![[Valid RSS]](images/valid-rss-rogers.png "Valid RSS")
This is a valid RSS feed.
This feed is valid, but interoperability with the widest range of feed readers could be improved by implementing the following recommendations.
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>cgwcnms.info</title> <atom:link href="http://cgwcnms.info/feed" rel="self" type="application/rss+xml" /> <link>https://cgwcnms.info</link> <description></description> <lastBuildDate>Sun, 18 Feb 2024 18:25:06 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How to Use a Loan for Your Home Improvement Project</title> <link>https://cgwcnms.info/how-to-use-a-loan-for-your-home-improvement-project,html</link> <comments>https://cgwcnms.info/how-to-use-a-loan-for-your-home-improvement-project,html#comments</comments> <pubDate>Mon, 17 Apr 2023 21:50:30 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Home Improvement & Furniture]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=72</guid> <description><![CDATA[Upgrading and renovating your home costs money, and depending on the type of home improvement project, it can cost a lot of money. However, what if that money isn’t there right now and a new roof just doesn’t fit into your budget? That’s where home improvement financing and loans come into play, even if you [...]]]></description> <content:encoded><![CDATA[<p> Upgrading and renovating your home costs money, and depending on the type of home improvement project, it can cost a lot of money. However, what if that money isn’t there right now and a new roof just doesn’t fit into your budget? That’s where home improvement financing and loans come into play, even if you generally prefer to avoid them.If you don’t have all the money that you need for your home improvement project, there are ways to borrow it, including a home equity loan, credit line, second mortgage, home improvement loans and short-term credit card solutions.Most people who want to finance a home improvement project apply to their bank for a home equity loan. Like a mortgage, a home equity loan uses your house as collateral for the loan which is often based on the projected value of the house after the renovations are completed. How much you can borrow will also depend on how much of your first mortgage you have remaining.Your interest rate for a home equity loan will depend on your credit score, your lender, the value of your equity and the going or prime interest rate. Often for home equity loans that are targeted specifically toward home improvement projects, your lender will ask to see a full plan of your home improvement project along with a budget and estimated timeline. This way, the lender can not only gauge the value of the property after the renovations, but also get a clear grasp of the required budget. Remember, when making your budget, always add a 10-20% buffer to allow for delays, weather problems or unexpectedly higher supply costs.Another option for smaller projects is a line of credit. A line of credit allows you to only borrow what you need and only pay interest on what you use. For example, if you get a line of credit for $25,000, but only spend $15,000 to renovate your kitchen, then you’ll only need to make payments on that $15,000. With a solid credit rating, a credit line usually offers great interest rates too.For short-term and small financing needs, many couples use credit cards. And when planning a smaller project or a quick-fix like a refrigerator that needs to be replaced promptly, credit cards can work adequately. However, the interest rates are normally much higher and should only be seen as a short-term solution rather than a means of long-term financing. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/how-to-use-a-loan-for-your-home-improvement-project,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Antisocial Aspect of Social Networking</title> <link>https://cgwcnms.info/the-antisocial-aspect-of-social-networking,html</link> <comments>https://cgwcnms.info/the-antisocial-aspect-of-social-networking,html#comments</comments> <pubDate>Sat, 01 Apr 2023 18:38:35 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Social Networking]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=70</guid> <description><![CDATA[It’s estimated that more than one-third (35 percent) of U.S. adults have a profile on a social networking site, according to the Pew Internet & American Life Project’s daily tracking survey of 2,251 adults. A more practical survey can be done just by thinking of the number of people you know who use these sites [...]]]></description> <content:encoded><![CDATA[<p> It’s estimated that more than one-third (35 percent) of U.S. adults have a profile on a social networking site, according to the Pew Internet & American Life Project’s daily tracking survey of 2,251 adults. A more practical survey can be done just by thinking of the number of people you know who use these sites – starting with yourself.While many will legitimately use social networking sites for broadcasting, distribution, and communication purposes, more people are attempting to instigate and manage friendships online.Therein lies the problem. I contend that if social networking sites contribute to the decline or decay of social skills, they inadvertently create an antisocial mindset for people as they navigate in the real world because they become more adept and comfortable at socializing in an online world.If you were walking down the street, or sitting on a bus and someone tapped you on the shoulder and said, “I’d like to add you as a friend,” you would look at them as though they were insane, or at the very least, with skepticism. Online, most people are not nearly as discriminate about their friend selections as they are in real life, but they should be.Friends are afforded special privileges both online and offline. Offline you have to earn them. Online they are instantly granted. One such privilege is knowing who your other friends are and what you are up to. This comes in the form of “updates” which a surprising number of people use to post personal information and comments.The shouting nature of MySpace (which is saturated with people who are eager to draw attention to themselves or their songs) makes it a favorite among a younger demographic of social network users.Dr. Himanshu Tyagi, a psychiatrist at West London Mental Health Trust, stated in a recent report that people born after 1990, who were just five-years-old or younger when the use of Internet became mainstream in 1995, have grown up in a world dominated by online social networks such as MySpace and Facebook. He states:”This is the age group involved with the Bridgend suicides and what many of these young people had in common was their use of Internet to communicate. It’s a world where everything moves fast and changes all the time, where relationships are quickly disposed at the click of a mouse, where you can delete your profile if you don’t like it and swap an unacceptable identity in the blink of an eye for one that is more acceptable,” said Dr. Tyagi. “People used to the quick pace of online social networking may soon find the real world boring and unstimulating, potentially leading to more extreme behavior to get that sense.”It’s been my observation that most people don’t know who they have among their “friends” on MySpace. More commonly, people amass hoards of friends strictly for the sake of appearance – the appearance of being popular. So friends can get used both offline and online in that regard.The 80/20 rule teaches us a lot about friends and time invested in friendships (which is what really defines them). 