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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dhqysnd.info</title> <atom:link href="http://dhqysnd.info/feed" rel="self" type="application/rss+xml" /> <link>https://dhqysnd.info</link> <description></description> <lastBuildDate>Tue, 09 May 2023 22:23:12 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Social Media Audits Balance Art and Science</title> <link>https://dhqysnd.info/social-media-audits-balance-art-and-science</link> <comments>https://dhqysnd.info/social-media-audits-balance-art-and-science#comments</comments> <pubDate>Tue, 09 May 2023 22:23:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Accounting Auditing]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=63</guid> <description><![CDATA[Considerable evidence exists that social media is rapidly evolving from the shiny new marketing toy to a standard part of the media mix.Nowadays almost every campaign at least considers doing a YouTube video or a blog or a Facebook page. … <a href="https://dhqysnd.info/social-media-audits-balance-art-and-science">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Considerable evidence exists that social media is rapidly evolving from the shiny new marketing toy to a standard part of the media mix.Nowadays almost every campaign at least considers doing a YouTube video or a blog or a Facebook page. What sometimes gets forgotten is the post-mortem – was using social media worth it? Where do we go from here? That’s where a social media audit comes in.I’ve long held the belief that communications is as much art as science. Yes, I try to maximize reach and frequency and lower cost per thousand impressions for my clients, but that doesn’t capture the art of conversation, or even persuasion. There is no formula that says how many interactions it takes for me to enlighten, engage, educate or persuade you. Yet typically that’s what we communicators need to do.I used to think the word audit meant a precise accounting of assets and holdings. Then my accountant friends enlightened me that even in a profession as buttoned down as accounting, interpretation plays a large part. Had I only known 20 years ago when applying for student loans!A social media audit, then, is essentially the process of sifting through a bunch of raw data to try to determine if the social media program is “working” or optimized, according to the original goals of the program. You did have clearly stated goals, right?Numbers in isolation only tell you so much. The classic mistake is to proudly report something like “we have grown to 10,000 Twitter followers,” which says nothing about whether these are the right people to be communicating with, whether they are listening at all and, even if they are listening, if you are having any impact.Like a forensic auditor, it’s best to take a number of measures and then correlate the results to see what impact your program is having. You might consider gathering raw data on several different variables, such as reach (fans/followers), frequency (adherence to publishing schedules), engagement (conversations, comments, retweets, likes), influence (Klout score, Twitter ratios, blog score, pagerank) and sentiment (positive, negative or neutral brand mentions).For example, let’s say you have oodles of Twitter followers, but you broadcast only, talk only about your company, rarely or never chat with anyone and never get retweeted. It’s safe to say people are tuning you out. If your goal was to tick the social media box on your performance review, great, you’re done, but assuming you set out to actually do something useful, this is not it.<br />When I conduct a social media audit it necessarily starts with the question what were you trying to achieve?Without knowing where you intended to go, I can hardly assess if you are en route. Let’s say your objective was to increase positive mentions of a big project. The very word increase means you need a baseline measure – how many positive mentions did we have before we worked our magic, then how many positive mentions after we worked our magic. Did it increase? If yes, good, if not, why not? Good research is a critical companion to good communications, including social media. Some art coupled with some science is a powerful combination.I recommend a hub and spoke publishing system to my clients, where your website/blog is the centre of your media empire. Therefore, a critical data source for a social media audit is web analytics, usually Google Analytics.Google Analytics can tell you things like sources of traffic, entrance and exit points, time spent on the site, bounce rate and more. It really helps to know if people generally come to your site from Twitter but then run away screaming within 30 seconds. OK, Google doesn’t measure screaming (yet) but you get my point.All these things provide clues to the success or failure of your content marketing. And content marketing is at the heart of social media.Other tools such as Website Grader, Twitter Grader, Twitalyzer, Facebook Insights, YouTube Insights and more provide a plethora of data points with which to evaluate your social media efforts.To be useful, someone has to aggregate and assimilate all this data and draw conclusions from it. Hard work, but it beats chasing meaningless fans and followers, and it balances the art of communications (which can be tough to defend in the boardroom) with science. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/social-media-audits-balance-art-and-science/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>I’d Like to Meet the Moron Who Said, “Hang Art Eye Level”</title> <link>https://dhqysnd.info/id-like-to-meet-the-moron-who-said-hang-art-eye-level</link> <comments>https://dhqysnd.info/id-like-to-meet-the-moron-who-said-hang-art-eye-level#comments</comments> <pubDate>Sat, 15 Apr 2023 14:43:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Arts]]></category> <category><![CDATA[Animation]]></category> <category><![CDATA[Arts and Entertainment]]></category> <category><![CDATA[Body Piercings]]></category> <category><![CDATA[Casino Gambling]]></category> <category><![CDATA[FictionTattoos]]></category> <category><![CDATA[Film Editing]]></category> <category><![CDATA[Movies TV]]></category> <category><![CDATA[Music]]></category> <category><![CDATA[Music Industry]]></category> <category><![CDATA[Music Instruction]]></category> <category><![CDATA[Painting]]></category> <category><![CDATA[Performing Arts]]></category> <category><![CDATA[Photography]]></category> <category><![CDATA[Visual Graphic Arts]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=61</guid> <description><![CDATA[Seriously?If I had a dime for every time I heard someone say, “Hang Art Eye Level”, I’d be writing this post from my private jet. Seriously, can you really