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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>bujsvnd.info</title> <atom:link href="http://bujsvnd.info/feed" rel="self" type="application/rss+xml" /> <link>https://bujsvnd.info</link> <description></description> <lastBuildDate>Thu, 05 Oct 2023 08:25:35 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Clean Technology: Tomorrow’s Technology</title> <link>https://bujsvnd.info/clean-technology-tomorrows-technology.html</link> <comments>https://bujsvnd.info/clean-technology-tomorrows-technology.html#comments</comments> <pubDate>Sat, 15 Apr 2023 12:14:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cloud]]></category> <category><![CDATA[headset]]></category> <category><![CDATA[information]]></category> <category><![CDATA[intelligence]]></category> <category><![CDATA[management]]></category> <category><![CDATA[mobile]]></category> <category><![CDATA[news]]></category> <category><![CDATA[radiology]]></category> <category><![CDATA[smart]]></category> <category><![CDATA[systems]]></category> <category><![CDATA[tech]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=54</guid> <description><![CDATA[The popularity of clean technology is rapidly growing: people are realizing that by being eco-friendly and applying these principles to their companies, they are able to deliver quality products and services, while promoting the protection of the planet, its natural … <a href="https://bujsvnd.info/clean-technology-tomorrows-technology.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The popularity of clean technology is rapidly growing: people are realizing that by being eco-friendly and applying these principles to their companies, they are able to deliver quality products and services, while promoting the protection of the planet, its natural resources and the importance behind these efforts. As technology continues to evolve and adapt to our needs, many agree that green technology is tomorrow’s technology.Clean technology is defined as the different products, services and procedures that aim at providing top performance at affordable costs, while conserving the natural environment and promoting the productive and balanced use of the planet’s natural resources.The concept of this technology was first presented by the Cleantech Group (founded in San Francisco, California, USA in 2002), a company that provides support to corporations, investors and smaller companies in the form of market research and assessment on how to incorporate this technology to their products and services, and how to market them. That makes this technology a very appealing option to most companies and their target audiences.Popular ways of using this technology in our daily lives is through recycling (processing used materials to create new ones), renewable energy (energy obtained from natural resources, such as sunlight, wind, water and geothermal heat), sustainable or green transport (walking, cycling, green vehicles, carpooling, public transportation), green or sustainable chemistry (designing products that contain little or no hazardous substances to the planet), using energy-saving light bulbs and greywater (wastewater generated from activities such as laundry, dishwashing or bathing. It differs from sewage or blackwater, as it doesn’t contain human waste).As there is a growing interest in clean technology and its benefits, there has also been a growing demand for careers or courses focused on the topic, such as Environmental Engineering or Environmental Systems (a form of civil engineering, where professionals are able to create structures or the right landscape that can perfectly blend in or protect the environment), Environmental chemistry, sustainable chemistry or environmental chemical engineering (courses help the student understand the positive and negative effects chemicals can have in the environment), and Environmental technology courses (that focus on producing electrical or electro technology-oriented graduates, that are able to develop tools and equipment aimed at monitoring, calculating, shaping and controlling the impact on the environment or discovering new technologies that can be used to create or recycle energy.The need to minimize pollution (as it affects not only the environment, but our health) and use more clean technology to prevent and reduce it, this initiative has led country leaders to come together and create strict obligations to reduce the emission of greenhouse gases in industrialized countries.The need for further research and documentation has resulted in the creation of non-profit organizations worldwide. The fast and effective communication through the internet, and proper ecological education in schools, and the development of careers focused on creating sustainable development and clean technology, has helped people all over the world understand the problem and educate themselves, and the new generations to favor this technology, and make the lifestyle changes necessary to make it tomorrow’s technology. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/clean-technology-tomorrows-technology.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Tips to Hiring a Travel Copywriter</title> <link>https://bujsvnd.info/5-tips-to-hiring-a-travel-copywriter.html</link> <comments>https://bujsvnd.info/5-tips-to-hiring-a-travel-copywriter.html#comments</comments> <pubDate>Sat, 15 Apr 2023 11:17:18 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travel]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=52</guid> <description><![CDATA[I’m anticipating many changes in the travel copywriting and content creation world in 2014. If you are a company in the travel and hospitality industries I would like to ask you a question.Is your content addressing the need of your … <a href="https://bujsvnd.info/5-tips-to-hiring-a-travel-copywriter.