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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>pedazln.info</title> <atom:link href="http://pedazln.info/feed" rel="self" type="application/rss+xml" /> <link>https://pedazln.info</link> <description></description> <lastBuildDate>Sun, 18 Feb 2024 17:31:37 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Divorce Law and Child Custody Leave Sleeping Tigers Alone</title> <link>https://pedazln.info/divorce-law-and-child-custody-leave-sleeping-tigers-alone</link> <comments>https://pedazln.info/divorce-law-and-child-custody-leave-sleeping-tigers-alone#comments</comments> <pubDate>Thu, 06 Apr 2023 23:37:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Law]]></category> <category><![CDATA[Law and Issues]]></category> <guid isPermaLink="false">http://pedazln.info/?p=79</guid> <description><![CDATA[The following is provided for general informational purposes only and should not be relied upon in any manner before consulting with a licensed attorney in your state.Divorce Law – Grab a Tiger by the TailDivorce law, particularly when children are involved, can be extremely acrimonious, and it affects me the most on a personal level [...]]]></description> <content:encoded><![CDATA[<p> The following is provided for general informational purposes only and should not be relied upon in any manner before consulting with a licensed attorney in your state.Divorce Law – Grab a Tiger by the TailDivorce law, particularly when children are involved, can be extremely acrimonious, and it affects me the most on a personal level due in part the lawyer becomes a therapist, too. I generally will not accept a case if the client’s goal is to take the other party to task on every infraction. For example, “S/he was a minute late dropping off the kids, I want you to file a contempt of court motion.” I made the mistake once of representing a good friend with his case, with a single child support matter taking two years to resolve and the parties were constantly trying to one-up the other.I recently gave pro bono assistance to a father who I saw in family court representing himself. I met with him several times and gave advice on strategy and likely outcomes and the best way to approach his case. The best information I can convey sometimes is that the legal system is not about right or wrong but whether conduct is lawful and if a court can provide any relief to an aggrieved party. Other mantras I share are: you may never be vindicated, particularly in family court; bad things happen to good people, life isn’t always fair, mean people win sometimes; take the high road, live well and put this behind you as soon as possible.The father I am helping finally heard and most importantly accepted what I had to say including, put down your sword and extend an olive branch of peace. He listened to my advice and let me know he has obtained what he wanted on an informal basis while his next court date is pending. He understands what he must accept and cannot control, as distasteful as it can be. He recently called to tell me he will continue his case on his own because he fears any change in the status quo will cause a contentious reaction and since he is making forward progress he does not want to risk going backwards.I am so impressed by this gentleman who has already raised two children who are adults now and he is beside himself that he does not have the unfettered access to his two-year-old daughter that he had with his grown kids. He is of modest means and education but I am touched and moved by him each time we meet.CAREFUL WHAT YOU WISH FORA court/judge has no interest in one’s personal affairs, of a civil nature, until people cannot resolve a dispute on their own. Divorcing parents are free to make whatever child custody arrangements they choose, for the most part, and the court only gets involved if the parents can’t agree.Before I continue, its important to stress that parents can, and do, say any defamatory and untrue remark about the other with near impunity. Occasionally a judge may penalize a parent for making demonstrably untrue accusations, but this is the exception and not the rule and I have never heard of a judge referring a case to the district attorney for perjury charges despite most legal papers requiring a statement be executed under penalty of perjury. Individuals enjoy “judicial immunity” for all statements made in court papers and precludes a defamation lawsuit unless the untrue statements are published outside the ambit of the court papers. Judicial immunity extends to police investigations and reports, too.The idea behind judicial immunity is that people must feel free to use and participate in the judicial process without fear of being sued for what they say. Though in extreme cases it might be possible to institute an action for malicious prosecution or abuse of process. A criminal case for false police report might be pursued, too, but good luck with that. Police agencies don’t like to be put in the middle and often suspect ulterior motives.So now to the point of the section heading. After the fact, a parent came to me after filing a report of domestic violence/battery with the police and pursing a restraining order. The police investigated and the other parent denied and accused the reporting parent of abuse. The criminal case became a wash and the case rejected against both parents. The parent pursued the restraining order and cross allegations of abuse were made. The court issued mutual restraining orders and now they meet in a police lobby to accomplish the child custody exchange. They are refrained from contacting each other and once daily calls to the child when in the other parents care has ceased.The moral of the story, and it is not always possible, do what you can to make peace. Think before you act, because steps to gain leverage even when legitimate can backfire and have severe consequences.I recognize that attorney fees can mount very quickly particularly when he fees run from 200-350 an hour, and beyond the reach of many, however, family law is not a place for the faint of heart, uninformed, naive or idealistic. Most definitely, what you don’t know can and will hurt you. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://pedazln.info/divorce-law-and-child-custody-leave-sleeping-tigers-alone/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Term Life Insurance Companies, Their Ratings And More</title> <link>https://pedazln.info/term-life-insurance-companies-their-ratings-and-more</link> <comments>https://pedazln.info/term-life-insurance-companies-their-ratings-and-more#comments</comments> <pubDate>Thu, 06 Apr 2023 21:17:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[life insurance]]></category> <guid isPermaLink="false">http://pedazln.info/?p=77</guid> <description><![CDATA[There are countless term insurance life insurance companies. As someone who’s been a life insurance professional for more than 20 years, I can honestly say that the best term life insurance companies, the top rated term life insurance companies, and the best rated term life insurance companies are very similar. It’s not to say they [...]]]