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<title>TopRanked.io Weekly Affiliate Digest: What’s Hot in Affiliate Marketing [LVBET Partners]</title>
<link>https://born2invest.com/articles/lvbet-partners-affiliates-review/</link>
<dc:creator><![CDATA[Dylan Wiley]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 19:59:03 +0000</pubDate>
<category><![CDATA[Business]]></category>
<category><![CDATA[affiliate marketing]]></category>
<category><![CDATA[China]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[igaming]]></category>
<category><![CDATA[LVBET]]></category>
<category><![CDATA[TikTok]]></category>
<category><![CDATA[Twitch]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627288</guid>
<description><![CDATA[If you wanna make some serious affiliate commissions, here's what you need to do. Step 1: Read our quick LVBET Affiliate Partners Review. Step 2: Read our affiliate news takeaways to discover how you can get your links in front of people and drive some major conversions. Step 3: Make some serious bank. Sound good? Then read on for all the juicy details.]]></description>
<content:encoded><![CDATA[
When you hear the acronym “LV”, what do you think?
For many of you, it’s probably something like this.
<figure class="wp-block-image"><img decoding="async" src="https://lh7-us.googleusercontent.com/iVMh7IRRD6yEy2I-llAPy0PDFM7XTP1hRz_BhGT4A7qaWX8k7FDM9lrx9FZH3Qkd8JRoxxD-IH4tXq0yt4t9F5qCBupmLXSp4U070F7-7jOMJFf4lsFyAUPFwwnH9S-onX3Kce0EN_8GRJes__7yrI8" alt=""/></figure>
But for me, when I hear “LV”, I think “<a href="https://topranked.io/" target="_blank" rel="noopener">super profitable affiliate program</a>”.
Here’s why.
<h3 class="wp-block-heading">TopRanked.io Affiliate Partner Program of the Week — LVBET Partners</h3>
Wanna know why LV makes me think “super profitable affiliate program”?
That would be this week’s affiliate program of the week: LVBET Partners.
Trust me, you’re gonna wanna know more.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h4 class="wp-block-heading">LVBET Partners — No Cheap Knock-Offs, Just a Great Casino</h4>
Like all <a href="https://topranked.io/top-gambling-affiliate-merchants/" target="_blank" rel="noopener">casino and iGaming affiliate programs</a> we cover here, LVBET Partners has a killer product up front on the client-facing side.
This starts with a generally slick website and smooth sign-up. And continues through to where the money begins: the games.
To make sure the traffic you refer through LVBET Partners sticks around, LVBET has chocked its online casino full of all the best games from providers you probably already know and love: Thunderkick, NetEnt, Microgaming… and, they’re constantly adding more to keep things fresh.
On top of this, there’s also a pretty slick sports betting offer on the table through LVBET Partners, so finding something to get your traffic interested is no excuse here.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h4 class="wp-block-heading">LVBET Partners Commissions — Again, Nothing Cheap Around Here</h4>
As with most operators in this space, you’ll be earning through a rev share deal by default with LVBET Partners.
And it’s a pretty good one at that, too, starting off with 50% for your first 2 months.
After that, how much you earn with LVBET Partners is entirely up to you. Basically, the more you (successfully) promote LVBET Partners casino, the more you earn.
Here’s how that looks in a nice neat table format:
<figure class="wp-block-table"><table><tbody><tr><td>Revenue Range</td><td>Percentage</td></tr><tr><td>FIRST 2 MONTHS</td><td>50%</td></tr><tr><td>€0 – €999</td><td>20%</td></tr><tr><td>€1000 – €4999</td><td>25%</td></tr><tr><td>€5000 – €14,999</td><td>30%</td></tr><tr><td>€15,000 – €34,999</td><td>35%</td></tr><tr><td>€35,000 +</td><td>40%</td></tr></tbody></table></figure>
Of course, one thing to watch out for is that those commissions are net revenue. That means, if your LVBET Partners referrals start winning big, then your commissions are gonna shrink.
But that’s alright — LVBET Partners are pretty much just doing the done thing in iGaming.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h4 class="wp-block-heading">Get Started With LVBET Partners Here</h4>
That does it for now. Here are your options for what you do next:
<ul>
<li>Head to TopRanked.io and check out our full <a href="https://topranked.io/all-listings/lv-bet-partners/" target="_blank" rel="noopener">LVBET Partners Affiliate Program Review</a>.</li>
<li>Head to LVBET Partners to <a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" target="_blank" rel="noopener">sign up and start earning today</a>.</li>
</ul>
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h3 class="wp-block-heading">Affiliate News Takeaways</h3>
<h4 class="wp-block-heading">When Everyone Copies Everyone… Sometimes Something New Comes Along</h4>
Another week, another series of social media companies racing to un-differentiate their product from the others.
<figure class="wp-block-image size-full"><img fetchpriority="high" decoding="async" width="320" height="240" src="https://born2invest.com/wp-content/uploads/2024/04/tenor.gif" alt="" class="wp-image-627297"/></figure>
First up, we have TikTok, who’s now rolling out their <a href="https://www.theverge.com/2024/4/17/24133311/tiktok-notes-photos-text-app-instagram" target="_blank" rel="noopener">Instagram competitor called Notes</a>.
The big innovation here? That would be the visionary inclusion of a title above the caption.
Cool, right?
Now, don’t get me wrong here. Yes, there was more than a hint of sarcasm there. But that’s only because “Instagram but on TikTok” just doesn’t inspire me like it maybe should.
Of course, that’s not to say it shouldn’t inspire you. After all, every new product/feature like this always brings with it a thousand chances to recycle what you’re doing elsewhere to find new audiences and monetize them. So if you’ve got some ploy that’s working on Instagram right now, then hey, more power to you — go hit up TikTok.
<figure class="wp-block-image size-full"><img decoding="async" width="661" height="472" src="https://born2invest.com/wp-content/uploads/2024/04/image-146.png" alt="" class="wp-image-627296" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-146.png 661w, https://born2invest.com/wp-content/uploads/2024/04/image-146-300x214.png 300w, https://born2invest.com/wp-content/uploads/2024/04/image-146-100x71.png 100w" sizes="(max-width: 661px) 100vw, 661px" /></figure>
But here’s where we find something a little more exciting. Since none of the other platforms want to be outdone, TikTok’s not the only one launching new-but-recycled ideas.
And that brings me to the new feature I’m a little more bullish on — Twitch is now officially launching its <a href="https://help.twitch.tv/s/article/discovery-feed?language=en_US" target="_blank" rel="noopener">TikTok-style discovery feed</a>.
So, why am I bullish on this?
Simple.
Most “new” social media products these days seem to just transport the same old feeds of the same old content over to a different platform.
But Twitch’s discovery feed basically creates a whole new type of content. And when something like that happens, if you can crack the engagement code, you have a chance to have a nice clean run of low competition.
At least a little while.
Until everyone starts copying you.
Now, of course, Twitch isn’t changing its basic content form of live streams + clips. That remains the same.
But, until now, discovery on Twitch used to be a bit more about personalities and niches.
Now it literally looks like TikTok.
<figure class="wp-block-image size-large"><img decoding="async" width="576" height="1024" src="https://born2invest.com/wp-content/uploads/2024/04/image-145-576x1024.png" alt="" class="wp-image-627295" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-145-576x1024.png 576w, https://born2invest.com/wp-content/uploads/2024/04/image-145-169x300.png 169w, https://born2invest.com/wp-content/uploads/2024/04/image-145-768x1365.png 768w, https://born2invest.com/wp-content/uploads/2024/04/image-145-864x1536.png 864w, https://born2invest.com/wp-content/uploads/2024/04/image-145-56x100.png 56w, https://born2invest.com/wp-content/uploads/2024/04/image-145.png 900w" sizes="(max-width: 576px) 100vw, 576px" /></figure>
That means, I suspect, Twitch streamers will now find themselves with whole new audiences who came for the dopamine hits, regardless of the niche.
And ultimately, in the long run, that might start to alter the content. After all, if you know people are flicking through a TikTok-style feed of live streams, there’s a pretty good chance you might start pacing your livestreams more like a Mr Beast video.
<figure class="wp-block-image size-large"><img loading="lazy" decoding="async" width="1024" height="576" src="https://born2invest.com/wp-content/uploads/2024/04/image-144-1024x576.png" alt="" class="wp-image-627294" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-144-1024x576.png 1024w, https://born2invest.com/wp-content/uploads/2024/04/image-144-300x169.png 300w, https://born2invest.com/wp-content/uploads/2024/04/image-144-768x432.png 768w, https://born2invest.com/wp-content/uploads/2024/04/image-144-100x56.png 100w, https://born2invest.com/wp-content/uploads/2024/04/image-144.png 1280w" sizes="(max-width: 1024px) 100vw, 1024px" /></figure>
Now, as for what’s going to deliver them dopamine hits, that’s for you to find out. Ultimately, it’s gonna take a balancing act of keeping the highs consistent enough to maximize your chance of discovery, but not overdoing it. After all, if any of this is gonna be worth your time, you’ll need people to stick around long enough to click on a link.
But again, not that I wanna repeat his name again… but watching a Mr Beast video might give you some hints about a good pacing strategy to test.
And as for how you scale this massively… we are living in an AI revolution, aren’t we? And Twitch streams are probably more perfect for this. With the talking head stuffed away in a corner somewhere away from the main action, no one will notice the weird floating head and disjointed facial expressions.
Now, as for what you should promote, here I have one good idea.
iGaming.
Specifically, slots.
You know. Exactly like what LVBET Partners have.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
As for why, I have three good reasons.
First — see the next news item (but finish this one first).
Second, it’s pretty easy to spin up content for this.
And third, it’s already a popular category on Twitch right now, even if the OG <a href="https://born2invest.com/articles/affiliate-marketing-news-week-48/">Trainwreckstv</a> has moved on.
Now, of course, there are restrictions on what you can stream. And that includes what casinos you can use.
But no one said you can’t stream one thing and promote another… so don’t let that limit how you monetize your content.
There are also restrictions on affiliate links. But again, there’s nothing stopping you from directing people to non-affiliate websites that just so happen to be chock full of affiliate links.
And, if you get really creative, you could probably find a thousand other ways to get around this.
