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  1. <?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-1512251539593137666</id><updated>2024-02-19T21:39:57.294-08:00</updated><title type='text'>hgbvffg</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>8</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-712885087219783252</id><published>2022-06-09T07:08:00.001-07:00</published><updated>2022-06-09T07:08:41.520-07:00</updated><title type='text'>When It Comes To Content, Creating Beats Curating</title><content type='html'>&lt;p&gt;&amp;nbsp; In social media, content is king. The content you share online ultimately determines your social media success. If you aren&#39;t sharing relevant, engaging content with your fans and followers you aren&#39;t supplying value or giving your audience a reason to connect with you online. Good content is the backbone of any social media strategy, and it is impossible to excel in the social sphere without it. So where does good content come from? There are two options: you create it, or you curate it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Content is the currency of the social web, and creating good, original content is always the best way to go. However, creating valuable and compelling content may present a challenge for many businesses. Therefore, more and more brands are trying to establish themselves through content curation - rather than creation.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Marketing expert Rohit Bhargava defines a content curator as:&quot;someone who continually finds, groups, organizes and shares the best and most relevant content on a specific issue online.&quot;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;According to a recent eMarketer report, 85% of marketers curate content in order to establish thought leadership. However, while content curation is a good way of supplying your online audiences with relevant content&amp;nbsp;&lt;a href=&quot;https://yoo.rs/&quot;&gt;https://yoo.rs/&lt;/a&gt;, sharing someone else&#39;s content does not make you a thought leader.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Time is money, and since creating good content takes a lot more time than curating it, many businesses and marketers are sharing curated content and confusing the resulted attention with thought leadership. There are billions of content pieces shared on the Internet daily, and sifting through the noise to find the &quot;needle in the haystack&quot; can be difficult and superfluous. Therefore, content curators are valued for what they discover and share - that&#39;s it. They are not valued for their own perspectives on a subject matter, and thus cannot be considered thought leaders.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;According to &quot;Thought Leadership Marketing is an Oxymoron&quot; there are three key tenants of thought leadership. They are as follows: thought leadership is recognized, thought leadership is expansive, thought leadership is pushing boundaries.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Content curation, though valuable, is not a marketing shortcut. Your prospects connect with you online because they want to learn more about you. They want to know your views on a certain industry. However, when you simply curate the content of other&#39;s your audiences doesn&#39;t learn anything about you, your brand, or your thinking. Curating content doesn&#39;t set you apart, because everyone else is doing the same thing. If you want to stand out and reach your audience you need to create content - not just curate it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Article marketing is a great way to become a content creation machine, regularly pumping out great quality content to build and grow your community.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;If you&#39;ve been marketing on the internet for more than 5 minutes, you have probably heard the phrase &quot;content is king.&quot; I like to think of it this way - content is king and queen on the internet, so therefore &quot;content is royalty&quot; on the internet.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;And it always will be. With the advent of audio, video and social networking, you sometimes hear that the internet will no longer be content based.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Huh?&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Please tell me how you can have the internet without content? Whether it is in the form to text, audio or video, the internet in content driven and always will be.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Where Article Marketing Comes In&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Most Internet Marketers struggle with creating content. In fact, this is where many beginning marketers crash and burn. Or sell out to PLR products that anyone can put their name on.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;When you are an article marketer, you become a constant content creator. Have you thought about it that way yet? When you regularly craft a 300 - 500 word article, you are in the habit of regularly creating content and can quickly move ahead of all others in your niche.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Getting Enough Ideas on a Regular Basis&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Getting enough ideas for regular content creation with article marketing is a mindset. As you begin to look around your world through &quot;article writing glasses&quot; you will begin to see ideas for articles in your niche everywhere. I call this beginning to see your niche through &quot;article eyes.&quot;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now this next part is going to sound corny I know, but once you start to see your area of expertise through article eyes, you are then able to article-ize your expertise.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;As your ideas come, and they will in an ever increasing flood, I recommend that you have a regular way to capture them. Carry a small notepad with you, use a voice recorder or Flip Video camera, something, just capture those ideas, ok?&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;And as you follow these steps you will find yourself becoming a prolific content creator with article marketing.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/712885087219783252/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/06/when-it-comes-to-content-creating-beats.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/712885087219783252'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/712885087219783252'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/06/when-it-comes-to-content-creating-beats.html' title='When It Comes To Content, Creating Beats Curating'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-1713997510693982602</id><published>2022-02-24T07:00:00.002-08:00</published><updated>2022-02-24T07:00:50.242-08:00</updated><title type='text'>Real Estate Stories that Show You How!</title><content type='html'>&lt;p&gt;&amp;nbsp; &amp;nbsp;Let&#39;s begin easing you out of the pits. I mean, comfort zone! I&#39;m going to slowly and methodically give you as many little sparks and insights to the relatively simple ways that ordinary people use real estate to achieve extraordinary results.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Stories are the best spark plugs.&amp;nbsp;&lt;a href=&quot;https://www.penidaland.com/&quot;&gt;https://www.penidaland.com/&lt;/a&gt;&amp;nbsp;They let you casually observe from a safe, secure and understandable view point. I will write to answer most of the questions that I feel I myself would ask if I was reading what you are about to read.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I want you to know something from the very start of this report and that something is this: I care about you and I sincerely mean that. I really do want you to move to a new comfort zone, one that is pleasurable and free from fear. A place where you realize you have the power to achieve greater things than you currently can imagine.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It&#39;s possible for you to start being a more powerfully directed purpose-driven individual who is well organized and on track to higher achievement. You will change and grow, slowly and steadily with every page you read. With every thought and insight you gain, your desire and courage will grow as well.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Napoleon Hill wrote one of the greatest books of all time.&amp;nbsp;&lt;a class=&quot;oajrlxb2 g5ia77u1 qu0x051f esr5mh6w e9989ue4 r7d6kgcz rq0escxv nhd2j8a9 nc684nl6 p7hjln8o kvgmc6g5 cxmmr5t8 oygrvhab hcukyx3x jb3vyjys rz4wbd8a qt6c0cv9 a8nywdso i1ao9s8h f1sip0of lzcic4wl gpro0wi8 oo483o9r gmql0nx0&quot; href=&quot;http://www.sempersolaris.com/?fbclid=IwAR126HM-5OhqqCw8dnrn5YyuGkTQ_q1LYWkwx6Aoba48-qv0ADIctowBnJ8&quot; rel=&quot;nofollow noopener&quot; role=&quot;link&quot; style=&quot;-webkit-tap-highlight-color: transparent; background-color: #e4e6eb; border-color: initial; border-style: initial; border-width: 0px; box-sizing: border-box; cursor: pointer; display: inline; font-family: &amp;quot;Segoe UI Historic&amp;quot;, &amp;quot;Segoe UI&amp;quot;, Helvetica, Arial, sans-serif; font-size: 15px; list-style: none; margin: 0px; outline: none; padding: 0px; touch-action: manipulation; white-space: pre-wrap;&quot; tabindex=&quot;-1&quot; target=&quot;_blank&quot;&gt;www.sempersolaris.com&lt;/a&gt;&amp;nbsp;It&#39;s called &quot;Think and Grow Rich.&quot; The essence of that book, the secret it reveals time and again is this: you must develop a burning desire.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Don&#39;t put this book down thinking the previous statement is cliché and that you already knew that! I am simply leading you to my next point, the next point being is - your desire needs a starting point. So to start developing desire, my secret is you must have a purpose. Why do you want to pursue real estate? I know what you&#39;re thinking: to make money, to have security, to feel useful and appear successful. Good points. I agree you can have all of that and more if that is what you desire.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now here is something that comes before any of those things you desire. What is the purpose of all those things? Purpose, purpose, purpose...you need to first define purpose before you get the things. My purpose, or so I thought early in my career, was to move up to a nicer house and have my first house become my first rental property. When I moved up to the next one, I quickly learned as soon as I rented it out, I was in some way responsible for creating happiness and security in the life of another person that was of no relation to me.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It soon was evident to me how the choices I made in choosing that first property either would help me or hurt me in my quest to succeed in the real estate investment business.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;All of it is cumulative, everything you do and how you do it adds up. It compounds itself and it either makes your life easier or more difficult. I am going to give you experiences that you can learn from that will make your life easier; I am going to show you how. That is my purpose.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The book that gave me the unknowing courage to take my first steps in real estate was a book called &quot;How I Turned $1000 into $3 Million in real estate in my spare time&quot; by William Nickerson. He was a master storyteller and by osmosis, after reading his book, I found myself gravitating towards the real estate classified section of my Sunday paper.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Eventually I leapt and my life had changed. It was an FHA foreclosure, a two-bedroom, one-bath home with a built-in, screened-in pool, with a Jacuzzi and a built-in sprinkler system. I bought it for $46,000 and used the HUD 203K rehab program to fix it up. I spent $16,000 to update and make repairs. They then gave me one loan for a total of $62,000. It took me three months to complete it and I was in; I had done it!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;My life changed, I learned, I took the leap. From then on I had confidence. I had already had my first home but now I had two. Well, I was in the Coast Guard and wouldn&#39;t you know, three months later we moved. Uncle Sam took me out of St. Petersburg, Florida and dropped me in Kodiak, Alaska, for my next tour of duty.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Well guess what? I was armed with ambition, courage, confidence and just enough knowledge to be considered dangerous, so I bought a duplex as soon as I came ashore on Kodiak Island. Now I had three dwellings and my relationships and responsibilities were growing with my new tenants counting on me to provide a clean, functional and pleasing environment for them to exist in.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It looked like this: My mother rented my first house and an elderly couple rented the second one and my duplex came with an existing tenant who was a hospital administrator, so I was lucky. I was able to ease myself into the role of landlord without getting burned early in my career. I now had two houses and a duplex in the span of about one year. My brothers and some other family members took notice and were pretty well dumbfounded.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;They couldn&#39;t figure out how I had, all of a sudden, become a real estate wizard.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It felt good to make that change in so short a time.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I got that from reading a book! And that my friend is how you are going to do the majority of everything you do in real estate, by reading and taking steps towards duplicating the success of others in a repeatable pattern. The key is to understand that you can do it if you read the right books and apply the very basic formulas that are handed to you.&lt;/p&gt;&lt;p&gt;There lies in: Magic Bullets in Real Estate&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;This is a common man or woman&#39;s real estate manual. William Nickerson never gave me anything so easy as &quot;Magic Bullets!&quot; So I learned trial by fire and it has been very gratifying. I&#39;ve since went on to collect 17 properties, 23 tenants, 2 real estate licenses in Florida and Alaska, an assistant appraiser&#39;s certificate and over a hundred books on real estate. I just kept learning and growing and gaining momentum for the last 13 years. I am still in the Coast Guard, too, and I work at Alaska One Realty in my spare time. In two more years, I will be retired at the ripe old age of 42. Sounds like a sort of fairytale, doesn&#39;t it? Don&#39;t let me fool you. It&#39;s hard work and I&#39;m still not a millionaire, but I want you to have the truth, so I will be honest with you every step of the way.