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  54.    <title>FEDERAL RESERVE BANK of NEW YORK</title>
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  163.                            <a title="Bank Leadership" aria-label="Bank Leadership" href="/aboutthefed/bank-leadership">Bank Leadership</a>
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  178.                <!-- START : LEVEL 3 -->
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  182.                            <a title="Governance" aria-label="Governance" href="/aboutthefed/governance">Governance</a>
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  190.                            <a title="Board of Directors" aria-label="Board of Directors" href="/aboutthefed/org_nydirectors">Board of Directors</a>
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  192.                        <!-- END : LEVEL 4 -->
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  196.                            <a href="/aboutthefed/disclosures" title="Disclosures" aria-label="Disclosures">Disclosures</a>
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  198.                        <!-- END : LEVEL 4 -->
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  202.                            <a style="vertical-align:top" title="Ethics and Conflicts of Interest" aria-label="Ethics and Conflicts of Interest" href="/aboutthefed/ethics-conflicts-of-interest">Ethics and Conflicts of Interest</a>
  203.                        </li>
  204.                        <!-- END : LEVEL 4 -->
  205.                        <!-- START : LEVEL 4 -->
  206.                        <li id="nav-item-127" class="dxt-level-4-item nav nav-level-3 nav-type-menu">
  207.                            <a aria-label="Annual Financial Statements" href="/aboutthefed/annualreports" title="Annual Financial Statements">Annual Financial Statements</a>
  208.                        </li>
  209.                        <!-- END : LEVEL 4 -->
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  211.                            <a aria-label="Org Chart" href="/aboutthefed/org_chart" title="Org Chart">Org Chart</a>
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  216.                <!-- END : LEVEL 3 -->
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  220.                    <div class="dxt-level-top">
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  225.                    <ul class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu" id="nav-list-357">
  226.  
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  230.                            <a title="News &amp; Events" aria-label="News &amp; Events" href="/press">News &amp; Events</a>
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  232.                        <!-- END : LEVEL 4 -->
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  236.                            <a aria-label="Advisory Groups" href="/aboutthefed/external_committees" title="Advisory Groups">Advisory Groups</a>
  237.                        </li>
  238.                        <!-- END : LEVEL 4 -->
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  242.                            <a aria-label="Vendor Information" href="/aboutthefed/vendor_information" title="Vendor Information">Vendor Information</a>
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  244.                        <!-- END : LEVEL 4 -->
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  247.                            <a title="Holiday Schedule" aria-label="Holiday Schedule" href="/aboutthefed/holiday_schedule">Holiday Schedule</a>
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  253.                <!-- START : LEVEL CONTENT -->
  254.                <li class="nav nav-level-2 nav-type-menu">
  255.                    <div class="dxt-menu-content">
  256.  
  257.                        <div class="dxt-menu-content-item dxt-menu-content-item-desc">
  258.                            <p>
  259.                                At the New  York Fed, our mission is to make the U.S. economy stronger and the financial system more stable for all segments of society. We do this by executing monetary policy, providing financial services, supervising banks and conducting research and providing expertise on issues that impact the nation and communities we serve.
  260.                            </p>
  261.                        </div>
  262.  
  263.                        <div class="dxt-menu-images">
  264.  
  265.                            <a style="margin: 0 10px 0 10px;" aria-label="New York Innovation Center" href="/aboutthefed/nyic" title="New York Innovation Center" class="dxt-menu-content-item dxt-menu-content-item-image">
  266.                                <img alt="New York Innovation Center" src="https://www.newyorkfed.org/medialibrary/media/images/v4/about_the_fed/innovation-center-mega-menu.jpg" width="144" height="88">
  267.                                <p>
  268.                                   Introducing the New York Innovation Center: Delivering a central bank innovation execution
  269.                                </p>
  270.                            </a>
  271.                            <a aria-label="Freedom of Information request" href="/aboutthefed/freedom-of-information-requests" title="Freedom of Information request" class="dxt-menu-content-item dxt-menu-content-item-image">
  272.                                <img alt="Information Requests" src="/medialibrary/media/images/v4/about_the_fed/mega_menu/atnyf-mm-information-requests.jpg">
  273.                                <p>
  274.                                    Do you have a request for information and records? Learn how to submit it.
  275.                                </p>
  276.                            </a>
  277.  
  278.                            <a aria-label="History of the New York Fed" href="/aboutthefed/history" title="History of the New York Fed" class="dxt-menu-content-item dxt-menu-content-item-image">
  279.                                <img alt="Gold Vault" src="/medialibrary/media/images/v4/about_the_fed/mega_menu/atnyf_mm_goldvault.jpg">
  280.                                <p>
  281.                                    Learn about the history of the New York Fed and central banking in the United States through articles, speeches, photos and video.
  282.                                </p>
  283.                            </a>
  284.  
  285.                          
  286.  
  287.                        </div>
  288.  
  289.                    </div>
  290.                </li>
  291.                <!-- END : LEVEL CONTENT -->
  292.  
  293.            </ul>
  294.        </li>
  295.        <!-- END : LEVEL 1 -->  <!-- START : LEVEL 1 -->
  296.        <li id="nav-item-40" class="dxt-level-1-item nav nav-level-1 nav-type-megamenu">
  297.            <div class="dxt-level-top">
  298.                <div>
  299.                    <span class="dxt-mobile-menu-controls">
  300.                        <span></span>
  301.                    <span></span>
  302.                    <span></span>
  303.                    <span></span>
  304.                    </span>
  305.                    <a aria-label="Markets &amp; Policy Implementation" title="Markets &amp; Policy Implementation"  href="/markets">Markets &amp; Policy Implementation</a>
  306.                </div>
  307.            </div>
  308.            <ul class="dxt-level-2-list dxt-level-2 nav nav-level-1 nav-type-megamenu mm-item-content" id="nav-list-40">
  309.  