hang Art at eye level and please everyone? My brother stands … <a href="https://dhqysnd.info/id-like-to-meet-the-moron-who-said-hang-art-eye-level">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Seriously?If I had a dime for every time I heard someone say, “Hang Art Eye Level”, I’d be writing this post from my private jet. Seriously, can you really hang Art at eye level and please everyone? My brother stands 6′ 5″, my husband is almost a foot shorter. You see where I’m going with this?Art is very personal. I can’t buy art for my best friend and I can assure you, she can’t buy it for me. There are very few rules about Art because it is so subjective. What you choose to hang on your bathroom or bedroom walls depends on many elements; personal taste, size of the wall space, color of the decor, theme of the room, even budget. But, we cannot dispute the final decision of “How High to Hang Art.” That is Rule number 1.Just for the fun of it, I’d like to take 100 new Art buyers from around the world and have them hang art at their eye level and see where it ends up. My hunch is, the art would range from 4 feet off the ground to 6 feet. The average would be close to accurate.And that, my fellow inquisitive art lovers, is how the calculation of how high to hang art came to be. It is an average of many “eye levels”. Here is the exact way to determine where on your wall you should hang your Art.Measure 58″ from the floor to the halfway point of the Art. For example, if the art measures 24″ high, than the top of the art is hung 70″ from the floor. Half of 24″ (12″) plus the 58″. However, you can adjust the artwork if there are very tall people in your home. Most people hang Art too high, now that you know the 58″ rule, you will have the correct range to work with.There are exceptions to this rule.If there is a large piece of furniture below the artwork, than you must keep the artwork at least 5″ above it. You don’t have to worry if it’s a couch or a chair, most people do not sit down and throw their heads back (knocking the art), unless they’re having a seizure. When you and your family/friends are sitting down and looking at your art on the wall, no one should be looking up to see it.Rule #2: Thou shalt never crane one’s neck to look at Art. That should have been written in the “good books”. Craning is when you use your neck to look upwards. Art is meant to be appreciated, for long periods of time, without getting a kink in your neck. I suppose the artists who sat for hours drawing on their canvas wanted you to have the same experience.Read this next line carefully: IT DOES NOT MATTER HOW HIGH YOUR CEILINGS ARE. If your eyes can’t look at the art, without your neck tilting up, than you have hung your art too high. The solution to covering large areas of a wall (with high ceilings) is to choose Oversized Art. But, you’re still going to measure the 58″ from the floor to the center of that Art, before you hang it, right?Are there any other issues that when it comes to the height of hanging art? If you are hanging 2 pieces of art vertically, one above the other, treat the 2 as if they are one unit. Place them on the floor first to determine the right layout. Whether you are stacking them or staggering them, the gap between your artwork is usually 3″. Once you’ve decided how they will appear on the wall, keep the 58″ rule in play. Therefore, one picture will be higher (than a single, stand alone piece) and the other will be slightly lower (than if it were by itself on the wall ), but the balance of the 2 will be at your “eye level”.I just had to say that.Really, I should have written, “Average Eye Level” and that’s probably what the Moron meant to say. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/id-like-to-meet-the-moron-who-said-hang-art-eye-level/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>50 Information Technology (IT) Trends To Watch</title> <link>https://dhqysnd.info/50-information-technology-it-trends-to-watch</link> <comments>https://dhqysnd.info/50-information-technology-it-trends-to-watch#comments</comments> <pubDate>Sat, 15 Apr 2023 12:16:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cloud]]></category> <category><![CDATA[headset]]></category> <category><![CDATA[information]]></category> <category><![CDATA[intelligence]]></category> <category><![CDATA[management]]></category> <category><![CDATA[mobile]]></category> <category><![CDATA[news]]></category> <category><![CDATA[radiology]]></category> <category><![CDATA[smart]]></category> <category><![CDATA[systems]]></category> <category><![CDATA[tech]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=59</guid> <description><![CDATA[Once upon a time technical discoveries were magical things that mesmerized us. Gradually we became accustomed to the technical wonders as they were integrated into our daily lives. 21st century has seen both the unprecedented development of technology, especially the … <a href="https://dhqysnd.info/50-information-technology-it-trends-to-watch">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Once upon a time technical discoveries were magical things that mesmerized us. Gradually we became accustomed to the technical wonders as they were integrated into our daily lives. 21st century has seen both the unprecedented development of technology, especially the “Information Technology (IT)” and our dependence on the same. In the IT age, technology is making our lives simpler by handling the complexities for us, up to the extent that its unavailability or a disruption in the services that it provides could adversely affect almost everything from the businesses to our day to day lives.It is an accepted fact that the speed of technological changes is an accelerated motion. This article enlists some of the important trends in the IT world that are already visible or are forecasted to be on their way.Human (inter)face for the technologyTechnology penetration is happening fast from the business to the households to the personal lives of the human beings. This irrevocable dependency of human beings on the technology will have the most profound impact over the future of the technology. Technology will be solving the human problems, business problems just being a part of the bigger picture.1. Technology will become indispensable even for carrying out day to day activities ranging from office communication to opening a window (of your home of course)2. User Experience facilitated by the products, implementation of how human beings see at a problem and the technology as a mechanism for solving it, will be the factor deciding what sells and what not3. People instead of the businesses will be the largest technology consumers and success of any new enterprise will depend upon how well it taps into this consumer base4. Cost of the failure for the