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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>foukrln.info</title> <atom:link href="http://foukrln.info/feed" rel="self" type="application/rss+xml" /> <link>https://foukrln.info</link> <description>Just another WordPress site</description> <lastBuildDate>Wed, 13 Mar 2024 18:15:04 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>Long Term Investment Strategies</title> <link>https://foukrln.info/long-term-investment-strategies</link> <comments>https://foukrln.info/long-term-investment-strategies#comments</comments> <pubDate>Fri, 01 Dec 2023 16:35:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://foukrln.info/?p=55</guid> <description><![CDATA[Introduction As we enter the year 2023, it’s important to have a solid understanding of long-term investment strategies. With the volatility of the market and the ever-changing economic landscape, having a plan in place can help you navigate through uncertain times and achieve your financial goals. 1. Diversification One of the key strategies for long-term [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Long-Term%20Investment%20Strategies" alt="Long term investment strategies should be made keeping this fact in" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Long-Term%20Investment%20Strategies" alt="Long term investment strategies should be made keeping this fact in" width="100%" /></p><h2>Introduction</h2><p>As we enter the year 2023, it’s important to have a solid understanding of long-term investment strategies. With the volatility of the market and the ever-changing economic landscape, having a plan in place can help you navigate through uncertain times and achieve your financial goals.</p><h3>1. Diversification</h3><p>One of the key strategies for long-term investing is diversification. This involves spreading your investment across different asset classes such as stocks, bonds, real estate, and commodities. By diversifying, you can reduce the risk of significant losses and potentially increase your overall returns.</p><h3>2. Dollar-Cost Averaging</h3><p>Dollar-cost averaging is a strategy where you invest a fixed amount of money regularly, regardless of market conditions. This approach allows you to buy more shares when prices are low and fewer shares when prices are high. Over time, this can help you achieve a lower average cost per share and potentially increase your returns.</p><h3>3. Investing in Index Funds</h3><p>Index funds are a type of mutual fund or exchange-traded fund (ETF) that aims to replicate the performance of a specific market index, such as the S&P 500. These funds offer diversification and are passively managed, meaning they have lower fees compared to actively managed funds. Investing in index funds can be a cost-effective way to achieve long-term growth.</p><h3>4. Buy and Hold Strategy</h3><p>The buy and hold strategy involves investing in quality companies or funds and holding onto them for an extended period, regardless of short-term market fluctuations. This approach requires patience and discipline but can be rewarding over the long run. By focusing on the fundamentals of the investments, you can potentially benefit from compounding returns.</p><h3>5. Regular Portfolio Review</h3><p>While long-term investing requires a patient approach, it’s essential to regularly review your portfolio to ensure it aligns with your goals and risk tolerance. Rebalancing your portfolio can help you maintain diversification and make necessary adjustments to optimize your returns.</p><h3>6. Consider Tax Efficiency</h3><p>When developing long-term investment strategies, it’s crucial to consider the tax implications. Utilizing tax-advantaged accounts, such as individual retirement accounts (IRAs) or 401(k)s, can provide tax benefits and help you maximize your investment returns.</p><h3>7. Focus on Quality and Fundamentals</h3><p>When selecting investments for the long term, it’s important to focus on quality companies or funds with strong fundamentals. Look for companies with a competitive advantage, solid financials, and a history of consistent growth. By investing in quality assets, you can potentially reduce the risk and increase the likelihood of long-term success.</p><h3>8. Patience and Discipline</h3><p>Long-term investing requires patience and discipline. It’s essential to avoid making impulsive decisions based on short-term market trends or noise. Stick to your investment plan and resist the temptation to time the market. Remember, successful investing is a marathon, not a sprint.</p><h3>9. Reinvest Dividends</h3><p>If you invest in dividend-paying stocks or funds, consider reinvesting the dividends. Reinvesting dividends can help you take advantage of the power of compounding and potentially accelerate your investment growth over time.</p><h3>10. Seek Professional Advice</h3><p>If you’re unsure about developing a long-term investment strategy or need guidance, it’s wise to seek professional advice from a financial advisor. A qualified advisor can help you assess your financial goals, risk tolerance, and time horizon to create a personalized investment plan that aligns with your needs.</p><p>In conclusion, developing and implementing a long-term investment strategy is crucial for achieving financial success in 2023 and beyond. By diversifying, using dollar-cost averaging, investing in index funds, and focusing on quality assets, you can position yourself for long-term growth. Remember to review your portfolio regularly, consider tax efficiency, and exercise patience and discipline throughout your investment journey. Seek professional advice when needed, and stay committed to your long-term goals.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://foukrln.info/long-term-investment-strategies/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Health Insurance Tax Deductions</title> <link>https://foukrln.info/health-insurance-tax-deductions</link> <comments>https://foukrln.info/health-insurance-tax-deductions#comments</comments> <pubDate>Fri, 01 Dec 2023 16:32:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://foukrln.info/?p=53</guid> <description><![CDATA[Introduction Health insurance is a critical aspect of our lives, providing financial protection against unexpected medical expenses. However, did you know that health insurance can also offer tax benefits? In this article, we will explore health insurance tax deductions in 2023 and how they can help you save money. Understanding Health Insurance Tax Deductions Health [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Health%20Insurance%20Tax%20Deductions" alt="Are Health Insurance Premiums Tax Deductible ? Insurance deductible" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Health%20Insurance%20Tax%20Deductions" alt="Are Health Insurance Premiums Tax Deductible ? Insurance deductible" width="100%" /></p><h2>Introduction</h2><p>Health insurance is a critical aspect of our lives, providing financial protection against unexpected medical expenses. However, did you know that health insurance can also offer tax benefits? In this article, we will explore health insurance tax deductions in 2023 and how they can help you save money.