![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>osngoln.info</title> <atom:link href="http://osngoln.info/feed" rel="self" type="application/rss+xml" /> <link>https://osngoln.info</link> <description></description> <lastBuildDate>Sat, 23 Dec 2023 22:44:05 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Louisiana Laws and Guidelines About Custody Agreements and Parenting Plans</title> <link>https://osngoln.info/louisiana-laws-and-guidelines-about-custody-agreements-and-parenting-plans</link> <comments>https://osngoln.info/louisiana-laws-and-guidelines-about-custody-agreements-and-parenting-plans#comments</comments> <pubDate>Fri, 07 Apr 2023 00:05:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Law]]></category> <category><![CDATA[Law and Issues]]></category> <guid isPermaLink="false">http://osngoln.info/?p=79</guid> <description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken [...]]]></description> <content:encoded><![CDATA[<p> Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://osngoln.info/louisiana-laws-and-guidelines-about-custody-agreements-and-parenting-plans/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Acquire Life Insurance Quotes</title> <link>https://osngoln.info/how-to-acquire-life-insurance-quotes</link> <comments>https://osngoln.info/how-to-acquire-life-insurance-quotes#comments</comments> <pubDate>Thu, 06 Apr 2023 21:47:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[life insurance]]></category> <guid isPermaLink="false">http://osngoln.info/?p=77</guid> <description><![CDATA[There are many kinds of life insurance policies that can be purchased online catering to different sets of needs on the basis of budget and coverage, Go through these policies in detail to assess them properly. Each type of policies has it its own pros and cons, so a detailed study could provide very good [...]]]></description> <content:encoded><![CDATA[<p> There are many kinds of life insurance policies that can be purchased online catering to different sets of needs on the basis of budget and coverage, Go through these policies in detail to assess them properly. Each type of policies has it its own pros and cons, so a detailed study could provide very good clarity when it comes to selecting a suitable life insurance policy.The Internet is a rich medium through which you can attain highly competitive quotes for insurance policies at attractive and cheap rates. First analyze the profile and needs of your own family and decide on the budget you are ready to allocate for your insurance policy.With so many types of life insurance quotes available, it is crucial to first be able to distinguish one from the other before comparing their prices. Once you have done that the process is quite simple. Go online and fill up a simple form after which you will be contacted by local agents, who are part of nation wide network of insurance professionals. They will offer you free insurance quotes at highly competitive prices and you can take whole process forward from there on.Types of policies available to the investor Term Life Insurance This form of insurance policy is aimed at providing the investor with temporary coverage and is one the cheapest forms of policies available in the market.Whole Life InsuranceThis form of insurance policy offers permanent coverage to the investor at guaranteed premium rates. This means that the rates do not change over a set period of time with cash value accumulating over the life period of the policy.Variable Universal Life insurance This form of insurance offers much greater cash value than whole life but requires the insurer to indulge in some investment options. This brings with it a fair amount of risk to table but can be a worthwhile option for those people who are good at making meaningful investments.Lets now look at the three types of insurance policies in greater detail.Term life Insurance vs Permanent life Insurance Pros of Term Life InsuranceThis is one of the cheapest forms of insurance policies available. For a 45 year old person in very good overall health and non smoker can avail a policy of 30 years coverage as part of a million dollar deal. The costs for this would be approximately $200 a month.This kind of policy is easy to understand and not very complicated unlike other types of insurance products. You can easily go online and check for quotes on term life insurance or contact an agent referred from one your family member or colleagues to pick a suitable policy of your choice.Being a temporary form of coverage has both negative and positive aspects. The positive being that it can provide financial help to your dependents. Also as your children grow older or your wife heads in to retirement, they would be less dependent on your income to survive. This makes it ideal to go in for term insurance for a period of up to 30 years when you have a newborn child in the family.Cons of term life insurance The temporary nature of insurance also brings with some negative aspects. At the end of the term the investor will not receive anything for which he has been paying premium for a long time. That means you would have to arrange for an alternative form of policy to look in to your various requirements. Also it becomes more difficult to buy a comprehensive insurance policy as you grow older because the body becomes more prone to sickness and may often require medical attention.Whole life insurance Pros and ConsWhole life insurance even though more expensive than term life offers the investor permanent coverage. It is one of the simplest forms of permanent coverage and has fixed premiums along with death benefits. Your cash value would continue to accumulate and the premiums are fixed making it possible to plan out your finances properly on a long-term basis.One of the drawbacks of this kind of policy is that the premiums cost more than term life even though they do not increase over time. Also in this form of investment the investor cannot be guaranteed of receiving dividends. Withdrawals from your policy can reduce the death benefits, which will be paid out to your beneficiaries.Universal Life InsuranceThese offer greater flexibility to the insurer in terms of choice and scope than term and whole life policies. This form of permanent coverage allows the investor to make changes in policy with regard to premium rates, timing of payout, limits and death benefits. The insurer