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<title>Balanghai: A Celebration of Filipino Regional Flavors</title>
<link>https://cshink.com/balanghai-a-celebration-of-filipino-regional-flavors/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Wed, 30 Apr 2025 09:23:43 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
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<category><![CDATA[Balanghai: A Celebration of Filipino Regional Flavors]]></category>
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<description><![CDATA[CShink! | In the heart of Filipino culture lies a deep love for gathering, sharing stories, laughter, and, of course,
The post <a rel="nofollow" href="https://cshink.com/balanghai-a-celebration-of-filipino-regional-flavors/">Balanghai: A Celebration of Filipino Regional Flavors</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
]]></description>
<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | In the heart of Filipino culture lies a deep love for gathering, sharing stories, laughter, and, of course, a hearty meal. Across islands and regions, food has always been a way for Filipinos to celebrate their roots and connect with one another. It’s this spirit of community and discovery that Balanghai captures.
After a five-year pause, Balanghai is making its highly anticipated comeback at  Clark Cityfront Mall, ready to bring diners on a flavorful voyage across the Philippines. First opened in 2018, the buffet restaurant closed its doors in March 2020 at the height of the pandemic. It returns with a refreshed spirit, showcasing the country’s rich regional flavors in a setting that feels like home.
<h1 class="wp-block-heading">The Inspiration Behind Balanghai</h1>
Balanghai pays homage to the seafaring vessel, the balanghai, a plank boat that carried early settlers across the Philippine archipelago. These boats, remarkable for their craftsmanship and speed, symbolize unity, exploration, and community. Historically, the balanghai was more than a mode of transport; it was the foundation of the Filipino community structure, which later evolved into the “barangay” system.
Today, Balanghai seeks to embody that same spirit: connecting Filipinos through the diverse and vibrant flavors of their regional heritage.
<h1 class="wp-block-heading">A Different Kind of Filipino Buffet</h1>
Unlike many buffets that focus only on mainstream Filipino dishes or select regional cuisines, Balanghai offers a curated culinary journey across the archipelago. Its buffet lineup is organized by week:
In the first week, Balanghai features dishes of Northern Luzon, including Pancit Cabagan, a noodle dish from Isabela, and Serkele, a flavorful carabao offal stew from Bulacan. Diners can also enjoy Pancit Luglug and Kinulob dishes, specialties of the Kapampangan region.
The second week highlights the flavors of Manila and Southern Luzon. Dishes like Tilapia Supreme, cooked in coconut milk, take center stage alongside spicy Bicol Express, Sinaing na
Tulingan from Batangas, Hardinera from Quezon, and Kulawong Talong, a char-grilled eggplant dish steeped in coconut milk from Laguna.
Come the third week, the spotlight moves to the Visayas, where Ilonggo classics like Kansi (a sour beef shank soup made with batwan fruit) and KBL (Kadyos, Baboy, Langka) are served. Diners can also savor Batchoy, Pancit Molo, and the rare Tambalo, a unique seafood found in select towns of Samar.
The fourth week celebrates the diverse flavors of Mindanao. The buffet features dishes influenced by neighboring Southeast Asian cultures, such as Pastil, Beef Rendang, Beef Kulma Tausug, and Satay from Zamboanga. There are also Southern Mindanao specialties like Linagpang na Manok and Tinolang Tuna from General Santos.
This rotation ensures diners always encounter something new and interesting, encouraging nostalgic rediscoveries and adventurous first tastes. On special days at the end of the month, Balanghai even offers “fiesta” buffets that bring together dishes from all regions, or fusion offerings like Chinoy (Chinese-Pinoy) dishes.
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<h1 class="wp-block-heading">Rooted in Tradition, Committed to Quality</h1>
At any given time, Balanghai features about 40 dishes, including 10–15 regional specialties. What sets the restaurant apart is the careful research behind every plate. Rather than relying on cookbooks or online recipes, the team traveled across the country, learning from local cooks and market vendors.
“We didn’t just pull recipes off the internet,” shares Dr. Robert H. Lo, Chief Innovation Officer of New Business Development of RDF Feed, Livestock & Foods, Inc.  “We went to the source: to the markets of Ilocos Norte for real Bagnet, to Catbalogan for Tambalos, to Zamboanga for authentic Southern Mindanao cooking.“
Sourcing the right ingredients came with challenges. Some ingredients, like the batwan, essential for Ilonggo Kansi, spoil quickly when left at room temperature and need special handling. Others, like premium tilapia from Batangas and Bicol, require careful selection to maintain quality. Balanghai’s meats are supplied by RDF, ensuring consistent food safety standards and supporting the restaurant’s vision of serving authentic Filipino cuisine.
Despite the hurdles, the team succeeded in recreating flavors that resonate with authenticity. It’s this dedication to preserving regional tastes, even when some dishes were unfamiliar or surprising to diners, that makes Balanghai a true culinary voyage across the Philippines.
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<h1 class="wp-block-heading">A Dining Experience Beyond the Buffet Table</h1>
More than just a feast for the tastebuds, Balanghai offers an immersive Filipino cultural experience. The restaurant’s interiors reflect traditional Filipino aesthetics, with guest relations officers welcoming diners in traditional baro’t saya. A dedicated street food section also features
nostalgic bites like Pigar Pigar from Pangasinan and Tupig, further adding to the sense of homecoming for many diners.
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Comfort was also a key priority. The buffet area was designed to avoid the crowded feel typical of other restaurants, providing a spacious and relaxing atmosphere for families and travelers alike.
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<h1 class="wp-block-heading">A New Chapter for Balanghai</h1>
To celebrate its grand reopening, Balanghai is offering a special promotional rate of ₱649 per head until June 30, 2025. After the promotion, the regular buffet rate will be ₱888.
Looking ahead, the team behind Balanghai is already planning to expand. A larger branch is set to open in Capital Town Pampanga by late 2026, a testament to the restaurant’s commitment to bringing regional Filipino flavors to more diners. At its heart, Balanghai isn’t just a buffet — it’s a voyage. It’s a tribute to the country’s rich, diverse heritage and a reminder that there is always more to discover beyond the familiar. As Dr. Robert H. Lo reflects, “We created Balanghai to show that the Philippines isn’t just about adobo and sinigang. Every region has its culinary treasures — and at Balanghai, you get to taste them all.”
The post <a rel="nofollow" href="https://cshink.com/balanghai-a-celebration-of-filipino-regional-flavors/">Balanghai: A Celebration of Filipino Regional Flavors</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
]]></content:encoded>
<post-id xmlns="com-wordpress:feed-additions:1">352</post-id> </item>
<item>
<title>Harvesting Change: The Women Leading Agri-Food Into the Future</title>
<link>https://cshink.com/harvesting-change-the-women-leading-agri-food-into-the-future/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Thu, 20 Mar 2025 14:21:05 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[News & Events]]></category>
<category><![CDATA[Harvesting Change The Women Leading Agri-Food into the Future]]></category>
<guid isPermaLink="false">https://cshink.com/?p=347</guid>
<description><![CDATA[CShink! | HARVESTING CHANGE: THE WOMEN LEADING AGRI-FOOD INTO THE FUTURE | In an industry traditionally dominated by men, the
The post <a rel="nofollow" href="https://cshink.com/harvesting-change-the-women-leading-agri-food-into-the-future/">Harvesting Change: The Women Leading Agri-Food Into the Future</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
]]></description>
<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | HARVESTING CHANGE: THE WOMEN LEADING AGRI-FOOD INTO THE FUTURE | In an industry traditionally dominated by men, the female leaders of RDF Feed, Livestock & Foods, Inc. (RDF) are setting new benchmarks for quality and safety in the agri-food sector. 
As we celebrate the National Women’s Month, it is crucial to acknowledge the impact of these women, who are not just participating but leading by example.
The Philippines ranks high globally in surveys, with <a href="https://www.bworldonline.com/opinion/2024/03/25/583723/filipino-women-executives-on-top/">43% of senior management roles held by women</a>, showcasing a corporate culture that champions female advancement. This backdrop of progress is mirrored at RDF, where eight women on the Management Committee drive transformative changes and enhance the company’s operations and industry standing.
These women leaders are more than just executives; they are trailblazers creating a sustainable and equitable future, proving that when women lead, they catalyze widespread organizational growth and innovation.
As we explore their stories, we celebrate their individual achievements and their collective impact on the industry, inspiring a future where equality and excellence coexist.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/10.-group-photo-smiling-1.jpg?w=640&ssl=1" alt="The Women Leading Agri-Food Into the Future" class="wp-image-53070" data-recalc-dims="1"/></figure></div>
Pioneering Excellence with Female Leadership
RDF assures top-tier quality to every customer by operating several poultry and swine farms, a high-capacity feed mill, a state-of-the-art slaughterhouse, and a Triple-A meat-cutting plant alongside the widely popular meat shop chain, Fresh Options. These operations exemplify the company’s commitment to excellence and sustainable practices in the agri-food industry.
