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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>babmfln.info</title> <atom:link href="http://babmfln.info/feed/" rel="self" type="application/rss+xml" /> <link>https://babmfln.info</link> <description></description> <lastBuildDate>Sun, 05 Nov 2023 22:46:57 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Collection Services – How to Hire the Right Agency to Collect Those Unpaid Bills</title> <link>https://babmfln.info/collection-services-how-to-hire-the-right-agency-to-collect-those-unpaid-bills/</link> <comments>https://babmfln.info/collection-services-how-to-hire-the-right-agency-to-collect-those-unpaid-bills/#comments</comments> <pubDate>Tue, 09 May 2023 19:26:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Collecting]]></category> <guid isPermaLink="false">http://babmfln.info/?p=60</guid> <description><![CDATA[Are you having hard a time collecting unpaid bills from your customers? Do you find it difficult to keep track of the payments your clients owe to your business? Do you want timely collection of your money? If yes then … <a href="https://babmfln.info/collection-services-how-to-hire-the-right-agency-to-collect-those-unpaid-bills/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Are you having hard a time collecting unpaid bills from your customers? Do you find it difficult to keep track of the payments your clients owe to your business? Do you want timely collection of your money? If yes then you need to hire a collection agency. Studies have shown that the possibility of collecting an unpaid bill drops dramatically within a few months, so it is important to act on those delinquent account sooner than later.All companies at some point face delinquent accounts that need to be collected. Often it is easier to hire services of a professional collection agency to recover the overdue amounts. Collection agency locates the debtors and collects the money on your behalf. Studies have shown that the possibility of collecting an unpaid bill drops dramatically within a few months, so it is important to hire the collection agency early to improve the chances of successfully collecting the money and to recover a substantial portion of your unpaid accounts. For example according to a survey by the Commercial Collection Agency Section of the Commercial Law League of America, the probability of collecting an overdue account drops to 73 percent after just three months, to 57 percent after six months, and to only 29 percent after one year.Using an agency saves you time and money. They are simply more effective than you can be in recovering delinquent account. They have trained professionals backed by phone systems, computers, and software to make them more effective at collections. Downside to using a collection agency is that they charge between 15 to 50 percent of what they recover. But it is worth every penny. You will still end up with more than what you would if you try to collect yourself.But how do you know it is time to hire a collection agency? There are some tell tale signs that your customers are not going to pay you and you may need a professional agency to collect the payments.One of the first signs of a customer unwilling to pay their bills is excessive complains that are mostly unwarranted. They will call in repeatedly to customer service and find problems, ask for discounts and even ask for free service. Some of the other common signs are customers simply denying that they owe you money despite concrete evidence. They will frequently ignore collection notices or will be unresponsive to your phone calls. As a last resort many of them will change their contact details without informing you. Their mail will bounce and the phone number on file will show as disconnected.As a business owner, it is important to read into these signs of trouble and take action immediately. Ask your friends and business associates for recommendations. You can also find multiple collection agencies at a B2B marketplace on the internet or the yellow pages. Call up a few and ask them their modus operandi. It is important to feel comfortable with their approach before hiring them. Additionally make sure they are licensed to operate in your state and will work within the law to collect your money. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://babmfln.info/collection-services-how-to-hire-the-right-agency-to-collect-those-unpaid-bills/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Just In Time Systems Training</title> <link>https://babmfln.info/just-in-time-systems-training/</link> <comments>https://babmfln.info/just-in-time-systems-training/#comments</comments> <pubDate>Fri, 05 May 2023 12:21:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[body systems]]></category> <category><![CDATA[chop suey system of down]]></category> <category><![CDATA[lonely day system of down]]></category> <category><![CDATA[operating systems]]></category> <category><![CDATA[organ system]]></category> <category><![CDATA[organ systems]]></category> <category><![CDATA[solar system]]></category> <category><![CDATA[system]]></category> <category><![CDATA[system of down]]></category> <category><![CDATA[system of down byob]]></category> <category><![CDATA[systems]]></category> <category><![CDATA[systems not goals]]></category> <category><![CDATA[systems thinking]]></category> <category><![CDATA[systems vs goals]]></category> <category><![CDATA[toxicity system of down]]></category> <category><![CDATA[writing systems]]></category> <guid isPermaLink="false">http://babmfln.info/?p=58</guid> <description><![CDATA[Your organization probably has proprietary information systems that some of your employees need to use to perform their work. So, when new hires enter your organization, they need to learn about those systems. They need to learn first, that they … <a href="https://babmfln.info/just-in-time-systems-training/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Your organization probably has proprietary information systems that some of your employees need to use to perform their work. So, when new hires enter your organization, they need to learn about those systems. They need to learn first, that