80% of correspondence that you send to anyone on any given social networking site will be sent to only 20% of the people you have in your “friends list.” Just as 80% of your time spent nurturing friendships will be with 20% of your friends. You are most likely to communicate with that 20% without the aid of a social network.Facebook, for lack of a better if not more accurate description, has become the adult version of MySpace. As the real estate mantra goes: build it and they will come. But social networks have a saying all their own: build it and they will use it for illegitimate purposes.B.J. Fogg, director of the Persuasive Tech Lab at Stanford University and editor of a book called The Psychology of Facebook has been studying the social networking phenomenon for years. He argues that what we are doing on Facebook and other social networking sites is a lot like “primate” grooming. We are building “social solidarity” by publicly flirting and socializing online.Yes, your suspicions are correct: the most illegitimate use of social networks takes place among people who are married or in committed relationships who use them to locate old flames. Actually, that’s not the illegitimate part. The illegitimacy stems from the resulting clandestine relationships that occur. There’s a lot of rekindling taking place on social networks…probably right now as you read this article.According to Nancy Kalish, a professor of psychology at Cal State Sacramento and author of the book Lost & Found Lovers: Facts and Fantasies of Rekindled Romance, many people try to reunite online because it’s so easy,” Kalish says. “Most people go looking for lost loves, initially, out of curiosity. First loves in particular are most often sought out online, she says, and they pose the most danger to real-world relationships for two reasons: biological and emotional.First, she says, when two people meet in the adolescent years (between 16 and 22), they start to form their identity together and break away from family. In those formative years, “you define what love is and what you want from a partner, and when you lose that, you lose that piece of yourself.” This combines with the hormones that are encoding in your brain at that age as “emotive memory” and creates a biological imprint of that person.On top of all this chemistry, the adolescent years are typically the years when humans start to reach their reproductive maturity and look for biologically compatible mates. Kalish argues that this in turn causes problems because people are delaying marriage. She says, “we are so far away from marrying our first love because people are waiting until later in life to settle down. When they do settle down, oftentimes, the chemistry just isn’t the same.”Perhaps this is the reason why in the Pew survey, of the adults who had removed their profile from a social networking site, 3 percent said they did it because their spouse or partner wanted it removed.My favorite social networking site is LinkedIn. It’s essentially an online portal for resumes. Like the others, it operates on a membership/sign-up basis, but is geared toward professionals and building professional networks. Unlike MySpace and Facebook, people lead with their credentials on LinkedIn and the site regulates, discourages, and prevents abuse of the system by blocking those who get repeated rejections for linking requests.It’s most distinctive feature are the recommendations that others make on your behalf to help you complete and promote your profile. The LinkedIn business premise is simple: you should know at least 5 people with whom you have real relationships who can endorse you to make you a more valuable connection to others.LinkedIn is not a cozy, give-a-shot-out, tell you about my weekend, post a stupid comment about what I just saw on TV social network. It is for serious professionals who want to network with credentialed people without the levity and frivolity that is so commonplace on social networks. It’s not designed for conviviality and making friends.Another social network that’s growing in popularity is Twitter. Twitter allows users to “follow” each other (i.e. keep up with each other’s activities) and is predicated on the exchange of short updates that can be seen online via their website or sent to you via your cell phone. I suspect that many music artists and professionals who regularly calendar events that the public, their fans, or constituents need to be made aware of will utilize it more in the future.Personally, I have yet to make a friend through any social networking site. Nor do I know of anyone who has. I’m sure it happens. I’ve even been contacted by “friends” from my past. I’m hesitant to call them “friends” because I believe it’s extremely rare when you lose contact with a real friend.Most of the time when we lose contact with each other it’s because we lacked the motivation or commitment to maintain the friendship in the first place; therefore, I tend to keep past “friends” in my past because that’s usually where they belong. Those who don’t subscribe to this philosophy usually end up briefly re-uniting with their past friends and drifting apart once more.For me, the social networks offer their greatest value from a professional capacity. They serve as a divide between my associates and my friends, while allowing me to communicate with both simultaneously. But in the end, they offer us a reminder of just how valuable real friends and friendships are, if we can take our faces away from the computers screens long enough to realize it. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/the-antisocial-aspect-of-social-networking,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Getting Yourself Financially Back on Track After Bankruptcy</title> <link>https://cgwcnms.info/getting-yourself-financially-back-on-track-after-bankruptcy,html</link> <comments>https://cgwcnms.info/getting-yourself-financially-back-on-track-after-bankruptcy,html#comments</comments> <pubDate>Sat, 01 Apr 2023 07:42:36 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Bankruptcy Tips Advice]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=68</guid> <description><![CDATA[You’re a hard working person. You worked hard to develop your credit rating to the point where you have great credit. The home you and your family live in is modest. But despite the fact you live in a modest home your taxes continually rise. On top of that, your wife has just been laid [...]]]></description> <content:encoded><![CDATA[<p> You’re a hard working person. You worked hard to develop your credit rating to the point where you have great credit. The home you and your family live in is modest. But despite the fact you live in a modest home your taxes continually rise. On top of that, your wife has just been laid off at her job.You have a decent job, but it’s certainly not enough to support your family. And as an end result, you find yourself declaring bankruptcy. Now comes the tough part; having to think and plan ahead, hoping to get back on track after bankruptcy.Making Some Great Changes After BankruptcyBelieve it or not, recovering financially after bankruptcy is not that difficult. It’s certainly isn’t the end of the world, although it may feel like it. The good news is that there are many various programs available that can be tailor fitted to your current living situation to help you get back on your feet financially after bankruptcy.One of the first things you will have to do is to determine whether not the wage you are earning is close to the minimum wage. If you will are earning slightly above minimum wage, the chances of you getting financial help after bankruptcy actually increases.The next step it is to look at the type of job that you have and what kind of benefits you are receiving. The fact that you have a family to support gives you an advantage. If you are a public servant and work for the city, there might be financial help available to city workers.Another thing you need to consider is when your spouse will be returning to work. Now if your spouse left work because of s disability suffered while on the job, then your spouse might be entitled to some sort of a financial reimbursement, which can also help after bankruptcy.Probably the most important thing you need to consider in dealing with life after bankruptcy is to keep the stress of the financial situation away from your children. Children are very perceptive when it comes to picking up the stress levels of the parents. If your children our currently attending a preschool or daycare that you is paying for, have the talk to those who are running it about a payment plan. It’s a good idea to not disrupt your children’s schedule.Just remember that it does take time to get the family finances back on track after bankruptcy. Unfortunately, there is no shortcut to this. That is why it is a good idea to rely on your family and friends for support as well as advice. One tip that you can follow is to go on the Internet and do a search for various plans that you think might be applicable to your current situation. With the proper research as well as good advice, chances are good you will recover financially after bankruptcy. Just remember to hang in there and to never never never give up and things will eventually work themselves out. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/getting-yourself-financially-back-on-track-after-bankruptcy,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The 5 W’s of Management – What, Where, When, Why and Who</title> <link>https://cgwcnms.info/the-5-ws-of-management-what-where-when-why-and-who,html</link> <comments>https://cgwcnms.info/the-5-ws-of-management-what-where-when-why-and-who,html#comments</comments> <pubDate>Fri, 31 Mar 2023 21:34:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=66</guid> <description><![CDATA[Management is a common term and is widely used. It is essential in any type of organization.Management is basically ensuring combining efforts of available resources towards required objectives/ goals/targets.Management is an activity of purpose. It is a process and not an event or happening.Management primarily needs to create an enabling situation. Required things or results [...]]]></description> <content:encoded><![CDATA[<p> Management is a common term and is widely used. It is essential in any type of organization.Management is basically ensuring combining efforts of available resources towards required objectives/ goals/targets.Management is an activity of purpose. It is a process and not an event or happening.Management primarily needs to create an enabling situation. Required things or results need to be made to happen. Management cannot wait for things or results to happen. It cannot give reasons or situations that prevented required results from happening. In fact, good management is one which foresees all possible constraints and plans strategic actions to work around them to achieve targeted objectives. Therefore, good management has to be efficient and also effective. Efficiency means doing a task the right way at economic costs within available resources. Effectiveness means doing the right things.Management depending on situations and individuals can be a Process, Activity, Discipline, Group, Science, Art or Profession and explained below:”Management is a process that defines a sequence for a set of planned activities to utilise available resources optimally, effectively and economically to achieve required results at the right time”. Management can be a social process since it primarily deals with humans in getting them to plan, organize and perform activities that produce required results in a timely manner. It is also an integrating process since it integrates various resources like humans, financial, machinery, equipments and materials to produce required end result. Finally, Management is a continuous process and goes on in search of newer targets/objectives and results when current ones are achieved. Management cannot be said to be over but goes on and that’s why is precisely defined as a process.As an activity, management can be informational, decision-making or inter-personal. Management can never be done without flow of information between involved resources. Once information flows decision has to be taken otherwise nothing moves forward toward completion. Lastly, good management is characterised by good person-management skills that gets everyone involved, motivated yet willing to give one’s best happily.As a discipline, management pertains to study of principles & practices of basic