It looks like this is a web page, not a feed. I looked for a feed associated with this page, but couldn't find one. Please enter the address of your feed to validate.

Source: https://blog-9671083245.mit-edu.top/post/2348916570

  1. <!doctype html>
  2. <html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en" lang="en" prefix="og: http://ogp.me/ns#">
  3.  
  4.  <head>
  5.    <meta charset="utf-8">
  6.    <meta name="applicable-device" content="pc,mobile">
  7.    <meta name="viewport" content="width=device-width, initial-scale=1">
  8.    <title>The Use of Serious Games in Promoting Financial Literacy Among Adolescents #778600187735 (2025-02-01)</title>
  9.    <link rel="canonical" href="https://blog-9671083245.mit-edu.top/post/2348916570">
  10.    <link rel="stylesheet" href="https://fonts.googleapis.com/css2?family=Poppins:wght@400;700&display=swap">
  11.    <link rel="stylesheet" href="https://x.mit-edu.top/static/css/style.css">
  12.    <script src="https://x.mit-edu.top/static/js/lazysizes.min.js" async></script>
  13.    <link rel="shortcut icon" href="/favicon.ico">
  14.    <!-- Open Graph Metadata -->
  15.    <meta property="og:type" content="article" />
  16.    <meta property="og:title" content="The Use of Serious Games in Promoting Financial Literacy Among Adolescents" />
  17.    <meta property="og:description" content="The Use of Serious Games in Promoting Financial Literacy Among Adolescents #778600187735 (2025-02-01)" />
  18.    <meta property="og:url" content="https://blog-9671083245.mit-edu.top/post/2348916570" />
  19.    <meta property="og:site_name" content="mit-edu.top" />
  20.    <meta property="og:image" content="https://x.mit-edu.top/static/images/post/4.jpg" />
  21.    <meta property="og:article:published_time" content="2025-01-31T21:51:59Z" />
  22.    <meta property="og:article:author" content="Dr. Jerry Fisher" />
  23.    <meta property="og:article:section" content="mit-edu.top" />
  24.    <meta property="og:article:tag" content="Games, Mobile Games, Video Games" />
  25.    <!-- Schema.org -->
  26.    <script type="application/ld+json">{
  27.            "@context": "https://schema.org",
  28.            "@type": "ScholarlyArticle",
  29.            "headline": "The Use of Serious Games in Promoting Financial Literacy Among Adolescents #778600187735 (2025-02-01)",
  30.            "author": {
  31.                "@type": "Person",
  32.                "name": "Dr. Jerry Fisher",
  33.                "affiliation": {
  34.                    "@type": "Organization",
  35.                    "name": "mit-edu.top"
  36.                },
  37.                "url": "https://blog-9671083245.mit-edu.top/post/2348916570"
  38.            },
  39.            "datePublished": "2025-01-31T21:51:59Z",
  40.            "image": "https://x.mit-edu.top/static/images/post/4.jpg",
  41.            "journal": {
  42.                "@type": "Periodical",
  43.                "name": "mit-edu.top",
  44.                "issn": "10.1069/778600187735"
  45.            },
  46.            "publisher": {
  47.                "@type": "Organization",
  48.                "name": "mit-edu.top",
  49.                "url": "https://blog-9671083245.mit-edu.top"
  50.            },
  51.            "doi": "778600187735",
  52.            "abstract": "The Use of Serious Games in Promoting Financial Literacy Among Adolescents #778600187735 (2025-02-01)",
  53.            "citation": {
  54.                "@type": "CreativeWork",
  55.                "name": "The Use of Serious Games in Promoting Financial Literacy Among Adolescents",
  56.                "author": "Dr. Jerry Fisher",
  57.                "datePublished": "2025-01-31T21:51:59Z",
  58.                "url": "https://blog-9671083245.mit-edu.top/post/2348916570"
  59.            }
  60.        }
  61.    </script>
  62. </head>
  63.  