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I know why I am not a millionaire and here is why. I would periodically sell property that was going up in value and paying for itself through the rent checks. But being in the Coast Guard would dislocate me every four years, so I found myself selling out in order to avoid being what is called &quot;an absentee landlord.&quot;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;This is an important lesson for you. It has prevented me from becoming a millionaire up to this point. The lesson is: find an area on this planet that you could and will live in, and stay close to it. Don&#39;t move more than 10 miles from your farm area. The farm area is where all your properties are located. Long distance &quot;land lording&quot; is tough! It can be done but you lose the ability to control the situation compared to if you were there. I&#39;ve served my country and saved people&#39;s lives, so for me it has not been in vain. I have no regrets but if you don&#39;t have to leave your area of expertise, don&#39;t!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The networks you build and the contacts you build, in the process of &quot;doing&quot; real estate, are so valuable that when they are no longer at your disposal, it puts you at a serious disadvantage.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Not to mention when you move you have to acclimate yourself to an entirely different market, build new trust-based relationships and start all over again. It&#39;s like a treadmill you&#39;ll be running and running, however it gets you nowhere.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I&#39;ve used it to my advantage. I have been forced to accelerate my abilities to rapidly duplicate my success whenever I am moved, but it is still an uphill battle. My point: Don&#39;t move too far from your farm or your network of bankers, appraisers, carpenters, tradesman, real estate, friends, tenants and so on. Once you have the skill you can duplicate your success anywhere you go but if you don&#39;t have to go...enough said on that!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I like to say, &quot;Don&#39;t sell the goose to get the eggs.&quot; What that means is if you need money to buy more property, use equity lines from other property to do it. You will get the same amount of money or more by using an equity line as if you sold it. However, you get to keep the asset and the money! I go into this in &quot;Magic Bullets,&quot; so I won&#39;t drone on here. Just know you don&#39;t have to sell your property to get the cash out of them.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So here we are. You know a little bit about me and you may have picked up a nugget or two. Let&#39;s find a few more.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;There once was a man who wanted to buy some investment property, so what he did was look at growth patterns. You should do this too, by going to your city&#39;s planning and zoning department. You can see growth patterns and you definitely want to buy property that stands in the way of growth.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;This is how he used what he learned. He saw that city planners had decided that a new artery (highway) would benefit their city by creating linkage to another city about 100 miles away, so being a smart investor he only went as far as a ten mile limit to be able to be close to his investment.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now on average, new growth will radiate out from existing prosperous cities in the direction it is planned at a rate of about one mile per year. So our smart investor had a 10 - 12 year plan to cash out in about 10 - 12 years.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;What he did was buy, I believe, 10 acres of commercially zoned property very cheaply because there was no demand at the time. He bought it, fenced it in, put up some lights and a gate, and held onto that little bugger. Now that new highway was coming his way and the good folks, through their taxes, were paying to have it built.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It didn&#39;t take long for the heavy equipment to start cutting a swath towards his fenced-in storage facility and when they got close enough to him, he started renting out a secure area for everything, from road cones to generators to backhoes. You name it - it was stored there. This more than paid his land off.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now the men and their equipment eventually moved on further down the trail but they left a finished highway behind them. And guess what? Low and behold, people started driving on it, and then started buying property to build houses on to get away from the city. Since the new highway was a straight shot into town, ten miles out was breeze.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Well, of course, here comes the herd and everyone is just populating the whole darned area. And within ten years, residential housing surrounds Mr. Investor, and can you guess what he&#39;s got? Yep, a prime piece of commercial property, 10 acres large.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So in accordance with his 10-12 year plan, he sells his storage facility to make room for the new office/business park complex for over $2,000,000. That, my friend, is vision, and the sooner you get a clear picture of what it is that you want to specialize in, the sooner you can retire to the islands.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;How hard was that? Don&#39;t tell me you can&#39;t do it, you can! I&#39;m here to help you. I&#39;m going to give you secrets no one else dares. Do you ever wonder why people won&#39;t tell you the secrets? Of course you already know this but I&#39;ll tell you anyway. It is because they are operating on a scarcity mentality, as though there won&#39;t be any left for them. Or if learn something and act on it, you will get ahead and have a great life. Well, misery loves company and silent oppression is the rule.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here&#39;s a little story that poor quality real estate agents won&#39;t appreciate either but I&#39;m going to tell it to you anyway. The reason I can tell it is because there are some great real estate agents out there who absolutely don&#39;t fear what I am about to tell you and would let you know it if they were in my position.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here&#39;s the deal: Some agents want to be like the Wizard of Oz. They want to create the appearance of marketing and transacting real estate as being technical and very legal, a deep dark mystery. Well, it&#39;s not! The truth be told, you can write a contract on a napkin and it would stand up in court. I will emphasize here that you write on that napkin along with the terms of your agreement, &quot;The terms set forth on this here napkin are subject to my attorney&#39;s approval.&quot;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;An attorney will cover you completely for around $750.00. Prices may vary, however that is an average home transaction. There is a lot I am leaving out here but my point is this: If you own property, you can sell it anyway you want. &quot;Magic Bullets&quot; will teach you. Let&#39;s move on.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Exposure is the key to finding buyers and sellers in real estate. If a property is priced fairly and everyone who is looking for that type of property knows that it is in the availability pool, it will be found and the transaction will proceed as advertised. Price it right, advertise it properly and let the lawyer take care of the details. No commission, just a flat fee. Period.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now that I have that off my chest, I will tell you a story about Dan, a 21-year old friend of mine, and his wife and their new baby. He&#39;s a hardworking guy who does his work without complaint and all the other &quot;workers&quot; pick on him for working so hard. Can you believe it? The other guys are so insecure and lazy that they make fun of a guy who is doing the work of three men, mainly of the three who are ridiculing him. Well, believe me, this doesn&#39;t go unnoticed by me and I take him under my wing. Dan wants to buy a house, so I begin the process of saving him years of trial by fire and save him $25,000 at no charge. That is because he deserved my help.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Anyway, here is the story: I began with him by asking him what type of home he thought he would be comfortable with and a price range. He indicated a 3-bedroom for around $100,000.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Knowing what he wanted and knowing the area, I was able to take him shopping for the house he was looking for. Now I always go after the &quot;For Sale by Owner&quot; homes first because I know they won&#39;t be adding any commission figure into their price, because they won&#39;t be paying one. So at 6% of $100,000 he will get $6,000 more &quot;house&quot; for his precious dollar.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I also told him besides the &quot;For Sale by Owner&quot; homes, we would be looking at oddball discount companies that help distressed sellers further part with their money and property. The mentality of a seller who uses cheesy companies to help them sell their property is pennywise and pound-foolish. If you&#39;re going to use professionals, then get a professional.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So off we go. After a day or so, we have found our house. Sure enough, El Cheeso Inc. has a sign on it. The screen doors are flapping in the breeze, the weeds are dancing on the lawn, but this house is indeed a 3-bedroom, 2-bath, 1-car garage with a fenced yard and it&#39;s selling for $110,000. Well, due to the fact that there is a divorce in progress, and a new girlfriend who doesn&#39;t like the place, and El Cheeso Inc. giving no representation, I negotiate for Dan and he gets it for $99,000. What&#39;s so great about this deal is this exact same floor plan in another house was for sale down the street, on the same street, for $25,000 more.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The moral of the story is good things come to those who deserve it, and that is another key to real estate. You must work hard so others will take notice of you and help you succeed.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here&#39;s a beauty for you. This is about being in real estate circles and keeping your eyes and ears open and often times your &quot;yapper&quot; closed. This is the story of Brian and Julie. Here we have two hardworking souls. They have been married for 20 years and they have weathered the storms of matrimony. Julie works at a real estate office as an office manager. No real estate license, but she works at an office that sells a lot of waterfront property. So we are talking about location and being in the right place at the right time, and here comes a seller in the door of the office stating she is going to sell her older waterfront home. She is willing to take $180,000.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Julie tells Brian, they look at it and sure enough, this pearl is right on the water. She&#39;s a gem waiting to be polished up, so Brian and Julie sell their condominium and move in. Well, they aren&#39;t making any more waterfront property, so Brian goes to work polishing this jewel up.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now, they have bought this house under market value in an appreciating market. So about one and a half years later, this property is worth over $350,000 and still climbing. Well, Brian is no dummy, so he gets to know his neighborhood. He strolls, takes walks and notices, you guessed it, a vacant, neglected jewel on an inside double lot. He tracks down the elderly lady, who is living with her sister, through the county records office and buys the house, including the extra lot, for a total of $120,000. Now Brian can walk to his new &quot;jewel&quot; and he starts polishing it. The neighbors start noticing and are amazed at his deal. He has offers of $180,000, $200,000 and $60,000 for just the lot. You name it. Now that the exposure is there, everyone wants a piece of it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Well, this is what Brian did. He rented his first house out, moved into the second one and used plans that I gave to him to build a third house on the vacant lot, using the equity he accumulated from the first house that went up so much. And here&#39;s how this thing shakes out: $180,000 for his first house and it&#39;s value goes up to $365,000; he picked up the next jewel for $120,000 and he paid cash using the equity from the first house. Now he takes out a new mortgage on his second house for $120,000 and builds a third. The value at last count was $815,000 and he owed a grand total $300,000. That&#39;s a half million-dollar profit in 5 years!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now what does this story tell us? #1 - it says, &quot;work hard&quot;; #2 - keep your eyes open; #3 - use equity lines; #4 - don&#39;t sell; #5 - learn how to be a landlord; #6 - be in locations that appreciate; #7 - buy things that are limited in availability; #8 - know how to research owners and repair property; #9 - get your partner&#39;s help (spouse); #10 - use knowledgeable friends to help you see potential (I gave him the plans and advised him not to sell anything!).&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Can you get any more lessons out of this story? I&#39;m sure you can. Just read it again and think on it. Jot down your ideas and put them to work. Real estate is not that hard, folks! You can do it. With a few magic bullets, some spark plugs and a good mentor to show you how, you can do it too!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Let&#39;s you and me talk for just a minute here, OK! Have you ever been really good at something and been able to step back and see the whole thing for what it is was? You just know exactly how to do it and you can see the end result clearly in your mind before you start. It&#39;s predictable to you. It&#39;s almost second nature, so you are comfortable doing it. It&#39;s almost become boring to you; your comfort zone is such that you can do it in your sleep.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I&#39;ve gotten that way with certain types of real estate and I see people everyday that are so afraid of taking the first step that they are literally paralyzed. They make excuses and put it off, and rationalize and live a quiet life of desperation. They don&#39;t trust themselves and as a result of the unknown they can&#39;t trust anyone else either. This is a vicious cycle because the longer they wait the more it reinforces their beliefs.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I just want to grab them by the collar, take them to the bank and make them tell the banker, &quot;Pre-qualify me!&quot; Then walk them out the door and show them how to do something that will change their life forever, and that is to buy the first property, and then a second. Then their fear is gone and they grow to be of service to everyone who is ready for their assistance.