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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>Bictok</title> <atom:link href="https://www.bictok.com/feed/" rel="self" type="application/rss+xml" /> <link>https://www.bictok.com</link> <description>Booming News with Us</description> <lastBuildDate>Sat, 21 Dec 2024 08:21:28 +0000</lastBuildDate> <language>en-US</language> <sy:updatePeriod> hourly </sy:updatePeriod> <sy:updateFrequency> 1 </sy:updateFrequency> <generator>https://wordpress.org/?v=6.7.2</generator> <item> <title>How to Maximize Efficiency with Dewatering Pumps</title> <link>https://www.bictok.com/how-to-maximize-efficiency-with-dewatering-pumps/</link> <comments>https://www.bictok.com/how-to-maximize-efficiency-with-dewatering-pumps/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Sat, 21 Dec 2024 08:21:19 +0000</pubDate> <category><![CDATA[General]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2193</guid> <description><![CDATA[<p>It is easy to overlook the maintenance of dewatering pumps. This is because they are frequently concealed in sump pools. […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/how-to-maximize-efficiency-with-dewatering-pumps/">How to Maximize Efficiency with Dewatering Pumps</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>It is easy to overlook the maintenance of dewatering pumps. This is because they are frequently concealed in sump pools. Until something goes wrong with them. You may end up with water pools everywhere.</p> <p>Regular maintenance is essential for pumps to function at their best. In this blog, we will go over key maintenance tips. This will increase their dependability and efficiency.</p> <h2 class="wp-block-heading">Proper lubrication</h2> <p>Pump parts require proper lubrication to operate well. You should regularly inspect and oil the pump’s bearings and other moving components. </p> <p>You must do this per the manufacturer’s instructions. Proper greasing lowers heat, wear and tear, and friction. This increases pump life and efficiency.</p> <h2 class="wp-block-heading">Regular inspection and cleaning</h2> <p><a href="https://pumpbiz.com/manufacturer/ebara" target="_blank" rel="noopener">Pumpbiz</a> experts always stress how crucial routine cleaning and inspection are for the longevity of pumps. Sediment, silt, and dust accumulate in a pump’s impeller and intake. It can lower its effectiveness and even cause damage. </p> <p>Examine and clean your dewatering pump’s parts regularly. You should use the right tools and cleaning solutions. Additionally, examine the pump for any blockages or obstructions in the intake screens or filters. These can restrict water flow and put stress on the pump.</p> <h2 class="wp-block-heading">Take care of the engine and motor</h2> <p>Engine or electric motor-powered dewatering pumps require more maintenance. Observe the manufacturer’s recommended maintenance schedule.</p> <p>This includes checking the electrical connections, changing the oil, and checking the fuel filters. Pump performance is reliable and consistent with a properly maintained engine or motor. </p> <h2 class="wp-block-heading">Look out for leaks</h2> <p>Leakage reduces the effectiveness of dewatering pumps. Always check for leaks in all hoses and seals regularly. Even small leaks can result in reduced pumping capacity and substantial energy waste. To preserve optimal performance, fix any leaks as soon as possible. Replace damaged seals or tighten connections.</p> <h2 class="wp-block-heading">Resolve vibration issues</h2> <p>Overvibrating pumps can harm them and reduce their efficiency. Always verify the safety and stability of the pump’s foundation and installation. </p> <p>What if you notice sudden vibrations when operating? You should investigate and address the problem immediately. Common causes of vibration include:</p> <ul class="wp-block-list"><li>Impeller failure</li> <li>Worn-out bearings</li> <li>Misalignment</li></ul> <h2 class="wp-block-heading">Monitor the pump’s performance</h2> <p>Keep a close eye on your pumps’ operation to spot any odd variations or inefficiencies. You should monitor the pump’s pressure, power usage, and flow rate.</p> <p>Deviations from standard operating conditions could indicate potential issues that need to be addressed. Early problem detection can prevent downtime and expensive malfunctions.</p> <h2 class="wp-block-heading">Store the pump appropriately</h2> <p>Always store your dewatering pump in a clean, dry location when not in use. The pump should not be exposed to extreme weather elements. </p> <p>Proper storage prolongs the life of pump components and prevents corrosion. This reduces the need for premature replacements.</p> <h2 class="wp-block-heading">Perform routine pump testing</h2> <p>You should conduct regular performance tests. This is to ensure your dewatering pump is operating as efficiently as possible. </p> <p>Testing will help you find inefficiencies—for instance, a high power consumption or a lower flow rate. Then, take corrective action in accordance with the test findings. This will keep the pump operating at its best.</p> <h1 class="wp-block-heading">The takeaway</h1> <p>Maintaining your dewatering pump can ensure optimal performance and a prolonged lifespan. Create a preventative maintenance schedule involving cleaning and regular component checks.</p> <figure class="wp-block-image"><img decoding="async" src="https://lh7-rt.googleusercontent.com/docsz/AD_4nXet09gaQ0u6sbB7e4m_kQrv6nxw49q9z8RJb6dT3CPcF4MQAgapeBjQYA3WyOVyj5XPRGC_uTATrUf3k25z9TzOWQpg4KymECq6AXjuIxsUEidblzWU9W4ozVgyelZVq8L-wNr5Dx-RsDTVjiMA?key=NZMkOq7kPhzROZ2ECMqeQQAz" alt=""/></figure><p><p>The post <a rel="nofollow" href="https://www.bictok.com/how-to-maximize-efficiency-with-dewatering-pumps/">How to Maximize Efficiency with Dewatering Pumps</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/how-to-maximize-efficiency-with-dewatering-pumps/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>When To Buy Travel Insurance Before The Trip?</title> <link>https://www.bictok.com/when-to-buy-travel-insurance-before-the-trip/</link> <comments>https://www.bictok.com/when-to-buy-travel-insurance-before-the-trip/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Wed, 22 Nov 2023 13:34:53 +0000</pubDate> <category><![CDATA[Finance]]></category> <category><![CDATA[Travel Insurance]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2185</guid> <description><![CDATA[<p>What is travel insurance? The friend who comes to your aid just when you need it is how travel insurance […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/when-to-buy-travel-insurance-before-the-trip/">When To Buy Travel Insurance Before The Trip?