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}); }); </script> <div id="top-menu"> <ul id="menu-main-menu-1" class="superfish nav clearfix"> <li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item current_page_item menu-item-home menu-item-774"> <a title="Debt Relief Network " href="/">Debt Relief</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-481"> <a title="Bankruptcy Help" href="/bankruptcy-help/">Bankruptcy Help</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-726"> <a title="Credit Repair" href="/credit-repair/">Credit Repair</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-829"> <a title="Debt Consolidation" href="/debt-consolidation/">Debt Consolidation</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-750"> <a title="Debt Management " href="/debt-management/">Debt Management</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-754"> <a title="Debt Settlement " href="/debt-settlement/">Debt Settlement</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-753"> <a title="Student Loan Consolidation" href="/student-loan-consolidation/">Student Loan Consolidation</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-484"> <a title="Tax Debt Relief" href="/tax-debt-relief/">Tax Debt Relief</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-498"> <a title="Debt Consolidation Blog " href="/blog/">Debt Consolidation Blog</a> </li> </ul> </div> </div> </div> <div id="featured-area-home"> <div class="container clearfix"> <div id="featured-slider"> <div class="featitem clearfix"> <h1 class="feat-heading">Debt Relief</h1> <p class="tagline"></p> <p class="phone"></p> <div class="excerpt"> <div> <p style="font-size: 14px;margin-top: -35px;line-height: 22px;">At The Debt Relief Network, our goal is to provide realistic options and practical solutions to those who are struggling with debt. Our committed team of <a href="/debt-relief/" title="debt relief">debt relief</a> experts has helped thousands to not only get out of debt, but to maintain a <span class="blue-font">debt-free financial future</span>.<br> <br> Whether you're struggling with creditors, considering debt consolidation, or you simply need no-nonsense advice on managing a financial plan while getting out of debt, we're here to help you find the best option to get and stay out of debt.</p> </div><a href="/debt_relief/" title="Permanent Link to Debt Relief" class="readmore"><span>read more</span></a> </div> <div id="contactform"> <div id="text-2" class="widget widget_text"> <h3 class="widgettitle"></h3> <div class="textwidget"> <div id="home-form"> <script src="/gen_validatorv4.js" type="text/javascript"></script> <div id="FSContact1" style="width:375px;float:right;"> <form action="/hubspot-free-estimate.php" id="si_contact_form1" method="post" name="si_contact_form1"> <div> <input type="hidden" name="si_contact_CID" value="1"> </div> <div style="display:none;"> <label for="si_contact_ex_field1_1">Name: <span class="required">*</span></label> </div> <div style="text-align:left;"> <input style="margin: 0 0 10px; padding: 5px; text-align: left; ; border:none;" type="text" id="si_contact_ex_field1_1" name="si_contact_ex_field1" value="Name" onblur="if(this.value == '') { this.value='Name'}" onfocus="if (this.value == 'Name') {this.value=''}" size="40"> </div> <div style="display:none;"> <label for="si_contact_ex_field1_2">Phone: <span class="required">*</span></label> </div> <div style="text-align:left;"> <input style="margin: 0 0 10px; padding: 5px; text-align: left; ; border:none;" type="text" id="si_contact_ex_field1_2" name="si_contact_ex_field2" value="Phone" onblur="if(this.value == '') { this.value='Phone'}" onfocus="if (this.value == 'Phone') {this.value=''}"> </div> <div style="display:none;"> <label for="si_contact_ex_field1_3">Email:</label> </div> <div style="text-align:left;"> <input style="margin: 0 0 10px; padding: 5px; text-align: left; ; border:none;" type="text" id="si_contact_ex_field1_3" name="si_contact_ex_field3" value="Email" onblur="if(this.value == '') { this.value='Email'}" onfocus="if (this.value == 'Email') {this.value=''}" size="40"> </div> <div style="display:none;"> <label for="si_contact_ex_field1_4">State :</label> </div> <div style="text-align:left;"> <select style="width:200px;" id="si_contact_ex_field1_4" name="si_contact_ex_field4"> <option value="- State -"> - State - </option> <option value="Alabama"> Alabama </option> <option value="Alaska"> Alaska </option> <option value="Arizona"> Arizona </option> <option value="Arkansas"> Arkansas </option> <option value="California"> California </option> <option value="Colorado"> Colorado </option> <option value="Connecticut"> Connecticut </option> <option