![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>abhutchms.info</title> <atom:link href="http://abhutchms.info/feed" rel="self" type="application/rss+xml" /> <link>https://abhutchms.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 01:45:43 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Alternative Investments – What, Who and Why</title> <link>https://abhutchms.info/alternative-investments-what-who-and-why,html</link> <comments>https://abhutchms.info/alternative-investments-what-who-and-why,html#comments</comments> <pubDate>Tue, 18 Apr 2023 12:11:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Investment]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=82</guid> <description><![CDATA[What Are Alternative Investments?As stock markets continue to falter across the globe, worries of a default on sovereign debt in Europe continue to mount, and inflation continues to erode the real value of savings, investors are considering alternatives to traditional assets such as stocks, bonds and cash. But just what are alternative investments, who is [...]]]></description> <content:encoded><![CDATA[<p> What Are Alternative Investments?As stock markets continue to falter across the globe, worries of a default on sovereign debt in Europe continue to mount, and inflation continues to erode the real value of savings, investors are considering alternatives to traditional assets such as stocks, bonds and cash. But just what are alternative investments, who is investing in them, and what are the risks involved?Traditional InvestmentsTraditional investments are considered to be equities (shares), cash, bonds and property. Most investment portfolios are made up of a combination of these kind of assets, and financial advisors are trained to advise investors on the relevance of these kind of investments based upon their own specific set of circumstances. Investors have long invested in stocks for growth and income, bonds for income, and cash of income in the hope of building their wealth faster than the rate of inflation in order to provide for retirement or other life events such as school fees or maybe a house move.Alternative InvestmentsAn alternative investment can be any transaction entered into with the ultimate aim of generating capital growth in the value of the underlying asset, or regular income, that is not a traditional investment asset as detailed in the section above.These kinds of assets have been very popular with institutional investors who want to diversify their portfolios and capture profit that is generated outside of the traditional markets. Some examples of investment alternatives are precious metals such as gold, art, fine wine, collectibles, farmland and forestry investments.Alternative investments behave differently to traditional assets because capital growth is usually derived from an increasing demand and a finite supply, such is the case with gold, farmland, fine wine and art. The greater the demand, the higher the price and more profit for the investor. Income from alternative investments is not usually in the form of a dividend as with shares, but can be rental income from a property, or the sale of commodities produced by the asset such as crops from farmland or timber from forestry. This makes alternative investments popular because neither income nor capital growth is dependent upon the performance of stock markets or other traditional markets forces. This means that investors can turn profits, even in a downturn market.Who is Investing in AlternativesLarge investors such as pension funds, hedge funds, family offices and high net worth individuals have been investing in alternatives for many years, in many cases generating excellent returns beating traditional markets by some margin. These investors are experts and understand the assets they are buying and how to value, manage and ultimately dispose of them effectively and profitably. Investing in art, for example, requires an extremely high level of expertise and knowledge to invest successfully.Recently, institutional investors have started to buy more and more farmland and forests, as demand for all of commodities that farmland produces on annual basis such as food, animal feed and fuel, is growing in line with our expanding population. We simply require more and more of these commodities each year but we have very little farmland left that isn’t already in production. It is this increasing demand and limited supply that pushes up prices in the long-term, and the same can be said for forestry investment’s as humankind requires more and more timber to build and maintain our homes and cities, yet there is very little natural forest left to harvest so we must rely of commercially grown timber which takes many years to mature. Again, increasing demand and limited supply push up prices, creating profit for the owners of the assets.Many analysts reporting on alternative investments such as Barclays Capital have indicated that by 2015, almost 5%, or $1 trillion in institutional investment capital will be invested in farmland and associated commodities. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/alternative-investments-what-who-and-why,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Choice Of Law In Syndicated Loans And Bonds</title> <link>https://abhutchms.info/choice-of-law-in-syndicated-loans-and-bonds,html</link> <comments>https://abhutchms.info/choice-of-law-in-syndicated-loans-and-bonds,html#comments</comments> <pubDate>Tue, 18 Apr 2023 06:10:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Law and Issues]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=80</guid> <description><![CDATA[INTRODUCTION:Any relationship between two entities, either persons or institutions, cannot be established except in accordance with some set of rules. These rules may be unenforceable norms or customs of a group or society, or some explicit laws having a binding and enforceable authority. A contract is a formal structure of a relationship between two or [...]]]></description> <content:encoded><![CDATA[<p> INTRODUCTION:Any relationship between two entities, either persons or institutions, cannot be established except in accordance with some set of rules. These rules may be unenforceable norms or customs of a group or society, or some explicit laws having a binding and enforceable authority. A contract is a formal structure of a relationship between two or more parties, binding them together into a contractual relationship; and imposing upon them certain obligations and granting them certain rights over each other. In case of any problem with these obligations or rights, law of the land would come into action. But if the contracting parties belong to different lands, then there would arise a question as to law of which land should come into force. If the contracting parties have no earlier consensus over this issue, then it is more likely that the problem would remain unresolved; and one or more parties would suffer the loss. Hence, the need to decide at the time of making contract, as to which law would be followed.CHOICE OF LAW IN SYNDICATED LOANS AND BONDS:Similar is the case of the financial contract. ‘Every legal issue under a financial contract must be determined in accordance with a system of law. An aspect of a contract cannot exist in a legal vacuum.’(1) Syndicated loans and bonds are mostly international in their character. They usually involve borrowers and lenders from various countries; and ‘the greater the number of countries involved the greater the number of municipal systems of law which have to be considered.’