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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>faskrudms.info</title> <atom:link href="http://faskrudms.info/feed" rel="self" type="application/rss+xml" /> <link>https://faskrudms.info</link> <description></description> <lastBuildDate>Sat, 15 Mar 2025 21:51:06 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Top E-Commerce Trends to Watch in 2025</title> <link>https://faskrudms.info/57</link> <comments>https://faskrudms.info/57#comments</comments> <pubDate>Sat, 15 Mar 2025 21:51:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=57</guid> <description><![CDATA[The world of e-commerce is fast-paced, with new technologies, consumer behaviors, and marketing strategies constantly emerging. As we move into 2025, it’s essential for e-commerce businesses to stay on top of the latest trends to remain competitive and meet customer … <a href="https://faskrudms.info/57">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>The world of e-commerce is fast-paced, with new technologies, consumer behaviors, and marketing strategies constantly emerging. As we move into 2025, it’s essential for e-commerce businesses to stay on top of the latest trends to remain competitive and meet customer expectations. Here are some of the top e-commerce trends you should keep an eye on.</p><p>1. Artificial Intelligence and Automation Artificial intelligence (AI) is transforming the e-commerce landscape by automating processes, personalizing customer experiences, and enhancing product recommendations. AI-powered chatbots are helping businesses provide 24/7 customer support, while machine learning algorithms are improving product suggestions based on customer behavior. Automation will continue to play a significant role in simplifying operations and driving sales in 2025.</p><p>2. Voice Commerce Voice search and voice-activated shopping are becoming increasingly popular, thanks to smart devices like Amazon Alexa and Google Assistant. By 2025, voice commerce is expected to significantly increase, allowing customers to search for products, make purchases, and track orders through voice commands. E-commerce businesses will need to optimize their websites for voice search and consider integrating voice shopping features.</p><p>3. Augmented Reality (AR) Shopping Augmented reality (AR) is revolutionizing the online shopping experience by allowing customers to virtually try on products or visualize them in their homes. AR can be particularly effective for industries like fashion, furniture, and beauty, where seeing the product in context is crucial to making a purchase decision. In 2025, expect to see more brands adopting AR technology to enhance their e-commerce experiences.</p><p>4. Social Commerce Social media platforms like Instagram, Facebook, and TikTok are rapidly becoming sales channels in addition to places for social interaction. Social commerce allows brands to sell products directly on these platforms, making it easier for customers to browse, discover, and purchase without leaving the app. As social commerce continues to grow, businesses will need to develop strategies to sell and engage with customers across social media.</p><p>5. Sustainable and Ethical Shopping As consumers become more environmentally conscious, sustainability and ethical practices are becoming essential to e-commerce success. In 2025, brands that prioritize eco-friendly packaging, transparent sourcing, and ethical manufacturing practices will appeal to consumers who value sustainability. Offering green products and showcasing your commitment to environmental responsibility can help build customer loyalty.</p><p>6. Subscription Services Subscription services are gaining popularity in the e-commerce space, offering customers convenience, personalization, and savings. From beauty products to meal kits, consumers are increasingly willing to subscribe to products they regularly use. In 2025, expect subscription models to expand into new industries, offering businesses a reliable revenue stream and fostering long-term customer relationships.</p><p>7. Cryptocurrency Payments Cryptocurrency is slowly becoming more accepted in the e-commerce world, providing a secure and fast payment option for customers. By 2025, more e-commerce stores are expected to adopt cryptocurrency payments like Bitcoin or Ethereum, catering to tech-savvy customers who prefer digital currencies.</p><p>Staying ahead of these trends will give your e-commerce business a competitive edge and help you meet the ever-changing demands of modern shoppers.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/57/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Increase Sales in Your E-Commerce Store</title> <link>https://faskrudms.info/58</link> <comments>https://faskrudms.info/58#comments</comments> <pubDate>Sat, 15 Mar 2025 21:50:53 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=58</guid> <description><![CDATA[Driving sales in an e-commerce store is the ultimate goal, but achieving consistent growth requires more than just setting up a website and waiting for customers to find you. You need to take proactive steps to increase traffic, improve conversion … <a href="https://faskrudms.info/58">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>Driving sales in an e-commerce store is the ultimate goal, but achieving consistent growth requires more than just setting up a website and waiting for customers to find you. You need to take proactive steps to increase traffic, improve conversion rates, and retain loyal customers. Here are a few strategies to help boost sales for your e-commerce store.</p><p>1. Offer Discounts and Promotions Discounts and promotions are a proven way to entice customers and encourage them to make a purchase. Flash sales, seasonal discounts, and promotional codes can create a sense of urgency and make customers feel they’re getting a good deal. Offering free shipping or discounts on their next purchase can also help increase customer loyalty and repeat business.</p><p>2. Optimize for Mobile Devices More than half of all e-commerce transactions are made on mobile devices, so having a mobile-optimized store is essential. Ensure that your e-commerce website loads quickly on mobile devices and that customers can easily browse products, make purchases, and complete checkout without any friction. A seamless mobile experience can significantly increase your conversion rates.</p><p>3. Personalize the Shopping Experience Personalization is one of the most effective ways to improve sales and customer satisfaction. Use data to offer personalized product recommendations based on customers’ browsing history, past purchases, or preferences. Personalized email campaigns with tailored offers or product suggestions can also help drive sales by addressing the specific needs of your customers.</p><p>4. Leverage Social Proof Social proof, such as customer reviews, testimonials, and user-generated content, is a powerful tool in building trust and credibility. Display customer reviews prominently on product pages to show that others have had positive experiences with your products. You can also encourage customers to share photos of your products on social media and feature them on your website.</p><p>5. Use High-Quality Product Photos and Videos Great product images are crucial to convincing customers to make a purchase, especially when shopping online. Invest in professional-quality images that show your products from multiple angles, and use lifestyle photos to demonstrate how your products can be used in real-life situations. Videos that highlight product features or provide tutorials can also help customers feel more confident in their buying decisions.