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<content:encoded><![CDATA[<p> So you are a fresher and looking for mar ...
<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>closbeems.info</title> <atom:link href="http://closbeems.info/feed" rel="self" type="application/rss+xml" /> <link>https://closbeems.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 21:47:33 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>The connection has timed out</title> <link>https://closbeems.info/55</link> <comments>https://closbeems.info/55#comments</comments> <pubDate>Tue, 18 Jul 2023 02:05:49 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://closbeems.info/?p=55</guid> <description><![CDATA[#EANF#jasabacklinkpro.infojasabacklinks.infokalipakem.com]]></description> <content:encoded><![CDATA[<p>#EANF#<br/><a style="display:none;" target="_blank" href="http://jasabacklinkpro.info">jasabacklinkpro.info</a><a style="display:none;" target="_blank" href="http://jasabacklinks.info">jasabacklinks.info</a><a style="display:none;" target="_blank" href="http://kalipakem.com">kalipakem.com</a></p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://closbeems.info/55/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Digital Marketing Skills Are Requisite for Marketing Jobs, Find Out Why!</title> <link>https://closbeems.info/53</link> <comments>https://closbeems.info/53#comments</comments> <pubDate>Sun, 09 Jul 2023 23:22:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://closbeems.info/?p=53</guid> <description><![CDATA[So you are a fresher and looking for marketing jobs? Here is a good piece of news for you! As per the India Skills Report 2014, there would be an increase of 18-23 percent of fresher hiring in sectors across. Companies are readily seeking fresh graduates to bolster productivity and growth. Also, the India Skills [...]]]></description> <content:encoded><![CDATA[<p> So you are a fresher and looking for marketing jobs? Here is a good piece of news for you! As per the India Skills Report 2014, there would be an increase of 18-23 percent of fresher hiring in sectors across. Companies are readily seeking fresh graduates to bolster productivity and growth. Also, the India Skills report is the joint effort of teams from Wheebox, PeopleStrong, HR Services, LinkedIn and Confederation of Indian Industry.Let us now take a closer look as why a marketing aspirant needs to be familiar with the world of digital marketing.As per the survey of industry body, Associated Chambers of commerce and Industry of India (ASSOCHAM), only 10 percent MBA’s in India are employable in reality. The prime reasons behind such a situation are the gap between industry specific skills and education. These days, marketing employers are not interested in candidate’s internships or grades; all they want is industry specific skills.Today, the marketing landscape has changed drastically. If we talk about the present scenario, digital marketing is the booming industry that is expected to create 1.5 lakh jobs in the next five years. There is a huge demand of digital marketers, but still there is paucity of talent and professionals. Below listed are the five compelling reasons as why a marketing aspirant needs to have skills in online advertising.Digital marketing is the future of marketing There have been ample surveys and reports which claim that online marketing would be the future of marketing. This is a digital age. The tech savvy present age generation and the ever-growing internet population has the paved the path of digital marketing.The rising popularity of Smartphone’s, tablets, smart TVs and so on have compelled the businesses to target and engage their potential audience through these digital channels.Digital marketing skills are high in demand Online marketing has been recognized as the top five careers to look out for. The hiring managers are readily looking for marketing candidates with the knowledge and skills in digital marketing. Be it real estate, hospitality, B2B businesses, retail, consultancy, manufacturing, export-import and many other industries are keen on hiring professionals with relevant skills in this domain.Better pay in digital marketing jobs Online advertising is indeed a lucrative career domain. I will tell you how. In online advertising, you can directly connect with your prospective client/customer and generate leads and sales in real-time. Since, professionals in this industry are involved in revenue generation, they are paid handsome salaries.Wide variety of jobs in digital marketing The prominent areas of employment include search engine optimization, social media marketing search engine marketing, content writing and so on.So if you wish to land in your dream marketing job, make sure that you’re armed with digital marketing skills as it will give you an edge over your competitors. 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href="http://ticeonet.info/">ticeonet.info</a><a style="display:none;" target="_blank" href="http://vvhatto.info/">vvhatto.info</a></p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/53/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Is Involved in Starting an Online Business?</title> <link>https://closbeems.info/51</link> <comments>https://closbeems.info/51#comments</comments> <pubDate>Fri, 12 May 2023 22:05:29 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[best business ideas]]></category> <category><![CDATA[best online business]]></category> <category><![CDATA[best online business ideas]]></category> <category><![CDATA[best online business to start]]></category> <category><![CDATA[business ideas]]></category> <category><![CDATA[how to make money online]]></category> <category><![CDATA[make money online]]></category> <category><![CDATA[online business]]></category> <category><![CDATA[online business from home]]></category> <category><![CDATA[online business ideas]]></category> <category><![CDATA[small business ideas]]></category> <category><![CDATA[start an online business]]></category> <category><![CDATA[start online business]]></category> <category><![CDATA[starting an online business]]></category> <guid isPermaLink="false">http://closbeems.info/?p=51</guid> <description><![CDATA[Have you ever thought about starting your own online business?There are a lot of benefits to running your very own business from home. Most people that go down this track want to either have more spare cash to pay bills etc while they still hold down a full-time job, or want to give up the [...]]]