  310.                <!-- START : LEVEL 2 -->
  311.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu">
  312.                    <a aria-label="Markets &amp; Policy Implementation" title="Markets &amp; Policy Implementation"  href="/markets">Markets &amp; Policy Implementation</a>
  313.                </li>
  314.                <!-- END : LEVEL 2 -->
  315.                <!-- BEGIN FIRST COLUMN -->
  316.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><div class="dxt-level-top"><a href="/markets/data-hub">DATA</a></div>
  317.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  318.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/reference-rates">Reference Rates</a></li>
  319.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  320.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/reference-rates/effr">Effective Federal Funds Rate</a></li>
  321.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/reference-rates/obfr">Overnight Bank Funding Rate</a></li>
  322.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/reference-rates/sofr">Secured Overnight Financing Rate</a></li>
  323. <li class="dxt-level-4-item nav nav-level-4 nav-type-menu no-bullet-indent"><a href="/markets/reference-rates/sofr-averages-and-index">SOFR Averages &amp; Index</a></li>
  324.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/reference-rates/bgcr">Broad General Collateral Rate</a></li>
  325.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/reference-rates/tgcr">Tri-Party General Collateral Rate</a></li>
  326.                            </ul>
  327.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Desk Operations</span></li>
  328.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  329.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/treasury-securities">Treasury Securities</a></li>
  330.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/ambs">Agency Mortgage-Backed Securities</a></li>
  331.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/repo">Repos</a></li>
  332.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/reverse-repo">Reverse Repos</a></li>
  333.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/securities-lending">Securities Lending</a></li>
  334.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/desk-operations/central-bank-liquidity-swap-operations">Central Bank Liquidity Swaps</a></li>
  335.                            </ul>
  336.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/soma-holdings">System Open Market Account Holdings</a></li>
  337.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/counterparties/primary-dealers-statistics">Primary Dealer Statistics</a></li>
  338.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/omo_transaction_data">Historical Transaction Data</a></li>
  339.                    </ul>
  340.                </li>
  341.                <!-- END FIRST COLUMN, BEGIN SECOND COLUMN -->
  342.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><div class="dxt-level-top"><a href="/markets/domestic-market-operations">DOMESTIC MARKET OPERATIONS</a></div>
  343.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  344.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation">Monetary Policy Implementation</a></li>
  345.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  346.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/treasury-securities">Treasury Securities</a></li>
  347.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/agency-mortgage-backed-securities">Agency Mortgage-Backed Securities</a></li>
  348.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/agency-commercial-mortgage-backed-securities">Agency Commercial Mortgage-Backed Securities</a></li>
  349.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/agency-debt-securities">Agency Debt Securities</a></li>
  350.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/repo-reverse-repo-agreements">Repos &amp; Reverse Repos</a></li>
  351.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/domestic-market-operations/monetary-policy-implementation/securities-lending">Securities Lending</a></li>
  352.                            </ul>
  353.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/banking/discountwindow">Discount Window</a></li>
  354.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/treasury-debt-auctions-and-buybacks-as-fiscal-agent">Treasury Debt Auctions & Buybacks<br>as Fiscal Agent </a></li>
  355.                <br><br>  
  356.                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/international-market-operations">INTERNATIONAL MARKET OPERATIONS</a></li>
  357.                    <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/international-market-operations/foreign-exchange-operations">Foreign Exchange</a></li>
  358.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/international-market-operations/foreign-reserves-management">Foreign Reserves Management </a></li>
  359.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/international-market-operations/central-bank-swap-arrangements">Central Bank Swap Arrangements </a></li>
  360.                 </ul></li>
  361.                <!-- END SECOND COLUMN, BEGIN THIRD COLUMN -->        
  362.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><span class="nav nav-type-label">ACROSS MARKETS</span>
  363.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  364.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/op_policies">Statements & Operating Policies</a></li>
  365.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/market-intelligence">Market Intelligence</a>
  366.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  367.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/primarydealer_survey_questions">Survey of Primary Dealers</a></li>
  368.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/survey_market_participants">Survey of Market Participants</a></li>
  369.                            </ul>
  370.                        </li>
  371.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/annual_reports">Annual Reports</a></li>
  372.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/counterparties">Counterparties</a>
  373.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  374.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/primarydealers">Primary Dealers</a></li>
  375.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/standing-repo-facility-counterparties">Standing Repo Facility Counterparties</a></li>
  376.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/rrp_counterparties">Reverse Repo Counterparties</a></li>
  377.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/counterparties/foreign-exchange-counterparties">Foreign Exchange Counterparties</a></li>
  378.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a href="/markets/counterparties/foreign-reserves-management">Foreign Reserves Management Counterparties</a></li>
  379.                             </ul></li>
  380.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/operational-readiness">Operational Readiness</a></li>
  381. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/central-bank-and-international-account-services">Central Bank &amp; International Account Services</a></li>
  382.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a href="/markets/programs-archive">Programs Archive </a></li>
  383.                    </ul>
  384.                </li>
  385.                <!-- END THIRD COLUMN -->  
  386.  
  387.            </ul>
  388.        </li>
  389.        <!-- END : LEVEL 1 -->
  390.  
  391. <style>
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  412. </style>  <!-- START : LEVEL 1 -->
  413.        <li id="nav-item-84" class="dxt-level-1-item nav nav-level-1 nav-type-megamenu mm-item">
  414.            <div class="dxt-level-top">
  415.                <div>
  416.                    <span class="dxt-mobile-menu-controls">
  417.                        <span></span>
  418.                    <span></span>
  419.                    <span></span>
  420.                    <span></span>
  421.                    </span>
  422.                    <a aria-label="Economic Research" title="Economic Research"  href="/research">Economic Research</a>
  423.                </div>
  424.            </div>
  425.            <ul class="dxt-level-2-list dxt-level-2 nav nav-level-1 nav-type-megamenu mm-item-content" id="nav-list-84">
  426.  