Ever heard of QR codes, for example?
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="357" height="443" src="https://born2invest.com/wp-content/uploads/2024/04/image-143.png" alt="" class="wp-image-627293" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-143.png 357w, https://born2invest.com/wp-content/uploads/2024/04/image-143-242x300.png 242w, https://born2invest.com/wp-content/uploads/2024/04/image-143-81x100.png 81w" sizes="(max-width: 357px) 100vw, 357px" /></figure>
(PS: Scan the QR code above for a nice surprise!)
<h5 class="wp-block-heading">Takeaway</h5>
A lot of “new” stuff in social media these days seems to just be a straight copy-paste from one platform to another. And the result is usually just one more receptacle where you can feed the same old content into the same old algorithms.
But Twitch’s discovery feed could be different, even if it is a TikTok clone.
And, if my guesstimating here is halfway accurate, you’ve now got a chance to get some low competition engagement if you figure out the algo.
And remember, just in case you do accidentally blow up, make sure you monetize. LVBET Partners is pretty ace.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h4 class="wp-block-heading">iGaming’s Going Through the Roof</h4>
If you’ve been following all the recent reports on iGaming/sports bet handle, then you know what’s coming next.
But, in case you’re not up to date, here’s a sample.
<a href="https://www.michigan.gov/mgcb/news/2024/04/16/march-2024-igaming-revenue" target="_blank" rel="noopener">iGaming, sports betting operators report $257.08M in March revenue</a>
<a href="https://www.egr.global/northamerica/news/ontario-handle-hits-c63bn-for-fy-2023-as-market-enters-its-third-year/" target="_blank" rel="noopener">Ontario handle hits C$63bn for FY 2023 as market enters its third year</a>
<a href="https://igamingbusiness.com/sports-betting/delaware-sports-betting-handle-rockets-in-march/" target="_blank" rel="noopener">Delaware sports betting handle rockets 440% in March</a>
<a href="https://sbcamericas.com/2024/04/19/record-igaming-revenue-pennsylvania/" class="broken_link" target="_blank" rel="noopener">Sports betting dips in Pennsylvania amid strong iGaming month</a>
Basically, times are good for sports betting and iGaming operators.
Now, how good, depends on the exact market. But if there’s one thing that’s consistent across all the reports, it’s that iGaming is booming.
Even more so than it did in the pandemic.
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="430" height="539" src="https://born2invest.com/wp-content/uploads/2024/04/image-142.png" alt="" class="wp-image-627292" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-142.png 430w, https://born2invest.com/wp-content/uploads/2024/04/image-142-239x300.png 239w, https://born2invest.com/wp-content/uploads/2024/04/image-142-80x100.png 80w" sizes="(max-width: 430px) 100vw, 430px" /></figure>
Take that last report, for example.
The one about sports betting taking a dip in Pennsylvania over March.
Wanna know what happened with iGaming in the same month?
Well, in 2023, iGaming operators took $148.2 million in Pennsylvania. In 2024, that shot up to $191.1 million. That’s a massive 29% boost.
And this is a story we’re seeing repeated over and over again.
Long story short — now you know why I was so bullish about running casino streams over on Twitch.
<h5 class="wp-block-heading">Takeaway</h5>
Now, before you get too excited, remember this — none of these reports give a complete picture of the actual state of the iGaming market. After all, unregulated/offshore gaming is literally worth <a href="https://www.americangaming.org/resources/sizing-the-illegal-and-unregulated-gaming-markets-in-the-u-s/" target="_blank" rel="noopener">hundreds of billions of dollars</a> every year.
But here’s one thing you can be sure of — there are plenty more millions where Pennsylvania’s 191.1 of them came from.
Now it’s your job to go out and see what you can do to capture some of those billions that are sloshing around. And, if you need help doing so, LVBET Partners can probably help. All you gotta do is sign up.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h4 class="wp-block-heading">Circling Back On Some Old Stories</h4>
Quite often, we drop you some news stories, tell you how to monetize them, and then leave you to your own devices.
But this week, I stumbled on two stories that tie back to some recent editions. So I thought, hey, why not drop some updates?
I mean, it’s a great chance for you to discover even more ways to make some serious affiliate bucks. And it’s a great way for us to build more internal links… so win-win all around right?
That’s what I thought.
So let’s start with <a href="https://techcrunch.com/2024/04/19/threads-whatsapp-removed-from-china-app-store/" target="_blank" rel="noopener">this story here</a>.
That’s a report on Apple pulling a bunch of apps from its App Store in China. The affected apps include a bunch of Meta apps (e.g., WhatsApp, Threads), along with a random assortment of other apps like Signal.
Any guesses why these apps got pulled?
Well, according to Apple, that’s because “The Cyberspace Administration of China ordered the removal of these apps from the China storefront based on their national security concerns,”
That’s right. “National security concerns.”
Sounds familiar, right?
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="685" height="385" src="https://born2invest.com/wp-content/uploads/2024/04/image-141.png" alt="" class="wp-image-627291" srcset="https://born2invest.com/wp-content/uploads/2024/04/image-141.png 685w, https://born2invest.com/wp-content/uploads/2024/04/image-141-300x169.png 300w, https://born2invest.com/wp-content/uploads/2024/04/image-141-100x56.png 100w" sizes="(max-width: 685px) 100vw, 685px" /></figure>
Right. 
It sounds exactly like a little line that was trotted out in another story we reported on in our <a href="https://born2invest.com/articles/topranked-nordvpn-affiliate-program-review/">NordVPN Affiliate Program</a> edition. Only, at that time, it was the US saying “national security concerns”, and it was China whose apps were coming under fire.
And as for what happened to that whole TikTok ban thing, that’s still a thing, even if we haven’t heard anything for a while. Apparently, Congress is fast-tracking the beast by <a href="https://www.bloomberg.com/news/articles/2024-04-17/tiktok-divest-or-ban-bill-moving-on-fast-track-through-congress" target="_blank" rel="noopener">jamming it in</a> with an aid package for Ukraine and Israel. (Don’t ask… I don’t understand politics.)
And while we’re speaking of app stores, remember our <a href="https://born2invest.com/articles/22bet-affiliates-review/">22Bet Affiliates</a> edition?
That was just a couple of weeks ago. And there, we dropped news about new app stores in the EU (and how to use them to make bank… so go read it).
Anyway, what was once a “soon to happen” is now an “it has happened”. This week, the first third-party store officially launched as <a href="https://rileytestut.com/blog/2024/04/17/introducing-altstore-pal/" target="_blank" rel="noopener">AltStore PAL</a> went live.
As for whether you can sneak your own app into this store… well, according to the launch announcement, “All apps are welcome, but I believe AltStore makes the most sense for smaller, indie apps that otherwise couldn’t exist due to App Store rules.”
Now that’s got my attention.
<h5 class="wp-block-heading">Takeaway</h5>
Look, we’ve already covered the takeaways from each of these stories. So if you want them, go read them here:
<ul>
<li><a href="https://born2invest.com/articles/22bet-affiliates-review/">22Bet Affiliates</a></li>
<li><a href="https://born2invest.com/articles/topranked-nordvpn-affiliate-program-review/">NordVPN Affiliate Program</a></li>
</ul>
And don’t forget, just because we drop one monetization idea in the takeaway, doesn’t mean it’s your only option. So maybe give LVBET Partners a shot before you go read the takeaways.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
<h3 class="wp-block-heading">Closing Thought</h3>
So, speaking of revisiting stuff from old editions, take a look at the following editions and see if you can spot the pattern.
<ul>
<li><a href="https://born2invest.com/articles/ny-resolution-affiliate-program-health-trader/">Health Trader Affiliate Program</a></li>
<li><a href="https://born2invest.com/articles/topranked-io-iq-option-affiliates-review/">IQ Option Affiliate Program</a></li>
<li><a href="https://born2invest.com/articles/kartra-affiliates-program-review/">Kartra Affiliates Program</a></li>
<li><a href="https://born2invest.com/articles/the-topranked-io-weekly-digest-whats-hot-in-affiliate-marketing-week-38/">Coinmama Affiliate Program</a></li>
<li><a href="https://born2invest.com/articles/stormgain-affiliate-program-review/">Stormgain Affiliate Program</a></li>
<li><a href="https://born2invest.com/articles/monetizing-travel-gpts-with-travelpayouts/">TravelPayouts Affiliate Program</a></li>
<li><a href="https://born2invest.com/articles/the-topranked-io-weekly-digest-whats-hot-in-affiliate-marketing-slotland-affiliates-program/">Slotland Affiliates</a></li>
<li><a href="https://born2invest.com/articles/bovada-affiliates-review/">Bovada Affiliates Program</a></li>
</ul>
Now, admittedly, there’s more than one thing in common. But besides <a href="https://topranked.io/" target="_blank" rel="noopener">great affiliate marketing programs</a> and even greater monetization ideas, there’s a little something you might also have seen.
That would be the name James Clear.
Yep, we like stealing his ideas and posting them as our own. So in the spirit of keeping up the tradition, here’s another that he just dropped this week.
“A simple recipe for finding opportunities: 1) Be pleasant; 2) Ask questions, and; 3) Engage daily…
It’s hard for a warm and pleasant person who is asking a lot of questions and engaging in their industry daily to not come across interesting opportunities.”
Now, here’s how you can apply this advice right now.
Go join a great affiliate program.
Then be pleasant to your affiliate manager and ask questions (if you’re stuck, ask them what campaigns are working for other affiliates…).
And if you’re stuck for affiliate program ideas, then go give LVBET Partners a shot.
<a href="http://affiliates.lvbetpartners.com/signup.html?a=656910" rel="noreferrer noopener nofollow sponsored" target="_blank">
<figure class="wp-block-image
size-large">
<img decoding="async" src="https://born2invest.com/wp-content/uploads/2024/04/image-140-1024x270.png" alt="LVBET Partners affiliate program" class="wp-image-491083">
</figure>
</a>
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(Featured image by <a href="https://www.pexels.com/photo/123-let-s-go-imaginary-text-704767/" target="_blank" rel="noreferrer noopener">SevenStorm</a> via Pexels)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a href="https://born2invest.com/disclaimer-policy/">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a href="https://born2invest.com/disclaimer-policy/">important disclosures</a>.