  64. <body>
  65.    <div class="site-mobile-menu site-navbar-target">
  66.        <div class="site-mobile-menu-header">
  67.            <div class="site-mobile-menu-close">
  68.                <span class="icofont-close js-menu-toggle"></span>
  69.            </div>
  70.        </div>
  71.        <div class="site-mobile-menu-body"></div>
  72.    </div>
  73.    <nav class="site-nav">
  74.        <div class="container">
  75.            <div class="site-navigation">
  76.                <div class="row">
  77.                    <div class="col-md-6 text-center order-1 order-md-2 mb-3 mb-md-0">
  78.                        <a href="https://blog-9671083245.mit-edu.top" class="logo m-0 text-uppercase">mit-edu.top</a>
  79.                    </div>
  80.                    <div class="col-md-3 order-3 order-md-1">
  81.                    </div>
  82.                </div>
  83.            </div>
  84.        </div>
  85.    </nav>
  86.    <div class="section post-section pt-5">
  87.        <div class="container">
  88.            <div class="row justify-content-center">
  89.                <div class="col-lg-8">
  90.                    <div class="text-center">
  91.                        <img src="https://x.mit-edu.top/static/images/user/17.jpg" alt="The Use of Serious Games in Promoting Financial Literacy Among Adolescents" title="The Use of Serious Games in Promoting Financial Literacy Among Adolescents" class="author-pic img-fluid rounded-circle mx-auto">
  92.                    </div>
  93.                    <span class="d-block text-center">Jerry Fisher</span>
  94.                    <span class="date d-block text-center small text-uppercase text-black-50 mb-5">2025-02-01</span>
  95.                    <h2 class="heading text-center">The Use of Serious Games in Promoting Financial Literacy Among Adolescents</h2>
  96.                    <p class="lead mb-4 text-center">Thanks to Jerry Fisher for contributing the article "The Use of Serious Games in Promoting Financial Literacy Among Adolescents".
  97.                    </p>
  98.                    <img src="https://x.mit-edu.top/static/images/post/4.jpg" alt="The Use of Serious Games in Promoting Financial Literacy Among Adolescents" title="The Use of Serious Games in Promoting Financial Literacy Among Adolescents" class="img-fluid rounded mb-4 lazyload">
  99.                    <p>Accessibility initiatives in gaming are essential to ensuring inclusivity and equal opportunities for players of all abilities. Features such as customizable controls, colorblind modes, subtitles, and assistive technologies empower gamers with disabilities to enjoy gaming experiences on par with their peers, fostering a more inclusive and welcoming gaming ecosystem.</p>
  100. <p>This research investigates the role of social media integration in mobile games and its impact on player social connectivity, collaboration, and competition. The study explores how features such as social sharing, friend lists, in-game chats, and social media rewards enhance the social aspects of mobile gaming. By applying theories from social network analysis and media studies, the paper examines how these social elements influence player behavior and game dynamics, including social capital, identity construction, and community formation. The research also addresses potential risks, such as privacy concerns, cyberbullying, and the commercialization of social interactions, and suggests ways to balance social connectivity with player well-being.</p>
  101. <p>This research explores how mobile games contribute to the development of digital literacy skills among young players. It looks at how games can teach skills such as problem-solving, critical thinking, and technology literacy, and how these skills transfer to real-world applications. The study also considers the potential risks associated with mobile gaming, including exposure to online predators and the spread of misinformation, and suggests strategies for promoting safe and effective gaming.</p>
  102. <p>This study investigates the privacy and data security issues associated with mobile gaming, focusing on data collection practices, user consent, and potential vulnerabilities. It proposes strategies for enhancing data protection and ensuring user privacy.</p>
  103. <p>The debate surrounding the potential impact of violent video games on behavior continues to spark discussions and research within the gaming community and beyond. While some studies suggest a correlation between exposure to violent content and aggressive tendencies, the nuanced relationship between media consumption, psychological factors, and real-world behavior remains a topic of ongoing study and debate.</p>
  104.  