></description> <content:encoded><![CDATA[<p> Have you ever thought about starting your own online business?There are a lot of benefits to running your very own business from home. Most people that go down this track want to either have more spare cash to pay bills etc while they still hold down a full-time job, or want to give up the job they are grinding away at, and give themselves a lifestyle and income that they wouldn’t have been able to achieve will working for someone else.There are 2 different online business models that you can choose from:1. Physical Products.This is a business similar to having an eBay account where you sell a physical or tangible product that you have in stock, and sell it via an eBay Auction or some other way, you have to manually ship the item or items to the persons address as specified. This business model requires you to be hands on and available each day to post out the order. You have to either purchase your products from a wholesaler or you manufacture them yourself. Either way you look at this type of business model, you cannot really run it from just a notebook computer and an internet connection. You have to be available and put in the manual work so your items can be posted or you will quickly get poor feedback, if you are using eBay to run your business.2. Digital ProductsThe other type of online business model is digital products. This is where you supply products that are in electronic form. Examples of this would be, eBooks, Videos, PDF documents, training courses and membership sites etc. In my opinion, this is the better online business model out of the two to choose from. It allows you to setup your business to run automated, meaning, once set up correctly, you do not actually have to do any manual work or shipping. You can even have any questions that get emailed to you answered automatically. Technically you could be making money while you are asleep or are on holiday in the Bahamas! The trick to this is, you must find a great mentor or coach that can show you how to do this the correct way. Copy their business model, and you really can have a lifestyle that you gives you a lot of free time to spend with your family, or pursue anything else that you enjoy.What are some of the pitfalls of starting an online business?As with anything on the internet, you should go look into any online business opportunity with both eyes wide open. There are a lot of people out there that are happy to relieve you of your cash, only never to be heard from again!Do your due diligence. Find out about the company offering the service. Ask for testimonials, and when I say testimonials, I mean from people that you can actually contact and ask questions. Anyone can put a testimonial on their website saying it was from Joe Blogs from Sydney Australia. People that offer their testimonials should be willing to talk to you and share their experience, otherwise it doesn’t really mean much does it!Search for the business name on Google. You will be surprised at what you can find about a company when you make an effort to look them up online. If there have been people that have been associated with the business in the past, I am sure you will dig up some info on them.Just keep in the back of your mind…. “If it sounds too good to be true, it probably is”.Email the company contact or member that is promoting the business. Ask them questions about the business. If they are legitimate, they will not have a problem talking with you. Be wary of the business opportunity that tells you that you need to purchase their product or opportunity before they can discuss anything with you. From experience, these types of people or businesses have something to hide and should be avoided at all costs!As I mentioned earlier, there are many wonderful benefits to starting an online business, but they are certainly just as many pitfalls. Never take any business opportunity on face value. There is no need to lose the shirt off your back if you follow the guidelines I have mentioned.One online business company that I can thoroughly recommend is The Six Figure Mentors. This is a group of online businessmen and women that are truly earning six and even seven figures online. If you would like to find out more about this company, please click the link in my resource box below and sign up for the Free Videos. These Bootcamp videos will show you their complete business, and how they actually achieve this. This is a must watch if you are serious about generating an online income, while learning from some of the best internet marketers around. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/51/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How Finance Recruiters Can Help With the Job Search</title> <link>https://closbeems.info/48</link> <comments>https://closbeems.info/48#comments</comments> <pubDate>Thu, 11 May 2023 17:53:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[basic finance]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[finance basics]]></category> <category><![CDATA[finance books]]></category> <category><![CDATA[finance bros]]></category> <category><![CDATA[finance career]]></category> <category><![CDATA[finance degree]]></category> <category><![CDATA[finance frauds]]></category> <category><![CDATA[finance kya hai]]></category> <category><![CDATA[finance major]]></category> <category><![CDATA[finance meaning]]></category> <category><![CDATA[finance news]]></category> <category><![CDATA[finance shorts]]></category> <category><![CDATA[finance stock]]></category> <category><![CDATA[finance with sharan]]></category> <category><![CDATA[fix finances]]></category> <category><![CDATA[fix my finance]]></category> <category><![CDATA[learn finance]]></category> <category><![CDATA[mba finance]]></category> <category><![CDATA[mba finance jobs]]></category> <category><![CDATA[mba in finance]]></category> <category><![CDATA[Personal Finance]]></category> <category><![CDATA[public finance]]></category> <category><![CDATA[raga finance]]></category> <category><![CDATA[study finance]]></category> <category><![CDATA[what is finance]]></category> <category><![CDATA[yahoo finance]]></category> <category><![CDATA[yahoo finance premium]]></category> <guid isPermaLink="false">http://closbeems.info/?p=48</guid> <description><![CDATA[Finance recruiters have the ability to help you with the job search. When you are in need of a job, you need to send out resumes. Where do you send the resumes? What positions are you qualified? How much of a salary can you ask for? Whether you have been in the industry for years [...]]]