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  11. <title>Free Budget App &amp; Tools: 50/30/20 Rule + More</title>
  12. 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  157.                "@type": "Question",
  158.                "name": "Can I share my budget details with someone, such as my spouse??",
  159.                "acceptedAnswer": {
  160.                    "@type": "Answer",
  161.                    "text": "<p>Yes! You can invite your partner to access your budget by entering their email address in the form provided in the budget edit form. You can view the budget edit form by clicking on the <em>Manage Budgets</em> menu when you are logged in. If you prefer, you can also manually add a custom entry for their income and create additional expense categories.</p><p>Click on <strong>Manage Budgets > Shared with me</strong> in the menu to view any budgets that have been shared with you.</p>"
  162.                }
  163.            },
  164.            {
  165.                "@type": "Question",
  166.                "name": "Do I need to connect my bank account?",
  167.                "acceptedAnswer": {
  168.                    "@type": "Answer",
  169.                    "text": "<p>No. Our app is primarily a high-level planning resource that doesn't require a direct connection to your bank.</p>"
  170.                }
  171.            },
  172.            {
  173.                "@type": "Question",
  174.                "name": "Can I download my budget?",
  175.                "acceptedAnswer": {
  176.                    "@type": "Answer",
  177.                    "text": "<p>Yes! You can download your budget in CSV format by clicking the <strong>Download</strong> icon. The downloaded file can be opened in spreadsheet applications like Microsoft Excel and Google Sheets. Additionally, you can download the report charts as PNG files by hovering your mouse over the diagram and clicking the download icon.</p>"
  178.                }
  179.            },
  180.            {
  181.                "@type": "Question",
  182.                "name": "How often should I update my budget?",
  183.                "acceptedAnswer": {
  184.                    "@type": "Answer",
  185.                    "text": "It is recommended to update your budget regularly, preferably on a monthly basis. Doing so can ensure that your income, expenses, and savings are accurately reflected. Regular updates also help you stay on top of your financial situation and make informed decisions."
  186.                }
  187.            },
  188.            {
  189.                "@type": "Question",
  190.                "name": "How do I delete all my data?",
  191.                "acceptedAnswer": {
  192.                    "@type": "Answer",
  193.                    "text": "<p>You can permanently delete your account and all associated data by clicking on the <em>Delete My Account</em> button on the <em>My Profile</em> page. It is important to note that deleting your account and all associated data is a permanent action and cannot be undone. Therefore, before you delete your account, it is a good idea to download your budget as a CSV file.</p>"
  194.                }
  195.            },
  196.            {
  197.                "@type": "Question",
  198.                "name": "What does the smiley icon in the calculator represent?",
  199.                "acceptedAnswer": {
  200.                    "@type": "Answer",
  201.                    "text": "<p>The smiley icons show your savings progress based on recommendations from personal finance advisors, books, and the popular 50/30/20 budgeting rule. If you are saving over 20% of your income, the icon will wink. The icon will smile if you are on track to meet your savings goal, but it will appear sad if you are falling short. Seeing the sad icon indicates that you should consider reducing expenses or finding ways to increase your income.</p>"
  202.                }
  203.            },
  204.            {
  205.                "@type": "Question",
  206.                "name": "Is there a completely free budgeting app?",
  207.                "acceptedAnswer": {
  208.                    "@type": "Answer",
  209.                    "text": "<p>Absolutely! We believe budgeting should be accessible to everyone. That's why our app is completely free, with no hidden fees or ever having a paid plan! Sign up today and take control of your finances!</p>"
