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  95.     <div class="top"><div style="display: none;">Shortly after less than 4 months of closing our Series A, Flow has now hit another milestone of raising debt capital from Genesis Alternative Ventures. <a href="http://labs.devappcloud.com/credit-management-leader-flow-raises-debt-capital-ramps-up-acquisition-of-loan-portfolios-across-asia/">Read More</a></div></div>
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  141.               <h1 class="section-title"><span><strong>Revolutionising</strong></span> <span>Credit Management</span> in Asia</h1>
  142.               <p>Ethical, digital credit management through customer-centric operational processes integrated with AI technologies.</p>
  143.              </div>
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  165.                             <h3 title="Our Mission" class="section-title"><span>Our Mission</span></h3>
  166.              
  167.                                  <p>To promote ethical and responsible credit management in underserved Asian economies through education, data, and technology.</p>
  168.                               <a href="https://flow-tech.ai/our-company/" class="btn-tranc-blue">learn more</a>
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  176.        <h3 class="section-title text-center">Our Difference</h3>
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  179.              <div class="icon"><img class="lazy" data-src="https://flow-tech.ai/wp-content/themes/flow/images/d1.png" alt=""></div>
  180.              <div class="text">
  181.                                <h4>Personalisation</h4>
  182.                                                <p>Our customer-centric and tech-driven approach allows for a highly personalised engagement with the consumers. This in turn builds trust and a positive experience.</p>
  183.                              </div>
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  186.              <div class="icon"><img class="lazy" data-src="https://flow-tech.ai/wp-content/themes/flow/images/d2.png" alt=""></div>
  187.              <div class="text">
  188.                                <h4>Flow Platform</h4>
  189.                                                <p>In-house credit and collections software optimised for all stages of the delinquency cycle for collection efficiency.</p>
  190.                
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  194.              <div class="icon"><img class="lazy" data-src="https://flow-tech.ai/wp-content/themes/flow/images/d3.png" alt=""></div>
  195.              <div class="text">
  196.                                <h4>Automation</h4>
  197.                                                <p>With no field collection, digital debt collection processes powered by machine learning are geared efficiently towards handling larger volumes with lesser manpower.</p>
  198.                              </div>
  199.            </li>
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  202.              <div class="text">
  203.                                <h4>Ethical Debt Collection</h4>
  204.                                                <p>High-quality negotiation techniques such as voice-to-text quality check, emotion detection and skill-based call routing are prescribed. Intimidation means are prohibited.</p>
  205.                              </div>
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  215.        <h3 class="section-title text-center">Services</h3>
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  220.                                <h4>Flow Outsourcing</h4>
  221.                                                <p>Data-driven and highly automated credit collection and management services</p>
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  230.                                <h4>Flow Trading</h4>
  231.                                                <p>Acquisition of non-performing loan portfolios, enabling partners to maintain a healthy balance sheet and NPL ratios</p>
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  233.                <a  href="https://flow-tech.ai/trading/" class="btn-tranc-blue">learn more</a>
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