(2) As there is not single set of International laws that could effectively govern the syndicated loans and bonds, it is necessary for the parties to these contracts to choose an agreed system of law.A syndicated loan agreement normally is contracted between the highly sophisticated institutions like banks, corporations, state corporations, and even the sovereign states themselves. It involves a number of systems of law (even a single bank operating internationally can be subject to different systems of law)(3). The international bond issues, too, involve issuers and investment banks from different countries. In some respects, international bonds (Eurobonds) are even more ‘international’ than the syndicated loans, as they are sold to the public at large, and the individuals and other entities buy and sell them in numerous jurisdictions. During this course of business a number of transactions involving numerous legal documents take place. With these transactions rights and liabilities shift from one entity to another very frequently. When it happens in different systems of law, it creates ambiguity about which law should apply in which case. This ambiguity makes the business vulnerable to unpredictable situations. Eventually the whole business market suffers serious damage.”In order to reduce such uncertainty to a minimum, an attempt is made in practice to apply one system of law to the transaction and to exclude as far as possible the applicability of other systems of law with which the transaction may have some connection. This is generally sought to be achieved in practice by a ‘choice of law’ clause which subjects to one governing system of law _ ‘the proper law’ _ the validity, enforceability and interpretation of the contractual and other legal documents which constitute the transaction.”(4)The practicality provides the opportunity to the lender to have preference in ‘choice of law’, as in case of a dispute, it is his money that would need to be recovered. In case of the Euro bonds, where an investment bank helps in selling securities(5), the situation becomes different, as the lenders appear on scene after the bond is issued under certain terms including the matter of choice of law. In any case, while exercising the choice, it is preferred that such system is chosen that is familiar to the parties, so that the tendency of using certain type of financial transactions needs not to be changed. Further, the dealing with legal as well as business issues could be convenient. It is also important that the system chosen is greatly mature and the relevant jurisdiction enjoys good reputation for its impartiality. Political stability in that specific jurisdiction and convenience of language are also important factors in choosing a certain system of law(6). The incident of freezing of foreign currency accounts following imposition of emergency after the atomic tests in 1998(7), the stock market suffered such a huge loss that it took years to recover. In such a situation no serious financial activity can grow without fear of the unseen. While the enforcing forum is not less important a factor; the most significant factor of having the choice of law clause is the “insulation of the loan contract from legal changes in the borrower’s country.”(8)While outlining the contract some of the essential documents would be prepared; for example, in case of a bond issue, the subscription agreement, the trust deed, the agreement between managers, the selling group agreement and the bond instruments themselves, and in case of the syndicated loan, the loan agreement. All of these legal documents would require validity, enforceability and when needed interpretation.(9) This could only be done under an agreed system of law.Determination of rights and liabilities and interpretation of the legal documents would involve a number of laws relevant to the different issue. These may include the securities law, principles of contract, interpretation of contracts law, insolvency law, negotiable instruments law, and the like. All these laws should relate to one system of law, so as to make their interpretation and implementation possible.(10)There are more than 310 jurisdictions in the world, which are grouped into nine classes i.e. Traditional English, American Common Law, Mixed Roman/common law, Germanic and Scandinavian, Mixed Franco-Latin/Germanic, Traditional Franco-Latin, Emerging Jurisdictions, Islamic Jurisdictions and Unallocated Jurisdictions(11). These categories are further combined into three major types: Common Law, Napoleonic and Roman-Germanic jurisdictions.(12) This much number of jurisdictions naturally has a potential to create problems in case of international syndicated loans and bonds where different systems of law would be involved. So, it becomes imperative to have ‘choice of law’ clause in the legal documents.CONCLUSION:The term international, in the syndicated loans and bonds, entails multiple laws, forums and jurisdictions. The conflict of laws, in such a case, is natural. Combination of laws, given their different approaches, is not a workable proposition. Harmonization of financial laws at international level is still an idealistic suggestion. So, to form, interpret and execute the international contracts, there is a need to adopt a single system of law. This, the parties to a contract can choose at the time of the concluding of the contract. This is done to ensure the validity, enforceability and interpretation of all the legal documents relevant to the contracts of syndicated loans and bonds. It helps eliminate the uncertainty and unpredictability of the fate of a contract. Most ideally, it is an external law, having a potential to insulate the loan contract from legal changes, especially, in the borrower’s country. English law worthy of playing such a role. There is another advantage of choosing it: it doesn’t demand any connection of the lender or borrower with England.The fundamental importance of the inclusion of ‘choice of law clause’ in the international syndicated loan agreements and the legal instruments of the bonds, is to get rid of the uncertainty concerning the expectations about the contract, by providing a workable legal mechanism to resolve all the legal issues which would arise from time to time.REFERENCES:1). Wood, P R (1995) International Loans, Bonds and Securities Regulation; London: Sweet & Maxwell P-612). Slater R (1982) “Syndicated Bank Loans” presented to the Conference on ‘The Transnational Law of International Commercial Transactions’ at Bielefeld, W. Germany, October 5-7, 1981, in the Journal of Business Law pp 173-1993). Cranston R (2003) Principles of Banking Law; 2nd Ed. Oxford: Oxford University Press; p 4384). Tennekoon R (1991) The Law and Regulation of International Finance; London: Butterworths; p 165). Mishkin F (1992) The Economics of Money, Banking, and Financial Markets; 3rd Ed. New York: HarperCollins Publishers; p 2866). Paul C & Montagu G (2003) Banking and Capital Markets Companion; 3rd Ed. London: Cavendish Publishing; p 947). Washingtonpost.com, at http://www.washingtonpost.com/wp-srv/inatl/longterm/southasia/stories/pakistan052998.htm visited on 14-05-2005<br />8). Wood P R (1995) International Loans, Bonds and Securities Regulation; op cit9). Tennekoon R.. op cit10). Slater R (1982) op cit11). Wood P R (1997) Maps of World Financial Law; London: Allen & Overy; p 912). Wood, P R (2005) Oxford and Cambridge Introductory Lectures of Financial Law, op cit </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/choice-of-law-in-syndicated-loans-and-bonds,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Personal Financial Planning After The Global Financial Crisis</title> <link>https://abhutchms.info/personal-financial-planning-after-the-global-financial-crisis,html</link> <comments>https://abhutchms.info/personal-financial-planning-after-the-global-financial-crisis,html#comments</comments> <pubDate>Mon, 17 Apr 2023 20:44:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Financial Planning]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=77</guid> <description><![CDATA[The global financial crisis (GFC) made a lot of people question their personal financial planning strategies. This always happens after a downturn or severe market correction. The fact that the GFC was the biggest market downturn in about 70 years and the whole world was affected caused more fear and worry than usual. In addition [...]]]