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>What is travel insurance? The friend who comes to your aid just when you need it is how travel insurance works. Most families and tour companies make extensive plans for their travel, itineraries, and costs. They can learn more about <a href="https://www.youtube.com/watch?v=_PJofgYZe4U&t=1s?utm_source=bslandnewsnow.com&utm_medium=target1&utm_campaign=jul23&utm_term=how-to-buy-travel-health-insurance&utm_content=travel" target="_blank" rel="noopener"><strong>how to buy travel health insurance</strong></a><strong> </strong>and how travel insurance policies can benefit them financially if something unexpected happens by doing more research. </p> <p><strong>When Should One Purchase Travel Insurance?</strong></p> <p>Typically, people book their flights, hotels, and other travel-related stops a little after purchasing travel insurance. What does the word “little” mean, exactly? </p> <p><strong>Long Delay Between Booking Date And Travel Date</strong></p> <p>The time between the day you finalise your reservations and the day you depart for your trip will determine the answer. You can wait a little while before booking the travel insurance if you are making your reservations for your trip several months in advance. This makes sense because securing early benefits you from canceling early without incurring significant fees. </p> <p><strong>Booking After The Deadline And A Smaller Gap Before Departure</strong></p> <p>The majority of us don’t plan our trips months in advance. We may have a plan initially, but we make the reservations closer to the departure date. In this situation, purchase <strong>Bajaj Allianz travel insurance</strong> as soon as possible, ideally within days of making travel and lodging arrangements. The benefit of pre-departure coverage is the primary motivation for doing this, and it’s very straightforward. Before making a hasty purchase, it is advisable to compare travel insurance plans. This will help you find the ideal plan with all the necessary inclusions and added <strong>benefits of travel insurance. </strong></p> <p><strong>When Should You Purchase Travel Insurance?</strong></p> <p>Purchasing travel insurance may not make sense if you are organising a trip. An illustration will help you better understand: For over a year, Shruti and Mahesh had been discussing taking a trip to Prague. By the end of December, they agreed to take work-related time off and had money saved up for the journey. Being the one who started the relationship, Shruti made all the reservations, including the appropriate hotels, flights, sightseeing tours, and taxis. She approved of the preparation! Mahesh advised her to purchase <strong>Bajaj Allianz international travel insurance</strong> as the departure date drew near. Shruti reasoned that she could still buy the insurance a few days before departure since she was sure they would travel. Shruti hired more people for the most significant project two days before they were scheduled to depart. The file appeared on her desk at the end of the day, and she couldn’t pass up the chance. When she got home, Mahesh was very understanding of her work obligations. But as she began cancelling each reservation, she realised she had passed the deadline for still-free cancellations. She ultimately had to pay substantial fines. Was there any way Shruti could have saved money on these expenses? Yes. She could purchase travel insurance as soon as she made the reservations. Insurance policies frequently cover work obligations as valid justifications for trip cancellations. Claims are subject to terms and conditions set forth under the travel insurance policy. *</p> <p>Subscribe to <a href="https://www.youtube.com/@BajajAllianzGIC?utm_source=bslandnewsnow.com&utm_medium=target2&utm_campaign=jul23&utm_term=bajaj-allianz-general-insurance-youtube-channel&utm_content=travel" target="_blank" rel="noopener"><strong>Bajaj Allianz General Insurance Youtube Channel</strong></a> here!</p> <p>*Standard T&C Apply</p> <p>Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/when-to-buy-travel-insurance-before-the-trip/">When To Buy Travel Insurance Before The Trip?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/when-to-buy-travel-insurance-before-the-trip/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Does Travel Insurance Cover Business Trips?</title> <link>https://www.bictok.com/does-travel-insurance-cover-business-trips/</link> <comments>https://www.bictok.com/does-travel-insurance-cover-business-trips/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Wed, 22 Nov 2023 13:29:55 +0000</pubDate> <category><![CDATA[Finance]]></category> <category><![CDATA[Travel Insurance]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2184</guid> <description><![CDATA[<p>When traveling for business, you must include business travel insurance coverage in your plans if you want to be covered […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/does-travel-insurance-cover-business-trips/">Does Travel Insurance Cover Business Trips?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>When traveling for business, you must include business travel insurance coverage in your plans if you want to be covered in case something unplanned happens. You might experience a postponed trip, lost luggage, illness, or an accident. Buying business travel insurance will comfort you, knowing you are protected and can concentrate on your work, making your trip less stressful. However, you might be wondering about the extent of coverage of business trips in travel insurance. Let us help. </p> <p><strong>Do I Need Travel Insurance For Business?</strong></p> <p>Although it is not legally required, you should always buy business travel insurance before leaving on a business trip. In this way, business travel insurance protects you in the event of unforeseen events, such as illness, theft of your belongings, robbery, etc. However, you only require <a href="https://www.youtube.com/watch?v=_PJofgYZe4U&t=1s?utm_source=bsbictok.com&utm_medium=target1&utm_campaign=jul23&utm_term=bajaj-allianz-travel-insurance&utm_content=travel" target="_blank" rel="noopener"><strong>Bajaj Allianz travel insurance</strong></a> aimed for business travel if you are going on a business trip specifically or if you fall into one of the following categories:</p> <ul class="wp-block-list"><li>A worker sent on business by their employer. </li> <li>An employer who frequently sends workers on the road. </li> <li>A self-employed or freelancer who frequently goes on business trips.</li></ul> <p>Of course, some employers pay for their employees’ business travel insurance, so ask your employer if they offer this service. </p> <p><strong>Types of Travel Insurance for Business Travellers</strong></p> <p>Depending on how frequently and where you travel, there are various types of business travel insurance you can buy: </p> <ul class="wp-block-list"><li><strong>Single-Trip:</strong> This business travel insurance is ideal if you don’t travel often throughout the year. As the name implies, this type of insurance is affordable and sufficient to cover the necessities and business equipment for a single trip. </li></ul> <ul class="wp-block-list"><li><strong>Multi-trip Travel Insurance: </strong>Annual business <strong>international travel insurance online </strong>is ideal if you travel frequently. In this case, purchasing multi-trip business travel insurance will save costs over purchasing single-trip policies for each business trip. ##</li></ul> <ul class="wp-block-list"><li><strong>Domestic Business Travel Insurance:</strong> You might consider getting domestic business travel insurance if you live in India and travel frequently within it. Anywhere you go within the country is covered by this kind of insurance. Anyone who makes lengthy domestic trips should take note of this.