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Source: https://calbizjournal.com/feed/

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<title>The Advantages of Debt-Free Delaware Statutory Trusts for 1031 Exchange Investors with Chay Lapin</title>
<link>https://calbizjournal.com/the-advantages-of-debt-free-delaware-statutory-trusts-for-1031-exchange-investors-with-chay-lapin/</link>
<dc:creator><![CDATA[Tom White, Special to California Business Journal]]></dc:creator>
<pubDate>Wed, 18 Sep 2024 21:25:41 +0000</pubDate>
<category><![CDATA[Finance]]></category>
<category><![CDATA[Education]]></category>
<category><![CDATA[assets]]></category>
<category><![CDATA[Chay Lapin]]></category>
<category><![CDATA[Debt]]></category>
<category><![CDATA[debt-free]]></category>
<category><![CDATA[Delaware Statutory Trusts]]></category>
<category><![CDATA[DST]]></category>
<category><![CDATA[finance]]></category>
<category><![CDATA[Funds]]></category>
<category><![CDATA[investment]]></category>
<category><![CDATA[Kay Properties & Investments]]></category>
<category><![CDATA[Property]]></category>
<category><![CDATA[real estate]]></category>
<guid isPermaLink="false">https://calbizjournal.com/?p=62433</guid>
<description><![CDATA[Investing in real estate can be daunting, especially with today’s market dynamics. One of the areas investors find themselves grappling involves the risks associated with debt. This is where debt-free Delaware Statutory Trusts (DSTs) come into play, offering a unique investment structure that allows for 1031 exchange tax deferral and real estate ownership without direct […]]]></description>
<content:encoded><![CDATA[Investing in real estate can be daunting, especially with today’s market dynamics. One of the areas investors find themselves grappling involves the risks associated with debt. This is where debt-free Delaware Statutory Trusts (DSTs) come into play, offering a unique investment structure that allows for 1031 exchange tax deferral and real estate ownership without direct management responsibilities or the potential for lender foreclosure.
<a href="https://theorg.com/org/kay-properties-and-investments/org-chart/chay-lapin" target="_blank" rel="noopener">Chay Lapin</a>, President of <a href="https://www.kpi1031.com/" target="_blank" rel="noopener">Kay Properties & Investments</a> and expert in 1031 exchanges and Delaware Statutory Trust investments, explores the advantages of debt-free DSTs. By removing the threat of lender foreclosure, these investments provide a safer alternative during turbulent times than their leveraged DST counterparts. With no monthly debt service and increased flexibility for sponsors, debt-free DSTs empower investors to protect themselves from lender risk causing them to sleep better each night.
<h2>The Role of Debt in Real Estate Investments</h2>
Traditionally, debt has played a significant role in real estate investments, influencing potential returns and determining overall risk. While many investors see debt as a tool for amplifying profits, it can also create vulnerabilities, especially during economic downturns. Understanding <a href="https://www.forbes.com/councils/forbesbusinesscouncil/2022/06/17/why-you-should-consider-all-cashdebt-free-investing-in-turbulent-times/" target="_blank" rel="noopener">how debt impacts investments</a> is critical for making informed decisions.
Because leverage allows investors to use borrowed funds to acquire assets, this can allow the investor to access larger assets with the potential for greater gains. However, it is also essential that investors recognize the flip side of the same coin: that leverage comes with increased risk.
If property values rise, leveraged investments can yield significant returns. For example, a 20% increase in property value can mean a substantial increase in returns for the leveraged investor. But what happens to investor equity if the property drops 20% in value? The loss in value is actually magnified with the use of debt, threatening a complete loss of principal and lender foreclosure.
“During economic downturns, properties may lose value quickly,” says <a href="https://www.kpi1031.com/kay-properties-president-chay-lapin-featured-on-millionacres-podcast-to-explain-delaware-statutory-trust-investments/" target="_blank" rel="noopener">Chay Lapin</a>. “Investors need to be prepared for sudden market changes and the potential repercussions on their 1031 exchanges and leveraged DST investments.”