can increase or decrease premium rates or cash value and can still be guaranteed protection based on the changes made.This form of policy is more complicated than whole life. Factors such as growth of cash value are assessed on a periodical basis which means in the event of a market downturn the performance of your policy could possible suffer. The investor may also have to pay higher levels of premiums.Variable Universal Life Insurance This kind of policy is in some ways similar to Universal life insurers but brings with it certain investment options. This form of permanent coverage offers greater flexibility with regard to premiums, death benefits, cash flow and other aspects. You can also choose to invest your cash flow in other funding options with the guidance of qualified investors. There is a lot of potential for growth but can also be a risky venture during market downturns.Comparison of life insurance quotesAll these types of insurance policies bring with different sets of strengths and weaknesses to the table. Every insurer must go through each policy thoroughly before deciding on what works for best for them. Once you have decided on type, go online to get comparisons on various life insurance quotes. Also make it a point to talk to several agents and have all your queries clarified so that you do now have any lingering doubts. Speaking to several agents also will bring in greater clarity over the entire process and makes you better equipped to purchase the best policy in the market. </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/how-to-acquire-life-insurance-quotes/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Five Things You Need To Remember Before Starting a Small Business</title> <link>https://osngoln.info/five-things-you-need-to-remember-before-starting-a-small-business</link> <comments>https://osngoln.info/five-things-you-need-to-remember-before-starting-a-small-business#comments</comments> <pubDate>Thu, 06 Apr 2023 19:19:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[branding]]></category> <category><![CDATA[business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://osngoln.info/?p=75</guid> <description><![CDATA[Everyone knows someone who has decided to go into small business but did you know that 70% of all small businesses fail within the first 12 months of operation. In some countries that failure rate is as high as 85 to 90%. Small Business is one of the toughest industries you can ever decide to [...]]]></description> <content:encoded><![CDATA[<p> Everyone knows someone who has decided to go into small business but did you know that 70% of all small businesses fail within the first 12 months of operation. In some countries that failure rate is as high as 85 to 90%. Small Business is one of the toughest industries you can ever decide to take on and most people who go into small business go into it for the wrong reason.I have started 4 small businesses over the last 10 years and every single one of them has been started from scratch and survived into a thriving business. Just recently I have decided to sell one of the businesses off cause it had done what I expected it to do which is the first issue you need to think about.Issue 1. Have a Clear Understanding of What You Want To Achieve In Your BusinessThe majority of people, who actually go into business, go into it for the wrong reasons. Even I have been guilty of that. So what is this wrong reason, most people start a small business because they believe they can do a better job then their current boss. Maybe this is true, maybe it is not but what most people really want is better working conditions and better pay. No one can blame you for wanting that. If that is all you want, then I strongly suggest you stay away from small business.One of the key issues you must remember before evening thinking about starting a small business is this. Do you know what your business will look like? If you were walking down the street, how would you want to be found? What impression do you want to give to your clients? What clearly do you what to achieve in this business?The second clear understanding you must have of your business is, when will you know when it is finished? When you have built what you want to achieve and more importantly, how will you get out?See most people when they go into business have no exit strategy and that is one of the worst things you can do. Before you ever start a business, the first thing you must work out is how you are going to get out of the business.Two years ago, I started a small car cleaning business. My wife and I both started it because she wanted to see if she could build a business. Our exit strategy was to sell the business once it was done. How we would sell it was something we were not sure of?See we could have taken a number of approaches to this. Our exit strategy could have been to franchise the business, sell it to a single owner or to float it on the stock market. We chose that we only wanted to sell it to another owner, but we still built the business in such a way that there was still plenty of growth and opportunity in the business for the new owner, but we had removed the risk for them on how to run the business by clearly documenting everything they needed to do to run that business.Before ever starting a business, always think about how you will exit the business, when you have achieved your objective for that business. If you do not have an exit strategy in mind, then you will never get out of the business.Issue 2. Keep a Strict ScheduleSmall business is consuming. Unlike in large corporations where you can hire many people to do a range of tasks, small business requires the small business owner to do many of the tasks themselves. Some of the tasks include doing your books, lodging trademarks, doing the ordering etc. Often when you start in small business, you can not afford to hire people to do these tasks.What I have personally found is that if you do not keep a tight schedule and document your meetings and tasks you have to do then it will not take very long before you will be swamped by all the things you have to do in the business every day. It is this phenomenon that often leads small business owners to quit and fail in the first twelve months. Let me tell you this, the warning signs that this is starting is when you say to your wife on a Saturday or Sunday afternoon that you are