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> I’m anticipating many changes in the travel copywriting and content creation world in 2014. If you are a company in the travel and hospitality industries I would like to ask you a question.Is your content addressing the need of your ideal clients or are you still stuck with not knowing how to create content? Since returning from South America, I’ve done research and discussed with my clients about our travel copywriting services and strategies.Here are five tips to hiring a travel copywriter:One: Knows and understands your ideal client’s needsHiring a travel copywriter or content writer who can’t feel the emotions and hear the voice of your ideal client is not going to cut it. A travel copywriter who has not been overseas or never went through immigration and customs will not understand the hassle your ideal client may have to go through. So if you need content for tips to international travel or lessen your stress when traveling overseas – a travel copywriter who has not been through the experience may not be able to write effective content.For example, when I wrote for a wellness and travel company, one of the prerequisites was that I try out their products. I smelled and touched them, wore them on my body and used them. That was the only way to understand the products and successfully describe the texture, smell and anything that the ideal client needed to know and feel before making a purchase, which leads us to tip #2.Two: Knows the products or servicesJust like the tip above, I need to know the products or services that I write about. I have more authority and power in my copy and content when I know the products or services well.I’ve not been to Africa. When I was hired by Sandfield Travel to rewrite content on their website two years ago, I felt overwhelmed and charged way less than what I would have normally charged. I researched, studied the photos, watched videos and worked really hard in ensuring the content was SEO-friendly and keyword rich.In my opinion the content could have been better if I had walked the streets of Uganda or personally volunteered in the orphanages. I’m just being honest now that I have done more travel copywriting compared to two years ago.If you are marketing a destination and need someone to work on your blog, email newsletters and social media platforms, make sure you take this tip into consideration. This is connected to tip #3…Three: Have first hand experiences (in the travel and hospitality industries)<br />Not all travel copywriters have traveled to every country in the world but some of us travel more or less than others. After traveling to South America for eight months (39 countries in total), I know I can write better content on South America now compared to last year.All I had was just second-hand information. At the moment I know how it is like to have altitude sickness, I can describe in detail the city of Cuzco or Machu Picchu or the difference between the Otavalo Market in Ecuador and the Witches Market in Bolivia.Another crucial first hand experience that sets a travel copywriter apart from others is an experience in the travel industry. If we had time, I would sit with you over a cup of coffee or tea and tell you all the tales of being a travel agent/tour consultant/ticket agent/tour guide and more (12 years of tales!!). Nothing beats first hand experiences.Four: Understands WordPress Content Management System (CMS)WordPress is no longer just for bloggers. Companies like CNN, eBay and Oprah are using WordPress. I am referring to self-hosted WordPress websites. It is user-friendly, allows you to update or edit your content without the need to code, mess with html or hire a techie person to help you out.You can easily go into your back office to delete, add or update content, images or videos.Most travel and hospitality companies hire a travel copywriter because they don’t have the time to write, manage and publish content through blogging and other platforms. A travel copywriter that can do all the work for you and understands WordPress CMS will free up your time and let you focus on other money making activities.Within WordPress you need a travel copywriter that understands meta descriptions, focus keywords and other things related to producing and publishing relevant content on your website.Five: Knows how to seamlessly connect your blog content, e-newsletter and social media platforms<br />You are not optimizing your content marketing strategies if you are not connecting your blog with a newsletter and social media platforms. A travel copywriter that uses all these three channels constantly in his or her own business understands your needs as well.I believe in being consistent in writing my own blog posts, newsletters and engaging with followers on Twitter. I must admit I am not always consistent in my social media platforms but I’ve not stopped blogging and publishing my weekly newsletter since I started blogging in November 2010 even when I was traveling at sea and in the remote areas of Peru. That’s what it means by ‘walking the talk’!Finally, a travel copywriter that believes and sticks to deadlines and cares for your success. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/5-tips-to-hiring-a-travel-copywriter.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Need Auto Insurance? Find Out How Here</title> <link>https://bujsvnd.info/need-auto-insurance-find-out-how-here.html</link> <comments>https://bujsvnd.info/need-auto-insurance-find-out-how-here.html#comments</comments> <pubDate>Tue, 11 Apr 2023 19:51:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Advertising & Marketing]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=50</guid> <description><![CDATA[It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The … <a href="https://bujsvnd.info/need-auto-insurance-find-out-how-here.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The violation can attract severe civil and criminal penalties. This can be easily avoided by securing a proper auto insurance cover for your vehicle as per your state’s demands. It is quite a simple process.Nowadays, there is so much dependence on vehicles that the best thing to do is to follow all stipulated guidelines religiously. Getting the right auto insurance cover is one of them.What Is Auto Insurance All About?Auto Insurance simply means a contract or an agreement between an auto owner and an insurance company. Under this contract, premium is paid to the insurer and in return he pays for any car related losses as detailed in the policy.Key Legal RequirementsIn order to get an insurance cover for your vehicle, you would need to fulfill the following requirements. It’s advisable to find out the requirements in your respective state since these may vary. However, these are the broad requirements for auto insurance.Firstly, you should be in possession of a valid driver’s license before you go in for registration or insuring your car. For your license you would need to approach your local DMV (Department of Motor Vehicles). This is the primary requirement.You will also need to have an auto title. It is a legal certificate of ownership that confirms that you own the car. Most of the paperwork is already done when you purchase a gar from a dealer. Licensed dealers are needed to transfer the title of the car in your name. The title will list the owner’s name, address, make of the car, model and year of the car