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2022/09/pexels-sevenstorm-juhaszimrus-704767-740x490.jpg</imageurl><photo_credit>(Featured image by SevenStorm via Pexels)</photo_credit><tags>affiliate marketing,China,featured,igaming,LVBET,TikTok,Twitch</tags> </item>
<item>
<title>Skybound Entertainment Launches Crowdfunding Campaign to Create an Invincible Game</title>
<link>https://born2invest.com/articles/skybound-entertainment-crowdfunding/</link>
<dc:creator><![CDATA[J. Frank Sigerson]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 15:30:00 +0000</pubDate>
<category><![CDATA[Crowdfunding]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[Invincible game]]></category>
<category><![CDATA[Marvel]]></category>
<category><![CDATA[Republic]]></category>
<category><![CDATA[Skybound Entertainment]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627241</guid>
<description><![CDATA[Skybound Entertainment launches a crowdfunding campaign on Republic to create a AAA game based on its Invincible comic. The campaign surpassed its $50,000 goal, reaching over $450,000 in investments. The game will be developed by industry veterans and aims to be the first AAA title in the Invincible franchise. Skybound aims to raise up to $5 million.]]></description>
<content:encoded><![CDATA[
Skybound Entertainment launches a crowdfunding campaign. Although there was a time when the situation was different, today the world of comics gets along very well with the world of video games. Both Marvel and DC are more open to trying to bring their heroes and villains to this different medium, even if sometimes the results are not as expected. 
However, there are other entertainment companies that also want to enter this interactive world, and one of them is Skybound Entertainment, which opened a new <a aria-label=" (opens in a new tab)" href="https://born2invest.com/articles/fidovet-italian-pet-food-mamacrowd/" target="_blank" rel="noreferrer noopener" class="ek-link">crowdfunding campaign</a> with the aim of raising funds to create a game of its comic Invincible.
<h3 class="wp-block-heading">The news was announced when Skybound Entertainment published its campaign on the crowdfunding site Republic</h3>
Unlike other sites like Kickstarter, Republic is more focused on substantial investments, since the minimum amount you can contribute to this campaign is $100. In the details, Skybound Entertainment specifies that they are not looking to develop a game of the stature of an independent title, but rather the first AAA Invincible game. 
To do this, the company has a team of around 30 industry veterans, including former employees of studios such as EA, Activision Blizzard, Epic Games, Amazon Games and more. The campaign goal was $50,000, but at the time of writing, Skybound Entertainment far exceeded that number, already raising more than $450,000.
While this plans to be the first AAA title based on the Invincible comics, it won’t be the first game in the franchise. In the middle of last year Ubisoft had announced the first video game based on these comics, Invincible: Guarding the Globe, which would be a free Android and iOS title with microtransactions that was finally released in February of this year. 
Additionally, in November of last year, Skybound Entertainment released Invincible Presents: Atom Eve , a game starring the character Atom Eve that mixes turn-based combat elements with a visual novel presentation. Although it is not an Invincible game itself, Omni-Man is also available as a playable character in Mortal Kombat 1 through DLC.
Although the campaign has already met its goal, it will still remain open until April 29th to continue raising investments. The maximum limit that Skybound Entertainment will be able to obtain is $5 million. The studio has not yet provided details on possible platforms or release date for this game.
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(Featured image by <a href="https://pixabay.com/photos/game-video-gaming-controller-hands-1232879/" class="ek-link broken_link" target="_blank" rel="noopener">monikabaechler</a> via <a href="https://pixabay.com/service/license-summary/" target="_blank" rel="noreferrer noopener">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.infobae.com/malditos-nerds/2024/04/16/skybound-entertainment-abre-una-campana-de-crowdfunding-para-crear-un-juego-de-invincible/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">infobae</a>. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/game-1232879_1280-740x490.jpg</imageurl><photo_credit>(Featured image by monikabaechler via Pixabay)</photo_credit><tags>featured,Invincible game,Marvel,Republic,Skybound Entertainment</tags> </item>
<item>
<title>36% of Cannabis Users Report a Reduction in Alcohol Consumption</title>
<link>https://born2invest.com/articles/cannabis-users-alcohol-consumption/</link>
<dc:creator><![CDATA[Arturo Garcia]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 14:30:00 +0000</pubDate>
<category><![CDATA[Cannabis]]></category>
<category><![CDATA[alcohol consumption]]></category>
<category><![CDATA[cannabis users]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[Numerator survey]]></category>
<category><![CDATA[THC users]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627211</guid>
<description><![CDATA[A Numerator survey found that 36% of cannabis users reported decreased alcohol intake since using cannabis products. Cannabis users, mainly Gen Z and Millennials, tend to use cannabis more regularly for stress relief and recreational purposes, leading to reduced alcohol spending. This shift in consumer behavior highlights the complex influence of cannabis on everyday life.]]></description>
<content:encoded><![CDATA[
In recent years, we have seen increased interest in the <a aria-label=" (opens in a new tab)" href="https://born2invest.com/articles/cannabis-legalization-youth-using-it/" target="_blank" rel="noreferrer noopener" class="ek-link">impact of cannabis</a> on various aspects of everyday life. One of the most significant effects that cannabis can have on your daily habits is its effect on alcohol consumption. 
The latest survey conducted by Numerator shows that as many as 36% of cannabis users report that their alcohol consumption has decreased since they started using hemp products. In this article, we will take a closer look at how cannabis affects the everyday lives of its users, changing their consumption habits and preferences.
<h3 class="wp-block-heading">The profile of cannabis users</h3>
Cannabis users are mainly younger generations – Gen Z and Millennials, who often have lower or middle incomes (< $60,000 per year). These people usually use cannabis several times a week, and 38% of them declare that they use THC every day. On the other hand, CBD users , who tend to be older, with higher incomes, use these products less regularly, mainly to manage pain and inflammation.
Cannabis users often look for stress relief, better sleep and pain management, but they also value cannabis for its recreational properties as well as the ability to improve well-being in company and while spending time creatively. This is a noticeably different motivational profile compared to CBD users, for whom treatment and symptom relief are of primary importance.
<h3 class="wp-block-heading">The impact on alcohol consumption</h3>
Reducing alcohol consumption among cannabis users is one of the most interesting aspects of Numerator’s study . The results show that daily use of THC reduces alcohol expenditure compared to people who use cannabis less frequently or do not use this type of substance at all.
People who take THC daily spend an average of 15.3% of their grocery budget on alcohol. It is interesting that this group, despite regularly using cannabis, still purchases alcohol, but to a much lesser extent than other groups. In comparison, people who use THC occasionally spend as much as 18.1% of their food budget on alcohol, which is a higher rate than even among people who do not use THC at all (14.3%).
It can be speculated that the decline in alcohol consumption among THC users is due to several key factors. The first of them may be a subjective feeling of better well-being after taking THC, which reduces the need to reach for alcohol as a means to improve mood or reduce stress. Cannabis is often used for relaxation, which may meet some of the needs that consumers previously tried to satisfy through alcohol.
People who regularly use THC may also experience a decreased interest in alcohol due to changes in leisure preferences and ways of social interaction. THC affects the brain’s reward system differently than alcohol, which may contribute to a less impulsive approach to drinking. In addition, regular use of THC may lead to changes in sensory perception, which may also reduce the attractiveness of alcohol as a psychoactive drug.
<figure class="wp-block-image size-full is-resized caption-align-center"><img loading="lazy" decoding="async" width="640" height="427" src="https://born2invest.com/wp-content/uploads/2024/04/pexels-brandon-nickerson-129347-395087.jpg" alt="cannabis users" class="wp-image-627235" style="width:740px;height:auto" srcset="https://born2invest.com/wp-content/uploads/2024/04/pexels-brandon-nickerson-129347-395087.jpg 640w, https://born2invest.com/wp-content/uploads/2024/04/pexels-brandon-nickerson-129347-395087-300x200.jpg 300w, https://born2invest.com/wp-content/uploads/2024/04/pexels-brandon-nickerson-129347-395087-100x67.jpg 100w, https://born2invest.com/wp-content/uploads/2024/04/pexels-brandon-nickerson-129347-395087-272x182.jpg 272w" sizes="(max-width: 640px) 100vw, 640px" /><figcaption class="wp-element-caption">Cannabis users often look for stress relief, better sleep and pain management. <a aria-label=" (opens in a new tab)" href="https://www.pexels.com/photo/man-smoking-a-cigarette-395087/" target="_blank" rel="noreferrer noopener" class="ek-link">Source</a></figcaption></figure>
<h3 class="wp-block-heading">Spending on cannabis products and other consumer behavior </h3>
Cannabis users are much more likely to spend their money on snacks and drinks. Additionally, they tend to use food delivery services such as Uber Eats and visit fast food outlets. THC users who consume it daily are especially likely to use these services.
<h3 class="wp-block-heading">Popularity of the THC-related products and activities</h3>
Some of the most frequently chosen forms of THC consumption are edible products and dried cannabis, but vaporizers and ready-made joints are also popular . Among the activities associated with THC use, relaxation and sleep predominate, but THC users also often watch movies, listen to music, spend time with friends, clean, cook, be creative, or enjoy time in nature. Gen Z, the youngest group of THC consumers, is especially prone to snacking when using hemp products.
<h3 class="wp-block-heading">Conclusions</h3>
In light of the data presented, it becomes clear that cannabis has a significant impact on reducing alcohol consumption among its users. Moreover, the study sheds light on a number of other changes in the consumer behavior and lifestyle of people who use THC. Given the growing popularity and legalization of cannabis, we can expect further research and a deeper understanding of the impact of this substance on society.
Undoubtedly, these results show how multidimensional the impact of cannabis is on everyday life, and understanding this phenomenon may lead to better management and regulation of this substance in the future.