value="Delaware"> Delaware </option> <option value="District Of Columbia"> District Of Columbia </option> <option value="Florida"> Florida </option> <option value="Georgia"> Georgia </option> <option value="Hawaii"> Hawaii </option> <option value="Idaho"> Idaho </option> <option value="Illinois"> Illinois </option> <option value="Indiana"> Indiana </option> <option value="Iowa"> Iowa </option> <option value="Kansas"> Kansas </option> <option value="Kentucky"> Kentucky </option> <option value="Louisiana"> Louisiana </option> <option value="Maine"> Maine </option> <option value="Maryland"> Maryland </option> <option value="Massachusetts"> Massachusetts </option> <option value="Michigan"> Michigan </option> <option value="Minnesota"> Minnesota </option> <option value="Mississippi"> Mississippi </option> <option value="Missouri"> Missouri </option> <option value="Montana"> Montana </option> <option value="Nebraska"> Nebraska </option> <option value="Nevada"> Nevada </option> <option value="New Hampshire"> New Hampshire </option> <option value="New Jersey"> New Jersey </option> <option value="New Mexico"> New Mexico </option> <option value="New York"> New York </option> <option value="North Carolina"> North Carolina </option> <option value="North Dakota"> North Dakota </option> <option value="Ohio"> Ohio </option> <option value="Oklahoma"> Oklahoma </option> <option value="Oregon"> Oregon </option> <option value="Pennsylvania"> Pennsylvania </option> <option value="Rhode Island"> Rhode Island </option> <option value="South Carolina"> South Carolina </option> <option value="South Dakota"> South Dakota </option> <option value="Tennessee"> Tennessee </option> <option value="Texas"> Texas </option> <option value="Utah"> Utah </option> <option value="Vermont"> Vermont </option> <option value="Virginia"> Virginia </option> <option value="Washington"> Washington </option> <option value="West Virginia"> West Virginia </option> <option value="Wisconsin"> Wisconsin </option> <option value="Wyoming"> Wyoming </option> <option value=""> </option> </select> </div> <div style="display:none;"> <label for="si_contact_ex_field1_5">Debt Owed :</label> </div> <div style="text-align:left;"> <select style="width:200px;" id="si_contact_ex_field1_5" name="si_contact_ex_field5"> <option value="- Debt Owed -"> - Debt Owed - </option> <option value="$0 - $4,999"> $0 - $4,999 </option> <option value="$5000 - $7,499"> $5000 - $7,499 </option> <option value="$7500 - $9,999"> $7500 - $9,999 </option> <option value="$10,000 - $14,999"> $10,000 - $14,999 </option> <option value="$15,000 - $19,999"> $15,000 - $19,999 </option> <option value="$20,000 - $29,999"> $20,000 - $29,999 </option> <option value="$30,000 - $39,999"> $30,000 - $39,999 </option> <option value="$40,000 - $49,999"> $40,000 - $49,999 </option> <option value="$50,000 - $59,999"> $50,000 - $59,999 </option> <option value="$60,000 - $69,999"> $60,000 - $69,999 </option> <option value="$70,000 - $79,999"> $70,000 - $79,999 </option> <option value="$80,000 - $89,999"> $80,000 - $89,999 </option> <option value="$90,000 - $99,999"> $90,000 - $99,999 </option> <option value="$100,000+"> $100,000+ </option> </select> </div> <div style="text-align:left; padding-top:2px;"> <input type="hidden" name="si_contact_action" value="send"><input type="hidden" name="si_contact_form_id" value="1"><input type="submit" id="fsc-submit-1" style="cursor:pointer; margin:0;border:none;color:#F9B200;margin: 0px;" value="."> </div> </form> <script type="text/javascript"> var frmvalidator = new Validator("si_contact_form1"); frmvalidator.addValidation("si_contact_ex_field1","req","Please enter your Name"); frmvalidator.setAddnlValidationFunction(DoPhoneValidation); frmvalidator.addValidation("si_contact_ex_field3","maxlen=50"); frmvalidator.addValidation("si_contact_ex_field3","req", "Please enter your email address."); frmvalidator.addValidation("si_contact_ex_field3","email", "Please enter valid email address."); function DoPhoneValidation() { var frm = document.forms["si_contact_form1"]; var phone = frm.si_contact_ex_field2.value; var reg = /\d{3}-\d{3}-\d{4}/; var validated = reg.exec(phone); if( phone == '') { sfm_show_error_msg('Please enter your phone number.'); return false; } else if(!validated) { sfm_show_error_msg('Please enter this phone format ###-###-####'); return false; } else { return true; } } </script> </div> </div> </div> </div> </div> </div> </div><a id="prevlink" href="#">Previous</a> <a id="nextlink" href="#">Next</a> </div> </div> <div id="featured-thumbs"> <div class="container clearfix"> <div class="thumb_popup"> <p class="heading">Debt Relief</p> <div> <p style="font-size: 14px;margin-top: -35px;line-height: 22px;">At The Debt Relief Network, our goal is to provide realistic options and practical solutions to those who are struggling with debt. Our committed team of <a href="/debt-relief/" title="debt relief">debt relief</a> experts has helped thousands to not only get out of debt, but to maintain a <span class="blue-font">debt-free financial future</span>.