  105.                    <p>
  106.                    <a href="/redirect/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">Link</a>
  107.                    </p>
  108.                    <p><a href="https://www.linegames.org/" target="_blank" class="custom-link">External link</a>
  109. <a href="https://www.iliiili.com/" target="_blank" class="custom-link">External link</a>
  110. <a href="https://www.digwow.net/" target="_blank" class="custom-link">External link</a>
  111. <a href="https://www.free-giftcodes.com/" target="_blank" class="custom-link">External link</a>
  112. <a href="https://www.gifthub.com.ru/" target="_blank" class="custom-link">External link</a>
  113. <a href="https://759964767917-edu.iliiili.com/" target="_blank" class="custom-link">External link</a>
  114. <a href="https://282359159570-edu.digwow.net/" target="_blank" class="custom-link">External link</a>
  115. <a href="https://913764530437-edu.free-giftcodes.com/" target="_blank" class="custom-link">External link</a>
  116. <a href="https://903705534769-edu.gifthub.com.ru/" target="_blank" class="custom-link">External link</a>
  117. <a href="https://775633725091-gov.iliiili.com/" target="_blank" class="custom-link">External link</a>
  118. <a href="https://445498189560-gov.digwow.net/" target="_blank" class="custom-link">External link</a>
  119. <a href="https://113699567130-gov.free-giftcodes.com/" target="_blank" class="custom-link">External link</a>
  120. <a href="https://503102247897-gov.gifthub.com.ru/" target="_blank" class="custom-link">External link</a>
  121. <a href="https://705762783042-gov-edu.iliiili.com/" target="_blank" class="custom-link">External link</a>
  122. <a href="https://999712762173-gov-edu.digwow.net/" target="_blank" class="custom-link">External link</a>
  123. <a href="https://307197868434-gov-edu.free-giftcodes.com/" target="_blank" class="custom-link">External link</a>
  124. <a href="https://602016216188-gov-edu.gifthub.com.ru/" target="_blank" class="custom-link">External link</a>
  125. <a href="https://465773014833-edu.iliiili.com/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  126. <a href="https://519363824125-edu.digwow.net/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  127. <a href="https://856575312999-edu.free-giftcodes.com/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  128. <a href="https://291674936972-edu.gifthub.com.ru/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  129. <a href="https://265687163820-gov.iliiili.com/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  130. <a href="https://362551571739-gov.digwow.net/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  131. <a href="https://232820146614-gov.free-giftcodes.com/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  132. <a href="https://431713859114-gov.gifthub.com.ru/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  133. <a href="https://link.naver.com/bridge?372455379661&amp;url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  134. <a href="https://link.naver.com/bridge?686348891973&amp;url=https://naver686348891973-edu.digwow.net" target="_blank" class="custom-link">External link</a>
  135. <a href="https://link.naver.com/bridge?359370808043&amp;url=https://naver359370808043-edu.iliiili.com" target="_blank" class="custom-link">External link</a>
  136. <a href="https://link.naver.com/bridge?681547716351&amp;url=https://naver681547716351-edu.1717173.xyz" target="_blank" class="custom-link">External link</a>
  137. <a href="https://link.naver.com/bridge?130337663500&amp;url=https://naver130337663500-edu.gifthub.com.ru" target="_blank" class="custom-link">External link</a>
  138. <a href="https://link.naver.com/bridge?680485843908&amp;url=https://naver680485843908-gov.digwow.net" target="_blank" class="custom-link">External link</a>
  139. <a href="https://link.naver.com/bridge?779314528551&amp;url=https://naver779314528551-gov.iliiili.com" target="_blank" class="custom-link">External link</a>
  140. <a href="https://link.naver.com/bridge?328688746894&amp;url=https://naver328688746894-gov.1717173.xyz" target="_blank" class="custom-link">External link</a>
  141. <a href="https://link.naver.com/bridge?389770557498&amp;url=https://naver389770557498-gov.gifthub.com.ru" target="_blank" class="custom-link">External link</a>
  142. <a href="https://link.naver.com/bridge?941707839607&amp;url=https://naver941707839607-gov-edu.digwow.net" target="_blank" class="custom-link">External link</a>
