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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>cofiteand.info</title> <atom:link href="http://cofiteand.info/feed" rel="self" type="application/rss+xml" /> <link>https://cofiteand.info</link> <description></description> <lastBuildDate>Thu, 05 Oct 2023 09:01:35 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>How Wearable Technology Can Improve Our Health And Daily Activities</title> <link>https://cofiteand.info/how-wearable-technology-can-improve-our-health-and-daily-activities.html</link> <comments>https://cofiteand.info/how-wearable-technology-can-improve-our-health-and-daily-activities.html#comments</comments> <pubDate>Sat, 15 Apr 2023 11:47:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cloud]]></category> <category><![CDATA[headset]]></category> <category><![CDATA[information]]></category> <category><![CDATA[intelligence]]></category> <category><![CDATA[management]]></category> <category><![CDATA[mobile]]></category> <category><![CDATA[news]]></category> <category><![CDATA[radiology]]></category> <category><![CDATA[smart]]></category> <category><![CDATA[systems]]></category> <category><![CDATA[tech]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=78</guid> <description><![CDATA[What is Wearable Technology:As defined By Vangie Beal:Wearable technology (also called wearable gadgets) is a category of technology devices that can be worn by a consumer and often include tracking information related to health and fitness. Other wearable tech gadgets … <a href="https://cofiteand.info/how-wearable-technology-can-improve-our-health-and-daily-activities.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> What is Wearable Technology:As defined By Vangie Beal:Wearable technology (also called wearable gadgets) is a category of technology devices that can be worn by a consumer and often include tracking information related to health and fitness. Other wearable tech gadgets include devices that have small motion sensors to take photos and sync with your mobile devices, quote and unquote.Effects of Wearable Technology in Our LifeI decided to write about this topic, because of my observation from talking to friends, neighbors and associates that most people did not think too much about what impact of wearable technology in going to have in our life moving forward. While consumers are still debating or curious about wearable technology, companies around the world are getting into developing their own wearable devices. There are so many wearable devices available on the market today that you can buy and carry with you to monitor your heart rate, blood pressure, fat in our meat, weight lose, diabetics, smart watches, eye glasses, clothing, shoes, socks, just to name a few. Think about all kinds of ingredients in our foods that we buy and eat from the supermarkets every day that you can now monitor what is in it by using wearable technology.Google Glasses: Google Corporation: Google has given us so much excitement in the world of technology that we are using today. Google technology has made our live and activities much easier when it comes to research and development. There is nothing you wanted to search for that matter that you would be able to find on Google. Sometimes it is technical, but for the most part it is a matter of type the word in the search box, and you get your answer right away. Think about it, years ago, you have to go to Library for hours and days looking through books of many authors, make photo copies from copier machine, and type it from the regular typewriter. But, now in matter of seconds you get your information right away from the Google research box.Google has been in the front line of wearable technology for long time. The company did not really want to put their efforts into that technology as a cash cow for them. But Apple has capitalized on the opportunity available to them, and for simple reason, Apple is now in the front line. Google has already refine “Google glasses wearable” that is going to be available shortly. It comes in different shapes and sizes, but, not cheap for average consumers. The future of Google glasses usage is immeasurable, as I said before in this article, that our life is going become much easier, but, then, there is always a downside to everything that brings joy and happiness. For now, let us celebrate for better future. I believe Google is probably working with the Eye glass arena to figure out how to configure Google glass to prescription glasses, wow! wouldn’t that be something. In the future, you would be able to do your research from your Google glass, may be we would not need our computer any more, but time will tell.Apple Corporation: Apple Corporation has already been released, the watch is magnificent in design, but don’t forget you will need your iPhone or Wifi technology to be able to use to its capability. Again, everything is changing around us before we even know it. You may well say you are now going to need it right, but, as the world change we all going to need them because of convenient to support of daily activities and health. They are not that expensive, but, there are more advanced wearable watches that are too expensive for average consumers like you and I.There is another device in focus that is called Commbadge, its purpose is to give you handsfree communication no matter where you are. “The only wearable personal communicator for iPhone and Android”. You’ll have seamless access to Siri and Google Now voice command functions. Simply use your voice to send messages, schedule meetings, place phone calls, and more. All while your phone is in your pocket or its charger. However, I am certain that as more and more of these wearable devices developed, it would become cheaper to buy just like when our cell phone or smart TV came into the market years ago.GoPro: Now when we talk about wearable technology, don’t forget there is another company that has been making fortune already in this field of wearable technology, and the company is called “GoPro” it has wearable camera for so many things that you wanted to do and discover as well as for your pets.When we talk about wearing body camera, we can now see its capability by just looking at the resents events in our country with the Law enforcement community. It is making its landmark, by helping the decision makers all over the world to see through things very quickly, considering how information is being delivered in the past. That is why wearable technology is getting a lot of recognition today. It is now becoming more and more obvious that our Law enforcement community would be wearing this amazing technology in the future. And as a matter of fact most consumers have started wearing some type of these devices for their own health and protection. Who would have thought about these new devices years ago that it is going to be approved for our law enforcement community as another tools to help them get their job done and protect them as well.Conclusion: I do not want to go too deep into technical issues or to be an expert on this topic of wearable technology, but, my intention is to bring it into focus, so we as a consumer and educator can start to talk about how this wearable technology is going be used by us and our children in the near future. We as a consumer are always behind the curve when it comes to new technology. So, therefore, all of us need to be prepared for this technology that is here to stay. </p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/how-wearable-technology-can-improve-our-health-and-daily-activities.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Dealing With a Travel Agency for Your Trip</title> <link>https://cofiteand.info/dealing-with-a-travel-agency-for-your-trip.html</link> <comments>https://cofiteand.info/dealing-with-a-travel-agency-for-your-trip.html#comments</comments> <pubDate>Sat, 15 Apr 2023 10:55:57 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travel]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=76</guid> <description><![CDATA[When you are going on a trip to attend conferences or to have fun like going to a safari, it starts with searching for travel packages online or getting help from a travel agency. However, before deciding, you must know … <a href="https://cofiteand.info/dealing-with-a-travel-agency-for-your-trip.