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  22. <title>Home Energy Savings: New House Design and  Energy Conservation</title>
  23. <link>https://cuvijms.info/home-energy-savings-new-house-design-and-energy-conservation,html</link>
  24. <comments>https://cuvijms.info/home-energy-savings-new-house-design-and-energy-conservation,html#comments</comments>
  25. <pubDate>Sun, 16 Apr 2023 16:40:51 +0000</pubDate>
  26. <dc:creator>admin</dc:creator>
  27. <category><![CDATA[Uncategorized]]></category>
  28. <category><![CDATA[house designer]]></category>
  29.  
  30. <guid isPermaLink="false">http://cuvijms.info/?p=66</guid>
  31. <description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken [...]]]></description>
  32. <content:encoded><![CDATA[<p>    Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don&#8217;t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience. </p>
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  36. </item>
  37. <item>
  38. <title>There is an excessive amount of traffic coming from your Region.</title>
  39. <link>https://cuvijms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link>
  40. <comments>https://cuvijms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments>
  41. <pubDate>Thu, 16 Mar 2023 08:44:42 +0000</pubDate>
  42. <dc:creator>admin</dc:creator>
  43. <category><![CDATA[Uncategorized]]></category>
  44.  
  45. <guid isPermaLink="false">http://cuvijms.info/?p=63</guid>
  46. <description><![CDATA[#EANF#]]></description>
  47. <content:encoded><![CDATA[<p>#EANF#</p>
  48. ]]></content:encoded>
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  50. <slash:comments>0</slash:comments>
  51. </item>
  52. <item>
  53. <title>Entertainment Promotions Increase Brand Exposure Through Digital Entertainment Incentives</title>
  54. <link>https://cuvijms.info/entertainment-promotions-increase-brand-exposure-through-digital-entertainment-incentives,html</link>
  55. <comments>https://cuvijms.info/entertainment-promotions-increase-brand-exposure-through-digital-entertainment-incentives,html#comments</comments>
  56. <pubDate>Sun, 26 Feb 2023 14:11:06 +0000</pubDate>
  57. <dc:creator>admin</dc:creator>
  58. <category><![CDATA[Uncategorized]]></category>
  59.  
  60. <guid isPermaLink="false">http://cuvijms.info/?p=60</guid>
  61. <description><![CDATA[Entertainment promotions provide your company with a powerful platform from which you can harness your audience&#8217;s unquenchable desire for digital entertainment. New movies continue to draw enormous crowds. Rising music artists continue to grab the entertainment spotlight. Custom promotions can be designed to deliver digital incentives that leverage the popularity of Hollywood blockbusters, music artists, [...]]]></description>
  62. <content:encoded><![CDATA[<p> Entertainment promotions provide your company with a powerful platform from which you can harness your audience&#8217;s unquenchable desire for digital entertainment. New movies continue to draw enormous crowds. Rising music artists continue to grab the entertainment spotlight. Custom promotions can be designed to deliver digital incentives that leverage the popularity of Hollywood blockbusters, music artists, high-profile television programs, and video games. Your target market is already exposed to these entertainment channels. Entertainment promotions give you a unique opportunity to tap into those channels.A growing number of companies are launching entertainment promotions as a cost-effective strategy for reaching their target audience. You can do the same.In this article, we&#8217;ll describe the most popular entertainment promotions and explain how you can leverage them. We&#8217;ll also take a closer look at creating custom promotions with specific digital content that delivers a memorable interactive experience to consumers. Lastly, we&#8217;ll explain how radio promotions and entertainment promotions can dovetail with one another to build promotional momentum and connect with your audience.Types Of Entertainment Promotions At Your FingertipsConsider the entertainment channels to which your audience connects. Then, think about the enormous breadth of content they consume through