This feature highlights the formidable women steering RDF toward its milestones, showcasing how their leadership is crucial to the company’s mission of delivering safe, high-quality meats. These women are not only leading but redefining standards in a dynamic sector, combining expertise with a profound commitment to quality and equity.
<figure class="wp-block-image"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/2.-Dr.-Camille-Francesca-Hernandez-1.jpg?w=640&ssl=1" alt="Dr. Camille Francesca Hernandez" class="wp-image-53071" data-recalc-dims="1"/></figure>
The Planner and Quality Strategist: Camille Francesca T. Hernandez, DVM Chief Strategy and Quality Officer
Dr. Camille Francesca T. Hernandez, a strategic force at RDF,  is responsible for aligning long-term objectives with quality management systems. With 15 years of service, Dr. Hernandez has refined the integration of strategy and quality management, enhancing the operational execution across all business units. Her day-to-day responsibilities include overseeing Technical Services, Quality Assurance, and Corporate Planning, making sure each department meets its quality goals.
Hernandez’s skill is evident in her ability to foster a culture of continuous improvement and shared responsibility for quality. By consolidating the Quality Control and Quality Assurance units, she has standardized quality measures across RDF. Her leadership has advanced RDF’s quality benchmarks and also supported her professional growth, as evidenced by her membership in the Philippine Veterinary Medical Association and her certification as a QMS Lead Auditor from SOCOTEC Certification Philippines.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/3.-Dr.-Joy-Michelle-A.-Literato-1.jpg?w=640&ssl=1" alt="Dr. Joy Michelle A. Literato" class="wp-image-53072" data-recalc-dims="1"/></figure></div>
The Communicative Leader: Joy Michelle A. Literato, DVM, ME, FPCPP Corporate Affairs Director
Dr. Joy Michelle A. Literato manages RDF’s corporate communications with a keen focus on strategic planning and execution. Her role encompasses everything from external communications and corporate social responsibility (CSR) to crisis management and support for board communications. Dr. Literato’s day is carefully structured around meetings, strategic planning, and report reviews, reflecting her methodical approach to corporate governance.
Her significant contributions include leading RDF through its first ISO certification process and achieving the Food Safety System Certification for the Slaughterhouse and Meat Cutting Plant. These milestones solidified RDF’s reputation for quality and safety and set new standards for the industry, showcasing her ability to drive change and set benchmarks in corporate governance and operational excellence. Also, she is credited for spearheading the creation and management of the corporate website and PR efforts and organizing the Vets Forum and various company activities, all aimed at increasing brand awareness and building trust.
An accomplished leader outside of RDF, Dr. Literato is a fellow of the Philippine College of Poultry Practitioners (PCPP), where she served as President in 2021. She was an active member of many Technical Working Groups, such as GAHP Environmental Review, Philippine Broiler Roadmap, and the Philippine National Standards (PNS) on Food Safety and Veterinary Drug Regulations that contributed to key industry policies. In 2022, she was awarded the Outstanding Veterinarian by the Philippine Veterinary Medical Association.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/4.-Ms.-Maribel-R.-Salonga-1.jpg?w=640&ssl=1" alt="Ms. Maribel R. Salonga" class="wp-image-53073" data-recalc-dims="1"/></figure></div>
The Financial Steward: Maribel R. Salonga Finance Director
Maribel R. Salonga oversees all financial aspects at RDF with a commitment to transparency and fiscal responsibility. As Finance Director, she manages all aspects of financial planning, risk management, and team leadership, ensuring RDF’s financial operations support its broader strategic objectives. Her mornings are spent reviewing financial documents and aligning cash flow management strategies with the finance team.
Salonga’s leadership extends beyond typical financial management; she has developed internal controls and compliance measures that safeguard RDF’s assets and ensure transparency in all financial transactions. Her efforts have resulted in RDF achieving 100% compliance with tax regulations, a testament to her approach and commitment to fiscal responsibility.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/5.-Dr.-Fabienne-Luz-S.-Balucas-1.jpg?w=640&ssl=1" alt="Dr. Fabienne Luz S. Balucas" class="wp-image-53074" data-recalc-dims="1"/></figure></div>
The Operational Maestro: Fabienne Luz S. Balucas, DVM Poultry Operations Manager
Dr. Fabienne Luz S. Balucas applies her extensive experience and veterinary expertise to manage RDF’s poultry operations. As the Poultry Operations Manager, she is responsible for the day-to-day management of broiler and layer farms, ensuring they operate efficiently and profitably. Balucas starts her day by monitoring chicken inventory and negotiating sales, balancing her deep veterinary knowledge with sharp business acumen.
Beyond her daily management tasks, Dr. Balucas is committed to optimizing production planning and resource management. Her regular visits to the farms and her close communication with farm personnel underscore her hands-on approach and dedication to maintaining high standards of animal welfare and productivity. Her strategic oversight and operational enhancements have kept RDF competitive in a challenging industry.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/6.-Ms.-Rachel-P.-Benoza-1.jpg?w=640&ssl=1" alt="Ms. Rachel P. Benoza" class="wp-image-53075" data-recalc-dims="1"/></figure></div>
The Audit Trailblazer: Rachel P. Benoza Internal Audit Manager
Rachel P. Benoza rigorously upholds the standards of integrity and compliance at RDF through her leadership of the Internal Audit Department. Her role involves developing audit plans that align with RDF’s strategic goals and ensuring each department adheres to both internal and external regulatory standards. Benoza’s daily schedule shows her disciplined approach, involving reviews of audit reports and engagement with various departments to ensure continuous improvement and compliance.
Her efforts have significantly contributed to RDF’s reputation for transparency and ethical conduct. Through her guidance, the Internal Audit team has enhanced its capabilities in risk mitigation, resource management, and overall accountability. This positively impacts on RDF’s operational excellence and compliance.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/7.-Ms.-Michelle-S.-Punay-1.jpg?w=640&ssl=1" alt="Ms. Michelle S. Punay" class="wp-image-53076" data-recalc-dims="1"/></figure></div>
The Innovator in Research: Michelle S. Punay, PFT R&D Manager, Meat Division
A professional food technologist, Michelle S. Punay leads the Meat Division of RDF with a focus on research and development, driving innovation in product development and production processes. As R&D Manager, her work encompasses enhancing product quality, shelf life, and food safety while also meeting market demands through innovative solutions. Punay’s typical day involves a dynamic mix of overseeing product trials, engaging with cross-functional teams, and conducting detailed cost analyses to align product development with strategic business goals.
Her contributions have been instrumental in launching new products that have captured market interest and enhanced RDF’s operational efficiencies. Punay’s leadership in developing chicken drumettes and chicken nuggets for Fresh Options and Rapsarap has showcased her ability to integrate market-driven product development with operational enhancements, boosting both RDF’s expertise and profitability in the competitive meat market.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/8.-.-Ms.-Irene-O.-Vizon.jpg?w=640&ssl=1" alt="Ms. Irene O. Vizon" class="wp-image-53077" data-recalc-dims="1"/></figure></div>
The Guardian of Standards: Irene O. Vizon, PFT TSQA Manager – Meat Operations
A licensed Food Technologist and a ServSafe-certified Food Protection Manager, Irene O. Vizon upholds RDF’s commitment to quality and safety in meat production following the Total Quality and Food Safety Management.  With a decade of experience at RDF, she formulates and implements food safety standards that are crucial for maintaining consumer trust and regulatory compliance. Her routine involves meticulous reviews of documents and direct collaboration with QA Supervisors to ensure all meat products meet RDF’s quality criteria.
Vizon’s impact is marked by her ability to lead her team through various challenges to achieve accreditations and certifications for RDF. Her work has strengthened RDF’s compliance with food safety standards and contributed to the continuous development of internal control systems.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/03/9.-Dr.-Cherrie-Anne-F.-Salazar-1.jpg?w=640&ssl=1" alt="Dr. Cherrie Anne F. Salazar" class="wp-image-53078" data-recalc-dims="1"/></figure></div>
The Diagnostic Strategist: Cherrie Ann F. Salazar, DVM TSQA Manager – Live Operations
Dr. Cherrie Ann F. Salazar leads the charge in animal health diagnostics at RDF, bringing precision and innovation to her role as TSQA Manager – Live Operations. With a commitment to enhancing diagnostic capabilities, Dr. Salazar has been pivotal in implementing PCR technology at RDF, improving disease detection speed and accuracy, especially during the challenging African Swine Fever (ASF) outbreak. Her days include strategic planning and hands-on management, ensuring both the Animal Health Diagnostic Laboratory and Feedmill QA/QC Unit operate at peak efficiency.
