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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>nrihtln.info</title> <atom:link href="http://nrihtln.info/feed" rel="self" type="application/rss+xml" /> <link>https://nrihtln.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 20:18:01 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Understanding Vehicle Financing Options In 2023</title> <link>https://nrihtln.info/understanding-vehicle-financing-options-in-2023</link> <comments>https://nrihtln.info/understanding-vehicle-financing-options-in-2023#comments</comments> <pubDate>Fri, 15 Dec 2023 13:07:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=67</guid> <description><![CDATA[Introduction Buying a vehicle is a significant financial decision that requires careful consideration. One crucial aspect to understand is vehicle financing options. In this article, we will explore the various financing options available in 2023, helping you make an informed decision when purchasing your next vehicle. 1. Traditional Auto Loans Traditional auto loans are the [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="Vehicle Loans CS Bank Northwest Arkansas & Cassville MO" src="https://i2.wp.com/www.cs.bank/assets/content/4pmqpzO5/vehicle-loans (002).jpg" _mce_src="https://i2.wp.com/www.cs.bank/assets/content/4pmqpzO5/vehicle-loans (002).jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><h2>Introduction</h2><p>Buying a vehicle is a significant financial decision that requires careful consideration. One crucial aspect to understand is vehicle financing options. In this article, we will explore the various financing options available in 2023, helping you make an informed decision when purchasing your next vehicle.</p><h2>1. Traditional Auto Loans</h2><p>Traditional auto loans are the most common financing option. With this option, you borrow money from a lender and repay it over a set period, usually with interest. This option is suitable if you have a good credit score and can afford a down payment.</p><h2>2. Lease Financing</h2><p>Leasing a vehicle is an alternative to buying. With a lease, you essentially rent the vehicle for a fixed period, typically two to four years. This option often requires lower monthly payments, but you won’t own the vehicle at the end of the lease.</p><h3>2.1 Pros of Lease Financing</h3><p>- Lower monthly payments compared to traditional auto loans.</p><p>- Ability to drive a new vehicle every few years.</p><p>- Minimal maintenance costs as the vehicle is typically under warranty.</p><h3>2.2 Cons of Lease Financing</h3><p>- No ownership at the end of the lease.</p><p>- Mileage restrictions and possible penalties for exceeding them.</p><p>- Potential additional charges for excessive wear and tear.</p><h2>3. Dealership Financing</h2><p>Many dealerships offer in-house financing options. This means that the dealer acts as the lender, providing you with a loan to purchase the vehicle. Dealership financing can be convenient, but it’s essential to compare rates and terms with other lenders to ensure you’re getting the best deal.</p><h2>4. Personal Loans</h2><p>If you prefer more flexibility, you can consider obtaining a personal loan from a bank or credit union. Personal loans can be used for various purposes, including purchasing a vehicle. However, interest rates and terms may vary, so it’s crucial to shop around for the best rates.</p><h2>5. Online Lenders</h2><p>In recent years, online lenders have gained popularity as a convenient way to secure financing. These lenders often offer competitive rates and quick approval processes. However, it’s essential to research the lender’s reputation and read customer reviews before proceeding.</p><h2>6. Manufacturer Financing</h2><p>Vehicle manufacturers occasionally offer special financing deals, such as low-interest rates or cashback incentives. These deals are typically available for new vehicles and can be advantageous if the terms align with your financial goals.</p><h2>Conclusion</h2><p>When it comes to vehicle financing options in 2023, there are several avenues to explore. Understanding the pros and cons of each option will help you make an informed decision. Whether you opt for a traditional auto loan, lease financing, dealership financing, personal loans, online lenders, or manufacturer financing, consider your financial situation, credit score, and long-term goals. With proper research and careful consideration, you can find the financing option that best suits your needs and enjoy your new vehicle with peace of mind.