going down to the office to catch up on paperwork for a few hours. Once you get into this habit, you will never stop doing it and the business will consume you really quickly.I strongly recommend all small business owners keep a diary. My preference is to use Microsoft Outlook, simply because it includes a calendar and you can make sure that each day you schedule your work plus your appointments to make sure you do not forget anything. If you do this, then you will find over time you can get through this plus you will learn how long it should take to do the various jobs that make up your business and whether it is worthwhile in getting someone to actually do those tasks for you.Issue 3. Build Your Own Mastermind GroupI read a book a little while ago called Think and Grow Rich and is written by a gentleman called Napoleon Hill and he talks about the thirteen secrets to success and obscene wealth. One of the things that I learned both from this book and being a small business owner was that I needed a Mastermind Group.The Mastermind Group is simply a group of professionals who can help me achieve my objectives for my business. Literally anyone can be part of your mastermind group and some of those would be people like a lawyer, an accountant and other people like your peers who can help you in building your business but it may also include people who are not in business as well to help you keep that balance. The Mastermind Group are really those people you turn to for advice and direction. You do not necessarily have to take their advice but a good mastermind group will allow you run through scenarios on what is happening and the potential outcomes.Issue 4. Have one night when you do something on your own for you!One of the big issues that I have had over the last ten years is that I have not been doing every single week is something on my own but I say that I am in the process of changing that. Often when you start in business, with the excitement of building your own business you get so consumed that you forget about a life outside of your business and your business becomes your life.This is really not a good thing nor is it healthy. Even multi-billionaires do things for themselves outside of business. Look do not get me wrong, business is fantastic and fun and can be both enjoyable and a nightmare however there are other things out there outside of business.When you start a small business, do not neglect your sports, do not neglect doing something social, if you do, in the long run you will find that you business suffers. Plus, in small business it is very easy to become bitter and twisted but by maintaining those none business activities it will help you to balance your life.Issue 5. Don’t neglect Your Partner or your FamilyI would love to see the divorce statistics for small business owner’s because I am quite sure that the divorce rate in small business would have to be about 70 or 80%. The majority of married couples (and I am talking about 90% of the small business people I Know) that I know who have gone into small business in their 30′s have actually been divorced within 18 months of them starting the business.Look there are lots of reasons why this happens, but in a lot of the cases, the partner who has gone into business neglects their family and money gets tight. In the partners case it is not their fault it is simply because the person gets consumed into the business and they forget they have a life outside of the business.If you have a family, make sure that you do at least one activity a week as a family. Whether it is having a family night at home such as a video night or games night, or even just going to the park to play once a week, make sure that you do it. PLUS, you must ensure that at least one night a week must be for just you and your partner. If you do not do that your marriage or relationship will suffer.One thing I share with all the people who come through our training business is that if you want to go into business that is cool but you must be prepared to accept two things -1. You must be prepared to start from scratch if your business does not work<br />that is you must be prepared to start with just the shirt on your back.2. You must have 100% support of your partner and familyIf you cannot accept these two things, then do not go into business because too many people who I see that start on this journey fail and end up miserable and have such a downward spiral which leads them to doing something silly, like take up drinking, drugs or try to commit suicide. Remember, 70% of all small businesses fail within the first 12 months. If you were a betting man would you back something that only had a 30% chance of winning, not likely, yet people still go into small business.The bottom line is this, small business can be the most awesome ride of your life, but it can be also the most difficult and when you choose to go into small business, take your time and plan what you want to achieve. Remember the old saying if your Fail to Plan, you Plan to Fail. </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/five-things-you-need-to-remember-before-starting-a-small-business/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Travel Planning and Travel Tips by Experienced Tourist and Businessman</title> <link>https://osngoln.info/travel-planning-and-travel-tips-by-experienced-tourist-and-businessman</link> <comments>https://osngoln.info/travel-planning-and-travel-tips-by-experienced-tourist-and-businessman#comments</comments> <pubDate>Thu, 06 Apr 2023 17:27:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Travel]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://osngoln.info/?p=73</guid> <description><![CDATA[The first stage of almost any trip is planning stage. You should plan everything about where you are going to get and you should plan all resources that you might need in your journey.As for resources, typically you will need the same “resources” in any kind of travel, e.g. some clothes, good footwear, some medicine, [...]]]