those channels. Each highly-anticipated movie, prominent music artist, and popular television show gives your company an opportunity to connect with viewers and fans. Entertainment promotions deliver digital content that builds upon the popularity and anticipation surrounding these entertainment outlets.For example, your company can offer music downloads that target fans of an artist who is launching a high-profile tour. Or, you can offer skins, images, videos, and similar digital incentives to ride the wave of anticipation behind an upcoming movie. Each year, blockbuster video games are released that capture that market segment by storm. You can launch entertainment promotions that cater specifically to that market.How Brand Promotions Leverage Your Brand IdentityAll companies have a brand identity. The problem is, most squander it; they rarely leverage their brands effectively to promote their products and build market awareness. Brand promotions integrate core elements of your brand into digital entertainment incentives. When consumers download images, videos, music, and other digital content that share a link with your products, the experience strengthens your brand in their minds. It engages them through a promotional channel that encourages them to purchase your products. By associating your brand with popular entertainment incentives, you&#8217;ll also enjoy increased customer loyalty.Entertainment Promotions: Creating Custom Promotions For Your CompanyOne of the unique strengths of an entertainment promotion is flexibility in design. They can be customized to fit a refined approach. This is critical because your target market is entirely different than others. The connection you enjoy with your audience is unique.Custom promotions give you an opportunity to deliver digital incentives that meet a tightly-honed objective. Rather than delivering a vast menu of content choices to consumers, these promotions focus on a specific subset. That allows you to hone your campaign and create a stronger connection with your audience. The more refined your offer, the easier it is to appeal to your market.How Radio Promotions And Entertainment Promotions Work TogetherRadio has traditionally been reserved for promoting artists and their labels. However, music labels, sponsors, brands, and retail giants have discovered that radio promotions offer mutually beneficial advantages. For example, you can launch an entertainment promotion that builds upon the anticipation behind an upcoming album release. As the first songs are released on the radio, your promotion can offer free downloads as a consumer incentive. Given that radio stations serve limited geographic areas, your entertainment promotions can target specific cities, improving the refinement of your customer database.Connecting With Your Audience Through Entertainment Digital PromotionsThe world is moving at a faster pace than ever. People are consuming content with their laptops and mobile devices in ways that were unimaginable a few years ago. While many companies seem intimidated by the shift, this new landscape has yielded exciting promotional opportunities. Entertainment promotions leverage this new paradigm and bridge the gap between your brand and your customers. You can form a unique connection with your audience by building upon the popularity of movies, music, video games, and other entertainment content.Digital entertainment promotions allow you to exploit an inexhaustible pool of licensed digital content. They are an ideal platform from which to connect with your target audience, build brand exposure, and dramatically increase customer loyalty. </p>
  63. ]]></content:encoded>
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  66. </item>
  67. <item>
  68. <title>Stock Investing: Best Investment Strategy for 2014 and Beyond</title>
  69. <link>https://cuvijms.info/stock-investing-best-investment-strategy-for-2014-and-beyond,html</link>
  70. <comments>https://cuvijms.info/stock-investing-best-investment-strategy-for-2014-and-beyond,html#comments</comments>
  71. <pubDate>Fri, 03 Feb 2023 16:21:59 +0000</pubDate>
  72. <dc:creator>admin</dc:creator>
  73. <category><![CDATA[Uncategorized]]></category>
  74.  
