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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>amstutsms.info</title> <atom:link href="http://amstutsms.info/feed" rel="self" type="application/rss+xml" /> <link>https://amstutsms.info</link> <description></description> <lastBuildDate>Thu, 27 Feb 2025 15:25:31 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Payday Loans: Boon or Bane?</title> <link>https://amstutsms.info/60</link> <comments>https://amstutsms.info/60#comments</comments> <pubDate>Mon, 17 Jul 2023 23:18:27 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=60</guid> <description><![CDATA[All working people face unexpected difficulty once in a while. If your salary barely covers your exact financial needs every payday, any unplanned expenses can cripple and leave you in deep financial distress. This happens when financial emergencies occur like: … <a href="https://amstutsms.info/60">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> All working people face unexpected difficulty once in a while. If your salary barely covers your exact financial needs every payday, any unplanned expenses can cripple and leave you in deep financial distress. This happens when financial emergencies occur like: a busted kitchen sink, a house heater needing repair, a leaking pipe, and other minor accidents at home that has to be attended to immediately.Payday loans are one option that you can avail of when these situations occur. In times of extreme financial need, these types of loans can be resorted to as a stop-gap measure to help tide you over the hard times. What then are payday loans? These are otherwise known as cash advance loan, which covers cash emergencies in between paydays. The requirements are basically simple, and availment is quick. However, there are things that you need to know before getting a payday loan, to wit:1. These loans have higher APR’s (Annual Percentage Rate) than regular bank loans. The term is short – the next payday, or roughly around two weeks. Hence, you should not borrow what you cannot comfortably afford to pay the next pay day. Most lenders charge 15% interest for two (2) weeks. Hence, if you borrow $300, you need to pay $345 in two (2) weeks. The effective interest rate of that loan spirals to around 391% per annum, exclusive still of other financing charges. If you are unable to pay at due date, you will be charged an additional $45 plus financing fees for rolling over the loan.The payday loans have a short maturing period and would be quite expensive if not paid on time. Interest rates are going to shoot up in such levels that paying would become untenable at some future time. Hence, you should only avail of these loans in times of emergencies and in an amount that you can well afford to pay the next payday.2. The requirement for this loan is quite simple. The payday lender would require you to submit a proof of income, pay stubs, and a valid identification card with photo. You have to submit an application for loan request that would state the amount that you want to borrow, plus interest fees and other financing charges. The payday lender would furnish you a copy of their legal documents that you need to sign. The terms of the loan agreement will be stated which includes: the loan amount, interest rate and financing charges, loan maturity, roll-over fees, among others. You need to issue a postdated check (PDC) to the lender to cover the payment of the loan on maturity date. After all documentation is signed and receipt of the PDC by the lender, cash is given to the borrower corresponding to the amount applied for.3. You should always consider that payday loans are not modes of regular personal financing. These types of loans can be quite expensive if not paid on time. The rollover cost leads to an upward spiral that can make payment untenable. One thing to remember is that, in payday loans the lender would exert all legal means to exact payment if the PDC you issued bounced on due date. You may have to shell out the cash to fund the bounced check to avoid costly litigation battles later on.Where to find payday loan lenders?You can find reputable lenders in various states. Most regular lenders offer payday loans in their pool of financing services. You can search these payday loan lenders from your state and talk to them personally as regards their financing fees and charges. Most states require that lenders give this information to prospective borrowers. You can check on the credibility of these lenders through various government agencies for any complaints regarding fraud or scamming.There are many materials online that can help you understand about payday loans. There are also some lending institutions that process loan requests online. It is suggested however, that you go into online forums to better understand the mechanics of payday loans. Going to said forums would enable you to find a reputable lender that you can do business with, when times get rough!</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/60/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Online Masters in Social Work – A New Way to Get a Degree Without Leaving a Job</title> <link>https://amstutsms.info/58</link> <comments>https://amstutsms.info/58#comments</comments> <pubDate>Sun, 09 Jul 2023 19:07:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=58</guid> <description><![CDATA[There has been a plethora of online courses now offered by many universities. The best part about these online courses is that one can pursue their education without having to join a college and attend the daily classes and lectures. … <a href="https://amstutsms.info/58">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> There has been a plethora of online courses now offered by many universities. The best part about these online courses is that one can pursue their education without having to join a college and attend the daily classes and lectures. The online courses mainly work on the principle of self study. One can get their degrees by doing self study and taking tests from time to time.One such course offered is Online Masters in Social Work, this course is also known as MSW to a lot of people. the pros of taking this course online is that one need not leave their work or jobs to attend classes and lectures. The classes and lectures will be available online for and these can be accessed anytime by the students who have enrolled for the course study.The online Masters Degree in Social Work is considered to be an appropriate answer to culturally, communally and academically different people who want to pursue the subject in a different country. The only criteria required are that one must have a computer with a latest operating system and an internet connection.To be in this field one needs to be truly empathetic and hence the curriculum of this online Degree in Social Work caters to it well. It teaches the students to develop interpersonal abilities which are extremely