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Source: https://dwacmms.info/feed

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<title>There is an excessive amount of traffic coming from your Region.</title>
<link>https://dwacmms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link>
<comments>https://dwacmms.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments>
<pubDate>Thu, 16 Mar 2023 08:06:49 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[gfzgnms.info]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=63</guid>
<description><![CDATA[Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken [...]]]></description>
<content:encoded><![CDATA[ Upon getting information about an upcoming school science fair and the need to consider a topic of interest, many students will typically have no idea where to get started. While the science fair is typically a common occurrence in any school at any grade level, there are different types of topics that should be taken a look at depending on the age of the student. After first taking a look at the many different categories of science projects, you will be able to locate a suitable choice of topic to take to the next level.There is a wide variety of categories that fall under the types of science projects that can be chosen for a school science fair. These include biology, chemistry, physics, microbiology, biochemistry, medicine, environmental, mathematics, engineering, and earth science. While you may not have yet learned very much in any of these categories, don’t be afraid to see what each one entails. Taking a good look at your interests will allow you to focus on the right direction to take.Many resources are also available for those who are unsure as to the topic they are wanting to use to create their science projects. If you take a look at the topics that fall under the biology category, you will likely notice that there are topics that deal with plants, animals, and humans. For those who are in 2nd grade or 3rd grade, an interesting topic may be to determine if ants are picky over what type of food they eat. While this topic might not be of interest to an 8th grader, it is certainly something in the biology category that an elementary school student would enjoy.Along with the biology category, a high school student may want to take a look at diffusion and osmosis in animal cells as this would be a more appropriate topic for the grade level. A student in 6th grade would be more advanced than an elementary school student, but not as advanced as a high school student. At this middle school grade level, a topic of how pH levels effect the lifespan of a tadpole may be of interest.Whichever resource is used to locate a topic for science projects, it is always a good idea to consider the grade level of the student prior to making a selection. It is always assumed to be best to have a project at an appropriate level in order to keep the attention of the student and provide a fun and enjoyable learning experience.
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<title>Travel Nursing Jobs As a Career Option</title>
<link>https://dwacmms.info/travel-nursing-jobs-as-a-career-option,html</link>
<comments>https://dwacmms.info/travel-nursing-jobs-as-a-career-option,html#comments</comments>
<pubDate>Fri, 24 Feb 2023 11:41:41 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Adventure Travel]]></category>
<category><![CDATA[Airline Travel]]></category>
<category><![CDATA[Budget Travel]]></category>
<category><![CDATA[Charter Jets]]></category>
<category><![CDATA[Travel Planning]]></category>
<category><![CDATA[Vacation Homes]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=61</guid>
<description><![CDATA[If you are thinking of becoming a travel nurse then it is a viable career option as you will have more salary than the permanent and para diem nurses. If we look back then it is in the year1920 when traveling nursing jobs came into existence after the shortage for nurses was felt. It is [...]]]></description>
<content:encoded><![CDATA[ If you are thinking of becoming a travel nurse then it is a viable career option as you will have more salary than the permanent and para diem nurses. If we look back then it is in the year1920 when traveling nursing jobs came into existence after the shortage for nurses was felt. It is the most popular career in USA as the demand for travel nurses is mounting owing to less number of nurses in specific regions. There are around 25,500 travel nurses in USA and about 340 US travel nurse companies. Travel nursing jobs are the short term nursing jobs (4 to 52 weeks) in which the nurses have to travel to different parts of the country. The contract that is outside the country is of longer period like one to two years.Travel nursing job gives you the wonderful experience of meeting new people and enjoying different seasons and states of the country. Depending upon the project you can choose the period of stay in the travel nursing job. Like some nurses prefer to stay for one month other for one year.How to become a traveling nurse?
To become a travel nurse one will have to complete the education from the affiliated nursing school to get the Registered Nurse degree. You can go for any of the following types of education
Four years BSN degree 
Two years ADN program 
Three years diploma 
Along with this one must have the clinical experience of one year as a licensed nurse in the area of his or her specialization to get into traveling nursing jobs. It is recommended that you must get two to three years of experience for the International travel nursing jobs. The requirement of experience vary with the specialization. Like LPN/LVN requires three years of experience where as for Psychiatric nurse job, Med-Surg and Rehab you need the experience of two years to get travel nursing jobs. Also clearing NCLEX-RN exam is must in USA. Along with this you will have to get the license of that particular state. You travel nursing company will help you in getting that.Apart from the education and experience you must have a charming personality, easy to adapt nature and good communication skills.Traveling nurse jobs is obtained through the travel agency or travel nursing companies that are tied up with the hospitals. Travel nursing companies not only help you in finding the travel nursing jobs but will also help you with the relocation, housing and registration with local authorities. But you will have to be very careful while choosing the travel nurse company as the services provided vary a lot from company to company. So always ask for the entire services that travel nurse agency or company is going to provide while giving the travel nursing job to you. Do ask for clinical support, type of health insurance and 401(k), type of housing, salary and associated benefits, work assignments and loyalty programs.You can tell your requirement of travel nurse job to your travel nurse company so that can find the best suitable match. You can start your travel nurse jobs after accepting and processing of your job offer. This can take one week to one month’s time.Benefits of Traveling Nurse Jobs
First of all travel nurse salary is more than the registered nurse working in the same hospital. Apart from this travel nurse will get the housing facility while on work by the travel agencies with basic furnishings of washer dryers, dishwashers etc. Housing stipend is given to the nurses who choose to live independently of travel agency. The amount of stipend is more than the actual wages or it can be substantial.Along with this the travel allowances are also paid by the travel agencies that but the coverage of the travel cost vary. So you must inquire about this things before getting travel nursing job. Tax advantages are also given if the nurse maintain tax home while working in the traveling nurse job.Salary
Travel nursing pay vary a lot and generally changes with the location, hospital need, housing cost of the area and negotiation ability of the traveler. Like you will find more travel nurse salary if you are given travel nursing jobs in north or west America than the southern American States. The RN travel nurse salary can be $40 per hour whereas surgical technologists, respiratory therapist and LPN will get pay close to $28 per hour. Some of the hospitals and travel agencies also give bonus that can reach to $6,000 and given at the end of the assignment.You can also begin your traveling nurse job with your friend or family. So no need to worry about anything to begin the adventurous career as a travel nurse.