  210.                }
  211.            }
  212.        ]
  213.    }
  214. </script>
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  276. <section class="alert alert-dismissible fade show p-0 border-0" role="alert">
  277. <div class="jumbotron jumbotron-fluid bg-primary text-white mb-1">
  278. <div class="container px-0 position-relative">
  279. <header>
  280. <h1 class="display-4 h1Text font-weight-bold">Free budget app, planner and calculator</h1>
  281. <div class="lead"><p>My Budget App is your one-stop shop for financial wellness! We offer a free online budgeting tool with a
  282. powerful budget calculator at its core complemented by a suite of
  283. <a href="/calculator" target="_blank" title="financial calculators" class="text-white text-decoration-underline">financial
  284. calculators</a> and <a href="/blog" target="_blank" title="Blog" class="text-white text-decoration-underline">tips
  285. and articles</a> to guide you throughout your financial journey.</p>
  286. <p>Whether you're just starting out or well on your way, My Budget App has the tools you need from building an
  287. <a href="/calculator/emergency-fund" target="_blank" title="emergency fund" class="text-white text-decoration-underline">emergency fund</a> to planning your
  288. <a href="/calculator/retirement-savings" target="_blank" title="retirement planning" class="text-white text-decoration-underline">retirement savings</a>.</p>
  289. <p>Our budget planner also allows you to plan for future by simulating upcoming life events or salary increases with
  290. our budget replication feature. You can even set savings goals and see how long it will take to reach them, like
  291. paying off your mortgage.</p>
  292. <p>To get started, give our <em>budget calculator</em> a try below! Don't forget to
  293. <a href="/account/register" title="Sign up" class="text-white text-decoration-underline">sign up</a> and
  294. <a href="/account/login" title="Sign in" class="text-white text-decoration-underline">login</a> to access all of
  295. our features, including multiple budgets, sharing, downloading, and more. </p></div>
  296. </header>
  297. <button type="button" class="btn btn-close btn-close-white custom-close btn-lg" data-bs-dismiss="alert" aria-label="Close alert message"></button>
  298. </div>
  299. </div>
  300. </section>
  301. <div id="budget-tool" style="min-height: 500px;"></div>
  302. <section id="video" class="bg-light py-5 px-0">
  303. <h2 class="py-4 px-2 text-center">See MyBudgetApp in Action with Our Demo</h2>
  304. <div class="container ratio ratio-16x9">
  305. <lite-youtube videoid="6-UUz46bOHk" posterquality="maxresdefault" videotitle="Budget calculator Demo">
  306. <a class="lite-youtube-fallback" href="https://www.youtube.com/watch?v=6-UUz46bOHk"></a>
  307. </lite-youtube>
  308. </div>
  309. </section>
  310. <div class="container py-5 px-0">
  311. <h2 class="py-4 px-2 text-center">Frequently Asked Questions</h2>
  312. <div class="accordion accordion-flush" id="accordionFaq">
  313. <div class="accordion-item">
  314. <h3 class="accordion-header">
  315. <button class="accordion-button" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq1" aria-expanded="true" aria-controls="collapse-faq1">
  316. How do I use the budget calculator?
  317. </button>
  318. </h3>
  319. <div id="collapseFaq1" class="accordion-collapse collapse show" data-bs-parent="#collapseFaq1">
  320. <div class="accordion-body">
  321. <p>Simply start by adding your income and expenses in the <strong>Income</strong> and
  322. <strong>Expense</strong> tabs. You can add them at the following frequencies: daily, weekly,
  323. biweekly, monthly, quarterly, and yearly. Once you have added your details, set your savings
  324. goal and view how long
  325. it will take you to reach your goals.</p>
  326. <p>Use the Reports tab to view your categorized savings, deficit, and expense breakdown. You can
  327. view your spending and saving daily, weekly, bi-weekly, monthly, quarterly, and yearly. For
  328. example, if you
  329. want to view your monthly savings, you can select <strong>Monthly</strong> from the frequency
  330. selector .</p>
  331. </div>
  332. </div>
  333. </div>
  334. <div class="accordion-item">
  335. <h3 class="accordion-header">
  336. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq2" aria-expanded="false" aria-controls="collapse-faq2">
