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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ctyjhnd.info</title> <atom:link href="http://ctyjhnd.info/feed" rel="self" type="application/rss+xml" /> <link>https://ctyjhnd.info</link> <description></description> <lastBuildDate>Thu, 05 Oct 2023 09:14:05 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Selling Disruptive Technology: The Five Secrets to Bringing New Technology to the Market</title> <link>https://ctyjhnd.info/selling-disruptive-technology-the-five-secrets-to-bringing-new-technology-to-the-market.html</link> <comments>https://ctyjhnd.info/selling-disruptive-technology-the-five-secrets-to-bringing-new-technology-to-the-market.html#comments</comments> <pubDate>Sat, 15 Apr 2023 12:13:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cloud]]></category> <category><![CDATA[headset]]></category> <category><![CDATA[information]]></category> <category><![CDATA[intelligence]]></category> <category><![CDATA[management]]></category> <category><![CDATA[mobile]]></category> <category><![CDATA[news]]></category> <category><![CDATA[radiology]]></category> <category><![CDATA[smart]]></category> <category><![CDATA[systems]]></category> <category><![CDATA[tech]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=54</guid> <description><![CDATA[When selling new, disruptive technology, you’re up against a number of challenges, even though what you offer upsets the game. Many entrepreneurial companies have brought extraordinary, world-changing technology to market yet failed because they ignored these five secrets. Read on … <a href="https://ctyjhnd.info/selling-disruptive-technology-the-five-secrets-to-bringing-new-technology-to-the-market.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> When selling new, disruptive technology, you’re up against a number of challenges, even though what you offer upsets the game. Many entrepreneurial companies have brought extraordinary, world-changing technology to market yet failed because they ignored these five secrets. Read on to learn how you can successfully sell your new, disruptive technology.Have More than Enough Marketing and Sales BudgetEntrepreneurial companies invest millions in research and development and then budget a few thousand dollars to take it to market. And incredibly, investors think that this is a good idea.How many entrepreneurial companies have you seen that were woefully undercapitalized when it came time to market? Most of them?The ideal situation is to invest a third of your capital into technology development, a third in marketing, and a third in customer development. Many will argue with me on these ratios, yet more companies run out of gas because they’ve burned through the investment without returning a single dollar because they ignored the marketing and customer development budget.Why customer development? You’ll most likely have to teach your customers how to buy what you’re bringing to market. When marketing a new, disruptive technology, your target market won’t know what to search for on the Internet. You’ll have to capture adjacent searches and educate them on what you do and why it’s better for them.Other customer development tactics include public relations, magazine articles, trade shows, public speeches, educational videos, workshops and classes, and lots of one-on-one time with prospects. These require time, money, and as much attention as the technology development.If you don’t have a sizable war chest to go to market, you’re going to waste your technology investment. Sell what you have to a bigger company with a strong marketing department.Make Your Disruption Undeniably ValuableOften inventors believe that their technology has disruptive characteristics but the market doesn’t see the value to the disruption.For example, the QWERTY keyboard that you use with your computer and smart phone was designed to slow down typists so that the mechanical typewriter wouldn’t jam. You’d think that decades after we’ve moved beyond clattering typewriters that a better, more efficient human-to-machine interface would be in wide use. There is the Dvorak keyboard, radically improving typing speed and accuracy. The problem is that too many of us don’t want to take the time to learn a new typing style — we are just fine with how we do it now, thank you.The real disruptive human-to-machine technology is voice recognition and yet as good as it is (three times faster and more accurate than my typing) it’s not widely adopted because most people are trained to go from thought to fingers when composing content.Instead, your disruptive technology must be perceived as valuable enough to make customers want to make the change required to adopt your product. Ideally, the significance will be instantly obvious and compellingly convincing.Sometimes, what excites the tech team becomes totally lost on customers. You’ll figure out what grabs buyers by working with key customers and watching how they adopt, adapt, and use what you’re bringing to market. In addition, work with marketing professionals adept at researching and identifying key value propositions for your target markets.Target Early AdoptersApproach prospects with a propensity to purchase cutting edge technology. You can’t sell new ideas to those who are threatened by change. No matter how good you are, if they’re not motivate, they won’t say yes.Instead, find those who embrace change or will quickly recognize the value of adopting the technology.The most disruptive technologies solve age-old problems with elegant solutions. One of the best examples is GPS-based navigation units mean that men never again have to ask for directions or pretend that they’re not lost.So if you can help a professional solve a common problem in their field, expand their perceived expertise, or make their job faster and more accurate, you’ve got a winner. This is especially true when you can approach younger professionals who value those outcomes and aren’t afraid to challenge the status quo.You can identify early adopters by connecting with other companies who have recently been successful at a disruptive technology launch and approach their customers with your offering.Steady Focus on Vision, Value, and VolumeSelling disruptive technology requires that you have a clear and steady focus on your vision for the outcome that your customers enjoy when they buy. Clearly articulate what their life will be like when they fully embrace the technology and use it to full potential.Crisply communicate the value that they’ll enjoy in terms of time, money, energy, elegance, simplicity, and new outcomes that they can’t achieve now. What will they know that they don’t know now? What will they be able to do that they can’t do now? How will they feel that they haven’t felt before?Commit to creating the sales volume that you need to make your vision and investment pay off. This means executing highly-leveraged activities that create connections with prospects, influencers, and thought leaders. Conduct events that make lasting impressions and demand decisions.Any loss of focus from vision, value, and volume can doom a promising disruptive technology.Design Scalable Sales and Marketing ProcessesMany companies introducing disruptive technology hire a superstar for sales development but they can’t clone them to scale up. The company’s growth limits come from this rock star’s ability to find and close deals, further curtailed when asked to grow the team. If you’re relying on the art of sales and marketing, you won’t scale. There aren’t that many great artists in the field.Instead, design processes that present your promises to prospects, creating conversation and interest that leads to confidence and enthusiasm.Processes create repeatable outcomes: given a certain quality of input, you’ll enjoy a certain quality of output. Volume becomes a function of ramping up the input.Create marketing processes that identify and attract the type of people who want what you sell the instant that they know what you deliver.Develop sales processes that lead the prospect from having no idea about what you do to agreeing that they can’t live without your product.Next, hire people who have the right characteristics and will follow the processes to get the outcome you need. You don’t need lone wolves who have to do it their way. You don’t need people who put making the customer feel okay above challenging them to think a new, disruptive way. You need smart people who can follow the process and appreciate the success that it brings.Get HelpYou can accelerate these critical steps by getting help. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/selling-disruptive-technology-the-five-secrets-to-bringing-new-technology-to-the-market.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Choosing the Right All Inclusive Travel Deals</title> <link>https://ctyjhnd.info/choosing-the-right-all-inclusive-travel-deals.html</link> <comments>https://ctyjhnd.info/choosing-the-right-all-inclusive-travel-deals.html#comments</comments> <pubDate>Sat, 15 Apr 2023 11:16:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travel]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=52</guid> <description><![CDATA[People travel for numerous reasons. Either they serve a professional purpose or they are searching for places in which they can just relax and have fun. For that, they are always in the lookout for things that would make their … <a href="https://ctyjhnd.info/choosing-the-right-all-inclusive-travel-deals.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> People travel for numerous reasons. Either they serve a professional purpose or they are searching for places in which they can just relax and have fun. For that, they are always in the lookout for things that would make their travel experiences worthwhile. This is why convenience and budget are very much considered by any type of traveller. Luckily, there are now all inclusive travel deals being offered both online and offline. These are deals that you can check out when you are looking for service providers who can book and reserve an entire trip for you. But why should you really want all inclusive travel deals?One reason you should choose all inclusive travel deals is that they cut your expenses by a really wide margin. Definitely, the “all inclusive” phrase refers a lot to the amount of money you have to spend for your travels. Especially if you are travelling to a foreign land, you can expect to be charged with exorbitant fees and humongous bills. Local travels are just as expensive. Therefore, what you should look for are travel arrangements that will provide everything you need for the entire trip-fare, hotel, food, and local tripping among others.In this case, you need a travel agent who can make arrangements for your trip. If you consider it closely, you would find that the deals your agent offers are priced cheaper than when you spend on separate arrangements on your own. For example, a package of both the fare and the accommodations is a lot cheaper than if you buy a plane ticket and book a hotel separately. This may be brought by the fact that travel agencies have ties with other service providers. But surely, they can get arrangements done fast and cheap.Another reason you can have for choosing all inclusive travel deals is that you need not to worry about making separate arrangements to cover for everything that you will need for your trip. This goes very much like the first reason except that you refer more to the effort of arranging a trip than to the amount you will be spending. Truly, all inclusive travel deals lessen your TTDs (things-to-do) when planning a trip.Almost all travel agencies are reliable in this particular task. They enable you to come out with a scheduled flight, full hotel accommodation, and even a complete local itinerary before you even fly out to your destination. When you try to arrange for everything individually, you will have difficulties because service providers like airlines and hotels are not easily contacted. Further, you cannot book the trip on your preferred customized schedule-and this is very possible with the help of travel agents.Finally, if you are asking why you choose all inclusive travel deals, then you should understand that these arrangements would help you go to more places than you originally plan to be in. Well, if you consider how much time and money you are saving from one trip to another when you choose all inclusive travel deals, then you would know this last reason is very valid. After two or three trips, you would be surprised to know that you have saved a good enough sum for yet another travel.This is a perk of all inclusive travel deals that many people like because everyone loves a good travel experience. It broadens your mind and exposes you to different societies. Therefore, you need to choose travel deals that would help you plan more than a couple of travels without requiring you to pay for huge amounts.Ultimately, all inclusive travel deals are not only part of a bandwagon now. True, people are becoming more familiar with arranging travels especially those bound for other countries. This may be caused by the ever-encompassing Internet that allows for online arrangements of everything that you might need for a better travel experience. But at the end of the day, if you are really after the affordability and convenience of a trip, then going for all inclusive deals is the best decision to make. Just choose the right kind of travel deal and you are off to that escapade you have always dreamed of. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/choosing-the-right-all-inclusive-travel-deals.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Need Auto Insurance? Find Out How Here</title> <link>https://ctyjhnd.info/need-auto-insurance-find-out-how-here.html</link> <comments>https://ctyjhnd.info/need-auto-insurance-find-out-how-here.html#comments</comments> <pubDate>Tue, 11 Apr 2023 19:49:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Advertising & Marketing]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=50</guid> <description><![CDATA[It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The … <a href="https://ctyjhnd.info/need-auto-insurance-find-out-how-here.