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<title>Universal Health Care – The Ideal Health Care</title>
<link>https://dwacmms.info/universal-health-care-the-ideal-health-care,html</link>
<comments>https://dwacmms.info/universal-health-care-the-ideal-health-care,html#comments</comments>
<pubDate>Fri, 24 Feb 2023 10:33:28 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Health Care]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=59</guid>
<description><![CDATA[There are various theories floating around about health care at the moment. Each and every single one has an ideal attached to it, in which every single individual gets accessible health care whenever they need it at an affordable rate. However, very few of them actually put a plan into action that dictates how the [...]]]></description>
<content:encoded><![CDATA[ There are various theories floating around about health care at the moment. Each and every single one has an ideal attached to it, in which every single individual gets accessible health care whenever they need it at an affordable rate. However, very few of them actually put a plan into action that dictates how the ideal would be achieved. One of those that does is universal health care. It does imply that every person in the world should have access to basic health care, which would raise the health level of the world. Universal health care also refuses to take factors like age, location and status into account. However, it is slightly optimistic considering the third world does not even have access to basic utilities yet.However, the idea of universal health care is backed by several ideas as to how it can be carried out. Universal health care should in fact be administered via a series of insurance policies that are controlled by the government of any given time. In this way, universal health care will give everyone access to health care whenever they need it at very little personal cost, thus ensuring that every single person can actually call a doctor out whenever necessary. Universal health care may also be administered through a series of clinics and other medical establishments to ensure that lower class individuals that cannot afford private health care can just drop by.Universal health care could actually be administered by any number of schemes in effect, but at least there are ideas in place to ensure that it could work if governments in power at the moment changed their policies. The ideal behind universal health care are valid as preventative as well as remedial because it would actually encourage everyone to have regular health checks to ensure that they stay in the best of health. This would include testing g younger people for STIs and monitoring their progress as they grow up via a series of vaccinations against diseases that may cut their lives short. Similarly, under universal health care would actually allow older people to be tested for ailments like diabetes on a regular basis too.Universal health care could provide treatment for every individual, whether they could afford it on paper or not. This would provide great positives for all of humanity and make for a much better world. There is so much more resting on universal health care than just health care alone. If we want a better world, we have to take the chance whenever we can. Universal is one of the chances we should take.
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<title>Energy Education and the Consumer</title>
<link>https://dwacmms.info/energy-education-and-the-consumer,html</link>
<comments>https://dwacmms.info/energy-education-and-the-consumer,html#comments</comments>
<pubDate>Fri, 24 Feb 2023 07:44:21 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Education]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=57</guid>
<description><![CDATA[Household Energy Consumption and Successful Energy EducationBehavior ChoicesTwo homes constructed the same year, sitting on the same city block, with similar households, can have vastly different energy costs. The furnace can be the same and the water heaters carbon copies, but one household can effectively control their homes energy costs and the other household produces [...]]]></description>
<content:encoded><![CDATA[ Household Energy Consumption and Successful Energy EducationBehavior ChoicesTwo homes constructed the same year, sitting on the same city block, with similar households, can have vastly different energy costs. The furnace can be the same and the water heaters carbon copies, but one household can effectively control their homes energy costs and the other household produces an energy bill, shamefully, out of control.This is about insulation levels and how well the ducts are sealed, but it is even more about household behavior, energy education, and putting your best, energy-saving, foot forward. This is about parents passing down environmental concerns and expectations to their children and then to grandchildren. It’s about people that lived through the great depression and know the benefit of reducing waste and living with less because that was the only choice.One thing I’ve wondered, is it easier for a rural farmer, who picks tomatoes and corn out of his own garden, to be energy wise and interested in controlling energy consumption, or is it easier for the Central Park native that buys food from an asphalt fruit stand to understand the importance of conservation? Do you need to know how many tits a cow has before you can be frugal with a gallon of milk?Which household is more apt to have had the benefit of ongoing parental household energy education? Is it the farmer, as a result of being close to nature and the environment, likely to be the energy saver and need less energy education? On the other hand, perhaps the person that lives in the high rise is more aware of energy consumption and the amount of power it takes to keep a big city running.Energy educators and power companies have a big job as they work to provide energy education to all kinds of households. Since every household has the potential for both saving energy and reducing energy waste, the energy education challenge is to design a program that can be successful for all households. The gentleman farmer that lives by the creek in the green valley can benefit from energy education and the bank teller in the duplex by central park can also.If people are aware of energy-saving