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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>ssmikln.info</title> <atom:link href="http://ssmikln.info/feed" rel="self" type="application/rss+xml" /> <link>https://ssmikln.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 19:29:20 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Fashion Photography Retouching Techniques</title> <link>https://ssmikln.info/fashion-photography-retouching-techniques</link> <comments>https://ssmikln.info/fashion-photography-retouching-techniques#comments</comments> <pubDate>Wed, 13 Dec 2023 13:17:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=66</guid> <description><![CDATA[Introduction Welcome to the world of fashion photography retouching techniques! In this article, we will explore the various techniques used by professional photographers to enhance their fashion photographs. Whether you’re a beginner or an experienced photographer, these tips and tricks will help you elevate your fashion photography to the next level. 1. Skin Retouching One [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="10 PHOTO RETOUCHING TIPS FOR FASHION PHOTOGRAPHY Fashion Blogs" src="https://i2.wp.com/storage.ning.com/topology/rest/1.0/file/get/8844062477?profile=original" _mce_src="https://i2.wp.com/storage.ning.com/topology/rest/1.0/file/get/8844062477?profile=original" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><p><head></head><body></p><h2>Introduction</h2><p>Welcome to the world of fashion photography retouching techniques! In this article, we will explore the various techniques used by professional photographers to enhance their fashion photographs. Whether you’re a beginner or an experienced photographer, these tips and tricks will help you elevate your fashion photography to the next level.</p><h2>1. Skin Retouching</h2><p>One of the most important aspects of fashion photography is achieving flawless skin on the models. Skin retouching techniques involve removing blemishes, reducing wrinkles, and enhancing the overall complexion. This can be done using various tools in editing software such as the healing brush, clone stamp, and frequency separation.</p><h2>2. Color Correction</h2><p>Color correction plays a vital role in fashion photography retouching. It involves adjusting the tones, hues, and saturation levels to create a cohesive and visually appealing look. This can be achieved through the use of curves, levels, and selective color adjustments in editing software.</p><h2>3. Body Contouring</h2><p>Body contouring is a technique used to enhance the shape and proportions of the models. It involves using tools like liquify, dodge and burn, and warp to sculpt the body and create a more flattering silhouette. However, it’s important to use these techniques subtly and maintain the natural look of the model.</p><h2>4. Background Cleanup</h2><p>In fashion photography, the background plays a crucial role in creating a visually captivating image. Background cleanup involves removing distractions, adjusting the exposure, and enhancing the overall composition. This can be done using tools like the spot healing brush, patch tool, and content-aware fill.</p><h2>5. Enhancing Details</h2><p>Details are important in fashion photography, as they help showcase the intricate elements of the clothing and accessories. Enhancing details can be done by using tools like the sharpening filter, high pass filter, and clarity adjustments. This allows you to bring out the textures and patterns in the garments.</p><h2>6. Color Grading</h2><p>Color grading is the process of giving your photographs a specific look or mood. In fashion photography, it’s essential to create a consistent color palette that complements the style and theme of the shoot. This can be achieved through the use of presets, adjustment layers, and selective color grading.</p><h2>7. Retouching Hair and Makeup</h2><p>In fashion photography, the hair and makeup of the models need to be flawless. Retouching hair involves removing flyaways, adding volume, and enhancing the color. Makeup retouching involves enhancing the eyes, lips, and skin tone. This can be done using tools like the brush tool, smudge tool, and adjustment layers.</p><h2>8. Removing Distractions</h2><p>During a fashion shoot, there might be certain distractions in the frame that need to be removed. This can include stray hairs, wrinkles in clothing, or unwanted objects. Tools like the clone stamp, content-aware fill, and healing brush can be used to seamlessly remove these distractions.</p><h2>9. Retouching Accessories</h2><p>In fashion photography, accessories like jewelry, handbags, and shoes play a crucial role. Retouching accessories involves enhancing the details, adjusting the colors, and removing any imperfections. This can be done using similar techniques used for enhancing details in the garments.</p><h2>10. Final Touches</h2><p>After completing all the retouching techniques mentioned above, it’s important to add the final touches to your fashion photographs. This can include adjusting the overall exposure, adding vignettes, and sharpening specific areas. These final touches will enhance the overall impact of your images.</p><h3>Conclusion</h3><p>Fashion photography retouching techniques are essential for creating stunning and captivating images. By mastering these techniques, you can take your fashion photography to new heights. Remember to exercise restraint and maintain the natural look of the models while retouching. Happy retouching!</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/fashion-photography-retouching-techniques/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Street Photography Camera Gear In 2023</title> <link>https://ssmikln.info/street-photography-camera-gear-in-2023</link> <comments>https://ssmikln.info/street-photography-camera-gear-in-2023#comments</comments> <pubDate>Wed, 13 Dec 2023 13:13:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=64</guid> <description><![CDATA[Introduction Street photography is a popular genre that captures candid moments of everyday life in public spaces. To excel in this art form, having the right camera gear is essential. In this article, we will explore the top camera gear options for street photography in 2023. 1. Mirrorless Cameras Mirrorless cameras have gained immense popularity [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="Street Photography Gear (Including Best Street Photography Camera" src="https://i2.wp.com/traveldudes.com/wp-content/uploads/2021/03/Street-photographer.jpg" _mce_src="https://i2.wp.com/traveldudes.com/wp-content/uploads/2021/03/Street-photographer.jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><h2>Introduction</h2><p>Street photography is a popular genre that captures candid moments of everyday life in public spaces. To excel in this art form, having the right camera gear is essential. In this article, we will explore the top camera gear options for street photography in 2023.