  143. <a href="https://link.naver.com/bridge?471151699567&amp;url=https://naver471151699567-gov-edu.iliiili.com" target="_blank" class="custom-link">External link</a>
  144. <a href="https://link.naver.com/bridge?612362257337&amp;url=https://naver612362257337-gov-edu.1717173.xyz" target="_blank" class="custom-link">External link</a>
  145. <a href="https://link.naver.com/bridge?010980738944&amp;url=https://naver010980738944-gov-edu.gifthub.com.ru" target="_blank" class="custom-link">External link</a>
  146. <a href="https://blog-004960722068.gifthub.news/" target="_blank" class="custom-link">External link</a>
  147. <a href="https://blog-284918720728.jp-edu.sbs/" target="_blank" class="custom-link">External link</a>
  148. <a href="https://blog-892786187584.kr-edu.sbs/" target="_blank" class="custom-link">External link</a>
  149. <a href="https://blog-657863781283.krlinkedin.sbs/" target="_blank" class="custom-link">External link</a>
  150. <a href="https://blog-055037927195.mit-edu.sbs/" target="_blank" class="custom-link">External link</a>
  151. <a href="https://blog-814662038714.mit-edu.buzz/" target="_blank" class="custom-link">External link</a>
  152. <a href="https://blog-193322627231.mit-edu.tech/" target="_blank" class="custom-link">External link</a>
  153. <a href="https://blog-033742233600.mit-edu.site/" target="_blank" class="custom-link">External link</a>
  154. <a href="https://blog-913895304637.mit-edu.top/" target="_blank" class="custom-link">External link</a>
  155. <a href="https://blog-809623726191.usa-gov.top/" target="_blank" class="custom-link">External link</a>
  156. <a href="https://research-314784776065.mit-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  157. <a href="https://research-695169859721.harvard-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  158. <a href="https://research-103713844213.stanford-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  159. <a href="https://research-781397957463.cambridge-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  160. <a href="https://research-359321441813.berkeley-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  161. <a href="https://research-197629908047.oxford-edu.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  162. <a href="https://research-833680915958-edu.wwv.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  163. <a href="https://research-192374683356-edu.sean.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  164. <a href="https://research-346150943301-edu.line.pp.ua/?url=https://blog-9671083245.mit-edu.top/post/2348916570" target="_blank" class="custom-link">External link</a>
  165. </p>
  166.                    <div class="row mt-5 pt-5 border-top">
  167.                    </div>
  168.                </div>
  169.            </div>
  170.        </div>
  171.    </div>
  172.    <div class="section pb-0">
  173.        <div class="container">
  174.            <div class="row">
  175.                <div class="col-lg-12">
  176.                    <h2 class="heading">Related</h2>
  177.                </div>
  178.            </div>
  179.            <div class="row justify-content-center">
  180.                <div class="col-lg-12">
  181.                    <div class="post-entry d-md-flex small-horizontal mb-5">
  182.                        <div class="me-md-5 thumbnail mb-3 mb-md-0">
  183.                            <a href="https://blog-9671083245.mit-edu.top/post/5697840231">
  184.                            <img src="https://x.mit-edu.top/static/images/post/4.jpg" alt="Leveraging Biofeedback for Personalized Game Design" title="Leveraging Biofeedback for Personalized Game Design" class="img-fluid lazyload">
  185.                            </a>
  186.                        </div>
  187.                        <div class="content">
  188.                            <div class="post-meta mb-3">
  189.                                <a href="https://blog-5697840231.mit-edu.top/post/5697840231/" target="_blank">
  190.                                <span class="date">2025-02-01</span>
  191.                                </a>
  192.                            </div>
  193.                            <h2 class="heading"><a href="https://blog-9671083245.mit-edu.top/post/5697840231">Leveraging Biofeedback for Personalized Game Design</a></h2>