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Let me tell you this: After you finish reading the rest of this report and you read the &quot;Magic Bullets&quot; book, your fears will be subdued and you will do something and your life will change. If you cannot succeed with what I am intent on showing you, then something is not right. I believe your desire would be your major obstacle, so if that&#39;s the case, read &quot;Think and Grow Rich&quot; by Napoleon Hill and come back to me then.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Let&#39;s get back to real estate education, shall we? Do you know who the largest commercial real estate owner in the U.S. is? It&#39;s McDonalds Corporation. Yep, and on top of that, they also have the most valuable locations for their type of business. The research they do on demographics and traffic counts is unparalleled!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;If you were ever going to open a fast food restaurant, just put it near a McDonalds. You would survive just on the volume of people who flock or pass by the location that McDonalds has already decided meets all the critical data to support their restaurant business. Your restaurant, if you had good food and service, would flourish. Just sell something a little different than McDonalds. That&#39;s leveraging someone else&#39;s expertise in evaluating a location for a certain type of real estate.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now that is a principle and principles are like natural laws. A natural law always works in every situation in its own way. It&#39;s like gravity - it always works! Here on earth, anyway.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So in real estate it doesn&#39;t matter what type it is, whether it&#39;s commercial, residential, industrial or recreational. Look for signs that serious market studies have been undertaken by major operators and buy things that can flourish in the presence of those concerns.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;For instance, let&#39;s use Home Depot as an example. If Home Depot decides to build on a site, every residential lot within a mile of that new center will be bought up as soon as the Home Depot commits to build! Why?&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Because smart investors know that Home Depot has done the market study and the area will be a prosperous one.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;On top of that, it will provide jobs, it will pay taxes, it will provide materials to actually build the neighborhoods with, and people will shop there once their houses are built. The same goes for Wal-Mart, Lowe&#39;s and other smart business concerns.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;You may or may not have noticed this but take a look the next time you are driving around. Here is what you should see. As you drive into cities from the suburbs, you&#39;ll notice donut shops, gas stations with convenience coffee centers, bagel shops, and etcetera, on the side of the road that people travel to on their way into the city to go to work. These are morning activity business centers.&lt;/p&gt;&lt;p&gt;Now on your way home, out of the city, you will see restaurants that cater to the evening meal crowd: KFC, Taco Bell, Subway and Pizza Hut. That&#39;s because people don&#39;t go there for breakfast. They get it on their way home, outbound from the city at night. If you put your restaurant on the wrong side of the road, you could be making a huge strategical error. Think!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Location, location, location as they say, are the 3 most important things in real estate. That is a very true statement. With residential property, that boils down to safety, security and convenience. So buy homes in good neighborhoods, cul-de-sacs preferably. No noise or through traffic, no escape routes for thieves, and a private setting, where kids play in the street without getting run down.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Security = close to hospitals, police and fire protection for obvious reasons.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Convenience = stores, gas stations, restaurants, small businesses, parks and recreation and access to major highways to circulate or evacuate if necessary.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;You might get a great deal on a piece of properly but if it takes you a half hour to get a loaf of bread. What kind of resale will that great deal offer? Another great deal may back up to or face a busy street. That&#39;s often a poor choice as well...noise, pollution, the loss of privacy and curb appeal are all factors here.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The two best types of property to buy are:&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;1. Property that no one else knows is for sale! Why? Because you have no&lt;/p&gt;&lt;p&gt;competition.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;2. Property no one wants! You just have to figure out why people don&#39;t want it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;If you can turn that lemon into lemonade through some problem solving, that&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;jewel may just shine because you used the right magic polish.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;In real estate, you get paid when you solve problems. That is a fact!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here is a golden nugget for you. If you do this, it will catapult your real estate investment career. I guarantee you will gain more insight to real estate by doing this one thing than just about anything else you could possibly do. The golden nugget is this: Take a real estate appraisal course. It will fly by, a few weekends and it&#39;s over, but the perspective and the information you gain from the class is priceless. It gives you vision, ideas and understanding. You will have an edge over every other investor who has not done it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I had an instructor, who by some stroke of luck, I was privileged to be taught by. His name is Steven V. and he is truly a genius. This guy could make millions if he applied himself to real estate investment but he chooses to teach and give back to others in that way. He is very comfortable in life and money is a by-product for Steven. When I finished the class, I had appraisers wanting to hire me to go to work. Now I don&#39;t want to work as an appraiser. I just want to think like one and that is why I took that four-weekend course. That class taught me more than both of my real estate licensing courses combined. The reason for that is real estate classes deal with state laws, contracts, regulations and ethics. Appraisal focuses on evaluating real estate and that is what you want to learn as an investor.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;A real estate license can actually hold you back from being a savvy investor and here&#39;s why: #1 - You have to announce to every seller that you are an agent. It&#39;s an ethics rule and a disclosure law. Well, now the seller is on guard for all kinds of reasons and you waste precious time overcoming negative reactions. #2 - When you go to sell your real estate, the same things apply but add to that scenario the fact that if you make large profits on property that you sell, people can come after you, saying you took advantage of them because of your expertise. And they win!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So you don&#39;t need to go to college for 4 years and you don&#39;t need a real estate license. What you do need is a guy like me to convince you to go to appraisal school and read books like the one you have now.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Then go out and do it, using a lawyer to protect you every step of the way. Again, here is a good point to make. Simply weave into every agreement or offer you make the following statement: This entire agreement is subject to my attorney&#39;s approval. I can&#39;t stress that enough. That&#39;s one line of text. That covers it all. It gives you time to investigate deals. It protects your interests and keeps you from getting burned in this business.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here are a couple more beauties that I use to protect myself and you should too.&lt;/p&gt;&lt;p&gt;These are used with initial purchase offers:&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;1. Willing to pay X amount of dollars or appraised value, whichever is less.&lt;/p&gt;&lt;p&gt;(That says, &quot;I&#39;m only going to pay so much but if the appraisal is lower than&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;what I offered, than I am going to get it for the lower price. I don&#39;t get&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;burned!)&lt;/p&gt;&lt;p&gt;2. Subject to my partner&#39;s approval. (My partner was always my wife, and if she&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;didn&#39;t like it, the deal was null and void, cancelled, over, kaput, finito.)&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now nothing says my partner wasn&#39;t my dog, so if there&#39;s no fire hydrant, well the deal could be off.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Those are examples of escape clauses that could be abused to the point of being called &quot;weasel clauses.&quot; Don&#39;t be a weasel! They give you a short period of time to have the option to buy something first with the right to cancel the deal, contingent upon something or someone else&#39;s decision.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I use them to protect myself and to get a little time to do my research on the property. Don&#39;t use them to unfairly tie a seller&#39;s hands. Be fair and try to move quickly when you do employ them.&lt;/p&gt;&lt;p&gt;What you are doing is creating a short time, zero-cost option to buy real estate. Here is a little trick and I don&#39;t use it very often but it can be used in a fair manner so I will give you the nugget. When you write an offer to purchase property, on the top line of the contract is a line that indicates who the buyer is. On that line in certain cases, I will write my name plus the words or assigns, like this:&lt;/p&gt;&lt;p&gt;Buyers: Dan Auito or assigns&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;What that word &quot;assigns&quot; does is this: it allows me to sell by assigning my right to buy the property to someone else. Dirty dealers will take advantage of people with that word if they can get away with it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here&#39;s where I would use it. In real estate, a lot of bargain hunters look for distressed property. You know, the fixer-uppers, the abandoned, condemned, fire-damaged stuff. I go a step further and look for distressed sellers such as death, divorce, relocation, but a lot of times I don&#39;t specialize in that type of property.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;That&#39;s OK because if it&#39;s a steal and I get it for 40 - 50% off, I will assign it to someone who does deal in that type of property and make a profit by assigning it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I&#39;ll always ask the distressed seller if that is a problem and if it is, I will buy it outright, then flip it but it costs more to do that. So I&#39;ll explain this to the seller and get their permission to use it. I don&#39;t slip it in on them. You will have a miserable existence if you practice real estate by deceit. Natural law will crush you; play fair! Purpose, passion and desire cannot be achieved or acquired by deceit. That&#39;s a quotable quote. I hope you remember it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Let&#39;s get on with another story. This illustrates another fine example for you. This story is about a family who had business interests outside of real estate investing and as a result of the successes of their other businesses they had fairly large sums of money to play real estate like a monopoly game. Power can be dangerous in the wrong hands!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So here we go. This flush with cash family sees an opportunity to take advantage of an overlooked or left alone market. That market is the old-fashioned trailer park, or shall we say Mobile Home Park.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Anyway, the way most mobile home parks came into existence was this: Usually a man of integrity and strong work ethic coupled with a love for his fellow man would buy a piece of land suitable to the placement of mobile homes. As people moved in, he and his wife would welcome them and the neighbors would greet them and the community would become established.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The private owner would dig his own sewer lines and cut his own roads and landscape the park. Maybe put in the clubhouse complete with a swimming pool, shuffleboard, pool table and meeting hall. As time marched on, the residents bonded with each other and a family-friendly community took root. Well this man of integrity had a problem. Since all of his tenants are his friends, he is pressured not to raise the lot rents with inflation.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So the rents over the years are kept very low in the park and now this man and his wife are getting old. Perfect timing for our investors to come knocking and offer our private aging park owner a 2 million dollar price for his 10 acres of mobile home lots. This is a once in a lifetime offer and many park owners cashed out.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;What people didn&#39;t see was these investors were systematically and methodically doing this all over the place and once they cashed out as many mom and pops as they could, they lowered the boom.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Now they the investors had control of many parks in the same areas and they started raising the lot rents. You see, they didn&#39;t have any emotional ties to the residents and they didn&#39;t live there, so it was a straightforward business deal: either pay the new higher rent or move.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The residents said, &quot;To hell with you new owner, we are moving.&quot; &quot;Well, fine, go ahead,&quot; they said. Now the residents started calling around to find another park with low rents but guess who owned those? Yep, our investors did, and those lot rents were going up too. So the mom and pops who didn&#39;t sell were full and it would cost on average of about $7,000 to relocate to another park even if they could find a vacancy.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The old folks who had it so good for so long were faced with a new reality and that was that they had no choice but to pay up or move, and moving, in many cases, wasn&#39;t an option. These investors exploited a complete segment of the market and made millions and millions in profit and continue to do so today.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It wasn&#39;t long after this happened that you started seeing signs saying, &quot;This is a resident owned community.