Under her guidance, RDF has developed and maintained rigorous standards in animal health and feed quality. She also played a key role in developing the ASF Control Plan, which continues to guide swine operations, demonstrating her lasting impact on RDF’s operational protocols and its broader crisis management strategy.
Charting New Horizons: The Legacy of Women Leaders of RDF
The leadership and achievements of these eight distinguished women of RDF are transformative. They are redefining leadership within the agri-food sector, an industry where their contributions consistently surpass the highest standards of industry practice. Through their dedication and visionary leadership, they have catalyzed significant advancements in quality, safety, and operational efficiency.
As we celebrate their accomplishments during Women’s Month, their stories are not just narratives of individual success but are reflections of collective progress. These women exemplify how inclusive leadership extends beyond mere participation — it is about spearheading change and fostering environments where innovation thrives. 
In recognizing their contributions, we also glimpse the future of the agri-food industry—a sector leaning towards a more equitable and inclusive model of leadership. As we look forward, it is clear that the influence of these women will continue to shape the industry for years to come, guiding RDF and the broader sector toward a more successful, sustainable, and equitable future.
The post <a rel="nofollow" href="https://cshink.com/harvesting-change-the-women-leading-agri-food-into-the-future/">Harvesting Change: The Women Leading Agri-Food Into the Future</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
]]></content:encoded>
<post-id xmlns="com-wordpress:feed-additions:1">347</post-id> </item>
<item>
<title>RDF Ushers in the Chinese New Year</title>
<link>https://cshink.com/rdf-ushers-in-the-chinese-new-year/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Mon, 27 Jan 2025 08:06:06 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[News & Events]]></category>
<category><![CDATA[RDF Ushers in the Chinese New Year]]></category>
<guid isPermaLink="false">https://cshink.com/?p=343</guid>
<description><![CDATA[CShink! | RDF Ushers in the Chinese New Year | City of San Fernando, Pampanga – Over 1500 employees and
The post <a rel="nofollow" href="https://cshink.com/rdf-ushers-in-the-chinese-new-year/">RDF Ushers in the Chinese New Year</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
]]></description>
<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | RDF Ushers in the Chinese New Year | City of San Fernando, Pampanga – Over 1500 employees and guests of RDF Feed, Livestock & Foods, Inc. celebrated the Chinese New Year on January 14, 2025, at the Kingsborough International Convention Center in Pampanga.
For 2025, the Chinese New Year or Spring Festival starts on January 29 and ends on February 12. This year’s zodiac animal is the wood snake.
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With the theme, “Cheers to New Beginnings,” the event kicked off with a Building Decoration Contest (of various RDF buildings and selected stores of Fresh Options) on January 6.  
In observance of the Chinese New Year, the Chinese adorn their houses with red lanterns because they believe that hanging them in front of the house will drive evil spirits and bad luck, while red symbolizes good fortune, happiness, and prosperity. The tradition also signifies removing the old, welcoming the New Year with a fresh start, and embracing the possibilities ahead.
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<iframe title="R&D | RDF Building Decor winner" width="640" height="360" src="https://www.youtube.com/embed/i1m4SOL-q4s?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
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<iframe loading="lazy" title="DORM BUILDING | RDF Building Decor winner" width="640" height="360" src="https://www.youtube.com/embed/ja2RiwhJAjI?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>
Afternoon Program
In a mini Binondo-inspired island booth outside of Kingsborough, employees were treated to food and drink galore, allowing them to experience the Binondo food crawl, savoring some of the popular Chinese-Filipino fusion dishes like fried wanton, fried quekiam, pork kutchay, and fresh lumpia from Little Chinatown.  RDF owns and operates Little Chinatown at Don Juico Avenue in Angeles City.   
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<iframe loading="lazy" title="Mini Binondo (Red Dragon Farms)" width="640" height="360" src="https://www.youtube.com/embed/13A6eoxpTC4?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
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Moreover, the gathering was an occasion to recognize 69 loyal employees at the Employees Service Awards; and eight outstanding programs that embodied the core values of RDF through the annual TRIUMPPH Awards.  Employees who have worked for the company for at least five years received plaques and tokens. The awardee for 35 Years of Service is Mr.  Jacinto Candole, Jr.  The TRIUMPPH winners, on the other hand, were awarded trophies.  
Ms. Millie Joy Mandocdoc, Head of Human Resources, and Dr. Joy Michelle Literato, Director for Corporate Affairs, were the emcees of the Employees Service Awards and the TRIUMPPH Awards, respectively.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/01/RDF-Ushers-in-the-Chines-New-YeaR2.jpg?w=640&ssl=1" alt="RDF Ushers in the Chines New Year" class="wp-image-52923" data-recalc-dims="1"/></figure></div>
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<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/01/RDF-Ushers-in-the-Chines-New-YeaR1.jpg?w=640&ssl=1" alt="RDF Ushers in the Chines New Year" class="wp-image-52924" data-recalc-dims="1"/></figure></div>
Evening Program
Aside from the colorful parade featuring dragon and lion dancers, the main highlight of the evening program was the Chinese Dance Competition, in which employees from 16 cluster buildings of RDF participated. Also, adding to the fun and excitement was the selection of Mr. & Ms. Little Chinatown. Another most anticipated portion of the program was the electronic draw that raffled off almost 300 prizes.
Ms. Danica Borres and Mr. JM de Jesus hosted the evening program.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/negosentro.com/wp-content/uploads/2025/01/RDF-Ushers-in-the-Chines-New-YeaR.jpg?w=640&ssl=1" alt="RDF Ushers in the Chines New Year" class="wp-image-52925" data-recalc-dims="1"/></figure></div>
Organizing Committee
<ul class="wp-block-list">
<li>Overall Chairman – Bernard Ian Flores</li>
<li>Co-Chairman – Christopher Ventura</li>
<li>Budget – Annie Pamatmat and Marlon Aguas</li>
<li>Program/Technical – Philip Gerona</li>
<li>Mini-Binondo – Engr. Randy Carillo</li>
<li>Binondo Food Crawl – Michael John Espelita</li>
<li>Food packs and Buffet – Michelle Punay</li>
<li>Registration – Millie Mandocdoc</li>
<li>Safety and Marshalls – Gilbert Silos and Richard Paguio</li>
<li>Mass- Janeth Mamolo and Joseph Sanchez</li>
<li>Arts and Designs – Arnie Chico</li>
<li>Games- Cristina Oliquino</li>
<li>Contests- Lovely Morales</li>
<li>Tabulation/Audit – Cenon Tubil, Rose Anne Garidan, and Brandy Bueno/Janine Nicole Capuli</li>
<li>Raffle and Bazaar – Jovelyn Santos</li>
<li>Transportation – Lemuel Gabriel</li>
<li>Winners</li>
</ul>
TRIUMPPH Awards
<ol class="wp-block-list">
<li>Total Quality and Excellence – Poultry Operations</li>
<li>Responsibility with Accountability – Finance Department</li>
<li>Integrity of Character – Technical Services and Quality Assurance (TSQA)- Meats</li>
<li>Unity in Diversity – Feedmill Operations</li>
<li>Mindset of An Entrepreneur – Research & Development (R&D)</li>
<li>Pioneering and Innovative – Plant Operations Support- Logistics, Engineering and Sanitation Unit (POSS-LES)</li>
<li>People Empowerment – Swine Operations</li>
<li>Heart of True Service – Human Resources</li>
</ol>
Chinese Dance Competition
<ul class="wp-block-list">
<li>First – Yangge (Bernadette Tamayao, Team Leader)</li>
<li>Second – Chinese Butterfly (Aljon Evaristo, Team Leader)</li>
<li>Third – Yangko (Mikee Sanchez and Christine Joanne Defensor. Team Leaders) </li>
</ul>
Mr. & Ms. Little Chinatown
<ul class="wp-block-list">
<li>Mr. Ralph Lauren Ambatsil</li>
<li>Ms. Danica Datuin</li>
</ul>
Building Décoration Contest
<ul class="wp-block-list">
<li>First – Corporate Building (Head Office)</li>
<li>Second – R&D Building (Central Depot)</li>
<li>Third – Dorm Building (Head Office)</li>
</ul>
CEO Choice – R&D Building (Central Depot)
Games
<ul class="wp-block-list">
<li>Fresh Lumpia Eating Contest: Jebren Ocampo, Julio Daniele Basilio and Antonio, Lugay, Jr.</li>
<li>Tower Power: Renmark Torio, Ronald Garulig, and Kimberly Furel</li>
<li>Ping Pong Pagong: Dennis Feliciderno, Rizaldy Pineda and Jason Macadagdag</li>
</ul>
Raffle
Client Abiel Costales – LG Refrigerator
Enrile Paasa- Party Speaker with wireless microphone
Jasper Marro Alonzo – Fully automatic washing machine
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<title>RDF and CREEKVIEW Forge A 10-Year Partnership for a New Nucleus Breeder Farm</title>
<link>https://cshink.com/rdf-and-creekview-forge-a-10-year-partnership-for-a-new-nucleus-breeder-farm/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Tue, 05 Nov 2024 16:28:53 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[RDF and CREEKVIEW]]></category>
<guid isPermaLink="false">https://cshink.com/?p=338</guid>
<description><![CDATA[CShink! | RDF and CREEKVIEW Forge A 10-Year Partnership for a New Nucleus Breeder Farm | RDF Feed, Livestock &
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<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | RDF and CREEKVIEW Forge A 10-Year Partnership for a New Nucleus Breeder Farm | RDF Feed, Livestock & Foods, Inc. (RDF) and Creekview Stock Breeding Farm Corporation have formalized a 10-year partnership by signing a contract on October 15, 2024, at Little China Town in Angeles City. 