></description> <content:encoded><![CDATA[<p> The global financial crisis (GFC) made a lot of people question their personal financial planning strategies. This always happens after a downturn or severe market correction. The fact that the GFC was the biggest market downturn in about 70 years and the whole world was affected caused more fear and worry than usual. In addition to that, the global markets have been slow to recover. It is understandable that many people would be wondering if it they should hang on to their original strategy or should they look for alternatives.Is your strategy sound?If a financial planner, as part of a comprehensive financial plan, recommended your investment strategy, then your strategy should be sound. The recommendations would have been made after he or she completed a fact find about your situation. This would have taken into account your investment time horizon and you investor profile. Your investor profile is determined by a series of questions to find out your tolerance to investment risk. Investment risk, in this case, means short term fluctuations in the market. The recommended investment portfolio would have reflected your risk tolerance by limiting your exposure to growth assets – shares and property – whose values do fluctuate with market movements.How Long Should You Stick with an investment strategy?You should stay with the original strategy for the length of the plan. If you have a ten-year plan then you stay with that. There is no doubt, staying with an investment strategy for the medium to long-term works best. The other alternative is to try to pick the market. In other words, when the market looks like going down, you move into a safe investment until the market starts to move up. The trouble is most people get the timing wrong – by the time the market has dropped, they are usually too late and the same applies when it goes up. Even the professionals have trouble picking the market. How many picked the global financial crisis?Tough out the Tough timesThe hardest part is to have faith in your original financial planning strategy when the market is moving against you. It is well to remember that is the nature of financial markets. Both the share market and the property markets have around 5 – 7 year cycles. If you look at their history over the long-term they both make money. That is why your strategy would have been designed for a particular time frame, so that your portfolio could ride out those downturns. Generally, the only people who lose during market downturns are the ones who panic, sell the investments at a loss and put the money into a safe place. They are unlikely ever to get their money back.If you have had good advice or if you did it yourself after much research and planning, you should stick with your original personal financial planning strategy and allow the growth assets in your portfolio time to grow. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/personal-financial-planning-after-the-global-financial-crisis,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Technology And Its Effects on the Over 55′s in Restaurants</title> <link>https://abhutchms.info/technology-and-its-effects-on-the-over-55s-in-restaurants,html</link> <comments>https://abhutchms.info/technology-and-its-effects-on-the-over-55s-in-restaurants,html#comments</comments> <pubDate>Sat, 01 Apr 2023 17:39:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=75</guid> <description><![CDATA[The Restaurant business is set for a revolution in technology but could there be looming problems?Having new technology like mobile phone ordering and tracking, ordering kiosks, custom mobile apps, table location using cell phones, online only ordering and a host of other technologies designed specifically for improving the customer experience sounds like a great idea… [...]]]></description> <content:encoded><![CDATA[<p> The Restaurant business is set for a revolution in technology but could there be looming problems?Having new technology like mobile phone ordering and tracking, ordering kiosks, custom mobile apps, table location using cell phones, online only ordering and a host of other technologies designed specifically for improving the customer experience sounds like a great idea… but are they?The rise and rise of the restaurant and eatery since 2007 is wonderful and everyone loves to eat in them. But there are a substantial number of potential customers that cannot use those technologies no matter how they try. And it’s not really their fault!There is no doubt that technology can improve customers experience. There is a substantial percentage of customers that are not at all savvy with using technology and that is a problem. Consider that the value of fast food restaurants in the UK in 2017 for fast food including takeaways alone was a massive £5.1 Billion but adding up across the whole sector to over £14 Billion and even what seems to be smaller percentages of potential customers adds up to massive loss of business.While 56% of consumers between the age of 45-64 do use technology in restaurants that leaves a massive 44% of that age group that do not use technology. Indeed, for the USA around 65% of customers over 55 prefer to be served by waiting staff.Careful consideration of how and where technology is used to improve customer experience is a key consideration for its success, after all who wants to ignore up to 44% of customers because the technology was less than perfect? Remember that the National Restaurant Association says that the number one feature cited by ‘baby boomers’ was a loyalty and rewards program so integrating that in to customer experience technology creates a win/win situation when enticing that sector of customer in to your restaurant or business.It is noted that in the UK the government has provided national statistics about personal wealth by age where the average liquid wealth was at its highest between age 55 to 64 so it makes a great deal of sense where technology could be introduced as a customer interface that the technology itself does not turn away the wealthiest people with disposable income in UK from any restaurant or business.Having a focus towards mobile phone ordering is fine for the younger generations, but most readers will know friends over 55 that struggle daily with their cell phone. Deloitte suggest that there has been a substantial increase of smart phone users over 55 between 2012 and 2017 by as much as 71% change but that certainly is no real reflection of how many of those over 55′s use the phone for smart apps. In fact, Deloitte estimates that at least 1 out of 4 consumers aged 55+ who own smartphones have never downloaded a single app. With that level of app use in the 55+ age group those problems for restaurant technology currently remain high on the agenda but seem largely unaddressed by developers and most often ignored by restaurant operators.It is also worthwhile noting from a recent ‘greenlight’ survey that where the internet is concerned the over 55′s currently spend over £14 Billion through online shopping and are the fastest growing demographic in that area but they tend to be largely ignored by retailers and restaurant customer facing technology development by manufacturers. Bear in mind also that ‘greenlight’ also commented that for 65+ demographic that spending actually reduces compared to the customer in the 55 to 64 age group. Understanding this fact can help to identify which technology will help or hinder that demographic with the resulting increase in sales.But technology in restaurants is not just about the front of house customer experience, there are other attributable technologies now appearing in restaurants that directly contribute to the overall customer delivery of quality service such as staff tracking that can provide key metrics about staff efficiencies to improve service levels and reduce costs accordingly.Thinking about current trends where this same demographic of 55 to 64′s is concerned the payment process can also be a hurdle. While many newer payment methods might involve mobile pay, or server tablets, kiosks or apps, consideration has to be given to the effects those technologies will have in deterring the 55 to 64 age group from visiting any restaurant.It is clear that over time younger generations will eventually migrate to being older technology savvy customers but ignoring the important 55 to 64 age range is not recommended if your restaurants are catering to that demographic already.Of course, there are other technologies that ARE friendly for the 55 to 64 demographics out there that don’t involve ANY difficult customer level high technology use by the customer such as a table tracking system by LRS of Dallas TX, USA. Their ‘Table Tracker’ is simple to use and the only customer involvement is to place a ‘puck’ on the table they choose to be seated at. Service is improved dramatically and it’s a fact that the over 55′s love great service demonstrated by their love for waiter service.So, there are a number of questions that need addressing where technology is either implemented or might be in the future, things like:• Are you limiting your own customer base to millennials? If not:</p><p>How does the customer experience technology impinge on potential client involvement of the 55 to 64′s?