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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>dwacdms.info</title> <atom:link href="http://dwacdms.info/feed" rel="self" type="application/rss+xml" /> <link>https://dwacdms.info</link> <description>Just another WordPress site</description> <lastBuildDate>Thu, 27 Feb 2025 15:57:32 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Making Money Fast With a Garage Sale</title> <link>https://dwacdms.info/44</link> <comments>https://dwacdms.info/44#comments</comments> <pubDate>Tue, 18 Jul 2023 03:50:39 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=44</guid> <description><![CDATA[So, you have an emergency and need some money fast. How can you make money quickly with what you have? A garage sale can be a great way to make some money fast while getting rid of extra items in your house. It will take some work, but it will be worth it to get [...]]]></description> <content:encoded><![CDATA[<p> So, you have an emergency and need some money fast. How can you make money quickly with what you have? A garage sale can be a great way to make some money fast while getting rid of extra items in your house. It will take some work, but it will be worth it to get through the crisis. Having a successful garage sale has become a science to some, so there is a lot of information available online. This article will give you some basic tips and tricks so that you have a smooth operating garage sale experience.Step one is to set a date and advertise. You can place an ad in your local paper if you wish. If you are looking for cheaper options, consider searching the web for free sites to announce your garage sale. Tell all of your friends, family and co-workers to spread the word for you. A lot of grocery stores have bulletin boards where you can post a flyer letting people know where and when the garage sale will be, as well as what big ticket items you’ll be selling.The next step is to make signs. Use clear, big, bold letters to write your address and draw really big arrows leading people to your house. Bright poster board is a great option when trying to get the attention of people driving down the road. Make sure that you put an arrow at every turn going through your neighborhood. Make everything match if possible. If your sign off of the main road is bright orange, then use bright orange to make your arrows so that people know that they are still going the right way. Make sure that you don’t post on traffic signs or light poles without permission from the highway commission, because it could be illegal and will point police directly to your house. Ask permission from your neighbors before placing signs in their yards and make sure that you take them down immediately after the garage sale.Collect everything that you can from around your house, including worthless knick-knacks that you don’t believe anyone would want. You’ll be surprised what people will buy. Go in with other families if you can. The bigger the garage sale, the better. Price items clearly with bright stickers. Make everything as cheap as possible and be willing to haggle. Use different colors for different families if you need to. Collect a lot of cash change before the big day. You’ll need a lot of one dollar bills, fives, tens and lots of coins. Use a cash box if you can. It’s generally not a good idea to accept checks. Not only might the check not be good, but your bank could charge you a fee for presenting them with a check that bounces.Put everything out on sturdy tables and be prepared for people to flood into your yard. As soon as the ad hits, or people see you putting up signs, they’ll want to be the first ones there. If you don’t make enough money from your garage sale to get you through an emergency, you may consider a payday loan or cash advance to get you through.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/44/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Targeted E-commerce – Advanced Tips for Get Started With E-commerce</title> <link>https://dwacdms.info/42</link> <comments>https://dwacdms.info/42#comments</comments> <pubDate>Mon, 10 Jul 2023 00:47:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=42</guid> <description><![CDATA[Through this brief article, you are provided with advanced tips for getting started with targeted e-commerce. Equipped with this information, you’ll be able to make money through targeted e-commerce, not only today but well in the future.The first advanced tip that you need to keep in mind when it comes to getting started with targeted [...]]]></description> <content:encoded><![CDATA[<p> Through this brief article, you are provided with advanced tips for getting started with targeted e-commerce. Equipped with this information, you’ll be able to make money through targeted e-commerce, not only today but well in the future.The first advanced tip that you need to keep in mind when it comes to getting started with targeted e-commerce is the development of an appropriate targeted e-commerce plan. You cannot embark on a e-commerce and effort blindly. Know what you want to do and how it is done. What segment of the population are you targeting? Be sure you meet their needs.The second advanced tip that you need to keep in mind when it comes to getting started with targeted e-commerce is making use of consultants and specialists. You need to understand the targeted e-commerce can be rather technical in nature. Therefore, you are best served by engaging the services of various professionals who can assist you in your endeavor.The third advanced tip for getting started with targeted e-commerce is developing a marketing plan to ensure that your efforts are promoted appropriately and well coordinated. Do not undervalue the necessity of an appropriate marketing plan when it comes to embarking on a targeted e-commerce efforts.Taking these three small steps will help you develop your e-commerce plan. Take some time before you embark on this campaign to understand all the ramifications of your actions. By identifying those markets or those market segments in which you will succeed, you’ll be well on your way two increasing your revenues.</p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Popular Asian Fashion A Growing Market</title> <link>https://dwacdms.info/40</link> <comments>https://dwacdms.info/40#comments</comments> <pubDate>Tue, 21 Mar 2023 09:49:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=40</guid> <description><![CDATA[With the ever-growing popularity of the internet, access to different clothing is easier than ever for the average consumer. One area that continues to spread globally, previously rarely seen in the West, is Asian fashion. The vibrant and varied colours and styles of Asia have developed a keen international market, particularly those fashions coming from [...]]]