Real Estate]]></category> <category><![CDATA[Security]]></category> <guid isPermaLink="false">http://www.ephionams.info/?p=22</guid> <description><![CDATA[Ducks are one of the symbols that reflects love. Wooden ducks are finely carved, created, and designed for a striking look and sense nicest for home and garden decors. These ducks are handmade with precise and skilled craftsmanship on wood … <a href="http://ephionams.info/22">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Ducks are one of the symbols that reflects love. Wooden ducks are finely carved, created, and designed for a striking look and sense nicest for home and garden decors. These ducks are handmade with precise and skilled craftsmanship on wood with hand-painting with special colors. Just a little care needs to be taken for tidying up. Clean the wooden articles with a sponge or cloth using a mild non-detergent soap and water and clean them dry. Abrasive cleaners or scrubbers should not be used, and they can pale the look of the wooden item.</p><p>Painted duck statues for garden lawn or yard decoration handmade wooden craft.<br />The materials, paints, and pigments used for making it are eco-friendly, non-toxic, and safe. It is a cute duck-shaped wooden article perfect for home, lawn, garden, and party decor. This makes the home and garden look thoroughly beautiful and fascinating. It may come in different sizes according to the customer’s requirements.<br />Wooden ducks crafts ornaments desktop decoration for home party<br />It is made of wood crafted beautifully, giving a cute and unique look. It has a realistic shape, and the handcrafters had given the wooden duck’s excellent details with fine skills. It is purposefully suitable for garden, office, home, office, and desktop decoration. It makes the mood refreshed and brings happiness to daily life. It is also a great gift for children, friends, or lovers.<br />Zoltamulata handcrafted wooden duck pair showpiece for home interior decor ducks<br />These ducks are made up of good-quality wood material. It is certainly suitable for home and car too. This makes the home look better and greatly enchanted.<br />Wooden Hand-Painted Ducks<br />The Rajasthan artists are greatly skilled in the handcrafting of wooden articles. This is one of their articles beautifully hand-painted and carved. This is suitable and beautifully embraces a comfortable corner of the office or home.<br />Wooden Duck Home Decor<br />This is a fascinating and beautifully detailed design made up of wood. The details in the duck are very well shown. Though it is not painted, it gives a rich and royal look to the home decor.<br />Klowage Duck Decorative showpiece<br />This is enormously best for home decorative purposes. It is completely made up of wood and comes in multicolor according to customers choice. It gives a little vintage theme to the home. Looks great and has a great impact on people.<br />LAVANSHI 4″ Kadamba Wood Duck Decorative Showpiece<br />This wood duck showpiece is extremely ethnic and authentic. The artisans have precisely given the minute details, making this woodcraft a masterwork. It is suitable for the home decor purpose giving a delightful look to the home.<br />3×Rustic Style Duck lovely nautical wooden duck set photo prop table shelf display home decor<br />These highly detailed handmade duck models are very fascinating and elegant. They are well-crafted and carved with details. It is colored and feels cute to be a part of home and garden decor.<br />Handmade Ducks by DCUK<br />This handmade duck is so much more than just a decor ornament. It is made up of wood with specific details unique from most other handcrafted wooden duck decors. It is perfectly sculpted, and the hat and boots make it more attractive.<br />Wooden Birds Gift Set<br />This can be used for home decor or garden decor purposes. It could also be gifted to loved ones. Just protect it from water and dust with a small cotton hand broom to remove the accumulated dirt.<br />The wooden duck articles are perfect for your garden decor and home decor. It gives the place a unique and new look. We also provide the best handmade wooden duck decor for home and garden decor purposes. The painted wooden ducks with boots are specifically good and prominent at our place. You can also buy the best duck models from us at a reasonable price and more offers.</p>]]></content:encoded> <wfw:commentRss>http://ephionams.info/22/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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