</li></ul> <ul class="wp-block-list"><li><strong>International Business Travel Insurance:</strong> You should purchase international business travel insurance if you frequently travel for business outside your home country. International insurance protects you and your business equipment no matter where you travel. </li></ul> <p>Business travel insurance is also available in individual packages that cover you on an individual basis or in group packages that cover a team traveling on business. There are several <strong>benefits of travel insurance.</strong></p> <p><strong>What Is Covered by Business Travel Insurance?</strong></p> <p>Business travel insurance policies typically cover the following: </p> <ul class="wp-block-list"><li>Checked-in baggage and passport loss</li> <li>Medical emergencies (including repatriation). </li> <li>The costs of sending a colleague to your place in an emergency.</li> <li>Hijacking of plane </li> <li>Personal liability, etc. *</li></ul> <p>The coverage of one plan may differ from that of the other. You must research and choose the plan that meets your needs so that you do not face difficulties during your corporate trip. This can not only help you have a financial backup but also provide peace of mind so that you can focus on your work. Claims are subject to terms and conditions set forth under the travel insurance policy.</p> <p>Subscribe to <a href="https://www.youtube.com/@BajajAllianzGIC?utm_source=bsbictok.com&utm_medium=target2&utm_campaign=jul23&utm_term=bajaj-allianz-general-insurance-youtube-channel&utm_content=travel" target="_blank" rel="noopener"><strong>Bajaj Allianz General Insurance Youtube Channel</strong></a> here!</p> <p>* Standard T&C Apply</p> <p>## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply.</p> <p>Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/does-travel-insurance-cover-business-trips/">Does Travel Insurance Cover Business Trips?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/does-travel-insurance-cover-business-trips/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Reasons Why ZEE5 Should Be Your Go To TV And Movies App</title> <link>https://www.bictok.com/5-reasons-why-zee5-should-be-your-go-to-tv-and-movies-app/</link> <comments>https://www.bictok.com/5-reasons-why-zee5-should-be-your-go-to-tv-and-movies-app/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 25 Jul 2023 06:56:00 +0000</pubDate> <category><![CDATA[Entertainment]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2180</guid> <description><![CDATA[<p>Since its launch, Zee5 has only grown from strength to strength in terms of app experience and content library. Thanks […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/5-reasons-why-zee5-should-be-your-go-to-tv-and-movies-app/">5 Reasons Why ZEE5 Should Be Your Go To TV And Movies App</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>Since its launch, Zee5 has only grown from strength to strength in terms of app experience and content library. Thanks to this and its unique set of attributes, Zee5 is one of the most rapidly adopted streaming platforms in India. With an ever growing catalog of originals and exclusives, the Zee5 content catalog runs deep, which means that there is always something for someone on the platform. This article is about 5 reasons why Zee5 should be your TV and <a href="https://play.google.com/store/apps/details?id=com.graymatrix.did&hl=en_US&gl=US&pli=1&utm_source=content_syndication&utm_medium=aso_backlink_may_23&utm_campaign=play_store_article&utm_term=moviesapp" target="_blank" rel="noopener">movies app</a> of choice.</p> <ol class="wp-block-list"><li>Made In India For India</li></ol> <p>It can perhaps be safely said that Zee5 is a TV and <a href="https://play.google.com/store/apps/details?id=com.graymatrix.did&hl=en_US&gl=US&pli=1&utm_source=content_syndication&utm_medium=aso_backlink_may_23&utm_campaign=play_store_article&utm_term=moviesapp" target="_blank" rel="noopener">movie app</a> that is Indian inside out. This app was launched in 2018 and has since garnered approximately 120 million subscribers in the span of just under 5 years. This can be attributed to the fact that, since its inception, the core team behind Zee5 has been adding a multitude of shows and films to its ever growing roster.</p> <ol class="wp-block-list" start="2"><li>Stylish And Intuitive User Interface</li></ol> <p>The user interface of the platform, irrespective of the kind of device it is accessed on, stays sleek and minimal, which ensures a smooth app surfing and streaming experience. What’s more, the purple color scheme of ZEE5 is fairly easy on the eyes. It is even lighter than several other streamers out there, which translates to faster loading times and minimal lag. The ZEE5 app is available for all Android and Apple devices and can also be installed on Smart TVs and streaming sticks.</p> <ol class="wp-block-list" start="3"><li>Carry Your Television With You On The Go</li></ol> <p>ZEE5 is one of the very few streamers in India that lets you access live TV wherever you are, as long as you have a stable internet connection. Catch up on your favorite ZEE5 TV show or stay up to date on the latest happenings in the world with our selection of news channels. You name it, we have it on our platform.</p> <ol class="wp-block-list" start="4"><li>A Pocket Friendly Affair</li></ol> <p>Access to a myriad of TV shows and movies has never been this affordable. You can get a ZEE5 premium subscription for just ₹699 a year. What do you get in return? Access to a whole realm that is filled with engaging films and TV shows. Not only that, you will also get to stream select popular reality TV shows and stay up to date on the happenings of your favorite reality TV stars.</p> <ol class="wp-block-list" start="5"><li>A Little Something For Everyone</li></ol> <p>The skyrocketing popularity of ZEE5 can be credited to the fact that the platform perhaps has the most diverse range of content in India. As far as the Indian audience alone goes, one can find shows in a staggering 12 different regional languages. Want to watch your favorite Hollywood movie in English or feel like catching up on some of the classics in Orissa? ZEE5 is the streamer for you. However, the platform is not restricted to just content from English-speaking nations and India. ZEE5 is also home to some of the most well known content from Korea. Some of them are even underrated gems that are waiting to be discovered and subsequently enthral you.