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> When you are going on a trip to attend conferences or to have fun like going to a safari, it starts with searching for travel packages online or getting help from a travel agency. However, before deciding, you must know what you can expect from an online agency to find out the best way to match your needs. The level of service you need would depend on your personal preferences as well as the requirements of your trip.There are lots of options available whether you choose self-service wherein you can do the searching and booking by yourself, or full-service travel agency that would take care of everything on your behalf – accommodation, meal plans, sites to visit, etc. Depending on the type of trip you will have, there are also different choices you may consider. Some travel agencies only offer packages and others offer a la carte travel services, where you can pick items and pay for each separately.Expectations on Online Travel AgenciesThere are also expectations that are common to every online travel agency. It has something to do with the affordability and quality of the services as well as the level of service offered. When going on tours, the travel expert must meet these expectations before choosing them as your travel plan partner.Variety of Packages and DestinationsIt is not important what specialty the agency have – from niche travel, such as unusual destinations or cruises, to full-service travel. Regardless of what they sell, you need a travel agency that offers options. If you think that the first option you find has the best value, you have no way of verifying that unless there are other options available for you to compare. A reliable self-service or full-service online travel agency provides comparison information to help you decide.Offers Same Types of Travel from Different ProvidersAn example of this is when you choose among available flights between two airlines for the same flight leg. An online travel agency cannot be considered as such if they represent only one brand, and if so, customers have no way of determining whether the products or services they offer are valuable or useless. If you can choose among several providers, it means the travel company updates their website with the best options and prices available.Price CompetitivenessWhen going on a tour, such as the safaris, some travel companies charge fees to their customers in order to offset their expenses, but those fees should be fair. The rates for the travel services indicated online must be simply what you need to pay if you decide to directly deal with the provider. You should actually pay less for a package plan with other services.Make You an Instant VIPSometimes, it is just hard to get a reservation in some restaurants, and a good travel agency can get that for you. They can even provide you private guides, access to exclusive exhibits, and cheaper premium airfares.Service-Level GuaranteeThis will ensure that you will be treated in a polite manner and you will get what you pay for. They can also take care of little details such as a car hire to make sure that you will not be ripped off. They should also provide you with an assurance that no probable action on their end or the service provider will disrupt your travel.Possibly the best thing about going online when looking for a travel agency is that you can see customer reviews. You can read their comments about their experiences on the tour, even things such as their transportation from the airport to the hotel and other destinations. You can expect a lot of things from an online travel agency, but if they have these qualities, it guarantees that you will have the best deals. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/dealing-with-a-travel-agency-for-your-trip.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Need Auto Insurance? Find Out How Here</title> <link>https://cofiteand.info/need-auto-insurance-find-out-how-here.html</link> <comments>https://cofiteand.info/need-auto-insurance-find-out-how-here.html#comments</comments> <pubDate>Tue, 11 Apr 2023 19:05:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Advertising & Marketing]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=74</guid> <description><![CDATA[It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The … <a href="https://cofiteand.info/need-auto-insurance-find-out-how-here.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is mandatory for all new car owners to get auto insurance. The Road Traffic Act stipulates that all motorists should be insured against liability and it declares driving a car without a minimum level of insurance is illegal. The violation can attract severe civil and criminal penalties. This can be easily avoided by securing a proper auto insurance cover for your vehicle as per your state’s demands. It is quite a simple process.Nowadays, there is so much dependence on vehicles that the best thing to do is to follow all stipulated guidelines religiously. Getting the right auto insurance cover is one of them.What Is Auto Insurance All About?Auto Insurance simply means a contract or an agreement between an auto owner and an insurance company. Under this contract, premium is paid to the insurer and in return he pays for any car related losses as detailed in the policy.Key Legal RequirementsIn order to get an insurance cover for your vehicle, you would need to fulfill the following requirements. It’s advisable to find out the requirements in your respective state since these may vary. However, these are the broad requirements for auto insurance.Firstly, you should be in possession of a valid driver’s license before you go in for registration or insuring your car. For your license you would need to approach your local DMV (Department of Motor Vehicles). This is the primary requirement.You will also need to have an auto title. It is a legal certificate of ownership that confirms that you own the car. Most of the paperwork is already done when you purchase a gar from a dealer. Licensed dealers are needed to transfer the title of the car in your name. The title will list the owner’s name, address, make of the car, model and year of the car and the date of sale. This should be retained by you.Next, you need to get your car registered. You can apply for registration at the local DMV. The requirements may vary from state to state. In order to register your vehicle, you will require a valid driving license, signed certificate of title for the car, address of residence and proof of your insurance.The law also stipulates that that a vehicle more than three years old should have a valid MOT certificate. It is not possible to tax a vehicle without MOT and certificate of insurance and driving without them is an offence.It is also vital to keep the insurance company informed in case of any vehicle modifications and fixed penalties. Failing to do so is an offense and may affect any claim that you make.You are also legally obliged to take the basic level of auto insurance that will cover you against third party claims. Since the legal requirements for auto insurance vary from state to state, you will need to clarify the level of cover that you require while taking auto insurance. Only insuring the legal minimum isn’t necessarily the best choice to make.As a proof of your auto insurance, the company issues you the following documents – A Certificate of insurance which will also be required for buying your road tax; A cover note that will act as a temporary policy and certificate until your new insurance policy has been set up; and Policy documents which gives a detail of all that you are covered for. Read the documents carefully to understand your rights and obligations under the policy.Insurance companies have set up claim help lines and accident emergency recovery hotlines for ensuring a smoother process. In case of any ambiguity in terms of insurance or legal requirements, get your doubts cleared by talking to the company. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/need-auto-insurance-find-out-how-here.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Auto Insurance Laws – Need of the Hour</title> <link>https://cofiteand.info/auto-insurance-laws-need-of-the-hour.html</link> <comments>https://cofiteand.info/auto-insurance-laws-need-of-the-hour.html#comments</comments> <pubDate>Tue, 11 Apr 2023 18:22:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[insurance]]></category> <category><![CDATA[auto insurance]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=72</guid> <description><![CDATA[You are excited to own a brand new car and have already made all the arrangements for its celebration. But in between all the hoopla don’t forget to get your car insured. Insurance nowadays is no more an optional thing … <a href="https://cofiteand.info/auto-insurance-laws-need-of-the-hour.