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(Featured image by <a href="https://www.pexels.com/photo/man-and-woman-sitting-on-bed-while-smoking-8139676/" class="ek-link broken_link" target="_blank" rel="noopener">RDNE Stock project</a> via <a href="https://www.pexels.com/license/" target="_blank" rel="noreferrer noopener">Pexels</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://faktykonopne.pl/36-uzytkownikow-marihuany-zglasza-zmniejszenie-spozycia-alkoholu/" class="ek-link" target="_blank" rel="noopener">FaktyKonopne</a>. A third-party contributor translated and adapted the articles from the originals. In case of discrepancy, the originals will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/pexels-rdne-8139676-740x490.jpg</imageurl><photo_credit>(Featured image by RDNE Stock project via Pexels)</photo_credit><tags>alcohol consumption,cannabis users,featured,Numerator survey,THC users</tags> </item>
<item>
<title>Green Arms Raised Almost 1 Million in its Crowdfunding Round on CrowdFundMe</title>
<link>https://born2invest.com/articles/green-arms-crowdfunding-crowdfundme/</link>
<dc:creator><![CDATA[Jeremy Whannell]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 13:30:00 +0000</pubDate>
<category><![CDATA[Impact Investing]]></category>
<category><![CDATA[CrowdFundMe]]></category>
<category><![CDATA[equity crowdfunding]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[Green Arms]]></category>
<category><![CDATA[photovoltaic plants]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627192</guid>
<description><![CDATA[Green Arms, an innovative startup facilitating citizen and business participation in renewable energy projects, has nearly reached 1 million euros in an equity crowdfunding campaign. Founded in 2019, it aims to acquire a 6.5 MW photovoltaic plant and develop new projects. With over €3 million raised previously, it operates 31 plants, proposing a democratic investment model with profit sharing.]]></description>
<content:encoded><![CDATA[
The Green Arms equity crowdfunding campaign, underway on <a href="https://born2invest.com/articles/casrevolution-crowdfundme-alzheimers/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">CrowdFundMe</a>, a crowdinvesting portal listed on the Italian Stock Exchange, has reached almost 1 million euros.
Green Arms is an innovative startup that allows citizens and businesses to participate in energy projects with a positive environmental impact and from 100% renewable production sources.
This is the fifth fundraising for the company, founded in Nichelino (Turin) in 2019, which has so far raised a total of over €3 million in capital from more than 200 investors and which closed 2023 with a consolidated turnover of more than €4 millions .
The equity crowdfunding campaign will end on April 23rd and, in addition to serving for the acquisition of the 6.5 MW photovoltaic plant park, aims to raise resources to develop new projects, strengthen the corporate structure and prepare the ground for a listing on the stock market in the next four years.
Green Arms, which manages 31 plants between owners and on behalf of third parties (of which 22 photovoltaic and 9 hydroelectric), for a total value of the assets exceeding 20 million and a total installed power of approximately 10 MW, proposes a democratic investment model, which allows everyone to take part in green operations, supporting the environment and sharing the profits.
<h3 class="wp-block-heading">The Green Arms model</h3>
The business is based, on the one hand, on the acquisition of already connected and productive plants, with related incentives (residual duration 8-10 years) and, on the other, on the development of new plants from 100% renewable sources.
With respect to the first line, the company concluded, in mid-2023, an acquisition agreement for a 6.5 MW photovoltaic system park which is nearing completion and which will lead the structure to be able to count on over 3 million in additional annual revenues (at least until 2030), as well as taking over long-term work activities (management, management, maintenance, etc.).
Compared to the second, Green Arms has started several development projects for new plants throughout Italy, which it will continue throughout 2024 and 2025.
Its production assets allow the company to already count on recurring and predictable revenues in a medium-long term perspective, in addition to those deriving from the future development of its main business lines: plants made profitable through their management and energy sales, integrated activity of development of new systems for third parties and intermediation specialized in the placement and further development of existing and already connected systems.
<h3 class="wp-block-heading">Who is Green Arms</h3>
Green Arms counts among its most important partners Energia Positiva (with which it shares the founders), a cooperative which since 2015 has offered an innovative electricity supply and system sharing service to the market with over 1,350 members on a national basis.
The objective is to share the economic results obtained annually from its activities with its investors (return objective in the period 2024-2028 growing from 8 to 12% per year) , through the distribution of dividends based on the performances recorded.
Green Arms members are rewarded by the profitability set aside in recent years, which will begin to be distributed from 2024 (€270 thousand in the current year; 1 million in the two-year period 2025-2026),
Furthermore, the members’ ROI will also derive from the return deriving from their investment higher than the normal market rates and from the future revaluation of the shares at the time of landing on the regulated market, as well as from the tax incentive provided for by the legislation which will cease with the next 31 July.
Alberto Gastaldo , Co-founder, underlines: “ We decided to launch Green Arms in 2019, in order to bring together even more people on our mission and become one of the main aggregation realities on a national scale in the renewable production sector. And the response to the current collection campaign gives us even more confidence for the future of our facility ”
<h3 class="wp-block-heading">The growth of the photovoltaic market</h3>
The targets defined for 2030 at the level of Italy and Europe – for example the coverage of 42.5% of electricity demand from renewable sources compared to the current 32% – assume that, in the coming years, the growth trend of the sector will be disruptive, especially for the photovoltaic sector.
In the first nine months of 2023 alone, the sector has already almost equaled the growth of the last six years, reaching an installed capacity of 3.5 GW, compared to 3.6 GW in the period between 2015 and 2021 (source GSE) .
Claudio Gastaldo , Co-founder, added: “ The innovativeness and uniqueness of the Green Arms model lie mainly in the remuneration of its members, which takes place on an annual basis, to guarantee a fair reward to those who believed in the initiative, investing in a long-term project. If we continue, as we are already doing, to combine direct economic participation of citizens or businesses with the development of new activities, we are sure that the future listing can be successful and materialize within the next 3-4 years.”
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(Featured image by <a href="https://pixabay.com/photos/photovoltaic-solar-power-plant-4525178/" class="ek-link" target="_blank" rel="noopener">fabersam</a> via <a href="https://pixabay.com/service/license-summary/" target="_blank" rel="noreferrer noopener">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.crowdfundingbuzz.it/green-arms-vicina-al-milione-di-raccolta-nel-suo-round-di-equity-crowdfunding-su-crowdfundme/" class="ek-link" target="_blank" rel="noopener">Crowdfunding buzz</a>. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/photovoltaic-4525178_1280-740x490.jpg</imageurl><photo_credit>(Featured image by fabersam via Pixabay)</photo_credit><tags>CrowdFundMe,equity crowdfunding,featured,Green Arms,photovoltaic plants</tags> </item>
<item>
<title>Vithas and MSD Join Forces to Train and Innovate in Oncology Matters</title>
<link>https://born2invest.com/articles/vithas-msd-join-forces-innovate-oncology/</link>
<dc:creator><![CDATA[Eva Wesley]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 12:30:00 +0000</pubDate>
<category><![CDATA[Biotech]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[MSD]]></category>
<category><![CDATA[Vithas Oncology Institute]]></category>
<category><![CDATA[Vythas]]></category>
<category><![CDATA[Vythas turnover]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627176</guid>
<description><![CDATA[Vithas and MSD have formed an alliance to enhance patient care, especially in cancer treatment. The collaboration focuses on innovation, research, and education, coinciding with the launch of Vithas Oncology Institute. Vithas, exceeding €700 million in turnover, operates 20 hospitals and 37 medical centers nationwide. Owned by Goodgrower, it's chaired by Jorge Gallardo Piqué.]]></description>
<content:encoded><![CDATA[
New agreement between the <a href="https://born2invest.com/articles/vytrus-biotech-increases-sales-2024/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">healthcare and pharmaceutical sectors</a>. Vithas and MSD have launched an alliance with the main objective of “ contributing to the improvement of care and quality of life for patients with cancer ” and other pathologies, according to the company statement.
Within their commitment to innovation and health research, both companies have signed the agreement, with a minimum duration of two extendable years, coinciding with the launch of the Vithas Oncology Institute (IOV).
This center will be the hospital company’s main instrument for its development together with the Vithas Foundation, the Vithas PlazaSalud+ purchasing center and the group’s group of hospitals.
The framework agreement includes the collaboration of Vithas and MSD in carrying out joint training projects and programs, activities related to innovation, technological development and social promotion of health education in different therapeutic areas , including the oncology field.
<h3 class="wp-block-heading">Vithas has exceeded 700 million euros in turnover in 2023</h3>
Apart from the future Esplugues de Llobregat hospital, Vithas already has two medical centers in Lleida and Vilanova i la Geltrú (Barcelona) . All this offer and resources have led the healthcare group to exceed 700 million euros in turnover in 2023.
Vithas is owned by the parent company Goodgrower , created in 2007 by the Gallardo family, owners of Almirall. Since its creation in the mid-2000s, this division had already acquired some health centers, but it was in 2011 when Vithas began to be built as it is known today , after the purchase of 80% of the division that grouped Adeslas’ hospital offering. Segurcaixa. With this operation, Goodgrower acquired ten hospitals at once and worked side by side with Criteria Caixa in the hospital sector for almost a decade.
Currently, Goodgrower is chaired by Jorge Gallardo Piqué, part of the third generation of the family and brother of Carlos Gallardo, president of Almirall. The Gallardos have controlled 100% of Goodgrower since 2020 after purchasing the remaining 20% from Criteria Caixa for 93 million euros .
The Vithas group is made up of twenty hospitals and 37 medical and care centers distributed throughout 14 provinces with more than 12,000 professionals in its lines. In addition, the group integrates the Vithas Foundation, Vithas Red Diagnóstica and the PlazaSalud+ purchasing center.
__
(Featured image by <a href="https://unsplash.com/photos/white-microscope-on-top-of-black-table-gKUC4TMhOiY" class="ek-link" target="_blank" rel="noopener">Ousa Chea</a> via <a href="https://unsplash.com/license" target="_blank" rel="noreferrer noopener">Unsplash</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.plantadoce.com/empresa/vithas-y-msd-se-unen-para-formarse-e-innovar-en-materia-oncologica" class="ek-link" target="_blank" rel="noopener">PlantaDoce</a>. A third-party contributor translated and adapted the articles from the originals. In case of discrepancy, the originals will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/ousa-chea-gKUC4TMhOiY-unsplash-740x490.jpg</imageurl><photo_credit>(Featured image by Ousa Chea via Unsplash)</photo_credit><tags>featured,MSD,Vithas Oncology Institute,Vythas,Vythas turnover</tags> </item>
<item>
<title>What You Can Do to Create an Online Store People Trust</title>
<link>https://born2invest.com/articles/online-store-create-people-trust/</link>
<dc:creator><![CDATA[Susan Friesen]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 11:30:00 +0000</pubDate>
<category><![CDATA[Business]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[mobile optimization]]></category>
<category><![CDATA[online store]]></category>
<category><![CDATA[transparent pricing]]></category>
<category><![CDATA[website design]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627162</guid>
<description><![CDATA[Learn how to build trust in your online store with expert tips. From sleek website design to secure payment processing, transparent pricing, and engaging customer reviews, this article covers all the essentials for establishing credibility in the digital marketplace. Dive into strategies to create a shopping experience customers will trust and return to time and time again.]]></description>
<content:encoded><![CDATA[
If you own an online store, you’ve probably worked really hard to get everything up and running.