RDF is a fully integrated agri-food enterprise based in Pampanga, Philippines that owns several farms and industrial facilities, such as a feed mill that is equipped with two corn silos, a semi-automated slaughterhouse, a meat cutting plant for pork and beef, an FDA-compliant and GMP-certified meat processing plant, and a chain of meat shops and restaurants. On the other hand, Creekview is a supplier of breeding sows and boars.
Under the terms of the contract, Creekview will provide a comprehensive package to support the establishment and growth of RDF’s nucleus breeder farm in Barangay Pao in San Jose, Tarlac. This includes high-quality breeding materials, extensive technical assistance, and management support to optimize operations. In addition, Creekview will enroll the farm in its Elite Herd Health Program, offering a robust animal health framework and providing performance monitoring services to ensure continuous improvement.
Creekview and RDF will also collaborate on research and development initiatives that will help drive advancements in animal breeding, nutrition, and livestock production. With this partnership, both companies aim to enhance breeding standards and deliver high-quality livestock to meet the demands of the local market.
The post <a rel="nofollow" href="https://cshink.com/rdf-and-creekview-forge-a-10-year-partnership-for-a-new-nucleus-breeder-farm/">RDF and CREEKVIEW Forge A 10-Year Partnership for a New Nucleus Breeder Farm</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<title>Download WAGI App Now! Your Free App for Financial Literacy and Rewards</title>
<link>https://cshink.com/download-wagi-app-now-your-free-app-for-financial-literacy-and-rewards/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Sat, 26 Oct 2024 08:12:43 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[Featured]]></category>
<category><![CDATA[News & Events]]></category>
<category><![CDATA[Tech & Games]]></category>
<category><![CDATA[Wagi APP]]></category>
<guid isPermaLink="false">https://cshink.com/?p=334</guid>
<description><![CDATA[CShink! | Download WAGI App Now! Your Free App for Financial Literacy and Rewards | FedCenter’s WAGI (Wealth Advice for
The post <a rel="nofollow" href="https://cshink.com/download-wagi-app-now-your-free-app-for-financial-literacy-and-rewards/">Download WAGI App Now! Your Free App for Financial Literacy and Rewards</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | Download WAGI App Now! Your Free App for Financial Literacy and Rewards | FedCenter’s WAGI (Wealth Advice for Growth and Inclusion) financial literacy app that was launched to the media last July 31, 2024 is now officially live on Google Play! Now everyone can start learning more about finance, have fun while doing so and get rewarded for it! The app features relevant and practical financial content that can apply to the Filipinos’ everyday lives such as Basic Budgeting to Stock Investing and everything in between. There are even quick finance tips from successful personalities and celebrities! Each course starts with a pre-quiz to assess user familiarity and ends with a post-assessment quiz to measure knowledge retention. Lastly, users will also be able download a certification for each module.
Here’s where it gets exciting: the more you learn, the more you earn. As promised during the launch, the app incorporates a rewards system where users earn points for completing quizzes. These points can be redeemed for prizes at leading partner brands, including well-known fast food chains.
WAGI is powered by WeFund Lending Corporation, the company behind the leading fintech app JuanHand. Francisco ‘Coco’ Mauricio, President/CEO of WeFund Lending Corp, said during the launch “We are honored to be a major sponsor of WAGI.  JuanHand, being the leading fintech cash lender in the Philippines is a strong advocate of financial inclusion.  Financial literacy paves the way for inclusion which ultimately leads to financial empowerment.  And financial empowerment is a cornerstone of national development.  We do hope more organizations can join us in supporting WAGI and ensure its sustainability and success.” The app is also supported by the Securities and Exchange Commission (SEC), Credit Information Corporation (CIC), National Privacy Commission (NPC) and the National Development Corporation (NDC).  Their insights underscores the importance of financial literacy for the Philippines and the role WAGI can play in advancing this mission.
Take the first step towards financial empowerment. Download WAGI Financial Literacy on Google Play Store via this <a href="https://play.google.com/store/apps/details?id=com.wagi&hl=en">link</a> or visit <a href="http://www.wagi.com.ph">www.wagi.com.ph</a> to start learning and earning rewards!
The post <a rel="nofollow" href="https://cshink.com/download-wagi-app-now-your-free-app-for-financial-literacy-and-rewards/">Download WAGI App Now! Your Free App for Financial Literacy and Rewards</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<item>
<title>A Legacy of Loyalty: Celebrating Kuya Junior’s 35 Years at RDF</title>
<link>https://cshink.com/a-legacy-of-loyalty-celebrating-kuya-juniors-35-years-at-rdf/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Sat, 19 Oct 2024 16:53:17 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[Featured]]></category>
<category><![CDATA[Inspiration]]></category>
<category><![CDATA[A Legacy of Loyalty: Celebrating Kuya Junior's 35 Years at RDF]]></category>
<guid isPermaLink="false">https://cshink.com/?p=331</guid>
<description><![CDATA[CShink! | A Legacy of Loyalty: Celebrating Kuya Junior’s 35 Years at RDF | As RDF Feed, Livestock & Foods,
The post <a rel="nofollow" href="https://cshink.com/a-legacy-of-loyalty-celebrating-kuya-juniors-35-years-at-rdf/">A Legacy of Loyalty: Celebrating Kuya Junior’s 35 Years at RDF</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | A Legacy of Loyalty: Celebrating Kuya Junior’s 35 Years at RDF | As RDF Feed, Livestock & Foods, Inc. celebrates its 36th anniversary, the company does more than simply commemorate its years of success—it honors the pillars that have upheld its values and vision.
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<figure class="aligncenter size-full"><img decoding="async" src="https://i0.wp.com/worldexecutivesdigest.com/wp-content/uploads/2024/10/3.jpg?w=640&ssl=1" alt="" class="wp-image-38013" data-recalc-dims="1"/></figure></div>
Among those, Mr. Jacinto Candole, Jr., affectionately known as Kuya Junior, stands out remarkably. Celebrating 35 years with RDF, Kuya Junior embodies a rare commitment seen in today’s fast-paced world, where spending over three decades with a single company is as extraordinary as it is inspiring.
Kuya Junior’s career at RDF vividly illustrates deep-seated loyalty and unwavering dedication. His journey showcases his personal growth and mirrors the company’s core values.
<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img decoding="async" src="https://i0.wp.com/worldexecutivesdigest.com/wp-content/uploads/2024/10/2.jpg?w=640&ssl=1" alt="" class="wp-image-38014" style="width:660px;height:auto" data-recalc-dims="1"/></figure></div>
Kuya Junior being congratulated by Dr. Robert H. Lo (Founder and CEO) and witnessed by Mr. Jayson L. Villa (Chief Resource Officer)
Through the years, his experiences at RDF have shaped his career and stood as a testament to the kind of personal and professional development that the company fosters, making his story a beacon for all at RDF.
<h2 class="wp-block-heading">From Novice to Expert </h2>
Kuya Junior’s ascent from a fledgling employee to becoming one of the Area Supervisors for Poultry Operations shows a story of ambition fueled by continuous learning and leadership. 
In 1989, he worked as an all-around helper under Dr. Robert H. Lo’s mother in their department store in Cubao. From handling appliances as a salesperson to picking up stocks, he supported all operations before moving to Red Dragon Farm in Pampanga, driven by curiosity and a desire for a less costly life away from Manila.
His early days were filled with diverse roles, from doing payroll computations manually to purchasing farm supplies and managing harvest operations as a checker, under the guidance of Dr. Robert H. Lo, or as Kuya Junior calls him, Boss Robert.