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> You are excited to own a brand new car and have already made all the arrangements for its celebration. But in between all the hoopla don’t forget to get your car insured. Insurance nowadays is no more an optional thing almost all the states have made auto insurance a mandatory affair. Regardless of it been mandatory or not it is one of the wisest investments for your car as you will ensure the safety and security of your car. So in order to get your car insured you need to get auto insurance quotes are basically blue print of how much premium you need to pay monthly on your car. These auto insurance quotes are quoted by the companies free of cost. All the insurer has to do is furnish and details of his car and the insurance company will provide him with the auto insurance quotes which are most applicable to his car.Obviously since it is such a mandatory thing you will find a lot of people capitalizing on it. Therefore there a many companies which provide you with the auto insurance quotes. The more number of auto insurance quotes mean more confusion as it will be difficult for you to decide to select the best one. However if you do your SWOT Analysis of each auto insurance quotes and pick the one which suits your needs and budget the best then there is very little chance of you to regret. When you are considering a particular quote along with the quote you also need to properly analyze the company whose quote you are favoring. Since it’s an easy profit making business, many fraudsters have also entered the business. Therefore you need to read up on the company or get in touch with people around to get the true report of the company. Once you are aware that the company is genuine and also the quote is reasonable then only should you go ahead with the quote.Now let’s go in depth to see what all influence your auto insurance quotes. The first and foremost which will affect your auto insurance quote is your own driving history. IF you are considered to be a safe driver without any ticket record then obviously you will be furnished with a cheap auto insurance quote. Then other things which will effect are the kind of cover you want to opt for. Then the value of your car and sometimes even the color of your car will decide your premium. Many companies also give quote depending on your residential area. If you reside in an area which is prone to thefts then there is chance of your premium going high since the insurance risk also goes high. And lastly it will depend on how much you have negotiated for your car. Since there are no fixed norms for premium it’s like an open market out there for the companies to give their quotes. Therefore it’s advisable for you to do your research thoroughly before finalizing on a quote.Lastly not let’s see where all you can get your best quotes. There are various options for you to choose. The most simple of it all would be to just take a look in the phone directory and contact all the listed companies to get auto insurance quotes from it. Secondly you can rely on a friend or a relative who is insured with a particular insurance company. Since they already have an experience with the company it will be much easier for you to decide on the company. Then you cannot leave the internet behind in this search. There a ten and thousands of companies on the internet which will willingly provide you with the best auto insurance quotes. You just need to compare the quote and decide on the one which convinces you the most. To sum it all up it’s fairly easier and cheaper now to get your car insured. So what are you waiting for just go out there and get the best auto insurance for your car. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/auto-insurance-laws-need-of-the-hour.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Binary Options Trading As an Investment Vehicle</title> <link>https://cofiteand.info/binary-options-trading-as-an-investment-vehicle.html</link> <comments>https://cofiteand.info/binary-options-trading-as-an-investment-vehicle.html#comments</comments> <pubDate>Tue, 11 Apr 2023 17:37:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[investments]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=70</guid> <description><![CDATA[It is human nature to try to make the most of our assets, including our financial assets. Apart from those people who have no ambition and throw away their money, the majority look for ways to increase the amount they … <a href="https://cofiteand.info/binary-options-trading-as-an-investment-vehicle.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> It is human nature to try to make the most of our assets, including our financial assets. Apart from those people who have no ambition and throw away their money, the majority look for ways to increase the amount they have. They look to the future, and try to build enough resources to let them see out their retirement in a financially stable way.One of the most common ways to try to build up cash reserves is to use existing cash to put into some kind of investment scheme. There are many different investment vehicles available, and one of the most popular ones in recent times has been binary options.Like all investment schemes, there is an element of risk involved, but one of the reasons binary trading has become so popular is it provides an opportunity to make substantial profits over a relatively short time period.Bad investmentsThere was a time when people were quite happy to leave their spare cash in a bank. They felt it was secure there, and that gave them such confidence that they did not worry too much about the poor rates of interest they were receiving.Today, unless you have a very large sum of money to invest, putting your money in a savings account is like throwing it away, albeit over a long time period. Interest rates on standard savings accounts are now almost always lower than the rate of inflation.That means that even though the dollar amount in your savings account may be growing year on year, its real value is actually falling. In other words, you can buy less with the amount in your savings account now than you could with the amount you originally invested. In the present financial situation, putting your money in a bank savings account has to be regarded as a bad investment. This is especially the case for long term goals, such as a comfortable retirement.Why binary options trading is a viable alternative?As already stated, binary trading provides a way to make decent profits over relatively short time spans. One of the key aspects of this type of trading is that results are known quickly, giving investors the option to take corrective action before large losses are incurred.Later, we will look at how this type of trading compares to other forms of investment. First, it is important for the potential trader to understand what this type of trading involves, and how it is different from other more standard types of investing. The best way to do this is to compare this type of trading with stock market investments.To make our explanation clearer, we are going to create a fictitious company called Ace Products Inc. whose stocks are traded on the NASDAQ. The company is doing well, and its share price has risen by more than a dollar in the last year to $7.95 today.StocksStocks or shares are issued by companies that have floated on one or more of the world’s stock exchanges, such as the NASDAQ or the London Stock Exchange. Companies issue shares at a given price, and anybody can then buy some of these shares. Shares are bought and sold through the stock exchanges. The price of shares is dictated by supply and demand. The more demand for a given the share, the higher the price will be.When you buy shares in a company, you become a part owner in that company, no matter how small your share allocation is. That means you have a say, albeit a tiny one, in how the business is run.Shareholders are entitled to vote at the company’s AGM, where they can take part in votes to appoint people to the board, and to approve the company’s annual accounts. Most people who have small shareholdings do not bother to attend the AGM to do this. They can appoint a proxy to vote on their behalf. If they do not attend and do not appoint a proxy, they assign the right to vote on their behalf to one of the board members.If the company they have invested in makes a profit, the board may decide to issue a