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<?xml version="1.0" encoding="UTF-8"?><rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" > <channel> <title>fxgrums.info</title> <atom:link href="http://fxgrums.info/feed" rel="self" type="application/rss+xml" /> <link>https://fxgrums.info</link> <description></description> <lastBuildDate>Sun, 24 Dec 2023 00:18:25 +0000</lastBuildDate> <language>en</language> <sy:updatePeriod>hourly</sy:updatePeriod> <sy:updateFrequency>1</sy:updateFrequency> <generator>http://wordpress.org/?v=3.1.3</generator> <item> <title>There is an excessive amount of traffic coming from your Region.</title> <link>https://fxgrums.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html</link> <comments>https://fxgrums.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html#comments</comments> <pubDate>Thu, 16 Mar 2023 07:56:52 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[acakxms.info]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=67</guid> <description><![CDATA[#EANF#]]></description> <content:encoded><![CDATA[<p>#EANF#</p><div class="mads-block"></div>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/there-is-an-excessive-amount-of-traffic-coming-from-your-region,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Why Every Travel Writer Needs to Have a Travel Niche</title> <link>https://fxgrums.info/why-every-travel-writer-needs-to-have-a-travel-niche,html</link> <comments>https://fxgrums.info/why-every-travel-writer-needs-to-have-a-travel-niche,html#comments</comments> <pubDate>Fri, 24 Feb 2023 11:42:56 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Adventure Travel]]></category> <category><![CDATA[Airline Travel]]></category> <category><![CDATA[Budget Travel]]></category> <category><![CDATA[Charter Jets]]></category> <category><![CDATA[Travel Planning]]></category> <category><![CDATA[Vacation Homes]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=65</guid> <description><![CDATA[I’m often asked by travel writers to look at their website and make suggestions. Because of this I’ve discovered a lot of really great travel blogs. I always offer constructive feedback, however, most of them make a common mistake that keeps them from getting any significant amount of site traffic, and few, if any, comments.What’s [...]]]></description> <content:encoded><![CDATA[<p> I’m often asked by travel writers to look at their website and make suggestions. Because of this I’ve discovered a lot of really great travel blogs. I always offer constructive feedback, however, most of them make a common mistake that keeps them from getting any significant amount of site traffic, and few, if any, comments.What’s this grave mistake that prevents them from becoming authority sites? As great as they are, as well written as their content often is, they lack specialization, or more simply, a travel niche. They have no specialty that would set them apart from every other travel blog out there.There are some travel writers who do an exceptionally good job with their travel blogs – they travel frequently and regularly add fresh travel content to their blog. Their sites are well organized and easy to navigate, and I enjoy reading their travel articles. But let’s be honest here – there are thousands of travel writers out there, many of whom are also doing just as good a job.So how do you stand out from the crowd? The answer is simple – choose a travel niche. Find a specific topic that you are passionate about (and no, “travel” is not specific enough), and focus on writing about that topic.A perfect travel niche for you should be:<br />Something you love, and<br />Something you know a lot about, and<br />Something you have firsthand experience with</p><p>Your travel niche can be a specific place or a specific type or method of travel. Examples of some travel niches for which I’ve seen websites that are very well done include:<br />Place – bloggers who write about what’s going on in their hometown, expats who live abroad and write about their adopted place of residence as they explore it, and travel writers who focus on writing only about the Spas of the world;<br />Type – bloggers who write about solo travel, traveling with small children or pets, girls getaways, eco-tourism, voluntourism, adventure travel, and spiritual pilgrimages;<br />Method – bloggers who write about backpacking trips, bicycling or walking tours, river cruises, and even some of the worlds best train trips.</p><p>The reason these websites do very well is that they remain focused on a small travel niche that they can dominate by regularly adding new, interesting, valuable, and focused content about that niche. By doing that, it’s far more likely that people who are searching for information on that topic will find them.In addition to attracting more site visitors, when you write on a specialized travel niche topic, you have the opportunity to be perceived as an expert in your travel niche. And being an Expert is a good thing. People love to quote experts, especially in print. People love to ask experts for help and advice. Experts get offered opportunities – frequently paying opportunities – that others don’t get.When Publishers want content on a specific locale, they look first for writers who already know that particular destination well. When an Editor or Journalist needs a quote on a specific subject, they look for an expert on that subject. Experts get asked to sit on Panel and Advisory Boards, judge competitions, give speeches or lectures, contribute to new projects, and much more. The fastest way to become an expert is to pick a niche that you know very well and write about it. Teach others. Share your knowledge.The bottom line is that if you choose to write about all things travel and all destinations, you might be able to succeed and make a living from it, but it will certainly be challenging because you have a lot of competition in that market — some really good competition, too. But if you pick a niche, and work to become the go-to person in that niche, success will be easier and opportunities will come sooner. </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/why-every-travel-writer-needs-to-have-a-travel-niche,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>The Modern Dilemma – National Health Care</title> <link>https://fxgrums.info/the-modern-dilemma-national-health-care,html</link> <comments>https://fxgrums.info/the-modern-dilemma-national-health-care,html#comments</comments> <pubDate>Fri, 24 Feb 2023 10:34:40 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Health Care]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=63</guid> <description><![CDATA[National health care is a hot issue all over the world at the moments, but in no country more so than in the United States. As health care is not provided free as a rule, there are major debates regarding affordability and value for money. Fewer and fewer people every year have insurance cover should [...]]]></description> <content:encoded><![CDATA[<p> National health care is a hot issue all over the world at the moments, but in no country more so than in the United States. As health care is not provided free as a rule, there are major debates regarding affordability and value for money. Fewer and fewer people every year have insurance cover should anything happen to them and as a result society is beginning to deteriorate. Very few people would be able to afford expensive health care and thus fewer people are spending on it and prices rise to recoup lost costs and profits. The medical services suffer as a result.Companies used to provide healthcare as standard in every benefits package, but fewer are now offering it. Instead, they are finding ways around it, like using agency applicants rather than taking on individuals to fill job roles independently. Agency fees are generally lower than those charged by insurance companies to ensure that employees are sufficiently covered. However, as hazards in the workplace increase, the nation’s health is beginning to suffer and calls for a national health care system are growing in momentum and volume. A national health care system has already been implemented in the UK and has proved successful so there is a good model to base a US service on.Health costs in the USA are higher than anywhere else in the world at the moment, which does price it out of