tools and behaviors, they can, within limits, control their energy consumption and curb energy waste. Consumer education then becomes one of the most cost-effective conservation measures available. Educators work to bring consumer education to the people in four essential areas. The subjects remain pretty much the same, but the approach may vary according to house location, income status, and resident expectations.energy EducationEnergy ED and Behavioral Decisions:Behavioral decisions is the Energy Educators biggest challenge when providing household energy education. It is the biggest challenge – yet the area with the most potential. People are simply set-in-their-ways and making behavioral changes is a slow and difficult task. How do you get a person to take a shorter shower with a low-flow shower head when they are accustom to relaxing for hours under the hot flow of water with enough water pressure to make a noticeable divot in the skin? The person feels slighted and abused. After all, just how much energy does it take to run a darn shower for an extra twenty minutes anyway?To change energy wasting behavior, educators try to make a direct connection between the shower they love and the power bill they hate. People learn from their own experiences and their own power bill. Ideal learning opportunities occur when residents make a decision, perform a task or behavior, and do it with their wallet in one hand and their power bill in the other. The educator is often more successful at getting the behavior changed if it is connected directly to the power bill.Therefore, to change energy behavior, the household needs to have power bill education and a complete understanding of the information that is available on almost all monthly statements. To connect real dollars and cents to behavior is the best way to change wasteful behavior.Energy ED and Comfort Perceptions:Basic ComfortsWhenever my daughter complains about a simple hardship, like having to walk home from school in 50 degree weather, I mention her ancestors and the Oregon Trail. If walking home in mild weather was a true hardship, we would still be living in Europe somewhere with everybody else.A lot of people would like to throw the energy educator out the door the minute they mention 68 degrees and thermostat in the same sentence. Are we all getting ridiculously soft or are the comfort levels we have come to expect simply a dividend of having someone else live in a covered wagon for 4 months.The energy educator needs to take a two fold approach here. One is to re-train the household into realizing that some comfort expectations are not really needed comforts and the second is to point out that the lack of comfort can have more to do with the lack of air sealing then the setting on the thermostat.Once the household blames comfort problems on the lack of insulation and the holes in the heating ducts instead of the size of the furnace and the out-of-adjustment thermostat, the household can get back to saving energy in comfort.Energy ED and Household Operation:Chances are if you don’t know what the brake pedal does and where it is located, you shouldn’t be trying to drive the car. You can get in the car, stick your elbow out the window, start the car rolling down the road, but it’s all going to be wasted when you can’t get the car stopped. Remember, car insurance covers dents and missing bumpers, but home insurance doesn’t cover energy waste.Energy education needs to provide training on where your homes brakes are located and how to use them. Only with an understanding of basic home energy systems, can the household use those systems in a more energy efficient manner.The challenge of the energy educator is to provide the household with a basic understanding of how their homes energy systems work and how they work with each other. With the broad differences in homes spanning more than a hundred years, this is no easy task for the educator.The educator is like the child with a huge, connect-the-dots puzzle in front of them. The educator completes the challenge by connecting all the energy system dots in a home until they make a complete picture that is understood by the household.MaintenanceEnergy ED and System Maintenance:Now that the Energy Educator has provided information on the energy systems and how they work together, he or she needs to provide training on the benefit of maintaining those systems. A car that can get 50 miles per gallon will not be able to realize that great fuel mileage if the tires are flat.With the coming cold weather, the Jones’s decided it was time to finally have insulation installed under the floor. Their feet have been cold long enough and warming their feet was contributing to huge increases in their power bill. Insulation was installed under the floor, but the foundation vents were not repaired which allowed critters to enjoy the newly insulated underfloor as well. As the critters rearranged the insulation, placing a lot of it in the dirt, most of the benefit of installing insulation was lost by not properly maintaining both the insulation and the vents.One of the most important maintenance items is the heat pump. Households get lulled into a sense of having great energy efficiency once they have the benefit of a heat pump. The energy educators job is to provide information on the importance of having a Heating Contractor service the heat pump system once a year to get the most energy efficiency from the heat pump every year. Once you get a Prius, don’t maintain it it like a John Deere and drive it like a Mustang.Not an easy job this thing called energy educator. The homes are all different and the household behaviors range from Covered Wagon to Queen Elizabeth. Energy Education remains the most cost effective measure available to both households and power providers for saving energy and increasing energy efficiency. How we live in our homes and how we react to our desired comfort level has a lot to do with the size of our power bill.So, how much does it cost to stand in a hot shower for an extra twenty minutes? Well, that depends. Fresh water from the hillside spring and a solar water heater, stand there until the clouds come over or the sun sets. But if your taking a shower in the drought region of Texas, pumping the water through a filter and then twenty miles uphill to a forty story high rise, don’t take a shower at all, stick to a sponge bath.