</p><h3>1. Mirrorless Cameras</h3><p>Mirrorless cameras have gained immense popularity among street photographers due to their compact size and excellent image quality. Models like the Sony A7 III and Fujifilm X-T4 offer high-resolution sensors, fast autofocus, and great low-light capabilities, making them ideal for capturing fleeting moments on the streets.</p><h3>2. Prime Lenses</h3><p>Prime lenses are preferred for street photography due to their wide apertures and sharp image quality. A 35mm or 50mm lens is a popular choice as it allows photographers to capture subjects at a comfortable distance without being intrusive. The Sony FE 35mm f/1.8 and Canon RF 50mm f/1.2L are excellent options in this category.</p><h3>3. Compact Cameras</h3><p>If you prefer a more discreet approach to street photography, compact cameras are a great option. The Ricoh GR III and Fujifilm X100V are renowned for their compact size, exceptional image quality, and built-in features like high-resolution electronic viewfinders and in-camera film simulations.</p><h3>4. Lightweight Tripods</h3><p>While street photography often involves handheld shooting, a lightweight tripod can be beneficial in certain situations. Tripods like the Manfrotto Befree GT XPRO offer stability and allow for long exposures or self-portraits without the need for additional assistance.</p><h3>5. Camera Bags</h3><p>Choosing the right camera bag is crucial for street photographers who need to carry their gear comfortably and safely. Backpacks like the Peak Design Everyday Backpack or messenger bags like the ONA Brixton provide ample space for camera bodies, lenses, and other essentials while ensuring easy access on the go.</p><h3>6. External Flash</h3><p>In low-light situations, an external flash can help street photographers capture well-exposed images. The Godox V1 and Profoto A1X are popular choices that offer TTL capabilities, fast recycling times, and a compact design that fits perfectly in a camera bag.</p><h3>7. Battery Packs</h3><p>Having spare batteries is essential for prolonged street photography sessions. Battery packs like the Anker PowerCore or the RavPower PD Pioneer provide extra power and can charge multiple devices simultaneously, ensuring you never run out of battery during critical moments.</p><h3>8. Memory Cards</h3><p>High-capacity memory cards with fast write speeds are essential for capturing continuous bursts and recording high-resolution videos. Brands like SanDisk and Lexar offer reliable options with ample storage space and quick data transfer rates, ensuring you never miss a shot.</p><h3>9. Camera Straps</h3><p>Comfortable camera straps are a must-have for street photographers who carry their gear for long hours. Brands like Peak Design and BlackRapid offer ergonomic straps that distribute the weight evenly and provide quick access to the camera when needed.</p><h3>10. Editing Software</h3><p>Post-processing is an integral part of street photography, and having reliable editing software is crucial. Adobe Lightroom and Capture One are popular choices among photographers, offering powerful editing tools and seamless integration with camera RAW files.</p><p>In conclusion, investing in the right camera gear is essential for street photographers to capture stunning images in 2023. Mirrorless cameras, prime lenses, compact cameras, lightweight tripods, camera bags, external flashes, battery packs, memory cards, camera straps, and editing software are all crucial elements that can enhance your street photography experience. Choose your gear wisely, and hit the streets to capture the magic of everyday life!</p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/street-photography-camera-gear-in-2023/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Wildlife Photography Editing Tips</title> <link>https://ssmikln.info/wildlife-photography-editing-tips</link> <comments>https://ssmikln.info/wildlife-photography-editing-tips#comments</comments> <pubDate>Wed, 13 Dec 2023 13:10:14 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=62</guid> <description><![CDATA[Introduction Wildlife photography is an exciting and challenging field that allows photographers to capture the beauty and essence of nature. However, capturing the perfect shot is just the first step. To truly bring out the best in your wildlife photographs, editing is essential. In this article, we will share some valuable tips to enhance your [...]]]></description> <content:encoded><![CDATA[<p><![CDATA[<br /><article><figure><img alt="Wildlife Photography Tips Creative photography techniques, Wildlife" src="https://i.pinimg.com/originals/4b/ef/d6/4befd6de91e66f0021f0856f098ec430.jpg" _mce_src="https://i.pinimg.com/originals/4b/ef/d6/4befd6de91e66f0021f0856f098ec430.jpg" width="100%" style="margin-right: 8px;margin-bottom: 8px;" _mce_style="margin-right: 8px; margin-bottom: 8px;" /></figure><h2>Introduction</h2><p>Wildlife photography is an exciting and challenging field that allows photographers to capture the beauty and essence of nature. However, capturing the perfect shot is just the first step. To truly bring out the best in your wildlife photographs, editing is essential. In this article, we will share some valuable tips to enhance your wildlife photography through editing.</p><h2>1. Shoot in RAW Format</h2><p>When capturing wildlife photographs, always shoot in RAW format. RAW files contain uncompressed image data, allowing for greater flexibility during the editing process. RAW files preserve more details, colors, and dynamic range, enabling you to make precise adjustments without sacrificing image quality.</p><h2>2. Adjust Exposure and Contrast</h2><p>One of the most important editing steps is adjusting the exposure and contrast of your wildlife photographs. Use software like Adobe Lightroom or Capture One to fine-tune the overall brightness, highlights, shadows, and contrast. This will help bring out the details in the subject and create a more visually appealing image.</p><h2>3. Enhance Colors</h2><p>Colors play a crucial role in wildlife photography. To make your wildlife images pop, enhance the colors during the editing process. Use the saturation and vibrance sliders to boost the intensity of the natural colors in your photographs. However, be careful not to overdo it, as it can result in an unnatural-looking image.