&quot; People eventually got smart and started buying that little lot that their trailer was sitting on and they began paying association dues for the clubhouse and security and grounds, maintenance and road repair. The good ole days are nothing but a fond memory.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Life goes on but America did not change for the better as a result of these types of people. Their only purpose was to make money; I believe they will die alone and in misery as a result of their way of life.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So I ask you again, can you be passionate and put your heart into investing in real estate by investing the way our corporate investors did? I think not. Money is no good when you get it by deceitful ways. I encourage you to work at balancing your objectives. Lease optioning, flippers...you are walking a fine line.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here&#39;s a flip side to communal living. This story is a happier scenario, so let&#39;s have a little joy here. I once lived in Key West and I lived off base. Well, I thought I lived next door to Noah, and it sounded as though he was building another ark. All summer long, hammers and saws seemed to be making some type of racket, so naturally being the neighbor I was, I got to know the man next door. He never went to work and I asked him one day, &quot;Don&#39;t you have a job and he kind of grinned and put his hammer down and this is Mark&#39;s story.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Mark and his brother were from the Northeast and they had a 30-room boarding house for college kids there, at something like $300.00 a month. That was about $9,000 a month and they made the parents responsible for the rent payments. Mark would spend his time with his family in the Keys for the nine months that school was in session. His brother was a local up North and he took care of the toilets, faucets, doors and windows. Yes, they had their very own animal house going on there, but Mark factored in the abuse and would spend 2 - 3 months a year, putting the animal house back together while the animals went home for summer break.&lt;/p&gt;&lt;p&gt;Mark only worked three months a year and the house (ark) that he built next to us was a masterpiece; it was beautiful. He was a master craftsman and he loved his work and spent a lot of his time with his family in a wonderful climate. Makes you kind of jealous, doesn&#39;t it? Well, don&#39;t let it because you can do it, too, but you must get started. Mark was 45 when I met him. I believe he was 25 when he got started, so my advice to you is to get started now!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/1713997510693982602/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/real-estate-stories-that-show-you-how.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/1713997510693982602'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/1713997510693982602'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/real-estate-stories-that-show-you-how.html' title='Real Estate Stories that Show You How!'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-4332409651369886785</id><published>2022-02-08T05:56:00.011-08:00</published><updated>2022-02-08T05:56:51.488-08:00</updated><title type='text'>Online Shopping - A Renaissance in the Modern Age</title><content type='html'>&lt;p&gt;&amp;nbsp; With a vast commercialization of the internet in recent decades, there has subsequently been a sudden rampant spike in E-Commerce, leading to most buyers relying on online shopping for products ranging from daily basic necessities to more costly items.&amp;nbsp;&lt;a href=&quot;https://downloadmymanual.com/&quot;&gt;https://downloadmymanual.com/&lt;/a&gt;&amp;nbsp;The days are gone when shopping went into people&#39;s planners as a day-long task, as it has become mere trivialized that can be completed at any time and any place. Innumerable online shopping stores have, in turn, risen to deal in a great variety of goods to meet the needs of the customers, turning online shopping from just a hassle-free way of buying goods and services to an industrial competition, farther providing customers with greater choices and better facilities.&lt;/p&gt;&lt;p&gt;Lower Prices&lt;/p&gt;&lt;p&gt;Besides appealing discount offers, to sustain a favorable buyer-seller relationship, online stores avail consumers of far lower prices of products compared to physical stores. This has been possible due to the sellers&#39; understanding that customer shop online mostly to find cheaper products, and thus, reducing their profit margins to attract more customers.&lt;/p&gt;&lt;p&gt;Ease and Comfort&lt;/p&gt;&lt;p&gt;An all-time available customer service support is provided by many websites to stay hip with the customers&#39; latest needs, to obtain feedback, and to respond to and aid in the customers&#39; complaints. All sorts of items are eased under the same websites, saving a considerable amount of buyers&#39; time in the modern busy lifestyle. To add to the comfort, the goods are shipped swiftly, with some websites even availing the shipping of products on the same day as the placement of orders, and availing free shipping if of large orders. Separate display windows for different products and offers, customized search and filter options and even the availability of comparable facility based on best deals are a few of the many more comforts of shopping online.&lt;/p&gt;&lt;p&gt;Variety of Products&lt;/p&gt;&lt;p&gt;With a great number of choices in terms of category, brands and prices, customers are attracted more and more towards online stores. The same website avails buyers of a great variety of goods saving the customers from the stress of finding the right physical stores for different items.&lt;/p&gt;&lt;p&gt;No False Enticement&lt;/p&gt;&lt;p&gt;The most assuring trait of most online shops are that instead of luring customers into buying unnecessary stuff, they provide customers with filters and sorting options to display just the items that they are looking for.&lt;/p&gt;&lt;p&gt;Secrecy of Information&lt;/p&gt;&lt;p&gt;It is often difficult to buy some particular products like lingerie in a physical store due to the starving people around, embarrassing customers without any logical reason. Shopping for such products online gives customers complete privacy about the products they buy. Also, the information about your method of payment is also kept secret to eliminate any types of cyber crime. Reliable refunds of returning goods at trusted websites keeps customers happy and satisfied.&lt;/p&gt;&lt;p&gt;Shopping online is a superb approach to discover deals without needing to leave your home. The wide choice of products and wide assortment of spots to find them effectively make this the most ideal platform to shop, particularly if you are constrained to when you can shop. Pretty much all that you would ever need to purchase is accessible online; from satchels to designer clothing, to toiletries, and pet supplies and even embellishments and repairing parts for your vehicle.&lt;/p&gt;&lt;p&gt;With the rapidly expanding use of smart phones by the world populace, online shopping has become incredulously convenient and can be made while people are on the go. This way, people not only can saves their valuable time but also get the desired products as and when they need them. What is more, most online shopping destinations have released their mobile phone applications through which they offer exclusive deals and offers to their customers. This takes online shopping excitement to the peak.&lt;/p&gt;&lt;p&gt;The above mentioned are just a few of the many benefits availed to customers through online shopping, shifting a greater crowd towards the web stores with passing time&lt;/p&gt;&lt;p&gt;Katherine Waterston is an independent blogger with more than a decade of experience in professional web based content writing for hundreds of domains.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Safe Online Shopping&lt;/b&gt;&lt;/p&gt;&lt;p&gt;What is safe online shopping? The amount of money spent with online shops is increasing at an outstanding rate due to the convenience, choice and low prices that can be found. This is all great but how do you know that you are spending with a reputable website? It is important to understand what safe online shopping is, what to look for and what to avoid.&lt;/p&gt;&lt;p&gt;How is online shopping made safe? Safe online shops use technology that protects the personal information you provide when making a purchase online, your credit card details are &#39;scrambled&#39; so that they cannot be captured by &quot;identity thieves&quot; who aim to capture credit card or bank account details in order buy goods or get loans in your name. Scrambling this personal information means that it cannot be read or captured by anyone else.&lt;/p&gt;&lt;p&gt;How can I tell if the online shop I am shopping on is safe? To ensure that the online shop where you are shopping is safe you should check for the following:&lt;/p&gt;&lt;p&gt;An unbroken key or closed lock in your browser window. Each of these icons show that the online shop is safe. If the key is broken or the lock open the online shop is not safe. Check that the online shop website address begins with &quot;https&quot; instead of &quot;http&quot; when you are providing personal information, such as credit card details. This shows that you are in a secure area of the online shop. If you see the words &quot;Secure Sockets Layer (SSL)&quot;, sometimes in a pop-up window, you know you are shopping at a secure and safe online shop.&lt;/p&gt;&lt;p&gt;How well do I know the brand of the online shop? Another thing to consider is how well you know the brand that runs the online shop? The chances are you will be more confident of shopping at Amazon than many other online brands because they are well established and have a reputation for good customer service.&lt;/p&gt;&lt;p&gt;How quickly will I get my goods? It is well worth delving into the online shop&#39;s customer service section to find out when and how your goods will be delivered. Does the online shop allow you to specify delivery dates and times or an alternative delivery address.&lt;/p&gt;&lt;p&gt;Does the online shop offer me a contact number in case anything goes wrong? If anything does go wrong with your order it is good to have a direct customer service telephone number to call to express your concerns, if not, many online shops provide a customer service email with a guaranteed response time so you can air your queries about your order.&lt;/p&gt;&lt;p&gt;Does the online shop make all charges involved clear? During the sale the online shop should explicitly advise you of all charges involved in the purchase including delivery charges, taxation and minimum purchase limits. These charges will be outlined when you reach the shopping cart stage of the purchase where you can see the items you have purchased and all related charges. From the shopping cart (or basket) you will move to the checkout stage where you safely complete the transaction from a secure server. DO NOT enter you credit card details unless you are sure that the checkout is on a secure server – see How can I tell if the online shop I am shopping on is safe?&lt;/p&gt;&lt;p&gt;Shopping online is a convenient way to get access to a wide array of products from around the world and if all the points above are in place with the online shop you have chosen you can be confident that your purchase is being made safely and you can look forward to receiving your product.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/4332409651369886785/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/online-shopping-renaissance-in-modern.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/4332409651369886785'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/4332409651369886785'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/online-shopping-renaissance-in-modern.html' title='Online Shopping - A Renaissance in the Modern Age'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-2227186965028327634</id><published>2022-02-08T05:56:00.009-08:00</published><updated>2022-02-08T05:56:41.258-08:00</updated><title type='text'>Bed Sheets Buying Guide</title><content type='html'>&lt;p&gt;&amp;nbsp; The purchase of bed sheets is a big investment and shouldn&#39;t be taken lightly. You must be aware of the size bedding you need. Twin, twin XL, double, queen or king sheets to fit the bed you have are also significant items that must be considered when buying bed sheets. Measuring the mattress to know the height will help you decide on deep pockets or standard pockets for the fitted sheet. Color, texture, weave and thread count are the important components in a bedding purchase. All these factors will make the purchase of new bedding much more satisfying and leave you feeling accomplished at the end of the day.&lt;/p&gt;&lt;p&gt;Mattress Size&lt;/p&gt;&lt;p&gt;Measurement of the mattress height will prevent the frustration of having the wrong fitted sheet that just doesn&#39;t fit the mattress.&amp;nbsp;&lt;a href=&quot;https://beddingnbath.com.au&quot;&gt;https://beddingnbath.com.au&lt;/a&gt;&amp;nbsp;Use a standard measuring tape, place the end of the tape at the bottom of the mattress and measure up to the top marking the height down on paper. A standard set of bed sheets with a fitted bottom sheet will have a 12 to 14 inch pocket. The pocket size is normally not mentioned on the label unless it is a deep pocket sheet. A deep pocket sheet set will have a pocket size between 15 and 22 inches. Knowing the size of the mattress will prevent the erroneous purchase of sheets that don&#39;t fit the mattress. Check the label for the pocket size and you will be much happier with your purchase.&lt;/p&gt;&lt;p&gt;Another factor in bed sheets is the size of the bed. Each mattress manufacturer has a standard that is used to make the mattress. Sheets are manufactured by this same standard. A fitted sheet for a twin is 39inch x 75inch, twin XL is 39inch x 80inch, a full is 54inch x 75inch, a queen is 60inch x 80inch, a king is 76inch x 80inch and a California king is 72inch x 84inch.&lt;/p&gt;&lt;p&gt;After determining the size of the bed, finding the sheets that are perfect for you is the next big step. Thread count, weave, texture and color are the next items to consider when purchasing bed sheets. If you want soft, durable sheets that hold their color and maintain their crisp look, buy 100% cotton, single ply sheets. These sheets will compliment the bedroom decor while adding style and flare to the bedding.&lt;/p&gt;&lt;p&gt;Bed Sheets Thread count&lt;/p&gt;&lt;p&gt;Any sheets that have a thread count of single ply 100% cotton fiber greater that 250 will sustain longer against wear and tear and come out looking good wash after wash. Each step up on the thread count such as 300, 400, 450, 500 or 600 thread count will become softer, feeling more like satin with each increase in thread count. Cotton is the most durable and single ply will be the softest sheet available.&lt;/p&gt;&lt;p&gt;There are several different cotton sheets types to choose from when considering thread count: Egyptian, Pima, Supima, and Organic. Each of these is created from high quality long fibers that are durable and soft and feel natural against the skin.