and the date of sale. This should be retained by you.Next, you need to get your car registered. You can apply for registration at the local DMV. The requirements may vary from state to state. In order to register your vehicle, you will require a valid driving license, signed certificate of title for the car, address of residence and proof of your insurance.The law also stipulates that that a vehicle more than three years old should have a valid MOT certificate. It is not possible to tax a vehicle without MOT and certificate of insurance and driving without them is an offence.It is also vital to keep the insurance company informed in case of any vehicle modifications and fixed penalties. Failing to do so is an offense and may affect any claim that you make.You are also legally obliged to take the basic level of auto insurance that will cover you against third party claims. Since the legal requirements for auto insurance vary from state to state, you will need to clarify the level of cover that you require while taking auto insurance. Only insuring the legal minimum isn’t necessarily the best choice to make.As a proof of your auto insurance, the company issues you the following documents – A Certificate of insurance which will also be required for buying your road tax; A cover note that will act as a temporary policy and certificate until your new insurance policy has been set up; and Policy documents which gives a detail of all that you are covered for. Read the documents carefully to understand your rights and obligations under the policy.Insurance companies have set up claim help lines and accident emergency recovery hotlines for ensuring a smoother process. In case of any ambiguity in terms of insurance or legal requirements, get your doubts cleared by talking to the company. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/need-auto-insurance-find-out-how-here.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Auto Insurance Quote Review</title> <link>https://bujsvnd.info/auto-insurance-quote-review.html</link> <comments>https://bujsvnd.info/auto-insurance-quote-review.html#comments</comments> <pubDate>Tue, 11 Apr 2023 18:46:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[auto insurance]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=48</guid> <description><![CDATA[Have you thought about asking for a free auto insurance quote on the internet? Are you concerned because you may not know anything about the company providing the quote? Are you wondering how you can find out about the reputation … <a href="https://bujsvnd.info/auto-insurance-quote-review.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Have you thought about asking for a free auto insurance quote on the internet? Are you concerned because you may not know anything about the company providing the quote? Are you wondering how you can find out about the reputation of the company giving you a quote, especially when it comes to paying out claims?This article will tell you how to find out about insurance companies: their financial stability and how many consumer complaints they receive, how to ask for a quote so you can compare apples to apples, and results of online quotes from eight known auto insurance companies.How to find out the stability of an insurance companyThe financial stability of a company is rated by A.M. Best and Standard & Poor’s. These companies provide an independent opinion of an insurance companies ability to meet its ongoing policy and contract obligations. The A.M. Best rating is expressed as a letter grade from A++ (the highest) to D. It is recommended that you do not work with companies rating B or lower. The Standard & Poor’s Ratings range from triple A (the highest) to CC. It is recommended that you do not work with companies rating lower than BBB.How to find out individual policy holder satisfaction with an insurance companyAnnually J.D. Power and Associates gathers data from policy holders nationwide regarding policy options, pricing, automated phone service and overall satisfaction, with the insurance company providing their insurance. The best rating is 5.How to Find Out the Number of Consumer Complaints The Department of Insurance for each state provides the general public with consumer complaint ratios. This ratio helps the consumer to identify the number of complaints per number of claims filed. A maximum of forty companies are compared. If more than forty insurance companies have complaints, only the forty companies with the most complaints will be compared. It is recommended that the complaint ratio be checked in three or more states to identify specific insurance company trends. A ratio of less than one hundred is better than average.How to ask for a quote so you can compare apples to applesA response to the following information must be decided before asking for an auto insurance quote:<br />Car make, model, year, current mileage<br /> Deductible amount for collision, comprehension and liability<br /> Coverage for medical<br /> Purpose for using the car<br /> Miles driven per year<br /> Number of designated drivers<br /> Drivers ages<br />What is the result of performing the above steps?The Auto Insurance companies used for this Auto Insurance Quote Review are 21st Century, Allstate, Esurance, Geico, Nationwide, Safeco, The Hartford. These companies were selected based on longevity in the business and their familiarity to consumers throughout the United States. The stability, consumer overall satisfaction (Sat.), policy options (Opt.), price (of premium) and automated phone service rated as follows.J.D. Power and AssociatesInsurance Co. AMBest S&P Sat. Opt. Price Phone21st Century A A 3 3 4 2<br />Allstate A+ AA- 3 3 3 3<br />Esurance A- n/a n/a n/a n/a n/a<br />Geico A++ 3As 3 4 4 3<br />Nationwide A+ A+ 3 3 2 3<br />Safeco A A- 3 2 2 3<br />The Hartford A AA- 3 3 4 3The number of consumer complaints for these auto insurance companies rated as follows in the states of Illinois, Minnesota, Missouri, Texas and Kentucky.The Complaint Ratio for Five StatesInsurance Co. IL MN MO TX KY21st Century n/a n/a n/a 199 n/a<br />Allstate 55 130 130 165 19<br />Esurance n/a 212 212 455 0<br />Geico 33 149 128 132 116<br />Nationwide n/a 76 76 131 0<br />Safeco 29 117 117 71 25<br />The Hartford 29 n/a 454 200 54The Auto Insurance Quote SampleThe following information was used for all quotes:<br /> 2006 Toyota Camry 4dr v6 engine LE<br /> 50,000 miles<br /> Driven under 9000 miles per year<br /> Used for pleasure<br /> $100 Deductible for comprehensive and collision<br /> $250,000/$500,000 Liability & collision<br /> $10,000 medical<br /> One car and two drivers<br />Auto Insurance