></description> <content:encoded><![CDATA[<p> The first stage of almost any trip is planning stage. You should plan everything about where you are going to get and you should plan all resources that you might need in your journey.As for resources, typically you will need the same “resources” in any kind of travel, e.g. some clothes, good footwear, some medicine, money, documents and so on. It sounds like a time-consuming task to get all these things into one place and don’t forget anything, but there is a secret, which unveil how to get all things ready in just 30 minutes. The ideas is to create a check list of things that you usually should take with you, for the first time this list will not be complete, but once you have traveled two or more times, you will have your own personal travel check-list.The best advice would be – it is possible to buy anything that you might forget, so make sure you have not forgotten money, your travel passport and health insurance. Make sure you are prepared to various weather conditions, and for sure, it is a good idea to check weather report before you start you journey.The second stage of planning trip is planning your future route, e.g. places that you want to visit. The idea is to spend not much time on this task, but get good results when you will be in place. If you already have a good printed map of the city that you are going to visit, then it would be possible to create a route, plan everything at home. If you don’t have such a map – it is not a problem, when you will arrive you should find the tourist office, where you will have a map of the city. Usually these maps already contain necessary information about top places to visit, but only about places located in the city.Good idea about planning trip is to find and print out information about places that you wish to visit and that you find interesting. When searching for this information, make sure you have not just the name and description, but preferably the address of the point of interest and some information about transportation. If you are using a public transport, then it is important to know what stops you will need and what line numbers you need to take and in what direction.Make sure you know about opening hours. For instance, some places (like gardens) are not opened in winter. Most museum don’t work on Monday, and most shops are closed on Sunday. If you are interested in churches, then have in mind that you will be able to access most religious places on Sunday only after 13-00.General recommendations about planning trip are: get all things you need and create a checklist for future trips, get information about places of interest and make sure you know their opening hours. Plan your trip accordingly and don’t forget to get some time for rest and food. </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/travel-planning-and-travel-tips-by-experienced-tourist-and-businessman/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Writing A Book – 7 Costly Mistakes New Authors Make</title> <link>https://osngoln.info/writing-a-book-7-costly-mistakes-new-authors-make</link> <comments>https://osngoln.info/writing-a-book-7-costly-mistakes-new-authors-make#comments</comments> <pubDate>Sun, 02 Apr 2023 04:10:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[E Books]]></category> <guid isPermaLink="false">http://osngoln.info/?p=71</guid> <description><![CDATA[Writing a book can be exciting and profitable. It can be the culmination of years of preparation. However, a few mistakes can sabotage all the time invested in your dream. Would not it be great to know in advance what mistakes to avoid? This article covers some of the common mistakes new authors make and [...]]]></description> <content:encoded><![CDATA[<p> Writing a book can be exciting and profitable. It can be the culmination of years of preparation. However, a few mistakes can sabotage all the time invested in your dream. Would not it be great to know in advance what mistakes to avoid? This article covers some of the common mistakes new authors make and explains useful alternatives.1. Editing the manuscript yourself.It’s fine to edit your manuscript for obvious errors. However, you alone will never catch all the errors. After you check your work, you should then hire a professional editor. Here are a couple of types of editors you may want to use and a synopsis of services they render:Copyediting involves identifying and correcting typographical and punctuation errors, misspellings, grammar capitalization, word usage, word breaks, and formatting inconsistencies.Line editing (also known as story, substantive, or content editing) involves substantial work on a manuscript which may include light rewriting, reorganizing, or suggesting more effective presentations. This level of editing also focuses on minimizing wordiness, confusing statements, vague generalizations, jargon or overuse of slang, mixed metaphors, redundancies, jargon or overuse of slang, gaps, use of passive voice, use of sexist or racist language, consistency of tone and focus, logic, and manuscript organization.If you are writing a novel, it is imperative that you include line editing in your budget. Expect to pay $600 to $2500 for this service. A skillful editor can rescue a problematic book.2. Setting a price for your book that is too low to cover your expenses and earn a fair profit.If you get this task wrong, you will probably lose money on your book. Setting a price for your book is one of the most important tasks you must perform. You must determine how much it will cost to print your book. Once you determine this, you must set the price of your book to be at least five times the cost to print each book. However, depending on where you plan to sell your book, you may need to have a markup of at least eight times.3. Thinking a vanity press is the same as a traditional publisher or book printer.Traditional publishers do not charge you to publish your book. Vanity presses will charge you to publish your book. Normally they are merely printing your book. Vanity presses will probably charge you substantially more to print your book than a book manufacturer. As an alternative to choosing most vanity presses, you should publish your own if you desire to earn a reasonable profit.4. Thinking the book cover design is not an important component of the book.People do judge a book by its cover. In a bookstore, you only have about 15 seconds to sell a book to a browser. The sales device is your book cover. A browser will look at the front cover and then the back cover. If the graphics and text are not appealing, the browser will replace your book on the shelf.Many new authors will find the cheapest person to design their book cover. That person may be a relative, friend, or person that