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Source: http://zeborayblogaddress.blogspot.com/feeds/posts/default

1. <?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-3032493212057294182</id><updated>2024-02-18T21:29:18.287-08:00</updated><title type='text'> Zeboray Entertainment Insurance</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://zeborayblogaddress.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default?start-index=26&amp;max-results=25'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>27</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-2924152197114546555</id><published>2022-01-03T12:17:00.000-08:00</published><updated>2022-01-03T12:17:25.120-08:00</updated><title type='text'>NEW YEAR NOTE and SKYPE vs ZOOM</title><content type='html'>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p class=&quot;MsoNormal&quot;&gt;HAPPY 2022!&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;
2.  
3. <p class="MsoNormal">This year can’t be any worse than the last two, so I am excited
4. and optimistic. For one thing I don’t have to worry about buying and selling
5. homes, moving and selling my coach. I’m completely settled in and can devote
6. all my time to normal life and business.<o:p></o:p></p>
7.  
8. <p class="MsoNormal">I have some exciting business plans and hope they happen in
9. the first quarter of the year. I’m confident they will be of a benefit to my Entertainment,
10. Group Health and Professional Small Business programs.<o:p></o:p></p>
11.  
12. <p class="MsoNormal">SKYPE vs ZOOM<o:p></o:p></p>
13.  
14. <p class="MsoNormal">I want to address my thoughts on video conferencing: there
15. is no question that Zoom has become the leader in this sphere, but I’ve been reluctant
16. to install and use. I’m just not comfortable with a service where 95% of support
17. comes from China – even if it is owned by a U.S. citizen. For this reason, I’ve
18. chosen to continue with Skype where everything is U.S. based. I can receive video
19. calls from a Zoom caller without installing the program, so I have the bases
20. covered while remaining in my comfort level.<o:p></o:p></p>
21.  
22. &lt;p class=&quot;MsoNormal&quot;&gt;Make 2022 your best yet!&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2924152197114546555'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2924152197114546555'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2022/01/new-year-note-and-skype-vs-zoom.html' title='NEW YEAR NOTE and SKYPE vs ZOOM'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6642983091780013053</id><published>2021-06-21T11:22:00.004-07:00</published><updated>2021-06-21T11:22:53.307-07:00</updated><title type='text'>POFESSIONAL SMALL BUSINESS PACKAGE</title><content type='html'>&lt;p&gt;We now offer packages for 120 professions and 4 lines of business. These coverages may include General Liability, Errors &amp;amp; Omissions, Inland Marine (Property), and Workers&#39; Compensation.&lt;/p&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Availability includes Startups.&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Major Categories of Professional include:&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Architecture &amp;amp; Engineering&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Beauty/Health/Wellbeing&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Business Consulting&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;IT Consulting &amp;amp; Technology&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Janitorial&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Cleaning&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Marketing Consulting&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Retail&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Call now for an immediate quote. 949.498.7017&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6642983091780013053'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6642983091780013053'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2021/06/pofessional-small-business-package.html' title='POFESSIONAL SMALL BUSINESS PACKAGE'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6114748631335552548</id><published>2021-03-22T12:33:00.003-07:00</published><updated>2021-03-22T15:49:30.535-07:00</updated><title type='text'>BASED IN CALIFORNIA ONCE AGAIN</title><content type='html'>&lt;p&gt;&amp;nbsp;&lt;/p&gt;&lt;p class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt;&quot;&gt;I’m
23. back home on a permanent basis. Right now, I am near San Diego as I begin the
24. (difficult) task of finding a home. <o:p></o:p></span></p>
25.  
26. <p class="MsoNormal"><span style="font-family: Arial, sans-serif; font-size: 12pt;">My
27. clients and contacts will be seeing more of me and on a regular basis.</span></p>
28.  
29. <p class="MsoNormal"><span style="font-family: Arial, sans-serif; font-size: 12pt;">As
30. much as I loved Texas, I really am happy to be back and begin seeing everyone again.&lt;/span&gt;&lt;/p&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6114748631335552548'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6114748631335552548'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2021/03/imback-home-on-permanent-basis.html' title='BASED IN CALIFORNIA ONCE AGAIN'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-7004959043210434238</id><published>2020-11-04T10:57:00.002-08:00</published><updated>2021-06-18T16:05:58.251-07:00</updated><title type='text'>PROFESSIONAL SMALL BUSINESS PACKAGE</title><content type='html'>&lt;p&gt;We now offer packages for 120 professions and 4 lines of business. These coverages may include General Liability, Errors &amp;amp; Omissions, Inland Marine (Property), and Workers&#39; Compensation.&lt;/p&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Availability includes Startups.&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Major Categories of Professional include:&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;ul&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Architecture &amp;amp; Engineering&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Beauty/Health/Wellbeing&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Business Consulting&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;IT Consulting &amp;amp; Technology&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Janitorial&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Cleaning&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Marketing Consulting&lt;/span&gt;&lt;/li&gt;&lt;li&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Retail&lt;/span&gt;&lt;/li&gt;&lt;/ul&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span face=&quot;Arial, Helvetica, sans-serif&quot;&gt;Call now for an immediate quote. 949.498.7017&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/7004959043210434238'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/7004959043210434238'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/11/professional-small-business-package.html' title='PROFESSIONAL SMALL BUSINESS PACKAGE'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-5294360837915405757</id><published>2020-07-20T12:26:00.002-07:00</published><updated>2020-07-20T12:26:29.481-07:00</updated><title type='text'>QUICK UPDATE ON MY CALIFORNIA VISIT </title><content type='html'>&lt;br /&gt;
31. <div class="MsoNormal">
32. <span style="font-family: "Arial",sans-serif; font-size: 12.0pt; line-height: 107%;">I was able to leave Galveston on June 20<sup>th</sup> and am
33. slowly headed back (yes I’ve been wandering) to SoCal arriving on August 1<sup>st</sup>
34. and staying through September.<span style="mso-spacerun: yes;">  </span>Now I just
35. hope L.A. doesn’t get locked down again as I plan on seeing clients and friends.<o:p></o:p></span></div>
36. &lt;br /&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5294360837915405757'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5294360837915405757'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/07/quick-update-on-my-california-visit.html' title='QUICK UPDATE ON MY CALIFORNIA VISIT '/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-9110402626263429197</id><published>2020-03-31T10:47:00.000-07:00</published><updated>2020-03-31T10:47:26.127-07:00</updated><title type='text'>UPDATE ON MY CALIFORNIA RETURN</title><content type='html'>&lt;br /&gt;
37. <div class="MsoNormal">
38. <span style="font-family: Arial, Helvetica, sans-serif;">First and most important, I hope you’re all well and healthy
39. and surviving the stay at home order without losing your mind.<o:p></o:p></span></div>
40. <div class="MsoNormal">
41. <br /></div>