range for the average person on the street. However, as other national health care systems have proved, health care that is readily available as well as affordable can improve the economy and improve the nation’s health on the whole!Affording National Health CareIt is not a question of whether individuals could afford national health care because, by its nature, it is whether the government can. There are a number of ways that it could be funded. In most cases, the cost is actually funded via taxes. Nobody pays for individual care but there is a flat rate of tax added on to a bill at the end of the year. It could actually be taken straight from an individual’s pay packet every month so that it is not as noticeable for an individual.If it is deemed desirable to keep health insurance as it is now then it may be possible to offer a flat rate for individuals looking to take out the insurance for a national health care system, with the government subsidising it. This would make it more affordable and health care more widely available without adding a tax. However, what would happen if some individuals did not have national health care insurance? Would they be refused treatment? As a result of this question, there are a number of arguments that pick at the flaws. There is also nothing to say that the overall costs can be lowered.National health care does work if it is implemented correctly and it can dramatically improve the nation’s health as a whole, but there may be problems with initial implementation. As long as health care is made available for all at affordable rates, anything is worth a try! </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/the-modern-dilemma-national-health-care,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>If You Really Want To Excel In Life, Put Aside Formal Education</title> <link>https://fxgrums.info/if-you-really-want-to-excel-in-life-put-aside-formal-education,html</link> <comments>https://fxgrums.info/if-you-really-want-to-excel-in-life-put-aside-formal-education,html#comments</comments> <pubDate>Fri, 24 Feb 2023 07:45:34 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Education]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=61</guid> <description><![CDATA[Many will argue that without education, the world would still be in the dark ages. Education is generally seen as the catalyst for development in any society. This argument fails to realize that the individuals that have advanced the world were persons that refused to conform to educational dictates. These individuals thought outside the box [...]]]></description> <content:encoded><![CDATA[<p> Many will argue that without education, the world would still be in the dark ages. Education is generally seen as the catalyst for development in any society. This argument fails to realize that the individuals that have advanced the world were persons that refused to conform to educational dictates. These individuals thought outside the box of conformity as presented by formal education. Formal education removes or greatly reduces a person’s creative ability. It simply teaches you to believe and accept something as a fact except someone, who dares to think outside the box proves the fact otherwise. For anyone who wishes to excel in life, the one must put aside formal education and reach out into the deep reserve of creative ability on the inside.Through education, accumulated knowledge, skills or values are deliberately passed on to another individual. Education is a process that is designed to have a formative effect on individual from a tender age. A child is thought from a tender age some societal values that are preserved and passed from generation to generation. We are thought in schools, about the gravitational force and that the earth is spherical. Depending on a person’s choice of career, there are educational curriculums designed to impact knowledge towards achieving a career goal. A person is said to be formally educated after successfully completing the curriculum and passing the final examination.To be educated therefore is to show an understanding of the subject area as put together by the teacher. Sometimes, it is a matter of ‘junk-in’ and ‘junk-out’. Education tries to impact knowledge that is generally accepted to be true or has morale.Formal education constrains one to figure out what someone else has done on a particular subject. It gets one occupied trying to unravel equations or to simply memorize the equation. The focus is to pass the examination at the end of the course. It reduces an individual to a mere robot: performing a third party script. Formal education does not provide much of an opportunity to use one’s initiative. It destroys creativity and prevents one from utilizing this rich resource of the mind. It simply teaches to accept other persons’ view on a subject.The world is full of persons who are formally educated only to end up in some form of routine job. These are not the persons the world needs. The world needs those who have the courage to put aside formal education and to think outside the box. These are the dreamers and the inventors. To think outside the box is to tap from the potential that lies within the mind of every individual. It means being creative and original. The world does not celebrate those who are formally educated. It only celebrates those who dare to be different and think outside the box. If you wish to be celebrated, then you must put aside formal education and think outside the box.I have come to observe that some of the greatest men and women in the world were/are persons that put aside formal education. Most of them were not formally educated. These persons refused to conform but rather reached into the deep resource of their minds to produce creative ideas that are celebrated all over the world.The world cannot forget Thomas Edison in a hurry. He is one of the greatest inventors the world ever produced. One of his legacies is the incandescent light. Thomas suffered from partial deafness and lacked formal education. He believed that he had something to live for and reached into the deep resources of his mind by thinking outside the box.John D. Rockefeller is believed to be the richest man in history. He had hoped to go to college but had to drop out of high school in order to work and to support his family. By the age of twenty-five years, he already had a refinery. Without formal education, J D Rockefeller assessed the great wealth of his mind to establish his great empire and to employ the educated folks.The story of Bill Gates, the co-founder of Microsoft Corporation is known to most people all over the world because of the revolution of the personal computer. Bill had special interest in programming and would like to try new things. Although he had admission in Harvard College, he had to drop out because of his attachment to programming machine. Today, Microsoft is a house-hold name because someone refused to conform.Similar story goes for Steve Jobs who was the co-founder of Apple Inc. After graduating from high school, Steve Jobs enrolled in Reed College, Portland, Oregon but had to drop out after just one semester. The success story of his inventions that include iPod, iPhone, iPad is the testimony of a man who dared to be different.I have just mentioned some of the world greatest inventors and businessmen. The list is unending. Most of these men and women did not have formal education. They escaped the mental captivity imposed through formal education. This enabled them to reach down into the deep resource of the mind. Exploring this resource positively transforms a person into a creator. Humans are by nature creative being but this ability is hindered by the formative effect of education. Education teaches conformity. Conformity with the world is never celebrated. The world only celebrates those who are different. If you really wish to excel in life, be prepared to put aside formal education. </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/if-you-really-want-to-excel-in-life-put-aside-formal-education,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Loans UK- Loans to Suit Every Pocket</title> <link>https://fxgrums.info/loans-uk-loans-to-suit-every-pocket,html</link> <comments>https://fxgrums.info/loans-uk-loans-to-suit-every-pocket,html#comments</comments> <pubDate>Fri, 24 Feb 2023 06:25:10 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Loans]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=59</guid> <description><![CDATA[Human desires are unlimited but the finance that one acquires always seems to be scarce. Thanks to the diversity of loans available in the UK finance market which helps in fulfilling the desires and dreams of millions of the UK residents.UK loan market at present is swamped with infinite number of loan options. Different loans [...]]]