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/understanding-vehicle-financing-options-in-2023/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Comparing Sedan Models For Commuting</title> <link>https://nrihtln.info/comparing-sedan-models-for-commuting</link> <comments>https://nrihtln.info/comparing-sedan-models-for-commuting#comments</comments> <pubDate>Fri, 15 Dec 2023 13:03:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=65</guid> <description><![CDATA[Introduction When it comes to commuting, having a reliable and comfortable sedan can make all the difference. In this article, we will compare various sedan models that are perfect for daily commuting in 2023. Whether you prioritize fuel efficiency, safety features, or technology, we have got you covered. Read on to find the perfect sedan [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="Edmunds Choice 2013 Compact Sedan Comparison Chart on" src="https://i2.wp.com/media.ed.edmunds-media.com/non-make/carbuying/carbuying_30413_1600.jpg" _mce_src="https://i2.wp.com/media.ed.edmunds-media.com/non-make/carbuying/carbuying_30413_1600.jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><h2>Introduction</h2><p>When it comes to commuting, having a reliable and comfortable sedan can make all the difference. In this article, we will compare various sedan models that are perfect for daily commuting in 2023. Whether you prioritize fuel efficiency, safety features, or technology, we have got you covered. Read on to find the perfect sedan for your daily commute!</p><h2>1. Toyota Camry</h2><p>The Toyota Camry has long been a popular choice for commuters, and for good reason. With its spacious interior, comfortable seating, and excellent fuel efficiency, it is hard to go wrong with this sedan. Additionally, the Camry offers advanced safety features, such as lane departure warning and adaptive cruise control, making it a reliable choice for daily commuting.</p><h2>2. Honda Accord</h2><p>The Honda Accord is another top contender for commuters. Known for its reliability and durability, the Accord offers a smooth and comfortable ride. It also boasts an impressive fuel efficiency, saving you money on your daily commute. With its user-friendly technology interface and spacious cabin, the Honda Accord is a practical choice for those who value comfort and convenience.</p><h2>3. Hyundai Sonata</h2><p>If you are looking for a sedan that combines style, affordability, and reliability, the Hyundai Sonata is worth considering. With its sleek design and comfortable interior, the Sonata offers a great driving experience. It also comes equipped with advanced safety features, such as blind-spot monitoring and rear cross-traffic alert, ensuring your safety on the road.</p><h2>4. Chevrolet Malibu</h2><p>The Chevrolet Malibu is a versatile sedan that is perfect for both city and highway commuting. It offers a smooth and quiet ride, making it ideal for long daily commutes. The Malibu also features a spacious cabin, providing ample legroom and comfort. With its responsive infotainment system and available Wi-Fi hotspot, you can stay connected and entertained during your commute.</p><h2>5. Ford Fusion</h2><p>For those seeking a sedan with a sportier look and feel, the Ford Fusion is a great option. With its athletic handling and powerful engine options, the Fusion offers a fun and engaging driving experience. It also comes equipped with advanced safety features, such as automatic emergency braking and pedestrian detection, ensuring your peace of mind during your daily commute.</p><h2>Conclusion</h2><p>Choosing the right sedan for your daily commute is essential for a comfortable and enjoyable driving experience. Whether you prioritize fuel efficiency, safety features, or technology, there is a sedan model out there that suits your needs. Consider the Toyota Camry, Honda Accord, Hyundai Sonata, Chevrolet Malibu, and Ford Fusion when comparing sedan models for commuting in 2023. Take test drives and consider your personal preferences to make an informed decision. Happy commuting!</p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/comparing-sedan-models-for-commuting/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Factors To Consider When Buying A Used Car</title> <link>https://nrihtln.info/factors-to-consider-when-buying-a-used-car</link> <comments>https://nrihtln.info/factors-to-consider-when-buying-a-used-car#comments</comments> <pubDate>Fri, 15 Dec 2023 12:59:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=63</guid> <description><![CDATA[Introduction Buying a used car can be an exciting and cost-effective option for many people. However, it’s important to carefully consider several factors before making a purchase. This article will provide you with some valuable tips to help you make an informed decision when buying a used car. 1. Budget One of the first factors [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="5 Smart Reasons for Buying a Used Car Infographic" src="https://i2.wp.com/auto-towing-sacramento.com/wp-content/uploads/2014/09/5-smart-reasons-for-buying-a-used-car-682x1024.png" _mce_src="https://i2.wp.com/auto-towing-sacramento.com/wp-content/uploads/2014/09/5-smart-reasons-for-buying-a-used-car-682x1024.png" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><p><head></head><body></p><h2>Introduction</h2><p>Buying a used car can be an exciting and cost-effective option for many people. However, it’s important to carefully consider several factors before making a purchase. This article will provide you with some valuable tips to help you make an informed decision when buying a used car.