42. <div class="MsoNormal">
43. <span style="font-family: Arial, Helvetica, sans-serif;">It was my plan to head back to SoCal in mid to late May, but
44. I see no way that can happen. First, I’m not willing to travel until the virus
45. is so under control that there is little to no chance of infection and everything
46. is opened up, and then there’s the coach: It is already past the service date
47. and the closest place to have it done (Rush Truck Center) is 35 to 40 miles
48. away. Again, until this is well and truly under control, I’m not even willing
49. to take an Uber ride for a quarter of a mile, much less 35 or 40! Nor am I
50. willing to risk going on the road when it is past its service date.<o:p></o:p></span></div>
51. <div class="MsoNormal">
52. <br /></div>
53. <div class="MsoNormal">
54. <span style="font-family: Arial, Helvetica, sans-serif;">My hope now is to leave mid to late summer. If not, late fall
55. / early winter. If the latter occurs maybe I can squeeze in a vacation in
56. summer to Michigan and Wisconsin.<o:p></o:p></span></div>
57. <div class="MsoNormal">
58. <br /></div>
59. <div class="MsoNormal">
60. <span style="font-family: Arial, Helvetica, sans-serif;">I guess I’m stuck experiencing the awful heat and humidity
61. of the Houston area – something I hoped to avoid for as long as possible!<o:p></o:p></span></div>
62. <div class="MsoNormal">
63. <br /></div>
64. <div class="MsoNormal">
65. <span style="font-family: Arial, Helvetica, sans-serif;">Other than going to the market and picking up takeout food
66. for lunch, spending an hour or so on the pool deck and occasionally taking a
67. scooter ride around the Strand, I am in the same boat as you: locked in my
68. place under a stay home order. I have little to no work and man it gets boring.</span><o:p></o:p></div>
69. &lt;br /&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/9110402626263429197'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/9110402626263429197'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/03/update-on-my-california-return.html' title='UPDATE ON MY CALIFORNIA RETURN'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-7997705653494505546</id><published>2020-03-10T11:30:00.000-07:00</published><updated>2020-03-10T11:30:06.719-07:00</updated><title type='text'>HEALTH CARE SHARING MINISTRIES (HCSM)</title><content type='html'>&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;Health Care Sharing Ministries (“HCSMs”) are organizations in which members often share a common set of religious or ethical beliefs and agree to make payments to, or share, the medical expenses of other members. HCSMs operate either by matching paying members with those who need funds for medical expenses or “sharing” health costs on a voluntary basis. HCSMs may present coverage in ways that look and feel similar to health insurance, but claim to offer an “alternative” to health insurance. HCSMs often cost less than health insurance. However, before you sign consumers up for an HCSM, there are some things you should know:&lt;/span&gt;&lt;br /&gt;
70. <span style="font-family: Arial, Helvetica, sans-serif;"><br /></span>
71. <div>
72. <span style="font-family: Arial, Helvetica, sans-serif;">• <b>HCSMs don’t guarantee payment of claims.</b> That means that while they may share funds with members who have health needs, they are not legally required to do so.</span></div>
73. <div>
74. <span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
75. <div>
76. <span style="font-family: Arial, Helvetica, sans-serif;">• <b>HCSMs usually cap what they will pay.</b> This means that even if an HCSM will cover your treatment, the HCSM may stop paying once the treatment costs exceed a certain dollar amount, leaving you with the bill.</span></div>
77. <div>
78. <span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
79. <div>
80. <span style="font-family: Arial, Helvetica, sans-serif;">• Most HCSMs claim they are not insurance and are therefore exempt from state law. This is untrue. To the extent HCSMs are transacting insurance they fall under the jurisdiction of the Department of Insurance and must have a valid license in order to do business in California. Whether a particular medical service will be covered is completely up to the Sharing Ministry and what is covered can change at any time without prior notice. Most HCSMs do not comply with the consumer protections of the federal Affordable Care Act (ACA), like covering treatments for pre-existing conditions or capping out-of-pocket costs. If care or treatment is not covered, insureds cannot appeal for an independent medical review overseen by the State of California</span></div>
81. <div>
82. <span style="font-family: Arial, Helvetica, sans-serif;"><br /></span></div>
83. <div>
84. <span style="font-family: Arial, Helvetica, sans-serif;">• <b>HCSMs usually don't have provider networks, so members may be charged full price by doctors and hospitals, rather than the lower negotiated rates charged to consumers who have insurance coverage.</b></span></div>
85. <div>
86. <span style="font-family: Arial, Helvetica, sans-serif;"><b></b><br /></span></div>
87. <div>
88. <span style="font-family: Arial, Helvetica, sans-serif;">•<b> HCSMs may provide value to some, but they pose a risk to others because they often provide limited benefits.</b></span></div>
89. <div>
90. <span style="font-family: Arial, Helvetica, sans-serif;"><b></b><br /></span></div>
91. &lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;• Under certain circumstances membership in a health care sharing ministry exempts members from the state individual health insurance mandate, but only if the ministry meets a specific a definition found in the Affordable Care Act (ACA). Many HCSMs do NOT meet this definition and therefore membership does not exempt individuals from the state or federal mandate.&lt;/span&gt;&lt;br /&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/7997705653494505546'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/7997705653494505546'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/03/health-care-sharing-ministries-hcsm.html' title='HEALTH CARE SHARING MINISTRIES (HCSM)'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6651213257230035573</id><published>2020-02-12T11:35:00.001-08:00</published><updated>2023-03-07T12:01:03.199-08:00</updated><title type='text'>PROFESSIONAL SMALL BUSINESS PACKAGE</title><content type='html'>&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;We now offer packages for 120 professions and 4 lines of business. These coverages may include General Liability, Errors &amp;amp; Omissions, Inland Marine (Property), and Workers&#39; Compensation.&lt;/span&gt;&lt;br /&gt;
92. <span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
93. <span style="font-family: Arial, Helvetica, sans-serif;">Availability includes Startups.</span><br />
94. <span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
95. <span style="font-family: Arial, Helvetica, sans-serif;">Major Categories of Professional include:</span><br />
96. <span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
97. <ul>
98. <li><span style="font-family: Arial, Helvetica, sans-serif;">Architecture & Engineering</span></li>
99. <li><span style="font-family: Arial, Helvetica, sans-serif;">Beauty/Health/Wellbeing</span></li>
100. <li><span style="font-family: Arial, Helvetica, sans-serif;">Business Consulting</span></li>
101. <li><span style="font-family: Arial, Helvetica, sans-serif;">IT Consulting & Technology</span></li>
102. <li><span style="font-family: Arial, Helvetica, sans-serif;">Janitorial</span></li>
103. <li><span style="font-family: Arial, Helvetica, sans-serif;">Cleaning</span></li>
104. <li><span style="font-family: Arial, Helvetica, sans-serif;">Marketing Consulting</span></li>
105. <li><span style="font-family: Arial, Helvetica, sans-serif;">Retail</span></li>
106. </ul>
107. <span style="font-family: Arial, Helvetica, sans-serif;"></span><br />
108. &lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;Call now for an immediate quote. 949.498.7017&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6651213257230035573'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6651213257230035573'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/02/professional-small-business-package.html' title='PROFESSIONAL SMALL BUSINESS PACKAGE'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-5911459784406023625</id><published>2020-01-28T09:07:00.003-08:00</published><updated>2020-01-28T09:28:04.301-08:00</updated><title type='text'>MAJOR ANNOUNCEMENT REGARDING ADULT ENTERTAINMENT POLICIES</title><content type='html'>
109.  