they exist. They need to learn what they would use each system to do. Then they need to learn: how to locate and log onto each system, how each system is organized, how to navigate through each system, and how to use each system properly. Finally, they need to practice using each system to build their proficiency.If there is a large number of proprietary information systems that a new hire will be expected to use, when and how should the introduction to each system occur?I am working with an organization that has seven different proprietary information systems. Their approach to new hire orientation is to teach all seven systems in one day. And, no, this is not a 24-hour training day.I would like to convince the organization that there are several things wrong with this approach.The first and obvious problem is that, after four 8-hour days of intensive orientation, the new hires cannot help but be exhausted both mentally and physically. They will not be prime candidates to learn the systems on that day.The second problem is that, although the new hires are expected to learn all seven information systems in one day, they will not be using more than one or two of these systems in the orientation days that immediately follow. Brain research and professional observation have proven that unless new information is used immediately and consistently, it is highly unlikely to be retained. This means that the new hires will have to be retrained once they actually use the systems.The third problem is that the exact same approach will be used to teach each system. Seven different times in a row, the new hires will be told: the purpose of the system, how to access and log onto the system, how the system is organized, and how to navigate through the system. They will then have an opportunity to practice using the system for approximately ten minutes.You might say, and you would be correct, that this is the logical and really the only way to train new hires in how to use a new computer system.However, there are two issues that still need to be addressed. Hopefully, it goes without saying (although I’m going to say it) that ten minutes of practice is definitely not sufficient for the new hires to get comfortable or proficient using a system.The larger issue is that, when all of the systems are taught at the same time, one after the other, the new hires will have a terrible time remembering each individual system. The specifics of one system will be lost as each new system is learned. The information will flow together, ending up confusing rather than enlightening the new hires. They will be completely overwhelmed.So, what is the solution to this multi-faceted training dilemma?Take a four-pronged approach:1. Teach the new hires about one of their primary job responsibilities and what they need to do to perform it.2. Then show the new hires how to use the specific system tool that will help them perform that responsibility. In other words, give them just in time training on the system in the context in which they will typically use it.3. Next, give them sufficient time to practice using the system tools with several simulated examples. They will need the three examples to ensure that they are able to develop a real understanding of the system.4. Finally, make sure that the new hires are able to practice using the system every day, to reinforce their learning and build their competency.That is what I’m planning to recommend. What do you think? Is there some better way to approach this? </p>]]></content:encoded> <wfw:commentRss>https://babmfln.info/just-in-time-systems-training/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Joys and Education of Stamp Collecting</title> <link>https://babmfln.info/the-joys-and-education-of-stamp-collecting/</link> <comments>https://babmfln.info/the-joys-and-education-of-stamp-collecting/#comments</comments> <pubDate>Fri, 05 May 2023 10:13:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[american education]]></category> <category><![CDATA[dp education]]></category> <category><![CDATA[education]]></category> <category><![CDATA[education american]]></category> <category><![CDATA[education reform]]></category> <category><![CDATA[education system]]></category> <category><![CDATA[educational]]></category> <category><![CDATA[educational video for kids]]></category> <category><![CDATA[educational videos for kids]]></category> <category><![CDATA[motion education]]></category> <category><![CDATA[public education]]></category> <category><![CDATA[samurai education]]></category> <category><![CDATA[sex education]]></category> <guid isPermaLink="false">http://babmfln.info/?p=56</guid> <description><![CDATA[Love it or loathe it, stamp collecting has been around for a long time, and is here to stay. Nevertheless, it captivates people in all walks of life, and from all age groups. Even with fax machines and e-mails, many … <a href="https://babmfln.info/the-joys-and-education-of-stamp-collecting/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Love it or loathe it, stamp collecting has been around for a long time, and is here to stay. Nevertheless, it captivates people in all walks of life, and from all age groups. Even with fax machines and e-mails, many items are still being sent by conventional post. It would seem that the earliest reference to collecting stamps was in England in 1841, the year after they were first issued. People have different reasons for collecting stamps. Some find it relieves stress. Others like the educational side of it. Prospects of financial gain motivate still others. Prior to postal service, people forwarded messages and letters via trusted travelers. By the sixteenth century an international postal service operated among a number of European states.In 1837 Sir Rowland Hill published a pamphlet on “Post Office Reform.” He recommended that letters be delivered anywhere in England for a penny. The British Government followed through and in 1840 penny postage started, issuing the first adhesive postage stamps for use on letters. These were the famous one-penny stamps bearing a profile of Queen Victoria (the Penny Black) and the blue two-pence stamps. A couple of years later the first adhesive stamp