</p><p>6. Streamline the Checkout Process A complicated or lengthy checkout process can lead to cart abandonment. Make sure your checkout process is as simple and user-friendly as possible. Offer guest checkout options, multiple payment methods, and an easy way to apply discount codes. Providing a smooth and hassle-free checkout experience will encourage customers to complete their purchases.</p><p>7. Implement Retargeting Ads Retargeting ads are a great way to bring back visitors who have shown interest in your products but haven’t yet made a purchase. Use tools like Google Ads or Facebook Ads to target these potential customers with ads featuring the products they viewed. This can increase the chances of conversion by reminding them of their interest and encouraging them to return to your site.</p><p>8. Improve Customer Service Outstanding customer service plays a crucial role in increasing customer loyalty and sales. Offer multiple ways for customers to reach you, such as live chat, email, or phone support. Responding quickly to inquiries and addressing concerns will improve customer satisfaction and encourage repeat business.</p><p>By implementing these strategies and constantly optimizing your e-commerce store, you can effectively increase your sales and create a loyal customer base.</p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/58/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Building a Successful E-Commerce Store: Key Steps to Consider</title> <link>https://faskrudms.info/59</link> <comments>https://faskrudms.info/59#comments</comments> <pubDate>Sat, 15 Mar 2025 21:50:42 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=59</guid> <description><![CDATA[In today’s digital age, setting up an e-commerce store is a great way to reach a broad audience and start a business from the comfort of your home. However, with the vast number of online stores available, it’s crucial to … <a href="https://faskrudms.info/59">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p>In today’s digital age, setting up an e-commerce store is a great way to reach a broad audience and start a business from the comfort of your home. However, with the vast number of online stores available, it’s crucial to stand out and ensure your e-commerce site is set up for success. Here are some key steps to follow when building a successful e-commerce store.</p><p>1. Choose Your Niche The first step in building an e-commerce store is selecting the right niche. You need to find a market that has demand but isn’t oversaturated. Consider your passions, hobbies, or areas of expertise, and research what products people are looking for. A successful e-commerce business focuses on a target audience, so identifying the right niche will help you tailor your offerings and marketing efforts.</p><p>2. Select an E-Commerce Platform Next, you’ll need to choose a platform to host your online store. Popular options like Shopify, WooCommerce, and BigCommerce offer easy-to-use tools for creating and managing your store. These platforms come with customizable templates, built-in payment processing, and integration with various tools and apps. Choose a platform that aligns with your business needs, budget, and technical skills.</p><p>3. Optimize Your Product Pages The product pages on your e-commerce store are crucial for converting visitors into customers. Ensure that each product has a clear and compelling description, high-quality images, and accurate specifications. Include customer reviews and ratings to build trust and offer additional information like size guides, materials, or shipping details. A well-optimized product page enhances user experience and boosts your store’s conversion rate.</p><p>4. Set Up Payment Methods To make your e-commerce store easy to shop on, provide multiple payment options. Offer credit card payments, PayPal, and other secure payment gateways to accommodate different customer preferences. Ensuring that your store is safe and secure is also essential—use SSL certificates and secure payment systems to protect customer data.</p><p>5. Focus on User Experience User experience (UX) is one of the most important factors for retaining customers on your e-commerce website. Ensure your website is easy to navigate, with a clean and visually appealing design. Mobile optimization is also key, as many customers shop on their phones. A seamless shopping experience will lead to higher customer satisfaction, repeat business, and positive reviews.</p><p>6. Implement a Marketing Strategy To attract visitors to your e-commerce store, you need to have a strong marketing strategy in place. Use a mix of SEO, paid advertising, social media marketing, email marketing, and influencer partnerships to drive traffic to your site. Regularly update your content and promotions to keep customers engaged and encourage repeat purchases.</p><p>7. Analyze and Optimize Once your store is live, it’s important to track performance through analytics. Use tools like Google Analytics to measure site traffic, conversion rates, and sales trends. Use this data to optimize your store’s layout, product offerings, and marketing efforts for improved performance.</p><p>Building a successful e-commerce store takes time, effort, and careful planning, but by following these steps, you’ll be well on your way to launching a thriving online business.</p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/59/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Finance Payday Loan – Still An Option With Bad Credit</title> <link>https://faskrudms.info/42</link> <comments>https://faskrudms.info/42#comments</comments> <pubDate>Tue, 18 Jul 2023 06:05:07 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Online payday loan]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=42</guid> <description><![CDATA[The day you wake up and realize you are in financial trouble makes you not want to get out of bed. You’ve been a good manager of your funds, you haven’t been extravagant, you’ve kept all kinds of records and … <a href="https://faskrudms.info/42">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The day you wake up and realize you are in financial trouble makes you not want to get out of bed. You’ve been a good manager of your funds, you haven’t been extravagant, you’ve kept all kinds of records and your wife is still mad about not going on that Hawaiian vacation year before last – and yet now you’re one of those “everyones” who finds himself needing financial help. It was all those days off work that your insurance didn’t pay for that finally drained you to the point of ruining your credit. But all is not lost because there’s something called a personal finance payday loan designed just for you.So if you’re tapped out on your master card cash advance or your home town cash advance, these loans are a most welcome option for people finding themselves over their heads in debt but still willing to pursue every avenue to work their way back to good credit status. As with any loan, there must be a clear understanding of all the loan requirements and restrictions as well as a definite plan for repaying the loan without default. What we’re saying is that with responsible use, this personal loan may not only get you through your financial crisis, but may also be the means of repairing your credit history.It may surprise you to know that one rather small city recently had 2,600 