technology will become unimaginable due to its direct impact over the human lives, this will add an additional dimension to the security and safety concerns for the technology developers5. Boundary between the technical and non-technical aspects of our lives will fade away, everything will have a technical underpinning, explicit or implicit6. Innovation (and so the people- the knowledge workers) will keep the center stage7. Transition from a nice to have feature to an implicit expectation will be accelerated by many foldsSocial networking for the social animalsStatistics show that out of the 7 billion people on the earth, over 1.2 billion are Social Networking Users that comprises 82% of the online population. These figures are going to increase exponentially in the coming future.8. Companies will need to remove constraints on the social technologies as the boundaries among employees, vendors, and customers will blur, all will need to communicate through the channel of the social network9. Social Network Analysis (SNA) will be a prominent tool for the businesses and will provide valuable input to their strategy, marketing, customer segmentation, advertising etc.10. Social Networking will provide a platform for a never seen before collaboration among the experts for solving the problems across the boundaries of their organization11. Taken the benefits of the Social Networks it will be a challenge to manage the threat it poses for the security and privacy, and technology will need to handle this challengeBig data growing biggerAccording to an estimate the Big Data is worth $100 billion business and is growing twice as fast as the software business as a whole.12. More and more new tools that support Big Data will come13. Most of the businesses in the need of amassing and analyzing more and more of the data will need to rethink their data management strategy and approaches14. Existing database management systems will either evolve to handle the big data or eventually fade awayMobility on the moveAs per an estimate more than 75% population in the world do have access to a mobile phone. Increasing computing power and decreasing hardware cost will ensure that very soon everyone on the globe have access to a mobile phone and most of them migrate to smart phones and are connected.15. Smart devices will become sort of magic wand that will not only keep us connected and allow capturing and playing audio video contents but will also serve as a tool for communication, handling professional work when on the move, executing business applications, navigation, payment option, sensors, risk alert system, aid devices, training tool… the list is virtually endless16. There will be a boom of the applications tailored to handheld devices17. Enterprises will need to make their applications support handheld devices partly or fully18. There will a never seen before opportunity for the individual developers for reaching out their customers with their own applications (Google – Android App Store already in business and Microsoft launching Windows Store)19. Different mobile development platform may have to consider standardizationClouds and clouds everywhereBy 2012, 20% of the businesses will not own IT assets. – Gartner Report, 2010.As this prediction is on its way to fulfilled and go beyond that, cloud is seen as one of the topmost things that will change the face of computing and IT industry.20. Online service offerings will become lucrative and competitive21. As the confidence will built in favor of the cloud, decreasing cost of cloud based implementations (infrastructure or application platform or both) business shunning it (due to security and other reasons) will finally adapt to it22. Cloud adaptation will force the service providers to find solutions for the challenges that cloud poses:a. Concerns regarding security for the financial data and personal informationb. Locking their customers to a proprietary technology platformc. Difficult coexistence with the legacy and proprietary systemsBusiness models for the future to take shapeAs the speed of change in the technology is turning the world topsy-turvy businesses will need to rethink their operations to get in alignment with those changes and harness the opportunities it provides. Business models that are based on the philosophy of “Win-Win” and are agile enough will survive.23. There will be demand for innovative business models where the customers and the service providers are seen as partners and have combined stakes in the project success, new and innovative business models will be replacing the legacy models fast24. Legal aspects will get ever complicated and governments will need to formulate laws for handling the new legal challenges25. IT Budgets will get trimmed, especially in turbulent times without trimming on the SLAs (so the customers will demand more services at a reduced cost)26. Licensing models based on pay for use will get prominence27. Multisided business models (where a service is provided to A for free but B is charged for the advertising or trends data etc.) will pick momentum28. Service providers will offer “Freemium model” where a service is free for certain limit, a usages beyond that is charged29. Businesses will spread their foothold in non-traditional markets, multinationals reaching to rural areas and smalltime businesses getting global30. Government will increase usages of the IT for its public service delivery – education, law, transportation, health care etc., once the public service systems are technology enabled applications that integrate with them will have an impactNew SDLC Models to replace existing onesAs an article put it aptly “Agile is the new waterfall”, projects will not be able to wait for long delivering a working functionality or implementing a change.31. Reduced time to market and intense competition will force the businesses to adjust their strategy more often than imagined. This will demand SDLC models that deliver the working products fast. So the iterative project development models will replace the standard waterfall models and its variations. Architecture and development models supporting small chunk deliveries will get prominence32. Lesser time to market and faster releases will give a competitive advantageArchitecture with No Architecture will get prominenceFactors like Internet, Cloud Computing, Service Integration and Mobility Support etc. will make the application architecture overly complicated. The architecture of the future will be architecture that has no architecture- it can survive as its building blocks keep on changing.33. Obsession with technology will be diluted and business needs etc. will take the center stage in the Enterprise Architecture34. Architecture will get only ever complex and distributed… no turning back35. Changes will