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The violation can attract severe civil and criminal penalties. This can be easily avoided by securing a proper auto insurance cover for your vehicle as per your state’s demands. It is quite a simple process.Nowadays, there is so much dependence on vehicles that the best thing to do is to follow all stipulated guidelines religiously. Getting the right auto insurance cover is one of them.What Is Auto Insurance All About?Auto Insurance simply means a contract or an agreement between an auto owner and an insurance company. Under this contract, premium is paid to the insurer and in return he pays for any car related losses as detailed in the policy.Key Legal RequirementsIn order to get an insurance cover for your vehicle, you would need to fulfill the following requirements. It’s advisable to find out the requirements in your respective state since these may vary. However, these are the broad requirements for auto insurance.Firstly, you should be in possession of a valid driver’s license before you go in for registration or insuring your car. For your license you would need to approach your local DMV (Department of Motor Vehicles). This is the primary requirement.You will also need to have an auto title. It is a legal certificate of ownership that confirms that you own the car. Most of the paperwork is already done when you purchase a gar from a dealer. Licensed dealers are needed to transfer the title of the car in your name. The title will list the owner’s name, address, make of the car, model and year of the car and the date of sale. This should be retained by you.Next, you need to get your car registered. You can apply for registration at the local DMV. The requirements may vary from state to state. In order to register your vehicle, you will require a valid driving license, signed certificate of title for the car, address of residence and proof of your insurance.The law also stipulates that that a vehicle more than three years old should have a valid MOT certificate. It is not possible to tax a vehicle without MOT and certificate of insurance and driving without them is an offence.It is also vital to keep the insurance company informed in case of any vehicle modifications and fixed penalties. Failing to do so is an offense and may affect any claim that you make.You are also legally obliged to take the basic level of auto insurance that will cover you against third party claims. Since the legal requirements for auto insurance vary from state to state, you will need to clarify the level of cover that you require while taking auto insurance. Only insuring the legal minimum isn’t necessarily the best choice to make.As a proof of your auto insurance, the company issues you the following documents – A Certificate of insurance which will also be required for buying your road tax; A cover note that will act as a temporary policy and certificate until your new insurance policy has been set up; and Policy documents which gives a detail of all that you are covered for. Read the documents carefully to understand your rights and obligations under the policy.Insurance companies have set up claim help lines and accident emergency recovery hotlines for ensuring a smoother process. In case of any ambiguity in terms of insurance or legal requirements, get your doubts cleared by talking to the company. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/need-auto-insurance-find-out-how-here.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Things to Be Aware of When Getting Discount Auto Insurance</title> <link>https://ctyjhnd.info/things-to-be-aware-of-when-getting-discount-auto-insurance.html</link> <comments>https://ctyjhnd.info/things-to-be-aware-of-when-getting-discount-auto-insurance.html#comments</comments> <pubDate>Tue, 11 Apr 2023 18:45:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[auto insurance]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=48</guid> <description><![CDATA[When we hear or see the word “DISCOUNT” of course we are all happy and excited upon seeing or hearing this wonderful word. Everyone wants to save a little amount so that you can be able to buy all of … <a href="https://ctyjhnd.info/things-to-be-aware-of-when-getting-discount-auto-insurance.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> When we hear or see the word “DISCOUNT” of course we are all happy and excited upon seeing or hearing this wonderful word. Everyone wants to save a little amount so that you can be able to buy all of the necessary things that you need. Discount auto insurance is also included in these commercials or advertisements that we can see either in print media or television advertisements and they offer many benefits and sometimes these shout out are too good to be true. Especially for the first timers, it is very important for them to know what things to be aware of when finding discount auto insurance.We all know that the insurance industries are much more competitive than ever, wherein they are willing to reduce their rates just to grab your attention. However, some clever discount auto insurance companies will just promise you all the great deals. Nevertheless, after you have signed all the necessary papers, in the end you will be surprised that you are going to pay a larger amount than what you have previously known.Before you sign or agree on anything with the discount auto insurance company be sure to study the process and policies regarding the mode of payment. Likewise, you should know the payment terms, your mode of payment either through cash or credit card, know if they will allow you to pay by check or if you are allowed to pay on a monthly or yearly basis. These are the first things that you have to know before you get your discount auto insurance.Apart from that, there are also some discount auto insurance companies that will charge you an extra amount if you are paying annually. There are also some companies that will make you pay for monthly basis but they will also take some extra charge from you. The most terrible thing that can happen are the scam companies that will take your yearly payment then they will just go out of business. In the end, your discount auto insurance policy will surely be canceled.After knowing the terms and agreement of payment, the best thing that you should consider is to learn and study very well the policy and terms of discount auto insurance. It is very important that before you sign anything you should fully understand the contract between you and the insurance company, asking some important questions such as the deductible cost from your claims and the cost that discount insurance company will cover in the event like an accident. In addition, ask them also if they will they pay for the property or damages caused and most importantly ask them if they will pay for the hospital bills if there are injuries involved.There is nothing wrong in asking for important questions. It is very essential that you have to find out as much as many information that you can get about the discount auto insurance policy before making any payment. If the insurance company agent is unwilling to answer your questions, you can walk away and find the one that will fit your requirement. After all, it is your money, you have all the right in choosing the best discount auto insurance.Lastly, be sure that you are fully satisfied and happy with the terms and conditions between you and the discount auto insurance company. Be sure that they will cover all your claims in the event that you experience any problem in the road. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/things-to-be-aware-of-when-getting-discount-auto-insurance.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Investing 101: Best Simple Way to Start Investing Money in Mutual Funds</title> <link>https://ctyjhnd.info/investing-101-best-simple-way-to-start-investing-money-in-mutual-funds.html</link> <comments>https://ctyjhnd.info/investing-101-best-simple-way-to-start-investing-money-in-mutual-funds.html#comments</comments> <pubDate>Tue, 11 Apr 2023 18:05:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[investments]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=46</guid> <description><![CDATA[Today’s new investors can start investing money in mutual funds the simple way, even before they learn to invest money and make investment decisions on their own. In fact, if you start investing in the right funds, you’ll likely do … <a href="https://ctyjhnd.info/investing-101-best-simple-way-to-start-investing-money-in-mutual-funds.