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Source: https://autoglassestimator.com/feed/

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14. <title>Auto Glass Estimator™</title>
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16. <link>https://autoglassestimator.com</link>
17. <description>Auto Glass Windshield Replacement and Repair Shops Near You</description>
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34. <title>States With Zero Deductible for Comprehensive Glass Claims</title>
35. <link>https://autoglassestimator.com/blog/states-with-zero-deductible-for-comprehensive-glass-claims/</link>
37. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
38. <pubDate>Tue, 02 Feb 2021 17:08:57 +0000</pubDate>
39. <category><![CDATA[Basics]]></category>
40. <category><![CDATA[Insurance]]></category>
41. <category><![CDATA[insurance]]></category>
42. <guid isPermaLink="false">https://autoglassestimator.com/?p=6533</guid>
43.  
44. <description><![CDATA[<p>In Kentucky &#038; South Carolina you may be eligible for free windshield repair or replacement. Learn more about windshield laws for comprehensive policy holders.</p>
45. <p>The post <a href="https://autoglassestimator.com/blog/states-with-zero-deductible-for-comprehensive-glass-claims/">States With Zero Deductible for Comprehensive Glass Claims</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
46. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_0 et_section_regular" >
53. <div class="et_pb_row et_pb_row_0">
54. <div class="et_pb_column et_pb_column_4_4 et_pb_column_0  et_pb_css_mix_blend_mode_passthrough et-last-child">
59. <div class="et_pb_module et_pb_text et_pb_text_0  et_pb_text_align_left et_pb_bg_layout_light">
64. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">While the federal government sets some laws and regulations regarding windshield replacement and vehicles in general, most decisions are left for states to decide. There are no laws that dictate how insurance companies must handle windshield repairs and replacements in most states. However, Kentucky and South Carolina are two of the five states referred to as “zero-deductible states.” </span></p>
65. <h2><b>What is a Zero Deductible State?</b></h2>
66. <p><span style="font-weight: 400;">When purchasing a comprehensive auto policy, there is always an accompanying ‘deductible.’ (To learn more about deductibles, <a href="https://autoglassestimator.com/blog/what-is-a-deductible/" target="_blank" rel="noopener noreferrer"><strong>click </strong></a></span><a href="https://autoglassestimator.com/blog/what-is-a-deductible/" target="_blank" rel="noopener noreferrer"><strong>here</strong></a><span style="font-weight: 400;">). However, states with zero-deductible windshield, such as Kentucky and South Carolina, require insurance companies to waive the deductible on windshield replacements. Unlike mandates in Massachusetts and Florida exclusively covering windshields, South Carolina and Kentucky companies must cover all automobile glass.</span></p>
67. <blockquote>
68. <p><span style="font-weight: 400;"><span>Want help deciding whether to make a claim? Try out our </span><strong><a href="https://app.glassy.co/claim-calculator">Claim Calculator</a></strong><span> to get a recommendation.</span></span></p>
69. </blockquote>
70. <h2><b>What if I don’t have comprehensive coverage?</b></h2>
71. <p><span style="font-weight: 400;">According to state legislation, these deductible provisions apply only to those with comprehensive coverage. This means that for those with state-minimum or only collision coverage, this legislation would not apply.</span></p>
72. <h2><b>What if I don’t live in a zero-deductible state?</b></h2>
73. <p><span style="font-weight: 400;">Despite many states not requiring insurance companies to waive deductibles for windshield replacements or repair, some have implemented them anyway. For Geico’s comprehensive policyholders, chips smaller than a quarter or cracks smaller than a dollar bill can be repaired for free with no deductible. This list has continued to grow over the years, as windshield replacements continue to rise in price, and fixing damage early can save a big headache and a large chunk of change. </span></p>
74. <blockquote>
75. <p><b><a href="https://autoglassestimator.com/blog/insurance-companies-windshield-repairs/" target="_blank" rel="noopener noreferrer">Click here</a></b> to learn more about how large insurance companies handle windshield damage and repairs.</p>
76. </blockquote>
77. <p><span style="font-weight: 400;">If you are unsure whether this applies to you, reach out to your insurance agent.</span></p>
78. <p><span style="font-weight: 400;">Regardless of your auto policy, it can be costly and dangerous not to repair your windshield if it has suffered damage. Use our instant quote tool to connect with one of our preferred providers and get back on the road safely today.</span></p></div>
79. </div>
80. </div>
85. </div>
88. </div><p>The post <a href="https://autoglassestimator.com/blog/states-with-zero-deductible-for-comprehensive-glass-claims/">States With Zero Deductible for Comprehensive Glass Claims</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
92. <post-id xmlns="com-wordpress:feed-additions:1">6533</post-id> </item>
93. <item>
94. <title>How Large Insurance Companies Deal With Windshield Repairs</title>
95. <link>https://autoglassestimator.com/blog/insurance-companies-windshield-repairs/</link>
97. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
98. <pubDate>Mon, 01 Feb 2021 18:22:22 +0000</pubDate>
99. <category><![CDATA[Basics]]></category>
100. <category><![CDATA[Insurance]]></category>
101. <guid isPermaLink="false">https://autoglassestimator.com/?p=6512</guid>
102.  