administration. It specifies methods for its practitioners to manage any type of organization. Management is formally taught leading to diploma/degree/masters globally in institutes and universities enhancing a person competency and thereby one’s employability at higher levels of responsibility.Eminent research scholars, thinkers and academicians continually further the discipline of Management. This is then wide-spread through the various institutes that teach various management programmes to students who are selected through rigorous selection procedures.There are family owned businesses that have the family members at the helm and qualify as Patrimonial or Family Manager. Those with formal qualification in Management are known as Professional Managers. Heads of political parties and government-owned enterprises/corporations/undertakings are Political Managers.Management is accepted as both, an art and a science. Management has well researched and documented knowledge and has proven examples to confirm its applicability to day-to-day life and hence is undoubtedly a science. Not everyone can be a successful and authentic manager. Few individuals have that skill, finesse, adequate knowledge and a personal style that makes management an art.Management practitioners are usually categorised in to Top level, Middle level and Front line Managers globally across organizations. Top level Management usually frames the objectives, policies, strategies and directs others towards achievement. Middle level executes the top level’s plans and directives whereas front line managers actually get the job done.Objectives of Management are generally regarded as optimising results, efficiency and rewards. Improving of human life and social living standards and making everyone goal and achievement oriented.Management functions, as defined by KOONTZ and O’DONNEL are widely accepted and are considered as Planning, Organizing, Staffing, Directing and Controlling.Another globally accepted management fundamental are the 14 Principles of Management defined by Frenchman Henri Fayol. The important ones amongst them are Division of Labor, Principle of One Boss, Unity of Direction, Equity, Order, Discipline, Initiative, Fair Remuneration, Stability of Tenure and Sub-Ordination of Individual Interest to General Interest.Why Is Management Important?Organisations globally need team work to achieve goals. In 2015 management positions are projected to increase by 5-9% at the global level.Effective practice of Management helps individuals at personal, professional and social levels to:1. Accomplish goals2. Be more efficient3. Manage time better4. Take informed and right decisions5. Increase earning potential6. Increase success and happiness levelsEffective, efficient, ethical and continuous practice of Management always holds individuals and organisations in good stead creating prosperity, satisfaction and productive use of time at economic scales. Add to this continual up-gradation of one’s knowledge and one has a sure-shot recipe for success. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/the-5-ws-of-management-what-where-when-why-and-who,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Spa Therapy for Rejuvenation and Well Being</title> <link>https://cgwcnms.info/spa-therapy-for-rejuvenation-and-well-being,html</link> <comments>https://cgwcnms.info/spa-therapy-for-rejuvenation-and-well-being,html#comments</comments> <pubDate>Fri, 31 Mar 2023 19:13:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Spa and Wellness]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=64</guid> <description><![CDATA[Have you ever undergone a spa therapy? In the current scenario where increasing stress levels are taking a toll on everybody’s lives, going for a spa therapy will certainly activate and rejuvenate you from within. If you are on a business or leisure tour to the capital city New Delhi, do book your stay in [...]]]></description> <content:encoded><![CDATA[<p> Have you ever undergone a spa therapy? In the current scenario where increasing stress levels are taking a toll on everybody’s lives, going for a spa therapy will certainly activate and rejuvenate you from within. If you are on a business or leisure tour to the capital city New Delhi, do book your stay in one of the Delhi hotels that offers such facility. Your complete stay will thus turn out to be very fruitful and you will reach back home with a newer ‘You’ all set to start routine activities with a new zest. Of course, you may not avail such facilities in budget hotels in Delhi; five star and few four star Delhi hotels offer in-complex spa treatment conveniences.Spa encompasses aroma, ayurvedic, herbal and natural therapies. In select one or two hotels in New Delhi, you may enjoy the patented ‘colour healing’ body massage therapy performed by specialized and well trained massage therapists. At the same platform, you can also perform yoga under special guidance, avail beauty salon services, work out in a futuristic gymnasium, relax at the swimming pool, and more. During the day, you may enjoy your sight seeing tour or involve in your business activities and once you are free, you can avail all aforementioned spa and related activities everyday.The specially trained personnel for the spa therapies in the select hotels in Delhi ensure complete lifestyle assistance for the guests. You may choose signature therapies that are designed specially to relax senses and help you unwind. Ayurveda therapies are designed not only to treat ailments but also to enhance health and create well-being. You may choose a package that may encompass customised self-care techniques, natural healing, fitness regimen, nutrition consultancy besides guidance for emotional well being and healthy living. Here you will come across experienced therapists, ayurvedic doctors, yoga and fitness trainers, counselors, besides beauty and grooming experts.Finding hotels in Delhi that offer such facilities is easy online. Book your stay in one of the finest Delhi hotels and enjoy the therapy of your choice. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/spa-therapy-for-rejuvenation-and-well-being,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Give the Mind, Body, and Spirit Freedom – Let Go of Your Negative Tendencies</title> <link>https://cgwcnms.info/give-the-mind-body-and-spirit-freedom-let-go-of-your-negative-tendencies,html</link> <comments>https://cgwcnms.info/give-the-mind-body-and-spirit-freedom-let-go-of-your-negative-tendencies,html#comments</comments> <pubDate>Fri, 31 Mar 2023 17:27:17 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Mind Body Spirit]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=62</guid> <description><![CDATA[There is a certain way of thinking that we fall back into in regards to many subjects. Though there may be similarities, each individual entertains his or her own set of thought worlds which prevent or limit us in experiencing the things we desire. They are like galaxies of thoughts. When we are caught up [...]]]