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<title>Instant Loans UK – Quick Money</title>
<link>https://dwacmms.info/instant-loans-uk-quick-money,html</link>
<comments>https://dwacmms.info/instant-loans-uk-quick-money,html#comments</comments>
<pubDate>Fri, 24 Feb 2023 06:24:00 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Loans]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=55</guid>
<description><![CDATA[When confronted with an urgent expense, regular loans often do not fully address the issue. A regular loan involves exchange of large amounts, which makes credit checks pertinent. Such credit checks will be time consuming, thus increasing the time within which loan proceeds will become available for use. Instant loans solve the problem. Without the [...]]]></description>
<content:encoded><![CDATA[ When confronted with an urgent expense, regular loans often do not fully address the issue. A regular loan involves exchange of large amounts, which makes credit checks pertinent. Such credit checks will be time consuming, thus increasing the time within which loan proceeds will become available for use. Instant loans solve the problem. Without the need for credit check, an instant loan advances cash within 24 hours or even less.Therefore, instant loans in the UK are the best option when it comes to paying urgent expenses. It would be interesting to note why loan providers agree to advance instant loans immediately without credit check. Instant loans in the UK are of smaller amounts. Generally, these loans are secured against the next month’s paycheque. Interestingly, the term of repayment of instant loans also spans to a month. The term can be even lesser, sometimes a few days. Consequently, the chances of loan provider losing the money advanced through instant loan are lesser. The loan provider will simply present the post-dated cheque (offered by the borrower) and recover the loan.This explains the reason behind the dauntless approach of loan providers. The benefit extends to the borrowers too. While a bad credit borrower would have faced difficulties in qualifying for regular loans; in case of instant loans UK, he is considered at par with the good credit borrower. The terms on which instant loan is transferred to the bad credit borrower is more or less similar.Instant loans are referred to as payday loans too. Since cash is advanced under the loan, it is also known as cash advance loan. Generally, loan provider will require borrower to fax certain documents in order to approve the loan. When the faxing requirement is done away with then the instant car loan is also known as no fax payday loans.However, there are a certain prerequisites, which loan providers will insist on fulfilling. First, borrower must be employed and be over 18 years of age. It is the paycheque of borrower, which is the principal guarantee in instant loans. Second, borrowers must have a checking account. Instant loan proceeds will be deposited directly into the checking account. Moreover, loan provider can recover the loan amount from this checking account. Third, borrowers must receive their salary or remuneration through a direct debit in bank account. Finally, borrower must possess a chequebook. Loan providers adhere to differing policies by which they will allow non-fulfillment of the prerequisites.As mentioned earlier, the amount advanced under instant loans in the UK is smaller. The amount ranges from £80 to £500 over a term of 14-18 days. When the term of repayment is fixed at 12 months, then borrowers are able to secure as much as £5000. People generally go for instant loans when they are over with their salary or remuneration and need funds to pay smaller routine expenses. The idea is to bridge the gap in resources until the next paycheque accrues.If you are excited at the freedom from dependence on the limited salary that instant loans propose to offer, then the interest rates will come as a damper. The rate of interest or APR charged on instant loans is expensive. All short-term loans are costly, and instant loans are no exception. This will somewhat desist borrowers from using instant loans continually.Instant loan providers in the UK are not regularized under the rules of FSA as mortgage lenders. Therefore, they will set fees on their own. The fees may be as high as £10 to £40 on a loan of £100. Borrowers must try to avoid loan sharks and hard moneylenders, who have a reputation of charging outrageously on instant loans. The option of instant loans must be kept in store until the emergencies. Before such emergencies arise, using instant loans would be more of an unwarranted expenditure, which could have been easily avoided.
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<title>The PayDay Loan Web – Don’t Be a Needy Fly That Gets Caught in This Web</title>
<link>https://dwacmms.info/the-payday-loan-web-dont-be-a-needy-fly-that-gets-caught-in-this-web,html</link>
<comments>https://dwacmms.info/the-payday-loan-web-dont-be-a-needy-fly-that-gets-caught-in-this-web,html#comments</comments>
<pubDate>Fri, 24 Feb 2023 04:41:41 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Loans]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=53</guid>
<description><![CDATA[my personal payday loan story that can help youthe term payday loan starts with the letter “p” which is the same letter that starts off the words pain, penalty, poor and poverty. Both the internet and the physical world are full of places where you can get a loan with bad credit, no credit check, [...]]]></description>
<content:encoded><![CDATA[ my personal payday loan story that can help youthe term payday loan starts with the letter “p” which is the same letter that starts off the words pain, penalty, poor and poverty. Both the internet and the physical world are full of places where you can get a loan with bad credit, no credit check, and no employment verification but what these modern day loan sharks don’t tell you is that their interest rates are so high that one day you may end up with the payday loan mafia coming after you!Sure, these loans look very attractive to those in financial need that are unable to get a loan by conventional means but when the facts are presented what you have to pay back just isn’t worth it. This fictional character that we all refer to as “guido” which is the person that comes to break your arms and legs when you don’t pay a loan shark back is in existence in a different way when it comes to payday loans. Instead of your arms and legs the payday loan guido comes after your heart, soul and peace of mind.Payday loan places make their offerings look so attractive but it is all an illusion because who can really see when they are desperate? What you