103. <description><![CDATA[<p>With the cost of windshield replacements steadily increasing, many insurance companies offer free windshield repairs to comprehensive policy holders.</p>
104. <p>The post <a href="https://autoglassestimator.com/blog/insurance-companies-windshield-repairs/">How Large Insurance Companies Deal With Windshield Repairs</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
105. <content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_1 et_section_regular" >
112. <div class="et_pb_row et_pb_row_1">
113. <div class="et_pb_column et_pb_column_4_4 et_pb_column_1  et_pb_css_mix_blend_mode_passthrough et-last-child">
118. <div class="et_pb_module et_pb_text et_pb_text_1  et_pb_text_align_left et_pb_bg_layout_light">
123. <div class="et_pb_text_inner"><span style="font-weight: 400;">Unless you live in a state like </span><strong><a href="https://autoglassestimator.com/blog/florida-windshield-laws/" target="_blank" rel="noopener noreferrer">Florida</a></strong><span style="font-weight: 400;"> where state legislation mandates free windshield replacement, insurance companies have no obligation to waive deductibles and offer special treatment for windshield repairs or replacement. However, despite no laws requiring it, many insurance companies choose to provide free windshield crack repairs to comprehensive policy holders to avoid heftier bills down the road. </span></p>
124. <h2><b>Why would they do this?</b></h2>
125. <p><span style="font-weight: 400;">While those with older vehicles lacking any sort of ADAS, windshield replacements often fall within the range of $200-400. However, a Tesla Model X panoramic windshield can cost up to $2300 &#8212; quite the difference. With more and more vehicles implementing technology to improve safety via ADAS or other telematics, the average replacement and calibration cost continues to rise. </span></p>
126. <p><span style="font-weight: 400;">Comprehensive policy holders facing a replacement cost of $400 and a deductible of $250 may choose to pay out of pocket, but technology in windshields becomes increasingly prevalent this scenario becomes much more infrequent. The Model X may seem like a drastic example, but even a 2020 Honda Civic can come with a $900+ price tag for a windshield replacement. A healthy chunk of this is not going towards the glass itself, but to the </span><a href="https://autoglassestimator.com/blog/what-is-adas-and-why-is-calibration-important/" target="_blank" rel="noopener noreferrer"><b>technology calibration</b></a><span style="font-weight: 400;">, a vital procedure to ensure your safety features are in fact keeping you safer.  By choosing to be proactive and stop the damage before it spreads, windshield repairs can often be done for less than $150.</span></p>
127. <h2><b>Does my windshield need replaced or can it be repaired?</b></h2>
128. <p><span style="font-weight: 400;">There are many factors that determine whether a windshield needs to be replaced, or if it can simply be repaired. Most commonly, the factors include proximity to edge, size, quantity, and the damage’s impairment to the driver’s line of sight that dictate the outcome. </span><a href="https://autoglassestimator.com/blog/should-i-repair-or-replace-my-car-windshield/"><b>Click here</b></a><span style="font-weight: 400;"> to learn more about when your windshield cannot be repaired and needs replaced.</span></p>
129. <h2><b>Which companies offer this?</b></h2>
130. <p><span style="font-weight: 400;">Here is a list of some major insurance companies, and their policies on waiving deductibles for windshield repairs. If your policy provider is not listed, they may still offer a waiver. Please consult your policy or contact your insurance agent to have any questions answered.</span></div>
131. </div><div class="et_pb_module et_pb_text et_pb_text_2  et_pb_text_align_left et_pb_bg_layout_light">
136. <div class="et_pb_text_inner"><table style="width: 100%;" border="2">
137. <tbody>
138. <tr>
139. <td colspan="2"><b>Insurance Company</b></td>
140. <td style="text-align: center;"><b>No Deductible for Repair?</b></td>
141. </tr>
142. <tr style="text-align: center;">
143. <td style="width: 112px; text-align: left;"><a href="https://www.statefarm.com/claims/resources/auto/windshield-repairs"><b>State Farm</b></a></td>
144. <td style="width: 108px; text-align: left;"><span style="font-weight: 400;">888-624-4410</span></td>
145. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Not unless required by law</span></td>
146. </tr>
147. <tr>
148. <td style="width: 112px;"><a href="https://www.geico.com/claims/claimsprocess/glass-claims-guide/"><b>Geico</b></a></td>
149. <td style="width: 108px;"><span style="font-weight: 400;">800-510-2291</span></td>
150. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
151. </tr>
152. <tr>
153. <td style="width: 112px;"><a href="https://www.allstate.com/claims/auto-glass-claims.aspx"><b>Allstate</b></a></td>
154. <td style="width: 108px;"><span style="font-weight: 400;">800-669-2214</span></td>
155. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
156. </tr>
157. <tr>
158. <td style="width: 112px;"><a href="https://www.progressive.com/claims/claim-glass/"><b>Progressive</b></a></td>
159. <td style="width: 108px;"><span style="font-weight: 400;">800-776-4737</span></td>
160. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
161. </tr>
162. <tr>
163. <td style="width: 112px;"><a href="https://www.libertymutual.com/claims-insurance/report-track-claims"><b>Liberty Mutual</b></a></td>
164. <td style="width: 108px;"><span style="font-weight: 400;">800-225-2467</span></td>
165. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
166. </tr>
167. <tr>
168. <td style="width: 112px;"><a href="http://www.farmers.com/claims/auto-claims/auto-glass-repair/"><b>Farmers</b></a></td>
169. <td style="width: 108px;"><span style="font-weight: 400;">800-435-7764</span></td>
170. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">No</span></td>
171. </tr>
172. <tr>
173. <td style="width: 112px;"><a href="https://www.usaa.com/inet/wc/faq_PC_Auto_Accident_PCFAQ_index"><b>USAA</b></a></td>
174. <td style="width: 108px;"><span style="font-weight: 400;">888-452-7754</span></td>
175. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
176. </tr>
177. <tr>
178. <td style="width: 112px;"><a href="http://www.nationwide.com/car-glass-insurance-claims.jsp"><b>Nationwide</b></a></td>
179. <td style="width: 108px;"><span style="font-weight: 400;">800-421-3535</span></td>
180. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
181. </tr>
182. <tr>
183. <td style="width: 112px;"><a href="https://www.travelers.com/claim/claim-resources/travglass.aspx"><b>Travelers</b></a></td>
184. <td style="width: 108px;"><span style="font-weight: 400;">800-238-6225</span></td>
185. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
186. </tr>
187. <tr>
188. <td style="width: 112px;"><a href="http://www.amfam.com/advisor/2014-06.asp#.VWS4GKaR8-8"><b>American Family Mutual</b></a></td>
189. <td style="width: 108px;"><span style="font-weight: 400;">800-692-6326</span></td>
190. <td style="width: 120px; text-align: center;"><span style="font-weight: 400;">Yes</span></td>
191. </tr>
192. </tbody>
193. </table>
194. <p><span style="font-weight: 400;"></span></p>
195. <p><span style="font-weight: 400;">Regardless of your auto policy, it can be costly and dangerous to not repair your windshield if it has suffered damage. Use our instant quote tool to connect with one of our preferred providers and get back on the road safely today.</span></p></div>
196. </div>
197. </div>
202. </div>
205. </div></p><p>The post <a href="https://autoglassestimator.com/blog/insurance-companies-windshield-repairs/">How Large Insurance Companies Deal With Windshield Repairs</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
209. <post-id xmlns="com-wordpress:feed-additions:1">6512</post-id> </item>
210. <item>
211. <title>How to Get Your Windshield Replaced for Free in Florida</title>
212. <link>https://autoglassestimator.com/blog/florida-windshield-laws/</link>
214. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
215. <pubDate>Wed, 20 Jan 2021 16:14:26 +0000</pubDate>
216. <category><![CDATA[Basics]]></category>
217. <category><![CDATA[Insurance]]></category>
218. <guid isPermaLink="false">https://autoglassestimator.com/?p=6383</guid>
219.  