essential when standing against social discrimination and the varied forms of oppression.The Online Masters Degree Course is designed on similar lines as the regular courses that are being taken in colleges. The students taking the online course have to meet the same standards as the other on-campus students. The various subjects include social laws and regulations, code of ethics, special strategies and procedures, study of case studies and specific psychological approaches. This curriculum prepares the students not only to work with individuals but also other social groups and communities.Having a career in this field is definitely not a cake walk and one needs to have great interest and passion to pursue this as a career. One may be well versed with the textual matter but that is not enough, one must also have sufficient on field experience. To be a good social worker one must have a lot of patience and also a basic psychological setup that will help them during their profession and their internship stint.Just like the on-campus students even students who have enrolled for the online course needs to explore both the research and the practical aspects of the social working job. A social worker can apply for jobs at social organizations and associations, health care system divisions and social service institutions.It is recommended that one opts for a course which is authentic and competent so that the student gets proper guidance. It is extremely important that the degree be taken from an accredited institution which has been recognized by the Council on Social Work Education. This will help students get a genuine degree and also help them get good jobs. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/58/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Know How to Earn Your High School Diploma Online and the Pros and Cons of It</title> <link>https://amstutsms.info/55</link> <comments>https://amstutsms.info/55#comments</comments> <pubDate>Sat, 08 Jul 2023 20:47:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Charter schools]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=55</guid> <description><![CDATA[Online studies are growing up as technology has taken over everything. Many students are opting for this method to get their degrees online. Some people need to stay back at home for several reasons. Sometimes they suffer perpetually from illness. … <a href="https://amstutsms.info/55">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<div id="article-content"><p>Online studies are growing up as technology has taken over everything. Many students are opting for this method to get their degrees online. Some people need to stay back at home for several reasons. Sometimes they suffer perpetually from illness.</p><p>Sometimes they wish to study at their own speed. Some people find it hard to focus on their studies at some other location. While some students place studies as their next priority. They may be good at some other field, like acting, art, and dance. They save time by opting for online studies.</p><p>How Can Students Earn Their High School Diploma Via Online Courses?</p><p>These are the ways open for students who wish to earn their high school diploma via online courses</p><p>• PRIVATE ONLINE HIGH SCHOOLS: these online schools do not abide by government regulation. They work in the manner of traditional private schools. These online schools work on the basis of their ideologies and their teaching principles. These schools may be expensive.</p><p>These private online high schools may be affiliated o may not be affiliated to proper associations. If they are not you must check their academic records. If they are not recognized then you may have problems in applying to good colleges.</p><p>Several renowned universities are offering online high schools which provide high school diploma degrees. These degrees have a lot of value.</p><p>• ONLINE CHARTER SCHOOLS: state run charter schools impart education free of cost. These schools derive their funds from public resources. This can be a very good option available. The rule is that public schools are not supposed to take money as tuition fees. At the same time, they are accredited by renowned places. In the states of California and Minnesota the public schools are run on government funds. The students who get enrolled in these schools get their education for free.</p><p>SOME FACTORS THAT YOU SHOULD KEEP IN MIND: before you select the online school that you want to enroll yourself in, some research about the school is vital. You can directly enquire from the school authorities themselves about the authority they are accredited to.</p><p>An accreditation to a proper place will ensure that the degree that you earn is valued and will help you to carry your education forward. You have to ensure that you draw the maximum benefit from these online classes. A high school degree is definitely a better option than making efforts to complete a GED (general education degree).</p><p>Although this is a convenient system, students might face some problems. Some can not do away with the distractions that are present at home. But sometimes people are really benefited by this innovative system.</p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/55/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Tips on How to Market Your Online Business</title> <link>https://amstutsms.info/53</link> <comments>https://amstutsms.info/53#comments</comments> <pubDate>Fri, 12 May 2023 10:38:03 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[best business ideas]]></category> <category><![CDATA[best online business]]></category> <category><![CDATA[best online business ideas]]></category> <category><![CDATA[best online business to start]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=53</guid> <description><![CDATA[Marketing is a crucial aspect of doing business online and it is essential to ensure that you are using the right marketing tactics depending on your selected online business. Fortunately, most of the basic marketing principles used in the world … <a href="https://amstutsms.info/53">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Marketing is a crucial aspect of doing business online and it is essential to ensure that you are using the right marketing tactics depending on your selected online business. Fortunately, most of the basic marketing principles used in the world of business can still be applied in online businesses. As a business owner, you should come up with concise advertisements and slogans that can help you capture the attention of the rest of the online community and make them interested with your products.After having a good amount of experience one way to manage your marketing campaigns for your online business is to use PPC or the common pay per click advertising. This online marketing option allows you to create online banners for your business and place them strategically on certain websites that are relevant to