  194.                            <p class="info">This study investigates the economic systems within mobile games, focusing on the development of virtual economies, marketplaces, and the integration of real-world currencies in digital spaces. The research explores how mobile games have created virtual goods markets, where players can buy, sell, and trade in-game assets for real money. By applying economic theories related to virtual currencies, supply and demand, and market regulation, the paper analyzes the implications of these digital economies for the gaming industry and broader digital commerce. The study also addresses the ethical considerations of monetization models, such as microtransactions, loot boxes, and the implications for player welfare.</p>
  195.                            <a href="https://blog-9671083245.mit-edu.top/post/5697840231" class="post-author d-flex align-items-center">
  196.                                <div class="author-pic">
  197.                                    <img src="https://x.mit-edu.top/static/images/user/17.jpg" alt="Leveraging Biofeedback for Personalized Game Design" title="Leveraging Biofeedback for Personalized Game Design" class="lazyload">
  198.                                </div>
  199.                                <div class="text">
  200.                                    <strong>Jason Morris</strong>
  201.                                    <span>2025-02-01 published post</span>
  202.                                </div>
  203.                            </a>
  204.                        </div>
  205.                    </div>
  206.                </div>
  207.                <div class="col-lg-12">
  208.                    <div class="post-entry d-md-flex small-horizontal mb-5">
  209.                        <div class="me-md-5 thumbnail mb-3 mb-md-0">
  210.                            <a href="https://blog-9671083245.mit-edu.top/post/7034269518">
  211.                            <img src="https://x.mit-edu.top/static/images/post/9.jpg" alt="Virtual Property Rights in Mobile Games: Legal and Economic Perspectives" title="Virtual Property Rights in Mobile Games: Legal and Economic Perspectives" class="img-fluid lazyload">
  212.                            </a>
  213.                        </div>
  214.                        <div class="content">
  215.                            <div class="post-meta mb-3">
  216.                                <a href="https://blog-7034269518.mit-edu.top/post/7034269518/" target="_blank">
  217.                                <span class="date">2025-02-01</span>
  218.                                </a>
  219.                            </div>
  220.                            <h2 class="heading"><a href="https://blog-9671083245.mit-edu.top/post/7034269518">Virtual Property Rights in Mobile Games: Legal and Economic Perspectives</a></h2>
  221.                            <p class="info">This research examines the concept of psychological flow in the context of mobile game design, focusing on how game mechanics can be optimized to facilitate flow states in players. Drawing on Mihaly Csikszentmihalyi’s flow theory, the study analyzes the relationship between player skill, game difficulty, and intrinsic motivation in mobile games. The paper explores how factors such as feedback, challenge progression, and control mechanisms can be incorporated into game design to keep players engaged and motivated. It also examines the role of flow in improving long-term player retention and satisfaction, offering design recommendations for developers seeking to create more immersive and rewarding gaming experiences.</p>
  222.                            <a href="https://blog-9671083245.mit-edu.top/post/7034269518" class="post-author d-flex align-items-center">
  223.                                <div class="author-pic">
  224.                                    <img src="https://x.mit-edu.top/static/images/user/11.jpg" alt="Virtual Property Rights in Mobile Games: Legal and Economic Perspectives" title="Virtual Property Rights in Mobile Games: Legal and Economic Perspectives" class="lazyload">
  225.                                </div>
  226.                                <div class="text">
  227.                                    <strong>Brandon Barnes</strong>
  228.                                    <span>2025-02-01 published post</span>
  229.                                </div>
  230.                            </a>
  231.                        </div>
  232.                    </div>
  233.                </div>
  234.                <div class="col-lg-12">
  235.                    <div class="post-entry d-md-flex small-horizontal mb-5">
  236.                        <div class="me-md-5 thumbnail mb-3 mb-md-0">
  237.                            <a href="https://blog-9671083245.mit-edu.top/post/5612940738">