</p><h2>1. Budget</h2><p>One of the first factors to consider when buying a used car is your budget. Determine how much you are willing to spend on the vehicle, including any additional costs such as insurance, taxes, and maintenance. It’s important to set a realistic budget to ensure you don’t overspend and end up with financial difficulties.</p><h2>2. Vehicle History</h2><p>Before finalizing your purchase, obtain the vehicle’s history report. This report will provide you with crucial information about the car’s past, including any accidents, repairs, or title issues. It’s essential to review the vehicle’s history to avoid buying a car with hidden problems.</p><h2>3. Mechanical Inspection</h2><p>Always have a trusted mechanic inspect the used car before making a purchase. A professional inspection will help identify any underlying mechanical issues that may not be apparent to the untrained eye. This step can save you from buying a car with costly repairs in the future.</p><h2>4. Mileage and Age</h2><p>Consider the mileage and age of the used car. Generally, lower mileage and newer models are more desirable as they are likely to have less wear and tear. However, it’s important to balance this with other factors such as price and maintenance history.</p><h2>5. Fuel Efficiency</h2><p>With rising fuel costs, it’s important to consider the fuel efficiency of the used car. Look for a vehicle that offers good mileage to help you save money on fuel expenses in the long run. Research the car’s fuel efficiency ratings to make an informed decision.</p><h2>6. Safety Features</h2><p>Check the safety features of the used car. Ensure it has features such as airbags, anti-lock braking systems (ABS), traction control, and stability control. These features can greatly enhance your safety on the road and provide peace of mind.</p><h2>7. Maintenance and Repair Costs</h2><p>Research the maintenance and repair costs associated with the specific make and model of the used car you are interested in. Some cars have higher maintenance costs or require more expensive parts, which can significantly impact your budget in the long run.</p><h2>8. Financing Options</h2><p>If you plan to finance the purchase of a used car, explore different financing options. Compare interest rates, loan terms, and monthly payments from various lenders to find the best deal. Consider your credit score and financial situation when evaluating financing options.</p><h2>9. Test Drive</h2><p>Always take the used car for a test drive before making a final decision. Test the vehicle’s performance, handling, and comfort. Pay attention to any unusual noises or vibrations. A test drive will help you assess whether the car is a good fit for you.</p><h2>10. Vehicle Title and Ownership</h2><p>Lastly, ensure that the vehicle has clear and valid title documentation. Verify the ownership details and check for any liens or outstanding financial obligations. This step will help you avoid legal issues and ensure a smooth transfer of ownership.</p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/factors-to-consider-when-buying-a-used-car/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Skimboarding Is Posed to Be a Huge Sport</title> <link>https://nrihtln.info/why-skimboarding-is-posed-to-be-a-huge-sport</link> <comments>https://nrihtln.info/why-skimboarding-is-posed-to-be-a-huge-sport#comments</comments> <pubDate>Sun, 02 Apr 2023 02:44:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Water Sports]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=58</guid> <description><![CDATA[Compared to other popular sports such as surfing, football, soccer, golf, basketball and other mainstream sports, skimboarding is like a 6 month old baby that is about ready to have a giant growth spurt.Just in the last few years skimboard sales and products have sky rocketed and the number of kids and young adults picking [...]]]></description> <content:encoded><![CDATA[<p> Compared to other popular sports such as surfing, football, soccer, golf, basketball and other mainstream sports, skimboarding is like a 6 month old baby that is about ready to have a giant growth spurt.Just in the last few years skimboard sales and products have sky rocketed and the number of kids and young adults picking up a skimboard is growing substantially every year. YouTube has definitely helped the skimboarding industry because it’s been able to show a huge audience what skimboarding truly is. Most older adults have never even heard of a skimboard. Now you can go onto the internet and type in skimboarding and thousands of pages of information and videos are at your finger tips.Whenever I head to the beach now I’m amazed at all the skimboarders and how popular it’s grown over the last