foreclosures in one month and these statistics unfortunately are being multiplied throughout the country; so please understand you are not the only “everyone” who does have and is now having some kind of money problem. And the lenders have finally awakened to that fact, have now jumped on the rescue wagon and are offering loans to help responsible persons such as yourself with their problem.All lenders are different and have different requirements for granting their loans. Some lenders may take into account the purpose of the loan, others may not even ask why you want the loan. The main concern of lenders is to make sure they get your business, first of all, and then to guarantee payments come in each month and on time, not a minute late. So they probably will take a close look at your employment history and monthly wage. Yes, they want your bad credit business because there is competition in the lending market and because lenders now realize that good people make financial mistakes and they are more anxious now to cater to those within this category of borrowers.As you probably know,loans are either secured or unsecured; secured loans being ones backed up with collateral and unsecured being those without anything offered for security in case of default in payment. The personal finance payday loan we’re talking about is an unsecured loan meaning there is no collateral required. Therefore if you should default on your payment,you haven’t put up your home or any other possession of value, so the only recourse the lender would have would be to take legal action. However, if you owned a home, that still would be protected by law if such action occurred.Be prepared of course to pay a higher interest rate and fees if you are getting an unsecured bad credit loan from a local lending source, depending on your employment and credit history and on your repayment potential. With a secured loan, having put up your house or other equally valuable property, your chance of getting far better terms and interest rates is greatly improved. Better yet, going online and researching lenders offering the best terms will usually bring you greater results in the quickest time.Something else to consider is getting a personal loan for the purpose of consolidating all your debts into one. By carefully calculating your income, living expenses and an affordable loan repayment you could not only solve your need but also begin the process of restoring your credit. You see, this works by taking out a loan that you can afford to repay monthly without defaulting, pay off all other debts and then in the process of making your monthly repayments on time, your credit score is being improved. Hopefully, by having consolidated your debts, you will be able to manage your finances more successfully.Whatever your reason for taking out a loan, whether it’s a secured or unsecured finance payday loan, it’s important to understand that this is not only to meet your present need for money, but is also to raise you from your present status of bad credit to your desired good credit status. Therefore, we urge you to be committed to do your research, settle on the most reliable lender with the best terms for you, and then concentrate on keeping debt free.</p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/42/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>E-Commerce Store – Your Virtual Store Front: Why Build One</title> <link>https://faskrudms.info/40</link> <comments>https://faskrudms.info/40#comments</comments> <pubDate>Mon, 10 Jul 2023 01:48:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=40</guid> <description><![CDATA[The idea of building an e-commerce store is now inevitable as competition in the market today is becoming more aggressive and the once blue ocean turning red through globalization. Although maintaining a traditional brick and mortar store can be successful, … <a href="https://faskrudms.info/40">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> The idea of building an e-commerce store is now inevitable as competition in the market today is becoming more aggressive and the once blue ocean turning red through globalization. Although maintaining a traditional brick and mortar store can be successful, it is only a matter of time when high operational costs, tougher competition and lack of fresh demand can lead a business to its doom. This is where the concept of virtual store or an e-commerce comes into mind. Thanks to the internet, one’s market scope is no longer limited to the local area as one can also target other geographical locations that used to be restricted. Aside from this, there are other benefits that building a virtual store can contribute to the business’ longevity.Benefits of E-Commerce StoreMultinational companies have known a long time ago the benefit of campaigns and have the financial ability to promote their brands in such a way that smaller companies don’t. With e-Commerce stores, companies can reduce their overhead cost as online stores do not require the same manpower that conventional stores need to function. Although the start-up can be a bit expensive and would require one to shell out some capital, it is not as expensive as physically building a new store in a new location.Many online providers also offer targeted market promotion so companies are assured that their campaigns or ads are delivered to the intended audience. One no longer needs to send out thousands of flyers or expensive brochures without foreseeable return of investment. Another thing is that e-commerce is eco-friendly as one no longer needs to cut down trees to produce paper or use vehicles to deliver these to the drop points.The most beneficial thing about having an e-commerce site is the fact that it is always open for business 24/7 so potential clients can browse the store and order what they want without having to wait for the physical store to open. In addition, electronic payment gateways would also ensure that all payments are made secure on the part of the client and merchant as well.E-Commerce PlatformFor those who are interested in opening up their own e-commerce store, there are different sites that do offer services such as an online store creator, making it easier for one to do it themselves or have one made for them for a price. Some sites also offer a free plan so that clients can check out the interface and decide if the platform suits their needs without committing themselves or having to pay and find out later on that it is not what their company needs. Some plans would also include custom domains and analytics so you get to check the site’s performance and determine the ROI.