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  22. <title>Why Pressure Booster Systems Have Become So Popular</title>
  23. <link>https://cgmmsln.info/why-pressure-booster-systems-have-become-so-popular/</link>
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  25. <pubDate>Fri, 05 May 2023 13:03:10 +0000</pubDate>
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  46. <description><![CDATA[Pressure booster systems are becoming increasingly popular in the pumping industry. This is due to their various benefits which sets it apart from anything else out there. These advantages include: Ease of installation &#8211; Firstly pressure booster systems offers a &#8230; <a href="https://cgmmsln.info/why-pressure-booster-systems-have-become-so-popular/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  47. <content:encoded><![CDATA[<p> Pressure booster systems are becoming increasingly popular in the pumping industry. This is due to their various benefits which sets it apart from anything else out there. These advantages include:<br />
  48. Ease of installation &#8211; Firstly pressure booster systems offers a no fuss, easy installation process. It is simply taken off the delivery truck, put into place, connected to the piping and the power, and then the system is fully functional. This makes it the most simplistic installation of a pump system ever.<br />
  49. Single source of responsibility &#8211; This basically means that if an issue were to arise with the booster system, you will only have to contact one company. Previously if something were to go wrong, you would have to deal with multiple vendors which could become quite stressful and chaotic. For the reason that with a packaged pump station you only have to deal with one vendor, the issue can be resolved quickly.<br />
  50. Streamlining of manufacturing process &#8211; These pressure booster systems are manufactured in a controlled environment which has two great advantages to it. First of all, manufacturing the system in this way means that there can be a test of the system before delivery. Additionally, it will minimise the risk of any start-up problems.<br />
  51. These pump systems are a solution to the demand of applications including; municipal distribution systems, industrial process systems, water reuse system and domestic water booster system in high-rise buildings. For example, currently the Municipal water distribution system relies on water mains to bring treated and disinfected water to our homes. This is through a distribution network consisting of reservoirs, pump stations, water towers and storage facilities. Pump systems are responsible for pressurising the water to our household plumbing device, to ensure that the water is drinkable and at an adequate pressure (so that the supply system works efficiently). These can now be delivered as a complete unit which are housed in a material of the customers choosing. In order to choose the correct materials for the pumps, valve and piping, the properties of the source of water and the demands of the process need to be taken into account.One thing to be considered with a pressure booster system is its size. This will depend on the number of users and the volume of water. Moreover, it is also advisable that the system is monitored. The monitoring requirements will vary from system to system but observing changes in the system is imperative to see if the system is reacting appropriately and to prevent something going wrong.The pressure booster systems are also beneficial in domestic situations. For instance, sometimes water pressure is not sufficient to the demands of end users of higher elevations such as mid-rise or high-rise buildings; therefore it is often necessary to increase the pressure of the water that has been provided by the municipal water systems. These systems increase the pressure required to deliver the pressurised water to the highest or furthest point-of-use facility.If you are looking to invest in a new pump system, it may be worthwhile to consider a pressure booster system as it is an efficient and highly beneficial system. </p>
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  57. <title>New Policy On Distance Learning In Higher Education Sector</title>
  58. <link>https://cgmmsln.info/new-policy-on-distance-learning-in-higher-education-sector/</link>
  59. <comments>https://cgmmsln.info/new-policy-on-distance-learning-in-higher-education-sector/#comments</comments>
  60. <pubDate>Fri, 05 May 2023 10:47:16 +0000</pubDate>
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  78. <description><![CDATA[In pursuance to the announcement of 100 days agenda of HRD of ministry by Hon&#8217;ble Human Resources development Minister, a New Policy on Distance Learning In Higher Education Sector was drafted.BACKGROUND1. In terms of Entry 66 of List 1 of &#8230; <a href="https://cgmmsln.info/new-policy-on-distance-learning-in-higher-education-sector/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  79. <content:encoded><![CDATA[<p> In pursuance to the announcement of 100 days agenda of HRD of ministry by Hon&#8217;ble Human Resources development Minister, a New Policy on Distance Learning In Higher Education Sector was drafted.BACKGROUND1. In terms of Entry 66 of List 1 of the Seventh Schedule to the Constitution of India, Parliament is