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  1. <?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-7793733100110929955</id><updated>2024-02-20T16:30:40.972-08:00</updated><title type='text'>HealthyBodSquad</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='https://healthybodsquadnet.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default'/><link rel='alternate' type='text/html' href='https://healthybodsquadnet.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>3</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-7793733100110929955.post-497243431306006182</id><published>2021-12-29T03:27:00.003-08:00</published><updated>2021-12-29T03:27:39.072-08:00</updated><title type='text'>This Is How the Specialists Do It</title><content type='html'>&lt;p&gt;&amp;nbsp;The collection process is a slight deviation from the regular practice adopted by organizations yet a compulsory business process undertaken by almost each organization off late. Any client or customer who owes an organization any outstanding payment &lt;a href=&quot;https://digitalsoftmedia.com/&quot;&gt;makes an organization&lt;/a&gt; legally entitled to reach out to them for payment. There are certain debts, which become disputed and the best way to deal with them is to decide onto a realistic payment mode, like choosing installments as the payment mode. Despite that, there are some situations where things may go off-track and the debtor still refuses to pay, here is where organizations think of taking some &lt;a href=&quot;https://techntravels.com/&quot;&gt;radical actions&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Quite frequently organizations contract out service providers to act as their facilitators and carry out this process for them. These service providers are contracted out the process, and a Service Level Agreement (SLA) is exchanged to ensure adherence. This agreement fundamentally defines the limit which is to be followed by them while performing the collection process on the organization&#39;s behalf.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Assured benefits out of a collection process can be achieved, if organizations as a first step understand the background of the customer or the party that is in default. Such understanding can be developed through the customer database that organizations maintain as a record about the clients. With such an understanding, organizations can then act in a professional manner with them to get simple and quick collection results and formulate strategies as to which type of collection method to undertake that guarantees positive results.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;First-Time Default&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;These are those clients who have a respectable &lt;a href=&quot;https://bizinspires.com/&quot;&gt;foundation in regard&lt;/a&gt; to their history of making payments. At this point, of managing such clients, the collection process is carried out at a modest pace followed by gentle yet specific reminders. They are counted in the good books of the organization. So the last thing any organization would want is to lose any such clients and thus a collection method is applied, which can retain them with simple to-do strategies for collection.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Lethargic Customers&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The clients so categorized, generally have a late-payment history when it comes to paying their scheduled installments. However, they are not the kind defaulters of whom an organization should be wary of. This classification reflects their nature type, I.e. being lazy is their tendency, so organization opts for gathering methods. These include regular updates to encourage them to make payment of pending installment at the earliest opportunity and to close the collection process fast.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Bad debt&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;This category comprises of bad defaulters. These are those clients who have a history of defaults, and a heap of installments is left with them. Organizations frequently follow up with delicate updates; however, depending upon the SLA, they can try for action-oriented strategy by either their own particular collection team or third party collector.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://healthybodsquadnet.blogspot.com/feeds/497243431306006182/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/this-is-how-specialists-do-it.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/497243431306006182'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/497243431306006182'/><link rel='alternate' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/this-is-how-specialists-do-it.html' title='This Is How the Specialists Do It'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7793733100110929955.post-8377404420277341039</id><published>2021-12-29T03:25:00.001-08:00</published><updated>2021-12-29T03:25:32.656-08:00</updated><title type='text'>3 Creative Ways You Can Improvise Financially While Dealing With Debt</title><content type='html'>&lt;p&gt;&amp;nbsp;I remember when I was young, playing with my &lt;a href=&quot;https://techniexpert.com/&quot;&gt;fathers&#39; belt.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I was just a little kid at the time and I used to try and see if I could tighten it enough to make it stay on without falling off.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;My dad would look over at me and &lt;a href=&quot;https://alltechnews.co.uk/&quot;&gt;just chuckle.&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;While that may paint a cute picture of a &lt;a href=&quot;https://edgemag.co.uk/&quot;&gt;daddy and daughter&lt;/a&gt; moment (which it was)...&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The economic dilemma facing the average middle class American family is anything but &#39;cute&#39;.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Today the average middle class family is forced to tighten its belt beyond what it has the capacity to do.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;To put it plainly...&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;There just aren&#39;t enough holes to make it work unless you do like my mom used to do for my brothers belt and poke a &#39;new&#39; hole with a pair of scissors.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;That&#39;s pretty much what your average American family is being forced to do on a daily basis... improvise.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Are you struggling to come up with creative ways to tighten your belt financially?&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;If so, here are a three ideas that might be able to get your creative juices flowing.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;1. Try selling your old but somewhat useful stuff on eBay. You may not become a millionaire from it, but there&#39;s always someone out there who will see value in what you&#39;re selling.