</p><h2>4. Sharpen the Details</h2><p>In wildlife photography, capturing sharp details is crucial. During the editing process, use the sharpening tools to enhance the fine details in your images. Adjust the sharpening amount, radius, and masking to achieve the desired level of sharpness without introducing noise or artifacts.</p><h2>5. Remove Distractions</h2><p>When photographing wildlife, it’s common to encounter distractions in the frame, such as branches, other animals, or man-made objects. Use the clone stamp or healing brush tool to remove these distractions during the editing process. This will help create a cleaner and more focused composition.</p><h2>6. Crop and Straighten</h2><p>Cropping and straightening are essential editing techniques that can significantly improve the composition of your wildlife photographs. Crop out any unnecessary elements to create a stronger focal point and remove distractions. Additionally, straighten the horizon or any tilted lines for a more balanced and professional look.</p><h2>7. Apply Noise Reduction</h2><p>High ISO settings are often used in wildlife photography to capture fast-moving subjects in low-light conditions. However, this can result in noise or grain in the image. Apply noise reduction during the editing process to reduce the unwanted noise while preserving the details. Strike a balance between noise reduction and retaining the sharpness of the image.</p><h2>8. Experiment with Black and White</h2><p>While wildlife photography is often associated with vibrant colors, don’t be afraid to experiment with black and white editing. Converting your wildlife images to black and white can add a timeless and artistic touch. Adjust the contrast and tones to create a compelling monochrome image that emphasizes textures and shapes.</p><h2>9. Maintain Natural Look</h2><p>While editing is essential for enhancing your wildlife photographs, it’s crucial to maintain a natural look. Avoid excessive editing that results in an unrealistic or overly processed image. Preserve the integrity of the subject and its environment, ensuring that the final result reflects the true beauty of wildlife.</p><h2>10. Save the Original</h2><p>Lastly, always save the original copy of your wildlife photographs before starting the editing process. This way, you can always go back to the original file if needed or if you want to try different editing approaches. Keeping the original ensures that you have a reference point and allows for more flexibility in future edits.</p><h3>Conclusion</h3><p>Editing is a powerful tool for enhancing your wildlife photographs. By following these tips and techniques, you can take your wildlife photography to the next level. Remember to shoot in RAW, adjust exposure and contrast, enhance colors, sharpen details, remove distractions, crop and straighten, apply noise reduction, experiment with black and white, maintain a natural look, and save the original. With practice and patience, your wildlife images will become even more captivating and visually stunning.</p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/wildlife-photography-editing-tips/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top Health And Wellness Tips (Part I)</title> <link>https://ssmikln.info/top-health-and-wellness-tips-part-i</link> <comments>https://ssmikln.info/top-health-and-wellness-tips-part-i#comments</comments> <pubDate>Sun, 02 Apr 2023 01:31:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Women Health]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=57</guid> <description><![CDATA[Having been a primary care physician for over 15 years now, I still get asked a lot of questions about how people can really learn to feel well. I also believe that the way we feel is foundational to our wellbeing.So I decided to take this opportunity to revisit some important issues that I feel [...]]]></description> <content:encoded><![CDATA[<p> Having been a primary care physician for over 15 years now, I still get asked a lot of questions about how people can really learn to feel well. I also believe that the way we feel is foundational to our wellbeing.So I decided to take this opportunity to revisit some important issues that I feel every woman needs to pay attention to in order to enhance her overall wellbeing.So here we go!1. I DON’T LIKE DIETS, WHAT ELSE CAN I DO TO LOSE WEIGHT?A lot of what I counsel my patients and clients on is that rather than focus on a diet, look at incorporating sustainable lifestyle changes that lead to healthy eating. A frequent down side to diets is that not only are they usually are temporary and some diets on the market may restrict your intake of calories so rigidly, that you may actually look like your losing weight but what is happening is that you are losing muscle and not fat! When you get off the diet, you gain all the weight back. So as part of adapting long term lifestyle changes look at ways that you can adapt ideas to include more healthy recipes.2. I’M GOING THROUGH MENOPAUSE AND MY DOCTOR WILL NOT PRESCRIBE HORMONE REPLACEMENT THERAPY. WHAT ELSE CAN I DO?This was a question that is a hot topic around the ‘water cooler’ and was asked a lot by my female patients. Especially after a lot of them had to be suddenly taken off their Premarin® after the results of the ‘Women’s Health Study’ in 2002 showed an increase in heart attacks, strokes and blood clots for women who had been on hormone replacement therapy for a long period of time.The main reason that a lot of women may seek medical attention during menopause is due to the bothersome symptoms such as hot flashes, vaginal dryness or mood swings that affect her overall wellbeing. I usually recommend that women start preparing for menopause and beyond in her younger years. This is why women’s health is an issue that is very dear to my heart. For those women who may require hormone replacement therapy there are bioidentical hormones. I would recommend these for as short a period of time as possible whilst emphasizing lifestyle modifications such as healthy eating and health fitness.3. I DON’T HAVE ENOUGH TIME TO EXERCISE WHAT IS THE BEST KIND OF EXERCISE- CARDIO OR RESISTANCE TRAINING?Here’s what I think- there is no ‘one size fits all’ answer to this question. It really depends on what your overall fitness goals are and also what stage of life you are in. For instance being a woman over 40 myself at this stage of life, I am focusing on resistance training in order to gain muscle mass and strengthen my bones in order to reduce the risk of osteoporosis. There are 5 components of health fitness, but the two main types that we commonly focus on is cardio and strength (or resistance training). I usually recommend alternating cardio days with resistance days. It’s a great idea to review fitness articles to keep you up to date on creative ways to incorporate physical activity into your daily life.4. I HAVE A FAMILY HISTORY OF HEART DISEASE WHAT SHOULD I LOOK OUT FOR TO MAKE SURE I AM HEART HEALTHY?I get really passionate about the answer to this question, because there has been a myth out there that due to the fact that the female hormone estrogen helps to protect us against heart disease and so a woman we do not need to be worried about heart attacks. Women’s heart health is an issue that requires that we as women be proactive in our own health and wellbeing. Do not discount any worrisome symptoms as the persistent heartburn may not just be heartburn. And if you do go to see your physician and it gets brushed off as just ‘stress’, then please seek a second opinion! As women we are gifted with an ‘inner knowingness’ and I encourage you to begin to listen to that voice as your guide toward total wellbeing.5. I WORK IN A VERY STRESSFUL ENVIRONMENT, WHAT CAN I DO TO REDUCE MY STRESS LEVEL?