your line of business. Google is one of the major providers of PPC and can assist in crafting reasonable budget for the banners in operation. Next, another viable marketing tactic for an online business requires that you partner with other online businesses by communicating to them. There are many contemporary companies which can give your business a distinction by being associated with them. For instance, if you own an online bookstore, you can partner with an online public company that can promote the contest of an upcoming writer to generate demands for the books you are selling.Online advertisements and videos are also very useful when it comes to drawing attention of the many busy online surfers. As such, you can make use of interesting short cartoons or short videos highlighting the products that you are selling. It is recommended that you keep them short but colorful and attractive. Then, add a link of your promotion or product that you are dealing in and the video will surely attract curious internet users. There are also various online platforms that can assist in marketing your online business to your target markets or demographics. One of the mistakes that online business owners make is placing their links on one forum and then move to the next other forum and still do the same. The best thing to do is visit a relevant online forum, introduce yourself and your business, ask if any member has some questions and then just place the links.If you are targeting a much larger market, you can start online referral program with other websites. Also, you can offer free promotion items and coupons to new customers to keep attracting more and more customers. Lastly, it is advisable that you keep off annoying online marketing tactics like excessive link usages, pop up ads and spamming as they will be of little help to you if any. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/53/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Differences Between 3G And 4G Telecommunications Services</title> <link>https://amstutsms.info/51</link> <comments>https://amstutsms.info/51#comments</comments> <pubDate>Fri, 12 May 2023 05:16:54 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Telecommunications]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=51</guid> <description><![CDATA[The technology that underpins mobile internet services is constantly evolving, every few years there is a big leap forward. When choosing a telecommunications provider, it is essential that you pick a company that can provide you with the latest technology. … <a href="https://amstutsms.info/51">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The technology that underpins mobile internet services is constantly evolving, every few years there is a big leap forward. When choosing a telecommunications provider, it is essential that you pick a company that can provide you with the latest technology. You may have heard a lot of talk about 4G networks and wonder whether this is better than 3G, the following information should help you to learn more about what the actual differences are.As of today, 3G is the best connection method in terms of mobile internet, and therefore cell phones. The G in 3G refers to generation, it indicates the evolutionary stage of the technology. The fourth generation (4G) networks are not yet widespread, though in the near future this will change.Presently, the main difference between these two networks is the availability of compliant technologies. There are various type of technology that fall under the guise of 3G, for example EV-SO, HSDPA, and WCDMA, amongst others. You may already have seen that various telecoms companies claim that they use 4G technology, for example UMB, WiMax, and LTE, but as yet these are not actually compliant with the specifications set out by the 4G standard, therefore a better description would be pre-4G.The current maximum speeds available with 3G networks are 14 Mbps for download, and 5.8 Mbps for uploads, fourth generation technology will offer users a huge increase on these rates. It is predicted that for mobile internet users, fourth generation technology will offer speeds up to 100 Mbps, currently this is only available with wired networks.Another discernible difference between 3G and 4G is in relation to circuit switching. At present, 3G technology utilizes both packet switching and circuit switching, the latter being a very old technology. Fourth generation devices do away with circuit switching and rely solely on transmitting data in packets, this creates a more efficient system that allows telecommunications providers to transmit a greater amount of data in the available bandwidth.At present, if you want the most reliable mobile internet connection, 3G is the best option. But, you should stay up to date with the roll out of 4G, as when this is available it will give a much faster service. When choosing a telecommunications provider, it is important to sign up with a company that is planning to offer 4G services as soon as possible. When important players such as Apple, Samsung, and Huawei start producing 4G phones and mobile internet sticks, the main telecommunication companies will invest more resources into the technology. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/51/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Be Updated With Property News and Real Estate News</title> <link>https://amstutsms.info/49</link> <comments>https://amstutsms.info/49#comments</comments> <pubDate>Thu, 11 May 2023 14:58:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=49</guid> <description><![CDATA[A property investor can achieve great success by keeping himself updated with property news and real estate news. Real sector is nowadays booming with increased transactions in the property in the day to day life. The main reason behind this … <a href="https://amstutsms.info/49">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> A property investor can achieve great success by keeping himself updated with property news and real estate news. Real sector is nowadays booming with increased transactions in the property in the day to day life. The main reason behind this is the need of the property and its increasing value.Employees of real estate such as real estate agents, brokers, dealers, property dealers and brokers carefully monitor and handle transactions in the property field. With their expertise, these people can create accurate transactions.Before purchasing any property, a property investor should carefully study and do research about that particular property. If you are one of the investors, you can also refer to a property magazine which can provide you useful tips which you can use to examine an investment. This magazine contains information about the best news of the business world such as features, views and opinions of experienced investors.Few providers of real estate news and property news even offer a money-back guarantee if at a given time you don’t earn the profit promised by this news. Nevertheless, these subscriptions are offered for the short contract period and prove cost-effective for the investors.If you are in real estate business, then you can make a newsletter. To make a newsletter is a tough task as it requires excellent writing skills and right materials to make it more useful and effective. This letter also requires expertise in marketing skills to know what and when to sell your products.For new investors, who are planning to invest in a real estate market and property market can go through following tips to make their investment a worthy one. One of the most important tips for the first-time property investors is to stay updated with real estate news and property news.Following are some tips for first time property investor:• Be specific – Kind of property you want to invest in. Being specific about the kind of property will help in making your search refine and narrow.