As an Area Supervisor, Kuya Junior’s role involves not just oversight of daily operations but strategic leadership that ensures each farm operates optimally and remains free from diseases. His career growth is a showcase of RDF’s commitment to nurturing its people, ensuring they evolve with the company, and leading its operations to new heights.
<h2 class="wp-block-heading">Overcoming Industry Challenges</h2>
The path has not always been smooth. The poultry industry is laden with challenges, notably the threat of diseases such as avian flu, and illnesses that can affect the other workers, and devastate productivity. 
Kuya Junior has been pivotal in steering RDF’s poultry operations clear of such threats through meticulous management and proactive strategies. Given his vast knowledge about the avian flu and how fast it could spread, he and the other leadmen would make sure that when they were loading chicks in the farm, no one would leave the premises, or visit another one of the company’s farms. While the risk of a human contracting the avian flu was rare, Kuya Junior’s dedication to maintaining quality standards motivated him not to risk it.
Another example is during the height of the COVID-19 pandemic. Kuya Junior was one of the workers who actively made sure that if one of the other leadmen was sick, that person would immediately go under quarantine. He would also inform other departments about it so that anyone considered a close contact would not spread the virus.
His approach to these challenges demonstrates RDF’s dedication to maintaining high standards of food safety and operational excellence, ensuring a stable supply of products to the market.
<h2 class="wp-block-heading">Cultivating Future Leaders</h2>
Leadership at RDF goes beyond managing resources—it’s about nurturing talent and empowering individuals. Kuya Junior embodies this philosophy, dedicating himself to mentoring the next generation of farm managers. 
“Kung mahal mo ang trabaho mo, magtitiwala sayo yung mga katrabaho at mga boss..” (If you love your work, your coworkers and supervisors will trust you) 
His methodical yet compassionate leadership style helps new employees not only understand the intricacies of farm management but also inspires them to take initiative and lead with confidence. 
This nurturing trait aligns with RDF’s mission to support and develop its workforce, ensuring a future as promising as its present.
<h2 class="wp-block-heading">The Bonds of Support and Success</h2>
Why has Kuya Junior remained committed to RDF for over three decades? 
The answer lies in the supportive and enriching environment RDF provides. The encouragement from leaders like Boss Robert has instilled a sense of belonging and loyalty in him. 
Back when he worked directly under Boss Robert, Kuya Junior recalled always being motivated by him to strive harder and aim higher with his goals. Even going so far as to tell him that his career should not end with just being a regular employee, and to work hard maybe even be an entrepreneur himself.
This relationship has enabled Kuya Junior to thrive, reflecting RDF’s culture of mutual respect and support, which is fundamental to its success.
<h2 class="wp-block-heading">Growth Through Learning</h2>
At RDF, growth is continuous. Kuya Junior’s professional journey has been marked by numerous training programs designed to enhance his skills and leadership capabilities. These trainings have equipped him with the technical skills required for his role and also life lessons that transcend the workplace. Kuya Junior shared that many of the lessons he has learned from workshops and trainings involved solving problems and how one could help guide others to become leaders. 
“Yung mga natutunan ko, dadalhin ko na sa pagtanda..” (The lessons I’ve learned, I would remember them until I grow older)
His story is a beacon for RDF’s commitment to employee development, illustrating how the company invests in each individual’s success.
<h2 class="wp-block-heading">Making a Mark on RDF</h2>
Kuya Junior’s contributions to RDF go beyond routine supervision; they have been transformative. His efforts in optimizing farm operations and implementing safety protocols have significantly reduced risks and enhanced productivity. 
His leadership has achieved operational targets and also fostered a culture of safety and efficiency that others aspire to emulate.
<h2 class="wp-block-heading">Celebrations and Comradeship</h2>
The camaraderie at RDF, cultivated by shared experiences and collective achievements, is vivid in Kuya Junior’s favorite memories. 
From small gatherings to celebrate farm achievements to international trips with colleagues, these moments highlight the joy and unity that permeate RDF’s culture, and foster a sense of family and shared success.
<div class="wp-block-image">
<figure class="aligncenter size-large"><img decoding="async" src="https://i0.wp.com/worldexecutivesdigest.com/wp-content/uploads/2024/10/1-1024x717.jpg?resize=640%2C448&ssl=1" alt="" class="wp-image-38015" data-recalc-dims="1"/></figure></div>
Kuya Junior with his wife & children
He fondly recalled a memory back when the company was just starting and there were fewer farms. Every time he and his team would reach their targets, they would be encouraged by Boss Robert to go out and celebrate. 
“Kahit na tumatanda na ang katawan ko, napamahal na ako sa trabaho ko, napamahal na ako sa RDF..” (Even though my body is getting old, I have fallen in love with my work, I have fallen in love with RDF)
Even as Kuya Junior contemplates retirement, his deep affection for RDF and his role remains undiminished. Despite his advancing years and suggestions from others to retire, his love for the job has only grown. RDF has not just been a workplace for him; it has been a means to provide for his family, support his children’s education, and secure financial stability by purchasing property. 
Further cementing his legacy at RDF, one of his children, who holds a degree in Business Economics, has joined the company, eager to learn and grow within the same environment that shaped Kuya Junior’s prolific career.
<h2 class="wp-block-heading">A Beacon for the Future: Inspiring the Next Generation</h2>
As RDF Feed, Livestock & Foods, Inc. continues to celebrate its milestones and look towards the future, the story of Mr. Jacinto Candole, Jr. stands as a beacon of dedication and leadership. 
Over the past 35 years, Kuya Junior has not only contributed significantly to RDF’s growth but has also inspired a culture of commitment and excellence that resonates throughout the company. He is incredibly overjoyed by being the recipient of the company’s loyalty award, delighted by just how much the company has trusted him thanks to his hard work and dedication.
“Masaya ako sa 35 years, at kahit 51 years old na ako, masaya din ako na malakas pa ako at kaya ko pa magtrabaho.. Malaki ang pasasalamat ko sa RDF, at hindi mapapantayan yung saya ko..” (I am happy with my 35 years in the company, and even though I am 51 years old, I am also happy that I am still strong and can still work. I am very grateful to RDF, and my joy is incomparable)
Looking ahead, he thinks about starting a family business back in his hometown in Samar or remaining connected to RDF even in retirement by being a poultry supplier.
As we honor his legacy, Kuya Junior’s story will undoubtedly inspire current and future generations at RDF to carry forward the torch of excellence and unwavering dedication.
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<title>PLDT Enterprise Honored as Cisco Gold Service Provider Partner for Second Year, Attains Customer Experience Specialization and Premier Integrator Milestones</title>
<link>https://cshink.com/pldt-enterprise-honored-as-cisco-gold-service-provider-partner-for-second-year-attains-customer-experience-specialization-and-premier-integrator-milestones/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Fri, 11 Oct 2024 16:27:42 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[Featured]]></category>
<category><![CDATA[PLDT Enterprise Honored as Cisco Gold Service Provider]]></category>
<guid isPermaLink="false">https://cshink.com/?p=327</guid>
<description><![CDATA[CShink! | PLDT Enterprise Honored as Cisco Gold Service Provider Partner for Second Year, Attains Customer Experience Specialization and Premier
The post <a rel="nofollow" href="https://cshink.com/pldt-enterprise-honored-as-cisco-gold-service-provider-partner-for-second-year-attains-customer-experience-specialization-and-premier-integrator-milestones/">PLDT Enterprise Honored as Cisco Gold Service Provider Partner for Second Year, Attains Customer Experience Specialization and Premier Integrator Milestones</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<content:encoded><![CDATA[
<a href="https://cshink.com/">CShink!</a> | PLDT Enterprise Honored as Cisco Gold Service Provider Partner for Second Year, Attains Customer Experience Specialization and Premier Integrator Milestones | PLDT Enterprise, the B2B arm of leading telecommunications services provider PLDT Inc. (PLDT), sustained its Gold Service Provider status with Cisco for the second consecutive year, after attaining Customer Experience Specialization and being declared as a Premier Integrator for the US-based ICT giant. These milestones continue to position PLDT Enterprise as a trusted partner in delivering both fixed and wireless solutions and services.
“These latest achievements underscore PLDT’s unwavering commitment to excellence and innovation, empowering businesses of all sizes in their network transformation initiatives by delivering impactful solutions and services, particularly SD-WAN and Managed Network Services,” said Jojo Gendrano, Senior Vice President & Head of Enterprise Business Group at PLDT and Smart. “These also highlight our dedication to providing world-class services, further propelling our customers on their digital transformation journey.”