&lt;/p&gt;&lt;p&gt;Other sheet types that are not cotton are: Synthetic (polyester), Polyester blend (cotton and polyester), Bamboo (bamboo grass) and Silk. All of these can be soft and silky, wrinkle resistant and drape well but may not be as soft and natural as 100% cotton sheets.&lt;/p&gt;&lt;p&gt;Bed Sheets Weave&lt;/p&gt;&lt;p&gt;Jacquard and damask weave are the most luxurious and display a variety of stripes and patterns that will be the high spot of your decorating style. Special looms create the sateen weave next to matte weave creating stripes and can bring out the shine or mute the room decor.&lt;/p&gt;&lt;p&gt;Other weaves that are available are solid sateen weave where a single vertical thread is woven over four to eight horizontal threads is soft but less durable. Pinpoint weave which is two threads over and one under but it is not as soft as a true sateen weave. Percale weave where each yarn alternately crosses over and under another will feel rougher at first but may get softer after several washings.&lt;/p&gt;&lt;p&gt;Bed Sheets Texture&lt;/p&gt;&lt;p&gt;100% cotton provides the most opulent feel when combined with a thread count greater than 250. The texture of the sheet can propel the bed from ordinary to extra-ordinary. Soft, silken sheets with a high thread count will provide hours of comfort and rest without chafing or rubbing like lower thread count sheets will. The texture of the sheet is paramount to a restful sleep and high thread count bed sheets will provide the texture needed to achieve this goal.&lt;/p&gt;&lt;p&gt;Bed Sheets Color&lt;/p&gt;&lt;p&gt;Matching or highlighting the colors in the bedroom with the bed sheets will bring out the room&#39;s theme while giving an added warmth or coolness with accents and bedding. A burgundy bed cover with matching or lighter sheets will compliment the room decorating theme or a lighter bed cover with a dark sheet that accentuates the highlights in the room will make you a star for decorating ideas. The color of the sheets can be found is such variety and will enhance the room whether you need navy blue, green, yellow, burgundy, black or white bedding sheets. Every color can be matched to a color scheme to bring out the room&#39;s accents or highlight the room&#39;s qualities.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;A Quick Check to Purchasing the Perfect Bed Sheets&lt;/b&gt;&lt;/p&gt;&lt;p&gt;Ever heard the cliché that life is too short for you to sleep on low thread-count sheets? Well, while this may not be a practicality in real life, the qualities of sheets that crown your bed are of utmost importance.&lt;/p&gt;&lt;p&gt;Apart from the fact that they conceal everything else underneath, bed sheets define how comfortable your sleep will be as they come into direct contact with your skin as you sleep. That&#39;s why you should strive to ensure that only the best sheets grace your cozy bed. Keep these tips in mind the next time you go shopping for a set of bed sheets.&lt;/p&gt;&lt;p&gt;What to consider when buying bed sheets.&lt;/p&gt;&lt;p&gt;Thread count.&lt;/p&gt;&lt;p&gt;Basically, thread count is the number of vertical and horizontal threads in a square inch of the sheet&#39;s fabric. It&#39;s usually denoted on the package of the bed sheet with an integer followed by a tc. As is common, the higher the thread count, the softer the sheet feels. Even then, sheets with a thread count in the range of 200 to 350 tend to last longer in comparison to those higher thread counts. They&#39;re also comfortable on the skin. Likewise, sheets with a tc range of 180 to 200 are also durable though are less comfortable to sleep in.&lt;/p&gt;&lt;p&gt;Yarn and ply count.&lt;/p&gt;&lt;p&gt;In a fabric, yarn refers to its weight, thickness, and the coverage of the fabric. Ply, on the other hand, is the number of individual yarns used as a single strand of a bed sheet. The number of yarns determine how heavy the bed sheets are or otherwise. Be sure to go with a yarn count of the right density so that the sheet won&#39;t be too heavy for sleeping comfort.&lt;/p&gt;&lt;p&gt;The material used.&lt;/p&gt;&lt;p&gt;The material used in making the sheet is perhaps the most important metric that you should get right when solving the slumber puzzle of the ideal bed sheet. The sheet that you go for should generally be comfortable to sleep on and should also be durable. In addition, the sheet material should be such that it allows air to circulate easily. While there are many sheet fabrics in the market, cotton and linen fabrics remain the kings as they generally last longer, are comfortable and they do not affect your breathing. Silk satin sheets also merit some mention as they trap warmth making them ideal for cold climates.&lt;/p&gt;&lt;p&gt;Color fastness.&lt;/p&gt;&lt;p&gt;You&#39;d want to choose a bed sheet with a color that doesn&#39;t come off every time you wash it. This is why you should ascertain that whichever sheet you opt to go for will not fade when you use bleaches or other cleaning products. A simple way to test if your favored sheet is color fast is rubbing it against a standard fabric such as crocking cloth.&lt;/p&gt;&lt;p&gt;Design of the bed sheets.&lt;/p&gt;&lt;p&gt;Bed sheets play a significant role in your overall bedroom theme and should therefore be chosen carefully. Settle for a set of sheet design that&#39;s not only inviting but also complements well with your bedroom&#39;s overall theme. This includes matching the color schemes, design and room texture.&lt;/p&gt;&lt;p&gt;Fit.&lt;/p&gt;&lt;p&gt;Getting ready to go shopping for your next bed sheets? Be sure to take the measurements of your mattress before leaving. Mattresses vary in sizes and so do bed sheets. That&#39;s why you should note down the necessary dimensions of your mattress. Specifically write down the distance from the head to the foot of the mattress, its breadth and depth.&lt;/p&gt;&lt;p&gt;Bottom Line.&lt;/p&gt;&lt;p&gt;Purchasing a set of convenient bed sheets are a truly worthwhile investment. Just as a good blanket provides the perfect warmth for a good night sleep, the right bed sheets provide comfort to your skin as you sleep. The tips above will prove valuable in your endeavor to choose the best sheets from the heaps on offer so keep them at your fingertips.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/2227186965028327634/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/bed-sheets-buying-guide.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/2227186965028327634'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/2227186965028327634'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/bed-sheets-buying-guide.html' title='Bed Sheets Buying Guide'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-3235331520226032575</id><published>2022-02-08T05:56:00.006-08:00</published><updated>2022-02-08T05:56:31.801-08:00</updated><title type='text'>How to Work Out How Many Solar Panels You Need</title><content type='html'>&lt;p&gt;&amp;nbsp; If you are interested in the idea of using free, environmental friendly energy to power your household, and you want to have a solar panel array installed, one of the most basic requirements you need to keep track of is the number of solar panels that you need.&lt;/p&gt;&lt;p&gt;There are many factors that would determine just how many you would need to use, and how many you will actually be able to buy.&amp;nbsp;&lt;a href=&quot;http://www.sempersolaris.com&quot;&gt;www.sempersolaris.com&lt;/a&gt;&amp;nbsp;Some of these include the results of your energy consumption target calculations (how much energy your household appliances and devices need in order to function properly), the budget you have at your disposal and the type of solar panel you are using.&lt;/p&gt;&lt;p&gt;Also, depending on whether you are considering the purchase of a high-tech solar array or you&#39;re thinking of building your own panels yourself out of cheaper materials, the prices may vary. Therefore, the number of solar panels you can put together in an array may be different, and their quality might also have to be assessed.&lt;/p&gt;&lt;p&gt;Calculating Energy Consumption&lt;/p&gt;&lt;p&gt;If you want to determine precisely how many solar panels you need, it is essential to measure the amount of energy that a solar panel can offer, and compare it with the value that you require. Considering that a normal household consumes about 8000 - 9000 kwh on a yearly basis, and the fact that a $300 solar panel of good quality can only provide about 100 - 200 watts of energy, the number of panels you need to power your entire home may be quite substantial.&lt;/p&gt;&lt;p&gt;Of course, depending on your needs, you might not always have to use up so much energy on a regular basis. Especially if you are an environmental enthusiast, and you know how to choose appliances that provide better functionality, while consuming less energy, you might actually be able to reduce that number to half, or even less.&lt;/p&gt;&lt;p&gt;Also, if you want to build your own solar panel, you might find that the manufacturing costs can effectively be reduced to under $200 for a standard 36 cell solar panel. Depending on the quality of your homemade solar array, you only need about 30 or 40 panels to provide enough power for your entire home.&lt;/p&gt;&lt;p&gt;This number may still be too large, but it can be reduced if you wish to use an additional type of energy, such as wind power. This can offer you more energy on cloudy and rainy days, when solar panels don&#39;t operate as well, and reduce the need for panels to half or even less.&lt;/p&gt;&lt;p&gt;Use caution, as different types of solar cells will provide a varying amount of energy. You can calculate the energy output easily, however: after you build your DIY solar panel, measure the current and voltage it produces, and multiply them to obtain the watt value. As a result, a small, 6 ampere solar panel that produces 12 volts, for instance, will offer about 72 watts.&lt;/p&gt;&lt;p&gt;Now, such a weak solar panel may not provide you with too much energy, but the good news is that there are many inexpensive panels on the market that can offer two or more times as much power, and you don&#39;t have to pay more than 300 to 400 dollars for one. A solar array made of 10 to 20 of these panels would, therefore, represent a viable option when it comes to powering a large number of low energy appliances or gadgets.&lt;/p&gt;&lt;p&gt;Different Solar Panel Types&lt;/p&gt;&lt;p&gt;The rate and efficiency with which solar cells are able to transform solar energy into electricity also plays a part in determining how many solar panels you will need.&lt;/p&gt;&lt;p&gt;In the case of panels using monocrystalline solar cells, for example, the amount of sunlight needed for generating a specific amount of energy is far less than in the case of thin film or polycrystalline cells.&lt;/p&gt;&lt;p&gt;In 2010, a company that produces high quality monocrystalline solar panels was able to break the world record for solar energy efficiency, producing solar cells that could transform more than 24 % of the sun&#39;s rays into usable electrical power.&lt;/p&gt;&lt;p&gt;Some researchers even consider that, in a few years, it may be possible to create monocrystalline solar cells that are able to go beyond the 30 % or even the 40 % mark, significantly increasing the efficiency rating of these types of solar cells, and that of solar energy in general.&lt;/p&gt;&lt;p&gt;A good example of the energy efficiency that these solar panels can offer would be that a solar panel using a total of 36 monocrystalline cells can generally produce around 100 to 130 watts. This practically means that if you want to get 1 kw (1000 watts), you will need about 10 of these panels. Depending on the quality and brand of the panel, pricing can range between $3000 and $5000 for this plan.&lt;/p&gt;&lt;p&gt;In contrast with these results, technologies using polycrystalline cells are barely able to get close to the 20 % limit today, while thin film based technologies hardly provide about 15 to 17 % efficiency.&lt;/p&gt;&lt;p&gt;These numbers may conclude the technological superiority of monocrystalline PV cells, but they do not prove that the best decision is to buy such panels. It&#39;s true that you will not need as many panels to reach a general output of about 1 to 3 kw in this case, but the problem is that the more monocrystalline solar panels you buy, the greater the price difference becomes.&lt;/p&gt;&lt;p&gt;You may also opt for less energy efficiency and a better pricing option in order to save money. In this regard, polycrystalline cells are far better, as they are not as weak as thin film-based technologies, and are somewhat less expensive than monocrystalline solar cells.&lt;/p&gt;&lt;p&gt;Budget Issues&lt;/p&gt;&lt;p&gt;Now, everyone is usually thinking about budget issues when it comes to buying or manufacturing a solar panel. DIY solar panels are obviously cheaper, however, the quality differences can be great, not to mention that you will need to put a lot of work into it, if you want your new panels to perform properly.&lt;/p&gt;&lt;p&gt;If you decide to buy a solar panel, on the other hand, you will already have all the numbers necessary regarding how many watts it produces, and how stable it is. By using some simple math, you can then calculate exactly how many of these devices you need in order to meet your energy target.&lt;/p&gt;&lt;p&gt;The main problem here is that there are many brands focusing on offering different types of solar panels based on a large number of different technologies. As a result, you may have a hard time choosing between them, and you will have to look around on numerous websites to find out what past buyers think about any particular product.&lt;/p&gt;&lt;p&gt;Most people would believe that about $3000 to $8000 would be enough for a viable solar panel array; however, the numbers might double depending on your needs and the technology you want to use. Fortunately, most manufacturers are already starting to develop better technologies that allow people to buy more efficient solar arrays at a considerably lower price.&lt;/p&gt;&lt;p&gt;You have to take all the options into account, however, and avoid clinging to some brands simply because they have a &quot;catchier&quot; marketing agenda. Ultimately, the numbers will show you everything you need to know, and you can make up your own mind regarding which types of panels you should buy, and how many of them you will need.&lt;/p&gt;&lt;p&gt;Summary&lt;/p&gt;&lt;p&gt;You will often find that the company you do business with may actually provide you with a viable plan when it comes to dealing with energy consumption and solar panel numbers. Based on your budget and the proficiency of the solar power array you require, they can often give you a precise estimate of how much energy you can get from your purchase.&lt;/p&gt;&lt;p&gt;Use caution, however, since various brands may at times come up with new technologies that are cheaper and more effective, and would make the designs of other companies seemingly obsolete. You might actually realize then that new opportunities can appear at every step of the way.&lt;/p&gt;&lt;p&gt;So, if you are thoroughly informed about the factors that determine the quality of the technology used for manufacturing panels, you will find that you are in a much better position to establish how many of them you need yourself, without having to worry about any unknown factors.