• Do some research and study – It is important to do some research before investing in any kind of property. You should study property values and how they change, popular properties and even property values when you are offering to purchase.• Make sure that your finances are in order – Even if it seems obvious, it is a common mistake done by first-time investors. By making sure that your finances are in order before investing as it would refine your budget and you would be in a better position to make an offer on a property when you find one that is liked by you.For studying more information about real estate news, property news or property investor you can surf various websites on the Internet. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/49/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Will You Help Me With Advertising?</title> <link>https://amstutsms.info/46</link> <comments>https://amstutsms.info/46#comments</comments> <pubDate>Thu, 11 May 2023 09:54:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[advertising]]></category> <category><![CDATA[advertising agency]]></category> <category><![CDATA[advertising basics]]></category> <category><![CDATA[advertising concepts]]></category> <category><![CDATA[advertising fails]]></category> <category><![CDATA[advertising industry]]></category> <category><![CDATA[advertising space]]></category> <category><![CDATA[advertising week]]></category> <category><![CDATA[best advertising]]></category> <category><![CDATA[children advertising]]></category> <category><![CDATA[creative advertising]]></category> <category><![CDATA[digital advertising]]></category> <category><![CDATA[facebook advertising]]></category> <category><![CDATA[false advertising]]></category> <category><![CDATA[online advertising]]></category> <category><![CDATA[targeted advertising]]></category> <category><![CDATA[tv advertising]]></category> <category><![CDATA[visual advertising]]></category> <category><![CDATA[what is advertising]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=46</guid> <description><![CDATA[With consumers increasingly tuning out of mainstream media channels and tuning into their iPods, mobile phones and social networks instead, most advertising is going to a dead letter office. At the same time, consumerism continues to flourish. Advertising is for … <a href="https://amstutsms.info/46">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> With consumers increasingly tuning out of mainstream media channels and tuning into their iPods, mobile phones and social networks instead, most advertising is going to a dead letter office. At the same time, consumerism continues to flourish. Advertising is for awareness – not credibility. I’ve never said that advertising will go away – it won’t. Despite all the innovation, traditional brand advertising is not about to go away. These companies are successful brand builders, but they would be hard pressed to achieve elite brand status solely on the marketing strength of Google text ads and “buzz” conversations.It will change many of the rules of what we think advertising is, what marketing is, and what design is. But the purpose of advertising is to expand the customer base by informing more people of the product’s existence and virtues. The more consumers a company attracts to its product, the more it sells. Although interactive advertising is included in the various revenue categories, total online revenue increased by roughly 11% to $3.7 million last year.Pixel Advertising is the term given to visual advertisements on the web which have their cost calculated dependent on the number of pixels which they occupy. Pixel advertising gained popularity in the last quarter of 2005 when British student Alex Tew created a web site named The Million Dollar Homepage, and solicited advertisers to buy ad space measured in pixels on the homepage. Google’s foray into television advertising is an important test of whether the Internet giant can use its wildly successful system of search advertising in the biggest of media channels. While it is pursuing efforts in print and radio, TV represents the company’s biggest hurdle to achieving its goal of building a broad platform for advertisers to run targeted ad campaigns, continuously changed based on metrics, across all forms of media. The public secret today in online advertising is that PPC based advertising is saturated. Banners are sliding into the land of irrelevance.While paid advertising is often one small component of a public relations campaign, the most powerful public relations influence is where the connection between the sponsor and the messenger is invisible. This period of American advertising is called the Creative Revolution and its poster boy was Bill Bernbach who helped create the revolutionary Volkswagen ads among others. Some of the most creative and long-standing American advertising dates to this incredibly creative period. The empirical results suggest that if advertising is perceived by producers to be a variable cost then in both provinces producer groups are likely to be overinvesting in advertising.Advertising is an inescapable part of life, a fact evident each time you turn on the television, drive past endless billboards or sit down to check your email. As a small business owner with a limited budget, you may be more sensitive to the ads surrounding you than most. It also tries to organize all the creative into categories but creative advertising is chaotic– it has never been a science or something easily organized. If you think there’s a formula then you’re wrong. Advertising is not targeted to individual users but may be placed on the site adjacent to content related to advertiser or sponsor interest. Advertising also appears in our weekly newsletter, Housecall.Advertising is a free speech issue, or at least it ought to be. Because behind today’s anti-ad campaigning there lurks a degrading view of the public as fickle and easily bought off, who must be protected from certain words and imagery by better men and women.To help create a better experience for users and help encourage users to create better, more focused ads that are more appealing to potential customers, the way ads are ranked changes periodically. By improving the quality of ads and making them more relevant to users, you may be rewarded with a better ranking and reduced cost.It all boils down to what you’re selling,audience, and where and when ads are displayed. Also many advertisers are attacking the market through various channels, and are getting increasingly sophisticated in how they market and measure success. Intrusive ads are bad content.The best ads are those that are complimentary to the content and blend in with the content. If you look at how some bloggers make money through adsense, it reveals their strategy to monetize from their content. Revenue from the ads are split about 50-50. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/46/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Guess What Your Business Needs? Working Capital and Small Business Finance Loan/Loans Options</title> <link>https://amstutsms.info/44</link> <comments>https://amstutsms.info/44#comments</comments> <pubDate>Fri, 17 Mar 2023 17:44:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=44</guid> <description><![CDATA[Just picture your firm having access to all the working capital you need. Seem impossible? Not really… if you have a solid understanding of your options and your firms capability of qualifying or executing on those options.Whether you’re the largest … <a href="https://amstutsms.info/44">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Just picture your firm having access to all the working capital you need. Seem impossible? Not really… if you have a solid understanding of your options and your firms capability of qualifying or executing on those options.Whether you’re the largest corporation in Canada or a small new start up (and everything in between) your business needs working capital. In Canada small business financing loans and financing arraignments for working capital are limited to a handful of possibilities – but being aware of what they are and qualifying for them could be the solution to your constant focus on cash flow via some sort of working capital loan.It is probably easier than you think to ensure you are addressing the cash flow challenge correctly – where it gets somewhat ‘ thorny ‘ is matching a solution to the problem or locating an expert that can provide you with the business financing assistance you need.Two key elements of your first step working capital assessment are your gross margins and your turnover. That’s the big problem we have with text book / academic solutions to working capital – they point you to the text book calculation – give you a formula which essentially has you subtracting current liabilities form current assets, and voila! the inference is you have working capital. However, our clients have never paid a supplier or completed a company payroll with a ratio!To properly assess your working capital needs focus on understanding your turnover – how much inventory do you carry, what are the days outstanding in inventory, and as importantly, or more importantly, are your receivables turning over. Have you realized that for many firms 80% or so of the total of all the business assets you have are tied up in A/R, inventory, and, on the other size of the balance sheet let’s not forget payables.So can you have financial success based on your new found knowledge and analysis of your cash flow and asset turnover. We think you can.Canadian business financing solutions to small business finance loans really revolve around a couple viable solutions. Typically, in our experience Canadian chartered banks cant satisfy your business working capital needs – if only for the reason that they rarely finance inventory and require significant merit in your overall financials, profitability, external collateral, personal credit worthiness, etc.So, where do you go from there? The other solutions are very viable and can take you to a potential 100% turn around in cash flow – they include working capital financing as a bundled line of credit on a/r and inventory via an independent finance company. For firms that are larger we believe the ultimate tool is an asset based line o f credit that provides high leverage margining on all you business assets. Other more esoteric solutions, but still very viable although somewhat misunderstood are securitization, and purchase order financing of new contracts and orders. (Your suppliers are paid directly for the orders you have in hand – what could be better than that?)Finally, coming up the road at lightening speed is factoring and invoice discounting. We mention them lastly but they are probably the most popular method, gaining traction everyday. Our favorite is confidential invoice financing, allowing you to control your financing.So there you have it. You have identified new ways to determine the need; we have outlined 4 or 5 solutions that will take the guess work out of working capital. These loan and financing options are available with a bit of research, and, if you choose, speak to a Canadian business financing advisor who can provide you with timely and valuable assistance in your cash flow needs. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/44/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Do I Get Visitors to My Site? (The Truth About SEO)</title> <link>https://amstutsms.info/42</link> <comments>https://amstutsms.info/42#comments</comments> <pubDate>Fri, 17 Mar 2023 16:03:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=42</guid> <description><![CDATA[Think of your site as a physical location. How would you get people to come and see you? Direct mail, newspapers, magazines, radio, TV, word of mouth, flyers, business cards, T-shirts, packaging, FaceBook, Twitter, email campaigns, banner ads on websites … <a href="https://amstutsms.