220. <description><![CDATA[<p>You may be eligible for free windshield repair or replacement. Learn more about Florida windshield laws and how insurance companies handle repairs.</p>
221. <p>The post <a href="https://autoglassestimator.com/blog/florida-windshield-laws/">How to Get Your Windshield Replaced for Free in Florida</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
222. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_2 et_section_regular" >
229. <div class="et_pb_row et_pb_row_2">
230. <div class="et_pb_column et_pb_column_4_4 et_pb_column_2  et_pb_css_mix_blend_mode_passthrough et-last-child">
235. <div class="et_pb_module et_pb_text et_pb_text_3  et_pb_text_align_left et_pb_bg_layout_light">
240. <div class="et_pb_text_inner"><span style="font-weight: 400;">Known for Disneyland, beaches, and making headlines for outrageous events, Florida is most famous to us at Glassy for their zero-deductible windshield replacement. The federal government sets some laws and regulations regarding windshield replacement and vehicles in general. The vast majority of them are left for the individual states to decide. While most places don&#8217;t dictate how insurance companies must handle windshield repairs and replacements, Florida is one of the five states referred to as a &#8220;zero-deductible state.&#8221;</span>
241. <h2><b>What is a Zero Deductible State?</b></h2>
242. <span style="font-weight: 400;">When purchasing a comprehensive auto policy, there is always an accompanying ‘deductible.’ (To learn more about deductibles, <a href="https://autoglassestimator.com/blog/what-is-a-deductible/">click here</a><span style="font-weight: 400;">). However, states with zero-deductible windshield, such as Florida, require insurance companies to waive the deductible on windshield replacements. While these mandates in Massachusetts and Florida exclusively cover windshields, other states like South Carolina and Kentucky must cover all automobile glass.</span>
243. <blockquote><span style="font-weight: 400;"><span>Want help deciding whether to make a claim? Try out our </span><a href="https://app.glassy.co/claim-calculator">Claim Calculator</a><span> to get a recommendation.</span></span></blockquote>
244. <h2><b>What if I don’t have comprehensive coverage?</b></h2>
245. <span style="font-weight: 400;">According to the </span><a href="http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&amp;Search_String=&amp;URL=0600-0699/0627/Sections/0627.7288.html"><span style="font-weight: 400;">Florida State Statute</span></a><span style="font-weight: 400;">, this deductible provision applies only to those with comprehensive coverage. This means that for those with state-minimum or only collision coverage, this legislation would not apply.</span>
246. <h2><b>What if I don’t live in a zero-deductible state?</b></h2>
247. <span style="font-weight: 400;">Despite many states not requiring insurance companies to waive deductibles for windshield replacements or repair, some have implemented them anyway. For Geico’s comprehensive policyholders, chips smaller than a quarter or cracks smaller than a dollar bill can be repaired for free with no deductible. This list has continued to grow over the years, as windshield replacements continue to rise in price, and fixing damage early can save a big headache and a large chunk of change. If you are unsure whether this applies to you, reach out to your insurance agent.</span>
248.  
249. <span style="font-weight: 400;">Regardless of your auto policy, it can be costly and dangerous not to repair your windshield if it has suffered damage. Use our instant quote tool to connect with one of our preferred providers and get back on the road safely today.</span>
250.  
251. <!-- /divi:paragraph --></div>
252. </div>
253. </div>
258. </div>
261. </div><p>The post <a href="https://autoglassestimator.com/blog/florida-windshield-laws/">How to Get Your Windshield Replaced for Free in Florida</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
265. <post-id xmlns="com-wordpress:feed-additions:1">6383</post-id> </item>
266. <item>
267. <title>What is an Auto Insurance Deductible?</title>
268. <link>https://autoglassestimator.com/blog/what-is-a-deductible/</link>
270. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
271. <pubDate>Wed, 20 Jan 2021 16:13:00 +0000</pubDate>
272. <category><![CDATA[Basics]]></category>
273. <category><![CDATA[Insurance]]></category>
274. <guid isPermaLink="false">https://autoglassestimator.com/?p=6390</guid>
275.  
276. <description><![CDATA[<p>The world of auto insurance can be confusing. Learn about what deductibles are and the steps to take when choosing a deductible that's best for you.</p>
277. <p>The post <a href="https://autoglassestimator.com/blog/what-is-a-deductible/">What is an Auto Insurance Deductible?</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
278. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_3 et_section_regular" >
285. <div class="et_pb_row et_pb_row_3">
286. <div class="et_pb_column et_pb_column_4_4 et_pb_column_3  et_pb_css_mix_blend_mode_passthrough et-last-child">
291. <div class="et_pb_module et_pb_text et_pb_text_4  et_pb_text_align_left et_pb_bg_layout_light">
296. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">Chances are, if you are reading this blog post, you are currently shopping for auto insurance. If that is the case, take a deep breath, it&#8217;s not as complicated as it probably seems right now. </span></p>
297. <h2><b>What is a deductible?</b></h2>
298. <p><span style="font-weight: 400;">One of the critical components of any insurance policy is usually the deductible and often ranged from $100 to $2000 depending on your policy. In short, the deductible is the amount that you must pay before the insurance kicks in and covers the rest of the bill. Think of it like a child wanting a new lego set, where the parents say, &#8220;if you save up $10, we will pay for the rest&#8221;. It will be a set dollar amount for almost all insurance policies instead of a percentage of the total bill. The parents aren&#8217;t saying, &#8220;you pay 10%, we&#8217;ll pay the rest&#8221;; it&#8217;s a set $10 requirement regardless of the lego set&#8217;s cost. Note: If I were the kid in this analogy, I would most definitely be buying the </span><a href="https://www.amazon.com/LEGO-Star-Wars-Imperial-Destroyer/dp/B07WFHWVPF/ref=asc_df_B07WFHWVPF/?tag=hyprod-20&amp;linkCode=df0&amp;hvadid=416924724846&amp;hvpos=&amp;hvnetw=g&amp;hvrand=18277369951718766910&amp;hvpone=&amp;hvptwo=&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9060264&amp;hvtargid=pla-854304407216&amp;psc=1&amp;tag=&amp;ref=&amp;adgrpid=92049666697&amp;hvpone=&amp;hvptwo=&amp;hvadid=416924724846&amp;hvpos=&amp;hvnetw=g&amp;hvrand=18277369951718766910&amp;hvqmt=&amp;hvdev=c&amp;hvdvcmdl=&amp;hvlocint=&amp;hvlocphy=9060264&amp;hvtargid=pla-854304407216"><span style="font-weight: 400;">4784 piece Star Destroyer</span></a><span style="font-weight: 400;">.</span></p>
299. <h2><b>How big should my deductible be?</b></h2>