</p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/40/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Executive Liability Insurance – Why Private Companies Need It</title> <link>https://faskrudms.info/38</link> <comments>https://faskrudms.info/38#comments</comments> <pubDate>Tue, 21 Mar 2023 10:53:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=38</guid> <description><![CDATA[Since its inception about fifty years ago, D&O insurance has evolved into a family of products responding differently to the needs of publicly traded companies, privately held businesses and not-for-profit entities and their respective board members, officers and trustees.Directors’ & … <a href="https://faskrudms.info/38">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Since its inception about fifty years ago, D&O insurance has evolved into a family of products responding differently to the needs of publicly traded companies, privately held businesses and not-for-profit entities and their respective board members, officers and trustees.Directors’ & Officers’ Liability, Executive Liability or Management Liability insurance are essentially interchangeable terms. However, insuring agreements, definitions, exclusions and coverage options vary materially depending upon the type of policyholder being insured and the insurer underwriting the risk. Executive Liability insurance, once considered a necessity solely for publicly traded companies, particularly due to their exposure to shareholder litigation, has become recognized as an essential part of a risk transfer program for privately held companies and not-for-profit organizations.Optimization of protection is a common goal shared by all types of organizations. In our opinion, the best way to achieve that objective is through engagement of highly experienced insurance, legal and financial advisors who work collaboratively with management to continually assess and treat these specialized enterprise risk exposures.Private Company D&O ExposuresIn 2005, Chubb Insurance Group, one of the largest underwriters of D&O insurance, conducted a survey of the D&O insurance purchasing trends of 450 private companies. A significant percentage of respondents gave the following reasons for not purchasing D&O insurance:<br />• did not see the need for D&O insurance,<br />• their D&O liability risk was low,<br />• thought D&O risk is covered under other liability policiesThe companies responding as non-purchasers of D&O insurance experienced at least one D&O claim in the five years preceding the survey. Results showed that private companies with 250 or more employees, were the subject of D&O litigation during the preceding five years and 20% of companies with 25 to 49 employees, experienced a D&O claim.The survey revealed 43% of D&O litigation was brought by customers, 29% from regulatory agencies, and 11% from non-publicly traded equity securities holders. The average loss reported by the private companies was $380,000. Companies with D&O insurance experienced an average loss of $129,000. Companies without D&O insurance experienced an average loss of $480,000.Some Common Examples of Private Company D&O Claims• Major shareholder led buy-outs of minority shareholders alleging misrepresentations of the company’s fair market value<br />• purchaser of a company or its assets alleging misrepresentation<br />• sale of company assets to entities controlled by the majority shareholder<br />• creditors’ committee or bankruptcy trustee claims<br />• private equity investors and lenders’ claims<br />• vendors alleging misrepresentation in connection with an extension of credit<br />• consumer protection and privacy claimsPrivate Company D&O Policy ConsiderationsExecutive Liability insurance policies for privately held companies typically provide a combination or package of coverage that includes, but may not be limited to: Directors’ & Officers’ Liability, Employment Practices Liability, ERISA Fiduciary Liability and Commercial Crime/ Fidelity insurance.D&O policies, whether underwritten on a stand-alone basis or in the form of a combination-type policy form, are underwritten on a “claims-made” basis. This means the claim must be made against the Insured and reported to the insurer during the same effective policy period, or under a specified Extended (claims) Reporting Period following the policy’s expiration. This is a completely different coverage trigger from other liability policies such as Commercial General Liability that are traditionally underwritten with an “occurrence” trigger, which implicates the insurance policy that was in effect at the time of the accident, even if the claim is not reported until years later.”Side A” coverage, which protects individual Insureds in the event the Insured entity is unable to indemnify individuals, is a standard agreement contained within many private company policy forms. These policies are generally structured with a shared policy limit among the various insuring agreements resulting in a more affordable insurance product tailored to small and mid-sized enterprises. For an additional premium, separate policy limits may be purchased for one or more of each distinct insuring agreement affording a more customized insurance package.Also, policies should be evaluated to determine whether they extend coverage for covered “wrongful acts” committed by non-officers or directors, such as employees, independent contractors, leased, and part-time employees.Imputation of Knowledge & SeverabilityCoverage can be materially affected if an Insured individual has knowledge of facts or circumstances or was involved in wrongful conduct that gave rise to the claim, prior to the effective date of policy under which the claim was reported. Policies differ as to whether and to what extent, the knowledge or conduct of one “bad actor” may be imputed to “innocent “individual Insureds and / or to the Insured entity.”Severability”, is an important provision in D&O policies that is often overlooked by policyholders until it threatens to void coverage during a serious pending claim. The severability clause can be drafted with varying degrees of flexibility– from “partial” to “full severability.” A “full severability” provision is always most preferable from an Insured’s standpoint. Many D&O policies, impute the knowledge of certain policy-specified senior level officer positions to the Insured entity. That imputation of knowledge can operate to void coverage that might have otherwise been available to the Insured entity.M&A and “Tail Coverage” ConsiderationsThe “claims-made” coverage trigger is critically important in an M&A context where contingent liability risks are inherent. In these contexts, it’s important to evaluate the seller’s policies’ options to purchase a “tail” or “extended reporting period” for each of the target company’s policies containing a “claims-made” trigger.A “tail” coverage option allows for the reporting of claims alleging “wrongful acts” that occurred during the expired policy period, yet were not actually asserted against the Insured until after the policy’s expiration, but instead were asserted during the “extended reporting” or “tail” period. An acquiring company’s insurance professional should work closely with legal counsel’s due diligence team to identify and present alternatives to manage contingent exposures.What a Director or Officer Doesn’t Know Will Hurt ThemDirectors’ & Officers’ Liability insurance policies were originally created solely to protect the personal assets of the individuals serving on public company boards and executive officers. In 1992, one of the most prominent D&O insurers led a major transformational change in D&O underwriting by expanding coverage to include certain claims against the insured entity. Entity coverage for publicly traded companies is typically restricted to securities claims, while privately held companies and not-for-profit organizations benefit from more comprehensive entity coverage because they lack the public securities risk exposure of publicly traded companies.The “Claims- Made” Coverage TriggerD&O policies are universally underwritten on a ‘claims-made’ basis. This translates to an unequivocal contractual requirement that the policyholder report claims made against an Insured to the insurer during the effective policy period. The only exception is in the case where an optional reporting ‘tail’ is purchased which affords the Insured the ability to report claims during a