</p><p>Are you happy insomuch as the highest disposable income sector of 55+ might not visit your restaurant because of technology concerns?</p><p>Have you seriously considered the aspect of customer facing technology affecting your restaurant sales?</p><p>Do you propose further investigation of the technology products you currently use?</p><p>Review currently installed customer facing technology to address 55+ client sector</p><p>Consider the 55+ client base BEFORE committing to technologies that might not attract the 55+ demographic due to the technical complexity when presented to them.</p><p>Customer involvement from all adults is king when using technology to enhance customer experience in any restaurant environment especially where sales are concerned. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/technology-and-its-effects-on-the-over-55s-in-restaurants,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Definition of Medical Malpractice</title> <link>https://abhutchms.info/the-definition-of-medical-malpractice,html</link> <comments>https://abhutchms.info/the-definition-of-medical-malpractice,html#comments</comments> <pubDate>Sat, 01 Apr 2023 06:39:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Medical Malpractice]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=73</guid> <description><![CDATA[Medical malpractice has become a greater concern for doctors over the years. The age of lawsuits means that people are quick to sue for any wrongs they feel have been committed against them. While most doctors do everything they can to avoid being sued for malpractice, sometimes there is just nothing they can do. Even [...]]]></description> <content:encoded><![CDATA[<p> Medical malpractice has become a greater concern for doctors over the years. The age of lawsuits means that people are quick to sue for any wrongs they feel have been committed against them. While most doctors do everything they can to avoid being sued for malpractice, sometimes there is just nothing they can do. Even when they do everything right, something can still go wrong – and the doctor often takes the blame for these problems, whether they were responsible or not. Unfortunately, it is very simple for someone to bring a lawsuit against another person today, but on the bright side there is a complex process which rules out most frivolous suits.The definition of medical malpractice is the deviation by a medical professional from the standards of the medical industry, thus causing injury or death to a patient. True medical malpractice is rare, but lawsuits for medical malpractice are not very rare. Successful malpractice suits must follow the definition of medical malpractice in that they prove that the doctor, through action or inaction, caused wrongful injury to a patient. Typically, this means that a practitioner grossly violated the standards set by the medical industry.Because of the presence of medical malpractice lawsuits, medical professionals are required to maintain personal liability insurance to protect them and offset the costs of malpractice suits. However, in keeping with the definition of medical malpractice, the lawsuit must prove that the medical professional violated medical standards. This requires an expert to prove that there was a violation of standards. With medicine becoming more and more advanced, there are more things that can go wrong. This means that malpractice suits can take advantage of the legal aspects of medicine not being caught up with the practice.As new medical practices continue to push the envelope, people will seek reasons to sue when things go wrong, but the definition of medical malpractice protects doctors from many lawsuits filed by people who are just looking to put the blame somewhere. Fortunately for doctors who are concerned about wrongful lawsuits, there has been a recent push to reform many of the torts which govern the medical industry. They are intended to eliminate lawsuits filed by people who, for whatever reason, feel they were wronged by their doctors.There have been numerous high profile lawsuits against doctors who were said to have violated the definition of medical malpractice, but the fact is that these expensive lawsuits negatively impact the ability of the medical industry to offer quality care when they are brought about by people who are simply seeking money. With the new reforms that are being put into place, it is likely that frivolous lawsuits will begin to decline. As it is, they are on the rise and have been for quite some time. If something is not done to stop wrongful medical malpractice suits, the medical industry will continue to be inhibited in its ability to provide quality care at reasonable cost. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/the-definition-of-medical-malpractice,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Role of Change Management in Successful Information Management Solutions</title> <link>https://abhutchms.info/the-role-of-change-management-in-successful-information-management-solutions,html</link> <comments>https://abhutchms.info/the-role-of-change-management-in-successful-information-management-solutions,html#comments</comments> <pubDate>Fri, 31 Mar 2023 20:37:43 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=71</guid> <description><![CDATA[IntroductionImplementation of Information Management solutions necessarily brings change to any organization. Business practices, role and relationships all affect the way in which people work and interact on a day-to-day basis. Whether the driver for implementation is for productivity, compliance or risk reduction there is always the need to consider what impact there will be on [...]]]></description> <content:encoded><![CDATA[<p> IntroductionImplementation of Information Management solutions necessarily brings change to any organization. Business practices, role and relationships all affect the way in which people work and interact on a day-to-day basis. Whether the driver for implementation is for productivity, compliance or risk reduction there is always the need to consider what impact there will be on user communities.Document and records management practices in organizations are not often front-of-mind for most managers and employees and asking them to think about information in a different way or even at all, as a corporate asset requires a fundamental mindset change. This will take many employees out of their comfort zone, impact on their confidence and competence to perform the work and creates a situation where individuals can sense a loss of control in their work context.It is natural that most people initially react with caution with concerns about their future, security and where they will fit in to a new order of things. In any group there will be 10% who are excited by the prospect of change and at the other end 10% who will resist change regardless. This means that there are 80% who can be influenced one way or the other.The successful implementation of an information management system extends far beyond the design and implementation. It extends beyond the support and operation. Effective information management requires a fundamental mind-shift by stakeholders and everyone in the organization that relies on information in their work activities. This shift needs to be carefully executed to create a requisite culture in which information is appropriately and thoroughly managed as a key organizational asset.What is Change Management?Change management is the art of influencing the majority to positively accept and commit emotionally to the change. Many of the issues arising as a response to change can be real or perceived and are closely related in a cause and effect network. Either way, they need to be addressed to avoid resistance or rejection of the change. This requires a combination of communication, understanding, mentoring, coaching and general support with the aim of building trust. It is from this position of trust that the task of building the