300. <p><span style="font-weight: 400;">While a $100 deductible may sound fantastic, you will undoubtedly feel that on the back end when paying your monthly bill. Increasing your deductible to say $500 or $1000 will decrease your monthly premium and have you on the hook for more upfront if an incident does occur. There is no &#8216;one-size-fits-all&#8217; for insurance policies and deductibles, so it is best to have a conversation with your insurance agent to determine what is best for you.</span></p>
301. <blockquote>
302. <p><span>Want help deciding whether to make a claim? Try out our </span><a href="https://app.glassy.co/claim-calculator">Claim Calculator</a><span> to get a recommendation.</span></p>
303. </blockquote>
304. <h2><b>Are there exceptions to paying my deductible?</b></h2>
305. <p><span style="font-weight: 400;">Depending on your insurance company and policy, you may have the option to include additional endorsements or waivers for specific components of your vehicle. Essentially, this is an add-on to your policy that waives your deductible in the event damage occurs. By far, the most common occurrence of this is an auto glass endorsement. This is optional for insurance companies to offer in most states. However, Arizona is one of the few states that require companies to provide this.</span></p>
306. <p><!-- /divi:paragraph --></p></div>
307. </div>
308. </div>
313. </div>
316. </div><p>The post <a href="https://autoglassestimator.com/blog/what-is-a-deductible/">What is an Auto Insurance Deductible?</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
320. <post-id xmlns="com-wordpress:feed-additions:1">6390</post-id> </item>
321. <item>
322. <title>The Difference Between Collision and Comprehensive Coverage</title>
323. <link>https://autoglassestimator.com/blog/the-difference-between-collision-and-comprehensive-coverage/</link>
325. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
326. <pubDate>Thu, 14 Jan 2021 16:15:15 +0000</pubDate>
327. <category><![CDATA[Basics]]></category>
328. <category><![CDATA[Insurance]]></category>
329. <guid isPermaLink="false">https://autoglassestimator.com/?p=6340</guid>
330.  
331. <description><![CDATA[<p>Insurance is complicated. Learn about the differences between collision, comprehensive, and state minimum required insurance.</p>
332. <p>The post <a href="https://autoglassestimator.com/blog/the-difference-between-collision-and-comprehensive-coverage/">The Difference Between Collision and Comprehensive Coverage</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
333. <content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_4 et_section_regular" >
340. <div class="et_pb_row et_pb_row_4">
341. <div class="et_pb_column et_pb_column_4_4 et_pb_column_4  et_pb_css_mix_blend_mode_passthrough et-last-child">
346. <div class="et_pb_module et_pb_text et_pb_text_5  et_pb_text_align_left et_pb_bg_layout_light">
351. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">For many car owners, navigating the world of auto insurance policies, coverage needed, and deductibles can be a daunting and frustrating experience. While there are hundreds (if not thousands) of different choices and options to choose from, the right choice often comes down to personal preference and individual needs. </span></p>
352. <h3><b>What’s the difference?</b></h3>
353. <p><span style="font-weight: 400;">One of the most common questions we get regarding insurance, is ‘what is the difference between collision and comprehensive coverage’? In the most simple terms, collision coverage covers damage that takes place during a collision (duh), and comprehensive policies provide coverage for incidents other than collisions. Most common instances of this would be fire damage, flooding, hail damage, tree branches, etc.  </span></p>
354. <h3><strong>What is covered by comprehensive insurance?</strong></h3>
355. <ul>
356. <li style="font-weight: 400;"><span style="font-weight: 400;">Fire</span></li>
357. <li style="font-weight: 400;"><span style="font-weight: 400;">Theft</span></li>
358. <li style="font-weight: 400;"><span style="font-weight: 400;">Vandalism</span></li>
359. <li style="font-weight: 400;"><span style="font-weight: 400;">Natural disasters</span></li>
360. <li style="font-weight: 400;"><span style="font-weight: 400;">Damage done by animals</span></li>
361. </ul>
362. <h3><strong>What does collision insurance cover?</strong></h3>
363. <ul>
364. <li style="font-weight: 400;"><span style="font-weight: 400;">Collision with another vehicle</span></li>
365. <li style="font-weight: 400;"><span style="font-weight: 400;">Collision with an object (yes, the moving light pole that came out of nowhere counts)</span></li>
366. <li style="font-weight: 400;"><span style="font-weight: 400;">A single-car accident that involves rolling or falling over</span></li>
367. </ul>
368. <blockquote>
369. <p><span style="font-weight: 400;">Want help deciding whether to make a claim? Try out our <a href="https://app.glassy.co/claim-calculator">Claim Calculator</a> to get a recommendation.</span></p>
370. </blockquote>
371. <h3><b>What is required by law?</b></h3>
372. <p><span style="font-weight: 400;">All 50 states have a state minimum requirement for auto insurance, however, that almost entirely consists of bodily injury and property damage liability coverage. They’re just trying to be sure you can pay if you do damage to someone else. But what about your coverage? These minimums leave many additional decisions about your auto insurance coverage in your hands. Collision, ride-sharing, or even sound system coverage are up to the discretion of the owner. While the intricacies of the auto insurance world can be confusing at first, it allows vehicle owners to find a policy that works best for their individual needs.</span></p>
373. <p><b>*Note: Many leasing companies often require comprehensive coverage of their vehicles</b></p>
374. <p><span style="font-weight: 400;">This post is designed to help you begin to understand the differences between insurance policies but is not meant to be a substitute for a licensed insurance agent. If you have questions regarding your insurance policy, we highly recommend reaching out and speaking to your agent to further identify your needs and find a policy that works best for you.</span></p></div>
375. </div>
376. </div>
381. </div>
384. </div></p><p>The post <a href="https://autoglassestimator.com/blog/the-difference-between-collision-and-comprehensive-coverage/">The Difference Between Collision and Comprehensive Coverage</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
388. <post-id xmlns="com-wordpress:feed-additions:1">6340</post-id> </item>
389. <item>
390. <title>States With Glass Endorsement Coverage That Will Save You Money</title>
391. <link>https://autoglassestimator.com/blog/states-with-glass-endorsement-coverage/</link>
393. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
394. <pubDate>Tue, 03 Nov 2020 17:49:20 +0000</pubDate>
395. <category><![CDATA[About Auto Glass Estimator™]]></category>
396. <category><![CDATA[Basics]]></category>
397. <category><![CDATA[Insurance]]></category>
398. <guid isPermaLink="false">https://autoglassestimator.com/?p=4799</guid>
399.  