<br> <br> Whether you're struggling with creditors, considering debt consolidation, or you simply need no-nonsense advice on managing a financial plan while getting out of debt, we're here to help you find the best option to get and stay out of debt.</p> </div> </div> <div id="active_item"></div> </div> </div> <div id="home-content" class="clearfix"> <div class="container"> <div id="calltoaction"> <div class="textwidget"> <br> <a href="#contact_form_pop" class="fancybox"><img src="/wp-content/uploads/2014/03/britesolutionsinc-banner.png" style="border-width: 0px;width:auto;height:auto;" alt="wide-banner-call-to-action2"></a> <div style="display:none" class="fancybox-hidden"> <div id="contact_form_pop"> <div class="wpcf7" id="wpcf7-f721-w1-o1"> <form action="/#wpcf7-f721-w1-o1" method="post" class="wpcf7-form" novalidate="novalidate"> <div style="display: none;"> <input type="hidden" name="_wpcf7" value="721"> <input type="hidden" name="_wpcf7_version" value="3.5.3"> <input type="hidden" name="_wpcf7_locale" value="en_US"> <input type="hidden" name="_wpcf7_unit_tag" value="wpcf7-f721-w1-o1"> <input type="hidden" name="_wpnonce" value="00093bbfd8"> </div> <h3>Download Educational Book Become Debt Free</h3> <table> <tr> <td width="130">Your Name <span class="red">*</span></td> <td><span class="wpcf7-form-control-wrap your-name"><input type="text" name="your-name" value="" size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true"></span></td> </tr> <tr> <td>Your Email <span class="red">*</span></td> <td><span class="wpcf7-form-control-wrap your-email"><input type="email" name="your-email" value="" size="40" class="wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email" aria-required="true"></span></td> </tr> <tr> <td>Your Phone <span class="red">*</span></td> <td><span class="wpcf7-form-control-wrap phone"><input type="text" name="phone" value="" size="40" class="wpcf7-form-control wpcf7-text wpcf7-validates-as-required" aria-required="true"></span></td> </tr> <tr> <td>Your State <span class="red">*</span></td> <td><span class="wpcf7-form-control-wrap your-state"><select name="your-state" class="wpcf7-form-control wpcf7-select wpcf7-validates-as-required drop_list" aria-required="true"> <option value=""> --- </option> <option value="Alaska"> Alaska </option> <option value="Alabama"> Alabama </option> <option value="Armed Forces Pacific"> Armed Forces Pacific </option> <option value="American Samoa"> American Samoa </option> <option value="Arizona"> Arizona </option> <option value="California"> California </option> <option value="Colorado"> Colorado </option> <option value="Connecticut"> Connecticut </option> <option value="District of Columbia"> District of Columbia </option> <option value="Delaware"> Delaware </option> <option value="Florida"> Florida </option> <option value="Georgia"> Georgia </option> <option value="Hawaii"> Hawaii </option> <option value="Idaho"> Idaho </option> <option value="Illinois"> Illinois </option> <option value="Kansas"> Kansas </option> <option value="Louisiana"> Louisiana </option> <option value="Maryland"> Maryland </option> <option value="Maine"> Maine </option> <option value="Michigan"> Michigan </option> <option value="Missouri"> Missouri </option> <option value="Montana"> Montana </option> <option value="North Carolina"> North Carolina </option> <option value="North Dakota"> North Dakota </option> <option value="Nebraska"> Nebraska </option> <option value="New Hampshire"> New Hampshire </option> <option value="New Jersey"> New Jersey </option> <option value="New Mexico"> New Mexico </option> <option value="Nevada"> Nevada </option> <option value="New York"> New York </option> <option value="Ohio"> Ohio </option> <option value="Oklahoma"> Oklahoma </option> <option value="Oregon"> Oregon </option> <option value="Pennsylvania"> Pennsylvania </option> <option value="South Carolina"> South Carolina </option> <option value="South Dakota"> South Dakota </option> <option value="Tennessee"> Tennessee </option> <option value="Texas"> Texas </option> <option value="Utah"> Utah </option> <option value="Virginia"> Virginia </option> <option value="Vermont"> Vermont </option> <option value="Washington"> Washington </option> <option value="Wisconsin"> Wisconsin </option> <option value="Wyoming"> Wyoming </option> </select></span></td> </tr> <tr> <td>Your