></description> <content:encoded><![CDATA[<p> With the ever-growing popularity of the internet, access to different clothing is easier than ever for the average consumer. One area that continues to spread globally, previously rarely seen in the West, is Asian fashion. The vibrant and varied colours and styles of Asia have developed a keen international market, particularly those fashions coming from Korea and Japan.Japan and Korea lead the way in spreading Asian fashion to the rest of the world because of the rapid adoption of cutting edge technology in these countries. Always eager to adopt modern technology, Japanese and Korean markets similarly aim to enjoy the most modern fashion trends. Japanese and Korean clothing is some of the most forward-thinking in the world.Origins of Asian FashionThe forward-thinking styles come from a history of eager adaptation to modernity in these countries, and the unique styles of modern Asian fashion actually have their roots in 19th Century attitudes. After Japan was first opened to the West, Japanese fashion combined the trends and styles of foreign labels and markets with traditional culture and trends, an attitude which continues today. Often this clothing is homemade with customisation added by the wearer. These highly adaptable styles of clothing are often referred to as Japanese Street Fashion, and are now chronicled by a number of websites.Influence of Japanese FashionMuch of the Asian fashion you will find on such websites stems from Japan, where many different styles of clothing exist. Street fashion includes such styles as Lolita (looking like a young girl), Gyaru (girly-glam) and Bosozoku (inspired by manga and anime). Recent trends have leant towards doll-like and fantasy elements being introduced, for instance dolly kei and fairy kei fashions, whilst Japanese hip-hop is also increasingly influential.The immediate influence of these various Japanese street fashion styles is felt in China, Korea, Hong Kong and Taiwan. The West Coast of the United States is also receptive to the trends. As a result, these surrounding countries share many similar styles and trends, though in the nature of street fashion they are suitably adaptive. In Hong Kong, for instance, where business is paramount, styles tend to be more conservative.In addition to these more locally influenced countries, Asian fashion is increasingly popular on the global market. Famed Japanese fashion designer Rei Kawakubo, founder of brand Comme des Garcons, has played a large role in the fashion industry since the 80s, and worked with the likes of Louis Vuitton and high-street retailers H&M. In addition, easy access to Asian media, such as films and anime, has made Asian fashion more popular in Western society.What makes Asian fashion so popular is the sheer originality of the designs. Consumers are encouraged to customise their own clothing, and as a result outfits can look incredibly diverse. Asian clothing has potential for a lot of personality, with each sub-category relating to certain principles. These fashions instantly make a wearer part of an identifiable movement. For instance, cult kei, another modern style, uses a range of distinctive religious iconography.Asian Clothing OnlineAnother reason Asian fashion is so popular is that online markets makes it easy to acquire for consumers all over the world. Bidding sites such as eBay are heavily populated by international sellers giving access to new trends and original designs. A quick online search for Asian fashion, Korean Fashion, Japanese fashion will bring you directly to trending markets. By shopping for these fashions online, you can be sure to be at the forefront of emerging styles, at affordable prices. User reviews are abundant to ensure that you buy quality products, so even when ordering from halfway around world you can be sure of a good deal.You can also gain access to ever-evolving original designs by visiting custom online markets where users from all over the world design their own clothing to sell. Beyond purchasing clothing, the internet allows users to critique designs, comment on each others’ clothing and increasingly share and combine their fashions. </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Everything You Always Wanted to Know About Your Credit Report But Were Afraid to Ask</title> <link>https://dwacdms.info/38</link> <comments>https://dwacdms.info/38#comments</comments> <pubDate>Mon, 20 Mar 2023 14:30:38 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=38</guid> <description><![CDATA[General InformationWho are Baycorp Advantage?Baycorp Advantage are Australia’s leading credit reporting agency. Their activities are regulated by the Federal Government and the Privacy Act. Their database contains more than 11 million consumer and 1 million commercial credit files. It includes records on the credit activity of Australian individuals, companies and businesses.The credit data held is [...]]]></description> <content:encoded><![CDATA[<p> General InformationWho are Baycorp Advantage?Baycorp Advantage are Australia’s leading credit reporting agency. Their activities are regulated by the Federal Government and the Privacy Act.<br />Their database contains more than 11 million consumer and 1 million commercial credit files. It includes records on the credit activity of Australian individuals, companies and businesses.The credit data held is quite detailed and is regularly updated. It includes:o Personal details such as:<br />nameresidential addressdate of birthdrivers licence numbero Credit applications and enquiries you have made during the past five yearso Records of some current credit accountso Overdue Accounts and Defaults which may have been listed against your name by credit providerso Bankruptcy informationo Judgmentso Public record information such as Directorships and Proprietorships.Are there any other organisations I can get my credit details from?While Australia also has other credit reporting agencies Baycorp Advantage are the biggest.About Credit FilesWhat is a credit file?A credit file is a comprehensive record on each financially active individual and entity in Australia. It includes your age, details of your employment, residential address, credit applications made, credit arrears, defaults, judgements, bankruptcies etc.Does anyone not have a credit file?Persons who have applied for credit in the past 7 years will have a credit file. Persons who have never applied for credit such as the young, new migrants etc. will not have a credit file.When and how did my credit file start?Your credit file is initiated by the credit provider the first time you apply for a loan, or make any type of finance application. Once your initial credit file is set up, subsequent credit providers update your file by adding the relevant credit application details and any change of address information.Do I have to pay for access to my information?There is no fee associated with access to a credit report held by a credit provider. Also, you will generally not be charged a fee for access to your file held by a credit reporting agency if access relates to a refusal for credit or is related to the management of your credit arrangements. If a fee has been requested and you have been denied access because you refuse to pay the fee, you may refer the matter to the Privacy Commissioner.Understanding Your Credit FileFor how long is my credit information be kept on the credit file?o Credit applications, enquiries and overdue accounts are held on your file for five yearso Bankruptcy information is held on your file for seven years (prior to January 1998, Bankruptcy information was held for five years)o Clearout information is held for seven years (if listed before 31 January 2000, the information is held for five years)o Court Judgments are held for five years (excluding NSW & ACT)o Queensland & WA Writs & Summons are held on an individual’s file for two years, Company/ Business files for four yearso Identity information, which includes name, date of birth, sex, drivers license, address history, and cross-reference names (if any) are held for the life of the credit file. This information is used to distinguish the credit file from others held in the databaseo Purge dates are calculated on the date the information was added to the file, and are based on the time limits provided in the Privacy Act 1988o Files are scanned each month and out of date information is automatically purged to ensure the files are accurate.What can be done if the information is incorrect?If you believe the information on your file held by a credit reporting agency is inaccurate you can request that it be altered. If the credit reporting agency establishes that an amendment is necessary, it must make the amendment to your file promptly. If the agency does not make the requested changes, you have a right to include a statement, provided by you, on your file. Once the amendment is made, or a statement is added, to your file, the agency will send you a copy of your amended credit information file and advise you that you have the right to nominate other persons who you would like to be informed of the change where those persons had access to your file in the previous three months.How do I tell what my credit rating is?Baycorp Advantage does not hold a score or credit rating on your credit file.Some credit providers may score or rate an application as part of the process to assess the risk involved in providing credit to you.This technique involves building a score or credit rating based on the information you provide on the application form and the information held on your credit file.While there will be no Credit Rating with a number against your name , your past credit behaviour as reflected on your credit report will be used as a guide by future lenders in determining whether you have a “Bad Credit History” and whether you are a “Good Credit Risk”.Credit Report Arrears and DefaultsWhat is an Arrear or a Default?An arrear is a late payment on any one of your bills. This may relate to a Utility Bill or a Loan repayment. A Default is an Arrear that was not paid for an extended period of time. Defaults may be paid or unpaid.If I pay my default will it come off the report?Defaults will remain listed on your credit report even after they have been paid. In fact, depending on the nature of the default they may remain on your credit report for up to 5 years after they have been paid.How do I remove an entry off my report?There may be reasons why you believe that an entry should not have been made on your report and you would like to have it removed.To achieve this you need to write to the credit reporting agency and the credit provider who listed the default on your credit report – and explain why the default should be removed.What can I do if I think a credit reporting agency has not dealt with my access or amendment request properly?You are entitled to have your problem handled under the dispute settling procedures set out in the Credit Reporting Code of Conduct issued by the Privacy Commissioner. Under these procedures, the credit reporting agency or credit provider should be the first point of contact for lodging disputes.If the credit reporting agency or credit provider is unable to resolve the matter, or if you are not satisfied with the action taken, you are able to complain to the Privacy Commissioner who has the power to investigate the matter, and if necessary, to order credit providers or credit reporting agencies to change their procedures, amend information or compensate you financially for loss or damage resulting from a credit reporting infringement.Issues with Credit FraudWhat is known as Credit Fraud?One of the most common forms of credit fraud is committed by ‘stealing’ the identity of another individual. Someone obtains your identity details and uses them to obtain credit for themselves, leaving you with the potential liability for this debt, a damaged credit reputation and the inconvenience of amending your credit file. This is done by either stealing your wallet, your driver’s license or any other personal information.Please note that in Australia you are not able to change your driver’s licence number. Once it has been issued – it stays with you for life. As you know your driver’s licence is often used to identify an individual and if the number is stolen, a new one is created to match the original and then problem never goes away.What steps should I take to protect my identity?You need to guard your personal information such as your date of birth and your driver’s licence number, bank account details etc.Contact your financial institution immediately if your cards are lost or stolen. Keep your PIN (Personal Identification Number) confidential and separate from your card.What can I do if someone is using my identity or has done so in the past?<br />Credit fraud is a crime. If you believe that information held on your credit file has been caused by another individual fraudulently using your identity details:o Obtain a copy of your credit file to confirm someone has used your identityo Contact the police and report the crimeo Contact the credit providers involved and inform them of the fraudulent activity, otherwise they may hold you responsible for any bad debt incurred.My Credit Report and the Credit ProvidersWill all my credit applications be reflected on my credit report?No. However, most credit providers considering applications for credit, or the supply of goods and services where payment is deferred, choose to perform a credit check to ensure their decision to approve or decline an applicant is sound.Once a Credit Check is performed by a credit provider it will be reflected as a Credit Inquiry on your credit file.Who is able to add or change information on my credit report?Any Credit provider who has been authorised by you to run a credit check and the credit reporting agency such as Baycorp Advantage.Who can access my credit report?Under the Privacy Act no one is allowed to check your Credit Report without your written consent.If you would like to find out more about cleaning your credit or applying for a loan with a Bad Credit Rating, please visit www.webdeal.com.au or www.honeyloans.com.au </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Investment Guide – How To Become A Rich Investor</title> <link>https://dwacdms.info/35</link> <comments>https://dwacdms.info/35#comments</comments> <pubDate>Mon, 20 Mar 2023 12:47:04 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=35</guid> <description><![CDATA[The act of investing in, or spending money, time and effort on a business or some other things, in hope of making a profit, best defines investment. It could be Real Estate, Mutual Funds, Stocks, Foreign Exchange etc. Whatever it is, there are rules and guides to achieving success in investments, which, when adhered to, [...]]]