  75. <guid isPermaLink="false">http://cuvijms.info/?p=58</guid>
  76. <description><![CDATA[Stock investing is the growth engine of your investment portfolio, but in 2014 and beyond your best investment strategy could be to cut your investment exposure in stocks (also called equities) and stock funds (also called equity funds). Face it: equities and some stock funds have run up 150% in the past four to five [...]]]></description>
  77. <content:encoded><![CDATA[<p> Stock investing is the growth engine of your investment portfolio, but in 2014 and beyond your best investment strategy could be to cut your investment exposure in stocks (also called equities) and stock funds (also called equity funds). Face it: equities and some stock funds have run up 150% in the past four to five years and this run could be about over. Why invest money here (more money) now?Stock investing has been very profitable in the past few years. The truth of the matter is that stocks and stock funds have been the best investment for the average investor for questionable reasons. In this extremely low interest rate environment, who wants to invest money in bonds, bond funds or any other interest-paying investment vehicle? In the world of stock investing, investors want to see a growing economy, rising corporate profits and growth in corporate sales. In recent years corporate profits have been a product of cost cutting vs. increasing sales. Corporate America has been reluctant to hire employees.Our government has, by design, kept interest rates artificially low to stimulate the economy and bring unemployment down. They&#8217;ve done this by BUYING longer-term debt securities, like their own Treasury securities&#8230; to the tune of $85 billion a month in 2013. This made stock investing the best investment game in town, and kept interest rates low. In 2014, many economists expect that this will unwind and interest rates are likely to increase. At that point stock investing could be a whole new ball game. Equities might not be your best investment.Invest money in stocks or stock funds if you believe that our government&#8217;s efforts will create a new wave of growth in the economy, in jobs, and in corporate sales. Do not rush out to invest money (more money) if you think higher interest rates will follow and choke economic growth. Remember, higher interest rates can hurt sales as purchases bought on credit (cars, homes, credit card purchases in general) decline. Higher rates can also hurt corporate profits because they increase the cost of borrowing money. Corporations borrow a LOT of money.That&#8217;s one view of stocks for 2014 and beyond, based on a fundamental view of stock investing. The other approach is the technical viewpoint. With the stock market on a four to five year roll, near all-time highs and up 150%&#8230; it could be due for a correction. If you invest money in stocks or stock funds now, you could be arriving at the party late. This is not rocket science, but consider 2000-2002, and 2007-2009. These were brutal bear markets that handed investors losses in the neighborhood of 50%. Only after these bear markets ended were stock funds the best investment for the average investor (for about 5 years).Well, it&#8217;s been about 5 years now since the recession (financial crisis) was officially put to bed. High unemployment is still with us and economic activity and growth is nothing to write home about. The real dilemma for investors in 2014 and beyond is that there appears to be few (if any) good or best investment prospects on the horizon. The only cheap asset class around is CASH. To earn even 1% on a CD you must shop around. Why invest money in a money market fund when they pay virtually nothing in return?When investors look at the apparent lack of investment opportunities out there and see equities going up they tend to want to jump on the band wagon and invest money in stocks and equity funds. History tells us that stock investing in an inflated market can be dangerous to your financial health. Sometimes your best investment is a safe and boring one like a short-term CD, savings account or money market fund. In 2014 your best investment strategy may be to cut back on stock investing and opt for more safety. </p>
  78. ]]></content:encoded>
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  80. <slash:comments>0</slash:comments>
  81. </item>
  82. <item>
  83. <title>Antarctica Travel &#8211; Planning the Perfect Cruise</title>
  84. <link>https://cuvijms.info/antarctica-travel-planning-the-perfect-cruise,html</link>
  85. <comments>https://cuvijms.info/antarctica-travel-planning-the-perfect-cruise,html#comments</comments>
  86. <pubDate>Fri, 03 Feb 2023 12:56:13 +0000</pubDate>
  87. <dc:creator>admin</dc:creator>
  88. <category><![CDATA[Uncategorized]]></category>
  89.  
  90. <guid isPermaLink="false">http://cuvijms.info/?p=56</guid>
  91. <description><![CDATA[Planning a vacation to Antarctica can be a challenging task, which is why many travelers will use a travel agent or travel service to ensure that all of the details are taken care of well in advance. One of the most popular forms of Antarctica travel is a cruise.Tourists that plan an Antarctica vacation will [...]]]></description>
  92. <content:encoded><![CDATA[<p> Planning a vacation to Antarctica can be a challenging task, which is why many travelers will use a travel agent or travel service to ensure that all of the details are taken care of well in advance. One of the most popular forms of Antarctica travel is a cruise.Tourists that plan an Antarctica vacation will have to take many different things into consideration. For example, the first thing that tourists will need to do is examine their budget and remember that the price of the cruise does not include the transportation costs to the port of call and it will not include the price of any extra excursions that the travelers would like to take on the cruise.Another factor that needs to be considered with Antarctica travel is the length of time that is available for the vacation. There are many different cruise lines that will offer different length cruises. Travelers that have more time to spend on the vacation will likely want to purchase a longer cruise that will spend more time on the ocean and the surrounding areas.Travelers will also need to be aware of any special requirements that the cruise lines have established. For example, many of the Antarctica cruise lines will require that all of the travelers on the ship purchase emergency medical insurance for the length of time that they are on the ship. The emergency medical insurance will cover the expenses involved if the traveler needs emergency evacuation.Travelers will also want to perform some research on their own before leaving for their cruise. This will give travelers a chance to determine which types of activities they would like to participate in while on the cruise, like whale watching or visiting the local penguin colonies. </p>
  93. ]]></content:encoded>
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  95. <slash:comments>0</slash:comments>
  96. </item>
  97. <item>
  98. <title>An American Universal Health Care System</title>
  99. <link>https://cuvijms.info/an-american-universal-health-care-system,html</link>
  100. <comments>https://cuvijms.info/an-american-universal-health-care-system,html#comments</comments>
  101. <pubDate>Wed, 25 Jan 2023 06:24:06 +0000</pubDate>
  102. <dc:creator>admin</dc:creator>
  103. <category><![CDATA[Uncategorized]]></category>
  104.  