Debt <span class="red">*</span></td> <td><span class="wpcf7-form-control-wrap your-debt"><select name="your-debt" class="wpcf7-form-control wpcf7-select wpcf7-validates-as-required drop_list" aria-required="true"> <option value=""> --- </option> <option value="$0 - $4,999"> $0 - $4,999 </option> <option value="$5,000 - $7,499"> $5,000 - $7,499 </option> <option value="$7,500 - $9,999"> $7,500 - $9,999 </option> <option value="$10,000 - $14,999"> $10,000 - $14,999 </option> <option value="$15,000 - $19,999"> $15,000 - $19,999 </option> <option value="$20,000 - $29,999"> $20,000 - $29,999 </option> <option value="$30,000 - $39,999"> $30,000 - $39,999 </option> <option value="$40,000 - $49,999"> $40,000 - $49,999 </option> <option value="$50,000 - $59,999"> $50,000 - $59,999 </option> <option value="$60,000 - $69,999"> $60,000 - $69,999 </option> <option value="$70,000 - $79,999"> $70,000 - $79,999 </option> <option value="$80,000 - $89,999"> $80,000 - $89,999 </option> <option value="$90,000 - $99,999"> $90,000 - $99,999 </option> <option value="$100,000+"> $100,000+ </option> </select></span></td> </tr> </table> <p><input type="submit" value="Submit" class="wpcf7-form-control wpcf7-submit"></p> <div class="wpcf7-response-output wpcf7-display-none"></div> </form> </div> </div> </div> </div> </div> <div id="services" class="clearfix"> <div class="one-third"> <img src="/wp-content/uploads/2014/03/sicon1.png" alt="" class="icon"> <h4><a href="/debt-relief/">Debt Relief</a></h4> <p>When you call The Debt Relief Network, we will advise you on the all of the possible options to obtain relief. Each person’s situation needs a unique solution to fit his or her individual needs, and we can help you find yours.Do you have credit</p><a href="/debt-relief/" class="readmore"><span>Read more</span></a> </div> <div class="one-third"> <img src="/wp-content/uploads/2014/03/sicon-credit.png" alt="" class="icon"> <h4><a href="/student-loan-consolidation/">Student Loan Consolidation</a></h4> <p>American college graduates that attended school for four years had an average student loan debt of $29,400 in 2012, $2,800 higher thanin 2011. For a new graduate, a large student loan debt amount can be frightening, since the job market</p><a href="/student-loan-consolidation/" class="readmore"><span>Read more</span></a> </div> <div class="one-third"> <img src="/wp-content/uploads/2014/03/sicon3.png" alt="" class="icon"> <h4><a href="/tax-debt-relief/">Tax Debt Relief</a></h4> <p>Have you had run-ins with the IRS? Are you late filing your returns? Do you owe more than you can pay? Protect yourself immediately! Have you had run-ins with the IRS? Are you late filing your returns? Do you owe more than you can pay?</p><a href="/tax-debt-relief/" class="readmore"><span>Read more</span></a> </div> <div class="one-third"> <img src="/wp-content/uploads/2014/03/sicon4.png" alt="" class="icon"> <h4><a href="/bankruptcy-help/">Bankruptcy Help</a></h4> <p>Out of Time and Options? Bankruptcy may be the only way to protect yourself and your assets from creditors. Look into bankruptcy before wage garnishments and foreclosure occur. Prevent potential issues from occurring by seeking help.</p><a href="/bankruptcy-help/" class="readmore"><span>Read more</span></a> </div> </div> <div id="text-11" class="widget widget_text"> <h3 class="widgettitle"></h3> <div class="textwidget"> <p>Debts weighing you down? Struggling to keep up? Wish the creditors would all just go away? Don’t ignore the problems any longer—do something. Call today and get debt help.</p> <p><span class="img-cont img-lft"><img class="size-full wp-image-810 alignleft" alt="debt relief service" title="Overwhelmed Debts service" src="/wp-content/uploads/2012/04/debt-relief-1.jpg" width="214" height="214"></span><b>What Options Do You Have When You Are Overwhelmed by Debts?</b></p> <p>Debt help can take a number of different forms, from the most drastic—bankruptcy—to simple negotiation to reduce your monthly payments.</p> <ul> <li>Bankruptcy: a legal action that releases you from your debts</li> <li>Debt consolidation loans: obtaining a single large loan to pay off all your smaller debts</li> <li>Debt consolidation services: arranging for a debt relief company to take a single payment from you each month and divide up the payment among your various creditors</li> <li>Debt settlement: negotiating a reduction in the amount you owe</li> <li>Debt negotiation: negotiating reduced monthly payments, reduced interest rates, etc.</li> </ul> <p><b>What Kind of Debt Relief ProgramsDoes a Debt Relief ServicesCompany Offer?