></description> <content:encoded><![CDATA[<p> There are countless term insurance life insurance companies. As someone who’s been a life insurance professional for more than 20 years, I can honestly say that the best term life insurance companies, the top rated term life insurance companies, and the best rated term life insurance companies are very similar. It’s not to say they are all exactly alike but they are usually similar. To compare term life insurance companies is really a matter of what’s important to prospective insurance client.Your priorityMy experience has been that what most people are concerned with when it comes to term insurance is what it will cost them.Clearly some term life insurance companies are more highly rated by companies such as A.M. Best, Moody’s, and Standard & Poor.Some of the factors that determine a company’s rating are:</p><p>Financial strength</p><p>Financial stability</p><p>Ability to pay claims</p><p>Claims paying expediency<br />If any of these factors, among the others that are used, are important to you when you compare term life insurance companies, how important are these factors to you in comparison to price?What if one company is considered one of the best term life insurance companies in the industry but the premium cost is double that for the same amount of coverage by one that is not considered one of the best rated term life insurance companies?What’s your priority?RatingsSimilar to being in school, term life insurance companies and all insurance companies are rated on an A-F basis.Seems easy to understand, right?Did you know that and “A” rated company can be rated anywhere from A++ to A-?Did you know that different ratings companies, including those mentioned above use different criteria to determine ratings?Did you know that an insurance company can be rated differently by the different ratings companies?If an insurer receives a favorable rating from one rating company and a less favorable one from another rating company, which one do you think they’re going to make sure you’re aware of?UnderwritingInsurance companies use the term underwriting to determine who pays how much for what. Different companies have different underwriting guidelines. Its name literally means that someone in the company places a signature on the policy saying a particular person meets the company’s underwriting guidelines.There are three main methods used for underwriting life insurance policies:</p><p>Fully underwritten-most common-may involve medical exam (blood/urine specimen/attending physician statement).</p><p>Simplified issue-less common-no medical exam-decision regarding issue usually swift</p><p>Guaranteed issue-anyone who applies and meets certain conditions is guaranteed that a policy will be issued-(includes accidental death insurance and graded death benefit policies)<br />There are also different underwriting classifications. The most common:</p><p>Preferred-best rates</p><p>Standard-most common</p><p>Sub-standard, also known as rated or table<br />Some companies subdivide the classifications. For example:</p><p>Super preferred</p><p>Ultra preferred</p><p>Standard plus<br />Table can be in the form of a number (usually 1-6) or a letter (usually A-G) – the higher the number or letter, the higher the premium.ConvertibilitySome companies allow for conversion of a term policy to a permanent policy at a later date without proving insurability.Other companies allow for conversion but require proof of insurability.Some companies do not offer convertibility at all.If convertibility is offered, it is often within certain time limits.If you’re sure you want term and nothing else, then this is not something you need to consider.PriceThe main factors that affect price:1. Health2. Age3. Life styleThey are numbered as such because that is generally the order of priority companies use to classify prospective clients.Poor health can and will exclude someone regardless of age and lifestyle and no amount of money will buy insurance. On the other hand excellent health can go a long way in reducing premiums.A person’s age is the next factor. The age is compared to mortality rates. Different companies have different charts for mortality rates.Another way to describe mortality rate is how many years someone of their age is away from death.Statistically speaking, insurance companies know pretty accurately how many people of a certain age will die before their next birthday.Life style is the third factor. The most common consideration is whether someone smokes but there are others as well, such as what someone does for a living. Certain professions are more hazardous than others.A person’s hobbies have an effect as well. Sky diving, and speed racing are often frowned upon, and may not result in denial of coverage, but could result in higher premiums.Regardless of all factors, female rates are nearly always lower than male rates.Fully underwritten vs. simplified issue vs. guaranteed issueAll things being equal, fully underwritten is going to result in the best priced premium. However, often times all things are not equal.Are you sure your health is as good as you think it is or is it possible a blood/urine sample, saliva swab, or doctor’s report could reveal something you’re not aware of, or if you’re not the most ethical person, perhaps something you simply don’t want to reveal?A fully underwritten policy takes much more into consideration when determining rating class and price than a simplified issue policy.Depending on your point of view, that can be an advantage or a disadvantage.Assuming you’re being honest and there’s not already information reported about you to the medical information bureau (MIB), your chances of a policy being issued as applied for are as high as 9 out of 10 if you apply for a simplified issue policy.On the other hand, there is about a 60% chance you will not qualify for a fully underwritten policy as applied for.A guaranteed issue policy will definitely be issued. You will know if you qualify before actually signing the application. It’s either yes or no. However because it’s guaranteed, the price is usually much higher, unless it is a conditional policy such as an accidental death policy.ConclusionUnless you know the ropes and/or can take the time to weigh all the factors when comparing term life insurance companies, an experienced professional can steer you the best term life insurance companies for you to consider.Having said that, if you want to be absolutely sure that you’ll get the insurance you want, it’s best to buy a guaranteed issue policy.If you’re pretty sure you’re in good health but don’t want to go to the trouble of a medical exam or paramedical exam (blood/urine), or you don’t want to reveal certain matters that could affect your ability to obtain insurance, you should consider a simplified issue policy.Once you qualify for a policy, assuming no fraud is involved, the only one who can cancel the policy once it’s been issued is you. The insurance company cannot cancel you as long as the premiums are paid.Perhaps it makes sense to apply for a guaranteed or simplified issue policy first. Once issued then shop for the best price and/or the best rated term life insurance companies.What’s best for you?I invite any and all