is a good artist. However, they may be unaware that a book cover is a marketing tool. A good professional cover designer creates a cover that will help sell your book.5. Not having a marketing plan ready before you write or print your book.I normally write a marketing plan before I write a book. As a result, I have a feel for the demand for the subject matter and the level of competition. I decide on the market position I want to pursue. You should think about whether you want to position your book as succinct or comprehensive, easy to understand or complex, affordable or high end — all require different strategies.6. Failing to consistently promote your book once it is published.Whether your book is published by a major publishing house or yourself, you still need to promote your book. Many new authors think that if they write it, the rest will all fail into place. In other words, if they write it, the book buyers will come.Have you noticed how major companies still do extensive advertising on radio, television, magazines, and online? So, why would you think you do not have to market or promote your book?7. Incorrectly spelling the foreword of your book as forward.Calling your foreword a forward will be the kiss of death for many new authors, especially if this error appears on the book cover. Many bookstores, libraries, reviewers, wholesalers, and distributors will not want to stock or recommend your book. They will assume what’s inside the book is poor quality, because you did not know the difference between foreword and forward. </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/writing-a-book-7-costly-mistakes-new-authors-make/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Become An Energy Broker And Help People Save Money On Their Energy Bill</title> <link>https://osngoln.info/become-an-energy-broker-and-help-people-save-money-on-their-energy-bill</link> <comments>https://osngoln.info/become-an-energy-broker-and-help-people-save-money-on-their-energy-bill#comments</comments> <pubDate>Sun, 02 Apr 2023 00:21:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Energy]]></category> <guid isPermaLink="false">http://osngoln.info/?p=69</guid> <description><![CDATA[If you haven’t heard by now, about 1/3 of the United States has deregulated it’s energy policy. Most simply stated, this means local utility companies can now charge what they want for electricity and/or natural gas. This is both bad news as well as good new for customers. Rates will increase, but it also means [...]]]></description> <content:encoded><![CDATA[<p> If you haven’t heard by now, about 1/3 of the United States has deregulated it’s energy policy. Most simply stated, this means local utility companies can now charge what they want for electricity and/or natural gas. This is both bad news as well as good new for customers. Rates will increase, but it also means that customers will now have a choice where they get their energy supply from.So what does that mean for you if you want to become an energy broker? It means that there are potentially millions of customers out there just waiting for you to contact them. They would love to be shown how to save money on their energy bill and you could be the hero who saves the day! But everything in life isn’t peaches and cream. In order to become an energy broker and profit in this deregulated market you must have the right components in place. You must join a company that gives you the best chances of earning what you want. Here’s a list of what you will need:1. Sound Company Management And ExperienceThe worst mistake you can make is to join one of these new energy companies and have to worry about poor management and lack of experience. Experience is everything and you need to ensure that the company founders and upper management have successful and profitable experience in the energy industry. I can guarantee you that over the next five years dozens of new energy companies will pop up, offering broker positions, but die off just as quickly as they were started, simply because they lacked experience.2. Tools And TrainingAs an energy broker you need the right tools and training to acquire customers and increase awareness. Some of the required tools include plenty of promotional and sales aids to help spread the word about your company and what you offer. You also need to have effective training in place for new brokers. The majority of people who become an energy broker, including you, have zero prior experience in this industry. You need to be trained quickly, have resources in place and be knowledge in the marketplace. Only then will you have the confidence to know what you are doing and have the right answers when you are questioned by potential customers and prospects.3. Competitive OfferAs stated earlier, there will be plenty of competition in the marketplace from other energy suppliers. The question you have to ask yourself is, “what makes my company unique and what can we offer customers compared to everyone else?” Your offer needs to be to the point and the rate you offer customers must be competitive. Usually your company will be offering a variable rate to customers that typically will be lower than their local utility company. You have to be sure that rate will stay competitive based upon fluctuations in the marketplace.So now that you know what you must have in place as an energy broker, let’s talk about the pros and cons of this exciting and new type of business venture.ProsNo Overhead – As an energy broker you don’t have to worry about the typical overhead in a traditional business/ franchise. There is no product, no inventory, no selling, and no collections.<br />Simplicity – With this type of new business you are simply showing people how to pay less for something they already purchase.<br />Earning Potential – Practically every single person you know uses energy, which makes them a potential customer. Depending on your state, there could be thousands and in some cases, millions of customers, just waiting to switch to a cheaper energy supplier.<br />No Sales Experience Required – As a broker you are in the business of telling and not selling. None of your customers need an explanation of the need for electricity, unless they live in a cave.