competent to make laws for the coordination and determination of standards in institutions for higher education for research, and scientific and technical institutions. Parliament has enacted laws for discharging this responsibility through: the University Grants Commission (UGC) for general Higher Education, the All India Council for Technical Education (AICTE) for Technical Education; and other Statutory bodies for other disciplines. As regards higher education, through the distance mode, Indira Gandhi National Open University (IGNOU) Act, 1985 was enacted with the following two prime objectives, among others: (a) To provide opportunities for higher education to a large segment of population, especially disadvantaged groups living in remote and rural areas, adults, housewives and working people; and (b) to encourage Open University and Distance Education Systems in the educational pattern of the country and to coordinate and determine the standards in such systems.2. The history of distance learning or education through distance mode in India, goes way back when the universities started offering education through distance mode in the name of Correspondence Courses through their Directorate/School of Correspondence Education. In those days, the courses in humanities and/or in commerce were offered through correspondence and taken by those, who, owing to various reasons, including limited number of seats in regular courses, employability, problems of access to the institutions of higher learning etc., could not get themselves enrolled in the conventional `face-to-face&#8217; mode `in-class&#8217; programmes.3. In the recent past, the demand for higher education has increased enormously throughout the country because of awareness about the significance of higher education, whereas the system of higher education could not accommodate this ever increasing demand.4. Under the circumstances, a number of institutions including deemed universities, private universities, public (Government) universities and even other institutions, which are not empowered to award degrees, have started cashing on the situation by offering distance education programmes in a large number of disciplines, ranging from humanities to engineering and management etc., and at different levels (certificate to under-graduate and post-graduate degrees). There is always a danger that some of these institutions may become `degree mills&#8217; offering sub- standard/poor quality education, consequently eroding the credibility of degrees and other qualifications awarded through the distance mode. This calls for a far higher degree of coordination among the concerned statutory authorities, primarily, UGC, AICTE and IGNOU and its authority &#8211; the Distance Education Council (DEC).5. Government of India had clarified its position in respect of recognition of degrees, earned through the distance mode, for employment under it vide Gazette Notification No. 44 dated 1.3.1995.6. Despite the risks referred to in para 4 above, the significance of distance education in providing quality education and training cannot be ignored. Distance Mode of education has an important role for:(i)providing opportunity of learning to those, who do not have direct access to face to face teaching, working persons, house-wives etc.<br />
  80. (ii)providing opportunity to working professionals to update their knowledge, enabling them to switchover to new disciplines and professions and enhancing their qualifications for career advancement.<br />
  81. (iii)exploiting the potential of Information and Communication Technology (ICT) in the teaching and learning process; and<br />
  82. (iv)achieving the target of 15% of GER by the end of 11th Plan and 20% by the end of 12th five year Plan.7. In order to discharge the Constitutional responsibility of determination and maintenance of the standards in Higher Education, by ensuring coordination among various statutory regulatory authorities as also to ensure the promotion of open and distance education system in the country to meet the aspirations of all cross-sections of people for higher education, the following policy in respect of distance learning is laid down:(a) In order to ensure proper coordination in regulation of standards of higher education in different disciplines through various modes [i.e. face to face and distance] as also to ensure credibility of degrees/diploma and certificates awarded by Indian Universities and other Education Institutes, an apex body, namely, National Commission for Higher Education and Research shall be established in line with the recommendations of Prof. Yash Pal Committee/National Knowledge Commission. A Standing Committee on Open and DistanceEducation of the said Commission, shall undertake the job of coordination, determination and maintenance of standards of education through the distance mode. Pending establishment of this body:(i) Only those programmes, which do not involve extensive practical course work, shall be permissible through the distance mode.(ii) Universities / institutions shall frame ordinances / regulations / rules, as the case may be, spelling out the outline of the programmes to be offered through the distance mode indicating the number of required credits, list of courses with assigned credits, reading references in addition to self learning material, hours of study, contact classes at study centres, assignments, examination and evaluation process, grading etc.