questions and comments. </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/term-life-insurance-companies-their-ratings-and-more/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Samples Of Small Business Subcontracting Plans</title> <link>https://pedazln.info/samples-of-small-business-subcontracting-plans</link> <comments>https://pedazln.info/samples-of-small-business-subcontracting-plans#comments</comments> <pubDate>Thu, 06 Apr 2023 18:50:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Business]]></category> <category><![CDATA[Advertising]]></category> <category><![CDATA[branding]]></category> <category><![CDATA[business]]></category> <category><![CDATA[Business Travel]]></category> <category><![CDATA[Careers Employment]]></category> <category><![CDATA[Consulting]]></category> <category><![CDATA[Furnishings and Supplies]]></category> <category><![CDATA[Industrial Mechanical]]></category> <category><![CDATA[International Business]]></category> <category><![CDATA[Interviews]]></category> <category><![CDATA[Management]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Networking]]></category> <category><![CDATA[Sales Management]]></category> <category><![CDATA[Sales Training]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://pedazln.info/?p=75</guid> <description><![CDATA[Small business subcontracting plans necessarily mean a large business enterprise sub letting or taking help from small businesses. In large business outfits, the amount of office supplies is great hence a small business firm is contacted and a contract is signed with them to provide office materials regularly.o A subcontract is broadly defined as an [...]]]></description> <content:encoded><![CDATA[<p> Small business subcontracting plans necessarily mean a large business enterprise sub letting or taking help from small businesses. In large business outfits, the amount of office supplies is great hence a small business firm is contacted and a contract is signed with them to provide office materials regularly.o A subcontract is broadly defined as an understanding agreed upon by a prime contract and subcontractor to provide goods or services needed for complementing the performance of the prime contract.o The service a small business provides, however, is not necessarily under the prime contract; it should satisfy the prime contractor’s ordinary overhead requirements attributable to the prime contract.This entire process of contracting out a part of the project to a small business firm is known as small business subcontracting. The contract is made formal only if the costs involved in providing materials exceed $500.000 for the entire period of performance.o a small business subcontracting plan must state an expected amount of business that the prime contractor expects to award to small business contractorsHowever, it is untrue that all business concerns need subcontracted businesses to reach the stage of completion.o In order to ensure completion, each subcontracting plan must name a manager or contract person, called a plan administrator, in charge of promoting compliance under the plan.Only when the magnitude of the business project demands calculated subcontracts sub recipients are brought into discussions.The subcontractor’s SBSP mentions the materials to be purchased, the total amount of money that will be spent on each small business outfit and the percentage of money that has been stipulated for supplies and/or services that these purchases represent.Small business concerns usually used as sub recipients of such huge business projects are:o Small Disadvantaged Business concern<br />o Minority Institutes<br />o Veteran Owned Small Business concern<br />o Women Owned Small Business concern<br />o Historically Black Colleges and UniversitiesRather than waiting for communication, a small business can contact prime contractors directly to inform them of its small business.A small business can approach agencies themselves to show inclination of its availability for subcontracting.A SBSP is prepared by the principal investigator of the project. The principal investigator takes up the responsibility of meeting the goals set in the plan. If the SBSP fails for any reason, the contractor may be made responsible for the damage and the business concern handling the project may be denied new contracts.Once the SBSP is prepared, it is presented as a part of the business proposal. It is open to negotiation.o In soliciting subcontracts, prime contractors often seek several small business sources to insure they are obtaining a fair priceo If a small business is dissatisfied with the treatment it receives from the prime contractor, it cannot protest to the agency or General Accounting Office.The principal investigator informs the Procurement Resource Services (PRS) administrator of the need of subcontractors. The PRS then aids investigators in identifying suppliers as per the requirement of the project.o Prime contractors are increasingly aware of the need to subcontract with small businesses for delegating work.<br />o Certain small business contracts stress the possibility of dollar penalties on those failing to meet their subcontracting plans.Typical samples small business subcontracting plans require the following information:o Identification Data – name of the company, address, date of preparation of SBSP, Solicitation Number and Item or Service required<br />o Type of Plan – individual, master or commercial<br />o Goals – estimated dollar value of all planned subcontracting, estimated dollar value and percentage of total planned subcontracting to large business concerns, estimated dollar value and percentage of total planned subcontracting to small business concerns etc<br />o Details of Program Administrator<br />o Equitable Opportunity<br />o Reporting and Co-operation time line<br />o Record Keeping<br />o Timely payments to Subcontractors<br />o Description of Good Faith Report </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/samples-of-small-business-subcontracting-plans/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Pre-Travel Planning Checklist: Essential Things to Do Before You Go</title> <link>https://pedazln.info/pre-travel-planning-checklist-essential-things-to-do-before-you-go</link> <comments>https://pedazln.info/pre-travel-planning-checklist-essential-things-to-do-before-you-go#comments</comments> <pubDate>Thu, 06 Apr 2023 17:02:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Travel]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Aviation Airplanes]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Camping]]></category> <category><![CDATA[Car Rentals]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Outdoors]]></category> <category><![CDATA[Sailing]]></category> <category><![CDATA[Travel and Leisure]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <category><![CDATA[Vacation Rentals]]></category> <guid isPermaLink="false">http://pedazln.info/?p=73</guid> <description><![CDATA[Passport. Make sure your passport is valid through the length of your trip, even better if you have at least six months to spare. Check, because some countries will not issue you a visa if you have less than six months’ remaining on your passport.Banking. Buy travelers’ cheques if you plan to use them. Call [...]]]