don’t want to happen is for what appears to be a temporary solution to become a long term problem and many times that is exactly what happens.I’ve been caught in the payday loan otherwise known as payday advance web many times. Sometimes life’s circumstances leave us very few choices and we decide to do what we feel like we have to do to buy gas and put food on the table. Like I said, i’ve been there before and as a survivor of payday loan debt I have knowledge that can help you.I want you to ask yourself a question which is, “if you don’t have enough money to get by what makes you think you can payoff a loan with 300%- 700% interest?” You might as well sell your first born child. Payday loans may seem good in the short run and you may get instant gratification and even a rush when you hold that cash in your hands or see it in your bank account but in the long run it is a race that many can’t win.My story, like many, was that I obtained payday loans to cover immediate expenses I needed cash for but didn’t have money to pay the loans back so I got extension after extension paying out ungodly amounts of money. Before long I was getting new payday loans just to pay the other payday loans I had received. I was trapped in a vicious cycle with no way out and a ton of stress upon me. I became a needy fly caught in the payday loan web, especially since most of my loans were online loans; I was literally in a virtual web. The payday loan spider sucked the life blood out of my bank accounts and I didn’t know what to do.Please understand that you can’t solve a problem with a problem and you can’t come out debt by creating more debt. The solution to your debt starts with gaining additional income sources and paying off existing debt little by little so you can be free. In my own personal payday loan crisis I got up to almost $7, 000 worth of payday loans and when renewal payment time came my entire paycheck was gone. This is a miserable experience that I pray you can avoid. You might already be at this state but even if you are I have some suggestions for you that will offer hope.The first thing you have to do is to make a conscious decision to get out of this situation. Decide to change and become a butterfly rather than a fly caught up in the payday loan web. When a caterpillar is going through the metamorphosis in the cocoon in order to become a butterfly there is a struggle. The struggle is in fact what makes the butterfly great because the struggle to get out of the cocoon transformed actually pushes fluid from the butterfly’s body into its wings so that it can emerge in beautiful flight. This process may be a little painful but it will help you fly and be what you were made to be.One thing that I did was to become an affiliate for payday loan companies so that I could get paid from other people acquiring payday loans. Some people are just going to get them so there is no reason why you shouldn’t get paid from the process that made you pay so much. The second thing I did is what really helped me which was to get a payday loan consolidation company to take on my debt at a reduced amount and pay the payday loans back for me on my behalf. It was one of the best choices I ever made and it was a way out of the payday loan web.You can do a Google search to find companies that will represent you in this way but do your research and make sure that the company you choose is credible. I used pdl assistance, inc. They require an upfront fee to take your case but they will work with you on paying it and it is around $200. Next you set up a plan to pay them a monthly amount on your payday loan debt and they pay your debtors directly. They will give you different term options to pay the debt off and they will deal with the payday loan companies for you. Doing this took a huge weight off of me. I got a 12 month term to repay my payday loan debt at 35% of what I owed the payday loan companies. The $400 a month I was paying on this plan was much better than the $700 plus every two weeks I was paying for all the loans I had.One important thing to know when you start a payday loan consolidation program is that the payday loan companies are going to call you to collect. When they call just give them the information for the company that is representing you and let them know that the debt is going to be repaid to them as part of a loan/debt consolidation program you have initiated. I obtained the fax numbers to my payday loan companies and sent them notification on who to contact regarding the repayment of my loans. If you do this make sure to include your account number and social security number so they can properly locate your account.Some companies will continue to try and collect from you in spite of this so I have another suggestion if this happens. If you get numerous collection calls after you have informed them about your debt consolidation you need to fax and/or send them a cease and desist letter. You can get a template off the internet and submitting this letter will stop the collection calls while your debt consolidation program is in the works.Another tip is to close the bank account you have the loan fees being deducted from if possible. You will want to start a new account before you close your existing account and under no circumstances get payday loans under the new account. You have to treat the payday loan habit like an addiction. If you are going to stop it then stop it because replicating the mistake will only make things worse for you.If you need money then get bad credit credit cards and pay them on time to build your credit. Pay more than the minimum payment and use them to pay bills so you can pay what you need to pay while building your credit. No debt consolidation company can legally advise you to close your account but sometimes it is the only way to keep the payments from being processed and causing you hundreds or even thousands of dollars in overdraft fees. For me this was the easiest way because I had so many loans and it would have cost me a $25 fee for every stop payment processed plus the bank could have missed some.I also want you to know that the cease and desist letter can be used for any type of debt collection and not just payday loans. It is important to know your rights and you can find them out online at the federal trade commission’s website where you can learn about the fair debt collection act. You will learn what creditors can and cannot do regarding the collection of your debts and how to stop inconvenient and harassing behavior.I do not encourage anyone to get a payday loan because it can get out of control so easily. If you must get a payday loan be sure to get one with low fees well below the normal $30 per $100 borrowed.