400. <description><![CDATA[<p>Learn about auto glass endorsements and the laws for auto insurance when it comes to replacing windshields in Arizona, Connecticut, Massachusetts, Minnesota, and New York.</p>
401. <p>The post <a href="https://autoglassestimator.com/blog/states-with-glass-endorsement-coverage/">States With Glass Endorsement Coverage That Will Save You Money</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
402. <content:encoded><![CDATA[<p><div class="et_pb_section et_pb_section_5 et_section_regular" >
409. <div class="et_pb_row et_pb_row_5">
410. <div class="et_pb_column et_pb_column_4_4 et_pb_column_5  et_pb_css_mix_blend_mode_passthrough et-last-child">
415. <div class="et_pb_module et_pb_text et_pb_text_6  et_pb_text_align_left et_pb_bg_layout_light">
420. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">Getting your windshield replaced can be an expensive ordeal. Thankfully, some states require insurers to offer “endorsements” on their auto insurance policies that take the sting out of your wallet. These coverage options guarantee that you’ll get your windshield replaced at no cost or for a lower-than-normal deductible. </span></p>
421. <p><span style="font-weight: 400;">You’ll need to be sure that your policy has these endorsements in these states but it’s well worth checking. Here’s a breakdown of what each “endorsement” state offers:</span></p>
422. <h2><b>Arizona (AZ)</b></h2>
423. <p style="padding-left: 30px;"><span style="font-weight: 400;">There is an optional “full glass” or “safety equipment” coverage that you can purchase, which pays for windshield repairs with no deductible. [</span><a href="https://insurance.az.gov/consumers/help-auto-insurance"><span style="font-weight: 400;">Source</span></a><span style="font-weight: 400;">]</span></p>
424. <h2><b>Connecticut (CT) </b></h2>
425. <p style="padding-left: 30px;"><span style="font-weight: 400;">Has an optional “Full Glass Coverage” option that covers broken safety glass (including windshields) with no deductible. [Source: </span><a href="https://portal.ct.gov/cid"><span style="font-weight: 400;">Connecticut Insurance Department</span></a><span style="font-weight: 400;">] </span></p>
426. <h2><b>Massachusetts (MA)</b></h2>
427. <p style="padding-left: 30px;"><span style="font-weight: 400;">If you have comprehensive insurance, the repair/replace is either at no cost to you or there is a $100 deductible (only if you opted in to it), regardless of your normal comprehensive deductible. </span></p>
428. <h2><b>Minnesota (MN)</b></h2>
429. <p style="padding-left: 30px;"><span style="font-weight: 400;">Insurance companies are required to offer optional Full Glass Replacement coverage; if you have this, there is no cost for you to repair or replace a windshield. [Source: </span><a href="https://www.revisor.mn.gov/statutes/"><span style="font-weight: 400;">Minnesota Statute</span></a><span style="font-weight: 400;">]</span><b><br /></b><b></b></p>
430. <h2><b>New York (NY)</b></h2>
431. <p style="padding-left: 30px;"><span style="font-weight: 400;">Insurers may offer policies with no deductible for glass. [Source: </span><a href="https://www.dfs.ny.gov/insurance/ogco2004/rg041209.htm"><span style="font-weight: 400;">State of New York Insurance Department</span></a><span style="font-weight: 400;">]</span></p>
432. <p><!-- /divi:paragraph --></div>
433. </div>
434. </div>
439. </div>
442. </div></p><p>The post <a href="https://autoglassestimator.com/blog/states-with-glass-endorsement-coverage/">States With Glass Endorsement Coverage That Will Save You Money</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
446. <post-id xmlns="com-wordpress:feed-additions:1">4799</post-id> </item>
447. <item>
448. <title>Cool Tech: Advanced Driver Assistance System Features</title>
449. <link>https://autoglassestimator.com/blog/cool-tech-advanced-driver-assistance-system-features/</link>
451. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
452. <pubDate>Wed, 30 Sep 2020 16:45:44 +0000</pubDate>
453. <category><![CDATA[Basics]]></category>
454. <category><![CDATA[News]]></category>
455. <category><![CDATA[ADAS]]></category>
456. <category><![CDATA[technology]]></category>
457. <guid isPermaLink="false">https://autoglassestimator.com/?p=3646</guid>
458.  
459. <description><![CDATA[<p>Advanced Driver Assistance Systems are revolutionizing the way we stay safe on the road. Click here to see some of the exciting features available in cars today.</p>
460. <p>The post <a href="https://autoglassestimator.com/blog/cool-tech-advanced-driver-assistance-system-features/">Cool Tech: Advanced Driver Assistance System Features</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
461. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_6 et_section_regular" >
468. <div class="et_pb_row et_pb_row_6">
469. <div class="et_pb_column et_pb_column_4_4 et_pb_column_6  et_pb_css_mix_blend_mode_passthrough et-last-child">
474. <div class="et_pb_module et_pb_text et_pb_text_7  et_pb_text_align_left et_pb_bg_layout_light">
479. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">ADAS, or Advanced Driver Assistance Systems were first being used roughly 50 years ago with the introduction of anti-lock brakes. However, over the last five decades this has evolved to include features such as blind-spot warnings and even automatic emergency braking. According to a report by AAA, &#8220;At least one ADAS feature is available on 92.7 percent of new vehicles available in the U.S. as of May 2018&#8221;. </span></p>
480. <p><span style="font-weight: 400;">The global ADAS market is currently $27 Billion, and is expected to reach $83 Billion by 2030.</span></p>
481. <p><span style="font-weight: 400;">Using small cameras and sensors positioned around the exterior of the vehicle and directly behind the windshield, the vehicle&#8217;s internal computer is able to analyze this information in real-time and trigger a response to improve safety. </span></p>