But if you want to continue to reap the rewards of that hard work, and keep your store going long into the future, you have to create an <a href="https://born2invest.com/articles/online-store-tips-ecommerce-sales/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">online store people trust</a>.
Because regardless of how good your offerings are, if you’re not seen as trustworthy, it’s going to be difficult to convince anyone to do business with you.
Luckily, there’s evidence to show that consumers already have a considerable amount of trust in eCommerce.
In fact, in a <a href="https://about.chubb.com/stories/online-retail-trust-report.html" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener nofollow" class="ek-link">survey from Chubb</a>, most consumers said they trust companies’ digital storefronts.
But even though most consumers seem to have trust in eCommerce stores, digital storefronts and eCommerce platforms are still at the bottom of this list.
That being said, some consumers will still be on the fence about whether or not they can trust you, no matter what kind of eCommerce shop you run, so you need to do whatever you can to show them your store can be trusted.
Looking at things from a demographic perspective, it’s also important to note that 18-26-year-olds seem to have the lowest trust in eCommerce and digital storefronts, while nearly 90 per cent of them have trust in social media shopping.
What’s more, those 59-68 years of age appear to have no trust in social media shopping and believe it or not, their most trusted place for shopping is actually digital storefronts, as opposed to brick-and-mortar.
I wanted to draw attention to this because if you want to create an online store people trust, then you’ve got to consider the needs, wants, and expectations of your target market and ensure you’re selling on the right platform(s).
But regardless of your target market’s age, or where they choose to shop, there’s a lot you can do to gain customer trust in eCommerce.
So, if you’re looking to build a trustworthy online store, then this is an article you’re not going to want to miss.
<h2 class="wp-block-heading">How to Create an Online Store People Trust</h2>
Trust forms the bedrock of any successful business venture, and this is especially true in an online environment where customers often hesitate to divulge personal and financial information.
So, suppose you want to create an online store people trust. In that case, you’re going to need a multifaceted approach that encompasses various elements, including everything from website aesthetics to customer service and security protocols.
Here’s what you can do to craft an online store that instills confidence in your visitors and fosters long-term trust:
<h3 class="wp-block-heading">Professional Website Design</h3>
A professionally designed website is akin to a well-tailored suit – it exudes confidence, competence, and professionalism.
Invest in a visually appealing layout for your website that reflects your brand’s identity while prioritizing user experience.
Among other things, this requires a clutter-free interface with intuitive navigation, clear categories, and easy-to-find product listings.
<h3 class="wp-block-heading">Secure Payment Gateway</h3>
Another crucial aspect of creating a trustworthy online store is ensuring you’re using a secure payment gateway, as customers must feel assured that their information is safeguarded against potential threats.
So, make sure to partner with a reputable payment gateway provider to make sure you’re able to process transactions securely.
You should also implement Secure Sockets Layer (SSL) encryption to encrypt data transmitted between the customer’s browser and your server, which further enhances the security of online transactions.
<h3 class="wp-block-heading">Transparent Pricing and Policies</h3>
Transparency breeds trust, so make sure to display product prices, shipping fees, and any additional charges upfront to prevent unpleasant surprises during checkout.
In addition, you should make sure to clearly articulate your return, refund, and exchange policies, so you can set clear expectations for customers and alleviate any concerns they may have about post-purchase support.
<h3 class="wp-block-heading">High-Quality Product Images and Descriptions</h3>
Visual appeal plays a pivotal role in online shopping, and this is also true if you want to create an online store people trust.
People don’t want to see dark, blurry, out-of-focus, or pixelated photos, or products with descriptions that are missing pertinent information, as this makes it harder for them to make a purchase decision and also makes it look like you’re running a Mickey Mouse operation.
So, make sure to provide high-resolution images of your products from multiple angles to offer customers a comprehensive view, and you should accompany those product images with detailed descriptions that include things like key features, dimensions, and materials used.
<h3 class="wp-block-heading">Customer Reviews and Testimonials</h3>
Whenever you can, you should leverage the power of social proof by prominently showcasing customer reviews and testimonials on your product pages.
Genuine feedback from satisfied customers serves as a testament to the quality and reliability of your offerings and this can significantly boost consumers’ trust in your online store.
Moreover, you should make sure to encourage customers to leave reviews and ratings after making a purchase, and you should also promptly address any negative feedback to demonstrate your commitment to customer satisfaction and continuous improvement.
<h3 class="wp-block-heading">Contact Information and Support</h3>
Accessibility breeds confidence, so you should do whatever you can to make it effortless for customers to reach out to you.
This includes prominently displaying contact information, including email addresses, phone numbers, and physical addresses, if applicable.
You should also offer multiple channels for customer support, such as live chat, email correspondence, and telephone assistance, as timely and helpful responses to inquiries can help instill trust and foster positive relationships with customers.
<h3 class="wp-block-heading">Get in Front of the Right Audience</h3>
Getting in front of the right audience by making use of things like podcasts can significantly enhance trust in your online store, so long as you say the right things.
Podcasts, in particular, offer a unique opportunity to connect with potential customers on a personal level, allowing you to share your knowledge, showcase your products, and engage in authentic conversations.
This gives you the ability to position yourself as a knowledgeable authority and establish trust by demonstrating your expertise and fostering genuine connections with your target audience.
<h3 class="wp-block-heading">Trust Badges and Security Seals</h3>
Another great way to inspire trust in your online store is to display trust badges and security seals from renowned third-party organizations, such as SSL certificates and payment processor logos, as this can help reassure consumers about the integrity of your website.
These visual cues serve as tangible evidence of your commitment to safeguarding customer data and mitigating online security risks.
<h3 class="wp-block-heading">Mobile Optimization</h3>
It seems that everyone and their dog has a smartphone today, and as a result, optimizing your online store for mobile users is imperative.
Having said that, you’ve got to ensure that your website is responsive, which means that it seamlessly adapts to various screen sizes and resolutions.
Mobile optimization enhances the user experience, keeps people on your site for longer, and builds trust by showing that you understand the needs of modern consumers.
<h3 class="wp-block-heading">Social Proof and Social Media Presence</h3>
Cultivating a robust social media presence across relevant platforms can help you engage with your audience, amplify your brand’s visibility, and in turn, build trust.
One great way to do this is by showcasing user-generated content, such as customer photos and testimonials, to provide tangible evidence of the quality and popularity of your products.
These kinds of authentic interactions on social media platforms can help foster a sense of community and trust among your audience.
<h3 class="wp-block-heading">Secure and Streamlined Checkout Process</h3>
Shopping cart abandonment is one of the biggest issues for eCommerce stores, and this often happens because the checkout process seems insecure or is too convoluted.
That being said, you should do whatever you can to streamline your checkout process to minimize friction and facilitate seamless transactions.
For instance, implementing user-friendly features such as guest checkout options and saved payment information can help expedite the purchasing process.
What’s more, you should employ stringent security measures, such as CAPTCHA verification and address validation, to help mitigate fraudulent activities and safeguard customer data during online transactions.
<h3 class="wp-block-heading">Clear Privacy Policy</h3>
Transparency regarding data privacy is paramount if you want to create an online store people trust, as this instills confidence and reinforces your commitment to ethical business practices.
With that in mind, you should publish a comprehensive privacy policy that fully explains how you collect, utilize, and protect customers’ information.
Within this privacy policy, you should assure customers that their data will be handled with the utmost confidentiality and will not be shared with third parties without explicit consent.
<h3 class="wp-block-heading">Consistent and Distinctive Brand Identity</h3>
Establishing a distinctive brand identity is pivotal if you want to build trust in your online store.
This involves crafting a compelling brand narrative that resonates with your target audience and reflects your core values.
You should also make a point of consistently reinforcing your brand identity across all touchpoints, including your website, product packaging, and marketing efforts, as a cohesive brand presence fosters familiarity and trust in consumers.
<h3 class="wp-block-heading">Fast and Reliable Shipping</h3>
Timely delivery is a hallmark of exceptional customer service.
Having said that, you should offer expedited shipping options to cater to customers with urgent needs, while also providing standard shipping methods for cost-conscious shoppers.
In addition, make sure to provide shipment tracking information to keep customers informed about the status of their orders and alleviate any anxiety over delivery timelines.
This kind of transparent communication regarding shipping updates helps to enhance trust and fosters a positive post-purchase experience.
<h3 class="wp-block-heading">Hassle-Free Returns and Exchanges</h3>
A hassle-free policy for returns and exchanges signals confidence in the quality of your products and builds trust with your audience.
So, you should do whatever you can to simplify your return and exchange process to reassure customers and alleviate concerns about potential buyer’s remorse.
In any case, make sure to clearly articulate your return policy, including any eligibility criteria and associated procedures.
You can also offer free returns or exchanges whenever feasible to incentivize purchases and mitigate perceived risks for potential customers.
<h3 class="wp-block-heading">Continuous Improvement and Feedback</h3>
Another thing you can do to create an online store people trust is embrace a culture of continuous improvement by asking your customers for feedback through things like surveys and reviews.
These insights can help you identify areas for improvement across various aspects of your online store, including product offerings, website functionality, and customer service practices.
Moreover, demonstrating responsiveness to customer feedback underscores your commitment to delivering exceptional experiences, which helps foster trust and loyalty.
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(Featured image by <a href="https://pixabay.com/photos/shopping-venture-shopping-laptop-4516039/" class="ek-link broken_link" target="_blank" rel="noopener">Preis_King</a> via <a href="https://pixabay.com/illustrations/dont-panic-panic-button-stress-1067044/" target="_blank" rel="noreferrer noopener" class="broken_link">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">important disclosures</a>.