work culture required for successful information management begins. The ’4 Cs’ of change management help us think about the change from an effected user point of view.Comfort People are creatures of habit and develop patterns of working within a comfort zone of daily activities.Control Changed practices may cause a loss of control over daily routines and activities. This may come through changed reporting lines or responsibilities which can evoke a level of discomfort.Confidence The introduction of new practices may undermine employee confidence in their ability to perform. Some may see this as challenge, for others it can be stressful. Often the introduction of computer equipment is something that can be discomforting. Some people, particularly older workers may have no experience with computers and can cause self doubt over their abilities to learn the new skills required.Competence To be able to operate in a changed work environment there is always an element of re-skilling required. This necessarily means that current skills, often developed over an extended period of time will need updating or may become redundant. This uncertainty can impact on an employee’s competence and ability to perform.The management of the complex web of responses, issues and perceptions requires focused attention. The skills of a change manager are built on an understanding of human behavior and the change manager’s role is to assist people to understand the change and what it means in personal terms and has been proven to be a significant success factor in building Information Management capability.Why is Change Management important?As volumes of information inevitably grow and our regulatory obligations increase amid the ongoing business pursuit of productivity, we cannot afford to waste the opportunity to exploit the benefits of information management solutions.Studies repeatedly show that a key risk in the success or failure of information management solutions is stakeholder resistance to change. Through an investment of time and effort in preparing the user community for the coming change the chances of resistance are lowered. In short without a disciplined approach to managing stakeholders through the change then realization of anticipated benefits is put at risk. This has impact on business productivity, staff moral and the bottom-line. So it would seem logical for us to deploy our information management solutions in the most effective manner.Some common Change Management pitfalls of an IM solution implementationWe are seeing an ongoing consolidation of the information management vendor community and a subsequent convergence of the underlying technology. There is a growing recognition by organizations that an information management capability is needed. Further, audit activity frequently highlights any shortfalls in performance and organizations react accordingly.The selection of an information management solution is an important corporate investment and common pitfalls addressed by change management include:Focus on TechnologyIgnoring the emotional needs of users in the rush to get the technology in place can create a real project risk. Many organizations with an information management solution already in place experience a negativity of opinion towards the system. Often the cause of this perception can be traced to an initial technical implementation focus that neglected the needs of those who consequently struggled to apply new functionality in their work activities. An effective change management approach including awareness building and communication can turn this perception around.Recognition of the Business importance of InformationThe low profile that information management has in most employees’ minds can be an issue. We are all busy and in the scheme of things ‘filing’ is not front-of-mind for the majority of employee’s striving to keep pace with everyday work pressures. Document management and filing, can fall down the priority list partly because of work pressures and partly because of limited awareness and can be seen one of the things that ‘should’ be done’ rather than something that ‘must’ be done.Organizations recognising the business value of information as an asset can then raise awareness of its importance and manage it accordingly. An increased awareness of this importance should also influence the planning of information management system deployments.Business Case and BudgetThe business case for information management is focused on risk, mitigation, and productivity. However; many benefits are intangible and have an indirect impact on the bottom line. Unfortunately associated costs are very tangible and visible.Consequently, there are challenges in the development of the business case as it can fail to excite the financial fundamentalists who view the whole undertaking in terms of an unavoidable cost that must be minimized. For the uninformed, change management activities can be seen as non-essential and result in budgets being set to minimise cost adding to the risk of failure.Although not unique to Information management implementations these above factors can create significant project risk. Change Management techniques are designed to address the human behavioral issues that can adversely impact on project success and as such, are a necessary inclusion in any deployment activity.What are some Change Management best practices for an IM solution implementation?When it is apparent users are not participating in Information Management practices an objective assessment can identify a way forward that is usually cost effective and will meet organizational needs within a much shorter timeframe. This assessment must take an independent and holistic view of the situation from multiple perspectives.This assessment must identify the root causes of any associated issues and develop a clear strategy to build the information management capability required. There are a number of common elements that have emerged as issues with information management implementations that have nothing to do with the incumbent technological tool and the strategy developed must consider how these are to be addressed.The capability assessment framework enables organizations to holistically assess information management practices and to identify improvement opportunities that will build capability. This is achieved by benchmarking current organizational practice against best practice in each of the dimensions of the framework. The best practice benchmark criteria in the framework have been identified through experience with multiple organizations across industry sectors and geographies, and are augmented through industry collaboration and global academic research outcomes.The dimensions of information management identified in the framework are defined as follows.StrategyBest practice organization’s should have a clear strategy relating to its management and use of information The strategy clearly defines the content and structure of the information, how it is to be governed and applied to support the primary business strategy.ContentWe can assume that most organizations have the information content that is required to manage their business. If this is not the case then it is difficult to envisage the organization operating successfully or at all. However, most organizations suffer from an ad-hoc approach to the management of this important asset. Best practices relating to managing this content start by having an inventory of the content, a consistent architecture governing naming conventions, taxonomy, where content is held, how content is held, i.e. hard copy soft copy formats and who can access what categories of information.ProcessDue process governing how information is created, stored, accessed and communicated is fundamental to the governance of enterprise information.Governance is the combination of processes and structures implemented at management level to inform, direct, manage, and monitor the information management activities of the organization. This consists of clear policy, procedure and business rules guiding information management practices. These must be developed in context of the organization’s business activity and be clearly communicated to stakeholders.Information management governance also includes the development of business classification