482. <p><span style="font-weight: 400;">Using a scale provided by the <a href="https://www.sae.org/" target="_blank" rel="noopener noreferrer">Society of Automotive Engineers</a> (SAE), ADAS is divided into five levels based on their level of automation. In level 0, ADAS cannot control the vehicle but simply provides information to the driver; this would include features such as parking sensors or forward-collision warnings.  Levels 1 and 2 are similar in that the driver does most of the decision making, such as autonomous parking or adaptive cruise control. From levels 3 to 5, the level of autonomy in the vehicle drastically increases, with level 5 signifying a fully autonomous vehicle. </span></p>
483. <p><span style="font-weight: 400;">If you are in the market for a new vehicle, here are some of the amazing ADAS features commercially available to be on the lookout for! </span></p>
484. <ol>
485. <li><b> Automatic Emergency Braking Systems</b></li>
486. </ol>
487. <p><span style="font-weight: 400;">According to safercar.gov, “Automatic emergency braking (AEB) systems detect an impending forward crash with another vehicle in time to avoid or mitigate the crash.” While traveling forward, the ADAS system is able to detect potential collisions and automatically apply the brakes to avoid or lessen the severity of the impact. Over the years, this has expanded to include pedestrian detection in many situations.</span></p>
488. <ol start="2">
489. <li><b> Adaptive Cruise Control</b></li>
490. </ol>
491. <p><span style="font-weight: 400;">Adaptive cruise control automatic braking and acceleration to maintain a safe distance between your vehicle and the vehicle in front of you. As this feature continues to evolve, some can include coming to a complete stop and then continuing.</span></p>
492. <ol start="3">
493. <li><b> Lane Keeping Assistance</b><span style="font-weight: 400;"> </span></li>
494. </ol>
495. <p><span style="font-weight: 400;">Lane departure warnings were one of the earlier available ADAS features in recent years, however lane keeping assistance goes one step further. Instead of simply using the exterior cameras to inform the driver that vehicle markers have been crossed, automated steering helps adjust the vehicle and re-center within the desired lane.</span></p>
496. <ol start="4">
497. <li><b> Adaptive Headlights</b></li>
498. </ol>
499. <p><span style="font-weight: 400;">When driving at night along curved roads or over hills, traditional headlights oftentimes leave blind spots and increase the risk of accident. Using electronic sensors, adaptive headlights can detect steering angles to adjust the direction of illumination based on the vehicle&#8217;s trajectory. </span></p>
500. <ol start="5">
501. <li><b> Drowsiness Detection </b></li>
502. </ol>
503. <p><span style="font-weight: 400;">Most ADAS features are designed to inform and protect the driver from what is taking place outside of the vehicle, however drowsiness detection focuses on the drivers. Recognizing fatigue through steering behaviors and other benchmarks such as lane deviation and time driven, the vehicle is able to warn drivers it may be unsafe to drive or a break is needed.</span></p>
504. <ol start="6">
505. <li><b> Adaptive Windshield Wipers</b></li>
506. </ol>
507. <p><span style="font-weight: 400;">Mother nature is many things, but predictable is usually not one of those. Adaptive windshield wipers use infrared sensors that can detect when water droplets are on the windshield, and can automatically turn on the wipers at the necessary speed and frequency. Especially when in stop and go or simply heavy traffic, removing the need for drivers to constantly be fidgeting and adjusting the windshield wipers allows them to focus on the road and be on the lookout for dangerous situations. </span></p>
508. <ol start="7">
509. <li><b> Wrong-way driving warning</b></li>
510. </ol>
511. <p><span style="font-weight: 400;">Utilizing sensors and exterior cameras, vehicles with this system are able to identify the direction of oncoming traffic flow. Used in collaboration with lane detection, drivers are additionally notified when they begin to merge on the wrong side of the road. </span></p>
512. <p><b>ADAS Calibration</b></p>
513. <p><span style="font-weight: 400;">Advanced Driver Assistance Systems are phenomenal pieces of technology that have likely saved countless lives over the last decade and beyond. However, more dangerous than not having these features is having an uncalibrated ADAS. In the event of an accident, windshield replacement, or even sometimes a tire rotation, this can disturb your sensor&#8217;s accuracy. This can lead to a false sense of security, where the driver is depending on a malfunctioning warning system, and in turn endanger yourself and those around you. </span></p>
514. <p><span style="font-weight: 400;">If your vehicle has ADAS and you are receiving a windshield replacement, please make the right decision to pay for re-calibration, it could save someone&#8217;s life. Use our </span><a href="http://app.glassy.co/quotes">instant quote tool</a><span style="font-weight: 400;"> to get in touch with a trusted provider that can get your back on the road today, safely.</span></p></div>
515. </div>
516. </div>
521. </div>
524. </div><p>The post <a href="https://autoglassestimator.com/blog/cool-tech-advanced-driver-assistance-system-features/">Cool Tech: Advanced Driver Assistance System Features</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
528. <post-id xmlns="com-wordpress:feed-additions:1">3646</post-id> </item>
529. <item>
530. <title>Glass Terminology 101: Automobile Edition</title>
531. <link>https://autoglassestimator.com/blog/glass-terminology-101-automobile-edition/</link>
532. <comments>https://autoglassestimator.com/blog/glass-terminology-101-automobile-edition/#respond</comments>
534. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
535. <pubDate>Tue, 18 Aug 2020 01:21:08 +0000</pubDate>
536. <category><![CDATA[Advice]]></category>
537. <category><![CDATA[Basics]]></category>
538. <guid isPermaLink="false">https://autoglassestimator.com/?p=1970</guid>
539.  