></description> <content:encoded><![CDATA[<p> Finance recruiters have the ability to help you with the job search. When you are in need of a job, you need to send out resumes. Where do you send the resumes? What positions are you qualified? How much of a salary can you ask for? Whether you have been in the industry for years or you have just graduated college and entering the workforce for the first time, these are questions that you need to have answered.You could search the newspaper on a daily basis and sign up for all of the online recruiting websites. This is going to be time consuming and when you sign up for the websites, you will also be contacted by employers that have nothing to do with the finance industry.By tapping into finance recruiters, they can go to work for you. You share your resume with them, they review it, and tell you what kinds of positions are out there based upon the education and experience that you have.Since recruiters are constantly working with HR departments, they know what the positions available are and what the requirements are to get them. If you want to be a financial analyst for a Fortune 500 company, a recruiter will be able to tell you if it’s going to happen or not. If you’re lacking education or experience, it’s best to find out from a recruiter so that you can get what you need instead of applying for the wrong position.If you have been involved in the job search for a while and have wondered why companies have not contacted you for an interview, it may be because you are not qualified. This can be a huge waste of time – and make it difficult for you to get hired.The good news is that finance recruiters can guide you through the process, help you improve your resume, and show you the positions that you do qualify for.Even more is that they will take your resume and get it in front of HR directors on your behalf. The recruiters often have a long list of positions that they need to fill. Any time a company needs staff, they turn to a recruiter and send them a list, which includes a job description and list of requirements. If the recruiter thinks that you will be a good fit for a company, you may be called for a phone interview, have a background check run on you, and be scheduled for a meeting with an HR director or department head for the company that is hiring.With all of this help, you can make short work of the job search. Finance recruiters can streamline your resume, show you what you qualify for, and get your resume in front of the best companies around. It’s easier to work with a single recruiter instead of copying your resume 100 times and then sending it to every HR director in town, regardless of whether they are hiring. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/48/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Get the Best Online Auto Loans</title> <link>https://closbeems.info/46</link> <comments>https://closbeems.info/46#comments</comments> <pubDate>Tue, 28 Mar 2023 15:49:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Online Auto Loans]]></category> <guid isPermaLink="false">http://closbeems.info/?p=46</guid> <description><![CDATA[These days, people do not expect that getting a car loan will be a time consuming or difficult task. But, if you are committed to finding the best loan at the best rate around you may find that approaching individual lenders for quotes can be tedious at best. Many people are now realizing the benefits [...]]]></description> <content:encoded><![CDATA[<p> These days, people do not expect that getting a car loan will be a time consuming or difficult task. But, if you are committed to finding the best loan at the best rate around you may find that approaching individual lenders for quotes can be tedious at best. Many people are now realizing the benefits of online lending, but there are some things that you will need to know that will help you find the best online auto loans.When you begin looking for car finance on the internet you may be overwhelmed by the large number of companies who offer this service. While many are legitimate and reputable lenders, there are of course some not so credible ones and so, in order to find the best online auto loans you will need to know how to select your lender carefully.When you search for a car loan on the internet you will find that you have the choice of two very different types of lenders. Many of the big banks and financial institutions offer online lending in order to compete in today’s market, but there are also a large number of non-bank lenders who can provide a great service and comparable, if not better than expected, interest rates. Choosing a lender that is right for you will enable you to get the best online auto loans.There is no set formula when it comes to choosing the best online auto loans. The success of your search will be determined by your own individual requirements and what you are looking for in a car loan. One thing that you will need to be aware of is that finding the best online auto loans will come down to the amount of time you spend shopping around and researching the different loan providers.When it comes to the big banks that are familiar to you, you rarely need to do much research into these lenders. This is because you know that they are legitimate loan providers, but that does not necessarily mean that they will provide you with the best online auto loans. There are many smaller non-bank lenders around that will offer you more flexible terms and be willing to tailor your car finance to suit your needs. In many cases it may be that a smaller company may be able to provide you with the best online auto loans.If you are going with a non-bank lender that you are not familiar with, it is important that you take the time to look into their background. The best online auto loans will come from companies that you can trust and so you should obtain some information about these lenders from the Better Business Bureau or from independent review sites.There are many companies offering car loans on the internet and the quality of service they provide and the rates that they are able to offer are really giving the larger lenders a run for their money. If you want to get great car finance then you need to realize that it is possible to get the best online auto loans quickly and easily. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/46/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Low Interest Auto Loans – Tips To Get Lowest Auto Loan Interest Rates</title> <link>https://closbeems.info/43</link> <comments>https://closbeems.info/43#comments</comments> <pubDate>Tue, 28 Mar 2023 13:39:20 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auto Loans]]></category> <guid isPermaLink="false">http://closbeems.info/?p=43</guid> <description><![CDATA[Unless you’re paying cash, it is no wonder that you are searching for low interest auto loans. Getting the best auto loan rates just makes good financial sense.However it takes a little work to find the lowest interest, simple work that most people are unwilling to do. Here are some tips to get the lowest [...]]]></description> <content:encoded><![CDATA[<p> Unless you’re paying cash, it is no wonder that you are searching for low interest auto loans. Getting the best auto loan rates just makes good financial sense.However it takes a little work to find the lowest interest, simple work that most people are unwilling to do. Here are some tips to get the lowest auto loan interest rates.1. Low Online Auto Loan QuotesThere are many banks and auto loan companies online that offer competing auto loan quotes. Because of this almost global competition online lenders are more likely to offer you the lowest interest auto loan quote in order to get your business.Safe, secure and fast you can apply for a auto loan and get approval in minutes. Then you can compare and choose the one with the lowest interest rate. This allow you to shop for a car like a cash buyer, saving you even more.2. Get Your Credit In OrderYour credit history will ultimately determine how low the interest rate will be on your auto loan. You should know where you stand, credit wise, before you apply for a loan not after. Get your credit report, it’s easy, and by law you are entitled to one free credit report a year or every 12 months, get it. The three main credit reporting agencies are Equifax, Experian, and TransUnion.3. Know Your FICO ScoreThis plays a big part in whether you will be approved and the interest rate of your auto loan. Your FICO scores are the credit calculations or scores many lenders use to determine your credit worthiness.The FICO credit score range is widely accepted to be between 300 and 850, the higher the better. Raising low FICO scores not only can help you get the lowest interest auto loan but will also save you thousands on the total cost of the car.4. Dealing With Bad CreditIt is not impossible to get a low interest auto loan with bad credit. In a perfect world you will have your bad credit erased, but as you know this can take time. Time which you may not have before you need a car.In the case of a bad credit history a low interest car loan does not mean best low interest rate available, but lowest interest auto loan for people with bad credit.You definitely want to have options in this case. Taking the time to research and compare auto loan quotes will pay off handsomely with a low rate auto loan with bad credit that will allow you to be able to afford that car.In many cases low interest car loans are just a click away. If you can get your credit and FICO score high or high enough then it is just a matter of shopping for the best interest rate for a auto loan wisely. That is right, shop just like you will for a car, even if you have bad credit. Then compare a minimum of 3-4 auto loan quotes online or locally, this will enable you to find and secure the best low interest auto loans that you can afford. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/43/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Group Insurance Health Care and the HIPAA Privacy Rule</title> <link>https://closbeems.info/41</link> <comments>https://closbeems.info/41#comments</comments> <pubDate>Mon, 20 Mar 2023 10:12:12 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://closbeems.info/?p=41</guid> <description><![CDATA[HIPAA stands for Health Insurance Portability and Accountability Act. When I hear people talking about HIPAA, they are usually not talking about the original Act. They are talking about the Privacy Rule that was issued as a result of the HIPAA in the form of a Notice of Health Information Practices.The United States Department of [...]]]></description> <content:encoded><![CDATA[<p> HIPAA stands for Health Insurance Portability and Accountability Act. When I hear people talking about HIPAA, they are usually not talking about the original Act. They are talking about the Privacy Rule that was issued as a result of the HIPAA in the form of a Notice of Health Information Practices.The United States Department of Health & Human Services official Summary of the HIPAA Privacy Rule is 25 pages long, and that is just a summary of the key elements. So as you can imagine, it covers a lot of ground. What I would like to offer you here is a summary of the basics of the Privacy Rule.When it was enacted in 1996, the Privacy Rule established guidelines for the protection of individuals’s health information. The guidelines are written such that they make sure that an individual’s health records are protected while at the same time allowing needed information to be released in the course of providing health care and protecting the public’s health and well being. In other words, not just anyone can see a person’s health records. But, if you want someone such as a health provider to see your records, you can sign a release giving them access to your records.So just what is your health information and where does it come from? Your health information is held or transmitted by health plans, health care clearinghouses, and health care providers. These are called covered entities in the wording of the rule.These guidelines also apply to what are called business associates of any health plans, health care clearinghouses, and health care providers. Business associates are those entities that offer legal, actuarial, accounting, consulting, data aggregation, management, administrative, accreditation, or financial services.So, what does a typical Privacy Notice include?