></description> <content:encoded><![CDATA[<p> There is a certain way of thinking that we fall back into in regards to many subjects. Though there may be similarities, each individual entertains his or her own set of thought worlds which prevent or limit us in experiencing the things we desire. They are like galaxies of thoughts. When we are caught up in a certain train of thought we are perpetuating certain realities. Millions of thoughts about baseball or relationships or sex or the idea of lack for example, make up these worlds of thoughts for you. Form is first thought, nothing exists without having first been thought.Someone with hundreds of millions of thoughts about baseball is far more attached to baseball than say someone who knows about baseball but pays very little attention to it and can’t hold much of a conversation about it. The idea a man on the moon by the end of the decade as spoken by John F Kennedy attracted worlds of thoughts eventually materializing into what was necessary to make it appear in physical reality.Each person creates their unique interests in worlds of thoughts and when these worlds are thought about a world of thoughts come to life. Everything is a thought before it has manifested in to the appearance of form. Your first thought of going to Hawaii for a vacation is real. The instant you create it, it exists. It has as little form as can be, but the more form you give to it and learn the many ways you can increase and magnify those thoughts you advance the materialization of it into reality.But then there are worlds of thought which manifest worlds of the absence of what you want. Crazy perhaps but that’s what we do because we do not realizes how worlds are created. The mind body spirit is a condition which thrives in the absolute freedom to deliberately choose to think upon as it wishes.This might be a world of thoughts feeding life to the subtle quiet voice in the background saying ‘she’ll never want me’ or ‘I’m not good enough’ or ‘I’m not smart enough’ or ‘I can’t’ or ‘I’ll never have the breakthrough I’m looking for’. The longer you try getting something you want to happen, but also build the thought world around it saying it’s not going to happen, you deny yourself of what you want. Whether you are a golfer, a salesman or simply looking for a date, it’s all the same creation process.Before thoughts attract enough of the likeness of other thoughts, it is energy first. And before energy it is intention. Realize that the words you are reading or the ones we use to speak with one another are simply pointers. It never contains the most pure energy thoughts because it is never being spoken nor listened for on the other side. But for now, it is pretty much all we’ve got. Movies, plays, music, art, poetry are often far better communicating means but far from a universal common language. Words only assist us in pointing to was emotions we are feeling. They are simple labels we use to describe something. And I am using words in an attempt to get new ideas across. It will take a great willingness on your part to consider such ideas, or not.When you are ‘wanting’ to experience serenity or love, it is the feeling you are really asking for. And backing up one step, is the ‘knowing’ of that experience. When you are ‘knowing’ the experience of being loved, or feeling at peace, you are experiencing it, you feel it. When you know precisely what you want and upon that you give your absolute of focus, you activate that world, you bring it alive. You are not questioning whether or not you are feeling it, you simply are.If you have a tendency to believe ‘you can’t’ have something you want, that belief or a world of billions of thoughts is all you need to give up. It is a world in contrast to the world you desire. They can not both live in the same place at the same time, the dominant world will prevail. Your choice rules the day. The worlds you desire already exists for you, you have spent much time creating them. If you ponder on what has been covered thus far, and see what thought worlds you have grown, you will discover that you only need to give up the generally unexamined way of thinking you are. To think that the background thought, ‘you can not have this or that’, has no effect on what is showing up or not showing up in your life, in this day and age is naive.When you notice one of your patterns of usual thought worlds such as, ‘this is never going to happen’ or ‘it’s going to turn out like it always does’, etc., deliberately be the master of this automatic tendency. What you have imagined and put together in worlds of millions of thoughts, sits there waiting, you must only relax and allow. Shout out at that denying train of thought ‘I shall have no more of you’ and feed it no more attention. Deliberately keep reaching for the feelings of the worlds you have already created. Keep acknowledging that your worlds are blossoming more every day.In the beginning of this learning process or coming aware process, do as much as you can to live in happiness and joy. This is a cleansing condition of freedom and no resistance. I would suggest you read all you can on the law of attraction and especially my books on the practical application of the law of attraction. Simply look me up on Amazon. Or read my articles on EzineArticles.com </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/give-the-mind-body-and-spirit-freedom-let-go-of-your-negative-tendencies,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Software Management Solutions for ISV’s</title> <link>https://cgwcnms.info/software-management-solutions-for-isvs-2,html</link> <comments>https://cgwcnms.info/software-management-solutions-for-isvs-2,html#comments</comments> <pubDate>Sun, 26 Mar 2023 06:37:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[management]]></category> <category><![CDATA[software]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=60</guid> <description><![CDATA[According to recent industry research, experts estimate that software pirates and hackers steal $35 billion worth of software each year. Securing and managing source code has become vital, a matter of survival for software producers. Knowledgeable software customers are demanding new and innovative packaging and licensing models to allow them purchase exactly what they want, [...]]]