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/shopping-venture-4516039_1280-740x490.jpg</imageurl><photo_credit>(Featured image by Preis_King via Pixabay)</photo_credit><tags>featured,mobile optimization,online store,transparent pricing,website design</tags> </item>
<item>
<title>Starting from 2025, Expected Revenues Will Exceed Investments in the Fintech Sector</title>
<link>https://born2invest.com/articles/fintech-expected-revenues-investments/</link>
<dc:creator><![CDATA[Sharon Harris]]></dc:creator>
<pubDate>Fri, 19 Apr 2024 07:12:52 +0000</pubDate>
<category><![CDATA[Fintech]]></category>
<category><![CDATA[Bank of Italy]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[financial technologies]]></category>
<category><![CDATA[fintech investments]]></category>
<category><![CDATA[fintech revenues]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627146</guid>
<description><![CDATA[In 2021-2022, Italy's fintech investments reached €600 million, projected to rise to €901 million in 2023-2024, with an additional €380 million from 2025. The sector expects to generate €1.1 billion in revenues post-2025. Banks lead investments (95%), notably in intermediation and payments. Top investors account for 87.5% of spending, increasingly focusing on innovative projects.]]></description>
<content:encoded><![CDATA[
Spending on fintech investments in the <a href="https://born2invest.com/articles/innofintech-promoting-innovation-market/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">Italian financial system</a> amounted to 600 million euros in the two-year period 2021-2022. The share, according to Bank of Italy estimates , will rise to 901 million in 2023-2024, and expenses of a further 380 million are expected starting from 2025. 
The deadline is not known, but so far the figure stands at around 1,88 billion euros of expenditure for 430 projects (63% of which are totally new), with a trend from the two-year period 2017-2018 (the year in which the first survey was made) which sees in the current period of time a first contraction of investments compared to expected revenues, which stand at 340 million euros in the two-year period 2021-2022 and 709 million in the following one. “Starting from 2025, the projects should generate additional revenues of almost 1.1 billion.”
The commitment (also in terms of investment) of the sector can be seen from the fourth fact-finding survey conducted by Palazzo Koch in 2023 on fintech in the Italian financial system, which involved, in addition to the entire banking system of our country, also 67 non-banking intermediaries ( including, among others, SGRs and SIMs) selected based on volumes of activity and business model.
<h3 class="wp-block-heading">Expectations on consultancy and portfolio management</h3>
And it is precisely the field of consultancy and management of financial portfolios that gains interest in the dynamics of fintech when the effects of investments in the sector on individual business areas are analysed. In particular, if we look at the evolution of robot process automation (RPA) projects, the main effects are expected on operational risks. 
On the one hand with a reduction in fraud and legal costs, which will also result in an improvement in the intermediary’s reputational profiles; on the other hand, however, an increase in risk linked to ICT outsourcing is expected given the growing use of cloud suppliers. “Third-party risk management therefore becomes a fundamental aspect in an ecosystem characterized by frequent collaborations with technological partners,” wrote Bankitalia.
<h3 class="wp-block-heading">Where fintech investments go</h3>
Among the business areas that have attracted the greatest economic resources, those of intermediation and payments attract 43.7 and 39.4% of total investments respectively. While in terms of number of projects the prevailing area is that of operations (a quarter of the projects). However, the impact of spending on fintech technologies in relation to operating costs remains limited, as does the impact of expected revenues on the intermediation margin which do not exceed 1 percent.
The most important fintech projects in the intermediation area had as their main objective the digitalization and automation of the credit process , from the loan request to its disbursement up to the possible management of problem and non-performing loans (digital lending). In payments, the most recurring innovations concerned instant payments and the integration of payment instruments within digital wallets. Projects related to operations, based mainly on AI and RPA, involved back office processes and interactions with customers (through chatbots).
<h3 class="wp-block-heading">Polarization underway</h3>
However, Bank of Italy notes that the process of digital transformation of the financial system, although expanding, is “quantitatively limited and polarized”. The reference goes to the percentage of 5 points in 21-22 (reduced from the total, therefore) of expenditure relating to the purchase of software, hardware, technological systems and for the operation of IT systems. 
“This trend – the analysts write – could indicate both a lower propensity of intermediaries to undertake innovative projects in a context of general economic slowdown and a greater ability of intermediaries to select innovative projects towards which to allocate greater resources.”
<h3 class="wp-block-heading">Who invests the most in fintech companies? The banks</h3>
Banks constitute the main investor entities, with 95% of total spending (76.5 in the previous survey), followed by financial companies (2.4%), management companies (1.1%), IPs and EMIs (1.4%), finally SIMs, with a marginal share (0.2%).
 Furthermore, the share of spending attributable to the top ten investors grew further, reaching 87.5 percent of the total and the weight of the top five intermediaries grew even more intensely: from 61.9 to 81.0%. There is also less variety among these entities, which do not include non-bank intermediaries, such as asset management companies, IMELs and financial companies pursuant to art. 
<h3 class="wp-block-heading">Collaborations are increasing</h3>
The institute also notes an increase in collaborations with third parties (such as companies and technology providers) compared to the previous biennial survey. In the last two years, both the percentage of intermediaries who have entered into a collaborative relationship (from 46 to 51%) and the number of agreements (from 330 to 470) have increased. 
A further option for implementing fintech projects is represented by the direct acquisition of shares in companies specialized in the provision of typical information technology services: the nominal value of the shares amounts to 1.11 billion, equal to five times that observed in 2021 .
<h3 class="wp-block-heading">The technologies</h3>
In detail of technologies, the majority of projects go in the direction of web-mobile platforms (20.5%). Artificial intelligence drives 16.5% of investments, followed by application programming interfaces (API) with 14.9 percent. A shift in interest (and investment), therefore, emerges towards web-mobile platforms and AI, but also towards digital signatures, DLT and big data. Projects dedicated to APIs are decreasing in number and value (even though they constitute the reference technologies on which just over half of the projects are based). Projects related to cloud computing, although becoming fewer, have grown in terms of spending.
<h3 class="wp-block-heading">The topic of open banking</h3>
The resources directed towards new open banking projects are decreasing , going from 156 million in the previous survey to the current 46 million. The new initiatives are attributable not only to payment services, but also to the use of digital identities, the development of digital wallets and technological business support solutions. Open finance projects are still limited.
<h3 class="wp-block-heading">The fight against money laundering</h3>
The share of intermediaries that employ or develop technologies to fulfill anti-money laundering (AML) obligations is rising from 62 to 80 percent. The most recurring solutions, Bankitalia points out, concern adequate remote verification, for which we observe a growing use of digital identities (SPID and CIE), and greater automation in the collection of customer data through technologies such as optical character recognition (OCR) and digital signatures. 
A significant increase also affected cloud technologies, used for data storage, while the increases relating to the use of AI and the sharing of information in the context of adequate verification and monitoring of the operations of the company were more limited. customers.
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(Featured image by <a href="https://pixabay.com/photos/investment-finance-time-3247252/" class="ek-link" target="_blank" rel="noopener">Tumisu</a> via <a href="https://pixabay.com/service/license-summary/" target="_blank" rel="noreferrer noopener">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://fundspeople.com/it/bankitalia-fintech-dal-2025-i-ricavi-attesi-supereranno-gli-investimenti/" class="ek-link" target="_blank" rel="noopener">FUNDSPEOPLE</a>. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us.
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/investment-3247252_1280-740x490.jpg</imageurl><photo_credit>(Featured image by Tumisu via Pixabay)</photo_credit><tags>Bank of Italy,featured,financial technologies,fintech investments,fintech revenues</tags> </item>
<item>
<title>The World’s Largest Insurers Have ESG Blind Spots, According to ShareAction</title>
<link>https://born2invest.com/articles/shareaction-insurers-esg-blind-spots/</link>
<dc:creator><![CDATA[Jeremy Whannell]]></dc:creator>
<pubDate>Thu, 18 Apr 2024 14:30:00 +0000</pubDate>
<category><![CDATA[Impact Investing]]></category>
<category><![CDATA[ESG Criteria]]></category>
<category><![CDATA[ESG parameters]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[insurance sector]]></category>
<category><![CDATA[ShareAction]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627137</guid>
<description><![CDATA[The evaluation of the 65 insurance companies carried out by ShareAction confirms the need for constant evaluation of the sustainable performance of companies in any industry, as this will allow us to detect failures, inconsistencies and opportunities for improvement in compliance with sustainability agreements and measure adherence to ESG criteria.]]></description>
<content:encoded><![CDATA[
ShareAction, an organization that promotes <a href="https://born2invest.com/articles/amazon-sustainability-accelerator-2/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">responsible investment</a>, carried out a classification of the 65 largest insurers in the world according to the climate and social responsibility strategies they implement. The evaluation of these companies showed that most of them have ESG blind spots, since they do not have the necessary restrictions for clients who are not sustainable.
This study puts the spotlight on companies that provide life, property, accident and health insurance services to show the enormous area of opportunity that this type of organizations must address in order to improve their performance in terms of environmental care, a common challenge for humanity that requires the efforts of everyone, not only individuals, but, mainly, industries. Find out what the sector’s deficiencies are.
<h3 class="wp-block-heading">Insurers have ESG blind spots</h3>
The assessment managed by ShareAction to measure the ESG parameters of the world’s largest insurers analyzed the companies’ organizational governance structure, as well as the ESG commitments they have to their clients. In addition, ShareAction reviewed whether companies had a comprehensive plan to measure their environmental, social and natural impacts with their current and potential customers and what the service exclusions were.
The assessment consisted of thirty metrics, and half of the companies earned overall grades of E or F, the lowest grades achievable. The lowest scores were those of Lloyd’s of London, Sony Financial Group and Nationwide Mutual Insurance Co.
ShareAction stated that insurer results were really weak across the board, making it clear that this sector has a number of operational changes to make to align with climate goals.
Regarding the insurers’ results, Claudia Gray, head of financial sector research at ShareAction, stated that the ratings reveal the “abject failure of the insurance sector to meet its responsibilities to protect both people and the planet.” » and called for urgent measures to be implemented.