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Today’s new investors can start investing money in mutual funds the simple way, even before they learn to invest money and make investment decisions on their own. In fact, if you start investing in the right funds, you’ll likely do better than many folks who actually think they know what they are doing.The truth is that if most people didn’t start investing money until they really knew what they were doing, they would never get started. This is not rocket science, yet few Americans actually take the time to learn to invest money. That’s why mutual funds are designed for average or relatively uninformed investors. In other words, these funds are designed for the vast majority of people. For 2014, 2015 and well beyond things should be simpler than ever before for new investors who want to start investing money for retirement and other longer-term financial goals.Traditionally, the big advantage of mutual funds has been that these investor packages offer professional money management to investors at a reasonable (usually) cost. When you own shares in a mutual fund, you own a very small part of a very large professionally managed investment portfolio. Question: between now and the time when you actually get up to speed and learn to invest money, how do you select a fund?For 2014, 2015 and beyond it’s a lot simpler than you may think. Most folks do not really understand stocks and bonds, but one of the first things you will learn if or when you learn to invest money successfully on your own, is that you need to be invested in both stocks and bonds in order to have a balanced portfolio. The advantage of balance: long term growth with only moderate risk. The good news is that new investors don’t need to sift through a long list of stock funds and/or bond funds before they start investing money.Balanced funds are available through most major funds companies. These funds automatically provide investors with a balanced portfolio of stocks and bonds. They are the simplest and best way for new investors to start investing without losing sleep at night. If you find that you are losing money in a balanced fund, you can rest assured of one thing. The vast majority of investors out there (including the big investors on Wall Street) are likely losing money as well. If both the stock market and bond market get hit in 2014 and/or 2015, investors across the board will suffer.Both stock prices and bond values fluctuate as these securities trade in the markets… and often losses in one of these markets are offset by gains in the other. That’s the advantage of having a balanced portfolio. The traditional asset allocation traditionally recommended by Wall Street: about 50% to 60% going into stocks with most of the rest going to bonds. This simple formula has worked well for investors for over 30 years. That’s basically the same asset allocation traditional balanced funds maintain. So, until you learn to invest money and make your own choices, why not start investing money in a balanced fund to get your feet wet?Why is it so important to invest vs. simply saving money? And why should you learn to invest money when balanced funds have worked so well for the average investor?If you have a long term goal (like retirement) you need to put your money to work so it grows. Earning 3% a year it takes 24 years to double your money. If your money grows at 10% a year it doubles in 7 years. That’s why you should start investing.In 2014 and perhaps 2015, millions of average investors will look back at the gains (of about 150%) in stock funds that they missed out on since early 2009. At the same time, millions more will be holding onto the notion that their bond funds will continue to perform well, as they basically have for over 30 years. Don’t count on either of these trends to last indefinitely. The markets are dynamic and always subject to change. That’s why you need to learn to invest in any market environment.New investors: don’t be afraid to start investing money in a traditional balanced fund. Start small, and make sure you have a cash reserve to cover financial emergencies in your every-day life. This will get you involved without taking too much risk. Then, dig in and really learn to invest money. Search for “balanced funds” and how to “learn to invest money” on your favorite search engine. There’s plenty of info out there.What should you look for specifically? Look for a mutual fund under the general category of balanced fund. Then look at the fund description to get a handle on the fund’s asset allocation of stocks vs. bonds. You want a fund with an allocation close to 60% stocks and 40% bonds. Now you’re ready to start investing, with the best time-proven mutual funds around. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/investing-101-best-simple-way-to-start-investing-money-in-mutual-funds.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Comparing Credit Card Options – Which is Right for Me?</title> <link>https://ctyjhnd.info/comparing-credit-card-options-which-is-right-for-me.html</link> <comments>https://ctyjhnd.info/comparing-credit-card-options-which-is-right-for-me.html#comments</comments> <pubDate>Tue, 11 Apr 2023 17:17:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[credit cards]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=44</guid> <description><![CDATA[It can be very confusing trying to decide what types of financial accounts and financial devices are best for you as you go about taking the time to compare credit card options. In this regard, you may be wondering about … <a href="https://ctyjhnd.info/comparing-credit-card-options-which-is-right-for-me.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It can be very confusing trying to decide what types of financial accounts and financial devices are best for you as you go about taking the time to compare credit card options. In this regard, you may be wondering about the benefits of a debit card and the benefits of a traditional credit card. Indeed, you may be wondering whether a debit card or a credit card is right for you. You may be wondering whether or not you should have both a debit card and a credit card. Through this brief article, we present you with some points to ponder when it comes to a credit card versus a debit card and which card is right for you.As you do compare credit card options, you need to note that debit card has the look and feel of a student credit card — and in this day and age can be used in many of the same places and locations that do accept credit cards.However, a debit card does not function in the same manner as a student credit card. A debit card is connected to an account that normally is located at a bank, savings and loan or credit union. When you make a purchase with a debit card, the amount of that purchase is withdrawn out of that account. In addition, you normally can obtain money from an ATM with your debit card.On the other hand, a traditional, unsecured credit card does not require you to have funds held on account in order to use the devise. (Of course, the exception is a secured credit card. With a secured credit card, you do need to post money with the credit card company. But, when purchases are made with a secured credit card, money is now actually drawn out of the cash that you have posted.That money is only accessed if you default on your regular payments to the credit card company.) With a traditional credit card, you can make purchases or obtain cash advances up to the credit limit that has been established by the credit card company.)In reality, depending on your circumstances, it actually might be wise for you to have both a debit card and a credit card. The fact is that having just a debit card or just a credit card really should be the exception and not the general rule.There are benefits that can be derived from having both a credit card as well as a debit card. For example, by having both types of cards, you can use your student credit card for emergencies and for major purposes for which you may not have all of the cash you need on hand for such a purpose. Your debit card can be used for smaller and for day to day purchases.By using these cards in this manner, you will be able to build your credit and raise your credit score — provided you pay your credit card bills in a timely and appropriate manner. In addition, you will be able to live your life on a reasonable and responsible budget by monitoring and controlling your spending with the aid and assistance of a debit card. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/comparing-credit-card-options-which-is-right-for-me.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are You Seeking Information About How To Make Money Online? Then Check Out These Great Tips!</title> <link>https://ctyjhnd.info/are-you-seeking-information-about-how-to-make-money-online-then-check-out-these-great-tips.html</link> <comments>https://ctyjhnd.info/are-you-seeking-information-about-how-to-make-money-online-then-check-out-these-great-tips.html#comments</comments> <pubDate>Tue, 11 Apr 2023 16:33:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=42</guid> <description><![CDATA[You can make money online if you’re able to learn a few things about it first. You may be someone that needs a job, or you could just be looking to supplement your income. Whatever the case may be, you … <a href="https://ctyjhnd.info/are-you-seeking-information-about-how-to-make-money-online-then-check-out-these-great-tips.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> You can make money online if you’re able to learn a few things about it first. You may be someone that needs a job, or you could just be looking to supplement your income. Whatever the case may be, you should take your time to go through all of this.Affiliate marketing is one of the best ways that you can make money online in your spare time. This type of marketing means that you will sell other people’s stuff and get paid a commission when you do. There are all types of items that you can sell depending on your style.Get paid to review some of the new products that are out on the market today. This is a great way for companies to determine if their new products are a hit or miss as they will pay good money to get an opinion on them. Get the word out on these products and pull in the cash.Do you love to write? Are you finding it difficult to locate an outlet for your creativity? Try blogging. It can help you get your thoughts and ideas out, while also earning you a little money. However, to do well, make sure you blog about something you are both interested in and that you know a little about. That will draw others to your work. Once you have followers, you can bring in advertisers or start writing paid reviews.One great way to make money online is to write. If you have the talent and ability to write well with few or no grammatical and spelling errors, many people will want your services. Writing jobs can be anything from rewriting badly written information to write all-new, original information and more. You can also make money by writing your own content for a blog or article directory by making good use of keywords and opening an account with Google AdSense.Remember to create a budget before you start to work online. You need to know what your overhead will be, be it the cost of your computer and internet connection if your work will be completely totally virtually, or any supplies you need if your plan is to sell items online.Try to flip names for domains. Lots of folks generate income by using domain names. It the same concept as buying real estate but what you are buying is a web address with a great name. Look for trending keywords on Google AdSense. Buy some acronym-based domains. Predicting popular domain names of the future can be quite profitable. Give it a try!Do not use your own money to front your online ventures. There are many dishonest companies online who will ask you to pay a certain fee to work for them. Such firms will probably just rip you off. Stay away from such companies.Check out online forums dedicated to helping you find legitimate online work opportunities. There are many geared towards niches which you can find people just like you on, such as work at home mom forums. Once you join the community, you’ll be geared towards making lots of money online!Don’t be afraid to make contact with real people, just because you’re looking for money making opportunities online. While most sites are self-explanatory and can be operated with little to no assistance, you can find out more about legitimacy by conducting conversations with site owners or other employees. If you don’t hear back anything, that could be a red flag!Working online is likely not to make you a millionaire overnight. Even Perez Hilton or Ariana Huffington had to work hard to get their sites to be popular. The same goes for you, whether you are writing SEO articles or designing websites. Don’t let frustration cause you to quit if you don’t strike it rich quickly.Don’t buy into anything that tells you that you can make a whole bunch of money if you pay into a system. A lot of these things that promise you a fortune were put together by someone to get your money and not help you at all. Use common sense and you should do fine if this comes up.If you have a knack for writing, there are various internet portals that offer work for writers of all levels. Sites like iWriter and Write.com allow you to write for various sources who need well-written content. Make your writing skill work for you and you can generate much needed income.Start making money online by taking surveys. A number of websites let you take surveys for small amounts of payment. It’s practically impossible to make a living doing this, but it can generate enough money to reinvest into more profitable online money making endeavors. This means you can start making money online with only an investment of your time and not any financial capital.Make extra money on the side with email marketing. This is a great way to promote a company and use the subscribers that you have to your advantage. You will simply send a message or advertise a product to your large pool of subscribers and get paid money to do so.Joining survey sites is a great way to get your opinion heard and earn some extra income. Meanwhile, you probably won’t be able to pay off all of your bills or buy a new car, you can certainly use the extra money. Many reputable sites will often pre-screen you for surveys and email you new ones when applicable.Do you have expertise in a certain field? You could start a blog and share your knowledge in the posts, making money off affiliate links or ads. You could create how-to videos and make money off the ads on YouTube. You could sell your skills online as a consultant, too!Now it’s probably clear to you that you can work online and make money if you’re able to follow the guidelines you just read. It’s something you’re going to have to take your time on, but in the end, things should go well for you. Hopefully, you are able to make some money now! </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/are-you-seeking-information-about-how-to-make-money-online-then-check-out-these-great-tips.