  105. <guid isPermaLink="false">http://cuvijms.info/?p=54</guid>
  106. <description><![CDATA[Health Care System Needs Reform, Not a Government Takeover Believe it or not, America boasts some of the world&#8217;s best doctors, the most advanced health care system, and the most technically superior resources in the world, bar none. Those who travel globally and have gotten sick know that their first choice for treatment would be [...]]]></description>
  107. <content:encoded><![CDATA[<p> Health Care System Needs Reform, Not a Government Takeover Believe it or not, America boasts some of the world&#8217;s best doctors, the most advanced health care system, and the most technically superior resources in the world, bar none. Those who travel globally and have gotten sick know that their first choice for treatment would be in the U.S. Though health care in America is, more expensive than any other country, many of the worlds wealthiest come to the U.S for surgical procedures and complex care, because it holds a worldwide reputation for the gold standard in health care.To examine the complex health care issue, a small research study was conducted from randomly selected doctors in a best doctors database. We ask 50 top doctors, located in different states and who practice different specialty fields, &#8221; Is a universal health care plan good for America?&#8221; Forty-eight of these doctors essentially responded that it was a &#8220;bad idea&#8221; that would have negative impacts on the quality of our nation&#8217;s health care.Social Engineering MedicineOne of the greatest mis-conceptions some people have relied on with regard to the health care debate is that, given a universal health care system, every person in the U.S. would receive the highest quality health care &#8211; the kind our nation is renowned for and that we currently receive. However, unlike some public amenities, health care is not a collective public service like police and fire protection services, therefore the Government cannot provide the same quality of health care to everyone, because not all physicians are equally good orthopedic surgeons, internists, neurosurgeons, etc, in the same way that not all individuals in need of health care are equally good patients.As an analogy &#8211; stay with me &#8211; when you design a software program, there are many elements that are coded on the back-end, and used to manipulate certain aspects of the software program, that your average &#8220;John Doe&#8221; who uses the software (the end user) does not understand or utilize, nor do they care about these elements. Certain aspects of the program are coded, so that when one uses that portion of the program, other elements of the program are manipulated and automatically follow the present or next command.Likewise, once a universal care plan is implemented in America and its massive infrastructure is shaped, private insurance companies will slowly disappear, and as a result, eventually patients will automatically be forced to utilize the government&#8217;s universal health care plan. As part of such a system, patients will be known as numbers rather than patients, because such a massive government program would provide compensation incentive based on care provided, patients would become &#8220;numbers,&#8221; rather than &#8220;patients.&#8221; In addition, for cost savings reasons, every bit of health information, including your own, will be analyzed, and stored by the Government. What are the consequences? If you&#8217;re a senior citizen and need a knee replacement at the age of 70, the government may determine that you&#8217;re to old and it&#8217;s not worth the investment cost, therefore instead of surgery, you may be given medication for the rest of your life at a substantial cost savings to the government, and at a high quality of life price to you.Solutions:Fixing the current U.S. health care system might require that we;1. Encourage prevention and early diagnosis of chronic conditions and management.<br />
  108. 2. Completely reform existing government are programs, including Medicare and Medicaid.<br />
  109. 3. Forgive medical school debt for those willing to practice primary care in under-served areas.<br />
  110. 4. Improve access to care, provide small businesses and the self-employed with tax credits, not penalties for providing health care.<br />
  111. 5. Encourage innovation in medical records management to reduce costs.<br />
  112. 6. Require tort reform in medical malpractice judgments to lower the cost of providing care.<br />
  113. 7. Keep what isn&#8217;t broken-research shows 80% of Americans are happy with their current insurance, therefore, why completely dismantle it?<br />
  114. 8. Reimburse physicians for their services.<br />