<br />The Timing – When it comes to opportunity in the world of business, timing is everything. Eventually, every state in the U.S. will be deregulated. This gives you as an energy broker, a tremendous opportunity to capitalize on this exciting trend. Even big-time names like Bill Gates and Warren Buffet believe that energy deregulation will create some very rich people in the next two to five years.ConsLack Of Training – Some energy brokerage companies will have very inadequate training. If you aren’t trained correctly, you will lack the required knowledge to acquire residential customers and have a rough time closing larger commercial deals.<br />Work hours – Many new energy brokers will find it surprisingly difficult to find enough time to commit to this new business venture. Typically you will already be working during the day and the only time you can allot to your broker business is at night when most businesses are closed and most people retire for the day.<br />Lack Of Awareness – Depending on the area, most customers will have no clue they have an option of which energy supplier they can choose. You may find yourself doing a lot of explaining, encountering skepticism and wishing that the local news station would just help get the word out. But, for the energy brokers willing to take the time to explain and inform their customers, they can expect to be rewarded.So in closing I would like to leave you with this question. If you are considering becoming an energy broker and taking advantage of this new trend, are you willing to commit your time and energy (no pun intended) until you are successful? I truly believe that energy deregulation will create many future success stories and save millions of people money, but the only new energy brokers who can expect to be rewarded will be the ones who are serious and committed. Will you be one of them? </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/become-an-energy-broker-and-help-people-save-money-on-their-energy-bill/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Post Pregnancy Workout – What’s the Best Way For Losing Pregnancy Weight?</title> <link>https://osngoln.info/post-pregnancy-workout-whats-the-best-way-for-losing-pregnancy-weight</link> <comments>https://osngoln.info/post-pregnancy-workout-whats-the-best-way-for-losing-pregnancy-weight#comments</comments> <pubDate>Sat, 01 Apr 2023 13:45:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Retirement]]></category> <guid isPermaLink="false">http://osngoln.info/?p=67</guid> <description><![CDATA[Losing pregnancy weight can be a bit of a struggle for some women especially if you have not got your mind around what you need for a post pregnancy workout. Those of you who had relatively few problems maintaining an attractive, well proportioned body prior to getting pregnant, delivered your baby and suddenly realized that [...]]]></description> <content:encoded><![CDATA[<p> Losing pregnancy weight can be a bit of a struggle for some women especially if you have not got your mind around what you need for a post pregnancy workout. Those of you who had relatively few problems maintaining an attractive, well proportioned body prior to getting pregnant, delivered your baby and suddenly realized that you can’t stop piling on the pounds if you even look in the direction of unhealthy food. Others of you have always struggled with your weight have given birth only to realize that all of that “baby weight” did not go magically away!So What Is There You Can You Do About Losing Pregnancy Weight?Whether you have put on a little more weight than you realized through your pregnancy, were perhaps carry a few excess pounds to start with, or are realizing changes within your body and lifestyle are making it a lot more difficult to control your weight, starting a post pregnancy workout routine as soon as possible will help.What Are The Benefits Of A Post Pregnancy Workout?In fact, you will benefit in a variety of ways when you add a consistent post pregnancy workout routine into your daily life:* Faster Weight Loss<br />The concern of losing pregnancy weight as quickly as possible to get back into normal fitting clothing and look more attractive is the top goal for most new mothers. Losing pregnancy weight adds to their happiness and self-esteem. A well structured post pregnancy workout routine doesn’t have to be difficult and it can get you back in shape fast.* More Muscle Tone Makes You Appear Smaller<br />With the right exercises muscle tone will develop quite quickly giving you a smaller profile and an incentive to keep going. A post pregnancy workout helps to rebuild your fitness level which in turn helps you get better quality sleep making it easier to cope with early morning feeds.* Mental & Physical Tension Relief.<br />When you perform a post pregnancy workout on a consistent schedule and allow it to become a part of your daily life you will feel clearer and more focused mentally and will find it much easier to get up and down from the floor and couch to do diaper changes, work with your new baby on crawling or lifting their head, and all of the other exciting activities that come with being a parent.* Increased ease of movement and flexibility.<br />A good post pregnancy workout will start out on your current level of physical fitness and gradually increase intensity, distance, and/or speed as your physical fitness level advances. You need to recover from the delivery so don’t overstress your body or strain your muscles to the point of injuring yourself, especially if you are a sleep-deprived new mother who is stressed out!Don’t Forget To Have a Healthy DietYour diet also plays a large part in losing pregnancy weight, you need to ensure you eat the right foods especially if you are breastfeeding.A Great Way To Start Your Post Pregnancy WorkoutTake your baby for a walk in the pram, as a proud new mother what better way to begin losing pregnancy weight? </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/post-pregnancy-workout-whats-the-best-way-for-losing-pregnancy-weight/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>11 Ways Google Tools Can Help You Innovate Your Business</title> <link>https://osngoln.info/11-ways-google-tools-can-help-you-innovate-your-business</link> <comments>https://osngoln.info/11-ways-google-tools-can-help-you-innovate-your-business#comments</comments> <pubDate>Sat, 01 Apr 2023 02:16:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://osngoln.info/?p=64</guid> <description><![CDATA[Using Google to innovate and increase sales revenue can seem like a daunting task for the technologically impaired or just the plain old impatient. But, is it really that complicated?Well, yes and no, depending on your skills and interest. But, taking the time to learn how Google can help you innovate can really pay off. [...]]]