dividend. The company decides it has a surplus of cash that will be divided amongst the shareholders. Each share will have some monetary value, and the total payable to a shareholder is the share dividend value multiplied by the total number of shares he or she owns. When the dividend is paid out, most companies permit shareholders to reinvest the money by purchasing new shares, or they can opt to receive a cash amount.For the purposes of our illustration, we will assume you own 1,000 shares in Ace Products Inc., which you bought 6 months ago at $7.25 each. The company has announced that it will pay a dividend of 2c per share. That means you are entitled to a $20 payout from the company. For simplicity’s sake, we will ignore brokerage fees and bid/offer spread (of which more later), but if you decide to sell the shares, you can now make a profit in your investment. Here’s how:Sale price: 1,000 x 7.95 = 7,950Dividend: 20Gross worth: 7,970Amount invested: 1,000 x 7.25 = 7,250Gross profit: 720The key factors here are:1. As a part owner of the company you got a dividend of $20 from profit distribution.2. When the company is doing well, the price of shares tends to rise.3. If the company did not do well, there almost certainly would have been no dividend, and the price of shares is likely to have fallen.4. If the price of shares falls below the price at which you bought, your holding will be worth less than what you paid for it. You will have just two choices. You either sell at a loss, or hold on to your shares in the hope that the share price will go up again.5. When you bought your shares, you did so because you expected the share price to rise.6. You own your shares, and you can hold on to them for as long as you like.Binary options tradingThe term “binary options” harks back to the early days of this type of trading, when there were only two possible outcomes. You either made a profit or make a loss – there was no other scenario. Today, there are many more complex ways in which you can take part in this type of trading, but beginners should stick to the most basic.Binary trades always have an underlying asset. This could be a stock, a currency, a commodity, a stock market index, and so on. We will use Ace Products Inc. as our underlying asset.A key element of this type of trading is that you must specify an expiry time in the future. This could be just a few minutes, an hour, a month etc. Another key element is the strike price. When you make a trade, you take a position that says the strike price will be at or above a certain level at some time in the future.If you think that Ace Products Inc.’s share price will have risen to $8 in 30 days’ time, you can make a call option. You back your belief with an investment amount. On the trading platform, another trader will have the opinion that your prediction is wrong. He or she will make an offer that will be a percentage of your investment amount.You both enter into an irrevocable options contract. When the contract expires or closes, the Ace Products Inc. will either be at or above the $8 you predicted. Is so, you get your investment amount back, plus the additional percentage you were offered. If the share price is below $8, you lose your entire investment amount.When you make a call option in a binary options trade, you are not buying anything physical. If you take a call option on the share price of Ace Products Inc., you do not own any shares in the company. Taking a call option means you think the price of the share is going to increase to at least the specified price at the specified time.For the sake of completeness, it is worth pointing out that even if the share price of Ace Products Inc. had exceeded $8 during the lifetime of the contract, which is irrelevant. It is the price at the exact expiry time that counts.With this type of trading, you are not restricted to making contracts based on rising prices. You could also make contracts based on the value of the underlying asset falling. This is termed a “put” option. This works in exactly the same way. For example, you can take a put option that Ace Products Inc. price will have fallen to $7.90 in 30 days’ time. You will be shown an offer amount that you will get if you are right. If you are wrong, you lose your investment.Why is binary options trading better than investing in the stock market?Hopefully, it should be fairly clear from the example above that this type of trading provides you with a vehicle for making quick profits. This is almost impossible with share investments.If you buy or sell stocks, there are other factors you must take into account. We mentioned the bid/offer spread above. This is often referred to as the bid/ask price. When you see a quoted price for Ace Products Inc. share price, which is an average of the selling price and the buying price, because these two prices are different. The amount that you can buy a given share for is always higher than the amount you could sell it for at that particular time. The difference between the two is the bid/offer spread.The bid/offer spread can be quite substantial, and it is not unusual to see spreads of 1 – 2%. That means if you buy some shares in Ace Products Inc., the share price has to rise by at least the bid/offer spread percentage before you could possibly make a profit on selling the shares. In addition, you will almost always have to pay brokerage fees on both your purchase and on your sale.This means your investment is going to be tied up for some time before there is any chance of making a profit on it. Another vital aspect of investing in stocks is that there is no way to make a profit or even break even if the stock price goes down.If the stock price starts falling, you are faced with the agonizing decision of whether you should sell at a loss, or wait in the hope that the price will rise again. There is nothing you can do to improve your position. Another important factor is that you will have to make quite large investments in stocks to gain a reasonable profit.With binary options trading, you can make a good profit from a series of small investments. You will know the results very soon, and you have the opportunity to offset negative results relatively quickly. In other words, you have much more control over your investments.Is binary options trading better than investing in property?As with stocks, when you invest in property you own the asset. You will have to make a large investment in buying property, and that can be tied up for quite some time. The costs of buying property are high and there are many associated fees for owning/buying a property. You can expect to pay about 10% above the purchase price in fees, duties and taxes. You will also have to pay legal fees when you sell property.All this means that you cannot possibly make a profit from property investments until the price of your asset has risen by at least 10%. That means your investment has to be considered a long term one, and your capital is completely tied up. As with stocks, if property prices go down instead of up, there is no way for you to regain your investment.So in conclusion, there are always risks involved in all kinds of investments. When you invest in stocks, property or other standard investment vehicles, you have no way to offset falling prices. Investments in these vehicles tend to be long term.Investing in binary options trading gives you much more control over your capital. You are dealing in a short-term marketplace, so you get the opportunity to take corrective action if trades go against you. You can invest small amounts of money and still have the chance to make good profits. Binary options trading is certainly something to which the savvy investor should give some thought. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/binary-options-trading-as-an-investment-vehicle.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>“Would You Repeat That?” – 5 Communication Challenges For Credit Card Agents</title> <link>https://cofiteand.info/would-you-repeat-that-5-communication-challenges-for-credit-card-agents.html</link> <comments>https://cofiteand.info/would-you-repeat-that-5-communication-challenges-for-credit-card-agents.html#comments</comments> <pubDate>Tue, 11 Apr 2023 16:52:02 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[credit cards]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=68</guid> <description><![CDATA[Most credit cardholders know that the credit card industry made a decision to outsource call-in service centers to overseas locations where English is the second or third language. That decision was made to save operational costs on labor. Yet, what … <a href="https://cofiteand.info/would-you-repeat-that-5-communication-challenges-for-credit-card-agents.