></description> <content:encoded><![CDATA[<p> Human desires are unlimited but the finance that one acquires always seems to be scarce. Thanks to the diversity of loans available in the UK finance market which helps in fulfilling the desires and dreams of millions of the UK residents.UK loan market at present is swamped with infinite number of loan options. Different loans have been designed keeping in mind the diverse needs and expectations of people in the UK. If you are an individual looking for a loan to buy a car, a personal loan can be a perfect option for you. Now, here also lenders can offer you the option to go for a secured or an unsecured loan. Does these words sound new to you? Let me explain it to you.A secured personal loan is a secured loan offered to meet personal needs of the UK residents. To avail this loan a borrower needs to put collateral against the loan. Your car, home or even a saving bank account can work as collateral. Secured loan helps borrowers in making the best use of the equity stored in his or her property that helps him in borrowing a larger amount of loan and that too for a longer loan term.Unsecured personal loan UK does not require a borrower to put any collateral against the loan. Tenants who do not own a home can enjoy the benefits of unsecured loans. Not only tenants, homeowners who do not want to keep their property at risk can also apply for an unsecured loan.Personal loans UK were introduced to serve personal purpose of the borrower. Personal loans are classified as secured and unsecured loan on the basis of security attached to the loan. They can also be classified on the basis of usage – Business loan, home improvement loan, debt consolidation loan, car loans, holiday loan, wedding loan and many more.Different personal loans serve different needs. A business loan can be the perfect solution for an entrepreneur who needs funds to expand his business. An individual who is caught in the midst of debt trap can take a debt consolidation loan, to reduce the debt burden and become debt free in the future by paying the existing debts. A debt consolidation loan can also be used to improve the credit score and enjoy the benefits of loans arranged at low APR in future.Other loans offered by the lenders in the UK are – Payday loans are available to provide instant cash to the borrowers until the next paycheque arrives. Bridging loans can be used to fill in the cash shortfall existing in a property transaction and many more. Each loan has different features; you can find the loan you are looking for from the vast number of loans offered by lenders.The loan service is not confined to a group of people. Lenders in the UK aim to cater to the needs of each and every individual. A good score will help you get a loan at better loan terms. Even if you have a bad credit score there is nothing to worry. There are lenders in the UK who can arrange loan for you and that too at a lower rate of interest.Only a few years’ back traditional lenders ruled the UK loan market. The loan process was lengthy and full of hassles. Borrowers had to wait for months to find whether they will be getting the loan or not. A borrower had to approach each lender personally and submit his or her loan application form.The entry of online lenders has revolutionized the whole loan market in the UK. Now, a borrower can access infinite number of lenders at one time without even moving from one place to another. What you need to have is a computer equipped with Internet, that’s it.Applying for loan online is easy, fast and convenient. The online phenomenon aims to save your precious time as well as invaluable money. You can browse through various lending websites and can apply for the loan by filling up the online loan application form that hardly takes 2 to 5 minutes. Most of the lenders provide you with the loan decision within 24 hours. You can also apply for a loan quote that are offered for free or for nominal fees by majority of the lenders. Gathering loan quotes from various lenders and comparing them will help you find the best loan option and lender.If you dare to dream, lenders in the UK can help you fulfill your dreams with the loans UK. Growing desires among the lenders in the UK has given rise to the increasing number of loan options in the UK. Whatever may be the need, just a little bit of research will help you get the loan of your choice. </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/loans-uk-loans-to-suit-every-pocket,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>New Repayment Break on Student Loans Begins July 1</title> <link>https://fxgrums.info/new-repayment-break-on-student-loans-begins-july-1,html</link> <comments>https://fxgrums.info/new-repayment-break-on-student-loans-begins-july-1,html#comments</comments> <pubDate>Fri, 24 Feb 2023 04:42:51 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Loans]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=57</guid> <description><![CDATA[It’s not an easy time to be graduating from college with student loans. With the unemployment rate soaring toward 10 percent and the average starting salary for college graduates down 2.2 percent this year, student loan borrowers – whose average debt from student loans tops $22,000 – are now having an even tougher time affording [...]]]></description> <content:encoded><![CDATA[<p> It’s not an easy time to be graduating from college with student loans. With the unemployment rate soaring toward 10 percent and the average starting salary for college graduates down 2.2 percent this year, student loan borrowers – whose average debt from student loans tops $22,000 – are now having an even tougher time affording their student loan payments.The good news? Starting July 1, 2009, graduates with federal college loans may be able to qualify for a new government program that can reduce the monthly payments on their student loans based on their income.Income-Based Repayment for Federal Student LoansThe income-based repayment program, created by Congress in 2007 as part of the College Cost Reduction and Access Act, will cap a borrower’s monthly student loan payments at a percentage of her or his income, when the borrower’s income is at least 50 percent higher than the current federal poverty line for the borrower’s family size.These income-based student loan payments will be calculated as 15 percent of the amount by which a borrower’s adjusted gross income exceeds 150 percent of the poverty line.(For individuals, the 2009 poverty line is $10,830 in all states except Alaska and Hawaii. The complete federal poverty guidelines for 2009 are available on the website of the U.S. Department of Health and Human Services.)For example: 150 percent of the current individual poverty line of $10,830 is $16,245. If a borrower’s annual adjusted gross income is $25,000, the monthly payments on her or his eligible student loans would be capped at $109.44 – 15 percent of the difference between $25,000 and $16,245, divided by 12 months. If a borrower’s annual adjusted gross income is $40,000, the monthly payments on any eligible student loans would be capped at $296.94 ($40,000 – $16,245, multiplied by 15 percent, divided by 12).Income-based monthly payments will be adjusted annually, based on a borrower’s federal tax return from the previous year. As a borrower’s income rises, the income-based repayment cap will also go up. If the income-based repayment cap reaches a level higher than what a borrower’s monthly payment would be under a standard 10-year student loan repayment plan, the borrower will no longer qualify for income-based repayment for her or his student loans.Borrowers whose adjusted gross income falls below 150 percent of the poverty threshold won’t be required to make any payments on those student loans that qualify for income-based repayment.Even if no payments are due, however, interest will continue to