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;2. Consider turning your home into a daycare facility. Lots of single moms and struggling families have found this to be a very helpful solution for bringing in extra supplemental income.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;3. Are there individuals in your neighborhood who could use a little extra help around the house? Maybe you can charge a small fee to help them clean up and get better organized.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;To successfully improvise financially you have to be willing to think outside the box and then take action.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Believe it or not some of the simplest ideas can be real money makers.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Have you ever read the book Acres of Diamonds?&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The gist of it is this...&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;While many people struggle to find ways to supplement their income with traditional thinking, like getting a second job...&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;They are more than likely overlooking loads of opportunities that are plainly hiding right under their noses or in this case... in their own backyard.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Let&#39;s face it, times are hard.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The average middle class family has to worry about, college expenses, a mortgage, health care and the ever nagging reality of long-term and final expenses.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;With the employment landscape looking the way it does right now, finding the money to care for all of these responsibilities is not as easy as it once was.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;You just have to be willing to consider other possibilities from angles you may have not thought of previously.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Dealing with debt can be very stressful and overwhelming at times, but with a positive, open-minded view you can decrease or eliminate it altogether.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://healthybodsquadnet.blogspot.com/feeds/8377404420277341039/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/3-creative-ways-you-can-improvise.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/8377404420277341039'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/8377404420277341039'/><link rel='alternate' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/3-creative-ways-you-can-improvise.html' title='3 Creative Ways You Can Improvise Financially While Dealing With Debt'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-7793733100110929955.post-2444797762041619112</id><published>2021-12-29T03:23:00.000-08:00</published><updated>2021-12-29T03:23:08.572-08:00</updated><title type='text'>Steps to Help You Get Out of Debt</title><content type='html'>&lt;p&gt;&amp;nbsp;You have taken the first step towards regaining your &lt;a href=&quot;https://observingblog.com/&quot;&gt;financial freedom&lt;/a&gt; by deciding that you are going to proactively work towards getting out of debt. Now it is time to get down to the nitty-gritty of identifying short term goals, formulating a plan to meet those goals and working systematically towards implementing the debt management plan. Although a lot of work is involved, each step in itself is very simple. However, it is not easy to remain calm when faced with a financial crisis. Bad debt and mounting arrears translate to falling credit scores and low credit ratings. At such times many prefer to avail professional advice and help to get out of this situation.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Understanding Loan Consolidation and Debt &lt;a href=&quot;https://totechtimes.com/&quot;&gt;Management&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;There are numerous private and government agencies that provide professional help for debt management and consolidation. Although often used simultaneously, both terms are distinct and cannot be used interchangeably. While the aim of both is &lt;a href=&quot;https://globaltechideas.com/&quot;&gt;getting out of debt,&lt;/a&gt; the process is very different. Debt management refers to the complete process of counseling, identifying goals both long and short term, formulating a plan, its implementation, monitoring the progress and finally attaining goals through a systematic and disciplined approach. Consolidation on the other hand refers to availing of a new loan for a longer time period and often at a lower rate of interest.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Achieving Targets and Attaining Financial Stability&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;We always work better when we have tangible targets and rewards to motivate us. Write down all expenses. Next identify all possible ways to reduce or do away with all non-essential expenses. Quantify goals and keep them small and achievable. Now that goals have been identified and targets set, we are off on a running start. In debt management, each small goal is a step towards financial stability. Achieving each goal is cause for celebration, but nothing big because it will set you back in your efforts. Rather a small token to remind you of your achievement and motivate you further would suffice. When availing professional help, most agencies would also identify low rate personal loans to help consolidate the different personal loans.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Remaining Debt Free in the Future as Well&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;With constant monitoring and motivation, it is easy to get out of debt. However, it is even easier to fall back into the same debt trap. Inculcating disciple in financial matters is the final solution to remaining financial freedom and stability. Earning money is not a very difficult task and spending it is even easier. However, identifying essential and unwanted expenses is very important. This does not mean that a tight rein on expenses is needed even after clearing all loans. While essential expenses like rent, food, etc. cannot be avoided; non-essential ones can be filtered. Similarly, in the unlikely event that a loan is required, always make sure that you only avail low rate personal loans. These steps will not only help you free yourself from debt but will also ensure that you do not fall into a debt trap once again.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://healthybodsquadnet.blogspot.com/feeds/2444797762041619112/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/steps-to-help-you-get-out-of-debt.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/2444797762041619112'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/7793733100110929955/posts/default/2444797762041619112'/><link rel='alternate' type='text/html' href='https://healthybodsquadnet.blogspot.com/2021/12/steps-to-help-you-get-out-of-debt.html' title='Steps to Help You Get Out of Debt'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>

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