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Build Your Own Solar Panel System&lt;/b&gt;&lt;/p&gt;&lt;p&gt;The 2003 the Northeast blackout affected 45 million people in eight US states. Those using alternative sources of energy such as solar panels were able to benefit from their independence from the grid. No food going bad in refrigerators, no sitting in the dark for them. The Council on Foreign Relations, a think tank, has reported that electricity consumption and production have consistently expanded, resulting in an increased burden on a system not designed for such a large load, meaning that many people are turning to solar panels for security as well as financial and environmental reasons.&lt;/p&gt;&lt;p&gt;Solar power is a &quot;green&quot; and renewable power and doesn&#39;t emit harmful carbon dioxide, which means it&#39;s a great way to reduce your carbon footprint. Close to 3000 pounds of CO2 per year can be saved by a typical home solar energy system, which works out to about 30 tons over its lifetime. These clean, green technologies will be the core of the next industrial revolution, according to Tony Juniper, Friends of the Earth director.&lt;/p&gt;&lt;p&gt;The use of solar power drastically reduces electricity costs, and this is one of the most common reasons for choosing it. Federal and state governments offer solar incentives, which help to offset the initial expenses of a solar energy system. The 2005 Energy Policy Act provides two ways to be given a solar energy tax credit from the federal government. Solar energy rebates are also offered by more than 50% of US states.&lt;/p&gt;&lt;p&gt;An average of 164 watts of solar power per square meter is delivered to the Earth&#39;s crust by the sun. If we placed enough solar panels in the Sahara desert to cover just one percent of it, we could generate enough electricity to power the entire planet. This abundance of solar power means there&#39;s more than we&#39;ll ever need. But because the power sent out by the sun arrives as a mixture of light and heat, we can&#39;t use it as it is to directly power a car or a computer. This is why solar panels were invented - to convert the sun&#39;s power into a form we can use, like electricity.&lt;/p&gt;&lt;p&gt;Any extra electricity you create using your solar panels, if you&#39;re attached to the grid, will be paid for by the utility company. Accounting for a solar energy system&#39;s electricity production and enabling utilities to purchase excess energy from homeowners, net metering is allowed in 30 states. The most frequently used option is a single, reversible meter. As a solar energy system produces electricity, the kilowatts are used first to meet on-site energy demand. Excess electricity is then fed into the grid, turning the electric meter backwards, instead of being stored in a battery. The homeowner is credited for the extra kilowatts at the end of each metering period.&lt;/p&gt;&lt;p&gt;Excess electricity can be stored for use on days that are overcast. The ability to store excess electricity in batteries means you don&#39;t need to be attached to the grid even for cloudy days. In stand alone solar power systems batteries are charged with surplus electricity for night-time use. The life cycle of a battery is what determines its suitability for use with solar cells. The amount of electricity required, along with the size of the battery, will determine the number of hours energy will last during periods of no sunlight.&lt;/p&gt;&lt;p&gt;How is solar power produced? To produce solar power, you&#39;ll need a solar panel, which is composed of one or more solar cells. As sunlight falls onto a solar cell, the cell takes in light particles (called photons). Each photon contains power, and when soaked up, the photon releases an electron in the material of the solar cell. Electric wiring on both sides of the cell enable a flow of current as the photon is absorbed. Using this method, the solar cell produces electricity, which can be used immediately, or stored within a battery for future use.&lt;/p&gt;&lt;p&gt;Solar panels are made up of solar cells. An individual solar cell is not able to produce enough power for most purposes; therefore, several are joined in solar panels because of course, they create more electricity together. Solar panels are available in many types and sizes, the most typical of which produce as much as 50 W of electricity and consist of silicon solar cells. Interconnecting solar panels produce even more electricity.&lt;/p&gt;&lt;p&gt;A solar panel is a sizable flat, rectangular shape, usually somewhere between the dimensions of a radiator and a door. Power collectors, called solar cells, make up solar panels. A solar cell is usually 8-sided and blue-black in color, about the size of your palm. Just like the cells in a battery, these cells are intended to generate electricity. However, these cells use sunlight instead of chemicals to create electricity. Solar panels are also called photovoltaic panels (or PV panels), which comes from a combination of the Greek word for light, and electricity pioneer Alessandro Volta.&lt;/p&gt;&lt;p&gt;You may be curious about how sunlight is transformed into electricity. When the sun shines onto a solar cell, photons (light particles) are bombarded onto the upper surface of the cell. Each light particle then carries its energy down through the cell. The photons then transfer their power to electrons in the lower layer of the cell. The electrons use this energy to escape into the circuit by jumping the barrier into the upper layer. The movement of these electrons through the circuit generates the power for our lights and appliances.&lt;/p&gt;&lt;p&gt;Photovoltaic cells generate electricity from sunlight, but there are other methods for making solar energy. You can also get solar-thermal panels which heat water as opposed to creating electricity. Solar-thermal panels work differently than PV panels, and don&#39;t involve electricity. Although they seem similar to solar panels, instead of light particles being grabbed by solar cells, solar thermal panels have black glass which absorbs the sun&#39;s heat. Hot water is generated by directing water between the solar panels, heating it up as it goes, after which it is channeled into the water system and of course, comes out of the faucets as hot water.&lt;/p&gt;&lt;p&gt;It&#39;s incredible to think that the power transmitted by the sun in just one hour, is more than the whole world uses in a year. Designing (or redesigning) a building to take advantage of sunlight and heat is using passive solar power. This can be achieved by adding more insulation to your roof, or installing an extra south-facing window. Any &quot;passive&quot; adjustments like these would be installed either when the house is initially built, or during major renovation. Adding solar panels or other sunlight collectors would be referred to as active solar energy.&lt;/p&gt;&lt;p&gt;Any form of light that hits solar panels can be transformed to solar power, which means that even on gray days they can still create some power. You can receive back-up energy (for example at night) in one of two ways. One is that you can apply to be connected to the grid in the regular way, so that this acts as a back-up supply for when your solar panels are not operating as would be the case after dark. The other option is storing additional electricity from your solar panels in batteries which will then power your appliances and lights during hours of darkness.&lt;/p&gt;&lt;p&gt;In this environment of global warming and diminishing oil resources, it makes sense.to turn our awareness to natural and renewable resources. Solar power systems have become the most widespread source of renewable energy due to the fact that they make no clatter and manufacture no pollutants. Fitting photovoltaic (solar) panels while continuing to be connected to the grid is the most common method of changing to solar power. Any added electricity generated by the solar system is then fed into the grid. In this way the household can get paid for additional electricity produced, and can also acquire electricity at night.&lt;/p&gt;&lt;p&gt;Water bills can be cut by 50 to 70 % by using a first-rate solar water panel system. Apart from the evident environmental benefits of solar power, it makes financial sense. By combining both solar water panel and PV panel systems you can save even more. Installation costs for solar energy systems are high, although there are different grants available to help finance solar technology. A much more reasonably priced option is to assemble your own solar panels.&lt;/p&gt;&lt;p&gt;Traditional fuel sources are proving to be more tricky and costly to use, meaning an expansion in the value of solar power. Considering global warming and pollution it&#39;s apparent that traditional energy sources will no longer be viable. Renewable power sources, by definition, are limitless, unlike fossil fuel. As renewable energy technology continues to mature and the prices of accepted power sources rise, solar technology is starting to become more affordable.&lt;/p&gt;&lt;p&gt;Environmentally aware Hollywood celebrities, such as Cate Blanchett and Orlando Bloom, have taken their commitment further than recycling and driving hybrid cars. These actors have switched to using solar panels and other renewable power sources in their homes, slashing their energy use. Johnny &quot;Captain Jack Sparrow&quot; Depp&#39;s island in the Bahamas is to be powered by solar power rather than environmentally unfriendly generators. &quot;Dallas&quot; star, Larry Hagman has saved $24,000 per year by switching to solar power, taking his electricity bill from $37,000 to a mere $13,000 a year.&lt;/p&gt;&lt;p&gt;Actor, Edward Norton was so inspired by the solar panels installed in his own house that he created a program, in partnership with BP, to provide solar energy systems to lower income households in the LA area. Through the BP Solar Neighbors program a free solar system is offered to a low income household each time a celebrity buys one. An outstanding idea, the project has already had some of the best of Hollywood talent participating in it, including Owen Wilson, Alicia Silverstone and Will Ferrell. This project is probably contributing to the 30% annual growth of BP&#39;s solar division.&lt;/p&gt;&lt;p&gt;Around 50% the world&#39;s power supply will come from sustainable energy sources within the next 30 years according to forecasts from Shell. A great sustainable energy project is being shared by some of the top global corporations, including Total, General Electric and BP. The recent BP oil spill disaster has turned the world&#39;s attention to the increasing demand for alternative sources of energy and has increased public interest in solar energy as well as other renewable sources of power. The serious consequences of the oil spill have resulted in a substantial reshuffle of investment priorities, with American energy marketing campaigns placing a lot more focus on sustainable sources of power.&lt;/p&gt;&lt;p&gt;The United States is by far the major energy consumer in the world. 25% of the world&#39;s power consumption is by the US - even though it accounts for only 5% of the entire population of the earth. A 100mw solar energy plant in Israel will provide more than 200,000 people with electricity, and they have plans to build an even bigger plant in the future - a 500mw plant. The world&#39;s largest solar electricity system can be found in Bavaria, while around 1/2 of solar panels manufactured worldwide are used in Japan. When looking at these facts we can see how far America has to go in order to make the most of solar energy.&lt;/p&gt;&lt;p&gt;If you switch to using solar panels for your house, there are 2 aspects to the financial benefits. Using solar energy firstly means lower electricity bills. Second, if you stay connected to the grid, you&#39;ve got the option to sell excess electricity to the utility company. With installation costs still being very high, the typical residential solar power system takes around 18 months to have paid for itself - although making your own solar panels is a less expensive option.&lt;/p&gt;&lt;p&gt;Many more individuals are creating their own solar panels now than ever before. Since solar system installation costs are still very high DIY solar panels are fast becoming popular. And the process is easier than you may think. DIY solar panels can be safe and highly effective if created and installed using a good instruction guide. Certainly, creating your own solar panels saves the initial installation costs which means the savings are even greater in the long run.&lt;/p&gt;&lt;p&gt;Property value can be increased by the addition of solar panels. According to HUD, for every $1,000 you save in annual utility bills the value of your home rises by $20,000. A house which is energy efficient is of great value in the eyes of a potential buyer. In addition to the other benefits, a solar system means a home has a back-up system during electricity blackouts. A home-buyer knows that if they buy a house with a solar power system installed, they are also buying peace of mind - knowing that during any power outages they will be unaffected.&lt;/p&gt;&lt;p&gt;Installing panels on a roof that faces east or west will still work - you don&#39;t have to have a south-facing roof. Another effective option is the ground-mounted solar system placed in a flat, un-shaded area. A pole, cemented into the ground holds the solar panel in place. Batteries which have been charged with any surplus electricity produced by the solar panels during the day can provide energy overnight.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/3235331520226032575/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/how-to-work-out-how-many-solar-panels.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/3235331520226032575'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/3235331520226032575'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/how-to-work-out-how-many-solar-panels.html' title='How to Work Out How Many Solar Panels You Need'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-7310075472979308292</id><published>2022-02-08T05:56:00.004-08:00</published><updated>2022-02-08T05:56:21.692-08:00</updated><title type='text'>Reducing Waste - 3 Steps Restaurants Are Taking to Reduce Waste</title><content type='html'>&lt;p&gt;&amp;nbsp; I have helped hundreds of restaurants over the past few years move toward zero waste -- a philosophy that encourages the redesign of resource life cycles so that all products are reused or recycled.&lt;/p&gt;&lt;p&gt;Businesses pushing toward zero waste focus on reducing waste as much as possible and then diverting any remaining waste toward recycling and composting environments. To accomplish this, I&#39;ve seen these businesses incorporate 3 major tactics:&lt;/p&gt;&lt;p&gt;1) Eliminating Non Recyclable or Compostable Waste - I&#39;ve seen a variety restaurants and cafes effectively eliminate waste that can not be composted or recycled.