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Think of your site as a physical location. How would you get people to come and see you? Direct mail, newspapers, magazines, radio, TV, word of mouth, flyers, business cards, T-shirts, packaging, FaceBook, Twitter, email campaigns, banner ads on websites – traditional advertising works for websites too.Then there are those methods you can only use for websites: click through advertising and search engine optimization (SEO). Click through advertising costs either by the ad, like traditional advertising, or by the click – each time someone clicks on your ad to get to your site, you pay. As with other advertising channels, the more people who are known to view the page where your ad resides, the more you pay. Ads can appear on various web sites, or at the top of search engine pages. The most popular pay per click app is Google AdWords. Click through advertising may be a good option for you.This article will focus on the other online only method: Search Engine Optimization (SEO). SEO is all about getting your site to the top of the list when someone does a search in Google, Bing/Yahoo or another search engine.Watch out for Snake OilMany claim that search engine optimization (getting your site to the top of that list) is science or magic or some other sort of mystery that only a few very special people have the brains to understand. – NOT TRUE! Effective search engine optimization is a lot of work. And it does take some technical knowledge. But the basics are just that – basic.The purpose of this article is to demystify SEO so that you can select an honest SEO firm. Or if you have a bit of tech savvy you can see that it’s not impossible for you to do on your own. And even for those of you who love to browse, but aren’t so comfortable with the technical details, there is a lot of the SEO job that you are more qualified to do (or at least supervise) than any SEO firm.How much SEO do you need? Is your site for your school and everybody who will ever want to find it on Google already knows it exists and will look it up by typing in “Peoria Middle School”? Then you need just the tiniest bit of SEO.Is your site for your family car dealership and the tri-state area sees Uncle Joe on TV every spring hopping up and down in a bunny suit inviting “y’all” to “come on down to the Kalamazoo Kia Kangaroo Sale”? Yours is not the only car dealer in town and when people search for car dealers they will probably type in something like “Kalamazoo cars” rather than “Kalamazoo Kia”, although if they really like Uncle Joe’s bunny suit, well you never can tell. This situation calls for a little SEO.Is your business is entirely online? Say you sell remanufactured camera parts that you refurbish in your garage nights and weekends. Then pull out all the stops. You need lots of SEO.Put Yourself in Google’s ShoesLook at SEO from the perspective of the search engines. What’s their objective? The same as yours: lots of visitors. How do they attract all these visitors? They put the most useful sites at the top of the search results list. How do they decide which sites are most useful? They look for the most popular ones.That’s right. SEO is not rocket science. It’s a popularity contest.So then, how do you make your site more popular? First let’s define popularity in search terms – links from other sites to your site. Think high school. Popularity equals friends. So you want lots of friends, and not just any friends, you want popular friends. But well, when push comes to shove, not so popular friends are better than no friends at all. Translation – friends equals links and you want lots of links, but not just any links. You want links from sites that have lots of other sites linking to them. And those sites should have lots of sites linking to them and so on and so on and so on. A link from CNN.com is going to get you a lot more popularity points than a link from your local newspaper website. But then a hundred links from so-so sites might be better than one link from CNN. It’s hard to tell.And that’s where the mystery/science SEO legend takes hold. The search engines are not going to tell you exactly how they rank pages. If they gave away all their secrets the cheaters would fake everything necessary to get to the top of the list.There is a subculture of SEO gurus who spend their entire lives trying to unravel the precise algorithms the major search engines use to rank pages. And then they figure out how to use that information to their advantage. It’s a trial and error process. Eventually they get sites to rank high. Then the major search engines catch on and tweak things a bit so the SEO gurus have to start over again. It’s a never ending game of tug of war.Not all these gurus are bad guys. Most are honest business people working to get the edge on the competition. But how much careful tweaking does your site really need? And how much money do you want to spend? It’s one of those diminishing returns things. Up to a point spending more time and money will yield a greater and greater ranking, and then, boom, a huge amount more will yield almost nothing.Is there anything to SEO besides links?Yes. KEYWORDS. These are the words and phrases that are typed into the search bar. In order for the search engines to find your site these keywords must be coded into almost every page on your site.The nitty grittyI am going to show you:<br />How to pick keywords and<br />Where to find sites willing to link to yours.<br />That’s it. That’s the gist of the whole SEO thing. No big mystery.KeywordsThese are the words (and/or phrases) that people type in the search bar when they are looking for sites like yours. They also tell the search engines that your site exists and what it is all about.You need to pick words that people will use to find your site, but that will yield few enough results that you are more likely to appear near the top of the list.Let’s use the example of Kalamazoo KIA. You don’t want to use “car” for a keyword. I tried that and Google gave me 4.9 billion results. What’s the likelihood that Kalamazoo Kia is going to be anywhere near the top of that list? Zero. Kia” would be better, but still too broad. “Kalamazoo cars”, “kalamazoo kia”, “michigan kia”, “kalamazoo new cars”, these would all yield a smaller pool of results. So how many keywords do you need? 10 or 15 is good. Too many gets us to that diminishing returns thing again. So I’ve thought up four words on my own and now my imagination has run out. What other words might potential Kalamazoo Kia customers type in? I can’t read minds, but I can find out. There is this cool tool, Google AdWords, and it is free. Once you register you can type in various keywords, “Kalamazoo Kia” for instance, and find out what related searches people have used and how popular those search terms are. Da! Da! – more useful key words. I found “kalamazoo kia dealerships”. After doing a Google search for “kalamazoo kia” I found out why it was necessary to add the “dealerships”. Kalamazoo has “kia’s” that are not even cars. Who’d a thunk?So you’ve got your key words. What do you do with them? Use them in your url (site name – <a target="_new" rel="nofollow" href="http://www.mykeywords.com">http://www.mykeywords.com</a> ), have your web designer add them to the title and description tags on your web pages, and use them liberally, but not too liberally throughout your site copy.Now that you have your keywords entered on your site pages, the search engines can categorize you by these keywords. Next you want to make sure that people searching for your category find you and not your competition.LinksYou want to be popular. You have got to get links. It’s time to pound the cyber pavement. SEO professionals can do this work for you but if you’re on a budget you can do most of the work yourself.Get listed in industry directories. If you are selling necklaces you could search for “jewelry directory”.Pursue reciprocal links. Look for sites that may be