  337. Can I set a goal and find out how long it will take to achieve it?
  338. </button>
  339. </h3>
  340. <div id="collapseFaq2" class="accordion-collapse collapse" data-bs-parent="#collapseFaq2">
  341. <div class="accordion-body">
  342. <p>Yes, you absolutely can! Our enhanced Savings Calculator allows you to set a savings goal, and it
  343. will calculate the
  344. estimated time required to reach that goal. Whether you're planning for retirement, aiming for
  345. financial freedom, or
  346. working towards any financial milestone, our calculator simplifies the process, providing you
  347. with a clear timeframe
  348. for achieving your goals.</p>
  349. </div>
  350. </div>
  351. </div>
  352. <div class="accordion-item">
  353. <h3 class="accordion-header">
  354. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq503020" aria-expanded="false" aria-controls="collapse-collapseFaq503020">
  355. How do I use the 50/30/20 budgeting rule?
  356. </button>
  357. </h3>
  358. <div id="collapseFaq503020" class="accordion-collapse collapse" data-bs-parent="#collapseFaq503020">
  359. <div class="accordion-body">
  360. <p>To use the 50/30/20 rule, categorize each expense as Needs, Wants, or Savings and Debt Repayment.
  361. The app's 'Reports' tab will then provide a visual representation of your spending, showing how
  362. it aligns with the 50/30/20 budgeting rule. This feature helps you easily assess the health of
  363. your finances and make necessary adjustments.</p>
  364. </div>
  365. </div>
  366. </div>
  367. <div class="accordion-item">
  368. <h3 class="accordion-header">
  369. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq3" aria-expanded="false" aria-controls="collapse-faq3">
  370. Can I use templates to create a budget for different scenarios?
  371. </button>
  372. </h3>
  373. <div id="collapseFaq3" class="accordion-collapse collapse" data-bs-parent="#collapseFaq3">
  374. <div class="accordion-body">
  375. <p>Yes, you can. You can choose existing My Budget App <u><a href="/blog/budget-templates" title="Budget templates">budget
  376. templates</a></u> or you can use your existing budgets as a template to create a new budget.
  377. This streamlines the
  378. process, saving you time and effort in budget planning.</p>
  379. <p>For example, during sign up you can select one of the existing budget templates to set up the
  380. blueprint for your
  381. first budget. These budget templates include common income, expense, and expense groups as a
  382. starting point. For example, salary, transport, groceries, health insurance and living
  383. expenses.</p>
  384. </div>
  385. </div>
  386. </div>
  387. <div class="accordion-item">
  388. <h3 class="accordion-header">
  389. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq4" aria-expanded="false" aria-controls="collapse-faq4">
  390. What reports are available?
  391. </button>
  392. </h3>
  393. <div id="collapseFaq4" class="accordion-collapse collapse" data-bs-parent="#collapseFaq4">
  394. <div class="accordion-body">
  395. <p>There are three main reports. The <strong>Top 5 Expenses</strong> report displays the highest
  396. spending categories.
  397. The <strong>Budget Summary</strong> provides an overview of your budget's income, expenses, and
  398. savings. Lastly, the
  399. <strong>Full Expense Breakdown</strong> report offers a detailed breakdown of all your expenses,
  400. categorized for
  401. better
  402. understanding.</p>
  403. </div>
  404. </div>
  405. </div>
  406. <div class="accordion-item">
  407. <h3 class="accordion-header">
  408. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq5" aria-expanded="false" aria-controls="collapse-faq5">
  409. Can I save my data and make changes to it later?
  410. </button>
  411. </h3>
  412. <div id="collapseFaq5" class="accordion-collapse collapse" data-bs-parent="#collapseFaq5">
  413. <div class="accordion-body">
  414. <p>Yes! <a href="/account/register" title="Create My Budget App account"><u>Create a free
  415. My Budget App account</u></a> to easily access and modify your budget anytime from any device.
  416. </p>
  417. </div>
  418. </div>
  419. </div>
  420. <div class="accordion-item">
  421. <h3 class="accordion-header">
  422. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq6" aria-expanded="false" aria-controls="collapse-faq6">