<br />Granted stress is inevitable in our lives. However, it is more important how we relate to and handle stress. Stress and stress related issues, in my estimation are responsible for close to 80 % of visits to a physician’s office. And I can say that professional women especially tend to have a higher burden of stress related not only to work but also other competing dynamics such as child rearing, relationships and societal expectations and demands to name but a few. There are healthy ways we can adapt to protect our emotional health. In her book, ‘Anatomy of the Spirit’ Caroline Myss made a very powerful statement that ‘our biography becomes our biology’. It points to the power that our emotions have to color not only our moods but also our physical bodies. Guard your thoughts and with that you will guard the temple of your soul-the physical self.Next issue, I’ll review things we need to do for our family members and then simple steps you can take immediately to improve health and wellbeing. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/top-health-and-wellness-tips-part-i/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Can You Advertise Your Small Business Online?</title> <link>https://ssmikln.info/can-you-advertise-your-small-business-online</link> <comments>https://ssmikln.info/can-you-advertise-your-small-business-online#comments</comments> <pubDate>Sat, 01 Apr 2023 21:25:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Advertising]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=55</guid> <description><![CDATA[The sites online are full of advertisements big and small. Yes small businesses are advertised too. So you can think of small business online advertising. There is a kind of misconception that to advertise online you need to pay hefty amounts. So much so that at times it is not recovered from the sales of [...]]]></description> <content:encoded><![CDATA[<p> The sites online are full of advertisements big and small. Yes small businesses are advertised too. So you can think of small business online advertising. There is a kind of misconception that to advertise online you need to pay hefty amounts. So much so that at times it is not recovered from the sales of even big businesses. It is difficult to break even for the big businesses, so small business online advertising is out of question was the dictum.The scenario is however changing fast. You do get advertising firms on the net who charge much less for the space and you do get good sales with referrals from the net.Firstly we need to define what is a small business? Small and big is a relative term. By small we mean that there is not much investment done in the business. So if the investment is less you need to invest less in advertising as well. A large business normally has a good capital investment. It can bear the brunt of the advertising, which a small business online advertising firm cannot bear. Not any more there are many good advertising companies on the net that charge minimal. There are companies that charge as commission on the sales that happen through the net. So, one need not make a hefty investment either.The businesses that you do from home could be called as small businesses. If you design web sites you can get good clienteles online. That is something people will look up for online. If you have some artistic traits and you do business in it. Even that can be advertised online. Say you give coaching of something you can think of online marketing and advertising. Since the income from it is purely net income you can afford the online advertising fees. If you bake cakes, teach, design something then online advertising is the ideal option.You can make a careful survey of people who offer space online for advertising. You can search various site via Google search. You can also look out for various advertisements to see the type in which they are advertised. It always helps if you have a web page. Many spaces are available online that offer free space for web page. The basic designing of a web page is easy too. There are help options available as well. If you check out various online advertisements, you get an idea as to how you need to advertise your product or services. You can save on the cost by designing your own advertisements.The advertisements need to be noticed. They should have many clicks that increase the sales option. It has to be attractively made and flashy. It has to have lot of visibility with strategically placed advertisements. They can be done in java and flash script. Many companies charge much less. Some companies charge only on the sales that have taken place by the online advertisements. So the small business online advertising can definitely be done. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/can-you-advertise-your-small-business-online/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Depreciate Property Improvements Correctly With Cost Segregation</title> <link>https://ssmikln.info/depreciate-property-improvements-correctly-with-cost-segregation</link> <comments>https://ssmikln.info/depreciate-property-improvements-correctly-with-cost-segregation#comments</comments> <pubDate>Sat, 01 Apr 2023 15:03:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Taxes Property]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=53</guid> <description><![CDATA[Most commercial building owners are grossly overpaying federal income taxes because they are not depreciating their property as quickly as they should. A cost segregation study allows property owners to both defer and reduce federal income taxes. When properly performed by an appraiser with expertise in cost segregation, this is a conservative tax planning tool [...]]]