></description> <content:encoded><![CDATA[<p> The act of investing in, or spending money, time and effort on a business or some other things, in hope of making a profit, best defines investment. It could be Real Estate, Mutual Funds, Stocks, Foreign Exchange etc. Whatever it is, there are rules and guides to achieving success in investments, which, when adhered to, result in achieving much greater heights of success.Considering the huge amount of risks associated with most investments, it is of vital importance, to know the rules and guides first, irrespective of one’s financial status, before one could engage oneself in an investment of any kind whatsoever, in order not to be an object of pity, due to a mistake, of not going by the rules.According to experts, the Securities And Exchange Commission (SEC) of the United States, defines an individual as an Average Investor if the individual has $200,000 or more in annual income, $300,000 or more in annual income as a couple, or $1 Million or more in net worth. This established requirements by the SEC is to protect the average investor from some of the worst and most risky investments in the world. These investor requirements also protect the average investor from some of the best investments in the world, which is one major reason why, one has to be just more than an average investor.In as much as there are millions of desirous investors that fall below average investors, it would be unfair and discouraging, to always mention of Average and Rich Investors without the poor investors, each time matters of investments arise. After all, both started from the scratch. A gradual process that metamorphosed them into becoming what they are today. One does not have to worry himself, provided there’s life, there’s hope for the common man and lots of investment opportunities ahead. Hence, starting out in an investment with a minimal affordable capital, is highly recommended for the poor investor, and with prudence, little efforts, time, hope, faith and patience, desired goals would be achieved.The most important thing in investments is, one’s mindset. The mentally preparedness to cope with the great task associated with investments. Nothing good comes so easy in life! One has to ask oneself, a few important questions before embarking on a journey to investments. These questions are:1. Am I really determined to start out in an investment?2. What type of investment is suitable for me?3. How much capital do I have to start out in an investment?4. Should I invest solely or jointly?5. How much is my risk appetite?When one answers these questions correctly and still has desire to forge ahead in investing his money in an investment, then, he’s qualified for the next stage of success towards investment.The type of investment that suites one, is totally dependent on the already existing investment types- Real Estate, Mutual Funds, Stocks, Foreign Exchange etc., the amount of one’s capital, and one’s special interest in specific investment types. All this put together, constitutes a guide to enabling him know exactly the investment type that suites him.The amount of capital needed to start an investment depends on individuality, and the nature of the investment. Capital, shouldn’t be a major issue here, as there are investments- stocks, one can invest in with a couple of cents. Hence, capital is virtually irrelevant, when considering penny stocks. And should never be a discouragement from investing one’s money in an investment.Investing solely or jointly is totally one’s choice to make. Both investments exist. As a beginner, investing jointly is highly recommended. Considering the inherent risks in investments, which will always be shared, as it would, for the profit, amongst the investors according to individual’s amount invested, is ideally suitable for a good start. However, investing solely, is beneficial too. Even more beneficial, provided one has all it takes to stomach the risks in one-man investments. The investment profits from investing solely, will never be shared with anybody other than the sole investor, who takes it all. Hence, the decision is left for one to make, considering suitability and convenience.Though tremendous amount of risks are involved in most investments. The larger the capital invested, the larger the probable risks. Also, the larger the capital invested, the larger the probable investment profits depending on one’s approach to investment. It’s a matter of proportionality. The opportunity of becoming a Rich, Average, or Poor Investor lies directly at one’s door step. This is the final stage and guide towards a greater change in one’s financial status depending on one’s risk appetite. Hence, a bold step together with strict adherence to the rules and guides stipulated in this article, becoming a rich investor is guaranteed. </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/35/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Keys To The Golden Door – 10 Steps to Success For Women and Minorities in Business</title> <link>https://dwacdms.info/33</link> <comments>https://dwacdms.info/33#comments</comments> <pubDate>Sun, 05 Feb 2023 03:32:59 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=33</guid> <description><![CDATA[Researchers from the Atlanta business consultancy, The Hackett Group, surveyed 50 companies with median revenues of $7 billion and a median procurement spend of $3 billion (Wall Street Journal, August 2006). They found that firms that ‘focus heavily on supplier diversity’ generate a 133 percent greater return on procurement investments than the typical business. In [...]]]></description> <content:encoded><![CDATA[<p> Researchers from the Atlanta business consultancy, The Hackett Group, surveyed 50 companies with median revenues of $7 billion and a median procurement spend of $3 billion (Wall Street Journal, August 2006). They found that firms that ‘focus heavily on supplier diversity’ generate a 133 percent greater return on procurement investments than the typical business. In these economic times, those numbers can not be ignored.News of the many positive results of supplier diversity programs boosts support for these initiatives. It can also provide more opportunities for minority- and women- owned businesses (M/WBEs).<br />Starting with the supply chain, some organizations are establishing relationships in increasingly diverse markets and gaining a competitive advantage in the U.S. and globally.How can M/WBEs leverage the growing number of opportunities available through corporate supplier diversity initiatives? How can they sustain business relationships leading to the long-term growth of their business?<br />Here are 10 steps that are guaranteed to produce positive results:STEP I<br />Produce High Quality Products. It is not sufficient for your products to be good. Differentiation of your products and services based on the highest level of quality provides insulation from competitive rivalry, often based on price, and creates customer loyalty. Introduce the unique benefits of your products and services to your customers, highlighting the high quality solutions it offers to their problems.According to Paul Belliveau, Abbie Griffin, and Stephen Somermeyer, editors of The PDMA ToolBook for New Product Development, there’s another way to differentiate your product or service in the marketplace while improving quality: learn from your customers how to innovate.Nabisco was proactive in this regard. Its engineering group designed modifications to bakery cooking and packaging equipment that increased efficiency and that were not yet available from the equipment manufacturers. Nabisco then contracted with the equipment vendors to incorporate the modifications into prototypes for its use. Eventually, the vendors included many of the Nabisco innovations in their standard designs, which Nabisco would then purchase since the commercial equipment was less expensive than the prototypes.Whatever your company provides, whether a product or a service, must be both excellent and relevant if it carries your business name.STEP II<br />Price Competitively. Women and