accrue on those college loans . Unpaid interest will also accrue if a borrower’s income-based monthly payments aren’t sufficient to cover the full monthly interest on the qualifying college loans. Any accrued unpaid interest will be added to the student loan principal and capitalized when the borrower no longer qualifies for income-based repayment.Subsidized Interest and Student Loan ForgivenessFor those borrowers who hold subsidized student loans or a federal consolidation loan that included subsidized Stafford loans or Perkins loans, the government will cover any unpaid interest on those subsidized loans (or on that portion of a student loan consolidation that’s comprised of subsidized loans) for the first three years that a borrower is in income-based repayment.The longest that a borrower can remain on the income-based repayment plan is 25 years. After 25 years of income-based payments, the government will forgive any remaining principal and unpaid interest – although borrowers should note that under current tax law, this forgiven student loan debt would be taxable.Borrowers who are employed full-time in qualifying jobs in the public service sector may have their remaining student loan debt forgiven after just 10 years in the income-based repayment program, and this forgiveness would be tax-free, thanks to a ruling from the U.S. Treasury last year.Qualifying for Income-Based RepaymentTo find out if you qualify for income-based repayment on your federal college loans, you’ll need to contact your lender and provide information about your financial situation – you’ll need to demonstrate “partial financial hardship,” as defined by federal regulations.Only federal Stafford and Grad PLUS student loans in good standing, along with consolidations of these college loans, are eligible for income-based repayment. Federal Perkins loans are eligible only if they’ve been included in a federal student loan consolidation. Other college loans are ineligible:Private student loans. The income-based repayment program applies only to federal student loans. If you’re having problems meeting the monthly payments on your private student loans , you should contact the lenders to see if they’re willing to work out more affordable repayment plans for you. Keep in mind, though, that private student loans typically have less flexible repayment options than federal student loans.Federal PLUS loans. If your parents took out PLUS parent loans to help you pay for college, they won’t be able to take advantage of income-based repayment on their PLUS loans. Consolidation loans that included PLUS parent loans are also excluded from income-based repayment. Any Grad PLUS loans you took out as a graduate student, however, as well as consolidations of Grad PLUS loans, are eligible.Defaulted student loans. Your student loans don’t have to be new to be eligible – even long-time graduates may be able to qualify for income-based repayment on college loans taken out years ago. But you can’t be in default on your loans. To qualify for an income-based repayment plan, any federal college loans you have in default will need to be rehabilitated first. </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/new-repayment-break-on-student-loans-begins-july-1,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Reality Vs Myths – SBA Changes Small Business Reporting Standards</title> <link>https://fxgrums.info/reality-vs-myths-sba-changes-small-business-reporting-standards,html</link> <comments>https://fxgrums.info/reality-vs-myths-sba-changes-small-business-reporting-standards,html#comments</comments> <pubDate>Thu, 23 Feb 2023 18:56:06 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Small Business]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=54</guid> <description><![CDATA[The SBA recently made some changes to how small businesses can compete in the federal marketplace, leading to some false beliefs. An examination which clears up some of the false beliefs about the change in Small Business Association guidelines and how it affects businesses trying to do work with the government.Myth: Small Businesses can’t compete [...]]]></description> <content:encoded><![CDATA[<p> The SBA recently made some changes to how small businesses can compete in the federal marketplace, leading to some false beliefs. An examination which clears up some of the false beliefs about the change in Small Business Association guidelines and how it affects businesses trying to do work with the government.Myth: Small Businesses can’t compete in the federal marketplace because large companies are getting contracts specifically written for smaller businesses.Reality: Though it is true this has happened in the past, large businesses taking contracts set aside for smaller businesses is not a real factor anymore in the federal contracting arena. A minuscule percentage of contracts get awarded to companies whose size is later challenged – the companies are almost universally on the edge of what is defined as a ‘small business’ rather than the large multi-national corporations. The Small Business Administration (SBA) has adopted regulations which keep such contracts from being considered as small business contracts, helping to make the available figures and statistics more accurately reflect reality.Myth: Large and multinational corporations are listed in the GSA’s database with small business contracts because they were awarded them.Reality: There are two explanations for this. The first is that size status is determined at the time a contract is awarded, and is retained for the duration of the contract. In recent times, agencies have increasingly been awarding long-term contracts which can extend for as much as twenty years. During that period it is quite possible that these businesses become larger and no longer fit the small business size standard for their commodities. Small businesses are becoming large businesses during the period of their contracts, making size reporting difficult to implement effectively. Secondly, many large companies have a strategy of purchasing small businesses with long-term contracts, meaning that a contract awarded to a small business may then become owned as a subsidiary of a large business. Until recently, agencies were allowed to count those contracts toward their small business goals despite this fact.Myth: Nothing has been done to stop such misrepresentation of small business awards, and the SBA has not made it more difficult for larger businesses to attain long-term small business contracts and misrepresent themselves.Reality: Many steps have been taken to resolve this issue. The SBA implemented a ruling in June that requires companies, large or small, to recertify their size status at the end of the initial contract term (generally five years) and again at every exercising of a contract term extension option, usually between one and five years. Additionally, whenever a small business is bought out by or merges with another business (of any size), it must recertify its size status for all of its contracts, regardless of where they are in the term. Thus, from now on all contracts will be reported as held by large companies if the business holding them has grown past small business size standards or has been acquired by a large company. The SBA has also taken other steps, including increasing its staff working on finding small business contracting opportunities, requiring federal agencies to review any issues or discrepancies with their reported contracting statistics, and starting a “Small Business Procurement Scorecard,” which will monitor and score agencies on their performance on a variety of small business goals.Myth: This five year recertification allows agencies to report the tens of billions of dollars set aside for small businesses for large businesses until 2012.Reality: The new SBA policy explicitly prohibits this. It forbids small businesses that merge or are acquired by large businesses from claiming small size status for all future work, even on existing contracts. This means that as soon as a business is no longer legally considered ‘small,’ all of the dollars used must be reported according to the appropriate size standard. It also limits the time that a small business that expands beyond small standards can report as small to no more than five years – and most to within one year. All of the