<h3 class="wp-block-heading">The failures of the insurance sector according to ShareAction</h3>
In addition to showing that insurers are not collaborating efficiently in caring for the environment through their operations, the study also allowed us to conclude that:
There are blind spots in ESG: although most insurers have signed commitments that consider net zero as an investment requirement, the activities carried out are not consistent with this goal and eight out of 10 companies do not have climate objectives for 2030. Nor do they have They have eliminated investments in thermal coal, gas and oil.
Lack of preparation for the climate transition: The analysis indicates that less than a third of insurers published a climate transition plan and most insurers have forgotten to promote their alliance with companies that carry out low-carbon activities.
Climate transition planning required: Insurers are required to publish climate transition plans aligned with net zero, based on climate science and capable of detecting greenwashing. Regulatory interventions are required: if the insurance sector does not take action regarding its activities, it will be necessary to create and apply measures to regulate this industry.
<h3 class="wp-block-heading">CSR as a parameter of association</h3>
The evaluation of the 65 insurance companies carried out by ShareAction confirms the need for constant evaluation of the sustainable performance of companies in any industry, as this will allow us to detect failures, inconsistencies and opportunities for improvement in compliance with sustainability agreements and measure adherence to ESG criteria.
ShareAction reminds us that, if we want a greener world, it is necessary that every type of association includes a prior evaluation of the activities of the company, client, supplier or service provider to which we are considering joining, since only when sustainable actions of a company are an unavoidable requirement to invest, buy, hire or provide a service, we will achieve a change at the height of the current climate crisis.
On the other hand, the role of the regulation of activities in all industries is crucial in the advancement of sustainable objectives, since not only must companies commit to ensuring that their operations do not harm the environment, but there must be entities dedicated to sanction and align organizations that are not taking seriously the urgency of a green economy.
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(Featured image by <a href="https://pixabay.com/illustrations/life-family-insurance-automobile-1532301/" class="ek-link broken_link" target="_blank" rel="noopener">kalhh</a> via <a href="https://pixabay.com/service/license-summary/" target="_blank" rel="noreferrer noopener">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.expoknews.com/mayores-aseguradoras-del-mundo-tienen-puntos-ciegos-en-esg/" class="ek-link" target="_blank" rel="noopener">expok</a>. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/life-1532301_1280-740x490.jpg</imageurl><photo_credit>(Featured image by kalhh via Pixabay)</photo_credit><tags>ESG Criteria,ESG parameters,featured,insurance sector,ShareAction</tags> </item>
<item>
<title>Spending on R&D in Biotechnology Increased by 13% in 2022 and Reached 2.56 Billion</title>
<link>https://born2invest.com/articles/rd-spending-biotechnology-increased/</link>
<dc:creator><![CDATA[Eva Wesley]]></dc:creator>
<pubDate>Thu, 18 Apr 2024 13:30:00 +0000</pubDate>
<category><![CDATA[Biotech]]></category>
<category><![CDATA[biotech investing]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[R&D activities]]></category>
<category><![CDATA[R&D investing]]></category>
<category><![CDATA[Spanish biotech companies]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627126</guid>
<description><![CDATA[In 2022, spending on biotechnology Research and Development (R&D) increased by 13% to reach 2.56 billion euros. Company expenditure grew by 17.8%, accounting for 47.7% of the total. Spain's R&D workforce comprises 35,301 people, with 54% being women. Catalonia, Madrid, and Andalusia were the top spenders among autonomous communities. Human health and food were the primary areas of application.]]></description>
<content:encoded><![CDATA[
Spending on Research and Development (R&D) in <a href="https://born2invest.com/articles/spanish-pharma-sector-falls-stock-market/" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">biotechnology </a>increased by 13% in 2022 and reached 2.56 billion. In companies, this item grew by 17.8%, to 1.22 billion (47.7% of the total), according to data from the Statistics Institute (INE). This expense accounted for 13.3% of total spending on internal R&D activities and, by execution sector, company spending increased by 17.8% and that of the higher education sector by 10.8%.
In relation to the total expenditure on internal R&D activities in biotechnology, companies presented the highest percentage (47.7% of the total). Behind were public administration (30.2%), higher education (21.6%) and private non-profit institutions, with 0.4%.
Internal R&D activities related to biotechnology were financed in 2022, mainly by companies (44.4% of the total) and the public administration sector (40.1%).
<h3 class="wp-block-heading">Spain has a workforce of 35,301 people, 22,325 of whom work full-time in R&D</h3>
Regarding the group of researchers, it has a staff of 35,301 people, of which 22,325 were dedicated full-time to R&D activities in biotechnology . 54% of this staff were women.
Among the areas of final application of the products obtained from the use of different types of biotechnologies, human health and food stood out, with 48.7% and 32.4% of the total units , respectively.
<h3 class="wp-block-heading">Data by autonomous communities</h3>
The autonomous communities that spent the most on internal R&D activities in biotechnology in 2022 were Catalonia (with 31.5% of the total), Community of Madrid (26.9%) and Andalusia (9.6%), Valencian Community (7.8%), Basque Country (5.9%), Galicia (5%), Castilla y León (2.9%) and Navarra (2%).
Below 2% are Murcia (1.8%), Aragon (1.6%), Castilla La Mancha (1.4%), Asturias (1%), the Canary Islands (0.8%), La Rioja (0 .4%) Cantabria (0.3%) and Extremadura (0.2%).
<h3 class="wp-block-heading">The majority of Spanish companies invested in R&D</h3>
84% of Spanish companies in the health and biotechnology sectors say that in 2024 they have increased their research and development (R&D) budget compared to 12% that have maintained it and 4% that have cut it. These are data for PlantaDoce from the V International Barometer of Innovation of the consulting firm Ayming, resulting from a survey of one thousand R&D and innovation directors, financial directors and executive directors of companies in 17 countries . Of these, a quarter correspond to Spanish companies.
The most recurrent sources of financing among those surveyed are public aid from state and regional administrations and self-financing, both with 58% . These R&D financing channels are followed by debt and equity and tax deductions (50% each) and international subsidies (23%).
The weight of financing via public aid grows 14 percentage points compared to the previous barometer, when these represented 44%, and tax deductions 17 points compared to 2023. According to the general director of Ayming in Spain, this is due to strategic projects to economic recovery and transformation (Perte) such as Vanguardia Health , designed specifically for the development of R&D in this area.
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(Featured image by <a href="https://unsplash.com/photos/refill-of-liquid-on-tubes-pwcKF7L4-no" class="ek-link" target="_blank" rel="noopener">Louis Reed</a> via <a href="https://unsplash.com/license" target="_blank" rel="noreferrer noopener">Unsplash</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a href="https://born2invest.com/disclaimer-policy/" target="_blank" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.plantadoce.com/entorno/el-gasto-en-id-en-biotecnologia-aumento-un-13-en-2022-y-alcanzo-los-2565-millones" target="_blank" aria-label=" (opens in a new tab)" rel="noreferrer noopener" class="ek-link">PlantaDoce</a>. A third-party contributor translated and adapted the articles from the originals. In case of discrepancy, the originals will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/louis-reed-pwcKF7L4-no-unsplash-740x490.jpg</imageurl><photo_credit>(Featured image by Louis Reed via Unsplash)</photo_credit><tags>biotech investing,featured,R&D activities,R&D investing,Spanish biotech companies</tags> </item>
<item>
<title>Consolidation in Sight in the Italian and European Crowdfunding Sector</title>
<link>https://born2invest.com/articles/european-italian-crowdfunding-sector/</link>
<dc:creator><![CDATA[J. Frank Sigerson]]></dc:creator>
<pubDate>Thu, 18 Apr 2024 12:30:00 +0000</pubDate>
<category><![CDATA[Crowdfunding]]></category>
<category><![CDATA[EU crowdfunding regulation]]></category>
<category><![CDATA[European crowdfunding sector]]></category>
<category><![CDATA[featured]]></category>
<category><![CDATA[Italian crowdfunding sector]]></category>
<category><![CDATA[Mamacrowd]]></category>
<guid isPermaLink="false">https://born2invest.com/?p=627100</guid>
<description><![CDATA[The trend towards the creation of “super platforms” could materialize well beyond a single isolated case: according to the European Crowdfunding Market Report 2023 of the University of Agder, in fact, only a minority of platforms of all models have carried out mergers and acquisitions in the past, but a greater share of them instead plans to be involved in M&A activities in the future.]]></description>
<content:encoded><![CDATA[
The European Union’s recent regulatory crackdown, combined with the typical fragmentation of the Italian <a aria-label=" (opens in a new tab)" href="https://born2invest.com/articles/recrowd-buildaround-acommercial-agreement/" target="_blank" rel="noreferrer noopener" class="ek-link">crowdinvesting market</a>, will likely lead to a wave of consolidation and extraordinary operations in the crowdfunding sector. This would allow large and medium-sized platforms to obtain cost synergies, but also to withstand the competitive push deriving from European portals.
Of the 114 crowdinvesting portals registered in Italy, in fact, only 25 at the beginning of April have successfully completed the process necessary to continue operating, while among the new portals authorized in Europe there are 21 platforms that have already declared they want to work in Italy (French and Spanish in particular).
The Spanish company Urbanitae announced its entry into Italy at the end of March with the aim of financing 50 million in real estate equity projects in the first year of activity.
<h3 class="wp-block-heading">Regulatory settlement and implications for crowdfunding operators</h3>
In October 2020, the EU introduced European Regulation 2020/1503 , called ECSP (European Crowdfunding Service Provider), which establishes new elements regarding the authorization, organization and supervision of “crowdfunding service providers.” The regulation, which all platforms had to comply with by November 10th, 2023 , introduced more uniform rules at community level, and provides that:
All crowdfunding platforms comply with the new rules in terms of internal controls, governance, internal member suitability, as well as the due diligence process on new initiatives;
All key details of investments and initiatives are disclosed in a standardized prospectus called KIIS (Key Investment Information Sheet);
You have a European passport to operate in other EU countries;
Platforms will be able to offer mini-bonds to retail investors, while they will not be allowed to sell units of Collective Investment Undertakings;
Access to raising capital through equity crowdfunding should be extended to all types of companies (whereas previously it was reserved only for SMEs and innovative start-ups). As regards the Italian market , Legislative Decree March 10th, 2023, n. 30 amended the Consolidated Law on Finance (TUF), dictating the principles for the creation of a uniform regulation for lending-based crowdfunding and investment-based crowdfunding at a local level.