in the United States was put in circulation by the Despatch Post of New York city. It prepaid a three-cent delivery charge on a letter mailed inside the city. Canada followed suit in 1851 with a three-penny beaver design stamp. Innumerable books are available through public libraries and bookstores as aids to knowing stamp values and what to collect. Information is freely available on the Internet. An album is very helpful for classifying, as well as a magnifying glass.Some start by saving stamps from letters coming into their homes or places of business. Others build a collection by purchasing packets of various kinds of stamps. Most collectors find that the larger packets have the best stamps in them. A chronicle of human history can be seen through the picture window of stamps. Peaceful scenes, war and other human tragedies, scientific accomplishments, profiles of kings, queens, presidents have all been depicted. During World War II postage stamps were converted into a medium of propaganda by the opposing sides. Commerce and industry have played a part in influencing their design. Some collectors specialize in animal stamps. The koala bear, the egg-laying platypus and that noted jumper the kangaroo have all had their pictures on Australian stamps. Peruvian stamps have illustrated the llama, while Liberian letters have been decorated with the crocodile. The tortoise has appeared on Vietnamese and Ecuadorean stamps. Some people enjoy doing this by collecting stamps on which various nations have portrayed birds common to their lands. The eagle has a place on the face of Polish, Albanian and Syrian stamps, to mention only a few. Venezuela has featured the vulture, Hungary the raven, Spanish Sahara the ostrich, Korea the hawk, while Austria, China, Monaco and others have pictured the soaring wings of the gull. The pelican has appeared on the stamps of Yugoslavia, Mozambique and Antigua.Unusual stamps, needless to say, interest many collectors. Stamps come in literally all shapes and sizes. A Papua stamp bearing the names of every post office in the country was not only an oddity but a first. In 1853 the Cape of Good Hope issued the first triangular stamps. Brazil’s first stamps in 1843 were oval shaped. One of the world’s rarest stamps, (thus very expensive) is the British Guiana – now Guyana – 1ยข magenta, issued in 1856. It was issued in limited numbers, and only one specimen is now known to exist.An Austrian stamp pictured a wine merchant of Lower Austria in native costume with everything correct except the man’s ears, which were the wrong way around. A St. Kitts-Nevis stamp showed Christopher Columbus on his ship approaching the Americas on his historic trip of 1492. A sharp-eyed stamp collector noted that Columbus was looking at the land through a telescope. Yet telescopes were not invented until over a hundred years later! </p>]]></content:encoded> <wfw:commentRss>https://babmfln.info/the-joys-and-education-of-stamp-collecting/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>An Auto Title Loan Is One Option For A Secured Loan</title> <link>https://babmfln.info/an-auto-title-loan-is-one-option-for-a-secured-loan/</link> <comments>https://babmfln.info/an-auto-title-loan-is-one-option-for-a-secured-loan/#comments</comments> <pubDate>Thu, 04 May 2023 07:53:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[loans]]></category> <category><![CDATA[auto loans]]></category> <category><![CDATA[bank]]></category> <category><![CDATA[bank loan]]></category> <category><![CDATA[best loan app]]></category> <category><![CDATA[car loans]]></category> <category><![CDATA[home loan]]></category> <category><![CDATA[instant loan]]></category> <category><![CDATA[insyant loan]]></category> <category><![CDATA[loan]]></category> <category><![CDATA[loan app]]></category> <category><![CDATA[loan apps]]></category> <category><![CDATA[loan for iits]]></category> <category><![CDATA[loan scam]]></category> <category><![CDATA[loan shorts]]></category> <category><![CDATA[low interest loans]]></category> <category><![CDATA[personal loan]]></category> <guid isPermaLink="false">http://babmfln.info/?p=54</guid> <description><![CDATA[The success of an auto title loan depends on the borrower’s ability to pay it back. The stability of the borrower’s future also depends on the same since auto title loans are secured. The last thing anyone would be searching … <a href="https://babmfln.info/an-auto-title-loan-is-one-option-for-a-secured-loan/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The success of an auto title loan depends on the borrower’s ability to pay it back. The stability of the borrower’s future also depends on the same since auto title loans are secured. The last thing anyone would be searching for is to a way to lose their vehicle. If an auto title loan goes in to default, having the vehicle repossessed is a possibility. In order to prevent this from happening, the borrower will need to understand what secured loans are and the types available to them. A secured loan is a great option for people who have bad or limited credit.A loan is secured by either property or a guarantor. Applicants with little or no credit are risky borrowers. A lender or dealer will want to limit the risk involved and this practice is done through secured loans. Some lenders focus their business solely on secured loans. These lenders use property as collateral to back their high risk nature. In order to obtain a loan from a title loan lender, the “pink slip” is held as collateral. A positive aspect to these short-term loans is that the vehicle stays with the borrower during the term of the loan. If the loan goes into default, the vehicle with then be repossessed and sold to collections.A lender who uses a guarantor to secure the loan has no property to sell. Instead, the co-signer will be responsible for paying the loan off. If it continues to go unpaid, the credit for the borrower and the guarantor will be negatively affected. In order to qualify to be a guarantor, this person (or business) will need to have a very high credit score. The lender will use a co-signer’s financial awareness to alleviate the riskiness of the defaulted loan. A guarantor does not want to see their