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  1. <?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-4266937686073680554</id><updated>2024-03-07T23:38:35.365-08:00</updated><title type='text'>vitalmhealth</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='https://vitalmhealthcom.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default'/><link rel='alternate' type='text/html' href='https://vitalmhealthcom.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>3</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-4266937686073680554.post-6531811404028051887</id><published>2021-12-28T23:54:00.003-08:00</published><updated>2021-12-28T23:54:40.038-08:00</updated><title type='text'>4 Simple Debt Freedom Solutions</title><content type='html'>&lt;p&gt;&amp;nbsp;Debt freedom is only 4 simple steps away. Now I said &lt;a href=&quot;https://digitalsoftmedia.com/&quot;&gt;simple not easy. &lt;/a&gt;I know that Guru just told you to pull out your credit card and buy the next big shiny object. He just told you to believe in yourself and spend $995. The super-duper business kit and $150 auto-ship is the key to millions. Just charge it.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;That new flat screen is calling. 0% interest for &lt;a href=&quot;https://techntravels.com/&quot;&gt;18 months&lt;/a&gt;. It looks good 70 inch and it curves. How about a new car. You just paid this one-off but it&#39;s 5 years old and the new car has more lights. The payments are about the same... what is another 5 years paying off another car. You look good in a depreciating asset.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Cash is King&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The tough thing about debt freedom is you &lt;a href=&quot;https://bizinspires.com/&quot;&gt;want to use cash&lt;/a&gt;. When you use cash you feel it more. Your brain registers cash leaving your hand. You don&#39;t feel it when you use your debit or credit cards. Just try it and see. Dropping $995 cash on a business opportunity, $4000 on a flat screen, or $25000 cash for a new car will have you investigating your purchases more.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Paying cash will have you work that new business more diligently. Being stuck with business debt and all the crappy products that comes with it is a pain. I am not going to get in a debate about good debt vs. bad debt. I rather you boot strap your way to success. If you knew how to use debt you wouldn&#39;t be reading this article.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Investing cash into your business and purchases makes you more cautious. It produces delayed gratification and in the end you get better deals because you brought cash to the table. I have bought furniture, electronics, cars with cash, and saved hundreds even thousands of dollars. Cash Is King.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Debts can kill your business, destroy your marriage, and cause friendships to disappear. You don&#39;t need the stress and frustrations that come with owing credit cards, banks, and personal loans. Here are 4 Simple Debt Freedom Solutions.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;4 Simple Debt Freedom Solutions&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Pay More Than The Minimum&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Stop the habit of only paying the minimum. Your statements shows you how long it will take you to pay off your credit cards or loans when you pay the minimum. This only prolongs the agony and you are spending more money. Interest payments equals cash flow for your lenders. That&#39;s how they make money.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Bite the bullet and pay more. If your minimum payment is $50 pay $100. If it is $100 pay $200. Get rid of it. The money is there. Stop eating out, tell 7-eleven you are on vacation, stop all the bad habits of smoking, drinking, or gambling. Smokers can save on average $35 per week if they stopped smoking.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Sacrifice is the key word here. If you have more month at the end of your money you need a cashflow plan. Financial Peace University teaches you how to create a monthly budget. A budget will help you know where your money is going.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The increased payments will save you more money, time, and frustration. Better to live below your means now than fearing living hand to mouth in the future.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Snowball Effect&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;I got this from FPU. List all of your debts in order from the smallest debt to the largest debt. The next to each debt list the monthly payments.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Don&#39;t worry about who has the highest interest rate. We want something simple. You want quick victories to build momentum. Paying off the smallest debt first will create energy and motivation for you. Seeing progress is the only way you will keep going.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The second part of the snowball effect is to come up with an extra $100 to $200 per month to add to your debt payments. Cut back on expenses, get a second job, sell all that stuff you don&#39;t use. Sell so much stuff the kids think they are next. You will find the money hidden in your credit card and bank statements. Go through them and cut expense you don&#39;t need.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://vitalmhealthcom.blogspot.com/feeds/6531811404028051887/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/4-simple-debt-freedom-solutions.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/6531811404028051887'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/6531811404028051887'/><link rel='alternate' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/4-simple-debt-freedom-solutions.html' title='4 Simple Debt Freedom Solutions'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4266937686073680554.post-517028160079639548</id><published>2021-12-28T23:53:00.000-08:00</published><updated>2021-12-28T23:53:14.002-08:00</updated><title type='text'>Finances Better</title><content type='html'>&lt;p&gt;&amp;nbsp;Every person with even a little bit of debt has to learn how to &lt;a href=&quot;https://techniexpert.com/&quot;&gt;manage their debt&lt;/a&gt;. If you have only a little bit of debt, you should make sure that it does not go out of control by paying up the relevant amount. On the other hand, if you have too much debt, then you must put more effort into paying them off.