specified “extended reporting period,” as long as the wrongful act occurred during the effective period of the immediately preceding policy.DefenseD&O policies issued to public companies generally contain no explicit duty to defend and some require the Insured to select from a pre-approved panel of pre-qualified defense counsel. In contrast, many private company D&O policies do contain a provision placing the defense obligation squarely upon the insurer, and still other policies contain options allowing the defense to be tendered by the Insured to the insurer within a specific period of time. Some D&O policies contain defense cost provisions that require an allocation or sharing of the defense costs between the Insured and Insurer, based upon a determination of covered versus non-covered allegations.Settlement HammerD&O policies typically contain a “settlement hammer” provision. This clause operates to limit an insurer’s obligation to indemnify in the event the Insured refuses to consent to a settlement that is acceptable to the insurer. Some policies may express the amount the insurer will pay for covered loss under this circumstance as a percentage of the ultimate covered settlement or judgment. Other D&O policies may limit their economic exposure to the amount for which the case could have historically settled, but for the Insured’s refusal.Regulatory Proceedings and InvestigationsMost D&O insurance policies afford qualified protection against “regulatory and governmental” investigations, “administrative or regulatory proceedings,” and criminal proceedings. Policies often require the proceedings to be directed against a natural person Insured, to be commenced and maintained in a manner specified in the policy, such as a ‘formal’ order of investigation, and only for policy-defined defense expenses incurred after the issuance of a formal order or an indictment.D&O policies’ definitions and other corresponding provisions and exclusions vary, and should be carefully evaluated to determine whether they encompass informal investigations from the time a subpoena is received, or from the time an Insured person is identified in writing as a person against whom charges may be filed.Learning the A,B,C’s and D’s of D&O CoverageThe three main Insuring Agreements found in public company D&O policies, are typically referenced as “Side A, B, and C coverage”. They are sometime supplemented with an optional Coverage D.”Side A “Coverage – Individual Insured Coverage”Side A Coverage,” also known as the “Non-Indemnifiable Loss Insuring Agreement,” provides coverage to individual officers and directors against claims for their policy-defined wrongful acts in their official capacities, under fairly rare circumstances in which the Insured entity either cannot or will not provided indemnification.The policy’s “Side A” coverage for non-indemnifiable claims against directors and officers, almost universally provides that no retention is required to be paid by individual Insureds. A separate “Side A” limit may be available in addition to the traditional D&O policy’s aggregate limit of liability. “Side A” excess D&O policies have become more commonplace in the past several years, and certain “Side A” excess policies may also offer “difference in conditions” (‘DIC’) coverage that generally provides a feature of ‘dropping down’ to respond to claims either not paid by the primary or underlying D&O policy insurer, or in the event indemnification is unavailable from the Insured entity, the underlying limits are eroded by covered claims against the entity, or the underlying D&O insurers deny coverage to the directors. Some Side A policies are underwritten as non-rescindable by the insurer. Purchasers of this coverage should also consider, if available, an option for reinstatement of policy limits for the outside directors, in the event of premature policy limit exhaustion.”Side B” Coverage – Corporate Reimbursement Coverage<br />This insuring agreement reimburses the Insured entity for covered loss under claim circumstances where the corporation is indemnifying its directors and officers. This provision does not afford any coverage to the Insured entity for its own potential liability, and is subject to a self-insured retention (“SIR”) that must be paid by the Insured entity before an Insurer will make any payments. It’s important to note that many Insureds do not realize they are contractually obligated to obtain the insurer’s prior consent to incur costs and expenses, and only those costs and expenses approved in advance by the insurer will be deemed to have satisfied the Insured entity’s SIR obligation. It’s important for policyholders to understand they run a serious risk of losing some or all of their otherwise available coverage, if they incur legal expenses prior to reporting the claim, or if they enter into negotiations or reach a settlement agreement in principle without the insurer’s prior knowledge and consent.”Side C” Coverage – Entity CoverageThis insuring agreement affords coverage to the publicly traded Insured entity only for it own liability and is typically restricted to coverage for securities-related claims. “Securities Claims” is a policy-defined term, encompassing only claims arising from the Insured entity’s own securities. Privately held companies and organizations are afforded substantively different coverage under this insuring agreement.”Side D” Coverage – Outside Entity Insured Person CoverageThis insuring clause is available as an option on most D&O policies. It provides coverage to designated “Insured Persons”, for their liability as a result of their membership on an “Outside Entity” board. This coverage applies on a “double excess” basis, meaning it is triggered after the exhaustion of any indemnification provided by the Outside Entity to the Outside Entity director, as well as any insurance coverage available from the Outside Entity. Traditional D&O policies typically extend automatic coverage to insured Individuals who are designated by the policyholder to participate as a board member of a not-for-profit organization.Some Additional Considerations<br />In addition to the topics highlighted earlier, D&O insurance purchasers should gain familiarity with how their policies may respond under bankruptcy situations, potential coverage issues arising from a Special Committee’s investigative activity, potential issues involving priority of payments among Insureds, hidden D&O insurance program design flaws that can render excess D&O policies unresponsive to catastrophic claims, and the changing requirements of international D&O coverage to remain compliant with local country regulations. These topics will be covered in a future article.This article provides general information and is neither intended to provide any legal advice nor to provide any advice with regard to the specific interpretation or operation of any insurance policy. Any insurance policy’s applicability is highly fact specific. Qualified legal counsel should be consulted regarding laws that may apply with respect to policy coverage interpretation in the state in which the policy will be interpreted. </p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/38/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>What Is Network Marketing? The Future Of Network Marketing!