<h3>Black Swan Events and Market Vulnerability</h3>
Recent unpredictable economic events, also known as “<a href="https://seekingalpha.com/article/4489012-black-swan-event" target="_blank" rel="noopener">Black Swan</a>” events, demonstrate the risks associated with debt in real estate. These events show how rapidly the market can shift and the impact on investors.
Investing in debt-free Delaware Statutory Trusts (DSTs) allows individuals to partake in a 1031 exchange real estate investment without the same level of risk that a leveraged DST contains. Without debt, investors do not face the threat of losing their investments to lenders. In addition, the absence of debt can create greater flexibility for DST sponsor firms who don’t need lender approval with issues relating to asset management, leasing initiatives, and even determining when to sell.
Investors who allocate a portion of their investment funds toward debt-free options can potentially lower their overall risk than when investing in leveraged properties and be better protected from black swan events.
<figure id="attachment_62434" aria-describedby="caption-attachment-62434" style="width: 374px" class="wp-caption alignleft"><img decoding="async" class="wp-image-62434 size-full" src="https://calbizjournal.com/wp-content/uploads/2024/09/unsplash.jpg" alt="" width="374" srcset="https://calbizjournal.com/wp-content/uploads/2024/09/unsplash.jpg 374w, https://calbizjournal.com/wp-content/uploads/2024/09/unsplash-100x100.jpg 100w" sizes="(max-width: 374px) 100vw, 374px" /><figcaption id="caption-attachment-62434" class="wp-caption-text">Credits: Unsplash</figcaption></figure>
<h2>Advantages of Debt-Free Delaware Statutory Trusts</h2>
<a href="https://about.me/chaylapin" target="_blank" rel="noopener">Chay Lapin</a> explained that Debt-Free Delaware Statutory Trusts (DSTs) present various benefits for investors looking to optimize their 1031 exchange investment decisions with lower volatility due to the lack of lender risk.
“One of the most appealing aspects of these investment vehicles is their lack of debt, which significantly reduces a variety of risks associated with debt while simultaneously opening up potential opportunities,” noted Lapin.
One of the key benefits of debt-free DSTs is that they eliminate the worry of lender foreclosure. When an investment relies on debt, any missed payment could lead to losing the property. With debt-free DSTs, there are no loans involved, meaning investors can rest easy knowing their investments are not at risk of being seized by lenders. This stability allows for greater peace of mind, especially in a fluctuating market.
Debt-free DSTs provide sponsors with the flexibility to adapt quickly to market changes. Without the burden of monthly debt payments, sponsors can make strategic decisions much quicker because they don’t have to rely on lender approval. Whether it’s repositioning a property, signing a new lease or exploring disposition options, the freedom from debt empowers sponsors to act swiftly. In contrast, debt-laden investments often struggle to pivot due to financial obligations and required lender approval of key decisions. Being free from that pressure allows for faster, more effective responses to market realities.
Imagine not having to pay monthly debt service. That’s exactly what debt-free DSTs offer. Without a monthly debt-service, the DST sponsor firm often has a greater amount of free cash flow potential from the buildings to distribute to investors. This increased cash flow potential can be beneficial to investors because it allows the potential for higher returns.
<h4>Portfolio Diversification and Risk Mitigation</h4>
Investing in debt-free DSTs allows investors to expose their 1031 exchange DST portfolios into unlevered assets. By spreading investments across different asset classes, tenant profiles, and geographic locations that are also 100% debt-free, investors are potentially more insulated from a total loss of principal due to a bank loan being foreclosed on. As always, it is important to remember that diversification does not guarantee returns and does not protect against losses.
Debt-free DSTs also protects investors from cash flow sweeps tied to tenant credit-rating fluctuations. In some situations, if a tenant faces financial difficulties, lenders may seize cash flow to cover payment shortfalls (a cash trap provision found in many leveraged DSTs loan documents). Debt-free DSTs do not operate under this pressure or have these provisions. This added layer of protection allows investors to sleep well knowing they don’t have a lender that could make life difficult for their DST property.