110. <br />
111. <span style="font-family: Arial, Helvetica, sans-serif;"><span style="color: black; line-height: 107%;">I've just been
112. notified that the carrier we broker’s use for adult entertainment is
113. withdrawing from the market effective 4-30-20. Anyone renewing or wanting
114. coverage before than will be okay.</span><span style="color: black; line-height: 107%;"><br style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;" />
115. <br style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;" />
116. </span><span style="color: black; line-height: 107%;"><span style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;">I have no idea what
117. admitted / rated carrier will become available but will searching long and wide.</span></span><span style="color: black; line-height: 107%;"><br style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;" />
118. <br style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;" />
119. </span><span style="color: black; line-height: 107%;"><span style="-webkit-text-stroke-width: 0px; box-sizing: border-box; orphans: 2; word-spacing: 0px;">I'll update
120. whenever possible.</span></span></span><span style="line-height: 107%;"></span><br />
121.  
122.  
123. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5911459784406023625'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5911459784406023625'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/01/major-announcement-regarding-adult.html' title='MAJOR ANNOUNCEMENT REGARDING ADULT ENTERTAINMENT POLICIES'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-1273813901459283813</id><published>2020-01-08T10:47:00.002-08:00</published><updated>2020-01-08T10:47:47.800-08:00</updated><title type='text'>IS IT TIME FOR EMPLOYERS TO RECONSIDER HSAs, HRAs AND FSAs?</title><content type='html'>&lt;span style=&quot;font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;&quot;&gt;For years now it has been common practice to only offer standard HMOs and PPOs to your employees, but as premium, deductibles, and max-out-pockets continue to reach for the sky, now may be the time to look at additional options.&amp;nbsp;&lt;/span&gt;&lt;br /&gt;
124. <span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
125. <span style="font-family: "arial" , "helvetica" , sans-serif;">Below are explanations of each:</span><span style="font-family: "arial" , "helvetica" , sans-serif;"><b><br /></b></span><br />
126. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b><br /></b></span>
127. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b>HSA</b></span><br />
128. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b><br /></b></span>
129. <span style="font-family: "arial" , "helvetica" , sans-serif;">A Health Savings Account (HSA) is a tax-deductible savings account that is owned and funded by the employee to help save for - and cover - qualified health care expenses and prescriptions. Like a bank account, HSA funds remain with the member, but can only be spent on health care expenses. Insurance Companies can pair an HSA with a High Deductible Health Plan (HDHP) or Consumer Driven Health Plan (CDHP<span style="font-size: xx-small;">(1) </span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: xx-small;">)</span></span><span style="font-family: "arial" , "helvetica" , sans-serif;"> to help cover out-of-pocket medical expenses, including prescription drugs. Like the HRA, employers can add funds to an HSA as a rewards program for employees who engage in healthy lifestyle choices.</span><br />
130. <span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
131. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b>HRA</b></span><br />
132. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b></b><br /></span>
133. <span style="font-family: "arial" , "helvetica" , sans-serif;">A Health Reimbursment Account (HRA) is an employer-funded health savings account. Insuarance Companies can pair an HRA with a High Deductible Health Plan (HDHP) or a Consumer-Driven Health Plan (CDHP) to help employees pay for covered costs. CDHPs often require employees to pay the deductible first, before the HRA account will reimburse additional health care costs. Employers can also add funds to the HRA to establish a rewards program for employees who engage in healthy lifestyle choices.</span><br />
134. <span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
135. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b>FSA</b></span><br />
136. <span style="font-family: "arial" , "helvetica" , sans-serif;"><b></b><br /></span>
137. <span style="font-family: "arial" , "helvetica" , sans-serif;">A Flexible Spending Account (FSA) is an arrangement that employees set up with their employers, allowing them to set aside pre-tax money to pay various kinds of expenses, like co-insurance or child care, for example. An FSA  can be paired with any plan. Insurance Companies can set up an FSA that is directly integrated with medical claims processing, so employees are automatically reimbursed for eligible out-of-pocket expenses.</span><br />
138. <span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"><br /></span>
139.  
140. <b><span style="font-family: "arial" , "helvetica" , sans-serif;">CDHP</span><span style="font-family: "arial" , "helvetica" , sans-serif; font-size: xx-small;"> (1)</span></b><br />
141. <span style="font-family: "arial" , "helvetica" , sans-serif; font-size: xx-small;"><b></b><br /></span>
142. <span style="font-family: "arial" , "helvetica" , sans-serif; font-size: xx-small;">Typically, CDHPs have lower premiums but higher deductibles (the amount members pay out-of-pocket for health services before the health plan pays). CDHPs are typically paired with Health Savings Accounts (HSA). An HSA is a tax-exempt bank account, set up to help save for - and cover - qualified health care expenses and prescriptions. A CDHP combined with an HSA or other type of health account may also be called a high deductible health plan (HDHP).</span><br />
143. <span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="font-size: xx-small;"></span><i></i><i></i><br /></span>
144. &lt;span style=&quot;font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;&quot;&gt;&lt;br /&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/1273813901459283813'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/1273813901459283813'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2020/01/is-it-time-for-employers-to-reconsider_8.html' title='IS IT TIME FOR EMPLOYERS TO RECONSIDER HSAs, HRAs AND FSAs?'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-2361039615006911543</id><published>2019-11-08T10:47:00.003-08:00</published><updated>2019-11-08T10:47:46.900-08:00</updated><title type='text'>I WANT YOUR BUSINESS!</title><content type='html'>
145.  