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Cool Gadget Gifts!</title> <link>https://ctyjhnd.info/cool-gadget-gifts.html</link> <comments>https://ctyjhnd.info/cool-gadget-gifts.html#comments</comments> <pubDate>Tue, 11 Apr 2023 12:45:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Gadgets]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=40</guid> <description><![CDATA[Cool gadgets are hard to find under $100. For those of us out there who love to play with cool gadgets but can’t afford to spend hundreds of dollars on them. Here’s some of the coolest gadgets you can find … <a href="https://ctyjhnd.info/cool-gadget-gifts.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Cool gadgets are hard to find under $100. For those of us out there who love to play with cool gadgets but can’t afford to spend hundreds of dollars on them. Here’s some of the coolest gadgets you can find on the market for under $100 – and they won’t ruin your reputation as a excellent gift-giver!If you have piles of photo albums and boxes of loose pictures and negatives, maybe it’s time to convert those old photos into new digital images! It will it save you from worry about losing or damaging them – they’ll be protected and organized and ready to share with future generations!From negative scanners to portable photo converters, you’re sure to find some cool gadgets for under $100 from companies like Crosley, Hammacher Schlemmer, Improvements, and Brookstone!Tired of in the way wires? Try a wireless printer! Wireless printers allow you to print from any room in the house and beyond! The HP e-All-in-One ePrint printer lets you e-mail photos and documents from your smartphone, laptop, or any other e-mailing device!e-Readers are becoming popular fast, which makes it hard to get in on the hype because popularity has influenced the price. But fear not want to-be e-readers! Buying used e-readers is a cheap and easy way to get your favorite cool gadget – and they best part is they still work like new! You can find the Sony E-Book Reader used for around $95 – what a deal!How many times have you had to run out of the house with a dead cellphone battery because the charger was being used? Well stress no more, the myGrid and Powermat chargers let you drop-and-charge multiple devices at once! You can even go green and use Surge charging products that use solar energy to charge your iPhone or iPod Touch!A photograph is worth a thousand words, but if you catch it on tape it could be worth more! Aside from catching your friends doing hilarious stunts, camcorders are also great for capturing evidence for covert missions or security purposes, and they work great as a nanny or spy cam! They’re cool gadgets you can gift during any time of the year!For the creative shutterbug in your life, try a Polaroid 300 Instant Film Camera (about $80)! They’re retro and cool but also updated for hipsters and kids who like documenting their adventures.Whatever cool gadgets you fall in love with this holiday season, you’re sure to be able to find them new or used for under $100 if you do a little digging. Happy hunting! </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/cool-gadget-gifts.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Basic Methodology of Software Development Services</title> <link>https://ctyjhnd.info/the-basic-methodology-of-software-development-services.html</link> <comments>https://ctyjhnd.info/the-basic-methodology-of-software-development-services.html#comments</comments> <pubDate>Tue, 11 Apr 2023 12:09:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Software]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=38</guid> <description><![CDATA[Software development is a technically complex process which goes through various stages during the whole development procedure. The concept is termed as software (S/W) development life cycle (SDLC) and involves various stages of (S/W) development. To successfully offer software development … <a href="https://ctyjhnd.info/the-basic-methodology-of-software-development-services.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Software development is a technically complex process which goes through various stages during the whole development procedure. The concept is termed as software (S/W) development life cycle (SDLC) and involves various stages of (S/W) development. To successfully offer software development services, organizations should define a development methodology that suits the requirements of the project. Different projects may require different methodologies therefore software development service providers must evaluate the project requirements first and then formulate the strategy for the software development life cycle.Most of the software development service providers have a pre-defined methodology that is implemented while developing a software. The process gets a little modified according to the project requirements but the essence of the project development procedure remains the same. The basic stages of software development are as mentioned below:Requirements Specifications: The first and foremost step while developing software must be gathering the requirements of the project. The organizations must start with analyzing the feasibility and the requirements of the project. Some questions that must be clarified in this phase are:What are client’s expectations of the project?What would the user want in the software?Is the project technically feasible or not?The above questions, along with many more, must be answered and properly justified before software development service providers move any further.Design: This stage involves development of an outlay for developing the project with all the little details included. The project requirements are evaluated and an implementation strategy for achieving these requirements in the form of a software is formulated. The designing phase is divided into two categories i.e. system design and component design. The system design is design of the software as a whole where questions like how the individual components will interact with each other are answered. The component design phase, as the name suggests, deals with the planning for each individual component.Implementation: The components are actually created in the implementation phase. The design layout created in the previous phase is implemented and converted into a machine language that the computer can understand and respond to. Programming languages such as C, C++, C#, Asp.Net, PHP etc are used according to the project requirement to achieve the best possible results. The source code and database are created in the implementation phase. Accurate and effective designing of the software is essential for a successful implementation of the software.Testing: The testing phase usually starts after the components are created but in some cases the software development service provider can start the testing along with the implementation phase. This methodology may require a little more effort and time but the end solution is void of any discrepancies or errors as they are detected and removed as soon as a component is developed.Installation: The components of the software are combined together and the completed software is installed and executed on a computer system. If all the previous phases have been performed expertly then there will be no problem in the installation phase. A thorough testing is again recommended after installing the software to make sure that the end solution is working as desired.Maintenance: It has been noticed that almost every software goes through changes and modification after it is completed. This may be due to some new requirements, overlooked features or the change in the business strategy. This requires constant evaluation and maintenance of the software.Most of the software (S/W) development service providers follow the above described development methodology for creating softwares. It is the basic methodology of S/W development services. Once the software is completed and delivered successfully, the task of the service provider does not end. A professional S/W development company will offer maintenance services to insure a smooth and well functioning solution to their clients. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/the-basic-methodology-of-software-development-services.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Is Technology Killing Creativity?</title> <link>https://ctyjhnd.info/is-technology-killing-creativity.html</link> <comments>https://ctyjhnd.info/is-technology-killing-creativity.html#comments</comments> <pubDate>Tue, 11 Apr 2023 11:28:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://ctyjhnd.info/?p=36</guid> <description><![CDATA[It is impossible for technology to kill creativity. Creativity always precedes technology. The notion that technology can kill creativity is like worrying that a tree can kill the sun. Creativity is the force that drives technology.What is creativity?Common definition: ability … <a href="https://ctyjhnd.info/is-technology-killing-creativity.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is impossible for technology to kill creativity. Creativity always precedes technology. The notion that technology can kill creativity is like worrying that a tree can kill the sun. Creativity is the force that drives technology.What is creativity?Common definition: ability to produce something new through imaginative skill, whether a new solution to a problem, a new method or device, or a new artistic object or form. The term generally refers to a richness of ideas and originality of thinking. If you can’t digest all that easily, don’t worry. I couldn’t either. There are many definitions of creativity and they are all complex and wordy but I think Einstein said it best. “Creativity is seeing what everyone else has seen, and thinking what no one else has thought.” That’s creativity in a nutshell. (Einstein, quoted in Creativity, Design and Business Performance.)Perceptions of the creative typeThe term creative, when applied to a human usually provokes the image of the artistic type: the writer, the musician, and the painter among others. And conversely, it is often assumed that the engineer, businessman, or scientist is not creative, but it can be quite the opposite. In my observation it is more often than not the successful person who is creative, not a particular type of person. When looking at the definition of creativity you can see that creativity is not the ability to draw well, or have long hair, but the ability to produce something new whether it be a song or a better business model or a safer car. All of these advances come from creative minds.Creativity is the ability to solve problems in a unique way and is not limited to the arts. The fine arts are more about self-expression and not necessarily problem solving. In any case, creativity in expression and problem solving has been greatly enhanced and unleashed by technology.Creativity always precedes technologyWhen man first observed that a sharp stick could kill an animal or be used to pick his teeth he was making that leap from observing to being creative. Someone had to have the idea of using a log as a roller before they actually used it that way. Then came the Roller 2.0 or Wheel 1.0 depending on who you ask. The point is that the wheel didn’t stop creativity, creativity gave us the wooden wheel, then the wagon wheel, then the bicycle tire, then the car tire…Apparent loss of CreativityYou may hear people lamenting the loss of creativity, but that is only a perceived loss of creativity. People love citing the abundance of bad books, unoriginal art, crappy videos, and terrible songs found on the Internet but they are wrong. There are more people expressing creativity today than ever before in history. Don’t confuse quantity and creative expression with quality. Furthermore, while it may appear that the quality of creative output has suffered a serious decline, it hasn’t. There are just so many people expressing themselves creatively, and we have access to it all, so it seems that there is nothing out there but a mountain of crap. In my experience there is significantly more quality creative output available than ever before.Creativity needs inspirationWe have a lot of that available now. 24 hours a day we can find inspiration in the form of books, blogs, images, movies, music, art, photographs, you name it. Inspiration is very important to creativity and despite the wealth of electronic inspiration available, this is one area where I can see the danger of creativity being stunted by technology.Hands on experience is vital to creativity. You can’t adequately describe a pounding jungle rain, or the feeling of walking past an abandoned house alone at night, or the smell of a bathroom at a gas station, unless you’ve experienced them. There are so many smells, feelings, sensations, etc. which make you a much better creator that you just can’t get from sitting in front of a screen. The fuel of artistic creativity is inspiration and the ingredients for inspiration are knowledge and experience. We have a vast amount of knowledge at our fingertips. We just have to make sure we have plenty of real-life experience. The loss of inspiration can diminish creativity but that is a case of technology distracting us from tactile sources of inspiration, not replacing or destroying creativity.Will technology replace the artist?Technology will not replace the artist (at least not in the near future) or creative types; it in fact requires more of us. A programmer can write more complex and refined code that will do many mundane functions, even mimicking creativity, but that ability to mimic is nothing more than coded instructions and there is a limit to what they can do. Real human creativity can make leaps and jumps and associations that a program can’t.For example, there are applications that can take a photo and make it look like a hand sketched portrait, and they can look very, very convincing. These programs are prime examples of technology and its limits. No matter how good the program, there are still many decisions that a human will make differently, whereas the computer plows on through carrying out all of its instructions in the same exact way each time. What’s being coded is a mechanical process, not creativity. In the case of the sketch programs, an artist sat with a programmer and they studied pictures together. The artist explained to the programmer that given certain aspects and elements of an image he would sketch or draw them in a certain way. He might explain hundreds of variables and how they apply to shadow and light. The programmer then wrote the code that will analyze lights and darks, contrast, colors, and even focus and density of detail. But when a series of images are fed through it the program will approach the task the exact