</p> <p>What are you waiting for? Take a look at what ZEE5 has to offer right away!</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/5-reasons-why-zee5-should-be-your-go-to-tv-and-movies-app/">5 Reasons Why ZEE5 Should Be Your Go To TV And Movies App</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/5-reasons-why-zee5-should-be-your-go-to-tv-and-movies-app/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is ELSS a convenient option for retirement seekers to save taxes and adequate funds?</title> <link>https://www.bictok.com/is-elss-a-convenient-option-for-retirement-seekers-to-save-taxes-and-adequate-funds/</link> <comments>https://www.bictok.com/is-elss-a-convenient-option-for-retirement-seekers-to-save-taxes-and-adequate-funds/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 30 May 2023 12:01:11 +0000</pubDate> <category><![CDATA[Finance]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2176</guid> <description><![CDATA[<p>There are various financial products and pension schemes like PPF (public provident fund), tax saving FDs (fixed deposits), NPS (national […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/is-elss-a-convenient-option-for-retirement-seekers-to-save-taxes-and-adequate-funds/">Is ELSS a convenient option for retirement seekers to save taxes and adequate funds?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>There are various financial products and pension schemes like PPF (public provident fund), tax saving FDs (fixed deposits), NPS (national pension system), EPF (employee provident fund), etc. For ages, investors have invested in such traditional options to secure their retirement days. These options are usually low risk in nature and provide steady returns. However, with the rise in awareness about market products, today’s generation, particularly the millennials and Gen Z have started investing in market-linked products like ELSS (equity-linked savings scheme) to accumulate adequate retirement corpus.</p> <p><strong>What is an ELSS (equity-linked savings scheme)?</strong></p> <p>ELSS is a kind of mutual fund investment scheme that invests in equities and equity-linked products. Such funds offer you the opportunity to grow your investible over the long term. ELSS is even considered a tax saving fund owing to the provision of tax benefits of up to Rs 1.50 lakh as per Section 80 C. Apart from this, <a href="https://www.axismf.com/elss" target="_blank" rel="noopener">ELSS</a> even provides a lock-in of only three years, which is looked upon as the shortest lock-in among all tax-saving products. For instance, PPF has a lock-in of 15 years, tax-saving FDs have a lock-in of 5 years, NPS has a lock-in until retirement, etc. So, ELSS has the shortest lock-in, meaning you have complete freedom to redeem your assets and meet your goals as and when they approach. </p> <p>Also, when it comes to returns, ELSS has the potential to offer higher returns than traditional tax-saving instruments like PPF, FD, EPF, etc. This is because ELSS returns are associated directly with the stock market. So, this may get you wondering if ELSS is risky. The answer to this is yes, ELSS come with some risk percentage as they invest a considerable portion of your investible in equities. However, to meet the risk, you can consider investing in ELSS funds for a long period. This strategy can enable you to lower your credit risk and even endow you with the chance of increasing your returns. As retirement is a long-term financial goal, ELSS is a prudent financial product you must consider adding to your investment portfolio for inflation-beating returns. </p> <p><strong>Key features of investing in ELSS – </strong></p> <p>∙ A minimum of 80 per cent of the investments in ELSS are invested in equity instruments. </p> <p>∙ Minimum limit to invest in ELSS is Rs 500.</p> <p>∙ You can avail a tax deduction of up to Rs 1.50 lakh as per Section 80 C. </p> <p>∙ Lock-in period to invest in ELSS is three years.</p> <p>∙ You can select either dividend or growth option when investing in ELSS.</p> <p>∙ High returns are possible but note that returns are not assured owing to its market-linked nature.</p> <p><strong>Why must you consider ELSS for retirement corpus generation?</strong></p> <ul class="wp-block-list"><li><strong>Easy investment</strong></li></ul> <p>The procedure to invest in ELSS is remarkably simple and easy. Once you have selected the preferred ELSS scheme, you just need to use an online <a href="https://www.axismf.com/mutual-funds-sip-calculator" target="_blank" rel="noopener">SIP calculator</a> to figure out the monthly contribution you must make in the chosen ELSS plan to accumulate the desired corpus over the estimated time period. Once you have figured out the monthly contribution, you can begin investing periodically in the ELSS scheme through the SIP mode. Note that the SIP mode offers you benefits like rupee cost averaging, and compounding effect, and helps you imbibe financial discipline. </p> <ul class="wp-block-list"><li><strong>Diversification</strong></li></ul> <p>Markets fluctuate and you as a retail investor may not want to risk losing out on your investments during an economic downturn. However, as the ELSS scheme invests in a variety of sectors and stocks, they may offer excellent diversification in a cost-efficient and simple manner. </p> <ul class="wp-block-list"><li><strong>Professional management</strong></li></ul> <p>ELSS mutual funds are managed by experts called fund managers. They are professionals with substantial experience in the stock market and can control funds based on extensive market research. The basic agenda of fund managers is to offer inflation-beating returns on investment. So, when you begin your ELSS investment, you do not require being concerned about tracking the market constantly on a daily basis. </p> <p><strong>Ending note</strong></p> <p>Retirement planning is an important process where you must figure out ways to attain them in the best way possible. For this, you must ensure to make investments in the correct avenues to increase your money. As ELSS can offer dual benefits i.e., provide tax savings and offer inflation-beating returns over the long term, it is considered the best instrument to generate and keep your retirement corpus.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/is-elss-a-convenient-option-for-retirement-seekers-to-save-taxes-and-adequate-funds/">Is ELSS a convenient option for retirement seekers to save taxes and adequate funds?