</title> <link>https://faskrudms.info/36</link> <comments>https://faskrudms.info/36#comments</comments> <pubDate>Mon, 20 Mar 2023 15:44:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=36</guid> <description><![CDATA[In one of the previous articles I wrote about the history of network marketing which offers a great explanation regarding where the model of network marketing comes from. Yet the whole game changed the last couple of years. And the … <a href="https://faskrudms.info/36">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> In one of the previous articles I wrote about the history of network marketing which offers a great explanation regarding where the model of network marketing comes from. Yet the whole game changed the last couple of years. And the cause of that is: THE INTERNET.This article “What Is Network Marketing? The Future Of Network Marketing” will concentrate on the evolution from traditional network marketing into online network marketing and the future of network marketing.No 1 Marketing Principle: Target Your ProspectsWhat people that are engaged in network marketing or have been before remember, is that the distributor that contacted them asked them to make a list of their network: relatives, friends and other individuals they might know. The next action was to make contact with all these people to become part of your team or to consume the product.If we look at this tactic from a marketing point of view it is really silly. The most essential factor in marketing is “targeting your prospects”. Hence who are the individuals you are trying to find when you look for business partners? Is it truly Uncle John who is 70 years old?? What I would like to clarify is that you have to focus on entrepreneurs! Sadly not every person has them in their direct network.Are there more fish in a little pond than in the Ocean?The question above leads to our second aspect on the subject of prospecting. In order to get in touch with your prospects you either have to meet them in person or call them. This indicates you are required to travel or spend money on phone bills, especially long distance calls. Therefore the region people worked in with traditional network marketing is rather small, equivalent to a little pond. The odds that you will locate the fish you are seeking are smaller when you look in the little pond. But how possibly will you make contact with the fish in the ocean?Time is your most precious asset!As stated above, with traditional network marketing you have got to get together with your prospects in person or call them. This is not an automated system so you will spend time on it. Given that you have to spend your own time day after day into an assignment, it reduces the potential of the task because you have just 24 hours in a day. I particularly consider that Freedom is the number 1 motive why folks start a network marketing business.Turn out to be the teacher: that is the key to success!Training is truly important in network marketing. A distributor gets compensated to deliver his wisdom and skills to the distributors in his network. Training your network implies spending time as well (Individual training, seminars, etc.).Technology brings Freedom backTaking a glance at the number of people that made a fortune with traditional network marketing strategies we have to realize that these tactics worked. But now that we have the Internet on hand, the new generation of network marketers is capable to change the whole game.There is no better way to target prospects then the Internet. There are never-ending methods of setting up a marketing campaign (Pay per click, Forum marketing, Blogging, social networking). Rather numerous alternatives do not even cost a dime. This permits you to target your prospects and let them approach you rather than you pursuing your prospects.Approximately 2 billion persons are using the Internet and are one click away from the information you desire to share with them. This is the ocean we talked about previously. Through the right campaigns you will be capable of building an never-ending stream of good targeted prospects.Internet together with other on hand technologies allows you to build an automated system that runs by itself. Hence it does not make a difference any longer if you get 10 prospects or 400 prospects a day. This is also the case for training your network. It is rather uncomplicated to set up a platform with training videos, webinars, video tutorials, etc. The largest part of this information you just have to build once and your network can gain access to via your training platform 24/7.As you can notice the Internet and technology will assist you build your business faster and bigger and grants you with more freedom in the same time.I would like to call attention to one more important thing. The fact that technology and the Internet makes things easier and give rise to bigger opportunities, does not signify that this is a get-rich-quick deal. The rules of the network marketing game changed entirely and to facilitate making your online network marketing business work, you have to ensure that you understand how to play this game. It is significant to have your strategies in place and master the essential skill sets. And if you do you will be able to create ultimate Freedom. </p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/36/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Home Based Internet Marketing Business – 6 Best Internet Marketing Strategies to Your Success</title> <link>https://faskrudms.info/33</link> <comments>https://faskrudms.info/33#comments</comments> <pubDate>Mon, 20 Mar 2023 13:59:58 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=33</guid> <description><![CDATA[For internet entrepreneurs, there are many internet marketing strategies to increase sales and maximize profits online. You will discover and learn the best internet marketing strategies in this article. With those strategies, you will boost skyrocket your profits and grow … <a href="https://faskrudms.info/33">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> For internet entrepreneurs, there are many internet marketing strategies to increase sales and maximize profits online. You will discover and learn the best internet marketing strategies in this article. With those strategies, you will boost skyrocket your profits and grow rapidly your home based internet marketing business.Strategy #1: Research Everything You Need to Know Effectively. It is obvious that research hot niche keywords to attract more traffic, maximize the benefit of your pay per click (or PPC) campaigns, and find new hot niche markets with high demand are required in this strategy. Of course, this is the first important strategies you must do for your own home based internet marketing business. With those well-researches, you will understand everything you must know for your markets, particularly needs and want in the market. There are many resources on the internet to help you to discover hot niche markets and keywords. The highest recommendation for discovering those markets and keywords is to use both of Overture and WordTracker keyword search tools to generate a massive list of keywords. With the list, you can analyse and evaluate the market, competitors and keywords.The first key success of home based internet marketing business is to discover niche keywords with low competitors. With those keywords, you can: (1) Set up your high quality content website with high quality and tightly targeted traffic (2) Improve your ranking in search engines (3) Build your unique & high quality content/articles with keyword-rich (4) Create your profitable pay-per-click campaign and (5) Build up profitable successful blog online.Strategy #2: Approach the Front-Back Sell through Great Sale Letter.Second