  423. Can I manage multiple budgets?
  424. </button>
  425. </h3>
  426. <div id="collapseFaq6" class="accordion-collapse collapse" data-bs-parent="#collapseFaq6">
  427. <div class="accordion-body">
  428. <p>Yes! You can create multiple budgets from a single free account.</p>
  429. <p>This feature is useful for future budget planning and creating budget templates. Our savings
  430. planner enables you
  431. to quickly copy a budget to make changes for different purposes. For example, a budget for
  432. projects in
  433. different scenarios like investments, kid's school and child care fees, student loans or an
  434. overseas holiday!</p>
  435. </div>
  436. </div>
  437. </div>
  438. <div class="accordion-item">
  439. <h3 class="accordion-header">
  440. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq7" aria-expanded="false" aria-controls="collapse-faq7">
  441. Can I use a different currency?
  442. </button>
  443. </h3>
  444. <div id="collapseFaq7" class="accordion-collapse collapse" data-bs-parent="#collapseFaq7">
  445. <div class="accordion-body">
  446. <p>Yes! You can set custom currencies for each budget. If your desired currency is not listed in the
  447. currency dropdown
  448. field, you can
  449. <a href="/page/contact" title="Contact Us"><u>contact us</u></a>, and we will add it.</p>
  450. </div>
  451. </div>
  452. </div>
  453. <div class="accordion-item">
  454. <h3 class="accordion-header">
  455. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq8" aria-expanded="false" aria-controls="collapse-faq8">
  456. Can I share my budget details with someone, such as my spouse?
  457. </button>
  458. </h3>
  459. <div id="collapseFaq8" class="accordion-collapse collapse" data-bs-parent="#collapseFaq8">
  460. <div class="accordion-body">
  461. <p>Yes! You can invite your partner or financial advisor to access your budget by entering their
  462. email address in the
  463. form provided in the budget edit form. You can view the budget edit form by clicking on the
  464. <strong>Manage Budgets</strong> menu when you are logged in. If you prefer, you can also
  465. manually add a custom entry for their income and create additional expense categories.</p>
  466. <p>Click on <strong>Manage Budgets &gt; Shared with me</strong> in the menu to view any budgets that
  467. have been shared with you.</p>
  468. </div>
  469. </div>
  470. </div>
  471. <div class="accordion-item">
  472. <h3 class="accordion-header">
  473. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq9" aria-expanded="false" aria-controls="collapse-faq9">
  474. Do I need to connect my bank account?
  475. </button>
  476. </h3>
  477. <div id="collapseFaq9" class="accordion-collapse collapse" data-bs-parent="#collapseFaq9">
  478. <div class="accordion-body">
  479. <p>No. Our app is primarily a high-level budget planner and calculator that doesn't require a direct
  480. connection to your
  481. bank.</p>
  482. </div>
  483. </div>
  484. </div>
  485. <div class="accordion-item">
  486. <h3 class="accordion-header">
  487. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq10" aria-expanded="false" aria-controls="collapse-faq10">
  488. Can I download my budget?
  489. </button>
  490. </h3>
  491. <div id="collapseFaq10" class="accordion-collapse collapse" data-bs-parent="#collapseFaq10">
  492. <div class="accordion-body">
  493. <p>Yes! You can download your budget in CSV format by clicking the <strong>Download</strong> icon.