be ever faster in the business requirements, technology, interfaces, non functional requirements etc.36. Concepts like inter-operatibiliy, platform independence etc. will be implicit and so NFR (Non Functional Requirements) will more critical than ever37. Architecture would need to keep on going as all the elements of architecture – device to network, application UI to data store will change and keep on changing38. Applications will lack a direct control with the overall architecture elements but still have to be accountable for their piece39. Context sensitivity on the pieces (is it a notepad or smart phone?) will be important40. With diminishing maintenance time window and increasing number of interfaces and dependencies, long running batch process will need to be give way to asynchronous processes41. Various business departments will need to share their business and technology models to create the consolidated picture42. Trend will be a movement towards using product lines (that are tested, can be scaled, manage the volume, serve the SLAs and so on) rather than developing custom built solutions43. Senior technical representation will be prevalent in the higher managementGeography will become irrelevantAccording to a 2011 survey over 6 billion people do have access to the computers and roughly half of them have access to the Internet. Increasing power of the handheld devices and the advent of the mobile computing is going to increase these figures exponentially.44. Enterprises will bid a farewell to most of the applications that do not support Internet or can’t be made to interface with the web and most of them will be required to support handheld devices (Mainframe based applications could be an exception, but they too are getting integrated using Web-services)45. Global presence of the technology companies and spread of virtualization will enable organizations to create global teams that will work in shifts having an impact over how the teams are setup and tasks are managed46. Most of the applications will need to have inbuilt localization and globalization features as a must47. More and more applications will have “Geolocation” capability inbuilt (imagine browsing to the map that allows searching and drilling down to an address and filing up the address instead of typing it and running the validations)48. More and more applications will be required to be up 24X7, having little time window for the activities like maintenance and batch processesHardware and Network will see loss of importanceAs the price of computing hardware is coming down and their performance is going up, elements like hardware and network will no longer be the differentiator factor as everyone will be in a position to afford them at a reasonable price.49. The value-add provided by the application and services will have to meet all the expectations50. Increasing popularity and capability of virtualization will ensure a consolidation in the terms of the hardware, software and data </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/50-information-technology-it-trends-to-watch/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Cut Cost on Travelling With All Inclusive Travel Deals and Planning Carefully</title> <link>https://dhqysnd.info/cut-cost-on-travelling-with-all-inclusive-travel-deals-and-planning-carefully</link> <comments>https://dhqysnd.info/cut-cost-on-travelling-with-all-inclusive-travel-deals-and-planning-carefully#comments</comments> <pubDate>Sat, 15 Apr 2023 11:19:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travel]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=57</guid> <description><![CDATA[Traveling is indeed very popular nowadays. People are enjoying the idea of being able to visit places they have never been to as well as to experience being exposed to other cultures. Aside from that, everyone seems to be in … <a href="https://dhqysnd.info/cut-cost-on-travelling-with-all-inclusive-travel-deals-and-planning-carefully">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Traveling is indeed very popular nowadays. People are enjoying the idea of being able to visit places they have never been to as well as to experience being exposed to other cultures. Aside from that, everyone seems to be in better dispositions now that they treat foreign people who visit their place with such hospitality. Needless to say, countries working for the globalization of their economies put a premium on their tourism aspects.The tourism industry really benefits from this new wave of travelling habits. That is why there are now a lot of travel agencies or companies that focus on providing assistance to people who wish to go on trips abroad or even locally. This has also brought light to the importance on all inclusive travel deals that people can avail of to cut their cost on travelling. But aside from the travel deals, there are also other ways to cut cost on travelling. These include:1. Plan ahead. Saying that you plan ahead includes choosing the dates of your trip early enough to give you more time to prepare and to look for packages you can avail of at a cheaper price. If you do your research, you will find out that there are huge differences in pricing depending on the season. Airlines, for example, have what they call the “lean” and the “peak” seasons with the former being the time when there are less travellers and the latter having great influx of people buying plane tickets. This is also a trend followed by hotels and other establishments. This means that if you plan your trips ahead, you will be able to find better deals that are not that expensive.You can schedule your trips about half a year or exactly one year beforehand. Check out flight schedules and ticket prices. You will be able to cut down on the ticket costs because airline fares usually increase as time progresses-which mean that what you pay for in a year will definitely be priced higher if you avail of it the following year. The same is true for hotel bookings and tickets for other places such as theatres and amusement parks.2. Check out all inclusive travel deals from agencies. Travel agencies are known to help their clients cut cost on travelling. They have package deals wherein the clients will only have to pay a particular sum and avail of a complete trip necessities. The amount of these packages is usually lower than if the necessities are bought separately. For example, you can avail of a travel package for about $400 that already includes airfare, hotel, meals, and transportation. But if you decide to buy each of them, you might be surprised when you have to pay for more than a $100 per. Meaning, your total expenses will be higher than the package price.Therefore, you should research well and find travel agencies that will give you the best package deals. You can