  427.                <!-- START : LEVEL 2 -->
  428.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu">
  429.                    <a aria-label="Economic Research" title="Economic Research"  href="/research">Economic Research</a>
  430.                </li>
  431.                <!-- END : LEVEL 2 -->
  434.                <!-- BEGIN FIRST COLUMN -->
  435.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><span class="nav nav-type-label">U.S. Economy</span>
  436.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  437.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Consumer Expectations &amp; Behavior</span></li>
  438.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  439.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Survey of Consumer Expectations" aria-label="Survey of Consumer Expectations" href="/microeconomics/sce#/" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Survey of Consumer Expectations']);">Survey of Consumer Expectations</a></li>
  440.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Household Debt &amp; Credit Report" aria-label="Household Debt &amp; Credit Report" href="/microeconomics/hhdc" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Household Debt & Credit Report']);">Household Debt &amp; Credit Report</a></li>
  441.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Home Price Changes" aria-label="Home Price Changes" href="/research/home-price-index" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Home Price Changes']);">Home Price Changes</a></li>
  442.                      </ul>
  443.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Growth &amp; Inflation</span></li>
  444.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  445.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Equitable Growth Indicators" aria-label="Equitable Growth Indicators" href="/research/equitable-growth-indicators" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Equitable Growth Indicators']);">Equitable Growth Indicators</a></li>
  446.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Multivariate Core Trend Inflation" aria-label="Multivariate Core Trend Inflation" href="/research/policy/mct#--:mct-inflation:trend-inflation" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Multivariate Core Trend Inflation']);">Multivariate Core Trend Inflation</a></li>
  447.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="New York Fed DSGE Model" aria-label="New York Fed DSGE Model" href="/research/policy/dsge#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'New York Fed DSGE Model']);">New York Fed DSGE Model</a></li>
  448.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="New York Fed Staff Nowcast" aria-label="New York Fed Staff Nowcast" href="/research/policy/nowcast#/nowcast" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'New York Fed Staff Nowcast']);">New York Fed Staff Nowcast</a></li>
  449.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="R-star: Natural Rate of Interest" aria-label="R-star: Natural Rate of Interest" href="/research/policy/rstar " onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'R-star: Natural Rate of Interest']);">R-star: Natural Rate of Interest</a></li>
  450.                            
  451.                            </ul>
  452.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Labor Market</span></li>
  453.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  454.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Labor Market for Recent College Graduates" aria-label="Labor Market for Recent College Graduates" href="/research/college-labor-market#--:explore:unemployment" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Labor Market for Recent College Graduates']);">Labor Market for Recent College Graduates</a></li>
  455.                            </ul>
  456. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Financial Stability</span></li>
  457.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  458.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Corporate Bond Market Distress Index" aria-label="Corporate Bond Market Distress Index" href="/research/policy/cmdi#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Corporate Bond Market Distress Index']);">Corporate Bond Market Distress Index</a></li>
  459.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Outlook-at-Risk" aria-label="Outlook-at-Risk" href="/research/policy/outlook-at-risk#root:growth-at-risk" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Outlook-at-Risk']);">Outlook-at-Risk</a></li>
  460.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Treasury Term Premia" aria-label="Treasury Term Premia" href="/research/data_indicators/term-premia-tabs#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Treasury Term Premia']);">Treasury Term Premia</a></li>
  461.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Yield Curve as a Leading Indicator" aria-label="Yield Curve as a Leading Indicator" href="/research/capital_markets/ycfaq#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Yield Curve as a Leading Indicator']);">Yield Curve as a Leading Indicator</a></li>
  462.                            </ul>
  463. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower">Banking</span></li>
  464.                            <ul class="dxt-bullets dxt-level-4-list dxt-level-4 nav nav-level-3 nav-type-menu">
  465.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Banking Research Data Sets" aria-label="Banking Research Data Sets" href="/research/banking_research/datasets" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Banking Research Data Sets']);">Banking Research Data Sets</a></li>
  466.                                <li class="dxt-level-4-item nav nav-level-4 nav-type-menu"><a title="Quarterly Trends for Consolidated U.S. Banking Organizations" aria-label="Quarterly Trends for Consolidated U.S. Banking Organizations" href="/research/banking_research/quarterly_trends" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Quarterly Trends for Consolidated U.S. Banking Organizations']);">Quarterly Trends for Consolidated U.S. Banking Organizations</a></li>
  467.                            </ul>
  469.                    </ul>
  470.                </li>
  478.                <!-- END FIRST COLUMN, BEGIN SECOND COLUMN -->
  479.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><div class="dxt-level-top"><a title="Regional Economy" aria-label="Regional Economy" href="/regional-economy" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Regional Economy']);">REGIONAL ECONOMY</a></div>
  480.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  481.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Empire State Manufacturing Survey" aria-label="Empire State Manufacturing Survey" href="/survey/empire/empiresurvey_overview" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Empire State Manufacturing Survey']);">Empire State Manufacturing Survey</a></li>
  482.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Business Leaders Survey" aria-label="Business Leaders Survey" href="/survey/business_leaders/bls_overview " onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Business Leaders Survey']);">Business Leaders Survey</a></li>
  483.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Supplemental Survey Report" aria-label="Supplemental Survey Report" href="/survey/business_leaders/Supplemental_Survey_Report" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Supplemental Survey Report']);">Supplemental Survey Report</a></li>
  484.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Regional Employment Trends" aria-label="Regional Employment Trends" href="/research/regional_economy/regional-employment#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Regional Employment Trends']);">Regional Employment Trends</a></li>
  485.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Early Benchmarked Employment Data" aria-label="Early Benchmarked Employment Data" href="/research/regional_economy/early-benchmarked-employment" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Early Benchmarked Employment Data']);">Early Benchmarked Employment Data</a></li>
  486.                          
  487. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower top-20px">INTERNATIONAL ECONOMY</span></li>
  488.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Global Economic Indicators" aria-label="Global Economic Indicators" href="/research/global_economy/globalindicators" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Global Economic Indicators']);">Global Economic Indicators</a></li>
  489.                                <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Global Supply Chain Pressure Index" aria-label="Global Supply Chain Pressure Index" href="/research/policy/gscpi#/interactive" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Global Supply Chain Pressure Index']);">Global Supply Chain Pressure Index</a></li>
  490.                                
  491.                            