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/is-elss-a-convenient-option-for-retirement-seekers-to-save-taxes-and-adequate-funds/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The What and Whys of UPSC Notification</title> <link>https://www.bictok.com/the-what-and-whys-of-upsc-notification/</link> <comments>https://www.bictok.com/the-what-and-whys-of-upsc-notification/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Fri, 28 Apr 2023 09:08:07 +0000</pubDate> <category><![CDATA[Education]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2172</guid> <description><![CDATA[<p>The exam notification released by the Union Public Service Commission is a goldmine of information. The UPSC Notification 2023 contains […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/the-what-and-whys-of-upsc-notification/">The What and Whys of UPSC Notification</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>The exam notification released by the Union Public Service Commission is a goldmine of information. The UPSC Notification 2023 contains the following information:</p> <ol class="wp-block-list"><li>UPSC Exam Dates</li> <li>UPSC Vacancies</li> <li>Exam Centres</li> <li>Exam Fees</li> <li>How to Apply/Online Application Procedure</li> <li>Eligibility for Civil Services Exam (nationality/age limit/number of attempts/educational requirement)</li> <li>UPSC Exam Plan</li> <li>UPSC Posts (for which the civil services exam is held)</li> <li>Latest UPSC CSE Syllabus Notification</li></ol> <p>With ample information available, it can get confusing as to which details one must take in. Keeping this in mind, the article will give an idea about the key areas that candidates need to focus on when going through the <a href="https://byjus.com/free-ias-prep/upsc-notifications/" target="_blank" rel="noopener">UPSC Notification 2023</a>.</p> <p>It is important to note that there are other areas of the UPSC notification that we are not addressing here. Rather, we have provided the information that one needs to focus on first, and understand the reason behind it.</p> <h2 class="wp-block-heading">UPSC Notification 2023: Exam Pattern</h2> <p>The exam pattern provides details like the number of questions, marks allotted, time allotted, nature of the UPSC exam, etc. It will be helpful for candidates in making a useful preparation strategy. This is where we come to the next factor.</p> <h3 class="wp-block-heading">UPSC Notification 2023: Syllabus</h3> <p>The syllabus consists of a list of topics that will be covered in the exam. It is different from the exam pattern as it gives a detailed summary of the topics available at hand. In this manner, candidates will be able to concentrate on their weak areas. This has been the key focus area of many <a href="https://byjus.com/free-ias-prep/ias-toppers-who-cleared-in-first-attempt/" target="_blank" rel="noopener">UPSC Toppers</a> in the past.</p> <h3 class="wp-block-heading">UPSC Notification 2023: Exam Dates</h3> <p>The purpose of providing the exam dates is to familiarise candidates with when they can start preparing for the UPSC exam. This also includes the admit card release dates, as there is a limited time window available for its download. Missing this time window means that the candidate may not be able to attempt the exam altogether.</p> <p>Hence, it is always crucial to keep track of the exam dates for important updates. There can even be sudden changes in the exam dates, which candidates need to be mindful of.</p> <h3 class="wp-block-heading">UPSC Notification 2023: Steps to Apply Online</h3> <p>It is obvious that most candidates may not be aware of the steps to apply for the UPSC exam and other processes. It is important to follow this segment as it gives step-by-step instructions to fill up the necessary data like name, address, telephone number, etc. Other important steps, such as the fee payment, will also be included. Such instructions must be followed to the letter.</p> <h3 class="wp-block-heading">UPSC Notification 2023: Eligibility</h3> <p>The eligibility criteria give details about the age limit and educational qualifications required to apply for the UPSC exam. Age limit, in particular, is the main area of focus as the relaxation rules vary for different categories of candidates. For some categories, there can be age relaxation, which may not apply to others.</p> <h3 class="wp-block-heading">UPSC Notification 2023: Salary and Perks</h3> <p>This may not be an actual point to be focused on particularly, but for those candidates who are curious about what they are in for after all their hard work, it will give a general idea of the salary hierarchy in the Civil Services.</p> <h3 class="wp-block-heading">Conclusion</h3> <p>There is no surefire way of checking the UPSC Notification; however, the key areas we have mentioned here are the best ways to start. That being said, one must thoroughly analyse the length and breadth of the UPSC Notification. Otherwise, there is always a chance one will miss out on an important detail at a crucial moment.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/the-what-and-whys-of-upsc-notification/">The What and Whys of UPSC Notification</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/the-what-and-whys-of-upsc-notification/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is it beneficial to have multiple savings accounts?</title> <link>https://www.bictok.com/is-it-beneficial-to-have-multiple-savings-accounts/</link> <comments>https://www.bictok.com/is-it-beneficial-to-have-multiple-savings-accounts/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 18 Apr 2023 08:13:20 +0000</pubDate> <category><![CDATA[Finance]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2168</guid> <description><![CDATA[<p>Saving money is an essential habit that everyone should cultivate but managing your savings is just as important. It helps […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/is-it-beneficial-to-have-multiple-savings-accounts/">Is it beneficial to have multiple savings accounts?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>Saving money is an essential habit that everyone should cultivate but managing your savings is just as important. It helps you set aside funds for emergencies, future expenses, or financial goals. In today’s world, where financial planning and savings are more critical than ever, you must consider all the options available. One such option is having multiple savings accounts. You may wonder if having more than one savings account is beneficial. The short answer is yes. </p> <p>Having multiple savings accounts provides the advantage of better managing your money, getting access to different interest rates, and enjoying different features. Here are some of the benefits of having multiple savings accounts:</p> <p><strong>Better organisation of your money: </strong>By utilizing <a href="https://www.kotak.com/en/stories-in-focus/different-types-of-savings-accounts.html?utm_source=organic&utm_medium=blog" target="_blank" rel="noopener">different types of savings accounts</a> for various financial objectives, such as an emergency fund or a down payment on a house, you can easily track your progress towards each specific goal and avoid dipping into one fund to cover expenses in another area.</p> <p><strong>Access to better interest rates: </strong>Different banks offer different interest rates on their savings accounts. By doing a little research and opening accounts with banks offering high interest rates, you can earn more money on your savings overall. Having multiple savings accounts can also help you take advantage of the promotional interest rates that banks offer for new account openings.