</p><h2>Understanding Health Insurance Tax Deductions</h2><p>Health insurance tax deductions are provisions in the tax code that allow individuals and businesses to reduce their taxable income by the amount spent on health insurance premiums. These deductions can help alleviate the financial burden of healthcare expenses and make insurance more affordable.</p><h3>Who Qualifies for Health Insurance Tax Deductions?</h3><p>Generally, individuals who purchase health insurance on their own, rather than through their employer, may qualify for these deductions. Self-employed individuals, freelancers, and small business owners can also take advantage of these deductions. However, it is essential to consult a tax professional or refer to the Internal Revenue Service (IRS) guidelines to determine your eligibility.</p><h2>Types of Health Insurance Tax Deductions</h2><p>There are two primary types of health insurance tax deductions: medical expense deductions and self-employed health insurance deductions.</p><h3>Medical Expense Deductions</h3><p>Under the medical expense deduction, you can deduct qualified medical expenses that exceed a certain percentage of your adjusted gross income (AGI). In 2023, the threshold is set at 7.5% of your AGI. This means that if your medical expenses exceed 7.5% of your AGI, you can deduct the excess amount.</p><h3>Self-Employed Health Insurance Deductions</h3><p>If you are self-employed, you can deduct the cost of health insurance premiums for yourself, your spouse, and your dependents. This deduction is taken on the front page of your tax return and can help reduce your overall taxable income.</p><h2>Record-Keeping and Documentation</h2><p>To claim health insurance tax deductions, it is crucial to maintain accurate records and documentation. Keep a record of all your health insurance premium payments, medical bills, and receipts. These documents will serve as evidence when filing your tax returns.</p><h2>Tax Planning and Consultation</h2><p>Tax laws and regulations can be complex and subject to change. Therefore, it is advisable to consult a tax professional or accountant who can provide personalized guidance based on your specific circumstances. They can assist you in understanding the latest tax deductions and help you maximize your savings.</p><h2>Conclusion</h2><p>Health insurance tax deductions can be a valuable tool in reducing your tax burden while ensuring you have the necessary coverage for medical expenses. By understanding the different types of deductions and keeping accurate records, you can take advantage of these benefits in 2023. Consult a tax professional to ensure you are making the most of these deductions and optimizing your financial well-being.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://foukrln.info/health-insurance-tax-deductions/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Payroll Management Software</title> <link>https://foukrln.info/payroll-management-software</link> <comments>https://foukrln.info/payroll-management-software#comments</comments> <pubDate>Fri, 01 Dec 2023 16:27:44 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://foukrln.info/?p=50</guid> <description><![CDATA[Introduction In today’s fast-paced business environment, managing payroll efficiently is crucial for the success of any organization. With the advancements in technology, payroll management software has emerged as a powerful tool to streamline payroll processes, save time, and reduce errors. In this article, we will explore the benefits and features of payroll management software in [...]]]></description> <content:encoded><![CDATA[<p><!--[CDATA[<br /><article><figure><mce:noscript><! <img src="https://tse1.mm.bing.net/th?q=Payroll%20Management%20Software" alt="FORSA HR Payroll Management System Software Best HR Software" width="640" height="360" />--><img class="v-cover ads-img" style="margin-right: 8px; margin-bottom: 8px;" src="https://tse1.mm.bing.net/th?q=Payroll%20Management%20Software" alt="FORSA HR Payroll Management System Software Best HR Software" width="100%" /></p><h2>Introduction</h2><p>In today’s fast-paced business environment, managing payroll efficiently is crucial for the success of any organization. With the advancements in technology, payroll management software has emerged as a powerful tool to streamline payroll processes, save time, and reduce errors. In this article, we will explore the benefits and features of payroll management software in 2023.</p><h2>The Benefits of Payroll Management Software</h2><h3>1. Time and Cost Savings</h3><p>Manual payroll processing can be time-consuming and prone to errors. Payroll management software automates the entire process, from calculating wages to generating pay slips. This saves time and reduces the need for manual intervention, ultimately leading to cost savings for businesses.</p><h3>2. Accuracy and Compliance</h3><p>Payroll software ensures accurate calculations of wages, taxes, and deductions, minimizing the risk of errors. Additionally, it helps businesses stay compliant with ever-changing payroll tax regulations and laws, reducing the risk of penalties and fines.</p><h3>3. Enhanced Data Security</h3><p>With payroll data being highly sensitive, security is a top priority. Payroll software provides robust security measures, such as encryption and access controls, to protect confidential employee information.</p><h3>4. Employee Self-Service</h3><p>Modern payroll management software allows employees to access their pay stubs, tax documents, and other payroll-related information through self-service portals. This empowers employees, reduces administrative burden, and enhances transparency.</p><h3>5. Integrated HR and Accounting</h3><p>Payroll software often integrates seamlessly with other HR and accounting systems, creating a unified platform for managing employee data, benefits, time and attendance, and financial transactions. This integration eliminates the need for manual data entry and ensures data consistency.</p><h2>Key Features of Payroll Management Software</h2><h3>1. Automated Payroll Calculations</h3><p>Payroll software automates complex calculations, such as overtime, bonuses, and tax withholdings, ensuring accurate and timely payments to employees.</p><h3>2. Tax Management</h3><p>Payroll software simplifies tax management by automatically calculating and withholding taxes based on the latest tax regulations. It also generates tax forms, such as W-2s, 1099s, and quarterly reports.</p><h3>3. Time and Attendance Tracking</h3><p>Many payroll software solutions offer time and attendance tracking features, allowing businesses to track employee attendance, manage leaves, and calculate hours worked for accurate payroll processing.