  493.                 </ul></li>
  499.                <!-- END SECOND COLUMN, BEGIN THIRD COLUMN -->        
  500.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu"><span class="nav nav-type-label">RESEARCHERS</span>
  501. <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  502.                     <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  503.                     <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Staff Economists" aria-label="Staff Economists" href="/research/economists" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Staff Economists']);">Staff Economists</a></li>
  504.                         <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Visiting Scholars" aria-label="Visiting Scholars" href="/research/economists/visitors" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Visiting Scholars']);">Visiting Scholars</a></li>
  505.                         <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Resident Scholars" aria-label="Resident Scholars" href="/research/resident_scholar" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Resident Scholars']);">Resident Scholars</a></li>
  506.                     </ul>
  507. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu top-20px"><a title="Publications" aria-label="Publications" href="/research/publication_annuals" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Publications']);">PUBLICATIONS</a></li>
  508. <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  509.                     <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Liberty Street Economics" aria-label="Liberty Street Economics" href="https://libertystreeteconomics.newyorkfed.org/" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Liberty Street Economics']);">Liberty Street Economics</a></li>
  510.                         <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Staff Reports" aria-label="Staff Reports" href="/research/staff_reports" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Staff Reports']);">Staff Reports</a></li>
  511.                         <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Economic Policy Review" aria-label="Economic Policy Review" href="/research/epr" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Economic Policy Review']);">Economic Policy Review</a></li>
  512.                     </ul>
  513. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower top-20px">RESEARCH CENTERS</span></li>
  514. <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  515.                     <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Applied Macroeconomics & Econometrics Center (AMEC)" aria-label="Applied Macroeconomics & Econometrics Center (AMEC)" href="/research/amec" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Applied Macroeconomics & Econometrics Center (AMEC)']);">Applied Macroeconomics<br>&amp; Econometrics Center (AMEC)</a></li>
  516.                         <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Center for Microeconomic Data (CMD)" aria-label="Center for Microeconomic Data (CMD)" href="/microeconomics" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Center for Microeconomic Data (CMD)']);">Center for Microeconomic Data (CMD)</a></li>
  517.                     </ul>
  518. <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><span class="nav nav-type-label upperlower top-20px">CALENDAR</span></li>
  519. <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  520.                     <li class="dxt-level-3-item nav nav-level-3 nav-type-menu"><a title="Economic Indicators Calendar" aria-label="Economic Indicators Calendar" href="/research/calendars/nationalecon_cal" onclick="_sz.push(['event', 'Research Megamenu', 'Click', 'Economic Indicators Calendar']);">Economic Indicators Calendar</a></li>
  521.                     </ul>
  522. </ul>
  523.                </li>
  524.                <!-- END THIRD COLUMN -->  
  525.  
  526.            </ul>
  527.        </li>
  528.        <!-- END : LEVEL 1 -->
  529.  
  530. <style>
  531. .dxt-menu-content .dxt-menu-images .dxt-menu-content-item {
  532. height: 230px;
  533. }
  534. </style>
  535.  <!-- START : LEVEL 1 -->
  536.        <li id="nav-item-90" class="dxt-level-1-item nav nav-level-1 nav-type-megamenu">
  537.            <div class="dxt-level-top">
  538.                <div>
  539.                    <span class="dxt-mobile-menu-controls">
  540.                        <span></span>
  541.                    <span></span>
  542.                    <span></span>
  543.                    <span></span>
  544.                    </span>
  545.                    <a href="/financial-institution-supervision" title="Financial Institution Supervision">Financial Institution Supervision</a>
  546.                </div>
  547.            </div>
  548.            <ul id="nav-list-90" class="dxt-level-3-list dxt-level-2 nav nav-level-1 nav-type-megamenu mm-item-content">
  549.  
  550.                <!-- START : LEVEL 2 -->
  551.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu">
  552.                    <a href="/financial-institution-supervision" title="Financial Institution Supervision">Financial Institution Supervision</a>
  553.                </li>
  554.                <!-- END : LEVEL 2 -->
  555.  
  556.                <!-- START : LEVEL 3 -->
  557.                <li id="nav-item-92" class="dxt-level-3-item nav nav-level-2 nav-type-menu">
  558.                    <div class="dxt-level-top">
  559.                        <div>
  560.                            <a href="/banking/supervisionregulate" title="Supervision &amp; Regulation">Supervision &amp; Regulation</a>
  561.                        </div>
  562.                    </div>
  563.                    <ul id="nav-list-92" class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu">
  564.  
  565.                        <!-- START : LEVEL 4 -->
  566.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-151">
  567.                            <a href="/banking/circulars" title="Circulars">Circulars</a>
  568.                        </li>
  569.                        <!-- END : LEVEL 4 -->
  570.  
  571.                        <!-- START : LEVEL 4 -->
  572.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-150">
  573.                            <a href="/banking/regulations" title="Regulations">Regulations</a>
  574.                        </li>
  575.                        <!-- END : LEVEL 4 -->
  576.  
  577.                    </ul>
  578.                </li>
  579.                <!-- END : LEVEL 3 -->
  580.  
  581.                <!-- START : LEVEL 3 -->
  582.                <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-93">
  583.                    <div class="dxt-level-top">
  584.                        <div>
  585.                            <a href="/banking/reporting_formsinstruct" title="Reporting Forms &amp; Instructions">Reporting Forms &amp; Instructions</a>
  586.                        </div>
  587.                    </div>
  588.                    <ul id="nav-list-93" class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu">
  589.  
  590.                        <!-- START : LEVEL 4 -->
  591.                        <li id="nav-item-156" class="dxt-level-4-item nav nav-level-3 nav-type-menu">
  592.                            <a href="/banking/reportingforms" title="Reporting Forms">Reporting Forms</a>
  593.                        </li>
  594.                        <!-- END : LEVEL 4 -->
  595.  
  596.                        <!-- START : LEVEL 4 -->
  597.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  598.                            <a href="/banking/regrept/regrept" title="Correspondence">Correspondence</a>
  599.                        </li>
  600.                        <!-- END : LEVEL 4 -->
  601.  
  602.                    </ul>
  603.                </li>
  604.                <!-- END : LEVEL 3 -->
  605.  
  606.                <!-- START : LEVEL 3 -->
  607.                <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-94">
  608.                    <a href="/banking/ba" title="Bank Applications">Bank Applications</a>
  609.                </li>
  610.                <!-- END : LEVEL 3 -->
  611.  