></description> <content:encoded><![CDATA[<p> According to recent industry research, experts estimate that software pirates and hackers steal $35 billion worth of software each year. Securing and managing source code has become vital, a matter of survival for software producers. Knowledgeable software customers are demanding new and innovative packaging and licensing models to allow them purchase exactly what they want, when they want it, and use it how they want to. For the Independent Software Vendors (ISV’s) software management solutions are vital in order to control and manage the demands of their customers as well as protect their software from pirates and hackers.The three major points involved in software management solutions are: Software Licensing, software protection and software packaging.Software LicensingISV’s need flexible licensing solutions that allow for quick creation of new pricing models and product configurations so the ISV’s can target new market segments effectively. They also need license-compliance solutions that ensure software security.Software SecurityEven with electronic licensing in place, many software and hardware companies continue to lose product revenues due to piracy and hackers. However, there are licenses that allow companies to recapture this revenue with tamper-resistant and trusted storage technologies—a set of powerful options that guard against unauthorized access or usage.Software PackagingSpecific licenses for trial versions also exist, enabling software to be immediately placed in the hands of prospective customers. The specialized license protects evaluation copies from hacking and reverse engineering, as it packages the evaluation copy into a code-less file – ensuring that all IP is safe from theft.Pay-Per-Use restrictions may be set per feature, for example the number of documents to be processed, in order to price certain segments of the application according to ongoing use. Once installed and used, the user may apply for a refill of the feature “cartridge” or alternatively pay periodically based on the actual use of the specific licensed feature.Pay-Per-Time restrictions enable the ISV to limit the time which the application or a specific feature can be used. Settings can be applied in advance per time quota or per actual usage.In today’s market, ISV’s need to apply complete software management solutions goes beyond tailoring software to customer-specific needs. Therefore, today’s vendors seek a complete software management solution that will cover the three major aspects of software security, software licensing and software packaging. As the software business grows more complex, real-time sales figures and usage data needs to flow uniformly, enabling decision makers to rapidly adapt in a dynamic market.For more information on software management solutions for ISV’s visit [http://www.securelm.net] </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/software-management-solutions-for-isvs-2,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Value of All Inclusive Resort Travel and Vacation Packages</title> <link>https://cgwcnms.info/the-value-of-all-inclusive-resort-travel-and-vacation-packages,html</link> <comments>https://cgwcnms.info/the-value-of-all-inclusive-resort-travel-and-vacation-packages,html#comments</comments> <pubDate>Thu, 02 Feb 2023 07:51:46 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=54</guid> <description><![CDATA[The industry of tourism has inspired the growth of many all inclusive resorts that completely changed the way people plan for their vacation. These resorts ensure that every visitor is able to fully enjoy their vacation with the many amenities and activities that are readily available whatever their fancy may be. The cost of all [...]]]></description> <content:encoded><![CDATA[<p> The industry of tourism has inspired the growth of many all inclusive resorts that completely changed the way people plan for their vacation. These resorts ensure that every visitor is able to fully enjoy their vacation with the many amenities and activities that are readily available whatever their fancy may be. The cost of all inclusive resort travel may be more expensive than regular packages. However, it helps the vacationer plan and schedule the trip without having to worry about contacting different agents and resorts for airfare, accommodations, transportation, tours, spa, water sports, and many more. Always remember that the food and lodging are usually the most costly part of a vacation without the all inclusive offers of resorts.In today’s economy you will find that the best all-inclusive deals may be from companies that have travel membership clubs. Resorts and attractions which are having a difficult time filling their facilities due to the poor economy are very motivated to provide these organizations exceptionally discounted pricing knowing they have hundreds and sometimes thousands of members in order to ensure themselves of a higher occupancy rate.If a vacationer would want to bring the whole family on vacation, there should be ample activities for every member of the family. All inclusive resorts offer fun filled activities and a family friendly atmosphere for kids, while older children get to explore their adventurous side with sports and amenities that allows them to become active and mingle with other teens. With all these activities keeping the kids busy, the older members of the family can find time to relax and unwind with a massage or tour around the area. All inclusive resort travels also provide great value for honeymooners with special packages offered that would give them the privacy that they need. There are also exciting activities and tours that they could join to make the most of their honeymoon.In choosing the right resort to book for your next vacation, you can check out the packages being offered. The kind of resort should also be considered since there are places that would suit couples, families, or singles best. The best values offered by these all inclusive resorts are those that provide the airfare, hotel accommodations, and meals because there are those that do not include the transportation. Depending on your main agenda, you may opt for packages that provide city tours. However, not everyone would want to travel and tour around on their vacation, as they opt for a quiet and serene vacation away from people and busy life.The best advantage that vacationers can get from all inclusive resort travels is being able to pay for a price that covers everything that you need all throughout the vacation. This frees an individual from worrying about having enough local currency at hand for the expenses that need to be addressed. The packages offered by these resorts suit families with young children and couples alike. It also makes perfect gifts for newly weds, for birthdays, or other special events because the recipient would not need to worry about other expenditures during their vacation. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/the-value-of-all-inclusive-resort-travel-and-vacation-packages,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Are Payday Loans Becoming A Way Of Life?</title> <link>https://cgwcnms.info/are-payday-loans-becoming-a-way-of-life,html</link> <comments>https://cgwcnms.info/are-payday-loans-becoming-a-way-of-life,html#comments</comments> <pubDate>Wed, 01 Feb 2023 21:10:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=52</guid> <description><![CDATA[What’s going on with the payday loans industry? There are 12 million adults in the United States alone each year who are taking out at least one payday loan. This fact says a whole lot since the average user will take out at least eight loans throughout the course of a year. These loan amounts [...]]]></description> <content:encoded><![CDATA[<p> What’s going on with the payday loans industry? There are 12 million adults in the United States alone each year who are taking out at least one payday loan. This fact says a whole lot since the average user will take out at least eight loans throughout the course of a year. These loan amounts are calculated to be around $375 on average which would mean $520 would be paid on interest, if paid on time. Many borrowers end up keeping loans out for more than just a few weeks, in fact the average time a loan is out is for five months. This drives the interest amount even higher.What are people using these short-term loans for? It seems that the average user is using payday loans to keep up with ordinary living expenses. Unexpected emergencies are not used as often, but then again, emergencies do not happen everyday. Living beyond one’s means continues to keep people in debt. Cutting back on expenses is not the priority of many users unless direct payday loans lenders become unavailable. getting help from friends or family, put off paying bills or even sell possessions still seem like a better solution to many than cutting back on monthly expenses. The states which have strong regulations do not see their residents reaching out to other sources as much and the lenders have seen sharp declines in loans for people living in those states.There is something positive to be said about state payday loans regulations. The goals of the government was to protect their residents from becoming trapped into a debt cycle. The debt will just be from something else. People struggle with finances in all states. maybe in these strict payday lending states there is a rise in credit card debt or use of car title loans or pawn shops. Since there are some banks and credit unions who now do their version of payday loans which do not follow the regulations, those may be sources which technically fall into another category. High priced short term loans are still the There are no states boasting improved credit scores caused from the strict payday loan regulations, the residents must be finding some avenue for financial help.The simplicity of cutting back and restricting personal spending seems so out of date when keeping up with the Joneses is a lifestyle too many are unwilling to break free from. Advertising is cunning and we find ourselves needing items which are only wants. Latest versions of electronics, car upgrades, cell phones and travels are more than double dippers into bank accounts.Is it payday loans which have become a way of life by signing on for one then falling into a trapped cycle? Or is it one avenue gone wrong for so many trying to keep up a lifestyle beyond their means? Cash advance loans are not geared to live on, but to be used to get out of an immediate financial crisis. The high risk loans are not affordable when the loan is a larger portion of next week’s paycheck. Whether the short-term loan is coming from a payday lender or your local bank, the high interest will still cause trouble for your finances if you do not pay it off at the end of the term. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/are-payday-loans-becoming-a-way-of-life,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Gardening Tools You Cannot Do Without</title> <link>https://cgwcnms.info/gardening-tools-you-cannot-do-without,html</link> <comments>https://cgwcnms.info/gardening-tools-you-cannot-do-without,html#comments</comments> <pubDate>Wed, 01 Feb 2023 17:04:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://cgwcnms.info/?p=50</guid> <description><![CDATA[A garden is a piece of land or space that can be used to cultivate flowers, herbs or fruits. This piece of land or space could be your backyard, a hydroponic shed or small flower bed at the corner of your property. Gardening is therapeutic, it can help ease stress and provides and opportunity for [...]]]></description> <content:encoded><![CDATA[<p> A garden is a piece of land or space that can be used to cultivate flowers, herbs or fruits. This piece of land or space could be your backyard, a hydroponic shed or small flower bed at the corner of your property. Gardening is therapeutic, it can help ease stress and provides and opportunity for self enhancement and increase in self worth through the process of bringing crops to life from just seedlings.When considering the idea of setting up a garden, it is important you take note of the required tools to help make the job easier or if you have already setup your own garden getting to know the right tools for the right purpose will also enhance your gardening experience. I shall be talking you through some of the ideal tools that is required to setup and make your gardening experience a blast.Before we commence, I would want to say that when picking garden tools, make sure to invest only in quality and trusted tools, it is no gain saying that you invest in tools that can’t stand the test of work. Also ensure that all tools have a proper place for storage and also they are properly maintained to promote their useful lifespan. Establish a regular maintenance routine and make sure to have your tools kept oiled up to avoid rust. Remove all tools from area that are prone to dampness, let your tools be kept in clean and dry places just as the doctor ordered. There are some key tools required to guarantee an amazing gardening experience, I have outlined a few key tools below;RakeA hand rake is an inevitable tool for every gardener. The rake plays a vital role in loosening the top soil to allow the plant retrieve maximum nutrient from the soil. The rake is also used to clean up the garden of loose dirt and or dried leaves. It is important that you invest in rakes that are metal and hand comfortable handles, this would make the activity of cleaning