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Most credit cardholders know that the credit card industry made a decision to outsource call-in service centers to overseas locations where English is the second or third language. That decision was made to save operational costs on labor. Yet, what is the ongoing impact on North American credit cardholders?This article discusses the five most common communication problems that negatively impact North American credit card customers today as a result of the outsourcing of customer service centers.While these problems could have been predicted had credit card industry decision makers studied the literature on the complexities of language proficiency and culture, they didn’t. Now the industry is grappling with makeshift solutions to extreme customer dissatisfaction.The Customer’s Need – Quick Financial SolutionsIn each of the five examples below, a credit cardholder has called his credit card company, or is responding to a new credit offer, in hopes of finding a financial solution to a financial problem. He may need a new credit card so he can pay medical bills. He may need to get his car fixed so he can get to work. He may need a balance transfer in order to reduce his interest rate and avoid bankruptcy. Yet, whatever his need, it is likely that any problem or delay in getting that financial solution in place will cost him time, frustration and money.Yet, as ubiquitous as credit card transactions have become, their success in providing quick financial solutions for credit cardholders depends upon precise written and oral communication. This includes the accurate keying in of all relevant information and the conveying of accurate interest rates, financial terms and repayment obligations, all of which become part of a legally-binding contract between the credit card customer and the company with which he does business.The Agent’s Job – More Complex Than RealizedThe job of credit card agent is, sometimes, mocked because of the low pay it commands. However, to do the job well requires that an agent be an expert oral communicator with superior reading skills who can answer a customer’s questions while quickly sorting through what is, sometimes, confusing, duplicated or poorly organized on-line information.These complex language skills, however, have been misunderstood, underestimated and undervalued, as illustrated by five common problems that occur when an agent does not have them.The Five Most Common Problems1. Overlooking Account RestrictionsAn agent overlooks a “restriction” on a credit card account and the transaction fails.A restriction is something that prevents or limits the use of a credit card. The most common restriction results from the fact that a credit card has not yet been “activated.” The procedure for activating the card usually requires that the customer call a specific 800 number that is listed on the new card and confirm, through an automated system, that he has received the card.A customer can also place a restriction on a card, such as a dollar amount limit for individual transactions. Yet, sometimes, a customer will opt to put a restriction on his account and then forget that he has done so.It is up to the agent to scan the account for restrictions and make sure there is nothing to prevent the transaction from going through. Yet, noticing the presence of those restrictions requires fast, careful and accurate reading.Overseas agents, more than North American agents, tend to overlook restrictions, such as when a new account has not yet been activated.2. Spelling ErrorsAn agent makes a spelling error in the documentation for the “receiving” account in a balance transfer transaction and it fails to go through.Should the company name or address of the receiving account be misspelled, the transaction will fail. Misspellings most often occur because overseas agents are not familiar with American geography or place names. Common mistakes: “J C Penney” is spelled “J C Penny” or MA is used as the abbreviation for the state of Maine instead of ME.3. Sending Money To An Account That Cannot Receive ItAn inexperienced agent does not know a transaction is not possible.Some bank checking accounts allow direct deposits from credit card companies, others do not. An inexperienced overseas agent, unfamiliar with U.S. banks, often will not have access to this information. He will, subsequently, attempt to send money to a bank account that cannot accept it.4. Misreading An OfferA balance transfer offer is read incorrectly and a customer is either trapped in a high rate or assessed an unexpected feeBased upon his reading of on-screen offer #5, the agent believes that a customer will pay 0% interest on his balance transfer for 12 months if he opts for offer #5, and he tells the customer so. A more accurate reading of the documentation reveals that offer #5 has a provision which will require that customer to pay 18% interest on his balance transfer.While there was a balance transfer offer with an introductory interest rate of 0%, because the information can be poorly laid out, confusing and even duplicated, the agent misreads or misses the fine print and selects the offer with an 18% APR by mistake.Or, the agent chooses the offer that requires an upfront fee for a balance transfer.Or a 3% fee is part of an offer that the customer, inadvertently, chooses because the agent either a) did not read that part, b) read it but did not understand that the customer would be billed a fee, and/or c) did not convey to the customer that the fee was part of the offer.5. Selection Of Wrong On-Screen OfferAn agent selects the wrong on-screen offer by mistake.After reading the terms for a couple of credit card offers to the customer, the agent means to go back and choose the offer that the customer indicated he wanted. However, since the onscreen offers look alike and there can be duplicate offers on-screen, the agent inadvertently chooses the wrong one.A Customer’s NightmareThose within the credit card industry who find themselves trying to help a distressed customer after one of these “deals” has been transacted, and the money moved from lender B to lender A, describe the process as “a nightmare” for the customer, and very difficult for any agent trying to assist him.In most cases there is no remedy for the customer, who can be on the hook to pay money he doesn’t have, yet the customer often spends hours on the phone waiting to speak with agents, explaining his problem, and being transferred from one department to another, day after day, until he gives up.At that point, should the customer be able to pay off or transfer his balances to a different credit card lender and extract himself from the one with which he is now furious, he will take his business elsewhere and never come back.Credit card companies, therefore, are learning a hard lesson in how language works and how important effective communication can be. For the credit cardholder who has been burned, they cannot learn it too fast.What Effective Verbal Communication RequiresEffective communication requires significant give and take between conversing parties. Agents must pick up subtle language cues when they are listening to customers, as customers are not always explicit.For the agent attempting to work in a “second language”, it may take years before he can communicate well enough to be able to recognize those cues. Since language and culture are inextricably bound, some cues may be very difficult to learn without a direct experience of North American culture. However, the subtleties that the agent misses can be vital details in completing financial transactions correctly.It should, therefore, be no surprise that credit card companies receive millions of complaints each year from customers who say they were not able to understand the overseas agents they spoke with and/or that those agents seemed unable to understand them.Companies Experimenting With SolutionsAs a result, those credit card companies that make the most extensive use of offshore outsourced customer service (and some very large credit card companies only use outsourced customer service) are acutely aware of the problem and are currently experimenting with what they hope will be solutions.These experiments include funneling calls into a type of “clearing house,” sorting them according to technical difficulty, and then transferring