  115. 9. Innovate a system in which Medicare fraud is dramatically decreased.Devil In the Details Socialized medicine means:1. Loss of private practice options, reduced pay for physicians, overwhelming numbers of patients, and increasing burn-out may reduce the number of doctors pursuing the profession.2. Patient confidentiality will need to be compromised, since centralized health information will be maintained by the government and it&#8217;s databases.3. Healthy people who take care of themselves will pay for the burden of those with unhealthy lifestyles, such as those who smoke, are obese, etc.4. Patients lose the incentive to stay healthy or aren&#8217;t likely to take efforts to curb their prescription drug costs because health care is free and the system can easily be abused.5. The U.S. Government will need to call the shots about important health decisions dictating what procedures are best for you, rather than those decisions being made by your doctor(s), which will result in poor individualized patient care.6. Tax rates will rise substantially-universal health care is not free since citizens are required to pay for it in the form of taxes.7. Your freedom of choice will be restricted as to which doctor is best for you and your family.8. Like all public programs, government bureaucracy, even in the form of health care, does not promote healthy competition that reduces costs based on demand. What&#8217;s more, accountability is limited to the budgetary resources available to police such a system.9. Medicare is subsidized by private insurers to the tune of billions of dollars, therefore if you take them out of the equation, add a trillion dollars or more to the current trillion dollar-plus cost estimates.10. Currently, the government loses an estimated $ 30 billion a year due to Medicare fraud. Therefore, what makes anyone think that this same government will be able to run &#038; operate a universal health care system that is resistant to fraud and save money while doing so?. </p>
  116. ]]></content:encoded>
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  118. <slash:comments>0</slash:comments>
  119. </item>
  120. <item>
  121. <title>No End To Rising Health Care Costs</title>
  122. <link>https://cuvijms.info/no-end-to-rising-health-care-costs,html</link>
  123. <comments>https://cuvijms.info/no-end-to-rising-health-care-costs,html#comments</comments>
  124. <pubDate>Wed, 25 Jan 2023 06:22:27 +0000</pubDate>
  125. <dc:creator>admin</dc:creator>
  126. <category><![CDATA[Uncategorized]]></category>
  127.  
  128. <guid isPermaLink="false">http://cuvijms.info/?p=52</guid>
  129. <description><![CDATA[Everyone knows the cost of health care is rising every year with no end in site. Many families are burdened with premiums that are eating up a large portion of their budget. Those with health insurance plans through work are seeing their out of pocket costs grow. Some employees are even paying more for benefits [...]]]></description>
  130. <content:encoded><![CDATA[<p> Everyone knows the cost of health care is rising every year with no end in site. Many families are burdened with premiums that are eating up a large portion of their budget. Those with health insurance plans through work are seeing their out of pocket costs grow. Some employees are even paying more for benefits at work then they would on their own.A RAND Corp study, released in September of 2011, examined the health care an the average American family&#8217;s budget from 1999 to 2009. While the average family saw a 30% increase in their income, much of that was wiped out by greater gains in the cost of medical care. Inflation and higher taxes further decimated the gains.They found that monthly premiums for health insurance grew by 128% over the decade studied. This is well beyond the rate of inflation. Prices on all goods tend to go up over time due to the devaluation of currency called inflation. But when a price for a good goes up faster then inflation, it becomes relatively more expensive then other goods in the economy. This is precisely what is happening with health care. When people are forced to spend relatively more on a good, they feel they are taking a step backward in terms of the living standard.Making matters worse, many people who receive their health benefits through their employer are seeing lower wage gains. An employer has to take the total cost of an employee into account, and that includes what the employer spends on health benefits. When health care costs increase for the employer, they have actually increased the amount they spend per employee, only it doesn&#8217;t feel that way to the worker. The worker is indeed getting a raise, it is just going directly to their health care costs. As health care costs for employers continue to rise, it will put