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<title>Small Business Loan Update – Stimulus Bill Helps Bailout Businesses If They Cannot Pay Loans</title>
<link>https://dwacmms.info/small-business-loan-update-stimulus-bill-helps-bailout-businesses-if-they-cannot-pay-loans,html</link>
<comments>https://dwacmms.info/small-business-loan-update-stimulus-bill-helps-bailout-businesses-if-they-cannot-pay-loans,html#comments</comments>
<pubDate>Thu, 23 Feb 2023 18:55:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[Small Business]]></category>
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<description><![CDATA[As we continue to sift dutifully through the over 1,000 pages of the stimulus bill (American Recovery and Reinvestment Act of 2009), there is one provision that is not getting much attention, but could be very helpful to small businesses. If you are a small business and have received an SBA loan from your local [...]]]></description>
<content:encoded><![CDATA[ As we continue to sift dutifully through the over 1,000 pages of the stimulus bill (American Recovery and Reinvestment Act of 2009), there is one provision that is not getting much attention, but could be very helpful to small businesses. If you are a small business and have received an SBA loan from your local banker, but are having trouble making payments, you can get a “stabilization loan”. That’s right; finally some bailout money goes into the hands of the small business owner, instead of going down the proverbial deep hole of the stock market or large banks. But don’t get too excited. It is limited to very specific instances and is not available for vast majority of business owners.There are some news articles that boldly claim the SBA will now provide relief if you have an existing business loan and are having trouble making the payments. This is not a true statement and needs to be clarified. As seen in more detail in this article, this is wrong because it applies to troubled loans made in the future, not existing ones.Here is how it works. Assume you were one of the lucky few that find a bank to make a SBA loan. You proceed on your merry way but run into tough economic times and find it hard to repay. Remember these are not conventional loans but loans from an SBA licensed lender that are guaranteed for default by the U.S. government through the SBA (depending upon the loan, between 50% and 90%). Under the new stimulus bill, the SBA might come to your rescue. You will be able to get a new loan which will pay-off the existing balance on extremely favorable terms, buying more time to revitalize your business and get back in the saddle. Sound too good to be true? Well, you be the judge. Here are some of the features:1. Does not apply to SBA loans taken out before the stimulus bill. As to non-SBA loans, they can be before or after the bill’s enactment.2. Does it apply to SBA guaranteed loans or non-SBA conventional loans as well? We don’t know for sure. This statute simply says it applies to a “small business concern that meets the eligibility standards and section 7(a) of the Small Business Act” (Section 506 (c) of the new Act). That contains pages and pages of requirements which could apply to both types of loans. Based on some of the preliminary reports from the SBA, it appears it applies to both SBA and non-SBA loans.3. These monies are subject to availability in the funding of Congress. Some think the way we are going with our Federal bailout, we are going be out of money before the economy we are trying to save.4. You don’t get these monies unless you are a viable business. Boy, you can drive a truck through that phrase. Our friends at the SBA will determine if you are “viable” (imagine how inferior you will be when you have to tell your friends your business was determined by the Federal government to be “non-viable” and on life support).5. You have to be suffering “immediate financial hardship”. So much for holding out making payments because you’d rather use the money for other expansion needs. How many months you have to be delinquent, or how close your foot is to the banana peel of complete business failure, is anyone’s guess.6. It is not certain, and commentators disagree, as to whether the Federal government through the SBA will make the loan from taxpayers’ dollars or by private SBA licensed banks. In my opinion it is the latter. It carries a 100% SBA guarantee and I would make no sense if the government itself was making the loan.7. The loan cannot exceed $35,000. Presumably the new loan will be “taking out” or refinancing the entire balance on the old one. So if you had a $100,000 loan that you have been paying on time for several years but now have a balance of $35,000 and are in trouble, boy do we have a program for you. Or you might have a smaller $15,000 loan and after a short time need help. The law does not say you have to wait any particular period of time so I guess you could be in default after the first couple of months.8. You can use it to make up no more than six months of monthly delinquencies.9. The loan will be for a maximum term of five years.10. The borrower will pay absolutely no interest for the duration of the loan. Interest can be charged, but it will be subsidized by the Federal government.11. Here’s the great part. If you get one of these loans, you don’t have to make any payments for the first year.12. There are absolutely no upfront fees allowed. Getting such a loan is 100% free (of course you have to pay principal and interest after the one year moratorium).13. The SBA will decide whether or not collateral is required. In other words, if you have to put liens on your property or residence. My guess is they will lax as to this requirement.14. You can get these loans until September 30, 2010.15. Because this is emergency legislation, within 15 days after signing the bill, the SBA has to come up with regulations.Here is a summary of the actual legislative language if you are having trouble getting to sleep:SEC. 506. BUSINESS STABILIZATION PROGRAM. (a) IN GENERAL- Subject to the availability of appropriations, the Administrator of the Small Business Administration shall carry out a program to provide loans on a deferred basis to viable (as such term is determined pursuant to regulation by the Administrator of the Small Business Administration) small business concerns that have a qualifying small business loan and are experiencing immediate financial hardship.(b) ELIGIBLE BORROWER- A small business concern as defined under section 3 of the Small Business Act (15 U.S.C. 632).(c) QUALIFYING SMALL BUSINESS LOAN- A loan made to a small business concern that meets the eligibility standards in section 7(a) of the Small Business Act (15 U.S.C. 636(a)) but shall not include loans guarantees (or loan guarantee commitments made) by the Administrator prior to the date of enactment of this Act.(d) LOAN SIZE- Loans guaranteed under this section may not exceed $35,000.(e) PURPOSE- Loans guaranteed under this program shall be used to make periodic payment of principal and interest, either in full or in part, on an existing qualifying small business loan for a period of time not to exceed 6 months.(f) LOAN TERMS- Loans made under this section shall:(1) carry a 100 percent guaranty; and(2) have interest fully subsidized for the period of repayment.(g) REPAYMENT- Repayment for loans made under this section shall–(1) be amortized over a period of time not to exceed 5 years; and(2) not begin until 12 months after the final disbursement of funds is made.(h) COLLATERAL- The Administrator of the Small Business Administration may accept any available collateral, including subordinated liens, to secure loans made under this section.(i) FEES- The Administrator of the Small Business Administration is prohibited from charging any processing fees, origination fees, application fees, points, brokerage fees, bonus points, prepayment penalties, and other fees that could be charged to a loan applicant for loans under this section.(j) SUNSET- The Administrator of the Small Business Administration shall not issue loan guarantees under this section after September 30, 2010.