credit lowered as a result of someone else’s error.Pawn shops process smaller loans with household items and jewelry. With these lenders, the items are held during the term of the loan. A person will need to repay the loan on time in order to get their item back. It is never recommended to use something personally valuable when using a pawn shop dealer. Once the loan term limit expires, the item is property of the dealer. In order to get the item back, it will have to be purchased at a higher price tag than what the loan was for.An auto title loan lender will usually attempt to get some payment. Many have their own internal collections department before turning towards the repossession the vehicle.Any time a secured loan is utilized, the borrower needs to understand the consequences of not paying the money back. It is important to know what kind of business is behind the loan, their collection practices and how quickly the repossession orders are processed.Research the lender, the type of secured loan being offered and fully understand the lender’s policies and practices. Talk with your auto title loan lender about the loan process from beginning to end. Qualifying is not the only aspect to secured loans, just the first step. </p>]]></content:encoded> <wfw:commentRss>https://babmfln.info/an-auto-title-loan-is-one-option-for-a-secured-loan/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Working Capital Financing – Commercial Financing Solutions</title> <link>https://babmfln.info/working-capital-financing-commercial-financing-solutions/</link> <comments>https://babmfln.info/working-capital-financing-commercial-financing-solutions/#comments</comments> <pubDate>Thu, 04 May 2023 05:28:19 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[abc finance]]></category> <category><![CDATA[alan kohler finance report]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[business and finance]]></category> <category><![CDATA[finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance comics]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance report]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance update]]></category> <category><![CDATA[future of finance]]></category> <category><![CDATA[kohler finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[personal finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[types of finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <guid isPermaLink="false">http://babmfln.info/?p=52</guid> <description><![CDATA[Working Capital Financing is forever a major challenge for small and medium sized business in Canada. And that is certainly not to say that larger corporations don’t have that challenge, it’s simply a case of having more assets and resources … <a href="https://babmfln.info/working-capital-financing-commercial-financing-solutions/">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Working Capital Financing is forever a major challenge for small and medium sized business in Canada. And that is certainly not to say that larger corporations don’t have that challenge, it’s simply a case of having more assets and resources to deal with the same challenge.As a business owner or financial manager the level of funding that you need, and the method in which you achieve that financing is really what drives the solution to your challenge. It is important, in understanding your cash flow needs and solutions, to determine if your working capital financing is required due to the capital intensive nature of your business – or if you in fact simply need to ‘ monetize’, or ‘cash flow ‘ your assets in an effort to generate more working capital and faster turnover of those funds.Your focus on cash and business financing becomes even greater if your sales and profits are increasing. However, at the same time the ability to obtain business credit in Canada remains a challenge.Bank financing has become more difficult to acquire, and many firms are looking at non traditional or alternative sources of financing to secure the funds they need for working capital.Another hard reality of working capital financing is that most small and mediums sized business are searching for more cash flow on an unsecured basis. This type of financing is very difficult to achieve in the Canadian marketplace, certainly in the Chartered bank environment.So what are the sources of financial capital that Canadian business owners and financial managers can investigate and potentially utilize? Let’s cover off some of the basic options – These include:Personal savings (not high on a business owner’s priority list!)Business Credit CardsFactoringGovernment Working Capital Term Loans – Financing Business Loan (These are cash term loans with fixed payments and rates)Factoring financingAsset Based lines of creditWhen you are looking for working capital financing one of the key areas you can start with is your own key financial metrics. You don’t need to be a seasoned financial analyst to determine at what rate your receivables are turning over. The bottom line if you haven’t realized it yet (we are sure you have) is that receivables and inventory ‘ eat ‘ cash.One key point needs to be made here, if your sales are growing at 15% and your receivables are growing at 15% that’s not a bad thing. (To calculate simply measure the ratio of these two data points) However, if your sales are growing at 15% and receivables are growing at 30% your cash flow and working capital is being consumed by the investment you have made in A/R and inventory that is not turning over. Collections and inventory turnover are a key aspect of working capital financing.Commercial financing from a bank is the optimal solution for small and medium sized business – as have noted that is difficult to achieve. Funding a business can be complex and we urge clients to seek the advice and guidance of a respected, trusted and experienced commercial financing expert to ensure they pick the right tools to solve working capital challenges. </p>]]></content:encoded> <wfw:commentRss>https://babmfln.info/working-capital-financing-commercial-financing-solutions/feed/</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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