new SBA policies apply to all existing and future contracts of any term length, so that whenever any event that triggers a recertification need occurs – merger, acquisition, end of a contract term, or exercise of a contract option – the business must recertify itself to whatever size standard is appropriate at that time.Myth: Small business can be forced to compete alongside large businesses because of the new recertification policies.Reality: A contract that is set aside for small businesses MUST be given to a business that is certifiable as small at the time of bid submission. These new policies actually protect small business owners from having to compete with larger businesses, because there is now no way for them to acquire small businesses in order to certify small business status.Myth: There is no enforcement and there are no penalties, fines, or consequences for large businesses that get small business contracts.Reality: If the SBA determines that a businesses has misrepresented itself about the size standard, they have the right to disqualify a bid and deny the contract. If a business is found to have intentionally misrepresented itself regarding size status in order to get a contract, under Section 16(d) of the Small Business Act the owners are subject to fines and imprisonment. Companies that lost out on the bid may challenge the size of the winning companies and also file civil suits under the False Claims Act. Additionally, there is proposed legislation that would delay awarding of any contracts that have size standards attached over a certain dollar amount until the size status of the winning bidder is determined and verified by the SBA.Myth: The SBA will not release information on small businesses awarded government contracts.Reality: Information and data relating to federal contract awards is readily available to the public through the Federal Procurement Data System – Next Generation. Any person – small business owner or otherwise – may request information or reports through the database operator, the General Services Administration (GSA), if they have difficult finding data or navigating the site.Myth: The recertification procedures will change the size standards for small businesses and how they are classified as ‘small,’ much like the 2004 proposal.Reality: This is simply not the case. Small businesses are still determined to be so by the same regulations. The rules regarding size standards have not changed and are still determined by industry – some are based around maximum number of employees, some are on revenues in recent years, and some are a combination of the two. The 2004 proposal, which did not go into effect, was a broad restructuring agenda that would have made all size standards determined by the number of employees.Myth: More than a dozen federal investigations in the last six years have reported finding that billions of dollars were diverted from small businesses to Fortune 1000 companies and their subsidiaries across the country.Reality: There reports almost universally raised issues regarding the accurate reporting of contract dollars that were originally awarded to small businesses – just the sort of thing the new rules were put into place to prevent. This meant that small businesses were the original winners of the contracts, but then were bought up by larger companies. Although there are a very few occasions where large businesses won federal contracts that had been set aside for small businesses, generally this was because of a misunderstanding or of a small business not realizing it had grown beyond the size standard. None of the studies suggested that large, multinational corporations competed against small businesses for contracts. The dollars went to the larger companies because the business that originally won the contract was small. The new rules and guidelines that have been put into effect as of June 30, 2007 should prevent any further such problems of misreporting. </p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/reality-vs-myths-sba-changes-small-business-reporting-standards,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>How To Become Successful Without a College Degree</title> <link>https://fxgrums.info/how-to-become-successful-without-a-college-degree,html</link> <comments>https://fxgrums.info/how-to-become-successful-without-a-college-degree,html#comments</comments> <pubDate>Sun, 18 Sep 2022 06:40:41 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Astronomy]]></category> <category><![CDATA[Biology]]></category> <category><![CDATA[College University]]></category> <category><![CDATA[Education]]></category> <category><![CDATA[Future Concepts]]></category> <category><![CDATA[Home Schooling]]></category> <category><![CDATA[Languages]]></category> <category><![CDATA[Nature]]></category> <category><![CDATA[Online Education]]></category> <category><![CDATA[Psychology]]></category> <category><![CDATA[Reference and Education]]></category> <category><![CDATA[Schools]]></category> <category><![CDATA[teaching]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=52</guid> <description><![CDATA[Anyone can become successful outside the college walls; after all, most of what you go to read our hypotheses documented by someone who happened to come across it first, which is then passed down to upcoming generations as knowledge. We can see how this has limited the thinking capacity of man, boxed them into a [...]]]></description> <content:encoded><![CDATA[<p>Anyone can become successful outside the college walls; after all, most of what you go to read our hypotheses documented by someone who happened to come across it first, which is then passed down to upcoming generations as knowledge.</p><p>We can see how this has limited the thinking capacity of man, boxed them into a small field, leaving the world filled with problems.</p><p>Anyone can become successful with or without a college degree the most successful people on the face of the earth did not have a college degree.</p><p>Invest in yourself.<br />The best way to get started in life without getting a college degree is to invest in yourself, and one way to do this is to acquire soft skills that can be monetised.</p><p>Nowadays, things have become more accessible because technology has become more viable than ever; fields in IT such as Web developers, and Digital marketing, have become high in demand with attractive compensations attached to them.</p><p>The good news is that you don’t need a college degree to get started; just anyone with the right state of mind accompanied by dedicated self-tutoring and mentorship can kickstart a career in tech.</p><p>Another option available is content creation; we have seen various individuals who built a massive following on social media platforms like YouTube and Instagram and can monetise them by creating content.</p><p>Try out careers that don’t require degrees.<br />When attempting to succeed without a college degree, you often get offers for menial jobs that require no qualification; sometimes, these jobs are often derogatory and offer you a small paycheck.</p><p>Are you seeking a high-paying job but don’t want to invest in a four-year or graduate degree? You don’t need to have a college degree to get a good job.</p><p>A new kind of job emphasises skills over education and work experience.</p><p>These jobs are known as middle-skill jobs because they do not necessarily require a four-year college degree (or an extensive work history).</p><p>Often, anyone can get the skills they need for the job through vocational training, a certificate program, an apprenticeship, or a two-year degree program.</p><p>Anyone can get started with this career and get paid well; all you need is to prove that you know the job.</p><p>Learn how to sell and negotiate.<br />Like I always tell people, the world is a marketplace, and it’s either you are sold to, or you sell to others.</p><p>Like a football pitch, there are two kinds of people, the spectator and the performers; one gets value, while the other gets entertained.</p><p>You have to decide where you want to be; those who become celebrated in life are sales-oriented and have been able to convince many people to buy from them.</p><p>Learning to be a good salesperson is essential because it improves your listening skills.