Furthermore, in compliance with the harmonized regime dictated at European level, Consob and the Bank of Italy have been identified as competent national authorities and their respective supervisory responsibilities have been divided. In particular, the former deals with all authorization procedures and the supervision of the transparency and fairness of the portals, while the latter deals with the adequacy of capital, governance, risk mitigation and internal controls.
The entry into force of the regulation and its implementation in Italy was not without difficulties, both due to the more stringent requirements required by the competent national authorities and due to delays in the assignment of licenses .
According to some, the combination of these factors has in fact created, albeit indirectly, a more streamlined authorization process for foreign platforms, which can benefit from a “single passport” to also operate in the Italian market.
The benefits introduced by the European crowdfunding regulation, however, are clear and include greater transparency and protection of investors (especially non-professional ones), as well as the promotion of a single, cross-border market .
The problems raised by Italian operators concern the additional guarantees required by national bodies on the profile and eligibility of investors and the need to have a balance sheet certified by an auditor (which makes them financial intermediaries in all respects).
Added to this is the fact that the secondary market is not currently authorized in our country (which significantly reduces the liquidity of investments) nor the possibility for retail investors to subscribe to debt securities such as minibonds.
<h3 class="wp-block-heading">The dematerialization of LLC shares</h3>
In correlation with what has been described so far, the provisions introduced by Law 5 March 2024, n. 21 (so-called “DDL Capitali” ), envisaged to facilitate access to the capital market and reduce the costs linked to the issue and transfer of shareholdings in small and medium-sized enterprises , introduce the faculty to dematerialize the shares of limited liability companies, which fall into the category of SMEs, using the centralized management regime provided for by art. 83-bis et seq. of the TUF.
Therefore, SME LLCs are allowed to offer their shares to the public for subscription in accordance with the general legislation provided by the TUF or through equity crowdfunding portals.
In this regard, it is necessary to specify that the new regulation is limited only to innovative start-up LLCs and SMEs, resulting in the exclusion of large LLCs from the dematerialization system.
To determine which SMEs are included or not, reference is made to the definition in the “European Recommendation 2003/362/EC”, according to which a company, to be defined as an SME, must have an average number of employees during the financial year of less than 250 and one of the following conditions: annual net turnover not exceeding 50 million euros or total balance sheet not exceeding 43 million euros.
Given this, this exclusion could in practice lead to an obstacle to the initial aim of allowing the development of a secondary market of shares, in this case, for those limited companies that have a greater interest in accessing dematerialisation, given the greater number of shareholders and the better organizational capacity .
If these additional constraints partly risk breaking the competitive balance and therefore causing a loss of resources abroad, the additional requirements required of Italian platforms also represent an additional value and imply greater solidity and attractiveness for investors , even outside the ‘Italy. Another opportunity is represented by the removal of the requirement of a minimum of 5% of the collection invested by professional investors.
<h3 class="wp-block-heading">Future prospects and challenges</h3>
In a fragmented and polarized market like the Italian one, in which a few players are responsible for the majority of fundraising (eg, Mamacrowd alone covered 60% of the equity crowdfunding market in 2023), the main successful options for platforms of smaller dimensions pass through the diversification of the range of products and services offered, to be achieved through specific initiatives and the offer of innovative products .
In this sense, new opportunities could derive from the introduction of Security Token Offering (STO) mechanisms , which allow the investor to keep the securities himself through the issuance of a token (representative of the capital share) based on technology blockchain.
Tokenization offers undeniable advantages to the platform and to the investor: the latter, in fact, has the possibility of accessing alternative forms of investment, which are more liquid, highly profitable and with more streamlined and rapid bureaucratic processes. Naturally, we add to this the technological enablement for a possible secondary market of quotas .
Among the opportunities for business growth and diversification, a specific mention must also be made regarding the possibility of formalizing partnerships . A well-known example is that between Ener2Crowd and Walliance , which offers investors a new asset class by combining the energy proposal with the real estate one such as green redevelopment of buildings.
Regarding inorganic growth, it is reasonable to expect a new wave of extraordinary operations further favored by recent regulatory developments . As already described, the new constraints could in fact make it impossible for some platforms to operate, since they would not have the financial resources and means necessary to comply with the new rules and procedures.
The introduction of ESCP constraints, combined with the polarization and fragmentation of the current market, creates favorable terrain for a natural process of consolidation, coinciding with the growing maturation of the crowdfunding sector. Funding flows from Venture Capital funds, interest in M&A transactions, hybrid business models and partnerships confirm these trends.
<h3 class="wp-block-heading">The aggregative phenomenon</h3>
Looking at the European context, the Dutch market can be taken as a point of reference , positioning itself in first place according to the CMRI (Crowdfunding Market Readiness Index), developed by the Crowdfunding Research Center of the University of Agder.
This index takes into consideration various parameters, including the number of active platforms in the area based on the population, the volume of investment per capita, the average number of investors and the general level of awareness of citizens regarding crowdfunding. The other positions on the podium are occupied respectively by Norway and Denmark, while Italy occupies the twelfth and penultimate place (followed only by Poland).
It is precisely by looking at recent market developments in the Netherlands that we can observe a representative case study and potentially precursor of trends also arriving in the Italian market: it is a merger into a ” super platform ” of three crowdfunding players, which took place in end of November 2023. The Dutch Kapitaal op Maat , Max Crowdfund , and Capital Circle have in fact announced their desire to unite to operate in multiple European countries and different business areas, leveraging the single ECSP license obtained by Kapitaal op Maat. The new group thus obtains 20,000 registered users and a total collection of over 200 million euros.
The trend towards the creation of “super platforms” could materialize well beyond a single isolated case: according to the European Crowdfunding Market Report 2023 of the University of Agder, in fact, only a minority of platforms of all models have carried out mergers and acquisitions in the past , but a greater share of them instead plans to be involved in M&A activities in the future (specifically, 42% of equity platforms and 53% of lending platforms).
The aggregation phenomenon has apparently already begun in Italy too, with the best-known cases involving the acquisition of Trusters by CrowdFundMe and the French Lymo Finance by Walliance. The aggregation of Opstart and BackToWork is also very recent, with the acquisition of 60% of the latter by the former in a card-for-card operation that aggregates around 60,000 users and more than 600 campaigns launched.
Other operations have involved large financial companies investing in stakes of various sizes in Crowdfunding portals: Azimut in Mamacrowd , Intesa Sanpaolo in BackToWork and Credit Agricole in Ener2Crowd.
The harmonization of legislation could also lead to the formation of so-called “super platforms” in Italy to leverage a single license and the adoption of economies of scale, even with a European dimension that looks beyond national borders.
The European Union as a whole is also becoming more attractive to overseas players, with platforms that already operate in other geographies and can now acquire a single license to operate in all member states, whereas in the past they would have had to follow rules and authorization processes specific for each state.
By way of example, we can mention the US companies Wefunder (which received the green light to operate in the EU in 2023) and Republic. The latter has created a trans-continental super-platform thanks to the 2021 acquisition of Seedrs , an English platform whose Irish branch was recently authorized under the ECSP.
<h3 class="wp-block-heading">Conclusions</h3>
In conclusion, it is expected that in the coming months the transformative process of the crowdfunding market will continue with a further push towards the consolidation and formation of super-platforms with a potentially pan-European scale.
On the one hand, greater concentration risks transforming small players into fundraising platforms, with standardized processes to manage the volume of transactions and increase commission revenues by the larger players, who control the majority.
On the other hand, a growing fragmentation into highly specialized niches by geography, type of user, financing model and type of operation is expected, in the direction of an increasing modularity of the platform in order to satisfy the unique needs of the different types of investors.
Since these market developments are simultaneously likely, we can expect a standardization of operational processes within platforms on universal needs such as fraud protection, tax clarity and education, and strong competition at the level of specific use cases , type of transactions and investors.
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(Featured image by <a href="https://pixabay.com/photos/european-parliament-strasbourg-1266491/" class="ek-link" target="_blank" rel="noopener">hpgruesen</a> via <a href="https://pixabay.com/service/license-summary/" target="_blank" rel="noreferrer noopener">Pixabay</a>)
DISCLAIMER: This article was written by a third party contributor and does not reflect the opinion of Born2Invest, its management, staff or its associates. Please review our <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">disclaimer</a> for more information.
This article may include forward-looking statements. These forward-looking statements generally are identified by the words “believe,” “project,” “estimate,” “become,” “plan,” “will,” and similar expressions. These forward-looking statements involve known and unknown risks as well as uncertainties, including those discussed in the following cautionary statements and elsewhere in this article and on this site. Although the Company may believe that its expectations are based on reasonable assumptions, the actual results that the Company may achieve may differ materially from any forward-looking statements, which reflect the opinions of the management of the Company only as of the date hereof. Additionally, please make sure to read these <a target="_blank" href="https://born2invest.com/disclaimer-policy/" rel="noreferrer noopener">important disclosures</a>.
First published in <a href="https://www.crowdfundingbuzz.it/consolidamento-in-vista-nel-settore-del-crowdfunding-italiano-ed-europeo/" class="ek-link" target="_blank" rel="noopener">Crowdfunding buzz</a>. A third-party contributor translated and adapted the article from the original. In case of discrepancy, the original will prevail.
Although we made reasonable efforts to provide accurate translations, some parts may be incorrect. Born2Invest assumes no responsibility for errors, omissions or ambiguities in the translations provided on this website. Any person or entity relying on translated content does so at their own risk. Born2Invest is not responsible for losses caused by such reliance on the accuracy or reliability of translated information. If you wish to report an error or inaccuracy in the translation, we encourage you to contact us
]]></content:encoded>
<imageurl>https://born2invest.com/wp-content/uploads/2024/04/european-parliament-1266491_1280-740x490.jpg</imageurl><photo_credit>(Featured image by hpgruesen via Pixabay)</photo_credit><tags>EU crowdfunding regulation,European crowdfunding sector,featured,Italian crowdfunding sector,Mamacrowd</tags> </item>
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