In summary, the potential advantages of <a href="https://www.kiplinger.com/real-estate/investing-in-debt-free-dst-properties-makes-sense-today" target="_blank" rel="noopener">debt-free Delaware Statutory Trusts</a> are clear. From eliminating bank foreclosure risks to enhancing flexibility and cash flow possibilities, these passive real estate investment options for 1031 exchange provide numerous possible benefits for investors.
In today’s geopolitical and economic climate, investors are doing everything they can to mitigate risk and to protect their 1031 exchange equity investments. Debt-free DSTs present a unique opportunity by creating a risk-mitigating investment structure without the threat of lender foreclosure.
“Investing in debt-free DSTs creates a buffer for your portfolio against lenders. When properties are debt-free, there’s no risk of losing your investment to a lender or bank. Investors can sleep soundly knowing their assets aren’t at the mercy of loan payments or penalties,” says Lapin.
Debt-free DSTs give sponsors the power to adjust to unexpected issues or market changes without being tied down by debt financing. This agility can possibly lead to better decision-making and asset management. Eliminating monthly debt service payments to lenders often means a higher projected distribution monthly to investors. This can in the end also potentially enhance overall returns as oftentimes a large component of the annualized return on a real estate investment comes in the form of monthly rental distributions.
By including debt-free DSTs in your 1031 exchange portfolio, you can lower the potential risk associated with leverage. These unleveraged DST assets allow for peace of mind that a bank is not going to ever foreclose on your investment. In times of economic fluctuation, debt-free DSTs can also safeguard investors from forced lender cash-flow sweeps tied to tenant credit ratings.
The current market scenario highlights the importance of having a solid investment strategy with risk mitigation as a constant focal point. By opting for debt-free DSTs, 1031 exchange investors can shield themselves from potential lender pitfalls and navigate uncertain conditions in a way that DSTs with loans just are not able to.
About Kay Properties and<a href="http://www.kpi1031.com/" target="_blank" rel="noopener"> www.kpi1031.com</a> 
Kay Properties helps investors choose 1031 exchange investments that help them focus on what they truly love in life, whether that be their children, grandkids, travel, hobbies, or other endeavors (NO MORE 3 T’s – Tenants, Toilets and Trash!). We have helped 1031 exchange investors for nearly two decades exchange into over 9,100 – 1031 exchange investments. Please visit <a href="http://www.kpi1031.com" target="_blank" rel="noopener">www.kpi1031.com</a> for access to our team’s experience, educational library and our full 1031 exchange investment menu.
Diversification does not guarantee profits or protect against losses. All real estate investments provide no guarantees for cash flow, distributions or appreciation as well as could result in a full loss of invested principal. Please read the entire Private Placement Memorandum (PPM) prior to making an investment. Please speak with your attorney and CPA before considering an investment. All offerings discussed, if any, are Regulation D, Rule 506c offerings. Past performance is not a guarantee of future results. Securities offered through FNEX Capital, member FINRA, SIPC.
Copyright © 2024 California Business Journal. All Rights Reserved.
]]></content:encoded>
</item>
<item>
<title>From Paris24 to LA28: A Catalyst for Innovation and Global Change</title>
<link>https://calbizjournal.com/from-paris24-to-la28-a-catalyst-for-innovation-and-global-change/</link>
<dc:creator><![CDATA[Tom White, Special to California Business Journal]]></dc:creator>
<pubDate>Wed, 18 Sep 2024 10:00:48 +0000</pubDate>
<category><![CDATA[Editor's Choice]]></category>
<category><![CDATA[Education]]></category>
<category><![CDATA[News]]></category>
<category><![CDATA[Newsletter]]></category>
<category><![CDATA[2028]]></category>
<category><![CDATA[2028 Los Angeles Summer Olympics]]></category>
<category><![CDATA[Apolo Ohno]]></category>
<category><![CDATA[conscious consumerism]]></category>
<category><![CDATA[environmental]]></category>
<category><![CDATA[ethical impacts]]></category>
<category><![CDATA[games]]></category>
<category><![CDATA[Olympics]]></category>
<category><![CDATA[social]]></category>
<guid isPermaLink="false">https://calbizjournal.com/?p=62419</guid>
<description><![CDATA[As we look toward the 2028 Los Angeles Summer Olympics, the leadership in the city, the organizing committee, and local business leaders stand at the helm of an incredible opportunity—not only to transform Los Angeles into a premier global sports hub but to build a lasting legacy rooted in conscious consumerism, innovation, and social good. […]]]></description>
<content:encoded><![CDATA[As we look toward the 2028 Los Angeles Summer Olympics, the leadership in the city, the organizing committee, and local business leaders stand at the helm of an incredible opportunity—not only to transform Los Angeles into a premier global sports hub but to build a lasting legacy rooted in conscious consumerism, innovation, and social good. This moment isn’t just about hosting another successful Olympics; it’s about leveraging the collective power of the city, its businesses, and its tech minds to create lasting positive change that resonates far beyond the sporting world.