QuotesThe following six month policy quotes were received from each of the companies listed below:Company Quote21st Century $237.68<br />AllState $392.00<br />Esurance $343.00<br />Geico $260.10<br />Nationwide $415.40<br />Safeco $281.00<br />The Hartford $375.00Ways To Lower The PremiumMost insurance companies will offer discounts for the following events:<br />Save driving record for 3 – 5 years<br /> No minor infractions for 3 years<br /> Anti lock devices installed in your vehicle<br /> No DUI for the last 3 – 5 years<br /> License not suspended for the past 3 years<br /> Good credit rating<br /> Car owned rather than leased or financed<br /> A second vehicle is also insured<br /> Other types of insurance is also purchased from them<br />High risk drivers can expect to have a higher premium. Not all insurance companies will insure them. In addition when a high risk driver has an accident, the insured can expect difficulty when attempting to get the vehicle repaired using car manufactured parts. Generally auto insurance companies will pay only for the cheapest parts available.Some insurance companies offer a lower premium for the first year as an enticement to encourage you to get your auto insurance coverage through them. So always ask about the second year premium price.Is It a Good Idea to Get a Free Auto Insurance Quote Online? Yes! Do It Now.It is a good idea. You have nothing to loose and much to gain. There is no charge to get a free auto insurance quote, except for the time it takes to ask for the quote. Do it today. You can find out for yourself how your current auto insurance premium compares to other auto insurance company premiums. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/auto-insurance-quote-review.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>2014: Where to Invest Money in Mutual Funds</title> <link>https://bujsvnd.info/2014-where-to-invest-money-in-mutual-funds.html</link> <comments>https://bujsvnd.info/2014-where-to-invest-money-in-mutual-funds.html#comments</comments> <pubDate>Tue, 11 Apr 2023 18:06:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[investments]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=46</guid> <description><![CDATA[If you are an average investor you should invest money in mutual funds, but knowing where to invest will be a real challenge in 2014. So, let’s first eliminate places you don’t want to go and then focus on where … <a href="https://bujsvnd.info/2014-where-to-invest-money-in-mutual-funds.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> If you are an average investor you should invest money in mutual funds, but knowing where to invest will be a real challenge in 2014. So, let’s first eliminate places you don’t want to go and then focus on where to invest money to make the best of it.This game I call ELIMINATION, and it’s really an application of the scientific method you may have learned in general science class, tailored to determine where to invest. Once you know your alternatives, you eliminate the real losers. Then you pick your best alternatives or choices from those that are left.First, eliminate mutual funds based on the costs involved when you invest. Avoid those with sales charges (loads). There is no good reason to pay money just to invest money in mutual funds. Go with NO-LOAD choices. Then eliminate those with yearly expenses of 1% or more. These costs and other information can easily be found in a fund’s description. When you invest $10,000, it can cost over $500 for sales charges (loads) and $200 or more for yearly expenses.Now that we’ve eliminated the high cost alternatives, the question is where to invest money in 2014 and beyond to cut costs and (by doing so) increase our investment returns. Answer: no-load, index funds. Total cost to invest can be less than 1% per year, period. All costs simply reduce the value of your account, and in a real sense is money that comes out of your pocket.Next, let’s look at the categories or choices available based on where a fund will invest money for its investors: stocks, bonds and the money market. We’ll start with the stock alternatives, keeping in mind that for 2014 and beyond… low, but rising interest rates are in the forecast. Eliminate growth and volatile small-company-stock choices. They are riskier and generally pay little if anything in dividends. Where to invest money: look for funds that have terms like high quality, dividends, and growth AND income on their description page. Look for a dividend yield of 2% or more.In the low-interest rate environment of 2014, a 2% or higher stock dividend yield looks attractive compared to earning considerably less than 1% at the bank; and this dividend helps to support stock prices should the stock market decline. Alternatives paying little in dividends offer no such cushion in a declining market. For further diversification there’s another option as to where to invest: sector funds that specialize in areas like gold, natural resources, and real estate stocks.In the bond arena eliminate choices described as highest quality or long-term in nature. Where to invest money: medium quality, intermediate-term bond funds. Medium quality alternatives invest mostly in corporate bonds that are graded as medium to high quality. They pay considerably higher dividends than the highest quality choices that often load up on U.S. treasury bonds, resulting in considerably lower dividends for investors. The somewhat higher risk of medium quality vs. highest quality is not substantial.On the other hand, long-term bond funds pay higher dividends than intermediate-term alternatives, but with this higher dividend comes a substantial increase in investor risk. If interest rates heat up and climb in 2014, all bond investments will lose money – but the long term variety will get crushed. Rising interest rates send bond values down. In your search for where to invest money in the bond department for 2014 and beyond, definitely avoid long-term choices. Long term spells “high risk” for investors when interest rates threaten to go up.Now let’s talk about where to invest money for safety. For the money you invest that must be safe, eliminate both the stock and bond categories from consideration. Go with money market funds. These investments do not fluctuate in price, they pay dividends based on current interest rates, and there are no sales charges (loads) to worry about. In the super low interest rate environment of 2014, expect about as much in dividends as your bank pays in savings and checking accounts: about zero. If rates do go up as forecast, you can expect their dividends to rise as well. In 2007, before the financial