540. <description><![CDATA[<p>Auto glass terms can be confusing, but we can help. Here are some common terms to help you get hip with the lingo.</p>
541. <p>The post <a href="https://autoglassestimator.com/blog/glass-terminology-101-automobile-edition/">Glass Terminology 101: Automobile Edition</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
542. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_7 et_section_regular" >
549. <div class="et_pb_row et_pb_row_7">
550. <div class="et_pb_column et_pb_column_4_4 et_pb_column_7  et_pb_css_mix_blend_mode_passthrough et-last-child">
555. <div class="et_pb_module et_pb_text et_pb_text_8  et_pb_text_align_left et_pb_bg_layout_light">
560. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">For many people, auto glass terminology can feel like a foreign language. However, when your windshield is damaged, it is often helpful to understand basic terminology to determine your next steps. For example, a floating crack will often have a much different suggested solution than an edge crack. Here are the terms to help you take care of the pain in your glass.</span></p>
561. <h2><b>Auto Glass Terminology</b></h2>
562. <p><span style="font-weight: 400;"><strong>Acute Area:</strong> This is the area of the windshield directly in front of the driver. Starting right above the wheel, it is approximately 8.5&#8243; high and 11&#8243; wide. In North America, this is used by auto glass shops and insurance companies as the standard for the driver&#8217;s critical vision area.</span></p>
563. <p><span style="font-weight: 400;"><strong>Belt Molding:</strong> A rubber molding placed between the panels of a vehicle door, through which the glass door is raised or lowered.</span></p>
564. <p><span style="font-weight: 400;"><strong>Bull&#8217;s Eye:</strong> A distinctive type of damage occurring to glass, where the damage is marked by a clean, separated cone in the outer layer.</span></p>
565. <p><span style="font-weight: 400;"><strong>Chip:</strong> Windshield damage is classified as a chip when impact damage to laminated glass does not penetrate the outer layer, however glass is missing from the point of impact.</span></p>
566. <p><span style="font-weight: 400;"><strong>Combination Break:</strong> A type of windshield damage classification when there have been more than two types of damage.</span></p>
567. <p><span style="font-weight: 400;"><strong>Cure Time:</strong> The time required for a substance or material to dry or set given the current weather. For example, the adhesive used to secure a windshield will often take longer to cure during the winter months.</span></p>
568. <p><span style="font-weight: 400;"><strong>Dauber:</strong> A single-use cotton applicator used when applying primers and preps to the glass and metal bonding surfaces.</span></p>
569. <p><span style="font-weight: 400;"><strong>Dry Glazing:</strong> A method of using a preformed gasket to secure glass in a frame.</span></p>
570. <p><span style="font-weight: 400;"><strong>Durometer:</strong> A device for measuring the hardness of a material, typically of sealants and polymers.</span></p>
571. <p><span style="font-weight: 400;"><strong>Edge Crack:</strong> Any crack on a windshield that extends to or very close to the edge of the windshield.</span></p>
572. <p><span style="font-weight: 400;"><strong>Elongation:</strong> The flexibility or stretchability of cured adhesive. Glass adhesive must have the right flexibility to absorb body flex but still support the glass.</span></p>
573. <p><span style="font-weight: 400;"><strong>Emery:</strong> A mineral substance used to polish and grind glass.</span></p>
574. <p><span style="font-weight: 400;"><strong>Floating Crack:</strong> A windshield crack that takes place in the middle of the glass, and does not reach or get close to the edge.</span></p>
575. <p><span style="font-weight: 400;"><strong>Half Moon:</strong> Similar to a bullseye, this is a damage that has a half-circle separation around the impact point.</span></p>
576. <p><span style="font-weight: 400;"><strong>Headliner:</strong> The fabric that lines the roof of a passenger vehicle.</span></p>
577. <p><span style="font-weight: 400;"><strong>Impact:</strong> The point at which an object hits the windshield and is the origin of the damage.</span></p>
578. <p><span style="font-weight: 400;"><strong>Legs:</strong> Short cracks that form from the edges of a break.</span></p>
579. <p><span style="font-weight: 400;"><strong>OEM:</strong> An abbreviation for Original Engine Manufacturer. Sometimes used to refer to &#8220;name brand&#8221; glass.</span></p>
580. <p><span style="font-weight: 400;"><strong>Poly Vinyl Butyral:</strong> The vinyl layer in laminated glass, separating the two panes.</span></p>
581. <p><span style="font-weight: 400;"><strong>Quarter Glass:</strong> The rear side windows in a vehicle.</span></p>
582. <p><span style="font-weight: 400;"><strong>Resin:</strong> Generally a non-water-soluble material which has little to no tendency to crystallize. Because of this, it is often used to fill chips and cracks during windshield repairs.</span></p>
583. <p><span style="font-weight: 400;"><strong>Reveal Molding:</strong> Oftentimes a plastic molding used to cover the edges of the windshield and back glass.</span></p>
584. <p><span style="font-weight: 400;"><strong>Safety Glass:</strong> A term used for either laminated or tempered glass. </span></p>
585. <p><span style="font-weight: 400;"><strong>Side-Lite:</strong> Passenger car side windows.</span></p>
586. <p><span style="font-weight: 400;"><strong>Tempered Glass:</strong> A break-resistant glass that shatters into small granular pieces when broken to avoid injury.</span></p>
587. <p><span style="font-weight: 400;">If you’re reading this due to damaged auto glass, we can help. Use our </span><a href="https://app.glassy.co/quotes/"><b>instant quote tool</b></a><span style="font-weight: 400;"> to get back on the road today.</span></p></div>
588. </div>
589. </div>
594. </div>
597. </div><p>The post <a href="https://autoglassestimator.com/blog/glass-terminology-101-automobile-edition/">Glass Terminology 101: Automobile Edition</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
599. <wfw:commentRss>https://autoglassestimator.com/blog/glass-terminology-101-automobile-edition/feed/</wfw:commentRss>
600. <slash:comments>0</slash:comments>
603. <post-id xmlns="com-wordpress:feed-additions:1">1970</post-id> </item>
604. <item>
605. <title>How to Replace Windshield Wiper Blades</title>
606. <link>https://autoglassestimator.com/blog/how-to-replace-windshield-wiper-blades/</link>
607. <comments>https://autoglassestimator.com/blog/how-to-replace-windshield-wiper-blades/#respond</comments>
609. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
610. <pubDate>Thu, 13 Aug 2020 14:52:28 +0000</pubDate>
611. <category><![CDATA[Advice]]></category>
612. <category><![CDATA[repair]]></category>
613. <category><![CDATA[window]]></category>
614. <category><![CDATA[windshield wipers]]></category>
615. <guid isPermaLink="false">https://autoglassestimator.com/?p=1955</guid>
616.  
617. <description><![CDATA[<p>Have your windshield wiper blades reached the end of their life? Click here to learn how to check, and let us teach you how to replace them at home.</p>
618. <p>The post <a href="https://autoglassestimator.com/blog/how-to-replace-windshield-wiper-blades/">How to Replace Windshield Wiper Blades</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
619. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_8 et_section_regular" >
626. <div class="et_pb_row et_pb_row_8">
627. <div class="et_pb_column et_pb_column_4_4 et_pb_column_8  et_pb_css_mix_blend_mode_passthrough et-last-child">
632. <div class="et_pb_module et_pb_text et_pb_text_9  et_pb_text_align_left et_pb_bg_layout_light">
637. <div class="et_pb_text_inner"><span style="font-weight: 400;">When it comes to windshield wiper blades, they work great until they don’t. Knowing how and when to replace them can do wonders for not only your safety but also your sanity while driving in the rain. </span>
638. <h2><b>Do My Windshield Wipers Need to Be Replaced?</b></h2>
639. <span style="font-weight: 400;">If you’re not sure whether your wiper blades need replacing or not, check out our post </span><a href="https://autoglassestimator.com/blog/when-do-you-need-to-change-your-windshield-wipers/"><span style="font-weight: 400;">When Do You Need To Change Your Windshield Wipers?</span></a><span style="font-weight: 400;"> If the answer is yes, come back to this page and we’ll walk you through it.</span>
640. <h2><b>How to Replace Windshield Wipers</b></h2>
641. <b></b>
642. <ul>
643. <li style="font-weight: 400;"><b>The first step in replacing a windshield wiper blade is to determine what size and type you will need.</b><span style="font-weight: 400;"> </span></li>
644. </ul>
645. <span style="font-weight: 400;">For obvious reasons, a Ford F-350 Superduty is likely to require a different size blade than a Toyota Prius. Your vehicle owners manual will include these details, however, a quick google search will also do the trick.</span>
646.  