of the best internet marketing strategies you must concern is to provide a great and easy to understand sale letter on your website. This internet marketing strategy is all about writing a great sale letter with high conversion rate and builds your online mailing lists. The sale letter on your website is the first place for visitors to walk through your products, services, testimonial, bonuses and your required action. You should state all required information for what they are looking. You should definite clearly what you want visitors to do in your website. For example, you might want them to order your products, you want them to subscribe your mailing lists or you want them to download your bonuses. The highest recommendation in this strategy is to focus on how to convert those visitors to buyers through your own sales letter. You will not earn any dollars if you can not convert those visitors into your buyers. Also, you are losing your time to drive traffic to your website if you can not convert into sales. Remember, the more conversion rate you have, the more sales you get!Apart from trying to sell your products through sales letter, it is obvious that you should capture visitors’ information in order to sell your products or other products to them after they leave. Without capturing the information, you are losing the opportunities to earn money in the future.The real keys to your success in this strategy are: to create a powerful sales letter with high conversion rate and sell products in the future. With capturing the visitors’ information, the opportunities to make money in the future are opened.Strategy #3: Do Not Reinvent the Wheel. The core concept of this strategy is that you do not reinvent the wheel all the time. You must utilize the full use of others’ expertise to maximize the opportunities to make serious money online from home based internet marketing business. There are many websites, expertise and other successful entrepreneurs on the internet. You can ask them to minimize your mistakes and grow your home based internet marketing business. The highly recommendation is to join other membership sites and utilise the others’ expertise as much as possible. The more you learn, the more you know! With others’ support, you will minimize your mistakes and can grow your business easier.The real keys to your success in this strategy are: (1) to research effectively from others and (2) utilise those others’ expertise to minimize your mistakes and maximize your profits. Many studies reveal that those truly successful internet entrepreneurs are willing to help people who are serious and passionate with the internet marketing and success.Strategy #4: Automate Your Home Based Internet Marketing Business.Without the automation internet marketing strategy, not only you would get fewer sales, you simply would not have more time to research ideas for new home based internet marketing businesses. By building home based internet marketing business that is fully automated. You can withdraw from your daily business as usual works and you will have more time to look for more untapped niche markets and other opportunities. Many studies show that this strategy is the best of the best internet marketing strategies to grow your home based internet marketing business in the long term. The rules of thumb, 80/20 rule, for your business are: (1) put 80% of your effort and time for your day-to-day operation tasks and (2) put another 20% for growing your business.The real keys to your success in this strategy are: to find automated tools to help you and automate your online business. With those tools, you will have more time to think and grow your business. Otherwise, you will live in the daily business as usual works.Strategy #5: Set up Your Own Affiliate Program.There is no doubt that affiliate marketing business is a win-win relationship business between merchants and affiliate entrepreneurs. If you have your own products or even profitable products, it is a great idea to boost your sales through the affiliate marketing business. You will pay the affiliate commission to those affiliate marketing entrepreneurs when they gain sales for you. All you have to do is to support and follow up with those affiliate marketers in order to maximize your profits online. With those super affiliate marketing entrepreneurs, your sales will be increased rapidly and consistency.The real keys to your success in this step are: to build a great relationship with affiliate entrepreneurs and support them as much as possible. Their sales are your sales too.Strategy #6: Improve Yourself Consistency.The last best internet marketing strategies for your home based internet marketing strategy is you. You are the most important and valuable asset in your business. You have to improve yourself all the time. Learning everything you need to know for your business is a must. Also, you should not give up too quickly if you can not earn big money in the short term. Truly entrepreneurs are always looking forward to the long term success. The online internet marketing business is a real business. With this sense, you have to treat it as real business.The real keys to your success are to improve yourself, the best valuable asset in your business, and to build consistency your online internet marketing business always.Final thoughts, the best internet marketing strategies for your highly successful in home based internet marketing business are: well effective researches, front-back sell, smart utilization, automate effectively, and self-improvement consistency. With these things, there is no doubt that you will success in the home based internet marketing business. </p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/33/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Near Infrared Technology for Quality Control in the Food Industry</title> <link>https://faskrudms.info/30</link> <comments>https://faskrudms.info/30#comments</comments> <pubDate>Sun, 05 Feb 2023 04:39:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[accounting]]></category> <category><![CDATA[business]]></category> <category><![CDATA[companies]]></category> <category><![CDATA[google]]></category> <category><![CDATA[near me]]></category> <category><![CDATA[offices]]></category> <category><![CDATA[restaurant]]></category> <category><![CDATA[sale]]></category> <category><![CDATA[services]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=30</guid> <description><![CDATA[There is a misconception that only luxury items deserve the highest standards of manufacturing quality. However, quality should always be equivalent to consumer satisfaction and safety. Hence, regardless of the size and reach of certain companies, they should all exert … <a href="https://faskrudms.info/30">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> There is a misconception that only luxury items deserve the highest standards of manufacturing quality. However, quality should always be equivalent to consumer satisfaction and safety. Hence, regardless of the size and reach of certain companies, they should all exert effort in attaining the greatest level of quality management in every phase of their operations.Most experts believe that the food industry is one of the fields that require maximum quality control attention as the products are consumed and ingested by people. Contaminated food and beverages can certainly poison consumers, and worse, can cause their death. When that happens, manufacturing companies will not only be held legally liable for the injuries inflicted, but