</b><span class="img-cont img-rgt"><img class="size-medium wp-image-813 alignright" alt="Debt Relief Programs service" title="Debt Relief Programs service" src="/wp-content/uploads/2012/04/debt-relief-image-2.jpg" width="253" height="300"></span></p> <p>A reputable debt relief services company will, first of all, provide good counsel by advising you about all of your options and helping you select the best one for your particular situation. A trustworthy debt relief agency will carefully gather your information, analyze your situation, and provide concrete plans to help you. You should be fully informed when you make decisions about how to reduce your payments and your stress. Be wary of any debt relief company that makes you feel pressured or leaves you feeling confused.</p> <p>In addition to helping you understand your situation and your options, a company like Debt Relief Network provides debt helpprograms such as debt consolidation, settlement, or negotiation. We are not a loan company; instead of trying to lend you more money we help you try to reduce and manage the debts you already have. If you need this kind of help, you need a company with a track record of providing ethical, professional advice and excellent customer service.</p> <p>Debt Relief Network has been helping debtors since 2001, and has an A+ rating with the Better Business Bureau. We are available in whatever form is most convenient for YOU—phone, e-mail, or live chat.</p> <p><b><span class="img-cont img-lft"><img class="size-full wp-image-814 alignleft" alt="Debt Relief help service" title="Debt Relief help service" src="/wp-content/uploads/2012/04/Debt-Relief-help.jpg" width="192" height="180"></span>Why Choose Debt Relief Network?</b></p> <ul> <li>A+ rated BBB accreditation</li> <li>Over a decade of experience helping debtors just like you</li> <li>Experienced and knowledgeable, able to advise you about the full range of debt relief options</li> <li>Not a loan company, a debt relief services company</li> <li>Available via phone, e-mail, or live chat during business hours</li> </ul> <p>Don’t spend another day buried by the weight of your debts. Contact www.DebtReliefNetwork.com today and get debt help.</p> </div> </div> <div id="content-area" class="clearfix"> <div class="entry page"> <h3 id="slogan"><span>Home</span></h3> </div> </div> </div> </div> <div id="footer"> <div class="container clearfix"> <div id="execphp-4" class="widget widget_execphp"> <h3 class="widgettitle"></h3> <div class="execphpwidget"> <div id="latest-posts"> <h4><a style="color:#fff;" href="/blog/">Read the Latest Posts from Debt Relief Network</a></h4> <div class="link-post"> <div onclick="location.href='/5-little-known-factors-that-could-affect-you-qualifying-for-debt-consolidation/'" class="link-post-inside"> <h5 class="tumblr-link"><a href="/5-little-known-factors-that-could-affect-you-qualifying-for-debt-consolidation/">5 Little-Known Factors That Could Affect You Qualifying For Debt Consolidation</a></h5> <div class="content-tumblr"> <p>Hlooo One of the myths about debt consolidation services is that everyone with debt qualifies. That is actually not true. Debt consolidation services may sound easy and simple in the adverts but the truth is far murkier than that..<a class="read-more" href="/5-little-known-factors-that-could-affect-you-qualifying-for-debt-consolidation/">Continue Reading</a></p> </div> </div> </div> <div class="link-post"> <div onclick="location.href='/the-5-benefits-of-tax-relief-services/'" class="link-post-inside"> <h5 class="tumblr-link"><a href="/the-5-benefits-of-tax-relief-services/">The 5 Benefits of Tax Relief Services</a></h5> <div class="content-tumblr"> <p>Hlooo If you don’t pay the IRS, they will come and find you. This has led to the popularity of a number of tax relief services in recent years. But really what are these different tax relief services? What.<a class="read-more" href="/the-5-benefits-of-tax-relief-services/">Continue Reading</a></p> </div> </div> </div> </div> </div> </div> <div id="execphp-3" class="widget widget_execphp"> <h3 class="widgettitle">Archives</h3> <div class="execphpwidget"> <ul> <li> <a href='/2013/03/'>March 2013</a> </li> <li> <a href='/2013/02/'>February 2013</a> </li> <li> <a href='/2012/10/'>October 2012</a> </li> <li> <a href='/2012/09/'>September 2012</a> </li> </ul> </div> </div> <div id="nav_menu-2" class="widget widget_nav_menu"> <h3 class="widgettitle"></h3> <div class="menu-footer_menu-container"> <ul id="menu-footer_menu" class="menu"> <li id="menu-item-904" class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item current_page_item menu-item-home menu-item-904"> <a href="/">Debt Relief</a> </li> <li id="menu-item-878" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-878"> <a