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Know how much you &lt;a href=&quot;https://alltechnews.co.uk/&quot;&gt;owe whom&lt;/a&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Make a list of your debts, the creditors to whom you owe money, the total amount of the debts, the monthly dues, and the due date. You can make use of &lt;a href=&quot;https://edgemag.co.uk/&quot;&gt;your credit &lt;/a&gt;report in order to confirm the different debts on your list. Make sure you refer to your monthly debt list, especially since you may have bills to pay. Update the list every few months whenever the amount changes.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Pay your bills off every month&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Late payments make it tougher to pay off your debts since you will also have to pay a late fee along with them. Even if you miss two payments in a row, you would have to pay additional finance charges and interest rate. If you are using a calendaring system on your smartphone or on your computer, enter your payments over there and then, set an alert to remind you whenever the payment is due or a few days before the payment is due. If you end up missing a payment even by chance, do not wait for the next due date to pay up this amount. Otherwise, it would be reported to the credit bureau and it will reflect on your credit report. Instead, send your payment as soon as you can.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Create a monthly calendar&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Use a monthly bill payment calendar in order to figure out which bills to pay using which paycheck. On your calendar, note down the number of days in which the next bill payment is due. Then, fill in the date of each of your paychecks. If you get paid on the same days each month, then you can use the same calendar for every upcoming month. However, if your paychecks fall on different days every month, make sure you prepare a new calendar for every month.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://vitalmhealthcom.blogspot.com/feeds/517028160079639548/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/finances-better.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/517028160079639548'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/517028160079639548'/><link rel='alternate' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/finances-better.html' title='Finances Better'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4266937686073680554.post-1573693983486193550</id><published>2021-12-28T23:51:00.003-08:00</published><updated>2021-12-28T23:51:29.705-08:00</updated><title type='text'>Importance of Choosing the Right Debt Collection Agency</title><content type='html'>&lt;p&gt;&amp;nbsp;No matter what business you own, whether it&#39;s big or small, the fact is that at some stage you will eventually come across an issue like debt collection!&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;So it&#39;s important that you put in your best &lt;a href=&quot;https://observingblog.com/&quot;&gt;efforts&lt;/a&gt; in order to get this issue resolved before it gets worse! To get this done, you can hire an outside collection agency and get rid of all your debt related problems.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Debt collection is a difficult process to execute, but if done correctly, can help your business grow significantly and prevent it from bankruptcy. &lt;a href=&quot;https://totechtimes.com/&quot;&gt;There&lt;/a&gt; are two basic ways to collect the overdue amount. First is, by making use of the in-house resources, i.e. employees working within the company. This is an affordable and lucrative option, but can be time-consuming sometimes. The second is, by hiring a collection agency to take care of the process, which can take away all your stress and anxiety. This is considered the most effective solution to track down delinquent customers and convincing them to pay back their owed money.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Here are some benefits of choosing the right agency for &lt;a href=&quot;https://globaltechideas.com/&quot;&gt;collecting your debts&lt;/a&gt;.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Expertise and techniques help&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;The hired professionals are experienced and dedicated enough to carry out the meticulously and help you focus on your business more effectively. Also, they&#39;ll never damage the relationships you&#39;ve made with your customers and will make sure that your business productivity is not affected throughout the process. Moreover, the proven techniques they use help in increasing the possibility of getting back your money and help you recover your bad debts.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Improves your cash flow&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;A good collection agency will help you improve your cash flow by getting back the owed money from your clients. Moreover, it helps you keep track of your expenses and get an upper hand over your clients.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;Help you improve your business productivity&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;It is important that you think of expanding your business rather than wasting your time on collecting the payments from your debtors. Instead, you must hire an expert to carry out the complete process in an organized fashion and put your focus on increasing your business productivity.&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;&lt;p&gt;&lt;br /&gt;&lt;/p&gt;</content><link rel='replies' type='application/atom+xml' href='https://vitalmhealthcom.blogspot.com/feeds/1573693983486193550/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/importance-of-choosing-right-debt.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/1573693983486193550'/><link rel='self' type='application/atom+xml' href='https://www.blogger.com/feeds/4266937686073680554/posts/default/1573693983486193550'/><link rel='alternate' type='text/html' href='https://vitalmhealthcom.blogspot.com/2021/12/importance-of-choosing-right-debt.html' title='Importance of Choosing the Right Debt Collection Agency'/><author><name>Blogrid3rd</name><uri>http://www.blogger.com/profile/13540741843926877824</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry></feed>

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