decade. When I was a kid which has been some time I would never see a skimboarder, it was body boarding or surfing.It’s great to see so many young people picking up this sport and especially inland skimboarding. The great thing about this sport is you don’t need an ocean and waves to go out and have fun. All you have to do is find a muddy puddle, river, pond or lake and you can have a riot all day long with your friends.In this awesome day and age of technology it’s good to see kids still going outside and having fun. When I was a kid I had the first edition of Nintendo but I still spent most of my time outside with my friends raising havoc. </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/why-skimboarding-is-posed-to-be-a-huge-sport/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips for Buying Outdoor Play Equipment</title> <link>https://nrihtln.info/tips-for-buying-outdoor-play-equipment</link> <comments>https://nrihtln.info/tips-for-buying-outdoor-play-equipment#comments</comments> <pubDate>Sat, 01 Apr 2023 22:33:47 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Outdoor Activities]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=56</guid> <description><![CDATA[With advancement in technology, children nowadays are more accustomed to structured indoor activities. It is estimated that the average child spends not more than ten minutes in unstructured outdoor activities. Popularity of indoor activities is blamed for the poor quality of life of children. Realizing the positive impact of outdoor play on the health and [...]]]></description> <content:encoded><![CDATA[<p> With advancement in technology, children nowadays are more accustomed to structured indoor activities. It is estimated that the average child spends not more than ten minutes in unstructured outdoor activities. Popularity of indoor activities is blamed for the poor quality of life of children. Realizing the positive impact of outdoor play on the health and mind of children, parents nowadays are encouraging their children to play outdoors. They are now installing outdoor play equipment to attract kids to the outdoor space of their residence.Choose appropriate outdoor play equipment<br />Different types of outdoor toys are available for kids. While selecting play equipment for your garden, buy only age appropriate toys. If you have a lawn or yard, you can install a swing, climbing frame or seesaw in the outdoor space. However, before placing the outdoor equipment, make sure that the area is hazard free for the kids. Besides swinging, climbing and sliding, children also love riding. They love exploring the space outside the house in the attractive ride-on-toys. To tempt your child to spend a few hours enjoying the sunshine and fresh air outdoors, place a lovely playhouse or play tent in your backyard. Enchanted by his/her own miniature house, your child will be willing to abandon indoor games in favor of more attractive outdoor activities. For kids who are a bundle of energy, trampolines or jumping mats is the appropriate play equipment for bouncing outdoors.Things to remember while shopping for outdoor toys<br />While shopping for outdoor toys, select toys made out of good quality material. They should be highly durable, and capable of withstanding rough handling. The metallic components of the garden play equipment should have a rust resistant coating. Only lead free non-toxic paints should be used for painting the equipment. Sometimes, to enhance the durability of fabrics present in outdoor equipment, they are covered with UV resistant coating. There should be no sharp edges in the toy. Plastic or PVC is widely used nowadays for constructing outdoor toys. The water and heat resistant properties of plastic or PVC has made it the popular choice for play equipment that are installed outdoors.Benefits of outdoor play equipment<br />Climbing and swinging are beneficial exercises for the muscles. Almost every muscle in the body is exercised while a child in playing with outdoor toys. Encouraging children to play with garden play equipment is the best strategy to improve their fitness level and reduce the risk of obesity and other childhood illnesses related to a sedentary lifestyle. </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/tips-for-buying-outdoor-play-equipment/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>US International Tax Planning: Subpart F Branch Rule Causes Inclusions for CFC Shareholders</title> <link>https://nrihtln.info/us-international-tax-planning-subpart-f-branch-rule-causes-inclusions-for-cfc-shareholders</link> <comments>https://nrihtln.info/us-international-tax-planning-subpart-f-branch-rule-causes-inclusions-for-cfc-shareholders#comments</comments> <pubDate>Sat, 01 Apr 2023 16:14:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Taxes Income]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=54</guid> <description><![CDATA[Subpart F rules limit deferral of foreign income by owners of foreign corporations. Earnings of a foreign corporation owned by U.S. taxpayer(s) are generally not subject to taxes in the USA until remitted. This general rule is subject to several anti-deferral regimes, including Subpart F. U.S. shareholders (generally U.S. persons owning 10% or more of [...]]]