  494. The downloaded file can be opened in spreadsheet applications like Microsoft Excel and Google
  495. Sheets. Additionally, you can download the report charts as PNG files by hovering your mouse
  496. over the diagram and clicking the download icon.</p>
  497. </div>
  498. </div>
  499. </div>
  500. <div class="accordion-item">
  501. <h3 class="accordion-header">
  502. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq11" aria-expanded="false" aria-controls="collapse-faq11">
  503. How often should I update my budget?
  504. </button>
  505. </h3>
  506. <div id="collapseFaq11" class="accordion-collapse collapse" data-bs-parent="#collapseFaq11">
  507. <div class="accordion-body">
  508. <p>It is recommended to update your budget regularly, preferably on a monthly basis. Doing so can
  509. ensure that your
  510. income, expenses, and savings are accurately reflected. Regular updates also help you stay on
  511. top of your
  512. financial situation and make informed decisions.</p>
  513. </div>
  514. </div>
  515. </div>
  516. <div class="accordion-item">
  517. <h3 class="accordion-header">
  518. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq12" aria-expanded="false" aria-controls="collapse-faq12">
  519. How do I delete all my data?
  520. </button>
  521. </h3>
  522. <div id="collapseFaq12" class="accordion-collapse collapse" data-bs-parent="#collapseFaq12">
  523. <div class="accordion-body">
  524. <p>You can permanently delete your account and all associated data by clicking on the
  525. <strong>Delete My Account</strong> button on the <strong>My Profile</strong> page. It is
  526. important to note that deleting your account and all associated data is a permanent action
  527. and cannot be undone. Therefore, before you delete your account, it is a good idea to
  528. download your budget as a CSV file.</p>
  529. </div>
  530. </div>
  531. </div>
  532. <div class="accordion-item">
  533. <h3 class="accordion-header">
  534. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq13" aria-expanded="false" aria-controls="collapse-faq13">
  535. What does the smiley icon in the calculator represent?
  536. </button>
  537. </h3>
  538. <div id="collapseFaq13" class="accordion-collapse collapse" data-bs-parent="#collapseFaq13">
  539. <div class="accordion-body">
  540. <p>The smiley icons show your savings progress based on recommendations from personal finance
  541. advisors,
  542. books, and the popular 50/30/20 budgeting rule. If you are saving over 20% of your income,
  543. the icon will wink. The icon will smile if you are on track to meet your savings goal,
  544. but it will appear sad if you are falling short. Seeing the sad icon indicates that you
  545. should consider reducing expenses or finding ways to increase your income.</p>
  546. </div>
  547. </div>
  548. </div>
  549. <div class="accordion-item">
  550. <h3 class="accordion-header">
  551. <button class="accordion-button collapsed" type="button" data-bs-toggle="collapse" data-bs-target="#collapseFaq14" aria-expanded="false" aria-controls="collapse-faq14">
  552. Is there a completely free budgeting app?
  553. </button>
  554. </h3>
  555. <div id="collapseFaq14" class="accordion-collapse collapse" data-bs-parent="#collapseFaq14">
  556. <div class="accordion-body">
  557. <p>Absolutely! We believe budgeting should be accessible to everyone. That's
  558. why our app is completely free, with no hidden fees or ever having a paid plan!
  559. <a href="/account/register" title="Sign up">Sign up</a> today and take control of your finances!</p>
  560. </div>
  561. </div>
  562. </div>
  563. </div>
  564. </div>
  565. <section id="features" class="bg-light py-5 px-0">
  566. <div class="row gx-0">
  567. <div class="col-lg-12 text-center">
  568. <h2 class="px-2">Budgeting for the Everyday Person</h2>
  569. <hr>
  570. </div>
  571. </div>
  572. <div class="container swiper overflow-hidden">
  573. <div class="swiper-wrapper">
  574. <div class="text-center swiper-slide mb-5">
  575. <div class="service-box mt-5 mx-auto">
  576. <i class="fas fa-award fa-4x mb-3"></i>