</p><h3>4. Customizable Reporting</h3><p>Payroll software provides a wide range of customizable reports, such as payroll summaries, tax reports, and employee earnings statements. These reports help businesses gain insights into their payroll data and facilitate better decision-making.</p><h3>5. Mobile Accessibility</h3><p>In the era of remote work and mobile devices, payroll software often offers mobile accessibility, enabling employers and employees to access payroll information anytime, anywhere.</p><h2>Conclusion</h2><p>Payroll management software has become an indispensable tool for businesses in 2023. By automating payroll processes, ensuring accuracy, and providing advanced features, it simplifies payroll management, saves time and costs, and enhances data security. Investing in a robust payroll software solution can help organizations streamline their payroll operations and focus on their core business functions.</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://foukrln.info/payroll-management-software/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Have Fun Playing Golf Games and Hotel Games</title> <link>https://foukrln.info/have-fun-playing-golf-games-and-hotel-games</link> <comments>https://foukrln.info/have-fun-playing-golf-games-and-hotel-games#comments</comments> <pubDate>Sat, 01 Apr 2023 19:38:15 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Travelling and Hotels]]></category> <guid isPermaLink="false">http://foukrln.info/?p=44</guid> <description><![CDATA[If you love games, you might want to check out the internet to find the ones that fit your needs. If you love golf, you can find a number of golf games that can help you learn the skills to play and if you like traveling and management, you can opt for the hotel games [...]]]></description> <content:encoded><![CDATA[<p> If you love games, you might want to check out the internet to find the ones that fit your needs. If you love golf, you can find a number of golf games that can help you learn the skills to play and if you like traveling and management, you can opt for the hotel games that are meant to provide you with the skills needed to handle all the issues of the hotels.When it comes to golf games, you will be presented with a wide variety of options to select from. You can select the world golf tour or the mini golf. You are required to read and understand the rules of each type before you play. Many sites have provided you with different types of gaming platform such as 2-D, flash players and 3D gaming to enable you have maximum fun. You can opt to play them for a practice as an individual or settle to meet with new people and compete against each other. You will take different golf courses so that you can experience the various environments and enable you to learn how to tackle each.With the Hotel games, the rules are different. You will be taken into a virtual hotel where you will be required to carry out different duties. In one type, you will be required to be an investor and you will need to buy and sell hotels wisely in order to earn money for your dream hotel. Others will require you to be a manager and help in handling the different situations that you will encounter everyday. You will be provided with a limit that you have to meet on a daily basis as well as the time you are to achieve it.You will encounter different types of websites and you need to ensure that you have selected the ones that fit your requirements. You will need to choose from the ones that require you to play online or to download them. When playing online, ensure that your internet connection is strong so that you avoid losing your playing mode when it goes down. If you have decide to download, ensure that you have selected the one that is compatible with the attributes of your system such as memory and operating system. Remember to scan before running the application. </p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/have-fun-playing-golf-games-and-hotel-games/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Structured Settlement Payments – Get Straight Facts</title> <link>https://foukrln.info/structured-settlement-payments-get-straight-facts</link> <comments>https://foukrln.info/structured-settlement-payments-get-straight-facts#comments</comments> <pubDate>Sat, 01 Apr 2023 08:38:45 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Structured Settlements]]></category> <guid isPermaLink="false">http://foukrln.info/?p=42</guid> <description><![CDATA[Structured settlement means transacting a settlement deal in a structural sequence. The provision was introduced for the mutual benefit of both the plaintiff and the defender. There are many implications regarding settlement and its viability. Structured Settlement payment is also conducted by insurance companies so as to ease their claim reimbursement burden. The basic purpose [...]]]></description> <content:encoded><![CDATA[<p> Structured settlement means transacting a settlement deal in a structural sequence. The provision was introduced for the mutual benefit of both the plaintiff and the defender. There are many implications regarding settlement and its viability. Structured Settlement payment is also conducted by insurance companies so as to ease their claim reimbursement burden. The basic purpose of this concept is to fair the compensation over a certain period of time. It allows the compensator to enjoy the benefit of time. Thus a settlement is basically meant to help a lawbreaker or a liability holder in paying off his compensation by dividing the compensation sum over a comfortable span of time.Now you know how structured benefits the payer. So, you must be wondering what are the benefits to the receiver and why would he settle in for a settlement. If you are a plaintiff or the claimant in a particular case you can derive multiple benefits from a settlement option. Firstly, you can negotiate for a higher settlement amount. Is not that good enough? The concept is pretty obvious. You demand for a settlement. You name the settlement digit. And the opposite party is not agreeable with the sum.Under such circumstance when the defending party is not ready to settle with huge compensation amount, you can offer the option of a settlement. You can simply say that, “pay me in chunks, but pay me the entire amount”. This allowance of time is the best way to negotiate for a better compensation. By allowing for structured settlement payment you can surely end up with a 20 to 30 percent higher claim money.Even though the option seems quite easy and straight, there are certain risks associated with this whole concept of structured settlement payment. The most basic risk is related to regular payment guarantee. What if your compensator ends up being a bankrupt? What if he dies before the settlement term expires? To