  612.                <!-- START : LEVEL 3 -->
  613.                <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-158">
  614.                    <div class="dxt-level-top">
  615.                        <div>
  616.                            <a href="/banking/protection" title="Consumer Protection">Consumer Protection</a>
  617.                        </div>
  618.                    </div>
  619.                    <ul class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu" id="nav-list-158">
  620.  
  621.                        <!-- START : LEVEL 4 -->
  622.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-159">
  623.                            <a href="/banking/reinvestment_exams" title="Community Reinvestment Act Exams">Community Reinvestment Act Exams</a>
  624.                        </li>
  625.                        <!-- END : LEVEL 4 -->
  626.  
  627.                        <!-- START : LEVEL 4 -->
  628.                        <li id="nav-item-160" class="dxt-level-4-item nav nav-level-3 nav-type-menu">
  629.                            <a href="/banking/frauds_scams" title="Frauds and Scams">Frauds and Scams</a>
  630.                        </li>
  631.                        <!-- END : LEVEL 4 -->
  632.  
  633.                    </ul>
  634.                </li>
  635.                <!-- END : LEVEL 3 -->
  636.  
  637.                <!-- START : LEVEL CONTENT -->
  638.                <li class="nav nav-level-2 nav-type-menu">
  639.                    <div class="dxt-menu-content">
  640.  
  641.                        <div class="dxt-menu-content-item dxt-menu-content-item-desc">
  642.                            <p>
  643.                                As part of our core mission, we supervise and regulate financial institutions in the Second District. Our primary objective is to maintain a safe and competitive U.S. and global banking system.
  644.                            </p>
  645.                        </div>
  646.  
  647.                        <div class="dxt-menu-images">
  648.  
  649.                            <a href="/governance-and-culture-reform" title="The Governance &amp; Culture Reform" class="dxt-menu-content-item dxt-menu-content-item-image">
  650.                                <img src="/medialibrary/media/images/v4/fisg/mega_menu/governance-culture-reform-140x88.jpg" alt="The Governance &amp; Culture Reform " title="The Governance &amp; Culture Reform " />
  651.                                <p>
  652.                                    The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
  653.                                </p>
  654.                            </a>
  655.  
  656.                            <a href="/banking/reporting_formsinstruct" title="Need to file a report with the New York Fed?" class="dxt-menu-content-item dxt-menu-content-item-image">
  657.                                <img src="/medialibrary/media/images/v4/fisg/mega_menu/fisg_mm_reportingforms.jpg" alt="Need to file a report with the New York Fed?" title="Need to file a report with the New York Fed?" />
  658.                                <p>
  659.                                    Need to file a report with the New York Fed? Here are all of the forms, instructions and other information related to regulatory and statistical reporting in one spot.
  660.                                </p>
  661.                            </a>
  662.  
  663.                            <a href="/banking/protection" title="Frauds and Scams" class="dxt-menu-content-item dxt-menu-content-item-image">
  664.                                <img src="/medialibrary/media/images/v4/fisg/mega_menu/fisg_mm_consumerprotection.jpg" alt="Frauds and Scams" title="Frauds and Scams" />
  665.                                <p>
  666.                                    The New York Fed works to protect consumers as well as provides information and resources on how to avoid and report specific scams.
  667.                                </p>
  668.                            </a>
  669.  
  670.                        </div>
  671.  
  672.                    </div>
  673.                </li>
  674.                <!-- END : LEVEL CONTENT -->
  675.  
  676.            </ul>
  677.        </li>
  678.        <!-- END : LEVEL 1 --> <!-- START : LEVEL 1 -->
  679.        <li id="nav-item-96" class="dxt-level-1-item nav nav-level-1 nav-type-megamenu">
  680.            <div class="dxt-level-top">
  681.                <div>
  682.                    <span class="dxt-mobile-menu-controls">
  683.                        <span></span>
  684.                    <span></span>
  685.                    <span></span>
  686.                    <span></span>
  687.                    </span>
  688.                    <a href="/financial-services-and-infrastructure" title="Financial Services &amp; Infrastructure">Financial&nbsp;Services &amp;&nbsp;Infrastructure</a>
  689.                </div>
  690.            </div>
  691.            <ul class="dxt-level-2-list dxt-level-2 nav nav-level-1 nav-type-megamenu mm-item-content" id="nav-list-96">
  692.  
  693.                <!-- START : LEVEL 2 -->
  694.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu">
  695.                    <a href="/financial-services-and-infrastructure" title="Financial Services &amp; Infrastructure">Financial Services &amp; Infrastructure</a>
  696.                </li>
  697.                <!-- END : LEVEL 2 -->
  698.  
  699.                <!-- START : LEVEL 2 -->
  700.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu" id="nav-item-98">
  701.                    <div class="dxt-level-top">
  702.                        <div>
  703.                            <a href="/financial-services-and-infrastructure/financial-services-operations" title="Financial Services &amp; Operations">Financial Services &amp; Operations</a>
  704.                        </div>
  705.                    </div>
  706.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu" id="nav-list-98">
  707.  
  708.                        <!-- START : LEVEL 3 -->
  709.                        <li id="nav-item-401" class="dxt-level-3-item nav nav-level-3 nav-type-menu">
  710.                            <a href="/banking/services" title="Services For Financial Institutions">Services For Financial Institutions</a>
  711.                        </li>
  712.                        <!-- END : LEVEL 3 -->
  713.  
  714.                        <!-- START : LEVEL 3 -->
  715.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu" id="nav-item-402">
  716.                            <a href="/banking/payment_services.html" title="Payment Services">Payment Services</a>
  717.                        </li>
  718.                        <!-- END : LEVEL 3 -->
  719.  
  720.                        <!-- START : LEVEL 3 -->
  721.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu" id="nav-item-404">
  722.                            <a href="/banking/payment_oversight.html" title="Payment System Oversight">Payment System Oversight</a>
  723.                        </li>
  724.                        <!-- END : LEVEL 3 -->
  725.  