></description> <content:encoded><![CDATA[<p> Most commercial building owners are grossly overpaying federal income taxes because they are not depreciating their property as quickly as they should. A cost segregation study allows property owners to both defer and reduce federal income taxes. When properly performed by an appraiser with expertise in cost segregation, this is a conservative tax planning tool which reduces federal income taxes by properly allocating the cost basis between land, 5-year, 7-year, 15-year, 27.5-year and 39-year property.Cost Segregation Study BenefitsBenefits of a cost segregation study are substantial, immediate and enduring. Year 1 federal income tax savings are typically at least two times the cost of a cost segregation study. In many cases they are five to fifty times the cost of the study. The present value of federal income tax savings for a property held for ten years are typically at least ten times the cost of the study. In many cases, the present value of tax savings as much as 30 to 50 times the cost of the report. The cost segregation study is only required once. Its cost is not recurring, but the benefits are recurring during the term of property ownership. A cost segregation study can also materially reduce local property taxes by separating real and personal property for newly constructed properties.Detailed ExamplePreparing a cost segregation study requires only a limited time commitment from the owner, perhaps 10 to 15 minutes. This limited commitment of time results in substantial tax savings, which are both conservative in approach and well documented. Some owners believe their accountant is properly segregating components into the proper classifications. Many accountants cannot thoroughly research this highly specialized field to understand the myriad of items which can be segregated and are inadvertently overstating their client’s income tax liability. Furthermore, not obtaining a cost segregation study increases exposure in case of an audit since there is no clear audit trail. A cost segregation study prepared by an appraiser with expertise in land valuation, construction costs and market value clearly documents each of these items. Further, a cost segregation expert can almost certainly sharply increase allowable depreciation.Who Benefits from a Cost Segregation StudyIf you own real estate and pay federal income taxes or expect to during the ownership period for the property, you will benefit from the results of a cost segregation study. This is true whether the ownership to the real estate is titled in a corporation, limited partnership or limited liability corporation. For syndicators, a cost segregation study is appropriate if limited partners will receive material net taxable income during the holding period even if the general partner does not currently pay federal income taxes. The cost segregation study will increase depreciation shield, thereby decreasing and deferring federal income taxes for the investors.Decreasing and Deferring Federal TaxesSince a cost segregation study decreases and defers federal income taxes, let’s review the long-term impact of this deferral. When the property is sold, capital gains tax will be due if the owner does not enter into a 1031 exchange. However, capital gains tax rates are typically 20% – 25% for high net worth individuals, while the ordinary income tax rate is 35%. In addition, the deferral during the ownership period has material benefits because of the time value of money. All investors would much rather pay a 20% – 25% tax rate when an asset is sold as opposed to paying a 35% tax rate today.When Should You Obtain A Cost Segregation StudyThe best time to obtain a cost segregation study is when you build or purchase a property. Documentation is most readily available for performing a study and a contemporaneous property inspection can be performed to best document results. However, there are options to perform a cost segregation study for property which has been developed or purchased previously.Elements of Preparing a Cost Segregation StudyThe appraiser starts by gathering documents from the property owner and performing a site visit. As necessary, depending on the special-use property found during the site visit, the appraiser would confer with tax counsel and review relevant tax court decisions. For newly constructed properties, most of the costs detail can be obtained from construction draws or invoices from contractors. For existing properties, the appraiser performs a quantity take-off for 5-year, 7-year, and 15-year property and estimates replacement cost using recognized sources. The appraiser then values land, 5-year, 7- year, 15-year, 27.5-year and 39-year property based upon inspection, analysis and IRS regulations and court rulings.Does this only apply to large owners?Both large and small owners of income property or owner-occupied commercial property can benefit from a cost segregation study. Commercial properties with a cost basis of at least $200,000 will likely see a material benefit in excess of the cost from a cost segregation study. In fact, owners of single-family rental homes can probably achieve worthwhile benefits by obtaining a cost segregation study.Qualifications to Consider when ordering a Cost Segregation ReportThe ability to value land and real property are critical elements when engaging a tax reduction expert to perform a cost segregation study. In addition, it is essential they have a detailed understanding of rules for classifying 5-year, 7-year, 15-year, 27.5-year and 39-year property. The ability to justifiably increase short-life depreciation materially increases the benefits of a cost segregation study. While most accounting professionals have a rudimentary understanding of the 5-year, 7-year and 15-year property classifications, few have a detailed understanding of this highly specialized niche. Be certain the report provider has scrutinized both the federal income tax code and the meaningful tax court cases to allow you to maximize your depreciation and minimize your federal income tax liability. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/depreciate-property-improvements-correctly-with-cost-segregation/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Use Art Therapy As a Means of Stress Relief</title> <link>https://ssmikln.info/how-to-use-art-therapy-as-a-means-of-stress-relief</link> <comments>https://ssmikln.info/how-to-use-art-therapy-as-a-means-of-stress-relief#comments</comments> <pubDate>Sat, 01 Apr 2023 10:58:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Healing Arts]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=51</guid> <description><![CDATA[Art is therapeutic and is sometimes called expressive art or art psychology that is facilitated by the art therapist, in applying art media, the creative process, and the resulting artwork to explore their feelings, resolve emotional conflicts, further self-awareness, manage performance and obsession, increase social skills, improve reality orientation, decrease anxiety, and raise self-respect. A [...]]]