answer these questions, you can bargain for insurance with regards to these possibilities while negotiating the terms of a structured settlement. </p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/structured-settlement-payments-get-straight-facts/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How to Protect Your Small Business Ideas With Business Structures</title> <link>https://foukrln.info/how-to-protect-your-small-business-ideas-with-business-structures</link> <comments>https://foukrln.info/how-to-protect-your-small-business-ideas-with-business-structures#comments</comments> <pubDate>Fri, 31 Mar 2023 22:23:21 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Business]]></category> <guid isPermaLink="false">http://foukrln.info/?p=39</guid> <description><![CDATA[If you have the ingenuity to come up with a stellar idea, develop it into a business, and generate profits with it, you will likely have the foresight to protect that valuable entity. Here, we talk about how you can protect your small business ideas by keeping them behind the business castle wall: your business [...]]]></description> <content:encoded><![CDATA[<p> If you have the ingenuity to come up with a stellar idea, develop it into a business, and generate profits with it, you will likely have the foresight to protect that valuable entity. Here, we talk about how you can protect your small business ideas by keeping them behind the business castle wall: your business structure.Business structures, or entities, are generally classified into one of these categories:<br />sole proprietorship<br />partnership<br />limited liability company<br />corporation<br />Each type has pros and cons. Here, we will consider some of those.The sole proprietorship is an unincorporated business run by one person, and is by far the simplest form of business to operate. The reasons are straightforward:<br />It doesn’t require much, if any, registering or paperwork<br />It is very easy to start, change, or close down<br />The value of the business (viewed by both buyers and the IRS) is based upon the skills and assets of the owner, not stock<br />The sole proprietorship may be a simple form, and is often best when there is limited capital and personnel, but there are distinct disadvantages:<br />The capital is limited to the owner’s capital or what he/she can generate<br />The owner cannot be an employee of the business for tax purposes<br />There is unlimited liability for the actions and debts of the business<br />Liability is an issue in running any business, and increasingly so with the litigious society in which we operate. Liability is the ever-present dinosaur in the cave, ready to break out at anytime. You can’t know when or why or how it may burst upon the scene of your business, but history has proven (as recent as yesterday, or any day) that IT DOES HAPPEN.Simple can be good, but it can also be dangerous. When a sole proprietor operates, his capital, assets, and skills are what make up the business, and these assets become his payment in the event of a lawsuit. A court can freeze assets, force the sale of a residence, attach bank accounts and many other financial nightmares that you can imagine.Fortunately, there are other business entity structures more geared to protecting your small business ideas and your thriving business.Another of business is the partnership. It is a relationship between 2 or more persons who join together to carry on a trade or business. There are some advantages:<br />It involves more than one member, so it has greater potential for capital than a sole proprietorship<br />It combines the management skills of multiple people<br />It has pass through taxation<br />The partnership also has some disadvantages:<br />The authority for decision making is divided<br />Partners cannot be employees for tax purposes<br />Unlimited, joint and several liability among members<br />Like the sole proprietor, the partnership members can be held liable for all actions and debts of the business. In addition, there is joint and several liability, which means each partner is responsible for the actions and debts of each other partner.It doesn’t take much thought to see how this can (and frequently does) create issues. Different people have different ideals, different risk tolerances, and different methods. If one partner decides to act in a way in which another partner believes is risky, the other partners often times have no recourse but to dissolve the partnership. Because of this, many partnerships do not stay intact for long.The limited liability company is a more flexible, and in many ways, more desirable business structure. An LLC may be treated as a sole proprietorship, partnership, or a corporation. A single member defaults to sole-proprietorship, 2 or more members defaults to partnership, and either can elect to be taxed as a corporation or a subchapter S-corporation.Advantages are:<br />Flexibility: members can be individuals, other partnerships, other corporations or even other LLC’s.<br />Management flexibility and pass through taxation<br />Members have limited liability for the actions and debts of the LLC<br />Disadvantages:<br />It is governed by the laws of the state<br />It is subject to a base annual tax (in some states) which is increased after profits rise to a specified ceiling<br />All members must also pay individual earning taxes<br />Over all, the LLC is a very clever and flexible way to set up a business, but the main advantage is the limited liability to the partners. This is an increasingly valuable quality as revenues and profits increase, because more money means higher chances of being sued. Following the old “risk and reward” equation, as the reward goes up, so does the risk.Corporations are an advantageous way of establishing a business, but especially so when the profits and scope of operations increase. The law treats a corporation as a legal entity, similar to a person. It has perpetual life, meaning it does not pass away when the originator passes – the corporation remains a legal entity until such time it is formally dissolved.Advantages:<br />The transfer of ownership is relatively simple<br />It is easy to raise capital and expand the business<br />All shareholders can be employees of the corporation, and have limited liability<br />Disadvantages:<br />Double taxation (C Corp), meaning the corporations profits are taxed and shareholders’ earnings are taxed<br />It can be difficult and expensive to organize<br />The corporate officers must follow procedures, such as board meetings, corporate minutes, and others<br />Again, corporations are ideal for any business that has expanding operations, substantial earnings, or defined liability. Some businesses, by their very nature, encompass more risk, and some businesses are quite complex and require a more centralized structure. For these reasons and more, the corporation can be the