<br />The type of information collected by your health plan.<br /> A description of what your health record/information includes.<br /> A summary of your health information rights.<br /> The responsibilities of the group health plan.</p><p>Let’s look at these one at a time:Information Collected by Your Health Plan:The group healthcare plan collects the following types of information in order to provide benefits:Information that you provide to the plan to enroll in the plan, including personal information such as your address, telephone number, date of birth, and Social Security number.Plan contributions and account balance information.The fact that you are or have been enrolled in the plans.Health-related information received from any of your physicians or other healthcare providers.Information regarding your health status, including diagnosis and claims payment information.Changes in plan enrollment (e.g., adding a participant or dropping a participant, adding or dropping a benefit.)Payment of plan benefits.Claims adjudication.Case or medical management.Other information about you that is necessary for us to provide you with health benefits.Understanding Your Health Record/Information:Each time you visit a hospital, physician, or other healthcare provider, a record of your visit is made. Typically, this record contains your symptoms, examination and test results, diagnoses, treatment, and a plan for future care or treatment.This information, often referred to as your health or medical record, serves as a:Basis for planning your care and treatment.Means of communication among the many health professionals who contribute to your care.Legal document describing the care you received.Means by which you or a third-party payer can verify that services billed were actually provided.Tool in educating health professionals.Source of data for medical research.Source of information for public health officials charged with improving the health of the nation.Source of data for facility planning and marketing.Tool with which the plan sponsor can assess and continually work to improve the benefits offered by the group healthcare plan. Understanding what is in your record and how your health information is used helps you to:Ensure its accuracy.Better understand who, what, when, where, and why others may access your health information.Make more informed decisions when authorizing disclosure to others.Your Health Information Rights:Although your health record is the physical property of the plan, the healthcare practitioner, or the facility that compiled it, the information belongs to you. You have the right to:Request a restriction on otherwise permitted uses and disclosures of your information for treatment, payment, and healthcare operations purposes and disclosures to family members for care purposes.Obtain a paper copy of this notice of information practices upon request, even if you agreed to receive the notice electronically.Inspect and obtain a copy of your health records by making a written request to the plan privacy officer.Amend your health record by making a written request to the plan privacy officer that includes a reason to support the request.Obtain an accounting of disclosures of your health information made during the previous six years by making a written request to the plan privacy officer.Request communications of your health information by alternative means or at alternative locations.Revoke your authorization to use or disclose health information except to the extent that action has already been taken.Group Health Plan Responsibilities:The group healthcare plan is required to:Maintain the privacy of your health information.Provide you with this notice as to the planâEUR(TM)s legal duties and privacy practices with respect to information that is collected and maintained about you.Abide by the terms of this notice.Notify you if the plan is unable to agree to a requested restriction.Accommodate reasonable requests you may have to communicate health information by alternative means or at alternative locations. The plan will restrict access to personal information about you only to those individuals who need to know that information to manage the plan and its benefits. The plan will maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your personal information. Under the privacy standards, individuals with access to plan information are required to:Safeguard and secure the confidential personal financial information and health information as required by law. The plan will only use or disclose your confidential health information without your authorization for purposes of treatment, payment, or healthcare operations. The plan will only disclose your confidential health information to the plan sponsor for plan administration purposes.Limit the collection, disclosure, and use of participant’s healthcare information to the minimum necessary to administer the plan.Permit only trained, authorized individuals to have access to confidential information.Other items that may be addressed include:Communication with family. Under the plan provisions, the company may disclose to an employee’s family member, guardian, or any other person you identify, health information relevant to that person’s involvement in your obtaining healthcare benefits or payment related to your healthcare