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  22. <title>Dip Into Your Savings Rather Than Taking Out Online Payday Loans</title>
  23. <link>https://acaogms.info/68</link>
  24. <comments>https://acaogms.info/68#comments</comments>
  25. <pubDate>Mon, 17 Jul 2023 22:41:37 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Online payday loan]]></category>
  28.  
  29. <guid isPermaLink="false">http://acaogms.info/?p=68</guid>
  30. <description><![CDATA[A savings account would cut online payday loans out of your life. Having money set aside for your own personal cash emergencies is a no fee 0% APR way to get by to your next paycheck. You will not find such a deal within the payday loan online industry.Gotta build a savings! It is repeated [...]]]></description>
  31. <content:encoded><![CDATA[<p> A savings account would cut online payday loans out of your life. Having money set aside for your own personal cash emergencies is a no fee 0% APR way to get by to your next paycheck.  You will not find such a deal within the payday loan online industry.Gotta build a savings! It is repeated over and over. No matter what amount you are able to save each month, celebrate even the smallest figure as it is more than what was being done before. Just as small expenses add up quickly, a few drops in the bucket will raise the level.Build your own payday loans account.*A plan is important. Create one that works for you. Overextending other financial issues could promote errors. Have someone help you in order to build your plan which will work and stick to it!*Make decisions with a level head and not from emotions. Of course the gift would be awesome for your significant other, but can you really afford it and save at the same time? Don&#8217;t get caught up in the advertisements or sale flyers which will get you buying things you don&#8217;t need just because they are on sale.*Avoid getting caught up in the latest fads or upgrades. If the item will be out of style within a short few months, it may not be the best purchase for your money. Upgrades entice people to have the latest and greatest when sometimes the upgrades part is something you will never use. Evaluate these types of purchases with a level mind and your budget sitting in front of you.*Don&#8217;t be afraid to save in multiple accounts. Diversification of investments is the way to make the most on your return. Talk to a CPA or financial adviser in order to learn and practice investing for your future finances.*Whenever you have some left over. Put it right into the savings or towards your investments before you leave yourself the chance to spend it.Building a savings is more than just putting your pennies into the piggy bank. You need to create the surplus cash and then place it in to something which will work to build you more. Learning to cut back and cut corners can be a great way to build your money&#8217;s future.There are no new simple ways to save. It takes hard work and dedication to make any plan work. Working towards bettering your career? You can&#8217;t give up. Working towards rebuilding your credit score? You have to keep everything going smoothly while repaying your debt. It can be a daily struggle when the lunch crew is begging you to join them.  Earning money, spending money and saving money all go hand in hand. Concentrating on only one will not take care of the other. It is more like building blocks working to build an even stronger foundation for your finances. Relying on yourself instead of scurrying for an online payday loan for fast cash, is someone who is in a great financial situation. <br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p>
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  37. <title>The Benefits of Free GED Study Guides</title>
  38. <link>https://acaogms.info/66</link>
  39. <comments>https://acaogms.info/66#comments</comments>
  40. <pubDate>Sun, 09 Jul 2023 18:33:55 +0000</pubDate>
  41. <dc:creator>admin</dc:creator>
  42. <category><![CDATA[Uncategorized]]></category>
  43.  
  44. <guid isPermaLink="false">http://acaogms.info/?p=66</guid>
  45. <description><![CDATA[When preparing for your forthcoming GED exams, make sure to take advantage of free GED study guides. These review resources provide all the information you could ever need for your studies. Not only do they help you pass your GED tests, but let you do so with high scores. This is why most examinees make [...]]]></description>
  46. <content:encoded><![CDATA[<p> When preparing for your forthcoming GED exams, make sure to take advantage of free GED study guides. These review resources provide all the information you could ever need for your studies. Not only do they help you pass your GED tests, but let you do so with high scores. This is why most examinees make use of them so they can get hold of their high school diplomas successfully.Free GED study guides cover the five major sections included in the exam. This ensures that you&#8217;ll get a holistic review and consequently obtain higher marks on all the subjects. You will find plenty of sample test questions and answers on the topics of writing, social studies, science, reading and math. Simply read, solve and understand them carefully so you&#8217;ll become familiar with every section. You should also put more effort in the areas you find difficult in order to get a balanced score. With enough practice and determination, you should excel at all five subjects in no time.Another good benefit of these study guides is that they increase your chances of passing. When you study only with textbooks and basic resources, there&#8217;s a great possibility that you&#8217;ll encounter test questions that you don&#8217;t know how to answer&#8211;and then you&#8217;ll start to panic and fear you won&#8217;t pass. But it&#8217;s different when you have free GED study guides to assist you. These reviewers contain similar questions to the actual test, so you&#8217;ll get used to the GED format right from the start. Therefore, you&#8217;ll be calmer when you take the exam and you&#8217;ll score better since you already know how to answer properly.The guides are also less time-consuming than reading through ordinary textbooks since they are already organized for you. So rather than spending hours on reviewing various book lessons by chapter, you&#8217;ll be able to learn more at a lesser amount of time with the study guides because they come in a Q &#038; A form. You&#8217;ll acquire better knowledge this way, plus you won&#8217;t get bored because the lessons are easy to read and comprehend.But probably the best thing about free GED study guides is that they don&#8217;t cost anything. You can receive all these benefits without ever having to spend a cent. And it&#8217;s even simple to acquire them since all you have to do is search online and download from a credible source. Yes, it&#8217;s that easy! Now you won&#8217;t have to sign up and spend money on review classes just to prepare yourself for your GED tests. You can always get all the help you need from the review guides, so you&#8217;ll be all right even when you choose to study on your own.As you can see, free GED study guides provide plenty of advantages for examinees. So if you&#8217;re planning to take the exam, you should definitely try them at once. However, make sure you acquire them a few months before the actual testing date so you will have a lot of time to prepare. 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  47. ]]></content:encoded>
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  50. </item>
  51. <item>
  52. <title>Getting Honest With The Search Engines</title>
  53. <link>https://acaogms.info/63</link>
  54. <comments>https://acaogms.info/63#comments</comments>
  55. <pubDate>Sat, 08 Jul 2023 19:03:36 +0000</pubDate>
  56. <dc:creator>admin</dc:creator>
  57. <category><![CDATA[Engineering]]></category>
  58.  