crisis, money market funds were paying about 5%. In 1981 when interest rates peaked they paid 20%!In summary, here’s where to invest money in mutual funds for 2014 and beyond. In the stock arena invest in no-load stock index funds that invest in high quality dividend-paying stocks. In the bond fund department go with no-load bond index funds that invest in intermediate-term, medium to high quality corporate bonds. Where to invest money for safety: money market funds.Don’t work against yourself in deciding where to invest money in mutual funds. In both the stock and bond categories you can avoid costly sales charges (loads). You can also cut yearly expenses (and all of your choices will have them) when you invest money in index funds. These do not pass high management costs on to investors. They keep costs low by simply investing in line with a stock or bond index to duplicate its results.In other words, index funds do not pay money managers big bucks to TRY to out perform an index (like the Dow Jones Industrial Average). In deciding where to invest money in mutual funds in 2014 and beyond keep the following thought in mind. Few, if any, money managers have a proven track record of out performing the indexes on a consistent basis. You rarely get what you pay for when you invest money in mutual funds with high investor costs. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/2014-where-to-invest-money-in-mutual-funds.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Credit Card Processing for Lawyers – Attorney Privilege</title> <link>https://bujsvnd.info/credit-card-processing-for-lawyers-attorney-privilege.html</link> <comments>https://bujsvnd.info/credit-card-processing-for-lawyers-attorney-privilege.html#comments</comments> <pubDate>Tue, 11 Apr 2023 17:18:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[credit cards]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=44</guid> <description><![CDATA[If you run an individual law practice or a small law firm, but profits aren’t quite what you had hoped they would be, you may be surprised to learn that accepting credit cards can be the solution you’ve been waiting … <a href="https://bujsvnd.info/credit-card-processing-for-lawyers-attorney-privilege.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> If you run an individual law practice or a small law firm, but profits aren’t quite what you had hoped they would be, you may be surprised to learn that accepting credit cards can be the solution you’ve been waiting for. Credit card processing for attorneys can help improve your ability to collect accounts receivable and thereby improve your cash flow and profits. Credit card processing for attorneys isn’t as complicated or expensive as many people think it is, and it has many surprising benefits.Many attorneys wait until they have finished their work to bill the client, but this opens the door for clients to receive services without paying for them. It is much better to request retainer fees and other advance payments upfront. When these payments can be made via credit card, clients are surprisingly receptive to the idea. In part, this is because they know that if for some reason you don’t deliver those services, they can always initiate a chargeback (disputing a charge) through their credit card company. It also helps that for many people credit cards don’t feel like “real” money, so they are more willing to make advance payments before having received your services.Small law firms or individual law practices that bill their clients only after they have provided services are often stymied by the need to be their client’s advocate while simultaneously being a creditor. These two roles place opposing demands on the attorney. It is difficult to passionately argue in your client’s best interest when there are outstanding bills to be paid. Both the lawyer and the client feel uncomfortable in that situation. Fortunately, credit card processing for attorneys provides an easy solution.When you let your clients pay by credit card, you free yourself of the role of creditor, instead allowing the credit card company to play that role. In this way, you can focus on your primary role of advocate, ensuring that you act in the client’s best interest at all times. As described above, this is especially true when you accept the credit card payment as an upfront retainer fee, so that you receive the funds in advance. After all, you can always refund money to your client later, but it’s much better to have the money before the work is done than to request payment (perhaps in vain) after you have finished all the work.Many attorneys are leery of letting their clients use credit cards as a payment method, because they believe that their practices are too small to justify the expense of credit card processing, as it will negatively impact their bottom line. They have heard horror stories about the hidden fees and misleading policies associated with traditional credit card processing services, and therefore prefer to rely on cash and check payments. Yet credit cards are often the simplest, most direct way for your clients to pay you, and the process isn’t as expensive as you may fear.Traditionally, attorneys and other professionals working individually had to secure an expensive, traditional merchant account and then buy or lease a credit-card-swiping terminal. Then, each time they wanted to process a payment from a client, they had to make a carbon copy of the card and call to request authorization. This was not only expensive, but also time-consuming and a distraction from the professional’s main line of work. Fortunately, today there are better options – specifically mobile credit card processing for attorneys.Small business owners and professionals, including many attorneys, find that mobile credit card processing is an excellent option for their work environment. It allows them to accept credit or debit card payments from their clients wherever the work is done, without being tied to a fixed office. If you have a telephone, cell phone, or PDA (and who doesn’t?), then you already have all the equipment you need for mobile credit card processing. With this technology, you can easily request advance payment of all the anticipated fees, accepting your clients’ payment information on the spot.Mobile credit card processing for attorneys is quick and simple to get started. First, you will need to get a merchant account, enabling your clients’ credit card payments to be deposited into your bank account. You may be able to apply for one through your regular bank, but this may be time-consuming and difficult, especially if you don’t have an excellent