></description> <content:encoded><![CDATA[<p> Subpart F rules limit deferral of foreign income by owners of foreign corporations. Earnings of a foreign corporation owned by U.S. taxpayer(s) are generally not subject to taxes in the USA until remitted. This general rule is subject to several anti-deferral regimes, including Subpart F. U.S. shareholders (generally U.S. persons owning 10% or more of the vote) of a controlled foreign corporation (CFC) must include in their income currently certain types of income earned by the CFC, under the provisions of Subpart F. These inclusions are accompanied by a deemed-paid credit for corporate shareholders that operates identically to the deemed-paid credit for dividends. A Subpart F inclusion, however, is not a qualified dividend eligible for the reduced 15% tax rate.This second of a series of articles on Subpart F deals with the branch rule that requires CFC shareholders to include income from sales branches of CFCs.Shareholders of CFCs that buy and sell goods must include in their income their shares of the CFC’s income if the goods are bought from or sold to a related party and both made and for use outside the CFC’s country. A high tax exception prevents this if the foreign income tax exceeds 31.5% on the income. This normally does not apply to shareholders of a CFC that makes and sells goods, even if it is not subject to foreign tax. Under the branch rule, though, part of the income of a CFC that makes and sells goods may be subject to Subpart F inclusion by the U.S. shareholders.Where the branch rule applies, the sales and manufacturing branches are treated as different, separate CFCs. The effect of this is to treat the sales branch as if it purchased goods from a related party and resold them. The sales branch is treated as incorporated in the home office CFC’s country of incorporation. Thus, sales of goods for use outside that country are treated as Subpart F income.The branch rule applies only if both of two tests are met: foreign tax reduction, and home-country tax deferral. The first test is met if the total foreign income taxes imposed on the CFC are reduced by at least 5 percentage points as a result of the use of branches. The second test is met if the effect of a branch is to defer income tax in the CFC’s country of incorporation until the earnings of the branch are remitted.The branch rule does not result in Subpart F income if the earnings of the branch are still subject to foreign income tax in excess of 31.5%. It also does not apply with respect to a branch in the USA.Example: Mech AG is a Swiss corporation owned by a Bob, U.S. citizen. Mech AG makes and sells machines. The machines are made by an Ireland branch, subject to 12.5% Irish income tax on the income of the branch only. The Ireland branch transfers the machines to an office of Mech AG in Switzerland. The transfer price results in a profit in Ireland. The Swiss office sells the machines to customers for use around the world. Under Swiss tax law, the Ireland profits are not taxed until remitted. The profits of the sales branch (treating the transfer from Ireland as if it were a purchase) are subject to 22% Swiss Federal and cantonal income tax. As a result of the Swiss tax law rules, the Ireland profits are taxed at 9.5 percentage points less than the other profits, and not taxed (deferred) until remitted. The branch rule tests are met. The sales branch profits are considered Subpart F income, and Bob must pay taxes in the USA on the sales income as if it were distributed.Note that Subpart F inclusions are not qualified dividends. Thus, for individuals who own CFCs, a Subpart F inclusion may be not only an acceleration of tax, but a permanent increase. Bob’s tax is up to 35% on the Subpart F income, rather than the 15% that would apply to a dividend from a Swiss corporation. For regular corporations who own 10% or more of a CFC, the Subpart F inclusion is only a temporary difference, since all a regular corporation’s income is taxed at the same rate.Summary: U.S. owners of foreign corporations may be required to include in their income their share of income of a CFC from making and selling goods if the CFC has separate manufacturing and sales branches.International tax planning can be complex, especially such provisions as Subpart F. Call Steve Fox to help make sure you are not paying more tax than necessary. </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/us-international-tax-planning-subpart-f-branch-rule-causes-inclusions-for-cfc-shareholders/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Type 2 Diabetes – Concerns About Breast Cancer</title> <link>https://nrihtln.info/type-2-diabetes-concerns-about-breast-cancer</link> <comments>https://nrihtln.info/type-2-diabetes-concerns-about-breast-cancer#comments</comments> <pubDate>Sat, 01 Apr 2023 12:16:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Breast Cancer]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=52</guid> <description><![CDATA[Type 2 diabetes is associated with a high risk of breast cancer, and the genetic mutations of BRCA1 and BRCA2 are also associated with a high breast cancer risk. Researchers in the Hereditary Breast Cancer Clinical Study Group at the Juravinski Cancer Centre in Ontario, Canada, studied whether the BRCA1 and BRCA2 mutations could be [...]]]