each customer to a call center that, from past experience, can provide the necessary assistance.However, these experiments will not involve abandoning the outsourced customer service model any time soon. The tens of millions of dollars that credit card companies save by buying offshore service at $4.00 an hour will not be abandoned lightly.Instead, look for more strategies that involve directing balance transfer inquiries away from agents who, potentially, may experience communication difficulties and shifting those inquires toward centers with balance transfer specialists who have “proven ability” in these transactions. These balance transfer specialist centers will, most likely, be in North America.SummaryCustomers are experiencing inconvenience and financial loss due to the overseas outsourcing of credit card service centers. Miscommunication with overseas credit card agents whose first language is not English is a significant problem and negatively impacts financial transactions.The credit card industry is aware of the situation and is searching for solutions that will decrease incidents of miscommunication and increase customer satisfaction. The attempts by different credit card companies to solve this problem are likely to be varied and may have uncertain results.If you are looking to transact a balance transfer, whether on a brand new credit card account or on an existing account, you must be aware of this problem and I suggest you follow the strategies outlined in my article Credit Card Balance Transfers – How To Avoid Disaster.Also, be aware that an ounce of kindness or humility will often be repaid many times over by an agent who will then go out of his way to be helpful. So remain polite and respectful when calling in for assistance. When a tense conversation can be toned down with humor, do so as long as the agent understands you are not making fun of him.My final recommendation is one I’ve made in other articles, however, it deserves repeating.Should you be concerned that you are not being properly understood by the overseas agent who is facilitating your legally-binding balance transfer or other credit card transaction, you can ask to be transferred to a North American agent.However, do not request to be transferred to an agent in the United States because that will exclude Canadian call centers. Yet, in this industry as a whole, the best customer service comes from Canada. Canadian agents have a strong and established reputation for knowledgeable, effective service in the credit card business, so if you can land one to work on your balance transfer, consider yourself lucky. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/would-you-repeat-that-5-communication-challenges-for-credit-card-agents.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Top 10 Myths About Making Money Online</title> <link>https://cofiteand.info/top-10-myths-about-making-money-online.html</link> <comments>https://cofiteand.info/top-10-myths-about-making-money-online.html#comments</comments> <pubDate>Tue, 11 Apr 2023 16:08:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Money Online]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=66</guid> <description><![CDATA[Do you know anything about making money online? I mean anything that is tested and proven, not just seen elsewhere. I’ve heard and read hundreds of myths about making money online. A lot of people, especially newbies, read them, take … <a href="https://cofiteand.info/top-10-myths-about-making-money-online.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Do you know anything about making money online? I mean anything that is tested and proven, not just seen elsewhere. I’ve heard and read hundreds of myths about making money online. A lot of people, especially newbies, read them, take them as granted and let them ruin their online business – by either not starting it or by walking the wrong way and sticking to it no matter how long it doesn’t work.Well, I’m working online since eight years and I have tested a lot of things. I know for sure that the following 10 claims are very, very wrong. If you’ve been exposed to them or worse – you believe in them – now is the time to realize how wrong they are.1. You need loads of traffic.<br />If your site(s) receive a lot of traffic this can really make it easy to monetize through advertising. But quality is more important than quantity. Sites with less but quality visitors can achieve much higher profits by selling own or affiliate products than the pennies one file-hosting site earns from advertising for example. I have a small site with around 1,000 visitors monthly which earns a lot more than a site with 5,000 unique visitors monthly.2. You can achieve good results submitting your site to thousands of directories.<br />Directories don’t bring traffic and have no meaningful effect on your search engine rankings. Almost all the site directories are worthless and submitting to them is loss of time and/or money. There are some directories like DMOZ and some niche directories which can bring some benefit if you get listed. But don’t spend too much time even on them – using the directories as promotional method can never make your business.3. Your products must have the lowest prices.<br />In fact it’s quite the opposite. If your products are very cheap it’s almost sure you are not going to make much money. First, your products will be perceived as low quality and will attract mostly low quality visitors, trouble-makers and so on. Second, you will need to sell a lot of these products to make profits with thin profit margins. This will not let you use paid advertising tools like PPC for example. And finally, if you are selling products at low prices, other sellers will quickly do the same and reduce your sales. Playing the pricing game isn’t the way to succeed.Set reasonable prices for your products. You can have quality service, good site, SEO, creativity, advertising, packaging, promotions and so many more advantages instead of low prices.4. You need top search engine rankings to succeed online.<br />I love getting search engine visitors. In fact many of my sites rely heavily on search engines traffic. But this is not the only method to succeed online. You can make lots of money online without getting a single search engine visitor. There are so many other free and non-free options to generate traffic: social networks, advertising, PPC, affiliates, referring sites, guest posting on blogs, niche directories, RSS aggregators and many more. In some industries (for example web design) getting top search engine rankings will cost money and efforts that may be out of the reach of an individual. On the other hand, everyone can make a Facebook fan page and promote it, especially with some creativity!5. You need to have money in order to make money.<br />For sure! At least $10 for a domain name (although some make money even without a domain name). But that’s all that you really need. Don’t get me wrong, investing money in your web business can help a lot and can speed up the things very much. You can buy advertising, get software developed, get professional design, pay for content, buy links and so on.But you don’t have to. I have started most of my sites without investment other than domain and hosting. Later I have invested money in some of the sites and kept developing other without investing money. Both ways work and have their advantages and disadvantages.6. You can build a site, then forget about it and just enjoy the income<br />With very few exceptions this is simply not true. Web business is just like any other business and requires work. Of course static content sites or software services can run relatively on their own. But some kind of support is always required. And there is a lot of hard work while you get to the moment of making money. Don’t expect that you will throw some site online and the money will start flowing and never stop even if you don’t lift a finger.7. At any cost avoid the “make money online” niche<br />People who write about make money online love advising their “students” against doing the same. They will explain you how you will be competing with the best, how the market is over saturated and how you just won’t succeed. I’m not sure why they do it – most probably they want to avoid competition.Make money online is a huge niche and there is an enormous number of people who are interested in it. While there is also huge amount of supply, there is still a lot of money to be made in it, and there will always be. You shouldn’t be afraid of the huge competition – it only means that the market is huge.While I make more money in other niches, “make money online” is the one that brings very large profits from a single customer.8. Relying on online income is very risky.