credit history. A much simpler and more straightforward process is to use the services of a merchant account provider that will help you open a merchant account with minimal fees as quickly as possible. The pragmatic “Dial Pay” or “Accept by Phone” program is an affordable, easy-to-setup program, offering you the convenience of using any phone to dial a toll-free number.At the voice prompt, you enter the following information: your merchant identification number (provided by the merchant account processor), the client’s credit card number with expiration date and the sale amount of the transaction. Other optional key-in codes exist such as the merchant processor’s bank ID (again provided by the merchant account processor), the customer code of the cardholder and the sales tax. It is advisable, although not required, to expand the dial pay program and key in the customer’s address (so that you can perform an address verification match) and the CVV2 code. The CVV2 is a security feature of the credit card, found in the signature panel on the back of Visa, MasterCard and Discover cards, three digits long; American Express cards reveal the CVV2 code on the upper right hand side of the card, above the credit card number, and contains four digits. Inputting the CVV2 code ensures that the client has the credit card in his/her possession.While keying in more information will lengthen the time to complete the transaction, it is better to include more information than less so that a given transaction will not downgrade to a non-qualified status, the highest discount (percentage) rate that can be assessed.Dial pay offers inherent advantages, including the following:- It is relatively inexpensive to setup and use. While the discount and transaction fees are typically higher per transaction than those offered through other credit card programs, the monthly fee is lower than just about any other method to accept credit cards. In addition, many merchant account providers waive standard credit card fees for their dial pay program, such as the batch fee, monthly minimum fee, etc.;- The learning curve to use dial pay is not steep and attorneys can figure out the process within a couple of minutes. (I advise all lawyers to test the dial pay system with their own credit card first so that they can become comfortable with the dial pay process.);- It can be employed just about anywhere you are – as long as you have a working phone;- Record keeping is relatively easy. Monthly statements will be mailed to the merchant, listing all dial pay transactions for the month;- Transaction information is easily accessible. You can track batch totals and daily activity by dialing the dial pay authorization number and getting back into the system. Online reporting may also be available. Of course, any merchant account provider will have a history of your transactions, too; and finally,- Dial pay offers credit card processing capability to attorneys who do not operate their practice out of a physical location and/or those without an Internet presence.Expounding on the inherent benefits of a dial pay program is not meant to negate exploring the option of accepting credit cards via a wireless or stationary credit card terminal. Depending on the nature of the lawyer’s circumstances, either payment vehicle may prove useful. Alternatively, a virtual terminal – a web-based interface where the clients’ credit card information is securely entered manually – may easily fulfill processing needs. (Please note that the discount and transaction fees associated to swipe a card are also less than the rates assessed to key in a transaction. However, it is imperative to examine all of a program’s relevant rates, including any startup and/or possible termination fees, to make an informed decision as to which service to utilize.)In order to take your law firm’s profitability to the next level, lawyers need to investigate credit card processing options as a means to more effectively collect fees from clients for present, future, and even past, services rendered. In turn, clients will appreciate the ease and convenience of making payments using their debit and credit cards.Once in place, your merchant account should run on automatic mode, causing little, if any disruption in your accounts receivable process. Attorneys can then concentrate on their core competency – feeling unburdened – knowing that they will be compensated for their efforts! </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/credit-card-processing-for-lawyers-attorney-privilege.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Best Methods of Making Money Online Without Any Investment</title> <link>https://bujsvnd.info/best-methods-of-making-money-online-without-any-investment.html</link> <comments>https://bujsvnd.info/best-methods-of-making-money-online-without-any-investment.html#comments</comments> <pubDate>Tue, 11 Apr 2023 16:34:26 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=42</guid> <description><![CDATA[The desire to make huge money is in a perpetual increase, particularly the desire to make money from home. A lot of people are searching for easy ways to making money online and millions of people are already getting this … <a href="https://bujsvnd.info/best-methods-of-making-money-online-without-any-investment.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The desire to make huge money is in a perpetual increase, particularly the desire to make money from home. A lot of people are searching for easy ways to making money online and millions of people are already getting this done. There is no age barrier when it comes to affluence, and this is the reason why anyone, irrespective of his/her age, that is reading this content will learn a lot and most likely start to make money from home today. Are you a work at home mom, a student, or just a person looking for online jobs? Commence on perusing this article, for it will teach you different ways to earn money without investment.Here are three easy ways to making money online:1. Affiliate Marketing: Affiliate Marketing is another profoundly effective way to earn money without investment. However, investing money in getting traffic may seem as a better affiliate marketing approach. Affiliate Marketing has to do with promoting a product or website to get a commission based on a prior agreement. It is one of the best paying online jobs and anyone that wants to earn money without investment can give it a try. Truly, this is one of the easy ways to making money online, but it is better for people with good social media presence or high traffic blog or website. However, if you like this type of online jobs but