benefits.Notification. The plan may use or disclose information to notify or assist in notifying a family member, personal representative, or another person responsible for your care, your location, general condition, plan benefits, or plan enrollment.Business associates. There are some services provided to the plan through business associates. Examples include accountants, attorneys, actuaries, medical consultants, and financial consultants, as well as those who provide managed care, quality assurance, claims processing, claims auditing, claims monitoring, rehabilitation, and copy services. When these services are contracted, it may be necessary to disclose your health information to our business associates in order for them to perform the job we have asked them to do. To protect employee’s health information, however, the company will require the business associate to appropriately safeguard this information.Benefit coordination. The plan may disclose health information to the extent authorized by and to the extent necessary to comply with plan benefit coordination.Workers compensation. The plan may disclose health information to the extent authorized by and to the extent necessary to comply with laws relating to workers compensation or other similar programs established by law.Law enforcement. The plan may disclose health information for law enforcement purposes as required by law or in response to a valid subpoena.Sale of business. If the plan sponsor’s business is being sold, then medical information may be disclosed. The plan reserves the right to change its practices and to make the new provisions effective for all protected health information it maintains. Should the company’s information practices change, it will mail a revised notice to the address supplied by each employee.The plan will not use or disclose employee’s health information without their authorization, except as described in this notice.In Summary:As an employee, you should be aware of your rights and feel confident that your employer is abiding by the guidelines of the Privacy Rule.As an employer offering group insurance health care benefits, you should make your employees aware of their rights and should give them an avenue to obtain more information or to report a problem.When you get your health insurance coverage through a broker that specializes in employee benefits, they should provide you with all of the necessary information and Privacy Notice to make sure you comply with the HIPAA guidelines. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/41/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>4 Online Business Ideas With Low Start-Up Cost</title> <link>https://closbeems.info/39</link> <comments>https://closbeems.info/39#comments</comments> <pubDate>Sun, 19 Mar 2023 14:03:28 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://closbeems.info/?p=39</guid> <description><![CDATA[Are you interested in starting your own business, but you have a very small budget to start with? The idea of starting a business has long been viewed as a very expensive venture and is only a common practice among a small group of people. Thankfully, the technology era has leveled the playing field for [...]]]></description> <content:encoded><![CDATA[<p> Are you interested in starting your own business, but you have a very small budget to start with? The idea of starting a business has long been viewed as a very expensive venture and is only a common practice among a small group of people. Thankfully, the technology era has leveled the playing field for starting a business. It is now possible to get started with very little cash. And by gaining the right knowledge and skills, you can own a very lucrative business. In this article, I have compiled a list of 4 profitable online business ideas that you can start, with just a laptop and internet access.1. Become A Website Developer.Website development has created many business opportunities over the past couple of decades. Now that there are open source platforms like WordPress, it is quite possible for anyone with a computer/laptop and an internet connection can become a website developer, even if you have basic technical skills. If you are uncertain of whether or not you are able to start a business, creating websites for clients, then a short, informal online course in WordPress can fill in the blanks and give you the confidence to offer your service to potential clients.In addition to, website development, you can offer hosting services to your clients. And no, you don’t have to own a server. You can get hosting services for very little money. You can then offer the service as part of your package for website development. This price is usually set a bit higher than what you pay for the hosting.Online business ideas like website development, don’t require that you have a business space, so if you are strapped for cash and don’t want to incur the monthly cost of an internet bill, then this is the kind of business for you. You can take your laptop to your favorite cafe shop, and make use of their free internet service. Make sure you buy something from the shop, as this will keep you and the business owner happy.2. Start An Online Store.This is one of the most lucrative online business ideas I know of. You can start a business online, selling your own products, or selling other people’s products. The clear advantage of this business model is that you are not restricted by creativity, or location. If you do not have a product, and don’t have the slightest idea how to come up with one, then you can earn huge commissions from selling other people’s product. This is one of the few online business ideas that you can start with no money.If you don’t have an online store, it would cost very little for you to set one up for yourself, or have someone set one up for you. As mentioned before, open source platforms like WordPress and Joomla makes it possible for anyone to create a website. WordPress has great support along with free plugins that can make it very easy for you to create an online store with a shopping cart and an automated checkout system.However, if the monthly cost of hosting is still above your budget, then