  577. <h3>Free Budget App</h3>
  578. <p class="mb-0">My Budget App is completely free to use, with no hidden costs or fees.</p>
  579. </div>
  580. </div>
  581. <div class="text-center swiper-slide mb-5">
  582. <div class="service-box mt-5 mx-auto">
  583. <i class="fas fa-award fa-4x mb-3"></i>
  584. <h3>Savings calculator</h3>
  585. <p class="mb-0">Just enter your goal amount and see how long it will take to realise your goal.</p>
  586. </div>
  587. </div>
  588. <div class="text-center swiper-slide mb-5">
  589. <div class="service-box mt-5 mx-auto">
  590. <i class="fas fa-chart-pie fa-4x mb-3"></i>
  591. <h3>50/30/20 Budgeting</h3>
  592. <p class="mb-0">50% needs, 30% wants, 20% savings and debt repayment.</p>
  593. </div>
  594. </div>
  595. <div class="text-center swiper-slide mb-5">
  596. <div class="service-box mt-5 mx-auto">
  597. <i class="fas fa-wallet fa-4x mb-3"></i>
  598. <h3>Expense Tracking</h3>
  599. <p class="mb-0">Track your expenses with ease and stay on top of your budget.</p>
  600. </div>
  601. </div>
  602. <div class="text-center swiper-slide mb-5">
  603. <div class="service-box mt-5 mx-auto">
  604. <i class="fas fa-chart-line fa-4x mb-3"></i>
  605. <h3>Financial Analytics</h3>
  606. <p class="mb-0">Get insights into your spending habits and make informed financial decisions.</p>
  607. </div>
  608. </div>
  609. <div class="text-center swiper-slide mb-5">
  610. <div class="service-box mt-5 mx-auto">
  611. <i class="fas fa-file-invoice-dollar fa-4x mb-3"></i>
  612. <h3>Budget Templates</h3>
  613. <p class="mb-0">Start off by using our ready-made budget templates to quickly create a new
  614. budget.</p>
  615. </div>
  616. </div>
  617. <div class="text-center swiper-slide mb-5">
  618. <div class="service-box mt-5 mx-auto">
  619. <i class="fas fa-users fa-4x mb-3"></i>
  620. <h3>Budget Sharing</h3>
  621. <p class="mb-0">Share your budget with family and friends to collaborate and stay on track
  622. together.</p>
  623. </div>
  624. </div>
  625. <div class="text-center swiper-slide mb-5">
  626. <div class="service-box mt-5 mx-auto">
  627. <i class="fas fa-download fa-4x mb-3"></i>
  628. <h3>Budget Download</h3>
  629. <p class="mb-0">Download your budget data for easy record-keeping and analysis.</p>
  630. </div>
  631. </div>
  632. <div class="text-center swiper-slide mb-5">
  633. <div class="service-box mt-5 mx-auto">
  634. <i class="fas fa-list fa-4x mb-3"></i>
  635. <h3>Multiple Budgets</h3>
  636. <p class="mb-0">You can create and manage multiple budgets to plan your finances more
  637. effectively.</p>
  638. </div>
  639. </div>
  640. <div class="text-center swiper-slide mb-5">
  641. <div class="service-box mt-5 mx-auto">
  642. <i class="fas fa-layer-group fa-4x mb-3"></i>
  643. <h3>Customizable Categories</h3>
  644. <p class="mb-0">Create your own expense categories and tailor the app to your specific needs.</p>
  645. </div>
  646. </div>
  647. <div class="text-center swiper-slide mb-5">
  648. <div class="service-box mt-5 mx-auto">
  649. <i class="fas fa-rocket fa-4x mb-3"></i>
  650. <h3>Quick setup</h3>
  651. <p class="mb-0">No need to connect your bank accounts. Sign up and start using it straight away.</p>
  652. </div>
  653. </div>
  654. <div class="text-center swiper-slide mb-5">
  655. <div class="service-box mt-5 mx-auto">
  656. <i class="fas fa-cog fa-4x mb-3"></i>
  657. <h3>Flexible system</h3>
  658. <p class="mb-0">Easily track your expenses with a monthly budget or other frequencies (weekly,
  659. fortnightly etc). </p>
  660. </div>
  661. </div>
  662. <div class="text-center swiper-slide mb-5">
  663. <div class="service-box mt-5 mx-auto">
  664. <i class="fas fa-ellipsis-h fa-4x mb-3"></i>
  665. <h3>And many more ..</h3>
  666. <p class="mb-0"><u><a href="https://www.mybudgetapp.com/account/register" title="join free">Join
  667. free</a></u> to access all features.</p>
  668. </div>
  669. </div>
  670. </div>
  671. <div class="swiper-pagination"></div>
  672. <div class="swiper-button-prev"></div>
  673. <div class="swiper-button-next"></div>
  674.  