  59. <guid isPermaLink="false">http://acaogms.info/?p=63</guid>
  60. <description><![CDATA[Getting Honest With The Search Engines I spend a lot of time reading newsletters and forum postings about Search Engine Marketing. More often than not, people are asking about methods used to improve Search Engine rankings: what works, what doesn&#8217;t, and what will get you in trouble. Search Engine*: A program that searches documents for [...]]]></description>
  61. <content:encoded><![CDATA[<div id="article-content">
  62. <p><b>Getting Honest With The Search Engines</b></p>
  63. <p>I spend a lot of time reading newsletters and forum postings about Search Engine Marketing. More often than not, people are asking about methods used to improve Search Engine rankings: what works, what doesn&#8217;t, and what will get you in trouble.</p>
  64. <p><b>Search Engine*</b>:</p>
  65. <p>A program that searches documents for specified keywords and returns a list of the documents where the keywords were found.</p>
  66. <p><b>Algorithm*</b>:</p>
  67. <p>A formula or set of steps for solving a particular problem.</p>
  68. <p>Frankly, no one can predict what will happen from day to day with the Search Engines. Only the Search Engine companies themselves know if the algorithms will change from one day to the next. Even the Search Engine rules change from month to month, sometimes daily. Think of the changes that have happened since pay for inclusion and pay-per-click have taken over the market for Search Engine results.</p>
  69. <p>It seems so simple to try and comply with the Search Engine rules. Even though optimization adds to the basic content of a site and source code, there are ways to approach this without stepping over the line.</p>
  70. <p>We personally do not use the methods mentioned below (methods to avoid, methods to be wary of) in order to play it the absolute safest way, using a long term plan in providing you optimum ranking in the Search Engines.</p>
  71. <p><b>Methods to avoid</b></p>
  72. <p>* <b>Keyword stuffing</b>. &#8220;Stuffing&#8221; keywords into places where keywords don&#8217;t belong, such as comment tags, image ALT tags where the keywords have nothing to do with the specific image</p>
  73. <p>* <b>Invisible text</b>. Text color the same as background color</p>
  74. <p>* <b>Automated submissions</b>. Using automated tools to deliver huge numbers of pages to submission pages of Search Engines</p>
  75. <p>* <b>Submissions to &#8220;thousands&#8221; of Search Engines</b>. A waste of time, since the major Search Engines/Directories drive the majority of the traffic to websites</p>
  76. <p>* <b>FFA (free for all) links</b>. Link popularity is good, but only when the links are relevant; a link from a page of random links is not worth nearly as much as a link from a site that is relevant to your site</p>
  77. <p>* <b>Search Engine Marketing companies hosting your pages on their server</b>. The marketing company &#8220;owns&#8221; your pages, and if you decide you want to move them, you may have a hard time wresting them away. (This is not always the case with marketing companies that also provide hosting, but you need to carefully choose when using this option.)</p>
  78. <p><b>Methods to be wary of</b></p>
  79. <p>* Cloaking</p>
  80. <p>* Doorway pages</p>
  81. <p>* Maintenance programs</p>
  82. <p><b>Cloaking*</b>:</p>
  83. <p>Also known as stealth, a technique used by some Web sites to deliver one page to a Search Engine for indexing while serving an entirely different page to everyone else.</p>
  84. <p>Cloaking is very difficult to do correctly, if you do not have an expert providing this service you could well be banned by the Search Engines. There are ways for this to be done that are accepted by some Search Engines. In general, cloaking is not always accepted by the Search Engine rules and can be a gamble unless you are certain your service provider knows what they are doing. Check credentials and get referrals from people who have used their services.</p>
  85. <p><b>Doorway page**</b>:</p>
  86. <p>A page made specifically to rank well in Search Engines for particular keywords, serving as an entry point through which visitors pass to the main content.</p>
  87. <p>Doorway pages are not accepted as they used to be by the Search Engines. A carefully crafted doorway page done by hand is entirely different from an automated doorway page generated by software. A few well-designed pages are a far cry from mass generated automated pages sent in large numbers through the Search Engine submission page, which are often considered as spam. Again, check credentials and get referrals from people who have used their services.</p>
  88. <p><b>Maintenance programs</b></p>
  89. <p>There are times when a page drops from the Search Engine listings or you re-design the page which might give you a reason to re-submit the page to the Search Engine. Re-submitting your pages every month is not always necessary. Having a log stats program in place will help you see which pages are still listed, along with a monthly ranking report. If you have these tools you should be able to see if any of your pages have changed. Be wary of people who consistently re-submit your pages, since re-submission can sometimes cause your pages to be dropped if they are already listed in the database.</p>
  90. <p>My own experience with a very large website I did Search Engine marketing for, showed that the older (longer) the pages were in the Search Engine results, the better for link popularity and ranking. Of course, paid inclusion can give you more security in having your web pages stabilized in the Search Engine results.</p>
  91. <p>A good maintenance plan will include providing consultation, a ranking report, tweaking keywords in your source code as needed for a monthly/six month/yearly fee and may also include log stats so you can see where your traffic is coming from and what keywords your visitors are using to visit your website.</p>
  92. <p><b>Methods that work</b></p>
  93. <p><b>Good content</b><br />