do not have a website, you can venture into CPA marketing rather. CPA (Cost Per Action) marketing is a type of affiliate marketing where you get paid for making people take some actions. Some of the platforms I recommend to anyone interested in CPA marketing are Maxbounty, Peerfly and Clickbooth.2. Taking Online Surveys: It is almost impossible to list out different easy ways to making money online without including online surveys. This is because it is conspicuously stress-free to start and earn. I know you might be wondering how possible it is to make money from home by just answering questions. Yes, it is very possible and millions of people are out there earning thousands of dollars by just taking online surveys. A lot of researchers are out there looking for you and I to answer their questions, which will determine a lot in an existing or prospective business. Personally, I highly recommend this type of job to anyone that wants to make money from home by doing something very easy and convenient. The major difficulty in taking online surveys is knowing the right platform to do this. Some platforms pay as low as $1 while some pay as high as $75.I recommend earning with Panda Research if you are interested in taking surveys. You can earn up to $75 for taking a survey on Panda Research and you are also given $5 instantly for signing up.3. Freelancing: You may have heard of freelancing and wondered what exactly it may be. Freelancing has to do with working for different individuals or companies right in the comfort of your home. It is one of the most convenient online jobs anyone can do. Some of the platforms I recommend to anyone interested in freelancing are listed below:• Fiverr• Upwork• FreelancerThe opportunities and earnings in freelancing are immeasurable. According to Forbes, Charmaine Pocek, who is a freelancer on Fiverr, earns $38,000-$48,000 per month. Being an online freelancer is pretty easy; it requires just signing up, setting up your account based on your interested niche and searching/waiting for buyers. Indubitably, that is a pretty easy way to earn money without investment. Some freelancing niches in high demand are Digital Marketing, Writing, Graphics & Design, amongst many. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/best-methods-of-making-money-online-without-any-investment.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Windows 7 Gadgets</title> <link>https://bujsvnd.info/windows-7-gadgets.html</link> <comments>https://bujsvnd.info/windows-7-gadgets.html#comments</comments> <pubDate>Tue, 11 Apr 2023 12:46:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Gadgets]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=40</guid> <description><![CDATA[Windows 7 has been accepted world-wide for its advanced use of Windows gadgets. These gadgets can do more than just displaying the weather and time on your computer screen. Some gadgets have features including monitoring the performance of the system … <a href="https://bujsvnd.info/windows-7-gadgets.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Windows 7 has been accepted world-wide for its advanced use of Windows gadgets. These gadgets can do more than just displaying the weather and time on your computer screen. Some gadgets have features including monitoring the performance of the system and tracking the usage of CPU. These gadgets are freely available on the internet for download. Here we are listing some useful sidebar gadgets that add fun to your computer.I Forgot the MilkOne of the best gadgets available for Windows 7. These help you to manage the task and are supported by a web application that helps you to manage the tasks and customize them.Xirrus Wi-Fi Monitor GadgetThis gadget helps you to check on the internet connection, coverage and other things in a user friendly interface.TwadgetThose who are interested in social networking like twitter would find this gadget as super cool as it allows you to send and receive tweets right on your desktop.FB Explorerthis is exclusively for face book users to check on your latest updates and other activities with a simple interface.All CPU MeterMonitor the CPU usage by the system and customize the background of your gadget that matches to the theme of your computer.Battery MeterExclusive for Windows 7 users. It displays the percentage of battery life of your laptop.App Launcher GadgetA substitute for the quick launch tool bar in Windows 7 and can be customized by adding programs to the tool bar.Impressed? Download all the latest gadgets available for Windows 7 and experience the new world in your computer. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/windows-7-gadgets.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Increase Your Software Sales With Software Telemarketing Services</title> <link>https://bujsvnd.info/increase-your-software-sales-with-software-telemarketing-services.html</link> <comments>https://bujsvnd.info/increase-your-software-sales-with-software-telemarketing-services.html#comments</comments> <pubDate>Tue, 11 Apr 2023 12:10:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Software]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=38</guid> <description><![CDATA[Many software firms face the challenge of trying to increase their sales output and gain more clientele. This problem may stem from an already saturated industry, one filled with plenty of competitors that offer different software products and services. But … <a href="https://bujsvnd.info/increase-your-software-sales-with-software-telemarketing-services.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Many software firms face the challenge of trying to increase their sales output and gain more clientele. This problem may stem from an already saturated industry, one filled with plenty of competitors that offer different software products and services. But even if some of they offer such things, most software that is being sold basically functions the same way as others in the market, if not even better and at a more reasonable price. So even if a software firm offered better software at a better cost, it would mean nothing if the firm that sold such excellent software didn’t have a proper marketing strategy. Enter software telemarketing, a possible sales and marketing solution to such problems.Many software firms make use of telemarketing to get the job done and increase the amount of sales they make and reach more clientele. But if you are new to the software telemarketing scene then it would be wise to do a trial run before you attempt to start a full-blown telemarketing campaign for your firm. But then again, having in-house telemarketers and