></description> <content:encoded><![CDATA[<p> Passport. Make sure your passport is valid through the length of your trip, even better if you have at least six months to spare. Check, because some countries will not issue you a visa if you have less than six months’ remaining on your passport.Banking. Buy travelers’ cheques if you plan to use them. Call your bank(s) to be sure your ATM/debit cards can be used overseas. Ask what the fees are for using your card abroad, such as transaction and foreign currency conversion fees. Tell them what countries you will be visiting and when. Get phone numbers to call from overseas if you need to. Most banks have international collect numbers that you can call from a pay phone if need be.NOTE: Look at your bank cards and credit cards to be sure they won’t expire during your trip. It’s a very easy thing to overlook, but the biggest pain in the butt to fix!Documents. Photocopy important documents such as your passport, credit cards, visas, travelers’ cheques, travel insurance policy and itinerary. Leave a copy with a reliable loved one so that if need be you can call and have the documents faxed/emailed to you. Email a copy to yourself, and make sure your email password is as tight as Uncle Scrooge.Travelers insurance. You will probably never have to use it, but it’s a must. Compare policies. Nomad and travel1 are excellent companies I’ve used.Keeping in Touch. If you are planning to take your mobile phone with you, call your carrier to find out exactly what the rates are to make and receive calls and texts in each country you plan to travel to. Even better, get your phone unlocked and buy a local SIM card when you arrive. Usually for just a few dollars, you can have your own number on which you can receive calls for free (someday, hopefully the United States will get on board with the rest of the world and not charge you to receive calls…).Skype. If you don’t already have a Skype account, set one up now. This is your best bet for calling home or anywhere else. Not only can you talk for free with your friends who have Skype, you can also call anywhere you want to for pennies through the computer. You can get a local Skype number that for just a few dollars a month that you have forwarded to you wherever you are (watch out, though; with this option, YOU pay to receive calls). Most internet cafes now have Skype-ready machines. If it’s the middle of the night or you can’t find an internet cafe (they do seem much less plentiful, what with every cafe, hotel and even hostel offering wi-fi these days), an international calling card is a good idea. Even the worst ones will give you far better rates than your mobile carrier from home will give you for international calls.Bills. If you are going away for a month or more, make sure to pay any monthly bills that will come due while you are gone. Even better, set up online banking so that you pay all of your bills with a few clicks of a mouse. It’s free, provided by your bank (if not, you need to find a bank that has entered the 21st century! Hello!), your payments arrive faster because they are sent electronically, and you don’t have to find envelopes or lick stamps. Done.First night accommodations. It’s a good idea to make a room or bed reservation for your first night. Write down their address, phone number and directions.Know how to get out of the airport. If you plan to navigate yourself with public transportation, write down specific directions, and don’t be shy about double checking with the bus driver to make sure you’re going the right way. If you plan to take a taxi, find out what the distance is and/or what the taxi fare should be, and don’t be shy about disputing the fare if the driver tries to charge you three times what you expected. Unscrupulous taxi drivers routinely rip off tourists in every city in the world, but when you call them out on it, you usually end up paying a more fair price. </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/pre-travel-planning-checklist-essential-things-to-do-before-you-go/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Ford – On Technology Road</title> <link>https://pedazln.info/ford-on-technology-road</link> <comments>https://pedazln.info/ford-on-technology-road#comments</comments> <pubDate>Sun, 02 Apr 2023 04:18:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://pedazln.info/?p=71</guid> <description><![CDATA[Ford has set its sights to be on the Technology Road as the number of vehicles on the roads is forecast to grow from today’s 1 billion to up to 4 billion by mid-century.Earlier this year, Ford Motor Company Executive Chairman Bill Ford told an audience of the Mobile World Congress that Ford is outlining [...]]]></description> <content:encoded><![CDATA[<p> Ford has set its sights to be on the Technology Road as the number of vehicles on the roads is forecast to grow from today’s 1 billion to up to 4 billion by mid-century.Earlier this year, Ford Motor Company Executive Chairman Bill Ford told an audience of the Mobile World Congress that Ford is outlining the company’s “Blueprint for Mobility” to address future vehicle gridlock by creating a global transportation network that utilizes communication between vehicles, transport infrastructure and individual mobile devices.Ford explained that no one company or industry would be able to solve the mobility issue alone. And, the effectiveness of any plan would be contingent on customer acceptance of new technologies.Ford predicted, “If we do nothing, we face the prospect of ‘global gridlock’, a never-ending traffic jam that wastes time, energy and resources and even compromises the flow of commerce and healthcare.” He continued, “The cooperation needed between the automotive and telecommunications industries will be greater than ever as we prepare for and manage the future. We will need to develop new technologies, as well as new ways of looking at the world.”With the fast-paced increase in in-vehicle technologies, we can see that the telecommunications industry is critical in the creation of an inter-connected transportation system where cars are intelligent and can talk to one another as well as the infrastructure around them. Ford’s suggestion is that now is the time for us to be looking at vehicles on the road the same way we look at smartphones, laptops and tablets; as pieces of a much bigger, richer network.The company’s “Blueprint for Mobility” will seek solutions for a problem that is already becoming a reality in expanding vehicle markets around the world. In Sao Paulo, traffic jams regularly exceed 100 miles long and the average commute lasts between 2 and 3 hours a day. Despite this, car buying is growing at a rate of 7.5 percent annually. In China, the world’s longest period of gridlock was registered at 11 days during 2010.The problem is not restricted to emerging markets, either. For example, it is estimated that the cost of congestion to the economy in England through lost time will rise to around $35 billion annually by 2025. In Germany, sustaining a town of 300,000 people is estimated to require 1,000 truck deliveries daily.Solving the issue of