(iii) DEC of IGNOU shall only assess the competence of university/institute in respect of conducting distance education programmes by a team of experts, whose report shall be placed before the Council of DEC for consideration.(iv) The approval shall be given only after consideration by Council of DEC and not by Chairperson, DEC. For the purpose, minimum number of mandatory meetings of DEC may be prescribed.(v) AICTE would be directed under section 20 (1) of AICTE Act 1987 to ensure accreditation of the programmes in Computer Sciences, Information Technology and Management purposed to be offered by an institute/university through the distance mode, by National Board of Accreditation (NBA).(vi) UGC and AICTE would be directed under section 20 (1) of their respective Acts to frame detailed regulations prescribing standards for various programmes/courses, offered through the distance mode under their mandate,(vii) No university/institute, except the universities established by or under an Act of Parliament/State Legislature before 1985, shall offer any programme through the distance mode, henceforth, without approval from DEC and accreditation by NBA. However, the universities/institutions already offering programmes in Humanities, Commerce/Business/Social Sciences/Computer Sciences and Information Technology and Management, may be allowed to continue, subject to the condition to obtain fresh approval from DEC and accreditation from NBA within one year, failing which they shall have to discontinue the programme and the entire onus with respect to the academic career and financial losses of the students enrolled with them, shall be on such institutions/universities.(viii) In light of observation of Apex Court, ex-post-facto approval granted by any authority for distance education shall not be honoured and granted henceforth. However, the universities established by or under an Act of education programmes in the streams of Humanities/Commerce/Social Sciences before the year 1991 shall be excluded from this policy.(ix) The students who have been awarded degrees through distance mode by the universities without taking prior approval of DEC and other statutory bodies, shall be given one chance, provided they fulfil the requirement of minimum standards as prescribed by the UGC, AICTE or any other relevant Statutory Authority through Regulation, to appear in examinations in such papers as decided by the university designated to conduct the examination. If these students qualify in this examination, the university concerned shall issue a certificate. The degree along with the said qualifying certificate may be recognised for the purpose of employment/promotion under Central Government.(x) A clarification shall be issued with reference to Gazette Notification No. 44 dated 1.3.1995 that it shall not be applicable on to the degrees/diplomas awarded by the universities established by or under an Act of Parliament or State Legislature before 1985, in the streams of Humanities/Commerce and Social Sciences.(xi) The policy initiatives spelt out in succeeding paragraphs shall be equally applicable to institutions offering distance education/intending to offer distance education.(b) All universities and institutions offering programmes through the distance mode shall need to have prior recognition/approval for offering such programmes and accreditation from designated competent authority, mandatorily in respect of the programmes offered by them. The violators of this shall be liable for appropriate penalty as prescribed by law. The universities/institutions offering education through distance mode and found involved in cheating of students/people by giving wrong/false information or wilfully suppressing the information shall also be dealt with strictly under the penal provisions of law.(c) The universities / institutes shall have their own study centres for face to face counselling and removal of difficulties as also to seek other academic and administrative assistance. Franchising of distance education by any university, institutions whether public or private shall not be allowed.(d ) The universities /institutions shall only offer such programmes through distance mode which are on offer on their campuses through conventional mode. In case of open universities, they shall necessarily have the required departments and faculties prior to offering relevant programmes through distance mode.(e) It would be mandatory for all universities and education institutions offering distance education to use Information and Communication Technology (ICT) in delivery of their programmes, management of the student and university affairs through a web portal or any other such platform. The said platform shall invariably, display in public domain, the information about the statutory and other approvals along with other necessary information about the programmes on offer through distance mode, their accreditation and students enrolled, year- wise, etc. This may be linked to a national database, as and when created, to facilitate the stakeholders to take a view on the recognition of the degrees for the purpose of academic pursuit or employment with/under them.