<br />And how is relying on offline income less riskier? Is working for a boss who can say “you are fired” tomorrow less risky? Or having a small store on the street where a powerful brand can open a new store tomorrow is not risky?At least online you can have multiple sites and enjoy multiple sources of income. And if a site or even all your sites somehow lose their income you can always try new ones armed with the knowledge and experience of the first ones. And you can do this with almost no money, too.9. The only people who make money online are those who teach others how to make money online.<br />That’s the opposite of myth 7. It’s not true. There are millions of small niches where you can create and expand your online business. People make money with sites about curing headache, making pots or returning ex-girlfriend. “Make money online” is only one of the millions. You can try your chances with it, but you can also make money online without ever mentioning the words “money” or “online” in your sites, even once.10. Affiliate marketing is the best way to make money online<br />Just like offline, there are many methods to make money online. Affiliate marketing is good, but it’s only one of them. You can make money selling only your own products for example. You can create software (if you are not a programmer you can hire someone to program it), you can sell designs, information products, music, everything.Some online marketers make money only with AdSense and other advertising without selling neither their own, nor affiliate products. This is just as vital as affiliate marketing. Your business is not tied to the way it makes money and you should try various ways. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/top-10-myths-about-making-money-online.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Golf Swing Improvement Using Selected Golfing Gadgets</title> <link>https://cofiteand.info/golf-swing-improvement-using-selected-golfing-gadgets.html</link> <comments>https://cofiteand.info/golf-swing-improvement-using-selected-golfing-gadgets.html#comments</comments> <pubDate>Tue, 11 Apr 2023 12:26:37 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Gadgets]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=64</guid> <description><![CDATA[Well, according to author, Alan Whitehead, that very much depends on which golfing gadgets are being used and for what purpose.However, before attempting to improve your golf swing using any specific golfing gadgets you really need to understand the golf … <a href="https://cofiteand.info/golf-swing-improvement-using-selected-golfing-gadgets.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Well, according to author, Alan Whitehead, that very much depends on which golfing gadgets are being used and for what purpose.However, before attempting to improve your golf swing using any specific golfing gadgets you really need to understand the golf swing basics. For example, do you know your average swing speed? In which direction do you mainly hit the ball – left or right? What about the club face – is it open or closed at impact? What do your mishit golf shots have a tendency to do – hook or slice?You’ll first need to break-down your own individual swing elements – perhaps utilizing one or two of the latest golfing gadgets – or by enlisting the help of a good friend or a qualified P.G.A. professional instructor – to help you establish what you ought to be working towards.Here’s just one example of a really neat golfing gadget that lots of experienced golfers would be absolutely `lost’ without. With all the recent advancements in technological know-how in golf course G.P.S. mapping devices virtually all the golfer has to do with at least one of the leading brands is to simply turn it on and the system immediately recognizes which course and hole they’re playing. Now that really is a brilliant golfing gadget!Whether you are a casual, but enthusiastic golfer, or even an avid one, you will need to work on different aspects of your game if you want to improve your overall golf performance. The good news is that there are lots of golfing gadgets out there, along with variety of drills, which can take your game to a higher level.For example, when it comes to year-round golf fitness, regularly using one or two selected golfing gadgets will allow you to quickly develop more power, mobility and better balance. However, there’s a big difference between a basic exercise routine – and the sort of total golf fitness that will enable you to rapidly lower your scores.There are also plenty of handy golfing gadgets to help keep your golfing life well-organized. For example, golf equipment trunk organizers are a really practical solution to keeping your golf shoes or boots, golf balls, golf equipment, and any other golfing gadgets, all in one place to ensure you’re all set for that next game irrespective of how late you get the call.Similarly, if you’re trying to refine your golf swing using selected top golf swing training aides or simply want to turn a wet and windy day into an opportunity to take your game to a higher level, it could be the perfect time to spoil yourself.A prime example of one of the very best golf swing training aides on the market looks very much like an ordinary golf club in that it has a similar overall swing-weight and grip; however, because this particular golfing gadget can be easily adjusted it can be utilized to practice numerous sorts of golf shots whether a chip, pitch or booming drive right down the middle of the fairway.And of course, regardless of what physical shape you’re in, or how many hours you might have invested in using some of these top golf swing training aides, you absolutely must remember to set aside some time to work on honing a silky smooth putting action. That’s precisely where indoor practice putting greens come into play. The best indoor synthetic golf putting greens can help you to not only refine your putting skills but can also help to improve your chipping too.So, if you’d like to eradicate the term “off-season” from your golfing language it’s could be time to invest some of your hard-earned cash into buying one or two of these specific golfing gadgets and accessories.In summary, perhaps now is the right time to find the perfect golfing gadgets to help improve your overall golf game – before you get left behind by your golfing competition! </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/golf-swing-improvement-using-selected-golfing-gadgets.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Go Global With Software Localization</title> <link>https://cofiteand.info/go-global-with-software-localization.html</link> <comments>https://cofiteand.info/go-global-with-software-localization.html#comments</comments> <pubDate>Tue, 11 Apr 2023 11:46:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Software]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=62</guid> <description><![CDATA[Software localization is a process of adapting a software application for a specific audience. It is an easy means of automating localization process and reducing cost. Most of the software manufacturers around the globe create their software in English. However, … <a href="https://cofiteand.info/go-global-with-software-localization.