  675. </div>
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  679. <script>
  680.            (adsbygoogle = window.adsbygoogle || []).push({});
  681.        </script>
  682. </div>
  683. <div class="container my-5">
  684. <h2 class="mb-4 text-center">Budgeting Tips and articles</h2>
  685. <div class="row row-cols-1 row-cols-md-2 g-4">
  686. <div class="col">
  687. <div class="card h-100">
  688. <div class="card-body">
  689. <h3 class="card-title"><a href="/blog/saving-strategies/step-by-step-guide-to-budgeting-with-budget-calculators" title="Step-by-Step Guide to Budgeting" class="text-decoration-underline">Step-by-Step Guide
  690. to Budgeting</a></h3>
  691. <p class="card-text">Discover practical strategies for budgeting, saving, and planning your
  692. financial future with our Step-by-Step Guide to Budgeting with Budget Calculators.</p>
  693. </div>
  694. </div>
  695. </div>
  696. <div class="col">
  697. <div class="card h-100">
  698. <div class="card-body">
  699. <h3 class="card-title"><a href="/blog/creating-a-budget-in-5-steps" title="Creating a budget in 5 steps" class="text-decoration-underline">Creating a budget in 5 steps</a></h3>
  700. <p class="card-text">Learn how to craft a budget in 5 steps that works! Simple steps for
  701. effective finance management in no time.</p>
  702. </div>
  703. </div>
  704. </div>
  705. <div class="col">
  706. <div class="card h-100">
  707. <div class="card-body">
  708. <h3 class="card-title"><a href="/blog/saving-strategies/how-to-use-50-30-20-budget-calculator-to-acheive-finanical-balance" title="Personal Budget Calculator" class="text-decoration-underline">How to Use the 50 30 20
  709. Budget
  710. Calculator to Achieve Financial Balance</a></h3>
  711. <p class="card-text">Learn how to manage finances with the 50/30/20 budget calculator. This guide
  712. helps allocate income, track expenses, and set financial goals for stability.</p>
  713. </div>
  714. </div>
  715. </div>
  716. <div class="col">
  717. <div class="card h-100">
  718. <div class="card-body">
  719. <h3 class="card-title"><a href="/blog/maximising-your-finances-with-budget-calculator" title="Maximize Finances with Budget Calculator" class="text-decoration-underline">Maximize Finances with Budget
  720. Calculator</a></h3>
  721. <p class="card-text">Maximize finances with ease. Use budget calculator & learn how to set up a
  722. budget, track expenses & more with this comprehensive guide.</p>
  723. </div>
  724. </div>
  725. </div>
  726. </div>
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  730. <script>
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  734. <footer class="bg-dark text-light">
  735. <div class="container py-3 d-sm-flex justify-content-between bg-dark">
  736. <div class="p-2 order-sm-3">
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  739. <li><a href="https://www.mybudgetapp.com/account/login" title="Login" class="text-white">Login</a></li>
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  746. <strong class="border-bottom"><span class="lead">Calculators</span></strong>
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  755. </li>
  756. <li><a href="https://www.mybudgetapp.com/calculator/debt-to-income-ratio-calculator" title="Debt-to-Income Ratio Calculator" class="text-white">Debt-to-Income Ratio Calculator</a>
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  765. <strong class="border-bottom"><span class="lead">Useful Links</span></strong>
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  777. <div class="text-center order-sm-1 align-self-center">
  778. Copyright © 2013 - 2024
  779. My Budget App <img src="https://www.mybudgetapp.com/favicon.png" alt="My Budget App small logo" loading="lazy" />
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