downward pressure on wages.Health care costs are going up for a variety of reasons. First and foremost, patients now have access to cutting edge &#8211; and expensive &#8211; medical procedures that were not available before. While these procedures extend people&#8217;s lives and well being, they are very expensive and have to be paid for. Additionally, with few patients paying the direct cost of medical care, rather paying their insurance company, the market for medical care becomes distorted.Another reason for the recent surge in health care costs is the recent Affordable Care Act. One of the new requirements is that employer plans now cover children up to the age of 26. While that may help provide insurance to young adults, it comes at a cost. A survey by the Kaiser Family foundation found that the cost for premiums on employer heath insurance plans increased by 9% in 2010. The increase in premiums has put even more downward pressure on wages during the weak economy.Many employers are now putting some, if not all, of the cost of health care on to their employees. Many workers are now paying part of the monthly premium and often a large deductible as part of their plan. Often times, if they are young and have no pre-existing conditions, they can purchase private health insurance at a lower price then they are paying for their work plan.There is no end in sight to rising health care costs. Medical advances will continue, the American population is aging, and reforms in Washington do not seem likely to help reduce the cost of health care. </p>
  131. ]]></content:encoded>
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  133. <slash:comments>0</slash:comments>
  134. </item>
  135. <item>
  136. <title>Alternative Medicine: What Is It?</title>
  137. <link>https://cuvijms.info/alternative-medicine-what-is-it,html</link>
  138. <comments>https://cuvijms.info/alternative-medicine-what-is-it,html#comments</comments>
  139. <pubDate>Wed, 25 Jan 2023 06:20:56 +0000</pubDate>
  140. <dc:creator>admin</dc:creator>
  141. <category><![CDATA[Uncategorized]]></category>
  142.  
  143. <guid isPermaLink="false">http://cuvijms.info/?p=50</guid>
  144. <description><![CDATA[What is alternative medicine? It is a phrase that has been tossed around more and more in the media, the bookstores, and increasingly, the doctor&#8217;s office, but how often does anyone say what alternative medicine is?Theoretically, alternative medicine is any form of medicine that does not fit with in the scientific framework of western medicine. [...]]]></description>
  145. <content:encoded><![CDATA[<p> What is alternative medicine? It is a phrase that has been tossed around more and more in the media, the bookstores, and increasingly, the doctor&#8217;s office, but how often does anyone say what alternative medicine is?Theoretically, alternative medicine is any form of medicine that does not fit with in the scientific framework of western medicine. Once a form of medicine has been proven scientifically effective, and a theory has been determined to explain in the language of western medicine why it is effective, it should no longer be considered alternativeUnfortunately, after the theory comes the politics. In reality, in the United States, alternative medicine is any form of medicine that has not been accepted as scientifically valid by the American Medical Association and the United States Government. In other countries different official bodies will determine what is and is not alternative medicine. In the United States, massage is alternative medicine. In Canada massage is conventional medicine, and as such, highly regulated.Would you believe that according the US government&#8217;s National Center for Complementary and Alternative Medicine, vitamins are a complementary or alternative medicine (depending on how they are used) that have not yet been proven to have any greater effect on the human body then a placebo? Personally, I&#8217;d like to know if they would like to be treated for scurvy with a placebo. I&#8217;ll stick with vitamin C. There are theoretical uses for vitamins that have not yet been fully proven, but that does not make the proven effects any less scientifically valid.At the same time, just because someone claims what they offer is medicine does not make it true. Herbal supplements are not regulated, and may not fully disclose their ingredients. They certainly will not tell you about any dangerous interaction with your heart medication!Of course, you can ask an expert, but keep in mind that there are many kinds of alternative medicine, an acupuncturist is not necessarily trained in herbs, and your primary care physician probably won&#8217;t be trained in any of them.If you are interested in using alternative medicine, either for a specific