best form of business to operate in.Corporations were designed to encourage business. The corporate veil is a strong one and protects people from losing their personal assets in a business catastrophe such as a lawsuit, and empowers them to grow and expand without fear. However, the veil can be pierced, but essentially only one way: fraud. Fraudulent activity among officers of a corporation can pull back the protection and expose them. </p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/how-to-protect-your-small-business-ideas-with-business-structures/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Binary Options Trading As an Investment Vehicle</title> <link>https://foukrln.info/binary-options-trading-as-an-investment-vehicle</link> <comments>https://foukrln.info/binary-options-trading-as-an-investment-vehicle#comments</comments> <pubDate>Fri, 03 Feb 2023 15:50:48 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <guid isPermaLink="false">http://foukrln.info/?p=37</guid> <description><![CDATA[It is human nature to try to make the most of our assets, including our financial assets. Apart from those people who have no ambition and throw away their money, the majority look for ways to increase the amount they have. They look to the future, and try to build enough resources to let them [...]]]></description> <content:encoded><![CDATA[<p> It is human nature to try to make the most of our assets, including our financial assets. Apart from those people who have no ambition and throw away their money, the majority look for ways to increase the amount they have. They look to the future, and try to build enough resources to let them see out their retirement in a financially stable way.One of the most common ways to try to build up cash reserves is to use existing cash to put into some kind of investment scheme. There are many different investment vehicles available, and one of the most popular ones in recent times has been binary options.Like all investment schemes, there is an element of risk involved, but one of the reasons binary trading has become so popular is it provides an opportunity to make substantial profits over a relatively short time period.Bad investmentsThere was a time when people were quite happy to leave their spare cash in a bank. They felt it was secure there, and that gave them such confidence that they did not worry too much about the poor rates of interest they were receiving.Today, unless you have a very large sum of money to invest, putting your money in a savings account is like throwing it away, albeit over a long time period. Interest rates on standard savings accounts are now almost always lower than the rate of inflation.That means that even though the dollar amount in your savings account may be growing year on year, its real value is actually falling. In other words, you can buy less with the amount in your savings account now than you could with the amount you originally invested. In the present financial situation, putting your money in a bank savings account has to be regarded as a bad investment. This is especially the case for long term goals, such as a comfortable retirement.Why binary options trading is a viable alternative?As already stated, binary trading provides a way to make decent profits over relatively short time spans. One of the key aspects of this type of trading is that results are known quickly, giving investors the option to take corrective action before large losses are incurred.Later, we will look at how this type of trading compares to other forms of investment. First, it is important for the potential trader to understand what this type of trading involves, and how it is different from other more standard types of investing. The best way to do this is to compare this type of trading with stock market investments.To make our explanation clearer, we are going to create a fictitious company called Ace Products Inc. whose stocks are traded on the NASDAQ. The company is doing well, and its share price has risen by more than a dollar in the last year to $7.95 today.StocksStocks or shares are issued by companies that have floated on one or more of the world’s stock exchanges, such as the NASDAQ or the London Stock Exchange. Companies issue shares at a given price, and anybody can then buy some of these shares. Shares are bought and sold through the stock exchanges. The price of shares is dictated by supply and demand. The more demand for a given the share, the higher the price will be.When you buy shares in a company, you become a part owner in that company, no matter how small your share allocation is. That means you have a say, albeit a tiny one, in how the business is run.Shareholders are entitled to vote at the company’s AGM, where they can take part in votes to appoint people to the board, and to approve the company’s annual accounts. Most people who have small shareholdings do not bother to attend the AGM to do this. They can appoint a proxy to vote on their behalf. If they do not attend and do not appoint a proxy, they assign the right to vote on their behalf to one of the board members.If the company they have invested in makes a profit, the board may decide to issue a dividend. The company decides it has a surplus of cash that will be divided amongst the shareholders. Each share will have some monetary value, and the total payable to a shareholder is the share dividend value multiplied by the total number of shares he or she owns. When the dividend is paid out, most companies permit shareholders to reinvest the money by purchasing new shares, or they can opt to receive a cash amount.For the purposes of our illustration, we will assume you own 1,000 shares in Ace Products Inc., which you bought 6 months ago at $7.25 each. The company has announced that it will pay a dividend of 2c per share. That means you are entitled to a $20 payout from the company. For simplicity’s sake, we will ignore brokerage fees and bid/offer spread (of which more later), but if you decide to sell the shares, you can now make a profit in your investment. Here’s how:Sale price: 1,000 x 7.95 = 7,950Dividend: 20Gross worth: 7,970Amount invested: 1,000 x 7.25 = 7,250Gross profit: 720The key factors here are:1. As a part owner of the company you got a dividend of $20 from profit distribution.2. When the company is doing well, the price of shares tends to rise.3. If the company did not do well, there almost certainly would have been no dividend, and the price of shares is likely to have fallen.4. If the price of shares falls below the price at which you bought, your holding will be worth less than what you paid for it. You will have just two choices. You either sell at a loss, or hold on to your shares in the hope that the share price will go up again.5. When you bought your shares, you did so because you expected the share price to rise.6. You own your shares, and you can hold on to them for as long as you