urban mobility is a huge challenge that will only be successful if government collaboration, infrastructure development and industry come together globally.Ford said with the company’s blueprint will set near, mid- and long-term goals for significant reductions in the company’s global environmental footprint.In the next 5 to 7 years, Ford plans to be at the forefront of developing increasingly intuitive in-car mobile communications options and driver interfaces that proactively alert drivers to traffic jams and accidents. They have already successfully experimented with this technology in England and in Germany.Another near term plan is to deliver a better-connected, safer and more efficient driving experience with limited autonomous functions for parking and driving in slow-moving traffic – building on existing Ford features including Active Park Assist, Adaptive Cruise Control and Active City Stop. Many Ford vehicle’s already have the foundation of this technology and some can even be “upgraded” to offer ways to let a driver move through traffic jams in a more efficient and safe manner with the car essentially driving on auto pilot.Within the next five to ten years, Ford will introduce semi-autonomous driving technology including driver-initiated “auto pilot” capabilities and vehicle platooning in limited situations – technologies that will provide improved safety and driver assistance features, but allow the driver to take control, if needed.They also plan to increase interaction between individual cars on the road through utilization of ever-increasing computing power and numbers of sensors in vehicles, helping reduce the number of accidents at intersections and enabling limited semi-autonomous and autonomous highway lane changing and exiting.And, the arrival of vehicle-to-cloud and vehicle-to infrastructure communication that contributes to greater time and energy efficiency by enabling vehicles to recommend alternative transport options when congestion is unavoidable and to pre-reserve parking at destinations.Ford told the mobility conference, “Cars are becoming mobile communications platforms and as such, they are a great untapped opportunity for the telecommunications industry. Right now, there are a billion computing devices in the form of individual vehicles out on our roads. They’re largely unconnected from one another and the network.”He continued, “We’ll increasingly take advantage of the car as a rolling collection of sensors to reduce congestion and help prevent accidents. I’m confident that we will see many of these advances on the road in this mid-term period because the early versions are already being designed, and in most cases, tested.”Long term plans call for radically different transportation landscape where pedestrian, bicycle, private car, commercial and public transportation traffic will be woven into a single connected network to save time, conserve resources, lower emissions and improve safety.This would include smart vehicles capable of fully autonomous navigation, with increased “auto pilot” operating duration, plus the arrival of autonomous valet functions, delivering effortless vehicle parking and storage. Obviously there may be many changes on the technology horizon. It’s good to see that one of America’s innovative automobile companies is at the forefront helping to set new world standards that can make driving safer, more efficient and more enjoyable for everyone. </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/ford-on-technology-road/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Cradle to Cradle – Composting Your T-Shirt</title> <link>https://pedazln.info/cradle-to-cradle-composting-your-t-shirt</link> <comments>https://pedazln.info/cradle-to-cradle-composting-your-t-shirt#comments</comments> <pubDate>Sun, 02 Apr 2023 00:29:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Textiles & Nonwovens]]></category> <guid isPermaLink="false">http://pedazln.info/?p=69</guid> <description><![CDATA[Nature provides us with the best examples of chemistry and physics. Consider the strength of a spider’s silk thread and the beauty and functionality of its web, or the perfect hexagonal structure of the beehive and the desirable properties of its honey and beeswax. Nature persists because of its closed-loop biological cycles involving growth, the [...]]]></description> <content:encoded><![CDATA[<p> Nature provides us with the best examples of chemistry and physics. Consider the strength of a spider’s silk thread and the beauty and functionality of its web, or the perfect hexagonal structure of the beehive and the desirable properties of its honey and beeswax. Nature persists because of its closed-loop biological cycles involving growth, the food chain, and decomposition. Earth has been operating this way for millions of years without depleting its own resources.We can (and should) design our goods following nature’s examples. The Cradle to Cradle approach challenges us to design products to fit in either a technical or biological closed-loop cycle. Technical nutrients are reclaimed and reused or recycled. Biological nutrients are consumed or composted. In both circumstances, waste from one application provides food for another within their respective cycles. Mixing of technical and biological nutrients in such a way that they cannot be easily separated from one another creates the “monstrous hybrid”, as described by William McDonough and Michael Braungart in their book Cradle to Cradle: Remaking the Way We Make Things. Bound to each other, the nutrients are no longer eligible for recycling or composting and the monster is bound for its grave (landfill).A trip to the mall or any conventional store will yield mostly monstrous hybrids. Let’s take, for example, your average cotton T-shirt. It sounds quite simple, but a closer look reveals why it is usually ultimately bound for the landfill. The cotton used to make the shirt is a biologic nutrient, capable of being composted with the resulting compost supporting plant growth. If the cotton is not organic, it is likely that large amounts of pesticides were used, so much so that one can hardly consider conventional cotton a true biologic material. Fortunately, people are requesting and farmers are growing organic cotton.There are numerous advantages to the organic cotton shirt over your average cotton T, most notably the absence of pesticide in the environment and reduced human exposure to pesticide and residues. It is a huge step forward. But consider what else might be part of this T-shirt that prevents it from existing as a pure biologic nutrient even if it is organic. Here’s where the details of the organic standards and textile labeling laws come in.Even the certified organic cotton T-shirt can be partially synthetic. It can, for example, be sewn with thread containing polyester. Stronger than cotton, polyester is preferred for sewing but it doesn’t work for composters. (By the way, you can tell if thread is cotton or polyester by taking a match to it; if it burns it is cotton while polyester shrivels like a plastic.) Organic textile standards also allow for small amounts (5-10%) of synthetic fibers in the fabric. Similarly, the textile labeling