</p> <p><strong>Effective budgeting of expenses:</strong> Budgeting can be daunting but having multiple savings accounts can make it easier. When you separate your savings goals into different accounts, you can easily see how much money you have available for each goal. This makes creating a budget that aligns with your financial objectives easier. Additionally, you can use one savings account for saving money for goals while another solely for undertaking day-to-day transactions. </p> <p><strong>Avoid overspending: </strong>Having multiple savings accounts can also help you avoid overspending. For example, if you have a single <a href="https://www.kotak.com/en/personal-banking/accounts/savings-account.html?utm_source=organic&utm_medium=blog." target="_blank" rel="noopener">savings account</a> for all your goals and financial needs, you may be tempted to dip into it for non-essential expenses, like eating out or shopping. However, if you have separate accounts for different purposes, you’re less likely to dip into your emergency fund for a shopping spree. This can help you stay disciplined and focused on your financial goals.</p> <p><strong>Access to different banking services:</strong> Different banks in India offer different types of services, such as mobile banking, online banking, and investment services. Having multiple savings accounts allows you to access a wider range of services, allowing you to choose the ones that best suit your needs.</p> <p><strong>Protection of your savings:</strong> If you keep all of your savings in one account, it could be at risk if the bank fails or is hacked. By spreading your savings across multiple accounts at different banks, you can reduce such risk and protect your savings.</p> <p><strong>Ease of transactions: </strong>Having multiple savings accounts can make it easier to transact money. For instance, you could have one account for salary deposits and another for bill payments. This can help you manage your finances more efficiently and avoid the hassle of transferring funds between accounts.</p> <p><strong>To sum up</strong></p> <p>Although managing multiple savings accounts can be more work, it can be a useful method to control spending and reach savings targets. By dividing savings among various accounts, you can accurately monitor how much you have saved for each goal and capitalise on better interest rates and promotional offers. Keeping track of each account’s details is essential to avoid missing fees and to notice fraudulent transactions.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/is-it-beneficial-to-have-multiple-savings-accounts/">Is it beneficial to have multiple savings accounts?</a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/is-it-beneficial-to-have-multiple-savings-accounts/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Highest-Grossing Indian Movies You Need To Add To Your Watchlist</title> <link>https://www.bictok.com/highest-grossing-indian-movies-you-need-to-add-to-your-watchlist/</link> <comments>https://www.bictok.com/highest-grossing-indian-movies-you-need-to-add-to-your-watchlist/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 28 Mar 2023 07:35:09 +0000</pubDate> <category><![CDATA[Finance]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2164</guid> <description><![CDATA[<p>Every year, a new set of films are launched but only a few manage to become the highest-grossing movies ever. […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/highest-grossing-indian-movies-you-need-to-add-to-your-watchlist/"><strong>Highest-Grossing Indian Movies You Need To Add To Your Watchlist</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>Every year, a new set of films are launched but only a few manage to become the highest-grossing movies ever. Recently, the South Indian film industry produced blockbuster films like <a href="https://www.zee5.com/global/movies/details/rrr/0-0-1z5145092" target="_blank" rel="noopener"><strong>RRR</strong></a>, KGF 2, Vikram, and many others. There are a couple of Bollywood films that made the cut as well. In this article, we’ll look at some of the highest-grossing Indian films that made it to the top of box office collections.</p> <ul class="wp-block-list"><li><strong>RRR</strong></li></ul> <p>With a total take of 1,155 crores, Rajamouli’s <strong>RRR</strong> from 2022 defeated masterpieces like Secret Superstar, Bajrangi Bhaijaan, and 2.0, making its place in the list of highest-grossing Indian movies. It earned over 903.68 crores in India, making it the third-highest-grossing movie in India. The movie starred N. T. Rama Rao Jr and Ram Charan as parallel leads. Also, the song Naatu Naatu became a big hit across the globe. M. M. Keeravani composed the song for<a href="https://www.zee5.com/global/movies/details/rrr/0-0-1z5145092?utm_source=exclusive_content&utm_medium=seo&utm_campaign=rrr_core_keyword" target="_blank" rel="noopener"> </a><a href="https://www.zee5.com/global/movies/details/rrr/0-0-1z5145092" target="_blank" rel="noopener"><strong>RRR</strong></a>, which won an Oscar and a Golden Globe Award for Best Original Song.</p> <ul class="wp-block-list"><li><strong>Pathaan</strong></li></ul> <p>Pathaan, starring Shah Rukh Khan, premiered on January 25, 2023, to a roaring box office response, that turned out to be a historic release for King Khan. In just two weeks, the movie made close to Rs 865 crore at international box offices. John Abraham and Deepika Padukone played the major parts in Siddharth Anand’s “Pathaan,” which also included them as co-stars. The movie surpassed Bahubali 2 to become the highest-grossing Hindi movie of all time. Baahubali 2 made Rs 510.99 crores, while Pathaan made Rs 528.29 crores. As of March 20, the film has grossed Rs 656 crores in India and Rs 1048 crores globally.</p> <ul class="wp-block-list"><li><strong>K.G.F: Chapter 2</strong></li></ul> <p>The movie KGF 2 from Sandalwood Cinema caused mayhem at the box office. After passing the Rs 1000 crore mark, it became the fourth Indian film to join the exclusive club. Yash’s movie gained cult status in India. <strong>K.G.F: Chapter 2</strong> is focused on Rocky’s ascent after seizing control of the Kolar Gold Fields. The film surpassed the total collections of Rajamouli’s <strong>RRR </strong>to become the second highest-grossing Indian movie of all time.</p> <ul class="wp-block-list"><li><strong>Ponniyin Selvan: 1</strong></li></ul> <p>In 2022, Mani Ratnam, another well-known director, was capable of bringing audiences back to movie theaters. For his grandiose production Ponniyin Selvan, the talented director enlisted the support of actors such as Vikram, Aishwarya Rai Bachchan, Karthi, Jayam Ravi, Trisha, and others. The first of two parts, Ponniyin Selvan 1, released on September 30, 2022, went on to earn an astounding Rs 500 crore worldwide.