title="About Us" href="/about-us/">About Us</a> </li> <li id="menu-item-768" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-768"> <a title="Terms & Conditions" href="/terms/">Terms & Conditions</a> </li> <li id="menu-item-767" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-767"> <a title="Privacy Policy" href="/privacy/">Privacy Policy</a> </li> <li id="menu-item-488" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-488"> <a title="Business Opportunity" href="/business-opportunity/">Business Opportunity</a> </li> <li id="menu-item-504" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-504"> <a title="Affiliate" href="/debt-relief-affiliate-program/">Affiliate</a> </li> <li id="menu-item-769" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-769"> <a title="Contact Us" href="/contact-us/">Contact Us</a> </li> </ul> </div> </div> </div> </div> <div id="copyright"> <div class="container clearfix"> <div id="footer2"> <div class="menu-footer_menu-container"> <ul id="menu-footer_menu-1" class="menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom current-menu-item current_page_item menu-item-home menu-item-904"> <a href="/">Debt Relief</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-878"> <a title="About Us" href="/about-us/">About Us</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-768"> <a title="Terms & Conditions" href="/terms/">Terms & Conditions</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-767"> <a title="Privacy Policy" href="/privacy/">Privacy Policy</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-488"> <a title="Business Opportunity" href="/business-opportunity/">Business Opportunity</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-504"> <a title="Affiliate" href="/debt-relief-affiliate-program/">Affiliate</a> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-769"> <a title="Contact Us" href="/contact-us/">Contact Us</a> </li> </ul> </div> <div id="footer-socials"><img src="/wp-content/uploads/2014/03/thmb-twit.png" alt="Twiter" class=""> <img src="/wp-content/uploads/2014/03/thmb-face.png" alt="Face Book" class=""> <a href="#" title="LinkedIn"><img src="/wp-content/uploads/2014/03/thmb-in.png" alt="In" class=""></a> <img src="/wp-content/uploads/2014/03/thmb-google.png" alt="google+" class="thmb-google"></div> <div class="bottomcopyright"> <p>Copyright 2014 www.DebtReliefNetwork.com</p> </div> </div> </div> </div> <div id="copyright" class="footer-hme"> <div class="container clearfix"> <div id="text-9" class="widget widget_text"> <h3 class="widgettitle"></h3> <div class="textwidget"> <h1>Debt Relief</h1> <p>If you’re having a hard time paying your bills, you know all too well the agony of debt burden. Staying up at night thinking through what you owe, working non-stop to pay the bills, being endlessly stressed and worried – all of these are unpleasant interruptions to your life, and can be solved with debt relief help. If you’re exhausted from receiving notices and phone calls from creditors, and living in constant dread and fear for your financial future because your accounts have been turned over to debt collectors, you need debt relief as soon as possible. Too many people are living in fear of losing their home or car, and of not being able to provide for their families in the way they would like. Simple things like buying groceries or paying for your children’s field trips shouldn’t be stressful. Worrying about these issues, as well as others, is not a good feeling, and one that causes stress and even health problems. Financial stress can cause people to lose sleep, to be unable to focus at work, to gain or lose significant amounts of weight, to develop migraines and other issues, or even to develop high blood pressure. Financial stress is dangerous and unpleasant, and can often consume your thoughts. But this doesn’t have to be the case. Don’t let debt burden get the better of you. Your situation doesn’t have to be as dire as it is, and it can be solved with some help from debt relief experts.</p> <p>At Debt Relief Network, we understand that things happen in life. Maybe you’re in debt because of an illness or job loss, or maybe you made some financial mistakes in the past and overspent. Whatever the reason for your debt, you don’t have to live in a constant struggle. People hit rough patches in life, whether they come in the form of hospital fees or taking care of a loved one, an accident or a downsizing at your office. Most of the time, debt comes when you least expect it, and often it’s not your fault. Financial crises are not uncommon, and many people will go through a period of debt in their life. Even if you overspent and maxed out your credit cards, some of the blame lies with the credit card companies. You might be kicking yourself for being irresponsible with your finances in the past, but all you need to focus on is the present and the future. By making a conscious decision to get your finances in order and pay off your debt, you’re already headed in the right direction. What is important to know is that Debt Relief Network is on your side, and we’re here to help you get out of debt as quickly and painlessly as possible.