laws indicate that small amounts of synthetics need not be disclosed on labels. So your 100% organic cotton shirt might be a little bit polyester or spandex. Sadly, product disposal is not being fully considered and the composter is left not knowing.Most tags are made from nylon or some other durable synthetic fabric to withstand washing, so they aren’t candidates for the compost either. Tags can be removed, but typically tags are sewn in so you’ll need to tear open the seams to fully remove it. Even if you are willing to cut open seams and tear out thread in order to compost your shirt, consider the dyes, decals, and finishes that can also preclude an item from the compost pile. Those used for non-organic textiles may contain heavy metals, azo compounds, or formaldehyde. The myriad of non-biologic nutrients mixed in with our biological nutrient (cotton) make the compostable T-shirt hard to come by.During the mid-20th century there was an explosion in the development of synthetic materials. While the added convenience is undeniable, so is the added trash and health burden. The resulting polymers (e.g., plastics) are here for the long haul since microbes have yet to evolve to break them down. For the long term it just makes sense to use more of the biological cycles that have been at work for millions of years; and when they don’t meet our modern needs, let’s create synthetic cycles that function in the same way. If we reject the monstrous hybrid, we’ll need fewer graves leaving more space to observe nature’s fine examples.Copyright 2009 Compostable Goods. </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/cradle-to-cradle-composting-your-t-shirt/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Stream Your Music Into Second Life – Six Software Source Clients Compared</title> <link>https://pedazln.info/how-to-stream-your-music-into-second-life-six-software-source-clients-compared</link> <comments>https://pedazln.info/how-to-stream-your-music-into-second-life-six-software-source-clients-compared#comments</comments> <pubDate>Sat, 01 Apr 2023 13:56:00 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Audio Streaming]]></category> <guid isPermaLink="false">http://pedazln.info/?p=67</guid> <description><![CDATA[Were you aware that your music can be streamed into Second Life using the same technology as internet radio? Bringing your music to this new audience requires a Shoutcast source client, which sends your music to a streaming server, which subsequently rebroadcasts your music to all the listeners in Second Life.This article lists the leading [...]]]></description> <content:encoded><![CDATA[<p> Were you aware that your music can be streamed into Second Life using the same technology as internet radio? Bringing your music to this new audience requires a Shoutcast source client, which sends your music to a streaming server, which subsequently rebroadcasts your music to all the listeners in Second Life.This article lists the leading choices in Shoutcast/Icecast source clients. This source client is the piece of software that runs on your computer, connecting the music you play with the streaming server.What it doesThe Shoutcast/Icecast streaming source client takes audio input from a program or hardware device, encodes it into a media stream, and sends the media stream on to a streaming server. Each step of this process requires configuration, and each program differs in the specifics of where you may find these settings. However, the settings themselves are fairly universal.Music sourceThe input to the source client may come from a media player such as iTunes, Winamp, or Windows Media Player, or it may also come from a hardware device connected to your computer — such as a mixer connected to a sound card or even an integrated laptop microphone. Your chosen source client will present a list of possible inputs from which you can choose to broadcast.EncodingSome source clients may be able to encode into multiple media formats. However, for compatibility with Second Life, you will need to use mp3. The Second Life viewer on your listeners’ end does not support WMA, AAC, Ogg, or other formats. Further, you will find that if you try to use the most pristine mp3 encoding settings, your listeners will experience skips in the stream. It is best not to use anything higher than 44.1 kHz, 64 kbps, stereo. You should be able to find these settings grouped together.Specifying the stream serverLastly, you will need to specify the Shoutcast/Icecast streaming server to which the source client will connect. This will be in the form of a URL or an IP Address, a Port number, and a Password. Some streaming clients allow you to build a ‘library’ of servers, each with their own URL, port, and password. This is handy if you regularly perform at a number of venues. Each venue will have its own server. This allows you to, once configured, merely select a given venue’s server from a list, and have all the values set at once. If your source client does not have this feature, you will need to manually enter this data every time for each venue.CriteriaFor each listed software streaming client, I list the price, where you can obtain it, what platform it runs upon, and other attributes. After reading this article, you should be ready to choose a streaming source client that meets your needs.Before I list the choices, I will first define what the various attributes mean.Operating System (OS) – This tells you what operating system the streaming source client is compatible with. There are choices for Windows, Mac OS, Linux, and other UNIX-like OSs.Plugin vs. Standalone – Some Shoutcast/Icecast source clients are ‘plugins’, which operate inside of other programs. An example is the Shoutcast DSP Plugin, which installs ‘into’ Winamp as a host. Other source clients run in their own window, providing all needed functionality themselves.Record functionality – Some source clients will also record (or ‘archive’) your stream. The stream is not only sent on to the streaming server, but it also is written to your computer’s disk as an mp3 file. This allows you to play back your stream at a later date.Presenting the candidatesbutt (broadcast using this tool)<br />Free<br /> Linux, MacOS and Windows.<br /> Open source project hosted on Sourceforge<br /> Standalone<br /> Streaming and recording simultaneously with different bitratesThis relative newcomer provides all the functionality that you would need or want. The fact that it is free, and runs on almost any computer, makes it a great choice.Winamp with Shoutcast DSP Plugin<br />Free<br /> Windows, Mac OS, Linux, other UNIX<br /> Winamp makes Winamp Standard<br /> Shoutcast makes the Shoutcast DSP Plugin<br /> Host media player and Plugin<br /> No built in recording functionalityThis solution has been the mainstay in the Windows arena, mostly due to its price.Nicecast<br />$40 (free demo)<br /> Mac OS<br /> Rogueamoeba is the company behind Nicecast<br /> Standalone<br /> Archive functionFor years, this has been the standard in the Mac arena. Full featured.Simplecast<br />$139<br /> Windows<br /> Spacialaudio produces simplecast<br /> Standalone<br /> No built in recording functionalityThis selection comes from a company with a full line of professional internet radio tools.Reaper with Shoutcast plugin<br />$60 (free demo)<br /> Windows<br /> Cockos makes Reaper<br /> Landoleet is where you can get the reaper_shoutcast.dll plugin (this is NOT the same as the Shoutcast DSP Plugin for Winamp)<br /> Host DAW and Plugin<br /> Full multitrack recording capabilityReaper is a full-functioned DAW, from a company founded by the guy who first invented Shoutcast technology. Extremely powerful, with complexity to match.EdCast<br />Free<br /> Windows<br /> Oddsock makes edcast<br /> Available either standalone, or as a plugin for Winamp or Foobar2000.