PLDT Enterprise is the first and only Service Provider in the Philippines to achieve Gold Partner status and the first Cisco Service Provider to be a Customer Experience Specialized Partner. This specialization signifies its commitment to supporting customers across the full lifecycle of their solutions, driving customer success and business growth.  
<figure class="wp-block-image"><img decoding="async" src="https://mail.google.com/mail/u/0?ui=2&ik=735cce23df&attid=0.0.3&permmsgid=msg-f:1812488666162865065&th=192740d6c20f23a9&view=fimg&fur=ip&sz=s0-l75-ft&attbid=ANGjdJ9YM4RowSbrHysNABX130LWeXZB7meRjyDdJZmdUzLDhhPkC3Tu2YzFlG1UadvEEZEMRX_MNzAbfKB3vbgB8nypkvPRMlxEojrgK-Gfba9-GdU5M5z6s4A0m2M&disp=emb&realattid=ii_192740c0f54155f77113" alt="A group of people standing together
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PLDT Enterprise and Cisco reaffirm their commitment to delivering gold-certified excellence and driving customer growth.
Meanwhile, PLDT Enterprise’s Cisco Premier Integrator designation affirms the group’s expertise in designing, building, and managing scalable network infrastructure using leading Cisco products and services, emphasizing the company’s capabilities and reputation within the technology industry.  
“These recognitions are a testament to our partner’s outstanding performance, showcasing PLDT Enterprise’s significant impact in their customers’ digitalization journey. We are proud to acknowledge PLDT Enterprise’s commitment to innovation and their continued pursuit of excellence to enhance customer experience,” said Zaza Nicart, Philippines Managing Director, Cisco.  
Since 2015, PLDT Enterprise and Cisco have been partners in innovation, collaborating to develop several transformative solutions like SD-WAN and Branch-In-A-Box for their customers.  
PLDT SD-WAN revolutionizes enterprise-wide network management, allowing businesses to use different access technologies, enhancing resiliency, facilitating seamless cloud integration, and incorporating embedded security features, thereby accelerating digital and network transformation efforts. In addition, PLDT Enterprise also offers Branch-In-A-Box service that simplifies enterprise-grade Wi-Fi deployment and ensures compliant, secure, and controlled internet access for customers. It centrally optimizes network connectivity across branches via a single cloud dashboard, leveraging data from a captive portal to drive promotions and revenue growth.
These citations bolster the PLDT Group’s overall thrust to innovate in order to elevate customer experience and support the United Nations Sustainable Development Goals (UNSDG), particularly SDG No. 9 – Industry, Innovation, and Infrastructure. 
About PLDT Enterprise 
PLDT Enterprise is the corporate business arm of PLDT, the leading telecommunications and digital services provider in the Philippines. Dedicated to delivering innovative fixed-line, wireless, and ICT solutions, PLDT Enterprise enables businesses to adapt to evolving technological needs, optimize efficiency, continuity, and connectivity, and enhance customer experience. With a strong commitment to doing business responsibly, PLDT Enterprise aims to contribute to the United Nations Sustainable Development Goals by enabling digital transformation, championing meaningful innovations, and bridging the digital divide.
For more information, visit <a href="http://pldtenterprise.com/" target="_blank" rel="noreferrer noopener">pldtenterprise.com</a>.
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<title>Filinvest Innovation Park – New Clark City welcomes StB GIGA Factory, Marks Bold New Chapter in Philippine Renewable Energy</title>
<link>https://cshink.com/filinvest-innovation-park-new-clark-city-welcomes-stb-giga-factory-marks-bold-new-chapter-in-philippine-renewable-energy/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Mon, 07 Oct 2024 11:06:06 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
<category><![CDATA[Featured]]></category>
<category><![CDATA[News & Events]]></category>
<category><![CDATA[Filinvest Innovation Park - New Clark City]]></category>
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<description><![CDATA[CShink! | Filinvest Innovation Park – New Clark City welcomes StB GIGA Factory, Marks Bold New Chapter in Philippine Renewable
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<a href="https://cshink.com/">CShink!</a> | Filinvest Innovation Park – New Clark City welcomes StB GIGA Factory, Marks Bold New Chapter in Philippine Renewable Energy | The StB GIGA Factory, a pioneering development in electric vehicle (EV) battery manufacturing as the first Lithium Iron Phosphate plant in the Philippines, was officially inaugurated within the first two Ready-Built Factory (RBF) units of the 120-hectare Filinvest Innovation Park – New Clark City (FIP-NCC). Poised to be a green and digital industrial hub for light to medium manufacturing, logistics, warehousing, cold chain operations, and data centers, FIP-NCC represents the future of sustainable industry in the Philippines.
This highly anticipated event brought together top executives from Filinvest Development Corporation (FDC), the Bases Conversion and Development Authority (BCDA), and StB Capital Partners (StB GIGA’s mother company in Australia), as well as Australian Ambassador Hae Kyong “HK” Yu, the heads of local government, and President Ferdinand “Bongbong” Marcos Jr., who led the momentous occasion.
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="640" height="512" src="https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image.png?resize=640%2C512&ssl=1" alt="" class="wp-image-319" srcset="https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image.png?w=975&ssl=1 975w, https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image.png?resize=300%2C240&ssl=1 300w, https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image.png?resize=768%2C614&ssl=1 768w" sizes="auto, (max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>
<h3 class="wp-block-heading"><a>A Milestone for Filinvest Innovation Park – New Clark City</a></h3>
The inauguration of the StB GIGA Factory not only constitutes a significant leap for renewable energy in the Philippines but also marks the emergence of Filinvest Innovation Park – New Clark City as a leading industrial hub. Offering Grade A Ready-Built Factories, and industrial lots, the park is designed to attract locators engaged in light manufacturing, electronics, e-commerce, logistics, cold chain, food, pharmaceuticals and data center-related operations. With access to a skilled, English-proficient, five million-strong workforce in the Central Luzon region, FIP-NCC is ideally positioned to support the country’s industrial transformation.
The inauguration of the StB GIGA Factory constitutes a significant leap for renewable energy in the Philippines and the emergence of Filinvest Innovation Park – New Clark City as a leading industrial hub. Offering Grade A Ready-Built Factories, and industrial lots, the park is designed to attract locators engaged in light manufacturing, electronics, e-commerce, logistics, cold chain, food, pharmaceuticals and data center-related operations.
Situated in Central Luzon and boasting access to a skilled, English-proficient, five million-strong workforce, Filinvest Innovation Park – New Clark City is perfectly positioned to drive the country’s industrial transformation. The inauguration of the StB GIGA Factory underscores these strengths, marking a pivotal moment in sustainable energy and industrial development. With this milestone, the Philippines is set to become a leader in electric vehicle (EV) and clean energy technologies, propelling the nation forward in these critical industries.
<h3 class="wp-block-heading">A Presidential Vision for Innovation</h3>
The event began with a ribbon-cutting ceremony led by President Marcos, with the latter pressing the symbolic Start button to signify start of the factory’s commercial operations.  Then followed a tour of the StB GIGA Factory, where President Marcos was shown the cutting-edge, future-ready technologies employed at the facility. The President’s keynote address highlighted the significance of this investment in the EV battery sector, calling it a bold and transformative step toward a sustainable future. He lauded the swift and collaborative efforts of both public and private sectors for the rapid establishment of the factory, operating just six months after the signing of the MOU during the Philippine Business Forum in Melbourne earlier this year.
President Marcos emphasized that the StB GIGA Factory, the first Lithium Iron Phosphate (LFP) battery manufacturing plant in the Philippines, positions the country as a key player in the global clean energy movement. He projected the factory’s full operational capacity by 2030, which will generate an estimated 5 billion pesos in annual revenue and create 2,500 quality jobs. The factory is expected to produce 2 gigawatt hours of batteries annually—enough to power 18,000 EVs or over 500,000 home battery systems. The President <ins>also </ins>underscored the Philippines’ growing reputation as a hub for high-tech, high-impact investments, encouraging global entrepreneurs and industry leaders to consider the Philippines as their next investment destination.
<h3 class="wp-block-heading">Global and Local Partnership in Action</h3>
Trevor St. Baker, Director and Founding Partner of StB Capital Partners and Chairman of StB GIGA, warmly welcomed the distinguished guests and highlighted the rapid progress of the Philippine business landscape. In his speech, St. Baker underscored the factory’s commitment to doubling its size by 2030, as initially pledged to the President during a business summit in Melbourne. He also shared exciting plans for expanding StB’s electric trike operations in the Philippines and bringing renewable energy solutions to more cities and islands across the country.