647. <span style="font-weight: 400;">It is important to note, not all wipers operate or are replaced the same way. For some, you will be replacing the entire arm mechanism, but for others, you will only be replacing the blade insert. </span>
648.  
649. <b></b>
650. <ul>
651. <li><b>Find the unlatching mechanism and remove the installed blade.</b></li>
652. </ul>
653. <span style="font-weight: 400;">Depending on the manufacturer, there are a few different styles of mechanisms used to attach wiper blades. For some, you may need to push a button or pull a latch, while others may simply require a pinch and pull.</span>
654.  
655. <span style="font-weight: 400;">When in doubt, Google is your best friend. </span>
656.  
657. <b></b>
658. <ul>
659. <li><b> Clean off the new blade.</b></li>
660. </ul>
661. <span style="font-weight: 400;">Trust me, the irony is not lost on us. However, if your wiper has spent any significant time in packaging or at the store, it has likely accumulated some dirt, grease, or other substances that aren’t going to help your windshield to look squeaky clean. Take a moment to wipe it down before installing it.</span>
662.  
663. <b></b>
664. <ul>
665. <li><b>Install the new wiper blade or blade insert.</b></li>
666. </ul>
667. <span style="font-weight: 400;">Reversing what you did in step one, install the new wiper blade or blade insert.</span>
668.  
669. <b></b>
670. <ul>
671. <li><b>Acquire a cold drink.</b></li>
672. </ul>
673. <span style="font-weight: 400;">It’s hot out, you deserve it.</span>
674.  
675. <span style="font-weight: 400;">If you’ve somehow managed to damage your windshield in the process of replacing your wipers you should do two things. Firstly, submit your story to ‘Ripley’s Believe it or Not’, and secondly, <a href="https://app.glassy.co/quotes/">contact us here at Glassy</a> to help get you fixed up and back on the road safely.</span></div>
676. </div>
677. </div>
682. </div>
685. </div><p>The post <a href="https://autoglassestimator.com/blog/how-to-replace-windshield-wiper-blades/">How to Replace Windshield Wiper Blades</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
687. <wfw:commentRss>https://autoglassestimator.com/blog/how-to-replace-windshield-wiper-blades/feed/</wfw:commentRss>
688. <slash:comments>0</slash:comments>
691. <post-id xmlns="com-wordpress:feed-additions:1">1955</post-id> </item>
692. <item>
693. <title>Should You File an Insurance Claim for Your Windshield?</title>
694. <link>https://autoglassestimator.com/blog/file-an-insurance-claim-windshield/</link>
695. <comments>https://autoglassestimator.com/blog/file-an-insurance-claim-windshield/#respond</comments>
697. <dc:creator><![CDATA[Kent Lansing]]></dc:creator>
698. <pubDate>Tue, 30 Jun 2020 11:21:16 +0000</pubDate>
699. <category><![CDATA[Basics]]></category>
700. <category><![CDATA[Insurance]]></category>
701. <guid isPermaLink="false">https://autoglassestimator.com/?p=1734</guid>
702.  
703. <description><![CDATA[<p>Dealing with insurance companies can be a pain in the glass. Here are a few tips to help you determine whether you should pay out of pocket or file an insurance claim.</p>
704. <p>The post <a href="https://autoglassestimator.com/blog/file-an-insurance-claim-windshield/">Should You File an Insurance Claim for Your Windshield?</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></description>
705. <content:encoded><![CDATA[<div class="et_pb_section et_pb_section_9 et_section_regular" >
712. <div class="et_pb_row et_pb_row_9">
713. <div class="et_pb_column et_pb_column_4_4 et_pb_column_9  et_pb_css_mix_blend_mode_passthrough et-last-child">
718. <div class="et_pb_module et_pb_text et_pb_text_10  et_pb_text_align_left et_pb_bg_layout_light">
723. <div class="et_pb_text_inner"><p><span style="font-weight: 400;">Let&#8217;s be honest, dealing with an insurance company can be a real pain in the glass. However, depending on your policy it may be most cost-effective to file a claim. </span></p>
724. <blockquote>
725. <p><span style="font-weight: 400;"><span>Want help deciding whether to make a claim? Try out our </span><a href="https://app.glassy.co/claim-calculator">Claim Calculator</a><span> to get a recommendation.</span></span></p>
726. </blockquote>
727. <h2><b>Collision Coverage vs Comprehensive Coverage</b><span style="font-weight: 400;"> </span></h2>
728. <p><span style="font-weight: 400;">Understanding what type of coverage you have should be the first step in determining your plan. While Collision Coverage will only go into effect when your vehicle is in an accident, Comprehensive Coverage will cover damage regardless of the cause.</span></p>
729. <p><span style="font-weight: 400;">Due to its higher cost and in most cases not being required, make sure to check your policy and determine which one you have.</span></p>
730. <h2><b>Check Your Deductible</b></h2>
731. <p><span style="font-weight: 400;">In some cases, insurance deductibles can be as high as $500 or more. Hypothetically speaking, you could have a $750 deductible but your windshield replacement costs only $500. In this scenario, you would file a claim yet not receive any money towards it since you do not meet the deductible threshold.</span></p>
732. <p><span style="font-weight: 400;">On the flip side, some insurance companies such as Geico offer a zero-deductible for windshield </span>repairs<span style="font-weight: 400;"> when you carry a comprehensive policy. Like us at Glassy, they understand that a pro-active repair job can save quite a bit of time and money instead of waiting until a full windshield replacement is necessary.</span></p>
733. <p><span style="font-weight: 400;">All policies are different, so take the time to refresh your memory before making decisions.</span></p>
734. <h2><b>Will Your Premium Increase?</b></h2>
735. <p><span style="font-weight: 400;">Most insurance companies view windshield damage as an ‘act of nature’, and by default are classified as ‘no-fault’ damages. Because of this, your premiums will likely not increase due to making a claim. However, it’s well worth a few minutes of your time to contact your agent and find out for sure before making a claim.</span></p></div>
736. </div>
737. </div>
742. </div>
745. </div><p>The post <a href="https://autoglassestimator.com/blog/file-an-insurance-claim-windshield/">Should You File an Insurance Claim for Your Windshield?</a> first appeared on <a href="https://autoglassestimator.com">Auto Glass Estimator™</a>.</p>]]></content:encoded>
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748. <slash:comments>0</slash:comments>
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