willing to link to your site, so long as you link to theirs. Continuing with the necklace example you would search for “jewelry add url”.If you have a physical location, get your site listed on local directory/yellow page type sites.Participate in industry forums, and if the forum allows, work a link to your site into your advice.If there are any events associated with your site, list them on online community calendars.Get an article, listing or mention about your site on the sites of any industry associations you belong to.Write a press release and submit it to free press release sites like freepressrelease.com.Try to get the sites that link to yours to use your keywords in their link.BAD – Click here to find out about refurbished camera parts.GOOD – Click here to find out about refurbished camera parts.Don’t hide from the search enginesDO have your web designer generate sitemap.xml and robots.txt files add them to your site. The search engines look for these files when they are trolling the internet for sites.Do NOT expect the search engines to find your keywords in the sections of your site that use: keyword links in images or javascript, frames/iframes, Flash or dynamic pages.Don’t make the search engines madPlaying dirty tricks, in an attempt to make your site appear popular, can get you blacklisted. Yep, the Search engines will turn their heads and pretend you don’t exist. You will not appear anywhere in the listings. If this happens you can appeal but your chances are not good. Your best hope if you are blacklisted is to start over with a brand new site.So what are these dirty tricks? Some are simple, and some are complicated, but make sure your SEO firm doesn’t do any of them. They include repeating your keywords multiple times, keyword stuffing (hiding keywords by making the text the same color as the background), using keywords that don’t relate to your site’s content, automated programs that generate fake links just to make you look popular, robots that create zillions of pages for your site that are really just copies of your existing pages with a few changes here and there, to make you look important and popular. There are many others, but generally speaking, anything that attempts to make you look more popular than you really are is bad.Putting SEO to workLet’s go back to our 3 examples from the beginning of this article. How do we apply SEO to each one?Peoria Middle School – a few keywords – “peoria school” “peoria middle school” and for those who can’t seem to get it right “peoria intermediate school” should do it. That way people who look you up on Google rather than by typing in your url <a target="_new" rel="nofollow" href="http://www.peoriamiddleschool.com">http://www.peoriamiddleschool.com</a> will be able to find you.Kalamazoo Kia- most of your potential customers already know who you are. They’re “either looking for a new car or a new KIA car. They’re looking for deals, pictures of the latest models, or they want your phone number or customer service hours. There aren’t too many car dealers in town so you are popular among car dealers by default – not too much need to worry about links. You’ll need your keywords. Then you can list with the “local directory” sites and the car dealer and KIA directories. Are you participating in this year’s food drive? Make an announcement on your local online community calendars. A couple of popularity points won’t kill you but you don’t have to work too hard.Cal’s Re-engineered camera parts – you are a needle in a haystack. You need all the help you can get. You’ll need keywords of course. And a comprehensive linking campaign. You might not have much money to spend on an SEO firm so you must work like the tortoise: slow and steady. Do a few press releases, check out all the industry sites and camera buff sites and organizations. Respond on forums – become an expert. Find some reciprocal links. Get listed in directories. Do a little bit everyday. Eventually you will become known to those who are looking for refurbished camera parts.Who can help me get the job done?Help! You said SEO wasn’t rocket science. This is getting complicated. I can’t do this all on my own – who will help?Well it’s not rocket science and it’s not magic; neither is styling hair, but you won’t find me anywhere near anyone’s head with a pair of scissors. SEO does require specialized knowledge. If you have that knowledge, great, you can do this on your own if you choose, but for those who don’t the purpose of this article to get you to understand the basics, show you which parts you can do on your own (I can’t cut my own hair, but I do wash and brush it every day), and to help you find an honest vendor for the rest.SEO firm – as long as they have access to the back end of your site they can do it all for you. Refer to this article and ask questions. Make sure the firm is above board.Web designer – Your web designer should be able to put your keywords into your pages and create and upload your sitemap.xml and robots.txt files. Beyond that their ability and willingness to help with SEO will vary greatly. You may prefer a web designer who specializes or one that does it all.What you can do on your own if you choose – you know your business/project better than your web designer or SEO firm. You are in a better position than they are to figure out your keywords and to determine which sites you want to link back to yours. You can also do a lot of the leg work if you choose – contacting sites and asking for links, writing press releases, making announcements on community calendars, participating in forum discussions, etc.If you do all of the above, tailored to your specific situation of course, you will be ahead of the SEO game. Use common sense. Spend the time and money you need, but don’t go overboard and reach the point of diminishing returns. And remember, SEO takes time to yield results. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>SEO Software: Trying To Catch The Spiders…</title> <link>https://amstutsms.info/40</link> <comments>https://amstutsms.info/40#comments</comments> <pubDate>Fri, 17 Mar 2023 14:23:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://amstutsms.info/?p=40</guid> <description><![CDATA[SEO software does what exactly?SEO software frequently starts from the following assumption:- look at the page that ranks number 1 in Google,- do exactly the same + a bit better,- and you will be number 1SEO software will then examine … <a href="https://amstutsms.