schemes, taxonomy, naming conventions and rules governing the creation, storage, protection, communication, sensitivities, use and appropriate destruction of information.CultureThe manner in which information is treated and perceived in an organization is reflective of organizational culture. Best practice organizations have clear understandings and norms recognising the importance of information as an asset. This mindset needs to be pervasive across the organizational culture and is fundamental to induction and staff development initiatives.Change management during information systems implementations is a clear best practice aimed at creating the cultural awareness and mindset required.RelationshipsOrganizations operate within a network of relationships with stakeholders. These stakeholders include customers, suppliers, regulators and industry bodies. Best practice organizations have clear understanding and service level agreements with other stakeholders in order that corporate record keeping obligations are met and to ensure information is shared appropriately and to the level required to maximize efficiency.ServicesThe application of Information as an asset is fundamental to the services or products offered to the market place. Best practice organizations embed value-adding knowledge and information into services to maximize attractiveness and utility. Corporate discipline ensuring the validity of information shared is necessary to mitigate risk of non-compliance and avoid potential litigation.TechnologyInformation technology is fundamental to the management of the information asset. Clear and consistent architectures, data and information structures, security and operational tools indicate a mature approach to information management. Best practice organizations have clearly defined architectures.Change Management Best PracticeThe capability assessment framework facilitates benchmarking against specific best practice indicators. The absence of any of these indicators provides an opportunity for the organization to improve. Over and above these specific indicators the following themes have emerged as overarching best practice in change management as information management capability is developed.GovernanceAs discussed above governance is the combination of processes and structures to inform, direct, manage, and monitor information management activities. This includes effective record keeping practices. It is important that organizations develop governance practices as early as possible in implementation projects. This often means putting governance in place prior to specification, selection and deployment of a technology solution. This has a double benefit. Firstly: stakeholder’s become familiar with information management expectations and the requisite culture begins to develop; and secondly; the organization gains the opportunity to refine its governance structures prior to full deployment.Information Management SystemThe selection of an enabling information management technology to meet performance and functional requirements should follow a diligent approach. It is best practice for selection criteria to consider wider information management architectural needs. The functional richness of available solutions can allow the retirement of duplicative products providing islands of functionality. Workflow or WebPages are common examples of these islands where products have been acquired for a single one-off purpose and are unable to integrate with core applications. Once configured and deployed the new infrastructure can provide the opportunity to create an integrated technology architecture thereby reducing support cost.PilotsThere are many examples of high cost, high-profile failures in the information technology industry. Often this can be traced to over-ambition and a big-bang approach to deployment.Implementation of Information Management capability within well defined scope delivered in incremental steps provides many benefits. Primarily incremental implementation through a series of pilot deployments allows adaptation of the solution based on real experience before attempting to conquer the world. Many organizations are benefiting from the adoption of this approach.User FocusThe inclusion of change management activities focused on preparing stakeholders to take on the reformed work practices mitigate against risk of stakeholder resistance. This involves considering the emotional needs of all stakeholders to ensure that they feel in control, are comfortable and have the confidence and competence to execute new work practices. For many stakeholders the learning of new skills and changed role and responsibility provides enhanced career opportunity.ArchitectureMost of the solutions available in the marketplace offer rich functionality to manage documents and content in a web-based environment. Full use of the functionality on offer can simplify the technical architecture and realize savings in licence and administrative cost further justifying investment.Change Management Roles and ResponsibilitiesThe change manager works very closely with stakeholders and it is important that relationships based on trust are established. The personal attributes of a successful change manager are empathy and patience. The role and responsibility of the change manager is focused on understanding stakeholder needs, building an awareness of the need for change and supporting these stakeholders as they transition to new work practices.Some key responsibilities for the change manager include communications, setting up reporting and communication channels, participating in business process reform, workshop facilitation, staff training, mentoring and awareness building. In short, any activity that interacts and prepares the user community to participate in reformed work practices.Regardless of the scale of undertaking information management projects require a change management capability. In large scale projects there may be dedicated change management resources. For smaller scale projects this role may be a part-time or shared responsibility. The change management role can in many instances be a shared role across the development. Sometimes this can be provided through a corporate change management function. Regardless of how the role is resourced it is essential that it is included.Many routinely conducted project activities such as workshops, interviews, training and presentations are in fact change management opportunities as these events they are interactions with stakeholders. They therefore present the ideal opportunity to develop the relationship of trust between the project team members and stakeholders.It is important to avoid the situation where contributing stakeholders feel as though they have been sucked dry for information by technical people. This can be avoided through the development of awareness of the importance of the project team/stakeholder relationship thereby maximizing the value of this contact time.Further, ‘champions’ can be identified from within the stakeholder community. This provides a critical change management input. As these champions are representatives drawn from the stakeholder community their roles can be a very influential and positive contributor to project success.SummaryResearch shows proves that higher levels of user acceptance and greater use of installed solutions are achieved when deliberate change management activities are included in the implementation work plan and life cycle. Best practice in change management is focused on the early involvement of stakeholders and on building a trusting relationship. Accordingly, leading organizations have recognized its importance and routinely allocate resources as projects are plannedFor most organizations there is the opportunity improve information management performance. A place to start is through a benchmarking assessment of information management capability against best practice to identify how to realize available benefits by learning from the success of others.This paper has emphasized change management and the resultant outcomes and opportunities as best practice. The selection of an information management solution is an important corporate investment. For those organizations considering implementation and for those that have current infrastructure in place, there is the real opportunity to maximize return on investment and to create a work culture that displays the requisite information management behaviours. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/the-role-of-change-management-in-successful-information-management-solutions,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Take Me Away Indulgence With Pool Spa And Sauna Luxury</title> <link>https://abhutchms.info/take-me-away-indulgence-with-pool-spa-and-sauna-luxury,html</link> <comments>https://abhutchms.info/take-me-away-indulgence-with-pool-spa-and-sauna-luxury,html#comments</comments> <pubDate>Fri, 31 Mar 2023 18:13:09 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=69</guid> <description><![CDATA[Many of us want to be pampered and cared for. We love to get our hair shampooed and massaged when we get a hair cut, and we visit many restaurants just for the experience of being waited on. A pool spa and sauna session can leave you feeling very relaxed and refreshed. More and more [...]]]></description> <content:encoded><![CDATA[<p> Many of us want to be pampered and cared for. We love to get our hair shampooed and massaged when we get a hair cut, and we visit many restaurants just for the experience of being waited on. A pool spa and sauna session can leave you feeling very relaxed and refreshed. More and more ladies in particular, are getting their nails done on a regular basis, and many are adding a pedicure to go with it. Yes, we love to indulge ourselves with wonderful luxuries. We live in a society that is buying bigger homes, and more expensive cars than ever before. This article will talk about the benefits of indulging in a pool spa and sauna treatment.More and more people are aware of the need to take care of their bodies. A pool spa and sauna session can be a very healthy experience for your body, and although each one is a little different, they have similar characteristics. All three can provide a heated sensation and heat can be very therapeutic to the body. Believe it or not, they all three can provide you with a cardio workout. How you might ask, can sitting in a spa or sauna compare to swimming a lap in a pool. The higher heat created in both the spa and sauna can raise your heart rate, and actually be compared to walking a brisk lap. Don’t not do one of these three because it might be a little more effort on your part. Enjoy all the benefits you can receive from a pool spa and sauna session.Many homes today are being completed with a pool spa and sauna. Why not, you could consider them as having a vacation at your own home year round. How many of us have gone to a hotel or motel and enjoyed the experience of a pool spa and sauna. Many I’m sure. It is probably pretty safe to say, that the motel choice could have been determined, by the amount of luxuries they offered. You can then leave your vacation behind, remembering all the extra pampering you received. Most hotels today offer a pool spa and sauna as one of their features just to lure you to their facility.Don’t be surprised if you find that your local gym has a pool spa and sauna in it as well. In the past, most people couldn’t afford such a luxury for their own home, but they have become such a popular item that prices have come down quite a bit and now a pool spa and sauna are more affordable. Who said you couldn’t have your cake and eat it too. You can enjoy a take me away experience in the privacy of your own property. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/take-me-away-indulgence-with-pool-spa-and-sauna-luxury,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Ways You Can Make Money As A Psychic: Mind Body Spirit Expos</title> <link>https://abhutchms.info/ways-you-can-make-money-as-a-psychic-mind-body-spirit-expos,html</link> <comments>https://abhutchms.info/ways-you-can-make-money-as-a-psychic-mind-body-spirit-expos,html#comments</comments> <pubDate>Fri, 31 Mar 2023 16:33:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=67</guid> <description><![CDATA[Here is the third installment in this series of articles where I’m revealing the low down and dirty on the different business models open to you as a career psychic.Mind body spirit ExposThese are usually large events running from 1 – 3 days. Exhibitors hire stand space where they promote their products and services, and [...]]]></description> <content:encoded><![CDATA[<p> Here is the third installment in this series of articles where I’m revealing the low down and dirty on the different business models open to you as a career psychic.Mind body spirit ExposThese are usually large events running from 1 – 3 days. Exhibitors hire stand space where they promote their products and services, and there are usually talks and workshops throughout the event.The Event organisers promote the event and get visitors in the door. You hire a stand, set up and promote to the visitors at your stand.Average earnings, £1000 – £20,000 (or even more) over the long term.For:A good expo will have a very high profile and get lots of visitors into the hall.<br />Because the visitors are your target market, and usually come wanting to buy something, all you need to do is to influence them to buy from you.<br />With a good marketing strategy and follow up process in place you can reap a return on your investment.<br />The contacts you make at the event<br />Great at raising the profile of your brand<br />If you already know your product sells, and how to sell it, there is massive opportunity for long and short success of your whole business.Against:The investment is high, and can run into the thousands. Stand space is costly, and you will also need to factor in the stand itself, which can also be very costly.<br />In addition to the cost of the stand, the cost of your marketing materials for the event also need to be factored in.<br />It’s a higher risk strategy as there is no guarantee that you will make any sales during or following the event.<br />You need a good marketing and sales strategy in place to make the most of the event. Don’t assume that because there will be lots of visitors that it guarantees that people will buy from you.<br />The logistics of getting your stand, banners and materials on site can be challenging.<br />You need to be expert at sales and marketing to make this pay off. Without this in place first you could be throwing your money away.<br />It is very hard work. The days are long, you are often standing for hours and you need assistants or you won’t be able to take a break.Things to check.Make sure the Expo is a reputable one that attracts high visitor numbers and that the visitors are your target market. Ask about visitor numbers to previous events.Also consider contacting previous exhibitors to find out how well they did at the event in previous years.Check the position of your stand before you purchase the space. Make sure that you are positioned well to get the maximum number of visitors to your stand. You don’t want to arrive and find your stand space is in a store room down a corridor behind the toilet block.Also test your marketing materials before the Expo. Given the high cost of exhibiting it’s not the place to test. Make sure you know your materials work and you have a follow up process and the sales skills to back it up or you could have a very expensive and disappointing weekend.Some Expos offer speaking slots only to exhibitors so make sure you ask for one. This raises your profile significantly at the event.Avoid trying to make sales at the event. Instead focus on gathering the details of your ideal prospects and follow up with them later and cultivate a long term relationship with them.Overall verdictIf you have a great product, know how to market and sell it you are on to a winner. At Psycademy we have people purchase up to 5 years after they have first met us at an Expo. So if you’re in it for the long term with a great business model it is an excellent way to build your brand, grow your business and it can work no matter how new your business is. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/ways-you-can-make-money-as-a-psychic-mind-body-spirit-expos,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Where to Start With Claims Management Software Reviews</title> <link>https://abhutchms.info/where-to-start-with-claims-management-software-reviews,html</link> <comments>https://abhutchms.info/where-to-start-with-claims-management-software-reviews,html#comments</comments> <pubDate>Sun, 26 Mar 2023 07:36:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <category><![CDATA[software]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=65</guid> <description><![CDATA[Claim and risk managers are continuously searching for new solutions to automate the claims process and increase organization for their employees.With constant change in the insurance software technology industry to update aging systems, solution providers are now offering updated services for clients by the dozens. Claims management software now includes newer capabilities, to consolidate multiple [...]]]></description> <content:encoded><![CDATA[<p> Claim and risk managers are continuously searching for new solutions to automate the claims process and increase organization for their employees.With constant change in the insurance software technology industry to update aging systems, solution providers are now offering updated services for clients by the dozens. Claims management software now includes newer capabilities, to consolidate multiple lines of business to gain efficiencies, and to enhance customer service. As companies are making these major enterprise decisions, this process can become complex and confusing. Pay attention to these features while browsing software reviews.Efficiency of Claims ManagementHandling claims efficiently and accurately is essential to keep customers satisfied and improving a company’s overall performance. As claims management software manages the claim process, starting from First Notice of Loss (FNOL) to final settlement, reviewers should show that the system effectively managed each claim. Making sure that the software helps with organization of all file activity and easily maintain reports and correspondences should be a deal breaker in your decision making process. Improving workflow productivity with faster access to claims data will be a major plus for employees to operate with efficiency. With an efficient claims management system in place, companies are able to manage risk more effectively and settle legitimate claims faster.Easily Documenting and Maintaining File ActivityThe scenario that takes place from first notice of loss (FNOL) to claim assessment and processing should be fully documented for later use. A key factor in a claims management software review should show that each claim can be maintained by the software’s document depository. Your claim data should be properly retained for future reference.Security and ConfidentialityClaims information should always be kept secure and safe with the use of multi-level access passwords and encrypted data. All users should be given unique ids and passwords. No plain text version of any password should exist. If the claims management software gives users the option to reset a password while viewing an old password, that is an immediate red flag for an unsecure system. Data to and from the user should always be encrypted using standard SSL encryption to guarantee a secured network. Additionally, user access rights, authority levels, and hierarchy relationships with management for over the limit approvals are a necessity.Software IntegrationIncorporating other software products like Microsoft Excel and Outlook helps to assist with the management of claims data. These new capabilities will give options to export/transfer claims data, and handle each claim quickly, more efficiently, and can automate the process. An automated process is the most ideal set up for a claims manager system and reduces any chance of error. Working with an integrated system, provides the ease in just a few clicks to manage claims, eligibility, benefits, reports, and notes with the most up-to-date system.As companies embark on finding the most optimal claims management software, make sure a clear idea of what is needed to successfully manage all claims has been established. Quality customer service and employee productivity should be provided by the claims management software. This helps insurers and risk managers to enhance their service and gives them a competitive edge over other companies. </p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/where-to-start-with-claims-management-software-reviews,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Looking To Buy Olukai en slippers in San Diego? Looking How To Care for Slippers</title> <link>https://abhutchms.info/looking-to-buy-olukai-en-slippers-in-san-diego-looking-how-to-care-for-slippers,html</link> <comments>https://abhutchms.info/looking-to-buy-olukai-en-slippers-in-san-diego-looking-how-to-care-for-slippers,html#comments</comments> <pubDate>Sat, 25 Mar 2023 15:27:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://abhutchms.info/?p=63</guid> <description><![CDATA[It is nice you want to buy Olukai mens shoes online or sandal or any footwear at all. The online is my first go to place for shopping. It beats me why people have problems buying shoes online. Anyway, buying footwear is fantastic, so is caring for them. Many people change footwear like they change [...]]]></description> <content:encoded><![CDATA[<p>It is nice you want to buy Olukai mens shoes online or sandal or any footwear at all. The online is my first go to place for shopping. It beats me why people have problems buying shoes online. Anyway, buying footwear is fantastic, so is caring for them. Many people change footwear like they change their meal. The reasons might not be because the sandal was low-quality, but due to damages from lack of proper maintenance.<br />If you have been wearing tight shoes all day at work, when you get back home, the first thing you will do is wear your slippers. When it comes to moving around the home, staying comfortable, and relaxed, you need a pair of slippers; yes they are that important. So, considering how vital slippers are, we have decided to provide information about how to take care of Olukai slippers.</p><p>Taking care of slippers:</p><p>Olukai have information on cleaning different that varieties of footwear they offer for sale. Whatever products you desire, you can find it at hansensurf.com. They are footwear stores that stocks wide array of Olukai footwear. So, if you need instructions on cleaning any of their footwear, get it from Buy Olukai mens shoes online.</p><p>In the meantime, the cleaning process in this article is a general cleaning tips for different slippers.</p><p>Cleaning slippers:</p><p>Can slippers be washed in a machine? The answer is no. Instead they should be spot cleaned; this is a general rule. The same goes with cotton made slippers, wash them carefully as you would your favorite cotton dress.</p><p>Suede slippers:</p><p>Wash suede slippers with dry cloth; this will soak up any spills on the slippers. If the stain on the slipper is heavy, eliminate it with a dish cleaning soap.</p><p>Leather slippers: Use leather washer to clean leather slippers. If you don’t have leather wipes, get it at the convenience store.</p><p>Cotton slippers:</p><p>For cotton slippers, dip the footwear inside cold water and wash it with soft detergent or dish soap. When you are done washing the interior and exterior part of the slippers, don’t ring it to avoid deforming it.</p><p>Can you wash slippers in the dryer?</p><p>No, if you need to dry them use the air-dryer method after you have cleaned the slippers.</p><p>Best time to replace slippers:</p><p>Do you need to replace your slippers and you feel guilty about disposing them? If they are damaged, change the footwear. If any part of the shoe is bad like the sole or you feel uncomfortable wearing the slippers, it is time to dispose it. Slippers are meant to support and protect your feet; when it is damaged, it will no longer function well as it should.</p><p>Has your slippers developed odor?</p><p>If your footwear smells, it is time to remove the odor and restore freshness. How? First, you can pour baking soda or foot powder inside the slippers to defuse the smell. Once you have done sprinkling baking soda or powder, wipe your floor clean.</p>]]></content:encoded> <wfw:commentRss>https://abhutchms.info/looking-to-buy-olukai-en-slippers-in-san-diego-looking-how-to-care-for-slippers,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//abhutchms.info/feed