></description> <content:encoded><![CDATA[<p> Art is therapeutic and is sometimes called expressive art or art psychology that is facilitated by the art therapist, in applying art media, the creative process, and the resulting artwork to explore their feelings, resolve emotional conflicts, further self-awareness, manage performance and obsession, increase social skills, improve reality orientation, decrease anxiety, and raise self-respect. A purpose in art therapy is to get better or reinstate a client’s functioning and his or her sense of personal well-being. Art therapy practice requires information of visual art, the creative process, as well as of human development, psychological, and design theories and methods. It is used as the focus and medium of communication. Almost any medium can be used for art therapy include painting, drawing / sketching, sculpting and clay modelling.Today art therapy is widely practised in a wide variety of settings including hospitals, psychiatric and rehabilitation facilities, wellness centres, forensic institutions, schools, emergency centres, senior communities, private practice, and other clinical and community settings. During individual and/or group sessions art therapists elicit their clients’ inherent capacity for art making to boost their physical, mental, and emotional well-being. Research supports the use of art therapy within a professional relationship for the therapeutic benefits gained through artistic self-expression and reflection for individuals who experience illness, trauma, and mental health troubles and those in search of personal development.A helpful treatment for people experiencing developmental, medical, educational, and social or psychological impairment where the individual has also survived trauma resulting from combat, abuse, and natural disaster; persons with adverse physical health conditions such as cancer, traumatic brain injury, and other health disability; and persons with autism, dementia, depression, and other disorders. Art therapy helps people resolve conflicts, develop interpersonal skills, manage challenging behaviours, decrease depressing stress, and achieve personal insight as it also facilitates people with their social skills.The benefits of art therapy in these types of conditions can help with people who are reserved or shy, or who, for some reason or another, have a hard time functioning within social situations. On the whole, the benefits of art therapy can be quite wide. It can improve lives by helping people improve their mental, emotional, and even physical states therefore increases the quality of life for many people, and it is worth considering if it can aid you in some way or another to enjoy the life-affirming pleasures of art making.The many benefits that can be experienced by the use of this healing modality are:• Allowing unspoken words to be expressed<br />• Encourages to build trust in a safe environment and be understood<br />• Help increase their self-esteem and self-respect<br />• Assists in gaining a new, more objective perspective on their challenges<br />• Allows you to start experiment with change that can later be applied<br />• Provides a secure outlet for feelings such as fear, guilt, ache, rage and anger<br />• Encourages clients to make constructive choices and to gain hope for the future<br />• Tap into internal power and use existing strengths to build more skills which can facilitate them manage complex emotions and circumstances in other areas of lifeArt therapy can help children and teens to process:• Experiences of sorrow, loss or separation<br />• Trauma and developmental stress<br />• Life transitions<br />• Injury/ accidents<br />• Birth of a sibling<br />• Parental separation/ divorce<br />• Hyperactivity<br />• Disabilities physical, learning or invisible<br />• Emotional issues (fear, anxiety, depression, self-esteem, anger etc.<br />• Behavioural issues (aggression, withdrawal, impassivity, tantrums etc.It could simply be the act of executing artistic expression on your own or with others, or possibly it’s in search of professional help with a qualified art therapist. Either way, the benefits of art therapy make it worth exploring as a mechanism for healing. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/how-to-use-art-therapy-as-a-means-of-stress-relief/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Anti Aging Vitamins – Top 5 Longevity Vitamins For Men and Women</title> <link>https://ssmikln.info/anti-aging-vitamins-top-5-longevity-vitamins-for-men-and-women</link> <comments>https://ssmikln.info/anti-aging-vitamins-top-5-longevity-vitamins-for-men-and-women#comments</comments> <pubDate>Fri, 31 Mar 2023 23:53:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Fashion Design]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=48</guid> <description><![CDATA[Whilst anti aging vitamin peptide face creams which include Retinol and Resveratrol are important to how you look on the outside and inside, anti aging vitamins are also highly essential.1. Vitamin EAvailable through many sources such as supplemental capsules, vitamin E has many anti-aging qualities. Under the medical term “alpha tocopherol”, Vitamins E helps the [...]]]></description> <content:encoded><![CDATA[<p> Whilst anti aging vitamin peptide face creams which include Retinol and Resveratrol are important to how you look on the outside and inside, anti aging vitamins are also highly essential.1. Vitamin EAvailable through many sources such as supplemental capsules, vitamin E has many anti-aging qualities. Under the medical term “alpha tocopherol”, Vitamins E helps the skin retain moisture and is often added to sunscreens to guard against UVB damage.It’s also a fat-soluble compound that repairs dry, cracked skin when used as a cream or lotion.vitamin E is a powerful antioxidant that protects your skin from harmful free radicals. Free radicals are molecules that have unpaired electrons, and it’s due to these free radicals that seek out electrons from other cells, and then oxidize them and damage the tissue.A right intake of vitamin E therefore prevents oxidation, whilst improving your immune system assisting in the expression of your genes.Vitamin E Helps Prevent:</p><p>Blood from clotting.<br />Risk of stroke or heart attack.<br />LDL cholesterol from contributing to atherosclerosis.