&amp;nbsp;&lt;a href=&quot;https://mindseteco.co/&quot;&gt;https://mindseteco.co/&lt;/a&gt;&amp;nbsp;For outbound supplies (ones used by customers), many have moved over to compostable food packaging for their cutlery, to go containers, cups, bowls, etc. Inbound supplies can be a bit more difficult to control (e.g., it&#39;s more difficult to force your vendor not to cover your produce with plastic wrap), but still in many cases restaurants have been able to ask vendors to stop using packaging which is difficult to recycled such as Styrofoam.&lt;/p&gt;&lt;p&gt;2) Eliminating their Trash Cans - I&#39;ve seen quite a few sustainably minded business owners eliminate or dramatically reduce the size of their trash can. This seems to be a very powerful tactic so long as you&#39;ve already implemented #1 and reduced most of your packaging to compostables &amp;amp; recyclables. By eliminating your trash can, you force customers to think before they discard their waste, and when combined with proper recycling &amp;amp; composting signage, this can be very effective for getting customers to self-sort their waste.&lt;/p&gt;&lt;p&gt;3) Employee Education - I&#39;ve found that businesses that are the best at moving toward zero waste actively educate and train their employees on recycling, composting, use of re-usables, etc. Training is key for answering customer questions (e.g., which bin does this fork go in?) and for the sorting of waste left at tables or in the kitchen. Further, having employees that are excited about a businesses move toward zero waste will go a long way in embedding that sentiment into the businesses culture and the minds of it&#39;s customers.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;3 Practical Ways for Landscapers to Reduce Waste&lt;/b&gt;&lt;/p&gt;&lt;p&gt;Green business is a hot-ticket commodity in many parts of the country. Virtually every industry has a market segment of green specialists offering services marketed towards consumers who prioritize the environment and sustainable alternatives. Many business owners find that their customers are willing to pay more for a highly quality product or service that is more sustainable and less destructive to the environment locally and globally.&lt;/p&gt;&lt;p&gt;For this reason, many landscapers and design-build firms market themselves as environmentally conscience or even &quot;green&quot; in their techniques and material choices. After all, the companies that make our environments beautiful should aim to keep them that way. However, their dedication to green practices may not extend beyond their choice of native plants. Landscapers, golf courses maintenance crews, and other routine maintenance providers ought to work towards developing more sustainable procedures in their day-to-day work. Here are three practical ways that lawn and tree care companies can improve their practices and reduce waste.&lt;/p&gt;&lt;p&gt;1. Use recycled materials for landscaping&lt;/p&gt;&lt;p&gt;The EPA advises that landscapers and home owners recycle waste from their landscaping projects, including green waste (suggesting mulching some byproducts), lumber, brick, concrete, and asphalt. Obviously, the more materials which we can salvaged for reuse in other projects, the better for the customer&#39;s budget and for the environment. This may require the innovative use of old, weathered materials in new, thoughtful ways by other customers.&lt;/p&gt;&lt;p&gt;2. Compost green waste&lt;/p&gt;&lt;p&gt;Composting is a great small-scale solution for individual home owners, some of whom may choose to hire a lawn and tree care company which offers composting services. Composting can also be done in large-scale facilities or landfills, but may have some drawbacks, such as smell which affects the surrounding community. Often times, websites run by your state or local government provide more information about how to set up effective compost piles in either home-made or industrial compost bins. Landscapers can help educate their clients about the benefits of home composting and assist with the set up of systems that will radically reduce their waste output.&lt;/p&gt;&lt;p&gt;3. Recycle lawn grass clippings&lt;/p&gt;&lt;p&gt;While the EPA&#39;s suggestions target landscaping projects instead of the byproducts of routine maintenance, lawn and tree care companies as well as golf course maintenance crews dispose of a significant amount of lawn clipping grass into non-composting landfills. In fact, the amount of lawn clippings produced in 6 months in the United States could feed all of our cattle for a year.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Going Green With Eco-Friendly Products - Products That Reduced Waste&lt;/b&gt;&lt;/p&gt;&lt;p&gt;If you haven&#39;t started already, now is the best time to go green. One way of going green is by buying eco-friendly products. There are a number of ways to identify green products: look for companies that are going green, items made from renewable resources, etc. One of the things we often forget about, however, is what happens to the things we buy when we are finished with them? How eco-friendly can a product be if it just becomes regular old waste? So, how do we find eco-friendly products that reduce waste?&lt;/p&gt;&lt;p&gt;Here is a quick guide to finding the best eco-friendly products- those that reduce waste:&lt;/p&gt;&lt;p&gt;1) When you want to go green, look for biodegradable items. Paper is better than plastic, but beware of those paper products covered in a plastic coating. They will take just as long to go back to the earth (around 500 years) as plastic products. Green products are biodegradable products.&lt;/p&gt;&lt;p&gt;2) Eco-friendly products are recyclable. Check your city or county&#39;s recycling policies and methods. Make sure that what you buy is easily recyclable. A note on CFC bulbs here: they use much less energy and last longer than ordinary bulbs, but they have mercury in them, so don&#39;t throw them away. Check for a recycle program in your area for them.&lt;/p&gt;&lt;p&gt;3) When you buy big appliances or other big-ticket items, be sure to check the store or manufacturer to see if they offer a program for disposal when you have no more use for them. There are more and more companies that are going green out there, so check around.&lt;/p&gt;&lt;p&gt;4) Zero waste products. Look for products that are eco-friendly by finding those items that have no waste. Think creatively here. You don&#39;t need every book you buy in a paper version, do you? Try an E-book version. Instead of buying every CD you love, just purchase the download version. Digital is one way to convert to a zero waste lifestyle. Consider buying second-hand or passing things on for others to use when you&#39;re finished. Bring an Eco Bag (a great green product by the way) to the supermarket instead of taking home extra bags every time. Think of other ways in which you can convert to a zero waste lifestyle on the path to going green. Buy zero waste products&lt;/p&gt;&lt;p&gt;Whether you&#39;re just starting out or have been on the path to going green for a while now, find more ways to go green with eco-friendly products. Look for those products that are easily disposed of or reduce waste. Imagine a world with zero waste. I believe we will make a world like this someday. Let&#39;s do it sooner, rather than later.&lt;/p&gt;&lt;p&gt;Thanks for reading about going green with eco-friendly products and ways to reduce waste!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/7310075472979308292/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/reducing-waste-3-steps-restaurants-are.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/7310075472979308292'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/7310075472979308292'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/reducing-waste-3-steps-restaurants-are.html' title='Reducing Waste - 3 Steps Restaurants Are Taking to Reduce Waste'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-6587972384566322930</id><published>2022-02-08T05:56:00.001-08:00</published><updated>2022-02-08T05:56:10.593-08:00</updated><title type='text'>Offshore Internet Banking Advantages and Disadvantages</title><content type='html'>&lt;p&gt;&amp;nbsp; The topic of offshore internet banking is a hot one and one that is increasingly growing in popularity not only within the consumer banking community, but also the business or corporate banking sector.&lt;/p&gt;&lt;p&gt;The beauty of offshore online banking is that in addition to enabling you to conduct banking activities allowed by traditional and local brick and mortar businesses, it allows you more variety and flexibility in terms of your banking needs. For example, if you travel often, offshore online banking gives you the flexibility to conduct business on to go from anywhere, while ensuring that you have access to the type of currency if you need at a time you need it.&lt;/p&gt;&lt;p&gt;Having said that, not all banks offer online or internet banking services as this service costs the banks a significant amount of money.&amp;nbsp;&lt;a href=&quot;https://www.bonitrust.de/&quot;&gt;https://www.bonitrust.de/&lt;/a&gt;&amp;nbsp;Programming sophisticated and secure systems require the effort of several full time computer engineers, full security and compliance departments, as well as heavy overhead to support the service on an ongoing basis.&lt;/p&gt;&lt;p&gt;Because there are so many variables involved in offering this service, offshore internet banking services vary from one financial institution to another. Some have better systems while others have work to do. A lot of this is predicated on the resources the bank has dedicated to this initiative, both in terms of quantity and quality.&lt;/p&gt;&lt;p&gt;Opening an Offshore Bank Account&lt;/p&gt;&lt;p&gt;Before diving further into this topic, I want to clarify that engaging in offshore internet banking is not about evading taxes. It is about mitigating risk of capital loss due to no fault of your own. So when considering a foreign jurisdiction in which to establish an offshore bank account, consider one that is politically stable and financially strong. In addition, it helps to select a jurisdiction that pays an attractive interest rate and has low to no income tax. Some of the most preferred jurisdictions over the years have been Switzerland, Cayman Islands, Singapore, Hong Kong and the United Arab Emirates (UAE).&lt;/p&gt;&lt;p&gt;Opening a personal bank account is usually a very personal activity. With offshore internet banking however, there are ways you can get started remotely without having to show up to the bank&#39;s local office, saving a ton of time, money and mainly frustration.&lt;/p&gt;&lt;p&gt;One such way is by visiting a local bank&#39;s branch in your domicile state, or home country. Many big banks that offer internet banking have a multi-national presence. Chances are good that your selected bank has a local branch near where you live, despite being headquartered in another offshore jurisdiction.&lt;/p&gt;&lt;p&gt;In other cases, there are international banks that may not have local branches near where you live, but are willing and able to establish an offshore bank account for you through email, snail mail, fax and telephone. There are usually a set of documents required by banks in order to execute this process. Therefore you can still open a foreign bank account with an offshore bank without having to leave your country, but it may come with a little more effort, and sometimes the struggle involved in communicating with someone overseas.&lt;/p&gt;&lt;p&gt;The Advantages of Offshore Internet Banking&lt;/p&gt;&lt;p&gt;Here are some advantages of offshore internet banking that you should know about.&lt;/p&gt;&lt;p&gt;Protection from sovereign risk - as mention already above, parking funds in foreign bank accounts mitigates the risk of loss of capital resulting from freeze or confiscation of funds by Governments without any fault of your own. This risk is less of a concern in a developed economy with a solid banking infrastructure such as the United States, but it is nonetheless an inherent risk that exists.&lt;/p&gt;&lt;p&gt;Tax benefits - many offshore jurisdictions have low to no income tax implications on interest income, or income from business activities.&lt;/p&gt;&lt;p&gt;Higher Interest Rates - because many offshore banks operate with low costs, they can afford to offer higher interest rates compared to larger multi-national names. In fact, in developed economies like in Europe and North America, regulatory compliance requirements is seen by many as form of taxation on banks, thereby increasing overhead costs and lowering interest rates.&lt;/p&gt;&lt;p&gt;On Demand Access to Statements - offshore internet banking gives you instant access to your statements where you can view your activities on a real time basis. This includes past and pending deposits and withdrawals. You can therefore access your account balance at anytime.&lt;/p&gt;&lt;p&gt;Money Management - with offshore internet banking you can transfer funds between accounts across the globe instantly. Offshore banks have inventories of various currencies and can help you fulfill banking transactions in multiple countries. You can schedule automatic payments to vendors to release automatically.&lt;/p&gt;&lt;p&gt;There are several other advantages to offshore internet banking. You can open offshore trading accounts and establish offshore brokerage accounts to conduct trading and investment activity (there can be tax advantages to this). Conducting transactions online is not only mostly free, but also very efficient. Transaction time online is simply much less. You can also have streams of income potentially directly deposited straight into your offshore online bank account.&lt;/p&gt;&lt;p&gt;From a personal finance perspective, downloading banking activity from your offshore online bank account is easy and can be done instantly. Most online banking platforms are designed to feed information into financial or personal accounting software or to spreadsheets like Excel. Individuals can save a significant amount on accountant fees just by utilizing this feature. Not to mention more intimate knowledge and management of their own finances.&lt;/p&gt;&lt;p&gt;For those looking for anonymity, offshore online bank accounts also allow you to conduct banking anonymously as per bank secrecy guidelines.&lt;/p&gt;&lt;p&gt;The Disadvantages of Offshore Internet Banking&lt;/p&gt;&lt;p&gt;Merely establishing an offshore bank account can be a reason for the Government to put more focus on your activities. After all, many use offshore internet banking as a mechanism to conduct illegal activity and evade taxes. Some specific disadvantages of offshore internet banking as a result of conducting business through foreign bank accounts are the following:&lt;/p&gt;&lt;p&gt;Knowledge of Internet - There is a certain level of internet savvy required to be able to navigate your way through offshore internet banking platforms to ensure you are getting exactly what you want. This is a big reason why some elderly shy away from conducting banking online.&lt;/p&gt;&lt;p&gt;Deposit Timeline - Because many banks do not have the technology to be able to collect deposits remotely, you may have difficulty depositing all your proceeds. While many banks have developed electronic scanning technology, others have yet to catch up. There is no consistency to say the least.