  94. Content is one of the most important items you need for your website. Once visitors arrive, you need to keep them there. Adding keyword-rich text that makes sense and serves the concept of the web page improves your ranking and keeps your visitors interested. The more text, the better for Search Engine spiders when they index a website.</p>
  95. <p><b>Good navigation</b><br />
  96. There is nothing worse than arriving at a website and having difficulty understanding where to go for the information you are seeking. Have easy to use, clearly marked navigation so your visitors click through instead of click-away in frustration. Search Engine spiders (robots) index text and links; having good navigation is important to the indexing of your web pages.</p>
  97. <p><b>Title/META tags</b><br />
  98. Individualized Title and META tags for each of your important web pages gives you the best chance for optimum success in ranking. Title tags are necessary for Search Engine ranking, in particular with Google&#8217;s Search Engine. META tags have decreased in importance, but are worth using for clarity and search results. The META description is still used by some Search Engines as the default text indexed by Search Engine spiders for the search results. The keyword tag is the least important but is still used by some engines. My theory is, you never know when the rules of the Search Engines will change, or a new engine will want them, so take the time to include these tags in all your web pages.</p>
  99. <p><b>Link popularity</b><br />
  100. Links from other popular websites back to your website are one way of increasing your site&#8217;s popularity. Finding websites with similar content (but not your competitors) and high link popularity, then trading links to be posted on each site, is one way of increasing your site popularity. Good content is vitally important because visitors who stay longer while visiting a website help measure the popularity of the site in the Search Engines.</p>
  101. <p><b>Paid Inclusion</b><br />
  102. Paying a one-time fee or (as is most recently the case) a yearly renewable subscription fee to be included in the Search Engine results. Directories also use this style of service to accept submissions. Paid inclusion does not guarantee that you will be listed with the Search Engine or Directory, but gives a shorter time-line of acceptance if they do.</p>
  103. <p><b>PPC</b> <b>(Pay-Per-Click)</b><br />
  104. Overture is the most popular PPC engine. You bid an amount per keyword phrase to get the highest ranking in the Overture search results compared to your competitors.</p>
  105. <p><b>Google AdWords Select</b><br />
  106. Google AdWords is a program that uses your chosen keywords in an ad in the Google Search Engine results in order to promote click-throughs.</p>
  107. <p><b>Log Stats programs</b><br />
  108. Having a log stats program is very helpful in tracking your visitors, finding which keywords they are searching on to enter your website, tracking which pages they leave from and much more. Analog is a good free log stats program. WebTrends is a popular paid logs program used by many businesses.</p>
  109. <p><b>Free submissions take patience</b><br />
  110. After paying for inclusion, try submitting to some of the secondary Search Engines and directories. Long before Google was a household word, I thought it might become popular and submitted the company website. It certainly paid off a year later when Google became the best of the upcoming Search Engines.</p>
  111. <p>Another avenue to venture down are specialty directories. As the web grows larger over time, specialty directories (also known as vertical portals or &#8220;vortals&#8221;) focused on your business area may help you get more link popularity and your company name out to the public.</p>
  112. <p><b>Stay Honest</b></p>
  113. <p>Stay honest, create good content and do your homework when hiring for services. Using affordable Search Engine Marketing services you will add to your audience exposure on the web. In this way you will always be ahead of the game and hopefully, ahead of your competitors.</p>
  114. <p>*definitions supplied from Webopedia website: <a target="_new" rel="nofollow" href="http://www.webopedia.com/">http://www.webopedia.com/</a></p>
  115. <p>**definition supplied from Marketing Terms.com website: <a target="_new" rel="nofollow" href="http://www.marketingterms.com/">http://www.marketingterms.com/</a></p>
  116. </p></div>
  117. <p><br/><a style="display:none;" target="_blank" href="http://corkfthu.info/">keyword</a><a style="display:none;" target="_blank" href="http://civycn.info/">keyword</a><a style="display:none;" target="_blank" href="http://cirghu.info/">keyword</a></p>
  118. ]]></content:encoded>
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  121. </item>
  122. <item>
  123. <title>Can You Really Start Your Own Online Business From Home?</title>
  124. <link>https://acaogms.info/61</link>
  125. <comments>https://acaogms.info/61#comments</comments>
  126. <pubDate>Fri, 12 May 2023 09:46:25 +0000</pubDate>
  127. <dc:creator>admin</dc:creator>
  128. <category><![CDATA[Uncategorized]]></category>
  129. <category><![CDATA[best business ideas]]></category>
  130. <category><![CDATA[best online business]]></category>
  131. <category><![CDATA[best online business ideas]]></category>
  132. <category><![CDATA[best online business to start]]></category>
  133. <category><![CDATA[business ideas]]></category>
  134. <category><![CDATA[how to make money online]]></category>
  135. <category><![CDATA[make money online]]></category>
  136. <category><![CDATA[online business]]></category>
  137. <category><![CDATA[online business from home]]></category>
  138. <category><![CDATA[online business ideas]]></category>
  139. <category><![CDATA[small business ideas]]></category>
  140. <category><![CDATA[start an online business]]></category>
  141. <category><![CDATA[start online business]]></category>
  142. <category><![CDATA[starting an online business]]></category>
  143.  