></description> <content:encoded><![CDATA[<p> Using Google to innovate and increase sales revenue can seem like a daunting task for the technologically impaired or just the plain old impatient. But, is it really that complicated?Well, yes and no, depending on your skills and interest. But, taking the time to learn how Google can help you innovate can really pay off. In fact, if you don’t like spending time typing at the computer, take the time to learn the big picture — just like any CEO — and then hire a skilled virtual assistant to help you run the show on a day-to-day basis.Most small business owners are familiar with typing in Google.com when they want to research a topic. However, many may not realize that Google is also home to a veritable empire of online tools that offer everything from customized mobile advertising to YouTube. Their services are inexpensive (often free) and give small businesses an edge in an expanding global marketplace. Here are my favorite Google tools. What I love about them: each and every one can help your company’s bottom line…and isn’t that what we’re here for?1. Google Analytics – A free service that tells you where and how traffic from all over the world is coming to your website. In addition to increasing traffic, Analytics helps you know your customers better, find which pages have the highest traffic, and convert visit to your site into sales.2. AdSense – Allows you to make money from the existing content on your site by enabling ads from other companies. This can be a great source of extra income with little work on your part. All you do is allow Google post ads on your site and they pay you according to traffic and click through rates. If your company has mid-to-high levels of traffic in a niche market, AdSense enables you to convert that traffic into an added source of revenue.3. AdWords – This feature levels the playing field and enables small companies to compete on the same level as big corporations. How? By allowing businesses to buy inexpensive search terms and keywords. These words and phrases are available at extremely low rates compared to other marketing mediums like television or radio. Companies selling computers for example can pay for cheap search terms rather than having to put $50,000 for a TV ad buy. Simply select the words your customers or potential customers are likely to search for on Google. Plus, with pay-per-click (PPC) options, you only pay when someone clicks on your company’s ad.4. Display Ad Builder – Don’t have time to design ads? Inside AdWords, the Display Ad Builder tool helps you easily create eye-catching advertisements that often have better click through rates (CTR) than plain text ads. Import your own graphics and/or choose from a range of Google ad display templates.5. Google Checkout – Want to sell your products on your website? Google Checkout lets you transform your existing website into a full-service marketplace for your products. This saves you time, overhead, and helps you reach a larger “ready-to-buy” audience of customers.6. Google Webmaster Tools – http://www.google.com/webmasters/tools/ [FREE] Webmaster Tools allows you to analyze your entire site, find broken links and malware, and review issues that hinder your site’s optimization. Discover what search queries are leading to the highest click-through stats too.7. Blogger – http://www.blogger.com/ [FREE] A blog gives your site fresh content (which Google’s search algorithm likes) so you can develop and engage potential clients with interesting articles on new products, emerging trends, and/or ways to maximize your company’s services.8. Google Offers – This is Google’s answer to Groupon and your opportunity to bring in new local customers. Google Offers gives your business exposure to thousands of local customers looking for savings. Google does all the leg work for you and drives new leads directly to your front door. Plus, customers pre-pay with Google which means you’ll get paid by Google a few days after your offer completes.9. YouTube [FREE] You Tube is the Ultimate “Show and Tell” marketing tool! Because Google owns YouTube, video posts often receive preferential treatment in search rankings. With YouTube, you can visually share tutorials, introduce products or services, share product reviews, and entice customers to take action.10. AdMob Google’s mobile platform AdMob allows you to tap into the emerging smart phone market and create custom ads to access your target audience. As more and more people view content via phones and tablets, making sure your company is aggressively marketing the mobile audience is vital.11. AdWords Website Optimizer [FREE] Assessment is the first step to improving your online presence. AdWords Website Optimizer helps you get direct feedback from visitors of your site, test new content for effectiveness, and discover the language and messaging to maximize conversions. Go Google….check out these tools. You’ll find that they’re well worth your while. </p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/11-ways-google-tools-can-help-you-innovate-your-business/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Reasons The Study Of Organizational Behavior Is Imperative</title> <link>https://osngoln.info/4-reasons-the-study-of-organizational-behavior-is-imperative</link> <comments>https://osngoln.info/4-reasons-the-study-of-organizational-behavior-is-imperative#comments</comments> <pubDate>Wed, 14 Sep 2022 20:20:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Astronomy]]></category> <category><![CDATA[Biology]]></category> <category><![CDATA[College University]]></category> <category><![CDATA[Education]]></category> <category><![CDATA[Future Concepts]]></category> <category><![CDATA[Home Schooling]]></category> <category><![CDATA[Languages]]></category> <category><![CDATA[Nature]]></category> <category><![CDATA[Online Education]]></category> <category><![CDATA[Psychology]]></category> <category><![CDATA[Reference and Education]]></category> <category><![CDATA[Schools]]></category> <category><![CDATA[teaching]]></category> <guid isPermaLink="false">http://osngoln.info/?p=62</guid> <description><![CDATA[The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where [...]]]