</p> <ul class="wp-block-list"><li><strong>The Kashmir Files</strong></li></ul> <p>The Kashmir Files is directed by Vivek Agnihotri. The movie, starring Mithun Chakraborty, Anupam Kher, Darshan Kumar, and Pallavi Joshi, was the subject of numerous controversies both before and after it came out. It was based on the exodus of Kashmiri Hindus from Kashmir in 1990. Yet, the movie still made an incredible amount of money—roughly Rs 345 crore globally.</p> <ul class="wp-block-list"><li><strong>Vikram</strong></li></ul> <p>With the suspenseful thriller Vikram, seasoned actor Kamal Haasan revitalized his career in the film industry. The Lokesh Kanagaraj-directed movie focuses on an undercover black ops leader who must reappear with his team in order to take down a drug cartel. In the action thriller, which also stars Vijay Sethupathi and Fahadh Faasil in key parts, Haasan raised the bar by executing some high-octane action sequences in addition to a compelling story. Vikram made a commendable Rs 425 crore worldwide.</p> <ul class="wp-block-list"><li><strong>Kantara</strong></li></ul> <p>Kantara, the action thriller directed by Rishab Shetty, was the biggest surprise of 2022. Kantara skyrocketed at the box office and ended up making Rs 400.90 crore globally thanks to its favorable audience and critic reviews. The unexpected success of the Kannada film inspired the filmmakers to dub and release it in other languages as well.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/highest-grossing-indian-movies-you-need-to-add-to-your-watchlist/"><strong>Highest-Grossing Indian Movies You Need To Add To Your Watchlist</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/highest-grossing-indian-movies-you-need-to-add-to-your-watchlist/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Buy International Travel Insurance Policy Online?</title> <link>https://www.bictok.com/how-to-buy-international-travel-insurance-policy-online/</link> <comments>https://www.bictok.com/how-to-buy-international-travel-insurance-policy-online/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 14 Mar 2023 12:32:22 +0000</pubDate> <category><![CDATA[Travel]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2160</guid> <description><![CDATA[<p>With the holidays coming up soon, travellers are planning to get everything set up for their trip at the end […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/how-to-buy-international-travel-insurance-policy-online/"><strong>How To Buy International Travel Insurance Policy Online?</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>With the holidays coming up soon, travellers are planning to get everything set up for their trip at the end of the year. Between packing and making reservations, it’s easy to forget to buy <a href="https://www.bajajallianz.com/travel-insurance-online.html?utm_source=bsbictok&utm_medium=target1&utm_campaign=january23&utm_term=international-travel-insurance&utm_content=travel" target="_blank" rel="noopener"><strong>international travel insurance</strong></a>. Many people think that buying travel insurance is an extra cost. But this is the best way to make sure your trip with your family is safe. Here are pointers to help you choose the best travel insurance:</p> <p><strong>What a policy covers</strong></p> <p>A travel insurance plan is made to protect you from all of the things that could go wrong on your trip. The policy can pay back any expenses that were not planned for. Some of the most common things that can be covered by the policy are trip delays, lost bags or passports, delayed bags, medical emergencies, legal liabilities, and so on. So, when you compare policies before buying travel insurance, make sure it covers these basic things. Some of the things the policy covers may not seem that important to you, but you need to make sure that the things that are important to you are there.</p> <p><strong>Amount of premium </strong></p> <p>The premium is the amount of money you have to pay on a regular basis in exchange for coverage. You can find an <strong>international travel insurance </strong>premium calculator on the websites of insurance companies. This will help you figure out how much the premium will be. Compare the prices of the premiums and choose the one that costs the least. You should also look at what the companies are giving you in exchange for the premium. *</p> <p><strong>Claim settlement ratio</strong></p> <p>This is the ratio that shows how well insurance companies are able to pay out claims. The more reliable a company is, the higher the ratio. You can easily compare how quickly different insurance companies pay out claims. After looking at the claim settlement ratio (CSR), invest in a way that makes sense. *</p> <p><strong>Check for exceptions</strong></p> <p>Exclusions are situations, diseases, or injuries that <a href="https://www.bajajallianz.com/travel-insurance-online.html?utm_source=bsbictok&utm_medium=target2&utm_campaign=january23&utm_term=insurance-for-travel-abroad&utm_content=travel" target="_blank" rel="noopener"><strong>insurance for travel abroad</strong></a> doesn’t cover. For example, sports and adventure injuries, diseases that were already present, natural disasters, war, and terrorist attacks are all excluded. So, to get the most coverage, it’s best to choose a policy with the fewest exclusions.</p> <p><strong>Buy online</strong></p> <p>Check out our online travel insurance plans. They are complete and affordable, and you can get all the information you need with just one click. To <a href="https://www.bajajallianz.com/travel-insurance-online.html?utm_source=bsbictok&utm_medium=target3&utm_campaign=january23&utm_term=buy-travel-insurance&utm_content=travel" target="_blank" rel="noopener"><strong>buy travel insurance</strong></a> online, you don’t have to go to one of our branch offices. You get all the information in a few hundredths of a second. This includes the premium, coverage, claim settlement process, eligibility, and documents.</p> <p><strong>Cancellation policy:</strong> Before you buy travel insurance, you should also look into the company’s cancellation policy. Cutting your vacation short or having to cancel it is bad enough. So, get a last-minute cancellation cover to protect yourself. So that your money doesn’t go to waste and you can get money back for all the travel costs you’ve already paid.</p> <p>When it comes to important decisions in life, it’s sometimes a good idea to stop and think, like when you <strong>buy travel insurance online</strong>. It’s always better to look at every part of your travel insurance and choose the one that fits your needs best.</p> <p>In a new location, the last thing you need is to be without insurance. You might not know the language or anyone there. The ideal thing to do is to create a safety net that you can fall back upon in case of any unfortunate incident.</p> <p>You must always ensure that you are ready for any eventuality if you want to have a carefree trip. So yes, get the <strong>flight insurance</strong> and have fun!