146. <br />
147. <span style="font-family: Arial, Helvetica, sans-serif;">If you’re in CA, TX, FL, NV, or TN I want to earn your
148. business! I’ve exclusively insured the entertainment Industry since 1994 and specialize
149. in Production, Concerts, Touring Bands, and Large Events. Only write for A-Rated
150. carriers and have a great track record.  Please call me: 949.498.7017 or 800-829-8445. You
151. can also visit www.zeboray.com</span><br />
152.  
153.  
154. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2361039615006911543'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2361039615006911543'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2019/11/i-want-your-business.html' title='I WANT YOUR BUSINESS!'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-8688104948714213702</id><published>2019-10-04T11:21:00.000-07:00</published><updated>2019-10-04T12:29:51.139-07:00</updated><title type='text'>Why it’s important to fully understand Production Insurance</title><content type='html'>&lt;div style=&quot;font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;&quot;&gt;
155. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
156. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">Production Insurance actually encompasses multiple
157. policies. These can include General Liability, Inland Marine, Hired/Non-Owned
158. Auto Liability, and Work Comp.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
159. </div>
160. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
161. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
162. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
163. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
164. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">Today I am going to focus on the relationship between
165. Inland Marine and Hired / Non-Owned Auto Liability (HNOA), specifically damage
166. to vehicles and rented locations.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
167. </div>
168. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
169. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
170. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
171. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
172. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">HNOA provides for liability to damage caused by you – the
173. insured – against another’s property – for example an auto accident. So can you
174. assume the same will hold true if you hit one of your Hired Autos with another?
175. No, not unless you have Hired/Non-Owned Auto Physical Damage coverage. Most
176. assume that because both vehicles are property of others it should be, but once
177. those vehicles are in your care, custody, and control it is no longer
178. considered someone else’s property.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
179. </div>
180. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
181. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
182. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
183. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
184. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">The same can be applied to locations. If you drive your hired
185. auto into a building on the main street (that has no relation to the shoot),
186. damage to that building is covered under your HNOA policy. But what if you
187. accidently drive it into the location you are filming at? There will be no
188. coverage for that location unless you have Third Party Property Damage (aka
189. location insurance). This is for the very same reason as the paragraph above –
190. the location is in your care, custody, and control.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
191. </div>
192. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
193. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
194. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
195. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
196. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">While these are two examples, there are enough to fill a
197. small book. It is for this reason that you want to explore all potential
198. options when contacting your broker for a Production Insurance quote. If you
199. don’t have a full understanding of all the caveat’s you run the risk of a major
200. financial loss.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
201. </div>
202. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
203. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
204. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
205. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
206. <span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="background-color: black;"><span style="color: white;"><span style="font-family: "verdana" , sans-serif;">And above else, pay close attention to the term Care,
207. Custody, and Control, as that plays a huge and often overlooked part in whether
208. a claim is paid.</span><span style="font-family: "verdana" , sans-serif;"> </span></span></span></span></span></span></div>
209. </div>
210. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0px; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
211. <span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></div>
212. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
213. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
214. <span style="background-color: black; color: white; font-family: "arial" , "helvetica" , sans-serif;">Few people take the time to read their policies but I can’t
215. stress enough how important it is to do so. Highlight anything you don’t
216. understand and ask your broker for an explanation. You may well find there is
217. additional coverage you’ll want to add – before it’s too late.</span></div>
218. </div>
219. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
220. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
221. <span style="font-family: "verdana";"><span style="color: white;"></span><span style="color: white;"></span><span style="font-family: "arial" , "helvetica" , sans-serif;"></span><span style="color: black;"></span><span style="background-color: black;"></span><span style="color: white;"></span><br /></span></div>
222. </div>
223. <div style="font-style: normal; font-variant: normal; font-weight: 400; letter-spacing: normal; margin: 0in 0in 0pt; text-align: left; text-decoration: none; text-indent: 0px; text-transform: none; white-space: normal; word-spacing: 0px;">
224. <div style="margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px;">
225. <span style="font-family: "verdana";"><i><span style="color: white;"><span style="color: white;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: black;"><span style="font-family: "arial" , "helvetica" , sans-serif;"><span style="color: black;">Greg @ <a href="http://zeboray.com/">zeboray.com</a></span></span></span></span></span></span></i></span></div>
226. </div>
227. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: white;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: white;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;arial&amp;quot; , &amp;quot;helvetica&amp;quot; , sans-serif;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black;&quot;&gt;&lt;/span&gt;&lt;br /&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/8688104948714213702'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/8688104948714213702'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2019/10/why-its-important-to-fully-understand.html' title='Why it’s important to fully understand Production Insurance'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-2398386379114520200</id><published>2019-06-13T11:36:00.000-07:00</published><updated>2019-06-13T11:36:40.481-07:00</updated><title type='text'>I’M HEADING BACK TO CALIFORNIA</title><content type='html'>
228.  
229. <br />
230. <span style="font-family: Arial, Helvetica, sans-serif;">I
231. arrive on Monday July 1<sup>st</sup> and look forward to again seeing my
232. clients face-to-face. </span><br />
233.  
234.  
235. <br />
236. <span style="font-family: Arial, Helvetica, sans-serif;">Travelling
237. over the past two years, I have seen a lot of this country and enjoyed every
238. minute of it (well except the 550 or so miles through West Texas!). I believe my
239. work has gone smoothly and that each of my customers experienced no difficulty
240. with my service and connecting with me.</span><br />
241. <br />
242. <span style="font-family: Arial, Helvetica, sans-serif;">I
243. hope my recent Twitter / LinkedIn updates have proven beneficial to you. I believe
244. I have picked some real good topics to help you with your entertainment
245. business.</span><br />
246.  
247.  
248. <br />
249. <span style="font-family: Arial, Helvetica, sans-serif;">See
250. you soon!</span><br />
251.  
252.  
253. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2398386379114520200'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2398386379114520200'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2019/06/im-heading-back-to-california.html' title='I’M HEADING BACK TO CALIFORNIA'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-4605377012786952071</id><published>2019-06-04T11:41:00.000-07:00</published><updated>2019-06-04T11:41:53.254-07:00</updated><title type='text'>TWITTER and LINKEDIN UPDATES</title><content type='html'>
254.  
255. <br />
256. <span style="font-family: Arial, Helvetica, sans-serif;">I’ve begun to post blog updates from others in the music and
257. film industry. I’m doing this as a way to help my clients – even if it doesn’t
258. involve insurance. The sources I’ve chosen appear to be very knowledgeable and
259. popular with high ratings so I’m sure you’ll find something of value in these postings!
260. Please follow me on Twitter @GregZeboray to view these updates. Just note that
261. these come from third parties so I don’t assume any liability regarding accuracy.</span><br />
262.  
263.  
264. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/4605377012786952071'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/4605377012786952071'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2019/06/twitter-and-linkedin-updates_98.html' title='TWITTER and LINKEDIN UPDATES'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6310851561376425816</id><published>2019-06-03T09:55:00.002-07:00</published><updated>2019-06-03T09:55:53.167-07:00</updated><title type='text'>TWITTER and LINKEDIN UPDATES</title><content type='html'>
265.  
266. <br />
267. <span style="font-family: Arial, Helvetica, sans-serif;">I’ve begun to post blog updates from others in the music and
268. film industry. I’m doing this as a way to help my clients – even if it doesn’t
269. involve insurance. The sources I’ve chosen appear to be very knowledgeable and
270. popular. However, I am not endorsing or guaranteeing their accuracy and assume no
271. liability should their information prove wrong. Please follow me on Twitter
272. @GregZeboray I’m sure you’ll find something of value in these postings!</span><i style="mso-bidi-font-style: normal;"></i><br />
273.  
274.  
275. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Arial, Helvetica, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6310851561376425816'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6310851561376425816'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2019/06/twitter-and-linkedin-updates.html' title='TWITTER and LINKEDIN UPDATES'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-3972013045938771824</id><published>2019-05-17T11:00:00.000-07:00</published><updated>2019-05-21T10:59:57.775-07:00</updated><title type='text'>APPLYING FOR ERRORS &amp; OMMISSIONS INSURANCE?</title><content type='html'>&lt;span style=&quot;font-family: &amp;quot;verdana&amp;quot; , sans-serif;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;verdana&amp;quot; , sans-serif;&quot;&gt;&lt;/span&gt;&lt;br /&gt;
276. <div style="margin: 0px 0px 10.66px;">
277. <span style="font-family: "verdana" , sans-serif; font-size: small;">I frequently get inquiries for (Production) E & O
278. insurance and it seems many of those aren’t really prepared. To apply, you
279. first need to have retained a Clearance Attorney. Why? Because the attorney not
280. only sets all your clearance procedures, they are also named on the insurance
281. application. Because that comes with significate risk for them, it is also
282. common for the attorney to review the entire – completed production, including
283. the underlying documents, to ensure that all necessary rights have been
284. obtained and that there are no defamation, privacy, copyright or trademark
285. violations.</span></div>
286. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
287. <div style="margin: 0px 0px 10.66px;">
288. <span style="font-family: "verdana" , sans-serif; font-size: small;">If you don’t have a clearance attorney, you may want to
289. consider Ted Gerdes (Gerdes Law in Beverly Hills, gerdeslaw.com). I’ve used him
290. for years and he is as thorough and diligent as they come.</span></div>
291. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
292. <div style="margin: 0px 0px 10.66px;">
293. <span style="font-family: "verdana" , sans-serif; font-size: small;">You’ll need to make sure that you have (among other items):</span></div>
294. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
295. <ul>
296. <li><div style="margin: 0px 0px 10.66px;">
297. <span style="font-family: "verdana" , sans-serif; font-size: small;">Written warranties from all writers and other content
298. providers</span></div>
299. </li>
300. </ul>
301. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
302. <ul>
303. <li><div style="margin: 0px 0px 10.66px;">
304. <span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><span style="font-family: "calibri"; font-size: small;">Written agreement from all performers or persons appearing
305. </span><span style="font-family: "calibri"; font-size: small;">in your production</span></span></span></div>
306. </li>
307. </ul>
308. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
309. <ul>
310. <li><div style="margin: 0px 0px 10.66px;">
311. <span style="font-family: "verdana" , sans-serif; font-size: small;">Musical rights releases</span></div>
312. </li>
313. </ul>
314. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
315. <div style="margin: 0px 0px 10.66px;">
316. <span style="font-family: "verdana" , sans-serif; font-size: small;">Also, if you want title coverage make sure that you have
317. obtained a title report and opinion letter.</span></div>
318. <span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif;"></span><br />
319. <div style="margin: 0px 0px 10.66px;">
320. <span style="font-family: "verdana" , sans-serif; font-size: small;">I know this sounds overwhelming, but E&O is a very
321. complicated form of insurance that protects many entities, including
322. distributors and broadcasters. #productioninsurance</span></div>
323. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: &amp;quot;calibri&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/3972013045938771824'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/3972013045938771824'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2018/05/applying-for-errors-ommissions-insurance.html' title='APPLYING FOR ERRORS &amp; OMMISSIONS INSURANCE?'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-2881506200273070490</id><published>2018-09-17T11:44:00.000-07:00</published><updated>2018-09-18T08:55:42.921-07:00</updated><title type='text'>PULLING A PERMIT FOR FILM LA OR CITY/COUNTY JURISDICTIONS?</title><content type='html'>&lt;br /&gt;
324. <div style="margin: 0px 0px 10.66px;">
325. <span style="font-family: "verdana" , sans-serif;">When preparing certificates for the above, please contact us
326. rather than creating directly. Most all organizations require endorsements along
327. with the cert, and those are not something you can do yourself. It will save
328. you plenty of time and hassle if you have us to do it from the get-go.</span></div>
329. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: &amp;quot;calibri&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;verdana&amp;quot; , sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2881506200273070490'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2881506200273070490'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2018/09/pulling-permit-for-film-la-or.html' title='PULLING A PERMIT FOR FILM LA OR CITY/COUNTY JURISDICTIONS?'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6888246834611767729</id><published>2018-01-16T09:58:00.000-08:00</published><updated>2018-01-16T09:58:55.948-08:00</updated><title type='text'>Important Update</title><content type='html'>
330.  