  144. <guid isPermaLink="false">http://acaogms.info/?p=61</guid>
  145. <description><![CDATA[The first thing to remember is that anybody who takes consistent action and is willing to work hard can be successful with a work from home online business. This includes people who have never owned a business before or have no idea where to begin. There are a wide range of online business opportunities available, [...]]]></description>
  146. <content:encoded><![CDATA[<p> The first thing to remember is that anybody who takes consistent action and is willing to work hard can be successful with a work from home online business. This includes people who have never owned a business before or have no idea where to begin. There are a wide range of online business opportunities available, irrespective of whether or not you&#8217;ve got some online business knowledge. You don&#8217;t even need your own products to sell.Why Start Your Own Online Business?The surge of billions in online spending has created an incredible opportunity for entrepreneurs who are looking for a legitimate work from home business.The cost of creating your own business online is considerably less in comparison to regular offline &#8216;bricks and mortar&#8217; businesses. And, best of all, when you are setting up business from home on the internet, you can run it as a &#8216;side business&#8217; to your existing job. In fact, after a while many online entrepreneurs make sufficient income online and end up ditching their old job altogether!How Can I Do It If I Don&#8217;t Have Anything To Sell?People are willing to pay for products and services that help solve their problems or make their life easier or more enjoyable. And, if you want to find those products and services, where is the first place you look? You got it, the internet!How is this possible to start your own online business if you&#8217;ve got nothing to sell? The answer is that you can use business models like affiliate marketing. This is where you can make money from selling other peoples products to a worldwide market. There are over 2 billion people online, 24 hours per day, 7 days per week, 365 days a year!And don&#8217;t forget, due to the huge reach of the internet, when you start your own home business online your customers can come from around the globe, not just from near where live.Yes, You Can Do It!There are no age restrictions or required qualifications before you can start your own online business. Anyone from any background and any education can quickly get started online and take advantage of the new digital economy that is flourishing on the internet. If you can you use email and surf the internet, you have all the &#8220;skills&#8221; you need to get started.Having said that, you do have to be prepared to learn an effective skill set known as online marketing. This will give you a practical opportunity to create a solid business online and reach your financial objectives over time. After that, how much money you make and how quickly you make it is up to you. </p>
  147. ]]></content:encoded>
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  150. </item>
  151. <item>
  152. <title>In Telecommunications It Pays to See the Big Picture</title>
  153. <link>https://acaogms.info/59</link>
  154. <comments>https://acaogms.info/59#comments</comments>
  155. <pubDate>Fri, 12 May 2023 04:24:44 +0000</pubDate>
  156. <dc:creator>admin</dc:creator>
  157. <category><![CDATA[Uncategorized]]></category>
  158. <category><![CDATA[Telecommunications]]></category>
  159.  
  160. <guid isPermaLink="false">http://acaogms.info/?p=59</guid>
  161. <description><![CDATA[We all know that telecommunications is an area that sees one technology advance after another, in quick fire succession.What, at times, is not so apparent are the implications of these technology advances, particularly when it comes to telecommunications costs.Just now, there is a virtual revolution taking place in telecommunications, all summed up in one term [...]]]></description>
  162. <content:encoded><![CDATA[<p> We all know that telecommunications is an area that sees one technology advance after another, in quick fire succession.What, at times, is not so apparent are the implications of these technology advances, particularly when it comes to telecommunications costs.Just now, there is a virtual revolution taking place in telecommunications, all summed up in one term &#8212; convergence. Convergence is a term we read a lot about, but just what does it mean?Overview of convergenceProbably the best way of understanding convergence is to take an example with which we are all familiar. We have all lived at some time or another in homes that rely on either gas or electricity for heating and cooking. We know that you can&#8217;t take a gas oven and plug it into an electrical power point and expect it to work, and vice versa. However, in the world of telecommunications, thanks to the magic of convergence, you can do the equivalent. If you use your mobile phone to download images from the Internet, this is convergence. Using your landline to make a voice phone call and download from the Internet simultaneously is nother example of convergence. The list goes on.Mobile phones and landlines are examples of two different networks, the mobile network and the public switched telephone network (PSTN).Then there is a third kind of network, usually referred to as a data network. This is the sort of network that allows an organisation to send data between its various branches. Data can be any sort of digitised material, such as the output from a financial accounting system. The PSTN network has been around for a very long time now and data networks have also existed in commercial organisations for quite some time. The mobile network is relatively more recent.Until quite recently, organisations used the three networks independently of each other. The view was taken that each had its own job to do. So no one worried about the cost of maintaining three different networks. This was taken as an inevitable part of business. The result was that when managers in organisations wanted to review their telecommunications costs, they tended to concentrate only on call charges &#8212; the rates they had to pay carriers to make fixed line and mobile calls.Reviewing call charges is still a valid and necessary exercise but, as a result of convergence, there are many other aspects to consider when reviewing telecommunications costs. Convergence has resulted in choices which in turn means that decisions have to be made. Going back to our original example, if you have an oven which can function by being plugged into either your gas lines or your electrical circuits, you can now choose whether you want just gas lines or electrical circuits or both. If both offer the same utility in terms of getting your oven to work, it becomes a matter of cost. Why pay for both gas lines or electrical circuits if just one will do the job? And if, say, gas lines