></description> <content:encoded><![CDATA[<p> Type 2 diabetes is associated with a high risk of breast cancer, and the genetic mutations of BRCA1 and BRCA2 are also associated with a high breast cancer risk. Researchers in the Hereditary Breast Cancer Clinical Study Group at the Juravinski Cancer Centre in Ontario, Canada, studied whether the BRCA1 and BRCA2 mutations could be associated with Type 2 diabetes. The results of their work will be published in the journal Cancer in May 2011. BRCA1 and BRCA2 belong to a group of genes that suppress tumors.Six thousand and fifty-two women with either the BRCA1 or BRCA2 mutations were included in the study. Half had already been given a diagnosis of breast cancer. Histories of diabetes were also obtained. Those who had breast cancer had no trace of diabetes before their cancer was diagnosed and neither did the women without cancer. In the 15 year period after their cancer was diagnosed, it was found these ladies had twice the risk of also receiving a diagnosis of Type 2 diabetes. For women with a body mass index of over 25, meaning that they were overweight or obese, the risk was more than five times as great.Could breast cancer be a possible cause of Type 2 diabetes? More research on these diseases will tell.BRCA1 and BRCA2 are genetic mutations found primarily among the Ashkenazy Jewish population. People with a family history of breast cancer can also be carriers of these mutations…if your mother, sister or daughter were diagnosed with breast cancer before the age of 50, suspect the mutations,<br />having three or more aunts or a grandmother with breast cancer, at any age, should also raise your suspicions,<br />a close relative with breast and ovarian cancer or cancer of both breasts,<br />two or more relatives with ovarian cancer or breast cancer in a male relativecan all be indications of the presence of the BRCA1 or BRCA2 mutation.Women with either mutation are at risk for both breast and ovarian cancer, and both men and women with either mutation are at risk for breast cancer. Tests are available for detection of these mutations, and if they are found preventive measures can be taken.Breast exams should be self-performed every month and should be carried out as part of a regular checkup:the American Cancer Society recommends an annual mammogram for women over 40,<br />transvaginal ultrasound can also detect tumors early,<br />women who are at high risk can consider prophylactic surgical removal of their breasts and ovaries<br />normalizing weight is also a preventive measure,<br />the drugs tamoxifen and raloxifene are also used as preventive measures.If you are concerned that you might be at high risk because of your ethnic background or family history, see your doctor for genetic testing. Your privacy is legally protected. If you are aware you are carrying BRCA1 or BCRA2 mutations, discuss with your doctor the preventive measures that might be appropriate in your case.All women should have regular breast exams and mammograms. Whether this will help to prevent Type 2 diabetes remains to be seen, but certainly prevention and early detection of cancer can be life saving. </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/type-2-diabetes-concerns-about-breast-cancer/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Server not found</title> <link>https://nrihtln.info/server-not-found</link> <comments>https://nrihtln.info/server-not-found#comments</comments> <pubDate>Sat, 01 Apr 2023 01:07:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=50</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/server-not-found/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Yogi Berra Can Teach Small Business Owners About Estate Planning</title> <link>https://nrihtln.info/what-yogi-berra-can-teach-small-business-owners-about-estate-planning</link> <comments>https://nrihtln.info/what-yogi-berra-can-teach-small-business-owners-about-estate-planning#comments</comments> <pubDate>Wed, 29 Mar 2023 13:35:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=48</guid> <description><![CDATA[According to baseball legend Yogi Berra, “If you don’t know where you are going, you will probably end up somewhere else.” Yogi’s one liners often make me laugh, but they also make me think. His quip reminds me of the importance of having a plan when engaging in any endeavor that will impact our personal [...]]]