<br />Risk of some cancers.<br />Cognitive delay or decline on the brain’s neurons as we age.<br />Source:</p><p>Nuts.<br />Seeds.<br />Green leafy vegetables.<br />Vegetable oils (such as soybean, canola, and corn).<br />Topical cosmetic applications.<br />2. Vitamin CAn important anti-aging nutrient, it’s fortunately plentiful in most people’s diets, as again it helps protect against those free radicals, which you digest or are exposed to through pollution, cigarette smoke and radiation.Helping to regenerate other antioxidants, when applied topically, vitamin C protects your skin against damaging UV rays.Collagen is the structural element of your skin providing shape and firmness. vitamin C intake increases the production of collagen whilst improving firmness. This connective tissue is also important for healing wounds.Vitamin E Helps Prevent:</p><p>Cancer-preventing qualities.<br />Development of cardiovascular disease.<br />Formation of age-related cataracts and macular degeneration.<br />Source:</p><p>Fruits (especially guava and pomegranate).<br />Veggies (especially citrus and potatoes).<br />3. Vitamin KThe lack of sleep is not entirely responsible for those tired-looking dark circles around the eyes.Those dark circles are caused by a number of factors, not just lack of sleep or aging. vitamin K helps with one of the most common causes, the leaking of capillaries around the eyes, which inevitably results in the clotting of blood and pooling.Therefore, research has shown that vitamin K aids in the constriction of capillaries, breaking up the tiny blood clots that form the dark circles.It is not the ultimate cure but it should be part of your anti aging vitamin treatment plan.Your body produces small amounts of vitamin K on its own, but consumed as a supplement or multivitamin, or a in a topical face cream, this will greatly benefit those dark tired looking circles around the eyes.Vitamin K Helps Prevent:</p><p>Loss of structural strength in bones.<br />Dark circles and tired looking eyes.<br />Source:</p><p>Kale.<br />Lettuce.<br />Spinach.<br />Broccoli.<br />Non-hydrogenated vegetable oils.<br />4. NiacinSpecifically a B3 vitamin, it has several anti-aging properties.It increases your skin’s ability to retain moisture. Moist firm skin not only looks healthier, it actually helps you stay healthier by providing an unbroken barrier against bacteria, viruses and other antigens.Dry skin is often a result of niacin deficiency. Dry skin can often lead to further problems as the cracks between your skin’s “scales” become chinks in your aging body’s armor. In addition, Niacin also acts similar to an exfoliant, helping your skin shed off dead cells and promoting newer cells to move towards your skins surface.Niacin Helps Prevent:</p><p>Effects of aging inside your skin.<br />Bad cholesterol raising “good” cholesterol (high-density lipoproteins, or HDL).<br />High triglycerides (fats in your blood that contribute to your overall cholesterol count).<br />Risk and rate of atherosclerosis.<br />Hardening of your artery walls that leads to heart attacks and strokes.<br />Source:</p><p>Poultry.<br />Eggs.<br />Meat.<br />Fish.<br />Nuts.<br />Enriched breads.<br />5. Vitamin ARetinol, found in anti-aging topical face products is a source of ready-to-use vitamin A.Vitamin A helps aging slowdown in several ways. Again, it’s an antioxidant which neutralizes the damaging effects of oxidation which is believed to be a primary cause of age-related diseases and skin degeneration.As does vitamin K, vitamin A intake helps with circles under the eyes.Topical solutions as mentioned with vitamin A such as Retinol and Resveratrol creams, work as exfoliators whilst reducing fine lines and wrinkles, which has shown to reduce signs of sun damage and skin aging.Vitamin A Helps Prevent:</p><p>Deterioration of overall bone health.<br />Effects of osteoporosis as you get older.<br />Source:</p><p>Eggs.<br />Fatty fish.<br />Over-the-counter supplements.<br />Topical Retinol and Resveratrol anti-aging applications.</p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/anti-aging-vitamins-top-5-longevity-vitamins-for-men-and-women/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Travel and Its Benefits</title> <link>https://ssmikln.info/travel-and-its-benefits</link> <comments>https://ssmikln.info/travel-and-its-benefits#comments</comments> <pubDate>Fri, 24 Feb 2023 11:13:31 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=46</guid> <description><![CDATA[Why do we need to travel? Why it is getting increasingly important that we, once in a while, change our environment and travel outside our country? Why it is sometimes a necessity for our emotional health to travel?Travel’s importance is underestimated by many people. Travel is not only fun, entertaining and enjoyable. With our current [...]]]></description> <content:encoded><![CDATA[<p> Why do we need to travel? Why it is getting increasingly important that we, once in a while, change our environment and travel outside our country? Why it is sometimes a necessity for our emotional health to travel?Travel’s importance is underestimated by many people. Travel is not only fun, entertaining and enjoyable. With our current lifestyles and work conditions, travel has become more than an option. It is more than just having fun. As Augustine of Hippo said ” The world is a book and those who do not travel read only one page.”â\x80¨ During travel you are able to do things you usually don’t do. When travelling, you go outdoor and be away from computers, and TVs and you are likely to be mixing with different people and cultures. People travel for different reasons. Some travel for fun and to have a good time. Others travel as a hobby. Travel can be an escape away from the hectic pace of life in big cities. Some travel just to change and move, as Robert Louis Stevenson said “I travel not to go anywhere, but to go. I travel for travel’s sake”. Some people like to learn from different cultures, as Mark Twain said ” Travel is fatal to prejudice, bigotry, and narrow-mindedness.” Travel gives the person the opportunity to discover, to explore and to feel the sense of adventure.Many people around the world are discovering the benefits of travel to the extent that the tourism industry is growing worldwide and has become one of the major profitable sectors in world economies. No wonder that travel is growing year by year. According to figures published by the World Travel & Tourism Council WTTC, world tourism industry grew by 3% in 2012, and contributed $6.6 trillion to world GDP by direct and indirect impact. In 2012, for the first time in history, international tourist arrivals reached 1.035 