(f) All universities/education institutions shall make optimal use of e-learning contents for delivery/offering their programmes through distance mode. They shall also be encouraged/required to adopt e-surveillance technology for conduct of clean, fair and transparent examinations.(g) The focus of distance education shall be to provide opportunity of education to people at educationally disadvantaged situations such as living in remote and rural areas, adults with no or limited access to education of their choice etc.(h) In order to promote flexible and need based learning, choice-based credit system shall be promoted and all ODE institutions shall be encouraged to adopt this system and evolve a mechanism for acceptance and transfer of credits of the courses successfully completed by students in face-to-face or distance mode. For the purpose, establishment of a credit bank may be considered. Similarly, conventional universities, offering face to face mode programmes shall be encouraged to accept the credits earned by the students through distance mode. A switch over from annual to semester system shall be essential.(i) Convergence of the face-to-face mode teaching departments of conventional universities with their distance education directorates/correspondence course wings as also with open universities/institutions offering distance education, shall be impressed upon to bridge the gap in distance and conventional face-to-face mode of education.(j) Reputed Foreign education providers well established, recognized and accredited by competent authority in their country and willing to offer their education programmes in India shall be allowed, subject to the fulfillment of the legal requirement of the country.(k) A National Information and Communication Technology infrastructure for networking of ODE institutions shall be created under National Mission on Education through Information and Communication Technology.(l) Efforts would be made to create favourable environment for research in Open and Distance Education (ODE) system by setting up infrastructure like e- libraries, digital data-base, online journals, holding regular workshops, seminars etc.(m) Training and orientation programmes for educators and administrators in ODE system with focus on use of ICT and self-learning practice, shall be encouraged.(n) ODE institutions shall be encouraged to take care the educational needs of learners with disabilities and senior citizens.(o) An official notification clarifying the issue of recognition of academic qualification, earned through distance mode, for the purpose of employment, shall be issued.(p) A mechanism shall be set up for evaluation of degrees of foreign universities for the purpose of academic pursuit as well as for employment under the Central Government. This may include the assessment of the credentials of the university concerned as also to test the competence of the degree holder, if needed. </p>
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  88. <title>Why Personal Loans for Bad Credit Management Makes Perfect Sense</title>
  89. <link>https://cgmmsln.info/why-personal-loans-for-bad-credit-management-makes-perfect-sense/</link>
  90. <comments>https://cgmmsln.info/why-personal-loans-for-bad-credit-management-makes-perfect-sense/#comments</comments>
  91. <pubDate>Thu, 04 May 2023 08:34:22 +0000</pubDate>
  92. <dc:creator>admin</dc:creator>
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  113. <description><![CDATA[When it comes to managing our debt, a lot of advice is offered by a lot of experts. But perhaps the most confusing piece is the one urging us to take out a loan in order to clear existing debts. &#8230; <a href="https://cgmmsln.info/why-personal-loans-for-bad-credit-management-makes-perfect-sense/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  114. <content:encoded><![CDATA[<p> When it comes to managing our debt, a lot of advice is offered by a lot of experts. But perhaps the most confusing piece is the one urging us to take out a loan in order to clear existing debts. Logically, taking out personal loans for bad credit management should be a step backwards &#8211; but it is not.It is a little like retreating to regroup. Bad credit is something of a downward spiral, with the struggle to meet the various monthly repayments on different loan agreements chiefly contributing to the problem. So, a loan to clear all of those debts and replace them with one that is more manageable is a positive move &#8211; though fast loan approval may remain difficult.But lenders are fully aware of the advantages to using a loan to manage runaway debt. For that reason, personal loans for those who specifically want to put their finances in order are available.How It WorksBasically, a personal loan for bad credit management funds a buy out of the existing loans. For example, a person may have four loans from four different lenders, with different interest rates charged to each loan. If the loan balances are $10,000, $7,000, $5,000 and $,3,000 then a consolidation loan of $25,000 can wipe them out.Often, the chances of getting fast loan approval are higher because of the specified purpose of the loan, and the fact that the borrower is clearly serious about escaping financial hot water. And given that the new loan is more manageable than the original four, the risk of defaulting is much less.The new personal loan