<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="640" height="512" src="https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image-1.png?resize=640%2C512&ssl=1" alt="" class="wp-image-320" srcset="https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image-1.png?w=975&ssl=1 975w, https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image-1.png?resize=300%2C240&ssl=1 300w, https://i0.wp.com/cshink.com/wp-content/uploads/2024/10/image-1.png?resize=768%2C614&ssl=1 768w" sizes="auto, (max-width: 640px) 100vw, 640px" data-recalc-dims="1" /></figure>
Ambassador HK Yu congratulated both Australia and the Philippines for fostering a strategic partnership that goes beyond country-to-country cooperation, extending into business-to-business and people-to-people collaboration. She emphasized that the StB GIGA Factory exemplifies how global partnerships can tackle critical challenges of climate change, and she commended President Marcos for his ongoing support of bilateral initiatives.
<h3 class="wp-block-heading">VIP Attendees:</h3>
Government:
<ul class="wp-block-list">
<li>President Ferdinand Marcos Jr.</li>
<li>DTI Secretary Cristina Roque</li>
<li>Capas Mayor Roseller Rodriguez</li>
<li>SBMA Chairperson Eduardo L Alino</li>
<li>CDC Chairperson Edgardo Pamintuan</li>
</ul>
BCDA:
<ul class="wp-block-list">
<li>Chairman Thompson Lantion</li>
<li>President and CEO Joshua Bingcang</li>
</ul>
Filinvest:
<ul class="wp-block-list">
<li>FDC Vice Chairperson Josephine Gotianun-Yap</li>
<li>FDC President and CEO Rhoda Huang</li>
<li>FLI President and CEO Tristan Las Marias</li>
<li>FDCUI President and CEO Eugenio Roxas</li>
<li>FLI SVP and Industrial Business Unit Head Francis Ceballos</li>
</ul>
StB Group:
<ul class="wp-block-list">
<li>StB Capital Partners Director and Founding Partner Trevor St. Baker</li>
<li>StB Capital Partners CEO and Managing Partner Chris Hay</li>
<li>StB Capital Partners Board Director Stephen St. Baker</li>
<li>StB GIGA President and CEO Dennis Ibarra</li>
<li>AMSL Aero CEO Max York</li>
<li>PureEVs CEO Paul Johnston</li>
</ul>
The StB GIGA Factory inauguration at Filinvest Innovation Park – New Clark City marks the dawn of a new era in sustainable energy and industrial development in the Philippines, setting the stage for the country to lead the charge in EV and clean energy technology across Southeast Asia and beyond
About Filinvest Innovation Park – New Clark City
FIP-NCC is a 120-hectare industrial development featuring Grade-A ready-built factories (RBFs) and prime industrial land for lease to modern businesses engaged in light to medium manufacturing, logistics, warehousing, e-commerce, data centers, electronics, and the like. It is part of the 288-hectare smart, resilient, mixed-use metropolis Filinvest New Clark City, a joint-venture of FLI and BCDA.
About Filinvest Land
Filinvest Land, Inc. (FLI), a subsidiary of Filinvest Development Corporation (FDC), is one of the country’s leading and multi-awarded full-range property developers. It is listed on the Philippine Stock Exchange under the trading symbol $FLI. Staying true to its mission, FLI continues to build the Filipino dream across the Philippines.
 For over 50 years, FLI has built a diverse project portfolio spanning the archipelago, from its core best-value homes, to townships, mixed-use developments, mid-rise and high-rise condominiums, office buildings, shopping centers, and leisure developments. 
These include the large-scale townships: Havila (306 hectares), Timberland Heights (677 hectares), and Manna East (60 hectares) in Rizal; Ciudad de Calamba (350 hectares) in Laguna; Palm Estates (51 hectares) in Talisay City, Negros Occidental; and City di Mare, the Lifestyle Capital of Cebu (50 hectares).
FLI owns 20% of Filinvest Alabang, Inc., developer of Filinvest City (244 hectares), South Metro Manila’s premier garden central business district. FLI is also developing two townships in the Clark Freeport Special Economic Zone: Filinvest Innovation Park-New Clark City (288 hectares) and Filinvest Mimosa+ Leisure City (201 hectares), the latter in partnership with FDC.
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<title>TSQA – The Guardian of Safety and Quality at RDF Feed, Livestock & Foods, Inc.</title>
<link>https://cshink.com/tsqa-the-guardian-of-safety-and-quality-at-rdf-feed-livestock-foods-inc/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Tue, 17 Sep 2024 12:40:38 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
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<category><![CDATA[Inspiration]]></category>
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<category><![CDATA[RDF]]></category>
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<description><![CDATA[CShink! | TSQA – The Guardian of Safety and Quality at Red Dragon Farms | In a world where food
The post <a rel="nofollow" href="https://cshink.com/tsqa-the-guardian-of-safety-and-quality-at-rdf-feed-livestock-foods-inc/">TSQA – The Guardian of Safety and Quality at RDF Feed, Livestock & Foods, Inc.</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<a href="https://cshink.com/">CShink!</a> | TSQA – The Guardian of Safety and Quality at Red Dragon Farms | In a world where food quality directly impacts health and well-being, the responsibility of businesses in the food and beverage industry is immense.
RDF Feed, Livestock & Foods, Inc. is a fully integrated agri-food enterprise in Central Luzon, Philippines that owns and operates several poultry and swine farms and industrial facilities such as feed mill, slaughterhouse, meat-cutting and meat processing plants, a chain of meat shops (under the brand name of Fresh Options Meatshop), and restaurants.  Its mission to serve customers well goes beyond offering high-quality meats. It is about delivering a promise of excellence and safety.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-2-620x399.jpg?resize=620%2C399&ssl=1" alt="rdf 2 TSQA" class="wp-image-17677" data-recalc-dims="1"/></figure></div>
Central to this commitment is the meticulous work of its Technical Services and Quality Assurance (TSQA) Department, the backbone of the company’s core to uphold safe, clean, and unparalleled quality across all products.
<h1 class="wp-block-heading">What Is Food Safety and Why It Is a Continuing Challenge</h1>
Understanding the complexities of food safety is crucial for maintaining RDF’s industry-leading standards.
Food safety includes all strategies and processes employed to prevent foodborne illnesses and ensure food products are safe for consumption.
This is particularly challenging in the meat industry due to the susceptibility of meats to microbial contamination and spoilage. Additionally, the global trade in food products requires adherence to a complex array of international, national, and regional regulations that are frequently updated.
As consumer expectations evolve, so do RDF’s efforts to meet and exceed them. After all, today’s consumers are becoming increasingly well-informed about the food they eat. When it comes to buying meats, factors such as freshness, origin, and especially safety are paramount.
Food safety certifications play a crucial role in influencing consumer decisions. Certifications like FSSC 22000 show consumers that the meat they buy has been produced in compliance with internationally recognized food safety management standards.
These certifications are not just logos on packaging—they represent a commitment to ongoing compliance and safety that involves regular audits and continuous improvement. By ensuring these standards are met, the TSQA team helps build consumer trust and loyalty, setting itself apart in a competitive market.
<h4 class="wp-block-heading"><a href="https://reddragonfarmph.com/rdf-is-food-safety-system-certified-anew/">RELATED: RDF is Food Safety System Certified Anew</a></h4>
<h4 class="wp-block-heading"> The Role of the TSQA Department in Ensuring Meat Safety and Quality</h4>
RDF prioritizes expertise and specialized education within its TSQA Department, with 82% of the team holding college degrees, and 40% specifically in Food Technology, highlighting a strong focus on food safety and quality assurance. This educational investment in the workforce is complemented by a diverse range of expertise from various related fields, ensuring a comprehensive approach to quality control and operational excellence.