331. <br />
332. <div style="margin: 0px 0px 10.66px;">
333. <span style="font-family: Verdana, sans-serif;">Last June I began exploring the country. My two cats and I
334. have been living in my bus and on the road since. Currently, I’m in San Antonio,
335. where I’ve been since mid-December, and will be until January 29<sup>th</sup>
336. when I head to South Padre Island. </span></div>
337. <div style="margin: 0px 0px 10.66px;">
338. <span style="font-family: Verdana, sans-serif;">I work (at my desk) 6 to 8 hours per day, so it’s important
339. to note is that I’ve been working with you over the past 7 months from the road
340. with virtually no hick-up, and I’m confident that my service has remained just
341. as it was when in San Clemente. I will continue to travel to L.A. to see
342. clients, so I’ll be around.</span></div>
343. <br />
344. <div style="margin: 0px 0px 10.66px;">
345. <span style="font-family: Verdana, sans-serif;">As for security, I use my own secure internet connection –
346. not the RV parks – so your information is every bit as secure as it is in my
347. San Clemente office.</span></div>
348. <br />
349. <div style="margin: 0px 0px 10.66px;">
350. <span style="font-family: Verdana, sans-serif;">My business continues to be based there, and thanks to
351. Microsoft Cloud, it is business as usual for me.</span></div>
352. <br />
353. <div style="margin: 0px 0px 10.66px;">
354. <span style="font-family: Verdana, sans-serif;">If you have any concerns or feel my service has been sub-par
355. over the past seven months, please let me know. Service of my customers remains
356. my number 1 priority.</span></div>
357. <br />
358. <div style="margin: 0px 0px 10.66px;">
359. <span style="font-family: Verdana, sans-serif;">How long this last and how far I go is anyone’s guess. To
360. show you how slow I’ve been rolling, I’ve only been to AZ, NM, OK, and a third
361. of Texas. I’ve seen most cities, mountains, and important museums in each
362. state, and prefer to settle at each for a while, so I can learn the area, people,
363. and sites. I do know the next Texas stops will include South Padre Island,
364. Corpus Christi, Houston, Austin, Waco, and Dallas. So far, it has been an
365. amazing journey! I wish I could tell you all the cities I’ve been to and what
366. I’ve experienced thus far, but it would take an email the size of a small book.</span></div>
367. <br />
368. <div style="margin: 0px 0px 10.66px;">
369. <span style="font-family: Verdana, sans-serif;">If you’re interested, here is my work area on the bus:</span></div>
370. <div style="margin: 0px 0px 10.66px;">
371. <br /></div>
372. <div class="separator" style="clear: both; text-align: center;">
373. <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOqS8YKAfGu4U3Fxlm-mHeQAbbvE-DeVnyvWv5XgJgVv7cTxjg6YJYy5hZOygjvGiY6h2f-5Gh1WDEjU1n0V0Zn2q0fRpViaCqv2rgyw_UhMlz7sRzxaKhUsHlwsIRb36VeirmIldH6S1E/s1600/bus_desk.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img border="0" data-original-height="480" data-original-width="640" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOqS8YKAfGu4U3Fxlm-mHeQAbbvE-DeVnyvWv5XgJgVv7cTxjg6YJYy5hZOygjvGiY6h2f-5Gh1WDEjU1n0V0Zn2q0fRpViaCqv2rgyw_UhMlz7sRzxaKhUsHlwsIRb36VeirmIldH6S1E/s320/bus_desk.JPG" width="320" /></span></a></div>
374. <div style="margin: 0px 0px 10.66px;">
375. <br /></div>
376. <div style="margin: 0px 0px 10.66px;">
377. <span style="font-family: Verdana, sans-serif;">Please note my new mailing address: </span></div>
378. <br />
379. <div style="margin: 0px;">
380. <span style="font-family: Verdana, sans-serif;">514 Americas Way #8735 </span></div>
381. <br />
382. <div style="margin: 0px 0px 10.66px;">
383. <span style="font-family: Verdana, sans-serif;">Box Elder SD 57719</span></div>
384. <br />
385. <div style="margin: 0px 0px 10.66px;">
386. <span style="font-family: Verdana, sans-serif;">That is a mail forwarding service that collects and forwards
387. me my mail when requested.</span></div>
388. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Verdana, sans-serif;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6888246834611767729'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6888246834611767729'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2018/01/important-update.html' title='Important Update'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhOqS8YKAfGu4U3Fxlm-mHeQAbbvE-DeVnyvWv5XgJgVv7cTxjg6YJYy5hZOygjvGiY6h2f-5Gh1WDEjU1n0V0Zn2q0fRpViaCqv2rgyw_UhMlz7sRzxaKhUsHlwsIRb36VeirmIldH6S1E/s72-c/bus_desk.JPG" height="72" width="72"/></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6920410799631556742</id><published>2017-04-03T13:18:00.001-07:00</published><updated>2017-04-03T13:18:07.220-07:00</updated><title type='text'>Insurance Across State Lines</title><content type='html'>
389.  
390. <br />
391. <div style="margin: 0px 0px 11px;">
392. <span style="font-family: Verdana, sans-serif;">In the now-failed ACA repeal and replace bill was a plan to
393. eventually allow health insurers to sell across state lines. While I support the
394. idea, there is one huge answer that has not been addressed: provider
395. agreements. Would each physician be forced to sign a provider contract with
396. every out of state insurer they deal with, or do these agreements go by the wayside
397. and
398. each policy contain a provision stating the maximum the will pay on any one procedure
399. code? Surely they won't just pay whatever the provider bills (?). If anyone knows the answer I’d love to hear it, as this is too important to
400. not be addressed – especially when the stated aim is to lower insurance
401. premiums.</span></div>
402. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6920410799631556742'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6920410799631556742'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2017/04/insurance-across-state-lines.html' title='Insurance Across State Lines'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-6125086510927689062</id><published>2017-03-23T13:22:00.000-07:00</published><updated>2017-03-23T13:22:15.201-07:00</updated><title type='text'>No To Republican Health Care Proposal</title><content type='html'>
403.  
404. <br />
405. <div style="margin: 0px 0px 11px;">
406. <span style="font-family: Verdana, sans-serif;">I want go on record as opposing this plan. Everyone reading
407. this knows I don’t like The Affordable Care Act (aka ObamaCare), so how could I
408. possibly support another version of it? The only thing that will come out of the
409. Ryan/ Trump plan is higher costs to consumers, greater budget deficits, and
410. more uninsured.</span></div>
411. <br />
412. <div style="margin: 0px 0px 11px;">
413. <span style="font-family: Verdana, sans-serif;">They need to start over completely with a plan that allows
414. ala carte coverage, and reverts to the old system of – say – 500.00 deductible,
415. 25/75% co-insurance, and a max out of pocket of 5,000., and do away with mandatory
416. “essential” health benefits such as pediatric dental and vision (people can but
417. it if needed).</span></div>
418. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6125086510927689062'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/6125086510927689062'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2017/03/no-to-republican-health-care-proposal.html' title='No To Republican Health Care Proposal'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-390822650298002028</id><published>2016-09-08T13:52:00.000-07:00</published><updated>2016-09-08T13:52:09.998-07:00</updated><title type='text'>This Last Lonely Place</title><content type='html'>
419.  