&lt;/p&gt;&lt;p&gt;Security / Fraud Implications - because banking is conducted online, offshore internet banking exposes you to the risk of network intrusion or breach. Because information is transferred electronically and stored in various databases, breaches can cause private and sensitive information to leak out into the wrong hands. But then again, this is no different than losing your check book if compared to traditional brick and mortar banking.&lt;/p&gt;&lt;p&gt;Spam Mail - offshore online banking also means that you will receive emails from the foreign bank you have your offshore bank accounts with. Internet predators recognize this as an opportunity for phishing, or fish for private and sensitive information. Many times you may see an email in your inbox from what seems like your foreign banking institution. However it is not. These are phishing emails hoping for you to login and enter your personal information such as login and password.&lt;/p&gt;&lt;p&gt;TIPS: Here are a few tips to avoid falling for phishing scams. First, when you receive an email from your bank, call them to verify that they sent the email. Second, instead of opening the email they sent you, visit the bank&#39;s website directly and see if you can conduct what&#39;s asked of you on their site by you logging in directly rather than clicking a login link in an email message.&lt;/p&gt;&lt;p&gt;Third, if you were to open the email and click on any link in it for whatever reason, once the link takes you to a website where you are required to enter personal information, look for security symbols such as an https URL address or a padlock on the lower right hand side corner of the web browser. There are other security measures as well that can be visible spotted. Read online for more on this topic.&lt;/p&gt;&lt;p&gt;Financial Security - some offshore bank locations are not very financially secure or stable. For example, during the global economic crisis of 2008, many savers lost money parked in offshore bank accounts in some destinations such as Iceland. I don&#39;t mean to scare you by any means as this situation is rare, and in most cases those who suffer losses are compensated in some way over time. However, know that this inherent risk exists. Always look for deposit insurance. The bigger the allowance the better.&lt;/p&gt;&lt;p&gt;Credibility by Association - as I&#39;ve already mentioned, offshore internet banking has negative connotations attached to it, often associated with money laundering, use of illegal monies, untaxed monies and support of illegal causes. Offshore bank accounts at times are tied to crime rings and terrorists. What does this mean for you? Although you may engage in offshore banking legally and legitimately, understand that there will be closer scrutiny over you by the Governments.&lt;/p&gt;&lt;p&gt;Access Restrictions - offshore banks are in destinations far away from you, therefore more difficult and expensive to access. In many countries, communication in person is preferred to communicating over phone, email and snail mail, therefore internet banking can get a bit difficult and frustrating. I see this trend slowly changing with banks understanding the need to communicate at all levels and mediums to satisfy a global audience.&lt;/p&gt;&lt;p&gt;Expensive - offshore internet banking is usually more expensive to set up and administer and thus more accessible and feasible for those more affluent or high income earners. It&#39;s not so much that it is expensive to open a foreign bank account. It is not. However, many times you will need to go through a firm that specializes in helping expatriates establish and manage foreign bank accounts. All these activities cost money.&lt;/p&gt;&lt;p&gt;Internet banking today is very convenient and is accessible to almost everyone. For the average individual it can be a great offshore tax planning tool to add to the mix. For those that travel, foreign internet banking can provide all sorts of convenience, allowing one to transact anywhere and with anyone. So if you liked what you read about offshore online banking, I highly recommend you look into it further to see how it can help you meet your objectives.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/6587972384566322930/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/offshore-internet-banking-advantages.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/6587972384566322930'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/6587972384566322930'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/offshore-internet-banking-advantages.html' title='Offshore Internet Banking Advantages and Disadvantages'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-1512251539593137666.post-2262427651748653388</id><published>2022-02-08T05:55:00.001-08:00</published><updated>2022-02-08T05:55:58.371-08:00</updated><title type='text'>Anchor Points Vs Ladder Brackets</title><content type='html'>&lt;p&gt;&amp;nbsp; The ongoing design of fall protection systems has ensured that no matter what industry you are in, there is a system that will meet the needs and requirements of your particular job circumstances. But what are the criteria for establishing if you need anchor points or ladder brackets.&amp;nbsp;&lt;a href=&quot;https://secupohl.com&quot;&gt;https://secupohl.com&lt;/a&gt;&amp;nbsp;This article will outline elements that will identify your specific requirements and assist in highlighting the strengths and weaknesses of each system.&lt;/p&gt;&lt;p&gt;Anchor Points&lt;/p&gt;&lt;p&gt;Anchor points are the most commonly used type of fall restraint system installed on industrial buildings. Also known as safe roof access points, a simple anchor point when used in conjunction with a certified harness can offer protection from major injury and death to trained users. Anchor points come in a very wide variety of designs. So you need to establish what your needs are, and then make an informed decision. Do you require a maximum threshold rate? Do you need multiple users attached to a single safe roof access point? Do you want an aesthetically pleasing design? Should the anchor points be permanently installed, or temporary? These factors will make your decision easier if you decide that anchor points are the ideal fall protection system for you.&lt;/p&gt;&lt;p&gt;Anchor points are often used on buildings that are regularly frequented by staff, as they offer comprehensive protection for individuals, and offer great freedom of movement at heights. Roof safety points need to be installed by certified installer, who will not only decide where is the ideal location of the points, but will also be able to perform annual certification. Every fall prevention system installer that you come across will recommend a system with an energy absorbing feature. This is not a marketing ploy, but a genuine advance in the safety features of fall prevention systems. The energy absorbing feature slows the deceleration of the falling weight, thereby reducing the trauma that a body is under when slowing down.&lt;/p&gt;&lt;p&gt;If your building requires a fall prevention system that offers complete protection across the entire area of the roof, then installing multiple safe roof access points will offer the highest standard of safety. But if there is a significantly smaller area that needs safe roof access, then a simpler and cheaper option may be available.&lt;/p&gt;&lt;p&gt;Ladder brackets&lt;/p&gt;&lt;p&gt;Ladder brackets are a simple way to ensure individuals that are working at heights can maintain the safety of their environment. There are two types of ladder brackets, ones that are permanently fixed onto the roof, and ones that are installed on the ladder itself. Both types of ladder brackets prevent the ladder from falling back, and also prevent any horizontal movement. By stabilising the ladder at a fixed position, an individual can have greater stability while working at heights.&lt;/p&gt;&lt;p&gt;Ladder brackets are limited in the safety that they offer. An individual can still slip, or lose their balance while on top of the ladder and fall. So in contrast to an anchor point they do offer the same level of safety. One advantage that ladder brackets have over anchor points is that they are very user friendly, because they do not require a user to put on a harness, and therefore they have a higher rate of use. Also the price range of ladder brackets offers significant savings in comparison to fixed safe roof access systems.&lt;/p&gt;&lt;p&gt;So what should I choose?&lt;/p&gt;&lt;p&gt;Examine your specific needs. What height are you going to be working at? Is portability important? Will I need to train multiple staff in the use of the equipment, or just one member? What is the price range that you have at your disposal for a fall protection system?&lt;/p&gt;&lt;p&gt;After analysing your needs and consulting with a certified fall protection installer you will see the system that will work best for you.&lt;/p&gt;&lt;p&gt;For expert advice on fall prevention systems from the premier anchor points and ladder brackets installers in Sydney, talk to the professionals at Sydney Anchor Points. They will provide genuine service, and reliable advice so that you can safely fall into making the right decision.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Anchor Point, the Center of Your After Effects Universe&lt;/b&gt;&lt;/p&gt;&lt;p&gt;We like to animate opacity and position but what do we do with the anchor point? In this world of balance and timely relationships, you might say the anchor point is the center of your After Effects universe. Let&#39;s see why.&lt;/p&gt;&lt;p&gt;You have to do a little &#39;After Effects math&#39; to get a good handle on using the anchor point and the first is understanding how After Effects lays out its grid and the other is understanding how sometime the anchor point is what I would call a relative value.&lt;/p&gt;&lt;p&gt;Create a composition and for easy numbers choose the &#39;Web Video, 320x240&#39; composition preset. Create a text layer and type the letter &#39;a&#39;. Now create a shape layer but don&#39;t draw anything yet. Also create a solid layer with default settings of composition size. Under the top pull down menu options, choose &#39;View&#39;, &#39;Show Rulers&#39;. This will display a ruler with units marked in pixels. This is a valuable tool for seeing your spatial relationships and especially for aligning objects. There is also a &#39;Show Grid&#39; option which applies a grid to your composition workspace.&lt;/p&gt;&lt;p&gt;Take a look at the numbers displayed on your rulers. The origin for your composition &#39;stage&#39; is the upper left where you will see 0 for x and 0 for y. If you visually inspect the area you can see that it is 320 pixels wide and 240 pixels in height. The info panel displays the coordinates underneath your mouse. If your info panel isn&#39;t open simply click &#39;Info&#39; under the Window pull down menu on the far right.&lt;/p&gt;&lt;p&gt;Hold your mouse over the upper left hand of your stage then move to the lower right hand corner. You will see the values &#39;0,0&#39; to &#39;320,240&#39;. You see your letter &#39;a&#39; in the center of the stage. Click on all three of your layers, then enter the keyboard shortcut &#39;a&#39; to display their anchor point value.&lt;/p&gt;&lt;p&gt;For the solid you will see &#39;160, 120&#39; but for your text and shape you will see &#39;0,0&#39;. I am going to refer to these values as &#39;relative&#39; because they all have the same anchor point, the center of the composition! Just for a simple illustration, create a second shape layer and draw another ellipse. Choose both layers, enter &#39;a&#39; to display the anchor point. You will see &#39;0,0&#39;. Now enter &#39;r&#39; for rotation and increase the rotation value for both shapes.&lt;/p&gt;&lt;p&gt;You will see that they rotate around the center of your composition. This makes sense, that every object shares a center anchor point but it can be a bit confusing when you see different numbers for the same value! Using a combination of your grid, info panel, and understanding these relative values for shapes and text will help you use the anchor setting with confidence.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;b&gt;Protection Requirements From Roof Anchors&lt;/b&gt;&lt;/p&gt;&lt;p&gt;There are a number of protection requirements for roof maintenance and construction works. These protective measures have been the focus of many contractors everywhere around the world. The innovations as to the products and systems have been very beneficial to professional contractors in terms of providing the necessary protection when climbing atop a roof to perform various tasks.&lt;/p&gt;&lt;p&gt;There are several regulations and protection requirements in place as to roof anchors and related materials. Protection harness should be worn at all times when working on a roof. This safety requirement helps avert the chances of a fall. The harness to be used should be the full-body harness type. This harness should be attached to a retractable cable or a lanyard. This material is then secured to an immovable object like the truss or floor joints. These two materials should be used together to provide maximize protection to a contractor.&lt;/p&gt;&lt;p&gt;Another, protection requirement is the installation of temporary rails. These railing systems meet safety standards and increase the protection to the contractor. The temporary railings, which are essentially made of metal posts, should be able to endure at least 200 hundred pounds of pressure. They are quite easy to install and disassemble.&lt;/p&gt;&lt;p&gt;The roof anchor points, which could either be permanent or temporary, are installed into the roof to hold the roof anchors and make them more stable. This supports the weight of the person who does the roof repairs. They are suitable for use on almost any roof type.&lt;/p&gt;&lt;p&gt;Roof anchor makes it easier for repairs to be done of the roof. It offers protection to the repairman especially when working on fragile glass roof or when doing repairs on the roof&#39;s edge. The repairman can stay up in the roof to finish the repairs in no time.&lt;/p&gt;&lt;p&gt;When it&#39;s time to install a satellite dish or a solar hot water system, be sure that there are roof anchor and roof anchor points installed on the roof to prevent accidents from happening at heights. Take the advice of the roof experts and you contractors. Besides these equipment would only cost you a few bucks, so no cause to worry about breaking the bank.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://hgbvfcd.blogspot.com/feeds/2262427651748653388/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/anchor-points-vs-ladder-brackets.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/2262427651748653388'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/1512251539593137666/posts/default/2262427651748653388'/><link rel='alternate' type='text/html' href='https://hgbvfcd.blogspot.com/2022/02/anchor-points-vs-ladder-brackets.html' title='Anchor Points Vs Ladder Brackets'/><author><name>gvfbhgghgf</name><uri>http://www.blogger.com/profile/01578309940566927186</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>

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