you can make use of free e-Commerce platforms like eBay, Etsy and Amazon. There is no monthly fee to sell your products, and you only pay a small fee for listing your product.3. Become a Social Media Manager.New social media platforms are springing up all over the internet. These social media platforms have huge audiences at any given time of the day. This makes it important for businesses to create and maintain a social presence on these social media platforms if they want to be visible to potential customers.This need for a social media presence has created a new and unique business opportunity. It is very tedious to spend time creating content to add to the social media platforms. And with so many platforms to have to keep track of, it can be a full-time job.Many companies are in need of a social media manager, and you can help. This is one of the online business ideas that will not become saturated. New companies are emerging every day and need to maintain a social media presence. So you will never run short of a potential client list.It is very easy to create content and maintain a several social media accounts. You can use platforms like Hootsuite to manage several social media accounts simultaneously.You can schedule posts and content for several weeks in advance. You can then charge clients a monthly fee for managing these accounts, which will be a lot less than having to hire an employee to provide this service full-time.4. Become a Mobile App Developer.Before you decide that mobile app development is only for those individuals who have spent years or more pursuing a formal education in coding, you might want to read this.It is possible for non-techs to create mobile apps for clients with no coding skills. You can use mobile content management platforms like MAPS – Mobile Apps Productions Software.These platforms allow you to create mobile apps and publish them to the Google Play and Apple app stores. In addition to publishing the apps on the app stores, the content management platforms allow you to provide back-end access to clients so that they can manage and update their mobile apps. You can also maintain the apps on the client’s behalf and charge an additional monthly fee for management and hosting of the mobile app.More than 91% of the world’s population have a cell phone or mobile device. And as consumers become more attached to their mobile devices and more demanding of what it can provide and provide quickly, the demand for mobile apps will be even greater. More than 95% of businesses do not have a mobile app for their business. You can create a mobile app for these businesses at a price that they can afford. This is one of the online business ideas that has very little competition and huge earning potentials.Looking for More Online Business Ideas?While you may find lots of online business ideas on the internet, it is important to note that being successful in any business requires that you acquire the skills and knowledge of creating the business or service. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/39/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Book Flights Online – How to Find a Reputable Online Travel Agency</title> <link>https://closbeems.info/36</link> <comments>https://closbeems.info/36#comments</comments> <pubDate>Sun, 19 Mar 2023 12:36:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://closbeems.info/?p=36</guid> <description><![CDATA[Tips for Online Flight BookingsBelow are some tips you can use next time you’re looking for an online travel agency to book flights online.Social Media channels like Facebook and Twitter have been game changing in the way online businesses conduct themselves and deal with their clients and prospects. Take advantage of this by checking if [...]]]></description> <content:encoded><![CDATA[<p> Tips for Online Flight BookingsBelow are some tips you can use next time you’re looking for an online travel agency to book flights online.Social Media channels like Facebook and Twitter have been game changing in the way online businesses conduct themselves and deal with their clients and prospects. Take advantage of this by checking if the online travel agency you’re interested in has a social media profile. Keep a lookout for how active they are in their social media – do they respond to their fans and followers, when did they last post and how many fans/followers do they have? In addition to social media, many online businesses will have a blog where they can ‘open up the floor’ to their followers and encourage industry related discussion. Check if the company you’re interested in has a blog and you’ll soon be able to tell whether or not they’re a suspect fly-by-night or an authentic travel company.Find out what others are saying about the online travel agency you’re leaning towards by carrying out a quick online audit. A few search engine searches and you should be able to come up with some balanced reviews and testimonials.Are they displaying airfares including taxes and fees? It’s one thing claiming to have the cheapest airfares, but many OTA’s that make these claims fall short in that their cheap flight prices suddenly skyrocket when you come to the booking page and see the total. They’re wasting your time and are not giving the online travel industry a good reputation. Save yourself time and money by finding an online travel service that displays the total cost of the flight including taxes.Internet is a faceless business and reputable online travel agencies should be easily reachable through channels other than their website. Check their website for a valid business address, phone numbers and email addresses. Some online travel agencies will have the option to chat to them directly from their website.Check that the website has a safe and secure Internet payment facility. This is usually identifiable by a clickable badge that will take you to another page that displays the security certificate.How much flexibility does the travel agency allow? In other words, how flexible are they when it comes to booking a flight online, how long do they hold the seat for you if you don’t pay immediately, what is their cancellation policy? The top online