420. <br />
421. <div style="margin: 0in 0in 0pt;">
422. <span style="font-family: Verdana, sans-serif;">A project we insured, “This Last Lonely Place" is now
423. available on iTunes and Amazon and will soon be available on other streaming platforms,
424. VOD and DVD. Links are below.</span></div>
425. <br />
426. <div style="margin: 0in 0in 0pt;">
427. <span style="font-family: Verdana, sans-serif;">A modern times film noir produced by the Humphry Bogart Estate,
428. if features many well-known actors and takes place in Los Angeles. </span></div>
429. <br />
430. <div style="margin: 0in 0in 0pt;">
431. <span style="font-family: Verdana, sans-serif;">I saw this movie during its premiere at the Newport Film
432. Festival and am quite confident you will really enjoy it.</span></div>
433. <br />
434. <div style="margin: 0in 0in 0pt;">
435. <span style="font-family: Verdana, sans-serif;">I suspect the ending will really surprise you – it did
436. everyone at the festival.</span></div>
437. <div style="margin: 0in 0in 0pt;">
438. <span style="font-family: verdana;"><br /></span></div>
439. <div style="margin: 0in 0in 0pt;">
440. <a href="https://itunes.apple.com/us/movie/this-last-lonely-place/id1133088439"><span style="color: blue; font-family: Verdana, sans-serif;">https://itunes.apple.com/us/movie/this-last-lonely-place/id1133088439</span></a></div>
441. <br />
442. <div style="margin: 0in 0in 0pt;">
443. <a href="https://www.amazon.com/This-Lonely-Place-Xander-Berkeley/dp/B01L3FY696"><span style="color: blue; font-family: Verdana, sans-serif;">https://www.amazon.com/This-Lonely-Place-Xander-Berkeley/dp/B01L3FY696</span></a></div>
444. <b></b><i></i><u></u><sub></sub><sup></sup><strike><span style="font-family: Verdana, sans-serif;"><br /></span></strike><br />
445. &lt;span style=&quot;font-family: Verdana, sans-serif;&quot;&gt;&lt;i&gt;Greg @ &lt;a href=&quot;http://zeboray.com/&quot;&gt;zeboray.com&lt;/a&gt;&lt;/i&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/390822650298002028'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/390822650298002028'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2016/09/this-last-lonely-place.html' title='This Last Lonely Place'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-1556356433774637071</id><published>2016-08-17T15:01:00.000-07:00</published><updated>2016-08-17T15:01:56.210-07:00</updated><title type='text'>Is This the Future with Covered California?</title><content type='html'>
446.  
447. <br />
448. <div style="margin: 0in 0in 0pt;">
449. <span style="font-family: Verdana, sans-serif;">What the following announcement from Blue Shield means is
450. that you will no longer control who your primary care physician is – something that
451. has always been a significant benefit of a PPO plan.</span></div>
452. <br />
453. <div style="margin: 0in 0in 0pt;">
454. <span style="font-family: Verdana, sans-serif;">Will all the others (including Anthem) follow suit? Don’t
455. bet against it.</span></div>
456. <br />
457. <div style="margin: 0in 0in 0pt;">
458. <span style="font-family: Verdana, sans-serif;">We chose to get out of individual insurance when the ACA
459. became effective solely because of our prediction of nothing but nightmares –
460. and unfortunately it has been proving true.</span></div>
461. <br />
462. <div style="margin: 0in 0in 0pt;">
463. <strong><span style="color: #0070c0; font-family: "Arial",sans-serif; font-size: 15.0pt; mso-fareast-font-family: "Times New Roman";">Covered California introduces a new feature for PPO members</span></strong></div>
464. <br />
465. <div style="margin: 0in 0in 0pt;">
466. <span style="font-family: "Arial",sans-serif;"><span style="background-color: black; color: white;">On August 16, 2016, Covered California sent a notification to
467. members introducing a new addition to PPO plans. Starting in 2017, Blue Shield
468. of California will match a Primary Care Physician (PCP) for all of our
469. on-exchange and off-exchange IFP PPO members enrolled in non-grandfathered
470. plans</span><strong><span style="font-family: "Arial",sans-serif;"><span style="background-color: black; color: white;">.</span></span></strong><span style="background-color: black; color: white;"> <br />
471. <br />
472. Although this update offers our members the ability to build a
473. relationship with a PCP, this does not change the way our members access care.
474. Members of non-grandfathered PPO plans will continue to have the freedom to
475. choose specialists and other providers – without referrals inside or outside
476. the network – as they do now. <br />
477. <br />
478. This new feature gives our PPO members a central point of contact in the health
479. system for receiving long-term, comprehensive, coordinated care for most health
480. needs. PPO </span></span><span style="font-family: "Arial",sans-serif;"><span style="background-color: black; color: white;">members
481. are able to switch PCPs at any time. There is no
482. action for members to take. Blue Shield will provide additional details on this
483. new feature in the coming weeks</span></span></div>
484. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;&lt;span style=&quot;background-color: black;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: white;&quot;&gt;&lt;/span&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/1556356433774637071'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/1556356433774637071'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2016/08/is-this-future-with-covered-california.html' title='Is This the Future with Covered California?'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-5883516720463407419</id><published>2016-07-18T12:45:00.001-07:00</published><updated>2016-07-18T12:46:59.125-07:00</updated><title type='text'>Touring Band / Performers Insurance</title><content type='html'>&lt;br /&gt;
485. <div style="margin: 0in 0in 0pt;">
486. <span style="font-family: Verdana, sans-serif;">Touring Performers Insurance is designed for bands,
487. entertainers, and performers that travel and perform shows while on the road.
488. This program provides a comprehensive portfolio of coverage required by such
489. risks. The program is flexible enough to cover any number of tours or shows
490. during the policy term.</span></div>
491. <span style="font-family: Verdana, sans-serif;"></span><br />
492. <div style="margin: 0in 0in 0pt;">
493. <span style="font-family: Verdana, sans-serif;">Eligible entertainers include music of any category
494. (other than rap/hip-hop), comedians, speakers, performers and more. The program
495. may also be utilized for house bands, cover bands, and undiscovered bands that
496. require an annual policy in order to perform at small venues</span></div>
497. <span style="font-family: Verdana, sans-serif;"></span><br />
498. <div style="margin: 0in 0in 0pt;">
499. <span style="font-family: Verdana, sans-serif;">Limits are available up to 10 million for liability.