problem, or simply improve your overall health, it&#8217;s probably best to first research what kinds of alternative medicine you are interested in, and speak with you doctor about whether or not she will be willing to work with an alternative medicine practitioner. Then find a practitioner who has had training in that specific area of alternative medicine. Most forms of alternative medicine are not licensed in the United States, so ask where they went to school, and how long they have been practicing. Then they can work with your doctor to make sure you get the care you need, without any unexpected side effects.Some forms of alternative medicine that might be worth looking into are:Oriental medicine: Oriental medicine is the only form of alternative medicine that is truly comparably to western medicine as a complete system of medicine. Oriental medicine is based on several theories developed thousands of years ago and first elaborated on in the Yellow Emperor&#8217;s Classic, between three and five thousand years ago. Oriental medicine includes the practices of massage, acupuncture, herbal therapy, qi gong, and several others. Tradition Chinese Medicine is a variant of oriental medicine specific to China. It is the only variant of oriental medicine the can be found with relative ease in the United States. In many parts of Asia, oriental medicine is still considered the standard of medical care and western medicine is &#8216;alternative.&#8217;Herbal therapy: Herbal therapy is probably the most common form of alternative medicine found in the United States, and quite possibly one of the riskiest. While most of the conventional medicines doctors prescribe today were derived from herbs, the herbal supplements commonly on sale have no common dosages, mat contain fillers, and will rarely warn of side effects. While herbs can be used to treat everything that medication can, and possibly quite a bit more, make sure you speak with a trained herbalist before taking any. They can tell you what dosage is safe, what suppliers are worth using, and any potential side effects.Homeopathy: Homeopathy was developed in the 1800&#8242;s by two doctors who noticed that quinine, the only medicine capable of treated malaria, caused symptoms of malaria in healthy people who were given it. They theorized that like would cure like, so caffeine which normally causes wakefulness, would be used to help someone who was not sleeping through the night, sleep better. Homeopathy is probably the only alternative medicine that is safe to try without speaking with an expert, because the active substance is so dilute that it is not possible to over dose, or incur side effects on the amounts in the local health food store, never mind the few bottles you would keep in your home. At the same time, it is still best to consult a homeopath to be sure that what your taking will work for what you need.Massage: Massage is the use of hands or tools to manipulate the muscles and tendons. The two most common uses of massage are to ease aches and pains, and for stress relief. While there are many conditions that massage will obviously not help with (diabetes, for instance), there are many that it is surprisingly effective on, such as eating disorders, fibromyalgia, and carpal tunnel syndrome. In addition, almost any muscular injury can be treated with massage to prevent scar build up, speed healing, and increase a restricted range of motion. There are many different forms of massage therapy, including Swedish Massage, Deep Tissue Massage, Pre-Natal Massage, Shiatsu, Thai Massage, Lomi Lomi, Medical Massage, Chair Massage, Aromatherapy Massage and Hot Stone Massage. If you go to a massage therapist for a medical condition, make sure they are trained in Medical Massage. Some states have licensing programs for massage therapists now, as do most European countries. If you live in an area that has licensing, make sure the therapist you go to is licensed.Other forms of alternative medicine include: energetic healing, aromatherapy, Rolfing, cranial-sacral therapy, and most forms of holistic medicine. </p>
  146. ]]></content:encoded>
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  148. <slash:comments>0</slash:comments>
  149. </item>
  150. <item>
  151. <title>Crypto Currency Vs Fiat Currency</title>
  152. <link>https://cuvijms.info/crypto-currency-vs-fiat-currency,html</link>
  153. <comments>https://cuvijms.info/crypto-currency-vs-fiat-currency,html#comments</comments>
  154. <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate>
  155. <dc:creator>admin</dc:creator>
  156. <category><![CDATA[Uncategorized]]></category>
  157. <category><![CDATA[cash]]></category>
  158. <category><![CDATA[Crypto currency]]></category>
  159. <category><![CDATA[currency]]></category>
  160.  