minorities in business must challenge the perception that supplier diversity initiatives are in direct conflict with the corporate need to manage cost. Make sure that your products are priced competitively. Always charge a fair price for your product.It is also necessary for M/WBE’s to consistently perform cost-benefit analyses comparing product sales and business relationships. Remember to include the long-term value of the relationship in your analysis. If you are diligent in identifying and providing the benefits your customers require, you will differentiate yourself from your competitors and avoid competing solely on price. Note that some banks communicate financial security, trust, and esteem while other banks bombard us with price-driven advertising. This kind of advertising always leads to commoditization of their products and competition exclusively on price.Wal-Mart and others have a winning low-price strategy, but they have a well-designed supply chain structure that focuses on consistently reducing cost. If your company does not have the infrastructure or interest in competing on price alone, you need to determine and deliver on the quality and value your clients desire most.STEP III<br />Delight your Customers. Great customer service is not enough. To differentiate your business, the next frontier of competitive advantage is the customer experience. For women and minorities in business, it is necessary to differentiate on product/service quality, price competitiveness and, most importantly, responsiveness and service. It is with service that many of the smaller M/WBE’s have the advantage.Remember to consistently treat each customer interaction as a precious resource. Again, businesses that will thrive in years to come are those that have a clear competitive advantage in the marketplace. Creating an organization that is truly focused on providing superb customer service is the very best way to develop that competitive advantage.Be responsive. Come earlier. Stay later. Anticipate and solve problems for your customers before they occur. Send a thank you card. Remember birthdays. Apply these techniques to your business consistently, and you will begin to develop an emotional bond with your customers that will not only keep them coming back for more, but will also have them recommending you to their family, friends, and colleagues. Make it personal. In fact, it is personal: it’s your business!STEP IV<br />Build Capacity. When a large client makes a request that a smaller company cannot fulfill because of limited capacity it can be devastating to an existing business relationship. It can be ruinous to a relationship that has yet to be established. There are two ways to rapidly build capacity for woman and minority-owned small businesses: 1) hire more people to execute production; 2) create strategic alliances with companies that supply complementary goods.For specific project execution, a bias toward strategic alliances is recommended. Begin to look for companies with similar products or services and talk about the possibility of working together. It is not required that these are minority and/or women-owned companies. It is required that you have shared vision and, most importantly, shared values.Strategic alliances can extend beyond promotions and single projects. They can include joint advertising, marketing exposure, special events, and employee programs that benefit both companies. As a result of a fully integrated approach, the overall value to the consumer increases significantly.In today’s changing business world, using the strength of strategic partnerships to increase capacity, gain exposure, and penetrate new distribution channels is an exceptionally smart approach. So, ask questions. Study the work of potential partners. Once you find a partner who produces work you admire and who shares your values and commitment to service, cherish those relationships for years to come!STEP V<br />Define Your Niche. One of the most widely championed suggestions for small business owners of any ilk is, “focus on what you do well.” As entrepreneurs, many minorities and women have a desire to be all things to all people. That’s understandable. Sometimes projects that complement your niche pay the bills. However, these projects should be the exception, not the rule.Creating a niche position in the market allows for good short-term prospects and the potential for long-term business beyond your initial position. It is an excellent tool to differentiate your business and protect your market space from competitive new entrants. A defined market position that targets a niche product or service presents a great opportunity to attract new customers or to offer your services in a new location.Define what your company does better than any other in your industry, large or small. Find the market for your niche and become the very best.W/MBEs that successfully embrace these business fundamentals have a pronounced impact on the economy. Consider the following:- Women-owned firms are growing at a rate nearly twice the U.S. average, contributing $1.1 trillion in revenues to the economy and creating jobs for 7.2 million Americans.<br />- U.S. companies owned by women provide more than 12 million jobs while Fortune 500s employ less than 11.7 million jobs and are shredding between 200,000 – 300,000 jobs per year.<br />- The fastest growing segment of small business is African Americans, which experienced a 45% increase since 2002.<br />- The fastest growth rate of all minority-owned business (African-American) is increasing faster than the national average of 10% per year.<br />- The number of Latino-owned companies grew 31% between 1997 and 2002.<br />- In 2002 there were nearly 1.6 million Latino-owned businesses producing nearly $222 billion in revenue.<br />- The combined buying power of African American and Latino Americans today is more than $1.7 trillion. By 2010, each group independently is expected to reach a buying power of $1 trillion.Sources: CNN Money, Center for Women’s Business Research, Forrester Research, U.S. Census BureauThis data clearly illustrates the tremendous net positive result on the economy when women and minorities in business are successful. For this reason, the consistent increase in supplier diversity programs in large U.S. firms is positive news. These companies are committed to maximize M/WBE participation by developing equally beneficial business relationships with minority and women entrepreneurs.STEP VI<br />Manage your business relationships well. It has been said that great entrepreneurs are “married to their business.” Of course, managing a company requires time, energy, and commitment. It is absolutely critical to maintain healthy (and profitable) relationships with all stakeholders. Here are the key relationships that successful entrepreneurs should nurture:<br />- Customers<br />- Employees<br />- Vendors<br />- Banker/Accountant/Lawyer<br />- MentorsYour customers are the critical stakeholders – they hold the most important key to business success; however, relationships with the employees and team members delivering your products and services are equally valuable. Vendors are also vital to the creation of great products and services. Of course, your banker, accountant, and lawyer help to determine sound financial and legal structure for the business. Lastly, it is crucial to have at least one business mentor and/or an advisory board to challenge