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> SEO software does what exactly?SEO software frequently starts from the following assumption:- look at the page that ranks number 1 in Google,- do exactly the same + a bit better,- and you will be number 1SEO software will then examine “all” the SEO parameters that it finds out about the number 1 site in Google. Then this SE software will automate the process in mimicking this for your site.SEO is more than a software-approach!SEO is the art of ranking number 1 in any search engine for any keyword.Spiders rank a web site number one because spiders “think” that this site deserves to be number one. Of course the spider cannot think: there needs to be a programmer who programs the spider to find out which site is best.Now if you are smart enough to feed the spider exactly what the programmer thinks is important, you will have the knowledge to rank number 1.This is exactly what SEO software does: it claims to know and tackle “all” the parameters that make a web site ranking number 1.Pitfalls of a software-approach to SEOSuppose you find all the parameters needed to rank a web site number 1. You manage to get all this parameters onto your site and you even manage to be rank number 1.Now if your site is really deserving to be ranked number 1, all is fine. But if surfers start complaining that you are not, the search engine will be blamed!It won’t take long until Google finds out that “somebody broke the code” of the spiders. The spiders will be updated to give quality results to the visitors!This means you need to get an upgrade of your SEO software approach… : you are running after the facts in stead of above the facts.How to be ranked number 1?You rank number 1 because you deserve it.In spider logic this still means:- your page talks about the keyword you are optimizing for- you page has lots of incoming links about the keyword you are optimizing for.This is what ranking number 1 should be about.But my SEO software is really up to date, or is it not?Your software can only be up to date AFTER the spiders’ software is updated. Unless you write the spiders yourself, you will always be a bit later.You cannot know all the parameters the spider takes into account, unless again you are writing the spider software yourself.Some of the parameters you cannot influence: age of the web site is one of them. Suppose the spider needs to choose between 2 websites: the oldest one and the SEO mimic: which one to choose? The oldest one would be the easiest bet, and you cannot change the age of your web site can you?A close look at SEO softwareSEO software advertisements could say that you can get a top 5 Google Ranking in under 30 Days… If that is true, then check out to see:- is the web site of this SEO software ranking number 1 in Google for SEO or SEO software?- are the example web sites the SEO software mentions to be ranked number 1, really number 1: number 1 in Google that is?It’s very easy to type in the keyword phrase of the SEO software example web site and see if they are number 1 or not.And don’t be fooled by SEO software that gives numerous examples of number 1 rankings in MSN or Yahoo: if you want to have a long lasting number 1 ranking in any of the search engines, you better start having a number 1 ranking in Google.I didn’t say that it is a guarantee to rank number 1 in Yahoo and MSN once you rank number 1 in Google, but you will surely be high up there as well. On the other hand, a number 1 ranking in MSN can mean that you are no where to be found in Yahoo nor Google.So you say: well, then I just try to rank number 1 in MSN since it seems to be easier. Well, it is easier, but then it is easier for your competition as well, so it won’t take then too much effort to out-play you again. Therefor do the job good once and for all: thrive to be number 1 in Google and then fine-tune if needed for MSN or Yahoo.Why do you do SEO in the first place?SEO is 1 of the ways to get more traffic to your web site. But there is more in getting a lot of traffic to your site, than “blindly ranking 1 in Google”:— Always make sure you rank number 1 for a word a lot of people are looking for! —If you buy any SEO software or out-source your SEO to the SEO specialists: always check their SEO examples:- are they ranking number 1- are the keywords they rank for popular search keywords (bigger than 10.000 searches a month in the Keyword Selector Tool from Yahoo’s search-marketing is considered not too low)- how long did it take them to be number 1- how big is the competition for the keyword-phrase (smaller or bigger than 5 million? As a general rule : above 5 million keyword-phrase results in Google, things become though)- how big is the competition for the quoted “keyword-phrase” (smaller or bigger than 33.000? As a general rule : above 33.000 quoted “keyword-phrase” results in Google, things become though)If for all these items the SEO software or SEO specialist can answer YES, then you can start taking them very seriously!Try it out for each example web site any SEO software claims to have ranked number 1 for a certain keyword-phrase. And of course, always start with checking if they are ranking number 1 in the first place! If they are not, then you are going to buy SEO software that doesn’t do the job! Ranking number 2 is ALMOST number 1, and even worse, ranking number 9 is nowhere near to ranking number 1.SEO software web sitesWhenever you are interested in something to buy on the Internet, check out the overall web site of the product you want to buy!Some SEO software web sites are 1 page web sites: just 1 page with the product, no links, no extra pages…Again back to basics. What was the first idea to set up the Internet? To give people information, lots of information.And we are talking about a “NET” in Inter”NET”: “net” means links here, links there, links everywhere… (that’s why links are so important in SEO)If you don’t see lots of links nor lots of content on a web site about SEO, then the SEO web site is not serious about its own subject: SEO!Back to Basics: web-trafficYour purpose is getting as much people to your site as possible, isn’t it?SEO software has the purpose of ranking 1 in Google.Now it is very easy to rank 1 in Google for the keyword-phrase “jhdkghgkbdcds”,<br />but who is looking for “jhdkghgkbdcds”??? Nobody!So if nobody looks for “jhdkghgkbdcds”, then why bother to rank number 1 with it?What is a nice number when it comes to “popular keyword searches”? If you use the Overture Keyword tool, anything above 10.000 searches a month means quite popular, but: also know that above 10.000 “the big boys’ are competing<br />with you, below 1.000 you have the field for yourself. So a good SEO advice is work yourself from the bottom up: start with keywords that are not so popular, and once you are ranked high for those, then tackle the next more popular keyword on the list.SEO software ConclusionSEO is the art to feed the spiders what they like.<br />SEO software is running after the spiders trying to catch their attention.Always check the numbers and the facts about any SEO software and (this) SEO article!Then make a decision yourself. If you see that the SEO software- is ranking well for it’s own product- is ranking web sites for popular keyword well,only then you can consider buying it. </p>]]></content:encoded> <wfw:commentRss>https://amstutsms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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