Conscious consumerism, the growing movement that encourages individuals to make purchasing decisions based on the social, environmental, and ethical impacts of their choices, is becoming increasingly significant in this context. Bigger corporations, particularly those involved in the 2028 Olympics, must recognize their role in shaping the future of Los Angeles and take responsibility for fostering a collective mindset that values doing good for the community, the environment, and society at large.
Leadership from the city and its business community is crucial. The organizing committee, with support from local and global business leaders, must seize this opportunity to set a precedent for corporate responsibility. The convergence of sports, entertainment, and business in LA provides the perfect platform for showcasing how corporations can balance profit with purpose. By prioritizing sustainability, ethical business practices, and community engagement, these organizations can create a positive ripple effect that benefits not only the city but the global community.
Los Angeles is uniquely positioned for this transformation, thanks to its deep connections to innovation, tech, and entertainment. As <a href="http://apoloohno.com" target="_blank" rel="noopener">Apolo Ohno</a>, a prominent voice in the Olympic movement, has observed, the city has the tools to make a lasting impact beyond just hosting the Games. “The Olympic spirit is one of unity,” Ohno states, “and now, more than ever, we have the opportunity to use that spirit to bring together the world’s best minds in business and technology to create a legacy that benefits everyone—not just the athletes.”
Ohno’s vision extends beyond athletic achievements; it encompasses building sustainable businesses, prioritizing mental health, and fostering a sense of community. His belief that the 2028 Olympics should reflect the values of balance, well-being, and perseverance aligns perfectly with the principles of conscious consumerism. Ohno sees the Games as a platform to inspire future generations while creating economic opportunities for local businesses through partnerships that are both innovative and socially responsible.
This is a unique chance for Los Angeles to lead by example, demonstrating how sport, business, and social good can intersect to create a holistic approach to success. Local businesses can partner with the global stage, showcasing LA’s potential not just as a star-studded city but as a hub of conscious development, driven by the world’s leading tech and business minds.
The impact of this collaboration between sports, business, and technology will resonate far beyond the 2028 Games. By embracing conscious consumerism and corporate responsibility, the leaders of Los Angeles have the power to set new standards for how large-scale events can benefit their host cities and the global community. As Ohno notes, “It’s about creating something bigger than ourselves.” With the right leadership and vision, the 2028 Olympics can be more than a moment of athletic excellence—it can be a catalyst for lasting, meaningful change.
<a href="http://apoloohno.com" target="_blank" rel="noopener">Apolo Anton Ohno</a>, an Olympic icon turned influential business advisor, entrepreneur, bestselling author, and sought-after keynote <a href="http://apoloohno.com/speaking" target="_blank" rel="noopener">speaker</a>, brings a wealth of experience and insight to the forefront of business innovation and mental well-being. With his background as a record-breaking eight-time Olympic medalist in speed skating, Ohno has seamlessly transitioned into a career in corporate strategy and internal development. His unique perspective on stress management, mental health, and purpose-driven work offers invaluable resources to organizations aiming to navigate the complexities of today’s fast-paced business environment.
Copyright © 2024 California Business Journal. All Rights Reserved.
]]></content:encoded>
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