are much cheaper than electrical circuits, why pay the extra for electricity?Relating this back to the three types of telecommunications networks, we have now reached the stage where each of the networks can support other network functions. Some people go so far as to say that, within the next twenty years, the three networks as we currently know them will vanish, to be replaced by a single network capable of supporting voice, mobile and data telephony.While we may not quite have reached that stage, we have certainly reached the stage where voice telephony is capable of being carried on a data network, commonly referred to as IP telephony. We can also say that in theory, voice over data networks could offer a potential 90 per cent reduction in phone costs.The catch is that things are not quite that straightforward. Businesses may have to spend money on infrastructure and the like to achieve IP telephony and the issue then becomes whether this form of telephony is cost-effective. So we come right back to the assessment of costs as a key determinant in assessing the usefulness of technology advances in telecommunications.Assessing the costs of implementation of new technologySo what sorts of factors should businesses take into account in assessing the implementation of new technology?It is a given that the technology should help the bottom line in some measurable way. We need ways to examine and evaluate new technologies to see whether they add value. There are really only six factors which need to be taken into account:1 cost reduction2 increased revenue3 increased efficiency4 customer satisfaction improvement5 access to new markets6 the provision of a new service.Let&#8217;s look briefly at each of these factors.First, cost reduction: the technology may enable the cost of making phone calls to be reduced. In simple terms, IP telephony makes use of an organisation&#8217;s own data network to carry calls. Consequently, the organisation does not have to pay to use a carrier&#8217;s network leading to the possibility of savings of up to 90 per cent.However, as against this, we have to offset a number of other factors. It may, for example, be necessary to upgrade the data network which will involve additional cost. Moving the voice telephony to a data network can involve management issues. Extra IT staff capacity may be needed to cope with this. There may be training and related issues.Second, an assessment needs to be made whether the new technology may result in additional revenue for the business. For example, a web-based company may see the opportunity to sell more product. However, this may mean incurring more costs in other areas.Third, a new technology may enable new levels of efficiency to be achieved. These efficiencies will need to be carefully assessed to determine whether they add real value.Fourth, the adoption of a new technology may lead to increased customer satisfaction. The issue here will be whether this can be translated into revenue equivalent.Fifth and sixth, a new technology may enable access to new markets or the provision by the business of a new service, leading to improvements to the bottom line.By now it should be apparent that new technologies can have both positive and negative impacts on the bottom line of a business.However, no business can afford to ignore new technologies for that reason. In order to be able to maintain a competitive edge, businesses need the ability to swiftly and efficiently develop a business case analysis of likely technologies as they emerge, so that the appropriate decisions can be made. If businesses are not able to do this, they may find themselves at a disadvantage as their competitors take up the benefits which new technologies can offer.In looking at the six factors above, it can be seen that the first factor is crucial. Businesses should at all times have up-to-date information on the costs of their current networks. Although calculating this may be seen as a complex process, there are really only four main factors to be taken into account:1 the network cost: this is the recurring costs billed monthly by a carrier made up essentially of call charges and the costs of renting various types of lines and services2 equipment costs: these are generally one-time costs related to the acquisition of equipment such as PABXs and routers3 operational costs: these are the costs involved in supporting ongoing adds, moves and changes and will generally consist of support<br />
  163. staff costs4 administrative costs: there are costs involved in the monthly processing of invoices and the ongoing monitoring of network performance.This may involve the same staff as in operational costs or different staff.Associated with all of the above will be a range of other factors including training and technical support and the purchase of software upgrades.This all becomes the total cost of ownership of telecommunications, which is the basic building block for development of a business case analysis for new technologies as they emerge. This is the &#8216;big picture&#8217; for telecommunications and, clearly, call charges are only a small part of the big picture. Sound business decisions are based on careful evaluation in the light of available information. If you know the total cost of ownership of your current telecommunications set-up, you will be in the best possible position to make the appropriate decisions on the adoption of new technology. </p>
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  169. <title>There is an excessive amount of traffic coming from your Region.</title>
  170. <link>https://acaogms.info/57</link>
  171. <comments>https://acaogms.info/57#comments</comments>
  172. <pubDate>Thu, 11 May 2023 14:05:22 +0000</pubDate>
  173. <dc:creator>admin</dc:creator>
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  205. <description><![CDATA[#EANF#]]></description>
  206. <content:encoded><![CDATA[<p>#EANF#</p>
  207. ]]></content:encoded>
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  211. <item>
  212. <title>Why Small Businesses Must Advertise Or Perhaps Die!</title>
  213. <link>https://acaogms.info/54</link>
  214. <comments>https://acaogms.info/54#comments</comments>
  215. <pubDate>Thu, 11 May 2023 09:11:04 +0000</pubDate>
  216. <dc:creator>admin</dc:creator>
  217. <category><![CDATA[Uncategorized]]></category>
  218. <category><![CDATA[advertising]]></category>
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  220. <category><![CDATA[advertising basics]]></category>
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  229. <category><![CDATA[digital advertising]]></category>
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  231. <category><![CDATA[false advertising]]></category>
  232. <category><![CDATA[online advertising]]></category>
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  235. <category><![CDATA[visual advertising]]></category>
  236. <category><![CDATA[what is advertising]]></category>
  237.  
