<!doctype html><html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en" prefix="og: http://ogp.me/ns#"> <head> <meta charset="utf-8"> <meta name="applicable-device" content="pc,mobile"> <meta name="viewport" content="width=device-width, initial-scale=1"> <title>Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults #106702152787 (2025-02-05)</title> <link rel="canonical" href="https://blog-407325509637.mit-edu.top/post/4865217039"> <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;700&display=swap"> <link rel="stylesheet" href="https://x.mit-edu.top/static/css/style.css"> <script src="https://x.mit-edu.top/static/js/lazysizes.min.js" async></script> <link rel="shortcut icon" href="/favicon.ico"> <!-- Open Graph Metadata --> <meta property="og:type" content="article" /> <meta property="og:title" content="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults" /> <meta property="og:description" content="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults #106702152787 (2025-02-05)" /> <meta property="og:url" content="https://blog-407325509637.mit-edu.top/post/4865217039" /> <meta property="og:site_name" content="mit-edu.top" /> <meta property="og:image" content="https://x.mit-edu.top/static/images/post/8.jpg" /> <meta property="og:article:published_time" content="2025-02-05T04:55:05Z" /> <meta property="og:article:author" content="Dr. Joyce Stevens" /> <meta property="og:article:section" content="mit-edu.top" /> <meta property="og:article:tag" content="Games, Mobile Games, Video Games" /> <!-- Schema.org --> <script type="application/ld+json">{ "@context": "https://schema.org", "@type": "ScholarlyArticle", "headline": "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults #106702152787 (2025-02-05)", "author": { "@type": "Person", "name": "Dr. Joyce Stevens", "affiliation": { "@type": "Organization", "name": "mit-edu.top" }, "url": "https://blog-407325509637.mit-edu.top/post/4865217039" }, "datePublished": "2025-02-05T04:55:05Z", "image": "https://x.mit-edu.top/static/images/post/8.jpg", "journal": { "@type": "Periodical", "name": "mit-edu.top", "issn": "10.1069/106702152787" }, "publisher": { "@type": "Organization", "name": "mit-edu.top", "url": "https://blog-407325509637.mit-edu.top" }, "doi": "106702152787", "abstract": "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults #106702152787 (2025-02-05)", "citation": { "@type": "CreativeWork", "name": "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults", "author": "Dr. Joyce Stevens", "datePublished": "2025-02-05T04:55:05Z", "url": "https://blog-407325509637.mit-edu.top/post/4865217039" } } </script></head> <body> <div class="site-mobile-menu site-navbar-target"> <div class="site-mobile-menu-header"> <div class="site-mobile-menu-close"> <span class="icofont-close js-menu-toggle"></span> </div> </div> <div class="site-mobile-menu-body"></div> </div> <nav class="site-nav"> <div class="container"> <div class="site-navigation"> <div class="row"> <div class="col-md-6 text-center order-1 order-md-2 mb-3 mb-md-0"> <a href="https://blog-407325509637.mit-edu.top" class="logo m-0 text-uppercase">mit-edu.top</a> </div> <div class="col-md-3 order-3 order-md-1"> </div> </div> </div> </div> </nav> <div class="section post-section pt-5"> <div class="container"> <div class="row justify-content-center"> <div class="col-lg-8"> <div class="text-center"> <img src="https://x.mit-edu.top/static/images/user/10.jpg" alt="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults" title="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults" class="author-pic img-fluid rounded-circle mx-auto"> </div> <span class="d-block text-center">Joyce Stevens</span> <span class="date d-block text-center small text-uppercase text-black-50 mb-5">2025-02-05</span> <h2 class="heading text-center">Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults</h2> <p class="lead mb-4 text-center">Thanks to Joyce Stevens for contributing the article "Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults". </p> <img src="https://x.mit-edu.top/static/images/post/8.jpg" alt="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults" title="Exploring the Use of Game Mechanics to Promote Financial Literacy in Young Adults" class="img-fluid rounded mb-4 lazyload"> <p>This research applies behavioral economics theories to the analysis of in-game purchasing behavior in mobile games, exploring how psychological factors such as loss aversion, framing effects, and the endowment effect influence players' spending decisions. The study investigates the role of game design in encouraging or discouraging spending behavior, particularly within free-to-play models that rely on microtransactions. The paper examines how developers use pricing strategies, scarcity mechanisms, and rewards to motivate players to make purchases, and how these strategies impact player satisfaction, long-term retention, and overall game profitability. The research also considers the ethical concerns associated with in-game purchases, particularly in relation to vulnerable players.</p><p>This paper offers a post-structuralist analysis of narrative structures in mobile games, emphasizing how game narratives contribute to the construction of player identity and agency. It explores the intersection of game mechanics, storytelling, and player interaction, considering how mobile games as “digital texts” challenge traditional notions of authorship and narrative control. Drawing upon the works of theorists like Michel Foucault and Roland Barthes, the paper examines the decentralized nature of mobile game narratives and how they allow players to engage in a performative process of meaning-making, identity construction, and subversion of preordained narrative trajectories.</p><p>This study examines the ethical implications of data collection practices in mobile games, focusing on how player data is used to personalize experiences, target advertisements, and influence in-game purchases. The research investigates the risks associated with data privacy violations, surveillance, and the exploitation of vulnerable players, particularly minors and those with addictive tendencies. By drawing on ethical frameworks from information technology ethics, the paper discusses the ethical responsibilities of game developers in balancing data-driven business models with player privacy. It also proposes guidelines for designing mobile games that prioritize user consent, transparency, and data protection.</p><p>This paper applies Cognitive Load Theory (CLT) to the design and analysis of mobile games, focusing on how game mechanics, narrative structures, and visual stimuli impact players' cognitive load during gameplay. The study investigates how high levels of cognitive load can hinder learning outcomes and gameplay performance, especially in complex puzzle or strategy games. By combining cognitive psychology and game design theory, the paper develops a framework for balancing intrinsic, extraneous, and germane cognitive load in mobile game environments. The research offers guidelines for developers to optimize user experiences by enhancing mental performance and reducing cognitive fatigue.</p><p>This paper examines how mobile games can enhance players’ psychological empowerment by improving their self-efficacy and confidence through gameplay. The research investigates how game mechanics such as challenges, achievements, and skill development contribute to a player's sense of mastery and competence. Drawing on psychological theories of self-efficacy and motivation, the study explores how mobile games can be designed to provide players with a sense of accomplishment and personal growth, particularly in games that focus on skill-based tasks, puzzles, and strategy. The paper also explores the impact of mobile games on players' overall well-being, particularly in terms of their confidence and ability to overcome challenges in real life.</p> <p> <a href="/redirect/?url=https://blog-407325509637.mit-edu.top/post/4865217039" target="_blank" class="custom-link">Link</a> </p> <p><a href="https://www.linegames.org/" target="_blank" class="custom-link">External link</a><a href="https://www.iliiili.com/" target="_blank" class="custom-link">External link</a><a href="https://www.digwow.net/" target="_blank" class="custom-link">External link</a><a href="https://www.free-giftcodes.com/" target="_blank" class="custom-link">External link</a><a href="https://www.gifthub.com.ru/" target="_blank" class="custom-link">External link</a><a href="https://134829174885-edu.iliiili.com/" target="_blank" class="custom-link">External link</a><a href="https://804045907807-edu.digwow.net/" target="_blank" class="custom-link">External link</a><a 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The research systematically reviews empirical evidence regarding the effects of mobile gaming on cognitive abilities, such as memory, attention, and problem-solving, as well as emotional intelligence competencies, such as empathy, emotional regulation, and interpersonal skills. 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