(k) EMERGENCY RULEMAKING AUTHORITY- The Administrator of the Small Business Administration shall issue regulations under this section within 15 days after the date of enactment of this section. The notice requirements of section 553(b) of title 5, United States Code shall not apply to the promulgation of such regulations.The real question is whether a private bank will loan under this program. Unfortunately, few will do so because the statute very clearly states that no fees whatsoever can be charged, and how can a bank make any money if they loan under those circumstances. Sure, they might make money in the secondary market, but that is dried up, so they basically are asked to make a loan out of the goodness of their heart. On a other hand, it carries a first ever 100% government guarantee so the bank’s know they will be receiving interest and will have no possibility of losing a single dime. Maybe this will work after all.But there is something else that would be of interest to a bank. In a way, this is a form of Federal bailout going directly to small community banks. They have on their books loans that are in default and they could easily jump at the chance of being able to bail them out with this program. Especially if they had not been the recipients of the first TARP monies. Contrary to public sentiment, most of them did not receive any money. But again, this might not apply to that community bank. Since they typically package and sell their loans within three to six months, it probably wouldn’t even be in default at that point. It would be in the hands of the secondary market investor.So is this good or bad for small businesses? Frankly, it’s good to see that some bailout money is working its way toward small businesses, but most of them would rather have a loan in the first place, as opposed help when in default. Unfortunately, this will have a limited application.Wouldn’t it be better if we simply expanded our small business programs so more businesses could get loans? How about the SBA creating a secondary market for small business loans? I have a novel idea: for the moment forget about defaults, and concentrate on making business loans available to start-ups or existing businesses wanting to expand.How about having a program that can pay off high interest credit card balances? There is hardly a business out there that has not been financing themselves lately through credit cards, simply because banks are not making loans. It is not unusual for people to have $50,000 plus on their credit cards, just to stay afloat. Talk about saving high interest. You can imagine how much cash flow this would give a small business.We should applaud Congress for doing their best under short notice to come up with this plan. Sure this is a form of welcome bailout for small businesses, but I believe it misses the mark as to the majority of the 27 million business owners that are simply looking for a loan they can repay, as opposed to a handout.
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<title>Crypto Currency Vs Fiat Currency</title>
<link>https://dwacmms.info/crypto-currency-vs-fiat-currency,html</link>
<comments>https://dwacmms.info/crypto-currency-vs-fiat-currency,html#comments</comments>
<pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[cash]]></category>
<category><![CDATA[Crypto currency]]></category>
<category><![CDATA[currency]]></category>
<guid isPermaLink="false">http://dwacmms.info/?p=48</guid>
<description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description>
<content:encoded><![CDATA[Crypto currency vs. Fiat currency
Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.
In cashless society- crypto money play a huge role
If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.
Crypto currency and fiat currency are always at loggerheads
Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.
Differentiating in what the currencies stand for
Before going for the difference between the two, you must understand what do they stand for and how are they are defined.
The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank. 
Hence, the difference between crypto currency and fiat currency is noted as follows:
• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.
• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.
• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.
• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.
• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.
• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.
The different types of crypto and fiat currencies
In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.
The differences in the anonymity between the two currencies
When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.
Fiat currency vs crypto currency: transparency level
• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.
• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.
A comparative historical roots
If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.
On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.
A comparative history of the two currencies:
• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.
• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.
• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.
• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.
• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.
The traits of both the currencies
The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.
Let us compare their traits with respect to certain factors.
• Both the crypto coins and fiat type currencies are interchangeable in nature.
• As per the portability is concerned both the currencies secure more or less the same position.
• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.
• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.
• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.
• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.
• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.
• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.
• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.
• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.
• The fiat currencies are sovereign in nature, while the crypto currencies are not.
The process of the functioning of the currencies
You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.
On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.
Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.
Is Bitcoin, a crypto currency better than the fiat-currency?
The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.
Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.
Why is Bitcoins considered to be a better aspect than the fiat type currencies?
• Bitcoin gives you the opportunity to re-create a free market capitalism.
• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.
• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.
• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.
• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.
Crypto currencies seem to be a favorable option among the people
The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.
Send money anywhere directly without waiting for the bank’s approval
You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.
The blockchain technology has a very big role to play
Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.
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<title>Are You Choosing the Right Stock Market Advisory Company</title>
<link>https://dwacmms.info/are-you-choosing-the-right-stock-market-advisory-company,html</link>
<comments>https://dwacmms.info/are-you-choosing-the-right-stock-market-advisory-company,html#comments</comments>
<pubDate>Mon, 12 Sep 2022 10:35:11 +0000</pubDate>
<dc:creator>admin</dc:creator>
<category><![CDATA[Uncategorized]]></category>
<category><![CDATA[financial]]></category>
<category><![CDATA[help you]]></category>
<category><![CDATA[planners]]></category>
<category><![CDATA[point]]></category>
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<description><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, [...]]]></description>
<content:encoded><![CDATA[What do you do if you want to learn driving a car? You will try to find an expert teacher, isn’t it? You do not want to avail the services of a novice individual to help you out, but a professional person can provide you the vital tips and most importantly guide you efficiently. Similarly, when it comes to investing in the stock market for the first time, you require a knowledgeable advice to attain your financial goals and get profitable returns.