is more affordable because of the structure of the debt. While the principal borrowed is as high as the four loans mentioned, with just one interest rate to consider, the overall interest is lowered.Terms to Watch Out ForOf course, for the exercise to work at all, the terms of any personal loan for bad credit management need to be right. There is little point in taking on the new loan if the repayments prove to be higher than the combined original loan repayments. So, there are some factors that need to be considered.The main factors is the interest rate to be charged. This is quite complicated when different loan interest rates have to be taken into account. For example, respective rates of 9%, 10%, 11% and 12% may mean that the total monthly repayments amount to $1,300. But a rate of 14% might be charged on the loan used to consolidate that debt. Offering fast loan approval may make the deal tempting, but is the rate more affordable?The motive for this personal loan is to make living more affordable. By extending the lifespan of the loan, a reduction in the monthly repayments can be achieved. However, the effect this has on the amount paid in interest over the extra 12 or 24 months should be considered.Where to Get the Best DealsTraditional lenders struggle to offer the best loan terms in the current economic climate. Their personal loans for bad credit management have higher rates than those offered by online lenders, while they also have a poor record when it comes to flexibility.Generally, the Internet is the best place to find the right options, not just regarding interest rates but also repayment schedules and the ability to get fast loan approval.Plus, while getting a personal loan might be easier, there are greater security risks, so be sure to check any online lenders out through the Better Business Bureau to make sure they are who they claim to be. </p>
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  120. <title>Do Canadian Banks Provide Equipment Loans and Lease Financing?</title>
  121. <link>https://cgmmsln.info/do-canadian-banks-provide-equipment-loans-and-lease-financing/</link>
  122. <comments>https://cgmmsln.info/do-canadian-banks-provide-equipment-loans-and-lease-financing/#comments</comments>
  123. <pubDate>Thu, 04 May 2023 06:00:11 +0000</pubDate>
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  152. <guid isPermaLink="false">http://cgmmsln.info/?p=49</guid>
  153. <description><![CDATA[The leasing industry in Canada has historically been dominated by a number of different types of entities that provide equipment and lease financing to Canadian business.The types of firms that are the key players in lease financing in Canada can &#8230; <a href="https://cgmmsln.info/do-canadian-banks-provide-equipment-loans-and-lease-financing/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  154. <content:encoded><![CDATA[<p> The leasing industry in Canada has historically been dominated by a number of different types of entities that provide equipment and lease financing to Canadian business.The types of firms that are the key players in lease financing in Canada can be broken down into the following categories:Life Insurance CompaniesCredit Union leasing firmsThird party Independent Finance Companies &#8211; Canadian ownerThird party Independent Finance Companies &#8211; Subsidiaries of American firmsCaptive Leasing CompaniesBank Leasing entities &#8211; Subsidiaries of divisions of Canadian banksWe would venture to say that probably 90% of Canadian business owners and financing managers think of &#8216; Third Party Independent Finance Companies &#8216; when they are looking to source lease financing for their equipment and capital expenditure needs.Canadian chartered banks have moved in an out of the Canadian lease financing industry over the years. Currently only two the Big 6 Canadian banks have full fledged separate lease entities that actively market lease financing to their customers. In our opinion the reasons customers choose a bank lease financing entity are as follows;PricingExistence of a Current Banking RelationshipDollar size of transactionLet&#8217;s elaborate a bit on those points. Because banks are in the position of having the lowest cost of capital in Canada for business financing rates on bank leasing deals tend to be excellent. On average we would observe that rates on larger deals tend to be 3-4% over the Canadian prime rate. This is excellent pricing, as independent firms tend to price at 4 to 5 to 6% over the Canadian prime rate. That is on average of course because every customer&#8217;s credit quality and situation is unique.Business customers have bank lines and term loan arrangements with their bank. So it is a natural logical extension that they would discuss their needs with their banker, who may, or may not be able to offer a lease financing solution. We indicated that only two of Canada&#8217;s chartered banks have full fledged lease entities. Some of the other banks have leasing division, which are much smaller and more specialized in size, and some banks choose to &#8216; partner &#8216; with third party independent finance firms that are both Canadian or U.S.owned.We also referenced dollar size as a key factor in a customer choosing a banking lease arrangement. Banks in Canada have virtually unlimited capital, so they