same way each time whereas an artist will always do something different. They might be in a good or bad mood that day, maybe biased towards eyes and not lips, or have trouble drawing nostrils, or the picture evokes a certain reaction, not to mention the training and personal background of the artist. All contribute to the uniqueness of the piece.Creativity is being accelerated by technology, not stifledPhotoshop and Word are both pieces of software that make creating vastly easier and quicker, and feature tools that can do some of the mechanical work for us, but they don’t replace creativity. Just as Leonardo Da Vinci used the best tools and techniques of his day, artists having progressed past rubbing dirt and ash on cave walls, are also moving past paints and brushes and using tablets and touch screens. Technology changes, creativity doesn’t.We are losing the artsThere is something very substantial feeling about an old oil painting or antique book and I mourn their diminishment in the modern world. But those are losses of technology and not creativity.We are evolving our processes. I hate to see the dark room go the way of the telephone booth. I remember working in a dark room and I loved the atmosphere, but that is all personal and sentimental. Besides, there will always be diehard traditionalist that will keep the old ways alive, just as there are still those who like to handcraft wood, leather, and participate in other archaic processes for the satisfaction of it and to keep the old ways alive. I am not saying it’s a good thing that processes are dying off, quite the contrary. I think it is important for a myriad of reasons to keep old processes alive. But there are many benefits to the evolution of these processes.The barrier of cost and accessibility have plummeted for almost any creative endeavor. Writing, art, music, photography, you name it and technology has made it cheap, even free, to express oneself.I am not sure of the ecological impact, but all those chemicals used in the dark room were often dumped down the drain. Books were hand typed, and even when computers and email attachments were first coming out, publishers still expected a submitting author to print a manuscript and mail it to them. That took days and hundred dollars which is insane to even consider today. My last novel was read and edited by several people worldwide, even the cover was designed by an artist far away from where I live. I easily and relatively cheaply published a professional quality novel. The creative content, my expression of creativity, may be up for debate, but all other aspects of the novel were done as well as, or even better than, any publisher could have done. This was not even dreamed of just a short time ago and I used no paper, shipping, ink, etc.And it’s not just barriers of cost and accessibility but audience. Recently if you were to get a book published you had to convince a publisher you had a huge audience. Now you can publish a book because you want to, or for a niche audience. How to Wash Your Llama might do well in certain circles.So our tools make the job easier, but do they require less talent? No, and the reason there are so many lesser talented artists in circulation is because there is such a high demand for content. But that’s great news for artists. Artists don’t have to be the starving artist anymore. As an artist; whether you are a writer, artist, designer, musician, voice over talent – you can work from anywhere in the world. You can sell your art online, get hired to do jobs, even leverage your success to create more success.I am old enough to remember cameras that used film, televisions that were black and white, and phones that were attached to the wall and worse still, phones could only be used as phones. And I remember what it took to attempt to get a book published. The people getting published weren’t the best writers, they were the best at facing a mind-numbingly complex and boring job that could take years and would likely lead to nothing. And self-publishing was ridiculous. Even if you had the thousands of dollars it took to do even a small print run you hadn’t even scratched the surface of getting a book marketed, distributed, and sold. Many would-be authors ended up with a garage full of books they couldn’t give away.Today companies like Create Space have removed virtually every barrier there ever was to writing and publishing a book except for one – the ability to actually write the book. It is infinitely faster and less expensive now to get a book beta read, edited, cover designed, and made available for the world to buy. In the quest to publish my own works, I’ve spoken with writers who have spent hundreds or even thousands marketing a book and generated almost no sales. I’ve also talked to several that just put the book out there and word of mouth and good reviews led to more and more sales.One in particular has a tale similar to mine. He spent twenty years having the publishers and agents telling him, “No thanks.”They all had reasons not to publish him and most were contradictory to the other. Too long, too short, too many characters, or not enough characters. He started self-publishing about five years ago and has since quit his job and writes fulltime. People love his books, the very same books that all the “professionals” said would never make it. And the funny thing is, those same publishers have come back to him wanting the rights to publish his work. He said, “No.”Why would he sign away his rights and get a fraction of the book sales so a publisher could make money? With a good book, almost no marketing is required, but that of course is the exception, not the rule. But even an incredibly bad book can make money in this new world. In the publisher’s defense, publishing a book was hugely expensive and they had to pick winners, books that would sell a large number of copies.I have read a few really bad, crazy, or ridiculous books and enjoyed them. Maybe laughing at them as they were so bad, but still I paid and the author got some money. There are books that were written so intentionally ridiculous that maybe 400 people will ever read them, but those books would never have seen the light of day previously and never, ever have made a penny. But one terribly silly book today can be enjoyed by a few hundred people and net the author a few dollars. In addition the world has a small, very unique book available to it that otherwise it wouldn’t have.We are in a Renaissance unlike anything since the 1700′s. Much of what we love was birthed in the creative Renaissance: the novel, female writers, etc. Software, computers, technology itself, are tools and creative people always use tools, well, more creatively. If a piece of software is released that does a supposedly creative task and suddenly everyone can do that task, the creative and talented person is going to use that tool more effectively and to a better end than most others.I came up with the idea for my most successful book because I realized that traditionally trained artists weren’t using the full power of available technology and self taught artists who learned on the computer lacked basic art skills. You need both to truly excel.The more creative we are, the more technology progresses which in turn allows us to be more creative.Technology is removing barriers to creativity, not replacing it. </p>]]></content:encoded> <wfw:commentRss>https://ctyjhnd.info/is-technology-killing-creativity.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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