<br /> Recorder not built in.Both EdCast and its precursor Oddcast are from the same developer, along with a number of other useful music tools (including a stream recorder).The envelope, pleaseIf you are just getting started in streaming your music into Second Life, I recommend that you start with butt. Silly name, I know. However, it is free, does everything you want it to do, and runs the same way on any computer you’re likely to have. Plus, it is an open source program, meaning that its future is pretty much assured.Any of the other choices would be fine as well. They all work pretty much hiccup-free. If your needs are unique, there may be some reason to prefer another over butt.Myself, I use Reaper with the Shoutcast plugin. Reaper is a full-featured music production DAW like Pro Tools, Logic, Sonar, etc. In fact, it was my DAW before I started streaming into Second Life. The fact that Reaper is from the guy the guy that invented internet radio (as well as Winamp, Gnutella, and other modern necessities) holds strong sway with me.Get going!You really can’t go wrong with any of the above. Just grab one, grab the free Second Life viewer, create a free Second Life account, log on, and start performing for the eager Second Life audiences!I hope you join us in this journey to a strange and wonderful new world. In the meantime, you may wish to do some early exploring on your own – it is free to get started! Just click the link below: </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/how-to-stream-your-music-into-second-life-six-software-source-clients-compared/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Google AdWords Is Beneficial to Bring Quality Traffic on Your Website</title> <link>https://pedazln.info/how-google-adwords-is-beneficial-to-bring-quality-traffic-on-your-website</link> <comments>https://pedazln.info/how-google-adwords-is-beneficial-to-bring-quality-traffic-on-your-website#comments</comments> <pubDate>Sat, 01 Apr 2023 02:23:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://pedazln.info/?p=64</guid> <description><![CDATA[Over 150000 webmasters are opting for Google AdWords as a major tool to make the most of their online marketing and advertising efforts. Bringing quality traffic to your website is considered to be the key goal for any business which is online centric. Nowadays businesses are becoming web-promotional centric to engage as many as customers [...]]]></description> <content:encoded><![CDATA[<p> Over 150000 webmasters are opting for Google AdWords as a major tool to make the most of their online marketing and advertising efforts. Bringing quality traffic to your website is considered to be the key goal for any business which is online centric. Nowadays businesses are becoming web-promotional centric to engage as many as customers or clients in a fraction of time. Google AdWords can simply make the things in favor of your business.AdWords- Cost effective with increased ROIUsing Google AdWords as a tool of promoting your business online can lower your excessive advertising costing as you only need to pay when one clicks on your advertisement. It delivers most in lesser pricing; you can also set your daily budget in Google AdWords. The remarkable features of AdWords make it highly popular in the online marketing business. It creatively targets the customer market with intelligence, you can choose the country and language of your advertisement which flashes at the top and to the right of the search engine when one puts the keyword on Google. There are many consultancies or Google qualified teams of experts that assist or promote your business through Google AdWords on your behalf, the process simply called Google AdWords management.so, managing your AdWords with the right or perfect use of keywords is adequate to create a success story of your leading company.Keep your website always up on search engines!Research shows that AdWords have been a best PPC tool to promote your business online; it helps the most to grab the attention of the customers or directs your potential customer to your website instantly without any extra effort. It only attracts the group of interested customers as when a customer is searching only then your customized advertisement would appear in the search engines. It needs to be done cautiously as keywords play a significant role in gaining the attention and increasing quality traffic on your website. Keywords are the core area of promoting your business through Google AdWords. In order to get the most out of the AdWords Select program, you simply must have a great keyword list.Time wisely hits reports!Through implementing AdWords, you can get the time wise reports on how many clicks you get on your ad. A detailed report would help you to take an informed decision relating to online web promotion and making simpler of tracking the target customer market. It makes possible to gain enough knowledge that how many clicks convert into sales for future promotional planning. </p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/how-google-adwords-is-beneficial-to-bring-quality-traffic-on-your-website/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Reasons The Study Of Organizational Behavior Is Imperative</title> <link>https://pedazln.info/4-reasons-the-study-of-organizational-behavior-is-imperative</link> <comments>https://pedazln.info/4-reasons-the-study-of-organizational-behavior-is-imperative#comments</comments> <pubDate>Wed, 14 Sep 2022 20:20:13 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Astronomy]]></category> <category><![CDATA[Biology]]></category> <category><![CDATA[College University]]></category> <category><![CDATA[Education]]></category> <category><![CDATA[Future Concepts]]></category> <category><![CDATA[Home Schooling]]></category> <category><![CDATA[Languages]]></category> <category><![CDATA[Nature]]></category> <category><![CDATA[Online Education]]></category> <category><![CDATA[Psychology]]></category> <category><![CDATA[Reference and Education]]></category> <category><![CDATA[Schools]]></category> <category><![CDATA[teaching]]></category> <guid isPermaLink="false">http://pedazln.info/?p=62</guid> <description><![CDATA[The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where [...]]]