facilities may not always yield the best results. If such a thing happens then it would mean a loss on your investment, a waste of the resources and time you spent for such a campaign. That is why it is almost always best to choose outsourced telemarketing services. Software telemarketing does not have to be done by your own in-house staff; it can just as easily and effectively done by professional telemarketers employed by a software-sales based call center.Software telemarketing can be used for services such as generating software leads that help with finding more prospect companies, and for getting software-sales appointments to maximize the chances of making a sale and allowing for you to better explain yourself to clients. When you combine these two software telemarketing services, you can obtain a marketing strategy that boasts high success rates when dealing with B2B transactions so if your software firm is one that caters to other companies, then this may just be the approach you should be taking. But first, you should secure a good software-sales based call center that offers the services you need. It would not be a bad idea to pan around the market and go into contract with one that has a good reputation and is well known for any previous dealing with other software firms.After you have found a good software telemarketing provider, you can proceed to running your campaign. You should also provide the telemarketers that will be working for you with as much data as you can on which types of businesses you target and on which area of industry you cater to the most, as well as any other helpful data that may be beneficial to them when they start making their cold calls to generate software leads. Once the software leads lists are completed, your telemarketers can then proceed in trying to get you software appointments. If any client agrees to a meeting with your company, you personally or a sales representative can go meet with the client and give a presentation about your software and other services you offer to them. By doing this you have just succeeded in making it easier for your software firm to locate more prospect companies, cater to more clients, and of course, make more sales using software telemarketing. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/increase-your-software-sales-with-software-telemarketing-services.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>A Technology Driven World</title> <link>https://bujsvnd.info/a-technology-driven-world.html</link> <comments>https://bujsvnd.info/a-technology-driven-world.html#comments</comments> <pubDate>Tue, 11 Apr 2023 11:29:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://bujsvnd.info/?p=36</guid> <description><![CDATA[Would you say that we are living in a technology driven world? Everywhere you look everything seems to be automated, remote controlled, accessed online and computer controlled. From home appliances and equipment we use around the house to the systems … <a href="https://bujsvnd.info/a-technology-driven-world.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Would you say that we are living in a technology driven world? Everywhere you look everything seems to be automated, remote controlled, accessed online and computer controlled. From home appliances and equipment we use around the house to the systems that are found in our offices and companies, there is no escaping technology like there is no escaping the future.In any kind of business when sourcing and procurement could be a challenge for managers and company owners, automation is the key to improving productivity and efficiency. Businesses that embrace updated ways to deal with various business processes find themselves more competitive and able to deal with customer concerns whatever they may be.Technology in the production lineUpdated technology will always start in the production line. Business managers and supervisors are keen in looking for ways to improve and speed up production of products. There are machines to sort out, prepare materials, cut materials into shape and move materials to create finished products. All these of course are impossible to handle manually or individually which is why machines and equipment are needed in the production line.Technology in business managementManaging a business also needs efficient technology and this is not just about managing a single department. Business management systems are interrelated which means as the customer places his order this will be handled by customer support and the production team will also be informed of a new order. Supply management will need more materials as indicated by the order and thus suppliers are immediately informed. All in all, business processes are orchestrated by a single system which eases work of business owners and managers.Technology in supply chain managementA business’s supply chain is the secret to preparing and creating products. With a direct link from the production line to suppliers, raw materials are easily shipped or delivered to manufacturers and this reduces any kind of interruption in the production of products. Updated supply chain management technologies are even able to track shipment and deal with logistics concerns to efficiently deliver materials faster and easier.Technology in human resource managementThe management of employees is vital in any business and there is technology that takes care of employees and their needs. From the time employees are hired, computer systems help preserve employee data and even take note of time-keeping to provide their wages and benefits in the best way possible. Human resource management systems will also help enrich the skills of employees and help them with training and skills development.Technology in customer service and customer account managementAnd of course, updated technologies are used in securing customer data as well as providing efficient customer service. Customer data are stored in secure servers and updated systems are also used to help customers with their orders, payment, tracking their orders and in providing technical solutions. Customer service depends on the kind of industry the business has and no matter how small or how large a company is, customers increase their trust as their needs are given priority.Sourcing and procurement companies understand the need for technology and technological products and have years of experience sourcing technology products in today’s global market. </p>]]></content:encoded> <wfw:commentRss>https://bujsvnd.info/a-technology-driven-world.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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