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Software localization is a process of adapting a software application for a specific audience. It is an easy means of automating localization process and reducing cost. Most of the software manufacturers around the globe create their software in English. However, there are many people in the world who prefer to communicate in their own language. Moreover, they prefer to buy anything in their own language only.Software is a global market and most of the international buyers prefer their software to be in their native language. When software program is in the language of users, they are able to utilize it conveniently. It enables users to operate it better. Thus, software localization service tends to make user comfortable with the software products they are using.If the messages they received by the audience will be in their own language, they will feel closely attached to the products and will give it more preference over other products in the market. Software localization services tends to do much more than translation of the information. It makes software programs completely adaptable to the culture of targeted clients. It is essential that application localization should be conducted while keeping the needs, language and habits of the local people in mind. It is important that products manuals and instructions should be translated appropriately to be understood by the targeted clients.With fierce competition in software market, more and more software companies around the globe are jumping into software localization to stay ahead of all its competitors in the market. The process of software localization undergoes stages of translating user interface, resizing dialog boxes, customizing features, and testing the results thereof so as to ensure that software programs run well in the targeted language as it does in the source language. Software localisation is based on many criteria such as adaptable content, communication tone, graphical and scripting components etc.If you want to expand your business and reap all the benefits of globalisation, software localization becomes vital for your organisation. A business cannot survive without smooth flow of communication. In order to make business ideas reach the targeted audience, it is essential that business should communicate in the language of the audience. Software localization makes the business communicate in the language of audience and enable it to proliferate better relationships with them. It is always better to hire services of reputed localization company for software application localization to get much authentic and reliable software localization services.Localization is especially important now that the Internet makes software and other products more readily available to international consumers. If you want to create a world-wide presence for your software company, you will need to localize and make your products available in languages other than just English.When you localize your software for non-English speaking consumers, they can feel comfortable using your product in a setting and a language that works for them. Messages that they receive will be in their own language and easier to understand. They will benefit more from your product and they will also feel a closer attachment to your product rather than the product that was not localized for them and their personal needs.In highly competitive market environment, software localization is a great means to expand business, conquer new markets and reap all the benefits of globalization. In order to target new regions, it is essential that your promotional campaigns and marketing methods must be designed to communicate with people in the language most liked and understood by them. Localization helps to remove all kinds of communication barriers and create a smooth bridge between the company and potential clients. Indian translation companies are popular worldwide for providing effective and reliable localization services at reasonable rates. </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/go-global-with-software-localization.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Recruiter Technology, Why Recruiters Need To Embrace Technology</title> <link>https://cofiteand.info/recruiter-technology-why-recruiters-need-to-embrace-technology.html</link> <comments>https://cofiteand.info/recruiter-technology-why-recruiters-need-to-embrace-technology.html#comments</comments> <pubDate>Tue, 11 Apr 2023 11:03:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://cofiteand.info/?p=60</guid> <description><![CDATA[I have been in recruitment for over 15 years and am a true believer in the use of good technology within the recruitment process. This has led me to make it a mission to keep informed of what resources are … <a href="https://cofiteand.info/recruiter-technology-why-recruiters-need-to-embrace-technology.html">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> I have been in recruitment for over 15 years and am a true believer in the use of good technology within the recruitment process. This has led me to make it a mission to keep informed of what resources are being developed and made available on the technology front within recruitment.I have therefore conducted continuous and extensive research in this area and have been involved in developing software and tools specific to our industry.This brings me to an interesting topic which has come up time and time again during my research and discussions with numerous recruiters, I am sure all recruiters have discussed this in length and with much passion at some time. The replacement of recruiters and the recruitment process by technology!I have heard from some clients as well as recruiters that some feel our days are numbered, as technology, for example on-line job portals / boards, both general and in-house developed will soon replace us.These are my thoughts and findings on this issue: Technology is fantastic! A great resource for Recruiters and should be embraced with open arms.<br />Many recruiters are afraid of technology, they would still prefer to work with flip cards and say that anyone using technology is not a “Real Recruiter”!My experience is: ignore technology and “Real Recruiter” or not your business is doomed, it will not progress far into the future as a viable entity. You will be replaced.Technology is not a replacement for recruiters but a powerful tool to assist us, make us more productive, give us more reach, make us more competitive. We should (in fact must) welcome it as many other industries and professions do. How many accounting packages are out their that could and in many cases do “replace” accountants in certain aspects, yet the demand for accountants is still high.Why are we so insecure about our industry!I am aware that recruiters and the recruiting industry has taken a battering over a long period but one thing we can not doubt is that we are necessary, in fact essential! We too are always in demand – even if some folk like to tell us otherwise.I have had clients try their own portal / on-line database, only to realise how difficult the recruitment function actually is, mainly their own portals only bring about more work and less recruitment success, as they get piles of responses, many whom they can never use, but they still need to manage.<br />They generally come back for assistance, even if it is with their own portal as an additional tool.Recruiters should be getting in first, start using the excellent technology available, become recruitment technology experts and then use this knowledge to your advantage, sell your knowledge of recruitment technology tools to your clients, make it an added benefit to your clients.If clients want to use technology in recruiting we should encourage it and be involved in the process of decision making and choices as to which technology is most suitable. Introduce them to technologies using your expertise. This may seem like a bad business approach to those who feel they are in danger of losing their jobs to technology, but if you explain and demonstrate to your clients how a combination of the right technology along with a knowledgeable recruiting professional will produce the most desired results, then you maintain control, you lead the process, you are able to make yourself an indispensable part of the recruitment process.This is better then trying to persuade them not to use recruitment technology or just waiting for your business with them to possibly shrink as they find appropriate technology themselves or find a recruiting professional who is willing to guide them in this process.Developments in recruitment technology are inevitable and in fact very necessary to ensure our industry, as well as the market in general, thrives. We can not have archaic recruitment processes trying to keep up with modern market human resource demands.So, lets encourage more development by researching and using the tools and technology available to us, only by using the technology do we make it viable for the developers of these tools to continue enhancing and fine tuning to suit our requirements and needs. After all we are the recruiting experts and should therefore be the main contributor to how these systems operate.Technology will no more replace us then it will any other profession – unless we force it to! </p>]]></content:encoded> <wfw:commentRss>https://cofiteand.info/recruiter-technology-why-recruiters-need-to-embrace-technology.html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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