business decisions and provide direction.STEP VII<br />Create an impeccable feedback loop for stakeholders. Never underestimate the value of collecting, analyzing, and responding to the input received from customers and important stakeholders. Nothing can replace customers telling you how they like to be treated, what you are doing right, and what could be done better. But you won’t learn anything if you don’t ask. Remember, your customers don’t expect perfection; they want a relentless pursuit of quality. Respond to their input by implementing relevant changes. If you really want to “wow” your customers, let them know that you heard them.STEP VIII<br />Get certified. Another key competitive advantage is M/WBE certification. Nothing is more important than high quality products and service; however, if all things are equal, a certified M/WBE status could be your edge. Certification is available through a number of sources for both minority-owned and women-owned firms. These include the National Minority Supplier Development Council (NMSDC) and its 39 regional affiliate councils; the U.S. Small Business Administration 8(a) program and other federal and state government agencies; local (county and city) government agencies; the Women Business Owners Corporation; and the Women Business Enterprise National Council. It is well worth the investment to become certified by a nationally recognized body in order to increase credibility with large corporations and government entities.STEP IX<br />Network. It works! The bottom line is that people do business with people they know and like. The brand “You” is important to your business success – your intelligence, honesty, relevance, and value to customer and community needs. Sharp entrepreneurs are keen political and civic participants, always willing to add value to community initiatives like economic development, workforce development, and education. Similar activities allow potential customers to get to know you as both a business owner and an asset to the community.STEP X<br />Continuous improvement is your business strategy. It is absolutely necessary for firms to ensure quality in operations, in business practices, and as individuals. This is necessary to mitigate the challenge of competitors and to boost the sustainability of your business achievements. The continuous improvement philosophy allows firms to cultivate a process-oriented way of thinking and developing strategies, involving people at all levels of the organizational hierarchy (Imai 1986). In an environment of unremitting advancement, change becomes the norm and stagnation is recognized as the adversary of progress. Ultimately, personal and professional advancement emanates from the inside. It starts with the strengthening of the principles and values from an individual and institutional level.We welcome your feedback. Remember, these lasting and valuable principles provide insight into better business practices to all entrepreneurs.Continued success to you and your business! </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Adventure Travel Planning Made Easy</title> <link>https://dwacdms.info/31</link> <comments>https://dwacdms.info/31#comments</comments> <pubDate>Fri, 03 Feb 2023 11:26:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=31</guid> <description><![CDATA[I found myself gazing into the eyes of a gorilla toddler in the heart of Africa. That playful “child” walked right up to me and sat at my feet as I backed up against a wall of sharp nettles with nowhere to go. There were no barriers between us; nothing that separated us.The toddler’s mother [...]]]></description> <content:encoded><![CDATA[<p> I found myself gazing into the eyes of a gorilla toddler in the heart of Africa. That playful “child” walked right up to me and sat at my feet as I backed up against a wall of sharp nettles with nowhere to go. There were no barriers between us; nothing that separated us.The toddler’s mother was unconcerned with my presence, and the dominant male let it be known who was boss with his powerful displays. I was right there in the middle of them while on my gorilla trek, and it was one of the most exhilarating experiences of my life.Soon after that trip I started researching new and exciting adventure travel experiences, and before I knew it I had had a wealth of adventure travel planning information at my fingertips. So, I thought I would share it with others.First, I’ll give you a list of things you need to do, and at the end I’ll tell you where you can find – in one place — the solutions for each and every point. You may want to add some things of your own, but this list will give you a great start.<br /> Get a list of activities by destination. If you’re off to Alaska what can you do there besides dog sledding and snow shoeing? You need to get some activity ideas so you don’t miss out on something you’d enjoy just because you didn’t know it was available.<br /> For those looking for new experiences, make sure they’re a good fit for you. How much risk is involved? What level of fitness do you need? Do you have the right skills? Get these questions answered.<br /> See if the travel and adventure experience is within your budget. Check out different travel companies and compare costs. If it’s an overseas adventure travel destination you’ll also need to check the currency conversion rate. You can shop by destination for a given experience to see which one gives you more bang for your buck.<br /> Make sure you prepare for any possible health concern. There are several sources for global health watch information, and it’s a good idea to check more than one of them to give you a well-rounded view of your destination.<br /> Get some travel insurance. You can find insurance to cover a variety of scenarios from medical needs to trip cancellation. And it’s pretty inexpensive when you consider the security it offers. How much is peace of mind worth to you while you’re in a foreign land?<br /> Confirm that you’re passport is in order. Timing can be an issue. For instance, if you’re a citizen of the USA and at the time of your trip you have less than six months until your passport expires you’re going to have some problems. Be smart and make sure your passport is in order and also check to see if you need a visa for your specific destination(s).<br /> Play it safe by reading all relevant travel advisories. There are pockets of turmoil in the world, and you can avoid them if you know where they are. You would be wise to check out more than one source in order to get a comprehensive perspective to ensure your safety.<br /> Use online travel guides. There are several good online travel guides to help you dig into the details when planning your adventure travel trip.<br /> Ask a travel expert for tips and insider information. Many adventure travelers don’t know about a free resource that lets you tap into a network of travel experts for tips and insider information on destinations all around the world. You can access this new service at the website listed below.<br /> Check the weather forecast for your destination right before you leave. As you know, weather can change in a flash. So, get the local weather forecast and make any adjustments to your vacation schedule (and what you need, or don’t need, to pack) before you head out the door.<br /> Check the time differential. Find out how many hours your destination is ahead, or behind, your local time so you can prepare to adjust ASAP.