  726.                        <!-- START : LEVEL 3 -->
  727.                        <li id="nav-item-422" class="dxt-level-3-item nav nav-level-3 nav-type-menu">
  728.                            <a href="/banking/international.html" title="International Services, Seminars &amp; Training">International Services, Seminars&nbsp;&amp;&nbsp;Training</a>
  729.                        </li>
  730.                        <!-- END : LEVEL 3 -->
  731.  
  732.                    </ul>
  733.                </li>
  734.                <!-- END : LEVEL 2 -->
  735.  
  736.                <!-- START : LEVEL 2 -->
  737.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu" id="nav-item-99">
  738.                    <div class="dxt-level-top">
  739.                        <div>
  740.                            <a href="/financial-services-and-infrastructure/financial-market-infrastructure-and-reform" title="Financial Market Infrastructure &amp; Reform">Financial Market Infrastructure &amp; Reform</a>
  741.                        </div>
  742.                    </div>
  743.                    <ul id="nav-list-99" class="dxt-level-3-list dxt-level-3 nav nav-level-2 nav-type-menu">
  744.  
  745.                        <!-- START : LEVEL 3 -->
  746.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu" id="nav-item-161">
  747.                            <a href="/banking/tpr_infr_reform.html" title="Tri-Party Repo Infrastructure Reform">Tri-Party Repo Infrastructure Reform</a>
  748.                        </li>
  749.                        <!-- END : LEVEL 3 -->
  750.  
  751.                        <!-- START : LEVEL 3 -->
  752.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu" id="nav-item-162">
  753.                            <a href="/financial-services-and-infrastructure/financial-market-infrastructure-and-reform/managing-foreign-exchange" title="Managing Foreign Exchange">Managing Foreign Exchange</a>
  754.                        </li>
  755.                        <!-- END : LEVEL 3 -->
  756.  
  757.                        <!-- START : LEVEL 3 -->
  758.                        <li id="nav-item-163" class="dxt-level-3-item nav nav-level-3 nav-type-menu">
  759.                            <a href="/financial-services-and-infrastructure/financial-market-infrastructure-and-reform/money-market-funds" title="Money Market Funds">Money Market Funds</a>
  760.                        </li>
  761.                        <!-- END : LEVEL 3 -->
  762.  
  763.                        <!-- START : LEVEL 3 -->
  764.                        <li class="dxt-level-3-item nav nav-level-3 nav-type-menu" id="nav-item-164">
  765.                            <a href="/financial-services-and-infrastructure/financial-market-infrastructure-and-reform/over-the-counter-derivatives" title="Over-The-Counter Derivatives">Over-The-Counter Derivatives</a>
  766.                        </li>
  767.                        <!-- END : LEVEL 3 -->
  768.  
  769.                    </ul>
  770.                </li>
  771.                <!-- END : LEVEL 2 -->
  772.  
  773.                <!-- START : LEVEL CONTENT -->
  774.                <li class="nav nav-level-2 nav-type-menu">
  775.                    <div class="dxt-menu-content">
  776.  
  777.                        <div class="dxt-menu-content-item dxt-menu-content-item-desc">
  778.                            <p>
  779.                                The Federal Reserve Bank of New York works to promote sound and well-functioning financial systems and markets through its provision of industry and payment services, advancement of infrastructure reform in key markets and training and educational support
  780.                                to international institutions.
  781.                            </p>
  782.                        </div>
  783.  
  784.                        <div class="dxt-menu-images">
  785.  
  786.                            <a href="/banking/payment_services.html" title="Payment Services" class="dxt-menu-content-item dxt-menu-content-item-image">
  787.                                <img src="/medialibrary/media/images/v4/fs_i/mega_menu/fsi_mm_paymentservices.jpg" alt="Payment Services" title="Payment Services">
  788.                                <p>
  789.                                    The New York Fed provides a wide range of payment services for financial institutions and the U.S. government.
  790.                                </p>
  791.                            </a>
  792.  
  793.                            <a href="/financial-services-and-infrastructure/financial-services-operations/international-seminars-training" title="Training Programs" class="dxt-menu-content-item dxt-menu-content-item-image">
  794.                                <img src="/medialibrary/media/images/v4/fs_i/mega_menu/fsi_mm_seminar-training.jpg" alt="Specialized Courses" title="TSpecialized Courses">
  795.                                <p>The New York Fed offers the Central Banking Seminar and several specialized courses for central bankers and financial supervisors.</p>
  796.                            </a>
  797.  
  798.                            <a href="/banking/tpr_infr_reform.html" title="Tri-party Infrastructure Reform" class="dxt-menu-content-item dxt-menu-content-item-image">
  799.                                <img src="/medialibrary/media/images/v4/fs_i/mega_menu/fsi_mm_tripartyrepo.jpg" alt="Tri-party Infrastructure Reform" title="Tri-party Infrastructure Reform">
  800.                                <p>
  801.                                    The New York Fed has been working with tri-party repo market participants to make changes to improve the resiliency of the market to financial stress.
  802.                                </p>
  803.                            </a>
  804.  
  805.                        </div>
  806.  
  807.                    </div>
  808.                </li>
  809.                <!-- END : LEVEL CONTENT -->
  810.  
  811.            </ul>
  812.        </li>
  813.        <!-- END : LEVEL 1 --> <!-- START : LEVEL 1 -->
  814.        <li id="nav-item-100" class="dxt-level-1-item nav nav-level-1 nav-type-megamenu">
  815.            <div class="dxt-level-top">
  816.                <div>
  817.                    <span class="dxt-mobile-menu-controls">
  818.                        <span></span>
  819.                    <span></span>
  820.                    <span></span>
  821.                    <span></span>
  822.                    </span>
  823.                    <a href="/outreach-and-education" title="Community Development and Education">Community Development<br>&amp;&nbsp;Education</a>
  824.                </div>
  825.            </div>
  826.            <ul class="dxt-level-2-list dxt-level-2 nav nav-level-1 nav-type-megamenu mm-item-content" id="nav-list-100">
  827.  
  828.                <!-- START : LEVEL 2 -->
  829.                <li class="dxt-level-2-item nav nav-level-2 nav-type-menu">
  830.                    <a href="/outreach-and-education" title="Community Development &amp;&nbsp;Education">Community Development &amp;&nbsp;Education</a>
  831.                </li>
  832.                <!-- END : LEVEL 2 -->
  833.  