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-3-620x579.jpg?resize=620%2C579&ssl=1" alt="TSQA rdf 3" class="wp-image-17679" data-recalc-dims="1"/></figure></div>
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-4-620x465.jpg?resize=620%2C465&ssl=1" alt="rdf 4 TSQA" class="wp-image-17680" data-recalc-dims="1"/></figure></div>
As its mandate, TSQA oversees every aspect of production from farm to store:
<ul class="wp-block-list">
<li>Live Operations: The team focuses on the quality and safety of the animal feed used at the feed mill, supported by comprehensive health monitoring and diagnostics at the farm level conducted by Biolab, RDF’s in-house testing laboratory.</li>
<li>Central Depot Operations: Here, the journey from slaughter to packaging is managed precisely. The department ensures all staff, supplies, and processes comply with safety standards, using sensory evaluations and rigorous testing to maintain product consistency and quality.</li>
</ul>
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-5-1-465x620.jpg?resize=465%2C620&ssl=1" alt="rdf 5 TSQA" class="wp-image-17681" data-recalc-dims="1"/></figure></div>
<ul class="wp-block-list">
<li>Retail Operations: At the retail level, TSQA guarantees that all products of Fresh Options meet established food safety standards and that staff adhere to strict hygiene practices through regular training and audits. The department upholds rigorous food safety, hygiene, and sanitation practices, including scientific handling, preparation, and storage methods to prevent illnesses and manage health hazards.</li>
</ul>
<div class="wp-block-image">
<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-6-620x348.jpg?resize=620%2C348&ssl=1" alt="TSQA rdf 6" class="wp-image-17682" data-recalc-dims="1"/></figure></div>
<ul class="wp-block-list">
<li>Restaurant Operations: TSQA implements a comprehensive Hazard Analysis and Critical Control Point (HACCP) system to control physical, biological, and chemical risks throughout the supply chain, supported by the FSSC 22000 certification which governs food safety risks and compliance with quality requirements from raw materials to finished products. All staff undergo ServSafe training, accredited by the American National Standards, ensuring adherence to the latest food safety protocols.</li>
</ul>
Even with the most stringent protocols in place, the company remains vigilant and responsive to the needs of its customers. Quality audits are also integral to maintaining high standards of food safety and quality. These audits are conducted weekly and cover all aspects of the operation—from the feed mill and slaughterhouse to processing plants, and retail stores.
Each audit is carefully planned and executed to assess compliance with both internal standards and external regulatory requirements. The scope includes everything from biosecurity measures to ensure no cross-contamination occurs, to operational procedures that guarantee consistent product quality. Audit results are used not only to confirm compliance but also to identify opportunities for improvement, making sure that TSQA’s commitment to quality is proactive and responsive to the latest industry developments and challenges.
These practices, combined with a mission to set high standards and provide reliable quality assessments, ensure that all products of Fresh Options meet the highest standards for safety and quality, reaffirming the brand’s commitment to excellence.
Moreover, the TSQA Department has established a robust process for handling complaints that begins with a thorough documentation of the complaint details, followed by a systematic investigation to identify the root cause. This involves reviewing CCTV footage, conducting interviews with relevant personnel, or reexamining production records.
Once the cause is identified, corrective actions are formulated and implemented to prevent recurrence. Communication with the customer is maintained throughout the process to assure that they are satisfied with the resolution. This approach not only resolves individual issues but also contributes to the overall quality assurance strategy, helping to prevent future complaints and enhance customer satisfaction.
<h1 class="wp-block-heading">Upholding the Highest Standards</h1>
As the guardian of quality and safety, the TSQA Department is more than just a functional unit within RDF.  It is the very foundation of the company’s commitment to excellence. Through its strategies, TSQA ensures that every piece of meat processed and sold surpasses the rigorous standards expected by customers and regulatory bodies alike.
The effectiveness of the TSQA Department is not limited to maintaining standards; it extends to enhancing the trust and loyalty of customers. By integrating advanced safety protocols, conducting thorough quality audits, and addressing customer feedback effectively, TSQA plays a crucial role in driving continuous improvement throughout the company. This relentless pursuit of excellence sets RDF apart in the competitive landscape of the meat industry, making it a leader in food safety and customer satisfaction.
Through its unwavering dedication to quality, TSQA not only upholds RDF’s reputation as a top-tier provider of safe, high-quality meats but also reinforces its promise to customers that they are receiving the best products available. This commitment to excellence is encapsulated in the company’s Pledge of Quality, emphasizing quality at every stage of operation.
VIDEO:
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<iframe loading="lazy" title="RDF Pledge of Quality" width="640" height="360" src="https://www.youtube.com/embed/zM-Z2m08384?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>
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<figure class="aligncenter"><img decoding="async" src="https://i0.wp.com/executivechronicles.com/wp-content/uploads/2024/09/rdf-7-620x420.jpg?resize=620%2C420&ssl=1" alt="rdf 7 TSQA" class="wp-image-17683" data-recalc-dims="1"/></figure></div>The post <a rel="nofollow" href="https://cshink.com/tsqa-the-guardian-of-safety-and-quality-at-rdf-feed-livestock-foods-inc/">TSQA – The Guardian of Safety and Quality at RDF Feed, Livestock & Foods, Inc.</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<title>The many money challenges of women</title>
<link>https://cshink.com/the-many-money-challenges-of-women/</link>
<dc:creator><![CDATA[Cris Delle]]></dc:creator>
<pubDate>Sat, 14 Sep 2024 10:43:02 +0000</pubDate>
<category><![CDATA[Business & Money]]></category>
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<description><![CDATA[CShink! | The many money challenges of women | How can women overcome money challenges and achieve financial independence? 
The post <a rel="nofollow" href="https://cshink.com/the-many-money-challenges-of-women/">The many money challenges of women</a> appeared first on <a rel="nofollow" href="https://cshink.com">CaShink!</a>.
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<a href="https://cshink.com/">CShink!</a> | The many money challenges of women | How can women overcome money challenges and achieve financial independence? 
InLife’s (Insular Life) Financial Independence Talk Series entitled “Wealth Journey: Her Way to Financial Independence” dived into the money challenges of women and presented solutions to help them achieve financial security. 
Rose Fres Fausto, a behavioral economist, Gallup-Certified Strengths Coach and member of InLife Sheroes She Inspires Circle, steered the discussion by pointing out the value of FQ or financial quotient. “FQ is your ability to make sound decisions and actions with regard to your personal finances. It’s not just about finance concepts. It has to do with your behavior. FQ is the IQ and EQ of handling money,” she said.
Fausto enumerated several money challenges and countered these with solutions to help women achieve financial independence. 
The book author explained that women are paid less than men for similar jobs. She noted that according to the Philippine Institute of Development Studies’ data as of 2022, the gender pay gap is around 82 centavos for women to a peso for men in digital jobs, and 92 centavos for women to a peso for men in the agricultural sector.
“Women must be very, very good with their jobs. Use your female attributes as your asset to have a better contribution to the company. If you can document all your achievements and contributions, do so. And when it’s time to talk to the boss to negotiate your salary, you have great evidence,” Fausto said. 
Women contend with work interruptions during pregnancy, childbirth and child rearing; abusive relationships; and taking care of the children singlehandedly in case the marriage ends.
“In a country lacking clear and easily enforceable child support policies, mothers often just must fend for their own children with little or no assistance from the estranged fathers. Sometimes it is even their choice. We often hear women say ‘I just don’t want to have to do anything with the father of my children. So, I’m just gonna do it on my own,’” Fausto said.
Women endure unpaid work at home like childcare, caregiving, and household chores. Women also face resentment in case they earn more than their husbands. Fausto said these can be resolved with open discussions about money matters. 
“We should have healthy and regular conversations about money with our husbands. Prepare your common balance sheet which is just a simple listing of what you own and what you owe or your liabilities or debts. Discuss equitable sharing of responsibilities, not just financial responsibilities, but also household chores and parenting,” she advised.
Build on the good traits 
The natural nurturing trait of women is good for society in general, but this could pose problems when left unchecked. 
“On top of taking care of their own children, women are somehow expected more than their male counterparts to take care of aging parents and other relatives who need care. And this may lead to work interruptions and additional financial burden,” she said.
Fausto said this leads to the problem of the sandwich generation or those who take care of their own family and aging parents at the same time.
“You should unsandwich yourself. Discuss the financial dependence that you’re in with your dependents and have clear terms and conditions. Up to where is their financial dependence on you? Set an expiry date on their financial dependence, otherwise you will end up having a toxic relationship,” she cautioned.
Fausto further said while women are good with budgeting, they lack confidence in investing. “Most women shy away from investing. But women have a lot of innate qualities that are important to be good investors: patience, caution and fondness for details. We need to invest. We can’t just put all our money in savings account.”
Aspire for financial happiness
On the average, women live longer than men. Fausto said this means that women must build a larger retirement nest compared to men. 
Amidst these money challenges, how can women find their way to financial independence? 
Fausto suggested completing the FQ test, paying oneself first and saving at least 20% of income automatically. 
The FQ Mom advised having a short-term fund basket which pertains to a monthly budget, savings accounts and e-wallets; and building an emergency fund equivalent to 6 to 12 months of expenses which may be placed in time deposits, money market funds or higher yielding digital savings accounts. She continued that a medium-term fund basket may include a combination of fixed income and equity funds to finance five-year goals like purchasing a car or house or planning a wedding. She added that a long-term fund basket may include investments in index funds and annuities to provide retirement income.
To estimate how much money may be needed for retirement, Fausto suggested multiplying the annual expenses by the estimate number of years before one goes to heaven. She also explained the three-legged stool to illustrate retirement money from three sources: the Social Security System or Government Service Insurance System benefits; retirement benefits from the employer company; and personal savings and investments. 
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