billion.Here are the main benefits of travel:1-Stress Relief: As you travel miles away from your environment, you are able to be free from your responsibilities and then begin to relax and rest. Not only you rest your body, but also your mind. Knowing that you can wake up anytime without an alarm clock, without the need to be physically available at work, will take off a lot of mental stress. Here, you can sense freedom. Stress relief is a major reason for travel. The moment you think you are heading for Hawaii or Bali, you get immediate sensation of excitement and stress-free feelings. It is this mental peace that makes travel a very good stress-relief. Sometimes travel can be stressful if your trip has a lot of sightseeing, or meeting a lot of people. But travel stress is different from home stress because it is positive stress. Travel stress does not associate with it anxiety or worry.Travel is a great way to connect with nature which is very helpful for your relaxation, mentally or physically. Nature is a stimulus for activating your right brain. Right brain domination is one major cause for stress-relief. Also, during travel there is no sense of urgency which is usually associated with home behavior. Change of scenery is by itself helpful for relieving stress.2-Physical Benefits: You move more when travelling. You walk more frequently whether riding the subway or exploring the streets of a historic city or even visiting a museum. By swimming or laying on the beach, you get a high dosage of vitamin D from the sun, something that is very useful for your bones and also for your positive emotions. Outdoor activities associated with travel can lower risk of diabetes, lead to weight loss and reduce cholesterol level. Some medical experts recommend traveling once every six months for cardiovascular health and for the heart. Some studies show that travel even improves better sleep.3-Cultural Benefits: Sometimes we need to be anonymous. Sometimes we want to be free from any responsibility. Travel allows you to exercise both while meeting new people and experience new cultures. You will know how different people accomplish their goals with different ways. You will learn new ideas that you have never thought of before.4-Relationship Benefits: Traveling with a companion and sharing same experiences and situations together will enhance your mutual bond. 93% of youth ages 8-18 consider travel as “a quality time” spent with their parents. 3 in 4 parents say that family vacations are very helpful for the family. Meeting new persons in new locations can result in long term relationship for many.5-Happiness: Many persons associate happiness with travel. More than 50% of adults buy souvenirs just to remember their vacations. Most travelers store photos of their destinations as a way of remembering those trips that are about tasting new food, beautiful sights, historic monuments, and new music. This is one reason that travel can be addictive, especially if have enough time & money. It has become a hobby for thousands of people around the world.Remember, you can travel and have fun with a limited budget. Plan carefully and spend wisely. Read and learn saving tips. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/travel-and-its-benefits/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Total Health Care For the Elderly With Effective Individual Health Coverage</title> <link>https://ssmikln.info/total-health-care-for-the-elderly-with-effective-individual-health-coverage</link> <comments>https://ssmikln.info/total-health-care-for-the-elderly-with-effective-individual-health-coverage#comments</comments> <pubDate>Fri, 24 Feb 2023 10:04:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://ssmikln.info/?p=44</guid> <description><![CDATA[Elderly Health Care A Financial Challenge for FamiliesTotal health care for the elderly poses an enormous challenge for many families in the face of ever-rising individual healthcare costs. Typically such costs can set you back five and a half thousand dollars or more yearly.Elderly Care Services Are ExpensiveToday, drugs to treat older people are becoming [...]]]></description> <content:encoded><![CDATA[<p> Elderly Health Care A Financial Challenge for FamiliesTotal health care for the elderly poses an enormous challenge for many families in the face of ever-rising individual healthcare costs. Typically such costs can set you back five and a half thousand dollars or more yearly.Elderly Care Services Are ExpensiveToday, drugs to treat older people are becoming extremely costly and not getting the right individual health coverage early with affordable health insurance plans can mean bearing an exceptionally and financially heavy burden that will more often than not turn out to be crippling for the ‘man on the street’.Older People Are Medically More VulnerableWhen it concerns some of the more pressing elderly health care issues, vascular dementia will most likely top any list that may also include conditions like Alzheimer’s and Parkinson’s diseases. Among so many different conditions, vascular dementia is one big concern. Though it doesn’t get much media attention, it can severely affect any older person suffering from it and so, should be regarded seriously and addressed appropriately.Costs of Healthcare Only Go UpWhat’s more, every day senior health insurance costs are rising and are going through the roof. Not all of the costs are covered by individual health plans and even the cover from Medicare is low at best – particularly when treating serious, chronic health or medical conditions for older people.However, all isn’t lost because by having a look at certain health care resources that are especially catering to the needs of elders that pay for total health care for the elderly costs including hospitalization costs as well as visits to doctors, you can ease the heavy financial burden.Elderly Health Insurance – It Pays to Start EarlySelecting the right, affordable elderly health insurance plans before reaching the age of sixty-five can prove to be extremely useful in covering costs of total health care for the elderly. By paying a certain elderly health insurance premium on an once a month basis you can cover some of the high costs of dedicated elderly care services.Lastly, keep this in mind: Unlike individual healthcare for the average joe, money alone may not help when it comes to offering holistic elderly health care with the right individual health coverage. </p>]]></content:encoded> <wfw:commentRss>https://ssmikln.info/total-health-care-for-the-elderly-with-effective-individual-health-coverage/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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