></description> <content:encoded><![CDATA[<p>The managers or entrepreneurs are the leaders who can shape the success of their organization. For a successful run, a leader needs to ensure that the business carries out its internal and core operations Organizational Behavior plays a vital role in any enterprise’s success. It outlines the system in which the company will run, where it’ll fit in the industry and it also decides the future of the company. It defines the vision, mission, and goals of the company and outlines a way in which the members of the company will interact with each other. Thus, every manager or entrepreneur should learn the core principles of Organizational Behavior for the success of the business. Here are a few more reasons that exemplify the significance of the study of organizational behavior:</p><p>1. It helps in understanding the mission of the enterprise<br />Every organization has its quintessence or its purpose of carrying out the intended operations. Organizational behavior aids the entrepreneurs in defining the task of the organization- what a company will do and how it’ll do it. It defines an infrastructure that will be followed by the company throughout its run. It also emphasizes on establishing a mission statement that the company wants to achieve through its operations. The mission is not only monetary but it speaks of the company’s culture and aims at bringing a change in the lives of the customers, stakeholders and all the people involved with the company. The mission statement tells everyone about the goals of the organization and can be used to gauge the effectiveness of its operations.</p><p>2. It aids in establishing clear expectations<br />The organizational behavior not only helps in establishing a mission, but it also helps the managers or entrepreneurs in setting expectations for the employees, stakeholders as well as the customers. It helps in formulating the chain of command performed by each employee and also decides the kinds of vendors and customers the company should expect.</p><p>3. It helps in better decision making<br />The organizational behavior paves way for uniformity in the company and its core values. The establishment of the uniform mission, actions and messages facilitate the managers to make better decisions that are fruitful for the company. Organizational Behavior entails an identity to the organization so the managers can make their decision aligning with the nature of operations of the organization.</p><p>4. It ensures that managers hire the right person<br />The employees are the main pillars of organizational behavior. The people that bring new ideas and passion to the organization are considered as the perfect employees for the organization. If the organizational behavior is clearly defined, the newly employed candidates can easily understand their duties and it also makes easy for the managers to hire the right people and communicate with them effectively.</p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/4-reasons-the-study-of-organizational-behavior-is-imperative/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Would You Benefit From Making Early Payments on Your Auto Loan?</title> <link>https://pedazln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan</link> <comments>https://pedazln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan#comments</comments> <pubDate>Wed, 14 Sep 2022 20:18:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <category><![CDATA[Budgeting]]></category> <category><![CDATA[Commercial Loans]]></category> <category><![CDATA[Credit]]></category> <category><![CDATA[Credit Tips]]></category> <category><![CDATA[Currency]]></category> <category><![CDATA[Debt Management]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Home Equity Loans]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[PayDay Loans]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[Personal Loans]]></category> <category><![CDATA[Property]]></category> <category><![CDATA[Student Loans]]></category> <category><![CDATA[Trading]]></category> <guid isPermaLink="false">http://pedazln.info/?p=60</guid> <description><![CDATA[Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay [...]]]></description> <content:encoded><![CDATA[<p>Monthly payments make up an important element of the auto loan. The amount of money that you will pay each month depends on a number of things; such as the money you put down, the value of the car, loan term, your current income and credit score, etc. Many a times people wish to repay their auto loan earlier than their term or wish to get the loan refinanced. Understanding the effect of paying your loan early vis-à-vis making timely payments can help you in making a well-informed decision.</p><p>Pay Early or Pay on Time: The Auto Loan Question</p><p>· Are you interested in making Early Payments?</p><p>You know you are a financially adept individual when you think about paying your auto loan early rather than spending the money on frivolous things. The following pros and cons of prepayment will take you one step closer in making the right decision.</p><p>Pros: The reduction in the interest amount can help you save a great deal of money. Paying off your auto loan early gives you the financial freedom to use that money elsewhere. Secondly, if you are going to receive a large sum of money in the near future, it is wise to prepay your loan instead of spending it elsewhere. It will make your debt-free early and allow you to live a tension-free life.</p><p>Cons: Timely auto loan payments mean that you have planned your finances in an efficient way. If you repay your loan all at once, it may project that you are unable to manage your credit. Remember prepayment of your auto loan will not hurt your credit score, however, it will not improve the score either.</p><p>· Do you believe Timely Payments are a Good Choice in the Long Run?</p><p>Small payments made every month can surely have a positive impact on your credit rating. The following pros and cons will help you clarify the advantages and disadvantages of timely payments.</p><p>Pros: Timely payments made every month are certain to keep your credit score in check. Many a times people may forget to make the payments on time. However, automatic bank payments can help you to keep your payments regular. A shorter loan term with timely payments will help you in obtaining lower interest rates and an overall cheaper auto loan deal in the future.</p><p>Cons: An automatic timely payment means that you will have to maintain a certain balance in your bank account, which may temporarily block your finances. A certain amount of your income gets allocated to the monthly payment. Compared to a prepayment strategy, timely monthly payments carry less financial freedom.</p><p>Your Auto Loan Payment Schedule: What is Best for you?</p><p>Income is an important element that decides which option you should choose between paying your auto loan early and making timely payments. If your monthly payment is manageable and your income supports the loan, you should opt for timely payments. However, if your income source is unstable and you require a car on an immediate basis, you should opt to make a prepayment of your entire loan. On the basis of your financial situation and circumstances, make the wiser choice.</p>]]></content:encoded> <wfw:commentRss>https://pedazln.info/would-you-benefit-from-making-early-payments-on-your-auto-loan/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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