></description> <content:encoded><![CDATA[<p> According to baseball legend Yogi Berra, “If you don’t know where you are going, you will probably end up somewhere else.” Yogi’s one liners often make me laugh, but they also make me think. His quip reminds me of the importance of having a plan when engaging in any endeavor that will impact our personal situations beyond the immediate here and now. That includes the process of estate planning. Now, I will grant you that Yogi probably wasn’t thinking about estate planning when he offered this particular slice of wisdom. Nonetheless, his words are absolutely spot-on insofar as the importance of planning for that day which we will not live to see. As important as having an estate plan is for all of us, it is of even greater importance for the small business owner. I think it is no exaggeration to say that thoughtful estate planning is an essential component of every small business owner’s overall business plan.I think of a successful small business owner as someone who recognizes an opportunity to provide a needed product or service, and then invests the time, devotion and energy to developing and implementing a plan to seize that opportunity. I admire those thoughtful risk takers who harness their vision, business acumen and moxie in order to create, nurture and guide a sustainable business venture. I have found the small business owners I counsel to be thoughtful, deliberate and attentive to detail in how they go about the work of managing their businesses; i.e., they plan for the future. However, what I have also noticed from time to time in otherwise prudent and successful small business owners is a lack of any plan for their business when they die or are otherwise unavailable to manage it.It is easy to understand how even successful small business owners who are otherwise consummate planners might prefer to avoid estate planning as it concerns their business operation. In at least one respect, these successful business owners are a lot like most people; that is, they are not accustomed (or inclined) to ponder their own mortality. It is a subject, even if not loaded with angst, which easily lends itself to defer consideration for “another day.” Yet, the stubborn reality remains that absolutely none of us will get out of this life alive. For the small business owner, Yogi’s wise counsel merits some thought, and action.If you are a small business owner and have yet to start the estate planning process, let me suggest some relatively easy first steps to get you started. First, locate and then review your company’s organizational and governing documents. If your business is incorporated, these would include the corporate bylaws, shareholders’ agreements and those other documents your lawyers drafted when the business was getting started. If your business is a limited liability company or partnership, you will want to look at the company’s operating agreement or partnership agreement. Review these documents with the following questions in mind:- How will your death (or permanent incapacity) affect the company’s existence?- How will your successor be chosen, by whom and how much say do you presently have in that decision?- Will your death trigger a buy/sell provision by which a co-owner, or the company itself, is allowed to purchase your interest in the business, notwithstanding the wishes of your own family members?A brief review or discussion with your lawyer of questions like these may then prompt you to begin thinking about your vision for the company’s future when you are no longer able to guide it. A next step might be to consider how you would want the business operated in the event of your temporary incapacity or unavailability. A durable power of attorney will allow you (as the “principal”) to designate someone else (the “agent”) to make business decisions during your incapacity, while allowing you to retain the ability to withdraw or revoke the POA when you are ready to resume control of the business.The POA itself might serve as the genesis of a comprehensive succession plan, by which you map out a plan to reduce your own involvement in the business and allow others to assume greater management and decision making responsibilities. An orderly transition plan is apt to increase the company’s odds of survival when you are gone. And, such a plan may help you to “let go” of control and devote more efforts to mentoring those who will eventually run the business you created.Ultimately, you will want to focus your planning on what you want to happen to the business when you have died. Here, a well-designed trust agreement will allow you a great deal of flexibility, both in terms of retaining a degree of control while you are alive, and identifying your intentions with respect to the business after you die. The trust agreement enables you to select those who will administer your stated intentions when you are