500. Equipment can be covered for up to 5.0 million. The program is available to
501. risks based in the U.S. and covers the U.S. and Canada. However, risks with
502. foreign exposure may purchase coverage to cover that exposure as well.</span><br />
503. <span style="font-family: Verdana;"><br /></span>
504. <span style="font-family: Verdana;"><br /></span></div>
505. <div class="separator" style="clear: both; text-align: center;">
506. <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVqv9oa0HJo_rg65GNXKy7iof15RW195nripqFPTZ3LXvqM0QhLFv8xyN0q-9bISZvFE75yJ71aNR7mX9yHjxRk3yReew545cxwKIGrO6g2OzX1A2Y66ZqRB4aWDstyW8JujpckKsr727i/s1600/pexels-photo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVqv9oa0HJo_rg65GNXKy7iof15RW195nripqFPTZ3LXvqM0QhLFv8xyN0q-9bISZvFE75yJ71aNR7mX9yHjxRk3yReew545cxwKIGrO6g2OzX1A2Y66ZqRB4aWDstyW8JujpckKsr727i/s320/pexels-photo.jpg" width="320" /></a></div>
507. <b></b><i></i><u></u><sub></sub><sup></sup><strike><br /></strike>
508. <div class="separator" style="clear: both; text-align: center;">
509. <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzvK62xupd_Ukb9ka_M_MG_wxxRepXNatxejfKQt2il59O11Z6kISLu5b6fNiTbWdpFUs9n42jTYFBW56TlbTu5-LsF0vvwNZMFPa09FFyfKONt-rF4qk4Zm6e7LuIjpw4uP2cVZ6p0Xbd/s1600/pexels-photo_620.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"></a></div>
510. </content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5883516720463407419'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5883516720463407419'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2016/07/touring-band-performers-insurance.html' title='Touring Band / Performers Insurance'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVqv9oa0HJo_rg65GNXKy7iof15RW195nripqFPTZ3LXvqM0QhLFv8xyN0q-9bISZvFE75yJ71aNR7mX9yHjxRk3yReew545cxwKIGrO6g2OzX1A2Y66ZqRB4aWDstyW8JujpckKsr727i/s72-c/pexels-photo.jpg" height="72" width="72"/></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-2223847299199102070</id><published>2016-03-23T10:47:00.000-07:00</published><updated>2016-03-23T10:47:17.852-07:00</updated><title type='text'>Co-Producers for Insurance purposes? Bad idea!</title><content type='html'>&lt;span style=&quot;font-family: Verdana, sans-serif;&quot;&gt;Lately there has been a trend amongst small producers to “buy” insurance by entering into a co-producer agreement. But they’re not buying insurance. They are buying a piece of potentially worthless paper to rent locations, equipment, and etc.&lt;/span&gt;&lt;br /&gt;
511. <span style="font-family: verdana;"><br /></span>
512. <span style="font-family: Verdana, sans-serif;">If you’re really  buying insurance why isn’t your name shown as a named insured on the certificates of insurance, film permit filing, and et cetera?</span><br />
513. <span style="font-family: Verdana, sans-serif;">Let’s look at some of the risk you take:</span><br />
514. <ul>
515. <li><span style="font-family: Verdana, sans-serif;">Your name is shown along with the co-producer on rental agreements, and once a claim is filed the carrier may only cover (at best) the portion the co-producer is responsible for – leaving you completely exposed.</span></li>
516. <li><span style="font-family: Verdana, sans-serif;">Look at the insurance limits: for example, $250,000 in rented misc. equipment is the total annual limit. Do you know how much of that has been set aside for claims by others? There might be nothing left to cover your damage. Buy your own policy in your name and the limits are yours alone</span></li>
517. <li><span style="font-family: Verdana, sans-serif;">God forbid you have a general or hired/non-owned auto liability claim.</span></li>
518. <li><span style="font-family: Verdana, sans-serif;">This practice is actually illegal in the state of California. Why you ask? the insurance carrier doesn’t know who you are and never had a chance to underwrite the risk.</span></li>
519. </ul>
520. <span style="font-family: Verdana, sans-serif;">So there you have it. If you really want to be insured, spend the extra money and do it right. There may well be a time where you’re glad you did.</span><br />
521. <span style="font-family: Verdana, sans-serif;"><br /></span>
522. <span style="font-family: Verdana, sans-serif;">As they say, “nothing good is cheap and nothing cheap is good!”</span><br />
523. <br />
524. &lt;em&gt;&lt;span style=&quot;font-family: Verdana, sans-serif;&quot;&gt;Greg Zeboray @ &lt;/span&gt;&lt;a href=&quot;http://zeboray.com/&quot;&gt;&lt;span style=&quot;font-family: Verdana, sans-serif;&quot;&gt;zeboray.com&lt;/span&gt;&lt;/a&gt;&lt;/em&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2223847299199102070'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/2223847299199102070'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2016/03/co-producers-for-insurance-purposes-bad.html' title='Co-Producers for Insurance purposes? Bad idea!'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author></entry><entry><id>tag:blogger.com,1999:blog-3032493212057294182.post-5893722689100901810</id><published>2016-03-18T10:27:00.004-07:00</published><updated>2016-03-18T10:27:46.736-07:00</updated><title type='text'>The Original Bat Cave in Bronson Canyon</title><content type='html'>
525.  
526. <br />
527. <div style="margin: 0in 0in 8pt;">
528. <span style="font-family: Verdana, sans-serif;">Griffith Park:
529. here is the entrance to the bat cave from the original show back in the 60’s.
530. Man I loved that show as a kid, and I bet #P-22 likes the cave too!</span></div>
531. <div class="separator" style="clear: both; text-align: center;">
532. <a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYjyHjoFsRdPRX3iOVocnrQiXkvh2kkcuLFqnde7C5ITDwCgEXU0xtp1QrPCbq_nRJjdhOCNcSqGoWmdF8iFl6zr7ZnN0eVhto6LCOU3A3E24ZfpUe1dOIhazp3Q8XaMZFJ5WSfQqBk5-8/s1600/20160316_204439974_iOS.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYjyHjoFsRdPRX3iOVocnrQiXkvh2kkcuLFqnde7C5ITDwCgEXU0xtp1QrPCbq_nRJjdhOCNcSqGoWmdF8iFl6zr7ZnN0eVhto6LCOU3A3E24ZfpUe1dOIhazp3Q8XaMZFJ5WSfQqBk5-8/s320/20160316_204439974_iOS.jpg" width="320" /></a></div>
533. &lt;b&gt;&lt;/b&gt;&lt;i&gt;&lt;/i&gt;&lt;u&gt;&lt;/u&gt;&lt;sub&gt;&lt;/sub&gt;&lt;sup&gt;&lt;/sup&gt;&lt;strike&gt;&lt;/strike&gt;</content><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5893722689100901810'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3032493212057294182/posts/default/5893722689100901810'/><link rel='alternate' type='text/html' href='http://zeborayblogaddress.blogspot.com/2016/03/the-original-bat-cave-in-bronson-canyon_18.html' title='The Original Bat Cave in Bronson Canyon'/><author><name>Greg</name><uri>http://www.blogger.com/profile/16190289424461705144</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiYjyHjoFsRdPRX3iOVocnrQiXkvh2kkcuLFqnde7C5ITDwCgEXU0xtp1QrPCbq_nRJjdhOCNcSqGoWmdF8iFl6zr7ZnN0eVhto6LCOU3A3E24ZfpUe1dOIhazp3Q8XaMZFJ5WSfQqBk5-8/s72-c/20160316_204439974_iOS.jpg" height="72" width="72"/></entry></feed>

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