look for them online or offline, depending on whatever is more convenient for you. Just make sure that you communicate with your travel agents well so that they will provide you with everything you need, which will lessen the chances of you having to pay for something separately.3. Choose your itinerary strategically. Travel packages to different countries are priced differently. The price ranges in those places vary depending on the rate or cost of living and economic requirements. This means that you should choose the countries or places to which you travel strategically. If you can get travel deals for countries that are so near together you can just ride a train from one area to another, then you surely will be able to cut cost on travelling. This is very much possible especially when you visit Asian countries and American states. As much as possible, schedule your trips to adjacent countries so your travel agent will not have difficulty laying out your itinerary. This will also mean that you get to save on airfares.All inclusive travel deals are really of prime interest at present. But if you will be a smart traveller, you will not just rely on the packages readily available in the market. You will also do your research and plan carefully so that you can save more on expenses. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/cut-cost-on-travelling-with-all-inclusive-travel-deals-and-planning-carefully/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Need Auto Insurance? Find Out How Here</title> <link>https://dhqysnd.info/need-auto-insurance-find-out-how-here</link> <comments>https://dhqysnd.info/need-auto-insurance-find-out-how-here#comments</comments> <pubDate>Tue, 11 Apr 2023 19:55:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Advertising & Marketing]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=55</guid> <description><![CDATA[It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The … <a href="https://dhqysnd.info/need-auto-insurance-find-out-how-here">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The violation can attract severe civil and criminal penalties. This can be easily avoided by securing a proper auto insurance cover for your vehicle as per your state’s demands. It is quite a simple process.Nowadays, there is so much dependence on vehicles that the best thing to do is to follow all stipulated guidelines religiously. Getting the right auto insurance cover is one of them.What Is Auto Insurance All About?Auto Insurance simply means a contract or an agreement between an auto owner and an insurance company. Under this contract, premium is paid to the insurer and in return he pays for any car related losses as detailed in the policy.Key Legal RequirementsIn order to get an insurance cover for your vehicle, you would need to fulfill the following requirements. It’s advisable to find out the requirements in your respective state since these may vary. However, these are the broad requirements for auto insurance.Firstly, you should be in possession of a valid driver’s license before you go in for registration or insuring your car. For your license you would need to approach your local DMV (Department of Motor Vehicles). This is the primary requirement.You will also need to have an auto title. It is a legal certificate of ownership that confirms that you own the car. Most of the paperwork is already done when you purchase a gar from a dealer. Licensed dealers are needed to transfer the title of the car in your name. The title will list the owner’s name, address, make of the car, model and year of the car and the date of sale. This should be retained by you.Next, you need to get your car registered. You can apply for registration at the local DMV. The requirements may vary from state to state. In order to register your vehicle, you will require a valid driving license, signed certificate of title for the car, address of residence and proof of your insurance.The law also stipulates that that a vehicle more than three years old should have a valid MOT certificate. It is not possible to tax a vehicle without MOT and certificate of insurance and driving without them is an offence.It is also vital to keep the insurance company informed in case of any vehicle modifications and fixed penalties. Failing to do so is an offense and may affect any claim that you make.You are also legally obliged to take the basic level of auto insurance that will cover you against third party claims. Since the legal requirements for auto insurance vary from state to state, you will need to clarify the level of cover that you require while taking auto insurance. Only insuring the legal minimum isn’t necessarily the best choice to make.As a proof of your auto insurance, the company issues you the following documents – A Certificate of insurance which will also be required for buying your road tax; A cover note that will act as a temporary policy and certificate until your new insurance policy has been set up; and Policy documents which gives a detail of all that you are covered for. Read the documents carefully to understand your rights and obligations under the policy.Insurance companies have set up claim help lines and accident emergency recovery hotlines for ensuring a smoother process. In case of any ambiguity in terms of insurance or legal requirements, get your doubts cleared by talking to the company. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/need-auto-insurance-find-out-how-here/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Get Best Car Insurance Rates When You Compare Auto Insurance Quotes in 2010</title> <link>https://dhqysnd.info/get-best-car-insurance-rates-when-you-compare-auto-insurance-quotes-in-2010</link> <comments>https://dhqysnd.info/get-best-car-insurance-rates-when-you-compare-auto-insurance-quotes-in-2010#comments</comments> <pubDate>Tue, 11 Apr 2023 18:48:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[auto insurance]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=53</guid> <description><![CDATA[We are cruising into the New Year and this is the time when you would be once again looking for the best car insurance rates. Why not? When you compare auto insurance quotes in the next year, there are lots … <a href="https://dhqysnd.info/get-best-car-insurance-rates-when-you-compare-auto-insurance-quotes-in-2010">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> We are cruising into the New Year and this is the time when you would be once again looking for the best car insurance rates. Why not? When you compare auto insurance quotes in the next year, there are lots of changes which are in the favor of the consumer, so know what your options are before you compare auto insurance quotes.The insurance field is very dynamic and any changes in the life-style, environment or technology