  834.                <!-- START : LEVEL 2 -->
  835.                <li class="dxt-level-2-item nav nav-level-1 nav-type-menu" id="nav-item-102" style="margin-top: 22px;">
  836.                    <div class="dxt-level-top">
  837.                          <div>  <span class="nav nav-type-label">Community Development</span> </div>
  838.                    </div>
  839.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-1 nav-type-label" id="nav-list-102">
  840.                       <!-- START : LEVEL 3 -->
  841.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-490">
  842.                            <a href="/outreach-and-education/household-financial-stability" title="Household Financial Well-being">Household Financial Well-being</a>
  843.                        </li>
  844.                        <!-- END : LEVEL 3 -->
  845.                        <!-- START : LEVEL 3 -->
  846.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-105">
  847.                            <a href="/outreach-and-education/climate" title="Climate Change">Climate</a>
  848.                        </li>
  849.                        <!-- END : LEVEL 3 -->
  850.                       <!-- START : LEVEL 3 -->
  851.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-105">
  852.                            <a href="/outreach-and-education/health" title="Health">Health</a>
  853.                        </li>
  854.                        <!-- END : LEVEL 3 -->
  855.                        <!-- START : LEVEL 3 -->
  856.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-477">
  857.                            <a href="/outreach-and-education/staff" title="Staff">Staff</a>
  858.                        </li>
  859.                     <li  class="dxt-level-3-item nav nav-level-2 nav-type-menu">
  860.                    <div class="dxt-level-top">
  861.                        <div>
  862.                             <span id="nav-item-500" class="frs-init nav nav-type-label upperlower">Fed System Initiatives</span>
  863.                        </div>
  864.                    </div>
  865.                  <ul id="nav-list-93" class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu">
  866.  
  867.                        <!-- START : LEVEL 4 -->
  868.                        <li id="nav-item-502" class="frs-init-items dxt-level-4-item nav nav-level-3 nav-type-menu">
  869.                           <a href="https://fedcommunities.org" title="Fed Communities">Fed Communities</a>
  870.                        </li>
  871.                        <li id="nav-item-502" class="frs-init-items dxt-level-4-item nav nav-level-3 nav-type-menu">
  872.                           <a href="https://www.federalreserve.gov/monetarypolicy/review-of-monetary-policy-strategy-tools-and-communications-fed-listens-events.htm" title="Fed Listens">Fed Listens</a>
  873.                        </li>
  874.                        <!-- END : LEVEL 4 -->
  875.  
  876.                        <!-- START : LEVEL 4 -->
  877.                        <li class="frs-init-items dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-502">
  878.                            <a href="https://www.fedsmallbusiness.org" title="Fed Small Business">Fed Small Business</a>
  879.                        </li>
  880.                        <!-- END : LEVEL 4 -->
  881.  
  882.                        <!-- START : LEVEL 4 -->
  883.                        <li class="frs-init-items dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-502">
  884.                            <a href="https://www.atlantafed.org/community-development/content-by-subject.aspx?keywords=Human%20Capital%20and%20Workforce%20Development" title="Workforce Development">Workforce Development</a>
  885.                        </li>
  886.                        <!-- END : LEVEL 4 -->
  887.                    </ul>
  888.                </li>                        
  889.                       <!-- START : LEVEL 3 -->
  890.                        <li id="nav-item-469" class="dxt-level-3-item nav nav-level-2 nav-type-menu">
  891.                            <a href="/outreach-and-education/other-community-development-work" title="Other Community Development Work">Other Community Development Work</a>
  892.                        </li>
  893.                        <!-- END : LEVEL 3 -->
  894.  
  895.                        <!-- START : LEVEL 3 -->
  896.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-468">
  897.                            <a href="/outreach-and-education/calendar" title="Community Development Calendar">Calendar</a>
  898.                        </li>
  899.                        <!-- END : LEVEL 3 -->
  900.  
  901.                    </ul>
  902.                </li>
  903.                <!-- END : LEVEL 2 -->
  904.  
  905.                <!-- START : LEVEL CONTENT -->
  906.                <li class="nav nav-level-2 nav-type-menu">
  907.                    <div class="dxt-menu-content">
  908.  
  909.                        <div class="dxt-menu-content-item dxt-menu-content-item-desc">
  910.                            
  911.                <ul class="dxt-level-3-list dxt-level-3 nav nav-level-1 nav-type-label" id="nav-list-109" >
  912. <!-- START : LEVEL 2 -->
  913.                <li class="dxt-level-2-item nav nav-level-1 nav-type-menu econ-ed-style" id="nav-item-102">
  914.                    <div class="dxt-level-top">
  915.                        <div>
  916.                            <a href="/outreach-and-education/economic-education" title="Economic Education">Economic Education</a>
  917.                        </div>
  918.                    </div>
  919.                    <ul class="dxt-level-3-list dxt-level-3 nav nav-level-1 nav-type-label" id="nav-list-102">
  920.  
  921.                      
  922.                        <!-- END : LEVEL 3 -->
  923.  
  924.                     <li id="nav-item-92" class="dxt-level-3-item nav nav-level-2 nav-type-menu">
  925.                      <div class="dxt-level-top">
  926.                        <div>
  927.                            <span class="nav nav-type-label upperlower">Programs</span>
  928.                        </div>
  929.                    </div>
  930.                  <ul id="nav-list-93" class="dxt-bullets dxt-level-4-list dxt-level-3 nav nav-level-2 nav-type-menu">
  931.  
  932.                        <!-- START : LEVEL 4 -->
  933.                        <li id="nav-item-156" class="dxt-level-4-item nav nav-level-3 nav-type-menu">
  934.                           <a href="/outreach-and-education/high-school/high-school-fed-challenge" title="High School Fed Challenge">High School Fed Challenge</a>
  935.                        </li>
  936.                        <!-- END : LEVEL 4 -->
  937.  
  938.                        <!-- START : LEVEL 4 -->
  939.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  940.                            <a href="/education/fedchallenge_college" title="College Fed Challenge">College Fed Challenge</a>
  941.                        </li>
  942.                        <!-- END : LEVEL 4 -->
  943.  