gone. You can, for example, provide for the sale and/or dissolution of the business over time, or provide for its eventual transfer to one or more family members. A trust agreement allows the owner a great deal of flexibility and for that reason makes it an extremely helpful tool in the business owner’s estate plan.The bottom line is that you, as the small business owner, have the ability to ensure that with careful planning the company you created will survive your passing. This is a process that can be tackled incrementally over time. Given the uncertainties of life, however, the estate planning process should become a component of your overall business plan. There is no time like the present to start this process. Don’t be lulled into putting this task off for “another day”. None of us know how much of a future we will have. Or, as Yogi puts it, “It may be getting late earlier than you thought.”© 6/16/2015 Hunt & Associates, P.C. All rights reserved. </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/what-yogi-berra-can-teach-small-business-owners-about-estate-planning/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Branding – How to Succeed – Part 5</title> <link>https://nrihtln.info/branding-how-to-succeed-part-5</link> <comments>https://nrihtln.info/branding-how-to-succeed-part-5#comments</comments> <pubDate>Thu, 02 Feb 2023 10:57:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://nrihtln.info/?p=45</guid> <description><![CDATA[Brand ManagementRetail BrandsPrivate LabelPrivate label products and services refer to those that are manufactured or made available by one particular company for use by another company using its own brand name. Private label products and services are, in fact, available across an extensive range of categories, from food, through to cosmetics and even as far [...]]]></description> <content:encoded><![CDATA[<p> Brand ManagementRetail BrandsPrivate LabelPrivate label products and services refer to those that are manufactured or made available by one particular company for use by another company using its own brand name. Private label products and services are, in fact, available across an extensive range of categories, from food, through to cosmetics and even as far as web hosting. It is quite common for them to be positioned at a price lower than alternative regional, national and even international brands. However, there have been recent moves to position certain private label brands as premium brands in order to compete with the existing named brands.Types of Private LabelProducts with Private Label Rights – This is a concept similar to reselling in which the buyer is allowed to alter the product in order to fit their requirements.Store Brands – In this case, the name of the retailer is clearly visible on the product packaging.Store sub-Brands – In such products, the name of the retailer is far less prominent on the product packaging.Umbrella Branding – Also known as family branding, it is a single brand which embraces a multitude of related products which can be effectively promoted using a single advertisement or campaign. Umbrella branding facilitates the launch of new products by way of a familiar brand name, which in turn can give rise to trial purchases, easier product acceptance, etc.Generic Brands – This refers to consumer products, such as supermarket goods, which can be easily identified by the fact that they have no brand name. A definitive example is that of a product simple called “Cola”. It would be incorrect to define these products as “having no brand name” since they are actually branded, albeit with either the name of the store in which they are on display or a lesser-known brand name which may not be aggressively advertised to the public. The main selling features are, in fact, their product characteristics.Individual Brands – They refer to brands in which each product within a product portfolio is given a distinctive brand name and identity.Exclusive Brands – A brand name used in one category, such as perfumes, whose role is to promote “added value” products within that category.Distributor Brands – Small wholesale grocers as well as foodservice distributors (that provide food and non-food products to restaurants, cafeterias, caterers, and hospitals) quite often have their own private labels. Examples include the Parade brand from Federated Foodservice, as well as the huge selection of private brands from the giant food service supplier Sysco. Such brands may often be found in non-chain independent restaurants together with those stores that are unable to afford their own private labeling.Copycat Private Labels – This refers to brands that are owned by a retailer but whose style of packaging mimics that of a leading national brand.Branding – How To Succeed </p>]]></content:encoded> <wfw:commentRss>https://nrihtln.info/branding-how-to-succeed-part-5/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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