will most likely cease in function as well.Thankfully, there are a lot of simple yet accurate ways today on how companies can establish and maintain reputable names in the industry through their top quality items. Of course, those have all been made possible by the various technological innovations such as the development of the near infrared (NIR) spectroscopy. This procedure, which is commonly applied in chemical and pharmaceutical industries as well, focuses on the identification and qualification of pure chemical substances or formulations through its well-defined matrices.At its most basic, NIR involves the measurement of the wavelength and absorption intensity of near-infrared light by a sample or product. The light is capable of spanning a specific range and of exciting overtones and combinations of molecular vibrations to higher energy levels; thus, allowing it to accurately identify quantitative measurements of organic functional groups present in substances or items. With that, they have become very suitable for online monitoring and operations control.Apart from rapidness and precision, near infrared transmission processes can also perform analysis through non-invasive means. According to scientific experts, there is only a weak degree of absorption involved; therefore, observations and evaluations can be gathered for analysis through the so-called reflectance mode. Such non-destructive or non-invasive property is extra essential in food businesses as products should always be free from external influence and contamination.For instance, pastry making can use the near infrared technology to create a balanced mixture of breads, and preserve that obtained consistency in making their other products. As claimed by professional pastry chefs, bread mixtures are more than just the flour, yeast, and water. There are a lot of other elements that usually complicate the formulation including rye, cereal flakes, seeds, grain, malt, spices, and other additives. To determine the needed quantity and quality for all these, the NIR spectroscopy can surely help. </p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/30/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Bon Voyage – Organized Travel Planning</title> <link>https://faskrudms.info/28</link> <comments>https://faskrudms.info/28#comments</comments> <pubDate>Fri, 03 Feb 2023 11:22:32 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://faskrudms.info/?p=28</guid> <description><![CDATA[Well, summer is finally here, and for many people, that means vacation time! Whether you plan to drive, fly, or travel by other means (a cruise, perhaps?), planning ahead will help your travel experience go off without a hitch.I not … <a href="https://faskrudms.info/28">Continue reading <span class="meta-nav">→</span></a>]]></description> <content:encoded><![CDATA[<p> Well, summer is finally here, and for many people, that means vacation time! Whether you plan to drive, fly, or travel by other means (a cruise, perhaps?), planning ahead will help your travel experience go off without a hitch.I not only love to travel, I love to plan to travel. I can spend hours researching locales and lodging choices, preparing itineraries, packing, etc. Therefore, it seems only fitting to share some of my well-honed travel planning tips so that you can benefit from my travel planning addiction, and enjoy an organized travel experience. The 11 tips that follow may be common sense, but are not always commonly applied.</p><p>Create a Personalized Packing List – Create a packing list on your computer so that you can revise it constantly as you travel and realize what you forgot and would have liked with you, and what you could have left behind. My packing list is organized into the following major categories: Essentials, For Business, For the Beach, For Overseas Travel, For Active Vacations. It is then further broken down into subcategories that are specific enough to easily grab and check off each item without too much forethought (and certainly without that nagging feeling of forgetting something). My list has been customized over years of traveling. Make your list work for you and your family by personalizing it to match your needs.</p><p>Freshen Up Your Suitcases – Air out your bags before you pack. There is nothing worse than putting clean clothes in a stale smelling bag. (Hint: A scented dryer sheet or lavender sachet can work wonders.)</p><p>Check Luggage Guidelines – Go online and check your airline’s luggage guidelines to ensure that your carry on will fit, and that you will not be charged extra if you exceed the weight restriction.</p><p>Pre-Pack and Weigh – Print out your packing list in advance, and start laying out items so that you can get a visual snapshot of what you are bringing. It is wise to pre-pack in advance, especially with today’s strict airline luggage guidelines. I even recommend putting the items in the suitcase and weighing it. Better to know if you will make the cut at home when you can still remove things than to suffer an unexpected luggage fee at the airport.</p><p>Pack Extra Storage Bags – Pack a few storage bags for small items, like shoes, etc. Make sure that one is waterproof in case you need to pack wet bathing suits on the trip back home.</p><p>Get Your Gadgets in Order – Empty memory cards, and charge your phone and camera before you leave home. Consolidate power cords, chargers and extra batteries in your carry-on.</p><p>Refill Prescriptions – Refill prescription medications in advance, and pack in your carry-on in their original packaging in order to pass muster with the TSA. This also provides you with an easy way to remember the exact specifications in the rare event that the medication gets destroyed (melts in the sun, gets wet, etc.) or you are delayed longer than expected, and need to arrange a refill while still away from home.</p><p>Copy Important Documents – Carry duplicates of your passport and visa (if traveling outside of the country), travel itinerary, and any other vital documents that you need for safe travel, and keep them in a different location than the originals while traveling. Consider also emailing electronic copies to yourself or storing at a secure online site.</p><p>Give Your Wallet a Diet – Pare down the contents of your wallet to only what you need during travel. Only bring essential documents, such as driver’s license, medical insurance card (check to see if you have coverage if going outside of the country), passport, and credit cards.</p><p>Alert Credit Card Companies – Contact your bank and credit cards companies before you depart and inform them that you will be traveling, so that they will not be alarmed by out-of-town charges and put a security hold on your account.</p><p>Inventory the Contents of Your Suitcase – Take photos of your clothes, shoes, and jewelry, which will serve as documentation if your luggage gets lost or stolen. Download the shots onto your home computer or upload them to an online site just in case. It may seem like overkill (don’t all insurance and risk management measures seem so unless you need them?), but it will save you a lot of stress and money if your luggage gets lost or stolen, as well as peace of mind while traveling.<br />Now, you are prepared to travel. You can relax knowing that the essentials are in order. Enjoy, explore, and make great summer vacation memories. Bon voyage! </p>]]></content:encoded> <wfw:commentRss>https://faskrudms.info/28/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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