and raking easy and less stressful.Garden hoseEvery home should have at least one garden hose, they serve multiple purposes. They could be used to water a lawn or wash the car. Rubber hoses have more flexibility and are less susceptibility to cuts and abrasions but are usually more expensive. A garden hose connects to a source of water by means of plastic couplings or of brass fittings. Layers make up hoses and their strength increases with each additional layer. When you have thicker hoses, the likelihood of kinking reduces and this ensures for constant flow of water. Usually, the length of a hose determines the weight. Treat your hose properly so it could serve you well. Avoid leaving pressure on it unnecessarily and running hot water through it. During purchase, make sure you ask the right questions before making your purchase. Avoid light hoses and hoses without adequate thickness.ShovelsA shovel is an essential tool for gardening. They come in different sizes, shapes and a variety of forms. Shovels are made from metal with some having wooden or plastic handles. A shovel is used for scooping, digging and shoveling of soil or dirt. The shovel is important in any garden setup, it helps you save strength on otherwise difficult task of digging.Garden ForkA garden fork resembles a shovel only that it is pointed spikes like that of a rake. Garden forks are usually required in larger gardens and small farms to move large bales of dirt or grass. They are the most ideal tool for moving hay for livestock feed. The garden fork is usually metal and has wooden handles which makes usage easy. It is important that safety measures are observed at all times to avoid injury when making use of the fork and all gardening tools.Pruning SawsA pruning saw is a hand tool that has the same serrated blade as a normal saw and it’s used to trim live shrubs and trees. There are different pruning saws for different purposes and type of shrub or trees. We have the arborist saw and the curved hand cut saw to name a few. A pruning saw is an ideal tool to have in your tool shed, it allows you to take care of renegade shrubs and tree branches.Pruning saws comes in different sizes and types. Just like every tool, for a pruning saw to be keep functioning, it need to be maintained. Ensure to clean it after every use and oil the blades at intervals, sharpen the blades when necessary and use the different pruning saw correctly for their required purpose.Hand TrowelsA garden trowel is a small hand tool that is used For weeding and cultivation. They usually have wooden, plastic or metal handles coated with rubber. Garden trowels that do not have the metal handles are prone to breaking or bending. It hand trowel is very useful for most gardens, I am yet to see a garden tool shed that doesn’t have a hand trowel. It’s one of the mist basic gardening tool.Like all gardening tool, it is important to have a proper maintenance routine. Your hand trowel should be kept clean, sanitized and wiped dry after every use. Infected trowels is harmful to your garden as they can spread disease from one plant to another. The best way to store this trowels is by hanging them up. Most garden trowels are built with a hole at the end of the handle which can be used to hang them.Pruning shearsPruning shears are sometimes called hand prunes. They are used for cutting and trimming of any unwanted branches and weeds. They can also be used to shape out your plants to allow for effective growth, pruning a tree at intervals helps to improve its overall growth potential by weeding off old and unwanted parts. Pruning shears are small and handy just as they are quite inexpensive. After every use, rinse your pruning shears with water, dry them and cover them with their protective cover before placing them back in your toolbox.Like the hand Trowels, hand prunes are very important garden tool for every toolbox. It expected that every garden should have a pruning tool. Hand prunes come in various sizes and shapes for performing different types of pruning. Sometimes the differentiating attribute is the material used in forging it and the manufacturer. Invest only in quality prunes forged from stainless steel to ensure it last longer for the purpose.Green HouseA green house is a protected growing environment created for the purpose of growing tender plants and seedlings or cultivating crops that requires an all year round protection. They are beautiful and useful structures used by gardeners. It serves as a shield between nature and what you intend to grow or are growing and allow for plants to be improved and growing seasons to be extended artificially.Green Houses serves as a shelter from excess cold, heat and pests. In making a buying decision of a green house, take into cognizance, the area you live and what you intend growing. The use of a green house can make you grow things you wouldn’t otherwise be able to grow, you have more time to concentrate on the successful growth of your crops as you no longer battle with pests. The price of your green house varies and it is most times a function of size and material used in its construction. Ultimately, before making a purchase, understand the benefits of a green house, conduct a little research to determine if a green house is right for you and which one works best for you for the purpose you intend for it. Examine your environment to decide the type of green house that works best as these factors will help you make the right decision.Garden pots and planteraThere’s a large variety of pots and planters on the market. If you are looking to buy some, you should definitely get what suits your needs and purpose in terms of functionality, color and style. The kind of pot or planter you use depends on your needs, climate and the kind of plant you intend growing on the pot. Planters are made from different materials to serve different purposes. Some common choices include Concrete, clay, metal plastic or wood. Planters and pots are great ways to bring nature indoors, on your balcony or evn onto your patio.The list of gardening tools is not exhaustive but I have chosen to educate you on this few, it is my hope that you have learnt a few things. I wish you a happy gardening. </p>]]></content:encoded> <wfw:commentRss>https://cgwcnms.info/gardening-tools-you-cannot-do-without,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
Download the "valid RSS" banner.
Upload the image to your own server. (This step is important. Please do not link directly to the image on this server.)
Add this HTML to your page (change the image src attribute if necessary):
If you would like to create a text link instead, here is the URL you can use:
http://www.feedvalidator.org/check.cgi?url=https%3A//cgwcnms.info/feed