></description> <content:encoded><![CDATA[<p>The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where it’ll fit in the industry and it also decides the future of the company. It defines the vision, mission, and goals of the company and outlines a way in which the members of the company will interact with each other. Thus, every manager or entrepreneur should learn the core principles of Organizational Behavior for the success of the business. Here are a few more reasons that exemplify the significance of the study of organizational behavior:</p><p>1. It helps in understanding the mission of the enterprise<br />Every organization has its quintessence or its purpose of carrying out the intended operations. Organizational behavior aids the entrepreneurs in defining the task of the organization- what a company will do and how it’ll do it. It defines an infrastructure that will be followed by the company throughout its run. It also emphasizes on establishing a mission statement that the company wants to achieve through its operations. The mission is not only monetary but it speaks of the company’s culture and aims at bringing a change in the lives of the customers, stakeholders and all the people involved with the company. The mission statement tells everyone about the goals of the organization and can be used to gauge the effectiveness of its operations.</p><p>2. It aids in establishing clear expectations<br />The organizational behavior not only helps in establishing a mission, but it also helps the managers or entrepreneurs in setting expectations for the employees, stakeholders as well as the customers. It helps in formulating the chain of command performed by each employee and also decides the kinds of vendors and customers the company should expect.</p><p>3. It helps in better decision making<br />The organizational behavior paves way for uniformity in the company and its core values. The establishment of the uniform mission, actions and messages facilitate the managers to make better decisions that are fruitful for the company. Organizational Behavior entails an identity to the organization so the managers can make their decision aligning with the nature of operations of the organization.</p><p>4. It ensures that managers hire the right person<br />The employees are the main pillars of organizational behavior. The people that bring new ideas and passion to the organization are considered as the perfect employees for the organization. If the organizational behavior is clearly defined, the newly employed candidates can easily understand their duties and it also makes easy for the managers to hire the right people and communicate with them effectively.</p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/4-reasons-the-study-of-organizational-behavior-is-imperative/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Would You Benefit From Making Early Payments on Your Auto Loan?</title> <link>https://osngoln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan</link> <comments>https://osngoln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan#comments</comments> <pubDate>Wed, 14 Sep 2022 20:18:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://osngoln.info/?p=60</guid> <description><![CDATA[Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay [...]]]></description> <content:encoded><![CDATA[<p>Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay their auto loan earlier than their term or wish to get the loan refinanced. Understanding the effect of paying your loan early vis-à-vis making timely payments can help you in making a well-informed decision.</p><p>Pay Early or Pay on Time: The Auto Loan Question</p><p>· Are you interested in making Early Payments?</p><p>You know you are a financially adept individual when you think about paying your auto loan early rather than spending the money on frivolous things. The following pros and cons of prepayment will take you one step closer in making the right decision.</p><p>Pros: The reduction in the interest amount can help you save a great deal of money. Paying off your auto loan early gives you the financial freedom to use that money elsewhere. Secondly, if you are going to receive a large sum of money in the near future, it is wise to prepay your loan instead of spending it elsewhere. It will make your debt-free early and allow you to live a tension-free life.</p><p>Cons: Timely auto loan payments mean that you have planned your finances in an efficient way. If you repay your loan all at once, it may project that you are unable to manage your credit. Remember prepayment of your auto loan will not hurt your credit score, however, it will not improve the score either.</p><p>· Do you believe Timely Payments are a Good Choice in the Long Run?</p><p>Small payments made every month can surely have a positive impact on your credit rating. The following pros and cons will help you clarify the advantages and disadvantages of timely payments.</p><p>Pros: Timely payments made every month are certain to keep your credit score in check. Many a times people may forget to make the payments on time. However, automatic bank payments can help you to keep your payments regular. A shorter loan term with timely payments will help you in obtaining lower interest rates and an overall cheaper auto loan deal in the future.</p><p>Cons: An automatic timely payment means that you will have to maintain a certain balance in your bank account, which may temporarily block your finances. A certain amount of your income gets allocated to the monthly payment. Compared to a prepayment strategy, timely monthly payments carry less financial freedom.</p><p>Your Auto Loan Payment Schedule: What is Best for you?</p><p>Income is an important element that decides which option you should choose between paying your auto loan early and making timely payments. If your monthly payment is manageable and your income supports the loan, you should opt for timely payments. However, if your income source is unstable and you require a car on an immediate basis, you should opt to make a prepayment of your entire loan. On the basis of your financial situation and circumstances, make the wiser choice.</p>]]></content:encoded> <wfw:commentRss>https://osngoln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//osngoln.info/feed