If you are a beginner, then it is quite obvious that you may be having no information about the process of buying the right shares in the market. In such a situation, getting the right tips from an experienced financial advisor or a registered advisory company will truly prove to be a great blessing in disguise. However, there are some of the important things that have to be kept in mind while choosing the top stock market advisory company, which are as follows:
How much assistance do you actually require?
Before you make up your mind to hire an advisor, it is imperative that you must first decide about the kind of service you require from them. You may need their help at the beginning or during the time of any issues. This is because an advisor has to formulate a map according to your requirements. Hence, it is suggested to ascertain your needs first and then take further action.
Choose a top ranked advisory company
It is a very important point that has to be taken into the consideration. Availing services of the well known advisory company or a financial advisor is an absolute necessity. Make it a point to carry out a proper background or research work about the company. Check out their credentials, reputation, experience, etc before hiring them.
Asking for a sample financial plan initially makes sense
When hiring a financial advisor, then do not forget to ask for sample plan first. It is imperative to note that there is no such thing called the perfect plan. A sample plan will help you to determine whether an advisory company is actually making sense according your requirements or not.
Conclusion
The financial planners or advisory companies can really turn out to be the greatest asset for you if you choose the best one. They are just like the professional sailors who can help you out to sail through stock investment related problems quite efficiently.
Deepak is a financial advisor who likes to provide quality tips to the people facing any issues with regard to investing in the stock market. He likes to keep himself updated about the stock market by reading articles, news and blogs, etc.
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<title>Fear and Greed in the Market</title>
<link>https://dwacmms.info/fear-and-greed-in-the-market,html</link>
<comments>https://dwacmms.info/fear-and-greed-in-the-market,html#comments</comments>
<pubDate>Mon, 12 Sep 2022 10:33:26 +0000</pubDate>
<dc:creator>admin</dc:creator>
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<category><![CDATA[company]]></category>
<category><![CDATA[indicators]]></category>
<category><![CDATA[investors]]></category>
<category><![CDATA[Market]]></category>
<category><![CDATA[technical]]></category>
<category><![CDATA[trading]]></category>
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<description><![CDATA[Greed and Fear. Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in [...]]]></description>
<content:encoded><![CDATA[Greed and Fear.
Two Emotions that play a bigger factor in the success or failure of humans than any other emotion we experience. Both fear and greed refer to an intrinsic emotional state. Tens of Millions of dollars have been made and lost based on these 2 emotions alone. In trading, in business and in relationships. So why do so many educational courses, stock trading books and online courses avoid this topic all together?
Perhaps they are not avoiding the topic of emotions, Perhaps by teaching certain methods and skill sets to their readers they are in fact dealing with the emotional side of trading head on!
It is well known that emotions create a certain amount of pleasure or displeasure. It is also known that emotions are networked with mood, frame of mind, desires and passions. The list goes on… So how do we as individuals develop a skill set to navigate these emotions in business in trading and in life?
Charles Darwin argued that emotions actually served a purpose for humans and rightfully so, If our emotions have been evolving for over 2 million years. Should we not be using these amazing skills to our advantage rather than placing blame on them for poor decision making? It is my belief the poor decision making has nothing to do with emotions and everything to do with laziness and lack of planning.
A Lesson From One of the Greats!
I would be doing my readers a disservice if we did not mention the strategy of Warren Buffett. One of the most successful investors of our time. Warren Buffet stuck to his strategy and profited greatly. Warren Buffett showed us just how important and beneficial it is to stick to a plan. When deciding whether or not to invest in a company himself, Buffett and his partners follow a few simple guidelines, one of which involves trying to determine the company’s longevity.
As the market becomes overwhelmed with greed, the same can happen with fear. When stocks suffer large losses for a sustained period of time, the overall market can become more fearful of sustaining even further losses. But being too fearful can be a grave mistake. It is precisely at this time successful investors and traders alike make their move. This is where the real money is made.
Just as greed dominated the recent Cryptocurrency boom or fear dominates the headlines on potential trade war outcomes, investors quickly move around from one “secure” investment to another. It becomes a constant game of cat and mouse.
This flooding in of money to the stock market shows a complete disregard for many technical indicators that continue to scream a correction is inescapable. Retail Investors seem overjoyed with the flooding in of headlines that read ALL TIME HIGH. Should retail investors be overrun by fear of a major correction?. Granted, losing a large portion of your retirement portfolio’s worth is a tough pill to swallow, but even harder to digest is the possibility of missing out on the massive gains the market is currently offering investors of all experience levels.
Having a clear understanding of my own personal goals, a understanding of my success and creating a list of my OWN wants and needs rather than taking dreams of others and trying to reach them has been a colossal factor in putting out the greed flame in my own trading and daily decision-making.
I have also added a link of “Must Read” Books that have been advantageous in my journey of reigning in my emotions on decision-making. I will update this as I see fit..
One method I have found to be helpful is to be careful on how I measure success, wealth, goals and most importantly happiness. It is far to easy these days to allow outside influences affect our happiness and success. Social media blasts us day in and day out with the success of others.
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