certainly can choose to finance any amount they choose.We say unlimited capital, that is a bit of an exaggeration but Canadian banks are currently viewed as some of the strongest in the world re their own credit ratings and capital ratios.Banks are traditionally a bit slower to enter into the lease financing area, and banks use the function in some respects to develop new corporate banking relationships. In fact we have observed that in the 2009 and 2010 banking environment in Canada the bank lessor in fact attempt to develop a full corporate banking relationship with customers who approach them for lease financing needs.Leasing is a good source of profit for the banks &#8211; the banks tend to make solid credit decisions on assets and corporate credit quality, and lease pricing provides some nice yields compare to some other parts of their business.Some banks in Canada have, in the past, purchased some of the private independent Canadian lease companies that were getting large and successful or had a specialized market or geographical niche&#8230; Banks are often quick to sell portfolios and eliminate leasing divisions when they feel that market conditions suggest that.In summary, the Canadian leasing landscape is made up of a number of market participants. Banks play a key role, but not a dominant role in the industry. Lease financing via a bank is often a relationship driven arrangement with the business customer&#8217;s current incumbent bank. Banks who participate in lease equipment financing have excellent rates but higher credit and asset requirements. Business owners are cautioned to source the assistance of an experienced leasing advisor to determine which leasing arrangement (bank or non-bank) is best for their needs. </p>
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  160. <title>A Guide to Help You Pick the Best Air Purifier for Your Loved Ones</title>
  161. <link>https://cgmmsln.info/a-guide-to-help-you-pick-the-best-air-purifier-for-your-loved-ones/</link>
  162. <comments>https://cgmmsln.info/a-guide-to-help-you-pick-the-best-air-purifier-for-your-loved-ones/#comments</comments>
  163. <pubDate>Sun, 13 Nov 2022 09:21:43 +0000</pubDate>
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  171. <description><![CDATA[Holidays are around the corner. This is the time of year when people start purchasing gifts for their loved ones. If you are going to purchase an air purifier for someone you love, we have some helpful tips for you. &#8230; <a href="https://cgmmsln.info/a-guide-to-help-you-pick-the-best-air-purifier-for-your-loved-ones/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
  172. <content:encoded><![CDATA[<p>Holidays are around the corner. This is the time of year when people start purchasing gifts for their loved ones. If you are going to purchase an air purifier for someone you love, we have some helpful tips for you. If you want to purchase the best unit, you may be able to use this guide to your advantage. Read on to find out more.</p>
  173. <p>1: Set Your Budget</p>
  174. <p>Just like anything you purchase, make sure you have set your budget first. The price of the unit will vary based on a lot of factors, such as the capacity, filter type, features, and brand of the unit. If you don&#8217;t have a flexible budget, we suggest that you go for a product that is available to purchase for less than $300.</p>
  175. <p>2: Consider the Needs of the Recipient</p>
  176. <p>Your next move is to consider the needs of your recipient. If you are going to purchase this unit for everyday use, we suggest that you go for a unit that comes with a HEPA filter. On the other hand, if your loved one has a specific need, we suggest that you consider a specialized unit.</p>
  177. <p>For example, if they are more prone to respiratory issues, such as allergies and infections, we suggest that you get a UV purifier for them. The devices are designed to neutralize viruses and bacteria.</p>
  178. <p>3: Think About the Available Space</p>
  179. <p>Another primary factor is to consider the available space in the office or house of the recipient. For example, if they need a general-purpose unit for a small apartment, you may want to consider a filterless unit.</p>
  180. <p>On the other hand, if they have plenty of free space, you may consider a bigger unit that features a higher airflow rating. These units are powerful enough to cover a large face.</p>
  181. <p>4: Consider Extra Features</p>
  182. <p>Lastly, we suggest that you consider additional features that they will just love. For example, some units come with an indicator that turns on when the filter needs to be replaced. This will allow the user to change the filter so that the device continues to work properly.</p>
  183. <p>So, you may want to consider these features before you place your order. These features may not be important to you, but your friend may just be over the moon.</p>
  184. <p>Long story short, we suggest that you consider these four tips if you are going to purchase a gift for your loved one on these holidays. Since the air is full of pollution during winter days, nothing can make a better gift than an air purifier. Therefore, you should consider these tips before looking for an online or physical store to make your purchase decision.</p>
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