like.Binary options tradingThe term “binary options” harks back to the early days of this type of trading, when there were only two possible outcomes. You either made a profit or make a loss – there was no other scenario. Today, there are many more complex ways in which you can take part in this type of trading, but beginners should stick to the most basic.Binary trades always have an underlying asset. This could be a stock, a currency, a commodity, a stock market index, and so on. We will use Ace Products Inc. as our underlying asset.A key element of this type of trading is that you must specify an expiry time in the future. This could be just a few minutes, an hour, a month etc. Another key element is the strike price. When you make a trade, you take a position that says the strike price will be at or above a certain level at some time in the future.If you think that Ace Products Inc.’s share price will have risen to $8 in 30 days’ time, you can make a call option. You back your belief with an investment amount. On the trading platform, another trader will have the opinion that your prediction is wrong. He or she will make an offer that will be a percentage of your investment amount.You both enter into an irrevocable options contract. When the contract expires or closes, the Ace Products Inc. will either be at or above the $8 you predicted. Is so, you get your investment amount back, plus the additional percentage you were offered. If the share price is below $8, you lose your entire investment amount.When you make a call option in a binary options trade, you are not buying anything physical. If you take a call option on the share price of Ace Products Inc., you do not own any shares in the company. Taking a call option means you think the price of the share is going to increase to at least the specified price at the specified time.For the sake of completeness, it is worth pointing out that even if the share price of Ace Products Inc. had exceeded $8 during the lifetime of the contract, which is irrelevant. It is the price at the exact expiry time that counts.With this type of trading, you are not restricted to making contracts based on rising prices. You could also make contracts based on the value of the underlying asset falling. This is termed a “put” option. This works in exactly the same way. For example, you can take a put option that Ace Products Inc. price will have fallen to $7.90 in 30 days’ time. You will be shown an offer amount that you will get if you are right. If you are wrong, you lose your investment.Why is binary options trading better than investing in the stock market?Hopefully, it should be fairly clear from the example above that this type of trading provides you with a vehicle for making quick profits. This is almost impossible with share investments.If you buy or sell stocks, there are other factors you must take into account. We mentioned the bid/offer spread above. This is often referred to as the bid/ask price. When you see a quoted price for Ace Products Inc. share price, which is an average of the selling price and the buying price, because these two prices are different. The amount that you can buy a given share for is always higher than the amount you could sell it for at that particular time. The difference between the two is the bid/offer spread.The bid/offer spread can be quite substantial, and it is not unusual to see spreads of 1 – 2%. That means if you buy some shares in Ace Products Inc., the share price has to rise by at least the bid/offer spread percentage before you could possibly make a profit on selling the shares. In addition, you will almost always have to pay brokerage fees on both your purchase and on your sale.This means your investment is going to be tied up for some time before there is any chance of making a profit on it. Another vital aspect of investing in stocks is that there is no way to make a profit or even break even if the stock price goes down.If the stock price starts falling, you are faced with the agonizing decision of whether you should sell at a loss, or wait in the hope that the price will rise again. There is nothing you can do to improve your position. Another important factor is that you will have to make quite large investments in stocks to gain a reasonable profit.With binary options trading, you can make a good profit from a series of small investments. You will know the results very soon, and you have the opportunity to offset negative results relatively quickly. In other words, you have much more control over your investments.Is binary options trading better than investing in property?As with stocks, when you invest in property you own the asset. You will have to make a large investment in buying property, and that can be tied up for quite some time. The costs of buying property are high and there are many associated fees for owning/buying a property. You can expect to pay about 10% above the purchase price in fees, duties and taxes. You will also have to pay legal fees when you sell property.All this means that you cannot possibly make a profit from property investments until the price of your asset has risen by at least 10%. That means your investment has to be considered a long term one, and your capital is completely tied up. As with stocks, if property prices go down instead of up, there is no way for you to regain your investment.So in conclusion, there are always risks involved in all kinds of investments. When you invest in stocks, property or other standard investment vehicles, you have no way to offset falling prices. Investments in these vehicles tend to be long term.Investing in binary options trading gives you much more control over your capital. You are dealing in a short-term marketplace, so you get the opportunity to take corrective action if trades go against you. You can invest small amounts of money and still have the chance to make good profits. Binary options trading is certainly something to which the savvy investor should give some thought. </p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/binary-options-trading-as-an-investment-vehicle/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>6 Qualities/ Details To Consider About A Property!</title> <link>https://foukrln.info/6-qualities-details-to-consider-about-a-property</link> <comments>https://foukrln.info/6-qualities-details-to-consider-about-a-property#comments</comments> <pubDate>Wed, 14 Sep 2022 17:30:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Building]]></category> <category><![CDATA[Buying]]></category> <category><![CDATA[Commercial]]></category> <category><![CDATA[Commercial Property]]></category> <category><![CDATA[Construction]]></category> <category><![CDATA[home]]></category> <category><![CDATA[Home Staging]]></category> <category><![CDATA[Homes]]></category> <category><![CDATA[Investing]]></category> <category><![CDATA[Marketing]]></category> <category><![CDATA[Property Management]]></category> <category><![CDATA[Real Estate]]></category> <guid isPermaLink="false">http://foukrln.info/?p=35</guid> <description><![CDATA[If, you are a qualified, committed, potential home buyer, be careful to, pay close attention, to many details, but, be certain to fully consider, and examine, the property, characteristics, etc, as well as the house, before committing to purchase, what, to most, is their single – biggest, financial asset! There are many characteristics to consider, [...]]]