</p> <p>First of all, you should realize that your debt burden is not entirely your fault. Some of the blame is on your credit card company. Credit card companies often take advantage of consumers, extending lines of credit far larger than they should, and burying the consumer in contracts full of legal jargon. Most consumers don’t read their full credit card contracts because they’re long and dense and full of legal language. These contracts are difficult if not impossible to understand completely, so most consumers just assume they’ll be fine, and are then shocked when they’re hit with massive interest payments or late fees on their credit cards. Credit card companies do this on purpose. Just because legally they are in the right, morally, they are still wrong. When you try to argue, the credit card companies have legal and financial experts on their side, while you don’t. This can often leave you feeling helpless. Similarly, when you’re applying for a credit card, you trust these financial experts, so you assume they’re right in deeming you credit worthy and extending you a long line of credit. In reality, they might know in advance that you’ll never be able to pay off your debt if you reach your credit limit, and they know that they can then make money off of your interest fees and late fees. This is a cruel trick, but is also the reality, and now that you’re informed you don’t’ have to let it happen again. Don’t let credit card companies trick you into this in the future. If it’s too late and you’re already burdened with credit card debt, call your creditors immediately. Talk with them about how you’re having difficulties making payments, and ask them if they can create a modified payment plan that will reduce your monthly payments. It’s better to make more, smaller monthly payments than to have your debt turned over to a collection agency. Take proactive steps to work with your credit card companies now. Don’t wait until it’s too late.</p> <p>It’s also important to remember that you have legal rights when it comes to debt and collection agencies. While collectors will try to contact you whenever you can, often when it’s most inconvenient, by federal law there are only certain times of the day that collectors are actually allowed to contact you. They’re not allowed to call you while you’re at work if your employer doesn’t approve calls, or before 8am or after 9pm at your home. Collectors are also banned from harassing you, lying to you, or using sly or unfair tactics to attempt to collect a payment. If you write to a collection agency and ask them to stop contacting you, they are forced to honor that request. Most collectors take advantage of the fact that consumers don’t know their rights. However, if you alert your collection agency to the fact that you know your federal rights when it comes to debt collection, they will have to cut back on how often and when they contact you, as well as how they interact with you when you do answer the phone.</p> <p>This all sounds more simple than it is, and most people, when on the phone with collection agencies or credit card companies, feel pressured or harassed into making payment deals they’re not comfortable with. In these situations, it’s helpful to have a debt relief agency on your side to talk with the collectors and credit card companies on your behalf. Debt Relief Network has a proven track record of negotiating terms with credit card companies that result in significant changes in your payment plans. When collection agencies and credit card companies try to bully you into unfair payment plans, we know how to bully back. We have extensive experience in negotiating lower payments for our clients, so that they can live a less stressful life while still paying off their debt. Usually, we can talk the credit card companies and collection agencies into consolidating your payments into one lower monthly payment. This frees up more money for you to spend on things like your family, groceries, paying other bills, car payments, housing costs, and general spending. Get in touch with Debt Relief Network today to lower your payments and live a more peaceful, debt free life.