</p> <p>* Standard T&C Apply</p> <p>Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/how-to-buy-international-travel-insurance-policy-online/"><strong>How To Buy International Travel Insurance Policy Online?</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/how-to-buy-international-travel-insurance-policy-online/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>7 Benefits Of Buying Health Insurance In India</title> <link>https://www.bictok.com/7-benefits-of-buying-health-insurance-in-india/</link> <comments>https://www.bictok.com/7-benefits-of-buying-health-insurance-in-india/#respond</comments> <dc:creator><![CDATA[bictok]]></dc:creator> <pubDate>Tue, 14 Mar 2023 12:27:48 +0000</pubDate> <category><![CDATA[Health]]></category> <guid isPermaLink="false">https://www.bictok.com/?p=2157</guid> <description><![CDATA[<p>Everyone was affected by the pandemic, without a doubt. Still, those who were unprepared financially and lacked health insurance were […]</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/7-benefits-of-buying-health-insurance-in-india/"><strong>7 Benefits Of Buying Health Insurance In India</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></description> <content:encoded><![CDATA[<p>Everyone was affected by the pandemic, without a doubt. Still, those who were unprepared financially and lacked health insurance were the ones who suffered the most. </p> <p>And suppose the deadly Covid-19 pandemic hasn’t served as the most prominent wake-up call for people who do not yet have health insurance, then what will, given how a single hospitalisation may obliterate your life savings in the absence of health insurance? ##</p> <p>Therefore, if you haven’t gotten <strong>health insurance</strong> yet, there’s a good chance that you haven’t yet realised how important it is and what benefits come with it. </p> <ol class="wp-block-list"><li>Pre- and post-hospitalisation costs are covered </li></ol> <p>Contrary to popular belief, most health insurance plans cover more than simply hospital expenses. Subject to the pre-specified maximum and duration, the majority of health insurance policies typically include reimbursement for both pre- and post-hospitalisation costs.</p> <ol class="wp-block-list" start="2"><li>Many different insurance options are available </li></ol> <p>The majority of health insurance providers today provide various <a href="https://www.bajajallianz.com/blog/health-insurance-articles/types-of-health-insurance.html?utm_source=bsbictok&utm_medium=target2&utm_campaign=january23&utm_term=types-of-health-insurance&utm_content=health" target="_blank" rel="noopener"><strong>types of health insurance</strong></a><strong> </strong>than only the most fundamental health insurance plans. Instead, a broad variety of policies are available that are suitable for different target consumers, depending on factors like affordability, claim coverage, included fees, waiting period, flexibility, number of dependents, etc. The most frequently provided plans include Individual Health Insurance, Family Floater Health Insurance Plan, Senior Citizen Health Insurance Plan etc. </p> <ol class="wp-block-list" start="3"><li>The availability of riders, add-ons, and top-up services </li></ol> <p>The availability of add-ons and riders on top of your purchased insurance is another important factor from which you can greatly gain. </p> <p>Here, it’s crucial to remember that basic plans, as their name suggests, typically include basic coverages for hospitalisation, daycare procedures, etc., whereas adding riders or add-ons gives access to other unique or extra features and services like critical illness <a href="https://www.bajajallianz.com/health-insurance-plans.html?utm_source=bsbictok&utm_medium=target3&utm_campaign=january23&utm_term=health-cover&utm_content=health" target="_blank" rel="noopener"><strong>health cover</strong></a>, daily hospital cash, health coach, etc., but at an additional cost.</p> <ol class="wp-block-list" start="4"><li>Introduction of premium payment instalments</li></ol> <p>The IRDAI (Insurance Regulatory and Development Authority of India) has taken action in the last two years or so to address this issue by ordering insurance providers to begin accepting premium payments in instalments in 2019 and 2020, such as monthly EMI or quarterly, half-yearly payments, in addition to the currently available option of an annual lump sum payment. #</p> <ol class="wp-block-list" start="5"><li>Cashless claim service </li></ol> <p>The availability of cashless claims facilities is one of the most significant and important advantages of <a href="https://www.bajajallianz.com/health-insurance-plans.html?utm_source=bsbictok&utm_medium=target1&utm_campaign=january23&utm_term=health-insurance&utm_content=health" target="_blank" rel="noopener"><strong>health insurance</strong></a> policies. For the uninitiated, a cashless claim facility suggests that the insurance company would pay the hospital directly for the medical expenditures associated with your treatment at one of the network hospitals. *</p> <ol class="wp-block-list" start="6"><li>Cumulative Bonus (CB)</li></ol> <p>Despite the fact that health insurance plans are often renewed annually by paying the required insurance premium, you are still eligible for CB if you did not submit any claims during the full prior year. *</p> <p>And these two forms are primarily translated into by this CB. The first is into a bigger sum assured at the same current premium level, known as a cumulative bonus. The second is a cost-effective premium without affecting the cover amount. *</p> <p>7. Premium tax benefits </p> <p>This is most likely one of the main advantages of health insurance that frequently encourages consumers to buy it. After all, everyone in the taxable income group wants to reduce their tax liability. Although there is no damage if tax advantages motivate you to purchase health insurance, you must be careful not to purchase any health insurance coverage to take advantage of tax advantages. </p> <p>Regarding the tax advantages, the premium paid for the self, spouse, dependent children, and parents may be deducted from income in varied amounts pursuant to Section 80D of the Income Tax Act. **</p> <p>* Standard T&C Apply</p> <p>** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.</p> <p># Visit the official website of IRDAI for further details.</p> <p>## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply</p> <p>Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.</p><p><p>The post <a rel="nofollow" href="https://www.bictok.com/7-benefits-of-buying-health-insurance-in-india/"><strong>7 Benefits Of Buying Health Insurance In India</strong></a> first appeared on <a rel="nofollow" href="https://www.bictok.com">Bictok</a>.</p></p>]]></content:encoded> <wfw:commentRss>https://www.bictok.com/7-benefits-of-buying-health-insurance-in-india/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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