</p><p>You become a much better communicator who is critical in all aspects of life. It’s not just about selling a product for your job or company.</p><p>When you’re in a sales role, every person you speak with will be different. So as you have those conversations, you’ll learn about your communication style and see where you need to improve and learn to communicate with various people.</p><p>Selling is a skill that everyone should learn; sales are everything; as said earlier, it’s either you are selling or sold to.</p><p>There are various ways to acquire skills in sales; it all starts with understanding human psychology and is accompanied by the use of technology such as social media, search engine optimisation and many more.</p><p>Expand your network.<br />Starting life without a degree causes so many things to happen to you, one of which involves the kind of connection you already have.</p><p>You did not go to school for one reason or the other; bear in mind that it will impact your existing network.</p><p>The secret to networking is not to attend a networking event and pass out as many business cards as possible.</p><p>It’s not meeting as many people as possible in hopes something will work out. Instead, you need to concentrate on the people you know will be able to make a difference in your career.</p><p>It would help if you built relationships with people in the same industry as you. Also, you don’t always have to gain something in a networking relationship.</p><p>In networking situations, people expect you to ask them for help. If you turn that around and offer some support, your networking partner will be grateful and want to return the favour.</p><p>LinkedIn, Facebook and Twitter are tools that you can use to connect personally to different people in your industry.</p><p>Find a mentor.<br />To be successful in life, you need to link up with someone who has done what you intend to do now.</p><p>A mentor acts as an advisor and support person for someone less experienced.</p><p>Traditionally, the association is between an older team member and a younger one for career and business development.</p><p>When trying to figure things out on your own, you tend to make lots of mistakes, and without feedback, you become frustrated.</p><p>For that reason, having a mentor who’s both an objective third party and an advocate for your growth and development is crucial.</p><p>Mentorships can develop leadership skills such as listening, compassion and giving and receiving feedback. Participants develop these skills by using them in the relationship. These soft skills are essential for career success.</p><p>Without goals, a mentee has no direction and no plan to get where they want to go. A mentor helps keep them on track and responsible for reaching their goals. In addition, it provides the motivation needed for mentees to work at attaining their goals.</p><p>Along with developing leadership skills, having a mentor to advise and guide you can increase your confidence and help develop problem-solving skills.</p><p>Read, read and become well-read.<br />You have to figure out when you want to be successful; even after acquiring a college degree, you still have to figure out those things yourself.</p><p>There is no other way to figure out these things without becoming an addictive reader of books.</p><p>One of the most obvious benefits of reading every day is learning.</p><p>Since the beginning of civilisation, we have grown and developed mentally.</p><p>The importance of reading books is now more than ever since. But unfortunately, not everything is available in digitalised form.</p><p>If you are not convinced about why reading books is essential, this might interest you.</p><p>When you develop the habit of reading, you enhance your vocabulary. Reading any book can improve your speech to an impressive extent.</p><p>Having excellent command over the language is known to help many in their professional and academic life.</p><p>Moreover, with better vocabulary knowledge, you get to fill yourself with self-confidence when sitting in a group with a knowledgeable audience.</p><p>And unlike a YouTube video or podcast, books provide access to in-depth knowledge.</p><p>Success-driven books such as Rich Dad, Poor Dad, Think and Grow Rich (Napoleon Hills).</p><p>Leverage the power of the internet.<br />The internet holds a wealth of information and unending opportunities for everyone to access; you can be in an underdeveloped country and still have access to such opportunities.</p><p>The evolution of the internet was dramatic and continues to evolve, with more people spending more time on the internet every year.</p><p>Levering the internet for your business and career is no longer an inexpensive option to reach a highly targeted customer base but a necessity for businesses of all sizes and market niches.</p><p>With the combination of traditional marketing efforts with newer digital marketing options in the right way, any business optimises performance.</p><p>A website can also serve as a great marketing tool. It gives you a platform to showcase knowledge in your niche, allowing you to become an expert and an advantage over the competition.</p><p>A website will also allow you to educate your visitors on your products and services and build a reputation for your business.</p><p>Get a certification.<br />Certificate programs are short-term training programs that often take less time than a degree; you can earn some certificates in as little time as a couple of weeks or a month.</p><p>They also tend to cost less money; some even come for free. Certificate programs can help you develop the skills and experiences necessary for a particular job.</p><p>Certifications provide people with the proper knowledge and skills to land a job. As a result, employers increasingly demand professional accreditation and a degree from college graduates.</p><p>Also, more certified professionals with only a high school diploma are entering the job market and successfully filling the need for skilled labour in high-income industries like IT and other industries that require skilled labour.</p><p>Most certifications are in-depth and niche-specific. All of the attention is on one field, and so is what you learn; this makes certification more effective than getting an actual college degree.</p><p>Conclusion.</p><p>Somehow, most people had fallen for the conditioning that you cannot succeed without a university degree.</p><p>This has been proven wrong by the high level of successful people today, with the majority without a college degree. Generally speaking, many people who go to school are literate but not educated.</p><p>Both are two different things. Education means to train and to mould. If we are to take it a step further, it is the process of knowing yourself and your environment.</p><p>If everyone who went to school were educated, we would have fewer people in the global labour market today.</p><p>Finally, like I always say, it takes courage to conquer the world, you can’t sit in your comfort zone and expect the world to bow at your feet.</p><p>You have to make moves too. I challenge you not to be discouraged and take the bull by the horn; success is yours for the taking.</p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/how-to-become-successful-without-a-college-degree,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Reasons Why Online Advertising Agencies are relevant in 2022</title> <link>https://fxgrums.info/reasons-why-online-advertising-agencies-are-relevant-in-2022,html</link> <comments>https://fxgrums.info/reasons-why-online-advertising-agencies-are-relevant-in-2022,html#comments</comments> <pubDate>Sun, 18 Sep 2022 06:33:50 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[Auctions]]></category> <category><![CDATA[Audio Streaming]]></category> <category><![CDATA[Banner Advertising]]></category> <category><![CDATA[Blogging]]></category> <category><![CDATA[Businesses Online]]></category> <category><![CDATA[E Books]]></category> <category><![CDATA[Ecommerce]]></category> <category><![CDATA[Forums]]></category> <category><![CDATA[Internet Marketing]]></category> <category><![CDATA[Link Popularity]]></category> <category><![CDATA[List Building]]></category> <category><![CDATA[Podcasting]]></category> <category><![CDATA[Publishing]]></category> <category><![CDATA[Search Engine Marketing]]></category> <category><![CDATA[SEO]]></category> <category><![CDATA[Site Promotion]]></category> <category><![CDATA[Social Media]]></category> <category><![CDATA[Social Networking]]></category> <category><![CDATA[Traffic Building]]></category> <category><![CDATA[Video Marketing]]></category> <category><![CDATA[Web Design]]></category> <category><![CDATA[Web Development]]></category> <category><![CDATA[Web Hosting]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=50</guid> <description><![CDATA[Should you join an Online Advertising Agency. This post tells the truth. MyBusinessAd has helped thousands of Online Business owners get more sales. Let’s get right to it! What is an Online Advertising agency? Online Advertising agencies promote their clients’ brands, products, and services, using digital marketing tactics such as pay-per-click (PPC) advertising, content marketing, [...]]]