  944.                        <!-- START : LEVEL 4 -->
  945.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  946.                            <a href="/outreach-and-education/high-school/teacher-professional-development-program" title="Teacher Professional Development">Teacher Professional Development</a>
  947.                        </li>
  948.                        <!-- END : LEVEL 4 -->
  949.  
  950.                        <!-- START : LEVEL 4 -->
  951.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  952.                            <a href="/outreach-and-education/classroom-visits" title="Classroom Visits">Classroom Visits</a>
  953.                        </li>
  954.                        <!-- END : LEVEL 4 -->
  955.  
  956.                        <!-- START : LEVEL 4 -->
  957.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  958.                            <a href="/aboutthefed/museum-and-learning-center-visits" title="Museum &amp; Learning Center Visits">Museum &amp; Learning Center Visits</a>
  959.                        </li>
  960.                        <!-- END : LEVEL 4 -->
  961.                    </ul>
  962.                </li>
  963.                        <!-- START : LEVEL 3 -->
  964.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-477">
  965.                            <div class="dxt-level-top">
  966.                        <div>
  967.                            <span class="nav nav-type-label upperlower">Resources</span>
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  972.                        <!-- START : LEVEL 4 -->
  973.                        <li id="nav-item-156" class="dxt-level-4-item nav nav-level-3 nav-type-menu">
  974.                           <a href="/outreach-and-education/comic-books" title="Educational Comic Books">Educational Comic Books</a>
  975.                        </li>
  976.                        <!-- END : LEVEL 4 -->
  977.  
  978.                        <!-- START : LEVEL 4 -->
  979.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  980.                            <a title="Economist Spotlight Series" href="/outreach-and-education/economic-education/economist-spotlight" title="Economist Spotlight Series">Economist Spotlight Series</a>
  981.                        </li>
  982.                        <!-- END : LEVEL 4 -->
  983.                          <!-- START : LEVEL 4 -->
  984.                        <li class="dxt-level-4-item nav nav-level-3 nav-type-menu" id="nav-item-157">
  985.                            <a href="/outreach-and-education/ny-fed-content-for-educators" title="Lesson Plans and Resources">Lesson Plans and Resources</a>
  986.                        </li>
  987.                        <!-- END : LEVEL 4 -->
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  989.                        </li>
  990.                        <!-- END : LEVEL 3 -->
  991.  
  992.                        <!-- START : LEVEL 3 -->
  993.                        <li class="dxt-level-3-item nav nav-level-2 nav-type-menu" id="nav-item-490">
  994.                            <a href="/outreach-and-education/economic-education/calendar" title="Economic Education Calendar">Economic Education Calendar</a>
  995.                        </li>
  996.                    
  997.  
  998.                    </ul>
  999.                </li>
  1000.                <!-- END : LEVEL 2 -->
  1001.                      
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  1003.                        
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  1006. <a href="/medialibrary/media/outreach-and-education/community-development/community-development-strategic-plan.pdf" title="Our Community Development Strategy" class="dxt-menu-content-item dxt-menu-content-item-image">
  1007.                                <img src="/medialibrary/media/images/v4/outreach_education/mega_menu/CD-community-strategy-megamenu_140x88.jpg" alt="Our Community Development Strategy" title="Our Community Development Strategy">
  1008.                                <p>We are connecting emerging solutions with funding in three areas&mdash;health, household financial stability, and climate&mdash;to improve life for underserved communities. Learn more by reading our strategy.<br><br>
  1009.                                </p>
  1010.                            </a>
  1011.  
  1012.                            <a href="/outreach-and-education/community-development/economic-inequality" title="Economic Inequality &amp; Equitable Growth" class="dxt-menu-content-item dxt-menu-content-item-image">
  1013.                                <img src="/medialibrary/media/images/v4/outreach_education/mega_menu/economic-inequality-megamenu_140x88.png" alt="Economic Inequality &amp; Equitable Growth" title="Economic Inequality &amp; Equitable Growth">
  1014.                                <p>
  1015.                                    The Economic Inequality &amp; Equitable Growth hub is a collection of research, analysis and convenings to help better understand economic inequality.<br><br><br><br><br>
  1016.                                </p>
  1017.                            </a>
  1018.  
  1019.                          
  1020.                            <a href="/governance-and-culture-reform" title="Government and Culture Reform" class="dxt-menu-content-item dxt-menu-content-item-image">
  1021.                                <img src="/medialibrary/media/images/v4/fisg/mega_menu/governance-culture-reform-140x88.jpg" alt="Government and Culture Reform" title="Government and Culture Reform">
  1022.                                <p>
  1023.                                    The Governance & Culture Reform hub is designed to foster discussion about corporate governance and the reform of culture and behavior in the financial services industry.
  1024.  
  1025.                                </p>
  1026.                            </a>
  1027.  
  1028.                        </div></div>
  1029.                </li>
  1030.                <!-- END : LEVEL CONTENT -->
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  1253. <div id="myCookieConsent">
  1255. <div>By continuing to use our site, you agree to our <a id="terms-of-use" href="/privacy/termsofuse">Terms of Use</a> and <a id="privacy-policy" href="/privacy/privacy-statement">Privacy Statement</a>. You can learn more about how we use cookies by reviewing our <a id="privacy-policy" href="/privacy/privacy-statement">Privacy Statement</a>.&nbsp;&nbsp;&nbsp;<a id="cookieButton" title="Close"><img alt="Close" src="/medialibrary/media/footer/close-notice.png"/></a></div>
  1256. </div>
  1257. <!-- COOKIE CONSENT END -->
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  1259. <div class="space60"></div>
  1260. <div id="footer" class="container_12">
  1261. <div class="grid_2 omega" id="social_media_footer">
  1262. <!-- TWITTER -->
  1263. <a title="Twitter" target="_blank" href="https://twitter.com/NewYorkFed" onclick="_sz.push(['event', 'Footer', 'ICON CLICK', 'Twitter']);"><svg id="social-twitter" version="1.1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"
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  1272. <!-- YOUTUBE -->
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  1291. <!-- EMAIL -->
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  1300. <!-- INSTAGRAM -->
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