></description> <content:encoded><![CDATA[<p>If, you are a qualified, committed, potential home buyer, be careful to, pay close attention, to many details, but, be certain to fully consider, and examine, the property, characteristics, etc, as well as the house, before committing to purchase, what, to most, is their single – biggest, financial asset! There are many characteristics to consider, but, this article will briefly, consider, six of the key ones. After, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, I have discovered, few buyers, are, as prepared, as they should be, and it would be wise, for them, to pay, far – more attention, to many aspects, related to the property, the house, is situated – on! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, these six, and why they are essential, important considerations.</p><p>1. Size of property: Are you seeking a specific – sized, property? In general, larger properties, require more maintenance, and expense, to up – keep! How would you like to balance, your needs, wants, reality, costs, expenses, privacy, and other considerations, and, is, the specific size of this particular property, up – to, your preferences, etc?</p><p>2. Tree – filled, versus open: How much of your lot, is usable, and, how much is not? Different areas, have, specific regulations, regarding, protecting trees (as opposed to knocking them, down. How would this impact, your desired enjoyment, of the land?</p><p>3. Terrain: Is it, a hilly, flat, or something, in – between? How this terrain, affects usage, and possibilities, should be considered, from the onset! Does the pitch, of the land, keep water, from flowing, away, or towards, the house? Obviously, expansion – related issues, etc, are simpler, and less – costly, when property, is more – flat!</p><p>4. Distance from neighbors: Some prioritize personal privacy, and, thus, should seen properties, which are a significant difference, from their neighbors, while others, care, far – less, about this! Is there significant distance, to ensure privacy, or, some sort of barrier (such as bushes, etc)?</p><p>5. Frontage/ side – yard/ back: In many communities, frontage, is a major factor/ consideration, in terms of real estate taxes! What balance do you seek, between, frontage, front – yard, set – back, from the street, usable side – yard, and back (behind the house? Since, we are all different, with differing tastes, needs, and requirements, make certain, the property layout, fits your needs, and personality, etc!</p><p>6. Grounds condition: Evaluate the condition of the grounds of the property! How much will it cost you, to bring – it, to where, you desire? Will landscaping renovations, be urgently needed, and costly, or, basic? What is the overall condition, and what might require immediate attention?</p><p>Before buying a house, pay attention to the overall property, and, whether, it fits your needs, requirements, specifications, and will bring you pleasure! The better prepared a buyer is, the more he will enjoy his new home!</p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/6-qualities-details-to-consider-about-a-property/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>5 Empowering Tracks From Female Icons To Make You Feel Inspired</title> <link>https://foukrln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired</link> <comments>https://foukrln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired#comments</comments> <pubDate>Wed, 14 Sep 2022 09:34:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cleaning]]></category> <category><![CDATA[driving]]></category> <guid isPermaLink="false">http://foukrln.info/?p=33</guid> <description><![CDATA[Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself. According to a study by [...]]]></description> <content:encoded><![CDATA[<p>Sometimes we all need a little lift. Whether you’ve had a recent knock to your confidence, have been going through stress in your personal or professional life, or have always struggled with your self-esteem, music is an essential tool for lifting your spirits and making you feel better about yourself.</p><p>According to a study by Heriot-Watt University, the type of music you listen to not only influences your mood, but also your personality, with indie and rock/heavy metal fans reporting the lowest levels of self-esteem, while fans of jazz, blues, opera, classical, pop, rap and soul all reported high levels of self-confidence.</p><p>So if you’re having a ‘down day’, why not boost your spirits by listening to some powerful, uplifting tracks? Here are five perfect confidence boosters.</p><p> Britney Spears – Toxic</p><p>Britney’s own struggles with her mental health and conservatorship have made her an inspiration for many people across the world.</p><p>This classic song is timelessly sensual, and the heavy beats throughout make it impossible not to dance to. A welcome blast of nostalgia, this tune has filled dance floors across the globe with fans old and new.</p><p>The video features Britney as a female spy playing the sexy flight attendant, seducing her passenger before she makes her escape on a motorbike and breaks into a high-security facility guarded by a laser security system.</p><p>This track and video is a guaranteed way to feel invincible, and deserves a place on your playlist no matter your mood.</p><p> Kelis – Milkshake</p><p>A cheesy classic that is guaranteed to make you feel all warm and gooey inside, Kelis pumps up the heat in this 00’s RnB track. Underpinned by intricate drum beats and electric elements, Kelis’ self-confidence is infectious, and it’s hard not to find yourself smiling at the lyrics.</p><p>This track is a great way to get into a flirtatious mindset, making it a great choice before going on a date or heading out for the evening.</p><p>And if you’re staying in? It’s a great mood lift. But beware! You may find yourself craving a sweet treat.</p><p> Eve (ft. Gwen Stefani) – Let Me Blow Your Mind</p><p>This RnB classic will capture your attention with its assertive rhythm and powerful vocals from 00’s icons Eve and Gwen Stefani. Featuring a laid-back – yet self-assured – beat, and catchy guitar riff, this is a great track for driving, and its empowering feel is sure to help you feel motivated.</p><p>Got a job interview lined up, or thinking of asking for a raise? This anthemic number is a quick way to feel positive and more assertive.