would bring in changes in the insurance. The insurance industry is encouraging the” going green” better technology and changes for the environment. More than 600 innovative, eco-friendly products and services are now offered by 244 insurers, reinsurers, brokers and insurance organizations in 29 states; of which 37 percent of those activities come from U.S. companies as per the latest report of Insurance Information Institute.The automobile insurance companies are also picking up the latest changes in the technology to bring in innovative auto insurance rating techniques. They want to and will provide the best car insurance rates to their customers and reward them. With the expansion of the web, internet and other technological devices a new automobile insurance rating ploy is being adapted by the insurers. New car insurance programs are designed which are called “pay as you drive”. (PAYD). Instead of having fixed auto insurance rates you will be able to get the best car insurance rates if you drive less. If you belong in this category, than it is time you were rewarded. Obviously, the less mileage you drive the less the likelihood of auto accidents there will be. Progressive Insurance has already started this in the state of Ohio. There are many similar programs like this which use different devices like the GPS system, which are web-based or collect readings from the odometer or use different technologies. The information obtained from these devices would give the insurance companies information on the usage of the car and policyholders who drive fewer miles than the average driver would be provided discounts. As a customer you will have to compare auto insurance for the devices used to judge for yourself which device or program you are more comfortable with.Secondly, the insurance companies would be offering you auto insurance discounts on the hybrid cars. If you are thinking of buying a new car in the new year you should definitely keep this in mind. Get the new hybrid car and save on your petrol, help the environment and also get the best car insurance rates. Remember to also check out which are the top safety picks for 2010 and you will find this information in my article on “Cheap auto insurance quotes would depend upon car, top safety picks for 2010. Pick up the gift the auto insurance companies are offering and get your best car insurance rates. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/get-best-car-insurance-rates-when-you-compare-auto-insurance-quotes-in-2010/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Investing 101: Before You Start Investing Money</title> <link>https://dhqysnd.info/investing-101-before-you-start-investing-money</link> <comments>https://dhqysnd.info/investing-101-before-you-start-investing-money#comments</comments> <pubDate>Tue, 11 Apr 2023 18:08:11 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[investments]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=51</guid> <description><![CDATA[Doesn’t it make sense to learn to invest (some basics) before you start investing money for real? Maybe a course called investing 101 or personal investing would be helpful. Here this retired financial planner relates a story, and then points … <a href="https://dhqysnd.info/investing-101-before-you-start-investing-money">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Doesn’t it make sense to learn to invest (some basics) before you start investing money for real? Maybe a course called investing 101 or personal investing would be helpful. Here this retired financial planner relates a story, and then points the new investor in the right direction so he or she does not start investing uninformed.In the dean’s office of one of the largest universities in America, I recently asked if they offered investing 101, personal investing, or any finance course where the student could learn to invest. “After all, we all need to start investing money someday, and it is much to one’s advantage to be informed vs. uninformed, isn’t it?” That was my response when told, “no, or at least I can’t find one” by the dean. I was informed that they had well over 50,000 current students enrolled and offered THOUSANDS of courses in the various colleges throughout the university. But he could find no course under the heading of personal investing or investing 101, and he was in charge of the curriculum.We spent about an hour together searching and were both laughing out loud at what WAS offered. How about a course in “the art of falling down”? It’s offered. Investing 101? Which college in the university would offer such a course? “The athletic department is real big here; maybe they could help”, I suggested. After all, professional football players make big money. They need to learn to invest money (in case their career is short) and should start investing early. I knew a few players when I was a financial planner, but like most folks they tend to procrastinate when the money is flowing in. They’re too busy earning it, and don’t have the time to learn to invest.The truth of the matter is that I don’t find it funny that it’s difficult to find a down-to earth practical course that most people could truly benefit from, because as a new investor you need to learn to invest money before you start investing for retirement or any other financial goal. As a new investor you may not be able to find a financial planner you can work with or afford. Even if you found one, do you really want to start investing money with him or her without first getting your feet wet in the basics of personal investing? Let’s start at the beginning.Before you get into financial concepts like asset allocation and strategy, you should first learn the very basics: investment characteristics. How can you compare various alternatives to determine which best suit your needs, financial goals and comfort level? In other words, you need to decide what you are really looking for. And you need a list of factors to consider before you start investing money. For example, do you have a long term goal like retirement, and are you willing to accept a moderate level of risk? If so, there are numerous investment alternatives to consider, and you can also get tax breaks.On the other hand, if you have a shorter term financial goal and might need access to your money at a moment’s notice, that’s a totally different picture. You need to match your financial wants and needs to the various alternatives that have characteristics best suited to your personal investing goals. There is no single best choice for every financial goal. It’s a matter of give and take. I have a list of 5 factors you must consider and a few other things you should consider before making a decision. This is basic investing 101. Whether you are a new investor or you’ve been at it for a while and have never really taken the time to learn to invest – you should learn the basics.This is the first in a series of investing 101 articles I plan to write. In my next article I plan to put my list of characteristics you need to consider before you start investing money in black and white. Don’t feel bad if you are an uniformed new investor (or a want to-be). Do something and learn to invest starting with the basics.Once you have a handle on a few basic financial concepts you can start investing with confidence. Once you learn to invest you can reach your financial goals. If you think I’m trying to build your confidence, you are right. Stay tuned to investing 101 as we get back to basics. No offense to anyone at one of THE largest universities in the country, but there’s a void out there and I plan to fill it. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/investing-101-before-you-start-investing-money/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Low Interest Rate Credit Cards – Why So Popular!</title> <link>https://dhqysnd.info/low-interest-rate-credit-cards-why-so-popular</link> <comments>https://dhqysnd.info/low-interest-rate-credit-cards-why-so-popular#comments</comments> <pubDate>Tue, 11 Apr 2023 17:21:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[credit cards]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=49</guid> <description><![CDATA[For many people searching for a new credit card online, the annual interest rate, or APR seems to be the only important factor, and many will only check out low interest rate credit cards before making an online credit card … <a href="https://dhqysnd.info/low-interest-rate-credit-cards-why-so-popular">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> For many people searching for a new credit card online, the annual interest rate, or APR seems to be the only important factor, and many will only check out low interest rate credit cards before making an online credit card application. Credit card issuers also tend to advertise the low interest rate credit card more that any other kind of card. But should low interest credit cards be the only ones on your list when searching for the best credit card deal to suit your personal requirements? Probably not. APR is not the only thing to look for when choosing your ideal credit card.It may help if we start by understanding exactly what an APR (annual percentage rate) is and where its relevance lies. APR is quite simply the interest rate used by the issuer to calculate interest on the balance of your credit card account. This interest is then added to your monthly statement to form your new balance. Therefore a low interest credit card account would have less interest charges applied to it at the end of each monthly period, hence its popularity.However, there are those who donýt really require low interest rate credit cards. This group are those who, for the most part will use their credit card in much the same way as a charge card, paying the full balance on the account on the due date each month. Remember that there are no interest charges added to your credit card account if you make the full balance on your statement by the due date. So it would make no difference what interest rate was applied if you were to use it in this manner. Therefore a low interest rate credit card would not be such an good deal to this group of card holders. These individuals are much more likely to be attracted by other card offers such as cash rewards or air miles rewards credit cards.A low interest rate credit card will definitely help to slow down the rate at which your credit card debt builds up. Thus low interest credit cards are more appealing to a particular group of people, who are confident only in making part payments on their card account balance each month.Another group of credit card applicants in search of low interest rate credit cards would be those people who are wanting to consolidate their total debt from one or more other cards onto a new credit card. In this instance a low interest rate credit card may be much more desirable, as they would typically be looking to reduce their monthly commitment, and it would make little sense to transfer the debt to a credit card with a higher interest rate attached to it.So the need for low interest rate credit cards is felt more by a particular group of credit card holders. However, it is worth remembering that a low interest rate credit card is generally offered only to applicants who have maintained a good credit rating. Obviously the card issuers will make less profit from card holders with a low interest credit card, which means that the risks involved will be increased. This is the main reason why credit card issuers will usually only offer a low interest credit card to card holders with a proven track record in credit repayment.Once you have made the decision that a low interest rate credit card would be more likely to suit your personal requirements, you will then need to take time to compare the other benefits offered along with these cards. Low interest rate credit cards are mainly split into two categories. There are the low interest credit cards which will often offer APRs of less than 8% on purchases. And, for cash advances the low interest credit card will often offer APRs of 10% or less. Then there are certain rewards programs attached to some cards which offer cash back rewards on all purchases, gas or even office supplies. Cash rebates are usually automatically credited to the cardholder’s statement each month, and there is no limit to the amount of cash rebate that can be earned.There is one thing you must always do regardless of which low interest credit card you choose to apply for. Read and make sure you understand the small print with regard to the contract you will be asked to sign once your application has been accepted. Be aware not only of the interest rate (APR) attached to the low interest credit cards you may be considering, but for how long will this lower interest rate continue. Is it likely to rise to a higher rate after a given period of time? A variable rate card is often offered with a low introductory rate, but this rate can increase at any point in time. You must keep in mind that the APR is actually where the credit card company earns their profit. If they were to continue offering card holders an extremely low APR indefinitely, the chances are they would not stay in business for too long.Remember, it is definitely worthwhile your effort in researching the various credit card options available, taking advantage of website comparison charts etc. Should you choose a low interest credit card, do the math and choose well. After all, it’s not every day you go searching for a credit card.Trevor Taylor </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/low-interest-rate-credit-cards-why-so-popular/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Make Money Online: A Beginners Guide to Earn From Home</title> <link>https://dhqysnd.info/how-to-make-money-online-a-beginners-guide-to-earn-from-home</link> <comments>https://dhqysnd.info/how-to-make-money-online-a-beginners-guide-to-earn-from-home#comments</comments> <pubDate>Tue, 11 Apr 2023 16:37:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=47</guid> <description><![CDATA[How To Make Money Online Making money online is NOT EASY at all. But it’s NOT THAT DIFFICULT too, if you are following a proper path. Without these following three things making money online will always remain a dream for … <a href="https://dhqysnd.info/how-to-make-money-online-a-beginners-guide-to-earn-from-home">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> How To Make Money Online<br />Making money online is NOT EASY at all. But it’s NOT THAT DIFFICULT too, if you are following a proper path. Without these following three things making money online will always remain a dream for you:-<br />Hard work</p><p>Perseverance</p><p>Patience</p><p>If you think you have got the above mentioned three things, then let’s jump right into the topic.Below are some of the most authentic and legit ways to make money onlineFreelancingWhat is Freelancing?<br />If you are into making money online, you must have heard the term Freelancing. But what does it really mean? Freelancing means working on a contract basis rather than on a regular basis for a company or organization and getting paid for hour of work, days of work or per project.YouTube<br />Now a day You-tube is booming like anything. More and more people are coming to YouTube to find a solution to their problem, to learn something new and to entertain themselves. With this increasing popularity YouTube is also becoming a money making machine for content creators. Yes! In case you don’t know you can earn a decent amount of money by creating YouTube videos. Although YouTube videos don’t pay by themselves, you can make money by placing Google AdSense ads on your videos (of course there are other ways to make money on YouTube but for now we will stick to Google AdSense). The more views and clicks your ads get the more money you will make.Blogging<br />Blogging basically means writing posts on any niches on the internet, which are updated frequently. You can write on different niches which include but not limited to personal journals, News, Technology, Health and Fitness, Gaming, Parenting or any other topic you are interested in.Affiliate Marketing<br />These days almost every product is available online, whether it is as small as a needle or as big as a car, everything is available online. And people are inclining more and more towards buying products from online stores may be because of the easy accessibility of products and convenient home delivery system.These online stores need to advertise their products in some way and affiliate marketing is one of the many ways they promote their products. So affiliate marketing is a form of advertisement in which the affiliate (in this case you) promotes the products from different online store in his/her blog or website through a unique link (generally referred as affiliate link). The affiliate gets a commission when someone buys a product through that link then (generally some percentage of the price of the purchased product).Almost every big online store has an affiliate program which you can join to promote their products in your website and get a commission in return if someone buys from your affiliate link. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/how-to-make-money-online-a-beginners-guide-to-earn-from-home/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Latest Gadget Shop: Useful and Competitive</title> <link>https://dhqysnd.info/latest-gadget-shop-useful-and-competitive</link> <comments>https://dhqysnd.info/latest-gadget-shop-useful-and-competitive#comments</comments> <pubDate>Tue, 11 Apr 2023 12:48:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Gadgets]]></category> <guid isPermaLink="false">http://dhqysnd.info/?p=45</guid> <description><![CDATA[Nothing can beat latest gadget shop, if you are seeking for best widgets in town. It has become one of the finest shops where people can buy cool gadgets at lowest price. There are many places and platform who claim … <a href="https://dhqysnd.info/latest-gadget-shop-useful-and-competitive">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Nothing can beat latest gadget shop, if you are seeking for best widgets in town. It has become one of the finest shops where people can buy cool gadgets at lowest price. There are many places and platform who claim to provide best products with valuable services. But, advance technology has changed the life style of people completely. Now, people have no time to waste and they prefer to checkout the features and specifications of widgets through internet instead of personal visit. Here, you get the cool gadgets of various leading brands. It is the best place where you can compare the all latest widgets from various brands according to their price, features, specifications, size, warranty etc. If you are planning to buy an electronic product to make your life more comfortable then you can start your search from online gadget shop.Instead of wasting time and money on personal visit of various regular shops, you can access the complete range of gadgets through latest gadget shop from office or home. You only need to switch on the computer and can see the numerous products of different companies. Consumers only have to identify the correct product as per their requirements and brand which can provide cheap product. While choosing a product for personal or commercial use, you need to consider few things but most important is after sale service. Many companies produce the world class widgets but do not provide the after sale service. As a result, users have to face immense problems or you have to place the expensive gadget in the basket of garbage. It is advisable to select the product which can fulfill your requirements in short span of time.Internet has made the world too small as far as market is concerned. It is not necessary that you have to go to particular country or state to buy gadgets. Just log on to computer and you can place the order of your favourite product within few minutes with the help of latest gadget shop. Many companies do not charge any extra money for delivery and you get the product at the door step within 24-48 hours. </p>]]></content:encoded> <wfw:commentRss>https://dhqysnd.info/latest-gadget-shop-useful-and-competitive/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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