  161. <guid isPermaLink="false">http://cuvijms.info/?p=48</guid>
  162. <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description>
  163. <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p>
  164. <p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p>
  165. <p>In cashless society- crypto money play a huge role</p>
  166. <p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p>
  167. <p>Crypto currency and fiat currency are always at loggerheads</p>
  168. <p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p>
  169. <p>Differentiating in what the currencies stand for</p>
  170. <p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p>
  171. <p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn&#8217;t have any backup from the central government or bank.<br />
  172. Hence, the difference between crypto currency and fiat currency is noted as follows:</p>
  173. <p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p>
  174. <p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p>
  175. <p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p>
  176. <p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p>
  177. <p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p>
  178. <p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p>
  179. <p>The different types of crypto and fiat currencies</p>
  180. <p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p>
  181. <p>The differences in the anonymity between the two currencies</p>
  182. <p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don&#8217;t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don&#8217;t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p>
  183. <p>Fiat currency vs crypto currency: transparency level</p>
  184. <p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others&#8217; transactions.</p>
  185. <p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p>
  186. <p>A comparative historical roots</p>
  187. <p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p>
  188. <p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p>
  189. <p>A comparative history of the two currencies:</p>
  190. <p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p>
  191. <p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p>
  192. <p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p>
  193. <p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn&#8217;t receive as much attention as Bitcoin.</p>
  194. <p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p>
  195. <p>The traits of both the currencies</p>
  196. <p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p>
  197. <p>Let us compare their traits with respect to certain factors.</p>
  198. <p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p>
  199. <p>• As per the portability is concerned both the currencies secure more or less the same position.</p>
  200. <p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p>
  201. <p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p>
  202. <p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p>
  203. <p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p>
  204. <p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p>
  205. <p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p>
  206. <p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p>
  207. <p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p>
  208. <p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p>
  209. <p>The process of the functioning of the currencies</p>
  210. <p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don&#8217;t need any third party association.</p>
  211. <p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p>
  212. <p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p>
  213. <p>Is Bitcoin, a crypto currency better than the fiat-currency?</p>
  214. <p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p>
  215. <p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p>
  216. <p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p>
  217. <p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p>
  218. <p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p>
  219. <p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p>
  220. <p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p>
  221. <p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p>
  222. <p>Crypto currencies seem to be a favorable option among the people</p>
  223. <p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p>
  224. <p>Send money anywhere directly without waiting for the bank&#8217;s approval</p>
  225. <p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don&#8217;t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn&#8217;t come under the law and regulations of the government, nobody has any power to do anything with your account.</p>
  226. <p>The blockchain technology has a very big role to play</p>
  227. <p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>
  228. ]]></content:encoded>
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  230. <slash:comments>0</slash:comments>
  231. </item>
  232. <item>
  233. <title>Are You Choosing the Right Stock Market Advisory Company</title>
  234. <link>https://cuvijms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link>
  235. <comments>https://cuvijms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments>
  236. <pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate>
  237. <dc:creator>admin</dc:creator>
  238. <category><![CDATA[Uncategorized]]></category>
  239. <category><![CDATA[financial]]></category>
  240. <category><![CDATA[help you]]></category>
  241. <category><![CDATA[planners]]></category>
  242. <category><![CDATA[point]]></category>
  243.  
  244. <guid isPermaLink="false">http://cuvijms.info/?p=46</guid>
  245. <description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn&#8217;t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description>
  246. <content:encoded><![CDATA[<p>What do you do if you want to learn driving a car? You will try to find an expert teacher, isn&#8217;t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.</p>
  247. <p>If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:</p>
  248. <p>How much assistance do you actually require?</p>
  249. <p>Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.</p>
  250. <p>Choose a top ranked advisory company</p>
  251. <p>It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.</p>
  252. <p>Asking for a sample financial plan initially makes sense</p>
  253. <p>When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.</p>
  254. <p>Conclusion</p>
  255. <p>The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.</p>
  256. <p>Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.</p>
  257. ]]></content:encoded>
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