</p><p>The video features Eve and Gwen Stefani crashing an exclusive event on quad bikes, causing a stir among the privileged attendants, and shoving the performer off stage to perform their own music, before finally being arrested and taken to the station in a police van.</p><p>This ‘baddie’ track helps you to tap into the hidden ‘bold’ side of your personality, and lifts your mood while keeping you feeling calm and cool.</p><p> Fergie – MILF$</p><p>If you have kids, it can be difficult to feel sexy. When you’re running around cleaning the house, changing nappies, or up to your elbows in dishwater, you can easily forget your sensual side – leaving you feeling frumpy and lacking in confidence and motivation.</p><p>Thankfully, Fergie’s comeback track is a quick remedy to your low mood and lethargy.</p><p>Featuring attractive mothers dressed in curve-hugging latex and silky lingerie going about their daily life in a dreamy, colourful suburbia, this track is a quick way to transform your self-esteem and transport you to a world where you are not just a mother, but a goddess too.</p><p>Why not shake off the day and tap into your feminine energy with Fergie, your sexiest PJs, and a bottle of your favourite wine?</p><p> Marina And The Diamonds – How To Be A Heartbreaker</p><p>Low confidence after a breakup? You’re not alone. Having your heart broken can leave you feeling depressed, undesirable, and unmotivated. So flip the tables on your ex and become a heartbreaker with Marina’s catchy club classic.</p><p>This empowering dance track will make you want to move your body and get in touch with your bad girl side, with its heavy beat and pounding rhythms.</p><p>Plus, if your libido has suffered as a result of your low mood, take a sneaky peek at the video – it will get your blood pumping with its steamy shower shots and smoking hot male models.</p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/5-empowering-tracks-from-female-icons-to-make-you-feel-inspired/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Pandemic Effects on Hospitality Industries and How They Overcome It</title> <link>https://foukrln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it</link> <comments>https://foukrln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it#comments</comments> <pubDate>Tue, 13 Sep 2022 09:34:23 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Hospitality]]></category> <category><![CDATA[Industries]]></category> <category><![CDATA[Tour]]></category> <guid isPermaLink="false">http://foukrln.info/?p=31</guid> <description><![CDATA[The COVID-19 pandemic affects many aspects and many sectors of life. As a result, economic sectors are fully affected, and the hospitality industry is no exception. The hospitality industry is known to be the source of job opportunities and supports many livelihoods of millions of workers and their families. Because Indonesia is primarily reliant on [...]]]></description> <content:encoded><![CDATA[<p>The COVID-19 pandemic affects many aspects and many sectors of life. As a result, economic sectors are fully affected, and the hospitality industry is no exception. The hospitality industry is known to be the source of job opportunities and supports many livelihoods of millions of workers and their families. Because Indonesia is primarily reliant on the service sector, the tourist industry plays an important part in the country’s growth. The increase of the COVID-19 cases has brought about a huge increase in the number of workers getting expelled or having their work ended. How did the hospitality industry survive in this era? The pandemic has provided several opportunities for numerous hospitality industries to use specific mechanisms in order to overcome pandemic difficulties.</p><p>Tourism and hospitality industries affected by the COVID-19 pandemic, including hotels, restaurants, resorts, travel agencies, travel and transportation, and real estate, show a significant losing number of tourists. According to the president of the Indonesia Tour Guide Association (HPI, 2020), 45,000 visitors have cancelled their plans to visit main tourist spots in the country between January and May. Furthermore, According to UNWTO (2020), 100-120 million direct and indirect activities were in jeopardy, and foreign tourist numbers decreased 56% year on year from January–May 2020. These noteworthy diminishing numbers primarily influenced the Indonesian financial state. For example, hotel profits have dropped by up to 40%, having an effect on hotel operations and risking business continuity. The drop in international visitors has an effect on the salary of restaurants whose clients are more prevailing than foreign visitors (Block, 2017). Following the dropping, many hospitality industries are taking awareness of tourists’ health risks and protocols taking an advance.</p><p>The recovery of hospitality industries is indistinguishable from the progressively sophisticated information innovation utilized to pull in potential visitors to choose to travel. The regaining of tourist attractions after a pandemic is required to utilize other promoting techniques to advertise their items inventively. First, social media marketing reaches many internet users who are looking for tourist information hospitality industry. This strategy is helpful in advertising and attracts many tourists to find more information related to a tourist attraction in the designated region. Second, Tourism industry players and visitors, as well as government action, are required to arbitrate between the two groups. Government policies must be in the form of the finest judgments to characterize the middle ground between commercial actors and visitors (Anggarini, 2021). This means that provided policy in the hospitality sector during-post pandemics maintains the best solution for both tourists and hospitality owners. Last, all tourism-related activities must adapt to current conditions, in which humans must live alongside Covid-19 (Anggarini, 2021). By all means, many factors, including health issues, hygiene, and safety for tourists, are priorities.</p><p>In conclusion, even though the pandemic is really affecting the hospitality industry as a whole, it gives many advancements of movement done by the hospitality industry to survive. Many resources are being used as the development of technology to provide data destinations insight. In addition, the sophistication of information technology can also facilitate the government in supervising the implementation of safe travel in accordance with government recommendations. All these initiations are good examples of overcoming pandemic situations while running hospitality industries.</p>]]></content:encoded> <wfw:commentRss>https://foukrln.info/the-pandemic-effects-on-hospitality-industries-and-how-they-overcome-it/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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