<br />You can spend your time surfing and searching the Web for all this information if you like, but all adventure travel planning points listed above can be taken care of quickly and easily at one Web site…and it’s all free. You can find it below.Copyright © 2010 Adventure Travel Mentor </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/31/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Become A Smart Affiliate Marketer</title> <link>https://dwacdms.info/28</link> <comments>https://dwacdms.info/28#comments</comments> <pubDate>Tue, 31 Jan 2023 09:58:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://dwacdms.info/?p=28</guid> <description><![CDATA[An affiliate marketer promotes products and services for a given company and gets paid for every sale or visitor he attracts for the business through whatever efforts he puts in to get the results. Affiliate marketing is amongst the cheapest and quickest ways of making money online because of the fact that you do not [...]]]></description> <content:encoded><![CDATA[<p> An affiliate marketer promotes products and services for a given company and gets paid for every sale or visitor he attracts for the business through whatever efforts he puts in to get the results. Affiliate marketing is amongst the cheapest and quickest ways of making money online because of the fact that you do not need to have your own products to get money for your efforts. You simply play the role of linking a buyer to a seller as an affiliate marketer.There are a number of affiliate marketing programs that you can join to enjoy amazing commissions for your efforts. They range from pay per click, pay per sale and pay per lead, the terms of service all depends on the program that you choose. They are a number of reasons why affiliate marketing is popular and you can consider becoming one based on the benefits listed below.The marketing is cost effective. This is because you have no worries around product costs because the product is ready for selling and you do not have to have any physical location for your business or hire employees to market the products. You also don’t have to engage in expensive marketing strategies, you have the freedom to use any mode of marketing to get results. You can use social media, blogs and shares to get your intended results.You reach out to a global market. Affiliate marketers use the internet to do most of the marketing and this opens endless opportunities in the global market. Your limits as far as reaching the masses are endless and using the right channels you can get huge traffic to the products or services you are marketing greatly improving your commissions.The marketing needs no starting fee or capital. The best thing about affiliate marketing is that the programs are free to join. You just need to choose the companies and products you wish to join and start marketing and you are good to go. With such a simple starting process, you can start enjoying making your money without any delays.Shipping and storage are off your shoulders. With affiliate marketing, your major role is to link interested buyers with the sellers and the rest you leave to the seller to take care of including shipping of the products and storage of any items bought. It is a type of marketing that calls for very minimal efforts from your side making it very convenient and enjoyable. You also don’t have to worry about customer support because that is part of what the seller is there to do.You can work from home and get passive income. This kind of marketing can be done from any given place and time as long as you have a connection. You can enjoy making your money from the comfort of your home and have a steady income flow based on the efforts you put into the marketing. If you have been looking for a simple way to make money online and from home, then affiliate marketing can be a great choice for you. </p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Brainstorming The Ideas for Influencing Your Mobile App Audience</title> <link>https://dwacdms.info/26</link> <comments>https://dwacdms.info/26#comments</comments> <pubDate>Sun, 09 Oct 2022 13:48:16 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Accounting & Auditing]]></category> <category><![CDATA[Banking Services]]></category> <category><![CDATA[Credit & Collections]]></category> <category><![CDATA[Finance]]></category> <category><![CDATA[Financial Planning]]></category> <category><![CDATA[Financial Services]]></category> <category><![CDATA[Insurance]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Loans]]></category> <category><![CDATA[Personal Finance]]></category> <guid isPermaLink="false">http://www.dwacdms.info/?p=26</guid> <description><![CDATA[Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved. According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most [...]]]></description> <content:encoded><![CDATA[<p>Once the app is downloaded, you have little time to take a sigh of relief, and then again start focusing on making things easier for the them till their goal is achieved.</p><p>According to the AppsFlyer, an app marketing company, the global uninstall rate for apps after 30 days is 28%. Entertainment apps are most frequently deleted, whereas apps based on Finance is least frequently deleted. No matter which app category you belong to, your strategy should be to remain in the mobile phones of users for a long time, and not just sit around but to fulfill your purpose as well.</p><p>If we analyze the encounters of users with an app step by step, it can help us unveil the critical factors that influence mobile app audiences, so that we can work upon those and achieve our purpose. Here are the details:</p><p>Step1. Finding Your App in Appstore</p><p>For this, we have to first find out what exactly users type to search an app. Based on a research, it has been found that 47% app users on iOS confirmed that they found the app through the App Store’s search engine and 53% app users on Android confirmed the same.</p><p>What have been their search queries? Interestingly, as the per the data provided by the TUNE research, 86% of the top 100 keywords were brands.With little scope for non-branded categories, most of the keywords were either of games of utility apps. Common keywords in the non branded category are: games, free games, VPN, calculator, music, photo editor, and weather.</p><p>Leaving brands aside, if we analyze the user-type of a Non-branded category, we will get two types of users:</p><p>1. Users are informed, and they know what they are search</p><p>2. Users are exploring possibilities, have no precise information in mind.</p><p>If you are a mobile app development company, targeting non-branded users, then your efforts must be directed to creating apps that compel these two types of users. To do so, we have to analyze once they are on an app store, what keywords they use to search. Regina Leuwer, with expertise in marketing & communications, bring some light to the subject. She reached out Sebastian Knopp, creator of app store search intelligence tool appkeywords, who shared with her the data of unique trending search phrases. And according to that data, in 2017, there were around 2,455 unique search phrases trending in the US.</p><p>Now, if we study these data to get information, we will find that name of the app is critical to attract the attention of the users.