></description> <content:encoded><![CDATA[<p>Should you join an Online Advertising Agency. This post tells the truth. MyBusinessAd has helped thousands of Online Business owners get more sales. Let’s get right to it! What is an Online Advertising agency? Online Advertising agencies promote their clients’ brands, products, and services, using digital marketing tactics such as pay-per-click (PPC) advertising, content marketing, and search engine optimization (SEO).</p><p>MyBusinessAd is a leading industry Online Advertising Agency. It’s not just about Business Ad creation, improving your SEO or doubling your Site Traffic overnight. When you partner with an agency like MyBusinessAd, you become invested in the process. All resources available are used to promote your business and increase your reach beyond your wildest dreams.</p><p>The Agency becomes hyper focused on your business and instantly gains interest in your success.. MyBusinessAd has been around for years, creating exclusive Advertising strategies. You get the invaluable experience of learning from a team of people who have a vested interest in your business.</p><p>Instant access to our personal notes that has allowed us to grow multiple 6 figure Online businesses. You learn everthing we know about Advertising, SEO, Web Traffic & Lead Generation. We use this website to promote your unique Business ad. Your Business ad will include a direct link to your website or Landing page. MyBusinessAd will put your business opportunity in front of thousands of potential leads daily. Joining us is how you always stay one step above your competitors.</p><p>Here are a few advantages of joining an Online Advertising Agency</p><p>Your earn more income</p><p>Proven (Case Study) Advertising Strategies that have worked over a period of time.</p><p>Increase your sales conversion rate</p><p>Your business gets featured in worldwide Ad campaigns</p><p>Advertising on multiple Social Media platforms</p><p>Stay ahead of your competition</p><p>Learn to overcome any sales objections</p><p>Increase your SEO</p><p>Improve your Google Search Ranking</p><p>Massive Web Traffic</p><p>Instant access to targeted high quality leads and training</p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/reasons-why-online-advertising-agencies-are-relevant-in-2022,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> <item> <title>Crypto Currency Vs Fiat Currency</title> <link>https://fxgrums.info/crypto-currency-vs-fiat-currency,html</link> <comments>https://fxgrums.info/crypto-currency-vs-fiat-currency,html#comments</comments> <pubDate>Mon, 12 Sep 2022 10:40:25 +0000</pubDate> <dc:creator>admin</dc:creator> <category><![CDATA[Uncategorized]]></category> <category><![CDATA[cash]]></category> <category><![CDATA[Crypto currency]]></category> <category><![CDATA[currency]]></category> <guid isPermaLink="false">http://fxgrums.info/?p=48</guid> <description><![CDATA[Crypto currency vs. Fiat currency Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use [...]]]></description> <content:encoded><![CDATA[<p>Crypto currency vs. Fiat currency</p><p>Are you aware of the fiat currencies and the crypto currencies? They both are currencies in one form or the other and are open for public use across the world. But they are both different and distinct in their own ways. There is always one group that favors the use of cryptos, while the other has a soft corner for the fiat currencies.</p><p>In cashless society- crypto money play a huge role</p><p>If you have a look at the market of the 1970s and 1980s, you will find that the cash played the dominant role. But, with the change in the technology, electronic transactions have become the usual norm. Today, more and more people are influenced in becoming the cashless society. With the progress towards the cashless society, cryptocurrencies have a big role to play.</p><p>Crypto currency and fiat currency are always at loggerheads</p><p>Cryptocurrency and fiat currency are popular types of digital currency, especially when it is about an online transaction. They both are currencies currently in use in the market but have some differences in them. There is a hell lot of hypes that you will hear on a daily basis comparing the crypto money and the fiat money. This article will highlight the difference between the two in a more comprehensive and clear manner.</p><p>Differentiating in what the currencies stand for</p><p>Before going for the difference between the two, you must understand what do they stand for and how are they are defined.</p><p>The fiat currency is a legal tender that has the support of the central government, and it operates in the physical form. For instance, US dollars, British Pounds, Euro etc. On the other hand, the crypto currency is a non-legal tender, and doesn’t have any backup from the central government or bank.<br />Hence, the difference between crypto currency and fiat currency is noted as follows:</p><p>• Crypto-currencies are decentralized and global in nature. There are no one entity or government that controls the currency with their laws and regulations. The Fiat currency is centralized, under the control of the laws and regulations of the banks and government.</p><p>• Crypto-currencies have their existence only in the digital domain. On the other hand, you will find that the fiat currencies have a tangible and physical existence.</p><p>• There is a limited supply of crypto-currencies with a maximum set of them getting supplied in the market. Whereas, the fiat money has an unlimited supply as the government and bank are entitled to produce coins and paper money whenever the situation is required.</p><p>• The Bitcoin and other crypto type currencies are created by the computers, while the fiat currencies are issued by the local government and the banks.</p><p>• Cryptocurrencies are presented as the public and private code pieces. On the other hand, the fiat currencies are presented in the form of coins and paper money.</p><p>• The value of the crypto currencies is not recognized by the supply and demand of the market. Whereas, the fiat currency value is determined by the market regulations of supply and demand.</p><p>The different types of crypto and fiat currencies</p><p>In the last one decade, the popularity of crypto type currencies has emerged as a huge success. It was in 2009, when Bitcoin was first introduced, and years after several other types of crypto currencies have emerged. Starting from Litecoin. Dogecoin, Ripple to the Dcash and Zcash, there is a plethora of them. On the other hand, the fiat currency has a rich and ancient roots, with the Great British Pound, that dates back to 775 AD. It is considered as the oldest currency in the world that is still in use.</p><p>The differences in the anonymity between the two currencies</p><p>When you are using the fiat currencies, you need to undergo a user identification or verification process. You are asked to upload a recent picture of yourself and some of the required documents to be issued as per the public authorities. You don’t need to undergo any of the required processes with the crypto currencies. Though your personal information and confidential details don’t get public, but all your transactions are recorded and tracked in both the fiat and the crypto currencies.</p><p>Fiat currency vs crypto currency: transparency level</p><p>• The transparency level with the crypto type currencies are considered to be more. This is because the revenue streams are displayed in a public chain. Everyone can witness their own and others’ transactions.