  238.                            <img src="https://x.mit-edu.top/static/images/post/11.jpg" alt="The Role of Temporal Dynamics in Player Learning and Retention" title="The Role of Temporal Dynamics in Player Learning and Retention" class="img-fluid lazyload">
  239.                            </a>
  240.                        </div>
  241.                        <div class="content">
  242.                            <div class="post-meta mb-3">
  243.                                <a href="https://blog-5612940738.mit-edu.top/post/5612940738/" target="_blank">
  244.                                <span class="date">2025-02-01</span>
  245.                                </a>
  246.                            </div>
  247.                            <h2 class="heading"><a href="https://blog-9671083245.mit-edu.top/post/5612940738">The Role of Temporal Dynamics in Player Learning and Retention</a></h2>
  248.                            <p class="info">This study explores the integration of narrative design and gameplay mechanics in mobile games, focusing on how immersive storytelling can enhance player engagement and emotional investment. The research investigates how developers use branching narratives, character development, and world-building elements to create compelling storylines that drive player interaction and decision-making. Drawing on narrative theory and interactive storytelling principles, the paper examines how different narrative structures—such as linear, non-linear, and emergent storytelling—affect player experience in mobile games. The research also discusses the role of player agency in shaping the narrative and the challenges of balancing narrative depth with gameplay accessibility in mobile games.</p>
  249.                            <a href="https://blog-9671083245.mit-edu.top/post/5612940738" class="post-author d-flex align-items-center">
  250.                                <div class="author-pic">
  251.                                    <img src="https://x.mit-edu.top/static/images/user/9.jpg" alt="The Role of Temporal Dynamics in Player Learning and Retention" title="The Role of Temporal Dynamics in Player Learning and Retention" class="lazyload">
  252.                                </div>
  253.                                <div class="text">
  254.                                    <strong>Harold Matthews</strong>
  255.                                    <span>2025-02-01 published post</span>
  256.                                </div>
  257.                            </a>
  258.                        </div>
  259.                    </div>
  260.                </div>
  261.            </div>
  262.        </div>
  263.    </div>
  264.    <div class="py-5 bg-light mx-md-3 sec-subscribe">
  265.        <div class="container">
  266.            <div class="row">
  267.                <div class="col-lg-12">
  268.                    <h2 class="h4 fw-bold">Subscribe to newsletter</h2>
  269.                </div>
  270.            </div>
  271.            <form class="row">
  272.                <div class="col-md-8">
  273.                    <div class="mb-3 mb-md-0">
  274.                        <input type="email" class="form-control" placeholder="Enter your email">
  275.                    </div>
  276.                </div>
  277.                <div class="col-md-4 d-grid">
  278.                    <input type="submit" class="btn btn-primary" value="Subscribe">
  279.                </div>
  280.            </form>
  281.        </div>
  282.    </div>
  283.    <div class="site-footer">
  284.        <div class="container">
  285.            <div class="row justify-content-center copyright">
  286.                <div class="col-lg-7 text-center">
  287.                    <div class="widget">
  288.                        <p>Copyright &copy;
  289.                            <script>document.write(new Date().getFullYear());</script> All rights reserved.
  290.                        </p>
  291. <p>
  292.    < Top VPS Hosting Choice ><br>
  293.    <a href="https://evolution-host.com?ref=DQgZ6P" target="_blank">
  294.        <img src="https://x.mit-edu.top/static/images/evolution-host.png" alt="Evolution Host" title="Evolution Host" class="evhost lazyload">
  295.    </a>
  296. </p>
  297.                    </div>
  298.                </div>
  299.            </div>
  300.        </div>
  301.    </div>
  302. </body>
  303.  
  304. </html>
Copyright © 2002-9 Sam Ruby, Mark Pilgrim, Joseph Walton, and Phil Ringnalda