  238. <guid isPermaLink="false">http://acaogms.info/?p=54</guid>
  239. <description><![CDATA[There is an ageless axiom in advertising that states when business is good it pays to advertise, but when business is bad, well then one must advertise!There is certainly no arguing that spreading the word about your business, products, or services is necessary no matter how great a value or benefit your products and services [...]]]></description>
  240. <content:encoded><![CDATA[<p> There is an ageless axiom in advertising that states when business is good it pays to advertise, but when business is bad, well then one must advertise!There is certainly no arguing that spreading the word about your business, products, or services is necessary no matter how great a value or benefit your products and services have to offer.Let&#8217;s say for example that you had the cure for the common cold. No doubt virtually everyone would be interested in your product. However if no one knows about your product or knows where to get it, then most likely no one will find it. In other words, the quality or the benefit of the product is not enough to make the product a success. The marketplace has to know what the product can do and, maybe more importantly, where to get it.Simply that&#8217;s what advertising does. Today consumers are bombarded with messages every minute. The challenge is to make sure your potential customers remember your message.For generations throughout most of the 19thand 20thcenturies, there was little need for small business owners to advertise much. Word of mouth, a solid reputation, and an established customer base usually were enough to maintain a sufficient revenue stream that generated some profit. Small business owners knew most of their customers well enough, personally or professionally, to maintain their business. Competition was present, but often not intense enough to cause too much concern. Usually there was room enough in the market for everyone to make a living.Advertising &#8211; if it was done at all &#8211; was mostly done around special events or time of year. Small business owners did the traditional and necessary stuff. They relied on newspaper ads, radio, signs, and maybe television.Some of the advertising was effective, but for the most part advertising was not necessary for survival. Of course there were exceptions then and there are exceptions now.Certain businesses have always had to advertise regularly. These include vehicle dealerships and retail stores particularly. But for the most part, most small businesses &#8211; and particularly B2B (business-to-business) enterprises didn&#8217;t advertise much at all aside from the occasional ad in the trade journal. The latter was usually perceived as mandatory or obligatory. It may not have been much of a sales generator.Things began to change in the decade of the 1990&#8242;s when the world began to shrink thanks mostly to great advances in electronics and communications. The Internet and the World Wide Web brought us all closer to things far, far away. The changes were gradual at first, but momentum has increased steadily and continues today. Frankly, there will be no stopping it any time soon.Direct-to-consumer small businesses have responded well. The market expanded well beyond the neighborhood for them thanks to E-commerce. Shopping on line has become routine for millions of consumers. The smallest of businesses can ship its product to almost anywhere in the world.The small B2B enterprises have not responded as well as their direct-to-consumer counterparts. Competition for the B2B enterprise has increased from outside the traditional market and from outside the country. It is a global economy, not just a neighborhood anymore. What was automatic is no longer automatic. Long established customers are courted from afar by new competitors. Established business contacts are no longer present. Buyers and decision-makers are far away, not down the street or across town as they once were. The company headquarters down in Dallas is calling the shots for the Wisconsin location. The contractor from Phoenix is looking for a masonry contractor in Ohio. That&#8217;s the way of B2B commerce today.To survive in the new world economy, both the small direct-to-consumer business and the small B2B business must now do something that hasn&#8217;t been done very often or very well for generations. The small business owner must now advertise effectively. Advertising effectively is not just advertising more of the same, but advertising by using methods outside of, instead of, or in addition to the old traditional ways.Patience is not a typical trait of entrepreneurs and small business owners. The lack of patience on their part is particularly true when it comes to advertising. Most entrepreneurs and small business owners have tried one form or another of the established forms of advertising including newspaper and journal print ads (display advertising), radio or television (media advertising) or direct marketing at least one time.Consequently, there are many small business owners that will swear that advertising is a waste of money.Advertising specialists and Marketing experts measure everything. Nothing is left to chance or luck. These specialists and experts know that repetition is essential to any effective advertising program. While it is possible to get lucky the first time, almost always advertising will take time and repetition to be effective.Signs are a perfect illustration. Advertising professionals know that signs have a very high percent of Recall. Billboards, yard signs, and vehicle signage can have as high as a 96% Recall factor. In other words, people remember the message or important information that the sign provides.Recall is not Recognition however. A person will drive by an outdoor billboard 20-22 times on average before noticing it. We know this because marketing experts have measured the traffic.What does this mean for the business owner? There are 21.75 work days per month for the average worker. Large outdoor signage contracts are monthly, but the basic outdoor package is ninety days or more. In other words, advertising experts conclude that there is a statistical probability that the population of drive-by traffic will view and recall an outdoor sign at least once in a business month or at least three times during the three month period of a basic contract. How many people drive by? That depends on the location of course, but the sign company will know how many will pass and the particular demographics of the passerby at various times of the day. Once again, the demographics are measured.Similar or identical measuring principles apply to all other ad media. Since advertising stimulates people to call or to visit the place of business and advertising encourages the visitors to become customers who purchase products, then it is understandable why frequency and repetition are keys to advertising success.Speaking of other media, the advertising efforts of any business cannot rely on one method or media. Using one method of advertising is rarely successful. The company&#8217;s advertising effort must be a combined and coordinated program with a singular purpose and message. Seeking the advice of advertising or marketing professionals before launching an advertising program is highly recommended and very beneficial.Furthermore, advertising must be viewed as an investment aimed to generate new customers and new opportunities. In other words, advertising should increase or otherwise benefit sales revenue. How will the small business owner know it is working? You guessed it. The business owner will measure