travel agencies will usually have a full customer support team and experienced travel consultants to help with any flight bookings for business and leisure travellers. Also check on the added services the OTA offers. This will usually be things like SMS itinerary reminders and travel insurance.What can you find out about the company on their website? You will usually find this information under the ‘About Us’ or ‘Company History’ sections. Avoid fly by nights and try to book with a company that is established within the online travel industry. Look out for press releases and carry out some searches on local news websites to see if they’re getting any media coverage.Finally, make sure the company you book through makes it clear what you need to bring to the airport when you fly. To get on the plane it’s usually an e-ticket (provided by the OTA), a personal identity document (passport if you’re flying internationally) and in some cases the credit card you used to make the booking (if that’s the payment channel you chose).Remember that the services an online travel agency provides are designed to make your life easier. Sought out a good one and you’ll never have to bother visiting a bricks & mortar shop ever again. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/36/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Wedding Entertainment – How To Make Sure It’s Alright On The Night</title> <link>https://closbeems.info/33</link> <comments>https://closbeems.info/33#comments</comments> <pubDate>Sun, 26 Feb 2023 15:33:01 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://closbeems.info/?p=33</guid> <description><![CDATA[Music is of huge importance at a wedding. It sets the tone for the day, influences the mood of the guests and enhances the atmosphere of the chosen venue. A choice of acoustic guitarist or harpist to entertain the guests during the signing of the register or whilst photos are being taken will say a [...]]]></description> <content:encoded><![CDATA[<p> Music is of huge importance at a wedding. It sets the tone for the day, influences the mood of the guests and enhances the atmosphere of the chosen venue. A choice of acoustic guitarist or harpist to entertain the guests during the signing of the register or whilst photos are being taken will say a lot about the couple. A choice of swing band or string quartet to play during the meal will have an effect on the vibe of the reception. And a choice of DJ or indie band for the evening entertainment will make a difference to how many people get on the dance floor, depending on the type of music the couple and guests are into.Of all the preparations for the big day, the wedding entertainment is one thing that can’t be rehearsed. Speeches can be practiced in front of willing family members. Dresses and suits can be tried on. Cakes and catering can be taste tested. All these practice-runs take place to minimise the chances of catastrophe on the most important day of the bride and groom’s life. But the music is very much dependent on the equipment working, the act turning up, and the music being enjoyable for as many people as possible. How can the bride and groom know whether their chosen wedding entertainment will be worth the money and add the finishing touch to both the service and the day and evening receptions? What can be done to maximise the chances of the wedding entertainment going smoothly on the big day?Using a reputable online wedding entertainment service with a range of quality acts to choose from will ensure that any music chosen for the wedding day is reliable and professional. A wedding entertainment website has a reputation to build and maintain and will expect any acts on their books to reflect this. Apart from the obvious benefit of providing a whole host of different entertainment to choose from, drawing together a lot of acts under one roof also makes life easier for the bride and groom. Rather than trawling separate websites or chasing up adverts in wedding magazines, on a wedding entertainment website it is easy to search by genre, budget, date and location, read customer reviews for all the acts, listen to audio demo clips, watch video clips, and get a general feel for the type of performance an act will give.Having narrowed down the choice to a few acts it is important to ask plenty of questions. A good act will understand what an important decision this is and will be prepared to answer questions and provide proof of the quality of their act. Consider asking about their experience, not only how long they’ve been playing as a band, but how long they’ve been playing for weddings. They may have some previous customer reviews that could be read, or even previous customers that could be contacted. Watch their video clips or listen to their audio demos, or perhaps even ask if it’s possible to see them live. This will give an idea of what to expect on the night. Don’t forget to ask about how long their set is and how many breaks they will require and for how long. Make sure they know where the venue is and have checked all their equipment works there with plenty of time to sort out any problems. And, without wanting to tempt fate, inquire about their cancellation policy or what happens if they are sick.With this last point in mind, checking that the wedding insurance policy covers the wedding entertainment is of vital importance. Of course, there can still be last minute calamities as there can with any aspect of a wedding day. Photographers can be sick, Cakes can be dropped. Rings can be lost. Wedding insurance should cover all the most important parts of the day, including wedding entertainment, in the event of a disaster. But hopefully with all the above advice put into place there should be no need to use it. With the right preparation, and choosing the right wedding entertainment, there should be total peace of mind that this is one area that will definitely be alright on the night.For more information about online wedding entertainment services try I Do Music Ltd. </p>]]></content:encoded> <wfw:commentRss>https://closbeems.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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