</p><p>If your app belongs to non-branded category, then make sure your app name is similar to the common search queries but also unique in comparison with your competitors. So that when your app name is flashed, they click it on to it, finding it purposeful and compelling both.</p><p>Step 2. Installation</p><p>Remember your users are on mobile devices has limited resources, from battery to storage and RAM to Internet. Everything is limited. So better create an application that is easy to download or say get downloaded with 5 minutes. One critical advice here:</p><p>1. Keep the application file size small.</p><p>If you are a developer, use APK Analyser to find out which part of the application is consuming maximum space. You can also reduce classes.dex file and res folder that contains images, raw files, and XML.</p><p>Step 3. Onboarding</p><p>After the user has successfully downloaded your mobile application, don’t leave anything on assumptions. Guide them properly. This you can do through an onboarding process, where users can learn the key functionality and where to begin with the mobile app. Below are the 3 things you need to keep in your mind when creating an onboarding process for your users.</p><p>Short and Crisp: The entire guidance of features and functions should be completed within few seconds, with easy options loud and clear option to skip.</p><p>Precise Information: Don’t introduce them to the app. They already know what they have downloaded. The objective to inform about the key functions and features.</p><p>Allow Users to Skip: Let the tech-savvy users skip the intro. Your app is to meet their requirement and not to have a friendly session.</p><p>Step 4. Purpose and UI<br />Here, the stage is set for your app and it is the golden chance for you to impress your users. What is needed here is the collaboration between purpose and UI of the app. It totally depends on the problem-solving capability and ease of use of the mobile app. Interface design plays the critical role, allowing the users to access features of the apps easily and quickly to perform the task for what they have downloaded the app. When it comes to interface design, make sure that the design is interactive and task-oriented. Here are some factors that you must take care off while creating mobile app interface:</p><p>1. Usability: The Mobile phone is an epitome of convenience and if your users find it difficult to use your app, then there is no way there are going to make the space for it in their mobile phones. From screen size to the color of the app, there are many factors that are equally critical and need attention.</p><p>2. Intuitive: To create an intuitive User Interface, you have to read the mind of the users, and develop a model based on that. The next should be precise, clear and ‘obvious’ in an interface.</p><p>3. Availability: Key features should be hidden in the drop down menu or even if so, it should be obvious for the user to look into the drop-down. An intricate work of design and research is required to make essential features available for the customers and they don’t need to navigate here and there.</p><p>If you need more help with the user-interface and innovative ideas for a mobile app, write to me webmaster@finoit.com and I promise to get back to you with interesting mobile app designs.</p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/26/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Instafollow HQ Is One of the Top-Rated Instagram Tools?</title> <link>https://dwacdms.info/24</link> <comments>https://dwacdms.info/24#comments</comments> <pubDate>Sun, 09 Oct 2022 13:47:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Computer Repair & Consulting]]></category> <category><![CDATA[Data Communication]]></category> <category><![CDATA[E-Books]]></category> <category><![CDATA[Electronics and Electrical]]></category> <category><![CDATA[Gadgets]]></category> <category><![CDATA[Graphics and Multimedia]]></category> <category><![CDATA[Hardware]]></category> <category><![CDATA[Internet of Things]]></category> <category><![CDATA[Mobile Computing]]></category> <category><![CDATA[Programming]]></category> <category><![CDATA[Security]]></category> <category><![CDATA[Software]]></category> <category><![CDATA[Systems]]></category> <category><![CDATA[Technology]]></category> <guid isPermaLink="false">http://www.dwacdms.info/?p=24</guid> <description><![CDATA[As we all know, Instagram is the most trendy & entertaining media platform for the modern generation. It’s mobile-friendly, easy to navigate and it allows users to amass a large following rather quickly. Be it a business, brand or personal, Instagram is loved by all! Attractive Images are posted with hashtags and captions to provide [...]]]></description> <content:encoded><![CDATA[<p>As we all know, Instagram is the most trendy & entertaining media platform for the modern generation.</p><p>It’s mobile-friendly, easy to navigate and it allows users to amass a large following rather quickly.</p><p>Be it a business, brand or personal, Instagram is loved by all!</p><p>Attractive Images are posted with hashtags and captions to provide additional information.</p><p>With over 1 billion monthly active users, Instagram is a proven social media platform that helps businesses engage current customers and attract new ones.</p><p>With this data don’t you think you should stay on the top by adapting one of best business Instagram tools?</p><p>Let’s dive deep and check out what benefit you can get with the best Instagram management tool – InstafollowHQ</p><p>Helps in Capturing your Audience’s Attention</p><p>Instafollow HQ has got powerful planning and simply stunning editing tools that create an eye-catching Instagram feed.</p><p>Instafollow HQ creates your feed with detailed Perfection</p><p>Instafollow HQ creates and maintains your feed simply amazing that helps grow your potential audience and increase your influence.</p><p>Develops an Appealing Account</p><p>InstafollowHQ has special editing tools that keep your account look elegant.</p><p>By maintaining attention capturing look for your business/brand, it indicates you are a true professional.</p><p>Increases Your Network</p><p>Whether it is to Tag right people or products in order to get more likes, comments, and followers, instafollow HQ- does it all.</p><p>It also adds location to your posts so your right customer can reach to your destination.</p><p>Creates Creative Content</p><p>We all know “Content is King”.So how Instafollow HQ can miss adopting this marketing strategy?</p><p>Instafollow HQ not only creates great content but also Schedules and post photos, videos and compelling stories directly to your Instagram account so you can build a dynamic feed that engages your potential audience.</p><p>Be it personal brands, businesses, and agencies, instafollow HQ is loved by everyone!</p><p>So what are your thoughts?</p><p>Schedule your Instagram posts like never before only with one of the best social media management tools – Instafollow HQ.</p><p>Don’t wait! Don’t hesitate! Yeah! Because it’s time to grow your business.</p><p>Request a FREE Quote Now!</p><p>InstaFollowHQ is the best digital toolkit for every businesses and brand.</p><p>It delivers real Followers, Activity, and Likes to your Instagram account 24/7 and engages with new potential customers and followers generating new leads.</p>]]></content:encoded> <wfw:commentRss>https://dwacdms.info/24/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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