the results and compare the revenue to the investment. How much a business owner spends on advertising depends on the nature of the business and the return on the investment expected or sought.Advertising can be expensive, but I have identified in the following paragraphs some inexpensive and effective advertising methods that will stimulate product awareness and that will generate the desired results for both direct-to-customer and B2B businesses.Web site: An effective, commercial web site is essential for any small business in our present economy. Searching the web for information is now the method of choice for not only direct customers, but also business-to-business customers.Signage: Whether a permanent or portable outdoor sign, yard or street corner signs, vehicle signs, or company uniforms or clothing, signs are very effective. Every piece of moving equipment and every employee is a potential moving sign. An employee in a uniform becomes a walking billboard.Direct Marketing: Direct marketing whether by mail, email, fax, flyers, canvassing, personal delivery, or other methods remain as solid advertising choices with good return on investment. Frequent and repetitive contacts with targeted customers or market segments are essential however. Once is just not enough!Cable TV Advertising: Cable TV advertising is the fastest growing medium in advertising today. It is a great way to reach consumers directly so this medium is better suited for the direct-to-customer business, but there are exceptions. Unlike advertising on the local stations of the major Television networks, the cable television providers offer very diverse and highly targeted advertising packages to the local markets at very affordable prices. Often cable providers will produce the commercial for a small fee or include the cost in the advertising package. If Cable TV advertising is a viable advertising option, it is without a doubt the best value and the best return on investment in the market today.Print Collateral: Color printing is no longer the expensive venture it was in the past. The days of printing 10,000 copies of a brochure to assure a low price per piece are gone. Thanks to direct-to-press digital printing and on-demand printing, the cost to produce a small quantity of company brochures or flyers is reasonable. Additionally, thanks to the ease of editing digital and small quantity printing, revisions or updates are easily applied to keep the collateral piece current. Additionally, thanks to computer hardware and software technological improvements, and affordable, high quality printers, brochures can be produced internally. The business owner must weigh the possible savings compared to the message that a less than professionally prepared collateral piece conveys. Like all other advertising, printed material conveys not only the message, but also conveys the quality image of the company. If your message is printed on a low quality printer using economical printer paper, then that is likely the message you send to your would-be customer. On the other hand, if your message is printed on a higher quality paper stock at the highest quality setting, then the message you send will be quite different. The brochure or print collateral must have the feel of quality.Additionally, since printed materials are such powerful communicators, then absolutely every piece of mail, every package, and every shipment that leaves the company should have an advertising piece included. Everything! You can&#8217;t send your message too many times or to too many customers. </p>
  241. ]]></content:encoded>
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  244. </item>
  245. <item>
  246. <title>How to Get a Small Business Loan</title>
  247. <link>https://acaogms.info/52</link>
  248. <comments>https://acaogms.info/52#comments</comments>
  249. <pubDate>Fri, 17 Mar 2023 17:08:12 +0000</pubDate>
  250. <dc:creator>admin</dc:creator>
  251. <category><![CDATA[Uncategorized]]></category>
  252.  
  253. <guid isPermaLink="false">http://acaogms.info/?p=52</guid>
  254. <description><![CDATA[Need some funds to expand or start a small business? If yes, then you are at the right place, because in this article we are going to talk about how to get a small business loan. Following are some very useful tips that will be helpful to you in getting a loan.Choosing the Type of [...]]]></description>
  255. <content:encoded><![CDATA[<p> Need some funds to expand or start a small business? If yes, then you are at the right place, because in this article we are going to talk about how to get a small business loan. Following are some very useful tips that will be helpful to you in getting a loan.Choosing the Type of  LoanIf you want to get the loan then it is very important to take a close look at the different types of loans available. Today there are many types of small business loans available and you have to choose one that will perfectly meet your personal needs. Nowadays, government loans are the most popular type of loans for small businesses because these kinds of funds are comparatively easy to get. These kinds of loans are especially good for people who have served in the military and other government employees.Another type of loan is the fast business loan. Usually these kinds of credits or loans are acquired through more expensive means. The fast business loans are suitable for people who want to get a small amount for a short period of time. They are also known as payday loans and most of these fast lenders will not even need any kind of credit check.Woman small business funds are generally available through various private groups or organizations. In order to find these groups you have to search on the Internet or visit your local public library.The Documentation of Your LoanAfter choosing the right kind of loan, now is the time to prepare documentation. When it comes to documentation, it is essential to know that your personal credit history will be relevant to your small business loans statement, especially if your small business does not have a long operating history. Bring your credit history with you to the bank or group from where you want to get your loan. With the help of this history they will make assumptions about how you operate your business.You also have to show a financial statement in order to prove the financial health of your business. Specifically, banks want to know how much money you are moving in and out of your business. If want to get the loan without any issues, then you should prepare a detailed and precise statement.Make sure that you have a functional and updated business plan. By preparing a comprehensive business plan you will already get your performance and financial statements prepared. Another important thing to tell about how to get a small business loan is that you must include your and your partner&#8217;s bio, your strategies, and track records in your statement.Selecting a Bank for Getting a LoanIf your documentation is all set then you are ready to ask for the money. When it comes to getting a loan then a question always arises in our minds: &#8220;From where should we get our loan?&#8221; Start with the financial institutions with which you have had some business relations in the past. The advantage of these places is that these financial institutions already know your financial behavior and business history.If you have not had any kind of business relationship with any financial institution in the past, then go to somebody who actually wants to do business. The best way to get information about the different financial institutions in your area is through the business section of the local newspaper. The local banks are actively looking for people who need loans for their small businesses and the process with the local banks is lot easier with multi-national financial groups.So, these are some tips on how to get a small business loan. It is important to choose a group with a good reputation for your small business loan. Try to do some research through the Internet before making any final decision on getting a loan for your small business. </p>