</p> </div> </div> </div> </div> <script type="text/javascript" src="/wp-content/themes/TheCorporation/js/jquery.cycle.all.min.js"></script> <script type="text/javascript" src="/wp-content/themes/TheCorporation/js/jquery.easing.1.3.js"></script> <script type="text/javascript" src="/wp-content/themes/TheCorporation/js/superfish.js"></script> <script type="text/javascript"> //<![CDATA[ jQuery.noConflict(); jQuery('.thumb_popup').css('bottom','106px') jQuery('ul.superfish').superfish({ delay: 300, // one second delay on mouseout animation: {'marginLeft':'0px',opacity:'show',height:'show'}, // fade-in and slide-down animation speed: 'fast', // faster animation speed autoArrows: true, // disable generation of arrow mark-up onBeforeShow: function(){ this.css('marginLeft','20px'); }, dropShadows: false // disable drop shadows }); jQuery('ul.nav > li > a.sf-with-ul').parent('li').addClass('sf-ul'); /* search form */ var $searchform = jQuery('#header div#search-form'); var $searchinput = $searchform.find("input#searchinput"); var $searchvalue = $searchinput.val(); $searchform.css("right","25px"); jQuery("#header a#search-icon").click(function(){ if ($searchform.filter(':hidden').length == 1) $searchform.animate({"right": "-1", "opacity": "toggle"}, "slow") else $searchform.animate({"right": "25", "opacity": "toggle"}, "slow"); return false; }); $searchinput.focus(function(){ if (jQuery(this).val() == $searchvalue) jQuery(this).val(""); }).blur(function(){ if (jQuery(this).val() == "") jQuery(this).val($searchvalue); }); /* footer widgets improvements */ var $footer_widget = jQuery("#footer .widget"); if (!($footer_widget.length == 0)) { $footer_widget.each(function (index, domEle) { // domEle == this if ((index+1)%3 == 0) jQuery(domEle).addClass("last").after("<div class='clear'><\/div>"); }); }; jQuery(window).load( function(){ /* featured slider */ var $featured_area = jQuery('#featured-slider'), $feature_thumb = jQuery('#featured-thumbs img'), $active_arrow = jQuery('div#active_item'); ordernum = 1, $slider_control = jQuery('#featured-thumbs'), //div#featured-thumbs $slider_control_tab = $feature_thumb.parent('a'); if ( $featured_area.length ) { et_featured_options = { timeout: 0, speed: 300, cleartypeNoBg: true, prev: '#featured-area a#prevlink', next: '#featured-area a#nextlink', before: function (currSlideElement, nextSlideElement, options, forwardFlag) { var $et_active_slide = jQuery(nextSlideElement), et_active_order = $et_active_slide.prevAll().length, $this_element = $slider_control.find('a').eq(et_active_order); $active_arrow.animate({"left": $this_element.find("img").position().left+55}, "slow"); }, fx: 'fade' } $featured_area.css( 'backgroundImage', 'none' ).cycle(et_featured_options); if ( $featured_area.find('.featitem').length == 1 ){ $featured_area.find('.featitem').css({'position':'absolute','top':'0','left':'0'}).show(); jQuery('#featured-area a#prevlink, #featured-area a#nextlink').hide(); } $slider_control.find('.container').css( 'visibility', 'visible' ); } $feature_thumb.hover(function(){ $next_div = jQuery(this).parent('a').next('div'); $next_div.css('bottom','106px') $next_div.css({'left':jQuery(this).position().left-10}); jQuery(this).addClass('hover').fadeTo('fast',0.5); $next_div.css('display','block').stop(true,true).animate({"bottom": "96px", "opacity": "1"}, "fast"); },function(){ jQuery(this).removeClass('hover').fadeTo('fast',1); $next_div.stop(true,true).animate({"bottom": "106px", "opacity": "0"}, "fast",function(){ jQuery(this).css('display','none'); }); }); $slider_control_tab.click(function() { var et_ordernumber = jQuery(this).prevAll('a').length; $featured_area.cycle(et_ordernumber); return false; }); } ); //]]> </script> <div id="su-footer-links" style="text-align: center;"></div> <script type='text/javascript' src='/wp-content/plugins/contact-form-7/includes/js/jquery.form.min.js?ver=3.44.0-2013.09.15'></script> <script type='text/javascript'> /* <![CDATA[ */ var _wpcf7 = {"loaderUrl":"http:\/\/www.debtreliefnetwork.com\/wp-content\/plugins\/contact-form-7\/images\/ajax-loader.gif","sending":"Sending ...","cached":"1"}; /* ]]> */ </script> <script type='text/javascript' src='/wp-content/plugins/contact-form-7/includes/js/scripts.js?ver=3.5.3'></script> <script type='text/javascript' src='/wp-content/themes/TheCorporation/epanel/page_templates/js/fancybox/jquery.easing-1.3.pack.js?ver=1.3.4'></script> <script type='text/javascript' src='/wp-content/themes/TheCorporation/epanel/page_templates/js/fancybox/jquery.fancybox-1.3.4.pack.js?ver=1.3.4'></script> <script type='text/javascript' src='/wp-content/themes/TheCorporation/epanel/page_templates/js/et-ptemplates-frontend.js?ver=1.1'></script> <div id="social-share"></div></body></html> 