</p><p>• The fiat or govt. currencies are not transparent, as there are not public chains to see the revenue streams of the people.</p><p>A comparative historical roots</p><p>If you compare the crypto money with that of its counterpart, fiat or government currency, you will find that their existence and creation brings the difference. The Fiat or government currency, dates back its existence as early as 775 AD with the introduction of the Great British Pound. This is why fiat type currency is easily accepted by the people all over.</p><p>On the other hand, the crypto coin was perhaps first introduced only a decade ago, with the introduction of Bitcoin in 2009. The challenge that the Bitcoin and other crypto currencies face is catching up with the immense popularity and increasing fan base of the fiat currency. Crypto currency, is no doubt gaining importance and popularity in the economic market, but it has still not been accepted widely in the society as the fiat currency.</p><p>A comparative history of the two currencies:</p><p>• It was in the 11th century, when the Chinese Song dynasty was perhaps the first one to issue the paper money. It was not allowed to exchange with valuables like gold and silver or silk.</p><p>• There were Tally sticks that were introduced as a fiat or government currency. 1100 Tally sticks were introduced as a combat for the shortages in gold.</p><p>• 1971, was the year, when the fiat currency received a worldwide recognition. President Nixon introduced it in order to eliminate the dollar pegging system to gold.</p><p>• It was in 1998, when the idea of an anonymous electronic cash system emerged by Wei Dai. Bitgold-the very first crypto currency was created by Nick Szabo, but it didn’t receive as much attention as Bitcoin.</p><p>• In 2009, Bitcoin was introduced in the market, that became the first crypto currency that was accepted across the globe. In 2011 and after, a series of several other crypto currencies were introduced. Some of the popular ones include, Litecoin, Dogecoin, Ethereum, Ripple, Zcash, Dash and so on.</p><p>The traits of both the currencies</p><p>The potential of the crypto type currencies and fiat currencies, accessing their traits is important. You will find that in some of the criteria, Bitcoin and other crypto currency is superior than the fiat or government currency, and in some cases, the latter surpasses. It is absolutely your call to choose the type of currency (crypto type currency or fiat type currency) based on your personal needs and requirements.</p><p>Let us compare their traits with respect to certain factors.</p><p>• Both the crypto coins and fiat type currencies are interchangeable in nature.</p><p>• As per the portability is concerned both the currencies secure more or less the same position.</p><p>• With respect to the non consumable criteria, crypto currency and fiat type currency have the equal status.</p><p>• Crypto type currencies have high durability as compared to the fiat-currencies that have moderate level of durability.</p><p>• Both the crypto or virtual currencies and the fiat or government currencies ensure secure and safeguarded transactions and exchange.</p><p>• Crypto or digital currencies are highly divisible in nature. On the other hand, the fiat type currencies are moderately divisible.</p><p>• In terms of the transaction process, the crypto currencies are easy and hassle free. Whereas, on the other hand, the traction process associated with the fiat currencies are easy, but not like the cryptos.</p><p>• The crypto based currencies are decentralized and global in nature, unlike the fiat currencies that are centralized and functions under the laws and regulations of the government.</p><p>• The crypto based currencies have high scarcity, where as, the fiat currencies are unlimited as the government can issue coins and paper money whenever there is a need.</p><p>• The crypto based currencies are based on mathematical algorithms, and are programmable. The fiat currencies are not at all programmable.</p><p>• The fiat currencies are sovereign in nature, while the crypto currencies are not.</p><p>The process of the functioning of the currencies</p><p>You can find the significant differences between the crypto or digital currencies and the fiat currencies with the way they both operate and the transaction process that take place. They are contrasting in nature. The transfer of money using the Bitcoin is very quick, and you absolutely don’t need any third party association.</p><p>On the other hand, if you are involved with the money exchange using Fiat type currency, a mobile wallet is in use. You can exchange an amount of e-money that gets transferred into the equal e-value amount. Both the fiat and the crypto currencies enable you to purchase everything that you desire. But the processes involved are absolutely distinct from each other.</p><p>Depending on the things you purchase, you will find that one currency form is better than the other. This is absolutely your choice.</p><p>Is Bitcoin, a crypto currency better than the fiat-currency?</p><p>The long term benefits and the capability of the Bitcoins is still not established. But it has been predicted by the crypto currency gurus and experts, that they will go a long way, especially revolutionizing the way the online transactions are done. In the current market, the Bitcoin is mainly included in the online casinos and the gambling, but it is not limited to it.</p><p>Furthermore, when you compare the fiat currencies, the Bitcoin allows you to seize the power and authority from the banks and the government since it is not controlled. The cryptography based currency has the capability to create or come up with the free market capitals. Fiat currencies are affected by the inflation and the changes in the market, unlike the crypto based currencies. Such aspects make individuals believe that cryptograph based currencies will soon take over the mainstream currencies and bring a transformation in the way the money is used.</p><p>Why is Bitcoins considered to be a better aspect than the fiat type currencies?</p><p>• Bitcoin gives you the opportunity to re-create a free market capitalism.</p><p>• The power of controlling the money is absolutely with the individuals, and not with the banks like the fiat type currencies.</p><p>• When there is an inflation, the Bitcoin is not affected. But the Fiat type currency will be easier to lose and get affected by it.</p><p>• The Bitcoin currency is easy easier to exchange and transfer as compared to the fiat or government currencies.</p><p>• The transaction fees involved with the Bitcoin are way cheaper and easily affordable.</p><p>Crypto currencies seem to be a favorable option among the people</p><p>The fiat type currencies are the centralized and legal way of exchanging money. But, the crypto currencies have acquired immense popularity in the past few years. There will never be anyone who would act as a middle man, like the case with the banks. Moreover, the cryptos are way cheaper and less expensive that the conventional fiat currencies.</p><p>Send money anywhere directly without waiting for the bank’s approval</p><p>You can send money to anyone in the world directly, and it is super fast. The money gets cleared within a few minutes time. You don’t have to wait for the traditional clearing and verification processes of the banking systems, which might take up to several days to get a clearance. Since it is decentralized and doesn’t come under the law and regulations of the government, nobody has any power to do anything with your account.</p><p>The blockchain technology has a very big role to play</p><p>Thanks to the crypto currencies, that gives us the power and the authority to become our very own bank, and take control over our finances. It is because of the blockchain technology that offers a higher level of sophistication while dealing with the finances. In fact, there are some mainstream financial industries that have started incorporating the idea of the technology.</p>]]></content:encoded> <wfw:commentRss>https://fxgrums.info/crypto-currency-vs-fiat-currency,html/feed</wfw:commentRss> <slash:comments>0</slash:comments> </item> </channel></rss> If you would like to create a banner that links to this page (i.e. this validation result), do the following:
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