  256. ]]></content:encoded>
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  259. </item>
  260. <item>
  261. <title>The Online Finance And Real Estate In India</title>
  262. <link>https://acaogms.info/50</link>
  263. <comments>https://acaogms.info/50#comments</comments>
  264. <pubDate>Fri, 17 Mar 2023 15:18:03 +0000</pubDate>
  265. <dc:creator>admin</dc:creator>
  266. <category><![CDATA[Uncategorized]]></category>
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  269. <description><![CDATA[Finance for real estate is now easily available in India. The property boom is not restricted to the national capital region but it has even transcended to satellite towns and remote semi-urban areas in and around the national capital. The number of transactions in the real estate sector has increased a number of times, making [...]]]></description>
  270. <content:encoded><![CDATA[<p> Finance for real estate is now easily available in India. The property boom is not restricted to the national capital region but it has even transcended to satellite towns and remote semi-urban areas in and around the national capital. The number of transactions in the real estate sector has increased a number of times, making it profitable for the banks and other lending institutions to offer more finance opportunities to the buyers.In India, the most of the borrowers in home loan segment fall in the first time buyer category. It means that they are either tenants or living with their parents in their ancestral house. As the salaried-class is spreading and emerging stronger than ever, more and more people are becoming capable of buying house. Their need to get finance from banks is being taken care of by all the major players in the market. Banks like ICICI, Standard Chartered, HDFC and all the nationalized banks are offering home loans at attractive rates.The procedure for taking a home loan is rather easy. You can directly approach the bank or call for a meeting to be arranged with the bank&#8217;s loan executive. This can also be done over the Internet. The banks may ask for various proofs like those related to your residence, income, spouse&#8217;s income, number of dependants, etc. Based on a number of parameters, the banks arrive at your credit rating and offer you varying amount of loans.Home loans in India come in various forms inviting fixed interest rate or floating interest rates. There are hybrid loans also that are a middle path between fixed and floating options. The borrower can put a part of his loan amount under fixed rate and expose the other part to the floating rates that depend on market conditions and the interventions by the Reserve Bank of India.The Internet as a medium of loan arrangement is fast catching up in India. Many websites are coming up that take care of individual and corporate finance for various purposes like buying real estate, investments, business operations, etc. This medium of finance is growing rapidly although it is surely in its nascent age as far as the Indian market is concerned. </p>
  271. ]]></content:encoded>
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  275. <item>
  276. <title>What Can You Do With an Online Finance Degree?</title>
  277. <link>https://acaogms.info/47</link>
  278. <comments>https://acaogms.info/47#comments</comments>
  279. <pubDate>Fri, 17 Mar 2023 13:43:31 +0000</pubDate>
  280. <dc:creator>admin</dc:creator>
  281. <category><![CDATA[Uncategorized]]></category>
  282.  
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  284. <description><![CDATA[Whether you are already established in your career or just starting out, an online finance degree can open many doors. For those who are currently working, a degree in finance, particularly a Master&#8217;s in Business Administration, can mean promotion. For those who have yet to select a career path, a bachelor degree in finance can [...]]]></description>
  285. <content:encoded><![CDATA[<p> Whether you are already established in your career or just starting out, an online finance degree can open many doors. For those who are currently working, a degree in finance, particularly a Master&#8217;s in Business Administration, can mean promotion. For those who have yet to select a career path, a bachelor degree in finance can mean the choice of many excellent opportunities. In addition, having a certification such as CPA (Certified Public Accountant) is important if you want to broaden your skills or showcase your competence in the finance field.A finance degree is essential for many positions in the insurance industry, such as actuary. It is also the degree of choice for financial consultants and investment analysts. A finance degree differs from an accounting degree in that the focus is much more on the strategy of protecting assets and building wealth than tracking activity. While accountants do perform some of the financing tasks, these same tasks are a full time job for the finance officer.Some of the popular jobs for those with a degree in finance include:Financial Manager &#8211; working for a bank, credit union or mortgage and finance company, as a finance manager you would be responsible for tasks such as lending, trusts, mortgages, and investments. You may even be involved with sourcing for business, directing investments of funds, running sales programs as well as managing electronic financial services.Credit Manager &#8211; in charge of allocation and issuance of credit on behalf of the company, a credit manager is also tasked with setting the criteria for credit rating and determining credit ceilings as well as managing and checking on the status of past-due accounts.Cash Manager &#8211; monitors cash flow in a company to effectively meet the business and investment needs.Branch Manager &#8211; in a financial institution, a branch manager administers and manages all of the functions of a branch office, ranging from hiring staff, approving loans and lines of credit, sourcing for new business (sales and marketing) of their financial products and services and also customer service.Risk Manager &#8211; as the name suggests, risk managers duties include among others, minimizing risk and loss that might arise from business transactions and operations, while devising the best ways to limit potential operational risks to the company.An online finance degree can be the most convenient way for working adults to pursue their education in the most flexible way. It is also excellent for those who live a great distance from a university.Many state universities and local community colleges offer online degrees in finance, as well as a great number of private institutions.Attending classes online can be an excellent way to obtain your online finance degree. However, potential students should realize that they will need to be self motivated when pursuing this type of education. It is far too easy to procrastinate, and just like any class, falling behind can be disastrous.To get the best out of your education, ensure you enroll in only accredited schools and compare the degree offering from various colleges to pick one that best fits your needs. </p>
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